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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY
PENNSYLVANIA
NATWNAL WESTMINSTER SERVICES, INC,
d/b/Il NATIONAL WESTMINSTER BANK USA
NO.
IN CIVIL ACTION
-v"- Plflillti1Jr..j
CATHERINE M. WATSON uwi
BRADLEY L. WATSON, joillt/y flllt! .<everrllly
Deferllltmt(.j
NOTICE TO DEFEND
You have been sued in Court, If you wish to defend against the claims set forth in
the following pages, you must take action within twenty (20) days after this Complaint and
no\ice arc served upon you, by ,'ntering a \VI'ittell appearance personally or by attorney and
filing in writing with the Court your defenses or objections to the claims set forth against
you. You are warned that if you fait to do so, the case may proceed without you and a
judgment may be entered against you by the Court without further notice, for any money
claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may
lose money or property tlr other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE.
IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO
'1'0 OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT
WHERE YOU CAN GET LEGAL HELP,
Lawyer Referral Service
Court Administrator
Cumberland County Courthouse
Carlisle, PA 17013
Telephone (717) 240-6200
2
COl\IPLAINT
1. Plaintiff is a mrpomtion having offi....s at 1'.0. lIox 5650, Seranton, P,'nnsylvania
18,505.
2, Defendants arc individual. residing at 109 Poplar Road, New Cnmberland,
Cumberland County, Pennsylvania 17070, and who are hereinafter referred to collectively as
"Defendant,"
COUNT ONE
3, On or about October 2fJ, W!)2, the Defendant applied for and was granted a
credit card by the Plaintiff at the terms and conditions agreed upon by the parties, as is
more specifically shown by the Application Agreement, a true and correct copy of which is
attached hereto, marked Exhibit" A" and made a part hereof.
4. Defendant made purchases using said credit card,
5, Plaintiff avers that the terms of the Agreement provide for acceleration of the
entire balance due and owing upon Defendant's breach of the Agreement.
6, Thereafter, in breach of obligations under the Agreement, the Defendant failed
to make payments as they became due.
7. Plaintiff avers that the balance due amounts to $5,.580.57,as is more specifically
shown by Plaintiff's Statement of Account, a true and correct copy of which is attached
hereto, marked Exhibit "B" and made a part hereof,
8. Plaintiff avers that interest has accrued at the rate of 15.15% per annum on
the balance due from August 2, 199.1.
9. Per the terms of the agreement, the Defendant has agreed to pay to the
Plaintiff as liquidated damages, the costs of collection, including all reasonable attorneys'
fees incurred in the collection of monies owing.
10, Although repeatedly requested to do so by Plaintiff, Defendant has willfully
failed and refused to pay the amount due Plaintiff or any part thereof,
WHEREFORE, Plaintiff demands Judgment on Connt One of this Complaint,
3
7. Denied. Bradley L. Watson is without knowledge or information sufficient to form
a belief as to the truth or falsity of this averment.
8. Denied. Bradley L. Watson is without knowledge or information sufficient to
form a belief as 10 the truth or falsity of this averment.
9, Admitted in part, denied in part. Bradley L. Watson never Admitted or signed any
terms of agreement with Plaintiff.
10. Denied. Bradley L. Watson is without knowledge or information sufficient to
form a belief as to the truth or falsity of this averment.
COUNT TWO
ACCOUNTS'fATED
11. Admitted,
12. Denied. Bradley L. Watson is without knowledge or information sufficient to
form a belief as to the truth or falsity of this averment.
13, Denied, Bradley L, Watson is without knowledge or information sufficient to
form a belief as to the truth or falsity of this averment.
14. Denied, To the contrary, however, Bradley L. Watson has no reason to
communicate with Plaintiffs,
I S, Denied, Bradley L. Watson is without knowledge or information sufficient to
form a belief as to the truth or falsity of this averment.
2
- '
LA~T ~AY FOR SER'II:r; IS, 4'pril 12. \99fi ..,
In Tha COUiT 01 C~mmO:1 i"'le::s OT C:J:-.::::~l"l::nd .....:;~';";-;y,
National Westminster Services, lnc
'is.
Catherine M. Watson
?snnsyl'l::ni::
~o. 96-1401
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March 15
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Notice & Complaint
'J;:aa Brad ley L. Watson
~; 109 Poplar Road,' New Cumberland, PA
by !::u:d!:q :0
Bradley L. Watson
~ true and attested
c::pr ei ::= ::=~'_"tr at 109 PQ91ar ~~ri.
New Cumberland, PA
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R. Thomas Kline, Sheriff who being duly sworn according to law,
says this writ is returned Nulla Bona.
Defendants address is in York County
Sheriff's Costs:
Docketing
Law Library
Prothonotary
Service
Surcharge
Advance costs 150.00
Sheriff's Costs 32.38
117.62
$
18.00
.50
1.00
10.88
2.00
]2.38
refund to atty 9-17-96
S? ~!;I,[l~wr.fi-;: ~0
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R. Thomas Kline, Sheriff
By I3tu~dl!r 1%
Deputy Sheriff
Sworn and Subscribed To Before Me
Th~s!l/,,- Day of (7),:J" I... _
@g ,
199.&;1 A.D.,--j~,-,-O, )1-'~~
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