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Home My WebLink About96-01492 ~, , Lj , } ~ j l ~ ~ i J J ~ ?::;I ~, ~i ! .-S; r'i j , MICHIGAN NATIONAL BANK, Plaintitt IN THE COURT OF COMMON PLEAS v. CUMBERLAND COUNTY, PENNSYLVANIA NO. (\~- \'\( I J \ '", \.\ _ 'I>' CIVIL ACTION - LAW JOHN G. MYERS, SR., Detendant HOTIC. YOU BAVW .D" BUDD III COURT. It you wish to defend against the claims set torth in the tollowing pages, you must take action within twenty (20) days atter this Complaint and Notice are served by entering a written appearance personally or by attorney and tiling in writing with the Court your detanses or objections to the claims set torth against you. You are warned that if you tail to do so the case may proceed without you and a judgment may be entered against you by the Court without turther notice for any money claimed in the Complaint or for any other claim or relief requested by the plaintitf. You may lose Money or property lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Court Administrator Fourth Floor CUmberland County Courthouse One Courthouse Square Carlisle, PA 17013 (717) 240-6200 IlOTICIA LE HAM DEMANDADO A USTED EN LA CORTE. si usted quiere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene viente (20) dias de plazo al partir de la fecha de la demada y la notificacion. Usted debe presentar una apariencia escrita 0 en persona 0 por abogdo y archivar en la corte en forma escrita sus defensas so sus objeciones alas demandas en contra de su persuna. Sea avisado que si usted no se defiende, la corte tomara medidas y puede entrar una orden contra usted sin previa aviso 0 notiticacion y por cualquier queja 0 alivio que es pedido en la penticion de demanda. Usted puede perder dinero 0 sus preopiedades 0 otros derechos import antes para usted. MICHIGAN NATIONAL BANK, Plaintitf IN THE COURT OF COMMON PLEAS v. CUMBERLAND COUNTY, PENNSYLVANIA NO. C;[, I'h'~ (~,.,,: I",., JOHN G. MYERS, SR., Defendant CIVIL ACTION - LAW COMPLAIH'l' AND NOW comes the plaintiff, by and through its attorney, James H. Turner, and makes the following complaint. 1. Plaintiff, Michigan National Bank, is a federally chartered bank with principal place of business at 27777 Inkster Road, Farmington Hills, Michigan 48333. 2. Defendant, John G. Myers, Sr., is an adult individual residing at 63 N. Middleton Road, Carlisle, Cumberland County, Pennsylvania. 3. On or about March 21, 1995, Forward Financial Company and defendant entered into a loan agreement whereby Forward Financial Company lent to defendant and defendant borrowed from Forward Financial Company the sum of $63,324.00. The terms of said loan are set forth in a written agreement signed by defendant, a true and correct copy of which is attached hereto as Exhibit A and incorporated herein by reference. 4. All of Forward Financial Company's right, title and interest has been assigned by plaintiff by virtue of an assignment, a true and correct copy of which is attached hereto as Exhibit B and incorporated herein by reference. 5. Pursuant to the terms of said agreement, defendant agreed to make monthly payments in the amount of $763.89 commencing May 5, 1995, and continuing on the fifth day of each month the~eafter. Each payment was to be applied to interest at the rate of 12.040' per annum, the balance to principal. 6. Concurrent with said agreement, defendant executed a mortgage dated March 21, 1995, in favor of plaintiff to secure the sum of $63,324.00. Said mortgage is recorded in the Office of the Recorder of Deeds in and for CUmberland County in Mortgage Book 1257, page 949. A true and correct copy of said mortgage is attached hereto as Exhibit C and incorporated herein by reference. 7. Defendant is in default under said note and mortgage in that he has failed to make the payment due December 5, 1995 and any subsequent payments. Pursuant to the terms of said note and mortgage, plaintiff is entitled to accelerate the entire remaining balance on said loan. As of the date hereof, the balance owed to the plaintiff is as follows: $63,171.46 principal balance $ 1,805.51 accrued interest to February 20, 1996 plus interest thereafter at the rate of $20.78 per day. 8. This loan is not subject to the provisions of the Homeowners Emergency Mortgage Assistance Act of 1983 as it is not occupied by the owner. - . 'l . .., ....1 .~ I ~'" J ~<I ~~. 'I" ,.' 1!' I'EB 06 . % ' . 02: 5EIF'M I'I'iC l.EGA. , '. -..".................-."...-..-.. ;I~.--.~.~--.. ,....... - - .............. ....._...__1....-........-... .... 