The URL can be used to link to this page

Home My WebLink About96-01354 '" '1 ., -'" ') ~ J ~ I ~I . jJ,,\ ~~ ]J -. ~ .~ J )- \,r"r \\'i '/ o r..... '-' ". - , ;'..... ',j \ "'" 'i"' i ,'...... /...: ." "-' 0' \. "- .~ ""-.:i-J- r-... (,~ ., tI! ( 1 f:: '~ l..' , (.' U . , ~ ~ (\--< --- ,. (d ~I a ~ illI .. illI ~ ~ I. :. ~ III .. gj III a III ~ illIl ~i u .c illI = ..:! IlIl o I 1Io ~ 5Q ! ~!Q .. .c :l~ III 8~~t~ . 2! 1Io IlIlgj~.c~ Ill.. = 11:I en..:! ~ .c ..; ~~ "a III III i~~ :Jill III ~u u :au :i . '.. ......'""\ ;'''\\ ,'''' /y) ~ I '" . ~J ~- ~ '~ ~ "1 ...._J .. III ~ .c ..:! 1Io II: o U . . . .. ~....~ , ;3 0 ~~!o~~ wouN ,... ~~~o-"'<f3 Q I.. ....J >- IX _ ,n ~ 0 c:1 t- 0:;;: I.U ~ 0 ..J "J l>.. co :I :0: oJ '.I 0 ..~ ;;:" ~ U' ~ >- ,.. 0:...J 4) ~ uJ -.,I ....j W ..... :I: > 0;: .:0: ~ ,"l ... t- ~ W .1 ~J: ...._.1 ~ o:c... I- ,... T- ....,.:.t: ..... H I- II: '..d' :r "" L'l _~ .... ~ ;l': 1:;l~C.n21< c 0 .-oJ _I \.0. ~ C1 ;;z: .... ~ u. CL 0 .., .c ;lit rJ ~ i': ! .. :.i ~ ~ ~ o<C~~!- ~ Q ~ r- :! = ~ z - ~ :o22"~ alll~"ig ~tll~~Q~ ~ Il. 2 ! .: ~ Il. ~ z = ~ ~ < z = III . . .. H./ft. Cpl.... ~tsr SKK TOOlRS f'EIlWL tm)IJ ltl1~ LOAN APPLICATION plint) ~hvtL <P ~l.Lt . ,'. tf?d.J A....oul\t . I/W. lIer.b~ .ppl~ fo~ . lo.n .. follo.... C"'o b. complttld b~ 70'.' New LOin Amount ............................................ .ppl iun' I ff'7':)OrJ ~t.-f1G/) .-!:i{.!rJ ~J Amaunl of ",onev ...qu..tad ...................................... Old loon b.lInc. pluG int.,ut due Cif .nyl................. Purpou or LOin .. CoIIVe.. -J:;.J..j.VI T~p. of clodit fo~ which you .~. oppl~ing. Ij2( Individual Cudil COO tlOT CIrJllet.t ...,1t.a1 ~tobul '06 INDMlllAL cnd1\ in ncn-<lallT\Wt~ prt>pert~ .tot'l o 07oll)t CrOlSlh Joint ~iCA/'lt _ c:c INll<ot lpencn '"' wU1 llI.,...t1y llabl. far ~1JlO~1 H.m. ~_ CH.v. 'hi. p.~.on compl.to a ..p.~ot. cO-Il.ko~ out.m.ntl ~.l.tionahip to .pplicont. if any o ..cund Credit - Coll.t.~oll '.' Cl) Ih.~.a in Account Humb.~. . 131 V.hid. Titl.. Mok. Hodd Y.n M.nuf.ctu~.r.. lo~iol Numbo~. V.hicl. pu~cho..d 'rom. NlTE: W/1e~ 0 Utlo Is u.... II a..urlt)'. )'011 au.' cor'lI pIIJ.leal ,1....1l4' I~.ur.nc. .1\11 WSTfCU .. ,lie 10.. ,.. C31 Oth.~. Olm.r'. N.... ~.op.n .End Lin. of CrecHt. INDX'VIDUAL,k!.- SHARE SECURED ilepo~/ftent. I would like to "'p.~ Il~ lo.n ov... a pedod of . in .e; inat.llmonts of . 'i1.'-'''' .including inite..,. WI'" -'., .i..ot p.~m.nt due I I P"YKENTS rJlOH P"YJIOLL DEDUCTIONS. U you c. an ~l~ ci all of u. partkll'OUng datdcu. ~ IM'i ~ct t..v. pol' p1)!lionu ca:w fcCl1\ p.II' p1~U docU:tJ.an. 'UrdeI' this qItial. U. 4r.D.lnt of ~ 6Je 4IIoVY p1~ wU1 " dJ.nct.1y to ~... loan. I ..tU1d ~~ ~ircl' a'lIl U'" to II'Ake "'I1oan p1~t.a fftlll "'I p1yn>U de:l.cUan. I n..d ~.y~olrD.duclion cllsngo YES_ NO Do JOU MInt Disability Insurance? &.. HJ mDlT a:HUTTEE /. L~ lffJClR N:TIOO ~ We 8ppRl\Io U-e 101.'\ as lNbniUod. "'-.~. ., r. ,_, I /.'. .. " ....-, .~ c., C' <:;/K,-_ _,a./~ C1 We njct U-e 10M as autNu.s, D 'Iho foUOlo'ing c:o..nlu ore... vlll be modo to u.. 1I;l>1Icant ard U 1CI:0000od. "" 4IA"'OV' U-e lCl4ll. Dll. S II I ['yo 1lRsc:r ibe I SpecUiI: ,,,,,,,(_, fa.- Uj-=Ucrl QlUide WormatlCl'l a::nsic5uod _tb _YI!!S CRall T CD MI TI'CE IIDo\ Itltieo Sonl _tb _Yes -Y, LOI.'I omclJl .~ . . d,,- // EXHIBIT A /'., j;6-,q, ( . ( ".me 'J:RSOHAL >>ID CREDIT INFOIlXATION ,.:;. I., -DC! I '\ )(. v~ (..... ~- t, -_~t.< ~'- I,) ~ . 1 L "1 .....,,,L1.,...~,, V ';~ 14- ) So... 5.~. '/~'/.J/' -)1(" auth Dat. / , I OUTSTANDING DEBTS C Liat ~) Creditor (tbM , Address) Orig. Debt Present Balarca ".nt u~ ~ . Ho~l . . ( Au'o Loan - C:~.dll Union C:~.dlt Card C~.dlt C.,d ou.., Othar Oth.r At ,...h onolh.~ ah.., jf n........ Hd... ef Co...... 0 Hom. 'lion. 091 ,{,Y37 Worll 'lion.' ){"Y'7 '/~t, ~"'''51; 'ASt ~ Hcnthly ,.~t Addr... A....ount . - ... c6 c...- doolla I ~dl.da s..u>> - D'pl~ Ad<1r-.. Elata Il>pl~ r_ ltlIiti...1 s Arn>al ere:.. . I 0 v , U on pr_l job l.u tNn :I ~ lUll h..,ica>I DrplCI'JU: \~..-:s<; ii... ~ c", \ I~ <.\.L Lent.h cl Se.:vice l"iJJl1 C \1 -14. S \J ou.r pn<:nosJ in:ara Cd<> _ inclu5e a1Jna1y. clllJd -wort or aopara ta llalnt.r.arca PI:I"WJU) . l5aJrge 4.,0 D . II\) \M,I. ~CI... 3 c, ~".... -:~I y"" ~ not dac10aa u.. fcllDoling -....- cl inccIT'A, lI.ot if )<lU -.t U. CZ'.u l un10n '" __ide ...a. inccIT'A jn ..... - Ucn with tI\ia . tallr'W1l. pl_ CIIIp1eta t>d-. A11/1'on)o . ChUd ~ . Sepuata hUn~ h;,mnt.a . . lata u.. 10U<MIlg onl~ if P. "...,. ctacl '" disc:1oM . c:hUd~. or .~ta ~t.roIIr'a In:r:n.. ....", Llabl. .-a I , - \ I- I. onllooa .1M ._.....i.b1e I~ &hi aIll:Iw ~1 U eo Me "'/,.., ~ a.lAty . It\J.ch Jc.w ' r I U~r:'a u.:... . <;tY7 9 D'I'>'1-'} /" 71 -3f:oblUta-fi I... r.tat.e Cllc...s It.~. ~ vaIue " I.acaUan J.Jft a1J ~,. ... f~ ~ Ii... ~ (~-1~tff::'~"A~J..k6it~~/1"J ~T/\~";~"\.. , - )<lU ent r '._,tAI. ~. - _inn JCUtw:L.u "'I.' eopIAln "I~ ta &-p10)'Wll I'\:Ia i 0... ~ /IU1W~ S&lAry . king,...... a1~. ct\i1d ~ or ~.~ n.in~ pa~ ~ ...~, .. all pe~ Up to data, Y. It> - )<lU ~ --. "'lkn4>lJ Are JCU. ~/~ en rnr 1IC1'u:&..>1 U eo. for ....... ~. ND r_ . ND .-r i tAl ltat>.ll. Ccrpl.... c>nl ~ U thla :&..> s. far Joint err ~ cndit ow )<J.J h5i~ jn 0 o:nvUly ~~ atata 1.u.CA.tD,L\Jt1'''''.nc.~1 C7l1rrDn~ U......iad D s.p.ntad Addltknol J"'...-Ucn. Cn4i.t _ .... ~.....-.-. J JerK>)' ~." u.s. all .l.JI\.JnonU ~ are ll\a ard a:rpl~ ard ...b'\iu., r.. Ue purpaw cI ~ czw1I'. : twrv.. no otUr dobo~. ".", u.d> t ...tal is "'lJ'C>I' 1.1 od '" ctwcJl rot end. t erd rl'l0)<'W1t .... lay ..,s 10 ____ .-t.J.cre about 11.& c~l """"'i-&Ul _.,.. /' Ugn.tu.. ~ ~/A- f. ~dJ Del. 7- 3c ~ F Y I . . _ ~~~_~lP_~~~~~9_ .t'~(\t.!rd l REVOLVING CREDIT APPLICATION, NOTE, PLAN, AGREEMENT AND TRUTH.IN.LENDING DISCLOSURE CREDIT UNION 4866-0) The Und"llIJllecI m.mbtirt.l jointly IlId S""ally Ippl, 101 .. ",0I'lnIJ CI~II iOln ulln 10 be u"\I It)t p,o,lll.nl &nil P'oUUCII,1 DUlpO..I, and 1\)"1 "llh Ih. 1bO'1 namld cltdil U"'OIl 101". 1,lm. INlow. Tru. lIocum'"1 mcludl' , flulh In LlntJIOg OilCIOlu" Accounl Numoel Upon .ppro.tI, Iftl r:'tdll union m., 110m 11mllo Ilml m.... 11"1 01 mot'. Mhanc" 10 Itlt und.fllgnld mtmblt'l'l ..1'10 mt, pil, Ii'll belanr:t In lull 01 In pafl al any lim. wllhoul p.nlllt ..uPI thlt minimum P"IOdIC p.I,mlnl, .... Itqullttl on lIeh IlWn accounl hl'Nnder 'lQAl'dl"l or Ill., pt,pI,m.nll. II long II an, b4'."" '.1111 h.'.undlt 2. Thl "tdll union ml)' chlllg. Ii'll pltledic '.1111' 01 olh"WIIl "",."d Ihi' 1O,"m."l, 01 I"UM an., rlqu..lloI an IlIt.nCt.t tn, lime rOl Ill., IIIIOA not plOhlbllld b., IIW Th, C'edit union me, Iltmln.l. tru. 1Q,..m.nl upon ad,,,.. II.t'alulllon a. . mill"', CI.dltwOllhln.... upon lalluII 01 . In.ll., to ,.11.1, Ih. It,m. of Iht 'G,-.mtnl, 0' al Ih. opllon 01 1 m"I' 01 of Ih. "'''11 unIon with good c"'... Ar:llon I...n undtl Ihll Pll.gttph Ihl" nol allacl Ih. Ol)ugluont 01 Ih. und",illntd 0' any 011'1" obllgOl J. POf 'a1u' '1C..~td and 10 1M 'ec.hld. Ih. unll'''igntd mlll"j.1 jOlnll, enll IflY.,all., I.Kh "'.11 be -Ulnl 10' Ihl Olhlt .nd b. I"POnlll)llloI Ih. ad,ances 10 l"IOlh." """.Ih., wllh IIno"INOI or uml 0' nol) p,om... 10 p,)' 10 Ih. clldll union all sums 1d~lIIctd 110m 11m. to 11m. on loan accounlt undlllhlS,..,OlvIOg c,.<hl plll\ piu. , "NANCI CHAROI Unl.,.... ellft. pllllxhr: tilt 01 ._&'o.li.-__ '" Ptl_~.~Y-__whICh conllpond.IO an ANNUAL 'IRCIHUGI ItA fI OF t!:.OQ_ "'. Thl FINANCI CHAROI ~Inl 10 KCN' on Iftl d.', ot IACh ed'f''''c. Th. ,INANCI CHARO! I. compultd wh.n a p'y"'lnt I. mid. by mulUpl)'lnglll, unpaid balanc. b., In. p"lodlc 'II. 10' lh. numblt or d..,llh. balance II outllandlng. Th. balanc. uald 10 compull Ih, 'INANe I CHAROI.I th. Klu.1 balane.ln IIl.tecOunl liten day "It' Clldll. h.~. bttn lublllCled and n.w td~lI\c" and olhtt Chat;.. nl" bUn added, . Mmlm"", ""m.nll on uclllwn account sn.1I be' J. 00 p" monlh 101 NC:n, _100.. CO 01 r'Kllon thlrlal 01 oullllnding p"ncllUI batlll!;' CIIcu11l1d Ill" hen td~&nC' bul nol II" 111." , 20._09_ PI,monlh. MinImum monlnl)' peymlnll thall nol ba rllducld '~'n though tn. prlnclp.l tN!ltnC. d..:lIOIIS .. p.ym."I. .It mid.. p.,m.nll ....all bedu.on 11'1. ___.. d.y ol'lKn monlh, ,_cepIIIlI!: 11 wn.n an ..nanc.l, midi on . loan Kcounl hltYlng . 1110 balanC'. Ih. Ilrsl Pl.,m.nt Ihell De due on Ih. .p. pllcabl. due d.l. ollhl monlh lollowlng Inl Ad..nc., and 21 wh.n lubsequ.nl advenc.. '.Iult In en Ine'.... In 11'1. minimUm monthl., pa.,manl, luch Inl,;'.... ""'11 bleom. '''ICIl~. on Ih. IPpllCtbl. dill "'11 of Ih. monlh lOllowing Ih. month in whiCh Ih. td~.nc. w.. mad._ S. Each pI)'m"'l on .10&11 account wllltlltl b. .pplled 10 f'U" Ih. 'INANC. CHAROllntln dul and Ihe ItmMnatt Ipplied 10 Ih. unp.id p,lnclp.1 balanc.; tn, unplld pOltlon 01 th. 'INANC. CHAAGI will be plld by lubllqu.nt PI)'m.nllll1d nol Iddtd 10 p,lnClpal, e. UII Charglt; ~_ _ ____. 7. Olh" Ch..-;II' pt.n d..jltd: I!S Indl~ldu" 0 JOlnl...un; ~.__. _..._ Wlln... OU' ""''''11 and lIallJj lhll____J.cd.-.~. d.y ", _ Augua t._ Accounl No. 'R'R_O:l.___~"'ra P. Sol.yl _ ;c;;r.......'C?""'.... ---.--i~~6.cO)f14..,., l' :;.:JICP t~ .11I''4..'_._...1......'''. Accounl NO. TtUln.ln-ltfldlnQ DlsclolUII Rtc'lvtd -ti...- Copy ....,... -~l7,;.i"l II tAl II .n MfIounl n.. b..n .nlll'd on. "R"OI'flng Ctltdll A.qullt Vouc".," .II "PIIIIQN Sh.,.. Indlol O.pOlill," Ih. pe"on 'Ioning 'u~h ~O"..:h.r h"'bt pllltgll lucn amounl of In.,.. II\dlOI II'POIIII. whelh., Il.ld IOdl"lJuaHy, jOlnll't 0' .n Ilull, II IICUfl!'t lor .n, .nd .11 mon'YI ad111lCN unlt., In., plln and 11'111'$1 ICCIIlIIt Ihallon .nlt .ulnolll. In. clttJl1 union, In Ih. Uti 01 1I11'ull, 10 appl., sam. 10 pIW"'lnl 01 Slid obIlQ.Uon. 181 Thl underllgntd hl"b., pladgt.lI 11'1.,11 andlol d.posU, and plI'tm.nll Ind u'nlngl l""aon which Ih.'t now 0' h.II."" m.)' h.~., "n,ln., h.lll Indl~ldu.II't,lolnll" 01 In l'uII. II IIcum., 101 .n't and.lI mon.." ad~ancld under IhiS plan and InI,,"1 .cCIUtd Ih"lIOn and .ulhotllllh. c'ldll unIon, In the CII, of d"ault. 10 .ppl). Mm. 10 pe,m.nl 01 "Id obUgallon_ Ho"..." Inll pledg. dO'1 nol Includl amounll 1l.ld uMIt en "lndlvldual III111m.nl ICcQunt," 01 "Keogh pi""." !I Thl und"'IQned h,"b)' OI~'III.c"lJiI unIOn a seculity 101"." In wh.1 Iha unde'"on'd buWjl1 wlln Ih. mun.y borrowed. [I ColI.I".1 ~ltCutlng Olh" lo.nl "llh Ih. clldll union m.y .110 IteUI' ad,."CI, mw, unlJlllhll plan. 10 Plop"l)' InIUfanc., II wlIll.n In ,onnection wlln an, ad~anCl und" 11111 pl.n. m.'t be obl.ln.d Irom anr plrlon 01 makl"l Choic.. 11 In Ih. ""nl an., pa)'m.nl on an)' loan accounl n",und., il nol madt when d"l, 0' It.n hlnl 01 a.l.ull uccu" undlt .n., IIculll, agtllm.nl WhiCh m.r bI ..aculltJ In conner:tion hlt.with. Ih.n Ih. ani'" unperd D.lanc. 01 .11 10." lecountl und" Ihllag". m.nt plUI acClued Inl""l 1IIa11 beCome Immadl.I,ly due and p,,'bll, II tht oplion 01 Itlt cradll union upon compllanc. WI In ap~llc.bl. I.. 'allllng to nOUeI Tn. ul1derllgntd hutnlt '0'"1 10 p.y Ih. cosll 01 collecllon ,and 1- J '"lOnlbl. .1I0rn..,I' I'.. ,nd COUlt 'all, KJ 11Iorn..,,' I,.. In an amouI,1 tqu.IIO - -____. _ '__. _~__.____.__bulnol laslIlh..n In r:onn,cUurl Ile""Uh, ttl. undlrtSlgn'd jOlntl., and ..."all., waIve pf.llnlmenl lor p.I,m.nl. dlmand. P'Olltl and nollc. 