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Home My WebLink About96-01187 I ~ ~, I II I j ~ ; , j .~ '" , I I I I . ~ I I , . ~~ ! d j ~) ~ ~ ~ r"o- IN TIUI COOllT OJ' COMMON PLUS 0' CUMBIRLAND COUNTY. PlNNSYLVANIA INT.GRA BANK l./b/- to LANDJIA1lJt SAVINGS ASSOCIATION) CUMBIRLAND COUNTY COURT or COMMON PLUS CIVIL DIVISION v.. JWrrRBY L. YOUNG SHARLBd J. YOUNG NO. 96-1187 Al'rIDAVIT or SIllRVIClI PURSUANT TO RULli 3U9 COIOCONWBALTB or p\DINSYLVANIA COtnrrY or CtlIIBlaLAND ) ) SSI I. FRANK FEDERMAN. ESQUIRE attorney for INTlIGRA BANK. 1./b/m to r.ANDIUdIt SAVINGS ASSOCIATION) hereby v'erify that on JUNlI :a6. 1996 true and correct copies of the Notice of Sheriff's Sale were served by certificate of mailing to the recorded lienholder. and any known interested party see Exhibit "A" attached hereto. Notice of Sale was sent to the Defendants .n:rrRlIY L. YOUNG AND SHARLlINJI J. YOUNG by first class mail and certified mail. return receipt requested. on JUNlI 26. all. see Exhibit "B" attached hereto. Defendants' green certified mail cards were signed on NOVIMBBR 4. 1995. see Exhibit "C" attached hereto. r;n FRANK FEDERMAN. ESQUIRE Attorney for Plaintiff DATE: Auaust 27. 1996 WAy II UllO'OII OOMllne AND Il\IrtflNA "ONAl. MAIL OOllS /lfor -..ov1O'''ON INtIJ""HCI-'OITflM,TM . '*- ....., ".." '_"-r_ ,n 1It_.. lW "'..... INt.''''' ...... I'EDERMAN ANO PHELAN ~lit9g00 Two Penn Ccrller PIJZ3 P~Uag'~'""i4. 1:>>4 fQ1n~ One _ of -..... _ .._ ... SHARLENE J, YOUNG 44 !!AST PENN STRUT ~AD'Iili. pA 1]011 En~ - . , . . "'ann 3817. "'It, 1888 0'0 I "'1 . Am. '" ntt"n "1m.. QI met., 0II"4f" tnd MAY II UUO,Oft DO.one AND tHTPN.4 nONA&. MAIl.. DaIS NQr ,"OVID.'OIt IHIU"AHCI-'OI'MAtTI.. ~'"""l P!!DERMAN AND PHELAN $ij'ltllOO Two Penn Centor Plaza fIf,IIGdQI,:)llIu, FA 13182 EnKQ ~! .!ll .2 III ~::; One JIM. 0' ordInery ,"1i6I ........... to. JEFFREY L, YOUNG 44 EAST PENN STREET rARfrQfPJ p~ 17nl1 " 'orm 3e 17. Mer. 1889 0.0 IMPORfANT' 'LACI snC.IA AT TOP O.INVlLOPI TO 'HI RIGHT O. RITURN ADDAIII. 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CJ < ALL THAT CERTAIN lot or ground SITUATE in the F~rst Ward of the Borough of Carlisle, County of Cumberland and State of Pennsylvania, bounded and described as follows, to wit: BEGINNING at a point on the South sid~ of East Penn Street at corner of lot now or formerly of Emma Emlet; thence South along said lot now or formerly of Emma Emlet, 22 feet to a point; thence West along the same, 19 inches to a point; thence South along the same, 98 feet to a point on the North side of an alley; thence East along said alley, 12 feet to a point on line of lot now or formerly of W. Frank Walters and Maggie E. Walters; thence North along said lot now or formerly of Walters, 75 feet to a point; thence East along said lot now or formerly of Walters, 8 inches to a point; thence North along the same, 45 feet to a point on the South side of East Penn Street; thence West along said East Penn Street, 11 feet 1 inch to the place of beginning. BEING improved with a dwelling house known as No. 44 East Penn Street, Carlisle, PA 17013. TAX PARCEL NO. 2-20-1800-335 TITLE to said premises is vested in Jaffrey L. Young and Sharlene J. Young, husband and wife, from Russell J. Stine, a/k/a Russel J. Stine, and Christine Stine, husband and wife, dated 5/12/91 and recorded 5/14/91 in Deed Book C35, Page 550. \3 >0 r- :- r" If) . ~? ~- M ,l <f' ~r~ I ~..: f j:~ "'- }~ r' r- . ej) ( '4 .0 I , It! :"''; .1t"L1 ~ ::..) .::10- -, ~ ..0 -5 0'\ 0 / N \~ '~'-' - ~ ~ \..;' ~ 'r\ ,..,\, "'- ry-., -'~ ~ ~, '\...:. ~ r--~ '-.) -- - .2 t-:.J ...........