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I \!\I_II);'I"'" 'I ,J__, "_: ,'I!I_ _t.I.' ,I ,__IIf;I'~_;'>:";'/ij::,i::l:; ,',I ," I) ';'-dlr :,,' ',il , , . ,,, " 'l '" " I' /" Ji'" il' 'of '!, ' 'I)] If',! " ',," )_1 , ! , " /'1'1 " .. ., " " " " I,.: ..i, 'I ", " '\ , " , I, " , " H! " " , ;,," ,,, ,I , Ii' "'.',1 H. ., '~.' 'I, "11, ; , .I' '(, , , , " ' 11""1 " " " I' ,I, " '1'1 ., ", i' , ;\;1" 'I 'I. " " 'i, ',I , " " , ~,j , ,,~ " , 1'1,1, 'I', " II ":ili "'11'_":1 ,1-\ " , ~'I; _:, i' '; \ ~ ' ,- i-' '''P--t'J'!''I_': !-, I, , '1' _I' , \1 Ijl ,I" ,;\ '1\ It: 1-[, , I;,', ,./ 1'1: '-", '!, " "."1" . . '1 '1-J',,', ,I" , , " ,I. " , I .' ,;.' q- "r' ',' ':,'1 '.',' ') , ~ ,; >I J) , ,i,-J, ., , I .1, ' "I " III,'.' 1,,\ , ,,'r ,1-' "" , Ii j , ,If' 'i'; ,I. :, :'~ :'" "". " ',I ., 0' , , \' , , , q' _',_i'l' , , ~ 'I, ,-,' , ',1' Ii ' ,I " '\ " /' , , , , ", >! 'I' 'I " rEDERMAN AND PHELAN BYI Francis S. Hallinan, Esquire Atty, 1.0. No. 62695 TWo Penn Center Plaza, suite 900 philadelphia, PA 19102 (215) 563-7000 Attorney for Plaintiff Keystone Financial Mortgage corporation 1360 Harrisburg pike P.O. Box 7628 Lancaster, PA 17604-7628 COURT OF COMMON PLEAS CIVIL DIVISION Cumberland county, PA No. tj~,- )/017 !!~l;J vs. Jeffrie A. crossley cristen A. crossley one South 2nd street Wormleysburg, PA 17043 QIVIL ACTION/EOUITY YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pagos, you must take action within twenty (20) days after this complaint and Notice are served, by entering a written appearance personally or by attorney and filing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do SO the case may proceed without you and a judgment may be entered against you by the court without any further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff, You may lose money or property or other rights important to yeu. YOU SHOULD TARE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP, Court Administrator 4th Floor, cumberland county courthouse carlisle, PA 17013 'ZDI~ AND PHILAN BYI Franois S. Hallinan, Esquire Atty. 1.0. No. 62696 Two Penn Center Plaza, Suite 900 Philadelphia, PA 19102 (216) 663-7000 Attorney for Plaintiff Keystone Finanoial Mortgage corporation 1360 Harrisburg Pike P,O. Box 7628 Lanoaster, PA 17604-7628 vs, COURT OF COMMON PLEAS CIVIL DIVISION Cumberland county, PA No. 'II. "/1)17 ~ 'r;~~ Jeffrie A. crossley cristen A. Crossley One South 2nd Street Wormleysburg, PA 17043 CIVIL ACTION/eOUITY Keystone Finanoial Mcrtgage corporation, by its attorneys, Federman and Phelan, respectfully requests this Honorable Court strike a Mortgage sRtisfaction Piece erroneously filed on or about March 14, 1996, in the Office of the Recorder of Deeds of Cumberland county, and in support thereof, avers the following I 1. On or around June 23, 1995, Defendant(s) made, executed and delivered a Mortgage upon the premises at One south Second street, Wormleysburg, PA 17043 to Keystone Financial Mortgage Corporation in the prinoipal sum of $66,400.00, which was duly recorded in the Office of the Recorder of Deeds of Cumberland county on or about June 29, 1995 in Record Book 1269, Page 301, ~.~. A true and correct copy of the Mortgage is attaohed hereto as Exhibit "A". 'I he "'ullli~ "hull he In'hllll UIl in~\jIUli,lltl\\hme .ll'I'II~~I~ lUt' 11l~1I1l'11 hy n h:lll'lalll~cnl )', 11I~lllIm~lItnhl), II' ,'ulily (IndulllnB under, If Lc:nJrr I, "lIlh 1l1l111~tll'lllllll) III 1IIlUlY I:CIIr,1l11111mc: I""lln IllllI~, I.t'llllt'f hhllllllPllly Ihe l'UlIll" II' I'DY Ihe l!AChIW 111'111&. l.rntltt IIlll)' IInl llllllfl.t' nllHuwrr flit hohlln!!: llUJ 1I1'/'I);"fl. 1111: FUlld". Ilnllunlly 1I11111r/itlJ{ Iht t,:,....'IIW BCWII/JI, nr \'cllryi/lK 1111: II.M '1)\\' Ih'IIl_~, unh:,,~ Until" f'ay~ 1I1l/lII\H'I nh'h'M Uti 1111: 1'11I111"'111111 lljlpUrnhlt: Inw IlrtmltA L.cndrl hi make "ud, II rhillPI'. Ihl\\('\n, !-crlller 1Il1l} 'rlplitt' 11111111\\1:1 10 l'IIY II III1C.IIII11: (UII,te: fill 11/1 ndr'll:nllC:"1 1tnl r"lult' Inll rCllllIllllt[ "t'nin: 11"('1111)' l..rllilt't In 1-'"lIlr(\lulI \\o11h Ihl", llinn, unit....,. npplinhk IlIw f1,mi.ll'A nllll:n..i"e. Unit,." Dn nM,eellll'nll" IIlIILle III ur"lIrllhtl' 1,,\1,' 't'luh.'A Il1ltll'~II'1 h'llOhl, ltlILk, ~hllll "Ill lit 1l'lllIhl,.1 hI IIPY UllHUWl.'r Any IlIh:reM Il' r.nrnh\~\ Illllhl.' flllub, UIIIIllWl'r 11ll.11J.'nJcr moy PfHce In wlHlntt. """'(\1.'1, Ihllllllll:ICM "hnll he 11nhl nn Iht.' rlllnlA, I rllJu ~h/lll tthl.' III nl1ll1l"'r" v-ilhlllll rhntttl'. Oil DllllllnllHCIIUllllnl( lIf Ihl' rUIl.''', "hIlWII1t( tlc,1I11 ntlll dcbll" III the flutld" 1I11,11I1I"I'Ullln~c 1.11 "hllh tIIdl.ldllt lu Ihl' runlh V-lll ",0.11', The I'Ullu~ .'t 1'11'1Ijlt'll n... luldlllllnalllcclllhy fur.1I ~U1t11 AC\,UIl'.1 h~ Ihl... Sc(uIII~ Ill~lIllmclIl. If 1111: rUIIII" hehl hy I-ell.ltl I'urclllhe: nlllrlUIII~ I'tfnllUc,llu he: hl'hl h)' 1ll'UUublt Inw, ululu .hlll! AU'IIIHlI hI JlOHIIWtf fu, Ihe Url''''' ,lunJ... hlllWllllulIl'C wilh Ihe H'llulrt'fIlellh Ilf IIl'plknhle: law, 1/ Ihe nmnUlllllf Ihe Ifund" hehl hy LcnJer al ally IIlTll' 15 lIut ,,"llhicnl 1'1 plly lhe II~rJnw 11t'llu \Iohl'n Jut', Lc:nJl'r IIII1Y Mlllnllfy lIutr'I'I\U In \llolltlnlt, IlnJ, In Iud. ell...e 1II'''II\\'er ,,1,,"1 rllY In l.ellll.:r Ihe amuullt nt.H....