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HomeMy WebLinkAbout96-01633 ~ " " ,/' .f' i I IIAJUlIS SAVINGS BANlt, I IN THI COURT or COMKON PLIAS or Plaintiff I CUMBIRLANDCOUNTY, PINNSYLVANIA I v. I NO. te-1433 CIVIL 1994 I DIIOlIS A. SBALOVIR, I CIVIL ACTION - LAW Defendant I IN HORTGAGI rORI!lCLOSURB ArrIDAVIT or SIRVICI BY HAIL PURSUANT TO PA R.C.P. ~1920.4Ialll1 liil COMKONWIALTH or PIIOlSYLVANIA I I .. COUNTY or DAUPHIN I I, Richard C. Ruben, Esquire, being duly sworn according to law, depose and say that a true and correct copy of the Notice of Sheriff's Sale of Real Property was served on: Dennis A. Sealover 3937 Brookridqe Drive Mechanicsburg, PA 17055 3937 Brookridge Drive Mechanicsburg, PA 1705 Robyn A. Sealover Harris Savings Bank P.O. Box 1711 Harrisburg, PA 17105 Eberly Lumber Company 135 West Allen Street Mechanicsburg, PA 17055 Charles C. Loose & Son, Inc. W. Stoever Ave. Myerstown, PA 17067 Am. Aluminum and Insulation 150 Fulling Mill Rd. Middletown, PA 17057 Hempt Brothers, Inc. 205 Creek Rd. Camp Hill, pa 17011 pennsy Supply, Inc. 1001 Paxton Street HarriSburg, PA 17104 Labor and Industry Bldg. 16'" Flr. Harrisburg, PA 17102 Unemployment compensation Claremont Road Carlisle, PA 17013 1801 Brookwood street Harrisburg, pa 17104 4713 Carlisle Pike Mechanicsburg, PA 17105 36 W. Allen street Mechanicsburg, PA 17055 Rte. 522 Selingsgrove, PA 17870 17* , Reading Railroad sts. Camp Hill, PA 17011 2147 Market street Elizabethtown, PA 17022 5514 Oak Avenue Harrisburg, PA 17112 7106 Carlisle Pike Carlisle, PA 17013 them by U.s. First Class Mail, Certificate PA. Dept. of Revenue First Bank and Trust Co. PNC Bank Ritner steel, Inc. P P , L Engle Brothers, Inc. Drivekore, Inc. Universal Suppliers, Inc. Banch, Inc. Builders Supply Century Spouting co., Inc. Gearhart , Mayberry C.E. Sunday Well Drilling by mailing of Mailing the same to on ~It~/ ~ , , 1996. Date: q'"~~ /.2/9' , Sworn and .ub.cribe~ to before me this ~ day of ::r....... . 19 ~. ~~-- ~ Notary Public Notarial Seal Sharon, A. Kyle. NOlary Publle Harrisburg, OaUjl/1ln County My CommiSSion E."".s Jan. 22, 2000 Membe" Pennsylvania Association 0' NOlarie'l Bureau ot Compliance HarriSburg, PA 17127 5288 Simpson Ferry Rd. Mechanicsburg, PA 17055 Respectfully submitted, HANSON and RU~ /7 ;/#~2--V -- By '" Richard C. Ruben, Esquire Attorney for Plaintiff 100 Chestnut st., suite 307 Harrisburg, PA 17101 (717) 236-8015 1.0. # 27767 Atli.I.. hll'''' 11amp, Of m."r pOltlg. and POlt m.,k. InQu~" 01 pOltm.lt.r lor l:un.nt t... ....." ullD'OlI DOMflllC AND INTI.NAnONAL MAIL, DO" NOT ",OVIOI 'OR INSURAMCI-POSTJr.lASTtR .......d '.om: nson and Ruben Suite 307 100 Ch"liII1U( Ulllce Bldg. Harrl!:hll"-ll pll ''''e" . .. 1 T' 1 II DM;l~;;;mL:d:i;~ (it> 1M. iJ. iii!," .<;./.. ~,.),4>;o;t!(h..~. /1 170SS" ~ ps Form 3817, Mil, 1989 G'O t 1991 0 . 1'1.0'1 Alii. ,.. h.ft In I"mp' or m.ter po".g. .nd POI' m.rk. InQuir. 0' po.tm..,.r lor CUff.nt ,... MAV II USIO 'OR DOMISTIC AND INTERNA nOHAL MAIL. DOES NOT ",0'1101 'OR INSU NC'- POITMA! TER .",'''dHan~rt and Ruben Suite 307 1 00 Chestnut olllce Bldg. IIB,r13bl:l~, 1'1\ 11161 .,_.,~,. e' .~ ... . . , Ont ~. 01 ord'ntrl rn," tdd"...d '0: (!J,IU!/t.s t!. I ~~, /.LJ. 8ft) ~uU live. ?11f1t....d.-....;4 170l# 7 I (' - -1 vim. .J...,..,t:. , . PS Fo,m 3817. Mil, 1989 G'O I 1993 0 - l'l-O'L AW. t.. hlr.1n l,ampI or m."f pOlt.g' and po" mlfk. InQulrt 01 POI,mll'" tOf curr.n' ,... A I .....11 UIID fD. DOM.STIC AND INU.NAnDNAL ....IL, DOli NOT PROVIOI 'OR lNSURANCE-POSTMA-S11R .,.......fttmson and Ruben Suite 307 100 Chestnut Office Bldg, lla..isbuI\;l. FA 11 1 01 , . Ii .,'~',~' 'I' O~ Pl.e. 01 otdin.tV ",.il addtll..d to: 1;; ~7.;;~ ,-r..~J-i..; :;;.;, t,. 'llt/f. I?d 'd. 1tJ1~ ;A /71>51 , PS Form 3811, Mlr. 1989 GPO I L99J 0 . L51-0S1 i! Alii. fM hi" In stllnPI or mll,r POI";' and POI' ma,lI, Inqu'" of POltm,.'" for cu",nl I.. , T .. I MAV II USID 'OR DOMlSTIC AND INTERNA TIONAI. MAIL. DOlS NOT f'f'O\lIDI 'OR IN5UflANCal-POSTMA5'." A..~...'" . nson and Ruben Suite 307 lDO CI,,,:;lnuI Omee Bldg Harrisbllr.g, P4 171 9 1 ' One plK' 01 ordU1ary mad IIddl'llId to: l.J"/~",~tdJ 0:. "a!.i~s &1.' ..5'.2 2. ' l (c/';'f(~9ROIk' , ~ ~ 1....(. 1727() PS Form 3817. Mil, 1888 GPO I 1993 0 .. 151-0S1 Alii. f,. hI'l V'l Itampe or m.tlr polt,ga and pOlt me,'-. InquII' a. Pol1m..t" for currlnt f... TA .. I MAY 81 USID Fa" DOMEsnc AND INTiANAT10NAL tAAIL. DaiS NOT ",OVIDI FOR tNSUAANCI-POSTMASTlA Aoc.......Wanson and Ruben Suite 307 I uu l,;nestnut Office Bldg. I-l ani ttlllf!l. rA 17101 II On. p.aca 01 ordinary mad .ddr....d 10: ~ A3t171r~ I~ ~:.<.:jdur ~~~ ~: J ~d~r~ R~/R.dr/ u51.s. -nvo 1.-/1 1701/ PS Form 3817, Mil, 1889 GPO I 1993 0 .. U1-0~1 Affix '" hit' in atampa or m,t.r POltagl and poat mark. Inqulr, a. Poalma.ter 'or curt,nt t... . P TA A\lI MAY BI USIO FOA DOMESTIC AND INTERNATIONAL MAIL. DOES NOT PROVIDI 'OR INSURANCI-POSTMASTER Aoc~'''' nson and Ruben Suite 307 166 Ch,,:;lllul OUlee elog, Harrisburg PA 17101 '-'."'~ , " '" 0,.. pieu of o,d,n_,., mill add'....d to: ~nlt'o/ ~'T1l ~.: 7">?c.. :;;,~~:Ja;::: ~. 170 Z 7- PS Form 3817. M.r, 1989 GPO U9J 0 . 1~14QS1 DUIS SAVINGS BAlIK, na1Dtift v. I I I I I I I IN '1'.. COvaT O~ COIOlO. .L.... O. CUJUJULUD COmrry, ."'SnVUIA MO. 1&- l(od~IL ~ ]"1 ;I'~ CIVIL AC'l'ION - LAW I. MOa'1'OAOB ~OaBcLosvaB DDDrIS A. 8ULOVlla, Det.D4a~t NOTICB YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (30) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or othecr rights important to you. YOU SHOULD TAXE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY LAWYER REFERRAL SERVICE COURT ADMINISTRATOR CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA 17013 (717) 240-6200 Y. I I I I I I I IH THI COURT or COJOlOIl PLUS O~ CUJOlIRLAIlD Coml'rY, PIIDlSYLVUIA HO. ,/(./,,;}j CIVIL 19" CIVIL ACTIOH - LAW IH MORTOAOB ~ORICL08URI ....1. 'AVIHOS SAKI, Plaintiff DBDII A. .DLOVIR, Defendant COMPLAIIlT aHD HOW, this ~ day of W1~ . , 1996, comes Harris Savings Bank by and through its counsel, Richard C. Ruben, Esquire and states the following in support of its complaint: 1. The Plaintiff is Harris Savings Bank, formerly Harris Savings A.sociation, a Corporation organized and existing under the laws of the Commonwealth of Pennsylvania and having its principal place of business at Second and pine streets, Harrisburg, P6nnsylvania 17101. 2. The Defendant is Dennis A. Sealover, debtor, an adult individual whose current address is 3937 Brookridge Drive, Mechanicsburg, pennsylvania 17055. 3. On June 24, 1986 Defendant entered into a mortgage loan indenture with Harris Savings Association now Harris Savings Bank, in the principal amount of Ninety-Seven Thousand, Six Hundred Dollars ($97,600.00). The terms of which loan are m~re specifically evidenced and set forth in the Mortgage dated June 24, 1986, and recorded June 25, 1986 in the Cumberland county Recorder of Deeds Office in Mortgage Book 820, Page 673, a copy of which is attached hereto and incorporated herein by reference as Exhibit "A". Said mortgage contains and is a lien upon the property situate 3937 Brookridge Drive, Cumberland county, Mechanicsburg, Pennsylvania 17055. 4. A copy of the Note, dated June 24, 1986, is attached hereto and incorporated herein as Exhibit liB" . !S. Plaintiff, in consideration of said Mortgage advanced to Dennis A Sealover Thirty-Seven Thousand Dollars ($97,600.00). 6. The premises subject to said mortgage is more specifically set forth in Exhibit "A". 7. Dennis A. Sealover is the sole owner of the said premises securing said mortgage. 8. Said Mortgage has not been assigned in whole or in part by the Plaintiff herein. 9. That said Mortgage is in default because Defendant herein is currently delinquent in the amount of $19,680.36 which includes a partial payment of $94.72 for September, 1994, payments of $1,038.00 for the months of October, November, and December, 1994, payments of $1,045.00 for the months of January through December, 1995, payments of $1,039.29 for the months of January, February and March, 1996 plus late charges of $813.77. 10. The Plaintiff has given to the Defendant written notice of intention to foreclose on said Mortgages, dated November 4, 1994, as required by law under Act 6 a copy of which is attached hereto and incorporated herein as Exhibit "C". 11. The Plaintiff has given written notice of default, dated November 4, 1794, as required by the Homeowner's Emergency Assistance Act of 1983 a copy of which is attached hereto and incorporated herein as Exhibit liD" and no request for assistance was made. 12. That due to Defendant'. default the entire principal aMount of Ninety-Seven, Thousand, six Hundred Dollars ($97,600.00) has beCOMe due and payable, together with interest at the rate of 10' per annum, reasonable legal fees for collection of said sum in accordance with the terms of the Mortgage less such sums as have been paid on account of principal of the said Mortgage and costs. 13. That Plaintiff believes and therefore avers that reasonable attorney's fees for collection of the debt are $4,550.00 and that it will incur such amounts. 14. That Defendant is liable to the Plaintiff for interest at the rate of 10' per annum, late charges, property taxes and expenses as provided in the Mortgage documents that will accrue until distribution by the Sheriff of CUmberland County, Pennsylvania, to be computed at the time of judgment in these proceedings, in addition to the current balance. 15. The Plaintiff believes and aver~ that the Defendant is not a member of the armed forces nor is he in the military service of the United States of America. u. That Defendant is liabb to the Plaintiff for the following on said mortgage: a. b. c. d. Principal Interest to Mar.31, 1996 Late feu Escrow Attornej"s fees $91,018.97 14,411.34 813.77 1,790.80 4.550.00 e. TOTAL AMOUNT DUE: S112.584rS, ....~oaB, Plaintiff, Harris Savings Bank demands Judgment in its favor and against Defendant Dennis A. Sealover in the amount of $112,584.88 plus interest at the rate of 10' from April 1, 1996 until paid, plus additional late Charges and costs of preserving the collateral and costs of suit. Date: 3/;;'1/" ~ I Respectfully submitted, HANSON and RUBEN By ,t#~ Richard C. RUben, Esquire Attorney for Harris Savings Bank 100 Chestnut Street, Suite 307 Harrisburg, PA 17101 (717) 236-8015 I.D. #27767 .. C)Y~17/3 ,:-,,,:,, ,:n 'Oi'r!';E OF l'l'" .........,. I.. , .,'. :,;.",1 Of Of:~DS " -'1rG~':JTv,.