~ .v '-J ~--.J .... '\ . INTEGRA SANIt (s/b/m to LANDMARIt SAVINGS ASSOCIATION) va. CUMBIllRLAND COUNTY COURT OF COMMON PLEAS CIVIL DIVISION JJ:nRlllY L. YOUNG SHARLBNB J. YOUNG NO, 96-1187 AFFIDAVIT PURSUANT TO RULE 3129 (Affidavit No.1) INTEGRA SANIt ls/b/m to LANDMARK SAVINGS ASSOCIATION), Plaintiff in the above action, by its attorney, FRANK FEDERMAN, ESQ" sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at 44 EAST PENN STRBET. CARLISLB. PA 17013, 1. Name and address of Owner(s) or reputed Owner(s}: ~ LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) JJ:li'rRllIY L, YOUNG 44 EAST PENN STRBET CARLISLE. PA 17013 44 EAST PENN STRtII CARLISLE. PA 17013 SHARLBNB J. YOUNG 2. Name and address of Defendant(s} in the jUdgment: ~ LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) SAHl!l AS ABOVE 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: NAME LAST KNOWN ADDRESS (if address cannot be reasonably ascertained. please so indicate) ~ 4. Name and address of the last recorded holder of every mortgage of record: ~ LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) SBNEFICIAL CONSUMER DISCOUNT COMPANY 1 SOUTH HANOVER STREET CARLISLE. PA 17013 ~ ..... .... In f'; ~'.: M :t,.. gO .J..t( ,J ' .)-,- C- -) ;: ")~ ~f" t- . "'lJ "- I 'J ~_.... ,.,. l" ,'"ita ..'.., ---, r' "'i 'jo. U. \0 'j 0 en '..l . .' . PIlDBRMAN and PHBLAN By. PRANK PBDBRMAN IcI.nti.f1oation No. 1:.1:.148 Suite 900 Two Penn Cente>:" Pl&3a Philadelphia, PA 1910:.1 (215) 563-7000 ATTORNBY FOR PLAINTIFF INTBGU BANK (a/b/m to LANDMAU SAVINGS ASSOCIATION) CUHBBRLAND COUNTY COURT OF COMMON PLBAS CIVIL DIVISION va. JB:FPRBY L. YOUNG SIlAJtLBm J. YOUNG NO, 96-1187 CBRTInCATION FRANK FEDERMAN, ESQUIRE, hereby verlfies that he is attorney for the Plaintiff in the above-captioned matter, and that the premises are not subject to the provisions of Act 91 because it is: an FHA mortgage non-owner occupied vacant (XX) Act 91 procedures have been fulfilled This certification is 18 Pa. e.s. Section 4904 authorities. made subject to the penalties of relating to unsworn f.alsification to _;;2/ lU i:hJ.lilf)'iWI F K FEDERMAN, ESQUIRE Attorney for Plaintiff You may need an attorney to assert your rights, The sooner you contact ona, the more chance you will have of stopping the sale, (See notice on page two on how to obtain an attorney.) YOU MAY STILL BB ABLB TO SAVE YOUR PROPBRTY AND YOU HAVE OTHER RIGHTS IVlN IF THI SHIRIFF'S SALI DOBS TAKE PLACE, 1. If the Shariff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling {2151 563-7000. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call (215) 563-7000. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff on This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAXE THIS PAPER TO YOUR LAWYER AT ONCE, IF YOU DO NOT HAW A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTBD BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CtlMBERLAND COUNTY COURT ADMINISTRATOR 4th floor Cumberland County Courthouse (717) 240-6200 ">. co - b; c....:. '. .~ M '<:, (', UJ.";,' " "':~J <.:It ~: ~ ... . ....." f..., , '-. :l:-:j ~r .- {. .... -') '':L I '0 C:1c' ",,",. .:u . . r ;;":; I.... , l,- .~ " ~ ..' u . ". rlDBRMAN AND PHBLAN By: FRANK 'BDBRMAN Identific:atJ.on No. 1:lH8 Two Penn Center Plaza - Suite 900 Philadelphia, PA 19102 (US) 563-7000 INTBGRA BANlt: (./h/m to LANDMA.RJ: SAVINGS ASSOCIATION) 116 ALLBGHBn CBNTBR MALL PITTSBURGH, PA 15:l12-5356 va. JIFFR&Y L. YOUNG SIlAJtLBNB J. YOUNG 44 BAST PINN STRBBT CARLISLB, PA 17013 Attorney for Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLBAS CIVIL DIVISION NO. 96-1187 PRABCIPB FOR JUDGMENT FOR 'AILURB TO ANSWI!lR AND ASSESSMENT OF DAMAGBS TO THE PROTHONOTARY: Kindly enter jud'Jment in f,.vor of the Plaintiff and against JE"RBY L. YOUNG AND SIlAJtLENB J. YOUNG, Defendant(sl for failure to file an Answer to Plaintiff's Complaint within 20 days from service thereof and for Foreclosure and Sale of the mortgaged premises, and assess Plaintiff's damages as follows: As set forth in Complaint Interest - U/l/95 TO 6/5/96 TOTAL $33,978,43 1.479,56 $35,457.99 I hereby certify that (1) the addresses of the Plaintiff and Defendant (s) are as shown above, and (2) that notice haD been gi.ven in accordance with Rule 237.1, copy attached. DAMAGES 'JlHn~ /hIHl1lliYl F K FEDERMAN, ESQUIRE Attorney for Plaintiff .