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Home My WebLink About96-01757 ~ .~ r , , , . ;# , , B J J1? ~ JI .~ ... 6 -:r. I " , , I , ",) I,' $ " I j I . U I I r- ! , lS) ! r - ..!3 CT,I " ~I . ' , ' 1 ~ ~ ~ il ~ e., ~ ~ C)(' v) .::t-- V\ 'j-. ~ ~ r.., (J '->> ~ ~ "- ~ ~ ~ ~ ~ -.. '-.)~ , I " I't' 'I I:'. Q: ~~ ~ ~ g ~I w ~ h i ~ ~o ~~- ~ . v~ ~~~ ~~j I ~ E~ If $! ~ c w'" ~f~ . ~~ ~ ~ :I: "- R :> , :5 Ii: <!i E. ...l ~ a: ~i o ::>, U El ~ ~ h CIl . _ 0: Ii z ~ . ~; ~ I . . . . . ,. I ." HARRISBURG BBLCO FBDBRAL CRBDIT UNION, Plaintiff IN THB COURT OF COMMON PLEAS CUMBBRLAND COUNTy, PBNNSYLVANIA q6 NO. /7S7 C~T~ S 1996 v. I I I I CIVIL ACTION - LAW IN MORTGAGE FORBCLOSURB MATTHEW S. TUCCI and SUANN M. TUCCI, Defendant. NOTICB YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Court Administrator 4th Floor, Cumberland County Courthou~e Carlisle, Pennsylvania 17013 (717) 240-6200 NICHOLAS " !7n 11 / By.",\I,',---,,\ BRUCB D. FOR ,BSQUIRE 3207 North Front Street Harrisburg, PA 17110 (717) 236-9391 Pa. Supreme Court ID ~21193 Attorneys for Plaintiff '. i ,) .. . Corporation, dated April 20, 1987, and recorded April 21, 1987, in the Office of the Recorder of Deeds of Cumberland County, in Deed Book P, Volume 32, Page 616. A true and correct copy of the said Deed, including the legal description to the premises, is set forth in Exhibit "A", attached hereto and made a part hereof. 4. By Mortgage in the original amount of $51,400.00, dated May 8, 1995, and recorded May 19, 1995 in the Office of the Recorder of Deeds of Cumberland County in Record Book 1263, Page 483, Defendants obligated themselves to make certain payments to Plaintiff. A true and correct copy of the said Mortgage is attached hereto, labe'~d Exhibit "B" and made a part hereof. 5. The said Mortgage from Defendants to Plaintiff has never been assigned. 6. The Defendants are the sole owners of the aforesaid premises. 7. The Defendants have defaulted on the terms of the said Mortgage by failing to make payments to Plaintiff required under the said Mortgage, specifically monthly payments specified therein due for November, 1995; December, 1995; January, 1996; February, 1996; and March, 1996. Additionally, monthly payments will be due thereafter. \ .'1 , \\'AnMNlY Ulf,D -. f'I'm . Cllt[llJnUn_ ("uUlly llll~:d No. __._. ,~ (()MMOINIU\~ ,rll1''''~'''''~~WlYll~~'' 'I. I :~ Utl'^~r~~~I!._~ 1:;.~~t~I\-''''''-'-:r:! IH'oU" ----~'~ ~ "~'I ... m r, I'~ .' r''''''~,;~~l ,..', 'j U 0 ".: ~.tC~^l "m mll'!/ !:,,':V i. . . :_~ .~ ' :~:I'I,t.."".'._'_"'_I::'::' il 'ffilfi9 I Ii II I' I' II I I ~r"lJg tho 20th IIny of April fn Iho )'cnr nlnelern 11111I,1",11 nml elghty-ooven (1907) BETWEEN HOllE:HP.AD SERVICE CORrOnAl'ION, . a Penney 1 vania corpora tion, hav tng it~ principnl orflce at 120 South Union Street, Middletown, Dauphin County, Petllleylvanin, \lrnntor, Party of tho FirDt Part, AND' MATTHEW S. TUCCI and SUANN M. TUCCI, hie wife, of 6007 A Willow Spring n'lnd, IInrriDburg, r~nnsylvaniR 17111, Grantee9, Parties of the Seoond Part, I t ~ I ~ I '. ,'.,... .... \nTNESSETII, Thot In conslderotion of TWENTY-SEVEN THOUSAND THREE HUNDRED ($27,,00.00) II ;1 :1 Ii 'I II il ," - - - -~----- --- - - - - - - - -- --- - - -- - -- - ---------------- ----- ---------- -------- Dollars, In hom1 p~I<I. Iho rccclpt whercof Is hereby oeknowledged, tho sold grontor do es hereby grant nnd convey to Iho 'old grnnleos, their heirs and assign9. ALL that cortaln tract or parcel of Innd situate in tho Borough of New Cumberland, County of Cwnberland and Commonwealth of Pennsylvania, more particularly bounded and described as follol~s, to wit: !I Ii Ii ,I Ii " !JEGIIItIHIG at a point in the eaaterly right-of-way line of t.legan Court at the div iding line betl<een the premises herein described and Lot No. 26 on the hel'e!nafter mentioned plan of lots; thence along Bald right-of-way line of llegan Court north thirty-three (33) degrees thirty-nine (39) minutes twenty- tlwee (23) secondo east a distance of sixteen and seventy-seven one-hundredths (J6,77) feet to fI point; thence contlnuinll nlong the aame along the aro of a cUl've hav in~ a chol'd benrin(: of nOl'th fifty-seven (57) degrees forty-fhe' (~5) mInutes four (0'1) secondo eaet and a radius of twent.y-five (25) fe"t. for an orc lcngth of twcnty-one and thl'ee onc-hundr'edths (21.03) feet to a point; thence contillulng along the some along the nrc of a curve havlnll a chol'd hcorlnfl of north forty-six (46) degrees twelve (12) minutes sIxteen (16) necolldo CRot (Inri a ,.,,'l1us of fifty (50) fcet for nn arc length of sixty-two nll'l tl/cnty-olle Ollc-hulldredtllO (62.21) feet to R point; thence alona the "Ivldin~ 11M betl<ccn the premises heroin described and Lot No. 30 on the hOI'cinnrter ",,,ntlolled plall of lots south seventy-nine (79) deeree9 twenty-six (2(,) mlnutea fOllrl;ccn (14) secondo cast a distance of one hundred twenty-four and fifty-five OnlJ-lllll1dredtho (124.55) feet to a point; thence alone the line nf l"nds now or fOI',nerly of Conl'ail along the ara of a CUl've having a chord bent'inl3 of Routh thirty-four (34) degrees twenty-roul' (211) minutes thirty-two (32) [:econds eaot. and a radius of nine thousand five hundt"ed ninety-nine and f<lj(Hf 32 we '61.6 EXHIBIT "A" I , " ;1 ., ~ , :/ , :1 ;1 I! i I . :1 . I 'I :/ I i thirty one-hundrl!dthll (9,599.30) feet for an arc lailgth of fifty and eighty- 0111} olle-hund"edt.hn (50.61) foet to a point; thence'along the dividing line h..tween the pI'arnlces herein desaribed and Lot Nos. 26 And 27 on the hl!rl'IIIMter melltl oned plan of lots south sixty (60) degreelS thi rty-one (31) minutes thirt,y- fOil,' (3'1) oeconds wellt a distAnce of one hundred sixteen and fl fly-nIno otl/!-I'"'l(lrr.dths (116.59) feet toa point; thence along the dividing line fl"at abov'! "'lntioned nort.h sixtY-four (64) degree II Deventeen (17) ",IIIUI"1I thirty-eIght (36) necondll west a distanco of one hundred thirty-one nll.1 t.wenty-oix one-hundredth" (131.26) feet to a point, the point and placa of l1F.IlIIINIlW. I, " I I I I i I ~ l1F.ltHl Lot No. 29 on the Plan of Weotover Gardens, which plan is recorded in the Of nee of tho Recorder of Deeds of Cumberland County, Pennsylvania, in Plan !look 46, rnr,<! 126. CONTAl/IING l5,217.281'lIquara feet. '., ..,_ , .. ;. ... "'.'. ,.... . . . . ~ UflDF:R MID SUIlJF.CT to all applicable reatrictions, reservations. easementll and rights-of-way of rocord inclUding but not limited to B Declaration dated December 10, 19/)" and recorded on December 10, 1964 in the Office of tha R'!corder of Deed. of Cumberland County, Pennsylvania in Mise. Book Volume 301, Page 372 and t.hl!! Amendment thereto dated Auguot 19, 1965 and recorded on August 20, 1985 In the Office aforesaid in Misc. Book Volume 306, paga 372. AI.SO UlIDER AND SUIlJECT to two aanitary sewor easements and A drainage c.1ncmcnt.. rEWG PART OF Till, SAllE PREMISES eranted and conveyed by the Entate of Maud H. l.ollgn..cI~er to f1"rn'!stt!ad Serv ic'! COl'poration, Grantor here in, by Deed dated Hay II, 19/)/, and rt!c"H'dl!!d on Hay 15. 