~, " r--""' tSpou _.. "'" Uno ,.. .....din. ObI .' \ I,' 'UG JU:i 25 MIlO 29 ..... ".J'~~~tfv1-- lJ ) MORTGAGE THIS MORTOAOE ("~""urilllnrru~ent") iogiven on ..."J,ulW."2i1",,,,,,,,,,,,,,,,,,,,,,,..,,,,,,,....,..,,....,........,.........., 19..,~,~.., The mortglSor is ", ,....".. !:!),~..!!"", ,:" '" ~ fo1, ~ ~y,<;"~"",,, """,.."".."...,....,,,,, """""""."...........,..'..,.. ....,...." ......,........ ...,...........,..,........,......'..'......,....,...."..",,,......,,,,,,.. ("Borrower"). This s..:urily Instrument is given to '..',......,,,,,........,.......... ....,..............,......,..............,..........t1il,f.J:b..,SiJ.y.tDaU.,A\QQ,Q,\:tll~iQ.\1"...,..,""',......,....,"'. which is oraanized and Ilillins under the IawI of.......................,.P.enns~dllQ.Qia........."......,........ and who&c addreu is ..................,......,......,..,....,......,...., .......... ......, ....... ..........' ..........".... .:/.nd" ,t., .1~ Lnll., ,S.t.r.eil.t.s.,. ,llar.!: ilihur g ...1'11.. .l7.1111..,....,.. ,........',......" ("Lender"). Borrowarowa Lender Ihe principII sum or ,.....Ninety,."se,v.en...'Ih=s..wd..SLx...llu..J.....!..and..-IloJ,WQ..ft_W_W ......:::::::::::::,::::::,~,::::,~,::::,~,::::,7,::::::,"::::,:: Dalla... (U,S, $........9,1..,600,..00......), This debt is evidenced by Borrower'l note dated the!laltlc dalc u this s..:urity Instrument ("Notc"), which provides ror monthly payments, with the rull debl. iraot paid earlier. due and payable on ..,..,..'........" ,....,....,......Ju.L)I..,Lst"..,2UL6......,....,..........,......,.... This Security Instrument MCl,trato Lender: (a) the repayment or thc debt evidenced by the Note, wilb interest. and all renewals, extensions and modiftcations; (b) thc payment or all other Sllmo, with illler..t. advanced under parasraph 7 to protect the security or this Security Instrument; and (c) the performance or Dorrower's covellants and asreements under this Security Inotrument and the Note, Por thi. putpOH. Borrower docs hereby mor~aae. grant and convey to Lender the rollowina described property located in ..........,.."", ,....,..,....,..........'"""...."""...."...." ,J!.Inp. !;,dll,l),II"" ....'",......,.... ........"..",.. ,.... .. County, Pennlylvania: ALL THAT CERTAIN tract or parcel of land aHuate In lIampden Townahip, Cumberland County, Pennaylvania more particularly bounded and described aa followa: BEGINNING at a point on the northeaatern corner of the Intersection of Ridgeland Boulevard and Brookridge Drive ~ more fUlly appeara on the hereinafter mentioned plan of lota; thence along the eaatern line of Brookridge Drive meaaured in a northeaaterly direction on a curve to the rllht having a radius of 375 feet, an arc distance of 100.80 feet to a point; thence continuing along Brookridge Drive North 17 delrees q5 minutea 00 second a Eaat 50.6q feet to a point; thence South 72 degrees 15 minutea 00 seconda Eaat along the line of adjoiner between Lata lql and lQO on plan 153.2Q feet to a point; thence South 02 degrees ql minutes 00 seconds Eaat 91.98 teet to a point on the northern line of Ridgeland Boulevard; thence along the northern line of Ridgeland Boulevard South 87 delrees 19 minutea 00 aeconds Weat 183.Q3 t.et to a point, the place of BEGINNING. BEING Lot 1q1 on the Final Subdivision Plan No. 11 of Ridgeland aa recorded in Cumberland County Plan Book Q7 pale 12Q. BEING TIlE SAME PREMISES which Ridgeland As~ociates, a Pennsylvania partnership, by deed dated June 6, 1985 and recorded in Deed Book 1-31 page 1012 granted and conveyed unto the mortlagor herein. UNDER AND SUBJECT, NEVERTHELESS, to conditions, re~trictiona, rlghta-ofwway and eaaementa of prior record pertaining to said premiaes. . which baa tbe addrcu of ............~~},!.,"~,r.!!!!,~F.J.~g~,..p.:\'.+.y.~..,..,..,",......"......".., "..".................,t:l."'~~,~n.t.\;I\I1,"r&......, ISIrN'I (Cily) Pennsylvania .........,......,........,...lZ055........,...... ("Property Addrcso"); [lip Codo) TOOETHER WITH all the improvements now or hereaner ereetcd on the property, and all casemenl$, riabla, appurtenances, renla. royalties. mineral, oil and gas rights and profits. water rights and stock and all nxtures now or hereaOer a part orlhe property, All replaccmcnls alld additions shall also be covered by this Security Instrument. All oHhe foregOing i& rcf..:rrcd 10 in this Sccurlly InMrul11clI1 <1S the "Prnperly." BoRROWER COVENANTS Ihal lIorrower is lawrully seised or the eslale hcreby conveyed and has the riabt 10 mortsaBe, grant and convey the Property and that the Property is uncncumhcrcd, excepl ror encumbrances or record, Borrower warrants and will ddend Benerally Ibe tille In the Properly againsl all claims and demands. subjeclto any eneumbrances of record, THIS SECURITY INSTRUMENT combines ul1Irurm covcnanls ror national use and non.unirorm covenants with limited variations by juri~iction to con~lllule a uniform \cl.:urily instrument covering real prop:rly. PENNSYLVANIA-sinll. Fim,ly-'NMAlfHLMC UNIfORM INSTRUMENT ,,,,m 3039 12/13 EXHIBIT J . 'A bOOK 020 P,IGf b7:J i .1 I i I " UNifORM COVENANTS, Borrower .nd Lend.r .ov.n.nt.nd .gr.e.. roll ow!: I, Plymenl of Principal Ind Inlerest; Prepaymenl and Lat. Charge.. Dorrow.r sh.1I promptly p.y wh.n due the prin.ipal orand int.r"l onlh. d.blevidenced by Ih. Not. .nd any pr.paym.nland lal. charges du.und.r Ih. NOle. 1, .'unddorTaxes and In.uran.., SubJeclto apphcable law or 10 a wtlllen walv.r by lender, Ilorruwer .hall p.y to lender on Ihe d.y monlhly paymenl' .re due under Ihe Nole, u.uillhe Note i, paid in rull, a ,um ("Fund,") e4uallo one.lweJnh or: (a) y:.r1y la.es and a"e"lIIenls which lIIay allain priorily over Ihis SecurilY "ISltllmelll: (b) y.arly I"",ehold paymenls or ground renls 1111 Ihe Properly, if allY; (e) yearly ha/ard """ranCe premillms; and (d) yearly mor1lagc insuruncc prcmiuft1!\. if any. These items arc called "c~crow Ilem,," L.emler may estimate Ihe Fumb due 011 the b~i5 orcurrcnt uilfa and reasonable csCinmlcr. urruturc CS":I'(IW ilcrmi. The FUllds shull be held in an inslilulillnlhe deposils or accllullls or which are insured ur guaranleed by a red.ral or Slate .geney (including Lender ir lender is such an instillllioll), lender shall apply the FUllds 10 pay Ihe ..,crow itellls, Lender may nol eh.rge ror holding and .pplyillg th. Fund" analYling Ihe accoulltor verirying the ..",row itcm., unl... Lender pay. Dorrower int.r..t on Ihe Funds and .r'plicable law permils l.nder 10 make such a charge, Dorrow.r and Lender may agree in writing Ihat inleresl shall b. paid on Ihe Funds. Unle" an agr..ment i. made or applicable law requires interest to be paid, l.nder shall not be re4uir.d 10 pay Ilorrower an)' inlerest or .arnings on Ihe Funds, Lender shall give to Borrower, without eharg., an annual accounting orlhe Funds showing crcdit. and debits 10 the Funds and the purpose ror which each debit to the Funds wa. made, Th. Funds arc pledged as additional security ror th. sums secur.d by Ihil Security Instrument, If the amounl or the Funds held by Lender, together with the rutur. monthly paym.nts or Fund. payabl. prior to Ihe due d.tes or the escrow items, shall e.c.ed th. .n:ount re4uired to pay the .scrow items when du., the ..eess sh.1I be, at Borrower's option, either promptly repaid 10 Dorrower or credited 10 Ilorrower on monthly payments or Funds, If the amounl or Ihe Funds held by l.nd.r is nol suffidenllo pay the escrow items when due, Ilorrower shall pay to l.uder .ny amount necc.'ISlIry to m.ke up the d.fici.ncy in one or more payments as r.4uired by lender, Upon p.yment in rull or all sums seeur.d by Ihis S.eurity IlIslrumenl, L.nd.r shall promptly r.rund 10 Ilorrower any Funds held by Lender, If und.r par.gr.ph 19 Ihe Property is sold or aC4uired by Lend.r, lender shan apply, no I.ter lhan immedi.tely prior to Ihe s.l. or th. Property or iI. a.4uisitioll by L.nder, any FUllds held by L.nder atlh. time or application as. .redit .g.in'lth. sums ,",cur.d by this Security Instrumelll. J, Application of Paymenla, Unl... .pplic.ble law provides oth.rwise, all payments r.ceived by L.nd.r under paragraphs 1 and 2 shan be applied: fi...t, to late eharg..s due und.r th. Not.; s.cond, 10 pr.payment.h.rges due und.r Ihe Note; third, to .mounts p.yabl. under paragraph 2; rourth, to inter..st du.; and last, to principal du., 4. Charg..; Llel1l, Borrower shall p'y all t..es, ass..sm.nts, charg.s, fines .nd impositions altributable to the ProperlY whi.h may alt.in priority ov.r this S.curity Inslrumenl, and leas.hold p.yments or ground renls, if .ny. Borrower sh.1I p.y th..e obligations ill th. manner provided in paragraph 2, or ir not paid in th.t m.nn.r, Dorrower sh.1I pay them on time directly to Ihe person ow.d paym.nl, Dorrow.r shall promptly rurnish to L.nder all notices or .mounts 10 be paid under this paragraph, If Dorrower mak.s th.s. payments dir.elly, Ilorrower shall promptly rurnish to Lender rc:c:eipts evidencing the pay men Is, Borrower shall promptly discharg. any Ii.n which h.s priority over this S.curity Inslrum.nt unless Dorrower: (.) agrees in writing 10 lhe payment or Ihe oblig.tion s..ur.d by the li.n in . mann.r .cc.ptabl. to L.nder; (b) contesls in good failh Ihe lien by. or defends .g.ill5l enfor.em.nt or th. liell in, I.gal proc..dings which ill th. L.nd.r's opinion op.r.te to prevenllhe enrorcemenl of Ihe lien or forf.iture or any part or the l'rop.rty; or (c) s.cur.s rrom Ih. hold.r or the lien .n agreemenl satisr..tory to Lender .ubordin.ling the Ii.nto this S.curily Instrumellt, II' L.nd.r d.t.rmin.s th.t .ny p.rl Dr Ihe Property i. subjeclto . lien which may .It.in priority over this S.curily Instrum.III, Lend.r may give Dorrower . noti.. identifyingth. Ii.n, Dorrow.r shall s.tisry Ih. lien or take on. or more or th. .ctions sel rorlh above within 10 day. oflhe giving ornolice, 5. Huard Insurance. Borrower shall ke.p th. improv.m.nts now ..isting or h.r.aner erecled on th. ProperlY insured againsl loss by fire, h.zards included wilhin the lerm "e.tend.d .over.ge" and .ny oth.r hazards ror which L.nder requires insur.nce, This insur.nce shall be mainlained in th. amounts and ror the periods that L.nder r.quires, The insur.nc. c.rrier providing Ih. insur.nc. shall be .hosen by Dorrowcr subject to l.nder's approv.1 which shall nol be unreason.bly withheld. All insur.n.e policies .nd ren.w.ls shall be acc.ptabl. to L.nd.r .nd shall include a st.nd.rd