{ DATE: HEREBY ASSESSED AS i" ,,< I. (~r;, nDElUl:lJl AND PHELAN Frank rederaan, Esquire Identification No. 13348 Suite 900 Two Penn Center Plaaa Philadelphia, pA 19103-1199 (315) 563-7000 INTEGRA BANK (S/B/K to LANDMARK a~VINGS ASSOCIATION plaintiff Attorney for plaintiff . . COURT OF COMMON PLEAS CIVIL DIVISION . . vs. : CUMBERLAND COUNTY No. 96-1187 CIVIL TERM JEFFREY L. YOUNG and SHARLINE J. YOUNG Defendents . TO: ...~l... 3. Youa9 U ...~ V... nre.' Carli.ls, V& 17013 0'1. o. .oue.. a...IL 11. 1". THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A OUT. THIS NO'1'ICE IS SENT TO YOU IN AN ATTEMPT TO COLLEer THE INDEBTEDNESS REFERRED TO HEREIN, AND ANY INFORMATION OBTAIN!D FROM YOU WILL BE USED FOR THAT PURPOSE. :IIIIPORTUI'1' .OT:ICB You are in default because you have failed to take action required in this case. Unless you act within ten (10) days fro. the date of this notice, a Judgment may be entered against you , without a hearing and you may lose your property or other important rights. You should take this notice to a lawyor at once. It you do not have a lawyer or cannot afford on., go to or telephone the following office to find out where you can get legal help: CUmberland county Court Administator 4th Floor CUmberland county Courthous. Carlisle, PA 11013 (111) 240-6200 "eUA')' an FRANK FEDERMAN, ESQUIRE Attorney for Plaintiff >- l"- e: i~ f: 1..-: ~-, i;' 'jd ~~' "- 'J.:) c..:... ~)~ r:. ,~ ,- r- :::f~ L. ftl:l! I .:Jf) -- ,,. -. ~ ' :nm F ~.l ". -, ,!!~ c \.0 ,.' O. ..I U . , - J ~ ~ o ~ \ "- '-':l ~ cj j ';' .c \r--: ~4 ~ '--j ~ ~~ "'- I _"" r '~ t .~ ~ ~ ~ --j " -J :scl (j -- ~ '-r- Q~ 'J C'f--1"-i1 "1 X ~ - ('~ ? '~ "r1 ....... - ~ ,... '- v; ::; ~ ~1 3..r.- I~ j~': ,..1;::: ~- ,\:.:; c ..-.;:; , r- 'v) " I 'fS !..l: ~.~ l:it ~. ==j '~ ~u. .' ," a 0 c'\ " ,", p,,- o , , '-' ----.:- ,I ;, ,-'-" ......:~ v'J -.-.......... -, -::---,. '-.. ~ 'X " ...., ,'" .... ~"'/. ,,"' -0 ~. o -- ':;J.. ........... --" - .......... -.- ,"- _I .\,......." ''---) \. V), \ ~ <~ :') -, :1;" ;;' .;:~ '] :n ."- .'''' " ;:. .:: ? :" " r.c'; "' iL' I:):"' l.d'; ~(J) -~ .~) " c, ,'" ...... ~ if ~''J --.'l-tO C.IU) <JllIU-l,''IO!l "'~ "'P~"-'l~"'lll'ir}~U{J'lR "',.I>~""""IY 1Y!)111!WlS-lly , rED ERMAN AND PHELAN By: rRANK rEDERMAN, ESQUIRE IDENTIrICATION NO, 12248 TWO PENN CENTER PLAZA, SUITE 900 PHILADELPHIA, PA 19102 (21!5\ !583-7000 ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION INTEGRA BAN!( (S/B/M TO LANDMARK SAVINGS ASSOCIATION) 116 ALLEGHENY CENTER MALL PITTSBURGH, PA 15212-5356 Plaintitt v. TERM / 1/((1 (It (,ll t -Jl.l,.V'- NO. i; '(!' , / J CUMBERLAND COUNTY JErFREY L. YOUNG SHARLENE J. YOUNG 44 EAST PENN STREET CARLISLE, PA 17013 Defendant(s) CIVIL ACTION/MORTGAGI this Is an attempt to collect a debt and any Information obtained will be used for that purpose, WORICLOSURI NOTICI You have been sued in Court. If you wish to defend against the claims set forth in the tollowing pages, you must take action within twent.y (20) days atter this complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your de tenses or objections to the claims set torth against you. You are warned that it you fail to do so the case may proceed rdthout you and a judgment may be entered against you by the court w.l.thout turther notice for any money claimed in the Complaint or tor any other claim or reIiet requested by the Plaintitt. You may lose money or property or other rights im~ortant to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAl, HELP. CUMBERLAND COUNTY COURT ADMINISTRATOR 4TH FLOOR CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA 17013 (717) 240-6200 IntBgrQ Inl~K'" "'U'IIIJ"~ CIJ",p.ln~ \Ih .