HomeMy WebLinkAbout96-02478
1, Plaintiff iB Doneqal Mutual Insurance Cas" an insurance
coapany duly authorized to issue insurance policies in the Commonwealth
of Pennsylvania,
:Z, Defendant is Richard , Mary Swartz individually and as
husband and wife, jointly and severally and as joint tenants by the
entireties trading as Fox's Pizza with a place of business at 1832
Steretts Gap Avenue, Carlisle, PA 17013,
3. Plaintiff, at the request of Defendant, or Defendant's
authorized agent, issued a Worker's Compensation and Employer's
Liability policy naming Defendant as the insured. A tr.ue and correct
copy of the policy is attached hereto, incorporated herein and marked
Exhibit "A",
4. The total standard premium for the insurance year set out in
the policy was $7,609.00, In accordance with the rules, rates and
classifications of the Pennsylvania Worker's Compensation Bureau (PWCB)
and the premium endorsement, the estimated premium is subject to
increase or decrease in accordance with the actual payroll figures
established by the insured but not available at time of policy
issuance,
5, Plaintiff was permitted to audit the true and correct books
and recorda of the Defendant.
6, As a result of Plaintiff'S audit of Defendant's payroll, an
adjusted premium of $2,672.00 became due and owing Plaintiff by
Defendant for insurance year as set forth on the finAL earned premium
adjustment endorsement, a true and correct copy of which is attached
hereto, incorporated herein and marked Exhibit "A",
7, All credits to which Defendant is entitled are set forth on
the statement of account, a true and correct copy of which is attached
hereto, incorporated herein and marked Exhibit "A",
8, By virtue of the foregoing, Defendant is indebted to
Plaintiff in the amount of $2,672,00 for an additional premium.
9, Al though Plaintiff has made demand upon Defendant for
$2,672,00, Defendant has failed and refuses to pay the same or any part
thereof,
WHEREFORE, Plaintiff demands judgment against the Defendant for
$2,672,00 with interest from January 26, 1995 at 6' and costs thereon
on Count I,
COUNT II
10, Plaintiff at the request of Defendant and/or Defendant's
authorized insurance agent, issued an insurance policy of the kind and
type as more fully set forth and attached hereto and marked as Exhibit
"B", naming the Defendant as the insured. A true and correct copy of
the insurance poi icy declarations described above are attached hereto,
incorporated herein and marked Exhibit "B",
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SPECIAL COMPANY ANa :;rA TF. INFOFlM.\fION
PReVIOUS INSURER
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DONEGAL' (]~
M"'"E TTA, PENNSYLVANIA t 7547-0302
HOME OfFICE COpy
STANDARD WORKERS COMPENSATION
AND EMPLOYERS LIABILITY POLICY
INFORMATION PAGE - STANDARD
RENEWAL POLl CY
CARRIER ~ 15636
WC 00l3644-01 Ol/Ol/94 Ol/Ol/95 WC 0013644-00DONEGAL MUTUAL INSURANCE 0004321
l. RICHARD & MARY SWARTZ T/A
FOX'S PIZZA
1900 SPRING RD
CARLISLE PA l7013
FEIN ~ 000000000 RISK ID ~
NO ADDITIONAL LOCATIONS
ENTITY OF INSURED - PARTNERSHIP
2. POLICY PERIOD - Ol/Ol/94 TO Ol/01/95 12:01 AM STANDARD TIME AT THE
MAILING ADDRESS OF THE INSURED AS STATED HEREIN.
J RODNEY FICKEL INS AGY INC
15l W HIGH ST
P 0 80X l
CARLISLE PA 17013
(717) 249-2812
3. COVERAGES
A, WORKERS COMPENSATION INSURANCE:PART ONE OF THE POLICY APPLIES TO THE WORKERS
COMPENSATION LAW OF THE STATES LISTED HERE:PA.
B. EMPLOYERS LIABILITY INSURANCE:PART TWO OF THE POLICY APPLIES TO WORK IN EACH
STATE LISTED IN ITEM 3A. THE LIMITS OF OUR LIABILITY UNDER PART TWO ARE:
BODILY INJURY BY ACCIDENT $lOO,OOO EACH ACCIDENT
BODILY INJURY BY DISEASE $100,000 EACH EMPLOYEE
BODILY INJURY BY DISEASE $500,000 POLICY LIMIT
C, OTHER STATES INSURANCE: PART THREE OF THE POLICY APPLIES TO THE STATES,
IF ANY, LISTED HERE: ALL STATES EXCEPT NV, ND, OH, WA, WV & WY
D, THIS POLICY INCLUDES THE FOLLOWING ENDORSEMENTS: WCOOOOOO WC000404
ZZ 4 0591 WC370601 WC370602 WC370603
4. THE PREMIUM FOR TillS POLICY WILL BE DETERMINED BY OUR MANUALS OF RULES,
CLASSIFICATIONS, RATES, AND RATING PLANS. ALL INFORMATION REQUIRED BELOW
IS SUBJECT TO VERIFICATION AND CHANGE BY AUDIT. PREMIUM ADJUSTMENT SHALL
BE MADE ANNUALLY.
ST LOC CODE
CLASSIFICATION OF OPERATIONS
EST
CLASSIFICATION DESCRIPTION TOT-TERM
REMUN
EST
TERM
PREMIUM
RATE
PER $100
REMUN
PA OOOl 975
RESTAURANT
35,000 6,07
p~rT'~'I':<.-':, l)0!1nll
, ' ., r f 1! II 1 ~
2,125
MINIMUM PREMIUM
(PAl
$745
EXPENSE CONSTANT: (PAl
ESTIMATED ANNUAL PREMIUM:
DEPOSIT PREMIUM:
$140
$2,265
$2,265
ISSUE DATE lO/28/93
ISSUING OF~'ICE:
COPYRIGHT
1987 NATIONAL COUNCIL ON COMPENSA;1~~
PreSIdent
DONEGAL' e~
MARIETTA, PENNSYLVANIA 17~47,0302
!t~~l~ v~r~L~ LV~L
STANDARD WORKERS COMPENSATION
AND EMPLOYERS LIABILITY POLICY
INFORMATION PAGE - STANDARD
AMENDED POLICY - Ol/Ol/94
SUPERSEDES ANY PREVIOUS POLICY BEARING THE SAME NUMBER AND POLICY PERIOD
CARRIER ~ 15636
WC 00l3644-01 01/01/94 01/01/95 WC 00l3644-00DONEGAL MUTUAL INSURANCE 0004321
l. RICHARD & M~RY SWARTZ T/A
FOX'S PIZZA
1900 SPRING RD
CARLISLE PA 17013
FEIN ~ 000000000 RISK ID ~
J RODNEY FICKEL INS AGY INC
151 W HIGH ST
POBOX l
CARLISLE PA 17013
(717) 249-2812
NO ADDITIONAL LOCATIONS
ENTITY OF INSURED - PARTNERSHIP
2. POLICY PERIOD - 01/01/94 TO 01/01/95 12:01 AM STANDARD TIME AT THE
MAILING ADDRESS OF THE INSURED AS STATED HEREIN.