~iU)' hI l1Ia~e III' llil' Ilrfldcnq. IItlflllwcr "hulJ IIII1~e "I) the drlkirney In 110 IIl1ne Ihun l\Iorhe lIlolllhly l'IIYlllellll, 111.CIIIII:I'5 ~ole ,1I~nt'llllIl. Urn" \IO)'lIIenlln fullllr lilt "'Jll\~ M.'l'UleaJ hy 11115 Sccu,lty 11l~IIUnlct1l, I.c:mlcr "hAlIl'lfllIIl'lly rdun~ 1tIIJIHlII"'Cr allY IrUIIII" frld hy l~nJa:r, II, uII,Jl'r pMnllral'h 21, I.cllllr' ,.hnll 1(IIIIIIe lit "clllht rlll"t'rIY, I.c:ndrr, Ilflnr In Ihe: Il'llul...lIlllM tI' ,1nle uf Ihe: J.fIll'Uly, ,.hnll npply 1In~' fun.l. hrltl "y Le:n~(f AI Ihe lime IIf lIC1lul"ltilln nr ~olc all R (ft~il Ololn"lll1t roum" "rulIcd hy Ihl... Snlllil)' 11l~I"lItll'nl. """r,Jlllr'Ullln IIr .',,)m,nl.. Ullle~'" npPUl'nhll' Ill"' 1111I\1.le" "lhcl~l~c, 1111 I'JI)'lUt'nl'" Itl:cI\C.1 by 1.1.'IIJl'r 11111'1'1 l'a'IIK'hlll~ , ,".1 2 ahnll he nrrlla.'.I: I1HI, III IIn)' 1"rrn)'IIICnl dln'pr5 dll&: ull,Jrr Ihl' N'llt, "l.'ulIul, Itl ItllIlunlll IIO)'"hll.- unJer p"tn~faph 2: IlIlIll, In inl&:lelll.hJt'; fllllllh, 11111'111111'01 aJUt,IlllJ In~l, III on)' IlIlc III1IItln Illll.' Ullllr, Ihl' Nlllc. ".l'hl,..'IIIJ,nl. Uut","CI "h,11l pA)' .1I111_tll, lIHC""'m.III", dwltr..., Iillu ItI\Ll hllpuIllllllnll 111I.hutAhh: II) Ihe J',ol)crty which Inay /lltnln r,lllIlly Il\'cr thl" SccullIy InmulIIcnl, l\n~ Ie:/I~chlllll pA)1l1tnlll llf ~'ourlil '1'11111, If Gny, UOftowcr IIhDltllny Ihese nbllgllllolf~ In Ihe mnnner plllvitfcd III rnlD[lfPl'h 2, or If IInll'lIl,lln Ihal mnnner, Unrro\\'Cr "hlllll,ny Iheln IIn lime Jircelly Icllhe J1l'U'In II"'C~ "A)'ment. nnrrm\cr lhnll I'rnlllplly rlllnl"h In l.c:nLln III "nllw. Ilf Itnllllnh Itl hc poltl ulIller Ihl" IIMIlILI"I'h, If I)""""er IIIDkcI Ihc~e f1"p"cnl" llil'l:lll)', IIllllll\\'er ...hlllll'llllllfllly rllrni~h h) l..cnclr, tecelpl" t'\iJcndllft Iht' pll~'lIll.'nl", UtlfUl\\'cr "1t/lIlI"U/Il11l1)' IIl~dulIv.e UIl)' lien ""hldl hOIl 1"ln.h)' n\er Ihl~ SeclJ,lly In~ItUlllelfl unk~~ IIlltlu\\'cr: (II) "grcr" In wdllrlR Illllr pnymenl Ilf Ihc nhli~ntilln ~rcII'r.1 hVlltc lien in n milliner lIcfI'l'lnble III LCII,lrl; (h) nmh'-h In 1(1")11 fllllll lite IIrn hy, Ilr defen,l" lI~itltl\ll'l1rIlHrll1t:nl n( Iru~ Hen In, k~i,1 r'm'rt..UIljl.~ ~hldl in lhl' l.c:nul"'" 1I1,lnllln "flt:,nh: III IItC\'t'lIllhc I'lIrllln'lllelll llr Ihl' Ikn;.1t (c) "'1'curCA frnllllhc hlllJI'f tlr Ihc IIcn /HI o~rrt'II\1'nl ~llIlArlu:lllty hi l.cnllcr IIlIhlltlllnnllllit Ihe Ill''' Illlhl~ Sl'llllll~ Irl~lruml.'lIl, If I.en.h'r .lrltltlllnr/i thlll ntl)' pUll or lhe I'JllflCllY I,. "uhJCll III II IIl:n which RIllY !llIllln priotlly II\C, Ihl5 Sccuril) In~lluml"lI, 1.I'II,lcl IlIn)' j1.h'e U"flown B nntlce IJl'nlil'yinK Ihe Iirn, lJurrllwt'I Ilholl r.all~ry Ihl' Iirn Ilf IlIke nile nr 1111111.' IIrlhc a'lli\ll~ "I.'I rOllh ohm'c wilhlllltl.lll)'fI nf Ihc ~h;nltnr nnll\'e. 8, lIaurd fir I'ropl'rty Inflll"mu, Ilnutl\'o'Cr ~llUlI kecl' Ihe IllIplll\'entl'nl" nllw ui~lIhit or hc,cnrlU CICClcd IInlhe 1.,,,,,cII)' Influ,cJ O~f1hnl In"" h)' lill', hlllanl" Inrhltlc.1 wilhin Ihe 11:111I 'c):lcIfJed Cll\wogc' Bnd any 11llll:r hOi'orJ", IncluJlng nlH.,JII or 11I1Il,lltl~. (01 \lrhldl I.tllller Ic:llul,e" huulone/:. '1'/11.. IIl~ulollce "hllll lie: 1lI11111111111t~ Inlhl' "11101111111 unll ror lite ,lc,lml" Ihll u.'ncll'f 'c'luirC.... The 11I~llrnnn: cntllu pftl\"i.hnl{ Ihe influrnn(c .holl he c1fO~cn hy lIo""wer ~lIhJl'd II) lcnde"fI PI'I"I)'I'nl "hkh ~hllll nnl he uhrl'nallnohly IAoithhcl,1. U 1I1l11uwc, rllll'llllltAlnlllln Cll"Ctllge dc"c.ihl'tl nhnvc, I.entlcr ItIlIY, RII.cnJer'" 1l11Ii,,", uhlnln cmelllge It) I'Ioled tenllcl'l\ rl",hlll in Ihe I'.tlperl)' 11IllwnaJnllce with pa,oll-tAI'" 7, ^lIln~urnl1(e Imlldc... Illd Irllcw"l... I\hnll hc lIU"rl'lohle 1'1 I.,~",h:r IIntl "hnlllmhllle " IIlnnJII,d lIIollfWfte dlu.e, Lende, ,.holl hAve Ihe Ilithl hI holJ Ihc 11.IUde" Illlllene\lo'ol". Ir I.en.ltl Il'tlllllC.... I1nlflw.'u "hnllllwrnpllv ",h'c III tc:nlter all Iccclpl" n( l'Ahl P'l'lIliurll... IlrItlICIIC\\'ol nlllfccl\, In Ihe I'\'rlllllf Inu, UlltlllWCr duLlI gl\:c: 11rnrnlll nllllee II.f Ihe IhAur"ncl.' carrie, nnd tenllcr, Lemlc:r IlIAY makc 1',ullf IIr 10M Ir nnl mnde I'tllnlplly hy I!nflllwer. , Unlc:M Lenller nll~ IInUllncr t1lht'f\\i.r ll~'ce In wrillnp. II....lIfanl"C lI,ntee.l" ~hnll he IIfll'lIcd In Il'''hlrlllill/l Ilr re,,,,lr llf the .',nrcfly dBnt/'l~I',I. if Ihe leMnfnlilln nr ,cpnlr IR cctltlllmlcRlly rrlHil1lr allil ulllll'r'Il ~tcll,lly IR IInl ICl\l\cnt'd. If Ihe rl.'