-'.ilq;IlI"') l,"':lc', ,\1,.11 l'lll,hll!);h ",\ I';! 1 ~-i 1';Il September 08, 1995 Jeffrey L Young Sharlene J Young 44 E Penn St Carlisle PA 17013 NOTICB or INTBNTION TO 'ORBCLOSB MORTGAGB RE: Acct. No. 006900-4 Property Address: 44 E Penn St Dear Mortgage Customer(s) : Your mortgage with Integra Mortgage Company on the above referenced property is in default and this letter constitutes a NOTIC~ OF INTENTION TO FORECLOSE. The nature of the default is that you have failed to make your mortgage payments since July 06, 1995. The amount of the default is $ 1013,46, ($ 973.83 in payments and $ 39,63 in late charges). This amount would bring your mortgage loan current to and including September 30, 1995. Carlisle PA 17013 If you elect to pay the delinquent amount in full within 30 days and the payment is made after the next due date, the amount due will include one more payment plus late charges on the mortgage, The payment amount is $ 324.61 would make the total amount of the delinquency due $ 1338.07, including late charges, You have 30 days from the date of this letter and after you have exhausted any rights you may have under the Emergency Mortgage Assistance Act of 1983, either to pay the delinquent amount or you have the right to any of the following alternatives: 1, You may refinance your present mortgage with another bank, savings and loan or any mortgage lender. From the proceeds of the new mortgage with another mortgage lender, your present mortgage with Integra Mortgage Company will be paid in full. Please be advised that it usually takes several weeks to arrange for a new mortgage, 2. You have the right to sell your property to any other person, and from the proceeds of the sale, the present mortgage of Integra will be paid in full at the time of closing. 3, You may have the right to sell or transfer the property subject to the mortgage, to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges and attorney's fees and costs are paid prior to or at the sale, (and that the other requirements under the mortgage are satisfied). Contact us us to determine under what circumstances this right may exist. EXHIB'T "A" Account Number 006900-4 Page 2 It you fail to cure this delinquency by October 09, 1995, Integra at its option will declare all the sums secured by the mortgage to be immediately due and payable without further demand and will invoke the power ot sale and any other remedies permitted by law, including the collection of all reasonable costs and expenses incurred in pursuing such remedies, including but not limited to, reasonable attorney fees. The delinquency must be paid within 30 days trom the date of this letter, in cash, money order, cashier's check or certitied check, or proof of compliance with any of the alternatives prior to the expiration ot the 30 days. If payment is not made and you have exhausted your rights under the Emergency Mortgage Assistance Act of 1983 or if proof ot any of the alternative rights is not submitted to Integra prior to the expiration ot the 30 days, Integra Mortgae Company will file legal proceedings to foreclose on your property. Your property will be advertised for sale through the Sheriff's Office and the property will be sold by the Sheriff to the highest bidder, if an~'. As a result of these proceedings, the ownership of the property shall pass to Integra Mortgage Company or to the highest bidder and you will lose