1984 in the Office of the Recorder of Deeds of ClJ",berland County, Pennsylvania in Deed Book Volume 30-R, Pagel 358. , , . AI..... Cv"'Jt I,,,J, .,.".,. ., .................... Cumbo c.., PI. I Ji I l'': q '" -:'"..' ,", . (l. il ",': J' . ". I .'::. , , ." c., II " ": :::1 " I, ':'.. " :, I ''-' . I :1: n. " . '.1 .", II I,' r- I , (0.) ~ --- ~~. a..1 ....f_ r,....'., ,..' " , .; RlGISHREO BV--;;;;----' L4 ",-t 1 I. r -0 BOROUGIfOfNlWCUMbLR' "N"; )... ............ .Am'. .3~,: ,__ '-" u. ~...li:~~:__~ ~o-- ,1-'\ or \', 0( ( 19:Y) c...~ c.. 01". CoL A'" ) fTat2:!cif 1;itClitl~n't r .. ~ 'S/.. ~ ~ SchulD'... Cu"'''. c... -t" I.., 1".,. T,..,I., , 1.1. .<t..- ?: /. ~-r. 7 Am'/' ? . ,,"'i7 . . .'1.'- t'!.c.. ~'-U'. 0..... Co. DI,I. e.I. "'" ..,sv q./ GOO~ f 32 r.I,~E 617 "Nil "'0 s.l<I grnlllor '"",,'hy','olly(')'ell, will ~_l\e"Qlly WARlIAN'f AND l'OJlEVI:,,, OlWk:ND thil propeity IN WITNESS WlIEIIEOI', tho snlll Grnnlor h.s caused this Peed to Ilo signed Ily lis l'resldent or. Vice 1'",.I,lelll, nnd nJsu hy lis Seeretnry, or Ily nn Asshlnnt Seeretnry, or by lis Tre.surer. or Ily on Asslatont Trea. s"'n. nrul lis Curl'u,nle Senltu Ilc hereunlo nffixed, the d.y olld year lIut olloyo wrlllen. ^11t~'~J /J-n--.. I:' :''1'1. /J I-f.~ , I~t;>'.)~.' :W,,1. 'J1./!"~,-f.J;' ......'O'~,..........,..,...., . .",1 ,,'I\.r~ !.ve . uako(.n, r. S.cnla.., . '" I," . I .' \..,~.,,~\.,. ~.if~,'" , ~'. '~ .,J" 'I', .~. ~ ~. !:/ il ;!. ~ \!~' 'Ii;; j.,l" (r.OUI'OMTIIIEAI.) . 'j'" \"' \1 ',I",'''' ~ ~ . r .'~' "a'f'; i','., ',' I .') L ~.,." .. .} . -, . ~\"". " . ",' t. '::'1 ". ''fl'''' " ....." ,', : . , "....'.. ~ II ..~ ", ," Il'~ . 3",':' , ~'~("~/,ot' -'I"If I. ,.l!<m~s.TI!:Al>.. .~E~F~'''~'' o~,~q.~~:r.~~,W................. ,-/ d, f.jA . lIy 'J.,,<2,.,MaIV,ry. 1r11A!,......,........,........,....... .,,,. Harll'K line ..1IId... Ct:II'f1f1CAU OF RESIDENCE 11."",(,y certlry, thnt'he p,eclse reslllelleo of Ihe gr.nlee 6007 A Wi Uow Spl'1ng Road JlGrrlsburg, PA 17111 Q)ol\lIunl\(urnlllr o( prnl1,uhlll11111 ~!I"'l1t1! o( DA"rlfIII .................................................. .hJj;.;:;;:ph.~ AUcJn:l., or A.... 'Of OraDl.. } ... Oil Ihi., tho 20th dny 01 ^prll . 10 87 . beroro me, Iho undersign"," omeer. '. . 1'n"",,,lIyal'l'eared S. Hark Kline , who aekno';'ledged himself III III, Iho Pr'coldcnt or Homestead Service Corporation II", rll"'/;lIll1g <o'I'"",U(lII, nlld Ih,,1 ns such, he. bclng authorized by such eolpo,,"on to do so. executed the r""'"..jng ,let,,1 for the 1'"'I">5e therein conl.lned Ily signing his num~,.~II~[~~n,as ~.U~II, I."., ' III "'. 'v' I" ,'J I ...\!\ "'I"f 1" ,p'.f..:-- r','-:'\, ,~I.." ',.'~.\ IN WITNESS \I'HEll EOf', I ho"e "crellnlo set my h.lld'rl!~~!.1t';ri~II,,}1JI:!. ':-;r., ,'i J4'(lf~";'~~" ',: 'll~) ~ ~ ":J'IL' J .: .";'.I~.( H ~. ~ ' .... "f~?;."'.:~'" 11~1.... 0' ','~.U " '" ........."...... M, cnn;~H:&ii~'r:'.:'..~.~.. .{..... ,.1 , ", II ~ ,. .~, ." NA01<Q !, IMiicn(!H:1i01u:,';U11I~ 'lIIIANG IOIOUCH. DAU'HIN COUHlY MY COMMISSION mlRIl nrl, II. 1989 c';u~ P 32 PI/,( 618 .' , ~, . . './ ~ 1 'i 7 " RODrrn" RrcORDE ' ,ll['CLtR I;UMBEf1L R OF DEEDS MID cou '95 NT'f'PA . I'lRY 19 ffl'Il'l:1 ,2 AFTER RECORDING MAIL TO: HARRISBURG BHCO F, C, U. 3500 Trlndl. Ro.d C.mp Hili. PA 17011-4463 LOAN NO. 5 4 B 2 BOT U - L 5 ISp'., AIlov. TIll. Un. Por R..ordlng D'.'I MORTGAGE THIS MORTGAGE ('Securlly Instrument') 15 given on Matthew S. Tucci; and ~U4nn :4. Tucci H . Y B. 199 5 h III W, f l? , The mortgegor 15 ('Borrower"), This Security Instrument Is given to H A R R I S BUR G B [ L C 0 F, C, U" which Is organized and existing under the laws of 1 h 0 U nil 0 d 5 1 . , e. 0 f ^ m 0 r I c . , and whose address Is 3 5 DOT r In" loR 0 . d, C. m p II I I I. r ^ 1 7 0 I 1 . 4 4 6 3 ("Lender"), Borrower owes Lenderthe pflnclpal sum of Fifty Ono Thou..nd Four IIundred Do II." .nd no/lOD Dollars (U,S. $ 5 1 , 4 0 0 , 0 0 ), 'fhls debt Is evidenced by Borrowef's note dated the same date as this Security Instrument ('Note'). which provides for monlhly payments, with the full debt. If nol paid earlier, due and payable on H. Y 1 2. 2 0 0 5 . This Security Instrument secures to Lender: (a) the repayment of the debl evidenced by the Note, with Interesl, and all renewals, extensions end modlllcatlons of tha Note; (b) the payment of all other sums. with Interest, advanced under paragraph 7 to protactthe security of this Security Instrument; and (c) the performance of Borrower's covenants and agreemllnts under this Security Instrument and the Note, For this purpose, Borrower does hereby mortgage, grant and convey to Lender the following described property located In CUM B E R LAN 0 County, Pennsylvania: ALL that certa1n tract or parcel of land situate In the Borough of New Cumberlandj County of Cumberland and Commonwealth of Pennsylvania, more parttcularly bounded and described as follow!!, to wIt: BEGINNING .1 . potnl In tho e..torly rI9hl-of-w.y I Ino of H09.n Coort .t the dlvtdtng line between the premises herein described and Lot No, 28 on the heretnafter mentioned plan of lots; thence along said rlght-of.way line of ""9.n Court norlh thirty-three (33) de9ree. thirty-nine (39) minute. twenty- three (23) ,yoctJnds east" dlstllnce of sixteen Ilnd seventy~seven one~hundredth, (llS.77) f.,t to a potnt: thence continuing along tho same alonl} the olrc of it curye haytng a chord bearIng of north flfty~seYen (57) degrees forty-flye (45) mlnut.s four (04) seconds east and a radlus of twenty~flve (25) feet for an Ire l.ngth of twenty~onlt and three one~hundredths (21.03) foot to it point: thenr;e continuing along the same along the arc of a curve having" chord b..rtng ot north forty~slx (46) degrPres tWf!lve (l?l minutes sixteen (16) s.conds .ast and a radius of fifty (50) fellt for an arc If':ngth of sixty-two and twenty-one one~hundredths (62.21) feet to a point; thence along the diy.dlng line between the premises herein described ilnd Lot No, 30 on the hlrelnafter mentlone-d plan of lots south ~eventy~nlne (79) degrees twenty-six (26) mtnutes fourteen (14) seconds east a distance of one hundred twenty-four and ftfty-flve ono-hundredth. (12A,5S) feot 10' point; thence .lon9 the Iln. of lands now or formerly of Conrail along the arc of a curve having a chord .1.'ln9 of .oulh Ihlrty-four (34) de9roe. twonty-four (24) minute. thlrty'two (32) seconds east and a radtus of nine thousand five hundred ninety-nine and thirty one-hundredth. (9.599,30) foet for .n orc len9th of r\fty and eighty' one one-hundredths (50.81) feet to a point; thance alon9 the dlv Idlng line b.tween the premtses heretn described and Lot Nos. 26 and 27 on the her.lnafter mentioned plan of lots south sllCty (60) degrees thlrty~one (31) mlnut.s th\rty-four (34) seconds west a dlstanc~ of one hundred s Ixte~n and flfty-ntn. one-hundredth. (116,59) feet to . point: thence .Iong the dividing line f1rst above mentioned north sIxty-four (64) degree!! seventeen (17) minutes thtrty-elght (38) seconds west a dl~t^nce of one hundred thirty-one ,nd twenty-six one-hundredths (131.26) fcet to a poInt. the poInt and place of BEGINNING, BEINO Lot No, 29 on !he Plan or We<lover O",den.., which pJan i. recorded in the Or/ice or Ihe Hrc<,,,ler or DrelL. or Cumhcrlaml County. Pennsylvania, in Plan Book 46, Page 126, CONTAININO IS.217,281 square reel. BEINO THE SAME PREMISES WllleH Homeslead Service Corporation, a "e,,,,.ylvania corporation, hy their deed dated April 20. 