~h\'lltltln or ,cpalr iR lI"t cClllltlmlr.nlly fc""lhll: III Lt'nJcr'" ...CCUlily "nllhl he le......rnrJ.lhc In...u'AIH'C' p,orced" ~hnll he Rpplltlllu Ihl.' ,.Iltm "eruft'.1 lIy IhlR Sccurlty 11I"IIurncnl, ~hclhel n, 1lIlIIhl'II.luc, wllh MY l:kCl'''R 11n!.1 In Unnuwc,. Ir nUIIIlWCr abnlfdllll~ Ihe I""l'ell", III 111lI'. IInl IIII"\CI "ilhln :\(1.lil)\ II IItllke fllllll l.rnJt~r Ihlll Ihc InRlfranl'c corrlc, 11M ulfere:d 1'1 ldllc Illl,UllI, thcn I.endcr mny CilllCtI Ihe ill'olllllllCC pll'cl'elh. 1.I.'II,lcr mllY IIAC Ihr 'lfnCI'C'llllln rcpnlr IIr re~llltt' Ihe l'IllPCIlY n, III pay Rump! "cclllc.1 hy lhi~ StClJdly In"tlumcnl, "1l(lhcr 11' 1IIIIIhell JUI.' 'I'hl.' .").Jny pet Iud nilll'l'Mln v-helllhc n.llke I" ,..in'lI, Ulllc~1\ untler Anll Jhlnuwcr nlhelwi"c Bllrcc: In \\Tilln~, nn)' IIrplkuli'lII of Illon'cJPllu prlncipal Ahllllllnl C\1cnJ IIr fll1/ilfltlne Ihe due dllle or Ihe ltIonlhly pll)lnenl'" rdcrrc,lllI in I'itl;tl!tllph~ I anll .' .lI chllllllc the amnllnl nf Ihe pllymcnll, If IInller I'nla~rllph 21 Ihe 1"IIf1erly I~ a~tllllrell hy l.en.lcI, lI11flll\\'l'r'" ,it/hi In any In~Ur;ln(e pHllde" nnll pruete,l" rc~ulllnK hnlllllnmUNl' IlIlhr I.,npr.lly prlnr III Ihe 1\('I"i~llilln ~hlll po"" In I.ender In Ihe: c):lerllll( Ihe Aum" I\eeu,ed hy Ihlll Sel'uIlly In"'lllIh'lt'1I1 lmmt'llllll('Iy l"lnr I., Ihe n(lllll~i11lltl. l'I. OeeUI,"nf)'. l'rr"',",III1I11" Mnlnll'nnnr, and rrQI,dlon IIr Iht I'rllp,rl)l IIl1rrll""'.' IAlnn Ap,III"llllnhl I....nhnld". IJmto"tt ...hRlIl\ullpy. t'~lll"B~h, on.1 U~e: Ihe Prnpclly a... Unrrm'er'!\ I"llldpol re...111&:llct' ~ilhln .llI1)' tla)'5 "ner Ihc CkcCllllnn 11f lhlfl Se\'lllily InMlllll1l'nl onll .hull cllnlilHII! II) Il(fUIlY Ihe l'lI1l'c,ly 111'1 nnff'IWC"" 1"lndflol ,e:llldence fill III ICDft! one ycnr nflc:r Ihe Iltlle ur llCeUrnney, unlcM !-C'ndt'I Illhcf\\i"c nMrerl\ III wrlllnJl:, \\hh:h enn"'C'1l1 ~h.1I nul be Uttrcn51111l1hl)' wllllhe"', '" IInll'lII e:_tcnulIllng ehcurmlanec" elll,.t whl~h OIC hCYllnJ nUUIlWc:r'" Ct'ull,11. norrUWcr ~"nl1 nlll tlrt.l,ny, dnmnp;c or Irnrnlr Ihe rrnperl)', IIIIlW Ihe rfllre:rl)' In tIClc,iNule, nt umlMlit \Io'II"lc nn lite r'tlpl.'rly, 'hmnwcr "hnll hc In ddllull ir any fmfrllurc aclillO IIr rrI1eC'C1linjl. whellll'I cI\'illlr crlllllnnl, I... hCjllln Ihnlln l.cndc,'" ~nnd fllllh jUtll:(lIlenl (tI1l111 ,clIllh in rlllrcllllre uf Ihc l'ropclIY nr olhcrwl~t~ rnnlcrllllly hlll'lIlr Ihe licn clrolcll by Ihlll Sccurlty In"lrllmc:nl 0' lcntln'Il ...rcu,lty lnlcrC'M, Onrr')\\,c, Illny elllC "u,h II .Idnutlllllll reln~IBll',lI'" rrn\i.Jc:.1 in pnrngroph 1Rl hy r"II~lng Ihe IIt'llon 0' p'ncrctlln~ LlI he t1iAIIII~.~cll wilh it ,ullnM lhnl. In l.tn,lrr'I KnnJ faith dcII."tnlnntlnn, IlfcrlllJe5 f."rellu,c llr Ihl' Um,nwc:r'... Inlere...lln Ihc rrnpr,ly fir Hlhrr mnlcrlAI hlll1ohmenll1f Ihe lien creBled hy Ihl!\ St(urily (n...llumcnlof Lellder'... "l'~Ulily inlcrc'M. l10lrnwcI ,.IHlII nlw I,c in tlrfnllllllllllflU\\'er, Ju,ln,IC Ihe lunn nl'plleollnn prnct.'u, prl\'l.' tnulcllully rnl~e Ilr IIIReeUlnl\.' Inrnrrllnllnn m "lnlrnlenll 111 l.endrr (or fllllt'J III IlfC)\'hlc l.cntlu wilh ony moh:linl Inrllllllnlinll) In connul!lln \l;lh Ih~ Innn e\1.IC:II\'(11 hy the Nllle, lndudlnp, hUI nlll IIl11l1e.lln, rr'I'le~clllnll"lII\ cunl"enllllR norrll\\'rr'~ nl'ellflnncy fir thr l'lnl'nl~ a!\ 0 111'0&111111 'e~hll'n(l'. If Ihl" Sl'clIrfly Inl'lllllrnrnll!\ 'm n 'rll~I'lIllltl, I!IlH,lwrl .~hnlll'lllllply \\ilh IIl1lhr I'tnvi~llln!\ of the 1l'II~C, U 1111"""le, nf1lulrr_ rec 11111.' III Ihe IJIllIICfly, Ihl' Irn~chllttllllld lhl' fl'(' lilk "hull ""I 1l11'IJ1l' unll'f<!\ Ll'rhln l1~ft.l'!\ Illlhe IlIcrgr.r ill wlillnl(. All' ',~"lli'l J". t-~"" ,n.'. .,'0 If,rt'} "I ~ flit"} roOi t?t9 fAL[ 311.~ LOAN TlJ. 0000]1'111 7. l'r"I,,-1I1111 "' I""lil".'~ IUlllllt hllhr I'tllll"',_ II 1I""n~\'1 filiI" III I'rlflllln 1111' II\U'II/'1llh IIlIll 1l,t.H'I'1111:'1l1~ ullllllhll'tJ 111111111 Sl'lIII iI)' 11I~111l1lH'1I1, III Ihl'll" I~ 1I1""n'I"IIII'('tJlull IhllllllllY "lltllilllJll1tly nUnl Lenlh','" ,l,lhh IlIlh,' I',upnl)' (~udl "" n 1"llU'l'IUnft III h.IIIj."llph)'. prill-nit', In, 1ll.1lh,ItIllUllplI 1\' '",lrill"I' lit In t'l1lnlll' In....." I" trft1111l1l1l1lt.), Ihl'lI 1.I'llIel IIIllY .111 nrhll',I)' 1111 \\hllh'\W It. 11I'IO~llIY ", l"I'Il'lllhc \Illuc ul IIIL' 11'1'1'1'11)' IllllJ h'llikl'll ,Illhll In lite Ilru11l'f1)'. l.ctuln'lI lid Ill"" 11I11)' IllduJt' I'n.'1I1l nil)' t.UlI1K "l'I'Ull'IJ h.' II Ilrn \\hldl hnll I'tlllllty Il\n Ihl" S~I'I"lly In,,1f1ltllclIl. "1'1't'IUh1IJ III ":111111, Illl)illft ,cut.nnnhlc .lIl1l1lr>,' fer" IIIlll rnlrrllltt IIn 1111: r,ul'cfly hI mll~c ,rllllln, Allhllllgh l..t.lldrl tnll'j I"~l! adhlll ullllt" lhl~ pnr""'''I'h 1, l.....ntlrl tlllr~ nlll hnw Itl..!II "." ^n~ IllIlJU"I~ .JI~hur"rtl hy 11'11111" IIndl" Ihi, ".,njlnllh 1 ~"1I11 hC~'lIl11c 111111111111I,,1 ~chlllr 1I111"'.....l:r ,rnucII hy IhlA SecullIy ,",,!lumenl, Ullh'~" II11UnVt'Cr AlltI l.