mortg.ge .I.use, l.cnd.r sh.1I have the righl to hold Ih. polici.. and renewals, If lender requir.s, Dorrower shall promptly give to Lender all recciplS orp.id premiums.nd ren.wal notices, In Ih. .v.nt orlo.., Dorrow.r shan give prompt notice to the insur.n.e carrier .nd Lender, Lender may m.k. proof ofloss ir 1I0t m.d. promptly by Ilorrow.r, UIllcss Lender .nd Dorrow.r oth.rwise agr.. in writillg, insumllc. proc..ds shall b. applied to restoration or rep.ir of the Property d.m.ged, ir Ihe restoration or repair is .collomically reasibl. alld L.nd.r's s.curity is not lessened, If the reslor.lion or rep.ir is not economic.lly reasibl. or l.nd.r's .ecurity would be I.ssen.d, th. insuranc. proc..ds shall be applied 10 Ihe sums secured by lhis Security instrument, wh.th.r or nol then du., with .ny ..cess paid to Ilorrower. II' Borrower ab.ndons the Property, or docs not answer within 30 days a nntice rrom l.nd.r that the insur.nc. carri.r has ofl'ered 10 seltle . claim, th.n Lend.r may coll.ctthe insur.nc. proceeds, L.nder m.y use thc proceeds 10 rep.ir or restore Ihe Property or to p.y sums se.ured by lhis S..urity Instrument, wh.th.r or not thcn du., Th. 30-day p.riod will begin when the not i.. is given, Unless Lender ond Borrower (llherwi~e :lgree in writing. llny applh.."atinn nfrrllcccds to principal shall not extend or postpone the due date orlh. monlhly p.ym.nts rer.rred In in paragr.phs I and 2 or ch.ng. th. amount or the p.ymenls, If \ under p.ragraph 19 th. Prop.rty is acquir.d by l.nder, 1I0rrower's righlto any illsurallc. polici.s .nd proc..ds resulting from dam.geto the Property prior to th. .e4uisition shall pass to I.elld.r tnlhe ..tenl or the sums s.eured by this S.curity I Instrum.llt imm.di.lely prior 10 Ihe .C4uisition, , 6. Presenatlon and Mllnl.nan.. nf Prop.rly; I.....hold!, 1I0rrower shallnol destroy, damage or substlnti.lly change the Properly, allow the l'roperlY 10 deleriorat. or commit wasle, II' Ihis S.eurity Inslrument is on a le.sehold, Borrower sh.n comply wilh the provisions or the I.ase, and ir 1I0rrow.r ae4uires ree title 10 Ih. I'rop.rty, th.leasehold .nd ree tille sh.1I nol merge unless lcnder agrees to the merger in writing. 7, Prote.tlon or Lend.r's Rights in the Property; !\Iortgage Insuran.e. II' Ilorrower rails to perrorm the covenants and agreements containeo in thi!\ Security Instrument, or there is a legal proceeding that may significantly affect Lender's rights in the Properly (!iuch a.Ii a pwcccding in hankruplcy, prl1hatc. for cOIHJcl1l11ation or (0 cnrorcc laws or r.gulatillllS),th.nlender may ~I' il"d pay rur whalever isnece"ary lu prolecllhe yalue ur the Properly and lend.r's rights in the I'roperty. lcndcr',"actiflns IIIi1Y indudc raYll1g any sum, "iccurcd by.1 lien wtllch has priority o\ler this Securily Instrument, appearing in c~,ur,t:lpaying reasonahle attmncys' fcc, .md cnlcnng onlhc Properly ttll1lakc repairs. Although Lender may take action under this par;lgraph 7, Lcnderlhlc'i IUlt lw\:c to Ut) \0. Any amounlS dISbursed by Lender under IhlS paragraph 7 ,h..1I bceullle ..ddllional d.btor Uurrower secur.d by this Security Instrument. Unlc~ Borrower and Lender agree tn tlther lerm, or pa)'lI1enl, the...c amounts shall bear inleresl rrom the date or disburs.m.nt .t the Nole rale and ,hall be payable, wllh inlere,I, upon nOlice rrom l.nder 10 Dorrower requesting p.ym.n!. r BQQ~ b20 I'^LE 6-;'.' If lender required morlgage insurance.. a condition "f making Ihe loan secured by Ihis Securily Inslrumenl, Borrower shall pay Ihe premiums required 10 mainlain Ihe in.urance in effoct unlil such lime as Ihe requiremenl for Ihe insurance terminales in accordance with Dorrower's and lender'. written agreemenl or applicable law, 8. IMpaetlon, lender or its agent may make reasonable enlries upon and inspc<:lions pf Ihe ProperlY, lender shall giye Borrower nOlice 01 the time of or prior 10 an inspeclion specifying reasonable cause for Ihe inspc<:lion, 9, Condemnation. The proceeds of uny award or cluim for dumuges, direct or consequenlial, in conneclion with any condemnation or other luking of any parlof Ihe l'ropcrlY, or for conyeyance in lieu of condemnalion, are hereby a~,igned and shall be paid 10 lender. In Ihe event of a 10lalluking of the I'rope"y, Ihe procce,1s shull be upplied 10 Ihe sums secured by Ihis Security In'lrument, whelher or nOllhen due, wilh uny ..ce" paid 10 Borrowcr, In Ihe eyenl of a partial laking of Ihe Propeny, unless Borrower and lender olherwi"" agrce in wriling, Ihe sums secured by Ihis Sc:curily In.lrumenl .hall be reduced by Ihe amounl of Ihe proceeds mulriphed by Ihe followiug fruction, (u) Ihe lotal amount of Ihe sum. secured immediately before Ihe taking, diyided by (h) Ihe fuir markel yalue of Ihe Property immedialely before Ihe laking, Any balance shall be paid to Borrower, If Ihe Property is abandoned by Borrower, or if, ofler notice hy lemler 10 "orrower Ihal the condemnor offen 10 make an award or sellle a claim for domages, Borrower fuilslO respond !Olender within 30 days aner Ihe dale Ihe nolice is giyen, lender i. authorized 10 collecl and apply Ihe proceeds, al ils option. eilher 10 restoralion or repair oflhe Propeny or 10 Ihe sums secured by Ihi. Securily Instrument, whelher or nOllhen due, Unless lender and Borrower olherwise agree in writing, ony application of proceeds to principal shall nol e~lend or poslpone Ihe due dale of the monlhly pay men I. referred 10 in pamgraphs I and 2 or chongelhe amounl of such pay men.., 10. Borrower Nol Released; f'orbearanee Dy lender Not a WalYer. E~lension of Ihe time for payme,,1 or modiftcalion of amonizalion of Ihe sum. secured by Ihis SecurilY Instrumenl grunled by lender 10 any successor in inleresl of Dorrower shaB nol operate to relea.e Ihe Iiabilily of the original Dorrower or Borrower's successon in Inleresl, lender shall not be reqoired to commence proceedings againsl uny successor in illleresl or refuse 10 exlend lime for paymenl or olherwise modify amortizalion oflhe sums .ecured hy this SecurilY Inslrument by reason of any demand made by Ihe original Borrower or Dorrower's .ucce"o" in inlercsl. Any forbearance hy lender in exercising any righl or remedy shall nol be a waiyerofor preclude Ihe e~ercisc of any righl or remedy, 11, Sueeeuon and Assigns Dound; Jolnl and SeYeral Liability; Co-llgners, The covenanlS and agreemenls of Ihis Securily In.lrumenl shall bind and benenlthe successors and assigns of lender and Dorrower, subjecllo Ihe proyisions of plrlgraph 17, Borrower's coyenanl. and agreemenl' .hall be joint and seyeral, Any Borrower who co-signs Ihis Security Inslrument bUI docs nOI execule Ihe Note: (a) is co-signing Ihi. SecurilY Instrument only 10 morlgage, granl and conyey Ihal Borrower's inleresl in the Property under the lerms oflhis Security Inslrumenl; (b) is nol pernmally obligaled 10 pay Ihe sums secured by Ihis Securily Instrument; and (c) agree. Ihat lender and any other Dorrower may agree 10 exlend, modify, forbear or make any accommodalion. wilh regard to the lerms of Ihis Security Inslrumenl or Ihe Nole withoul thaI Borrower's consenl, U. Loan Charges. If Ihe loan secured hy Ihis SecurilY Instrumenl i. .ubjecllo a law which sels maximum loon charges, and that law i. finally interpreled so Ihat the interest or other loan charges collecled or 10 be collecled in connection with the loan e~ceed Ihe permilled Iimil., Ihen: (a) any .uch loan charge shall be reduced by Ihe amounl necessary to reduce Ihe charge 10 thc permilled Iimil; and (b) any .ums already collecled from Borrower which e~ceeded permilled limit. will be refunded to Dorrower, lender may choose to make Ihis refund by reducing Ihe principal owed under the Nole or by making a direct paymenlln Borrower, If a rcfund reduces principal, Ihe reduclion will be Irealed as a panial prepaymenl withoulany prepaymenl charge under Ihe Note, 13. legislation AlTeetlng lender's Rlghls, If enaclmenl or e~pirulion of applicable laws has Ihe elrecl of renderinl any proYision of Ihe Note or this Security In.lrumenl unenforceable according to its lerms, lender, 01 its oplion, may require immediale paymenl in full of all sums secured by Ihi. Security Inslrumenl and may inyoke any remedies permilled by paragraph 19, If lender e~erci.es this oplion, lcnder .halltake Ihe sleps spc<:ified in lhe second paragraph of paragraph 17, 14, Notices, Any nOlice 10 Dorrower proYided for in Ihi. Securily In.lrumenl shall be liyen by deliyering it or by mailing il by finl e1ass mail unless applicable law requires u.e of anolher melhod, The notice shall be direcled 10 Ihe Propeny Address or any olher address Dorrower designales by nOlice to lendcr, Any nOlice 10 lender shall be liven by fint class mail 10 lender's add res. slaled herein or any other add res. lender designales by nolice to Borrower, Any nOlice provided for in Ihis Security In.trument shall be deemed 10 haye been giyen 10 Borrower or lender when liyen as proYided in Ihis parall':lph, 15, Gonmlng Law; Senrablllty. Thi. Security In.trumenl .hall be goyerned by fedcrallaw and Ihe law of Ihe jurisdiction in which Ihe Properly i. located, In Ihe eyenlthal any proyision or c1ausc of Ihis Security Inslrumenl or Ihe Nole conflicts with applicable law, .uch connict shall not affecl olher proyi.ioll. of Ihis Securily Inslrument or Ihe NOle which can be giyen effecl wilhoulthe connicling proYision, To this end Ihe proYision. of Ihis SecurilY Instrumenl and Ihe Note arc declared 10 be Seyerable, 16. Donower's Copy, Dorrower .hallN giyen one confnrmed copy of Ihe Nole and ofthis Securily In.lrumenl, 17, Transrer or Ihe Properly or a lIenellelal Inlerest III Dorrowcr. If all or any parI of Ihe Property or any inlerest in il i. sold or transferred (or if a benelidal inlcresl in Dorrower i. sold or transferred and Dorrower is nol a nalural penon) wilhoullender's prior wrillen consenl, tender mllY, al it. oplion, require immediale paymenl in full of all sums secured by Ihis Securily Inslrumenl. flowever, Ihis option shall not be e~ercised by lender if e~ercise i. prohibited by federal law as of the dale oflhi. Security Instrumenl. . If lender e~ercises this option, lender shall giye Borrower notice of accclerulion, The notice shall proYide a period ornolles, thun 30 duys from the d:'IC the Iwllcc I" delivered or mailed within whu:h Borrower must pay All sum! secured by Ihis Security Instrument, If 1I0rrower fails III pay the.e sum. prior 10 Ihe e.piralion of this period, lender may inyoke any remedies permitted by this Security Inslrumcnt withoul further notice or dcmllnd on Dorrower, 18. Dorrower's RighI to Relnslate. If Borrower mecl. certain condilion., Borrower shall haye Ihe right 10 haye enforcemenl ofth.. Securlly Instrumenl di,conlinued al any tilllc prIOr to Ihe earlier of; (a) 5 day. (or such other period as applicable law may 'pecify for rein.talemenl) he fore ,ale of Ihe I'roperly pursuuntlo any power of .ale conlained in Ihis Security Inmume.ll; or (b) enlry of a judgmenl enforcing this Security In,trumenl. Those conditions arc Ihat Dorrower: (a) pay. lender all sum. which then wouhl hc due under this Secllrily Inmumenl and Ihe Nole had no acceleration occurred; (h) cures any defaull of any other co,cnants or agreemenls; (c) pays all e.penses incurred in enforcing Ihis Security Instrument, including, but not linured hI, rCil'illl1l.lhlc atlOrney" fCL"'t; nml (d) take, ~uch nction a, Lender may rC3\tlnahly require In a\'~urc that the hen of tIll, Scc\lnly hl''1lrUmcTlI. Lender', rights in the Property and Borrower's obligal1on In pay the \urn.. ,ccured hy Ihl' Sl'l:unty In\lrurncllt ,hall l.:onlIllUC unchanged. Upon reinstalcmenl by Borrower. thi, Security In"'lrum~nt and Ihe ohhgallllll' \cl.:ured herehy \lmll remalO fully e(fcclive U5 ifno acceleration had occurred, Howe.er, this righllo reinslate shall nol apply 111 the ca,e of accelemhon under paragraphs 13 or 17, blW e.')