1987 and teeorded April 21, 1987 in !he Ornce for !he Recording or Deed. in and ror Cumberl.nd County, Pennsylv.lni. in Deed D<Klk No, p. Volume 32. Page 616, granled and conveyed unto Mat!hew S, Tucci and Suann M, Tucci. hi. wire, mortgagor. herein, Pennsylvania 8 Megan Court ISI,..t) ('Property Address"); New C II m her 1 B n d (Clly] which has the address of 1 7 0 7 0 [lip Codl) TOGETHER WITH all the Improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property, All replacemenls and additions shall also bo covered by this Security Ins1rument. All of the foregoing Is referred to In this Security Instrument as the "Property," BORROWER COVENANTS thaI Borrower Is lawfully seised of the eslate horeby conveyed and has the right to mortgage, grant and convey the Property and thaI the Property Is unencumbered, except for encumbrances of rocord, Borrower warrants and will defend generally tho litle to Ihe Property agelnst all claims and domands, subject to any encumbrances of record, PINNSYLVANIA-SINGLE PAMILY--~NMA/~HLMC UNIFORM INSTRUMENT IqC/CMDTF'AIIO~91/""~O(O,'lO',L I F'A(1F , nr" F:XHIBIT "B" hQo'; t ?fj:} P,ICt 4 ~~ PORM 3039 9/90 . LOAN NO, 5 4 S 2 8 0 ~ U "~ \ . . . . . THIS SECURITY INSTRUMENT combines uniform covenants for natlonel use and non, uniform covenanls with limited variations by JuriSdiction to constltuta a uniform security Inslrument covering real property, UNIFORM COVENANTS, Borrower and Lender covenant and agreo as follows: 1. Plym.nl of Prlnclpollnd Inlerlll; Preplymenllnd Let. Chargll. Borrowor shall promptly pay whon due the principal of and Interesl on tho dobt evldencod by tho Nota and ony prClpaymof11 and lAta chargos dua undor the Note, 2. Fundi for Tex.. Ind Inlurlnc.. Subject to eppllcebla lAw or 10 a wrlllen waiver by Lender, Borrowor shall pay to Lender on the day monthly paymenls are dua under tha Note, unllltho Note Is paid In full, a sum ("Funds") for: (a) year1y taxes and assessmenls which may altaln prlorlly over this Security Inslrumenl as a lien on the Property; (b) yearly leasehold payments or ground renls on the Property, If any; (c) yeerly hazard or property Insurance premiums; (d) year1y flood Insurance premiums, If any; (a) year1y mortgage Insurance premiums, II any: and (f) any sums payable by Borrower to Lander, In accordance with the provisions 01 paragraph B, In lieu of the paymant 01 mortgaga Insurance premiums, Thesl/llems are called 'Escrow lIems,' Lander may, at any tlma, collect and hold Funds In an Amount nol to exceed the maximum amount a lender for a federally related mortgage loan may require for Borrower's escrow account under the federal Real Estate Selllement Procedures Act 01 1974 as Amended from tlma to time, 1:1 U,S,C, g 2601 et seq, ('RESPA"), unless anolher law that applies to the Funds sots a lesser amount. If so, Lender may, at eny lime, coli act and hold Funds In on amount not 10 excoed the lessor amount. Lender may osllmnte the amount of Funds due on the basis of currenl dala and reasonable estimates of oxpendllures of hilum Escrow limns or olhorwlse In accordance with applicable law, The Funds shall be held In an Inslltullon whose doposlls are Insured by a federal agency, Instrumenlallly, or entity (Including Lender, If Lender Is such an Inslltullon) or In any Federal Home Loan Bank, Lend"r shall apply the Funds to pay the Escrow Items, Lender may not charge Borrower for holding and applying tho Funds, annually analyzing the escrow account, or verifying Ihe Escrow IIams, unless Lender pays Borrower Interest on Iho Funds end eppllcable lew permlta Lender to mllke such a cherge, However, Lender may roqulre Borrower to pay a one.lime charge for an Independent real estate tax reporting service used by l.ender In connection wllh this loan, unless applicable law provides olherwlse. Unless an agreement Is made or applicable law requires Interest 10 be paid, Lender shall not be required to pay Borrower any 1111erest or earnings on the Funds, Borrower and Lender may agree In writing, however, that Interest shall be paid on Ihe Funds, Lender shall give to Borrower, wlthoul cherge, an annual accounting of the Funds, showing credits and deblls to the Funds and the purpose for Which each deblllo the Funds was made, The Funds are pledged as additional security for all sums secured by this Security Instrument, If the Funds held by Lender exceed the amounts permllted to be held by applicable law, Lender shall account to Borrower for the excess Funds In accordance with the requirements of applicable law, If lhe amount of the Funds held by Lender at any time Is not sulllclenl to pay the Escrow lIems when due, Lender may so nollfy Borrower In writing, and, In such case Borrower shall pay 10 Lender the amount necessary to make up the dellclency, Borrower shall make up the deficiency In no more than twelve monthly payments, et Lender's sole dlscrellon, Upon payment In full of all sums secured by this Security Instrument, Lender shall promptly refund to Borrower any Funds held by Lender, If, under paragraph 21, Lender shall acquire or sell the Property, Lender, prior 10 the acquisition or sale of the Property, shall apply any Funds held by Lender at the time of acquisition or sale as a credit against the sums secured by this Security Inslrument. 3. Appflcatlon 01 Payments. Unless appllceble law provides otherwise, all payments received by Lender under paragraphs 1 and 2 shall be applied: first, 10 any prepayment charges due under the Nola; socond, 10 amounls payable under paragraph 2; third, to Interest due; fourth, to principal due; and last, to any late charges due under the Note, 4. Chargll; LIens. Borrower shall pay alllaxes, assessment~, charges, fines and Imposlllons ellrlbulable to the Properly which may altaln priority owr this Securlly Inslrument, and leasehold paymenls or groull(t rents, If any, Borrower shall pay these obligations In the manner provided In paragraph 2, or If not paid In lhat manner, Borrower shall pay them on time directly to lhe person owed payment. Borrower shall promptly furnish to Lender all notices of amounts to be paid under this paragraph, If Borrower makes these paymanls directly, Borrower shall promptly furnish to Lender receipts evidencing the payments, Borrower shall promptly discharge any lien which has prlorlly over lhls Security Inslrument unless Borrower: (a) agrees In wrlllng to the payment 01 the obligation secured by the tlen In a manner acceplable to Lender; (b) contests In good faith the lien by, or defends agalnsl enlorcement of the lien In, legal proceedings which In the Lender's opinion operate to prevent the enlorcernenl of the lien; or (c) secures from the holder of the lien an agroemenl satisfactory to Lender subordinating the lien to this Security Inslrument. If Lender determines that any part of the Property Is subject to a lien which may altaln prlorlly over this Security Instrument, Lender may give Borrower a nollce Identifying the lien. Borrower shall satisfy the lien or