<<:nJc' 'pl.'l.' ILl 111111:1 IWIU ur 1"1)'11I1.'111, Ihl.'"r nmlllllll. .111111 hc,,1' Inl<<:re.. rrUllllhe ,Iple II' tI!.III.lnflllrnlII Ihe Nule Inle Imtl "hllll he I'O)'/.Ihlr, v.ilh Inle,I.'''', upun nulh:e rwm 1.l:IIIJI." In Umrllwrf rrllllullnB 11")1I1rl'll, II, Mutt...~ InllUt.llrr, It 1.('l1Ilrr rr'lulrrtl mllrllt"8e in"ll'l\Ill:r M . clllltlJlIllIIur milking Ihe lunll ~rcurrtl h)' Ihla Sl:cullty 1""I'UIIII:ttl, IIlluuwrJ "hoJlI'''y Ihl: 1lll'mlllnl" ,clluhrlll'llllnlnlnllllhr 1IIt1l1gnttr In~II""Il:r In rI(ctl, 1(, rllt III1Y 'rnAnn, Ihe 1tI11t1"nflt' 11I~llllln(t' mn'llItlt' ll'lluhl'd h)' l,clltll'l Inl"l'" lit U'IIH'" 111111: III rl(cd. III11'n.....rr "hllll I'"Y Ihc I"Clllhllll' 'rllllhl.'ll II} lllolllllllll\Cllltll' 1>1I1'''11111111111)' I'lluh,.lrlll IIllhc 1Illllll/lljle Ill"llllllll'C 11Ir\itlu"ly In CHCll. 01 "(U~I ,.uhlll,uIIIlIlI)' l:lluh'1I1t'lIl Itl Ihl' rml hi U.."IIWC' Ilr Iht mllt'fl1WC 11I~1I1(1/1("t' l'lt.'\illll~l)' III clfed, ('11111 1111 nht.'U1/lIt' InnrlWlgl: InM"I." nl'IIIII\,(,11 II)' 1l.'llllcr, II "1I1I"lnnllllll)' rlllll\',,1I-1I1 lIInrlltn~t' hl~lllnllcc: Cll\'cr"jl.t' I~ lit/I ,t\'ollnhll.', .hlf'uwc, ~hnlll'n)' It) 1,t'lltlc, rlllh 1Il111llh I.l 1011111 rllll"llu Ollc,I",,'llIh nf 1111: )'rlUly IIIotlHllltC I""urlru:e ",rllllum hrlnlt rllld h)' 1I11IlIIWtt ~hrlllhc hUl/lnllfC \1I\'I:IIII'r III/IUJ HI [I:II~rd III he In rUt'll. 1.t'IIt1rr ",;111"'1:111, u~c: II1t1 rdal" Ihl:~r Iln)'III'III. ." II lu,." ,r"I:I\'1: III Ilcu lIt 1Il11"ItIlJle n~Utll'H't', l...l"~ 'I'AI.'I\'C Jln~'m'llh IIlIlY 1111 Inll~t't hI.' ""lltlhrJ nl Iht' "I.tlnn u' undc,. It mll/ljl.lljl.t' hl~llInllI'l' III\C'''IIt' llttlht' IImollnl 111111 for Ihl' Ilrrllllllhnll.cllllet 1I.'IIuht") l"mltlcll II) In III"u,r, '''I"o\,ell hy 1.t'IIIIt:r ftjl.nlll hewlln'" n\'lIlInhlc Olll) I~ nhlnlut'..!, nlllrnWrr IIholl (lilY Iht' I',rmlllll'" Irllllltt.'d Iu 111I11l1lnlll mlJl'fl"~1: 11I"lIltllI\'t' In clll'll. lit III III,wltlr n 11l,.1\ fl'''crw, unlillhr 11~lllIlH'lIIrnllllt 1II1llljl.IIgr ItlMIUUlCC rl\ll... In Icm,dllllrr \!lilh IllY ~1i1len 1I~H'\'IIH'1I111l'lwt'ell hUff'IM' 1'11111 ClltlU I't "1'1'll1:nhlc lia...... 9.ln~lM'rllQn, l.l:llIll.'r ur II~ nl!I'l11 IIIl1Y mn~t' rcnwnllhll.' rnlflrll HI'"11 nlllllll~I\('dillll" Il( Ihl' 1'llllll'IlY, 1.Klllln "holl ".hoe nnffU\\OW 11011(/: "llhl' thm' ill '"~ 1"ltIt hI 110 In"I't'I'IIII" ~I'nlf)'illfl, IfMIlIIllhle ClIII'I: (Ilt Ihl' In"I"'lllllu. IO.l'nndrnlllJtUlln, The l'I"ICl'111l III nllY n"'nltl nl dnlrn (m tlllmnlt".,., dllt'lI nr (IlnUtl\ll'nllB', In ClIllnl:dlnn ~ilh In)' cundt'mnallun or ulhrr In~ltllt t1111t,y 111\I1 ur Ihe ))rorcrty, or (tit ClllI\-C)'lllll'e In Ilt'u vI culI..!rmnlllloll, ore hUt'h)' llAllPu:d and aludl be Illlltllo Lcntlcr, In the eYr1l1 or I luIDlln~I/I~ III till' f'rllpetl)', Ihe I"ucerll" "h,,\I be npplll'lllu lht' allm" "ceurrd hy Ihll\ Secu,lly (1IIIIumcnl, whclhu Ilf not Ih~lIlltlr, wilh Iny t'lCCM r,lIld 10 nllrrllWt'f. In Ihe t'\'rlll ur I plrtlDIIII~llIg n( Ihc J'fIJl,crly In which Ihe rplr mlll~t'1 vnlue nr Ihl' l)rlll,clly Imlllcd Ilcly hdl1rr Ihe In~l"g b. ClllIllllIllr ,venlt'f 11\1111 the PIIIOUlIt or Ihe 'UIn' at'cuted by Ihls St'cullly Im1rUIllt'1I1 Irnlllt'I.III1It1y hdllre Ihe IlI~hlP.o link", 1l11llllwcr on..! Lentlcr t)lhet'\lo;le ngrce In wrlllng. Ihe aum. "rclltctl liy litis Swully InMrulllclI1 "h,,1I ht' rrtluce..! by Ihe IIlm)unl Ilf Ihe Ilrneerds Illlllllrllrtl hy Ihe rullllwhlM rrncllnn: (llllht, hlllll.lIlllllllll11r Ihl' t.l1I1I~ ~l'curt',1 hlllllttlinltl)'hrCllfr Ihr Inklnp:, d vitiI'd hy (h) .he (,lIr mnrkcl v"luc llf Ihe "rol't'lIY imlllt'tlinlrly hrCtlfr Ihe Ih'w.ln~. Any hnh,nce "hnlll.e rlld III Bnrruwer, IlIlhe cVenlllr II rnrllnllnkloK 1)( Ihe rrllpl'/I)' In \\hkh Ih~ ',Ill mntht \'lIluc 1)( the I'rnpcrty hllmctllnlrly hdtlllt Iht' Inklfl~ I~ ICM Ihnn Ihe DtnulInlllr lht' f,llllllfl "t.'ClIH'11 hlUlIt'dilllrly bdnlt Iht' 11l~lllfl,. Ilnlt.~~ Ih'''llwer Ind lendr, nlht'~ilfle lI~ttC 111 Millo, tlt unll.'Po& "1'1,Hcllhle Inw ~'Ihcrwi~c rrll\itlt'~,lhc Ilf(K~t'tl!tl ~hnll ht' IIrl,!lcd II) Iht' 8UII1II "ccure..! by Ihl" Securlly .nAlrumenl whelher or lIollht' "lIm" IlIC Ihen Ilut', tr Ihe r,n\lctly I~ "h"ndnlletl h) Illlll'lwcr. llf 1(, niter Ilnlil'c hy 1.f'lIllel In Utllrll""-I.'