3. COVERAGES
A. WORKERS COMPENSA'rrON INSURANCE: PART ONE OF THE POLICY APPLI ES TO THE WORKERS
COMPENSATION LAW OF THE STATES LISTED HERE:PA.
B. EMPLOYERS LIABILITY INSURANCE:PART TWO OF THE POLICY APPLIES TO WORK IN EACH
STATE LISTED IN ITEM 3A. THE LIMITS OF OUR LIABILITY UNDER PART TWO ARE:
BODILY INJURY BY ACCIDENT $100,000 EACH ACCIDENT
BODILY INJURY BY DISEASE $100,000 EACH EMPLOYEE
BODILY INJURY BY DISEASE $500,000 POLICY LIMIT
C. OTHER STATES INSURANCE: PART THREE OF THE POLICY APPLIES TO THE STATES,
IF ANY, LISTED HERE: ALL STATES EXCEPT NV, ND, OH, WA, WV & WY
D. SEE ATTACHED SCHEDULE FOR LIST OF ENDORSEMENTS FORMING A PART OF THIS
POLICY.
4. THE PREMIUM FOR THIS POLICY WILL BE DETERMINED BY OUR MANUALS OF RULES,
CLASSIFICATIONS, RATES, AND RATING PLANS. ALL INFORMATION REQUIRED BELOW
IS SUBJECT TO VERIFICATION AND CHANGE BY AUDIT. PREMIUM ADJUSTMENT SHALL
BE MADE ANNUALLY.
CLASSIFICATION OF
OPERATIONS
EST
TOT--TERM
REMUN
RATE
PER $100
REMUN
ST LaC
CODE
CLASSIFICATION DESCRIPTION
PA 0001
975
RESTAURANTS
35,000
5.53
MINIMUM PREMIUM $745 (PA) EXPENSE CONSTANT: (PA)
ESTIMATED ANNUAL PREMIUM:
DEPOSIT PREMIUM:
~ 'tHE FOREGOING AMENDMENT RESULTS IN A RETURN PREMIUM OF:
J' ISSUE DATE 01/25/94
. ISSUING OFFICE:
. CL-J(1IB9) (,()PVRT~H'T' ,QR7 NArrrnNAT, rnrtNrrT. ON C()MPP.N~~~~
EST
TERM
PREMIUM
1,936
$140
$2,076
$2,076
$189
Prllllldont
DONEGAL' e~fUUUU
MARIETTA, PENNSYLVANIA' 7547.0302
hUM"; ul.nCI:; lUt"/
STANDARD WORKERS COMPENSATION
AND EMPLOYERS LIABILITY POLICY
INFORMATION PAGE - STANDARD
AMENDED POLICY - Ol/Ol/94
CHANGE IN COVERAGE
SUPERSEDES ANY PREVIOUS POLICY BEARING THE SAME NUMBER AND POLICY PERIOD
CARRIER ~ 15636
WC 00l3644-01 01/01/94 Ol/Ol/95 WC 00l3644-00DONEGAL MUTUAL INSURANCE 0004321
l. RICHARD & MARY SWARTZ T/A
FOX'S PIZZA
1900 SPRING RD
CARLISLE PA 17013
FEIN ~ 000000000 RISK 10 ~
NO ADDITIONAL LOCATIONS
I ENTITY OF INSURED - PARTNERSHIP
2. POLICY PERIOD - 01/01/94 TO 01/01/95 12:01 AM STANDARD TIME AT THE
MAILING ADDRESS OF THE INSURED AS STATED HEREIN.
J RODNEY FICKEL INS AGY INC
151 W HIGH ST
P 0 80X l
CARLISLE PA 17013
(717) 249-2812
3. COVERAGES
A. WORKERS COMPENSATION INSURANCE: PART ONE: OF THE: POLl CY APPLI E:S 'fO THE: WORKERS
COMPENSATION LAW OF THE STATES LISTED HERE:PA.
B. EMPLOYERS LIABILITY INSURANCE:PART TWO OF THE POLICY APPLIES TO WORK IN EACH
STATE LISTED IN ITEM 3A. THE LIMITS OF OUR LIABILITY UNDER PART TWO ARE:
BODILY INJURY BY ACCIDENT $100,000 EACH ACCIDENT
BODILY INJURY BY DISEASE $100,000 EACH EMPLOYEE
BODILY INJURY BY DISEASE $500,000 POLICY LIMIT
C. OTHER STATES INSURANCE: PART THREE OF THE POLICY APPLIE:S TO THE STATE:S,
IF ANY, LISTED HERE: ALL STATES E:XCEPT NV, NO, OH, WA, WV & WY
D. SEE ATTACHED SCHEDULE: FOR LIST OF ENDORSE:MENTS FORMING A PART OF THIS
POLICY.
4. THE PREMIUM FOR THIS POLICY WILL BE DETERMINED BY OUR MANUALS OF RULES,
CLASSIFICATIONS, RATES, AND RATING PLANS. ALL INFORMATION REQUIRED BELOW
IS SUBJECT TO VERIFICATION AND CHANGE BY AUDIT. PREMIUM ADJUSTMENT SHALL
BE MADE ANNUALLY.
