HomeMy WebLinkAbout02-4611Pluese, Ettin, Becker & Saltzman
A Division of
Katz, Ettin & Levine, P.C.
Rob Saltzman, Esquire
Attorney Identification No.: 53957
905 N. Kings Highway
Cherry Hill, NJ 08034
(856) 667-6440
Attorneys for Plaintiff
GMAC MORTGAGE CORPORATION
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
Plaintiff,
V.
BARRY A. JONES
LORY J. JONES
Defendants
02 _q('11 l.: (u,l -T- VV
CIVIL ACTION
COMPLAINT IN MORTGAGE FORECLOSURE
NOTICE
YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEPEND AGAINST THE
CLAIMS SET FORTH N THE FOLLOWING PAGES, YOU MUST TARE ACTION
WITHIN TWENTY (20) DAYS AFTER THIS COMPLAINT AND NOTICE ARE
SHAVED, BY ENTERING A WRITTEN APPEARANCE PERSONALLY OR BY
ATTORNEY AND PILING THE WRITING WITH THE COURT YOUR DEFENSES
OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. YOU ARE
WARNED THAT IF YOU FAIL TO DO SO THE CASE MAY PROCEED WITHOUT
YOU AND A JUDGMENT MAY BE ENTERED AGAINST YOU BY THE COURT
WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED IN THE COMPLAINT
OR FOR ANY OTHER CLAIM OR RELIEF REQUESTED BY THE PLAINTIFF.
YOU MAY LOSE MONEY OR PROPERTY OR OTHER RIGHTS IMPORTANT TO
YOU.
YOU SHOULD TREE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GOT TO OR TELEPHONE
THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL
HELP.
CUMBERLAND COUNTY BAR ASSOCIATION
2 Liberty Avenue
Carlisle, PA 17013
1/800-990-9108
NOTICIA
LE HAN DEMANDAW A USTED EN LA CORTE. SI USTED QUIERE
DRFENDERSE DE ESTAS DEMANDAS EXPUBSTAS EN LAS PAGINAS
SIGUIENTES, DRIED TIENE (20) DIAS DE PLAZO A PARTIR DE LA
FECHA DE LA DEMANDA Y LA NOTIFICACION. USTED USES PRESENTAR
DNA APARIENCIA ESCRITA 0 EN PERSONA 0 POP ABOGADO Y ARCHIVAR
EN LA CORTE SUS DEFENSAS 0 SUB OBJECIONES A LAS DEMANDAS
ENCONTRA DE SU PERSONA. SEA AVISADO QUE SI USTED NO SE
DEFIENDE, LA CORTE TOMARA MEDIDAS Y PUEDR ENTRAR DNA OPIUM
CONTRA USTED SIN PREVIO AVISO O NOTIFICATION 0 FOR CUALQIER
QUEJA 0 ALIVIO OUR ESPEDIDO EN LA PETITION DE DEMANDA. USTED
PURDE PBRDER DINERO, SHE PROFIEDADES 0 OTROS DERECHOS
IMPORTANTES PARA USTED.
LLEVE ESTA DEMANDA A UN AEOGADO INNEDIATAMENTE. SI NO TIENE
ABOGADO 0 SI NO TIENE EL DINERO SUFICIENTE PARA PAGAR TAL
SERVICIO, VAYA IN PERSONA 0 LLAME FOR TELBFONO A LA OFICINA
CUYA DIRECCION BE ENCUENTRA ESCRITA AEATO PARA AVERIGUAR DOME
TRIED PUEDE CONSEGUIR ASISTENCIA LEGAL.
CUMBERLAND COUNTY BAR ASSOCIATION
2 Liberty Avenue
Carlisle, PA 17013
1/800-990-9108
CIVIL ACTION -- COMPLAINT IN MORTGAGE FORECLOSURE
1. The Plaintiff, GMAC Mortgage Corporation, is a
corporation having been organized under the laws of the United
States of America and State of Pennsylvania and having its
principal place of business at 500 Enterprise Road, Suite 150,
Horsham, PA 19044.
2. (a) Defendants, Barry A. Jones and Lory J. Jones, are
individuals whose last known address is 603 W. Keller Street,
Mechanicsburg PA 17055.
(b) Defendants, Barry A. Jones and Lory J. Jones, hold
an interest in the subject property as mortgagors and record
owners.
(c) If any of the above named Defendants are deceased,
this action shall proceed against the deceased Defendant's heirs,
assigns, successors, administrators, personal representatives
and/or executors through their estate whether the estate is
probated.
3. (a) The residential mortgage being foreclosed encumbers
property located at 603 W. Keller Street, Borough of Mechanicsburg,
Cumberland County, Pennsylvania.
(b) All documents evidencing the residential mortgage
have been recorded in the Recorder of Deeds' Office in Cumberland
County, Pennsylvania.
(c) The Mortgage to AccuBanc Mortgage Corporation was
executed on November 29, 1998, and was recorded on November 30,
1998, in Mortgage Book Volume 1501, Page 396. Mortgage was
thereafter assigned to GMAC Mortgage Corporation by Assignment
dated March 21, 1999 and recorded July 1, 1999 in Record Nook 617,
Page 1044.
(d) The legal description for this parcel is attached
hereto and incorporated herein as Exhibit "A" (Mortgaged Premises).
(e) Pursuant to Pa. R.C.P. 1147 (1) and 1019(g)
Plaintiff is not obliged to append copies of the above mentioned
publicly recorded documents to this mortgage foreclosure action.
These documents are, however, appended hereto and incorporated
herein by reference as Exhibit "B", Mortgage.
4. The mortgage is in default because the Defendants, Barry
A. Jones and Lory J. Jones, failed to timely tender the monthly
payment of $805.12 due by August 1, 2001, and thereafter failed to
make the monthly payments.
5. As authorized under the mortgage instrument, the loan
obligation has been accelerated.
6. Plaintiff seeks entry of judgment in rem on the following
sums:
(a) Principal balance of mortgage $98
640
43
due and owing ,
.
(b) Interest due and owing at the $8,358
31
rate of 70 .
calculated from the default
date above stated through
September 16, 2002
Interest will continue to
accrue at the per diem rate of
$18.92 through the date
on which judgment in rem is
entered in Plaintiff's favor.
(c) Payoff Fax Fee $15.00
(d) Attorneys' fees $1,250.00
(e) Late Charges $405.15
(f) Escrow
$2,463.85
(g) Pir Inspections $83.40
(h) Bankruptcy Fee $721.67
(i) Bankruptcy Cost $90.00
(j) Title Search $350.00
TOTAL IN REM JUDGMENT SOUGHT BY PLAINTIFF $112,377.81
7. The attorney's fees set forth above are in conformity
with the Mortgage documents and Pennsylvania Law, and will be
collected in the event of a third party purchaser at Sheriff's
Sale. If the Mortgage is reinstated or satisfied prior to the
Sale, reasonable attorney's fees will be charged.
8. The subject mortgage is insured by the Federal Housing
Administration under Title II of the National Housing Act (12
U.S.C.A. section 707-1715zll) and therefore is outside the scope of
Pa.Act 91 of 1983 (Homeowner's Emergency Assistance Act of 1983).
WHEREFORE, the Plaintiff demands:
-- Entry of Judgment in rem against the Defendants
above named in the total amount of $112,377.81 as
stated at Paragraph 6, plus all additional interest
and late charges accruing through date of judgment
entry; and
-- Foreclosure and Sheriff's Sale of the subject
mortgaged property.
Pluese, Ettin, Becker & Saltzman
BY:
Ro Saltzman, Esquire
A torney for Plaintiff
Attorney I.D. No. 53957
VERIFICATION
The undersigned, an Officer of GMAC Mortgage, the instant
Plaintiff, or its servicing agent, being authorized to make this
Verification on behalf of the Plaintiff, hereby verifies that the
facts set forth in the foregoing Complaint in Mortgage Foreclosure
are taken from the records maintained by persons supervised by the
undersigned who maintain the business records of the Mortgage held
by the Plaintiff in the ordinary course of business and that those
facts are true and correct to the best of the knowledge,
information and belief of the undersigned.
I UNDERSTAND THAT FALSE STATEMENTS HEREIN ARE MADE SUBJECT TO
THE PENALTIES OF 18 Pa. C.S.A. 4904 RELATING TO UNSWORN
FALSIFICATION TO AUTHORITIES.
DATED: By
NAP
TITLE: Foreclosure Specialist
COMPANY: GMAC Mortgage
ALL THAT CERTAIN lot or piece of ground situate in the Borough of Mechanicsburg, Cumberland
County, Pennsylvania, bounded and described in accordance with a survey and plan thereof made by
Ernest J. Walker, Professional Engineer, dated July 23, 1974, as follows:
BEGINNING at a point on the Southern line of West Keller Street, said point being 52.5 feet West of the
Southwest comer of Keller and George Streets; thence extending along Lot No. 13 on the hereinafter
mentioned Plan of Lots, being land now or late of Jessica Hartman, South 13 degrees 47 minutes East,
200 feet to the North line of a 12 foot wide alley; thence along said alley, South 78 degrees 30 minutes
West, 75 feet to a corner of land now or late of Elwood Lechner; thence along said land, being through
Lot No. 15 on said Plan of Lots, North 13 degrees 47 minutes West, 200 feet to a point on the South line
of West Keller Street, aforesaid; thence along the same, North 78 degrees 30 minutes East, 75 feet to the
point and place of beginning.
BEING all of Lot No. 14 and the Eastern half of Lot No. 15 on the Plan of Lots known as Green Acres,
as recorded in Plan Book 4, page 4, Cumberland County Records.
HAVING thereon erected a one story dwelling known as 603 W. Keller Street, Mechanicsburg,
Pennsylvania.
Tax Parcel #20-24-0785-052
Lben No: 08803051
Borrower; BARRY 4
%
71u: farccl Identification Number:
(f: Data ID: 526
,,, b •:
tRLANO COUNTY t
198 WON Pf9 ` 2 0
I8Pws AEo" TMs Line For RIW dkV WN
THIS LOAN IS NOT:ASSUMABLE WITHOUT THE APPROVAL OF THE
DEPARTMENT OFVETERANS AFFAIRS OR ITSAUTHORIZED AGENT.
MORTGAGE
THIS MORTOAGE ("Setatriiy listrument") is4tVe11 on the. 25th day of November; 1948.
j 17iamortgagoi u,!BARRY A JONES;AND I ORY J JONES
12,
( Borrower ):
T '.Sffupty !rumPt u gtvcu to'ACCUBANC MORTGAGE CORPORATION; A CORPORATION, which it
orgetyzed and crdsN uadcr the lawn of the State of TEXAS; and whose address is 12377 MERIT DRIVE; #600, P.O,
BOX ,809089 DAZ.LAS:TX',r7$25Y"
Borrower owes Lender, the principal sum of ONE HUNDRED ONE THO (.."Lender").
USAND . FIVE 'HUNDRED ' and
NO/300 - Dogaea (U S S LO SOOigq) i '.YU debt :is evidenced by Borrower's note dated the lama date as this Security
Instutnynt (Note 7, whtch pigvrde; fPr monthly payments, with the full'debt, if p 9t Paid earlier, due and payable on
December, ?, 202 ,TLu Seciinty Iastrttment decures to t er;a) the repeymeat'of'the de6Nevidtsnced'by. the-Note,
with interest, and all renewals; astanaioai and tttodificationa of the Note;(li) the peyineat of all otheraums, with interest,
jjir
ncea finder p'sragraph 7 to piotect.the'Security 'of this Security Instrument; ah&(c) the performance of Borrower's
Menauts and `agreements 'under this Secrity
u Instrument and the Note. £wi this purpose; .Borrower does • hereby
Crt8a8e.•grant''and cornet' to Lender the following described 'property located in the City of MECHANICSBURG,
C,UMBERLAND:;County; Pcnnsylyanis:
,a
l ,
i PENNSYLVANIA:VA MORTGAGE .', romt paw'•ta/ao • ; (Pape t swages)
..IIIIIIII?II?llll'll?'II??UIII?? ?I???IIIII???IU IHill11111111111111111111 11111Il,????u?l ;
"1, zzsv7ooxot ••soogoeaosost
BOOK 1501 ?Act ,396.