! Ihlll Ihl' (lIl1dcmnnr nlfer" In makc nn nWRft tit IlClIlc n c1ullll fnr tllllllllgr~, 1)1IftllWrt (nll~ In rt'~pllllllltl IA'lItlrr ....ilhln ,~l) tlI1Y" nCter Ihe Ilnte Iht' nnlh:e I" gI\'Cn. I r.nllrr I", Rulhlllj'Ctllil wllcd 01ll11lJ1pl)' Ihe prnccell~. II ita "1'llnn, clther If,) ICMtlllllhlll ur frrlll, or Ihe Propt'ly or It) Ihe "um" ~cculcd IIY Ihl" S(,clllil)' 11l~lfumcnl, ....ht'thI'I tlI nlll Ihen tlllt', Unlc",", I..t'oder Intllhurn\\'I:r nth(".....i~c lI11Il'C In .....,illnll, IIn)' IIl'plle/llll1" Ile (llilCrI'J~ III principlIl "hnll 11111 rkh:lld "r rn"lpnnt the dlle tlllle o( Ihe monthly 11I1)111t'1I" ,dcHetlltl In 1'/URg'.plu I Rnll 2 llf chAlltlc Ihe olllounl tI( "ueh plI)'lIIt'nl", II. nnrroWfr Nul Mt'lralrlll "'lIthrllruncr lIyundt'r Nol ,. \\'Ilhn, Eklell"hlll n( Ihe lhnc (ur 1'11)'Mlenl tll IIlndlllcnlltm Ilr DlIInrlllntlon ll( Ihe HIIIU ~eClllrd hy Ihl", Securhy Infotrutllenl tr.rlllll('II hy LCllller h) OilY "lIeCCllfI!lr In intc,cIII Il( nUHuwcr Ahnll nlll npcrolc In releRIC Ihe Ilnhlllty nllh(' mllllnal l1iltrll....rr tit nlltrn....'er'!tI toIlcee!tlMlt~ In IlIlcrtsl, l..tlltler "hllllllnl he relllll,e..! In cnmllll'II(t' Jltnreetlin~~ It)tAlnM nny "UC(C~~llr III inll.'rcM lit IcCu"e It) 1::\lrnd time (nr "Dyment I)f nlht'rwi"e IIIlllllr)' t1mnrli/llllnn n( Ihe ~urm ~C(IIf('iJ hy Ihl" Secutlly 11I~lrlllllcnt hy rClI!tIllllu( /lny demand IIll1de hy Ihe: Ilflltinlll IInffowl.'r Ilr no"nwt'r's Auccc""nn in inler...~1. ^"y (rul'cnnnce hy l.t'lIdCf In CIIcrci5ing any lIght "' remedy ~h"lIl1ut he II wnl\'cr nr Il' predu..!c: lilt' tllt'rd~c: o( UII)' tljl.hl or Icmrll)', Il, Sun.ulln fInd A8IIIRn~ nnull/l; Jnin' Inti Snrrulllllhllll)i Cn,~INnrrl, The Cll\'ennntll ontlllgtl'rmenls III IhI" Security InMfulluml ~hllll hind IIntl brnelillht' 1I11......c:~!tIIl", IIntlll~~IWIll n( l.end...r nlltl ntllln......et, Auhjcrlltl c1u: I'ftl\illhlllll or IlIIrnguph 17, Burrowcr', etl\'ennnl!tl lint! p~rtcmrnl" Ihnll I'e JollIl 111111 At'\Crol. ^ny UlIrrtlwct whll en "Ig"" thl" Security fnalrUnlenl hill lines IInl CIIc(1II1.' Ihe MIllt': (A) III cll,,,i~nI1l8 lhl\ St'Cllfil)' In~lrumenl nnly In lIU1r1(1llgt', )trlllll nud ClJIWCY Ihnl nmfllwrr'/t Inlere~111I Ihe I'!nl'clly IInder Ihe lermll Il( Ihlll !'icl'urll)' JIl~trlltnt'nl; (h) I" nil! prHtlnnlly Cthllgnlrtlln rnr."u~ IIUIllS lIt'curetl II)' Ihl" Seculily '"WlImenl; 111111 (c) p~r(c~ thllll(,lIdrr nnd IIny 111her Ullrru......rr may .1Vc~ 10 r_le!ll, modify. (mhent III IIIllke IIn)' nccnmmodollllll" wilh rl.'Hord In lhr Irlm" 1)( Ihl" Srmlllty 1IIIIIrumcnl Ilr Ihe "'nle y,;lhllut Ihnl nlllhlwer'~ t'tIll~t'lIl. 1J,1.A11ln ChIUllU, U the hIll II !tIel'lltttl hy 11111\ Securlly III~ltllmcllt \" "uhjctllu n IllW ....hleh "~l!tIlm\_lmlllll 10/ln c1IDfgr~, In.J Ihol low I" lil:nlly Inlt'rprt'lell "" Ihat Ihe IlllerrH Ilr nlhu Iunn chnrgC:5 mllecletl tlt hI he colleclrd In c:nllncclllln wilh Iht' Innn rllrrt't1lhe I'CII11llltllllmll", lhen: (", fillY Allch Innn charjl,~ IIhnll hr It'tluer~ h)' Ihe nmllunl necc~!tIllIr hi t1:..!lU:e Ihe churpc In II", pt,tmlnt:tl Umll, nnd (h) nil)' MIrlU alrcndy CIlIlt:(lcd (rllm IJntftll,\'e, which clleerllel pcrmllh:t! IImllll will be ,e(1H1l11'11 III n""",,,.t't, f.clllla mny (h"i\~e h\ ,"like Ihl.. '('(lint! hy ftdllcln~ Ihe 1)lllIdlllll nWt'11 undt'f Ihe Mille lit h)' IIlll~11I1( II IIIICr! rn)IItCnllll I\nrtll.....l.'t. It I) rcruIIl1 rrlhlct'''llflndI1111, Ihe rl"lhUlhm will hI' Irenlctl M 81111I111)1 r,rcrnymt'1I1 ....lIhllltlllny 11trl1l)lllelll (hMjl.e 1II1lll.'t lhc Nt\lt'. 1,1. Nll.h:U, AllY IInl ee In ulI"!)",,cr rrll\'idctl (or In Ihlll SI'(u,lly ""!rumcnl !tIhllll ht' p:h'rll hy IIt'U\'r.rhIM 1101 h)' mnllln811 b)' OfM cln"", mnll unlc~1I npl'll\'nhle 11IW relllll", 1I~t' Il( Rnnlher IIlt'lhmJ. The IIll1lre ~hnll be tllretletl It) Ihc rrflJICrl)' Addrl:M II' Dn)' IIlhef IIlhhe"lI f1nrrOWct tlr\l~nnlt'~ h)' nnlfel: Ill!.t'nllc" Any nollce Illlcnllc, 8hnll be 1tl\'CII h)' IirAI dn", '"111111) frnder'. nlltlrt'lI\ ~lflll'lllll',cln nr nn)' lllhtt ndtlrt'M 1,t'llIkr 11(,1I1~1I;11t'\ hy nnlll'c 10 Ihurnwcr. ^ny lJullee IlImitled 'IU In IhllI SecurilY 11I~lrllmelll 8h../I he tlc~m~lllo hll\,t heen jl.lvt'n III IJnrrowt'f Ilf LenJer ....hen ttlVCII ""11rnvhlcllln Ihlll rllr"j!.rnph, Al"'..."'I,'I',.... hrm ~nJ' '/~ ff'(lJdl'f.I"'It'" ioU! t~mJ fiLE :1n.3 IJJAr! 10, OOOO'Jl18 1/1, HIIUrtlhl~ .~"'I SUrIlIlllIll), '1Id~ ~r\lIlil)' 1l\~lll"IlI'nl ~hlllllll' I'Ll\'l'llIrll If)' h'llnnlluw 1111,11111' 1,IW III IlIl' jutlMlhlllllll1l \Ilhldlllu.' l'rlll'l"II) i~ I"t"lnl 1!l11ll' nrnllhnl nn)' I'IU\i~I"lIl" d'IU~I' IIllhl.. ~rlll1il~' ItlMrlll1l1.'