01 p,ol.1I and dishonor; 12. Th. lallul' 01 the Cttall union 10 ""cia. any 01 ill lIghts undtt Inll .gft.m.nllh.1I not ~ dtlmta to be. wal~t1 Or IUch IIQhl 01 Ill, Olh., nght ...Iabl. h'f'under. I J, Un.jltSlgnld ag'"slhll tht Ctedlt union 11 luthOlllld Irom time 10 lime ., II deems n,c,,"ry 10 mlll'lnqul"" PI,lainlnglo .m, plo.,m.nl. Cltdlllllndlng and U"ancltllllponllblllly. 14 Undersionad -Oft.. Ih.1 laI Ih. C'ldil union may IIll1n Ihll IQlllmanl 10 compl, wlIh Ildllll endlol 1111. I.w IIId Ib) In compllanc. wUh IppUcabl. I.w, l'Oulatlon and Ihl.agll.m.nl,lh. Clldlt union may chanye Ihl lI,ml 01 11'1. plan 110m 11m. 10 Um. upon Pl101 nollcl ""llad 10 Ih. uno"Slgntd'lllSlllnown add".. IS shown on Ih. 'ICOId' of In. cltdll union, 1~, A~~n~~_~~_~~o~~~$i~:~Q~~_~~ ___.+~~.~~+~_ __-=~~-- R.l.llon.hlp AcHon by C'adit Commlll.. Oal,-_. .1 ___.1__.__ Rlvol'f!ng Clldll 0 Applovld o R'IICIItd LoanLlmllS _____.___ Condlllon., If an)'. _._____n_ _.,19 _.88.- 1...11 Isull StAl',n,Io'" -Oil. ReqUIII 101 "tfjll r:lld In III. ",ani. now 01 In III. lulu,.. a r:'edlt clId ma, De ul,llzed 10 Q'1n acc.sa 10 Ih. credit P'l,llegll o,anled h,t.m. II". r~u'st Ih.. 'uch. card 13. ISSUed Cttdll Com"'.u.. .. '__'01 Ie- 'e.,,,,,,.u :;-~\::':'I"" JrtO'IC' 1M ....... _'Of ....""""'1 ,..........._ 'ejI..4,~. "".. "'I~I"fJ d>,,~I'I>o""''I "'"_'1''''''' Loan Olliu, EXHIBIT B ~41~ . U. "-&.J\. Subsequent Action Farrn C.Ile" rile: A)J~lIC.AULE IJC_ f0H THE rYPIi 0' THAW.4l.rIO,.OE'iII1EO ~"1i(~L~~:eAil' illmi) ""W.'. D , AI'O~IEJJ I;;", ~l,;,ry. ;1... - .111 C L3f)_e~05';,.L~t Libl}/}j!1!' tV 1.(1,~! .M.t!.; 3.:lk OAl~ tf- 0.'0'"" 'IlA.A"" ""If' -4 ~6/tJ ..;;// q/,' RELEASE OF CO.SIGNER/GUARANTOR On (dale), (co'.'g08"gua,anlor) IS ralaa.ad ',om (allliab,lily) (allluMe bul nol paslllabilily) as co-.Ignerlguaranlor on Ihe Loan Accounl No. ______ al_._ Cradll Union, Wh.n In. co,.ignerlguaranlor has fully dlSchargad h,. obllgol,on 10 Iha crad,l umon, cro.. oul "(all lulura bul nol pa.lliabilily)". Whan Iha co.signerlguar;Jntor is released from liabIlity f,jr lulure advances but remains hable 'or past ad"VanC05. cross out "(allliablhty)", D RELEASE OF SECURITY The credil union security interest in the pruper1y deSCribed is herebv released: D CREDIT UNION SIGNATURES Tha above Iran.aclion(.) has baan approvad. Commanl.: x A.lITkCRtIED SIGNAruAI DATE o SUBSEQUENT ELECTION OF CREDIT SERVICES Check Ihe box(es) balow 10 indlcale Ihe .a""ca. you are apply'~g lor a. da.cr'bad on Iha LOANLINER' Agreamants: w LOAN LINER · Accounl CJ Share DraM/auaranlea Card .1 Crad,' Card :.J ATM Card .:J Olhar 0 Olher You acknowledge thai you have previouslv receivId and read Ihe Agreemenl(s) lor lhe credit se~ices checked above. By signing below you agree 10 be bound by Ih.lerm. ollhe Agraamenl ror aach .a"ice chackad. D SUBSEQUENT ELECTION FOR VOLUNTARY CREDIT INSURANCE You, (member name) now elect to become Insured ror Ihe coverage(s) checked below that you originally reieeted or was nol available to you on your LOANLINEA" Cre~lt Agreement dated . A Itat.ment 0' Inaurablllty mUlt b. compl.t.d If you I,. Iddlng coverage more thin 30 days aner the dall 0' your advance/loan. You also acknowledge that you have received a copy 0' the credit insurance disclosure Which disclosed thai ths credit lnlurancel. voluntary and slated Ihe cost or the insurance. 00 you meel all the eligibility requirements stated on your original Insurance application. '=::J Yes ::J No Check c""erage(.) de.ired: OPEN-END - Cosl Per $100 of Your Monthly Loan Balanca is: [] Credit DI.ab,lity · I.J Single Cradil L,la CLOSED-END - Premium Schedule is: [] C,.dil Disability $ e To pay insurance premium. you agre810: . [] Jolnl Cradil Life . I:J S'ngla Cradil Ula S e 0 Jaint Cradil Lifa $ e o make more payments 0' the same amounl until what you owe has been repaid. U increase your monthly payment to S OATE X SIGNATURE 0' 8OAAOWE~ ELJQIBLE ro 'Ie INSURED t" ..,.10 cJl_IIIr\e Dean tbowe.) CArE OF BIRTH X SKiNArURe OF JOINT INSURED ICO.BORROWERI 10"", rlql,urld II JOINT CREmT LIFe COV<<aQ. .,..tKtItdI DATE OF BIRTH D CREDIT INSURANCE WAIVER By signing below you elect not to be insured for ~.=J Credit Oisabllily Subaccount No. . eifeclive were initially coverAd under the LOANLINER. CredIt Agreemenl you 51gned on unless you have signed a similar stalement B'EXTENSION AGREEMENT ~flt- !l.3/ Sine. you are unablW~omply WIth your ,C(oJrr.anl repayment ter"'., by "gn,ng balow you agrea to rapay lha enhra "npa,d balanc9l01 $52. plu. ,nlarast al ll...'ILL % by pay,ng $ J..?.lk 6L_~._. avary n lQ}..il}L _ ._ _ IPaymaZanCYI beg'nmng LI/t'/ L 'S'!date), X~.fJ,~_ ,. y.",-~ J~i.~ t:HEDlr l.tlI(JN "Yllf . ~rlJ TE :; Single Credit life and/or 0 Joinl Credit LIfe Insurance on your Loan (dala). You undarsland Ihal all olha, Loan Subaccounl. Ihal (date) will continue to be covered, ,~ BORrfW ...~ . ~T' t .'" :< ~------ OAre tit'.l'Irltllt"ll (l;""''Alr~Al "'.'vM.....:f ",U: .-, ";eo 1; i-I 16 11 ll. ~'....., .l(.;".') EXHIBIT D \l.,r'J'llolll.'iliu. TO II COMPLETID IY TREAS. JI.~I..//l ~ / Account Numb" _v"':::::'..4.~l..!~"!(.E_ Shl'l 1IIInel EXTENSION AGREEMENT ,1/1 ;; LOin 10'lne. /J ' Nol. Numb.' .z L.2:b____ W~oE:E::I::I und'''lgn-.l._~~L_~ft~_ _ _________.___, n.. ...eul.d I nol' ,n 'no, 01 . t I) ~ .s.L~f/Qf.t....r.=t1C1l.:~E ~j) ttC"l!""'-________. C,odlt Union In Ihl o,lglnll .mounl 01 uw.. ()() and ply.bll u{..2y_H..&:K~<<'td. OIen m(.~ ""rtlng '\ :?tJ Mils ~'fI./J1 nR..fr ~, and wn,en hll .n unp.,d prlne,pII 0' 1~;?j:5:_.5::2 : Ind WHEREAS 'h. above borrow., finds U'llt l1e IS unabl. 10 camplll' the payment of 'hi' lOin on If'l' pres,nll.rml. NOW THEREFORE.'" ,.qulSts'I'\.! reha' b. glv,n inAne 'orm 0' in t. 1'8.nSlon 0' Ilm,_ U...HIII.lllnSlO," IS approved I "e,.by 10,..10 pay 11'1. bl'lnc. 'Imllnlng due on Ihl, nolI .llhl ,.t. or s_;t~..~t.a______~ ~_____.___ _ . ._._._ _________ lach ./J/t2Lfl.ZlL_ 111rling A 11/1 II- 15/---. 19~ 8 ~~~~dl"g .nler8sl all'" same ,,1. as provIded .n the ollglnal noli, all /11"" prOYilion, of I'"~ oUOlnl1 noli ucept tt10n changed bi"''hS agreemenl 10 ,em,)ln In full fOh:e and ,H, "..u,,~ ~ I dlllr. In .."nsl.on of m resent ".rr1) ror Ih, fOIlOWlno. ',ason, Sln. 1- tG'~ ",~./I1t4f-~ ~~~~ ~~_ ';f.1~h~s~;oIl:I . . "1-- "" _~~Jt~~~l ~S'''' (/01.0 L '(' !~ IOATEI~ W~ W A) Th. ':0' a ." O~~. above loan, b, 11\JnlMg bulow, doJ'elJ 10 Inti ,alenslon or Ihe dbovI dd!~'lbed nul. no Ihe term" glvln and h.,.by walv' III clllm. for ...mphon of IIlblllly as a rfSull of said ...rcnSlon ___.._______n~~.~.:!.._ 15..'1 'S'l'-I~I ___________ ____ ____. ' _ IS'.!1 htenllon approved by follow,ng m.mbero 0' 'no Ct.~~ comm"~~~O~ _-~ ~~__-- _~__.~~~_ -=__~~~ 199~ Not for use wIth FHA Ti~ I pr Itty Improvemen, LOins This c:tXigatlOn has a demand leature I may obtain property Insurance from anyone I wanlthalls acceptable 10 the credit ur1lOfl. 11 I gel fhe Insurance from Ine credit unIOn, I will pay S I am gNlng a secutlly interest 'n my sMales andlor depOSits and/or certlltcales In IhlS credll union; o the goods or property beIng purchased; o .0 Filing I~ S Non.Flling Insurance S o CoIlatefal ~r~~~; w1lh fhe credil ur'l1OO may also secure th,s loan. dfJ!1fLt. '1~.iU..&J.LLL~UZU&L/F Zlg'tflLA 7lL1!,;/ l! t" 'l2(J# III pay olf early, I Will nol have 10 pay a penalty The clMual percent.1ge rate does not ',l~e InlO accounr my req\JIIeddepoSII o rray. SlJbJect to CondlllQl'l~. I assume the remainder ollhe o AIIumpUon: Someone buYing my home t'e alkMed 10 IT'(lllgage on fhe o'K]lnaJ terms. o cannot See your conlract documonts lor any addltlonallnformallOn atloul nonpaymenl, default, any reQuIred ,epayment In lull belorethe sct1eduled dale, and repayment ,elundS and penalltes NOli: eolles Cflecked ,I applicable ANNUAL PERCENTAGE RATE The cost 01 my credit as a yearly tate. /I, t;1 % My payment SChedule WIll be Numb.' 01 Paymllnls o Domane! FOllY..: Propmy Inlu..ncl: Secu~ty: L.ate Charge: Prwpoyrnonl: o Required Depollt: 1 means an IISllm~t. IlltmllallQO 01 Amount F,ndncltd 01 I Amounl P,),Q to Oltle''S on My BerqU: I For In!>,,,,..nc., while copy-credIt union FINANCE CHARGE The dollar amounl Ii'll credil WIll cosl me Total of j(Lh..i.Li.t.u, Payments 11..J.ll-<ftx.a!. t.tl.l..LL The amounll WIll have pa,a aile, I :cx.tz. ,,'(..L navemaaeallpay, 0" L i .i-.''/'''d'') menls as scneduled .uu.-Z:;-;;"Uu.<.tl. &LU<.U.."'1l..../ <N .?:LJ ;t..u. y;.l:C ~tt.Lnd<L. Amounl Financed The amount 01 cled't prOVided to me or on my behall S Sd?:. S S , ITEMIZAtiON OF THE AMOUNT FINANCED A,"o\.;," G..!!n 10 !,Ie D,r!!c!l~ AfT1o\.;nl P,l'oj on M~ A.('cOl>nl Plt!PdoJ Fln,Jnclt OMl!)!: S , , , fo S S I To '0 '0 canary copy-momtler :::!for,., feU 115 (Re']. I.I) COMB. Ra.... 2/U ':'..:~..;,:,: 11.501 APPLICATION FOR A LOAN UNDER THE PLUS/SLS PROGRAMS THI ,.HNIYLVAHIA HIGH'" laue"nON ","'fANCI AOINeY _ CDmMOft...tttt " ',""'yl.MII '''151 ''''lILY WITH .""L.'OlNT 'I" L.... GY...",t, Dl,llllon. NO I... 11,..1, HertlllN,., 'enneyl,"". 11103.U" '"I "INAl ty ,on SV8l,f15S,0~ 0F f~"uOUll,..r fftFOOMArION ON THI5 fall.,.......... 81: ~f:"'-T"lf~T 1." TR1~Li: MH AMQIJ"" 0' loK)Nfv ~(Cllvi.O ftl1i6 Ai flflE oVtOOP Il,fPAI';ONMENT '.cor14 01 ...t1..qu."IIP~'c.tIQn ",,,.1 1M 'roc....... '",ouQ''' Orllllnll .el1dl' AGENCY usa GNU SECTION IA - TO BE COMPLETED BY STUDENT - IMPORTANT - READ THE INSTRUCTIONS CAREFULLY. J. 'TUOINT" ,."U H..... III I. ulf H...... rHITIT D-~-:--_--] [SJ ISIH-l.. t. l'UOINT" IOCIA" IICU"IfY NU"'''' liS'Jl C5~ ~d~'lJ G---- ...J IA. ITua'HT'S lIIAJOflI COU",. 01 I'UD., 1* It.., $AI fDl I. Vo. .... ,rUDI..T", CllIUMIHI' STATUS \s.~, ~..~........ ~: (lito...- ~ .., STUDlHTI AL.IIN "IGlI'ft...TIOH HU..I." la, ,,'ICTlD OA'I C)II CO....I.ITIOH 0' ,AOGft..... wOIun Vo.. t. ARI YOU CU''''INTl.Y IN DI'AUI.' ON . "UDINT LOM OR A "-VI 1.0AH7 IChIIe. one. .:~ 'II .""r- ,. fI"M 0' '-9,""'''q IHROLUIIHT Uonln Yu' ~~I~I~~~H.V rA-tsr"oA"1 A'JIIILICA'IONlL.'.4. LLU.J ("dlnQ MotIIh V.., LLl~Lq 1J t. WHILI IN ICHooL. V!JU INTlNO TO l.IVI \CMc_ OMI CJ WI'ft'...,nll [~tfll"" o On-Cam",. .. ....... III CollqlOt IcMol ,.... "M eneM 'Ot tN let'" ....." In Ite'" ,. "Mol Name . Icllool OlYlalon Of' Campv. H.il 11. ..., alenllll I MI.. ell1lll" Inet I n...,1 ,..d ,nd 'I,..d 10 U.. eondlUont Ih"" In Ih.' [ , , : 13. IOfUM)W,f'" lOCI'" HCUNTV NU...... lUJ IBllJ 14. lOMaWP'I....TMDA" Month ~ V,... L.L:LJ IliJ : , .. ~ , t3. IOIlIAOWIJU FI",T NAMa r5til:!mJr 111.1. LAI' N...... I ~ Slu L 11, IOItROWI.." ""MAHlNT "OMI AOOftIIl rt Numbll 11'4 SlrMI U tr\f)TTT:J[}, 0 OII:.\JE lrNo I Y .1'> I 11. COUNTY IN WHK:H ,au ...... I:."..::T "1JIl JA. lOfIAaWI"'. ALliN lIIIoelTJtA'fION [ NU""" _A UA. Do '*' w.,,1 1ft Innl" ."'IMn' 01 '"nel.... rep..,,,..nt Oft I~ ,,"UII'LIIoan fat -.Nett JOU are ."..,lnv'IIM iftflNCtton.J 0 VU ~ t, G..IV."'S LICINII S1tl.ONo .a....owl".. "ATI a, J1111"MANINT RISIDINCI 20A. .a"ROWI.... CITIUHI"" ITATUI ~11 ~ 1s.."'~NC:llOI'ltl'~nlHII~ ('1 51'" ~ [bl Slnc. LD....iJ l..L-=:J C f'11...... Hon-ctIlurI 21. AIlI YOU CUlIIRINfl." IN O"AUI.' OH A STUOIN.J,.&.tIAH ~~ LOAN AMOUN OR A ",us 1.0AN7 ICnecll on., 0 VIS ~-~ It.GUIITlO 10cl14', anlyl ua. To'" wnpeld QlltIM;. 0' 4I',wl 11."ord LoIn. (aSI. "1 ... ,,"Utl''''S 1Hrl, Of ...., partion of 1M.. 10M. 1ft> etulttd In .,.y CoMolldatlon LoM rou m.., "-.. IS ~bOJ '" I'" 'I ax:, ",."*" out"endlnt 'LUllS'" 'GM' ...".,.tHd _., .,. "GINeV OT"I" THAN 'HIAA for I". ItucMinllndle..td 'n II.m 11 CVu r..,rf II tel, Me '"llrWCIII~nt and compltlt' 11'\1" bu_" + 1- 0'" AmeNnt 0,," Oft "'U II. 10..... "'alll'Il..d lIy 0'1\tl' Aglncy UA, lcn.cll ""'1 It Ill. anI"" .. no, plot'" 10 II.m 24.4 T'l'PI Q, IORR"....n CCltlc.or.! ~.m.p.'