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PNC BAHK, N. A.
VS
CATHERINE SHETTER
I IN THE COURT OF COMMON PLEAS
I
I OF CUMBERLAND COUNTY, PENNSYLVANIA
: NO. 'N ' ~ .)' / 3 r) I i l( C ,,)u /v'-
TO: catberine 8better
NOTICE
YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND AGAINST
THE CLAIMS SET FORTH IN THE FOLLOWING PAGES, YOU MUST TAKE ACTION,
WITHIN TWENTY (20) DAYS AFTER THIS COMPLAINT AND NOTICE ARE
SERVED, BY ENTERING A WRITTEN APPEARANCE PERSONALLY OR BY
ATTORNEY AHD FILING IN WRITING WITH THE COURT YOUR DEFENSES OR
OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. YOU ARE WARNED
THAT IF YOU FAIL TO DO SO, THE CASE MAY PROCEED WITHOUT YOU AND A
JUDGMENT MAY BE ENTERED AGAINST YOU BY THE COURT WITHOUT FURTHER
NOTICE FOR ANY MONEY CLAIMED IN THE COMPLAINT OR FOR ANY OTHER
CLAIM OR RELIEF REQUESTED BY THE PLAINTIFF. YOU MAY LOSE KONEY
OR PROPERTY OR OTHER RIGHTS IMPORTANT TO YOU.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU
DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE
OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
COURT ADMINISTRATOR
CUMBERLAND CO COURTHOUSE 4th FLOOR
1 COURTHOUSE SQUARE
CARLISLE PA 17013 3387
(717) 240 6200
.U~.IT "a"
PNC BANK, N.A.
VS
CATHERINB SHETTER
I IN THE COURT OF COMMON PLEAS
I
I OF CUMBERLAND COUNTY, PBNNSYLVANIA
I
NO.
DBaT VaLIDaTIOK 8TaTBKBKT
1. The amount of the debt is $4,104.43.
2. The name of the creditor to whom the debt is owed is PNC
Bank, N.A..
3. Unless Defendant, Catherine Shetter, within thirty days
atter receipt of thil Notice, disputes the debt validity, or any
Dortion tnereof, the attorney ligning this complaint will assume
the debt to be valid.
4. It Defendant, Catherine Shetter, notifies the attorney
signing this Complaint in writing within the thirty day period
that the debt or any portion thereof is disputed, the attorney
will obtain verification of the debt or a copy of a judgment
agatnst Catherine Shetter, and the attorney will mail a copy ot
such verification or judgment to Catherine Shetter; and if
appropriate,
5. A statement that, upon Catherine Shetter's written
requelt within the thirty day period, th6 attorney will provide
catherine Shetter with the original creditor's name and address
it different from the current creditor.
VD%UCAT%OK
I, Beverly A. Haisley, representative of PNC Bank, N.A.,
Plaintiff in the within action, depose and say that the facts set
forth in the foregoing document are true and correct to the best of
my knowledge, information and belief. This statement is made
lubject to the penaltiel of 18 Pa.C.A. 54904 relating to unlworn
falsification to authorities. /
Dated:
Mav 16. 1996
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SHERIFF'S RETURN - OUT OF COUNTY
CASE NOI 1996-02893 P
CO""ONWEALTH OF PENNSYLVANIAr
COUNTY OF CU"BERLAND
'He BANK NA
YS.
SHETTER CATHERINE
R. Thom.. Kline ---J Sheriff, vho being duly .worn aocording
to law, .ay., that he made a diligent .earch and inquiry for the within
named defendant, to vitr SHETTER CATHERINE
but vaa unable to locate Her____ in hi. bailiwiak. He therefore
deputized the aheriff of FRANKLIN County, PenneylYania.
to .ery. the within COKPLAINT
On _ ..Jun.
12th.
1996
. thia office wa. in receipt of
FRANKLIN County, Penn.ylyania.
the attached return from
Sheriff'. Coat.r
Docketing
Out of County
Surcharge
SERVICE
FRANKLIN COUNTY
So
18.00
9.00
2. 00 ~~
11. 76 I"'-
~ QUINN,
06/1211
, LEEKHUIS, TOOHEY
Sworn and .ubacribed to
thill Jr~ day of g.. ,
19 ql, A. D.
before mIl
(;;bu.- G ~
f'r~t. ono .ry
,~
-
1;:1 ThE! Court ei C.:mmon Fle:s 01 C:.J:-.~:..-:~d:nd C.::t.::-;~'Y, Psnr:syl'l~r:io
PNC Benk, NA
.,-S.
Catherine Shetter
:-lo.
96-2893 Ciyi 1 Term
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June 03, 1996
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SHERIFF'S DEPARTMENT
PNt BANK, N.A,
1/>7 LINCOLN WAY EAST, CHAMBERSBURG, PENNSYLVANIA 17201 (711) 261.3877
II~S;nUCTlONS~On SE!;~IC~ or pn~c~ss PIU"'~ ;;P~~,-;,;
leQlblv 00 not dolach UflV COpll.ltt.