1 ? ? ut J(3t.
,l 1 , r : r
I'flk 1"li'Ii I7'i i41, i'tI11iFYi7r'•ci'?I?rx +H
which hasi thti'addres of 0p3 WBSI ItRi:T pR SR w I 7
Pennsylvania let.. ICSBUAG,
4705
a1, ry c. ("Property Address");
T'0un EB W1ru all'.the iaiprovements now or hereafter erected on the ro -. ' 'Cis - . • - `r .
and fxturea'now'or hereafter a part-of the property. -All 'replacements and additions a' a(sao be Co?vened? by this Sec?ri y'
instrument.: All oP the foregoing k.reforred to in this Security . Instrument as the "Property." r . .
oaxQwpa CAVPtt+Nts that Borrower is lawfully'seked of the estate hem conveyed std has the right to .
Mortga9 grant:and convey I& Property and that the Property is unencumbered, `except for encumbrances of record. .
Borrower warrants and wig defend generally, the title to the Property against all claims and demaands, subject to' any
encumbrances of record
Tits SECuarrr INsrausmttr combines uniform covenants for national use and non-uniform covenants with limited
variations by jurisdiction to constitute a uniform security instrument covering real property. '
Uxrt'oaM f ovFNAM Borrower and Leader covenant and agree as follows:
1. Payment of Principal and Lmteratl Prepayment and Late Charges. B6111ower stie ro
the principal of and interest on the debt evidenced by the Note and any P mPtiY Pay"when due
2 Funds for'Tasa and Insurance. Subject to applicable law orrtoto aawwritten late by Lender, Borrowtfi6 erNshan"
pay to Londer'on the ?
' rado nthlY payinenta are due under the Note,'uon7'ttie Now Is paid,ih f4 a sum ('FLadsl' for.,
(a) Yearly;taxes,,and assessments which may attain priority over this Security Instrument as alien on the'Propbrty;. (b) .'
Yeat>Y 1e,4ehotd,paYmentsor grota d rents on the Property, if aW,, (c) yearly hazard or property insurance (d)
f i a ' tf eRY (e) Yearly mortgage insurance premiums, if any and (f): any sums I p*y?k by
Prov? ions of paragraph $. ut 4eu oP the payment 'of -mortgage insurance
emit 4emsa e cared F§aaow Items UiZ may;'at any troie, co116aft y hold' Furida •in' an :amount not at to esceed,the,ma- mum amount a k>?der for a ttderapy related mW lo an may ib
Aii
under RFSPA"f 'tml a tsk SU oi'.Ptooedures ? ct of 1474 amwded' h t7me to sump 12V SC.escrow ' 1 arm
("
I ). , , thQr law that ap?plia tb t]ie 1?imdi sets a leI_ 0 aer' amount If so, Lend' =y; at any. time, collect
and old linEd !' 4 t a
,
man amount not to euceod fhe leaser amount. ` 'Y erttkr 6* atunath The amount fdf Funds"due on the''
brim{ocuryenttdata ahdreadbnablQ??at(iaater'oPendtlttres'tif futWro PsizotYItems'or othetlvlsdm eccbrdance with'
aPPhcableLaw ' ¢ t 1"%•lil t?'lal)a- +v P .If 7) S1f Z'7 7.:.'l;y,. J c•rl -, f-[ .:n..!
TheMFYUrds? shall berheld !a as Imtitutton wlioie:depoait6 aro imSuod'tiy a7 fodeiai agmeT. for
(ud'Ffr? suc am
h mstttutignl or in any Pederal Home Loan Bank Lender shall a
to pay: me W- Iterns I antler ma not °Fbar eiBoirower for }Io end's"" pph Feuds
PP,b!n8 Funds, atin
e3ezow 'account,ro vet '7 Y ( Q Y B the
pcrmik riyrog ,the Escrow tcros, unleati Lender pays. Borrower interest on the Funds" and applicable law'"
iridependen°tl?r almeat> a a charge Iiowover, Lender may requim Borrower to pay. a one time charge for an.
,.E Poi'1 setvrce used b"y:Let}der in ?nouxion with this loan, unless applicable law provide
otherwise .' Unleab"an agr'e'e ment is "Made 'of applicable law 'requires mterat to be paid,' Leader, shall not be required to
.. Pay Borrower any interest or earnings on the Fonda Borrower and Lender may agree in writing; however: that interest
shall be paid. on the Funds Leader ahall
I.'i credits and debits to the Funds and.the !3 to Borrower: without chazge an amtu eooouatiog'of'the E1iad4 showing.
purpose foE*hich cqc> 'debit to the'Futuk was"made" The F1mds.'arq:pledged
as additional security for all sums.seat'ed'by.this Security IitstrQmebt
D Bo If fo the Funds the held by Leader exceed the amounts permitted to. be held by applicable law, Lender shall account to
I. j I r?'a4tany times Apt su in joaooe witls.tha rpqu#-aments of applicable law: _If the amount of the Funds held
Z,1041, a'
7
.;n such. ease on r spayrfik0ren? goBOrrovr ha`Il k a?
Lf4iuY ui more P I V
y m4 Ip dt s.aok Ilia toay.
Lqjx i Pon Payment !n full'oP all Idmas sebured by thk'Seeuriry Yottrstment, I ender shalt Promptly refund in Borrower
any Funds h
or .01 eld byLender , IF under "peragiitPh'121; L'endor zsball' acquire-or sell the Property; Lender, pnor'to the'
a rye auma?secuied"li !. s;.aPPIY any blinds held by Lender at the time of'acsitlon or sale
qui as a credit against
Y Seeunty Initriimeat
3 AppBeation of PaXmemts Unlace applicable law.providea otherwise all payrnents.received by Lender' under
??B p 1 and.2 bpall be aPphed fust;,tc aay'PiepiiymeaL a due undei.the,Note, second, to amounts payable
Paragraph 2,; thud to iateraf due;: fourth, to principal due-and.ias4 to any'late charges due, under the Note. .
88 30 .6W S 00
; :...;: eooK157JPAIX
I% j";
,': . . I 1 '.1 .
Form JOaa - a/ao.. i.
° (page sa7 PaaW):'
I: Lean No: 08803051 7oYfic)i1 `7CE ?dv sae Data ID:' 526
Bo Pro 4 ?' ]Yens Borrower shall pay all taus, assessments, charges, fines land impceitions attnbutable to the
r' /Perty'wlvcliJmay `attainlpiiorityaoverthu'Secunty Iustriiriient and'leasehold,-jiaym' Is or ground ieta: if any,
rrower sball Pay4hrae'obbgabons`Inkbe manoer.provided mrparagrapli 2; or >f not iiaid 046t-manacs, Borrower shall
I pay them oa' time to thei penoa owed payment Borrower shall promptly futniah'rto I ender an entices of amounts .
?o be' d fihil6 his a
recpip agi'aPn If,Borrowet makes these payment direcw,ly, Bo..rrowei.1".promptiYfurnish.to Lend"
Pr ', . .
a , i BOd{QWikr $'IP{P??} , e any hen wiuc]? has priority over. this S Iaetnlment ( )
1?:?ff ecur?ty 4mless Borrower: a
! $P,PLBi bPi °r opa" +tigatwn l.ren tiaa Mannera ta?brh?ljele7?Sb't7?,i,A??}it,+,d?crF? Sb))contests in
Nn 1 1 Ak ,„r 1 ,. ?l^+n.='•7'1,.10' A"'? P= t,0 rlrrlTr-i. NCI's, opinion
I Ph,`F?RfFY51i kF 4$f4 yptrp?? e? 4?,(°)xsgcujSs ?otg?jhe hoi¢er o an` a? ent satisfaaa to
l3o aalieaw or8'{dP, SeF'art nt.,7fei?°der,FlpFeia,iae3 t aipartafthq ?topeity is subject
I Y P{WruY.QY.CF.lbks SetarttYl]pst me t, Lender..pleygive1IM"'nver a nopce,tdentifytdg the lien
j$oFr•°•?,AIfY lbellWt pf,take one or more.of the actions set forth abovd within 10 days of.the giving of notice.
3s,:lHerard;or;P?uPertl iPSurance.r..•Botrower:4hal4keep'the improvements.pow, adittPg'; ' or•,hereaft
u,on:the Pro . ,. er erected ; .
perry:insured.agamct';Jgss,byflre;tharudti:iorluded withyithe:tetm';."cctended'ooveiagc" end ay otha barards,
:itincludmgrflooda;:or flooduig;tforwhich:Lepdei•raquhea insurance :;Tl»s imurance.shaR be:maintaiaed in the amounts
b!$Ubje4'to'to t 'e:periods.provalender;requirlinot.behe imuraoee carsier:provldiag.the.iasutsuce shan.,be.chosen.byBorrowei ;
D`aubj LendeY,s°apprpv:wpicli•shalot- unreasonablywithlical if Borrower,i& to;maiataiu•wveiage descnbed
;above 'Cenderlfaay,• etr.l.'e?a option;: obtain coveragc'to•proted I:en&es-iightalin "'Troperty in accordance with
paragraph?,rr .I a gr it,. r •ac.
511 tne pohaeand reaewah euiauce ha11 ba' acceptable to Leader and shall include a s
°ti ender shall'havol thc'nght tq hold the Pohaea land renewals.''r if Letidter ttxluirm,'Bdir'Borrowerwier shall promptly give 8° Led r
Fa11 receipts of paid premiums and renewat noted: 'Qa the'tvent of losa,'sbatl give.Prompt'nOticr to, the.
?jattu 11nles i sad„ Borrowe?rothemr se Prtwf of loss if not made(promptly by Borrower. ;
agroa,fd`udtlgg,'Luuranoa`Ptaneeds'MW be'apphed to`' restoration or repair
oP the,'1'ro ., T r tO?• or regaff,is tPo40miciktfeanble'4nd 11151 ra saurny fi`aot lessened If the a
b,JRP1i wn or repau Wnot economt(?lly Bauble or (Lender's security worild be lessened the msiirance°procceds'shail be
.
o °$A sue, ,py ?wiurty Instrument, wba. or not then due, wuh P
wepr •r x 8IIY Wrge.* aid.to,Borrower. If
r e,i(r{r14},not wittyn30 Jaya a notceirom that the rosurapce carrier hall •
j WAS , l1p
1, oro, 4 43 ?t coped Insurance proceeds Lesift may use the'proceods ro repair or
I. II I ui y rib {ty$r ?° Par3r t in ed tit e?ititg.llastrument, .WActheX or not then due. The 30-day perior!
' MDra 4ttPP l k 9?ag4d agc?giin ytrlt aayvapPlfntlor? °t Pr4eeWs,?o prladPal sJ(Cho; extend..