all title, interest and equity in your property. It mortgage foreclosure proceedings are filed (which will be done 30 days after the date of this letter), the filing fees, advertising, Sheriff's costs and attorney's fees will add a substantial sum to the amount you have to pay to cure the default. However, you may stop the Sheriff's Sale and continue to own the property, if you pay the delinquent amount on the mortgage, the Sheriff's Sale costs and attorney's fees, in cash, money order or certified check at any time before 9:00 a.m. on the date of the actual sale, YOU ALSO HAVE THE RIGHT TO ASSERT IN THE FORECLOSURE PROCEEDINGS THE NON-EXISTENCE OF A DEFAULT OR ANY OTHER DEFENSE TO ACCELERATION AND FORECLOSURE. All payments or proof of alternative must be made at Integra Mortgage Company, Default Administration Department, 116 Allegheny Center Mall, Pittsburgh Pennsylvania 15212-5356. This letter is sent to you by certified mail and regular mail and constitutes final notice regarding this matter, THIS NOTICE OF INTENTION TO FORECLOSUE REQUIRES YOUR IMMEDIATE ATTENTION. We hope that you will be able to pay the delinquent mortgage amount to bring your mortgage up to date and to continue to own the property. Sincerely, Rosemary L. Hoey Default Administration C0149/RLH cc: Certified mail and regular mail EXHIBIT "A" DATE: September 08, 1995 RE: Account No.: 006900-4 Property address: 4~ E Penn St To: Jeffrey L Young FROM: Integra Mortgage Company You may be ~ligible for financial assistance that will prevent foreclosure on your mortgage if you comply with the provisions of the Homeowners' Emergency Mortgage Assistance Act of 1983 (the "Act"). You may be eligible for emergency temporary assistance if your default has been caused by circumstance beyond your control, you have a reasonable prospeqt of resuming your mortgage payments, and if you meet other eligibility requirements established by the Pennsylvania Housing Finance Agency. Please read all of this Notice, It contains an explanation of your rights. , Carlisle PA 17013 Sharlene J Young Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice. During that time you must arrange and attend a "face-to-face" meeting with a representative of Integra, or with a designated consumer credit counseling agency, The purpose of this meeting is to attempt to work out a r.epayment plan, or to otherwise settle your delinquency. This meeting must occur in the next (30) days. If you attend a face-to-face meeting with Integra, or with a consumer credit counseling agency identified in this notice, no further proceeding in mortgage foreclosure may take place for thirty (30) days after the date of this meeting, The name, address and telephone number of our representative is: V, Rae Gialanella Integra Mortgage Company 116 Allegheny Center Mall Pittsburgh PA 15212 Telephone Number: 412/442-3695 or 1-800-432-7698 The names and addresses of designated consumer credit counseling agencies are shown on the attached sheet. It is only necessary to schedule one face-to-face meeting. You should advise Integra immediately of your intentions, Your mortgage is in serious default because you have failed to pay promptly installments of principal, interest, escrow and late charges, as required, for a period of at least sixty (60) days, The total amount of the delinquency is $ 1013.46, (Please be aware that this figure does not include any legal fees and/or cost that may be due.) If you require additional breakdown of this default figure, please call Rae Gialanella at the telephone number listed above. RLH/C0147 t=XHIBli "B" Account No: 006900-4 If you have tried and are unable to resolve this problem at or after your face-to-face meeting, you have the right to apply tor financial