CLASSIFIC^TION OF
OPERATIONS
EST
TOT-TERM
REMUN
RATE
PER $lOO
REMUN
EST
TERM
PREMIUM
I ST LOC
CODE
CLASSIFICATION DESCRIPTION
I PA OOOl
975
RESTAURANTS
64,l78
5.53
3,549
MINIMUM PREMIUM
$745
(PA)
EXPENSE CONSTANT: (PAl
ESTIMATED ANNUAL PREMIUM:
DEPOSIT PREMIUM:
IN AN ADDITIONAL PREMIUM OF:
$140
$3,689
$3,689
$1,613
THE FOREGOING AMENDMENT RESULTS
i I SSUE DATE 05/18/94
ISSUING OFFICE:
Cl.J(7/89) ('()PVRT~I-tT lqA7 NArrT()NAr. ('OtlNrrr.
()N r()MP~Nc:.~~~
DONEGAL ' e~
MARIETTA, PENNSYLVANIA 11~"0302
II '.J I'I~:' \.) I.. I.' ~ l. J,'~ l.... ,.) t' !
STANDARD WORKERS COMPENSATION
AND EMPLOYERS LIABILITY POLICY
IN~ORMATION PAGE - STANDARD
AMENDED POLICY - Ol/01/94
SUPERSEDES ANY PREVIOUS POLICY BEARING THE SAME NUMBER AND POLICY PERIOD
CARRIER U 15636
we 00l3644-01 Ol/01/94 01/01/95 WC 00l3644-00DONEGAL MUTUAL INSURANCE 0004321
l. RICHARD & MARY SWARTZ T/A
FOX'S PIZZA
1900 SPRING RD
CARLISLE PA 17013
FEIN # 000000000 RISK ID #
J RODNEY FICKEL INS AGY INC
151 W HIGH ST
POBOX 1
CARLISLE PA 17013
(717) 249-2812
SEE ATTACHED SCHEDULE FOR ADDITIONAL INSURED LOCATIONS
ENTITY OF INSURED - PARTNERSHIP
2. POLICY PERIOD - Ol/01/94 TO 01/01/95 12:01 AM STANDARD TIME AT THE
MAILING ADDRESS OF THE INSURED AS STATED HEREIN.
3. COVERAGES
A. WORKERS COMPENSATION INSURANCE:PART ONE OF THE POLICY APPLIES TO THE WORKERS
COMPENSATION LAW OF THE STATES LISTED HERE:PA.
B. EMPLOYERS LIABILITY INSURANCE:PART TWO OF THE POLICY APPLIES TO WORK IN EACH
STATE LISTED IN ITEM 3A. THE LIMITS OF OUR LIABILITY UNDER PART TWO ARE:
BODILY INJURY BY ACCIDENT $lCO,OOO EACH ACCIDENT
BODILY INJURY BY DISEASE $100,000 EACH EMPLOYEE
BODILY INJURY BY DISEASE $500,000 POLICY LIMIT
C. OTHER STATES INSURANCE: PART THREE OF THE POLICY APPLIES TO THE STATES,
IF ANY, LISTED HERE: ALL STATES EXCEPT NV, ND, OH, WA, WV & WY
D. SEE ATTACHED SCHEDULE FOR LIST OF ENDORSEMENTS FORMING A PART OF THIS
POLICY.
THE PREMIUM FOR THIS POLICY WILL BE DETERMINED BY OUR MANUALS OF RULES,
CLASSIFICATIONS, RATES, AND RATING PLANS. ALL INFORMATION REQUIRED BELOW
IS SUBJECT TO V~RIFICATION AND CHANGE BY AUDIT. PREMIUM ADJUSTMENT SHALL
BE MADE ANNUALLY.
ST LOC CODE
CLASSIFICATION OF OPERATIONS
EST
CLASSIFICATION DESCRIPTION TOT-TERM
REMUN
RATE
PER $lOO
REMUN
EST
TERM
PREMI UM
SEE EXTENSION OF INFORMATION PAGE
4,655
MINIMUM PREMIUM
$745
( PA)
EXPENSE CONSTANT: (PA)
ESTIMATED ANNUAL PREMIUM:
DEPOSIT PREMIUM:
IN AN ADDITIONAL PREMIUM OF:
$140
$4,795
$4,795
$l,106
THE FOREGOING AMENDMENT RESULTS
ISSUE DATE 06/10/94
ISSUING OFFICE:
CL'3(7/89) r()PVAT~J.{T , qA7 NATTONAr. ("()[JNC'TT.
ON (,()MPF.N~~~~ President
DONEGAL e~
MARIETTA, PENNSYLVANIA 17~.7-0-J02
HuM I:. vr r' I CI:. CU",'{
STANDARD WORKERS COMPENSATION
AND EMPLOYERS LIABILITY POLICY
INfORMATION PAGE - STANDARD
AMENDED POLICY - Ol/01/94
I
: 5UPERSEDES ANY PREVIOUS POLICY BEARING THE SAME NUM8ER AND POLICY PERIOD
CARRIER * 15636
~c 0013644-01 Ol/Ol/94 01/01/95 WC 00l3644-00DONEGAL MUTUAL INSURANCE 0004321
1. RICHARD & MARY SWARTZ T/A
FOX'S PIZZA
1900 SPRING RD
CARLISLE PA 17013
fEIN * 000000000 RISK ID *
J RODNEY fICKEL INS AGY INC
151 W HIGH ST
POBOX l
CARLISLE PA 17013
(717) 249-2812
POLICY E X T ENS I o N o l" I N f o R MAT I 0 N P AGE
PAGE 2
CLASSI fICATION Of OPERATIONS
EST RATE EST
ST LOC CODE CLASSIfICATION DESCRIPTION TOT-TERM PER $lOO TERM
REMUN REMUN PREMIUM
PA 0001 975 RESTAURANTS 64,l78 5.53 3,549
TOTAL FOR LOCATION 0001 3,549
0002 975 RESTAURANT 20,000 5.53 1,106
TOTAL FOR LOCATION 0002 1,106
TOTAL FOR PENNSYLVANIA
4,655
.,.
,. , , . ~ . , .1' ~ "'"
1987 NATIONAL COUNCIL ON COMPENSA;1~.~
Presidenl
~I Donegal Mutual Insurance Company
I I Atlantic States Insurance Company
AUDIT SUMMARY
Policy Number ~~__0.Ql~6,+{~()l
Insured TR ~~~[~_~~!y'~:"':r tz T / A
ox s . zzn
. LEGAL-EJ~~.TJ!'i ~...l~soloproprloto~~6:sarlneA~ibu~ cO:;'d:tb0tl~SBY CODE-
TITLE lAME PAYROLL INCLUDED #.- # li---
._- -"-'7, 1 . . jt,r,' ..sit.." J::.