J Ipuia payatente , Bend to is Paragraphs f and 2 or change the amount of the
mPeymeay rupderriRaregraph ?lf{fie Property ?,soquited by. Lender, BolfaWertrr right td eay;insureace'policies:and ,
ulproceedt 7Fsulhog'frommngo?tPfth iqppertyiPa°r to•the acgidaWoashell peas to-I ender to tha esleat of the suma
'eeeured by tbb?Sectarty I°at(imroediatdy.pflo'r todha;oq»fsition „t,. ?„.g , ;
nr r1t i6A lOtxapiwcyt Preiervatloo,eMainteaaacd and P?otecgont of thvPrro ' Bortowei's Loan A lieatlon .
t"Ieaseholda!^BorroweF clia11"oxuPyr: eatabbsh 'end e4he`Prupertj+raa Botiower3?pr?m/apal'residanrx 'withinp
days
nletter°tho exctitida°of this Security Iniuuinent and ehe0 continue to'obdi 'the Pro all
principal reaidma
n for'et' Ieaat'ona dear attetth2idata .6116 cuphary ualeasl I ender'bt>i '
/ or (r?,,jn1?r pr?ttenu., t ???? y H.Sr?+? { w1tyltln? WllI ich
'eOnaCni'a6e11 not be
ael FI
Pyw1 7 8a '10 „ TiMLIRev it o•t ?: } BVii0V1?J'(< CAntM1• Borrower'ahall
`?` O?ttt Oaale t(t?Ypr?Pl, rallot., tfie Properfy? tletabg or comdilt waste "on `the`Pro e'
f(iQU b nY coutd` n{o1X° actilin or "p"'rooeei8rig, whether civtl'or ertmiml "isthacet npdor o?odfaith
result #olfeilure of the Property or otherwise..mate m
>itil Ca?f? eated by . Security
bk ( a i1W igk{yt , orrowe%t may. cyre,eitcli'e dt feint"rind FQ#tigteto, M,PtowideA.3a paragraph lg,
,Or P
ro t4,?b4 dumiased wltha thin; 'Tm ' a.' good.fafUr.determination precludes
rf??eitur??eii ,
Yw!!?k4R.r ?,?°fr eraj t,dq;lh0 Property. or.other material impairme?;a f.the
fo lido sea{ed by thu Security'
°,4!Iµ3 tSA4 i H?a oxfL; fpa? oho be tg, aefattlt >f Borrower: during the loan application process;
I wB?o tlrre}lyt 4 Ar fie(°4Rt+ RrlRtfir Cpta t4;I ender (crifat7ed tg,pFovide I Bader with Bay manorial
7 p3rif rmalfoa);in eAnoeotwnt ;? esldenced'by,thi.Note,.ind4dwg, but not:botited t4„repiesentatioas matcri
gBorrpweis occupancy of the Pro as a: rind concerning
I +romp iyllh ag the provytgpa P Pm residence.' Mulls Security Iastrriment b oa a leasehold Borrower
aptle shall nohmer a° ,u 13orroivot<ecgtiites fee titb to therProperq•,, the leasehold and the fee
= g alert 1<.aiidlyrragreesrtP thy xpergettiq w'?4°& I _. ,,
w rr ^7fi f0 4a of Lendfrsg te.hr'Uid I?roperfj r Boirodcet f &1toPerform`the covenaau and agreements
1 a'F tin this Sgairtty btstrument, o!?th6rdla$'1dga1 Pr°coedfrig that'mayxnf6ea»t{y affEer I enders rights in the
I p , ?°?`??'prOCeodfolg?d° i'Pr?kf=for tw>?mlmtton?on'6or(irstprdtolxo'eofotoe dews orre8uletiori+),
,' , t'`btp ^ + ' tlfh rierdPthtlrbpertYrand d ptde?N'tighu in tha
:I ' ttaPP'?q r'? t "" tiab7e? ti' rfwiryn?,ep, .•,on't3e''Pro , .. 'overltba(.?eaufty+'Iriiirument,
(n r u? 6v"'t'R°t _ PW?malce `reRaaa. A1tLough Lender
,I. Ir It s=`i?Y t10G'apt baud to do W:' , r nits 1,1.. , ,, nl: .
III linUl ill(' ti°te LiI lp, pripi Li 1r 8i'711C. ?IOIC LRIf::III(I 7lttli (,e 'i I) q 4: /ArIU v ha(.>= Upli a=5nr jlr Ill gra rr , ,,
- ? : mu ?r .:nn lu,(innu;u l ,gr Li,ru,.rc, n:r ;,::„,,,- •«,., r I•?t s •u, t..
i 'y Uh aWUr(Jff r,, .. n,.,., ;1:. 1. qn4% ,n:,, ,. r1502 tsarm;aoaa: f ?. awry
BOOK v. utz-v
/4GE : am
- ,.. 'ltt5 :r,a irr?nsi::en: • t-1,il,,: r. is =.Iv::
Aay:amoume disbursed b Borrower read Leaden aP 11 become:additional debt,of Borrower secured by
IrothismtSecurity h 'the date of dtsbw Ima of &but. Unless glee to other team of vcn¢dasemeat ai the Note #mqunts shrote and'shalf be
k'4' rr opayment „:x payable, with mterestuptw =Y)e fro eU best interest..
Linder to Borrower .
iP,'' Q a s CC.+1 t, ,y n r it r,
n7Ortga$e eQp .ga$e tgstuance as a epAlht,oa of mating the loan k bared by
re red t9 m9wtamtha m ps
?ljga$a urrtnoe m effeaIf for
premiums,requnad fo obtalnm e°o lie mgy%dby Lender]apsa of oeasea to ixi
, m effect, Borrower shalt pay the
substentally equivalent to itie:;abat tq Bdimver of tlie? eaatio tthhee mort gage malfrance;fMously,'laleffect: at a wst revio insurer ?appproved ;by Leader.;:?tf mo
ss Se•.?uoWCC P u?' m!'effect, 6om-an aheinate'mortgage f
to Lenart each;tnomth a•atrm ub o?lYeq?alent mortgage muurance coverage efs;aot avaflabk, Borrower shall pay
;. pin :pipd
to tf
tes
when the msuraax coyerage.'lapax teas PtffeeL rider wpllt a?cxmp ' e payments as a
I loss?resern m lieu o
f mortgage assurance, Lola reseNe? by,.BOrtower.
if mortgage iris Pay IDents may no longer bitrequired,+at;the.optton of Lender,
by Lorcder p oo?ge (rpr thq amount amd' for the poriod that; I =do rogW=) provided by an mutter approved'
ftaia bo?wtnea avaUaM9.114 0.1 obtained. !Borrower.shall the premft'igts required;to maintain mortgage
Insurance m effux, or tp provlddee,gloss,resern,i until fire requiremenp of mortgage lpsurancr, ends in accordance with
an ,
wn49e In Bement betweeg BoaOWer and Lender or applicable law.
Peron ;Lender. ot. its, agent may make reasonable cruses u a and
B mtpectioris of the Pro e'
shall give Qlrgwor p4llff gt fly} tlt44 °? or prior, to an impaction-epedtjog reasonable p rty. Lender
1R„ Coa¢eagoattoq p of anv Award or datm'for damages, ot. ?""e for the inspection
" orptlrer`i ,der any part of rho Property, par for cam cameyatt Ueuce'ofAcot nAe'mamatfon ere 1 ereb !
ass>grt be era to
ff
°k?ra a tp)al,taking of tiro Property, tha proceeds shall be. aPPtfed tp the sums secured by this Security
' or gOt'ther?'due, aah'tmy, access to Botmowet hi the
in`whiclt'tlu Palettarket value of the'Pm' y i ! Pmt taldtg'oP the;Property
the sums sedvied by t}ua1S ?!lrutrcyaentrthomed?q X010 fhb taldag b egiisl t$ br'gieatei'than'the'edlount oP
in7 vmtiugr tLe sums' seared by! this kb before flu talolW.. titres Bgiiowet sad Lender otherwise agree
&aaun `8)` Sod@hy Lmuiuaent ,hall be cdaced by ?„ amotmf of the proceeds' m tWW by the
:. I , vsluao ' the iotal amonm ofEthe sums'%oWred tmmodlaatey.fiefore the? ;eaa (b) iheifair'market '
Pevamedtately befototthe takingrr54by balaale ehall'be paid^?o'Borrower.'sifirth° even rof e'partiat '
taklnBtof the?Property is whkhithelfp(r lnWket'Wgd oBthe Properly iatmediateq before t!u taking rs less than the
amotratsgf tltatltmsi?sbrfota tha
i taleaalsipPlicat{leflape!gtheavisef ?ftmku Botrowga•pad otherwise agree in writing or
whothertot,n$typwals p,1,`?°f bP PPbed to t;te sumr?ged by thi+ ge<autty Imutrumem
:?f3f'wr'P+v t - ?"? 09TJf7' 7''r T"?. x(711 +4s f rTL'i ? r!7A j ij t pe .3 adoaeA, lry.t3oliower or t1; affef ndtice bq Lender Rm Bgrrover that-thecondemnor offea "
Qy n)a
oe, ;ad award,pr settle a d of damages, Borrower fads to I Po nd to"Lender (vcthcn 30 day's after the date the'
&4e4? e Z44 and Pt+m4 euha•,to teato
Pro i to'tlu Mtu4ytO °°?eu a?P1i' fhP Procaeds,gt us o'
.
I Unfesa ? ! ? , . , !,??fl1°tY ?utrimenb w#lether Oz mr them dye. re1ioA of repair-of of the
p3'tponc ?andtB... a entseo w ay PP '
, !R ,f° tfng, a e IIcatioh oTprob+t xeds to rfnpct al
or?p shaUmot errand .
,y ' ul,tr,Raym referred to Pena ha l mot a ,I rr+lr6 n, tint r .a w. 1° >rap 1 and 2 of dtaage amount of such
modification Off iiitaanH„ogrt? NOf ,,'{that. Fst of p of the time for payineat or
of Boa;over. aha7IMPOPeratdtto'rekasetf5e Lab " Ig ''Lender to anyullarssor m'interest
at,alf not bp r? qllffed?io e°im°enoe Frooeodbtgs'aga?t, a gO Or BoavwerYltooessors'im'mrest;.Irndr
. ,I ,otherwise mod?y(auybrtizatkifi'tifrthe ttimiieaiied by t?hia uoaessor in mtetsst os 'to. time for payment or
o n g l o a l ' Borroarr or: Botiolve['d' eumncsots 3n' mtermli j' io ? histrument• by reasbm of say' demand
made by the
not be a waver of or' redude the in'aoei talB any right or remedy shall .
j b msip Saccesaors and It89 'B of Joint'' andOYSeveral erMW l n i„ L•'!,. r' , r_ ,
j Of rthia! LdebWty; Co elertaii. The covenants and agreements
ProvisihisCc rivfitIhitment:ahaLL 1&,,and,benc& assigns t
t f!'pamgraph 17v l Borrowerr:Covcnants•!aodva ° Lander `60d' Bonnet, subject to the
• fG??F??aalty!hiitrument-butane/,,ofereplte?th°:No{Wtq?jiyttt?pylt°yi?a'andxeverali,r-ptgR:Borrower who co- '
oapveg t]at Bortparets.iateseat.is oho- Pro under. the'. farina of t?fa ?ttumatlt only to nmttgage,
°8at? tS> P cthel rums secured. perry y (b)° pecan
a to ,by this Security Imtn_m&nr; 4Rd:(c > 6 not navy
61igree to Y. io{hCaltQr ttlAlte ,aoro anid aqy other Borrower may
NgtC wiingAw*' ?orro?er'e.fio. a0q. mmnaaaotwwntt;ie to:wa teams,of,wa sa ttity"Ins
tlttpeitt or the
I -, j,13.p1'oaKtcoftYea, „IFt?? inr i n,! lr , + fix
iof4 6ffit k1g is ? ? 5 pwoume is sub" ;,O a law whtch'sets majdmium
` ac31°ti3n l fOk3FF5 so ktt}e3o?t 4<p? lose d?arBe;?OOllecta4 O; W. be'boUected in
it anyFU?3 0o144II°`the amount
001 PhmttsY?sdill1yd r
under'the lQo ti iO ` Bp ,f• ay choose tb malre'thu` . , iw_C . g priric+Pal
P AD Pf, owed
.t. it?? Kt4 }3° ovver lefttnd'ted P We Wr7Cb
:as
e
a ! ,d will, C.t °1]' p payment chart' ttudet tetltG s n?i>b treated
14. Notices )Sad mitce'fo Borrower'provlded Form this
°a'ti8 ?cSaas mail.ti)aiess!+a ptkatile lawirogttid use ofs ty Iastrumeat shallbe given by dehvenng.it or
ftuy Other °?r°? 'dalgaks `mot method mboe shep be d!rectcd to the
herein or other + Ada °O' to leader'ahe be
SINco'by
a. proms: f?? ?er's?'addrese!?ateteiP ' •._ ..r ?.?• ?adlftas I.eodea' '
i t3"' +tritruerit `shall' bb tdeemkd tp: ha W ^beeargiv t Boadwbr o Leader whegrvca as-,
provided tit' lhtdlparagpphua Aotu•msc aau I, r, ,r,
'
uf.?;. h BOOIIi5?1'tAfif,: 3.. r«m ao» a/w (PV* 4.017 U'iC I •. ,. u, i!.:. ill 9alit !<hl o. 33;. '•;?r.; .':.: :
' (; r rt s is L:. I p n 1, IIC1 rl-r lr.q. •.i; i' t:r r •ab:
• I. ..,I 'q'... I:f:)I ! ... .. .1 Lis . Dr ii.•. ,..