() C',.,. '1" '.,ICE J I:) " . } (.:) ~ NON. UNIFORM COVENANTS. norrowcr IIIllJ l.clllkr further l,;o",cnanl ilfllJ h)trc~C as rollows: 19. Accelerallon; Remedl... I.encler .hllll give nollee 10 n,,,rower prior to occelerollon Collowlng Dorrower's breach oC ony covcnanl or aRreemenlln Ihls Security In..lrumenl (bul nol prior 10 occelerollon under paragraphs \3 and 11 unless applicable low provld", otherwise), I.ender .holl not iCy norlOwer oC, omong other things: (a) the derault; (b) the ullon required to cure Ihe derault; (c) when Ihe deCoult 01'''1 be cured; ond (el) thot Collure 10 eure the deCoult as specified may result In accelerallon oC the sum. secorcd by Ihl. Securlly Inslrumenl, Coreclosure by Judlelal proeeedlnlland ..Ie DC Ihe Property. Lender shull Curther InCorm norrower oC Ihe rlghlto reinstote orter occelerotlon and the right to usertln Ihe Coreclosuro proceeding the non.edslence 0' 0 deCuolt or ony olher deCense oC Borrower to aceeleratlon and Coredosure. If the deraoltls not cured as specified, Lender otlls opllon moy reqolrelmmedlole poymentln Cull DC all sums secured by Ihls Security Instrumenl without Curther demohd ond moy Coreduse this Securlly Inslrumenl by Judicial proceeding. Lender shall be entllled to collect 011 ..pcnseslncorred In punulng the remedle. prnvlded in Ihls paragraph 19,Includlng, but not limited 10, allorneys' Cees and costs oCtltlo evidence 10 tho eslenl permitted by opp/lcoblelow, 20. Lender in Possession. Upon nccolcroliun onder pllrograph I'l or abondunmcnl or the Property, Lcndcr (in re"on, by ngcnl ur by judicially uppainled receiver) .hllll he enllllcd lu enler upun. toke pos"".sion or and manaae Ihe Property and to collecllhe renl. or Ihe Properly incloding Ihu.e pa'l due, Any renl. collccled by Lender or the receiver .holl be applied OrsllO pllymenl of Ihe cu.l. or manngemenl IIf Ihe I'roperty IInd colleclion of rent., includina, bUI not Iimiled 10, receiver'. fee., premium. on receiver'. bund. and rea.onable IIl10rneys' fee., ond Ihen 10 Ihe sums .ecured by this Sceurily In.lrumenl, 21, Release, Upan payment of all .um. secured by lbi. SecurilY Inslrumenl, Lender .hall discharge this Security Inslrument wilhoul charge 10 Burrower, Dorrower ,hall puy ony recordalion cosls, 22. Relnslalement Period. Dorrower's lime 10 reillslale provided in paragraph I g shall estend 10 one hour prior to the eommencemenl of bidding at 0 sherill's sole or other .ale pur.uunllo Ihis Security Inslrumenl, 23, Purchue Mooey Mortgage, Irony orlhe dehl securcd by Ihis Security Instrument is lent to Borrower to ocql'ire title 10 Ihe Properly, this Security Instrumenl sholl be a purchll.e money morlgoge, 24. Interest Role Arter Judgmenl. norrower IIgrees Ihul the inlerest rate puyable after 0 judgment is entered on Ihe NOle or in an oClion ofmorlgoge foreclo.ure shall be Ihe flue payuble from lime to time under the Note, 25, Riders In this Seeurily Inslrumenl. Ir olle or more riders are e.eculed by norrower and recorded logelher with this Security Instrument, Ihe co~enanls and agreemenU of ellch such rider shall be incorporoled inlo and sholl amend and supplement the covenanls ond Bgreemenls or this Security Inslrument os ir Ihe rider(s) were a part or this Security Instrument, [Check applicable bo.(..)) o Adjustable Rate Rider 0 Condominium Rider 0 2-4 Fomily Rider o Gradualed Paymenl Rider 0 Plonned Ullit Developmellt Rider o Other(s) [specify) . Bv SIONI~:O DELOW, Borrower occepls and agrees 10 the lerms and covenants conlained in Ihi. Security Instrument and in any rider(.) esecuted by Borrower olld recorded with it, . ~~=..I.:.~ ..............m~......................... ~"dlk_._m....." ~,~.., Dennis A. Sealover -8ot_ .... ~...........,.......... ...... .... ..... . ........ .... . ............, . ... ..... , ., . . . . . ,.......... ..................,...., ..................,.............,.....,..............(Seal) '. 80..0... 'j . for Atknowl.dlment) Stale of Pennsylvanie } S S County 01 Cumberland , necorc!ed In the office for the recordlOO of D~ ela.. in Bnd for Cumearland ~n~., Pa. J -13, In Boo1< ~ Vol, 2f.;:Jll.. pan :L ~ -";;;e55 my ~~and seal O,toHi,ce. al JJ;. Br\lSle.'pa~I~;......? ,,::~~?-:},_1) . Ilecordar , , , , , , , . . , , , , , , , , , , , ,County .5: . ,,',",,', " 19, ~\'i" before me, . , . . , . , . , . . . . . . . . , .~,Illlly uppeured, , , , , , , , , , , . , , . . . . , . . . , . . , . . . . . . . . . , , , , , , , , , , , , , . , , , , , , ,known 10 me (or satisCactorily lh.erihed 10 Ihe wilhin inslrument and acknowledged Ihat ontained, '--'--- " HEREBY'tt." --- 01 business of tlle"'m . . ~1''-''''.'r."O "OlltJ person ~g~ll~d to inlcrc:,! on thi'; nIGrti!>l,~,,' I'. r mo Slrool, HJrrlsb.rg, f'enll;;ylv:llli,I, :~tlor~ 11"."/ '" "- . eiul.eal. \, , '..., . ,.' . ....,...... ", ~ ..... ,. ",-, ,~. '.,. '"'"...., ? IdG.>I '," r '...,~~~...:t\'~::' ,,"',' ,', ,~'?~!I1"Y, ,~~i!H~. ~I, )..:i",.., /:..\,i~J .~ TiUe 01 Offlur ~..\. _ I. "'. -.-Pt;.; <: /' NOTARY PlIm IC. KATHlEIN D.1fOOY[Jl 'I'i,,'. I ~ ,~; \ T:- C roll/I'"" ';"'1 York Coo. PA .' My COOlHII:'AI,j l.'jlil cO) June 9. 1988 '--~. -" BOoK 820 PACE 676 \,J NuTE (' ,............"..."J,\lI1~. ~~"........,...,"'~,...... 19",~,6", ,..~,~~..,S!!~,b.~ ,r, ~,~~,~......... ......", ..,...~.~!!~,~,r..~,y,~!!,l,~ IC"~1 1110'.1 ................................................ ., ..,.",.).? ;),7, ..I!X,9.11 ~,r. ,~!! g".. .i:>, r.,~ ':{,'f,., ..r:!~!; !!,(\~.!.S!! ~!f,r.Il"..,r.!,'...u,<.m.......,...............,., IP_~~ '.,hnl I. UORROWER'~ PROl\oIlSI!: TO PAY III relurn (ur a loan Ihal I have r.ce;ved, I promi.e 10 llay U,S, S...............,',l,Z.,q,QQ,.,O'Q...... (Ihillmounl il called "pnncipal"). plus 1II,.resl, 10 Ihe order o(lhe Lender, The Lenller is .......,., ....,..,..,........,..,.......,......................,.,................... . .."..",. ....""",....,. ...",......"....,....., .".Ili1.tl.'u...S.\\y.AJ:\2:!"!.\~ll,'.',!:,<.~~,~,~'.',I)",..,,..,",...,' "......,....,..'"....'....,.. I undelSlalld Ihal Ihe tellder may IrLlls(er Ihia NOle, The Lemler or anyo.e who taka Ibis NOle by Ir"",rer and who is enlillcd 10 receive paymenls ullder Ihil Nole IS callclllhe "Nole Holder," 1. IN"fEREST . Inleresl w,lI be charged on unpaid principal unlillhe rullamounl of principal hilS been paid. I will pay inlereslal a yearly rale oL....,.., 1Q,t.!!9...., %, The inlere.. rale required by lhis Seclion 1 ia Ihe rale I will pay bolh before and aner any delaull des.:ribcll in Seclion 6(U) of 11"1 NOle, J, PAYMENTS (AI T1Dlund Plaea of Paymenll I will pay prlllcipaland inleresl by making I,aymenls every monlh, I will make my monlhly pay men Is on the ......1s,t".. day of each monlh beginnillg all .........Augllllt..lst,.............. , 19....~~.. I will mak'lhe" paymenll every mOllth ulllill have paid all oflhe principalanll interesland any 01 her charaes described below Ihall may owe under Ihis NOle, My monlllly paymenll will be applied 10 inleresl before principal. If. fin ,.,..Jllly ..b,t........................, ~,QJ.L...I slill owe amounls under Ihis NOle. I will pay lhose amounlS in full on Ihal dale, which ia called lhe "malurily dale, .. I will make my monlhly paymcnls al ..............,~D,rJ...!i...r.Ap..q..,:l,~,r.~1!,t!!.,..!!!!."!',r.A~!?,~F.&,...!?!.I..U.!!l,L,....,......., ,..'.......,......................................,.....................,....... or at a dilfercnt place ifrcquired by lhe Note Holder, IBl Amount o( Monthly Puymenll 6 My monlhly paymenl will be in Ihcamounl of U.S, S,.......~~...:.?,!.......................... 4, BORROWER.S RICHT TO PREPAY I have Ihe right 10 make paymenls of principal al any lime before they are due. A payment of principal only is known as a "prepayment," When I make a prepaymenl.1 will lell the Nole "older in wriling Ihall am doing 10, IlIluy make. full prepaymenl or parlial prepaymenlS without payina any prepaymenl charge, The NOle Holder will use all of my prepaymenlS 10 reduce the amount of principal Ihal I owe under this Nole. If I 'make a part,al prepaymenl, Ihere will be no changcs in Ihe due dale or in lho amount of my monlhly paymonl unlcsa Ihe Nolo Holder aarees in writina 10 Ihose changcs. 