..r.>w! n filCh/Jt, Wl.~ ~7
,'~_7{i,h !J~Loe2
p
DESCRIPTION OF OPERATIONS
Period _l!:L1..~,!!:-1 /01/95
Address _t2?O__~~~~I~~_Rd.~,~~rli51e, FA 17013
DESCRIPTION OF DUTIES
..... -._1
- -.'. -- ... -.. ------,-- ._...____...___....u. ._.__~____u_____.__
".,. ..-.---.-.---------,--.----
~OT~~b;~P
~z-'
.M..___.__,_ .
PAYROLL S ,ca 01 Oalo
. _____,_ ...._VJ;fl{l~AJJQ'L___ Ii ~~~'~I~~g~k
c,;<}'}~%SAnOfJ !QJFL _219...2-"k...._ : 1 gh.W~~k
- ., .:;~..L_1QT8,q'l _LZl~33...._ II G:~'I JOu~n"<:1
. "_-__ S g+~,l _2g3S~__._ V"lflcoUon
~r:2,\?lL !{~___, 2. _'1.L,L.._ U 15 A.turn.
_ _ .._:~:_:=cc:,,=-~~ . 01:: ~ 2 . ~IC Aal~rn.
L 0 C 2 F~~jl ;~olam.n
_ W.. There
Vel No
o 0 OlJerUme
[] [] Max, Wog.
[] [J Min. Wog.
D 11 Lodging
,11 D Bonus
D D Comms,
[J 11 C.sual Labo,
-.---- [1 U Subconlracl'Jrs
U [J ClasslflcaUon
--, ---...-,------.---.- ---- .-..-------. -.-------- fO'fAL chan~.s
TOTALS (for verification purposes only) /31. /pO I ~~yD~1",,6~.E /301/ RY i5 i1 ~:~~:a~'~;;cp
.PlI~!SlS;---,)J'~rPQllcYHndt's: ~Q ndL i;MLD~~d~d. seed~lnlL!l!lnch~d__m AUDIT LOCATION
~_~_~rr~ctors ____ ... ....... _ [un ........ L___ ...... ._~O~l____~ ... "_'_ NAME _ ~jlll-..ff;;5S_~_.
Pr ~~ .~-~= -~~==--..~=-=.=-'''' .~=-_--=--:-=~_~~~j~~=:_~~~=-:= STREET _,.l3~ S:_ljAn~ve r-
-- -=:==-=--::=====::::-:'.:=-:::=::::-:::-":::-=-==~:~'--' CITy.j:'~f. /1 i1~
-- -~-- --~_._---- -----. ---'----~-_._~--------_.._,..._----~-- .12
--- __......___._m_..__.__..___._.... ....___._,_.....____.___~ _.._ _..._ STATE __I::....~_,
~trl\r4~i- =:::::=~::::::=- --:- [=:::--::C.::.:--':::= C9$t-~:~:=::::==: PHONE ... d'1.3 -11!/3
______,. __ m _ .._ . AU_OJTSIJ MAR)'
S(:r.E'1}J.S.li.CtTIONC ~O~E.., .~IABILITY..
..... S L t:. I. '11.. ..
.~: -. hl.J:)7)~2~ (~?f --..
-------_.-.--- --_.-"- .----_._-~~- "-.----
-----.----- ------ ----.- .----
-,----..~--,-+~- ----_._._.___ _0_____- _
- .....---.- .-.----..,- -_..._~_.__.._--- ________._n _~___.___
Permission for Insurance company 10 release audit 10 agent or broker II Yes U No
Inilial h.
::;::~ ~-'9-~~~
AUO.2 (2/9Q)
... _ .___ '_m~__'.__ ..._____>--"__ ___.....__._.._.__~_.~._____.
Date _..l~~-9~___
III ;)one9al Mlllual Insurance Company
I'J Allanllc Stales Insurance Company
Polley No,he 0013641, 2.lL cpp ~~26:U_c)._~.1..___ Period dUO 1 / 94_:])0 1 / ~~__.______
Inaured ltti~clh~rd,& ~1ry Swar~ AddreSl1~~~~~~in~ Rd.,ea.~lls1e,I~~_~7013 __
.L UK ,~ :t:.;t;c.:t
- 12.1'1 A;; i1)It~S : I? 1:::;;;;. ve
I(L?'JI"AJ ;a.n-J ~S'<tL
-1 / IU 1tI'-. -~-,-~ ----.----. f----.....---....-. _._-~------._-_._- -..----..---,. --~_._- -.---.------ .----
-2. -~_::~- ___<:::2.__.__ _.._~_._.-.. f----------- .-- '--p;;;,' --- ----
~ r~y-'t=.. ~1J..'7,q-- I------.{j-- I-- __.;.) .__-= --ZJ'- -~~---- .::::.&-~- -.---
.3 -':;53 ------
~ 7.. Ii Tt:;'LL' ;~-.3:.__ ---_._-,------ =-,.. _?!:~~~~-:..-= 7(.;t?a3- 1----.--- f-4~-- ---
t---'>---.- - -.+- - f---------.-. -2~~'
~ ~'i-L"'13l= 1-J.2.CL~.5::.- ~(l3--'1= 1----d:3i2J!L-_ -)4TFl~ .-----.- -,<J !4, .
.Jl. -"----.-- - --n-Pi r------
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1Q ~i.k-L~ ;=~lJ.3.5_=:= "-;;'13'1"-- -7.~L ~.L-fl}j'v
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Permission 'or Insurance company 10 release audlllo agent or broker [J YES 0 NO Initials __
Signature ~1n:.......g,/m'-'/ __._,__________ Dale ----.I..-,;I/; ~9.!J- _ Page No, _!... of ~
Position _
DONEGAL e~
MARlEnA, PENNSYLVANIA 17547-0302
WC 0013644-01 01/01/94
1. RICHARD' MARY SWARTZ
FOX'S PIZZA
1900 SPRING RD
CARLISLE PA 17013
FEIN * 000000000 RISK
POLICY
PAGE 1
Ol/Ol/95
T/A
10 *
HUME UFF r CE CU"V
.