Loan No: 08803051
?: i,? 1,'; ,5j bs +•j. , n.•.i ;u d, slhl0 j ienr:u. p?? ?,xv,$? I 1
15. Governing Law, Severabilty, This Security Instrument shall be governed I ir I IIr•
jurisdictio of'tho
n in which the Property is loca In the event that y;law and ,the law
by,. 's Security ? or the,
Note conflicts with appliable law; such cteodnflict aha8 not affect other Provalons,of this.
which can be given effect without thamnfli Security
fits Notem I Ii
Ming provision To ttiii end the rlnstrirment or
proves SecuntY':lnatrument.`ead ;?,,
the Note are declared to be severable 5^?Y' ;-0? oPthi
) I vCf
K Borrowers Copy. Borrower r
the one mined copy of the Noto1hnd of
this Security Instrument ! !
17. Transfer of the Property or a Bene6Maf 'Inteteat is Borrower u all or nay part of
the Property or airy
iiitest in it'ss sold or transferred (or if a bpneflciaj mterrst in Borrower "Is""' sold or tratfafer{ed and borrower is not a1 i'
natural person) without.Lender s prior w=ife= idnsent' LendiF'bi9 %?at ifs opifog"•re¢3fre immByiaia pe?+ment m'full'of I I i
all sums Secured by tii)s Seeanty Instrument. However„thn opnon,ihall note; aierased.
prohibited by federal jaw as of the date of t1ns Instrutmre=tr )ender >f exerasc, u
IN Lender exercises thin o iio Leader alsa8 Bornoaver'aotioe of tiiioelerattom "The no4ceaba
ll provide, a i I `,j..
period of not less than 30 flays •from' the date the nodce_is'delitrered"or mdt`ted uvrttiln wt16, lorrower mihisf,pay all,,sums! ; ;
secured by this Security Instrument. If Borrower fails to pay these sums prior to the ¢piratiori 0Jbia period Leader.
may invoke any remedies permitted by thin Security'Instntment without further notice or'demahdion Borrower.
la. Bornwnea Right to Refustata iP Hoaoarr man oerfain
enforcement of this Security Instrument discontinued at any time Prior. to txutd theearlier of .eard' ,6h. er atmeIl hlive the right to have
as applicable law may (ay s days) Xor such other:periodr
specify for reinstatement) before sale', of the Property pursuant toteay,powet
orrower. of saXe contained to
this Sec=d Instrument; or (b) entry of a judgme°f enforcing .this Security ioattstmeni Those conditions ere that
B a) pays. Lender all sums which then woujd•be due o=dor this Security Instrument and the:,Note as iP?no ',
acceleration had occurred, (b) cureseny default ; of any other coveaanta'or 8greeaieats, (c) paya?ali?aappaises iactured;in ! i„ d
enforcing this Security Instrument iaciddmg, brit not limited td, reasonable attorn"e"ys' fees;-fsnd {d} raked luoh actioIt as
Lender may reasonably, require to assure that the lien of this Security InstrumtdS; Undies,ilghts Ili the:']'ioperty andm 4 I ! ii
Borrowers obligation to pay the sums secured by this SCWrIty Inst<ttmeat clad yp
by Borrower, this Security Instrument and the obligations secured hemaheII'j?jJaQ°d, Urn ?Mt?tir r .'
had occurred. However, this right to reinstate shall.not a 1 ` • r 3 ea Y' -nora?n! ?yA
19. Sale of Not PPiP tire' case7ofaeocelerstio> deYrp...iagrsph l7 ! erg J);i , ly
e; Change of Loan Servicer. The Note or'. a partial iat Yo/the Note (together with this ,
Security Instrument) may be sold one or more times without POD. r figs for cr, salt hsay reatilt in a change! + u.,
in the entity (!mown as the "Loan $ paltmea9ue Instrument. There also may be onaor more changes fo the•Loa° ?tQ1?Ap` o a?BDd- Security; r
a change of the Loan Servieer. Borrower will be `` ,Waale"tiflte,Note • lFthen isj y '__
given written notice of tiro with paragraph 14 above Y
. and applicable law. ? The: nohca wtll'srate Alit dime bad. address of -new - I ti.
'payments should' be made The notice will also bogtam auq other ?iad+tlte 8ddieas to which)
20: "Ilarardous.S bs oas or ., oger,,'aa]mall not caiu 'Borrodwer of s1>hipformatall e Wt egmttr d app7kfibl hiwgir j,t
and Sp?b`' thelpresene{ uYe, dt6jfoahl' dtge or release i 7 i
of Hazardous ubsta aaytliing { ,i
affecting rite Property that it*.m •violation of 8° may' not do sior• illow'auyoa?Itl3e to do
Y 13nvaoamental raw Thep receding tae ergteuoealghall rut:aPPb to the I+ _
presence; use, or storage on the Property of amt R gdanyties of HarirEous stlbatanbatrt[tarare
be appropriate'to normal residential-Ules ahd td 'mamtenance of the Property, r r i ^; #?Re reco ''
Borrower shay promptly give Loader written notice of airy mvesttgahon * ciajm, demand lawsuit or other action {
by any governmental or re Cory; ageaty; or pmate party sm'4hm8 the P <f;perryt Iiazardoua Subata>;ce or
Environmental Law of w ' Honower has actual know]edge. If. Borrower teams, :oi{6 no by+
regulatory authority, that any removal or other remediation of ?Y gavemmenW' or
8II Iiarardoua.Subatanceaff the ProP
AY rs
neceuary,;Borrower shall promptly take allnec4vaty remedial aznsYin accordance with+Envuoa tai Law.
As used in this paraMP h 20, "Hazardous Substances" pre .thom' subataricea
m
substances by Environmental and the f f?' ble
o]1owmq dubatauoes r 6 iea,'orcmc tor putrolereeum
products, toric pesticides end-he Iv0. Y0L0aOa0ri°4?sic pe
materials. 'As used in this PatagraprMh VO?ttlo"so enb, mate ecn*ffig asbestos orfortnaldehyde;iarid."radioeMrve
Pro e' 20, "Emvirozmcmal Law",means federal laws sad lawn Qftltt+IurndtRton where the''
p rty fs located tbat relate to,health, safety or en?al protection :>F f <
NoN-Ut+mowt tbvatrnNrs. Borrower and Lender further covenant and agree m fonows. c,,
2L' Ateeteratlou; Remedits... Lender shag- give notice to.. Borrower 1t ?t
breach of. lie t0: _4iA' 8f10n, r-???.y. Berr'Owiph! I
any covenant or agreement In wiseer). ?,lAndety hha aR? tld of =ot prlorgtoAcceleration meet-.:paragraph` ( ! „
17 unless applicable law
trePet Ot, a4jo°gAther¢ht°gs•.() cite defaul
(b) the action required to cure the;defaulh, (c) when the default must be k
default as specitled, may t;eaalt fa accderation REAP ti==re gtxared,by this and (d) that Adl=ce to cure the ,
judicial proceeding and tale ot: the Prope{q Lender shall sS ,r?t;°ftr7mllnt, ?oreclostrre by l ?,
acceleration and the rlght.to+tysµt in the Peredosurp receedhtg she ?4,Wear(ght 44.ryCinsfate aRe;! ! f
or:
of Horrower,to. acceleradoq and foreclosure. A-t,fhe,detYult 4?not?'!rF°'mA ° de?enae I
raprlre hnmetllafe lmymea('.ly A)11 0[ all sums a.0. ...drlty stirs zik,°ptlon,may • I;
foreclose this Security Xnstrumfntipyjudidal proceeding }kpder s6p11, 'eritltl `m ,to egffed`,? 4rPet ? ,ncurred ).'
In pursuing the'remgdfei.Provltied 14,thla ParagraPp 21r htcit?djgg, put goto'd 4t<g1C?leYlr fePa!and cosid of
tide evidepce to' the anent.p
22.' ReleaseUpon. ermlftFd.4y,ttppUn6le law, „
l payment'of all tinitn: deenred by tins l +!'r``r j2{ ,7 14 r.,: ,
eatate conveyed shellterminatt'and become voia.,'M&;uch'd ' A4x ?easiuy Inst mraeat and hits';' I
acutrenoe Zettdtr discharge dndaathfy.-thlt Security
+!
Instrument without charge to Borrower: Borrower shall pay,atty'recordatloa ca4 ii'- 1 t!t•q rI , „
b,t ,f-ter: fi11 i4YffLs i ,
. _ .. + r 1 r .i-•. r s ,)? riUhlu .ghltl +#I..T1Ri ifr t4N )+ r! ?xrj i . !
' ! ` . ! Farm aoaa r •t/t0 + , } , I c. ,
I P (PaDO a'o/? PepaeJ<?
,_ ,•,,! •, . • :: !. BOOKiS?i'pACfs''?OO r :.y f .r.Icr i:. r• . it l ' ,• cv' of !t,,,
1
23, Waivers. Borrower, to the extent pormittyd?y applicable law, waives. and releaYes any error or defects Iin
.. n this Security Instrument, and Iufree ]naives the benefit of any presents or. future laws providing
proceedings to enforce ! for stay execution, extension of time exemption from attachment, levy and sale, andihomeptead exemption
". 'll "cut;Period:".;,Borrower's time to reinstate rovided is
prior 'to ehe'comrnchcemenC of b p paragraph 1u i extend toone 'hour .
iddtng'et a aherl&'a'sale or other sale pursuant to this Security l astrutnent
25' -,. .1 -ae Mone'y' Mortgage `.' If any of the debt segued by this Sectuity Itistttuneut'is lent to Borrower to
acquire hfle oo the Propetty;;t(aa Security. Instrumenf'sliall be a purchase money mortgage
26. Interest Rate After Judgment Borrower agrees that the interest rate payable after'a judgment is entered
on the. No]e? i4.i,,a?n acu(o?f?mortgage orecloaure shall be the rate payable from time to tlme'.uader the Note.
w3 ' tibi ^T? _ij Y , agrees that ghould the Deparimept°oP Veµx$na ABa¢s'
..
guarentg;pe.the Ioan` ai ' ...: p 1 ?? or refisse to issue
odd ,944, as thin. Se"'ntyInstrument"under the "rovlsibna of tFm Servicemen's Readjustment Act
'
9. , eta e- mlthe atnouaE of thcNote fi cu;cd,hereby, wit]tin 66 days from .,thedme date therethaeffter, loan would normally
be t IDO fi+cli t;uaragty, I eadsr mays at its optioq to be' esteieised at ,
aecuted by,thi? rttY Ices • any declare all'sums
4, ,trugtentlimmedlateiydgc,aad.payable.
28., Riders;to,thiS ....
wnh this Setar4y, nstipaient T.olie, or more tides: are etxwted by Bocrower'and:recorded together
Secvnty tostrumept ,the covenagts: and agreements of each such rider shall be imo into and shall amend
j and supplement thq,covenat* and•agreemcm; o
Instrument:: f.fhit SaauityInstrtiment as if the ride(a) were as
Y{Check applicable boz(ea)] _, ..:..• ( ;;,.. Part of this'Security
? Adjustable Rate Rider ?-,'Condominium Rider
? Graduated Payment Rider ? 1-w Biweekly P Ardent
?' Planned Unit- Development Rider ? 'Biweekly Payment Rider.