.nltlOrrO"lnlllo"d'P'",I'''I'luel'''1 I I I'" An., ,,"U I.' Amounl ...... .....,. -- Ap'Cy POA~ SHOWN" nIM 1 II I'" It/. 11m 4\1rl(fu.ll.p'OI.1I,:1I'1""",el.1l1 bor,CI"" . lei I am ." und"i,.el",.I. Ilud.", "no"., PROMISSORY NOTE FOR A PLUS/SLS LOAN: I. 'fG""ltla '.y: I.lh. utld"I'QIlId l)ll"ll'tlftl. odInllflld ,n Secllon 18. lI.m 13. to, will.' 'K'IW~, prom,"lo PI., 10 tnl L"net" (It to I e..tbMQlltn' !'told.' of Ih'l P.amlllOrY NOla. tn. pllnC''''' "'1ft aqull 10 IN Lo." ","Olinl ReQUttlltd ," SltCl'on lB. lit'" 22 ollh. ..."pl"....on. "nlC" 'I !'I."b., 'ncotpoftled b., "'"anel ,n I".. P'Gm'UOfy Nota, Of' IUCh I...., amoun' ,,"<h rJ IdIolf\Ctd 10 me ancl' odotIIllllld 10 m. '" IN I.fJan Gi.I"lflly NOlon ".., C,-.eknuII 5'*IfI'I'n1, pllIl ,nlt'"11I . wII'1bII "It nc;4 to ..u~ 12 ptft'tt.' pi,.,.... T'" "u,'"1 ,"a "". be dtl.",nntd Mlrtl.l"', end ....1 DI .Iltell". IQl' July I thfOtlgft Junl )ll 01 ..cn ....' T". .nll'''' "I. 'or III, I'lfftl... (121 ,"Ol'lll\ PI'1Od ..,.. be I". '... Il~b"lhtd IOf lhallM"lOd It, ,,,. U 5 D.plftmtnl 01 (lJUClllOtllor wlnlOl. tll. PLUSl5L5 10&11 M, Lend., w,IIl'M)II'" m. '""11111, 01 Ii'll '1'11,'''1 '... """'Cll w,1l ",pi, 10 rn, 19an 10' tlch Jul, I In,GIoIOlI Jun. JO PI'~ IllIG proml" 10 PlY thl L.ncI... Ifly otn. ,I\"ge,.IIoeh ml., DIC~ dUI.. pfO'tJdtd ,n Plleg,,,,,n IV III '..IIQ lM~ "', of 11'1<II.. .amc"l1ll wll." I"', ar. ::Ill'. I ""II allO p,., 4lI c""Qtt an4lMn" COShl. ,"clud"'9It1Ofl\ly 11M' &n4 COlI" COSII. "'. It. PI,m,ntel Dy 'Melli I.. 11'I4 'ItQUI"lon,IOf' In. COI\<<IIQOI OJ! ,,,... ~ll, I UNDIRSTAND THAT THI!i IS A PRO~15SORY N01'I. I WILL Nor SIGN THIS PROMISSORY NOTE BE"OAE READING IT INCLUQING WRITING ON THE Rl!vERSe 510E, EvEN IF on~EA. WlS! AO\rtSED I AM ENTITLED TO AN EXACT COPY 0' THIS PROMI5SORY NOTI! THE LOAN GuAAANN /'fOnc! ANQ OlSClOSURE 5UTEMENT. AND ANY AQREEMENT I SIGN BY SIGN. INO THIS PROMISSORY NOTE. I ACkNOWLEDGE THA1' I HAVi RECEIVED 4N eXACT COpy "'(RIlO, MY SIGNATURE CUHlFIES fHAf I HAve REAO UNOEA:iTOOO 4NO ACAECD fa TH. CONDITIONS AND AuTHORIZATIONS SrAUO IN fHE RORROWER CERTIFICATlOti PRINTED ON THE RE'/IiRSI! SIDE MY SIQNATURE SHOW CERTIFIES THAT I "AVIi REC(IVEO. READ. UNDERSTOOD. AND AGReeD TO THE "NonCE TO CQ.SIONER" PROVIDED TO ME IY 'HE LENDER BY MV SIG. NATURE BELOW. I. THE CO. SIGNER "ROM'SI TO'U TO THE LENDEAOA... ~UBSEoveNT HOLDER OF 'HIS PROMISSORY NOTE. ALL OF THE PRINCIPAL AND ACCRUED INTEREST OUE ON fHe PROMISSORy NOTE IN TMI! E\lENT fHE BORROWER DOES NOT MAJ(E PAY. MENTS AS SCHEOULED I ME~EIIY A.CkNOWLEooe THAT I HA\lE REAO 'HIS PROMISSORY NOTE. INCLUCING THE ACOITIONAL TErtlr,lS ON TI1E RE\lERSE $JOE I UNDERSTAND THAT PARAQRAPWS III AtlO III 00 NOT APPLY TO ANY CO.SIQNER O1THI5 NorE /;!.6.f.,~ 0 NOTICE TO THE BORROWER: TERMS OF THE PROMISSORY NOTE CONTINUE ON THE REVERSE SIDE, DETACH AND KEEP COPY C FOR YOUR RECORDS, MAIL COPIES A AND B TO THE LENDER SHOWN BELOW, 'OOArs OATI TOO""'.OA'I "'''' 0" ". - 12&C1 eo.~W''''1 SllInalu,. ..,... D... ".. SECTION II - TO BE COMPLETED BY LENDER LI.. LINDI" NAW. AND AD~ISS V.I-: I '.; ~l-::rS F. C, U~ rr-?JGf"soa] 1.2. INDICATI 'OTAL. AMOUNT I.INDIIt API'RO~rs 'OIl THI' I jU 0 0 0 I '" IORROWIA lit LetteN' MclinN 10.". Indlu" "I IIIN.I '=f ' I.". ~UA LINDIR coel 1. i~~::' :C :-:.ll i1o:d LJ CZ',:'j:: /. . I., liOU _~._,....)..,J ~ _ ,_, -'~":";"-;1, L..4. ,t,' SIGHA ru'" 0' ll!fIl0lHCo OJJ'C;"l' _D! ..t C:.., ~XHIBIT .-. "'1OLPHON( NU"'I!R DATI 71- -7f--:-/~:':~ ro--/j.--f'J E .- L..;;; .- Y'-~'.~ l - I.__ -t--<:J .......); :i,H~ JU Jl.li:> dJHJ.U JHJ. NO \:i13klllJ.YNOI:i "l1u... All ,U.ll1fJllddf 3I1JH,'AkUNOIS'OJ ONfl ..J"'O....OIl O! JJI!UH - '.ad'" .~IICN I"UII{] 141 uO .0 !lh.u;oIl'IS 'lI'l~a P'J' .:'ION AIU...nO ufOl ~I YO \IOllll\UlCllUI ~I fllON ~(l";UlOj\J Pt-I' l,jG'I"l'ldlJ'W tt41 uo UOlI'W.OIUl "-l1411. '1~'llu<<I'J'ION 1"11110 otI41 uo.o lUNel"''] .,nICIJt'() pu. .)lNN Alll".no lito' "jllH) UO<III.H<JIU! Mjl II 11'41 ...0. pl.l' PU'I'j~Un I "lfN"l.lU u.. I ....U'lU "'1-0 W'W]H., l4'll4Ml 'at I,..,rall Il.ot Au. KlI'JlION I"U-o' 4AiaJ"11'''1 1'41 ~h.'It/l"pUn I ... \A,lI'llw..d ~1.n1U' j)ullunow. IlItOt Au, '''j11u'PI LIul ultOlll....lll13tJ. tu. IOllua<UI,'lS ''''~j'lQ 1MoI' UION "'Iull,no uf01' .......-al i1'.' 1141 P\I,".fQ..n I .......l'ql.uod..tj pu' Illoe.~ l,j..oIl0810 lu~'I'IS" -.1 polJl".pun ClU' p", ,..'" I l~"'ooq uOII'J'ldoJ. .In Ul PI",..4 _-4..e81011O 'IUtWlItI\I fIl'lon'if ,01 Ul~tuad II\;'w~ PUIII/I'J lftlllXllll..~n po. ~ClIJ "'It\f, Iw..e:ld 4l'4'~~Ol+J9 p~a 10 '0159 '0019 '1111'0 :I'd ~I .lIplln p'Il"~" IUI.6 I ...0 """." I.~ IOU 011 """ .wl.ISo'd 1l1011150NI 'UI~"d'O '11.I.61.1'lllO:)'<NlO;)lj1 'I.I~'"P .....1.10:) '915 ,nl.. '1150 AI,.wIOI) u~1 PICijllS ~I I,pun 'PIW u~ A"I uo IInlllP u, IOU WI 111"1 AII~J I UOlI.wIOIUI ~I .0 tplW ... A.w 4,)14. It'" ~IIQ till 'WlO,U' llO'I'J'Il! fl 1141 .~.. I.lto1 put UOlIIJ'ldd. "'llSulp.lo.j UGlII\U.OIUIIO "lnsojJl'" 10 6u'll.InOJ~' ul d"lf ~ III. WJHd 'IU"uO' 1M ~ 11"'" In 11141 PU'II..pun I ulo, ~IIO llO'IJ'1I0J ,0 /Su.:)l~" t\jl 1.11 111"'01 10 UIOf 14110 UOlIJet,OJ 141 jOl ,t.....~u UO'IUlJOIU, .pIllold OloflQ' lei A.w alf.'l Itlllld '"AU" 10 I8IJU.e1 '1'\' /0 jll'P'" 01 'IWI'&o'd SlSjsnld "I 10 1.10'11'1 "IUIWP' .t41 UI W}Hd I..... 4~. '/OIJ'IIIJO:) 01 ''f'1 1.1011>>9 '" plIw'u lll.pnll "4110 IU.W 'IIQIU' 141 101 UIlOl'l:l~I'J'1 '1l1l414J'4111l1 .01IOOu~ '4101 'IUI'11kl1d SlS,Snld "11 ,ltpUn ew 0, ~Iw 'ulOl lII.lIO pul 114110 ','PIO\6 01 ulOI ofullO '1'1141 6ul,np ll4I4.uunl ~ Alw uO'\IW,OIU! 1q.L uto! ~I 10UO'IJe!I~'0 "'1'11'11'41 .0 6UIJ1AlI' of4l.0 l,jO'ltJ'ldiJI "1.1110 aUI ....;)CI.d il41 101.(.III.Jeu II UOII'U,UClIUI 14110 ,.n.op"p ~I .11la\;I4M UO'IIJ'jiJltl "'~I uodn p.,lPQ "'lOt ....1 pt.' UQlI"~ '''II (l16lJtlI1'1/ ",)ll"l..olu, ~-"'P 01 Y"f IH.J 811~1l". ~~ I '....'Illl. Au.. o...'WllqQ .01 110';':>'ldd. '14' ...u,l "O'IIU,Ut1.Ul 4"1 Itn "'I 'f't IH.' put W,"lll'u, auf ou", 01\01.".041"1 .It\4Il!'l11 U~ ,ulI 10 .!>tlIJO.d 1Il411uOll'~ ....p ,..ultd..11\;OI1,:)IIptII.01 p".n &"''''lllN plln,lIl Au. .ltpu.. A~ "'I AIlJoI.'P 1)\;1t" OllOOlpll ~) I".~lf'i' .lqll"11 .... ,I.lfptll PUI ofllt. .~n .J....I"." lllNl ,oJ AI'I"I,I1'18 '.lljlll)f111 tII.1 YOdn .1*1 ~ UOlltllll'''1 /1'-4111 p,o~, .,I....P"II '41 oJl .III"'P'U. '11l./l. iO .,tJ'1olO III II) Aul 10 ~llnllllUI &u,pu.. lO loolP' ~I ,0 uo,\It<l"od 'ul UluO,"w.olul '11.110 jQ'I\;ltWn:)Op ',p,o,., ~u. Y.-:JHd '>> ......1 01 \to'I"~II"'1 ~'PU" tf\.jl PUt o-Il0,ut ~-*1 01 'PU'I"'! jQ IM1I0olU. II ", \.1OIIJ.9 1,11 potW'u luepnl' "'41 u:)'4" "'lloouJ. ettl .'II04lf'i1 I ..pu.. "11 01 pttu"I" .. "nUl 'I~J' of41 Aq 1)e'111J1I3 PO'led ulOt ~I 101 YI ~'IJIS ...1 pww.u'OOuJt "'-I) II ''II uO'I'" ~ pew.u 'lu"P"'lllUllO llOfWIIO..... ....1 Oll)ll~tl.'ul <<I ljqluo'''~ IQtj\j.J 4J1uM 'UO!I'JI!Ckn "1.1110 IIn"l I" ltP'W U~ .(....10 Ip.MJO,d 11I4110 AUI 1'41 p....tll.'"'" I IOQIl)l /UU ""III'P'" -0.4 ulOl'4llOl PH" penu'I...OJ puI lu.pnll '141'1'11'4 .1....1. "IU'WIIOll.l. 1.IU~It 141 10 UOlI"'J'IJIJ ,edold 4U" P<fp.-'01d II .......]..d '.4' 10014)1 ..., ""I II IP":)Qld ulCIt ""110 ..n aul''''I,(l(jlf'i1 V'f]"d put II~JI ,.eulu' Iuepnl' 1141....un I...q ew'l"Jlll4 I .....11 uo 6u'PU'1l1" YI 1l01j;:'S u, ~w.u lu.pnl' ~I oI"U" w,ol '11.11 uo plIUI'U 1001.1"1 "'11' uOlI ""Iddt "1.11 All pal'I'OJ p01l1d ')IW'Oll' ~I'O' ,a.oo,nd IIUO'IIJn~ lOI PA.n IkI 111M UOIII' 'Iddl '14110 IIn,,, I" 'UI'W u'OI ~U'IO ,p..JO,d ""1 WIOI UOIII~'ldd' ,tu) 10 YI uOIpeS 1.11 pet.Utu "-ifPI'IlI oMjllO ulllp.1tl6 1I6ti 10 .~IIIIO .MlIOW ~'idool lO ,I"'IIY MIl W'111Ii1 ~IIlIO I '1I1l101.OQ IUIf"d'" u.ot snld I 101 ""IA.ddl w'llI ~1111 pocO UloIP'W '1 PUII..,tlq 11"1 .6P~MOu" Aw 10 IIIk1 flU OllJeuOJ pu. "I'ldlU'" '''''1'1 UOiIl:l'lddl ,nn 10 QI UOIpeS 1.11 P,ullluO:ll.lO'I'W.OIUI.u1 lJ.uOJ PI.II '"11 'lllu'IIIlOIIOI .411'~1 ltuIIlI,huu'd 10 UUIIIMUOW -wo:J 01141 ptJ' ,:l.,lIwy 10 .e1115 P"IIUn '1.1110 1."'411.pun Alnl.1Id 10 Alllultd .Ipun A,11l1:) I 81 NOU:l3S - NOIJ.V:lI~I.1I13:l113MOIlIl08 1II-.oocI uOtI'''lcfo. I4l 1.11 PIIUl4 .(".6101 .0 'luewel'll "III 'pnllf 101 'It'l 'Iwld leu'wll~ Pu' I"":: iKIl pool".pun pul PII' ~'\6 I 'UI..Gold dlul.IIO~:lS P1Aa 10' 0155 '00:15 'IUI.O lI'd ttll ..,pun IIlMII:lII IU"O I uo P\lnlal I 'Il\O IOU op II'" 'W.,&\lId u.Ol t1SQN) lUI\Ad lO 'luf6u'lliO'J IlIJOOUt '\jQIII~ 'S1Slsnld 1150 AI..W,011 ulO1 .,101i'19 till ~n fC)tw U'OI Av. uo 11"1111I ut IOU w'llllil ,{j'Il'J I l.IO'I'WlOlulIliIIO IIPPW aq AIW \jJt4lllll.etn till lO tw IWlOIU' uO'I':)Iidd' 11411~UII ulOl put uO'IIJ'ldd. 'IlI6U'Pl.lJlf' uOlllw '101"'110 'InIOlJ'I" 14110 6u'lunQ.):)f u. d..~ \OU Ill. V'WJ"d 'IUltuO:l "41 jO Un'.l I" ,114) OU.tI~ I ulOI 141 lO UOiIJllI~ 10 6u,~" 141 Ul 1""1 11 jO UIOI.ul ,0 UOlI~IOJ ~I 101 A.n..:MU UOlllwlOIUI ,p.llold 011!Q' eq Aww OIIM '''\l1d oIl'llud 1CI U'JU.el '1'1' pUI I' ""-101 "w'IISo'd s'SISnld'lt 10 UOlIIJIIIU'Wg. '41 UI V'WJHd 111.11 4J1ljM 1.0IJIIIUOJ 01 'julUlllOll.I.1OI PllcfuJ"o "IIUOlU' w'IIjJI\jMUl 'Ioolj:l. 01 '......'l5old 91SIsn1d .ljl lapun 81 UOiI~ UI pawlU ,lllIlOlJOq 11.I1 OI'P'W 11.1101 .1\.410 lIu' II4l 10 1,.PIOll .....IJlIdIO,d DU' 'ltpjOtt "1101 uIOII\JI la '11I141 euunp ~"Iunl tq AIW YOtlIW.OIUI ""1 ufO! ~IIO 1.1011:>1' .~ .0 'I'IIU'I' '6uIJlAl" MlI '0 UOIll:l'ldd. a4110 6u,lI'JOld ~I.OI Al....).., " UO'llwJOlul oiKjl 10 aln,opl'lI illl 1'llillJettM UO'I.-J'ldd. '11l1 uadn p.,eq uNl ~Il:lul UO'II]'lddl 'Iul 01 &llll'" uO'I'w.OIUI a'OlJ'IP 01 V'W]"d .1l.0\4lnl AQII"1j I 'f'1 uO<IJ-S 1.11 peweu I~J' 141 I' Iu.pnl' IIwll'Il"4 I I"" \I " nllleold A.OI:l'I'II" 6u....w W. lIuI pI:lalu. WI 10 lUIW '110111' .01 g'ld'JJI "'*1.A'4 I .JUII'IIl. illJu'u11IU'ptl\. 6uhn:.aII' HOd",d 1\41 101 91 uOtI~'S loll p.wtu l..ltlOUDq '41 \loon IU'Pu.a.P Wi, 'tePlIiMOUII Aw 10 Ileq "'I Olll\il .(a,,,., I 'Iual,d Aw II 81 UOIIJ'9 1.1' p,w,,,, laMOlolXl 011.1111 'IJuIIIIU' I"J...'ull '11'I1111 IU.WUOl.... 'tulwAofdwa' a " "'4'"1 Aw ue llIO~tOq Ollu..ld .CU,lIIIWlid .0 oY.OuOQ 01 'Iu,pn" I II 'oI\U '~Wled pu' A\Il,q.O'I' .cw 0' ~11'1" " Ilul'lll .(W 1.11 J)e\l'lluO' 1J0II'w.oIUI ....1" 01 II UOII .JlIS III pttW.... "Plol'l '1.11 put YI uOtI;MS 1.11 "'WIU l004~t 'ljl .1lI04lf'i1 .cq.~e~ I ulOI 'l14110 Iunowl .ul 01 dn aw 01 .np fq "IW uJ'4111l1 pun,1l .(UI II UOIIJ''9 ul PfwI'" IIPUIt Iij' ClI Aid 01 YI uO'I~ "I plIW'" 1004:11 ihil 111'04,"1 Aq..~ I ulll. pooO UI ..,IW II PUt 11I11q PUI .lJp'IWJU~ ALU ,0 11"1 ftll QIIJ.uOJ put "llIidwO~ ''''11'' UOII"'ldd. '141)0 "11Klt1~S UI ptuIIlu03 UO'"WlOIUI~..L 1~.u03 pUI lInll '1 6u'll\OllOlt141111l1 "U'Il~IUll'd 10 41In"",UOW ,wlY.) 01141 puI ':llJ.wy 10 lalllS pllllUn 'ulIO 'M'10I41 Ilpun .~n'led 10 AlIlUlid lapUn All"':) I VI NOI!:l3S - NOIJ.V:lI~I.l.1l3:l J.N30nJ.S Ie. 10 .1.... IU ul4l lilt! III ..,u.1 I 14enoln uelll liON "iii A'd A' 1I"16'IQo ,(11'&.1", "'IW'I'e~ 'Td 'tge~'t I1I16n..10 I:IV e41 olluln,md Ilul.ePIl.wNltJI IMlI I.."blll uadn 1lJ00llln8tl l.,..pej ihil .nlllw M04' 1ll1w I'OU" ItJl 'W'l60ld S1SfSnld 'lil UIII"clS 1'41 IZII9 lJ'd \fj~ JtIIUOII'lne., 1'.IP':I ptJ. ,.., 141 0' &,PIOJ3. PlI.idlllul tq II'M IIClN 1'1.1110 '1.1.I111 '4.1. :lYW1N1D '^IX tnlMU It'loq. J)I\JOdIl uOllIW'/olUl 10 ,uua,fIdwo:) pul .(Jlln". a41111Gq' UO'IIllll,lJ,Q I"" Illllllll "'II ~6.w ~I 'uOll3lfqo Ikl'PlleMlllO'IIZ1UI",0 n","q IIPIl3 .cUI wOllllanb" . 