assistance from the Homeowners' Emergency Mortgage Assistance Fund. In order to do this, you must fill out, sign and file a completed Homeowners' Emergency Assistance Application with one of the designated consumer credit counseling agencies listed on the attachment. An application for assistance may only be obtained from a consumer credit counseling agnecy, The consumer credit counseling agency will assist you in filling our your application and will submit your completed application to the Pennsylvania Housing Finance Agency. Your application must be filed or postmarked within thirty (30) days of your face-to-face meeting. It is extremely importaAt that you file your application promptly, If you do not do so, or if you do not follow the other time periods set forth in this letter, foreolosure may proceed against your home immediately, Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. It is extremely important that your application is accurate and complete in every respect. The Pennsylvania Housing Finance Agency has sixty (60) d&ys to make a decision after it receives your application. During that additional time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Agency of its decision on your application, The Pennsylvania Housing Finance Agency is located at 2101 North Front Street, Post Offcie Box 8029, Harrisburg, Pennsylvania 17105. You may reach the Pennsylvania Housing Fionance Agency by phone at 717-780-3800 or toll-free at 1-800-842-2397, Persons with impaired hearing can call 1-800-342-2397. In addition, you may receive another notice from this lender under Act 6 of 1974, That notice is called a "Notice of Intention to Foreclosure". You must read both notices, since they both explain rights that you now have under Pennsylvania law, However, if you choose to exercise your rights described in this notice, you cannot be foreclosured upon while you are receiving that assistance, Sincerely, Rosemary L, Hoey Default Administration EXHIBIT "B" ... ',,- ~ Integ~a Bank s/b/m to vs Jeff~ey L. Young and Sha~lene In the Cou~t of Common Pleas of Cumbe~land County, Pennsylvania J, Young No. 96-1187 Civil Te~m Philip Baughman, Deputy She~iff, who being duly swo~n acco~ding to ldw, says on July 1, 1996 at 8136 o'clock A.M.. E.D.S.T., he posted the p~ope~ty of Jeffrey L, Young and Sha~lene J. Young at 44 E. Penn St~eet, Ca~lisle, Cumbe~land County, Pennsylvania with a copy of R.E. W~it, Notice Poste~ and Desc~iption acco~ding to law. Philip Baughman, Deputy She~iff, who being duly swo~n acco~ding to law, says on July 1, 1996 at 8136 o'clock A.M., E.D.S.T" he se~ved Real Estate W~it, Notice Poste~ and Desc~iption in the above entitled action upon one of the within named defendants, to wit. Jeff~ey L. Voung by making known unto Sha~lene J. Young ~lfe of Jett~ey L. Young at 44 €, Penn St~eet, Ca~lisle, Cumbe~ldnd County, Pennsylvania its contents and at the same time handing to he~ personally the said t~ue and attested copies of the same. Philip Baughmen, Deputy She~iff, who being duly sworn acco~ding &8 lAW, says on July l, 1996 at 8136 o'clock A,M.. E.D.S.T.. he se~ved Real Estate W~it, Notice Poster and desc~iption in the above entitled action upon one of the within named defendants, to wit. Sharlene J, Young by making known unto Sha~lene J, Young at 44 F" Penn St~eet Carlisle, Cumbe~land County, Pennsylvania its contents and at the same time handing to her pe~sonally the said t~ue and attested copies of the same, R. Thomas Kline, She~iff, who being duly swo~n according to law, says that he se~ved the above Real Estate W~it, Notice Poste~ and Desc~iption in the following manne~. The She~iff mailed one of the within named defendants, to wit. Jeff~ey L. Voung a notice of the pendency of the action