5. LOAN CHARCJ.;S Ira law. whICh applia 10 Ihis loan and which sels maximum loan charaes, is finally interpreled so thatlho inler... or olher I.,an chuge. collecled or to be collecled in conneclion with this loan uceed Ihe permined limils, Ihen: (i) any such loan charge shall be redu~ed by lhe amou"lnecc:ssary 10 reduce Ihe charae 10 Ihe permined Iim'l, and (iilany sum. already colleeled frum me which ClIceeded pennined Iimi.s will be refunded 10 mo, The Nole Holder may choose 10 maka Ihis refund by reduCing Ihe principal 1 owe under Ihis NOle or by ml!king a direct payment to me, If a refund reduces principal. tho reducllon will be trealed as a partial prepaymenl, - 6. BORROWER'S FAILURE TO PAY AS REQUIRED IAI Late Chuge ror Overdue Payments Iflhe NOle Holder has nol received Ihe full amounl orallY monthly payment by Ihe end of ............It....... calendar days afler Ihedale II is due, 1 will pay a lalecharge 10 the Nole Holder, The amount oflhecharle will be ....?........,'l(, of my overdue pay,nenl of principal and interesl. I will pay thia lale charge promptly but only once on each lale paymenl. IBI Default, If I do not patlhe full amounl of each monlhly paymenl on the dale il is due. I will be in defaull. (e) Noll.. or Dcrault If I am in d.fault. the Nole Holder may send me a wrillen nOlice Ielllng melhal if I do not pay Ihe overdue amounl by a cer.ain dale, the Nole Holdar may require melo pay immedialely the full amount of principal which has nol been paid ."d alllhe inlere.. Ihatl owe on Ihal amounl, That dale musl be alleasl JO days anar the date WI whieh the nOlice.. delivered or mailcd to me, CD) No Walycr By Nole Holder Even if, al a lime when I am in default, Iha Note lIolder does not require melo pay immediately in full as described above, Ihe NOle lIolder willllill have lite riahllo do 10 if I am III default at a laler lime, lEI I'aymenl o( Nole Holder'a COlts and Eapensea If Ihe Nole 1I0lder has required ma 10 p.y immed,alely in full as de..robed above, tlte Nole lIoldcr will have Ih. righllo be paid ba<k by me for all o( liS cosll and expenses III en[omng Ih.. Nole 10 Ihe eXlenl nol prohibiled by applicable law, ThOle upen"'. lIIc1ude. for e.ample, reasonable allomeys' fees, 7. CIVING OF NOTICES Unlesa applicable law requires a dil!'erent mclhod. allY nOlieelhalmusl be given 10 me under Ihi. Nole will be glvell by deliverina il or by mailing II by fin! cia... mail to me at the I'roperty Address above or at a differelll address if I gi.e Ihe NOle lIolder a nOl,<e of my d,fferenladdress, Any nolice ,hal mUM be given 10 lhe Notellolder under litis NUle Will be aivcn by maihng il by firsl clasa mail to the No.. Holder al lhe add,e", Ila'ed III See lion JIA) above or al a d,ll'erent addres. if I am g,ve" a nOlice of lhal dilferenl addre"" MULlI~!An: I!',[O IIAH NUr~-511'1'~ rj,lul. f."r! HUO 12/8J . FIXED RATE LOAN R[DER This Fixed Rate Loan Rider is made this 24th day of June , 19'86, and Is Incorporated into and shall be deemed to amend and supple- ment and supercede according to its terms conflicting language of the Note of the same date, given by the undersigned (the Borrower) to The Harris Savings Association (the Lender) and secured by a Mortgage on the property described in the Mortgage (Security Instrument) located at: 3937 Brookrld~e Drive. MechanlcsburR. FA 17055 (Property Address) A. PREPAYMENT PENALTY. The terms of the Note provide in Paragraph 4 "Borrower's Right to Prepay": "I may make a full prepayment or partial prepayments without paying any prepayment charge. The Note Holder will use all of my prepayments to reduce the amount of principal that [ owe under this Note. If I make a partla[ prepayment, there will be no changes In the due date or In the amount of my Monthly payment unless the Note Ho[der agrees In writing to those changes." HOWEVER, AND NEVERTHELESS, AS AN ADD[T[ONAL INDUCEMENT AND CONSID- ERATION FOR LENDER'S AGREEMENT TO MAKE THIS LOAN [ (WE) AGREE THAT [ (WE) MAY ONLY MAKE A PARTIAL PREPAYMENT ANNUALLY NOT TO EXCEED 20~ OF THE ORIGINAL PRINCIPAL AMOUNT OF THE NOTE WITHOUT ANY PREPAYMENT CHARGE. PRE PAYMENTS EXCEEDING 20~ OF THE OR[GINAL PRINCIPAL AMOUNT OF THE NOTE ARE SUBJECT TO A PREPAYMENT CHARGE OF THREE (3) MONTHS' INTEREST AT THE RATE STATED IN THIS NOTE. THE LENDER WAIVES THE PREPAYMENT CHARGE IF THE PROPERTY IS SOLD OR SUBSEQUENT F[NANCING IS PROVIDED BY THE HARRIS SAVINGS ASSOCIATION. IF I (WE) MAKE A PARTIAL PREPAYMENT, THERE WILL BE NO CHANGES IN THE DUE DATE OR IN THE AMOUNT OF MY (OUR) MONTHLY PAYMENT UNLESS THE LENDER AGREES IN WRITING TO THOSE CHANGES. Borrower's Inltlals~~ THIS FIXED RATE l.OAN RIDER SHALL BECOME NULL AND VOID IF THE OBLIGATION EVIDENCED BY THE NOTE [5 SOLD OR ASSIGNED IN WHOLE OR IN PART TO THE FEDERAL HOME LOAN MORTGAGE CORPORATION (FHLMC) OR THE FEDERAL NATIONAL MORTGAGE ASSOCIATION (FNMA) ONLY. BY SIGNING BELOW, Borrower accepts and dgrees to the terms and 'co,",,,, ;~~i' Fi"d "'ZLd"j }A Witness. Dennis A. Sea10ver (SEAL) WI tness ~SEAL) We may also sue you persunally fill' the unpaid priudpal h,lI.uH.:e aud .111 III her SUIllS due under Ihe ml1rlgal(e, If you have nul cured the ddaull wilhin Ihe Ihirly II,IY periud and furedosure proceedings have bcgun, yuu still have the righltu cure Ihe ddaull and preventlhe sale OIl .IllY time up loune hour hcfure Ihe sheriff's fureclosure s,lIe, You may du so hy paying Ihe lolal amlluntof the unpaid monlhly payments plus any I,\le or olher charges Ihen due, as Ihe reasonahle allorney's fees and eosls connected with Ihe foreclosure sale (and perform ,illY olher requiremenls under the mortgage), It is estimated Ihallhe earliesl date that such a shcriff's sale could be held wuuld be approximalely March 8, 1995. A nolice of the dale of Ihe shcriff's sale will be senllo you before the sale, Of course, the alllountnceded to cure the defaull will increase the longer you wait, You may find oul at any tilllc exac\ly whal the reljuired paYlllent will he by calling us al Ihe following numher: 2:11-2917. This payment must he in CASH, CASHIER'S CHECK, CERTIFIED CHECK OR MONEY ORDEI( and made payable 10 us althe address slated above. You should rc.1lize thaI a sheriff's sale will end your ownership of the mortgaged property and your right to remain in it. If you continue 10 live in the propcrty after the sheriff's sale, a lawsuit could be slarled 10 evict you, You have additional righls to help prolcct your interest in the propcrty. YOU HAVE THE RIGHT TO SELL THE PROPERTY TO Or3TAIN MONEY TO PAY OFF THE MORTGAGE DEr3T, OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAYOFF THIS DEBT. (YOU MA Y HAVE THE RIGHT TO SELL OR TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR TRANSFEREE WHO WILL ASSUME THE MORTGAGE DEBT. PROVIDED THAT ALL THE OUTSTANDING PAYMENTS, CHARGES AND ATIORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE, AND THAT THE OTHER REQUIREMENTS UNDER THE MORTGAGE ARE SATISFIED). CONTACT US TO DETERMINE UNDER WHAT CIRCUMSTANCES THIS RIGHT MIGHT EXIST. YOU HAVE THE RIGHT TO HA VE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. If you cure the defaull, Ihe mortgage will be restored to the same position as if no default had occurred, However, you are not entitled to this right to cure your default more than three times in any calendar yc.1r. Sincerely yours, J. W. Shader, Jr, Collections/REO Manager JWS/sjc '(UHARRIS" n SAVINCS BANK Sl'tllllll ,III.111111t' SIII't',", I' II II.., 1111 II.UII...IIIII~. 1'('IIIlS\'h"IIIM 1'1111:,1"111 "'l','::!;t,j -unl ACT 91 NOTICE TAKE ACTION TO S,\VE YOUI( 1I0i\1E FIWi\! HmECLOSUIU: The Commonwcalth of Pcnnsylva!lia's Homcowncr's Emcrgcncy Mortgage Assistance Program may bc able to help YOII, Ikad the following noticc 10 Iind Ollt how the prugram works. If YOlll1ced more information call 1111: Pennsylvania HOllsing Finance Agency at 1-(300)- 342-2397. La notificacion en adjllnlo cs de 511ma importancia, pllCS ilfccta SlI dcrecho a continuar viviendo en su casa. Si no cOl11prende eI conlcnido de cslil noli tic;lcion oblenga una lraduccion immcdiatamente lIamanda cst a agcncia (Pcnnsylvania Housing Finance Agcncy) sin cargos al numero mcnr.:ionado arriba, Puedc5 ser e1cgible para IIn preslamo por el programa lIamado "Homeowner's Emcrgency Mortgage Assistance Program" eI cual pllede 5.1lvar su casa de la perdida del dcrccho a redimir su hipoteca, ACT 91 NOTICE IMPORTANT: NOTICE OF HOMEOWNEI(S' EMERGENCY MORTGAGE ASSISTANCE PROGRAM PLEASE ImAD TillS NOTICE. YOU MA Y BE ELIGIBLE FOR I'INANCIAL ASSISTANCE WIIICII CAN Si\ VE YOUR HOME FROM FORECLOSURE AND IIELI' YOU MAKE FUTURE MORTGAGE PA YMENTS DATE: RE: TO: MAILING ADD,; PROPERTY ADD.: FROM: ADDRESS: Novembcr 4, 1994 Accounl No, 0104007713 Dennis A, Sealover 3937 Brookridge Drive, Mechanicshllrg, PA 17055 3937 Ilrookridge Drive, Mechaniesbllrg, PA 17055 Harris Savings Il;lIIk Second and Pinc Strecls, (,,0, Box 1711, Hilrrishurg, PA 17105 EXHIBIT I~ YOII IIII1Y hc ('lil:ihlc rul' tinllndal a~~i~lanl'l' lhal will Jll'cvcnl rUn'dUMlI'C un YOIII' 1IIU11i:agc If YUII rUlllply wilh lhc 1"'uvi,lun, uf thl' 1I111ll1'UWIII'I~' 1-:1II1'1'/.:I'III'Y 1\l1ll1gagc As.~lslancc Al'l uf 19M.1 (lhl' "A('t"), Yun lIIay hc l'li!:ihll' rCII' CIIII'I'I:"nl'Y h'lIIporary ns.,lslanrc II' YUill' dl,ralllt ha~ hl'I'1I1'all.\l'd hy l'in'lIl11slanl'l's hl'yullll YUill' runll'ul, )'UII have n reasonahlc 11I'O~pl'I'1 uf 1'l'~lIllllnl: YUill' 1II11111:al:l' pa)'1II1'nl~, II III I if ,\ UII 11I1'1'1 ulhel' eligibility rCllllil'l'1II1'nl~ ('.'Iahlbhcd hy Ihl' I'clln.,ylvallla lIulI~lni: Finanl'l' :\I:CIICY, I'lea"l' read all ur Ihls Nulll'l', /I rUlIlain~ an l'xplanallun ur YIIIII' I'i!:hl~, Umler the ACI, YUlI arc elllilled Iu a temporary Slay uf fureclusllre on YUill' morlgage fur thirty (30) days fWIIl lhe dale uf this Nutice, DlIring thai time YUll mllsl arrall!:e alld allend a "face-to-folce. meetillg with a represenlalivc of this lellder, or wilh a designaled I.'unsumer credit counseling agency, The purpuse of this mceling is lu allcmptto wurk out a repayment plan, or to otherwise sellle your delinquency. This meeting mu~t occur in the next (30) days. If you allend a face-to. face meeling with lhis lender, or wilh a 1',lIlSUmer credit counseling agency identitied in this notice, no furlher proceeding in mortgage f"reclosure may t.1ke place for thirty (30) days after the date of this meeling, The name, addrl'ss and lelephone number of our representalive is: Stacy Armstrong, Collection Counselor Harris Savings Dank, Second and Pine Streets, 1',0, nox 1711, Harrlshurg, PA 17105 (717)-231.2907 or 1-800-554,4572, Exlension 2907, . The names and addresses of designaled consumer credit counseling agendes arc shown on the attached sheet. It is only necessary to schedule one face-to-face meetillg. You should advise this lendl~r immedialely of your inlentions, Your mortgage is in default because you have failed to pay promptly installments of principal and interest, as required, for a period of at least sixty (60) days, The total amount of Ihe delinquency is $3,199,66, That sum includes the following: Payments of $1,038.00 for the months of September, October, and November, 1994, plus late charges tot.1ling $85,66, Your mortgage is also in default for the following reasons: None If you have tried and arc unable to resolve this problem at or afler your face-to-face meeting, YOII have the right to apply for tinancial assistance from the Homeowner's Emergency Mortgage Assistance Fund, In order to do this, you must fill out, sign and tile a completed Homeowner's Emergency Assistance Application with one of the designated C\1OSllmer credit counseling agencies listed on the attachment. An application fur assistance may only be obtained from a consumer credit counseling agency. The consumer credit counseling agency will assist you in filling out your applicatioll and will submil your completed application 10 the Pennsylvania Housing Finance Agency, Your application must be tiled or postmarked, within thirty (30) days of your face-to-face meeting, " IUHARRIS'" n S^VINGS B^Nl< ~i"rulllJ .11I11 1'1111' Sln'pl.. I' Cl. II.., 1'111 11.1111..1111I1:. 