take one or more of the actions set forth above within 10 days of the giving of notice, 5. Hazard or Property Insurance. Borrower shall keep the Improvements now existing or hereafter erected on the Properly Insured against loss by fire, hazards Included wllhln the term 'extended coverage" and any olher hazards, Including floods or flooding, for which Lender requires Insurance, This Insurance shall be maintained In the amounts and for the periods that Lender requires, The Insurance carrier providing the Insurance shall be chosen by Borrower sub)ectto Lender's approval which shall not be unreasonably withheld, If Borrower fells 10 maintain coverage described above, Lender may, at Lender's option, obtain coverage to protect Lender's rights In Ihe Property In accordance with paragraph 7, PENNSYlVANIA-SINGLE FAMILY-FNMA/FltLMC UNIFORM INSTRUMENT ISC/CMOTPAI/oa91/3039(9.90).L PAGE 2 OF S FORM 3039 s/oo rOOK 12fl3 rm 484- LOAN NO, 5 4 8 l 8 a I I' - l ~ . All Insuranca pOlicies and renewals shall be acceplablo to Lander and shalllncludo a standard mortgage clause. Lender ahall have the rlghlto hold the policies and renewals, If Londer requires, Borrower shall promplly glvo to Lendor all recelpls 01 paid premiums and ,dnowel nollces, In tha evenl or loss, Borrower shall give prompl nollce to Ihe Insurance carrier and Lender, Lender may make proof of loss II not made promplly by Borrower, Unless Lender and Borrower otherwise agree In wrlllng, Insurance proceeds 511011 be applied 10 reslornllon or repair or the Properly damaged, IIlhe roslorallon or ropalr Is oconomlcally feaslblo "nd Lender'~ socurlly Is nOllessened, If the reslorallon or repair Is nol economically feasible or Lender's socurlly would be lessenod, tho Insurance proceods shall be applied 10 the sums secured by this Socurlly Instrunlent, whelher or nollhen due, wllh any excess paid 10 Borrower, If Borrower abandons the Property, or does not answor within 30 days a nollce from Lender lhallhe Insurance carrier has offered to settlo a claim, thon Lender may collocllho Insuranco proceeds, Lender may uso tho proceeds 10 repair or restoro tho Property or to pay sums socured by Ihls Securlly Inslrument, whether or nolthon due. Th. 30-day period will hegln when tho nollce Is given, Unless L.nder and Borrower otherwise agree In wrlllng, any applIcatIon of proceeds 10 principal 5hnll nol exlend or poslponelha due dale 01 the monthly paymenls referred 10 In paragraphs 1 and 2 or change tho amOlJfll or tho paymenls. If undor paragraph 211he Property Is acqulrod by Londor, Borrower's rigtl110 any Insumnce policies and proceeds resulllng Irom damage to Iho Property prior 10 tho acqulslllon sholl pass to Lender 10 the oxlonl of tho sums secured by Ihls Securlly Inslrumenllmmedlalely prior to Iho acqulslllon. e. Occupancy. pr...rv.llon, Mlllnl.n.nca and Prol.cllon 01 the Properly; Elorrowor's Lonn Applle.llon; L....hold.. Borrower shall occupy, eSlabllsh, and use the Proporty as Borrower's principal residence wllhln sixty days aner Ihe execullon of Ihls Security Instrumenland shall conllnuo to occupy tho ProperlY ns Borrowers principal residence ror atleasl one year aner tho dale of occupancy, unloss Londer otherwise aorees In wrlllng, which consenl shell nor ba unreasonably wllhheld, or unless e)(\enuatlng circumstances exist which are beyond Borrower's conlrol. Borrower shall nol de 51 roy, damage or Impair the Property, allow the Property 10 delerlorolo, or commit waste onlhe Property, Borrower shell be In delaullll any forfellure ncllon or proceodlng, whelher civil or criminal, Is begun that In Lender's good lallh Judgmenl could resullln forfellure of Ihe Property or olherwlse malerlally Impair Ihe lien crealed by this Security Instrumenl or Lender's security Interesl. Borrower may cure such a default and reinstate, as f"ovlded In paragraph 1 8, by causing the acllon or proceeding to be dismissed wllh a ruling thaI, In Lender's good fall 1 determlnallon, precludes forfellure of the Borrower's Interest In the Property or other malerlallmpalrment of the lien crealed by this Securlly Instrumenl or Lender's securlly Inleresl. Borrower shall also be In defaulllf Borrower, during Ihe loan appllcallon process, gave malerlally false or Inaccurale Information or slalemenls to Lender (or failed to provide Lender wllh any malerlallnformallon) In conneGlIon wllh the loan evidenced by Ihe Note, Including, bul not IImlled to, represenlallons concerning Borrower's occupancy of Ihe Property as 0 principal residence. If Ihls Secllrlly Instrument Is on a leasehold, Borrower shalf comply wllh all the provisions or Ihe lease. If Borrower acquires lee III Ie 10 Ihe Property. the leasehold and the fee IIl1e shall nol merge unless Lender agrees 10 the merger In wrlllng. 7, Protection 01 Lender'. Right. In the Property. If Borrower falls 10 perform Ihe covenants and agreemenls contained In this Security InWument, or there Is a legal proceeding that may slgnlllcanlly alfecl Lender's rlghls In Ihe Property (such as a proceeding In bankruplcy, pro bale, for condemnalion or forfellure or 10 enforce laws or regulations), then Lender may do and pay for whalever Is necessary 10 prolect Ihe value or Ihe Property and Lender's rlghls In Ihe Property, Lender's acllons may Include paying any sums secured by a lien which has prlorlly over Ihls Security Instrument. appearing In court, paying reasonable attorneys' lees and enlerlng on Ihe Property 10 make repairs. Although Lender may take acllon under this paragraph 7, Lender does not have 10 do so, Any amounts disbursed by Lender under this paragraph 7 shallllocome mJdiliol1al debt cl Bunuwer .ecured lJy this Securlly Instrument. Unless Borrower and Lender agree to olher lerms of payment, Ihese amounls shall bear Interest Irom the dale 01 disbursement at the Nole rale and sholl be payable. wllh Inleresl, upon nolice from Lender to Borrower requesllng paymenl. 8, Mortgage Insurance. If Lender required mortgage Insurance as a condlllon of making Ihe loan secured by Ihls Securlly Instrument, Borrower shall pay the premiums required to malnlaln the mortgage Insurance In effect. If, for any reason. Ihe mortgage Insurance coverage required by Lender lapses or ceases 10 be in effecl, Borrower sholl pay lhe premiums raqulred to obtain coverage substanllally equlvalenlto Ihe mortgage Insurance previously In effecl, at a Cosl substantially equivalent 10 the cost to Borrower of Ihe mortgage Insurance previously In effect, from an allernale mortgage Insurer approved by Lender, If subslanllally equivalent mortgage Insurance coverage Is nol available, Borrower shall pay 10 Lender each monlh a sum equal to one,twelfth of Ihe yearly mortgage Insurance premium being paid by Borrower when the Insurance coverage lapsed or ceased to be In effecl. Lender will accepl, use and retain Ihese payments as a loss reserve In lieu or mortgage Insurance. Loss reserve poymenls may no longer be required, al Ihe opllon 01 Lender, If mortgage Insurance coverage (In the amollnt and for Ihe period that Lender requires) provided by an Insurer approved by Lender again becomes available and Is oblalned. Borrower shall pay Ihe premiums