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IInrruwer IIhall PIlY ulJ titleS, lIS":UIlI.:IlIIl, &:lIurijl:lI, 11111:' und IIllpOlilillll1 Illlribuluble III 1111: l'IIIIIII:rly wllll:h nlll~ <11111111 pnnrilY uver Ihll Securily Inlllrulllclll, 1111I1 h:llsc:hulu pnYI1IClIl1I or Irnunll rcnl~, ir uny. Ihlr11lw.:r ..11;l11\lay Ih..oou: llhlijllliulli inlhc UlIlllllllr Ilruviilcll in rlllrllllrUl'h l,llr iruUIllllil1 ill thill nUlIUlcr, 1I\lfrnwer ,IUlII 1101'11111:111 I'll IllllC d"I:~llyln Ih.: pl:r'lUlIl.lwl:ll pllyment. lIurrnwer llhull,ltllllllllly I'urnillh hi I.cutlllr ull Ulllicc:.\ UrlUlUIUlll1ll III Ill: pllullllllkl 1111) IlIImijrllllh. II' Iturww!:r lIIakc~ Ih':!olll: Iluymenl' \1i11:":lly, lIurrllWCr !Iollilll pWlIlplly rurlli\h hi Lt:lUlcr t ~'l,;clph 1:'IIII..:n":lIl1& lilt: 111l)'1IIt:1I1!S, lIu,ruw.:r !th,,1l PWlUlllly llllChitrll': IIny li':lI which Illn priorlly lI'1'er Ihi!t Se:":lIril)' Ill!tlnllllCnl ulllo.:ss lIurruwcr: (III ;I"'C":,'IIII wnllllg hllhe IlaYlllclI1 nflhc nhlilllllioulc:curcll b)' Ihe Iicn iu11 IUlIlIlIcr IIC":Cplllhlt: ((llcm)cr; (h) cuntc.\11 in IlHlU 1.lllh Ihllli.:u hy. ur IIt:fcllu~ i1lailllllc"fllrcelllclIl ur Ihe: Ii<u In,lcllal prul.:ecl..liuIlI Wlll..:h ill the LClIl.Icr'.. upiuiulIllperltlu 10 prcYClI1 I he I,:llfurcCUll.:lIl ul' Ihe IiclI III fmreiluro or 1111'1 11IUI uf 11Ii: I'wjli:rly IIr (&:I 'leCIIl':~ I'rum 1111: hulllcr ur Ihi: lien un il~I":ClllCIII 'olui..lill.'lury lu Lcmler \llhunllllallUlllhc lilll1 III this Sc&:urilY 11I~11 umclll. If l':lI\,h:r lIi:h:rlllinCll 111111 lIny IJlul u( Ihc 1'llllk:f1V l!l \llhl.:..:1 III It Iiell whi..:h IIIIlY !Ilium priurll)' ulIcr Ihi!! Se":Urlly 11I:<lIIU1ll1l1l1, Ll:lIl1llr 11I11)' livu lIurrllwer II 11111 Ice illcllllJ'yllllL Ihl: 11':11, IlurUlw..:r 1\hllll.\IIlisfy 1111: lil:n ur luke utlC Ilr lUUl" IlrlllC ..clllllllt :'lei I'llrlh IIhllvu wilhill In tJllY$ "flllC ~1'I'1Il1J llf'lllllll.:e. 5. lllll.ilrlIIItIUtlIllCC. l111rruwcr ,hull kct:jlllu: il1l11rovellu:nl!lIIlIW CAI'IllIllI IIr hereafler .:ret:lell ulllhu I'roperty U1MIll:11 Ol~UIU"IIIIM h)' Ilrt:, hUIIlIII" Indlllll:tl wilhin Ihe tcrm "t:..h:u\lcll":lIvclIl~I.:"llllllllny nlhllr hllumll\ (ur which LCIll.h:r rJ;lIUIIC." llISIUOIll":I:. Thl!t UlflUtllll&:C !thalllk: 1II111111uillCll ill Ihe IIIUUUIlI~ III1iI rur Ihe pcrilld,,, Ilull LClItler rC(luiru. The 111\111,1111.'1,: ~:uncr IUll'l'llIin~ IhlllU"U~;llI":C shall be t.:hUIl~ll by Burruwer ~uhlecl hi I.cmler',. 1l1111WVIII which .hlllllUlI l~ ullrcilMlllllhly wllhhe:ld. A,IIIllIoUrIlllCC Iluli&:ic.'l1l1U1 rCUl:wab ~hllll be uc&:cl'lllhlc III !.cUller lIlIIl shlllllllclllllc II .lalltlunlllllUI~n~1: a:lilllll\:. I,cml.:r ,hull !lnv.: Ih" fl!ihl hi h'lllllhe IlUlicills aull rCllllwalll, It I.cudl:r rl:tlulIl:l\, IhlrrUwi=r !'thall PfUIlIIUI)' aill\: In Lemler, illIICC~II)h tlr Illlil1llrl.:llliuIIlI am..! r':lII:wulllnliccs. 1IIIIIc ':'1':111 of lu~, lIurruwcr ,..hall ,ivl.: IUlIllIPI nUlia.:c 10 Iht: iUlurllm:c I:Mfll:r i11111 Lcullcr. Ll:uller lIIitY lIIukc pruorurluu irnull1Iallc flrOIllI'II)' by Uorruwcr, 1I111a:.'i!ol LCllller 1Il11ll1urrl)w.:r ulh..:rwiliC ngrcc ill wriliull. inlliurilu&:c pIlIc..:cdlo Iolmll he i1rrlii:iJ III rcslllnlliun ur refllllr Iff Ih~ I'nljlerl'f 111l1l1ll"CLJ, If the rl,:~lurallllU IIr n:llLIir ill cClIlIumieully rell~ihl.: ami I.clUll:r'!t Ioc&:urilY i~ nul 1C1i.'lcllt:\1. II' Ihu re~l"rallllll Hr 1'l:Il.ur I' lIul e&:lllullulclllly 1i:IL'lihh: ur I.\lnlll:r':f JoCcunl)' wuuhl he 11,:\\l.:ucd, 1111: IlIImrullcl: pnM.:\.'l:tb 11111I11111: .lllllhclIllIlllc !tUIl" IIe:l.:uretJ by IhlS Secuflly InslrUlllelll. wh':lhl:r ur 111111111:11 tlue, wllh UII)' e.C~S pllilllU lIo,mwcr. Ir IImrnwer ~Ilmnllullllh&: I'rupcrly, or lIue, 1101 Qlllwc:r wilhln 30 lIay' :Illnlil'c rWIlI Lellller IhBlllu: illlmnulI:c currier hus IIncl'cd lu ~elll..: 11.:lailll,lhcn I.cllllcr IIII1Y cullC:Cllhc huufQllce I1ru..:eclls, I..cmlcr IIIi1Y USe 1111: IlfUCI:Clb hi rCllpir ur r":lluru lhc 1'lllllclIY Ilr hi pit)' ,Ulll' ~&:urclI by Ilti. Securil)' IIIMrulIIcnl, wl\l.:lh~r I.r 1I11111u:II due. Tllu 3Q-tluy Ilt:riuu will b..:"iu whclllllc 11111 I&:I.: III i!1'I'1:1I. lllllell\ Lcml.:r ullll Uorruwer ulh.:rwillc IlllfcC ill Wrillllij. :lUy 1I111Ili&:uli!ln IIl'l'rm;cl.:lh hlllrlll&:ilml ,hlll1l1ul c.lend ur pu'tll'lIl1C II".: duc Julu u(lh&: lIU1ll1llly puymculs rererted In in pafllQritph~ luml2 ur ..:hulIQc the amuunl nrlhe pllymelllll. Ir uluJcr jlillilQUl'h II) Iht: l'wIlerl)' ill itc4uircll by LClIlIc:r, IInrruwcr's lIahll\l IIlIY IIl!\utnllCC pulido.:s 111111 pnx:cctl!\ r\:~uhilli& II 11m 1I111111llic hllhc I'wjlt:rty pnllr lu Ihe aCtluislliuu !Ihull ('Iu)...I\I l.cmler lu Ihc c"II:1I1 urlhc \Ulll~s..'t.:url,:ll by Ihi\S.:euril)' In'tlllllllclIllllllllC\lialcly pliur 10 Iht: Itcqul,iliun, 6. l'rcscnullulllIlIll ~halnlel1an.:' o( I'ruperly; l.eulchuhls. 1I11HII'Ncr )1"llIuIII lIeMru)',lIulIIullc or !lubslulIlillll)' dllllllic IlIe I'mlll:rty. Illlllw lhe l'rullcrlylu Jeleriurulll or CIIIIIIIIII WiJ~I&:. Ir Ihi!