1'1'llIl~\'lv.lIl1.1 l'/III~I.I"'11 1IU~:ll'.'1IJ'11 CUI\IIIEHI.^NI> COUNT\' CHEDIT COUNSELING ^GENCIES Consumer Credit Counseling Scrvicc or Wcslcrn Pcnnsylvania, Inc. 2000 Linglcslown I{nad Harrisburg, I'A 17102 (717)-541-1757 Financial Serviccs Unlimiled 117 West 3rd Street Wayncsboro, PA 17268 (717)-762-3285 Urban League of Melropolit.1n Harrishnrg 25 North Front Street Harrisburg, PA 17101 (717)-234-5925 FAX /I (717)-232-4985 , , YWCA of Carlisle 301 G Street Carlisle, PA 17013 (717)-243-3818 FAX /I (717)-243-3948 ';.t ,I' ! , ""... if. ~ ~:;'I ,"'{ ~,~,.. . ,'_f' ;",_' " i!;\f':l' : '-'1<1\ lj:J FE: ;" ,_: 1,: i1 j' ~ [.' I,:,,' ,j'..-, 1;;1 _'Ii. \: .", --1 .- d. ',',,-(:; j,,' .' 111- 'H_-.U ()l) rJ t: y. ";"If; II .. ,J' Cf!AI,r:r'; ;;1 '.:' U,-,' 'Ill :1',_" ,~ ;:UI'J -I t, . h 'I ,', '311:.: if, . ~ . ",;/, ~ . -.#""'- (.,j; -,,~-...u:. .., .,., ,..7...-. _ j' 'j-->-" ':"\--'!' 1\lf \'" j' L'<J-t..L o . ;Jh.-~ w ". 'I~ /.. fJl,.. ~)f""o. c~ /1t.dc...... I ^--IF) r- \~I .~~. ,- ..... '- j- L " tui.-: --' (J ~ ) D: ,- , <;/ , I.- ~ '.D , ! C' C. " , ~'" ;: :,] c: L F~ , - _.. " . ''1 :5 () .... , .. -c:: -Q~ ~ .~ "'-., ~ ~ - N '- 'Iv-, s c~ ........ f'f',. ,rf" -.; -i ~ ~i ~'\ V LAW C':~'CI5 JlM.;SON & RUBEN StilE 1u7 I'" CHESTNUT STMEET tIAkM.1SUl'KG. YA 1110i 1'1112,16.301~ IN THB COURT O~ COMMON PLEAS OJ' CUMBERLAND COUNTY, PENNSYLVANIA NO. ,,- 1'33 TERM c HARRIS SAVINGS BANK, plaintiff I I I I I I I CIVIL ACTION - LAW IN MORTGAGB J'ORECLOSURB v. DENNIS A. SEALOVER, Defendant TO: Dennis A. Sealover 3937 Brookridge Drive Mechanicsburg, PA 17055 DATE OJ' NOTICEI May 22, 1996 IMPORTANT NOTICB YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO TAXB ACTION REQUIRED OF YOU IN THIS CASE. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IJUlORTAIIT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCI. I' YOU DO NOT HAVE A LAWYER OR CANNOT AFfORD ONE, GO TO OR TELIPHOWl TBa FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HILP. CUMBERLAND COUNTY LAWYER REFERRAL SERVICE COURT ADMINISTRATOR CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA 17013 (717) 240-6200 Respectfully submitted, HANSON and RUBEN BY~..c --- Richard C. RUben, Esquire Attorney for Harris Savings Bank 100 Chestnut Street, Suite 307 Harrisburg, PA 17101 (717) 236-8015 I.D. #27767 Date: S~2/9b / I . HARRIS SAVINGS BANK, I IN THE COURT or COMMON PLIAS or plaintiff I CUKBERLANDCOUNTY, PENNSYLVANIA I v. I NO. U - U33 TERM I DENNIS A. SEALOVER, I CIVIL ACTION - LAW Defendant I IN MORTGAGE rORECLOSURB CERTlrICATB or 8BRVICS I, SHARON R. KYLE, hereby certify that on this d';).....t day of May, 1996, I served a copy of the foregoing Ten Day Notice of Intention to Take Default Judgment by first class United states mail, certificate of Mailing, postage prepaid, addressed as follows: Dennis ~. Seal over 3937 Brookridge Dr. Mechanicsburg, PA 17055 HANSON & RUBEN By: ~-iAdk~R ~ Sharon R. Kyle Paralegal - ~ gal Secretary 100 Chestnut Street, suite 307 Harrisburg, PA 17101 (717) 236-8015 .r H' c;.\; L:; l ,; (. . L~, - L: (,> ,I ,- ,. \..... I) \.AW OHiC[5 HANSON & RUIIEN SUITE )07 101) CIlESTNUT STREET IIARRISHURG, PA /71111 I1l7ll.\f).IUH ~ . , . , HARRI8 8AVING8 BANK, I III TUB COURT or COJOlON PLU8 or Plaintiff I CUJDIIRLAND COUNTY, I'INN8YLVlNIA I v. I NO. " - 1133 TBM I DINlU8 A. 8BALOVIR, I CIVIL ACTION - LAW Defendant I IN KORTGAGB ~ORICL08URI PRAICIPB ~OR BNTRY O~ JUDGMINT TO TUB PROTHONOTARY Cumberland County Courthouse One Courthouse Square Carlisle, PA 17013 Please enter judgment in favor of Plaintiff, HARRIS SAVINGS BANK and against Defendant, DBNNI8 A. 8BALOVBR in the amount of $ 117.392.60 f. g. h. I. i. Principal Interest thru Distribution (10/04/96) Late charges through 9/95 Escrow Attorney's fees $91,018.97 19,140.57 942.26 1,790.80 4.500.00 TOTAL AMOUNT: $ 117.392.60 Plus additional costs and expenses of suit and actual expenditures to preserve sec~rity. Respectfully submitted, HANSON and RUBEN Date: ~/~~~ By dc~tJIr." (I..e:. ~ I~ Richard C. RUben, Esquire Attorney for Plaintiff 100 Chestnut street, Suite 307 Harrisburg, PA 17101 (717) 236-8015 X. D. #27767 ~) , HARRIS SAVINGS BANK, Plaintiff v. I I I I I I I IN TBB COURT or COMMON PLEAS or COXBERLAND COUNTY, PENNSYLVANIA NO. 1& - 1&33 TERN CIVIL ACTION - LAW IN KORTGAGB ~ORECLOSURE DENNIS A. SBALOVER, Defendant NOTICE OF ~NTRY OF JUDGMENT TOI DENNIS A. SEALOVER 3'37 BROOKRIDGE DRIVE MECKANICSBURG, PA 17055 You are hereby notified that on-J'Ltd' ? Judgment has been entered against you in the above , .1996 the following captioned case: JUdgment in favor of Harris Savings Bank and against Dennis A. Sealover in the amount of $ 117.392.60 , additional costs and expenses of suit and actual expenditures to preserve security. Date: ([1-7-(i~ I of the proper persons to I hereby certify that receive these Notices under DENNXS A. SBALOVER 3137 BROOKRIDGE DRIVE MECHANICSBURG, PA 17055 , BARRIS SAVIBOS BANK, Plaintiff IB TBB COURT or COKNOB PLEAS O~ CUMBBRLAND COUNTY, PBNNSYLVANIA v. BO. 96-11533 WRIT BO. "-1'33 Principal Intereat thru Distribution (10/04/96) Late Clbarqea .acrow Attorney's ~eea TOTAL I Plua coats f91,018.97 19,140.57 '42.2' 1,790.80 4.500.00 8117.312.'0 V DBNNIS A. S&ALOVBR, Defen4ant TO THB P~OTHONOTARY or SAID COURT. ISSU8 WRIT O~ EXECUTION IN THI ABOVE MATTIR 1. Direct to the Sheriff of Cumberland County, Pennsylvania; 2. against Dennis A. Sealover, Defendant; 3. and against N/A , Garnishee (s) ; 4. and index this writ a. against De~nis A. Sealover Defendant(s); b. and against N/A Garnishee(s) , as a lis pendens against the real property of the Defendants/ Debtors. 5. Exemption has (fte~) been waived. 6. Seize, Take and Sell the real property of the Defendants, known and numbered as 3937 Brookridge Dr., Cumberland County, Mechanicsburg, Pennsylvania, a legal description of which property is attached. Respectfully submitted, HANSON and RUBEN Date: ~,kp,~ By dd~ t? .d i..,_.J Richard C. RUben, Esquire Attorney for Plaintiff 100 Chestnut Street, suite 301 HarriSburg, PA 17101 (717) 236-8015 I.D. 127767 ~ 0 ~ '-"' I~ .. ~;~ ..:I ?1') :r; '.J~ '- ~i r- , .. - ~ =---) F =. .- ~ .n a en ~l :i H ',-, r-;. "" ..... y...; \j' 1...-., '-...Si N ,--\'-.,: ~ 1\ 1.1 ~ - ~ ~ - ~ ........ "" ...., 'i f'l" .~ ~\"""I-.....,l C-, '-...)-....J :z: \0 0 Q\ H Q\ ~ ......: ... OH 0 r- ~~ S S C M E-< r&I ... ~ E-< ll.1Il ..:! 0 H ;! H \0 H 0 > Q\ E-< O"'lIl H Q\ i 01... ... 0 ... - tn H ....0 8~ - ..:! ! gj r&lt~~ ~ H ~ -H ... "'E > > '-l~jE-< H a 00 0 1Il a::ap.,1Il0<1Il ~ r.l o p.,... ~~ ~ p., ll:ll:E-< or- H 1Il H o ~ -Cl) \0 > 0 .... ~ I r- ~~ ...: . r.l U gj\Or- . 1Il 0< i:i ><1Il MN 0 ~r&lr&la::aN :z: 1Il 1Il p., ~=1Il .... H H Uj~ ~~ E-< ~ :z: Or-. H . . ~ o~c ...e ~ 0 CII ~ cr-. HU :z: > Q ...:... "'H LAW OffiCES HANSON & RUDEN SCITE 307 100 CHESTNUT STREET HARRISBURG, PA 17101 (717) 236,80" . . . "-' ......' r Ii< HAIUlI8 8AVIIl08 BMUt, I III THI COURT or CODON PLUS O~ nallltift I CUMBIRLAND COUNTY, Pl1OI8YLVUIA I v. I 110. U-1633 CIVIL 19U I DIIOI18 A. 8v.LOVIR, I CIVIL ACTION - LAW Defell4allt. I III MORTGAOI ~ORICLOSURI A~~IDAVIT PURSUANT TO PA RCP RULI 312' HARRIS SAVINGS BANK, formerly Harris Savings Association, Plaintiff in the above action, set forth as of the date of the praecipe for the writ of Execution has filed the fOllowing information concerning the real property located at 3937 Brookridae Drive. HamDden TownshiD. Cumberland County. Mechanicsbura. Pennsvlvaniu 1. Name and address of Owner(s) or Reputed Owner(s): Name: Address: ' 3937 Brookridge Drive Mechanicsburg, PA 17055 2. Name and address of Defendant in the Judgment: Dennis A. Sealover Name: Address: 3937 Brookridge Drive Mechanicsburg, PA 17055 3. Name and last known address of additional judgment creditors whose judgments are a record lien on the real property to be sold: Dennis A. Sealover. Name: Address: Eberly Lumber Company P.O. Box 1711 HarriSburg, PA 17105 135 West Allen street Mechanicsburg, PA 17055 Harris Savings Bank Charles C. Loose , Son, Inc. W. Stoever Ave. Myerstown, PA 17067 DUIS SAVIKOS BUK, ndllUft v. I I I I I I I IK '1''' COURT O~ COJOCOK PLIAS O~ CUJUlIRLUD COmrry, PBIDlSYLVUIA .0. "-1'33 CIVIL 1'" CIVIL ACTIOK - LAW IH MORTOAOI 'ORICL08U.B DIIDlIS A. SBALOVIR, Defell4ellt KOTICB O~ 8BIRI'~'S SALI O~ RIAL PROPIRTY PURSUANT TO PA ..C.P. 13129 TUI JroTICBI That the Sheriff's Sale of Real Property (Real Estate) will be held: DATIl September 4, 1996, Wednesday 10:00 a.m. TIMI. C~mmissioner's Hearing Room, 2~ Floor, Cumberland County Courthouse, One Courthouse Square, CarliSle, PA 17013 The property to be sold is delineated in detail in a legal description mainly consisting of a statement of the measured boundaries of the property, together with a brief mention of the buildings and any other major improvements erected on the land. LOCATIO.. (SII DISCRIPTIOH ATTACHID) THE LOCATION of your property to be sold is: Lot # 141 on the Final Subdivision Plan No 11 of Ridgeland as recorded in the Office of the Recorder of Deeds of Cumberland County, Pennsylvania in Plan Book 47, Page 124. Known and numbered as 3937 Brookridge Drive, Mechanicsburg, PA 17055 THE JUDGMENT under or pursuant to which your property is being sold is docked to: No. 96-605, in Cumberland County, Pennsylvania LEGAL DESCRIPTION or 3937 BROOKRIDGE DRIVE, CUMBERLAND COUNTY, HECHANICSBURG, PENNSYLVANIA ALL THAT CERTAIN tract or parcel of land Township, Cumberland County, Pennsylvania, bounded and described as follows: situate in Hampden more particularly BEGINNING at a point on the northeastern