01 "uod... AI'wll' 'plAOIG ""W l,puIl '41 dip at Ululllllll UIOIlIljlliO IU.w.cld" Olul 1I\U1 ~I thtUA IlIOl\'lIuwGlO ",u'q \Il>.Q 01 DfIOI:)t.P aQ IlUlillln'I'p i4llfloql 1l011lWlOIUI 114) l3U'AIlI 1.11 s.cl!POC '....I. ,n/ltWAJIIOU Itnw Y'W3Hd ,Q'IIPl~ 'jll"U" '41 'IIP":) UII, .q0 01 Allllqf ,"o/Aw I"N' .c1....."PI put Allu"U1ul511 bw IIlI.1 "UotlUlulD,o n",nq IIp&llI'''OW '0 1U0 01 UA'I'P IqllJod... 0'1'11I_ YYlHII jO' "'1110'1 '...pu., ''11 'UIOI 11\41 UO Nn'lltP 1M/III IUOlIIZlue61O n"'''q Ilpel3.1OW '0 1\.10 01 PlIJOd... tq I~M lUlIWAldll III put ulOl '14110 IU"OW' 1ij16u1U~3 UOIj.w,OjUI :NOI.L":JI:lIJ.ON n..3Unl U01W;) 'UIX 'ION 11\11/0 I^ ~'ll5'jld ull*Il'J'1IP 1I..,ueq 1t\41 lOlljQl6'leYI IIq 1l!1IIlI 11,,1 pue 'ulO1 uOiIIIl'tO.Uo::) lO 'u101 luaGu'wo:lllWOXlI 'ulOl snld 'ufCt S1S '11St) .(,.. -u.ilO.1 ulO1 PIOUIIS '11S0N AlllUJJOl) ulOllUl1ll'd 'd'4"~~ IlJAg 'lullO tAllull)Ullu.pnl'3 '"hS ',(pt\IS',JOM ~ 'IU',O .cllUnllOddo lfUOl""P]lllllllWerddns 'lu,.O IIl1d 'UlIlI60llJ l'l"':I CSUIAIAOtIOI ~I iO 'iu. WO'lllJUIII!II' lAl'"'' 01 "qla.leul III lUlIIlI ......1 (tl 'IIn'lilP IIln anoqe UOIlewJOlulll4' lllulpu'UI .cU"'lun, 'l','WI 101 papu'II' ,M/I '100tI:>I 01 'SOpSlp AIIUJ VY1Hd 10 'lIPIO'I ',..., 141 W 'ltq'AId pu.."o AIIII'pttUWI 't"l'I"" 1lu'Pf'IJUI'uIOlIl.4I10 IUl\OW' plNun IlIIUII4I.~II:lIPAIW llput, 1411'. .ulOt '141 uo Un'I'P ..../111 IIUOWU'IIUI IU."bttJj .... 1.11 -,q.AId'" ulOI I 101 ..clIP Ot'1: jQ tluawlIll''''1 AI41uOW UI Ilq.AItdIl UIOI . 101 ,Alp OIL .oj '11!lIed "nll'l "111111.I1 ptIQI"OJd 'A.dll OII.lOiI.lJllqo '41lOUOIj 01 'PUlIlul ..15uot au J'..ouoq 1411141.ptl1JUGJ OII!(lIUOIII," tPU'1 'iY3Hd jO UO'I.JtIPJ 10 AJIlII~as 9'n 1411l1t1M UJUIlIWA3..13 lGpUA '\ON AJot'IWCUd 114110 IWlllllijlO INUl OIJO .."p U'4M lu.....cld IUNU'I.u, 1.11 'It'W 01 llMOUOQ 110 ''"II'' 'Ill '1I'1W ..lIn'llC.. :.L'"YHQ 'UX \ ~ '141 "0 ptl\lPoO lunowI .(UI .cld 0' J....w'O: 1""10 ettllO UOI\l6'IQO '4' I;MIII IOU Ill. l',.w OJ OtIO 10 .bldnr'lu'lq jQ "III''';'''P IU,,",IW* pu, 1'10110 lilllP 141.......~J.I lION "141 ue,. ,.." 'l~a.v.oH A~ldnlltl.l.q IJI pe8'It&~lp u'leI 111I U01116,~ f\J11"'1 loold jO VV3Hd 01 Uo,1I1WQn. lloon ltl lO '.cl .'1~..,p lullllWlld PUlll\Ol.(w eu~j"'" UII:l1..c4d P.'llllnb . 10 l\jawll'I' ""'110 V'f ]Hd Aq 1JU11d.3:l. uadn (z) 'Ii"~ Aw 10 UOlllluewnJOO 10 I'PU" It\ll 01 uOI"lwqnl uadn I \ I pejlilJ "",:1 eq 1I1\i1 'ION llIll.cq pex,f9l"eulOl till Aid" 01 uo'I.6'IQO ~l 'NOU,,1]ONY;) 'IX "ln03 .ro u, 1'11I04 I eq W!Ju.3 'ION 'lullo ,ePIO\6 IUoI"tlol,qnl . pu. ""IS Au. Aq PlldepI tI.~o:J 11'llewwo:) W1011Un 'ljl lepun Iu..wnlllu, ~ltl"llJeoju .. aq 0' PIOUIIUI\OU Ii alo~, "4l l.pU'l oflll 01 PI.eMIIII'M 'AI\I e",111'1IIaJ:104 IU1"t1..,qnl 0I~1 01 PI,Ga, ull" '''lIl!Ql,uOd'oIllluI '1I,jCU ilWII ...1.Il'411'"'" .....1 . '.I'U"I4,n.10 I)II'I'IOU 61.1''''1 uodn .IIPu'laul UI'II Ht1410 laplO\l I 01 ptUlIlSU'illlQ ~IW oI,ON '1\41 tWlIOold'llSISnl.j ""16u'ul'1l06 'uO'll1n6ofl Il,eJl.j ljl 1.1,",01'.' 'UO'I'PUO] lIul.ofpun :l.LOH jO ~]j'3N'f'ttl :c t.JIOj P'WI'f' .aul UI 11lofUlIlIfU' .01 II1Q,/l'Ii1loo HOld ,0 '1Inp'lllp 'UI .J1N.' lo"d 01 U,....td IOU ,ltCp put \.11'160111 6u'l,r'I.J" I '1 Pol'QllJ,IIP wII.Oolld "'ll ,it 1lnl:Jfl~ ~N"S ,1'JIJt ....101 potIW,P\:1 tlQOlnO\+s 'u..Oo.tJ "416u'uh.)UOJ 1lJ01ltlJl10 lalou 'I'll OS n Oi 'iJt <Je , dlli6i '1J'f UO'lllllOllV1'1' "'11111010 ,0 Illoll..l.l.dofO "11 ,0 lC6 llC'IJ\f'i I;lUIfI I'\;'P,O')' 1.11 'lI11if'O 10 1,11011."<; S n .:Ilil Aq ,mld,)l tU'OI "of'4I "Allt ilw l.Juue,."d .c.IIIIIW '11I3..Il'UlnJ,I)U"lJ.J u,pun :]SNlJJO JO IN]WUt'f'dJO "II lNJW"'f'dJtj ')(1 ,",IIIU OIIUtJU,lIt!u'1l1 .llolllliQ.OI'"U',1S 01 potl,nb ., '"Il."*O\lIO\l" '.!:'\l'l .JI4L uodn plftl,lll AII"lld~,,1) 0..11'11 'Ill..h..II":1U' (,"luOU,) ,ullIu.' 10 IU'IlIAItJ .OIUoIWAlld.1 ofl"I,JWO:l 01 uJ'~. U! "''''110 p~,.;t1J ,,,,e,.1I1" 'ofplW otq l'.imu 'i1"'.t'U .AItfJ ou 4"14" el.lW~pPOII..a ;"'011" ,nl'W IUI.6 11141 "It:llil',."'jl CUI ltanbiul,w .1,'11,1'1.1.I..11 IU"I~AI"d" 4I116tJ'11I8W u' 1iI'un:;'li'P 1,'J\,II"'lotJ\;".,...,.of '"''''II 0l1fl\J4S . JONYijYJOttOj 1Il^ 1\O.I,f""" 51$/'3nld "'ll !'ill'll.dAC~ 11.Q1llll'e.1I p..1I ~,...ltl ,..'''' .:liJIPIO:l" ..I U.C, "4110 of)I,;.'I'1 il,tl'lUl,d p'ldun ;I\,~ III "I'll "I' "Ulj"" ~,..,II':1J ~I il!'jl j~.t'.11 ulAul i=1l' AI'.I.I ".P....,ofljl :lfll'"jJ,1t\J "UW'_I"IlII'lulIll,"U..I'i,"';\'IlI11,':IP,I,.1 ,...J'I .\1'.1 Ind uO .",n,,;;. ..ljll'.....11l' 11,.1 I' jO ,...I",,'lld .01"1'l"iloo'jo~UI ,101 ;1'''' ,1,',1.1 l5]U UNI "^ 1l1ltOOQ UOIIIJlldd.. S1S/snld .lll UI P"UI'IU03 UO'IIW.OIUI ~Il' AQ glUlw.ellP IQ lI'IIIlIIU'W,IIIIP '101 .cllllql~'I' AW '1"." ..&lot 01.1 lu.uUII~ ~I O. .w l!ulilllua UOII'PU03 of4l11I4M "PU.' till Amou i.nw 11141 Plolllllapun IAjll1Q16l1. Aw lj"~Il1;' 01 o-J,nbt'llOlllltJilUinJOp U. 4ll111l1 lapu'l 'ul aplAOld pIl'IUIIWI'lap ~Illllnb., Itnw I 'lu,wl'I'P I '1l1.JtI 01 l'PK> ul 'pall'IIIP tq OII.dlJuud 10 'lu.wA.d lOI l'PIO UIIU'WJIIIIP' .01 'lc;I611' eq I.nw ." 10 \lloq 'lj'ltIW~ II 1.1'01 "1.11 UlflClO I PUI 'tinadl Aw II .UOlllln611'\I pu. '~Pu.w. II ''i9IH 10 pv "'0'1'3 .np] l'U!!I" '41 lopun Iuew.l.dl' I.dl:luud IQ IIUIWIIlI'P 01 p'!lllue UlII :lN1WW1.:l10 'IA liON "III UI 11",011" " lIu611 1~)Q ',"PU" '\1110 AU'IO ifill'," . 'If\lItlUO' IOU UI41 pu. p'ldun 6u'u"WIl Iunow' .(u' ,01IU.wAId 10 .WII ~I pU81.1I10U 11'4' IIU.wAld luanbu'llp .cU' 10 .apu., 141 AQ ':)Ulld'3~" U"ll'P"" P'lll"P u~'1U flON ,11l1 "ijl tjQl'J'ldd'IOU ... udwl6'11d II~' UI ul<Oll" IUtwAld" JO.lwlll fljJ. '~OQ' peuollulW Ipollld I'..c-o~ pu. .g *'1 ul pltpl'llJUI aq IOU Ul'" ,pauld "o\la "M 4dlll5"'d UI p,qUJI!IP 18 "lI;)u".lICUOI.. . IlullO IOPUIl, 841J/ lO '1I1oN '14110 t^ Ud'le'lld UI PtQUJI.p poIJecJ Au, .01 ,{jlj.nb III 8 .... I! 181l1l4:)11l_ lI11lllluI Inldl .ulOt 4",,1 lie 10 a:2tJ'lfCI poldtJn ilil.oOO9t 1....I.ISII..lUI PUII'ldI:IIJIJd pI.1lIlO1 Aid -..... 'Gu'PUllllt'lO 'U'OI WI.eold UOlllPllo'Uo:J lO S1S 'snld '1150 AfllIWJOl1 ~lOl PlOijl15 1"1'41 pu., ..nodI Aw ulDq II '10 - I pauld lu.wAldll' oIullO lllA 4:11a 6uIlnp I'll' 8.".U. 01 AJ"I.J~" "4111 '1IIA!i u'41 1.",Oljl paljld lu.wAldej I IIJlnDeI Alw ~epu., '\11 Y :Aldd' .lIln, IU'W -.cItl111 ,,-,,-o~ pu, ~ 141 01 ,uG'lda3.. &IMOlIOI "".I. '14d'll5llld UIlIlllII*, '8".' IIl1ltlul 1141 UI Ilu,wllnlp, 1>>11111 01 ~'PIO U! PMl'IlOlj' jQ PIU~Il5u1t .. 111M Ildl;)uIJd )0 IU!tWA,d" 10 po.,.a 11.I110 'AU.nuu. p'llnlp. aq IIlllllllunowI lU.wAId '1I1'l.pua111.l110 UOlllSO 'ljll" 1l.:I/leq UIOloIullO luflOWIlldl)UIld oIljllO luewA.dlll ~'IWII'41111''''luI 10 1111' "q':)Ild .dl '1.11 Olllnbe .t'l 118111UI UI 6ulwnl" Aq PlIl'IIQllle eq UI41 u~ ttU IOf ~npe4~llulW .Aldlll 1141 PU'luncw,"u.wAId MlJ. 'lleA O~ ullll'lOW OU Inq 1"eA S I"" I' IIIIt An'leu.O 1'41 pal,oId IU.w.eldlJ I l,IlO '1I1oN '14110 'IIP ilul 10 '~IIA O~ UII4IUlil u'Qt 1141 A'daj U1M 'MlI tn/.w 'PlACid Ill. 18PU'1 ~11141 '.mlOl:lI'p lu.whd" I II UMoulf 'lultWn:)Qp "',ldll II UI 4",01 1ft fq 111M 1.1101 '11.11 01 Aldd. "\lllu.wAIdIl, IldlJuud 10 'UO'I,pu03 pu, 'Will l..n~'Il.d 1IlJ. 'Iu,w ,.(ldl~ l,d'3uud 10 luew.elllp l'IIIUI U. lOl "c;,elle w. I stlllun lUlUlelmC;llp l'U~ 114' 10 ".cIP 09 UIIlII" oInp " IUlIwA.d 111'1 141 lU8wfllnqllp 10 elRp ....1 uo "'h3~' 01 'U!Ceq 111'0111.11 pu. ptll.nq,'p1il UVOI ~I Ult14M 'i1.l'6olq ultq "41 \j0 POI,ed lu.wAld', of'll '......A8 :.LHlffAYdlY'A P'9' UJII'''d uO'I~'UOO IQ80 l'lj iI'lI 01 lJeI"lnl" 11141 AJ~of/l. Au. 01 UC'I~I,OJ 101 II'H'la, " ulOI 11411' 11',"uI p.a,nJ~1 pu. lld'Ju.,d p'lN...n oIljllQ lUol'.oId 'il! p8,u.e,ou op 4J1lj.... '1'0:1 uOiI~llo:J :J 'U., ofuuudllltll tJu'..,p.6uoI PUI 'W'l6~I.1 10 ",OJ 01..,1 put ',"0J "no' '$dilJ ..,(o1U.O"I ""npul Alw '110' ~'.41 lunowllnp -,.1l0 A....IJ"OOJ 01 ~u'ldlJjtlll' ". ,IIPIl'll.'ll Aq p"un:x.n 1l1O:l UO'lJI110J IItQIIlOII.tj 9 'ION '11<1 tJl I" Ud,.Ol"d ,oIllun P&QIl~.ljP "Il""e,,",o lU.:Iu.A.,d '"'1.11 .)'\'4 01 AUIICl,6'11110 pI p'~o.1J 'lllO'IVlu.wn;lllp ,,,,,un 'anp t, II .014' 1A." O~ 1.1'1.11'''' H,pu.1 oIUI Aq p"A'.J~~ IOU lloollu.Ald !uolWIIIlI'UI .(111,0 ;IUO" '~:l" .01 tlllofJ 'l ~ofa~'iI 01101.1 '0I6l'lj) illll'" 'f' Un'lofp UI P"'II~llp " 1l10N "uII' ,0 ofnp U"4'" 'l"ofwA'd llul~'w UI Il,;entlUll8p II 'iIUflO'"I C!l"'II01l01"\j1 Aid Ol..lf,tl. of,wl :S.L50::) HOI.L::)l110:J ON" SJtltt'f'HO ]LY' '^I pll,d of.llll "'1101 jV1d 1501.<i11ll ~iIU.lilUn ALII 10 .U.q.. I 01 P"II'l'H' ,)'111''11 .1""11 ''1' r,p O....IIU dUl'1 ~lll" 111101 'j'4110 l'ill.,flu, P8r'1lJJII jlJ 1111IJI",>1 ,)1.11 10 ..l!d~Ioo' ")1111 AII,Jll"j AlIlua.J Ir'Ul~II'" ~u. 11(1'""0 .r'lOIAW jll 'AlLU "M,I :IN]nAYdJt:ld 'III ul"I.l4 "4110 ,lId':luo.tJ ,0 1...,IlJjof""'II'P liJ.. wa" ,~,1I11 Ufl'..,'M"'lj.m"l.Io1"I"'III~rr,,,PI''''' "J"I,1I1 "4l 1""'lO'Jllfl'i oI.I'''CP''(] 111111 ofJ'IO~, "llll'lnn '.1101 ""1 WI ~~i"'1.I <ll p,J'I"....lpl .I'l '1'.'11lJjn'l"oI"J J:"V,t''hU' ,J'll 1,1j.."OW' p". III'l oIl4l 'lIICt "".1.0 ""I"',I!~.O t 'f'11Hd IJ ".';0 'JI hip.,) 'I' '1'11...,,11 ',vII ,JI ::.,.rt;"'1' .ofpuill ,J1~111'11 'Jjl\ ...",..l,I;...II.!""'" ,1';1<;1 ,\".t.. .ul'1;:",1I '.1 ,..p',oI' 1111 'JI ~l!,j 1''11 .....\,1 ..nIW]~d ]jN'f't:lnSNI-1I ueOl S1S/Snld e JOI aloN AJosslWOJd a4110 SWJa.lleuO!I!PP~ APPLICATION FOR A LOAN UNDER THE PLUS/SLS PROGRAMS ntl 'INNSYLYANIA H,GHIAIDUCAnON ASIISTAHCJli AGINCT _ Common....nh 0' '.nn.,"lInlt 'AlIlt "AMlV WITH I...L-'OIHf 'IN L... OI.tannIY DlVlllcm,"O hat I.,..,. H~'g. 'Innl,I.,,"11 1110J.U" . THE Pf.~~"'l rv 'O~ SUBMISSION OF FA....uOULEp..;r INFORM....tION 0'1 rHl~. FOR"" l,l....v BE REPAl'J,lENr 0~ TRIPLE MIV AMOIJNT OF ,..ONEl' RECti"!!: P.US A Flltf iN:J}O~ I"'PRISON~F.Nr I.conel 0' .ub..quI'" IPollutlon '"101' b, p'ocuMd ''''0109'' O";l!flll I"ld._ AGINey USI ONLY SECTION IA - TO BE COMPLETED BY STUDENT - IMPORTANT - READ THE INSTRUCTIONS CAREFULL Y 1. ITUDINT'. IOCIAl. Ileu".TY NUMII!II llS1J ~ b2!..t)(J 91 ,. STUDtNT'. ""n NAM' [JJlFfl:[E])'-- ,. .... ITUDliH'S ClTIll!H~TATUS Is.. nll'\L"lIIlNj ~u_s. a"nituaorw C(llIIl"bIre~ v,,, t. .Ae YOU CUARINTLY IN OUAULT ON A ,rUDIN' LOAN OR " PLUS L~A~ ~CMel& oMI [] YIS j;.MO S. H.... 01 CoII'lIt Of School you will ,n.nd IOf the linn IM_" In 111m'. Ie NAIM Ic~l Dlvl"on Of Clmlt'll CIJiiI]. el- S/t 11I.1, LAST N..... .=:J [9 WilT .a srUDINT'S "LllN RIGIST"..TIOn NUMBIR SA, STUDtNT'S "AJOR CQURII 0' ITUOY ISMICf15AI ~ Gl31 En41flQ ,. WHILI IN SCHOOt.. YOU INTlND TO UVI (ChIt. on., l~ Wlltl '.r.nl. ~PU' 0 On-Cam"". 1 0, SchOOl Codt ltat. I'" Key to) ~ 10/ ';ltJ . Sf/I u\. eondlllon. a",.n In lht "SI~cMnt c.r1Uh.lllo.,., prlnl.d on Itll r.....r.. lid. Todf1"l 01" ._ .: . 12. IOARaWlII" 30CIAL SICUAIT't HUM.IM II .'). 'fl ~ Iy? r Et 14, 'aRRowIR'S 'I"THDAT. ~ ~ Yo" l.l..:QJ LL:.jJ ~ i8 &.AIT HAM. fSA:jJL 11, 'CAROWER'S PIRMANENT HO... ADonlSS 1" N~mbl' IIld Sl'HI If i/ t. IJJl. 0C if L./htJ () lei C.ty c. 17. COUNTY IN WHICH 'tOU "11101 I.lr ':':1 "t[I] HI, 'CAROWI"'S AlliN AIGISTRATION I HU...IR A . ., ORIVIR'S I.ICINSI SIal. ~ No II_ BOAAOW!R'S SUTI 0' PIA....NINT RISIOINC! n9-.m ~~ (.II Slitl LJ:..lIJ (bl Sine. LL.L!l ~~ ,f'22AoI No ~1I...l c..;;._ l)~rl.r~ l {I,lip lAG. 0551 Idl Slall n lOA, IORROWIA'S ~ITll!!:!JHIP S1 A TUS iSM InsttuC11Ofl'1 ~S, CltlunlH.tlonl' o (OJ IlIglble HotHltla.,. 21. ARI YOU CURRINTLY IN DI'AULT ON A ST~D~"N OR" '\,US LOAN7 {ChKIa 0"1' L, 'IS ~ 23A, Do rou ..ani In Inltll' dlllrmlnt or P""Clp.1 tlPlvm.n.! ~I P\,US/SLS lOIn lor .hlc;h rou ar. Ipplyln,' (SflIlnlln.lcllon'l 0 'tIS 'j"HO 23C, Arl Ihlr. out.llndln, PLUS/SLS 101"' lIulrlntlld br In AGENCY OTHIR THAN PH!AA lor .hl !!1'lIlnt IndICII.III" 111m 21 eYES t...