\ SCi.;III1IY IIl:llrulIlclIlls UIlIlII:II~\:hulu, IIl1lhlWl:I ,hllll &:lIl1lllly wllh Ihc pfll'l'I'IUlI\Orlhe leu,c,amJ i(Uurwwcr itctllllrc) rCI: lillt: 1111111: l'fOllt:rty.lhe Icnschl)lcJ UIUJ ICc !l11L: '\hullllut lIIC11I1: uulcn Lemler ;JlIlcn 10 Iht: mcr~cr in writing. 1. ItrlllccliulI ur l.ellalllr'l lli"hlJ In Ihe l'rupcrl)': MurIU:t~c IUlurnncc. If lIurruwcr (;Jill 11.1 pcrform Ihe l.:1l'lClIlIlIll\ ,llUJ allrl:cllIlllll' cOlllaincl1 in Ihis Sccurily In,lrulllenl, or Iherlllli ule"lIl pru~cclhnlllhllllllllY "iQuinculItl)' ulTecl I.clllh:,'\ rlalll.. III 11\1: Ilrullefly (,u&:h liS It prucc:cdillK III bitllkrUlllc)', llru~lIle, fur CllllllclIlllltlioll ur 1III.:llrurCI.: Iuwli IIr ICijlllilliIIU'oI.lh~ll1.elllh;, 11111)' \111 ;lllllllllY rl" wlllll":"l:ril n':ceS\ury hI11rOI\ll:lllle 'l'illu~llrlhc ItrulIl:rl)' 111111 LClulcr'1 ri"lllll HI Ihe 1'lulIClly. I.emler', lu.:II\1I1,\ Illay in&:lulll.: lIa)'iulIlUlY IUIlI' se..:urcLJ lJy IIlicn winch Imli l)riorilY ulIcr Ihis SCl:urilY 11l'\lruUlI:III, ..ppC.lfllll& 111 i.;uurI, Illlylllll rea,ulllltle ItIlUfllCYI' rccs aull &:Illcrill~ 11111111: I'rupcny Iu lUllk..: ,I.:puirll. Ahhuul&la LClldcr IIIOlY lill;.~ OIcllUII ulIder IIIIS Ilitra~rllph 1, LCIIJcr duct nnl hiolve In du so, AllY ~IlIIUlUlls ll"buIscl.l by Lender under IIII1 plllllt.lraph 7 Ilmll heculllc IIddlliUlUlt Ilchl ur I.u:rowllr IloCcllrlld b)' Illi. SC\:lIl1ly hl,.lrUl\l~IlI. Ufllc:ll\ lIuflllwer uuJ Lemler "liIrc" 11Iulher Il,:nn~lIrpaYlllC,II. Ih\.....: 1l1ll1)Unllllhall hCItt illlc,."",. rrum Ihe 11..11.: ur tJI..hUI~CllIelll itl Ihe Nul..: rail.: llllLJ 'lllllli hI.: paynhll:, wilh illll,:'C'!I, "1'11ll lltlllC''': hum L":lILlcr lu tlurrnwer rCllllc..llllj; paYlllt:lIl "J "".0 hUU! t:~.J I fll,[ uv " .. F1'.:B 06 I I It Land.r rcquir4d mon.... inaurlnco U I COlldiUOll of mlkin. Ib" loan lCl:llr.d by Ibil s.curily lnl&n&mllll. Bu't<llll.r IMIl p.y Ih. pllllllllml reqllilwi lO IllAinlalllllM Inlllr_IIl"lCllIIIlil,ucb UIlM II 11M rll\uir_1 rOf' Iha insutance I.mlilllla i.l_r~ ...llh Borrow.'1 and Ladder', ...ril.... ""_I Of .ppliclbl.law, ., IlIIpecll_ ......... or ill "'1 ...y ruU r""'\Ilb" IIItria IIpOllIlld inlpocliona o( 11M Propeny. lAnder ....11 Ii" BolTo....r 1IOlic... 11uI1I1IN of Of priM 10 aIIln1per:lion II*I~n. rClllOnabl.".... (or 1lI.1...-liOll. 9. . eo......dOll. Th. procceda 01 Illy awud or alllm (or dama.... dlrCQI Of aCllllll\,*,lial. In oonllllLlion wllh allY aOl\d.mllahOIl ot o.bor IIldn. of any por\ of Iha PrOjlUIy, 0< rot conV:Y1IICI in lieu of condemn.lion. .... hereby lIIlan.... and shalltH pIUd 10 latd... In Ih. I".nl of I 101l1laiilll of Ih. Property. &h. pr~ lhall be applied lO Ih. IIIIl11 MGllred by Ihil Sccllrily IlIlIt'Ilmlllr. wbelber or 110111I... dlllo willi lilY __ pudlO Borrow.r, In Ih. ......1 or. paniallalllll' or lite 'ropettY. IIn_ Borro...., .nd l.GId.r 011I_* .". iA wrllln.. tIlIl\llDllIClIrcd by Ihls $KunlY IIlIU\IDIIllIIIWI bI red~ by Iho Imounl O( lhe procad. mulllplled by.1ho 1'ollowm. ballon: (I) III. 1O\:lI.mollnl o( 1M llIma MClIled lntmedialdy bo(ore lhe IIl1in.. divided by (1)>) ilia (air _ket vallla or Ill. 'ropcny lntmIdIatcly bo(nrc r.be IIWS. Aay ba1anulll.U be paid 10 l1orTo...cr. I( \he ProperlY Ia lbandoned by l1orTow.... or if. after nOllcl by lAnd:r 10 Borrower thallhl I:lllldtmnor oll'.n 10 m.k. III'W.nt or "ilia a .lalm (I)(' dama... Borr_... rallllo respond 10 &At...., ...11;.in 30 daY"tIa' lit. d',"IIIa aOli... ia .1"11. Lend.r i& .ulhoriMd 10 00I1ol1 and Ipply till procIIdI. "iIa opllon. ...hulO r_lollllon Of' repair of ,ha Properly 1I6 10 lhe....... _lIlCd by \his Sellwily IMlN_1, ...ltcthcr or IIOt then dill. VIII... l.GIc1or and Borrotler otIIuwiaI acr- in wrlda"IIIY appliclllc,n of p""IO pMcipal tItaIl nOI uland or paoIponalha dlla de.. orlll._lbly paYIllCllII ralerred 10 in pora.tlpha I al,d 1 or allan.. I'" UllOllnl of ,,",II paymen... 10. Ion....... Not "I..,...: '.d 11-_ 8, lAMer Not . Wal..... I!.ucniioD of Ilia lime ror pa'lIlCI\l or rnodiftullon or .mortl.utioll of r.be 111m. MGurad /)y Ihil Sccwil)' InllNmenl 1f...1.... by Lcndar 10 .ny 'II~,--.,r in inlcreal ofllort<lwcr aballllOt opua..1O NIMM the liIbIlity ,!,rlll!..~~ I1olffQW~f or Dorrowu'..,,---.,tI in IDlerlll. Lcndi:i' tItaIl' h6nlC nqwnli 10 llOmDlIll.. prOllUdinp IplAlt any SII__ ia in..,esl or ralUao 10 uland lilTll ror paym.nl or OIh_iH modj(y alIIorllzalloll oIlhc IWIY lICur..! by Ihis Secllrily In.\tIIl1IIIl1 by _n of lilY demand awJ. by lite orilllnal Bonower or Borrower'. III_I ill In..,aL Any fortlaran... by 1An!lcr In .-cilin. any rishl or remedy 1Il1.UIIOt be a ...ai..., of or p_lude th. tJIIICiIc 01 any rialll or .....