?• Balboni Rider ?, Rate. Improvement Rider ? Second Home Rider
Other(s)' (specify) AMumability -Policy Rider
i
"BY StOtdNO' BPtow, Borrower; accepts and agrees to' (& terms and covenants, contained in this Security instrument
and in any Hour(s) executed,by„Roriower and rco riled with it.
witness
41
{
. . .._........ ......... . ............. f
..
Printed Name noted Name
1 I j r ?1
+ ...(Seal)
.v. ,! l rc'ftf* 1C 3 Jr ? ( }Y t ! ., BARB, JO ?.Bomw?f .
LORY J JO a,..(Seal) i
:u r }
e , I
I , r
.., 11 .. ,TYitWq ly<, (/ I.rU.ltll>'• I
I -
I . t 1 ik { tS yIJ'dL t t•i - t n' Tr r'• y '
eaox1501rac? AOi
r4 " t r.,•. . i,y t+{ , err
+CR'M _Zfk! y 4N It it rll 1 :II: , l
S2 t 1 I n .I .L'
e" • d 10
I
j .: Ian;.`.; FJ;.: ? • . 'i . •, , . , ,• , Perm 00710 e/ae ' (Pago e W 7 Pipaa) '
k;sf5 'or,' •. I. f
• 1•' I it 1" .:'NOf ?Ir 11771! i"N :'l lVil l.1! 1
rI Ir ,1 r
.4 1. it'll
r
Loan No: 08803051
taws allow nJ. un. For AduwmWam raj
Data'ID: 526;'-
co
mmonw f P NSYLVANIA
C
ounty ofU (? I I`
On this the ? day of avem 10
0 before me, a 17b
9 "0
undersigned otHoer, .personally appeared
BARRY A JONES AND LORY J JONES
known to me or satisfsao ' ,}"l
( rily proven) to be the persons whose names are subscribed to; the within fasjygbent,-m
admowledged that they executed the same for the purposes therein, contained s 1 v v., a, I.
In witness whereof I hereunto set my hand and offitW seal i r ? i o'ff'
NOTARIAL SEAL = r; cy 1
J *-
(Seal) ' CARRIE E. COOK, Notary PubOa u -I
Harrisburg, Dauphin County ??? @rl 1
My Commission Expires Aug. S. 2002 CG(T'f ?ATOtdrjPLiub r'
Pp
My Commission expires: i'` (P[iat 'Name) ;
I certify that the
precise residence and address of the within-named Lender fs ACCCiBANC %MORTGAGE
CORPORATION '12377 MERIT DRIVE #600 P.O. BOX 809089 DALLAS TX: 75251
rl , .
Signature: { .
(Agent on if of du)
i
4::
i
L
eoaK150imof A02
is
Fordo JW(1 ; Ws0 ? ;(pays 7 of 7 Papas . t ,.
4
1
71
I
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?yj~ • S ??1 .' A i ?qy ply°p? (? H1 yryq? A. V ?ryyr+f ..l l 4 ?l. r Y :M f i.. ..::t l ?•j 1 M1:
:.
14
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0 to -1 7
0 At,
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y I-' A OC 4 Sf O IL P p' m
:g 0
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eood501?a t A03
Loan No: 08803052 IData- ID; 526 '
Borrower. ,BARRY A JONES
i
rs ASSUMABUM POLICY RIDER .
Tats A=MABMM POL= Rmet is made on this 25th day; of Notv'¢mber, 1998; and L Iticorporhted into L j
and shall be deemed to amend and supplement the MoAgage,,Deed o'f Trim, Deed to:Seeuie Debtor other
such security instrument (the 'Security lnatrument' of 'the same date
'Borrower") to secure Borrower's Note(s) (the-"Note") to.OII ilia :with nigrued (the._
ACCUBANC MORTOAOE CORPORATION
(the "Lender") of the same date and covering the prop" dewnbed m,the Security Ituttument (the ?
"Property') and located at: 4
r:T i.'
603 WEST KM1.ER STREET J I
MECHANICSBURO, PENNSYLVANIA 17055 uceotA6. "z i i -
In addition
asafollows: connants and agreements ma; in the rt WE= Bort'oiver).furthcr
covenants and a
L ieceleratim The Note may, at the optfo of } nr 1 +'
I tl;ba Atha - ote•. or its 1 (? 1
authorized agent (collectively, the 'Note Holder barn , i p -
Property to any transferee, unless the acre tab lair tfuererrd'ptty8ble7!upon of the
P r7ny'ol.the ssqumptlott of to obhgadop ra established ?. :
Pursuant to Section 3714 of Chapter 37, Title 38, United Ste(ea t oQe , i y y
2. Funding Fee. A fee equal to one-half of one percent (05%) of the ba]anoc of: rrNote ab of the
dart of transfer of the Property shall be payable to the Note Holder, as. trutsteF?OG`rt}lei of 3' r
Veterans Affairs. If the assuming transferee A& to
Pay this fee at the • tune of trttasf ,the .fee shall { ,
constitute an additional debt to that already secured by the Security Inattvmeat, shall beat+m tat the rate `?
provided in the Note, and at the option of the Note Holder, shall be immediately due and_payabe ; Th.. fee =E
is automatically waived if the assuming transferee. is erempt under Section 3729(c) of CLa 37 Title 38 ?.?
United States Code.
3. Prooming Charge. Upon application for.approval to allow auumption of'the Note obligation
a processing fee may be charged by the Note Holier for detumhuq the, „,isWAsvo"rt W=- of IM-assuming . ,j ; :;
transferee and subsequently revising the Note Holler a ownership rewrdt when: an approvedtransf"eri.ijf the tzr
Property is competed The amount of'tbis charge shall not agreed the ".established'by -the
Department of Veterans Affairs 'for a loan to which SecticS g,?IA 4fu ' ? codev
I,
0. Indemnity Ilebllity. If the Note obligation is auirimed the tsrtnsferee ,hall J
assume all of the obligations of the Borrower under the e
of ' gree to
termi'_ {hq Seprrf tear. , :,
other instruments creating ot.aecuriag the Note, including the ol'iligatioa e Vet?e;an'Emindemmt"?y t}ie l' ? !' '••i r'
Department of Veterans Affairs to the extent of any claim payment ?Btom. f, ; ' , I'.Ir .I'
of the Indebtedness created or by evidenced the Note or s"° tip tY or fadurenx ' ::
Security Im t •'; \ ,': ? 'I " „ : I'..: .
..lt
VA DUE ON SALE
111111,Il lasoooeeoaos, oon olll lllllllill1111ll11111111111111IIIIIIIIIIIIIIIIIIIIIIIIIIIIFIIII?1111111111111`Illilllllilll?i
4miooxo>.
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Liltl t'2 i11"catO 1?rt , ,!t
e0oK150Pace. 4104
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A?r?Kr??t7Tdier
All other terms and provisions of the Security. Instrument and any riders thereto shall 'remain in full'
forceat?d etfcct
q.. ???? yyy111nnn ?
Y'.'J?Ily tlpyl $Irrt,, ]
S ??hO q k.
H"Sllg?,l, w• ?+•lt?ldna r i, '' .mn:,r ;?' ?i,r ..
Bclq rrip?lr •"Pts.,;? alla° to.•the terms' and covenaap contained in this
Assumablllty Policy Rider.
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ASSIGNMENT OF Mortgage
b aGY ACMWClAD0.TOAOi CtACpAT,WN 1mrAed as LiWw.tlnDN•.••NA?`y Y'I1 to Heal./vm...la:
Paaa?sir. of WOOd1YY NaaonY of G'1.M?=••..?••• cnaay vamwrf ?...ft 04?01no Ilw land dhEmb :
OAMMAL XCQWe nY. i/Ol.nla as
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I%Odbwoith On)4ae o N"" mama daamre WIPL%mmd la.de.aw.e•dunaadwawwaaana drRn.w%u
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nPpnraa aadaw ?! Au.ndl vea awaol arACeI/pANC MORi'4Ag1{ ?RtTiON vwasmtb7a.enw to mo
aela.aMtlpd Y n.e IlmnriaadwW dea.m b Arwdlwnam eaploldb awd dudey Iw Y' n Mm kin Imu.awrw do
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my camulk"m R*PlnY: i S j2m
Goal 647 PAU 1044
09/19/2002 04:24PM
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SHERIFF'S RETURN - REGULAR
CASE NO: 2002-04611 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
GMAC MORTGAGE CORPORATION
VS
JONES BARRY A ET AL
VALERIE WEARY Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE was served upon
JONES
the
DEFENDANT , at 1800:00 HOURS, on the 1st day of October , 2002
at 509 E ELMWOOD APT 2
MECHANICSBURG, PA 17055 by handing to
BARRY A JONES
a true and attested copy of COMPLAINT - MORT FORE together with
and at the same time directing His attention to the contents thereof.
603 W KELLER STREET MECHANICSBURG IS VACANT.
Sheriff's Costs:
Docketing 18.00
Service 6.90
Affidavit .00
Surcharge 10.00
.00
34.90
Sworn and subscribed to before
me t"hiis? b 1 day of
?ct (w x L A.D.
othonotary '
So Answers:
R. Thomas Kline
10/02/2002
KATZ ETTIN LEVINE
By: &47uz 4?
Deputy Sheriff
SHERIFF'S RETURN - REGULAR
CASE NO: 2002-04611 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
GMAC MORTGAGE CORPORATION
VS
JONES BARRY A ET AL
VALERIE WEARY , Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE was served upon
JONES LORY J
the
DEFENDANT , at 1800:00 HOURS, on the 1st day of October 2002
at 509 E ELMWOOD APT 2
MECHANICSBURG, PA 17055 by handing to
BARRY A JONES, HUSBAND
a true and attested copy of COMPLAINT - MORT FORE together with
and at the same time directing His attention to the contents thereof.
Additional Comments
603 W KELLER STREET MECHANICSBURG IS VACANT.
Sheriff's Costs:
Docketing 6.00
Service .00
Affidavit .00
Surcharge 10.00
.00
16.00
Sworn and Subscribed to before
me this : day of
(TL --P ._ .Z0u-)- A. D.
a-k& . "
othonotry
So Answers:
R. Thomas Kline
10/02/2002
KATZ ETTIN LEVINE
By :
Deputy Sheriff
Pluese, Ettin, Becker & Saltzman
A Division of
Katz, Ettin & Levine, P.C.
Attorneys At Law
905 North Kings Highway
Cherry Hill, NJ 08034
Rob Saltzman, Esquire
Attorney ID NO.: 53957
856/667-6440
Attorney for Plaintiff
77175
GMAC MORTGAGE CORPORATION
Plaintiff,
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO. 02-4611
V.
BARRY A. JONES
LORY J. JONES
Defendants.
PRAECIPE TO ENTER JUDGMENT
AND
ASSESSMENT OF DAMAGES
TO THE PROTHONOTARY:
Kindly enter Default Judgment in favor of Plaintiff, GMAC Mortgage Corporation, and against
Defendant(s), Barry A. Jones and Lory J. Jones, for failure to file an Answer to Plaintiffs Civil Action in
Mortgage Foreclosure within twenty (20) days from service thereof.
Service was made on the Defendant(s) by, Sheriff of Cumberland County as follows:
Barry A. Jones, served October 1, 2002
Lory J. Jones, served October 1, 2002
SHERIFF'S RETURN - REGULAR
CASE NO: 2002-04611 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND -
GMAC MORTGAGE CORPORATION
VS
JONES BARRY A ET AL
VALERIE WEARY Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE was served upon
the
DEFENDANT at , 1800:00 HOURS, on the 1st day of October
2002
at 509 E ELMWOOD APT 2
MECHANICSBURG, PA 17055
by handing to
BARRY A JONES
a true and attested copy of COMPLAINT - MORT FORE together with
and at the same time directing His attention to the contents thereof.