("o II .,.... .1. In,lruChon, "I'd compl'tl lIlllI. bOI,' lChlC~ onll + 1I1hl an''''I' " no. plOC.-d lo,"m 24A 2U. TYPI OF BOAAOWER jC"I:" onl' 111m I p.r.,,' borro",I"1I for I d,~nd,"1 .Iud.nl. ... LOAN AMOUNT REQUl!STl!D (00111,., Onld I ~~ 00 :U8. TolIl unpaid baJanc. 01 aU vour Stlllord Loan'IOSL'.. lU'lG PlUS/SlS lOIn. or....y por1lon 0' IhI.. 1o.",In- chldld In ,n" Conaalldltlon Loan Vou mlY "IY.: , e7;'r.jl 00 NMM 01 01"" A~ Tolll Amo~nl a..d 0" PI.US/SlS loan. lIuI,lnllld b" OIl'll' Alllncy Anv PlUS/SLI Amount 0" r'OJIIId huqI alhIr Avencv fOR PERIOD SHOWN IN IT!.M 7 " 1 00 " -100 :: Ibll ,m I IIrldult,/p'ol'lIlo"11 Iludlnl Demo",.,. le}1 1m In ~nd'19rad~111 IIud.nl borro.., PROMISSORY NOTE FOR A PLUS/SLS LOAN: I. Proml.. 10 PlY: I, tn. llnO"'S'Q"1d tWIg...,. idlnhlJ.4 In SaCllon lB. Itlm t3, 10' ~,1IUI IICII...Id. p,omlM 10 poly '0 11'1' ll"d" Of 10. ,ul)Mqulnl1te1dll ol'h,t P'omi.~'1' Nal., I'" prlnc'pill",m Iqual 10 11'1. LaM! Amoun, Reql,o.Sled ,n SlCllon IB, lI.m 22 01 1"_ Apploc.al'cn, ",n,cn " nl..by IncQrPO'altd 0., 'If",ne, In Ii'll' P,omlUOf'y Notl, or 'Uth "Ul!' .moU"1 wn,c" II .aw.lnCld 10 m, and ,dlnlllivd to "" In till LOoln Gua,anly No!<cI oIno OlSCIO\l,ofll Sl.lllmlnl, pl~s ,nt"",1 III .. ~4flllOl, latl not 10 1:1(:"0 12 PI'clnllMr y..r Th.I"I""'11 III. ""II be d.r""'tnld 'nn~llIy I"d w.lI 0. It'ffClH.. 10' JUly I Ihlough JIoI'" JO 01 OiIcn year The 'nllre" rolle lOt an~ Iw.lw. (12) monlh pllllrJd ...,It b. Ihl 'lIl1lll.bllsllld lor Ih.t pell~ bw Ii'll U S ClpOlIrtml"1 C' Edue.lllon 10' ....II.bl. ';all PlUs/SlS lo.n. -"W Lender ...,11l "Ollfy m. oitlnua)l1 01 t". ,n'e'lI51 ,.... ..".,0, ..,II apply 10 my 10.:.,., 'or .uc" J41y I Ih,ough lune JO 1)11100 t 011'0 Qloml\l 10 pay Ih. l,"d., .ny 01"" chllgn whlC" m.w bllcom. ou.;as prOVIded m P.'.9rol"h IV III la,1IQ pat .I'~ 01 I".'.. .1'1I0"1'.1' ..."." lIlI, oIfl!' dUlf, I \'I'dl II~O IUY ,Ill C".l':JIIS a"o olhel co.", ,ncll,od1n9 InOlnlW' II" MIa toun Call., Ih.t "' Plrmlll.tt bW FId"11 taw and 1I01ollahonl 101 I"'. cOillcliOn 01 lhn. ....ounts I UNDERSTAf~C fHAT THIS IS A PROMISSORY NOTE, I WILL NOT SIGN THIS PROMISSORY NOTE BEFORE READING tT INCLUOING WRlflNG ON THE REVERSE SlOe, EIIErl IF OTHER. WtSE ADVISED I AM ENTiTlED TO AN EXACT COpy OF THIS FROMISSORV NOIE THE LO"N GUAn"NT"r NOTICE ArlO DISCLOSURE SUTEMHR AND ANV AGREEMENT I 5l(.rj ijY SIGr,. ING THIS PROMISSORY NOTE. I ACKNCWLEDGE THAT II~AVE AfCElllfD AN E~Acr copy HEREOF MY SIGNATURE CERTIFIES THAT I HA'/E READ. UNDERSTOOD, AND .t.GAEEQ TO THE CONDITIONS AND AUTHORIZATIONS STATED IN THE ""BORROWER CERTIFICATION'" PRINf;:O ON THE REVERse SIDE o ~i? #or10.lr'. Slg l1url .../ Monll'\ 0", VII" MY SIGNATURE BELOW CERTIFiES THAr I HAve RECEIVED, READ, UNDERSTOOD. AND AGREED TO THE' NOTICE fa co' SIGNER"" PRQ\fIOEO TO ME SV THE LENDER BY MV SIQ. NATURE BELOW, I, THE CO-SIGNER, PNOMISI TO PAY ro THE LENDER OR" SUaSEQUENT I1QLOE~ OF THIS j:lROMI5SGRy ~jOTE ALL OF THE PRINCIPAL AND ACCRuFD INteREST DuE or. THE PROMISSORy Non Ir~ THE E'/fNT THE BORROWER DOES NOT MAKE P"V. MF.NTS AS SO'Er.\JLEO I HEREBY ACI(NO.....I.EOGE THA T I HAve i'lEAO tHIS p~OMISSORI( NOTE, INCLUOING THE ADDITIONAL TERI,,:; orl THE ;.lE'/ERSe SIDE I UNOERSTMID TH" T PARAGRAPHS 'II AND ;() 00 ~jOT "PPI. t TO ""'V CO. SIGNER 01= THIS NOTE TOOAY'S DATE tHC,) eo.Si'i"'''. Si'i".lu'l Mo"ln 0., Yo.. NOTICE TO THE BORROWER: TERMS OF THE PROMISSORY NOTE CONTINUE ON THE REVERSE SIDE, DETACH AND KEEP COPY C FOR YOUR RECORDS, MAIL COPIES A AND B TO THE LENDER SHOWN BELOW, l1b 'HUA Ll!ND!A COOl SECTION II - TO BE COMPLETED BY LENDER U. IHDICATB TOTAL AMOUNT LIND!A APPROvl!S '0" THIS J 11.. '0 C D~ 00 BORROWER (II L'"d" decUn.. 10.". tndlc:tt. III .110..) ~ L,., LINDER NA..e ANa "OCRUS \',',=. .- ~:, U~QG:..s.O_al , LJ -, ~_L,.j. .... ______r-.r____l:.:.'-" -_-J"",- _, 810J.0.l'unf Of lFWll...r; OJ"rIl::1At y_J_~,.- .~';"__:..L_ _~ EXHIBIT .7..-;0; ~_.7 ':L F PHON! N1JMO(R DATE , -. r/,'-:;" ";:--:c-:l / ""'" L _',.~ ,/,/J ,",wwl\H,.III.a1 I C11111;, VI UIC: r'Vlill;):;UI~ I1UUt IO( a "'L..U':"".II..~ L.Odfl II, INSURANCI PfU!MIU":!/W. "Ill pol~ ~o Ill. lend... .an ~m "'1u.u to It'll ,1'I1I1r""'1 ptffnlo 14m I"'if !/"'llIM., " rllqwlt..:l 10 Pol., 10 P~lEM In urd., 10 ubl,M PHEAA's 9....,..nl... uf It'll' 10010 rhl loll. .nll oImounl ulltl. ,n'UrolrlCe pr.m,um ""t I bl 'd.'I!l1i1tJ 10 melul,n In. ld.an Qu""""., ~.QtiCI .a"d a<Klo'WI SI"'I.m'lll r"'ILend., ",II Ii"""cllhe plemlum plOpolllan. .,,,,, I'om uu allCN,..",.,,1 of pi'lnc,p" 0' lI'lol loan III. PMIPAYMIHT: I/WI m..,. al m.,lour opllon ~d ....lIhoul pefI.al1y, PI'P"V"U G1 UlV p.rt 01 '''e pl'lnCLpAl or acc"..., 'nl....., 0'1"'1 10." ., ."1' hm. 1111'",. do so, II... ..,,11 O. Inf,Uld 10 . reo.I. 01 .ny u""',"<<I rnl"lIS1 11'1.1 !/we PUP,I polld. IV. LATI CHARQn ANO CO\,LICTION COSTS:.IIW. .aqr..lo p..V Ihe tOlklw.ng .mount' i' dfflnq..enl ,n In.lul'lIal paym.,,11 "I'Ien dlll 01 ,I lrul Noli II dKlilted ,n o1.'oIu": A A lall ''',"ql, 1\0110 ,.cnd 8 c.nlllo' ..ch dolloll 01 .ny ,"".Umenl p.)'me"1 nat rtc..~fd 0., Inllendlf "'llh,n 10 d.)'1 .n., ,t 'I dul. unll$l doc'.Imenl"'lIon II prO'fId- lid olellglb,lI'" 10 1'1.",.,,,. p..~mlnl I1llltrred 011 oJ,s.;IIb.1d under P."lJIilph 1J1 .n 11'111 NOle B R..sonilbl, collfCllOn COlli ,n<;:\,lrrlld b)l 1"1 k.nd.r ,n oIlllmpllno 10 COUtel."., 0"'" due .a/:'I01.I,,1 f"n. Call! m..y <ncludl oI"Ornl~'1 f"., court COlli, and Ihe collI of Illegr.lfn, .nd IOng.oJltI;1~, 1,lepMn, c.ll, e CaIlKhan COlrs "nlch do not ,u.ed 2~ p,rc~nt 0' th, unp"ld pllnClp",I,nllolccut4d ,nl.r'SI,' Ii'll' loan '. r,l'ttltd lor cOltecl!on 10 an)l ..~nc, ll'lall& 'UOIIC\ 10 Ihe F J1r Debl ColIKMn Pr_lInl ~I V. RIf'AVMINT: 0., law, Ihl rlP.ym,nl ~rlod on Ii'll' loan 0"'1'" "h.n 1",IO.ln 1,..lISOu'SItd .nd ,nl.,..1 tl*l]IIl' 10 lCef"e on I"e doll' 01 I1I,buI,_mef\l The hili Oi)'m.nl '1 dl.l' #ltllhln I\f) da)" 011'" ,.",1 dlSOulsemenl utll,U I "n ,Ugl!)l. for an ItHl1011 delllm,nl 01 plll1Clpoll IIPI" mint, fh, p,rticular I.,m. ."d ,ondlllonl a/ pflnClp.' r.p.~m~nl tnal apply 10 Ih,. lo.tn "111 . b. ,.1 forth In .a '.p.a'.', docum.nl, IIno",n .u . '.pa~m.nl dl$(lo,ur,. I"allh~ lend., ,,011 P/O'fuJ. me/u. liW. ""II r'plI., Utlllo,n ",lIun 10 )'''11 ollftl d.tl Oll"is No!., ov." r'paymenl plllad Ihal genlto1ll~ I.." ., IUdlS )'ell'l CUI no mOl,llt.an 10 )'.all, Th, p"~m,nlolmount olnd Ihll,pay' mini Kl'ledul,IOf Ihlloan sh~1 b, "'ilbllsl'ltd Dy 4Ssumlng iar, IIllll'" r,," lQuallo I", ilP. plicabl. r," Olln!.,1S1 <II Ih. 11m. Ih, I.paym.nl Ollh. pfmClpillamoun! ollh,lo.n bltl]lnl. Al m. opllon ollh. L..nder, I". plym.nl .amounl ",II bl adll.llll'd oInnually, or I", p.tII)d 01 rltP4ym.nl of ptlnclp.1 Will 0I1.n9In.ned or 'hotllnld ,n ofder 10 r.!leel adjuslmenll m Ih. inler.sl raIl ...spec,lied ,n PlI'agraph I T"I 101lClw,nQ e.cepllons 10 11'1. S. and lo-~eil' IIpay. ment rules ..ppty A. rh. llndlt may fequlre a IIpaymtnl PIned snof1., Ihan ~ ~'ilIl,f IhlllS neussary 10 .nSUII Inat dutlnQ Iac:h year ot Ihe rep.ymlnl pttlod I -ot, II lxIln m., 'POUSt .nd I 1'1.." SIJIIQtd L.oan (Iotmerly GSLJ. PL.US, SLS or Consolidation PlQOt.un loans OUlSI.J.nOIng. "'. _ pay lowlll'd pnnc;lp.al.md Inl.,,,. <1l1'1lS1 S600 or ll'le unpaid balanu a' all such to.", (plus 11lI.,..,'1 ",nlC"evllr II ItSS, B 111 '~l.lallly 101' any pttiCId duc:rlbed In Paragr3ph VI Ollnil Noll, 01' i1lhl L.lInder gr..nl' a "olO.Man"".. described In Pltairapn VIII. Ihose plfledS Will nolO. mc:luded In Ihe 50 and Io.y.., pltledl m,ntloned al)Qve. ' , . Th.lltms tot rtQ.~menl set lorth ,n lhlS p.v~raph M' nol Jppllcabll .It., Ihls Noll ha, b..n. declared In dlfaull. Acceplance by Ihl l.nder of any d.linqulVll pa~m.nts snail nOI 1~I.nd "" lime 01 pa~m.nl lor any amounl rlmamlng unpaid and ,hall no.1 conllilull a *iI"''' 01 iny ollhl L.nd''''' oln., tights as HI 10f1h In 1"1' NOli. VI. DIFIRMENT: I am ,nllltld 10 d,ferm.nlS 0' pril1Cipal IIpa~m.nl und.r Ih. HIQher Edlor cahon Acl 01 li05. a, amlndtld. and lis r~ulallQlt., I'm., spouse II'd I otll..n Ihll Joan .. co-m....... ttoln of us mUll be eIIQ1bl1 IGI' , d,ferm.nl in Ofder lor pa~m.nlS 01 pnnClp.IIO be d.,."ed. In Older to tle"V' , d.lttm.nl. I mUll requestlhe d.lttmQnl and pfO'fld. Ihl Lend., ",U'l1I1 dOalm......llon rlCll.ilted to esti!)llah my ~lCJ'bI~ty, lul'ldl/'Sland 1I'I.f I must nolily IhIL.nd., wn." m.cDJldltlon .nlltung m, 10 Ihe dll.,mlnt no longer ..ISIS. My .liglbllity 101" d""m.nl Will bedllllmmed b., 11'1. 1M/ormation conlalnfd In Ih. PlUS/SL.S Appllcallon Booltl.t, VII. 1''''~R(:5T: IfW. \lIdl~. ,,,,pon~,bl,, 10f pay,""nl al .Ill Ih.,nll"..,llhal .Kcn.... 01' 1"1, Io.m II00n 1"" <JJI. 01 oJ"bu".m,nllolnhllh.la.m IS p,J1lJ ,n lull rh. L.oo... m",y ,add olny lno l,rUlln,11 " "01 p,Jld "hlIO ,1<'1 dll. 10 I"'e u"lJoI,d ptlnc'p.il bollan", 011"1' 1"Jn..n .accordance ""I" 101,,:' am' 11I1)ula10110S !Jo~llrlllrnj Ih. PlU5.lSl5 Plng'Jrn, VIII, FOROIARAHCI, 5"oul<J 1/'1111 IUP""''''" Ilnoll'\Cl.ll a.III'ulll'" <n m..hng 11'1. r'J'l.ymen! l"m,.II". moll)' 'lIt'lllll.1 JI'd l"'eLend., m.v <Jrilnt m'/1.I1 il1"otl plrlod during ",hlc" no p.&y. fYllln" mu\llle m.ale. I IOill,.' l)e",xJ 01 lime In ",rllch to ,omple" r,pil~m'nl, 01 p.)'m.nl 01 slIlollI" mo"I"ly ,n"alhnl"I' th.an OI''JII',IU., ,ll.l'eed llpon IX. REPAYMENT 1'1 DEPARTMENT 0' OfFENSE: Under 1:"'.'1'1 'lfCumSl..nc... mlhl.ry Il.,nonnlll may ",,~. thl,r IOJIl, IIlP",d by I".. U S 5<<IIr..,., 01 DIIl'.ns.. In Jcc;otdolnc. ""Ih Sltl:t'on ')02 'll Ihe DepoIrlmlnl al 0.",,'1' AI.II"Ofluhnn \el, 19111 (P L._ 9&-342, 10 use. 21..1. flOI.1 0....'111)". canCIl''''rnJ I", pro'Jfdm sho...1d De olI1drlSlIId 10 1I'I.loul SenrlC. rlCtull. IIr. n," prcr]'Jrn elllscr;bttd II '" II'(IU1II"9 p'Ol]r.lm and do.s nol plrtam 10 pliO' "t'lrIC' 11"1- el,v,duJI. 0' lI'IosO "01 ,h']'OIf lOf 1"1111,"1111 ,n 111, Armed ForUI X. TRANS'ER 0' NOTE: Un,ler It'll conoj,llons ,.,t 'orth;" F.rdlral rtqul.lio"nl go';.,nlng t", PlUSlSlS Plal,rarn,. 1"1$ Nul. may bll IloInslerred 10 J hold" Olher tn.." I", L.nd., Upon t:1<ng noM'lId lJl ,uch 'r..nsler. l/w. w,1I hJ~" Ih. !tIm. flQ"II.nd tlspanslb,hlllS .....llh r'l;..rcl 10 th, ,utlSttrj\..nll'loltS" lh.., II"e ,....'f. 'IIllh r,")",,.,J 10 11'1. L."d., TI't., NoI' II nollnllndllcl 1001 <I nlr,ullJllllf InSllum.mund., 11'1. Unlllllm Commellc.11 Codl is .Idoplld by <lny Stoll.. .I"d .I '1;011111';It", "old., 0' 1"" "ote c..nnOI De .. hOld" lf1 ouit COU'II lCl. CANC!LLA nON: Th. oDhyal<on 10 lip." Ihl lo..n 'vlll.n"d Dy Ihl' NOli sh.lll be c,an- ctlle'S [II U~OI'l S\,lllml'~lon to l"IL.nde, of llocum.nl.lIlon 0' my (IUlh, t21 upon Jcc:'plar'lc. 0'1 PHEAA ul Ihl ,IJIllmenllJl. qUJI,lled p"~SI(I.n v"<~lng my 101.1 and perman.", dls<lOIII. I.,; 01 Plllpon Subm,ss,on 10 PH EM 01 plool 1"011 Ii'll obligation tt.u been dlschoUgld ,n b.lnkllJllle~ Ha"'ltVer, ,I ,..,,, Sll)n Ihls NOli at co-mJkvrs, 1"" deollh Of lola! .and p~Im..nenl 'JluO,hl~ or b<lnkruplcy 01 on. co-makltr,.,11I nol JlflKllh. OOI<l)oIIIOn of Ihe olhor co-maker 10 p.J.~ .In., amounl o.....d on 11'1'1 Io.tn XII. DEFAUL. T: "DeIJulf' rn",n, Ihlt lallu,. 01 a borro'''lr 10 mdk. .1" 'nSIJllmenl paymlnt ...h,1'l dill, ar 10 m"'l Olhttr 181m! 01 m. PromlllOf't Noll und., 'l/CumSlolrtces w""II", US. SIfCUtl.lry 0' Edur..I1,on 0' PHEAA I,nclS II IIJlUnabh. 10 concludllh<ll 11'1. bo"ow., no long., <ollndllo "onor Ih, 00119011101'1 10 repa." plO'flllltd IM.111h" la,luII perS'SIS 10' 180 days lor .. lo.an IIP..