by ~egula~ mail to his last known address at 44 E, Penn St~eet, Ca~lisle, Pennsylvania l7013. This lette~ was mailed unde~ the date of July 2, 1996 and was neve~ ~eturned to the Sheriff's Office. R. Thomas Kline, Sheriff, who being duly swo~n according to law, says that he se~ved the above Real Estate Writ, Notice Poster and Desc~iption in the following manner. The Sheriff mailed one of the within named defendants, to wit. Sharlene J. Young a notice of the pendency of the action by aregular mail to he~ last known address at 44 E, Penn St~eet, Carlisle, Cumbe~land County, Pennsylvania, l7013. This letter was mailed unde~ the date of July 2, 1996 and was neve~ ~etu~ned to the She~iff's Office. R. Thomas Kline, Sheriff, who being duly sWo~n acco~ding to law, says that after due and legal notice had been given accordin to law, exposed the wtihin desc~ibed p~emises at public venue o~ outcry at the Cou~t House, Ca~lisle, Cumbe~land County, Pennsylvania on September 4, 1996 at 10.00 o'clock A.Moo E.D.S.T, and sold the same for the sum of sLOO to Atto~ney Boza~th fo~ Atto~ney Federman fo~ Fede~al National Mo~tgage Association its successo~s and assigns It being highest bid and the best p~ice received fo~ the same f'ederal National Mortgage Association at 1900 Ma~ket St~eet Suite 800 Philadelphia, Pa. 19l03., being the buye~ in this Execution paid She~iff R. Thomas Kline the sum of Sl, 178.l0 it being poundage, stamps etc. She~iff's Costs listed below. See attached dist~ibution sheet fo~ additional costs. ,</' .,}/1 ",,J' ).. ~ ,..-LX' ~ ' " ..:1.1 l~ \ ole dL ," ~fL.. ,. .I't,'./~- " You may need an attorney to assert your rights. The sooner you contact one, the more ch<lnce you will have of stopping the sale, (See notice on page two on how to obtain an attorney.) YOU MAY STILL B! ABL! TO SAVE YOUR PROP!RTY AND YOU HAVE OTH!R RIGHTS BVBN IF THE SH!RIFF'S SALE DOES TAK! PLACE. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder, You may find out the price bid by calling (215) 563 -7000. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call (215) 563-7000. 4. you will happened. If the amount due from the Buyer is not paid to the Sheriff, remain the owner of the property as if the sale never 5. amount buyer. you. You have the right to remain in the property until the full due is paid to the Sheriff and the Sheriff gives a deed to the At that time, the buyer may bring legal proceedings to evict 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff on This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE, IF YOU DO NOT HAVE A LAWYER OR CANNOT AFPORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP, CUMBERLAND COUNTY COURT ADMINISTRATOR 4th floor Cumberland County Courthouse (717) 240-6200 . .. . Proof of Pu.hcation of Notie. In Th. Patriot and The Ey.ning N.ws an~.!~~.. ~~n.!~l,p!.~t!,~~!:,~~~ C"",,,,MJw,altll 01 P",u/llva"ia, } Co""tll 01 Dal/pllin ",,: ............,.............~As,):1.~.'?.+....M,~.!:.~~.~..,..............,......,....beinil' duly sworn accordi"&, to law, deposes and says: Asst. Controller That he Is the ...................,........ot THE PATRIOT - NEWS CO., a corporation orranized and existin. under the lawI ot the Commonwealth ot P,mnsylvania, with its princi~al otllce and place ot buslnesa at 812 to 818 Mark.t Street, in the City ot Harrl.burg. County ot Daup~m. State ot Pennsylvania, owner and publisher ot THE PATRIOT and THE EVENING NEWS ~ad the SUNDAY PATRIOT.NEWS newspapers ot general circulation, printed and published at 812 to 818 Market Street, In the City, County and State atoresaid: that THE PATRIOT and THE EVENING NEWS and the SUNDAY PATRIOT. NEWS were established March 4th, 1854, snd February 15th, 1917 and September 18th, 1949, respectively, and .11 have