required 10 malnlalr i mortgage Insurance In effect, or to provide a loss reserve, unlllthe requlremenl for mortgage Insurance ends In accordance with any written agreement between Borrower and Lender or applicable law. 8. In.pecllon. Lender or Its agent may make reasonable enlrles upon and Inspections of the Property, Lender shall give Borrower nollce althe lime of or prior to an Inspecllon specifying reasonable cause for Ihe Inspecllon, 10. Condemnation. The proceeds of any award or claim tor damages, direct or consequenllal, In connecllon wllh any condemns.lIon or other taking of any part or tho Property, or for conveyance In lieu or condemnallon, are hereby assigned and shall be paid to Lender, P!NNSYlVANIA-SINGl~ fAMllY-FNMA/fHlMC UNIFORM INSTRUMENT ISC/CMOTPA//0391/3039(9-90),l PAGE 3 OF e FORM 3e39 9/90 !ioo; t:~f;3 rACE 4H5 '. . In the event 01 a total laking 01 the Property, Ihe proceeds sholl be applied to Iho sums secured by Ihls Security Instrument, whether or notlhen duo, with any excess paid to Borrower, In the event of D partial Inking of tho Property In which the fair markel value of Ihe Propl1rty Immediately beforo Iho laking Is equDlto or greDler Ihan the amount of the sums secured by this Security Instrumenllmmedlately before the toklng, unless Borrowor And Londor othorwlso agreo In wrlllng, Ihe sums socured by Ihls Securlly Inslrumenl shall be rooucod by Iho Amollnt 01 the procoods multiplied by Ihe following Iracllon: (a) the lotel amount of Ihe sums secured Immodlalely before Ihe Inking, divided by (b) Ih" fair market value 01 the Property Immedlalely before the taking, Any balance shall be paid 10 Borrower, In the event 01 a partial laking of tha Property In which the lair markel value ollhe Property Imn ledlnlely before the taking Is less than 1I1e amount 01 Ihe sums secured Immedlalely belore Ihe laking, unless Borrower and Lender olherwlse agree In wrlllng or unless applicable law otherwise provides, the proceeds shall be applied to Ihe slims secllred by Ihls Security Instrumont whether or not the sums are then due, If the Property Is abandoned by Borrower, or If, alter nollce by Londer to Borrower that tho condemnor o"ors to mako an award or settle a claim for damages, Borrower falls 10 respond to Lendor within 30 days aller Ihe date the nollce Is given, Lender Is authorized to co/lect and apply the procoeds, at Its opllon, elthor to restorallon or repair of the Property or to the sums secured by this Security Instrument, whother or not th' ., duo, Unless Lender end Borrower otherwise agree In writing, any appllcallon l .'ceeds to principal shall not elC1end or postpone the due dote 01 the monlhly paymonls referred to In paragraphs 1 P 2 or chango tho amollnt 01 such payments, 11, Borrower Not Relened; Forbearence [ly Lender Note Wllver. EXlOnslon 01 tho lime for payment or modlflcallon of amortlzallon 01 tho sums secured by this Security Instrumenl granled by Lender 10 any slIccessor In Interest 01 Borrower shall not operate to release the liability ollhe original Borrower or Borrrower's slJccessors In Interest. Lender shall not be required 10 commence proceedings against any successor In Interesl or refllse to elC1end lime for pDymenl or otherwise modify amortlzallon olthe sums secured by this Security Instrumenl by reason ot any demand made by Ihe original Borrower or Borrower's successors In Interest. Any forbearance by Lender In exercising any right or remedy shall not be a walvar 0' or preclude the exercise of any right or remedy, 12. Succenoll end ASIlgns Bound; Jolntlnd Severll L1eblllly; Co-signers. The covenanls and agreements of this Security Instrument shall bind and benellllhe succassors and assigns 01 Lender and Borrower, sUbJect to the provisions 01 paragraph 17, Borrowar's covenants and agreements shall be lolnl find several. Any Borrower who co,slgns this Security Instrument but does not execute the Note: (a) Is co'slgnlng this Securlly Instrument only to mortgage, grant and convey Ihat Borrower's Interest In tha Property under the terms of this Security Inslrument; (b) Is not personally obligated to pay tha sums secured by this Securlly Instrument; and (c) agrees that Lender and any other Borrower may agree to extand, modify, forbear or make any accommodallons wllh regard to the terms of this Security Instrument or the Nota without that Borrower's consent. 13. LOin Chargn. If tha loan secured by this Security Instrulllenlls subject to a law which sets maximum loan charges, and that law Is finally Interpreted so that the Inlerest or other loan charges collected or to be collected In connac!!on with tha loan exceed the permllted limits, then: (a) any such lonn charge shall be reduced by the amount necessary to reduce the charge to tha permitted limit; and (b) any sums already collecled from Borrower which exceeded permlttad limits will be relunded to Borrower, Lender may choose to make this refund by reducing the principal owed undar tha tJote or by making a direct payment to Borrower, If a refund reduces principal, the reducllon will be treated os a partial prepayment without any prepaymenl charge under the Nota, 14, Nollcel. Any notlca to Borrower provided for In this Securlly Instrument shall be given by delivering It or by mailing It by first class llIall unless applicable law requlros use of another method, Tha nollce shall be directed to the Property Address or any other addrass Borrower designates by notice to Lender, Any notice to Lender shall be given by first cless mall to Lender's address stated herein or any other address Lender designates by nollce to Borrower, Any notice provided lor In this Securlly Instrumenl shall be deemed to have been given to Borrower or Lender when glvan es provided In this paragraph, 15. GovernIng Law; Sevlrablllty. This Security Instrument shall ba governed by federal law and the law 01 the lurlsdlctlon In which tha Property Is located, In the eventlhat any provision or ciause 01 Ihls Secllrlly Instrument or the Nota conflicts wllh appllcabla law, su.:h conflict shall not affecl olher provisions 01 this Security Instrllment or the Nole which can be given effact without the conflicting provision, To this end the provisions of this Securlly Inslrument and the Note are declared to be severable, 18, Borrower'l Copy. Borrower shall be given one conformed copy of the Nota and of this Security Instrument. 17. Trlnlfer of the Property or I Beneflclallnlereslln Borrower. If all or any part of tha Property or any Interest In Ills sold or transfarred (or If a beneficial Interest In Borrower Is sold or transferred and Borrower Is not a natural person) without Lender's prior written consent, Lender may, at lis opllon, require Immediate payment In full 01 all sums secured by this Security Instrument. However, this option shall not ba exercised by Lender If exercise Is prohibited by federal law as of the date of this Sacurlty Instrument. II Lender exarclses this opllon, Lender shall give Borrower notice 01 accelerallon, Thl! nollce shall provide a period of not less than 30 days from the dala tha nollce Is delivered or mailed within which Borrower must pay all sums secured by this Security Instrument. II Borrower falls to pay these sums prior to the explrallon 01 this period, Lender may Invoke any remedies permitted by this Security Inslrument without further nollce or demand on Borrower, LOAN NO, 5~828J)HJ'L'5' . PENNSYLVANIA-SINGLE PAMILY-HIMA/fHLMC UNIFORM IIISTnuMENT ISC/CMDTPA//0391/3039(9'90).L PAGE 4 OF 6 fORM 3039 9/90 .1'" ~ t.