WORKERS COMPENSATION
.FINAL AUDIT STATEMENT
AUDIT PERIOD
Ol/01/94 TO 01/01/95
CARRIER * 15636
WC 0013644-00DONEGAL MUTUAL INSURANCE 0004321
J RODNEY FICKEL INS AGY INC
151 W HIGH ST
POBOX 1
CARLISLE PA 17013
(717) 249-2812
CLASSIFICATION OF OPERATIONS
RATE;
ST LOC CODE CLASSIFICATION DESCRIPTION TOT-TERM PER $100 TERM
REMUN REMUN PREMIUM
PA 0001 975 RESTAURANTS 85,321 5,53 4,718
0002 975 RESTAURANT 52,280 5,53 2,891
TOTAL FOR PENNSYLVANIA
1987 NATIONAL COUNCIL ON COMPENSATjON I~4R~~E
nLl.......u... N ~ Presldenl
7,609
. ,
. Kl Donegel Mutuel Inlurence Company
[J Atlentlc States Insurence Compsny
.
.
Policy Number~ 0106229_ 01
I d Richard & Mary Swartz
nsure
AUDIT SUMMARY
Period 1/01/94-1/01/95
Address 1900 Spring Rd. ,Carlisle,PA 17013
'r/A
"
i
Fox's Pizza \ J \ ./
LEGAL ENTITY I 0 Sole Proorletor ~ Partnership iI' Corporation
. GFlClSS AMOlJ~f %OF1iUTlESBY CODE-'-'
TITI,E ~y PAYROLL INCLUDED 1/ 1/ 1/ DESCRIPTION OF DUTIES
I MITT - - -
~ ._-- -, --- -
Hlb *"/ r --.--- "---- -- -
VP -r 1/......""1
DESCRIPTION OF OPERATIONS ______ ~---
.. -
-----~--~_. ,- --
NOTES TO COMPANY lJ. ~_.U "'.. .fl.+- In_ 1-:=..~k..!i.S.
11
AUDI ~ ..suMMAR PAYROLL Sourc. ot O.te
~ o Payroll Book
o Cash Book
FrrATI= C.I~IC'.ATI.QI'!. 'CO[J~ .TrIlBtTY '~"P~~AI!Qtl. OTR, o Checkbook
f/~ ~,' LAt". / ( I 1026, II ) OTR, lJ Gen'l Ledger
[J Gen'l Journel
" OTA. I
I/rJ ~A-r JA.....", ( 'WL r, JiJq I-/~t- '" Q111... \ VorlllclUon
o SlS ReMns
'- -_....:- ---- \ o UtC Returns
\ -- LJ Income Tax
-- --- o Financial Stalemun
I 0
I WII Thor.
\ 'III No
o 0 Overtime
o 0 Max, Wege
[) 0 Mln, Wege
o 0 Lodging
o 0 BonlJs
-. o 0 Comms,
o 0 Casual Labor
- o 0 Subcontractors
..- t-' o 0 Classlllcallon
IUIA~ changes
TOTALS (for verification ourposes only) 5/1,113 ~~';>~~~LLe \ [I U Standard excp
o [] Alrcra" Expo
~--D...Pill..Q]jaUMtJ,--,-~....D.MLD.~~J!~Mtl!.!l attached AUDIT LOCATION
Ind. Cost -;fn h fl JIb ~5 k r- (!!1l
I =r::::=c= ____._ NAME
.fr.QdJ _.___--"!!l~lllots ~--- !J3~ S. &bvt!:r
f------ '-' --~-_._- STREET
'"- -- _Oilr/Js.-/~
--- ~._.._-_._--_._.._,-- CITY
---- --- -----_._------~~----- (JOJ
- -- -_.- ----- -------------,-----.--... -.----- STATE
~5~- .____" .______ ___,__uo__________. .__h__'________ ...d!J3 ~'17'/'3
- ---"'I~':::=I- _._.._._.G9.~L_.__ .--- PHONE
Permission for Insurance company to release audll to agent or broker rJ Yes U No Initial
::;I::~ n 0:-[ aJ+--.... .._u_._______u._____.____... 2 -:J 9~:"-
----rr-r'11 rzw.._...n__.._",__ Dale -..
AUO,2 (2J90)
, .
Xl Donegal Mutual Insurance Company
[J Atlantic States Insurance Company
AUDIT SUMMARY
Policy Number CPP 01062)9 OL____ Period Jj01/94-1/01/95
Insured Richard_~ ~la~L~:-'~::~~ 'I/A .__, Address 19~O Spring Rd. ,Carlisle,PA 17013
LEGAL l~r'ff-.f--:J~]~e!'r~@ei~~~6:;!ln~1~~~~6;W~iE;'~~CbbE
TA:LE _ NAME ,___ _ P~YR2LL. INCLUDED f-;j'- # # DESCRIPTION OF DUTIES
PA& '~,~ r( ~~~:_~~:~-:~:- ,'=~~===___ ~_-~~ _=._~-- r-- .
.
vP ,. V... ...."'uJ
DESCRIPTION OF OPERATIONS .__, ___.____________...
-------.-.-- .__.~~-~ . -... .._~-_._----------_._------
____..~_u_______._ .. . --_.._--------_.._'---_.~_.._---_.
NOTESj~~~_7~~i~~/~~~tJ: ~~::.~~_ ~d.A J
J---c.=- _____.____...A!lOlP SUMMARY____~-..--..--.. PAYROLL Sourc. d. Dlta
r- -Y~ru;..AnON ri Pavroll Book
U Ca.h Book
I SJ:j /~J.$J:2;.fQJ .: CQ~~ -:Jt..~~~~~ ...cQ.MF'.EN$~l1QN IJ Chackbook
r------O!R.... 1I Oen'lledger
_.QI8~ U Oen'l Journol
f-~ -a.A~--U-----'--.._.-_.--..--+-------- t---QI8L- - V,rUle,lIon
f-Ic....~-_f--....__ -.-----f----- ~..mR.. [] SlS Returns
[] UtC A'lu,".
---- --..---- ------- _. [] Income Tax
- -- o Financial Stalemen
-- 0
- .. ---
Woo Th...
n. ..... No
- 0 D Over1lme
f-. ------.- - .-.--- U [] Ma., Wag.