/Illlr Ihe NlIll' rllllllll'la "ilh Al'l'lknhlr 1,1\\, ~Hdl tPlIllld ~hnlllll'l nlklt Illh,'r 1"Il\I~IIlIlII..llhj~ ~I'l'Illil) ItI~IIUllll'nllll Ihl' NIlIt, whldl nUl he ~I\'rn rUrd "ilhlllllllll,' UlIlIU,tlllill"m;~llln, 'llllhi~ I'n,lllu,' 1"Il\i~illn!lI"lhl" :inulll)' In"lllIllu'nllllHI Ihl' NIIII: nil' 1!t'dllh'llltl h". ~r\l'llI"h', lti, IIlltr"",r'lI t'lIll), 1I11'11I\l.t't ~hllll ht ~hl'n llI'U' llltll'IIUH',IIllI') III Ihl' NI,lr nllll III Ihla Sr'llllll~ 11l~lIl1nll'III, 17,l'rnndrr III Ihr l'tIl1',r1t lit" 1I,",nrllllllll,n"ln III,,-r"M..r. II 1111 lit nil)' 11/111 Ilf Ihc 1'111I'rll)' Ilr 11I)'llIll'lc"t In It I. auld III Irllllll(r..rl) (II, Ir ,,1'clIdidalllllclrH In 1I11111l\llt'r iR "111,1,,, 1t1l1l~fl'lu'll "'ilt 1I11"1I.....c:I I" nut II nlll"'1I1 Ileulln) \loilllllUllxndcr'a jlllnl \\'1I11I:n l'iI/I~rlll,l,e:I1Llrr mny, nlll" ill II Inn, rClluhr hnllll'lllnlr 11I1~lIIr1l11Jl rllll IIf 1111 MIIII" Aeru,td hy Ihl. Sl,tl.llhy 'nMllllllrnl. II"wc\I", Ihb, "11111111 ,hili IlUlln: urldn'll hy l.c:ruJrt II rwd~l! I" plllhlhlll'll by r~de'lIll"w fl." III the Ilnlr IIr Ihl" Sc(uIIly InRIIUIlIt'III, If 1~lIdrr Ul.'rdAt''' IhI" ,II,lhlll, l.tllth,t .11I11Il(.h'e: 1I111l11\lol't Ilulke: I" u((r1crl\lltln, lhe: twlll'e: "hllllll'lI\lth,' .. In'llnd Ilf 11111 h:Alllhltn:l1t 111t)1I hlllllthe: Illllr Ihe 1I1111re: I" Ildl\r1e:d III IIIltilcd ",ithlo \Ilhhh UllltlJWtJ n\U"llllIy.1I RUII" atcUlrtl hy IhlA Securlly 10~IIIIlIH'nl.lI UlIUilwrr filII" hI pny Illt"e 'lilli' I"iur Illlhe ul'I,nllnrlllllhl"I'I.',ItIlI, 1,(lIdr' ",DY Invuke nny ,tme:lllca I'trllllllrll It) Ihla ~rnnily IIl"Hlltnrllt withlllll huthel 1I1111le: II' Jl'mnnd (Ill 1I1l1fllwCI, 1M. Ullmntfr'. HI.MIII Hrhulplr. II 1l1lHuwcI nltrlA retlnln n1ndlllnn", Illlll11\\r, "hllll bll\'l: Ihe ,I~hl hi IHlW I.'nfutcemcnt III 1M. Se:elltlly In!llllllllelll IJimmllllurd .1 .ny tlllle: I"lnl In Ihe rlllllrr IIf : (II) .s Ila)',. (Ill AII[h nlhr, ItCtlml.." npplll'lhle IllW IlIDY t.pnlry 1'111 Idtl~lnle:ll1rnl) hdurr ,,/lIt III 1111: 11,..pen)' pur"lIlllllltl IIIlY l"lW,", ilr Mle cnnlnlnrd III thl~ Se:l'ullly In"IIIIIIII:III; lit (hI e:nlt)' Ilr 1 jl/lI'!:llItllll'nlntdnp.lhl" Srnlllly In"ltllmrlll. lhme rllluJlIlun. IlIe thll Uurtllwtr: (n) I'n)'" ulldrr 1111 "\IIIl~ \Ilhlrh lhcn WllUld he: Jill! unlle:, IhlR St:ulllI~ III"trumllll 111I' Iht NUIe: IU,U no .nrlerllllun hili Ot:l'lure:..!: (h) ~'Utc" IIIlY Ild.ull Ilr IllY olhrr U1\clIllnh II' I,Hrrn!rllIA; (r) "I)'. III r_l'rn~e,lnrll"e:J ht rn''''rhl(t thl" Sc:t:urU)' InMlUIllI.'III. Indulllll~, bLlt Illlllhll!lcllln, ,rllRlltlllhll.' 1I111111lr)'''' rl'r,,; nnll (II) Inh~ Audllll'lhlll DA "rllder mlY Ir"wllllh!) rr1lube In """u,r IlInt Ihe: Ilellllr llil, SrfUlily IIIMtlllllrnl,1 r.lIlt,'R "Ilhh In Ihe: l'rlIlltllY Inti I1mln......et'" uh1illlltlllll III pn)' Ihe "lIl11a ~rl'llltll hy Ihl" 'sl'Plllly In~lflltllt"/l1 "hnll 1'Illlllnuc III1('hnnucll, lJl,un reln"llllrmrnl hy IItJrrnwrr,lhl~ Sl'nllll)' III~trllmtnl 'Inlllhe 1l1,Il~llllllnR "rrUlC'11 ht,rh)' ~hllll ,rlll,11I rnll) crrrdl\'r IR Ir 110 'llnll'tnllnn hllel uccurrrd, Ilil\\l:VCII Ihl" II."hl III ,rlll~lllll.' ~hllll IlIlt 111'1'1)' In Ihe 1-II~C ul nt:Hh,tllllun ulIlIcr rnngtllllh 17, 19, Halt "' Nulrl eh"tI."r 0' 1.tlltl1 ttrnlrrr, The: Nlllt: 1lI1111n11Iallnlrrr~t In Iht: NUIc: (11l~l'lhcr ......hh thlll Scrulil)' In~trumenl) 11I11)' he Allhlllne tI, 11111rc: IllIlrll ",llmul 1'111)1 nUllec 10 Ollrrl)Wr" ^ Allie 11I0)' le!uh In It chan~': In Ihe cllllly (huwn nil the .l.....mn Srr...htt.) Ihlll <..lIcd" munlhl)' rDymenl. Jue 1lIlilrr the: Nllle IIlllt IhI" Se:culhy 11I,.lrulIle:nl. Thc:rc allt) may he one III mUle: dlBnlleA..r Iht I..nnn Sct\icCI IIl1lrlnleJ II) n "..Ie IIr Ihl' NIIle, If Ihue: I" a l'hnn""e IIr Ihe Lonn Selvll'ell 11111111"'rr will lu: !l.hclI WdllCII nutlce I1r Ihc chn"~c In ot'l'lllllllnre \Io;lh I"IIUlgtlll'h 14 nhll\'C nll~ 1IIIlllellhlr law, The nollec "ill "Illle Ihe nnme Imlll..!l!ttn or thl.' new I.unn SCl\irrt onll Ihe od..!.e:u Ill.....hld.l'n)1nrnlA "lmuM he IIIlde:, The nllllre will olM) Cllnlnlll tlny ulllcI Inrlllmnlhlllll'llulrell hy IIpl'lknhle IBw, 20, nllurrJllul Sub.llnl"', lJUHll....cr ~1Ii11111111 ClIu~e Ilr prltlllt Ihe: P'c~c"t'r, UM', JI~lllJ~lll, "Inrlll/c, Ht Irlrnt.e I)r Iny Ilp/urdouA SUh"'llIcrlnn 0' In Ihe l'fLll'tlly, lJlIIftlwer ahBII nlll Ill" IIllr lallllw lln)'lllle: e:IM: hi till, pn)1hlllg orrC[111I1 Ihe rlul'erly thlll,ln \intlallon ur all)' 1~II\ililnlllenllaII.Bw, The: rrt'Cc..!lntt IWI) Acnltnce:" "holl IIl1t 111'111)' hllhe l',c"e:nClO", U...r, ur Mornge UIl Ihe l'r"l1l:lly I,f "lIIul\ Illlllnllnn tlr lIai'lIrdllu" SuhMnllcu Ihllt Ole gcnrnlly Ie:cClllll1ed to be ,ppwJlrlllle tn nUt Ill'" 'e~l..!enlllllll"clllllld IlllllBlnlcnllnce: or Ihr 11'1'llrtly, IhllJUwer IIh"lIlltUml'lly )tl\'e I,cnllc, ",llIen niltlcc or nny InWMlp:R1\tJll, dill"" t1clllnnll, htW6'llt or ulhc, "cllml hy any BIlWtllmrnlnl III II'~IIIBh"y n"'l'ncy "' 111h'IlIC IHIlIY In\'I'J\il1f!: Ihe: 1)1111ll'11)' /lnd nny IIni'A.dllll" Suh"l"nee III .