603 W KELLER STREET MECHANICSBURG IS VACANT.
Sheriff's Costs:
Docketing 18.00
Service 6.90
Affidavit .00
Surcharge 10.00
.00
34.90
So Answers:
R. Thomas Kline
10/02/2002
KATZ ETTIN LEVINE
Sworn and Subscribed to before
me this day of
A. D,
By ---?G yt/
Deputy Sherif?
Prothonotary
SHERIFF'S RETURN - REGULAR
CASE NO: 2002-04611 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
GMAC MORTGAGE CORPORATION
VS
JONES BARRY A ET AL
VALERIE WEARY , Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE was served upon
JONES LORY J
the
DEFENDANT at 1800:00 HOURS, on the 1st day of October 2002
at 509 E ELMWOOD APT 2
MECHANICSBURG, PA 17055
by handing to
BARRY A JONES, HUSBAND
a true and attested copy of COMPLAINT - MORT FORE together with
and at the same time directing His attention to the contents thereof.
Additional comments
603
S
I
Sheriff's Costs:
Docketing 6.00
Service 00
Affidavit
Surcharge .00
10.00
.00
16.00
Sworn and Subscribed to before
me this day of
A. D.
So Answers:
R. Thomas Kline
10/02/2002
KATZ ETTIN LEVINE
By :
v?.
Deputy Sheriff
Prothonotary
Assess Damages as follows:
Total Demand in Complaint
Interest due and owing at the rate of $18.92 per diem from September 26, 2002 to
November 13, 2002
TOTAL JUDGMENT TO BE ENTERED
$112,377.81
$908.16
$113,285.97
PLUESE, ETTIN, BECKER & SALTZMAN
Pluese, Ettin, Becker & Saltzman
A Division of
Katz, Ettin & Levine, P.C.
Attorneys At Law
905 North Kings Highway
Cherry Hill, NJ 08034
Rob Saltzman, Esquire
Attorney ID NO.: 53957
856/667-6440
Attorney for Plaintiff
77175
GMAC MORTGAGE CORPORATION
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
Plaintiff,
V.
BARRY A. JONES
LORY J. JONES
Defendants.
No.:02-4611
CERTIFICATION OF ADDRESSES
I, Peter J. Bodine, Paralegal, of the Law Firm of Pluese, Ettin, Becker & Saltzman, Attorney for
Plaintiff, GMAC Mortgage Corporation, hereby certify that the Plaintiffs correct address is 500 Enterprise
Road, Suite 150, Horsham, PA 19044, and the last known address of each Defendant is as below.
Barry A. Jones, 509 E. Elmwood Ave., Apt. 2, Mechanicsburg, PA 17055
Lory J. Jones, 509 E. Elmwood Ave., Apt. 2, Mechanicsburg, PA 17055
I certify that the foregoing information is true and correct to the best of my knowledge, information
and belief.
Sworn to and Subscribed before
me *is bow` day
of , 2002.
J IFER EISER - -
TARY P BLIC OF NEW JERSEY
MY COMMISSION EXPIRES
2(IW ppq
PLUESE, ETTIN, BECKER & SALTZMAN
By:
Peter J. Bo ine, Paralegal
Pluese, Ettin, Becker & Saltzman
A Division of
Katz, Ettin & Levine, P.C.
Attorneys At Law
905 North Kings Highway
Cherry Hill, NJ 08034
856/667-6440
Rob Saltzman, Esquire
Attorney ID No.: 53957
Attorney for Plaintiff
77175
GMAC MORTGAGE CORPORATION
Plaintiff,
V.
BARRY A. JONES
LORY J. JONES
Defendants.
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND:
S.S.
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO. 02-4611
AFFIDAVIT
OF
NON-MILITARY SERVICE
I, Rob Saltzman, Esquire, being duly sworn, deposes and says that the averments herein are based
upon investigations made and records maintained either by or an behalf of the Plaintiff herein named and
that such investigations and/or records indicate that the above-named Defendant(s) is/are not in the Military
or Naval Service of the United States of America or its Allies as defined by the Soldiers and Sailors Civil
Relief Act of 1940, as amended, and that the age and last known residence and employment of each
Defendant are as follows:
Defendant: Barry A. Jones
Age: Over 18
Residence: 509 E. Elmwood Ave., Apt. 2, Mechanicsburg, PA 17055
Employment: Unknown
Defendant: Lory J. Jones
Age: Over 18
Residence: 509 E. Elmwood Ave., Apt. 2, Mechanicsburg, PA 17055
Employment: Unknown
PLUESE, ETTIN, BECKER & SALTZMAN
Sworn to and subscribed before me
this Jdday of/V)a002.
JENNIFER EISER
NOTARY PUBLIC OF NEW JERSEY
MY COMMISSION EXPIRES
2/1WM
Pluese, Ettin, Becker & Saltzman
A Division of
Katz, Ettin & Levine, P.C.
Attorneys At Law
905 N. Kings Highway
Cherry Hill, NJ 08034
856/667-6440
Rob Saltzman, Esquire
Attorney ID No.: 53957
Attorneys for Plaintiff
77175
GMAC MORTGAGE CORPORATION
Plaintiff,
V.
BARRY A. JONES
LORY J. JONES
Defendants.
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO.: 02-4611
CERTIFICATION
OF
MAILING
I, Peter J. Bodine, Paralegal, of the Law Firm of Pluese, Ettin, Becker & Saltzman, Attorneys for
Plaintiff, hereby certify that I forwarded to the following Defendant(s) on the date(s) listed, by regular mail,
a copy of the Notice of Intention to take Default Judgment, Rule 237.1:
Barry A. Jones, 509 E. Elmwood Ave., Apt. 2, Mechanicsburg, PA 17055
Lory J. Jones, 509 E. Elmwood Ave., Apt. 2, Mechanicsburg, PA 17055
PLUESEE, ETTIN, BECKER & SALTZMAN
By: /,
Peter J. B /dine, Paralegal
PLUESE, ETTIN, BECKER & SALTZMAN
A Division of
KATZ, ETTIN & LEVINE
Attorneys At Law
905 North Kings Highway
Cherry Hill, NJ 08034
(856) 667-6440
77177
GMAC MORTGAGE CORPORATION
Plaintiff,
v.
BARRY A. JONES
LORY J. JONES
Defendants
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO
02-4611
IMPORTANT NOTICE
You are in default because you have failed to enter a written appearance
personally or by attorney and file in writing with the Court your
defenses or objections to the claims asserted against you. Unless you
act within ten (10) days from the date of this Notice as set forth
below, a Judgment may be entered against you without a hearing and you
may lose your property or other important rights and may be liable for
money damages. You should take this Notice to a lawyer at once. If you
do not have a lawyer or cannot afford one, go to or telephone the
following office to find out where you can get legal help:
CUMBERLAND COUNTY BAR ASSOCIATION
PENNSYLVANIA LAWYER REFERRAL SERVICE
2 Liberty Avenue
Carlisle, PA 17013
800-990-9108
NOTTPICACION IMPORTANTE
Usted ester en incumplimiento de
pe su oblicacion legal de resentarrsonalmente o por medio de su abogado, , Ya
resentado una decl sea
por no haber p crito
aration or
pre y
sentado an su contra por escrito sus defensas a los car es e°
Si usted no toma action dentro de gdzeze han
dias de la fecha de esta Notification, se registrara Una sentencia anlsu
contra sin audiencia y usted podrd perder su propiedad u
importantes y podrd ser responsable por danos otros derechos
llevar ester Noticia a un a monetari
os. Usted debe
bogado enseguida. Si no tiene abogado c no
tiene dinero suficiente para tal servicio, vaya an persona o llame por
telefono a la oficina cuyc numbre se encuentra abajo para conseguir
asistencia legal.
CUMBERLAND COUNTY BAR ASSOCIATION
PENNSYLVANIA LAWYER REFERRAL SERVICE
2 Liberty Avenue
Carlisle, PA 17013
800-990-9108
Date of Notice:
October 30, 2002
PERSONS SERVED:
Barry A. Jones
509 E. Elmwood Ave., Apt. 2
Mechanicsburg, PA 17055
Lory J. Jones
509 E. Elmwood Ave., Apt. 2
Mechanicsburg, PA 17055
PLUESE, ETTIN, BECKER & SALTZMAN
By:
_ /??? ---- -
Rob ltzman, Esquire
At rneys for Plaintiff
-z-
PLUESE, ETTIN, BECKER & SALTZMAN
N -a
OFFICE OF THE PROTHONOTARY
COURT OF COMMON PLEAS
ONE COURTHOUSE SQUARE
CARLISLE, PA 17013
CURT LONG, PROTHONOTARY
TO: BARRY A. JONES
509 E. ELMWOOD AVE., APT. 2
MECHANICSBURG, PA 17055
LORY J. JONES
509 E. ELMWOOD AVE., APT. 2
MECHANICSBURG, PA 17055
GMAC MORTGAGE CORPORATION
Plaintiff,
V.
BARRY A. JONES
LORY J. JONES
Defendants.
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO. 02-4611
NOTICE PURSUANT TO RULE 236
Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby notified that a
Judgment has been entered against you in the above- c tinned proceeding;;
Curt Long, Prothonotary
6111-
[XX] Judgment entered by Default
IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE, PLEASE CALL:
Rob Saltzman, Esquire, Attorney ID #53957
PLUESE, ETTIN, BECKER & SALTZMAN
905 North Kings Highway
Cherry Hill, NJ 08034
856/667-6440
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
PRAECIPE FOR WRIT OF EXECUTION
Caption
GMAC MORTGAGE CORPORATION
VS.
BARRY A. JONES
LORY J. JONES
TO THE PROTHONOTARY OF THE SAID COURT:
( ) Confessed Judgment
( ) Other
File No. 02-4611
Amount Due $113,285.97
Interest 82,029.83
Atty's Comm
Costs
The undersigned hereby certifies that the below does not arise out of a retail installment sale, contract, or
account based on a confession of judgment, but if it does, it is based on the appropriate original proceeding filed
pursuant to Act 7 of 1966 as amended; and for real property pursuant to Act 6 of 1974 as amended.
Issue writ of execution in the above matter to the Sheriff of Cumberland County,
for debt, interest and costs, upon the following described property of the defendant(s)
603 West Keller Street, Borough of Mechanicsburg, PA
PRAECIPE FOR ATTACHMENT EXECUTION
Issue writ of attachment to the Sheriff of Cumberland County, for debt, interest and
costs, as above, directing attachment against the above-named garnishee(s) for the following property (if real
estate, supply six copies of the description; supply four copies of lengthy personalty list) -
and all other property of the defendant(s) in the possession, custody or control of the saia garnisrieetsl.
(Indicate) Index this writ against the garnishee(s) as a lis pendens against real estate of the
defendant(s) described in the attached exhibit.
Date November 25, 2002 Signature:
Print Name:
Address:
Attorney
Telephone:
905 N Kings Hwy
Cherry Hill NJ 08034
Plaintiff. GMAC Mortgage Corp.
856-667-6440
Supreme Court ID No.: 53957
(over)
Notes: If real property, supply six copies of description including improvements and an original and copy of
affidavit of ownership (Pa R.C.P. No. 3129).
If lengthy personalty list, supply four copies of list.
To index writ, file separate praecipe with writ.
c?
$
rrnsi
?,
rc: -
C
ALL THAT CERTAIN lot or piece of ground snaaw in the Boroio'.?' of M :.lianicsb3ra. Cu .l e.ia??d
County, Pennsylvania, bounded and described in accordance with a survey and plan thereof made b,,
Ernest J. Walker, Professional Engineer, dated July 23, 1574, as foIl i:a:
BEGINNING at a point on the Southern line of West Keller Street, said point being 515 feet West of
the Southwest corner of Keller and George Streets; thence extending alone Lot No. 13 on the
hereinafter mentioned Plan of Lots. being land now or late of Jessica Hartman, South 13 degrees 47
minutes East, 200 feet to the North line of a 12 foot wide alley; thence along said alley, South 78
degrees 30 minutes West, 75 feet to a corner of land now or late of Elwood Lechner; thence along said
land, being through Lot No. 15 on said Plan of Lots, North 13 degrees 47 minutes West, 200 feet to
a point on the South line of West Keller Street, aforesaid; thence along the same, North 78 degrees 30
minutes East, 75 feet to the point and place of beginning.