~fl3 PAC~ 4 fm . '1 . . " ') , LOAN !'~O, 5 4 s 1 SOl u. t 5. .. " ~ ~ ' . .' . ~I 11. Borrower'. RighI 10 Relnlllle. If Borrowor meels certain condlllons, Borrower sl1all have Il1e rlghl to have enforcemenl of Ihls Security Instrument discontinued al any lime prior to Iho earlier 01: (0) 5 days (or such olher period as IIppllcable law may specify for relnslatement) before sale of Iho Property pursuant 10 any power of sale conlalned In Ihls Securlly Inslrument; or (b) entry of a judgment enforcing this Security Inslrument. Those conditions are thaI Borrower: (a) pays Lender all sums which then would be due under Ihls Security Instrument and Ihe Note as If no IIccelerellon had occurred; (b) cures eny defaull of any olher covenants or agreements; (c) pays all e~penses Incurred In enforcing Ihls Security Inslrument, Including, but not limited 10, reasoneblo allorneys' fees; and (d) takes such acllon as Lender may reasonably require 10 assure thai the lien of this Security Instrument, Lender's rlghls In the Property and Borrower's obllgallon 10 pay the sums secured by Ihls Securlly Instrument shall continue unchanged, Upon relnslatemenl by Borrower, this Security Instrument and the obllgallons ser.ured l1ereby shall remain fully elfectlve as If no accelerallon hed occurred, Howewr, this right to relnstale shall not apply In the case of accelerallon under paragreph 17, 111. S.l. of Nole; Chlnge of LOIn Servlcer, The Nole or a partial Interest In the Note (toge:l1er with this Security Instrument) may be sold ono or more times wllhoul prior nollce 10 Borrower, A sale may result In a change In Ihe pntlty (known AS Iho "Loan Servlcer") Ihat collects monlhly payments due underlhe Note and Ihls S'Jcurlty Instrument. There also may be ono or more changes of Iho Loan Servlcer unrelaled to a sale of the Note, If Ihere Is a chango of tho LORn Servlcer, Borrower will bo given wrlllon nollce of Ihe chango In accordance with paragraph 14 above and appllcablo law, The notice wi!! slate !tIe nome and address ollho new Loan Servlcer and the address to which payments should be made. The nollco will also contain any other Information reauired bv applil:lIble law, 20. Hllzerdoul sunsllhces, tlorrower shall not causa or permll the presence, use, disposal, storage, or release of any Haz...rdous Substances on or In the Property, Borrower shall not do, nor allow anyone else to do, anything affecllng Ihe Property thaI Is In vlolallon of any Environmental Law, The preceding two sentences shall not apply 10 the presence, use, or storege on the Property of srnall quantities of Hazardous Substances Ihat are generally recognized to be approprlale to normal residential uses and 10 maintenance of the Property, Borrower shall promplly give Lender wrlllen nollce of any Invesllgatlon, claim, demand, lawsuit or olher acllon by any governmental or regulatory agency or prlvale party Involving the Property and any Hazardous Subslance or Environmental Law of which Borrower has actual knowledge, If Borrower learns, or Is notified by any governmental or regulatory authority, Ihat any removal or other remediation of any Hazardous Substance effecting Ihe Prorerty 15 necessary, Borrower shall promptly take all necessary remedial actions In accordance with Envlronmenln Law, As used In Ihls paragraph 20, 'Hazardous Substances" are those substances defined as 10~lc or hazardous subslances by Environmental Law and the lollowlng substances: gasoline, kerosene, other flammable or 10~lc pelroleum products, 10~lc pesllcldes and herbicides, volatile solvents, materials containing asbeslos or lormeldehyde, and radioactive malerlals, As used In this paragreph 20, "Environmental Law" means federal laws and laws of the lurlsdlctlon where the Property Is localed Ihat relate to health, salety or environmental protection, NON.UNIFORM COVENANTS, Borrower and Lender further covenant and agree as follows: 21. Acceleration; Ramedles. Lender shill give notice 10 Borrower prior 10 accelerallon lollowlng Borrower's breach olllny covenanl or Igreemenlln this Security Instrumenl (bul nol prior to accelerallon under paragraph 17 un II" .ppllclble Ilw provides otherwise). Lender shall nollfy Borrower 01, among other Ihlngs: (a) Ihe dellull; (b) Ihe Icllon required 10 cure the delault; (c) when Ihe delaull must be curad; and (d) lhallallure 10 cure Ihe dellult .. Ipecllled may resullln accelerallon ollhe sums secured by Ihls Security Instrumenl. foreclosure by Judicial proceeding IInd sale of Ihe Property. Lender shall further Inlorm Borrower olthe rlghllo relnstale .lter Icc,'erllllon Ind Ihe rlghllo IISurt In Ihe loreclosure proceeding Ihe non-exlslence 01 a delault or any other d.f.nll of Borr.,wer 10 IIccelerallon and foreclosure. lithe delaullls nol cured as specllled, Lender allts opllon mlV rlqulr. Immedlllle plymenl III lull 011111 sums secured by Ihls Securlly Instrumenl wlthoullurther demand end mllY loreclole Ihls Security Instrumenl by judicial proceeding. Lender shall be entitled 10 call eel all expenles Incurred In pUrlulng Ihe remedies provided In Ihls paragrlph 21, Including, bul not limited 10, .lIorn'YI' leelllnd COstl ol\itle evidence 10 Ihe e~lent permllled by apptlcable law. 22. Relelle. Upon payment of all sums secured by this Security Inslrument, this Securlly Instrument and the estale conveyed shall terminate and become void, After such occurrence, Lender shall discharge and satisfy this Security Inslrument Wllhout charge 10 Borrower, Borrower shall pay any recordation costs. 23. Wlllvers. Borrower, 10 the extenl permllled by applicable law, waives and releases any error or defects In proceedings 10 enlorce Ihls Security Instrument, and hereby waives Ihe beoeflt of any presenl or future laws providing lor slay 01 e~ecullon, extension 01 lime, e~emptlon from allachment, levy and sale, and homestead e~emptlon, PENNSYLVANIA-SINGLE fAMILY-fNMA/fHLMC uNlfonM INSTRUMENT ISC/CMDTPA//0391/3039(9.90),L PAGE 5 OF S fORM 3039 9/90 --.tl')l'3 r~tt 487 MO~ ,.{) LOAN NO, ~ 4 8 2 8 0 I,U ',l,~ . . 24. R.lnllll.menl Plrlod. Borrower's time to reins late provided In paragraph 1 B sholl extend to one hour prior to Ih. commencemenl of bidding al a sherlfl's S1Ile or other sale pursuanlto this Security Instrument. 