<<Iy, 11. S...,........... AaIp. .... JoIat.... Sa...... LI.bllltY! c.o.u......' n. coven"'la an4 .._manla or thiM !lecllrily InSlrJmanl shaI1 bind and batdllhc IV(;>,,'I"'~n Illd Wiant of J...'Ilder and 11orT0....,.lubject 10 Ill. provi.iolll of ....rllllllpb 1,. Borrower's cov.nlllla and ..nementa ahaII be j<Jnt .nd _.ral. Any Borrowor who __.... Ihls Sccurily lD.1llrumcnl bill dNl noI _1I1.1be NOlI: r~) it CCHiania, Ibis Secllrlly wLrwnenl OIIly 10 lIIOI1..... pnl .nd llOn.ey Iblt Jotrow...s In_ ia lit. 'ropeR)' 1IIllIv aU_ oflllla Steurily lallnamcnl: (1)>) is nOl ~.II, obUpwd 10 pay lite sum. ICClIled oy lIIl, SecwilY InatllUllllll: UId (e) ...... lhaI Lend., alld lilY OIM Dorro....r may a.,.. 10 'llllad. modiry. rorbear Ill" make lilY ~liona wim repnllO r.be ..111II oIthla $Kllnl)' IlIIIrwnenl or Ihi: NOltI wilhOltI thaI Bono....... CGIIICllL 13. Lou CIlu'pL It lite loan MCIIraJ'by Ihis Scllrily IOSltlllll1D1 is Iltbjccl 10 . Ia... ...Ilidt ..... 'llllslnlllm Iuatn clalll'.... aad Ihll law is anally ialCtpnlld so WI Ibe iOIl"" or OIher Joan ollar.. coUeclld 0< 10 be 001........ ia _11<<11011 wilh tbe Joan ac.IlbIl parmit..r 1Imlts, thlll: el) 1ft)' auch Joan Gllar,. IIIa1I be reduced by IbIl UIIOItDI nac_ry 10 tId\lClllbe ollar.. 10 lhc peratil'" Iiml&; UId (1)>) Ill)' 11IlII' already collcclcd rrom Borrow., wbiclt .llCecdlld polmUuad limits ,.,m be reJ\mded eo Borrow.... Lander may chOOlO 10 malta Ihi. rel\ind lIy nlillCml \he principal ow.... IIl1tl~r II.. NoI. or by mallin.. dlnel paymentlO Bonower.lr a rel\ind redllCII prinaipal. IhI ......UCliOll will be tnalId.. I parli.1 pr.paymanl witbollt my prcplIy_1 oh.....IInd... lhe Note. 13. Laaltlllao. AIl'adlq LatuIar'IIlIPII. It .nlGunonl Of upinllon of Ipplic:a1IIa law. ... tha cJrCQI of rcnderin,IIIY proviaion olthe NOla lit Ihia SccIlriIY 11IIINmcnt lIII.nrorceabltl_n1in. 10 ill ICllllI, Lelllk r,lI ill opIlon. n",y fequlre immedl.cc paymlDl in fIt1l of all .1111II MGured by Ihis SacurilY IlIIlrllllllnl Ind may illVQk~ .n, nmad" po:rm;ll.... by ""r"!lr.ph 19 Ir Land.r '1l"",-1lIi& OptJlllI, l.GIal.. .haUlyll. 1111"01'" spcaillod illlh. _Gild pan.raph or' '1Urullru,lI, 17. I.... Nol...... An)' nOlicllO Bonow.r pt<lvided ror In Ibia SteurilY ll111Nmaol ....11 be at"en by cIallv.,ln. II or by mlilln, it by lInl claaa mai111n*1 applicable la... nqw. 11II 01 .nolberlll.lbod. The IIOlicI ....11 be dine'" 10 ilia ProperlY Add.... or .ny 01..... add,... Borrow., deal...... by nolica lO Lander. AD) noIice 10 Lcnc10r ...all be at". by n.... alus mail 10 Lender'l add..... s..lId herein or my OIher add.... Lander dai,".... by DOIIOlIO Borrower. Any oolice I......ill.. ror In Ihl:o ~rlty IUllt'Illllltl1 .h.ll ba deemed 10 have been IivClllo Burr_or Of Lcndat when .1...... provided in Ih.. panlfapb. IS. Go.UlIlaI Law; 5o",ullll,. Tltia ScIIrity IlIIItIIIIlCIlI shall be sovem..! by r......llaw and Ihlla... o( lb. jurilldlcllOll in ...bidt th. Propcny II located. In ilia avent lIIal Iny provision or cia.... of Ihle Sacuril, In"N",",,1 or Ill. NOI. conllIGII ...ilb IPplit:able law, _b COIIJliollhall noI.lI'eal OIber provialonl o( llIia Securlly lnalnamcfll or I'" NOltI whIGb can be liven ....eal willtout lhc GOD4iGlin. pro.IaIoD. To \his and ilia provislona 0' 1M Secllril, IlIItrumelll...4 lbe NOli are clecland 10 bI...cr.ble. ' 16. Borre.... Cepy. Borrow... altalI be Ii"" 0Il0 conrormCd copy ollila Nocc and or lllia Secllrily IlIItrwnenL 1'7. T,-r.. 01.... PrDpIItJ or . BeuJIda1Ia'*-l la Borra.cr. If all or my pan of tha Propany or any inler"1 ia It is sold or Innarvrcd (or i(. bcndr:iel ia_1n Borrower is sold or Ir.....erred and Borrow., is aOI I nallln! pehOll) wilholll Lmdar'. priCIc wril1ltl CIOIIICIlIo l.aadar _Yo .t ita Optlon. require immedia.. payment in !WI olallsulIII _ured by thil Secllril' blU1l"""'L Howo_. lItia oplioo ahaII DOl be ._...... by Lender II' _ciao Ui pl'Ohibil<<l by r....rallaw ..orlll.dallofllai&s..urilf !~~L It Lender .un:l_1bIa oplioa. IItaIl a1vallorrow. _lot or -a....lion. T1M - .hall p'OY. a pttiod or..... ...1..... 30 daY' !'rem .... daIa lha """'- ill dell.... .., llllilod ..illlin ...hIclt Botr_u m"'l ...~ .11....... _unci by ...... _.~ ~I. II' ....___ ral..1O ...~ .a... _ ptior'lO.... up ..\ioII orlhil period. Lc_ _y In.o\&a any ...1 ..... -"YoI., .....s...ri." I_' wl._l\o~ ___.nd on .."...... I" ......... ~ II ,.. .- I( ....__4>0 _ -w. _,.-. ....~_CI ....11 ....II.. ripllo ..... ...r'_1 or I.... s.cu.;1, 1......_ diaconlinllld It ..y Ii.... prior ...,...' _diet or: (.) , deJ. (or IlIGh olh.r period U apP'acabl. .... m.y apcc1(y (or hlDllIl_O WlItIl oaIc ollila PlOIICfty ....n...nllO ...y po_ of.... _wned in Ihia So:cutlry I....rumcnl; .... (Il) onlry or a jud_' ...rorcin. 11111 SellnlY blSll'\lIIIClII. Th_ condiliOlll ar. tb.. Borrower. (a) .