BEING all of Lot No. 14 and the Eastern half of Lot No. 15 on the Plan of Lots known as Green
Acres, as recorded in Plan Book 4, page 4, Cumberland County Records.
HAVING thereon erected a one story dwelling known as 603 W. Keller Street, Mechanicsburg,
Pennsylvania.
Tax Parcel #20-24-0785-052
t
Cw?"" •}? r.? r G r:
? rt
Q ? I \ C C? `1 Cr
I IN
PLUESE, ETTIN, BECKER & SALTZMAN
A Division of
KATZ, ETTIN & LEVINE
Attorneys At Law
Rob Saltzman, Esquire / I.D. No. 53957
905 North Kings Highway
Cherry Hill, NJ 08034
(856)667-6440
Attorney for Plaintiff
77175
GMAC MORTGAGE CORPORATION
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO. 02-4611
Plaintiff,
v.
BARRY A. JONES
LORY J. JONES
Defendant(s).
AFFIDAVIT UNDER PA. RCP RULE 3129
GMAC Mortgage Corporation, Plaintiff in the above captioned
mortgage foreclosure action, sets forth as of the date the praecipe
for the Writ of Execution was filed, the following information
concerning the real property located at 603 West Keller Street,
Borough of Mechanicsburg, Cumberland County, Pennsylvania, was true
and correct to the best of its knowledge, information and belief.
1. Name and address of each Owner and/or Reputed Owner:
Barry A. Jones
509 E. Elmwood Avenue, Apt. 2
Mechanicsburg, PA 17055
Lory J. Jones
509 E. Elmwood Avenue, Apt. 2
Mechanicsburg, PA 17055
2. Name and address of each Defendant named in the judgment:
Barry A. Jones
509 E. Elmwood Avenue, Apt. 2
Mechanicsburg, PA 17055
Lory J. Jones
509 E. Elmwood Avenue, Apt. 2
Mechanicsburg, PA 17055
3. Name and last known address of every judgment creditor whose
judgment is a record lien on the real property to be sold:
Mechanicsburg Area School District
500 S. Broad Street
Mechanicsburg, PA 17050
Mechanicsburg Borough
Tax Collector-Katheryne Fetrow
5000 Creekview Road
Mechanicsburg, PA 17050
Cumberland County Domestic Relations
13 N. Hanover Street
Carlisle, PA 17013
Cumberland County Tax Claim Bureau
One Courthouse Square
Carlisle, PA 17013
Department of Welfare
Cumberland County Division
33 Westminister Drive
PO Box 599
Carlisle, PA 17013-0599
4. Name and address of the last recorded holder of every mortgage
of record:
GMAC Mortgage Corporation, Plaintiff herein
500 Enterprise Road, Suite 150
Horsham, PA 19044
Conseco Finance One a/k/a
Conseco Finance Consumer Discount Company
332 Minnesota Street, Ste 610
St. Paul, MN 55105
5. Name and address of every other person or entity which has any
record lien on the property:
None.
6. Name and address of every other person or entity which has any
record interest in the property and whose interest may be
affected by the sale:
None
7. Name and address of every other person of whom the Plaintiff
has knowledge who may have an interest in the property which
may be affected by the sale:
Tenant/Occupant
603 West Keller Street
Mechanicsburg, PA 17055
I verify that the statements made in this Affidavit are true
and correct to the best of my personal knowledge, information and
belief. I understand that false statements herein are made subject
to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn
falsification to authorities.
Date: November 23, 2002
PLUESE,
BY:
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PLUESE, ETTIN, BECKER &
A Division of
KATZ, ETTIN & LEVINE, P
Attorneys At Law
Rob Saltzman, Esquire /
905 North Kings Highway
Cherry Hill, NJ 08034
(856) 667-6440
Attorney for Plaintiff
SALTZMAN
C.
I.D. No. 53957
GMAC MORTGAGE CORPORATION
Plaintiff,
v.
BARRY A. JONES
LORY J. JONES
Defendant(s).
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO. 02-4611
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: Barry A. Jones Lory J. Jones
509 E. Elmwood Ave, Apt. 2 509 E. Elmwood Ave, Apt. 2
Mechanicsburg, PA 17055 Mechanicsburg, PA 17055
Your house at 603 west Keller Street, Borough of
Mechanicsburg, Cumberland County, is scheduled to be sold by the
Cumberland County Sheriff's Department to enforce the Court
judgment of $113,285.97 obtained by GMAC Mortgage Corporation
against you. The Sheriff's Sale will be conducted on Wednesday,
March 5, 2003, at 10:00 A.M., at the Cumberland County Courthouse,
Commissioners Hearing Room, One Courthouse Square, Carlisle,
Pennsylvania, or, in the alternative, at a location to be
determined by the Cumberland County Sheriff's Department.
NOTICE OF OWNERS' RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriff's Sale, you must take immediate
action:
1. This sale will be canceled if you pay to Plaintiff
Mortgagee the back payments, late charges, costs and
reasonable attorneys' fees due. To find out how much you
must pay, you may call Rob Saltzman, Esquire at (215)
546-3205.
2. You may be able to stop the sale by filing a petition
asking the Court to strike or open the Judgment, if the
judgment was improperly entered. You may also ask the
Court to postpone the sale for good cause.
3. You may also be able to stop the sale through other legal
proceedings.
You may need an attorney to assert your rights. The sooner
you contact one, the more chance you will have of stopping the
sale. (See notice below on how to obtain an attorney).
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND
YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1. If the Sheriff's Sale is not stopped, your property will
be sold to the highest bidder. You may find out the
price bid by calling Rob Saltzman, Esquire at (215) 546-
3205, or by calling the Cumberland County Sheriff's
Department at (717) 240-6390.
2. You may be able to petition the Court to set aside the
sale if the bid price was grossly inadequate compared to
the value of your property.
3. The sale will go through only if the buyer pays the
Sheriff the full amount bid in the sale. To find out if
this has happened, you may call Rob Saltzman, Esquire at
(215) 546-3205, or by calling the Cumberland County
Sheriff's Department at (717) 240-6390.
4. If the amount due from the buyer is not paid to the
Sheriff, you will remain the owner of the property as if
the sale had never happened.
5. You have the right to remain in the property until the
full amount due is paid to the Sheriff and the Sheriff
gives a deed to the buyer. At that time, the buyer may
bring legal proceedings to evict you.
6. You may be entitled to a share of the money which was
paid for your house. A schedule of distribution of the
money bid for your house will be filed by the Cumberland
County Sheriff on or about thirty (30) days from the date
of Sheriff's Sale. This schedule will state who will be
receiving that money. The money will be paid out in
accordance with this schedule unless exceptions (reasons
why the proposed distribution is wrong) are filed with
the Sheriff within ten (10) days after the distribution
sheet is posted.
7. You may also have other rights and defenses, or ways of
getting your house back, if you act immediately after the
sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
Lawyer Referral Service of the Cumberland Bar Association
2 Liberty Avenue
Carlisle, PA 17013
(717) 249-3166
ALL THAT CERTAIN lot or piece of ground situate in the Borough of Mechanicsburg, Cumberland
County, Pennsylvania, bounded and described in accordance with a survey and plan thereof made b,,,,
Ernest J. Walker, Professional Engineer, dated July 23, 10"74, as fol' wWs:
BEGINNING at a point on the Southern line of West Keller Street, said point being 52.5 feet West of
the Southwest corner of Keller and George Streets; thence extending along Lot No. 13 on the
hereinafter mentioned Plan of Lots, being land now or late of Jessica Hartman, South 13 degrees 47
minutes East, 200 feet to the North line of a 12 foot wide alley; thence along said alley, South 78
degrees 30 minutes West, 75 feet to a corner of land now or late of Elwood Lechner; thence along said
land, being through Lot No. 15 on said Plan of Lots, North 13 degrees 47 minutes West, 200 feet to
a point on the South line of West Keller Street, aforesaid; thence along the same, North 78 degrees 30
minutes East, 75 feet to the point and place of beginning.
BEING all of Lot No. 14 and the Eastern half of Lot No. 15 on the Plan of Lots known as Green
Acres, as recorded in Plan Book 4, page 4, Cumberland County Records.
HAVING thereon erected a one story dwelling known as 603 W. Keller Street, Mechanicsburg,
Pennsylvania.
Tax Parcel #20-24-0785-052
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PLUSES ETTIN, BECKER & SALTZMAN
A Division of
KATZ, ETTIN & LEVINE, P.C.
Rob Saltzman, Esquire / I.D. No. 53957
905 North Kings Highway
Cherry Hill, NJ 08034
(856) 667-6440
Attorney for Plaintiff
77175
GMAC MORTGAGE CORPORATION
Plaintiff,
V.
BARRY A. JONES
LORY J. JONES
Defendant(s).
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO. 02-4611
CERTIFICATION AS TO THE SALE OF REAL PROPERTY
I hereby certify that I am the attorney of record for the
Plaintiff GMAC Mortgage Corporation in this action against real
property and I further certify that this property is:
[X] FHA -- Tenant Occupied or Vacant
[] Commercial
[] That the Plaintiff has complied in all respects
with Section 403 of the HOMEOWNERS' EMERGENCY MORTGAGE
ASSISTANCE ACT OF 1983 which may include but is not
limited to:
(a) Service of notice on Defendant
(b) Expiration of thirty days since the service of
the Notice
(c) Defendant's failure to request or to appear at
a face-to-face meeting with the Mortgagee or
with a Consumer Credit Counseling Agency
(d) Defendant's failure to file an application for
financial assistance with the Pennsylvania
Housing Finance Agency
I further agree to indemnify and hold harmless the Sheriff of
Cumberland County for any false statements given herein.
PLUESE, ETTIN, BECKER &
BY:
Rob Sa11tz n
Attorn I. 3957
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WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA) NO 02-4611 Civil
COUNTY OF CUMBERLAND) CIVIL ACTION - LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due GMAC MORTGAGE CORPORATION Plaintiff (s)
From BARRY A. and LORY A. JONES, 509 E. ELMWOOD AVE., APT 2, MECHANICSBURG
PA 17055.
(1) You are directed to levy upon the property of the defendant (s)and to sell REAL ESTATE
LOCATED AT 603 W. KELLER ST., MECHANICSBURG PA 17055 (SEE
ATTACHED LEGAL DESCRIPTION)).
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession
of
GARNISHEE(S) as follows:
and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof;
(3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a
garnishee and is enjoined as above stated.
Amount Due $113,285,.97 L.L. $.50
Interest $2,029.83
Arty's Comm % Due Prothy $1.00
Arty Paid $132.90 Other Costs
Plaintiff Paid
Date: November 27, 2002
(Seal)
CURTIS R. LONG
Protho tary
By: l?
De uty
REQUESTING PARTY:
Name ROB SALTZMAN ESQUIRE
Address: 905 N KINGS HIGHWAY
CHERRY HILL NJ 08034
Attorney for: PLAINTIFF
Telephone: (856) 667-6440
Supreme Court ID No. 53957
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND I SS:
I, Robert P. Ziegler, Recorder of Deeds in and for said County and State do hereby certify that
the Sheriff's Deed in which Secretary of Veterans Affairs is the grantee the same having been sold to
said grantee on the 5th day of March A.D., 2003, under and by virtue of a writ Execution issued on the
27th day of November, A.D., 2002, out of the Court of Common Pleas of said County as of Civil Term,
2002 Number 4611, at the suit of GMAC Mtg Corp against Barry A Jones & Lory J is duly recorded in
Sheriff's Deed Book No. 256, Page 2833.