~aI11e ,n monlttly In,I.lUm.nlS or 240 d;1ys lor. loan I,p..yable In "" frlQuenl ,n,lolllm,nll It IN,. del,lull on Ih's IQdn. 111 Ihlt lendlll m.l., dlKllIlllhe entll' unpaid .1mounl 01 Ihe IQ.l1f, ,ncludll1Q.,nreresl. Immtdl<llltl)l dUII.l/'ld plIy.ble, 12) Ih,l,nd." holder, or PHEM mJy dIsclose 10 sc"oolsl...... attlnded (Of .tmI",e cu".nUy all.ndlng) Ii'll In'ormallo" about I", dtlaull; Plllwl .,11 b. ",11<g,OI. 10 r'UI'f' oIssl!llancllrom any 011'" 101l0....lng Fed.,al p'09'ams P.ll Gtanl, SllPpl.m,"I.:U educ~honal OPportlOfllty GianI. Colleg. WOIk.5Iudy, SI.}te Slud.nllncenllv, Gr.nl, 8~rd S';holarsttlp. Perkins lO.InlloHnerly NDSL.I, Slallard L.oan t'orm- erly GSl), SlS 10oln, PLUS loan. Ot Income Conllr\g,nlloan: .and (") I will be Ir\.llglbl. for 1"1 b.n.hll dllscrlll'lJ ,n P""v'olph VI 0111'111 Nole lUll, CAEDIT BUREAU NOTIFICATION: Inlormallon concerning ml .J.mounl O'lhlllo,n Ind III rlPi)'menl ...11I be "POtted 10 on. 0' mOl' (lldll bU,.I&\I Ol'ganlzdllQns. If UWI d.leult an Ihl,IOln.lhl Llnd.r. hold.r, or PH!AA wiU llsa tlport Ihe deflult to ane or mati ctldlt buruu Of;lnlllllon.. Thl. ml., Ilgnulclnlly and adversely Ilftel my/aur Iblllly to ob-- Illn cfldll, T~lllnd", holder, Of PHEAA mu,' nOli"" m./us OIl lust 30 daylln .d"'llnc:e 1"41 Inlormatlon .1lx1ulllt. (j.laun ",III 0' di6clolod 10 cred~ bUle..u Dlgal1lzations unl,,, U.... enter mlo lePd~m.,,,t' on rl'le loan .....~lhm 30 oayl. Th. l.ndltr musl provld. a Ilmely "spon,. 10 a IIqu.stlrom <lny ctedll but801u organlullon t*l]~rdlng abjftCllOnallw. mlghl rail' WIlh Iho1. olganlzallon aooul ''', .ceurolcy Jnd complttl.ness oll"lormallon repof1od abOul mtJul, lCIV, GENERAL: Th. I.,ml at Ihll flole Will :,. Inlerprellld accord,ng 10 I". law and F.d.tal regulallons ,301 CFA PoIlI 682) Ihal 90\10rn Ihe PLUSISlS Plograml. Tn.l.nder musll"ow ml/l.lll"l Fed'ral r.gul..llonl upon r&quest. [JWe ac~na..h'd98 Ihal pursuanllo Ihe Act 01 Al.lgUSI 7. 1963, P l 5Jg. I amlw. a'. legally Obhg31ed 10 p.ly 1I'Ils NOI~ .ven Inough I am/w. ;1'. IISS Iholn 18 ~Ia's of "91 STUDENT CERTIFICATION - SECTION IA I Clr1lfy und_ p.nllly 01 P411}uty Undlf Ih. laws ollh. Uniled Slain 01 Arn'ric,a and Ihe Com- monw.a11h a' P',nnlylnml Ihallhl following is lrul and corrlel. Th. lntormalion conllinld in Section IA 0' Ihl.lppllcalion Is Irue. compl.tl, and corrlCt 10 Ihl bell 01 my Itnowledg. and b.U" and i, mid. In good I.,th. I n'''by aull'lOttu "" schOOl nilmed in Seclion IA 10 ptlly 10 Ihl lender nunld in SlCllon IIInY IIlund ."hlcn may be du. 10 ml up 10 Ih. Imount 0' Inlt loan I n.,.bYlulhorilllh. schoo named In Stebon IA it1d Ihe tinder nlmed in Ste- lion 1110 rll,... lIl'Ofmabon conlained in my m. 11'1.1 is ''''aINI to mv eligibility and PltmllS m.. II 01 ,Iudlnl. 10 bor'ow or permlLt my plI',nt 10 borrow on my b.h'lI (.g.. employment. Itttollm,nl stalu.. fln.net. uai.lancl). II Ih. bor'Q\IIIIf namld in Secllon 18 i. my pat.nl. I cttllty I"allo I", b.11 0' my Itnowledgl. I .m dlpendlnl upon Ihe borrow" nllTllfoJ In Stcllon 18 '01 I"e PUfpoll of .leuling Ilud.nl financial u'\illanCl. I ha"'elMen accepled lor 'ntOI" m.nt or iI'TI Infoll..:l ..nd &111 malting MI11laclmy ptOVr.... u at 11111 I nalf.llme ,tudlnt .II Itt. school n.mld in Secllon 'A. I httebY aulhorul PHEAA 10 disc:lo.. information IIlolllng to Ihl' appl!c4!1Q1t and Ih. lOan baUd upon Ihi, applicaUon whln~er Ih. disc:lolutI ollh. inlDlmlllon il neelssary lor Ihl plOClSling ollh. application or Ih, Slt'lrlc:lng. trans'". or co" IICtlon olth. loan. Thl mformallon may be furnlSfled dUring Ih. Il'aollhe loan 10 Ihl) holdlrs .nd p,ospectlv, holdltl ollhis and olher loan. made 10 Ii'll botrower named In Slellon [8 under Ih. PL.US/SL.S Programs; 10 schools in whICh l.am .ntOlled or .ace'PIId lot .ntollm.nl; 10 conlraclOf' which .usl,t PHEM In Ih. .adminiSlralion 01 ils PL.USlSLS Programs; 10 leder. al and lIal. ag.ncl" or prlval. po1l1l'. who may bII abl. 10 pfO\lide inlormlllon ntelsaaty lor Ihe colltcllOn 01 tn. to.,. 0110 usillln Ihl "",iCing at collecllon ollh. loan. I understand Ihal .II. rlSull ollhil consenl. PHEM wdl nolltHp an ucounllng olIn. dlsclolut. 01 Inlor- maUon rlgifdlng Ihl applic:ahon and loan since this appllcallon inform, m. Ollh. usa whlcn may bt mad, ollhl inlOl'mlllon. I c:.f1lty Ihall am not in dlllull on .anv la4l1 made under Ih. Slatlotd L.oan (FOI'mtlty OSL.). PlUSlSLS. Car\solid"IIOn, lncom. Conung.nl. or Pitkin, (NOS&.) loan P'ograml and do not 0-..... a relund on a gtanl received und., Ih. Pttll Grlnt. seoo. SSIG, QI' Oyrd Scl'lOlarSflip Pr09rOllms. I have rlld and und.rslood Ihe civil Ind criminal p.na" lies for Iraud. 'alse 'llllmln,. or 10,O'ry printed in Ihl .ppiicahon booltl.t. BORROWER CERTIFICATION - SECTION IB t Clrtlfy und., p.nollty 01 PlfJUry undlt 11'1. 1.1"" 01 I", Unlll'd Sllles of AmlrlCI .nd Ih. Cam- mon......allh 01 P,nnsyl",al1la Ih... I"e lellowlng.s IrUI ."d CoUtel. Tnl !(IIOlmallon cOnlamtd In SfClIon IS or '''11 applic~llon 'I lIu.. comple". .nd cOl'feello 11'1, bill af m., Itno....1I.d9. and behllolnd " mad. In 'JOOd lallh III am aopl~ln9 lor a PLUS IOiln .u is Patllnl Bortawer, I Cert,l"t It'al l.un Ih. nalUfoil or ;tdopliv. mOl"" or lal",r Of 'eqill9u.va:.&n 01 It'!. \!udllnl namlll'd In S4Cllon IA u'lI'I11 dppllcallon 101m. Th. proceed' ol.1ny loan mad..as a rlSl.Ill 01 I"iloIppU. callan""lI b. ,..slel far tducahanal PUlpotl$ tof Ihll .IC1demlc p,,"OO co",erltd by Iltl' Jppilca. lion al I'" ,~t>ool namld on Ihll'orm,,"llelhe Slud.nt n.mld .n Secllon 14 'I ."end,ng on .11 IU,1 . /toll"lIml ba'", unless :he slud.nl thl"!]" $(;"oolt.l/'ld PHEAA .I...lhomu Ih. u,. of Ihl 10Ulllrou.l1, "'111'1. n_ sct'lool aftll PHEAA ,S P'o""ded ''',In prop., Cltt1llic..l.on al 11'1. Sludltn!' S ."rallm.nl .. olIll'olll . hall.llme Sluel.nl ..nd conrlnued "lHKI lot It'I. loan Plo- ct.,,, oJl rn, n.... ,,"001. l..nd""..nd 11'1.11 any Ollhl ptOCllds 01 any 10dn made.n .I ,.,ull or IhlS .Ip~h(3I'o"."'''lch cannol reasonaOly be attrlbuled 10 Ih" enrollmenl Qlt"e 51udent, n..m~ ,,, Secllon lA, at ''', ,chool namw ,n S<<lIon IA tor lhe IOdn PlltOd curti lied lly Ih. Y."ool. musl De '"Iuln.a to In, h."dltf I aulhorlzl 11'1. sc/tool 'n ,,"Icn :h, sludlllll n,Jm"d In Slt(llon lA,s "",olled or ,Illends 10 Oecorn. lIr\lclllf(j .Jr.<!II1.lu"a<nQ ,nS"I"llon 10 ,.,Ilfol~. 10 PHEAA .1")' 'ltcellSs. docurnll1lS. or 01"" <nIOlmJllon ," 111ft p(ls"'u'an 01 I"jJ sc"(jol ar hind,,,., In\H...I'onor Jny 01,1, ol1,c"r,or ')'10nls "'''ch rQI.r!! II) 1"8 ~'''d'tnt's r"nl"l ,II tho,' ,"".lul'oll <;r blt,Jr uccn '/te ~tud.nt" ,,1"l,bd,l)' 10f ~O.ln n\,~IJnr:" una", :.rJI" -1I1.11~'~'lf.l1 1""" IIl.H!h", ,1...11'10"1" I"e ,ct1001 m \lfl1d <1""<:lIy 10 m1 'I/ndllr .In)' ,,,ILPd rot 0"'1'<; ",Sl!.t for If'1l,,,::,JI,o,,,,llhP'''''''' <1"e mllro)m I"" plc-("~'"<lt t",s 'o,Jn I 'ull"!!, .1..'''O'':V !I,," !1l"oJ. '''9 '''';1'11..1'<:'' )P<1 PHEAA 10 cJSOI .Iny 'nICHl'l;II'CIl an tll" Jppl'CJt'<Jrl 'ur ';OrJot'Ir''l 'f'-V _1Il'1rer'u I "e/llb., .11.;1"0':" I'HEM 10 d,SCIO,.. ,prcr"'alw,n '8I.1!'1'9 10 t"I' dp~I>CJ1(;IlJrfl !I'" '<0111 t;.I',,,,,J upon I",S JpphCoIlion ",h,nl'fll Ih. di1Clo,ure ollh. inlOlmallon II nec,"aty lot Ihe prOCII,. ,n9 011"1' "'ppliUllonQl' I", ,,"""c,ng olme',ansl., Of collecllOn 011I1e'08n. Th"nformatlon may b. futrushod dunng Ihe ht. ollhe loan 10 holdol' 01 Ii'll I olnet Oltler loans made 10 me undef lhe PLUSlSLS Program,; to I", school lot ....-hlc:h I have rl'(lI"'otd a loan 'or Ih, enroll- mlril Ollhl sludenl n3mftJ In'Secllon IA. 10 conlt.:&cIO/1 IIlh,cn aSll11 PHeAA in the 3dmmIS- lr..l'on 01 ,IS PLUS/SLS Program~; IQ fedllr.11 or sIal. <19InCIII Qt pri~al. pat1I" who moly tI. .I0le:o provld. .nfcrm'llon "lKeuary lor Ihll collecllon 0/11'1. loan or 10 a"illln Ih. III"1I"ng or caUKt'on 011'" 10dn, I ullderslolnd Ihal ol' . IO'lull ollhll con5enl, PHEAA '11,11 nol ~"p an ..ccOllnling 01 dlsclo'utll'l of Inlolmatlon rel)oJtdml] 11'1. dpphcal10n .and lo"n Slnc.I"''! a~ phCoIllcn ,,,tolml me al th. uses which mol., be rnJd" 0111'1. Intormallon. I c.nlly 1I'I.lII am nolln d"'allll on oIny loan molde undef 11'1. Slal/otd Loan (Iolmerly OSl). PlUSlSlS. Consoli- ".110011, Incame-Conlin"lnl, Of PerkIn I (NDSl)lodn PrC91ams Jnd do nol owe" t.lund on . qr..nl recel~ed undef Inl Pen a'anl, SEOG, 5510. or B~rd SchC1if,hlp Progrolms I MI"'. rud Mod u"derslood l"e '1~,1 and cnmlnal poendlllt~1 lOt Ir"ud, ',JlsI ,Iallmenl, or 100gery pnnllld In '",, dppllcJllOn booklell h,)~. read .llld u"O',,"Iooo1 1"1 "SI..Illmlnl of BOlfowe,'s R'gh" ,1I1a Aupon5Ib,I,!i.,," I UI'd."sland Inall ",II rltCel.e.. lO,ln aU,lr.l"I~ Notlcl and Disclosure SlJt.,rnllnllor any .1pp'oved leJn 1"011 'denMie!l m~ 10,Jn amOunl ard <ntural'CI p'lImlum I... I 'J""'fI\l.lp(f ,,,,,11 ""II rece'~il .I Dllnldl tloloClJ lur .Iny 10,ln lilquesI10I ...,ttlch PHEAA del.,. mU'es 1 ,1m Inilh'lltl., I undo!r51.l"d J"d ,ujlelJ rn,tI,II".e ,nlorm;tl'oll on t'" lOoln Qualamy f4ct,CII _In,S O'1C~O~l.lre 51.1tomt'nl c.( on the Denial fIlullCII conH'cls ,'f'lh tt'l. ,(lfO'''''o1l,on on 1l'1. Ap~I'CJtO' ,lr..l P'<1'!'H1~", tide. IP'II ,nlormJI'lln '.JI11tlu le,ln G!j,)/JOl'f NOllce ar,eJ CIISC'CSul. Sl.ll~mllnl <:, an Ihi! Oe"IJI f~ollce .lpplut!l NOTICE TO BORROWER (ANO CO,SIGNER, WHERE APPLICABLE): BY YOUR SIGNA TURE(S) ON THE OTHER SlOE OF THIS FORM, "'''11 ."'l::' .,.....--...... "." ""1'" .~.~".. _.....,.... ...~ _.......,~..... "'''''' APPLICATION FOR A LOAN UNDER THE PLUS/SLS PROGRAMS 'He "NHIYt.VAHtA HtGHlJtlDUCAflON ASSlIUNCI AaaHe' - Common.."'h 0' P~n'y"'anl. ....sa 'U"'LY WIfH ....U.~H' '1" LIMn Ow"",,,, 0"'1__. NO .... Sl,..'. H.mIDu'l. Penn"h'''''' 1'102.1.1" ,11-11 P(~'''LN f:'l SU61ollSSl0N OF FRAUOUllNT Itl'CIII,lATiCN C~ fHI'i Fl)III,4"'''' llE'Hf.jJ4V""ENr 0' TRIPLE ANY AMOUNT 0' ~NE'f ~ECEI..(n PlIJ'" FI.'Ile ArlO/OR I""Pnl5t1N'Jf~r S.cond \It 1U'''Q'''''' 'l1pH...Uon "'''''...... plocn.MiII ''''OlolQh oritl,... 11,.4., AOINey US. ONL" SEa'rION IA - TO BE COMPLETED BV STUDENT - IMPORTANT - READ THE INS TRUCTlONS CAREFULL Y t. lruOIHT'IIOCIAL laCUN" NU..I.II U~ [il] rJra-1Jl71 J. "UOIHT'S fl'tI' HAMI rFlJj ~ b Co M.I. LAir,....... .-l ~ [SA II l. ~ J SA. 5rUOIH'" MAJ"" (OURU 0' ITUDY IS. Mey SA) rn I. "UDIN'-' ....TNO"'. Monlll 0., v.... GfRl ~ tA. UUDaMT" eITIIlNlNI" ,TATUI 1S.~llt1Sfu,..~~ lJibll......~ 41. STUOIHY" ALliN RIGlITRAflON NU""" ... u"c ria OA ra OJ COMPUTlOH Monlll D""~AM ~~ .. AAI YOU CURAINT\, Y IN DI1AULT ON A trUDINT \,OAH 0" A ~\,u. \'OAN.J,- IC_II one) :.J VII ~ P. :~:~L~INT IMQ1M.no CO'4IRIO IY "'onl" Yu, T.IS LO'. rT't'rlrl1 A"t.lCArl0NI(L_oJ__1L~1 EnIJ."V Mt)nlh '1.11 r;rs.~ ,~-,~L':'>J .. WHIUIH SCHOOt.. YOU INTlNO TO LIVI tChKIOI'l" C: WI'" "....nll iJ Qtf~empul ~CemPU' 10. .,"001 COdI 1'''1 \"'K.., 101 I ern 15 0 D lUJ S. "IMI of C.... " kflOOl ,ou -.,11 In.nd fOf' I'" II"" tfIG...n In Itl'" 1. 1eltoO' N.,. Ic~ Dl..I"on 01 Cempul Illn;Hr":l1-4-~l1J1(!c;r, (!~ ~lR'n.UJLiIl ~ 11. II, 111I",tu,. D.la'" ,.,hll., Ih'll h.... ,...d Ind ~V,.d IQ Ih. 'ondltlonl g'l.n 'n lh. . '110"."1 C'r!III(~llan' '''",Iu,. 01 'Iyd.nt L_ H.~.~~_.?_~~ _______ ___.n_ _ _. _. .-~=___._ _______ e,,, II~n"I\"'il~ SECTION IB - TO BE COMPLETED BY BORROWER - IMPORTANT - READ THE INSTRUCTIONS CAREFULLY, p"nl.... on In. """" ..d., l T..,,',I 0'1' I 7- ~.~ ..