211. Purchll' Mon.y Mortgag.. II any of the debt secured by tl1ls Securlly Instrument Is lent to Borrower to Icqulr.lllle 10 Ih, Property, Ihls Securlly Instrumenl shall b, a purchase money mortgage, 28. Inl.rlll Ral. Alllr Judgm.nt. Borrower agrees thai the Inlerest rate payable after a Judgment Is entered on th, Nole or In an action of mortgage foreclosure shall be the rate payable from lime to lime under the Note, 27. Rld.rllo Ihla S.curlly Inllrumlnt.1I one or more riders are executed by Borrower end recorded together wllh Ihla Securlly Instrument, the covenants and egreements 01 each such rider shall be Incorporated Into and shall amend and aupplementlhe covenants end agreements of Ihls Security Instrument as II the rlder(s) were a part 01 thl8 Securlly Inllrumen\. [Check applicable box(es) I OAdjustable Rate Rider OGraduated Payment Rider o Balloon Rider OOther(s) [specify) BY SIGNING BELOW, Borrower accepts and agraes to the terms and covenants contained In this Security Instrumenl and In any rlder(s) execuled by Borrower and recorded Wllh II. W1tnessee: ~~~~Gt~\N~'&) R HMARY BRAeuIE~o . .. . o Condominium Rider o Planned Unit Developmont Rldor o Rate Improvement Rider 01.,4 Family Rider [J Blwoekly Payment Rider I] Socond Home Rider M . I I hI. S. rue c I IStll1 .Bollowt ~~~ ROHMARY B A UIE (Stll) .DoIFowt, ISp,., allow Thl. Un. fo, A.knowlldgment! Certlflcale of Ruld,nc. r, Rosemary BrnceCield , do hereby certify that the correct address of the wlthln,named Mortgageels35uD Trlndla Ro.d, elmp 11111. PI' IIUII-4463 Witness my hend this 8 I h day of M. y. 1 9 9 5 . Agant 01 Mortgag.. COMMONWEALTH OF PENNSYLVANIA, Cum bar 1 . n d Countyal: On Ihls, tho 8 I h day of M. J. 1 9 9 S , belore me, the undersigned officer. personally appeared Matthew S. luce I, and Suann M. Tur.c I known to me, (qr sallsfactorlly proven) to be the person s wh~ name s subscribed to the within Instrument and ackno'Nled~~at t hay executed the same for Ihe purposes herein contained, ...'~'~~J~t:;!,,~,EOF, I hereunto set my hand and official seal. ~ .'1;-........".'~. ~ ~ ~ i ..., ll1~ssio"... pr~:t: A u 9 u s t 1 3 I h, 1 n 9 B ~ v u.; . ; ..."./11/;1..., ';'I"':;"~'~: !l'(,l,i'~., s . m. r y ( . C . fl. I ( ~- "0', ,,,',.,}" It - ,'J "fir ;''>:''''.,/'~:,.:/,::.J . I NOTARY PUBLIC 4~;:,,,~""A\/ .~"."~,,:,,, f' Notarial Seal 4,t~.: 't;~ '~~,,:~J'i~' - '\,~~,"...<1!t Rosemary BrACefie,ld. Notary Publlo Tille of Officer ., .' ,\ ,....(..1/. .....~.~~:... ,,\*1-' Hampden Twp., Cumberland County ;,~ /. of 11',,+ ...~'<} ,,~>' My CommiSSIon E,p".s Aug, 13, 190B ~" "", r "'..- ,., MorrlxJi p , It."'" 'flllutrt\\' , ennsylvafllllA.v.oonoonorNotanos /"_~l" P!NNSYLVA~SINGl! fAMllY-fNMA/fHlMC UNlrORM INSTRUMENT ISC/CMDTPA//039'/3039(9'90J,l PAGE e OF e fORM 303.1/.0 . , . of Ponnlylvllnill } SS ':! of Cumberland "",'d in thll office for thl! recordIng of O~~.~.: ~" for .G.lI'l1gerl~nd COUnlV..~7-> . Booka-..3Jol. _ Pogl! LL-"> : i\U my hand an~rl of offIce .; 1:,,,1<). PA thla day of vf/~ f-...". ..,/{~'!' .::; ~;<,.,., 9 ._......:.,~;:.'\.... ........,. .' ."... ""I.~"'-' . ' .r;;,t:..,.",n 'f{' .'i ",1. ... ,;~/..-:, ",...r'::',1:";'A'f";~' '," 'fl"-'~ ,:...\.,.., '.. _"01'.... ~ ,. , ',. .. , , . ,'~ ~ \. . . ....'~I..,'I,ir.."".'I'I";JI.; -~",~\"io'.O'. I .,',,', ,... .~j. -<II'" ",* . . . of,: "~')I" /..~,j I r ..r:,." ~.~ j"'~" '.. ":/ ;,~ " ~;'.,t~, 1.'l..'.J'o ,} " "" '".f'~'''J.JI. ,f',' .' .i.,~,. I'...... I. ';:"~'~'".H";," ~,4( ,"", ,.",' } l/'{ 'ZJJ^~ I.'" " I f;J"dl. I J,.. .' "'1" :,.~"", 1\ ~~J"";J~ .,..,/.-.l._..,.... ....-- ". ,.. , , ...., , . -- - . ,. '~l '..( j 1. "/. A" .....~..I/.,I.. 1'\., ~:"...-. J,t ..J... ' J "'j" '. (....... ." ,r '( .,t.)~....~,..C"'..~,r,,;.. (,I~,., I" .Y;."'.....,. '\',,:<> " . . . "('\" .. .....-..'... ll'.~' " . I. ..,' t.'Oi t~f.3 rm 4~& I 1 i!-; ': ,I ~ I (I ,-, , ,,' 'r' II j; 1.1 i,!,' ',I' rill " I'..' " 11'1 I I I I ,I \ I'll : ~ ., ,- " " " \ " , , , , I, I , .. I I , I I, I , I I II, " i ~ 'I I I '! " \, , 1 : r'fl , \," , ,01 ,. " II , , i,ll, I" "I 1'-, I. I " , '1 I, I. , '.' 'iJI I I :.1. ,I I ., I , I. I I- , " .. ,I ,I , , " , , , i I!'! I I ,; IIi , " !tl'\- , " , 'I I' 'I , , ,.', tI. \'; I' \ j.,' " /,j . I I, , ill I Pi ", 1'''1, t' I q I \. I " 'I I t~ T , ,. I. " I I I , I I' I ~>k;~~~~ I . i,. ,J i!i'i I' '" fl' 'j, .', '" 'I " tLir f (~ ., l,s!l:: 9~ I' Chu- ~( C'~""I'~' i>. <'I ,I' i: C) tIS: . .," <-,," ':1, ~I: . ...,: j f.J C:I " II f,"J t: r -" ',/ , , , I I . . , :' ,'pr;-nv\' 1,-V,:,p-".liIW"t.f;'. -J1Iwr~-'I: . li'"I,,"!;"': /1J.lr!I'~"'~ ,;.' f'. "";'J-~~~ ", ',1 : il. ,q,~IC,q 1..~lr!)'t.\,i, ';I-!,~i!I: " ' ;.,.,'.,,\,,1'''1'''; 1",II4,1_1!,:1"'1,...I\111'1'1 ,'1/{ J: ~1 ~I''i., ',,"I!,. '.,".,'L';'-"_,'~II.I",,":<II.-'J,"Ui',l"\;; "Ii'l" .;.\ --, I';,'" ~;,,"'i','11U'\.\':;dl-'.J:f.JJ!i:."'I..~I~'i'~";~,~" ''')'II """/,;",,,,";1:'> ' ! .f". j ~t.~ \" ii'~~~ . . ' !;;'I:,'.if!~UJ:,r~~~I!~~l.,;r~{fIlIJJ. HARRISBURG BBLCO CRBDIT UNION, Plaintiff IN THB COURT or COMMON PLBAS or CUMBBRLAND COUNTY, PBNNSYLVANIA v. I I I NO. 1996-01757 P I I I CIVIL ACTION - LAW I IN MORTGAGB rORBCLOSURI MATTHEW S. TUCCI and SUANN M. TUCCI Defendant To: MATTHEW S. TUCCI 8 MEGAN COURT NEW CUMBERLAND, PENNSYLVANIA 17070 * ' .)1 You are hereby notifLed that on the ~ day of ~~ 1996, judgment by default was entered against you in the sum of Sixty-Two Thousand Two Hundred Sixty and 92/100 ($62,260.92) Dollars, together with costs of suit and interest from April 1, 1996 and in foreclosure of the property at 8 Megan Coux't, New Cumberland, Pennsylvania 17070, Date: (,'h,J .1'1 1'1'1& , Prothonotary \/~.". 0 )Il'(~l_ , A.i.,,7. ._ / I "1 T YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE, IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cumberland County Lawyer Referral Service One Courthouse Square Carlisle, PA 17113 (717) 240-6200 I hereby certify that the following is the address of the Defendant stated in the certificate of residence: Court FA 17070 "" '" (4 ,., <J- ~ 0.) ~ ~ .' ' " ..;. \ ~ ? J 0 "" , u.: J .. \1"- ~~ !f ~ ~\ - ~ J f ~ ~. ~ .-J '-..9 ...... 01:) ~ "'1 OQ ~ 'Y) f ik ~ , ~ ~ f , . . i. ~ ~~ oj II. t ,.' c:... N ;.:t . (0):;: ~"""' In ."j ,'0 ~O >.;) Q 0 <i- " ~ '- ~ "'~Q QII) 0 <:) " , , lr; ki ~tlO ~ ~ "- " ~ -.j '~C"lS ~ ~ 'noLI' 1.lHM ed'J:09V.Id 9~V.:m:JilS en~ 'HoLI' xePU'J: OJ. '~S'J:t ~o s9,doo .:tno~ htddns '~S,t ^~tVUOS.Ied h1.l~DUilt ~I '(6ZtC 'ON 'd'~'~ed) d,1.lS.Iil~O ~O ~'J:^VP,~~V ~o hdoo puv TVU1D,.IO U'Q ptI\l S~Ulllle,\o.:rclir]: DU1pntOU, UOpdpOSilP ~o sil,doo X'J:S htddns '^~.Iedo.:rd TVaJ: n ISil~ON ... HARRISBURG BELCO PEDERAL CREDIT UNION, Plaintiff IN THE COURT OP COMMON PLEAS OP CUMBERLAND COUNTY, PENNSYLVANIA v. NO. 96-1757 MATTHEW S. TUCCI and SUANN M. TUCCI Defendant. CIVIL ACTION - LAW IN MORTGAGE PORECLOSURE NOTICE OP SHERIPP'S SALE OP REAL ESTATE R.URSUANT TO PENNSYLVANIA RULE OP CIVIL PROCEDURE 3129 TAKE NOTICE: That the Sheriff's Sale of Real Property (real estate) will be held: DATE: September 4, 1996 TIME: LOCATION: CUMBERT~D COUNTY COURTHOUSE CARLISI,E, PENNSYLVANIA 17013 THE PROPERTY TO BE SOLD io delineated in detail in a legal description mainly consisting of a statement of the measured boundaries of the property, together with a brief mention of the buildings and any other major improvements erected on the land. (SEE DESCRIPTION ATTACHED) THE LOCATION of your property to be sold is: B Megan Court New Cumberland Cumberland County Penn.ylvan1a 17070 EXHIBIT "A" LEGAL DESCRIPTION TAX PARCEL") 1& . J ~ O)t.f1 -~ I '1 ALL THAT CERTAIN tract or parcel of land situate in the Borough of New Cumberland, Cumberland County. Pennsylvania, more particularly bounded and described as follows, to wit: BEGINNING at a point