IN TESTIMONY WHEREOF, I have hereunto set my hand
and seal of said office this l/p day of
, A.D. 2003
of Deeds
AMY dwW w E'4*0 to ? j'am
GMAC Mortgage Corporation
VS
Barry A. Jones and Lory J. Jones
In The Court of Common Pleas of
Cumberland County, Pennsylvania
Writ No. 2002-4611 Civil Term
Michael Barrick, Deputy Sheriff, who being duly sworn according to law, states
that on December 10, 2002 at 7:38 o'clock PM, he served a true copy of the within Real
Estate Writ, Notice and Description, in the above entitled action, upon the within named
defendant, to wit: Barry A. Jones, by making known unto Lory Jones, wife of defendant,
at 509 E. Elmwood Ave., Apt. 2, Mechanicsburg, Cumberland County, Pennsylvania, its
contents and at the same time handing to her personally the said true and correct copy of
the same.
Michael Barrick, Deputy Sheriff, who being duly sworn according to law, states
that on December 10, 2002 at 7:38 o'clock PM, he served a true copy of the within Real
Estate Writ, Notice and Description, in the above entitled action, upon the within named
defendant, to wit: Lory J. Jones, by making known unto Lory J. Jones personally, at 509
E. Elmwood Ave., Apt. 2, Mechanicsburg, Cumberland County, Pennsylvania, its
contents and at the same time handing to her personally the said true and correct copy of
the same.
Valerie Weary, Deputy Sheriff, who being duly sworn according to law, states
that on January 06, 2003 at 3:42 o'clock P.M., she posted a true copy of the within Real
Estate Writ, Notice, Poster and Description, in the above entitled action, upon the
property of Barry A. Jones and Lory J. Jones located at 603 W. Keller St.,
Mechanicsburg, Pennsylvania, according to law.
R. Thomas Kline, Sheriff, who being duly sworn according to law, states he
served the above Real Estate Writ, Notice, Poster and Description in the following
manner: The Sheriff mailed a notice of the pendency of the action to one of the within
named defendants, to wit: Barry A. Jones by regular mail to his last known address of
509 E. Elmwood Ave., Apt. 2, Mechanicsburg, PA 17055. This letter was mailed under
the date of January 13, 2003 and never returned to the Sheriffs Office.
R. Thomas Kline, Sheriff, who being duly sworn according to law, states he
served the above Real Estate Writ, Notice, Poster and Description in the following
manner: The Sheriff mailed a notice of the pendency of the action to one of the within
named defendants, to wit: Lory J. Jones by regular mail to her last known address of 509
E. Elmwood Ave., Apt. 2, Mechanicsburg, PA 17055. This letter was mailed under the
date of January 13, 2003 and never returned to the Sheriffs Office.
R. Thomas Kline, Sheriff, who being duly sworn according to law, states that
after due and legal notice had been given according to law, he exposed the within
described premises at public venue or outcry at the Courthouse, Carlisle, Cumberland
County, Pennsylvania on March 5, 2003 at 10:00 o'clock A.M. He sold the same for the
sum of $1.00 to Attorney Rob Saltzman for Secretary of Veterans Affairs, an Officer of
the United States of America, its successors & assigns. It being the highest bid and best
price received for the same, Secretary of Veterans Affairs, an Officer of the United States
of America, its successors & assigns of 5000 Wissahickon Avenue, Philadelphia, PA
19101, being the buyer in this execution, paid to Sheriff R. Thomas Kline the sum of
$751.95, it being costs.
Sheriffs Costs:
Docketing $30.00
Poundage 14.74
Posting Bills 15.00
Advertising 15.00
Acknowledging Deed 30.00
Auctioneer 10.00
Law Library .50
Prothonotary 1.00
Mileage 20.70
Certified Mail 1.63
Levy 15.00
Surcharge 30.00
Postpone Sale 20.00
Law Journal 242.15
Patriot News 216.52
Share of Bills 25.21
Distribution of Proceeds 25.00
Sheriffs Deed 39.50
$ 751.95
Sworn and subscribed to before me So Answer
This .40 w day of 04, 1
?R. Thomas Kline, Sheriff
2003, A.D.
rothonot ???c,•.• , ? BY
C?
Real Estate puty
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THE PATRIOT NEWS
THE SUNDAY PATRIOT NEWS
Proof of Publication
Under Act No. 587, Approved May 16, 1929
Commonwealth of Pennsylvania, County of Dauphin} ss
JOSEPH A. DENNISON being duly sworn according to law, deposes and says: That he is the Asst.
Controller of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of
Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the City of Harrisburg,
County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday Patriot-News
newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State
aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September
18th, 1949, respectively, and all have been continuously published ever since;
That the printed notice or publication which is securely attached hereto is exactly as printed and published in
their regular daily and/or Sunday/ Metro editions which appeared on the 28th day(s) of January and the 4th and
11th day(s) of February 2003. That neither he nor said Company is interested in the subject matter of said printed
notice or advertising, and that all of the allegations of this statement as to the time, place and character of
publication are true; and
That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this
statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and
adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in
the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M",
Volume 14, Page 317.
PUBLICATION.... .....J ??---y.....
COPY Sworn to and subscri m this 14th d of r ry 2003 A.D.
S A L E #33 Notarial Seal
REAL ESTATE SALE No. 33 Terry L. Russell, Notary Public
Writ. No. 20024611
Civil Term City Of Harrisburg, Dauphin Cou
GMAC Mortgage My Commission Expires June 6,2006 N ARY PUBLIC
Corporation Member, Pennsylvania Association Of Notaries My commission expires June 6, 2006
vs
Bary A. Jones and
Lory J. Jones CUMBERLAND COUNTY SHERIFFS OFFICE
Atty Rob Saltzman CUMBERLAND COUNTY COURTHOUSE
[DESCRIPTION CARLISLE, PA. 17013
ALL THAT CERTAIN lot or piece of ground
situate in the Borough of Mechanicsburg,
Cumberland County, Pennsylvania, bounded and
described in accordance with a survey and plan Statement of Advertising
Costs
thereof made by Ernest J. Walker, Professional TO THE PATRIOT-NEWS CO., Dr.
Engineer, dated July 23, 1974, as follows:
BEGINNING at a point on the Southern line of For publishing the notice or publication attached
West Keller Street, said point being 52.5 feet
West of the Southwest comer of Keller and hereto on the above stated dates $ 214.77
George Streets; thence extending along Lot No. Probating same Notary Fee(s) $ 1.75
13 on the hereinafter mentioned Plan of Lots,
being land now or late of Jessica Hartman, South Total $ 216.52
13 degrees 47 minutes East, 200 feet to the North
line of a 12-foot wide alley; thence along said
alley, South 78 degrees 30 minutes West, 75 feet Publisher's Receipt for Advertising Cost
The Patriot News Co., publisher of The Patriot-News and The Sunday Patriot-News, newspapers of general
circulation, hereby acknowledge receipt of the aforesaid notice and publication costs and certifies that the same have
been duly paid. to a corner of land now or late of Elwood
Lechner; thence along said land, being through
Lot No. 15 on said Plan of Lots, North 13
degrees 47 minutes West, 200 feet to a point on By ........................ • • • • • ..................................... • •
the South lie of West Keller Street, aforesaid;
thence along the same, North 78 degrees 30
minutes East, 75 feet to the point and place of
BEGINNING.
BEING all of Lot No. 14 and the Eastern half of '
Lot No. 15 on the Plan of Lots known as Green
Acres, as recorded in Plan Book 4, page 4,
Cumberland County Records.
HAVING thereon erected a one-story dwelling
known as 603 W. Keller Street, Mechanicsburg,
Pennsylvania.
TAX PARCEL 520-240785-052.
PROOF OF PUBLICATION OF NOTICE
IN CUMBERLAND LAW JOURNAL
(Under Act No. 587, approved May 16, 1929), P. L.1784
STATE OF PENNSYLVANIA
COUNTY OF CUMBERLAND • : ss.
Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and
State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law
Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid,
was established January 2, 1952, and designated by the local courts as the official legal
periodical for the publication of all legal notices, and has, since January 2, 1952, be regularly
issued weekly in the said County, and that the printed notice or publication attached hereto is
exactly the same as was printed in the regular editions and issues of the said Cumberland Law
Journal on the following dates,
it-iiN uAK Y J i, FEBRUARY 7, 14, 2003
Affiant further deposes that he is authorized to verify this statement by the Cumberland
Law Journal, a legal periodical of general circulation, and that he is not interested in the subject
matter of the aforesaid notice or advertisement, and that all allegations in the foregoing
statements as to time, place and character of publication are true.
REAL ESTATE SALE NO. 33
Writ No. 2002-4611 Civil
GMAC Mortgage Corporation
vs.
Barry A. Jones and
Lory J. Jones
Atty.: Rob Saltzman
ALL THAT CERTAIN lot or piece
of ground situate in the Borough of
Mechanicsburg, Cumberland County,
Pennsylvania, bounded and described
in accordance with a survey and plan
thereof made by Ernest J. Walker,
Professional Engineer, dated July
23, 1974, as follows:
BEGINNING at a point on the
Southern line of West Keller Street,
said point being 52.5 feet West of
the Southwest corner of Keller and
George Streets; thence extending
along Lot No. 13 on the hereinafter
mentioned Plan of Lots, being land
now or late of Jessica Hartman, South
13 degrees 47 minutes East, 200
Marie
c --
Editor
WORN TO AND SUBSCRIBED before me this
14 day of FEBRUARY 2003
Leta :a , s , 'i?aiC G
C -nt +
20055,
feet to the North line of a 12 foot
wide alley; thence along said alley.
South 78 degrees 30 minutes West,
of land now or
75
feet to a cLechner; thence along
late of Elwood
said land, being through Lot No. 15
on said Plan of Lots, North 13 de-
grees 47 minutes West, 200 feet to
a point on the South line of West
Keller Street, aforesaid; thence
along the same. North 78 degrees
30 minutes East, 75 feet to the point
and place of beginning.
BEING all of Lot No. 14 and the
Eastern half of Lot No. 15 on the
plan of Lots known as Green Acres,
as recorded in Plan Book 4, age 4,
Cumberland County
HAVING thereon erected a one
story dwelling known as 603 W. KeI-
ler Street, Mechanicsburg, Pennsyl-
vania.
Tax Parcel #20-24-0785-052.
WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND) NO 02-4611 Civil
TO THE SHERIFF OF CUMBERLAND COUNTY: CIVIL ACTION - LAW
To satisfy the debt, interest and costs due GMAC MORTGAGE CORPORATION Plaintiff (s)
From BARRY A. and LORY A. JONES, 509 E. ELMWOOD AVE., APT 2, MECHANICSBURG
PA 17055.
(1) You are directed to levy upon the property of the defendant (s)and to sell REAL ESTATE
LOCATED AT 603 W. KELLER ST., MECHANICSBURG PA 17055 (SEE
ATTACHED LEGAL DESCRIPTION)).
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession
of
GARNISHEE(S) as follows:
and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof;
(3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a
garnishee and is enjoined as above stated.
Amount Due $113,285,.97
Interest $2,029.83
Atty's Comm %
Atty Paid $132.90
Plaintiff Paid
Date: November 27, 2002
(Seal)
REQUESTING PARTY:
Name ROB SALTZMAN ESQUIRE
Address: 905 N KINGS HIGHWAY
CHERRY HILL NJ 08034
Attorney for: PLAINTIFF
Telephone: (856) 667-6440
Supreme Court ID No. 53957
L.L. $.50
Due Prothy $1.00
Other Costs
CURTIS R. LONG
Proto ta
hry
By:
De uty
Real Estate Sale # 33
On December 6, 2002 the sheriff levied upon the
defendant's interest in the real property situated in
Mechanicsburg Borough, Cumberland County, PA
known and numbered as 603 West Keller Street,
Mechanicsburg, more fully described on Exhibit "A"
filed with this writ and by this reference incorporated herein,
Date: December 6, 2002
By-JO, vu l-? ..
sta`t'e De uty
Real E p ?
Q