____J UI. 1IO....0WIJIl'.IOClAL IICU"llY NUll"" 1/111 ~ !X?IY2l ,.. .0AAOWI....Il..THOAfI UlJcElJ~ U, IOAROWI"'S 'IRST NAM. rf\arbn..rCi. II. 10AROWIR'S ".,..tANINT HOII, ADOAISS (al NuITlOlf'.and SI,"t ~o-LJl ftJ IH~f( 11I.1. liB LAST HAUl Sou I S-r tb,AI)I_ No. 113 ,.,lIp Cod. IP1~J3 17, COUNTY IN WHICH YOU RlSlot t::-~ "Qi!] 10.. IORftOWIJn AlliN RlatlT"" nON 1 NUU.... " . 21A. Do ,au ...... II' '"11'" de'lfm.m " prill'lpal ,.p.ermelll on !bit PI.US.lSI.. ICMIl 'Dr tItNcft you .... ""'1"17 111I InllNc1laf1lJ 0 'III ,~ .. DAlVIR" LlelNII S'Al.rt1l! N,11SJ591fl'll I It, I 10AROWIE"'S STATI Oil' PIAMANINT AISIDINC. rB MonUI (blSlnc,O (dl S,at. fE:L!l aOA. 'OAAOWIA'S CITIUNIHI" STATU' ISM ,nlltUC:lIo)RIIMt1'iJ U.S, CI""","don" Ll ~) IlIgItN NoIHt""" (CIC IllSt4lllM 21. AAI YOU CUR'''!NTI.Y IN DE'....ULT ON" STUD'P LOAN OA A PLUS LUAN? (C"K. on., U "'U ~O U. LOAN A""OUN AIOUISlla {Ocllat, O"'~I I .,.. T Olel ~npatd 1Mtenc. of 11I1 .,our Stlffont Lo.,,'tGSL..t ~ Pl.Us/SLS 10111' ru In., portton of lhe.. lain' I"" eluded In In., Con....Uon L~ you m.., h..,<< . I i.5.D IL~ 00 h !5 1 5'100 iIlC. A" 'hi" oulll."cllnll ,,"US/'LS loan, ",,,.,,ll.d lIy'n AOENCY OTHER THAN ~HUA lot 11M ~t lndlulld In l1em Z1 o YES jr1io II ,H. lei 11I1t1\lC:11On, and compl.l. Illes. bo.1I + tCl'lKl( onel 111M an,.., II no, procltld 10 111m 24.... a4A. VP 0 B AROWIA IChld, on" '11 1m I pl"nl boUO'll'"9 'or I d.p.nd."1 IIud.nt. . I 100 An., "LU 'L ....mount.... ,..,.,.... '""'" GIIW A9tft:'f FOR PUIOD 5I<<JWN IN ITIM r " 100 NIrN.:Ioa..... .l9I"CY Tat" Amewn' 0..... on ""U SL 10"'" !JUa,ent,. by oiNt AQlnr:y " "11 ;1m. 1I,ldu.,.lp,af.lllonal ,lud'"1 bo"o..,. , let I .am 1ft ,,"de'~'ldu.t. srudlftt borrow.,. PROMISSORY NOTE FOR A PLUS/SLS LOAN: l. PromIM'O PlY: I, tll. und.~oQnId bcrfOYll"-, idlf'lllrtld In SlcIIORIB. Ilem lJ, lot ~a1ue lie...... proml" 10 II'" ~o 1Il. LIRdIf 01 to I IullIIQUIIII hoIdeI olIN' PromlUDtY Mol., tnI ptlnc1pallUm equll ra In. Loan Amou"1 RequHlld ," S1Cl1Otl18, Il.m 22 of thlI "ppllColtlOn. ."en " "<<!tOy IRCQf"potattd Oy "f.""" '" lllf, PIQIftI"" Hot" 01 -.en II..... amount ...nICIl ItIdV.need 10 ma and Idlllllfiild to rTlI In 11'1. L.0Ml aUal."r, Notte. .and OlsclOlYII SIII,,"enl, ~ ,"l.,... .at ;ll"taDl. 'II. not 10 'lcMd 12 plIIC.,..1 g. _-II', Th. '''I...... fll... ~ cNtlfrmned~ and '1111I bI'''ecIl'rlIQl'JYIy IlrllO\/gn Jun. 3IJ of 'Kh yall' Th. "'11t"1 '"' fat .n., """"1'2) morlln!)lfiOd ..lIba me rll. guDhlh1d tor lIlatplrlOd tI.,t,... U'. Oepanm.,..' 01 Edueanon tar vanlO6e rill PLUSlSLS 1oMl,. My L.nd..- WI' nohly m. "'nually ollhll Inllllll r.,. ",lIeh "'Ill appl, 10 m., 10." fof .un Jill., I IIII~ Jlln. JO lM'fl)d, I ..:.0 proml" 10 p.., 1Il. l <II'ldIr III' oUt... dtlfQM 'lIfI\Ic""...., bIComI due as t)tO'tIdlld III PU;lQta;JlIV 111 '''''0 P'Y"'" Ollh... o&nIOU"lS ."'.n Ihey M' d"., I ...llll~ Ply" CIlMgu IIId olh..- CO.', 'ttCllldlnQ aOorn-w'" t... &I'd cowt COftl. 11I11 If' petlftlllld I>>y Flldlrall.... W1d llQUllllGlll lot Itl_ COIlIetlOR ot Ih... amoun" I UNDERSTAND T}4AT THIS IS A PROMISSORY NOTE. I WILL Nor SIQN rHIS PROMISSORY NOTE HE'ORI! READINQ ITINa.UOINQ wRlnNQ ON THE REVERSE SIDE, EVEN IF OTHER. WISE ADVISED I AM (NnnEO 1"0 AN EXACT copy 0' ll1lS PROMISSORY NOfE THE LOAN GUARANTY NOnce ~OtSCLOSlJRE STATEMENT. AND ANt AGREEMENT I SIGH BY SIGN- ING THIS PROMISSORY NOTE....CKNQWLEOOI mAT I HAVE RECEIVED AN Ex.ACT COPY HEREOII M'" SIGNATURI! CERnFIES THAf I HAVE READ, UNOERS rooD, AND AGREED TO THI! CQNOlnONS "NO AUTHORlZAnOHS STArED IN THE "'BORROWER CERTIFICATION" PRINTED. ON THE REVE~SE SiDE. MY SIQNATURE BELOW CERTIFIES THAT I HAVE JlIECI!IVE:O, READ. UNOERSTOOO. AND AQREI!D TO THE "NOnca TO CQ-9IQNER" PROVIDEO ra.... BY THH LENOIR. BV WV SlG- NA fURl snow. I, THE CQ.SlGNER. PROWSI TO PAY TO fll& LENOI!R OR A SUBSEOUENT HOLDER OF rHIS PROMISSORY ~TI. ALL C1' THI! PRINCIPAL AND ACCRUED INTERUT CUE ON rHE PROMISSORY ~TE IN 1'H1 EVENT THE BORROWER ooes NOT MAi<1I PAY. MENTS AS SCHEOULI:D I HEREBY ACKNOWLEDGE rHA T I HA.v1l RE.AD THIS PROMISSORY NorE.INCLUOINQ THE AOOlTlONAI. TERMSCN rHe ReVERSE SlOI! I UNDERSTAND THAT PARAQRAPHS VI AHO XI 00 NOT APPlY 1'0 ANY Co-SIQNER OF THIS NOTe ~:..,!i.~ NOTICE TO THE BORROWER: TERMS OF THE PROMISSORY NOTE CONTINUE ON THE REVERSE SIDE, DETACH AND KEEP COPY C FOR YOUR RECORDS, MAIL COPIES A AND B TO THE LENDER SHOWN BELOW. TOOAY'S DATI ~ Mo"l~ 0.., Y'M TODAY'S DATI (2'C.) C.SI~ner" Slgn_IU,. cc::=r:=:J Moolll D.., YNl SECTION II - TO BE COMPLETED BY LENDER f7T'i .&.--~-~-:l L.V~':;_UUl La. INOICArl TOTAL AIIOUNT LINOIA AP~AOVIS '0" THIS I IOAROWl!:A (II LInder dectlnll 10", In(dull -'I 'lto..) I.J"C' ell 00 \'1.. ~IA NAIlII AND AODAUS VVeS[ ~hl..' \" . 1213 ~!a.e 1',11, Pamp Hill. PA 17011 ." 7?Z-4152. _M~'l.~_ZJi~v._ #L...t SIGNAfU"1 ~~NDtNQ OFfICIAL flTLt ""I.4A FaA,. F,!JOO 3190 ' LIII. 'HUA L.INOIA COOl "tUM.IA OAfI EXHIBIT ; . -L~-.--. ':;t] 1ji'f7 J?' -'7'lI, G .~/J.:r.. - lk:. ~~ Additional Terms of the Promissory Note lor a PLUSISLS Loan II, INSURANCE PAEMIUM' I........ ",I' ;.1'&, 'u 111. l,Jor'(j,., .l"tr>I,:1>111 "'N.ll '(J I", "'1"',11'0;" ;;'''11'11- "m :".., !". L"n\l.. '.. .....1..,'..' 'fl ;;J't!1l P"'f "" ,pI '11.1., :0)0,.1," PHt' A.... "I",IIII'!". ;jl In,s 10." '''.' JI. -'''4, .1'''':\.01'' 'i' \I". ",..' ,,"(. Ofot,"'",,,, ""I' -::. ,:..rl,r,Of<J !a ,"1ft'., ,n 'II' lIJ.I" Ou",,,,,,,,,, ~ofll'" "I'd C"'t&;IO'...,,, SloAt.mll'" TI" L.....d<< ...,/1 "."I,e.III'. pl~IlJl" ptq;\lr~,oJ.l' .&I.I'I"om ..-:n <1,'D""'.,,""'" <,If \lIIOC.po6l 01 nIl' :".&n. III '"I'A.,MINf: ',W. moly ..I ",,10"" ,Jpl.on ..,'d ",rnol..ll ,w"..lfj p..P...., .a11;J' In., ;art oil". :J"roC.p,I' 'J' Jec,..ttd ,ntOI.,1 'Jll"" 'lJ"".l1 -'I'V 10m. 1'1;.... "J 10, Ii... ..,II ~). 'I'l,!!jol to .I I.e.,. 01 .."y "'''..........J ,,'1."1'\' :"..1 I".... ".1.., p..11 1'/. LATI CHAAGIS AND COL.LICTION COSTS: fiW. ~I" 10 P..., !P', fUIIC,.,I'l) .l/'Mo.,nl' ,I tJth"~vlI"ln mollunQ pow""nts ...n.n \t\;, Qr ,llnlS No" 's ,11KI"I~ 'n c.:llIt.lull A 4.,. cn,*,I]', 1\(1110 ..c..d I Cl,Jnl, !Ol 4.&Cn .JolI", QI .an., '"'I.llmtlll poI.,m."1 nUl '1fC....e..l 0., tn.l.n,l., ,.,m.n III IU.,~llh'r' 'I ,h.,. ...nl.U 'juc..un,nl.ll.on ,S J'Otr.J. .a <11 .hq,tl.lltt to n.~tln.ll..,m'nl .j",l.Hl!d ,II aIlS(;I,I)N "'111" PoI',)llr,IDh 'JI ,n :n" Nel, S Rlfnon..I,lt <:OlltCIIOO co,l, ,ne'.II!1d I)., In"l.ndt' n JIl.l11i:Ol'f"lJ to CUII"I JI1I ,~er. dl.l. Jmo"nr Tntse r.O'" mol., ,nell.a, .11101"'.,', 'Il"', <:.,..,1 <:OlU, ,'lllt ltlt clat' 01 "l""..,n, .11111 'on""II'lo&/lC'l'l.pnOl'lt e..1I1 C COllechon COlli ...n.en <10 1'01 ..,,"', .15 ,""CIlI'lI 01 '"t 'J(lD,IHJ PI,,,c,p.&l.r<.J JLCllfN InI,,,sl ,11t'1l1 lo"n -I r.l.m.d 10' COIltt:I'on 10 Jro., ,1']''''1 Tnoll ., Sl.bl'tcl 10 Il'lt FJlr O'bl Coll.t:Mn PracllC'S "<;1 II A,'AYMINf' Qy I.... In. rep.a,,'"."lll."cd ilt'I In'I 'Ooin blllo1Hls ""." :n, ~OJn ,I "I,OI"'l!!d .,,<1 ,nl"'$I 08C),n. to ..eclu, <In In. .j.llt 01 <J'sOu.lumtnl Tn. 10,,, poI.,m,"I ,s ,h., ",tnln eo "..,'0' tn, 'Inoll 4,.o..It.l/m,nl "lilt.. 101m 'lil).bl" rel.ln ,,,,I'.1.11111trm.nl "I )l.MC'P.al I.pJ]/. m.m rl1tg&ft,.::...loi' l81ml Jl'd l;OI'dlr.c", .:J' punclpal'.p.ym,nlln..1 ~ppl.,IO Ih,S 0.1'1 ,.111 bt ,.. 'a'lh ,n .. l.par,Jl, .:JClCulf'l'r'lI, lor'lo""n .i, . r'Il.ym.lIl J'S.:;ICiulf, 1/1.1111. Lltnd.r ...,11 lltl)'ol,(j.meiIJI IfW..,1I '.0"" 1"1' lo.n ""''',n lQ .,"11 01 I"t d.,. ~)' In" ~jo!t. o~., J f'"O...,f1'.nl ;;It'.od ih..1 ~'"""'y 1.111.1 oIllt,ASl5 Y''''s bul fla mOteln.n 10.,..., Tn, poI.,m,nl ,AmCunl Jfld Ill, rltO"". m~1 "hlldul,l(lf In. lOin tflaUD. ."IIDl+,Il,d D., .u~mlng.1n ,nl"esl r.It .,q~.al tQ th...po. plleolbll 'illl of ,n"'.".1 Itlt 11m. tnl r.o.r,m,nl al !h, pllllc,p.1 .ama..nl 011'" :0..1' Oeq,ns Al th, oOllon ot Int l.nd.,. tnl ;;I..,""nl ..,,01.11'1 "'Ill Ct .lIl'j\;Ihtd ,,"nuoill., Of In. iJ";OO 01 r.p;I.,m.nt 01 prll'+CIP.aJ ...,llllt. l"ngm,,,ltlJ or st\CfI,~1d In ord.r to r.r1ect ,J(Jjl.lllmllnlt .n I". Inf.,," ,.11.. sptc,lIotd.n P.,~,.pn I Th"oII0,lll,n9 ,"e,pllon. In :". So Jnd Ill..".., r.o..,. mlnllwt. .Ippl., A rh, Ltl'+dlt may feqUlrt ,a r'O'~ln,"1 ~"10tJ s"ort., '''.tn 5 .",,1'1 ,Ill'll' '. necll.,ary 10 ""SUI' 11'1.1 dUllnQ "acn ,... allh. '.o.ym.nlllfl'OtJ I - or. ,I beln m., ipo.." ..nd I hav. St.ltrOld lo.n IIOIm'll., CiSLI, PluS. SLS1' ConlOhd"..an P'ogram lo.n, oulstandlng,,,, - Pol)' toward OI'ocIOIII.wld ,nlernl .II :....1 $600 OIlh. 1.1"P<l'd b"loIne. 01 ..II suCh loans lplut ,nl.,.1I1 >\ItlICMIIV'" '. !IIiS 8 III '1l1abty I"r olf'Iy P4tf1od 4ISCtIDtd,n P"'.I9,.aptl \II alltllS Nell. 01 ,1111. L,nd." I]IMlIS . "'o,bt...anct" U c1.scflbld ,n PV4gt..pn VUI, IMI. ptrll)(Js "'III nOlo. mcll.ldN ,n Ih. ,. ind ,0..,.. pltllOd. il'+'nhonotd .aDQ~,. rn.tfl'ms rOl f.p.a'lm.,,1 set 10l1h Ln tn" P....gr~ .v, nol ..pphCaCI. .alt., tnls No" 1'+... b88n decloilld In dtl,aull. Acc.planc. by tn. L.nd.r 01 .an., dtllnq.....nl p..,m.nl' il'+.ll 1'101 ..t."d In. 11m, 01 QII.,m."IIOl.n., ~ounr rem&lnlng unpa,d .tld snolll /'101 COnShlut... "'&lw.r ol.."y 0' tn. Liftlder's olh" r"~nll lIS Mf tDl1n In Inll NOI. VI. DI'I"M!NT: I am tnhllld tQ d,'.tm.nlt 01 pllnClpal Ifp.ym.nlu/ld" I". HIgh" E1u. Clltun Act oIl'lM. '" .."ended, .and "I regul.lIQ1'1S. II my ,poust .nd I obl~n Inis 10,," .I, CQont.lt,n, 00111 01 UI mvll oe tll9IOlt 101 01 dtlerm.nf ,n cr13tt IOf p..,.."nll 01 p"~lpoll to tM d.l"rtd, In Qrdet to 'ecflve .. d.,.,m.,,1. I musl1ltquISC lh. dllllttm.."f .an13 pfOVI131t tn. LotnCMt Wllh'" ~umenlolllon IfKlllll'td to ",acltSl'l my .bQlbiMy lurt<l.,'Uand 'n..1 mu.1 f10llPy Ii'll L.nd., fIItl." I"'. condlllOn .mllllng m. 10 In, d,'.tm.nl no 10"Qtr '11'" M., otIIQ'b,l!ly for oil d.lttmltf'+' "'Ill t1.d.lerm,notd by Ih. ,nlolm.llon conlAlned.n lh. PLUSlSlS AppJIC.l,an Iookle.. VIlINrfRIsr 1/'11I" ...,11 ~"1>t1lJlIIl1'!JIt"<lIIl,I,,",f'I'll,,llltl,, ,Ill'''''IIII'l.'' 41:(1\111' on In,s '..111 "'~,n i"ot 11111 ,;I_l.,I;',.,oI",,,nl ",\1,1 In.. :G.ln., PoI"J ,n 1l;II.r". L.,l"'" "'~.,..W .1Il,!,n. '. ."", '''.aI' -,:1 ;.1.I"J "r"n 1,1 !..II "l I,.. ""lld.,J 111,,'(,....1 ~J'J"C.O' I",S 'l101n '1'1 )(co"J4II'. ...,Ih ;...., J,',J 11l'l..I,II..;n'lll~eH,+n~ I". PlU:i,:.llS PII,<),..,,,, VIII. 'OABEARANCI: $/"0\.01<1 1'''1f 'UO,,'."C4 Im.lrc,.&I tJltI'C\.o!t'., ,1l m..lonq I". f,,,..ym.nl I.,,,,, II.,. .""., 'lK;,-U,>I.lrtJ:rel't"d.t m..., '~I.tnl mtfluI.I ,/'lOll ell<:d '1"""1] "n,cn..o p..,. ."UHi tTl14)1 ell ,n,litlf_ " ';I'".f ;;It',..,.j oJ' t....,t n ...n,c" 'I) CO'"I"II1!'t 'lfp.,mltnl, or p...,mtnl .;.1 ~IY'JiI.f mfjl'll1l., ""'r.IIIoT''f'''' TI14n 0/,,;,'1..,1., Jlj".N ...r;~n I.. RIPAyM(NT BY DEPARTMENT 0' 0('!Pi51: U'I<11f c.'l.-," wcurnllolnClt'. m,I,I.,., plt'~oN"tl ,n.l., ".hlt !nlt" '0.1111 "'thud :J., \1':" U $ Seoel.l'., 01 O"',ll'lt, .11 oIccO'tJ.oc. >\1+111 StfCl.on ')c;1.;llrll CItIJall~.nr 01 Cu'"n,. ,I,'II/"'1"1-I1Jon -'cf, t,]81 :P L '}6.}.t2, 10 use 1'41 ~'Jhll rJlof'>l'iJl'S Cl,;I'r.ltI....n,J 'r. p,~r,r.lm ~/'l:I.ld ~ ..d'I'ltUo!'d '0 ll'l. ~oil ~""iC.llCf\JOl. '" Th.. ~";I)f.lm 'lU'Cf n"",.1 '.CI\.o,II"" pt-:Ii',lm "11" .:Jell' n"" ;:'''.Iln 10 P"Ol ,""'ct .11' ",'..dU,ll, ,,, Ino,..n'll <tll(;"",lllf Iinh,IIT1",", ,1'1 I". A,nn.