in the easterly right-of-way line of Megan Court at the dividing line between the premises herein described and Lot No, 28 on the hereinafter mentioned Plan of Lots; thence along said right-of-way line of Megan Court North 33 degrees 39 minutes 23 seconds East, a distance of 16,77 feet to a point; thence continuing along the same along the arc of a curve having a chord bearing of North 57 degrees 45 ninutes 04 seconds East and a radius of 25,00 feet for an arc length of 21,03 feet to a point; thence continuing along the same along the arc of a curve having a chord bearing of North 46 degrees 12 minutes 16 seconds East and a radius of 50,00 feet for an arc length of 62,21 feet to a point; thence along the dividing line between the premises herein described and L.ot No, 30 on the hereinafter mentioned Plan of Lots South 79 degrees 26 minutes 14 seconds East, a distance of 124,55 feet to a point; thence along the line of lands now or formerly of Conrail along the arc of a curve having a chord bearing of South 34 degrees 24 minutes 32 seconds East and a radius of 9,959,30 fElet for an arc length of 50,81 feet to a point; thence along the dividing line between the premises herein described and Lots Nos, 26 and 27 on the hereinafter mentioned Plan of Lots South 60 degrees 31 minutes 34 seconds West, a distance of 116,59 feet to a point; thence along the dividing line first above-mentioned North 64 degrees 17 minutes 38 seconds West, a distance of 131,26 feet to a point, the point and place of BEGINNING. BEING Lot No, 29 on the Plan of Westover Gardens. which Plan is recorded in the Office of the Recorder of Deeds of Cumberland County, Pennsylvania. in Plan Book 46, Page 126, CONTAINING 15.217,281 square feet, more or less, UNDER AND SUBJECT to all applicable restrictions, reservations, easements and rights-of-way of record. including, but not limited to, a Declaration dated and recorded December 10, 1984 in the Office of the Recorder of Deeds of Cumberland County, Pennsylvania in Mise, Book Volume 301, Page 372 and the Amendment thereto dated August 19, 1985 and recorded August 20, 1985 in the Office aforesaid in Mise, Book Volume 308, Page 372, ALSO UNDER AND SUBJECT to two sanitary sewer easements and a drainage easement. , ...... ALSO BEING the sama premises which Homestead Service Corporation, a Pennsylvania corporation, by Deed dated April 20, 1987 and recorded April 21, 1987 in the Office of the Recorder of Deeds of Cumberland County in Deed Book P, Volume 32, Page 616, grantad and conveyed unto Matthew S, Tucci and Suann N, Tucci, husband and wife, REAL ESIAll,~i1LL:' i",o. m~~ooom On 7 J/ c1t "U / 'i / i the shoriff lovled upon thd Ik[0:',t:,',;', " Interest In thl real property situated in /lou 'f ') LcOc' (;, "L~.,.!~,t:-i' (, Cumberland County, Pa" known and il~ll1\il::rI:,1 J~:UlU.q...."_C:t Jt't, V (' l' ,j' 'I ' . I " " '. "f n })\ ~., '-d \. anu mf\~8 lu:,',,~,I;~"ijl;':-;i ','il ~.>~,~"Hl h "I t.~ '"II. I this lI.rlt arId b~ t'I'O I'~I.'''",\ ,,', : ',' ',.., ,I,' '11 ", I l.r,.,; -..I vI ,; I ""( .' ,I ' ,/' . "'., \ " . [;.}te:';' oJ /. il, l ' '(' L;: .Ill ','t~.d-,:.Je'''O,!-,-<- /(2..l /"Ct,je'r"<.r- 'flIP! ^ " ,I .:; i~ N ;) d :n :':! ':; \/') , , 96, IIV 90 0 I Z I'll I I, ;.~ ,I . ;,,;, ~~1~3ho _lIL Jll ..II~JO THE JUDGMENT under or pursuant to which your property is being sold is docketed in the within Commonwealth and County to: NO. 96-1757 THE NAME(S) OF THE OWNER(S) OR REPUTED OWNERS of this property is: Matthew S. Tucci and Suann M. Tucci A SCHEDULE OF DISTRIBUTT.ON, being a list of the persons and/or governmental or corporate ~ntities or agencies being entitled to receive part of the proceeds of the sale received and to be disbursed by the Sheriff (for example, to banks that hold mortgages and municipalities that are owed taxes) will be filed by the Sheriff of this County thirty (30) days after the sale and distribution of the proceeds of sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it within ten (10) days of the date it is filed. Information about the Schedule of Distribution obtained from the Sheriff of the Court of Common Pleas within County at the Courthouse address specified herein, may be of the THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY. IT HAS BEEN ISSUED BECAUSE THERE IS A JUDGMENT AGAINST YOU. IT MAY CAUSE YOUR PROPERTY TO BE HELD. TO BE SOLD OR TAKEN TO ~ THE JUDGMENT. You may have legal rights to prevent your property from being taken away, A lawyer can advise you more specifically of these rights, If you wish to exercise your rights, YOU MUST ACT PROMPTLY, YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE: - . ., EXHIBIT "Au LEGAL DESCRIPTION TAX PARCEL III ,1" J~' 0)"11 31", ALL THAT CERTAIN tract or parcel of land situate in the Borough of New Cumberland, Cumberland County, Pennsylvania, more particularly bounded and described as follows, to wit: BEGINNING at a point in the easterly right-of-way line of Megan Court at the dividing line between the premises herein described and Lot No, 28 on the hereinafter mentioned Plan of Lots: thence along said right-of-way line of Megan Court North 33 degrees 39 minutes 23 seconds East, a distance of 16,77 feet to a pOint: thence continuing along the same along the arc of a curve having a chord hearing of North 57 degrees 45 minutes 04 seconds East and a radius of 25,00 feet for an arc length of 21.03 feet to a point: thence continuing along the same along the arc of a curve having a chord bearing of North 46 degrees 12 minutes 16 seconds East and a radius of 50,00 feet for an arc length of 62,21 feet to a point: thence along the dividing line between the premises herein described and Lot No, 30 on the hereinafter mentioned Plan of Lots South 79 degrees 26 minutes 14 seconds East, a distance of 124,55 feet to a point; thence along the line of lands now or formerly of Conrail along the ar.; of a curve having a chord bearing of South 34 degrees 24 minutes 32 seconds East and a radius of 9,959,30 feet for an arc length of 50,81 feet to a point; thence along the dividing line between the premises herein described and Lots Nos, 26 and 27 on the hereinafter mentioned Plan of Lots South 60 degrees 31 minutes 34 seconds West, a distance of 110,59 feet to a point: thence along the dividing line first above-mentioned North 64 degrees 17 minutes 38 seconds West, a distance of 131,26 feet to a point, the point and place of BEGINNING, BEING Lot No, 29 on the Plan of Westover Gardens, which Plan is recorded in the Office of the Recorder of Deeds of Cumberland County, Pennsylvania, in Plan Book 46, Page 126, CONTAINING 15,217,281 square feet, more or less, UNDER AND SUBJECT to all applicable restrictions, reservations, easements and rights-of-way of record, including, but not limited to. a Declaration dated and recorded December 10, 1984 in the Office of the Recorder of Deeds of Cumberland County, Pennsylvania in Mise, Book Volume 301, Page 372 and the Amendment thereto dated August 19. 1985 and recorded August 20, 1985 in the Office aforesaid in Mise, Book Volume 308, Page 372, ALSO UNDER AND SUBJECT to two sanitary sewer easements and a drainage easement,