~lwhHlllllclllnll.nw ur ....hleh ll11lfnwc, hll\ Illllllll knllwlrtll'-e:, Ir JJI,rru\l.l" Il'lI.n", III 1\ 1lIIIlficd hy nllY gll\t:ttllllrnllll", 'CguIIlIClI)' ftllthulil)', Ihl\l any Il'mll\1l111' I1lhl" ,rmediotlun 11r 11llY IlnlortlL1u. Sllh~lnllce: IIHe:tllllg Ihe 1lhll,rrly I, lIece:r,RnrYI Ilmlllwer "hntl prllmptly Inke 1111 nl.'lr~alUY te:lllrdlolll~lhm...11l tI~c."t1nn(e: \\;Ih ~Il\ilnnmefllnll.llw, All ""cd In Ihl. 11ArllJ!tIlrh 2.1), .Ilnlilldnu" Sllh~lancr'" Arl! Ihme "uh,lnucrll aJe:nm:J II" Illkic III hni'lItduU5 lIubllllll\CCII hy I!nvlW/lInenlnll..llw anlllhe r,'lln....,ing ~uh~l:tnrr": fl.MI1line, kermrnc, IIlhl'r l111mmnble 11' Illkie prlfolellln ptndUch, In,de rC:MI[hlu 111111 her"ldtlr~, \1I1nllle "nl\"rnla, malrlllllR clllllalnln~ Mhr~hl~ III rUlnwhleh)'de:, !lud tndllllllll\'t: ","Ie:tlnla, ^\ UM!d in Ihll\ 11llrngtArh 20, .~n\'illlMmclllnl LoW ",elnll rrdl-,nl III\u "lid Ill"''' IIr Ihe jUlllllllrllun where: Ihe l'rllflrllY I" lucnlrllllllll rtllllr Itl hClIlth. RBf!'ty III rnVitllllllll'lIlllllltlllNlllln, NON'.LJN'lrOltM (,'OVENANTS,lhIHIlWCt Dnd !.rnlJrt rullhrt Cl)\'elllllll pn..! IIllre:c II" rnllllw,,: U. Acrtlrnllllnl Ihmrdlu, Ilndrr "hnll Illn notlrt 10 lIotrll",t'r prlur III lIl'rrlrrnllnn rullllMtll1l IInrTII"rr'.. brrlu:h IIr fin)' rQunlln' IIr Klln""rnt In Ihlll Srcurll)' Inllntmrnl cbul nol prlnr In Drcrlrmtlon under parn)tmph 17 unlrl!! Applln"lt Inw prll\ldn lllhr~ll\rt, I..rnd,r AhRII nllllry !lllrr"",r ,,(, "monK nlhrr Ihlnltlll tn) Iht cldllullllhl th, IlCtlIl" nllulr,,111I Cliff thr drrllUIl; Ir) "IIrn Ihr dd"ult mu.' hf cundl "nd td) Ih..1 (nUurr III tun Ihr drfnuU.. ftpft'lnrd mil)' rnull In Rrcrlrr-lIl1l1n u' tllr IIUm' ~reund by Ihll Srrurtty Inlltrulllrlll, 'nnrln~lIrr hy Judlellll l'roctrdlnalnd Inlt 0' thr I'rupnl)'. IAntln ahllll (Urtll,r lnrllrm IInrr'l\.C'r ", lhr tlllht hI rrlnlltltl. ann ocnlrrullnn .ud Iht rlallllll untlln Ih, flltrdll"urr Jltllfrrrllnll Illr nnn.tllUrnu IIf fI. d,ruult IIr llIlY IIlh,r drrrlllle nr IInrrn"l'r III Ilterlrrntllln IIntl r"t,rllI'U"', If lhr drrllUII III nlll rllntl "' aprelOrt', .....nll,r III Ih 1111111111 mn)' nllult, Imlnrdllllt pll)mrnl In rull of 1111 IIUIIU AnUtr11 II)' Ihh Srrllrlty '"l1ltumrnl wlthnut furlhrr drJlmlU1 "nd mllY '1lrrduu 111111 Srem'l)' Inalnlmrnl hy Judlrllll prllcrrlllnlC, l..rlldn .hltll bt rollll,ll to cnllrrl III rlprn!ln lllturrd In purlulnK Iht nmrtll... ptll\-'ldrtlln Ihlll pllrllJlrllllh Zlllnrhllllng, bul nnlllmUrJ 11I,lUlurnr)fll frrft 11IId rnllllof Utlr "ldrner Inlhr fllrnl ptrllllllrd hy "Plllluhf, Inw, H, R,I'nR', l'll"tl l'l\~m~'nl nf nil ~\JIII" ~n'lIlrd by thl\ SrulIll)lIIl~lIl1mrnt, Ih~" Snluity I""lrumcnl IIlId II,,: 1'"llIle l'llnn')'cd ~hllll tl'llllinlllC An.1 hl'{11l1ll' \'oill Artl'I ~ul'h llWlmnn!, hillier "hnll dl~ch;lf~c nmlllall"r)' 1111. SrcuIlIy In""lItnenl "';lllllUI th;H~l' 10 IJI\IIIlWl't,lIllllll\\l't ~hnll PIlY ,my .rwltllll\llll (Il~h, 2,1. WlIh,n, nllllllWct, hi the "lrnl pl'lrnhlclt hy nrrBCl\blc Inw, \l.ni\l''' nllll ,rlcur, llllY erro, IIr dcre:c1~ In rwcre:dln~\ In I'llrnll'C 1111, Sr(llJ~ly 11I'I,unwnl, IInd hrtchy wnl....." Ihe hcnenluf IIny I'teAC'nlnl rulllfC InM ptlwhUn. rill "IllY IIf ckecutlllll, C'llrn,,11I1I IIr Il,"l', rkrtnplllln hum Dllnchml'nl, levy and "nlt, IUIII hntlll.'uCll.1 ne:mptllln, 14. RrlnlllU,m,nll1rrhlll, lllltlnwct'" thllr hI ,eln"llIh'11Imllll',1In rllr/l/l.tllph Ik ~hnll tlle:nd It) une hnur flrluI 10 Ihe cllmmenrrmenlnr hilMlng nlll ahulfr" allle lit nthrr Anlc rmuunnt In Ihl" Seetlrlly InWumrnl. ' 28, Pllnhllllt Mnn,)' MIlf1'IlIIJtr. H Iln~ IIf Ihe Ilrhl Rl'c\utll h)' lhl!\ SI'~lIrlly In~I,umrnl l~ Ie:nl lu nortuwtJ III ,c'lulre 1I11r lu lhe r,11l1rlly,lhl" Security In\lllIlIIe:nl ahllll he It pUrdlR"e: mutley mmlKnge, "''''M11Itll'Wl to~ 12ft!} flct 3114 "'If" JO,I, 'I" /J'<'if'II!'p.'tt'l IDAN JD: n00011]" An.llJSTAIILE IIATE 11IIH\JI It ,'ur 'hnllur,lntlu . n"lr l'"V~1 'fillS AOJUSTAIHJ! ItATE 1t1l>l'.1~ I~ mlllll' Ihl~ n rei llny III .JUtll'. l'n I DlIlI I... Incnrjmrnled Inll) ,,"d IIhnll he dCl'mrJ hlUrlll'llll llllLlllul'Pll'IIll'lIllhr 1\t1l111\1ll"1', Orc,! nrTIlIIIIIH Scuully Ilccllllhc .Securlty Inlllrumenl") ur the IInll11: Jnle wvcn hy the ul\lI':H~'_lIcJ llhr "nIlHO",C'"' ", IlU'Llle I1lllll/wrr'. Adju.IQbh: lhll: Nuh: (Ihe "Nuto")to ~n;Y5tOtlK FINANCiAl. t1UItl'lIMiI': OJltl'OI'A'I'ltlll l'he "Lender") (,r Ihe ..1111: t!nlc InJ cll\'cdtl~ the 1'IIll'CIIY dl:~(f~hfllln Ihe SrclIllly Inhlrunu:nlllnJ located It: t)tlr. St)UllI ~iH:I)1H) 5lIU~U, WOI~J1U:),5I1UI~\J, I'A L10t.) 11'1"11t11t^ol,IIt"1 TIlE NOn: O)NHINS rllOVISIONS M.lAIWlNI; fOR <:1I~NliI:S IN Till: INn:Rf.'lT HA'IT. ANI) TIlE MONllII,Y 1'~YMt:Nl, lilt: Non: I.IMII~ Tilt: MIOlINT Tilt: nORltlIWf.R'S 1N"I1iREST HAn (~N (IIANI;F. ~T ~NY ONf. Tim: ~NII Tilt: M~XIMlIM RAn: TIlt: 1I0RROWF.R MUST rAY, AUUI'I'IONAl.coVt:NMilS, In luhhllllJ\ IIllhc clwcn.IIIA ftlld uN-,ccmenlll mlldc Inlhc SUUII1)l 111111111I11CIII. IlUIJllwc:r Imll.cntlcr rUlllu:r cm'ennlll n"lllIp.te~ M rdl'lW~: A, INn:Rf$f R~n: ANII MONTlII,Y 1'^,'Mt:N'f l:IIANla:S 1111: Nnlc r'l)vitlc~ (Ilr 1m inlllllllnltlnllnle lit J, '''0 IlInnlhly rnYllu;nlR, nR rnlhw..~: %, The Nlllc 11,nvhlu fll' c!lnngtllln lhe illlel~M rnlt: And Ihe ~, INn:nt~~l' RA1,- ANII MON"nll.