corner of the intersection of Ridgeland Boulevard and Brookridge Drive as more fully appears on the hereinafter mentioned Plan of Lots; thence along the eastern line of Brookridge Orive measured in a northeasterly direction on a curve to the right having a radius of 375.00 feet, an arc distance of 100.80 feet to a point; thence continuing along Brookridge Drive N 17 degrees 45 minutes 00 seconds East a distance of 50.64 feet to a point; thence South 72 degrees 15 minutes 00 seconds East along the line of adjoiner between lots 141 and 140 on said Plan a distance of lS3.24 feet to a point; thence South 02 degrees 41 minutes 00 seconds East a distance of 91.98 feet to a point on the northern line of Ridgeland Boulevard; thence along the northern line of Ridgeland Boulevard South 87 degrees 19 minutes 00 seconds West a distance of 183.43 feet to a point, the place of BEGINNING. BEING Lot No. 141 on the Final Subdivision Plan No. 11 of Ridgeland as recorded in the Office of the Recorder of Deeds of Cumberland County, Pennsylvania in Plan Book 47, Page 124. UNDER AND SUBJECT, NEVERTHELESS, to restrictions, conditions and easements of prior record pertaining to said premises. BEING the same premises which Ridgeland Associates (a Pennsylvania Partnership) and Metco Associates (a Pennsylvania Partnership) by their deed dated June 6, 1985 and recorded in the Recorder of Deeds Office in and for Cumberland County in Deed Book I 31, Page 1012 granted and conveyed unto Oennis A. Sealover. TAX PARCE~ NO. 10-17-1035-149 if ~ 0 ~ r .:? "":1]S ~ J. ~. ~.J~ "= r~ li: I.} r- '~ a. , :"'12 'is 20: 4ia? ::'1 -, ~ t5 \.0 a en LAW on"ICES HANSON & RUIlEN SUITE 307 100 CHESTNUT STREET H~RRISHURG, PA 17101 t11112.16-Kt1l5 In the court of Common pleas of cu~berland County, pennsylVnia /'/ 'f hO being dulY sworn according 5".' 'h""" ..pu'Y 5h"" ..2'0.,,0" ..... <.D.5." h' po.,.d '0 "" ,'Y' o. JUlY" "" ., 11. , 3,31 .,oo,,'d" D"." ..,h",C'bU" 'h' p,op"'Y 0' D"'" .'15";0.~\,~ cop'" of ,..1 <.,.,. .", cumberland county, pennsy van~a t laW .0'iC' '0"" ..d D"C"D"O',~~co~~~~.,~. duiy ,'0" .cco'd'" '0 J.cob ..,.,. D'pu'Y 5h" . . o'cloC' ,...' <.D.5.'" h' ..,..d "" ..y' o. JUlY" "" ., ~.o, o"c' po.'" ..d ...c"p"" i' ,h' ,'U, cop'" of ,..1 <.,.,. .'" ~ ,. ....d d.,..d'" '0 .'" D...i' .bo.' .."".d .c'io' upo',~' ~'i~. ..Ch..,C'bU'" Cu.b."..d cou.,y .. 5..'0." .' 3,31 .'00" d'" ih' ~... ".. h..d'" '0 p.,.o.."y pennsylvaniaitS contents an a ,h' ..,d ,'U, ..d "","d,~~Pi'~oo~.i~~ ~~~'..o" .cco,di" '0 '" ,. 'hOO" "i'" 5h" .' .,. .,i' .0,iC' '0"" ..d ..Y' ,h.' h' ..,..d ,h' .bo.' ,..1 ~",h' 5h.,i,' ..il.d ,h' .,ihi' ...c,iD'io' i' ,b' follo.i.. ~"~"S..,O." . .0'iC' of ,h' p..d..cy ....d d.f..d.'" '0 .i" D'~'" .' "0" .dd"" ., 3,31 0' ,h' .c,io' bY ,..ul.' ..,1 '0 hi~.;',...i' 110SS. ,hl. """ BrooKridge Drive, MechaniCsbfurJgi p~o 1996 and was never returned to waS mailed under the date 0 u Y , the Sheriff'S office. di g to , 'ff h bing dulY sworn accor n R. ~homas Klf".' d5h."d i.~'~ .~'lC. h.d b'" .i..' .cco,di" ,." ..Y' ,h" . '.' ,U. ., d ,..".." publiC ...U' 0' '0 "" ..DO..d ,h' .,'hi' ~.~~;;~~ ~u.b."..d Cou.,y. ,...,yl...i' oU'c'Y ., ,h. Cou" .Ou'" . "".. ED 5' ..d ,old ,h. o. 5.D,..b" .. "" ., '0.00 0 c oc ," d.,~bi.'io' .."i' .... fo' ,h' .00 of ".00 '0 .,~o~~~l.~~Ch'\, b.in. hi.h'" bid .nd 5..i..' ..", '" .ucc,"o" .n . 5..1n' ..n' ,h. b." p,ic, ,.c.i..d fo' ,h' ,... .'\;i~ .."i;bU'" ,.. 1110S. 1" .ucc..'o,. ..d ...1.n, ., ,.D. .~~ 5h.,if" ,homa' ,1in. ,h. b.in, ,h. bUY" ln ,hi' E,'Cu"on p., , Eh~,l'f" cn'" sum of $808.98 it being ~oudnddai;~r~~~~~ne s~~et for additional costs. listed belOW. see attac"e HarriS saving BanK vs DenniS ~. sea10ver Sheriff'S costS\ DOCKeting poundage posting BillS ~dvertiSing ~cKnowledging Deed ~uc t ionee r LaW Library CountY Mileage cert Mail LeVY surcharge r? ,:' ,1,(/:' So answej:lr . /..., ",., " t;.0,d 4.. . . ~~~..f""'-' .- ...... ,. ;r //1-"'011' ' ,. I R. ~homas Kline. Sheriff 30.00 15.86 15.00 15.00 30.00 10,00 .50 1.00 8.96 .13 \5.00 4.00 \46.05 bY G I L ,oIl, A (},V,vn"- ~eputY pd. bY ~ttY. 9_\9-96 sworn and subScribed to before me thiS .l {~~ day of J( '-t....-l.~ \996 L..._ C, 1~~L0- .J,~ o prothOnotary 1,/9'13 ~:. ojyc.'1'Y HARRIS SAVINGS BANJl:, I IN THE COURT O~ COKKON PLEA' 0' l'laintitt I CUMBERLAND COUNTY, Pl1Dl8YLVANIA I V. I NO. 94-1433 CIVIL 1194 I DENNIS A. SEALOVER, I CIVIL ACTION - LAW Defendant I IN MORTGAG. fORECLOSURE ArrIDAVIT PURSUANT TO PA RCP RUL. 312' HARRIS SAVINGS BANK, formerly Harris Savings Association, Plaintiff in the above action, set torth as ot the date ot the Praecipe for the Writ of Execution has tiled the tollowing information concerning the real property located at 39]7 BrookridQe Drive. HamDden TownshiD. Cumberland County. Mechanicsl;Jurq, PennsYlvania: 1. Name and address of Owner(s) or Reputed Owner(s): Name: Address: ' Dennis A. Sealover 3937 Brookridge Drive Meohanicsburg, PA 17055 2. Name and address of Defendant in the JUdgment: Name: Address: Dennis A. Sealover 3937 Brookridge Drive Mechanicllb'Jrg, PA 17055 3. Name and last known address ot additional judgment oreditors whose judgments are a record lien on the real property to be sold: Name: Address: Harris Savings Bank P.O. Box 1711 Harrisburg, PA 17105 Eberly Lumber Company 135 West Allen Street Mechanicsburg, PA 17055 Charles c. Loose & Son, Inc. W. Stoever Ave. Myerstown, PA 17067 205 creek Rd. camp Hill, pa 17011 Name: Address: Am. Aluminum and Insulation 150 Fulling Miller Rd. MiddletoWn, PA 17057 2147 Market street ElizabethtoWn, PA 17022 5514 oak Avenue HarrisbUrg, PA 17112 7106 carlisle pike carlisle, PA 17013 .. N.'. .n. "".rnS' of thO lsat r.cor... hol.,r of .v.ry .or""" of record: Hempt Brothers, Inc. pennsy supply, InC. unemplOyment compensation Pl'.. Dept. of Revenue Ritner steel, InC. P P , L Engle Brothers, InC. orivekore, InC. universal suppliers, InC. Banch, I1\C, Builders supplY century spouting co., Inc. Gearhart , Mayberry C.E. sunday well Drilling Harris savings Bank 1001 paxton street Harrisburg, PA 17104 Labor and Industry Bldg. 16m Flr. Harrisburg, PA 17102 Bureau of compliance HarrisbUrg, PA 17127 Claremont Road carlisle, PA 17013 1801 BrookWood street Harrisburg, pa 17104 4713 carlisle pike Mechanicsburg, PA 17105 36 W. Allen street MechanicsbUrg, PA 17055 Rte. 522 selingsgrove, PA 17870 17m, Reading Railroad sts. Camp Hill, PA 17011 P.o. BoX 1711 HarrisbUrg, PA 17105 HARRIS SAVINGS BAmt, : IN THB COURT O~ COMMON PLEAS O~ Plaintiff : CUMBBRLANDCOUNTY, PENNSYLVANIA : v. : NO. 96-1133 CIVIL 1996 : D!lNNIS A. SBALOVER, : CIVIL ACTION - LAW Defendant : IN MORTGAGE fORECLOSURB NOTICB O~ SHERIFf'S SALB or REAL PROPERTY PURSUANT TO PA R.C.P. C312' TAItE NOTICE: That the Sheriff's Sale of Real property (Real Estate) will be held: DATE: September 4, 1996, Wednesday 10:00 a.m. TIMB: Commissioner's Hearinq Room, 2- Floor, Cumberland County Courthouse, One Courthouse Square, Carlisle, PA 17013 The property to be sold is delineated in detail in a leqal description mainly consisting of a statement of the measured boundaries of the property, together with a brief mention of the buildinqs and any other major improvements erected on the land. LOCATION: (SEB DESCRIPTION ATTACHED) THE LOCATION of your property to be sold is: Lot # 141 on the Final Subdivision Plan No 11 of Ridgeland as recorded in the Office of the Recorder of Deeds of Cumberland County, Pennsylvania in Plan Book 47, paqe 124. Known and numbered as 3937 Brookridge Drive, Mechanicsburg, PA 17055 THE JUDGMENT under or pursuant to which your property is being sold is docked to: No. 96-605, in Cumberland County, Pennsylvania THE NAME(S) OF THE OWNER(S) OR REPUTED OWNER(S) OF THIS PROPERTY IS: Dennis A. Sealover A SCHEDULE OF DISTRIBUTION, being a list of the persons, an~ or governmental or corporate entities or agencies being entitled to receive part of the proceeds of the sale received and to be disbursed by the Sheriff (for example to the bank(s) that hold mortgages and municipalities that are owed taxes) will be filed by the Sheriff within thirty (30) days after the sale and distribution of the proceeds of sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it within ten (10) days of the date it is filed. Information about the Schedule of Distribution may be obtained from the Sheriff of the Court of Common Pleas of Cumberland County, Cumberland County Courthouse, Carlisle, Pennsylvania 17013. THIS PAPER IS A NOTICE or THB TIME AND PLACE OP THE SALE OP YOUR PROPERTY. IT HAS BEEN ISSUBD BECAUSE THBRB IS A JUDGMBNT TAKEN AGAINST YOU. IT HAY CAUSB YOUR PROPBRTY TO BB HELD TO BB SOLD OR TAKEN TO PAY THE JUDGMBNT. You may have legal rights to prevent your property from being taken. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, YOU MUST ACT PROMPTLY. YOU SHOULD TUB THIS PAPER TO YOUR LAWYER AT ONCB. GO TO OR TELBPHONB THB OffICE SET PORTH BELOW TO PIND OUT WHERE YOU CAN GET PREE LEGAL ADVICBa COURT ADMINISTRATOR COURT ADMINISTRATOR'S OP~ICB CUMBERLAND COUNTY COURTHOUSE ONE COURTHOUSE SQUARE CARLISLE, PENNSYLVANIA 17013 (717) 249-1133 THE LEGAL RIGHTS YOU MAY HAVE ARE: 1. You may file a petition with the Court of Common Pleas of CUmberland county to open the judgment if you have a meritorious defense against the person or company that has entered judgment against you. You may also file a petition with the same Court if you are aware of a legal defect in the obligation or the procedure used against you. 2. After the Sheriff's Sale you may file a petition with the Court of Common Pleas of Cumberland County to set aside the sale for a grossly inadequate price or for other property cause. This petition MUST BE FILED BEFORE THE SHERIF~IS DEED IS DELIVERED. 3. A petition or petitions raising the legal issues or rights mentioned in the preceding paragraphs must be presented to the Court of Common Pleas of Cumberland County at one of the Court's regularly scheduled Business Court sessions. The petition must be served on the attorney for the creditor or on the creditor at least two (2) business days before presentation to the Court and a proposed Order or Rule must be attached to the petition. If a specific return date is desired, such date must be obtained from the Court Administrator's Office, Cumberland County courthouse, One Courthouse Square, Carlisle, PA 17013, before presentation of the petition to the Court. A copy of the Writ of Execution is attached hereto. Thomas Kline, Sheriff PROOF OF PUBl.IC,\TION OF NOTICE IN CUMBERLAND LA W JOlJRNAL (Under Act No, ~H7. approwd May 16. llJ2lJ). p, L.17H~ STATE OF PENNSYLVANIA : ss. COUNTY OF CUMBERLAND : Roger M. Morllenthal, E.