-lIS Lclldat all sum. whicb llIen ..0II1d III due Illldcf thil SeurllY Instrumenl and lite NOla hid .... -w..lon occurred; (II) ._ any dal'.ull of ...y otllIr COvenUII or .........nll; (a) Plya all upe.... inaurred in enrorcin. .bla Security In''tII~enl, lncludln.. bill DOIlimi..r 10, __bl. allotll.ys' r':I, Ind (d) ..Ilea IlICb action IS Lend... m.y r"":",,,.bly requII' ... usura WI Ih. lien of 1lIi1 SecunlY IUlt'Ilmenl. Landu', rip II in lbo Propetty and Bono....... 011111111011 10 pay lhe suma sccw4d by lltil $cr:unly Ins,,"menl shall CJ.llllnlla IInebanacd. Upon rclnataIcmcnl by Borrow.... Ihls Sec:unly Inllnamcnl ~ \1Ia obliplieo6l1t:lIl'!1d hereby shall remain rully cft'ocliv. IS ir no _I....lion had nc:.lItred. Ho..e~er. Ihit ri.hllO rclr"late shall nol ~plyin (b..... o"..el...I,un IInoJcr para.r.phs Il or 11. , t eood257 PlCE 351 ~t: tlJ~) '...... (.1 -. fE' <..;J:-- f~":' L.l-iL' u': ' -... r- t-:: '" , (I I C L' ,"" I.' ....) (.. ';.1 ~ ~ 'i ~~ .j..,,~. ~ . ~ '" \ , : - ~ , . . ~ J ~ j ~ u~~~~~~ .: ~~~\l-~ro~ "} ,j~ ~,<:l -.J .-......J ~ ~ ~ \I) -.....;. .- >:. ""- t.n t~ ,', d, ,:')\ ~' -r -j- f' :---~ ~I. )" \ r. k' Ie .c ( - r' ...' ....J i.), f.J ('. , c,' I 1- ::t loL' (.- _.1, e .,1 c: L (,. ) ""! tI fI 'L ,,", ) .J ',.L '--' (.... ~ , 0 \, , ,- 5 !S .... < .... - ~tl ~ '3S~~~ij ,~ 0 i:5 )( ?= ~ ~2""SlaJ~ ~ < 0 'Q.., ~ .::If:iz:2~'~ ~~ al ~ ~ ~ >- ,-. '-'7 ..-: ;:.. " ;::. l!..J ..:. _ ~ (2( Cl...- ......; . -~1 L'_..J ~r.:'- " ., cr~ L , , ~.l' C\ I.L.." L j, v. , 1.-.) , U Cl ) disbursed by the Sheriff (for example, to banks that hold mortgages and municipalities that are o....ed taxes) ....ill be filed by the Sheriff of this county thirty (30) days after the sale and distribution of the proceeds of sale in accordance ....ith this schedule ~ill, in fact, be made unless someone objects by filing objections to it ....ithin ten (10) days of the date it is filed. Information about the Schedule of Distribution may be obtained from the sheriff of the Court of Common Pleas of the ....ithin county at the courthouse address specified herein. THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY. IT HAS BEEN ISSUED BECAUSE THERE IS A JUDGMENT AGAINST YOU. IT MAY CAUSE YOUR PROPERTY TO BE HELD. TO BE SOLD OR TAKEN TO PAY THE JUDGMENT. You may have legal rights to prevent your property from being taken a....ay. A lawyer can advise you more specifically of these rights. If you ....ish to exercise your rights, YOU MUST ACT PROMPTLY. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE. COURT ADMINISTRATOR 4TH FLOOR, CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA 17013 (717) 240-6200 THE LEGAL RIGHTS YOU MAY HAVE ARE: 1. You may file a petition ....ith the Court of Common Pleas of the ....ithin county to open the judgment if you have a meritori- ous defense against the person or company that has entered judgment against you. You may also file a petition ....ith the same court if you are a....are of a legal defect in the obligation or the procedure used against you. 2. After the sheriff's sale you may file a petition ....ith the Court of Common Pleas of the ....ithin county to set aside the sale for a grossly inadequate price or for other proper cause. This petition MUST BE FILED BEFORE THE SHERIFF'S DEED IS DELIVER- ED. 3. A petition or petitions raising the legal issues or rights mentioned in the preceding paragraphs must be presented to the Court of Common Pleas of the ....ithin county. The petition must be served on the attorney for the creditor or on the creditor before presentation to the court and a proposed order or rule must be attached to the petition. ALL the following described real estate, together with the improvements thereon, lying and being situate in Penn Township, Cumberland County, Pennsylvania, more particularly described as follows: BEGINNING at a point in the center line of Kutz Road, T-432, on the dividing line between Lot Nos. 5 and 6 on the hereinafter mentioned Plan of Lots; thence by said center line, South fifty six (56) degrees forty three (43) minutes thirteen (13) seconds East two hundred fifty one and ninety five hundredths (251.95) feet to a nail; thence by other land now or formerly of Richard D. Yeager et ux., South thirty two (32) degrees twenty six (26) minutes fifty eight (58) seconds West two hundred sixty four and ninety nine hundredths (264.99) feet to a post; thence by the same South thirty three (33) degrees fifteen (15) minutes twenty five (25) seconds West thirty four and twenty hundredths (34.20) feet to a point; thence by the dividing line between Lot Nos. 5 and 6 on said plan, North fifty six (56) degrees fifty four (54) minutes thirty five (35) seconds West two hundred fifty four and eighty one. hundredths (254.81) feet to an iron pin; thence