----.- - U [j Min. Wage
CJ o Lodging
,-.----- __, -----.. 0 11 Bonu.
..---- -,--_. [] [] Comm..
\ U [] Casual Labor
'__'n f----- [] [] Subcontractors
. V u u CrassificaUon
.---. TOTAL chan~"
TOTALS (for uerllicalion purposes only) AUO~i;'LB~ E [] o Sian Ird Excp
PAYA L 0 o Airctart Exp.
niiMi'SlS: 0 Per E'2JiaUI)QtL:D9,MLll__MLn~_QQesL:..m.d.~~~I!~L_. AUDIT LOCATION
~Iractors-_---:r=-L---~.-- Cost ___. NAME --::kbn-. 110. _L ~~
'roducls/C.1L-.._______._..___~..,.-.--.-B!!.cmp~-.-. STREET __~E~ ~, ~nlller-
--.---------- -------- -_.-.-- -----...--------.-----.-
1--,-,-- --.----.-.-..-- f---- ..- --.--.------.------ _._C14-tlt ~L~_
1---- -.-------------- ,,-.--- _.~---- -, -------.-- .----- ~-_.._-_._--, _._--~ CITY
1---'- ---------.- .,-......----.-- _..... ...... -- -.-.._-- --_.-._----.---~-.._--.-_..- .-~ _,i?~
1----- ---_._-----~-~. ------._-- ___n _.,__ - - -..--------..-.--- ... -..--..---...---- STATE
~J,jiAr-~T.~~ -~:.-~=.--:=._:~l---:..:~L_--=-=..:-=-cos(=: -~"...... PHONE ~'13_.72f4-
Permission for insurance company 10 release audit 10 agent or broker [) Yes ['] No
Initial.__
Insured
Audilor ~~~~~~T~t1rh;
Dale -___Ht -9 S
AUO,2 (2190)
,
ENDORSEMENT
(Attach to poliCy)
LU.127
Ed,3/91
AUDIT POLICY PREMIUM ADJUSTMENT
The IIs~lmated premium on the policy is hereby adjusted in accord with the audit for the period Indicated,
POLICY PERIOD FROM 01/01/94 TO 01/01/95
INCREASE OR ADDITIONAL PREMIUM RmRN PREMIUM
DECREASE IN
CLASSIFICATION EXPOSURE Prem, Ops, Products Prem.Ops. Products
LOC 1
RESTAURANTS
16B14
ACTUAL 36B,311
DEPOSIT lOO,OOO
26B,311 +268,311 $438. MP
LOC 2
RESTAURANTS
16Bl4
ACTUAL 149,402
DEPOSIT 50,000
99,402 +99,402 $l93. MP
rl ThiS rate is subject to modification under the Commercial
Oerleral Liability transition program. TOTALS $631. MP
BALANCE DUE:
o INSURED 0 COMPANY
$
631.00
Additional Premiums due Company are payable upon receipt of this premium adjustment endorsement.
Return Premiums due Insured are payable provided the Estimated Deposit Premiums are paid in full.
This premium adjustment is for the policy period indicated and forms a part of Policy Number CP P 0106229
Issued to:
RICHARD & MARY SWARTZ T/A FOX'S PIZZA
Adj, computed at Marietta, PA
4321 J RODNEY FICKEL INS AGY INC
(AUTHORIZED REPRESENTATIVE)
Oa~ 03/20/95 BRB
DONEGAL MUTUAL INSURANCE COMPANY
Marietta, PA
Agent
DONEGAL '(J~
IfARIEITA, PENNSYLVANIA 17547.0302
HuME un'ICE COPY
DONEGAL MUTUAL INSURANCE CO.
RT 441, BOX 302
MARIETTA, PA 17547
COMMERCIAL PACKAGE POLICY DECLARATION
POLICY NUMB~R CPP 0106229 Ol RENEWAL O~ CPP 0106229 00
POLICY AMENDED, CHANGING COVERAGE E~~ECTIVE: JUNE 01, 1994
THIS SUPERCEDES ANY PREVIOUS DECLARAT10N BEARING
THE SAME POLICY NUMBER ~OR THIS POLICY PERIOD.
NAMED INSURED AND MAILING ADDRESS AGENCY NAME AND ADDRESS
RICHARD & MARY SWARTZ
T/A ~OX'S PIZZA
1900 SPRING RD
CARLISLE PA
l7013
BRANCH: MARIETTA, PA
J RODNEY FICKEL INS AGY INC
151 W HIGH ST
POBOX 1
CARLISLE PA
17013
AGENCY NUMBER: 0004321
POLICY PERIOD: ~ROM: JAN. Ol, 1994 TO: JAN. 01, 1995 AT
12:01 A.M. STANDARD TIME AT YOUR MAILING ADDRESS SHOWN ABOVE,
BUSINESS DESCRIPTION: PIZZA RESTAURANT
IN RETURN ~OR THE PAYMENT O~ THE PREMIUM, AND SUBJECT TO ALL THE TERMS OF THIS
POLICY, WE AGREE WITH YOU TO PROVIDE THE INSURANCE AS STATED IN THIS POLICY,
THIS POLICY CONSISTS O~ THE ~OLLOWING COVERAGE PARTS
~OR WHICH A PREMIUM IS INDICATED. THIS PREMIUM MAY
BE SUBJECT TO ADJUSTMENT.
PREMIUM
COMMERCIAL PROPERTY COVERAGE
COMMERCIAL CRiME COVERAGE
COMPREHENSIVE GENERAL LIABILITY COVERAGE
TOTAL PREMIUM:
ADDITIONAL AMOUNT:
$3,703,00
$296,00
$598,00
$4,597,00
$652,00
FORMS APPLICABLE TO ALL COVERAGE PARTS:
IL 00 17 ll/85 ZZ 4 5/80
IL 02 46 6/89
COMMONNA l/86
IL 09 10 1/81
COMONDEC 1/86
ISSUED 06/16/940'
," :z..... "
A~~ PreSident
DONEGAL e~
MARIETTA, PENNSYlVANIA 1 7~'70,J02
HUME UFFICE COPY
,"
'..
DONEGAL MUTUAL INSURANCE CO.