~qulre, Edilor of the Cumberland Law Journal, of the County amI State aforesaid. being duly swom. according to law. deposes and says that the Cumberland Law Journal. a legal periodical published in the Borough of Carlisle in the County and Slate aforesaid. was established January 2, 1l)~2. and de.,ignatcd by thc 'ocal courts as the oflicial legal periodical for the publication of all legal notices. and has. since January 2. IlJ52. been regularly issued weekly in the said COUnly. and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the lilllowing dales. Vil: JULY 26. AUGUST 2. lJ. ll}lJ/\ Affiant further deposes that he is authori/ed 10 verify lhis slatement by the Cumberland Law Journal, a legal periodical of geneml circulation. and that he is not interested in the subject matter of the aforesaid notice or advertisement. and that all allegations in the foregoing statemen18 as to time, place and character of publication are true, 'DJ//I~ Roger l'vl, l'vlorgenthal. Editor IIUL IIftA,. IAI.a 110. It Writ No, 96.1633 Civil HarrI. Savtngs Bank va, Dennla A. Seslover Alty,: Richard C, Ruben ALL THAT CERTAIN tract or pot' eel orland .llual.ln Hampd.n Town, .hlp, Cumberland County, Pennoyl' vanta, more particularly bounded and described BIt rollowll: BEGlNNtl:O at a point on th. northeastern comer of the lntersec. lion or Rtdg.land Boul.vard and Brookrtdg. Drtve as more rully ap- pears on the hereinafter menuoned Plan ort.ota: lhence along Ihe eastern Un. oC Brookrtdge Drlv. m....ured In a northeasterly direction on a curve ID the right havtng a radtUlloC375,OO feet. an arc distance of 100.80 (eet to a polnt: thence continuing along Brookrtdg. Drive N 17 d.grees 45 minutes 00 seconds East a d18tWlce oC 50,64 C..tID a polnl: th.nc. South 72 deg~ 15 minutes 00 seconds East along th. Un. DC adJoln.r be, tween IolJt 141 and 140 on sald Plan a dlJtlancc of 153.24 C"IID a poln" . thence South 02 del(rftS 41 mlnule~ i 00 tle\:UIW. Ea.ljl a dl.ljlanCe of 91.98 . feet 10 a polnl on the northern llne of Rtdgeland Boulevard: th.nc. along th. northern Un. oC Rtdgeland Bout., van! South 87 d.gree. 19 minute. 00 l!Ieconds West a dlalBnce of 183.43 C..t to a point. the plac. oC BEGIN- NING, BEING Lot No, 141 on thr final Subdlvtalon Plan No, 11 or Rtdgrland as recanted In the Offic. orth. Record. er of Orrds of Cumberland County, Pennsylvania In Plan Book 47, Page t24, SWORN TO AND SUBSCRIBED befure me this -Lday Ill' AUGUST .1996 c; It' IIOTARIAL IUL SUSAN II. RAMSEY. NalIly NIle CIlIIIt. ~III CculIr..... t,4y CcoMUIIcn EJpiII s..-1I1l1r8, 18911 L \ I .' .... STATE OF 'ENNSYLVANIA : ss. COUNTY OF CUMDERLAI'D : RllIer M. Morllenthal, Esquire. Editllr Ill' Ihe Cumbcrland Law Journal. of the County and State aforesaid. being duly .~wom. accllrding tlllaw. dcposcs and says that the Cumberland Law Journal, a legal periodil:al published in Ihe BlIrough of Carli,slc in the County and State aforesaid, was established January 2. 11)52. amI designated by the local courLs u.s the onidal legal periodical for the publication of all legal nlltices. and has. since January 2. (1)52. been regularly issued weekly in the said County. and that the printcd notice or publication allached hereto is exactly the same u.s was primed in the regular edition,s amI issues of the said Cumberland law Journal on the following dates. viz: JUl Y 21\. AUGUST 2. I) . 11)1)6 Affiant further deposes that he is authori/ed to velify this statement by the Cumberland Law Journal. a legal periodical of general circulation. and that he is not interested in the subject matter of the lIforljsaid notice or advel1isement. and that all allegations in the foregoing sllltemenlll as to time, place and chaJ'Ucter of publication are true. ---- C[)}tl/~. RlIger M. MlIrgenthal. Editor UALI81'AT& IAL& 110. 14 Wrtl No. 96.1833 Civil Hams Suvtn/lll Bank YO. Dennlo A. SeoloYer Atty.: Richard C. Ruben ALL 1liAT CERTAIN lract or par. cel onand sUualeln Hampden Town. ship, Cumberland County. Pennsyl. vania. more particularly bounded and dcocrtbcd .. follows: BEGINNING al a point on the nort.htastem comer or the Interscc- Uon of Rldgeland BouleYard and Brookrtdge Drtve .. marc fully ap- pears on the heretnalter menUoned Plan of Lola: thence along 1M e..lern Une of Brookrtdge Drtve me..ured In a northeasterly dlrecUOn on a curve to the rtghl haYIng a radius of375.00 fect. an arc dIalance of 100.80 fcct to a point; thence continuing along Brookrtdge 0rtYC N 17 degrees 45 minutes 00 acconda Easl a distance of50.84 fcct to a point: thence South n degrees 15 mlnulea 00 acconds East along the Une of adJolner be- tween Iota 141 and 140 on aald Plan a dlatallce of 1!l3.24 fcct to a poln~ thence South 02 degrees 41 mlnulea , 00 aeculu..bt EasL a c.1ItiLanCC 0191.98 fect to a polnt on the northern Uno of Rldgeland Boulevard: thence along the northern Une ofRJdgeland Boule- vardSouth87degrees 19 mlnuleS 00 """ondo Weat a distance of 183.43 li:ct to a point, the place of BEGIN. NING. BEING Lot No. 141 on the Ftna1 SubdlYlalon Plan No. II of R1dgeland .. recorded In the omce of the ~cord. er or Deeds or Cumberland County. PcnnaylYllllla In Plan Book 47. Page 124. UNDER AND SUBJECT, NEVER, niELESS. to restr1cUoll8. condlUons and easements of prior record per* talnlng to aa1d prcm1.!lc:s. BEING the same premlses whlch Rldgeland ~Ial"" la Pennsylva. nla Partncrahlpl and Melco ~I' aleS la Pennsylvanla Partnership) by , their deed dated June 6. 1985 and recorded In the Rocordcr ci Occda omceln and for Cumberland County . InOccdBook131.Pa1lC1012......ted 'and conveyed unto Dcnnta A Sea. Iovcr. TAX PARCEL NO, 10.17.1035- 149. SWORN TO AND SUBSCRIBED before me this -Ldayof AUGUST . 191)6 ~ ~.l' ~.J~,\;'{I~1 ..~ /. Nlltur 'J K, lllt,!!>/ . IlOTAlW.IUL SUSAN It RAMSEY, NalIIy NIle c..w., CwNlIItIlId Ccu1ly, PI. I.4v CcIMlIIIian EJllIrII SojllIdlIf 8. 1_ :.H' " , l. i .. I I I ' L , " ,. ' t.-, Proof of Publication of Notie.ln Th. Patriot and Th. Evening News an~.d!h!.. ~~n.!~lp!.~t~~~!:.~!.~s Cllmmtm.w,altll 01 PmM/llvnnia. } COllntll 01 Dal/pllin .,.: ...........................!:1J.Sr..~~:!-,..!:!!?I.r:.~,\':............................being duly sworn according to law. deposes and says: Asst. Controller That he Is the ............................ot THE PATRIOT - NF;WS CO.. a corporation organized and existing under the laws at the Commonwealth ot Penns)'lvanla. with its 8rinclpal omce and place of business at 812 to 818 Market Street, In the City of Harri.burg. County at auphin, State at Pennsylvania, owner and publisher of THE PATRIOT and THE EVENING NEWS and the SUNDAY PATRIOT.NEWS newspapers of aeneral circulation, printed and published at 812 tll 818 Market Street, In the City, County and State aforesaid; that THE PATRIOT and THE EVENING NEWS and the SUNDAY PATRIOT. NEWS were established March 4th. 1854. and February 15th. 1917 and September 18th, 1949. reapertively. and all have been continuously published ever since; That the printed notice or publication which i8 securely attached hereto Is exactly as printed and Ma~ro West 23rd and 30th days of published in their re&'Ular ,61lTllone ana Iseue8 which appeared on the .......................................................... July and the 6th day of August 1996. ........................................................................................................................................................................................ That neither he nor said Company Is Interested In the subject matter of said printed notice or adver. tlalng. and that all ot the allegations of this etatement as to the time, place and character of publication are true; and That he has personal knowledge of the facta aforesaid and is duly authorized and empowered to verity this statement on behalf at The Patriot-News Co. aforesaid by virtue and pursuant to a resolu- ~~i~I~i?~::~~':.:~;:~~JD~~~~ ::;~:::~I~ ,,'Ji.'....,....CIoI'- . S t d b 'b 'f t 28th cia t ,O.i{;i;.....,....... ... worn 0 an su scrl e ore ea. ................. y 0 ;"'.;:'\;r;':....,,;r .~.':!~.~.~~., A. D. 1996 ~ ~c r ~~ s7a ,~~......C;.." . ' '" .........N.. rs' .. ....... . ..:;;~....... ,;,t t~li,:':"!!I!D'T~"'t'. . TU'!Y,L. ""II'u~~~:"~~:c NOM"" Pvbli4l ,~,~ '~". -, . "',' My co 1l)~~~~,_tli'..re..:Ill1l8'6:.'~!Ill.. ................. ,.."M& \_~:.'.I"....... i,[~t~._~\~t: Stat....e ftfSlhg Costs Fi,. "'I':" II. . ~ .....~ 'A _tf....... 14' . ".......... _ c\lml;l.~.;:.J,.MQ,..r;,\I."J:\t;y....Sbli'.t'.U~~...Q.u.Mt.~..... ;=:':r"~"::.::.:':."'.:; Ca r 1~.~.!!1.,.......r.~.~......W!.n.................................... .........._...,,~.....~ To THE PATRIOT-NEWS CO., n.... ___....,.~ ........... IJr ,=-4:~,!fIIt~;;:.,= For publishing the notice or publication attached hereto on'the ,................ -.... _II ., bo d 297 . 00 ':;:...................... i a ve state dates. ............................. !!... .. ~~ ~.~-~ ~ E r: Probating 8ame ...........;!.9~.:.~g... Sale No. 14 Total ............................. Publisher's Receipt for Advertising Costs THE PATRIOT-NEWS CO.. lJublisher of THE PATRIOT and THE EVENING NEWS and the SUNDA Y PATRIOT-NEWS. newspupers of general circulation. he,'eby acknowledge receipt of the aforesaid notice and publication costs and certifies that the same have been duly paid. TilE PATRIOT.NEWS CO. Ry .,..,..,.,.,..,....,.............,...".,.,.......................................... REAL ESTATE SALE NO 14 SI,OOO.OO Advance Costs Paid 6-11-96 Atty. Richard C. Ruben Assessed Valuation S13,250.00 WRIT NO. 96-1633 Civil Harris Savings Bunk. Dennis A. Seal over . 3937 Brookridge Drive Carlilse, Pa. REAL DEBT INTEREST A TTY COMM WRIT COSTS A TTY WRIT COSTS PUFF ESCROW LATE CHARGE SHERIFF'S COSTS Docketing Poundage Posting Bills Advertising Acknowledging Deed Auctioneer law Library County Mileage Cerl Mail Postpone Sale Levy Surcharge Legal Search ADVERTISING Law Journal Patriot Share of bills Distribution of Proceeds Sheriff's Deed STAMPS Pa Realty Transfer Tax local Realty Transfer Tax TAXES 1996 Taxes County, Twp & Library & School Sewer & Refuse COMMONWEALTH OF PA lEIN $4,25(),62 VS 91,018.97 19,140.57 4,500.00 98.72 1,790.80 942.26 30.00 15.86 15.00 15.00 30.00 10.00 .50 1.00 8.96 .73 15.00 4.00 ,1\ '<\.' i(, 278.75 298:00 36.68 25.00 24.50