by the same, North thirty three (33) degrees five (5) minutes twenty five (25) seconds East three hundred (300) feet to a point, the place of BEGINNING. CONTAINING 1.7440 acres and being Lot No.5 on a Final Subdivision Plan for Richard D. yeager, as recorded in Plan Book 52, page 141. SEIZED, taken in execution and to be sold as the property of John G. Myers, Sr., mortgagor and real owner. Judgment No. 96-1492. NOTICE is further given to all parties in interest and claimants. A proposed Schedule of Distribution of the proceeds of the above sale will be filed by the Sheriff of CUmberland county, Pennsyl- vania, on January 10, 1997, and that distribution of said proceeds will be made in accordance with said proposed Schedule of Dis- tribution unless exceptions are filed thereto within ten (10) days thereafter. TAX PARCEL NO. 31-10-0624-013F ~ cn <.; .." '" "~ . ' lr.:"\ c; (J. .'-( U~:I ler:: c, L,) ~. , . C,' ~ t\ j L J <.0. f , , l-, J 0, , J -..- -:.. ..... LO rr: ~...; " (." . . ~k . . FE;' {,.. : ~:. 0"0 " I LC' L , L.; .~ .. (.;; , ,.... , (.; ",. ') -' ~.. Michigan National Bank vs John G. Myers Sr. In the Court of Common Pleas Cumberland County, Pennsylvania No. 96-1492 Crim Term Jacob Baker, Deputy Sheriff, who being duly sworn according to iaw, says on October 9, 1~96 at 4.05 o'clock P.M., E.D.S.T., he posted the property of John G. ~yers Sr. at 206 Kutz Road, Cariisle, Cumberland County, Pennsyivania with a copy of Real Estate Writ, Notice Poster and Description according to law. Robert L. Fink, Deputy Sheriff, who being duly sworn according to law, says on October 16, 1996 at 12.00 Noon he served true copies of ReaL Estate Writ, Notice Poster and Description in the above entitled action upon the within named defendant, to wit. John G. Myers Sr. by making known unto John G. Myers Sr. at Oppossum Lake Road, Carlisle, Cumberland County, Pennsylvania its contents and at the same time handing to him personally the said true and attested copies of the same. R. Thomas Kline, Sheriff, who being duly sworn according to law, says that he served the above Real Estate Writ, Notice, Poster and Description in the following manner. The Sheriff mailed the within named defendant, to wit, John G. Myers Sr. a notice of the pendency of the action by regular mail to his last known address at 825 Opossum Lake Road, Carlisle, Pennsylvania 170L3. This letter was mailed under the date of October L7, L996 and was never returned to the Sheriff's Office. R. Thomas Kline, Sheriff, who being duly sworn according to law, says that after due and legal notice had been given according to law, exposed the within described premises at publice ve~ue or outcry at the Court House, Carlisle, Cumberland County, Pennsylvania on December 4, 19q6 at 10.00 o'clock A.M., E.S.T., and sold the same for the sum of S~O,OOO.OO to Attorney James H. Turner for Michigan National Bank Its successors and assigns a" 27777 Inkster Road P.O. Box 9065 Farmington Hills MT 48333. It being the highest bJd and best price received for the same Michigan National Bank, Its successors and asisgns at 2777 Inkster Road P.O. Box 9065 Farmington Hills MI 48333 being the buyer in this Execution paid Sheriff R. Thomas Kline the sum of S3,109.5~ it being poundage, stamps etc. Sheriff's Costs listed below. See attached distribtion sheet for additional costs. Sheriff's Costs. Docketing Pou.,dage Posting Bills Advertising ACknowleding Deed Auctioneer Law Library County M il.eage Cert Mail Levy Surcharge Lega 1. Sea rch 30.00 1,000.00 15.00 ]5.00 30.00 10.00 . 'i0 1. 00 10.54 3. 14 15.00 4.00 150.00 1,284.18 Pel. by Atty. 17.-5-96 disbursed by the Sheriff (for example, to banks that hold mortgages and municipalities that are owed taxes) will be filed by the Sheriff of this county thirty (30) days after the sale and distribution of the proceeds of sale in accordance with this schedule ~ill, in fact, be made unless someone objects by filing objections to it within ten (10) days of the date it is filed. Information abo'.lt the Schedule of Distribution may be obtained from the sheriff of the Court of Common Pleas of the within county at the courthouse address specified herein. THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY. IT HAS BEEN ISSUED BECAUSE 'rHERE IS A JUDGMENT AGAINST YOU. IT MAY CAUSE YOUR PROPERTY TO BE HELD. TO BE SOLD OR TAKEN TO PAY THE JUDGMENT. You may have legal rights to prevent your property from being taken away. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, YOU MUST ACT PROMPTLY. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE. COURT ADMINISTRATOR 4TH FLOOR, CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA 17013 (717) 240-6200 THE LEGAL RIGHTS YOU MAY HAVE ARE: 1. You may file a petition with the Court of Common Pleas of the within county to open the judgment if you have a meritori- ous defense against the person or company that has entered jUdgment against you. You may also file a petition with the same court if you are aware of a legal defect in the obligation or the procedure used against you. 2. After the sheriff's sale you may file a petition with the Court of Common Pleas of the within county to set aside the sale for a grossly inadequate price or for other proper cause. This petition MUST BE FILED BEFORE THE SHERIFF'S DEED IS DELIVER- ED. 3. A petition or petitions raising the legal issues or rights mentioned in the preceding paragraphs must be presented to the Court of Common Pleas of the within county. The petition must be served on the attorney for the creditor or on the creditor before presentation to the court and a proposed order or rule must be attached to the petition. ALL the following described real estate, together with the improvements thereon, lying and being situate in Penn Township, Cumberland county, Pennsylvania, more particularlr described as follows: BEGINNING at a point in the center line of Kutz Road, T-432, on the dividing line between Lot Nos. 5 and 6 on the hereinafter mentioned Plan of Lots; thence by said center line, South fifty six (56) degrees forty three (43) minutes thirteen (13) seconds East two hundred fifty one and ninety five hundredths (251.95) feet to a nail; thence by other land now or formerly of Richard D. Veager et ux., South thirty two (32) degrees twenty six (26) minutes fifty eight (58) seconds West two hundred sixty four and ninety nine hundredths (264.99) feet to a post; thence by the same South thirty three (33) degrees fifteen (15) minutes twenty five (25) seconds West thirty four and twenty hundredths (34.20) feet to a point; thence by the dividing line between Lot Nos. 5 and 6 on said plan, North fifty six (56) degrees fifty four (54) minutes thirty five (35) seconds West two hundred fifty four and eighty one hundredths (254.81) feet to an iron pin; thence by the same, North thirty three (~3) degrees five (5) minutes twenty five (25) seconds East three hundred (300) feet to a point, the place of BEGINNING. CONTAINING 1.7440 acres and being Lot No.5 on a Final Subdivision Plan for Richard D. yeager, as recorded in Plan Book 52, page 141. SEIZED, taken in execution and to be sold as the property of John G. Myers, sr., mortgagor and real owner. Judgment No. 96-1492. NOTICE is further given to all parties in interest and claimants. A proposed Schedule of Distribution of the proceeds of the above sale will be filed by the Sheriff of Cumberland County, Pennsyl- vania, on January~ , 1997, and that distribution of s~id proceeds will be made in accordance with said proposed Schedule of Dis- tribution unless exceptions are filed thereto within ten (10) days thereafter. TAX PARCEL NO. 31-l0-0624-013F ..... Proof of Pu&lication of Notic. In Th. Patriot and Th. Evening News and Th. Sunday Patriot-N.ws '(.To'" ..et N'o. NT, I\PPro1'ect :ll.y HI. ...... CO'"'"IIltw,altll. of P,nllal/lvnllia.} . COllntll of Dauphin '.,.. ..............................I:J.i.,~.h!M!.J....~).'?.~.!::9,":'................... .......beinll' duly .worn accordinlr to law. deposes and says: Asst. Controller That he Is the ............................of THE PATRIOT. NE:WS CO.. a corporation orlrunized and exlstlnlr under the lawa at the Commonwealth at Penn.ylvania. with it. principal office and place ot business at 812 to 818 Market Street, In the City at Harri<burlr, COllnty ot Dauphin, State at Penn.yl"anla. owner and publisher at THE PATRIOT snd THE: EVENING N~WS and the SUNDAY PATRIOT.NEWS newspapers ot Irenera' circulation, printed and published at 812 to 818 Market Street, In the City, County and State atoresaid; that THE PATRIOT and THE EVENING NEWS and the SUNDAY PATRIOT. NEWS were established March 4th, 1854. and February 15th, 1917 and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto Is exactly as printed and MeJ-liCl West 22ml and 29th days published in their rell'\ll8l' ,.el1ltill a ana l88ues which appeared on the .......................................................... of October and the 5th day of November 1996. - ........................................................................................................................................................................................ That neither he nor said Company ia interested In the subject matter of said printed notice or adver- tlsln., and that all at the allegations of this statement as to the time, place and character of publication are true; and That he has personal knowledge at the facta aforesaid and Is duly authorized and empowered to verify this .tatement on behalt at The Patriot.News Co. toresaid by virtue and pursuant to a resolu- tion unanimously passed and adopted severally by the st k olders I\nd board at directors at the aald Companf and subsequently duly re.:orded in the office tor t e ecordinlot Deeds in and tor said County of Dauphin in Mi...Il.n.ou. Book "M". V olum. II. P... J 17, I { t - 1 Copy of Notlc. or Publica lion i..t:... I..