RT 441, BOX 302
MARIETTA, PA 17547
COMMERCIAL PROPERTY COVERAGE PART DECLARATION
POLICY NUMBER C~P Ol06229 01 RENEWAL OF CPP Ol06229 00
POLICY AMENDED, CHANGING COVERAGE EFFECTIVE: JUNE 01, 1994
TillS ENOORSEMfo;NT CHANGfo;S THE POLICY.
PLEASE READ IT CAREFULLY.
NAMED INSURED: RICHARD & MARY SWARTZ
IN RETURN FOR THE PAYMENT OF THE PREMIUM, AND SU8JECT TO ALL THE TERMS OF THIS
POLICY, WE AGREE WITH YOU TO PROVIDE THE INSURANCE AS STATED IN THIS POLICY.
TOTAL PREMIUM:
$3,703,00
$476.00
THl': PRO-RATED ADDITIONAL PREMIUM IS:
DESCRIPTION OF PREMISES:
PREM BLD OCCUPANCY
1 1 PIZZA RESTAURANT
CONSTRUCTION: FRAME
PREM l'ILD OCCUPANCY
1 2 SIGN
CONSTRUCTION: NON-COMBUSTIBLE
PREM BLD OCCUPANCY
2 1 PI ZZA SHOP
CONSTRUCTION: FRAME
PREM BLD OCCUPANCY
2 2 SIGN
CONSTRUCTION: NON-COMBUSTIBLE
PROTECTION CLASS: 05
PROTECTION CLASS: 05
PROTECTION CLASS: 05
,
PROTECTION CLASS: 05 '
. ,;.
CFCOVERG 1/86
PAGE
1 CONTINUED
ISSUED 06/li/94 om' J " .. .'
oLl~.1Y ~ PreSIdent
DONEGAL e~
MARIETTA, PENNSYLVANIA 1 ;~4;OJ02
HVMI:: VH' I CE COPY
.
'.
DONEGAL MUTUAL INSURANCE CO,
RT 441, BOX 302
MARIETTA, PA 17547
COMMERCIAL PROPERTY COVERAGE PART DECLARATION
POLICY NUMBER CPP Ol06229 Ol RENBWAL or CPP 0106229 00
POLICY AMENDED, CHANGING COVERAGE EFrECTIVE: JUNE 01, 1994
THIS ENDORSEMENT CHANGES THE POLICY.
PLEASE READ IT CAREFULLY.
NAMED INSURED: RICHARD & MARY SWARTZ
COVERAGES PROVIDED:
INSURANCE AT THE DESCRIBED PREMISES APPLIES ONLY FOR THE COVERAGES SHOWN BELOW:
SEE FORM NO. COMMONNA FOR POLICY SCHEDULE OF NAMES AND ADDRESSES.
PREM BLD COVERAGE COVERED CAUSE RATES PREMIUMS
1 2 SIGNS BASIC FORM l,l90 $l2
SPECIAL FORM 0,037 $l
LIMIT OF INSURANCE: $l,OOO
DEDUCTIBLE: $250
COINSURANCE: 60 %
PREM BLD COVERAGE COVERED CAUSE RATES PREMIUMS
2 1 BUILDING BASIC FORM O,761 $837
SPECIAL FORM 0,037 $41
LIMIT OF INSURANCE: $110,000
REPLACEMENT COST
DEDUCTIBLE: $250
COINSURANCE: 80 %
PRr::~1 BLD COVERAGE COVERED CAUSE RATES PREMIUMS
2 1 6USINESS PERSONAL PROPERTY BASIC rORM 0,838 $420
SPECIAL FORM 0.052 $75
LIMIT OF INSURANCE: $50,000
REPLACEMENT COST
DEDUCTI8LE: $250
COINSURANCE: 80 %
PREM BLD COVERAGE COVERED CAUSE RATES PREMIUMS
2 1 BUSINESS INCOME INCLUDING EXTRA BASIC FORM 1,065 $266
EXPENSE SPECIAL FORM O,091 $23
LIMIT OF INSURANCE: $25,000
DEDUC'l'I BLE: NONE
COINSURANCE: NONE
MONTHLY LIMIT OF INDEMNITY: l/3
CFCOVERG 1/86 PAGE
3 CONTINUED
ISSUED 06/1j/94 ~'I ,
rJJ~L IV ~ Pro,'".nt
DONEGAL e~
MARIETTA, PENNSYLVANIA 17~47'OJ02
WUM~ UfflC~ CUPY
DONEGAL MUTUAL INSURANCE CO,
RT 441, BOX 302
MARIETTA, PA 17547
COMMERCIAL PROPERTY COVERAGE PART DECLARATION
POLICY NUMBER CPP 0106229 Ol
RENEWAL OF CPP 0106229 00
RENEWAL
NAMED INSURED: RICHARD & MA~Y SWARTZ
, IN RETURN FOR THE PAYMENT OF THE PREMIUM, AND SUBJECT TO ALL THE TERMS OF THIS
I POLICY, WE AGREE WITH YOU TO PROVIDE THE INSURANCE AS STATED IN THIS POLICY.
TOTAL PREMIUM:
$2,015.00
DESCRIPTION OF PREMISES:
PREM BLD OCCUPANCY
l 1 PIZZA RESTAURANT
CONSTRUCTION: FRAME
PROTECTION CLASS: 05
COVERAGES PROVIDED:
INSURANCE AT THE DESCRIBED PREMISES APPLIES ONLY FOR THE COVERAGES SHOWN BELOW:
SEE FORM NO. COMMONNA FOR POLICY SCHEDULE OF NAMES AND ADDRESSES.
PREM BLD COVERAGE COVERED CAUSE RATES PREMIUMS
1 l BUILDING BASIC FORM 0,709 $1,184
SPECIAL FORM 0,024 $40
LIMIT OF INSURANCE: $167,000
REPLACEMENT COST
DEDUCTI8LE: $250
COINSURANCE: 80 %
PREM BLD COVERAGE COVERED CAUSE RATES PREMIUMS
l 1 BUSINESS PERSONAL PROPERTY BASIC FORM 0,560 $420
SPECIAL FORM 0,033 $56
LIMIT OF INSURANCE: $75,000
REPLACEMENT COST
DEDUCTIBLE: $250
COINSURANCE: 80 %
FORM NO, CFCOVERG 1/86
CL,J 17189)
PAGE
1 CONTINUED
ISSUE~ 10/11193'""", J iJ . ,
oa~ft ~ Pr'Sidsnt
DONEGAL (]~
MARIETTA, PENNSYLVANIA 17M7.0JOJ
HOME Ol"l"ICE COPY
.