been continuously published ever since: That the printed notice or publication which is securely attached hereto Is exactly as printed and f1i!liro West 23rd and 30th days of published in their rell'UIar;tldlt ons ana I88Ues which sppeared on the .......................................,.................. July and the 6th day of August 1996. ........................................................................................................................................................................................ That neither he nor said Company is Interested in the subject matter ot said printed notlee or adver. tlsln.. and tbat .U of tbe allegations ot this statement as to the time, place and charactsr of publication are true; and That he has penonal knowledge ot the facta storesaid and is duly authorized and empowered to verity this ltatement on behalf of The Patriot-N.ws Co. s/Qresaid by virtue and pursuant to a resolu- tioa unanimously passed and adopted severally by the stOCkhOlde,r ,tnd boar,do,t,direetors of the said Company and lubsequently duly re.:orded in the otllce for the Reef ot D~S in and for said County ot Dauphin In )li...II.noou. Book "M". Volumo II. P.~o ~t7. t J\" t ...... It.. ,1'1 I CGpy .::. =:.:r...~bllcatlon ..................................'....... . :..........~"n.......~.~...~.~........................ _.....'11I__ S d b 'b ~bet "/128th d t ..... _.,... worn to an su scrt e ore m..-t s,/.................... ay 0 .............. . - AuCTus t A 1996 '.' I JC' · "..,............, , ~ ,,"lo'e/ . . ~ - ... ~;.....;.....:................. ti.;i)'C'Au..t>lI. '-;';;;;;" N~';~;;;;"hiii;;;'''' ... .. --....,-lI1II8lI lit H,m,""urg. Doupllln OUrly .....................c:.w..c- My com blKi\;iI" , iAR!(~.-IIft.LJ._.. ................ 1lJ"~ I ..........", : 1- ........p.......yr~oI~ ,"n1".~.~';'T..,:,"'...." Statement OT Aay.rt.Slng Costs ..-.....-....-...... ' :r I~ ~ T*-:.."I"* ~ ..'::'.:: I Cl1,\\l,Qr:,~.j,il.nr.t...(;9.hlJl.1;Y....~.!}.~x.u.f.1!...9.!;.u.s;.~..... ........~.._..........: Carlisle PA 17013 .......-...._......... . ...........l...,..,.....~.........................,............................... .~:.~Ta:=:".=~....-: To THE PATRI<Yr.NEWS CO.. Dr. ::..""(\ I".of.':':::-~...-:,~ For publishing the notice or publication attached hereto on the r' ..;,'., ~ .;...\.~-:. ':J~':~;'; above stated dates - $..........~~.~.:.~.~... .............___... 1.00 ..-- .......-....._.. Probatin&, same $..........;nn.:.S'IJ... Sale No, 9 Total $..........................., Pu.lisher's Receipt for Advertising Costs THE PATRIOT.NF.WS CO., publisher of THE PATRIOT and THE EVENING NF.WS and the SUNDA Y PATRIOT-NEWS, newspapers ot ll'e~eral circulation, hereby acknowledge receipt ot the aforesaid notice and publication costs and certifies that the same have been duly paid. TilE PATRIOT.NEWS CO. Ry .,.......-......,...".......................".."........,..... . " REAL ESTATE SALE NO 9 $1,000.00 Advance Costs Paid 6.11-96 Assessed Valuation $2,330.00 Atty. Frank Federman WRIT NO. 96-1187 Civil Integra Bank slb/m to Landmark Savings Association Vs Jelfrey L. And Sharlene J. Young 44 E Penn Street Carlisle, Pa. REAL DEBT INTEREST A TrY COMM WRIT COSTS A TTY WRIT COSTS PUFF ESCROW LATE CHARGE SHERIFF'S COSTS Docketing Poundage Posting Bills Advertising Acknowledging Deed Auctioneer Law Library County Mileage Cert Mail Postpone Sale Levy Surcharge Leagal Search ADVERTISING Law Journal Patriot Share of bills Distribution of Proceeds SherilT's Deed STAMPS Pol Realty Transfer Tax Local Realty Transli:r Ta'! TAXES 1996 Taxes Co. School Water and Sewer 32,457.99 524.70 102.80 30.00 23.10 15.00 15.00 30.00 10.00 .50 1.00 3.20 .73 15.00 6,00 278.75 284.50 36.68 25.00 25.50 333.66 44.48