<1 FlllCtn ._ TAANS'ER 0' NOTI: ur<:.f rne CO,.,NI()~' ,.,IC.m ,n F"deql ''fQ..I,JI'O'" 'io~.,n'''9'1'+' PLU51SL5 ?'c~'..Ims, In,s Nel' mol., b..114I'll,"",<J 11l.a 110<<:.' Clr'l!n"n Ih.lf"oer Upon b,lng nOlil.ud <)1111cn 1101"'"'' Ii,," ""II ""~e t"" 101m. "<]hl' ..nd 'fSpons'b,l+lIltt ,.llh fotf)"d 10 lro, 1I.,C'l!'QlOltnl n<Jlll,1 tn.III,,,. n...." ",I" ""j.tI" to Ihlt l"""" rl111 .'40" ,,"uI ,nt,nJtd 10 O. .. ..,.,tj,;II.ltl,n'lfl.m.,,,, ","IJItf Tr. U",IoI/t"'! C"mmfl'C II COil. U .IIJeph'4 0., .:any 51.1.. dn'J .. ',,01l/Gu.nl nOlll." .;1 In" NIlI. ';drll'lll ro., J II'Jld"r ,n <1u" ';0""" XI. CANCIllA TlON: T"II,CI>".II'':11 10 '''0'''' I"" 'Cdn .w":.",.oJ C., In" NCI' '''.111 Ot coin. Cltlll1<J (II :ooon ,ucm'55,.J,I!1l in.lotntJ<t' ,.II ,JC,;Cr..'I1I1I1IJhll''+ 01 'n., '!'Jlh. 121 wpon ke,p'.,,,e", 0., PHEAA 01 l"lt ,l.al.m\lllllll "l....h".,1 ;,)n'/"c'.\11 'I"rll-,'''I) m., :01.11.1(1.1 PII,moll1."; dl~db.lI. I., Ot 1)\ 'Ipcn I..t)rT1,u,on TO ~I1EAA 01 c/()I)I 1"'" '''' ubl,g.ll1cn "as u.rltn ,J,tchllr~~ ,1'1 lMI1.f;.;plq H<l.,lhIllIf. ,I .... 1>lj/l ~n., ~jOI" .IS ~o'mJ~ItI1. I". L.I.oIII'l Of ta!.ll .Ir"d perm.rltnl L.I,'.tOol,l., 01 C.tnkn.pIC'.. ,,1 ,Wit C'J.mJkllf ",,'1 "Ill Jff~clln, ')tlhgJ'~n 01 In. ,.t".f (f)'lIIdlollt' \0 ;Jolt .Irlt oImOIl"1 G....t.J on 1"1' loan llll, DEFAULT 0"'..",11 muns In. I."l.f. 01.1 OC"O"',,' 10 molk. .In ,n,I,&Um,nlj;l.t.,rTI'n1 "nlin due, 01 10 me<jl Om81 'ottml JI :". PlrtrT1IS$.Cft tio'. Vtldllf c.'C\;t!'I,loInets ...h.,. tnt U S SlIer"IJ'" <)1 E<J..cd"on Of PHEAA hrl", 1'''.111111010111 '0 concl..d. tn.l In, t:cm,.,., na +0";.' .,1I."d, 10 nCllot !,." 001'1],11 un 10 ,,,p.tt Dtow'dltd tl".I1 I",S I,ll",. P"'1111 lOf 180 dol.,t I.:r .a Ie,," '.0.1".101. ,n "+1(:nlnl/ ,"SI,,11i1.enll or 2JO d...,s fo' .. 100111 IIP"YdOlt 'n I,,, Iteq1..nl ,n,I"lImllnl, 1111.... JltlJuil on 1"'5 100ln 11111'1' LlIndltr mil., d.r,I",.lh. Itnllt' ull~hlld amo.."1 ollntlodf'l, ,nelUdI"g ,roI81'~, mll'1j(J'oIl'1l., j",,, Jl1d ;J.I'foUll. 121Ih.lendtl', t'lold., 01' F'hEAA molY <J'1CiOU 10 'cIlOOI, If.... .Illl1"d8d IlJt lm,oI" C..II..nll., ..n.nd,"gl lnt .nlo,molllon .DC..I I"1t dll,ll.lll; {JIll'''. "Ill 0' ;n.h'1IOI. 10 'IIC.'~lI Ju'sl.anCIt tram .In,;, 01 11'1"'0110"+119 Foro.ta' plO<jlJITIS P\lll 01.111I. Supp:.m.I'lI.&l e,j~.It ,,"oil OPlXlrt\;nIIy Ol.1f'l. COIIII;' Wo'It-Study. SI.I, SI..ll"'llnr.'''Il~'' G'.I!11, 6.,I1J Sc 'CI.v'SM,p, F'.'~iI11 LIl.nllcfm."., ~;OSl" SloIlforlS LOoln I'orm. .lIy G5ll. Sl5 lo,&n, PLUS to.n, 0' I"comt C<Jnling.nt Lo"n, and \411...11ID, Inellglbl. 'or Ih. o.,ntl'll IJIt1CI'Oed ,n j:I,u.l9f.IPtl VI Qf I"" Nolf XIII. CREDIT BUREAU NOTl'ICATlON: Inrolmollion conctmlng t/'l' .Intounr 01 Inll '0'" .&f\'d ,IS "P,l'rm'nl \IlI111 0. 'e!:lor1ad to ont at mo,. Cflldll OU"oIU orljdn,,3110n,. If I/w. d,rauJI o*' Ihl.loan,lh.L.ndlf. ho'd." 0' PHI"A wtll.lso r.porllh. d.I'ull ta on. at mot. ctldll bUf"u org.aniuhonl, ThiS may .tgn.llc,nlly ,nd .adv,rsely affecl my/our 'bUlty 10 ob- lain cf.dll. n" Lender. holder, 1)1 PMEM mu\l nOllfy m,,/us oIlltoUt JO <J.ys ,n .loch.ne. Tn., ,nfmmJlllln JOOUI Iht ".I.lull",1I c. dlsclosed!o cI1I'd11 OU/lt.lu o.r1i1t1'UII0"S IlnlelS IIYII .n.., ,nro IIUoIymlnl on t", 100ln "lInIn JO d..." Th. L.n(ll.r m..lsl pto~,d. .llmt.y "SPOI1" 10. fltqunl "om ..n., ,'ecN ou,eau <lI9an,uhon fll'tJoIIIJlnq OOlecllonl IJw, m'ghf 'AlS. ""'llh 11'1.1 otl].lnlUIIOn JC~ul In. ,Aceu,,,,., .nd eompIelln.1S 01 ""()ImaMn fltpaned ;lOoul melu. .IV, GENERAL; Tttt "fms 01 In,. Nolf "'111 o. ,nl.tpfettd Kt'Otd,ng 10 the loll... .nd Ftfderal "ql.ll."O"'S IJ4 CFR P..,1 682} Inoll l:Io~afn In. PlUSiSLS Pf09r.ml. Tnll L.o<1er muSI ShO'" mlll~' tn. Frlo"al rttl]l.Il"lIOnl upon ,.r;..,,~ liW. ,ac""o"lfdge Inal P"'l5ulIl1l ~o Int A.cl 01 ,l,uqu" 1. 196J, P:' 549. I ami..... ar. 11Q.'ly Otll";Jlltd to llolY Ihls Nol. liven Ino..gn 101m'.... "Il' 111.11 Iholln 18 1..lIS 01 dgt STUDENT CERTIFICATION - SECTION IA I Cft'\IP't und.r P"'.11y 01 P8tlury under Ihlt la..., allh, Ul'llltd Sial" 01 Amt,.e. .I"d In, Com. man....allh 01 PlII1ns.,tvlf111 Ihal lnt 101lofllll10 '1Iru. Uld corlecl. Thl ,nfol'm.alion cool,llned In StcIIOfl IA 0' IIU. .ppllcallon I' lru.. comOI.... .aI1d correct \0 the bell of my knQVltledg' and b"ltl and '. madt lfl good I.,th. I n.,tOy .Ulhorl:. Ih. SChool namld In SItCIIQR IA to pay 10 Ih. lend., named In Stc;11CIf111 oItly tefund .'"en moly De due 10 m. vp 10 ,"', oII7Iounl 0' 11111 loan, I nfl'tb., .ulhon,. lilt school n.unfl1ln SecllOn IA al1d Ih.ltI'1dtt named In Sec. lion II 10 lel....lnlorm.tion conlAlned ,n my III, 11'IiIl I' tel.liv.!o my ItIlglblil!"t oli.nd permll~ m., .1 . ,ll.Id.ol. 10 borrow Of lMfmll' my PM..nIIO boffo. on my Oth'" {'1.. tmlllO.,m.nl. entOllm.nt ,1.1"1, f1ntncliI! ualllanc,'. II Ih. tlOf,o..tt "","ed In SecllOnlB 'I my PM.nl. I Ctl1lP't Ih.u to the D4tI of my llnowlldg'. I am d~"'1 upon III. boffflWer ll.amfd Ln 5<<llon 18 '01' I"'. purDON 01 MCUfinQ sluder'+IIJ";ln(lol! .IUlIIMlC' I nav. It..,, ,J.Cupltd 10' .nfoll- menlOf 11m ."rolled and am m..mq ,,"sfactory prog,..... ill 1.ut . haJl.hm. slW,nl .. In. IChGOt namld ,n $<<lIon IA. . nerlOy .ulnOl'I.I:' PHEM 10 dlsclNe ,nIOl'm.!ion rel.'1"9 10 thi. .wpllc:iIllon and the loen ba.Md upon Ihl, oll)llIicilthal1 "",n.n..,., tht diKlosurt olll1e InlOlmallon II nec.ssaf"t IOf Ill. ptOUSSI"lJ 01 ttt, .."plication or In' ,.,.."lclMg.lrllnsler. at CO). leellan 01 th, lean. Th. .nlormolliOl1 mol., 08 rUln'Shed dunng Ii'll III. 01 Ihtloan 10 Ihl t\oI13'" .and ptoStlfCllv, heldelt ollhl' .and Olh" 10oll.fl' mild. 10 Iht oorrOw'" "amlld ,n SKltOn 18 und" Int PlUS,SLS Pf09rlml; 10 Khool'ln ,llIhlch 101m .nrolled or KUplld lot toroUment, 10 conlrllelors.hlch.lUl1ll PHEM IlIlh. ~mlnlslrahon 01 ,Is PlUS.SLS Prog,am.: 10 Itd.,.. .II ..ana 11." .ag.ncllS Of' prlvat. pill1i.. .na mol., o. .&bl. 10 provl'11 ,nlClmoli.llon nec.tMtY lor 11\. collecllon ollht loan or 10 ."'SI '1'1 Ih. ItNlclng 01 eolltcllon or Ih, loan. I undersland Ihal ill . 'fll.Ill 01 tllll consenl. PHEM ,llI111 roolll..p .u1 iCCa\lnliflg Ollh, dlKIo,uII ollnlOl. m.uon 'eg.,13ino In. .1ppliullon .1tId loan Sine. Ihe, IQpUcstion informs m. of lht 1.1'" ...rriClt mol., Dt m.ad' 0' thtlnlofmolllloll, I eertl'" Inal I.m nof ,1'1 d.I.ull on any IGM mlldt und., Ih. SI"lIerd Loan {IOI'm.,-ty G5LI. PLUSlSLS, ConsolldallOn, lroccm. C4nllngent, 01 P.,-klnS (NDSI.) Loan Proqta.nl .nd do 001 ow. . f.lund 011 II ~ant IICIl.ed under In, PltIl Granl. SEoa. SSIO. 01 SYfd Scholal'lh+p Program.. I "'IIe ,ud and IInd..,lood III. CIVIl and cn~n~ pen'" Ilts '01 I'.~. Ia!se s.al.m.nt, Of' 101'9.'" prlnled In Iht 'llphcallon boolllllt. BORROWER CERTIFICATION - SECTION 18 I c"',P't "Mltr lMl1.11y 01 perj..,.., UfI(ler Ihltl.tw'o' In. Un"., SI.ufl of AmerICa ""13 In. Com. mOI1......lIn 01 P,,,ns.,lv,,nl. lh,lIltt, ICllo""/'IrJ '. t,\.o' Jnd COIfect Tnt ,nlorm.IoOn conl,lln\ld ,n Stellon IS <JI thiS .I~pllC..llen ,t tr\.o.. cempl.I". .IT'd COt'1tC1 10 th. 0.51 aJ m'lllno....lltdq. .nd !JIll'.'.."d '. ,"d":t ,n 'JOOd 'olI"" It I .un Jl:lpl.,'flQ lor.. PLUS '0.&11 ... PM.'" Bolla"".,., I Ctrtlty 'n.1l1 .am In. 1I;tlulal Of' .moplllllt mOlh., or 'aln., or '..,.11 'JU4flj,"" of It-II sludenl n.&mtd +11 StCl'on IA oJ Itt', .0phC.lI'on 'Ofm, Th. ;:lJ<x.ItdS al.tny '~I moli:l' U. ,.s..n Of I"'IS oIl:lPh, o::.tHln ...1'::. uUd 101 II.!I.c"'I'~"" ;\.01.-0'.5 '1)1 :11. .KoId.m,.: P'I ad co...rll.! 0., lhll oIPllIOC... t,on ..I :11. K'l1lJ1ll r'I.tfT1tl2 ln In,s 101m ","+1. In" II....:.nl "oImlld .11 '3eellOn IA.s "11."1111") an al "aal .. n;ill, Ii"''' tloI'IS. ...nlllU Thlt ,t..a'''l ,"..n1]1IS "nexls .Il1d PHEM'lotllorllaslr, ..s. 011". 11111n p,<x.eas .II Ih, 11.... "nOOl .lit" PH EM I. pto~"jed ...,II111re"", 'It/l,t,C.Il,on ;JI In" "ua.", , .nrGllm"nl.lS.l1 '.0111.1 M..II.llm, \ludlnl "rtd eonlm...crd "Itd 101 tn. '001" plo- ce8'll, .111"11 '1." ScMOO' I ..(\tJ"sl.l1d lh.l ,w,! olin. P'OC'ed' 'JI ..n., 'ooln m.ltJ" .It .I rUloil O. lh" .1pQI'C.lI'OI1. ...Mlen ';.,11'01 t."wnatll., 0' .II,'bu.led 10 It'. >tn/oU"'.nl <JI Ill. 'h.~llnt, II"",." ,n SItf:!ion I.... ~I I". ~;noo "'oIml/lJ .Il '5<<t'OI1 14 /01 Ifl" 'iJ,10 ;.111"00 ,.rtll",,' c., !".p,cnool. "'lo11 c. lothw'llk.! 'Il it.1t 'ltn<J." I .tl;lhol':1I ,,,. "noo. ,n ,,",~I'I l"t ,1...tJunt ~Jm...j ./'1 'i":T'Gn 'JI ,s '<110.1..' l' ."htr~"O t..::~,... ....,O,I~ .Ird (/". '""..!,1"'; n1Id,~It<ln!0 'It:~.l'" IU ~ftEM "1'1., 'KG'.', ~ ;(,,'''1.,nl1, ~I .)11":1If ,,,I.;/.....t;on;11 !"" ,:,;,u.,""lO ,:t '1":11 ,,-/'c<:l-;r :.11(/1(11) ,(11tll,.I":" '~I ,If'~ .'1 IS ,;I1.(<t" 1/ Ili"nl, ..r.Ir.l'1 '.'.11. TO !"" ""J....r' ."0:',1" II !n.." ,,,,I,'L.,,,;n l' ~".., ,,~'ln T" ,11.<l....I, '''''i't'''l.~ lor 'c.ln .&'~I't.lf'<:' .",1.' II.U'I 11',1 '",:'11.11 '...., I ~'..r'l":..f J"Il',)I.l" 'rot I<,;r.}l.-"l "J .,oI"tJ ,:"'l'<:!ty '0 ,'n~ ;.'.IJII' ""1 '''''",." "\;1 "'''''''1 ,.,.t., '''f "'!,.,; II.or"lI"L:""~"~ J". ,".Iltlm ,,'. ~";"""'!' 'it '1"'1 ";.In 1".11"'" .I14lr'J"llf T"" ~,,("',l. .,'" ",I.r',I";.. Ird P..t:~A'~ '0'1" 1(1', t>":,m,Jl.c;" '1" 'Il,s _1j;Ch: .n':" ''11 :t:..... r'l '''''f .I1J,:""" 1.....1:;, -Jl.rh.,I'I't P"EM'I} 'J,~.r;k)'. (""';''''J!.cn '1f'I.!l.''<J '.; '"f~ l:;o;".;.l!l;n ,1/',1'''" .').11' .;.t~..J upcJn I"', Jpgl+C.1!IOn "'h.n...., tn. \jj',cloSuI, 01 In. ,n'OI'm.'loo '1I'IKfSWlY let In. glOO... In.; '11 In,s "Ophc..llon or tn. ",..,I(:ng 0' In.. tr..,..,'" 0' o::olhtcllon ClI tn.loUl, Th. ,nlatm..llon mol., ~. l\.orn.,notd dVfIMq ,nt Ill. ul thlt 'oan 10 noldwt 01 In,. ~ olh" Io.nl mad. 10 m. u.ntJ., 1M, PLUSiSLS PrOt;I;unl. 10 ltt. Knool 'or ...n'el'll h... (fu,wld Ilo..n ror Ihe '010'" mal'll 01 In, IMjent nam..J 'n Sectoon IA.lO contl.1ClOl't ""'ch oISSlsf PHEM 1M Ih" admin,,. 1'lI11on 01.15 PlUS'SlS F',,~t.am,. to htdtral or ".lIt 3I]"nel85 01' I)Ilv.l,pM'll.. "hO mol., be .ttllllo Oto~'d' n'olm"han I1IJCIISSar, !o' Ifl. ccl!8(h()n 01 III' iOoln a, 10 oIUIS' In 11'l. U1""C,r.9 or ccH8(lIon olIn. lo"n I uodtr,I..,..d 111.11 .IS 01 '.'ull 01 In,s 0::0n1.nl, PHEM ,.,iI nOI ...p ",' oI"OIo"IInQ 0141iCloIU18S ol,n'o,m..llon flt<JoII,Jing In, illphColIl,ol'l oInd 1011I1 5onc. Ih's.po. phc.llon ,n/Clms m, -11 tn. u". ""f'ltch m.., O. m.lllt 01 I'" ,n'o,m.lllon. I eDnlty !nail am nOI ,n dlt'J..ll on .oln,! :O.olt'+ m,lej. \OM., l/'l" SlalloloJ Loan Ilolm"t)' OSl}, PlUSiSLS. ConSl)lt. Ildllon, lnco",.eonll1H}al1l, Of P.r"lnl INO'iL} la.n P,oql.lm.- ,.nd <10 nolo", 01 '.'v"d on . >;,..nl '1/C1to..lK1 "nd..- In. p,1l Of.,,1. SEOG. 55:0. or 8,,'13 Scr<olat\h'P P'oqramll. I nave f'fold JrlJ 1."t:."lt:!Od ~,." c",I.."'1 '''IT'll'o\I plJn.llto.,.Of !rolL.;tJ. '01114 ,tolhtrr.enl. Of lo"..ry t)',nrtd '1'1 :"" Jj:~I'<:,JHon lfotJlllel I Mol~. ""'<1 d,,<J un,j."IOOIJ Ih.'SI..I,,",nl 01 BOlio",." I R't;nIS .In'l Rt'~~I'"c.r,I'e~" , \J1'!j."I..nd 1".111 ,.,II'I!'r."'.II.. LColIn G""',II'I., Nou.:. and 0'5C10'..'. SI.ai"""."ll 'OlIn., .1r;p'O~lf<j le.1" 1"011 ,.j"f'l,I,,,,S 11., 'Coin dff'o..nlolrtJ ,nSUfJ.nc, p,.m,..m '.. I ,.,'df!"~IJI1,l tn,II' ",II '4<:",_." 011"1,.1 ~jtJll(ot rOl ,tny 'Cdn '''lu.,t'cr wn'cn PHEAA 'J"',,. ,..'...,'" I 10"1 "'otl,q,tl. I "1'''It'slll''d ,lrtJ 1'1'"'' 1".11 " tM. ,1'l!cn'rJI'on cn In.. lc.n Gu.,.rtly ~.o.! '." w.J O'~';IIJ'5','. ',I.a'."'.I'1 " JI1 11"11 Cvr'.1 ~41:!'C' (<1"11.':';1$ ,,'111 ill. i1'1'crmolllon 'Jo ,,,. .1;;(;'.(.II'<';01...'l ;;>''lm'1:;'&;'" ~IICI. II"" .r";'">.!I,,;nln I". b;,11' G'J.I'I"1)I rIV!Il;lI .IT'd O,s.:;IOSUf' 'jr.I~>t,r"01t ,1' .)1'1 rt'., 0""'011 ~lcl.c. .1j,Jlli,.." NOTICE TO BORROWER rAND CO-SIGNER, WHERE APPLICABLE), BY YOUR SIGNATURE,S) ON THE OTHER SIDE OF THIS FOR.." ,- ,!') . , . " " , ; ( [ j <. c', '.-~~\ ) l- e.: ( I' , l.. J ~ \ """ ........ ~ ~ ;J <.;..) ~" ~ ,TJ~~ "'-' '.J r"':l "" ~~ ~ ~ ~~.~ -