__ '_', ...... _.___.'_...n_._._'....___..._....__._
~ Cl )11111 NllMlII1l
96-2893
4 IYP! llf Willi OflCOMPIAINT
CIVIL ACTION & ,NOUCE
TO ~[!!'/III t)11 111 ',UW'IION III l'IHIl'lllI y II) 11/ II \,IlL IJ AI1AUU II (111 SUI II
SHERIFF SERVICE
PROCESS RECEIPT, and AFFIDAVIT OF RETURN
1 PLAINTIff ISI
3 DEfENDANT/SI
CATHERINE SHETTER
. ...-..-- ...
{ b NAMf OftNIJI'II()UAI (,IIMPAtj', , ,)HI'I-IIiAlllltj r l'
.. "CATHER! NE SHETTER .
- 6 AOOftfSS tSIII'I'I!}, m D APdflll\"1l1 N,) Lily Il, I") TWjJ ~-lldh' .1IIt! liP <:l)cll'l
~nH.__.__.97J6 ALVltiOR., SHIPPENSBURG, PA 17257
7,INDtCATEUNUSUAl SLHVICltlCOMMONUll'A 1IIlII'llll'I'III)II""
Now:=~::,'.:.:,~~ n, ,__. In , I. SHEllIrr or F'flANKlIN COUNTY, PA, do hmobv dopu'"l! Ul(! Shl!r,1I 01
_n_._. .n____. C>llJl1ty III IIXI!Culo ttllr) Wrll und mnku rulurn theroot ilccordmg
10 law. This oopulAllon bCUl!J made al tI\I' wqlJl'~11 .Hld 1I~)k 011111.' plill/Illll
SERVE - U
.
.. 8PECIACiiii!l1'llUci1ONs OR OTHER INFORMATION THAT Will ASSIST IN E XPEOlnN\l SERVICE,
:.!!UUli 'li:l i,^'liLJi1~wurlfi~_=~=:~.' -'-"--:=-.-=_-=--=-=--=
NOTE ONlY APPlICABlE ON WRIT OF EXECUTION: N.B, WAIVER OF WATCHMAN-Any 11'!lIlJI1 ~Iht"llf IlIVYlr111lJpOn or i1IlOlchHlII i\lly lHopf~rly undt't
within Writ may ktavl' snml~ wllhoul il w,ddulldll Itl ""ihl<l,' ,II WII(';lllO".lI'1 I:, I.)(lIld III f)II~';I'!>til()ll, ,lllt~r nolllYlI11l11l'tSnll f)lll'\I~ or i11l.lChIlU'llt, wllhoul
IlatHlilv on!~.p_l!r!.Q~_!.l~_t!.~.!Wtl.ly.or .1.t1!.' :,I!..'..'!.I!',I()..I.nl J)I".,lll" 111'11'111 r, ,I ,jll1 J(i''.'' Ih'!"'Uc!II'Hl ilr r~!n1uY;IIl)1 il.nysl/d!jJ~OP~'tl'i Jl~~.1.9!~!.~.h...'..'!.!.IJ:::i .~....~.~!_!.~lt!f_ll..)_1
l,lSIQNAlURE 01 A. :J'.lORNE.Y 0' "'h,.". ORIGINATOR . ..1111 "II PIIONE NUMnEH [" OA, TE
CUMBERLAND COUNTY SHERIFF I
12~S-Eii)NonCE of SERYJCE CC)'PY- TO NAME AND ADDRESS BELOW: iThi.i area must be com..led if nolice Is' to be mailed) -"... . _.~. ,,- "---
CUMBERLAND CQl,J!lTY ..SJlERIXF, R. ,I,HOMAS. KLINELJ.SOURTHQUSJ~qUARE. CAR~ISLE.! _Pi\..~I]Q_IL___,_
___.___~E BELQ~QJlU~~gF Stil:RIFF ONLY~. D9.N9T .WJ.lI~.lJt;I,OW.THI.~__~~~ ___._
13.1 ocknowludou rcC.UIPI, o. r It'll! Writ.' SIGNfU~.. ,,' A""?~fCSD O'.!PI/I~ I.lr C:II'rk .llll! Ilth~ [' <1 Doh' ,fli.'I:"'V"d[l!) [)(Plt;IIIOfl/Hl'.'..mnu (.'Ole
~_C'.""~lIl",~o~ndl<:"'cljabov" I r{(I::+- _) .b;<~(n-<r- 6-5-966-24~9_6 , h.