\'I'~YMt:NT (IIANlit~~ ('\IOlllllltrUhll'll The IlIlcle~1 rAle I willllllY mllY 1l1l1l111l' l\tllhe IinlllllY I\r JIlI.Y 101)0 . nntllllllhul dny I:vrlY 1 lilt mnnlh Iherenlter. Elldlll/llc IJlI ",!lIth 111) InlcrtM ,.Ie clluM chllnge III rnlh:d I "t"hnnge Ullle." 1lIl'nlrlmln Dcglnnlng wilh Ille Iip.( Chlll1ge Ilnle, illY InICll:~t rale will he hMetlnn In ",du, The -lndu- i. Ihe weekly lverAle yh:hl 11/1 UllllctI SlllICIITH~IIHIJY IIc(udllcII IllljmlclllLl B C1mlllnnl mnllll\ly uf I )'l:llr, U lTI"de Bv.IIDhle by Ihe fetluall\cr.ervc board, Thc 11l1l~1 11'1"('111 IIllll'l! Iip,UU" /l\'nllnhk M, nltlll' Illlle ,'~ ,IU)'II hd,ue tnch ('hAng(' nnle I~ tlIl1clllhe 'l'unenllntle.,- Ie Ihe 1I\IIulll nLll<lIlw,cr 1I....11llnhlr, Ihe Nole IIllldcr "",Ill chl)l\~e B ncw Indcll which 11 bllletl Ulltln cURlpllrllblo InCo,mIUun, The NIlIl: 1IlIIder ",ill Kiv~ lIIe nntiCl. nr thill ,hoke. cq CIIIl'ulllllunf,r(,:h""lIr1 ndlHC enrh l.hnllgc Onle, Ihe Nule I "IILln ",III tnlullnle illY ncw Inll'rc~t rille hy Blhllnlt 'NO MW SF.V~:tl EIGlIl'll~j l'rfccntllKe 11olnl~ ( 2. 87!> %) Il' Ihe t'Ulfe/l1 hlllel!. 'Thc Nole Illlltler wllllhcn 1L1lll1J Ihe H'IIUllllf Ihlll ..!illlllln 11\ Ihe nenrelll one,rl(lhlh llr une IICICt'III1\gC IlI111I' (ll,t2Sl!IJ), SlIhjnlIn Ihe Brnlt~ Mnlel! ill Snlloll 4(1)) helllw, Ihlll rllllllded allll1unl will he my new Intcrelll n"e unlll the nellt l'hl\nltelJlltc, The Nnle IIllltler willlhen ,ll'lerl1llne Ihe nmnunl of Ihe mnnthly 11l1)1Jlcnt Ihnl WllutlJ he luniclellt lu rCrRY Ihe IInpll14 IHlncllJllllhnl I am ClIllcdelllLl n.....e III Ihe Chntl~c Dole In filII nn Ihc mAlmlt)' dlle 11111I)' new Inlrn:til rille In AuhlltPfllilllly equlll JI")'lUcnlll, The fClllllt IIllhlll enkul.\linn will he Ihe new amounl ill /IIY mllnlhly pR)'mclIl. II)) l.lmllll on Inlurllt ~lllt Chnllgn The IlIlerrlll rille 111m ll.'llulfl'llln IlllY nlllle firll! Chnnltc Pule will nul bc grcAter lhnn 9, 7~Q l;ll or kl'llllhlln ~ ,150 %. Thelcnllcr, 111)' Illlcrc.~t Inlc willnc\'er be Inocnl'lt'tl nr tlccrenu.tlnn IIIIY 1I11l~le Chnl1j;c Dille hy nunc 111lI1I 1'\rl0 Atm NO/lOO percent frnm Ihe fnle of IlIlcrr:~1 I hllvc heen IlUying fill Ihe "reccdlng Iwcl\'r: mlllllhR, My inlcfcRI I~It' willllCVCI he I/.rcutcr thnn l], -'50 '.'fJ, IF.) t:fTrdhr Ihllt' IIr ("hnIlMI'!! My new Inlclc'\l lolc "ill hce'"l1l: elfCtIl\C 11n c/uh t"hnn",c Dlllt'. I wi1ll1ny Ihe IImounl nf my new IIIllnlhly I'nymcnl hcglnnlnjl.lln Ihe Iir~1 monlhly I'n)'fIlcnllllllc lifter Ihe Chr,"~e Dnle Ilntillhc nmllUnll1f m)' 1III\IIIhly pll)'tmnt chnngel'lll!1,l1ln, (I'") Nllllu or ('Iltlnllu The Nolc 11[lltler will tlcllvrr III llI11illl\ lIle n tlntlre Ilr nn)' (hnn~r_R III Ill)' Interc~1 f/lle IIntl the /lIIIU\l1I1 tlf 11I)1 mlHllhly I'/I)mellt hdme the clrerll\'l" 11/111: nr IIIlY dllll1~c" The IILlII(e will.n,llule Infllfmnthlll ff~llllhel! hy Inw III he gl....elllllc nlltl alMI Ihe III Ie "Ill! lelCJ1hlllll: II11ml1u 111 n IWr~I\Il....hll ""m 1l1\~WCr In)' queMllln I mny hnve rl'l',llIdlng Ihe nHllee. I n, TR~NSHR <If 'flit: I'RIII't:Rn' IIR 'IW,Nt:fIl'IM,INTt:Rt:ST IN III1RR<lWt:R LJlllrnrm ('U\'Ct!lInl l7 IIllhc Secutily Itl~II\ll1lrllllR lllllt'nllcllllI relll All rnl\'I.....Il: Tran"',r fir Ihr ..rllIKII, or _ Urlll,nrhllInhn!llIn nurrnWU. If 1I11nr /Ill)' pnrlnt the rflll1ClI)' llr nny InlCle~111l 1III'IIIlI\ll or lranl\rcrretl (llf Ir " hendid/ll Intcfclll in IILl"I1.....C' III ~llhllll l"lIl~rClfellllllLl Ilnrrl1wer III nnl II nnlurnll,ctllon) w1lhlllJl l.ender'l\ 11IIm wrillell [\m~l'nl, l.clI.kt 1111lY, nl illlllptilll1, frllHlrc 11lIllll'llblC I'nyrnctllln rutlllf nil Allnlll 11'(111('11 hy lhlll Senlllly In...lrllmellt. 1I0we\'cr, thlft "11nOn ~hltlll\l'1 Ill~ 1'~ctd~('11 hy 1.1:1I1Ir.r If curd~e 11I1"Llhi1111l'll hy rcllNnllllw ll~ tlr Ihe Illite nf Ih~r. Scellrlly Inl'llrumenl. tcntler nlw Rhllll nlll nl'ld~c Ihl... lIplilln Ir: (n) IIm/llwcr cnl1~rll II) he ~llhltllllc.l hi l.tllllu lnhmnllllllll ,c1Iulre,1 hy l.ender In cvalunte Ihe Inltl\ltr,llflll1...fcrce 1111 ir n Ill'\\' Illnn weft' helnK mlllle hllhc IIlInll(('rec, l"tI (h) l.tnttl'r H'lIl1llnnhly tlt.'lI'IlIIlncl'l Ihnl l--I.'nlll'r'l'I M'l lulty willl11l1 he Impllircll hy thl' lOAn lIuumptllln /l11I1111111Ih(' rl,.~ nf n hrench ur ."y Ulvenllnt ur ftllreCll1cnlltlllll1l Security InMrul11cnllllll(erlll;lhle Inl.tl1lkr. 1'~lIr 1,,12 "'llll'UW1JI~'\M' ~I".lr r'~mll~ ,~II""I. Mu/h.ddl_ MRf 1.'lIlfll"" IIul,vm'lIl liou'i l::>(;U flct 3117 . I.OAN "',","'111)/18 MI'I,ltlfl'AH:AIIJlJtrl'MIlIo: lIArI'. limit AJlM q, IP: OOOlllllR " I ,',1, ,1-, , 'I !;!t' " {,' I, I , , " ",. ,., I ,j' " I 'I i .j., I , ;)1 , , " I', l j, ,~ ~ j , ~ , " ,.... I , , " " "I .;!l,rl ',Il, " ,,\11',' Ii I If. :', " 'I' ,/'1' "~'I ,~ ~ " ,( I .j: , , \.. ~..o oe \h:::r; ~ ~<tJ' ~, 'i. 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