"
"
DON~GAL MUTUAL INSURASCE CO.
RT 441, BOK 302
.
MARIETTA, PA 17547
COMMERCIAL PROPERTY COVERAGE PART DECLARATION
! POLICY NUMBER CPP Ol06229 Ol
I
RENEWAL OF CPP 0106229 00
RENEWAL
NAMED INSURED: RICHARD & MARY SWARTZ
COVERAGES PROVIDED:
INSURANCE AT THE DESCRIBED PREMISES APPLIES ONLY FOR THE COVERAGES SHOWN BELOWt
SEE FORM NO. COMMONNA FOR POLICY SCHEDULE OF NAMES AND ADDRESSES.
PREM BLD COVERAGE COVERED CAUSE RATES PREMIUMS
1 1 BUSINESS INCOME INCLUDING EKTRA BAS I C FORM 0.993 $298
EKPENSE SPECIAL l"ORM 0.058 $17
LIMIT OF INSURANCE: $30,000
DEDUCTIBLE: NONE
COINSURANCE: NONE
MONTHLY LIMIT OF INDEMNITYt l/3
FORMS APPLICABLE TO THIS COVERAGE PART: II, 04 15 l/87 CP 00 90 7/88
CP 00 10 lO/90 CP lO 30 10/90 CP 00 30 lO/90
. '
CFCOVERG 1/86 PAGE
2 LAST
ISSUED 10/lV93 ..,.,..' J I .
".(J-.tJ. fI ~ P,e.iden!
DONEGAL e~
M'ARIETTA, PENNSYLVANIA 17~47.0J02
~tI..Jl'll:.; VL'L' il.l:.I l.Ut" 1
DONEGAL MUTUAL INSURANCE CO.
RT Ul, BOX 302
MARIETTA, PA 17547
COMMERCIAL PACKAGE POLICY FORMS INVENTORY
POLICY NUMBER CPP 0106229 Ol
RENEWAL OF CPP 0106229 00
RENEWAL
NAMED INSURED; RICHARD & MARY SWARTZ
POLICY LEVEL FORMS:
IL 02 46 6/89 IL 09 10 1/81 IL 00 17 11/85
ZZ 4 5/80 COMMONNA 1/86
COMMERCIAL PROPERTY FORMS:
IL 04 15 l/87 CP 00 90 7/68 CP 00 10 10/90
CP 10 30 lO/90 CP 00 30 10/90
COMMERCIAL CRIME FORMS:
CR 10 00 1/86 CRCOVSCH l/86 CR 00 04 1/86
IL 00 17 11/85 IL 02 46 6/89
GENERAL LIABILITY FORMS:
CG 24 07 11/85 CGL COY 1/86 CGLSCHED 1/86
CG 00 01 11/68 IL 00 21 11/65
FORM NO. FORMSINV 1/86
ISSUED 10/15/93
OUNEtSAL e~
MARIETTA, PENNSYLVANIA 17M7.0102
..'......1'11... VI. L' ;.\..1.:. ~V.l.-l
\
DONEGAL MUTUAL INSURANCE CO,
RT 441, BOX 302
MARIETTA, PA 17547
COMMERCIAL GENERAL LIABILITY CLASSI~ICATION SCHEDULE
POLICY NUMBER CPP Ol06229 01 RENEWAL OF CPP 0106229 00
POLICY AMENDED, CHANGING COVERAGE EFFECTIVE: FEB. 24, 1994
THIS ENDORSEMENT CHANGES THE POLICY,
PLEASE READ IT CARE~ULLY,
NAMED INSURED: RiCHARD & MARY SWARTZ
LOC ST TER CODE
l PA Ol2 16814
RESTAURANTS - WITH NO
WITHOUT DANCE FLOOR
PREMOP MINIMUM PREM.
PREMIUM BASIS PER
100,000 GROSS SALES 1000
SALE O~ ALCOHOLIC BEVERAGES -
RATE
$1.633
$0.603
PREMIUM COY
$163 0
$60 P
FOR CLASS:
$ll9 PRODCO MINIMUM PREM. ~OR CLASS:
$284
LOC ST TER CODE
2 PA Ol2 16814
RESTAURANTS - WITH NO
WITHOU'l' DANCE FLOOR
PREMIUM BASIS PER
o GROSS SALES 1000
SALE O~ ALCOHOLIC BEVERAGES -
RATE
$1.940
$0.716
PREMIUM COY
$0 0
$0 P
ADDITIONAL FOR COVERAGE MINIMUM:
$224 P
COY P IS FOR PRODUCTS-COMPLETED OPERATIONS, AND COY 0 IS FOR ALL OTHER HAZARDS.
" r : ' ~ ' ". ' ~" ' : 1". : t .
,I' .. '1'-. I'
CGLSCHED 1/86
ISSUED 03/1i/94
oa~~ PreSldenl
DONEGAL (J~
MARIETTA, PENNSYLVANIA' 7M7.0302
HUMI:: Un'l CI:: CUllY
. .
DONEGAL MUTUAL INSURANCE CO.
RT 441, BOX 302
MARIETTA, PA 17547
COMMERCIAL PACKAGE POLICY FORMS INVENTORY
POLICY NUMBER CPP Ol06229 Ol RENEWAL OF CPP Ol06229 00
POLICY AMENDED, CHANGING COVERAGE EFFECTIVE: FEB. 24, 1994
THIS ENDORSEMENT CHANGES THE POLICY.
PLEASE READ IT CAREFULLY.
NAMED INSURED: RICHARD & MARY SWARTZ
THE FOLLOWING fORMS HAVE BEEN DELETED FROM THE POLICY.
COMMERCIAL PROPERTY FORMS:
CP lO 30 lO/90 D
~
r-- >G
U,J~-R
<Jv A
(1"
- W c.....f . 1
~ .
~~ ,c;... I'
~\ J
f'...- )
~ v..- I
~ . ~. I I
~ ........ , )
<:..> (""- t.11
-~
I v...
"". ~ (.' "
~ rj
D - INDICATES FORM HAS BEEN DELETED
FORM NO. FORMSINV 1/86
ISSUED 03/15/94