161 horoby CfATlFY ilnd RE1\JRN tl1al 'I 111.1\11' ,f"flllJl"!.llIy ',"1 "1',1 i! "1.1\11' ,p'Jllll'\lUIt'I1CI' III ~il"YICP i1~. ~ihlJwn In 1l"Jlldrk'; L] 11.1\11' 1~)("ClJII'(' d~ !}ho....n
In "Remarks", tho wrlt!)r cornpl/lllll f!l'S,'lllll'lltHl till' IllI 1I'/((I(I,d ,:<jJl1IJoltly. l:Qrlll)f.IIIOI1. .'Ie . illltll' Ildllrl'~i~i stl.l....n ;llJ'l\Il' (lr on Ih.' Indlvlclu.ll, company,
corpornhon, olc, lit tho i1ddrnss U1SI!rlpd 1J..lqw by 11dlHlhnlj d TRUE and ATTESTED COPY thml'ul
---------- --_._,-'---.----
11,0 I hereby cltrllty and rei urn II NOT FOUND l).'c,I'j','> I .lft] 1111;IIJI,. 1'11,',( ,110' tllr' 1I1.I.Vldll;ll, COOlfJillly, CllrpOf.IIIOn, I'k t1;lfl1l~d ahO"'I~, (Sl'l' II~Ill,I,k~ tlt!!~~
18 Nomca;d ~ik;Oi HlC:lIVldlllll SfIF\Il'll {Oil nol ',tlll'\'n dll,)y, I 11 t} "P'! ,'JIlIlI ""t tlJh "I' .111<1 't',,;, I'"" thl ,;
II,.,,,tll1l1111 till '11'11 '''t.II'.,> 'J"Ull11,1".. 01
_lliJ:j.Efl.H:lLSJiE.IHR ""..,,,,11
20 Address 01 whew sorved (complt~h! only !I drll"IPn! Ihd/1 ',th)\.'.n .II 'I'." ) 1')111'.'1 or Flf n ^p.ulfTll'nl No t.J 1 n,Il<' 01 Sl"\/M~' lori Tllnt'
Clly,8om, Twp 81010 ond lip Code)
Same as number 6. 6-7-96 IO:45AM
23 ~MPTS~ l~~'I~; In' [ ~.;~ I M~.; [DV'~3Int I Dol, [ Mlle. lOop Inl./ Dal. [Mil" [DeP,lntjD'" JMllei [DeP ini.
24_::~:1~__ ___ u 2':1 ~~~~" Co," ["6 ~~~~ C,'., . t'1 ~:I;'~'C or Po,I"q" tlll~o:'~~oSIS t..:~::~"'=..
30, REMARKS'
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31. AfFIRMED .100 subscribed 10 bHf()1'f! m.. thiS 2th
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...# SO ANSWER", .' /
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34 day ol_..l!me........... ,_.... .. .'n. 11196-
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SHERIFF OF FRAHKIJNCOUNTY
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(fIll,.",
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W:f~~'h~tTpi Of ciilUMilJ\jIjiiIRETURN SI NATURE,
OF AUHtORllED ISSllIMUUUtIilItT<'lrANO..JIfUI ,r,c I
'::"'': ';1 ',~',llT',t,;.:1 "r..)r,J. F',\I'~"I'I I ';\II"'r\'
'ClW 1/'000 ~=-J.;f1"IITlI')~'Q" E 'l"~'''''' NI")l/ .1 ')')t; ISSUING AlHHI J~lI r ~
~.I)'[I"Jk""~"'1
PNC BANK, N.A.
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COIINTY. PENNSYLVANIA
VI.
NO. 96 . 2893 Civil Term
CATHERINE SHElTER
ANSWER AND NEW MAllER
COMES NOW, the Delimdant. CATHERINE SHEllER, by and through her
attorney, Sally J. Winder, and answers Plaintill's Complaint as follows:
I. Admilled.
2. Admilled.
3. Admilled,
4. Admitted.
S. Denied. To the contrary, Defendant avers that Plaintil1's cau~ of action
based on the Agreement is barred by the doctrine of duress, by the defense offailure of
consideration, and by the defense of fraudulent misrepresentation with regard to this
Contract. as is more fully set forth in paragraphs 10 through 27 of the within new matter,
the averments of which are incorporated herein by reference. as if fully set forth,
6. Denied, To the contrary, Defendant avers that she owes nothing to
Plaintiff under the terms of the agreement.
I
I.
~
13. The threats and physical menace directed toward Defendant by the agent,
servant or employtle ot'Koolvent continued for approximately lour hours, or from 1:00 to ~:oo
p.m. on June 7, 1995.
14. Defendant executed the Contract under duress and as a result oflhe fear
created by the threats and physical menace of the agent, servant or employee of Koolvenl.
15. Defendant did not want to contract with Koolvent and would not have done so
exceptlbr the threats and physical menace of the agent, servant or employee of Koolvent.
16. As the Contract was executed under duress, Plaintil1's cause ofaction on the
contract is barred by the doctrine of duress.
17, Under the terms oflhe Contract, both the document dated June 28, 199~
(Plaintil1's Exhibit "B") and the document dated June 7, 1995 (Defendant's Exhibit" A"), Koolvent
agreed to install vinyl soffit and fascia on all eave~ and gables of Defendant's house, with the work
to be of workmanlike quality, such work to include removal of existing gulters and reinstallation
of gutlers after soffit and fascia had been put on the house.
18. Several months after Koolventlinished its work under the terms of the
Contract, Defendant observed that the gutlers on her house were leaking in a number of spots and
were filling up with rainwater so that the gutlers overflowed.
3
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CUSTOM!R SfRVICf NUMBeR
l.9DD-562-~819
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