~ ,b.(Q:.')................................. Sworn to and b8crlbed ore me }hfs ...,..}.?.~r......day of N b 199 . " .!,.':!.l!.~....'"fA. Ii<< :J 'j' /'. tI ./ ,- ...t=;,~~?~I~~t.....;{. ;t;,;,'".P;;bii~.... My commi ~t'!l .e'Il'...Junl6. nS6 ............ Stat.meninly'-rt~iii Costs c:umb.e x:.l.<I.nd.. ,r.;\J.\.l.n,tY.., .S.n~ r;,j, JJ.~...Q.f..f.~.9.~.. CarliBle PA. 17u13 ."..,...,....1......,.."",....,..............,................................. To THE PATRIOT.NEWS CO., Dr. For publishing the notice or publication attached hereto on the 250.BO above atated dates. ............................. 1.UO Probating same .........~2'51":'g.O..... Total ............................. . S ALE p Pu&lisher's Receipt for Advertising Costs THE PATRIOT-NEWS CO., publisher or THE PATRIOT and THE EVENING NEWS and the SUNDA Y PATRIOT-N~:WS, new<pllpers ot ICeneral circulation. hereby acknowledge receipt at the aforesaid notice and publication costs and certifies that the same have been duly paid. Tm: PATRIOT-NE:WS CO. R.v ............... ,.....,..."..............................,........ . ... TITLE REPORT Sheriff S:lle No.7 Held December 4. 1996 THE PREMISES ENDORSED HEREON ARE SUBJECT TO THE FOLLOWING ITEMS UNLESS SATISFACTORY EVIDENCE PERMrrnNG THEIR REMOVAL IS PRODUCED, DATE December 5. 1996 TAXES: Receipts for the years 1994 to 199ti inclusive. Ta"s for the current year 1996, WATER & SEWER: Possihle additilln.1 ussessments for ta,\es for new constraction llr fllr any Ilmjnr improveml:nls pursuanl to provisiuns of "ct~ of Asscmhly relating lhl!rclO. Receipts to he produced if services aN lienahle, MORTGAGES: See other exceptions below, JUDGMENTS: See other exceptions below. INSTRUMENTS TO BE PRODUCED: REcrr AL: Deed from Cumberland County Sheriff to dated 1997. and recorded 1997. in Cumberland County Deed Book . Page Being all of the property which Elaine 1. Kahley by deed dated March 21. 1995 and recorded April 6. 1995. in the Office of the Recorder of Deeds in and for Cumberland County at Carlisle. Pennsylvania. in Deed Book 120. Page 765. granted and conveyed to John G. Myers. Sr. OTHER EXCEPTIONS: I, The identity and legal cllmpetency of purties althe closing Ill' this title shoald he estahlished to the satisfaction of the closing allorney acting for this Company, 2, Rights or c1uims of panics in possession. if any. other then the owner, 3. Unreconlcd easements. discrcpanch:!i or conflicts in boundary linc:i, shurtage in area and encroachments which un accurate and complete survey woald disclose. 4, Payment of State and local Real Estate Transfer Taxes. if required, 5. Building and use conditions and restrictions shown on or referred to on Finals Sub division Plan for Richard D. Yeager dated March 30.1987. and recorded in Cumberland County Plan Book 52. Page 141. 6. Public and private rights in the roadbed of Township Road T-432, known as Kutz Road. 7. Satisfactory evidence to be produced that proper notice was given to the holders of all liens and encumbrances intended to be divested by subject Sheriff Sale. 8. Satisfactory evidence to be produced that the absence of a description of the improvements on subject premises in the advertisement for subject Sheriff Sale does not invalidate the subject Sheriff Sale. 9. Real estate taxes retumed delinquent to the Cumberland County Tax Claim Bureau and real estate taxes due and payable through the year 1996. 10. Mortgage given by John G. Myers. Sr.. to Michigan National Bank dated March 21. 1995. and recorded April 6. 1995. in Mortgage Book 1257, Page 949. in the amount of $63.324.00. Complaint in mortgage foreclosure tiled to No. 1996-01492 by Michigan National Bank against John G. Myers. Sr. on March 19. 1996. pursuant to which a default judgment was entered on September 4. 1996. in the amount of $64.976,97. pursuant to which judgment a Writ of Execution was issued on September 6. 1996. II. Mortgage given by John G. Myers. Sr.. to Northwest Consumer Discount Company dated October 24. 1995. and recorded October 25. 1995. in Cumberland County Mortgage Book 1288. Page 31. in the amount of $9.381.66. 12. Real estale taxes accruing on and after January 1. 1997, not yet due and payable. x,..,~ -.-;" 'J.,. ,"'-- Robert M, Frey. Agent --r- t'iuh:: Thh Tllh: Repurt ~Ilillllllll he '1,,1111 Of hllll.hlllo! unlll l.:OUl1h:r"lgn~t.I hy .m aUlhllrl/Cd \ig.niIIHrY.