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You may need an attorney to assert :'our rights. The sooner
you contact one, the more chance you will have of stopping the
sale. (See notice on page two on how to obtain an attorney.)
you HAY STILL DI ADLI TO ~AYB YOUR .tB9.PBRTY AND YOU HAYI OTHIR
RIGHTS _V IN I' THI SHERIFF'S ~S TAKB PLACe.
1-
be sold
calling
If the Sheriff's sale
to the highest bidder.
12151 563-70Qjl.
is not stopped, your property will
You may find out tha price bid by
2. You may be able to petition the Court to set aside the
sale if the bid price was grossly inadequate compared to the value
of your property.
3. The sale will go through only if the buyer pays the
Sheriff the full amount due in the Bale. To find out if this has
happened, you may call (215) 563-7000.
4. r.f the amount due from the Buyer is not paid to the
Sheriff, you will remain the owner of the property as if the sale
never happened.
5. You have the right to remain in the property until the
full amount due is paid to the Sheriff and the Sheriff gives a deed
to the buyer. At that time, the buyer may brlng legal proceedings
to evict you.
6. You may be entitled to a share of the money which was paid
for your house. ^ schp.dule of distribution of the money bid for
your house will be filed by the Shariff on . This
schedule will state who will be receiving that money. The money
will be paid out in accordance with this schedule unless exceptions
(reasons why the proposed distribution is wrong) are filed with the
Sheriff within ten (10) days after
7. You may also have other rights and defenses, or ways of
getting your home back, if you act immediately after the salo.
YOU SHOULD TAKe THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVI A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
LISTED BeLOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERI.AND COUNTY
COUPT ADMINISTRATOR
4th floor
Cumberland county Courthouse
(717) 240-6200
"
IN 'mE COORT OF c:cM'iON PU'AS OF
ClHERL.AND CO/Jt{['V, PENNSYLVANIA
WRIT i'IO.
CIVIL 19
WRIT OF EXECUTION
rcrIa:
'n1J.s paper 15 II Writ of ExeC\ltlon. It has been iuued because tMre 15
II judr,Jlllnt IIg4i.nst you, It may cause your property to be held or taken to pay
the judgnant. You ma.y have l~ nghts to prevent your property fron being
taken, A lswyer can 4ltvisll you III:)re speclhcally of the5e rights. If)lOu wish
to exercise your rights, you IIlJst act pt'OrTt'tly.
'nle ~w prov~des that certain propeny cannot be taken. Such property is
said to be exempt. There is a debtor's exemptlon of S30v. There are other
exelptions wtuch may be lIpplJ.c"ble to you. Attached i.a a slJlmary of SDn! of the
maJor ~tlOn5. You may have other el<emptlons or OJ:her tights.
If you have an eJ<I!ITption. )IOU should do the follo..'ing Pt'OTtltlYI (11 fill
out the attached cl.a.im form and dlllMtld for" pt'ClllJt hearing, (21 DelJ.ver the
form or mail it to the Sheriff's Ofhce at the address noted.
You sl'Ould cane to CXlurt rudy to e)pl4i.n your exerrption. If you do not
cane to court and prove your eJ<I!ITptlon, you may lose sane of your property.
'iClI SHOUID TAKE 'nlIS PAPER ro YOUR LAWYER AT ota. IF YOU IX) ~ HAVE A
LAWYER OR CAt<<1r AFfORD ONE, 00 ro OR TELEPHCH': 'IliE OmCE S~ FOR'IlI BEI.ai ro
FIN:> oor WHERE 'x'OO CAN OE'I' I'..EGAL HELP.
Court Adminlstrator
4th Floor
CUItlerland County Court HoUSll
Carlisle, Pennsy1vanla 17013
Area Code 717 - 240-6200
,~
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MAJO/l' ~IctIS ~Il
PDtlSYLVANt/I AND F'fD:1W.' LAW
1.
$300 statutory ~tion
2. Bibles, school books, sewing rnach.1nes, unifoma I1I'ld equiPllll'lt
3. Host wegu and UI'IelTployment ecrrpenslltion
4 . Social Securi ty bene fit s
5.
Certa1n ret1rem!llt funds lItld accounts
III'
6. Certa1n vetUlltl and armed forces benefits
7. ClIrta1n lJIslJrlltlce proceer.ls
8. Such othe.c' exenptions 4S II\!IY be provided by law
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FED~N ~ND PHELAN
BYI Francie S. Hallinan, Esq.
Atty. I.D. 16~695
Ste. 900/'l'Wo Penn Center Plaza
Philadelphia, PA 19102
(215\ 5113-7000
ALASKA SEABOARD PARTNI!:RS, L.P.
ATTORNEY FOR PLAINTIFF
ve.
COURT OF COMMON PLEAS
CIVIL DIVISION
CUMBERLAND COUNTY
No. AD 911-4101l-CIVIL
KURT J. SOURBEER AND
LAIRD M. LEASK
KOTIOM rOR IIRVICI PURSUANT TO
IfBCIAL ORDBR or COURT
Plaintiff, by its counsel, Francis S. Hallinan, Esquire, move. this
Honorable Court for an Order directing service of the complaint upon the
above-captioned Defendant by Certified mail and regular mail and by po.ting
of the premi.e., RD 13, BOX 110-S, NEWVILLE, PA 17241 and in support thereof
avere the followingl
1. Attempts to serve Defendant with COlnpla int have been uns\lcces.ful,
a. indicated by the Sheriff I a Return of Service by the Sheri tf' s Oftice
attached hereto as Exhibit "A".
2. Pursuant to Pennsylvania Rule of civil Procedure 430, Plaintiff has
made a good faith effort to locate the Defendant. An Affidavit of Reasonable
Investigation aetting forth the specific inquiries made and the reeults
therefrom is attachsd hereto as exhibit "B".
WKBRBrORI, Plaintiff respectfully requosts this Honorable Court enter
an Order pursuant to Pennsylvania Ruld of civil Procedure 430 directing
service of the Complaint by certified mail and regular mail and by posting
of the premises.
'1. . -, J/A It
~iw'uC'.A....1;V ~S, (:C U)'-c~-->.J
Francia s. Hallinan, Esquire
ATTORNEY FOR PLAINTIFF
ATTORNEY FOR PLAINTIFF
FEDERMAN ^ND PHELAN
BYI Francis S. Hallinan, Eaq.
Atty. I.D. 162695
ste. 'lOa/TWO Penn Center plaza
Philadelphia, PA 19102
1215\ ~63-7000 '
ALASKA SEABOARD PARTNERS, L.P.
COURT OF COMMON PLEAS
CIVIL DIVISIOIf
CUMBERLAND COUNTY
No. AD 96_4106-CIVIL
vs.
KURT J. SOURBEER AND
LAIRD M. LEASK
MEMORANDUM or LAW
pennsylvanie Rulp of civil Procedure 430(a) specifically provideSt
(.) If I.rvic. c.nnot b. ..d. und.r th. .pplic.bl. rul., th. pl.intiff ..Y aov. tha
court for. Ip.ci.l ord.r dir.cting tho ..thod of I.rvic.. Th. MOtion Ih.ll b. .cco.p.ni.d
by .n IIffid.vit .t.ting tho n.tur. .nd .xunt of tho invlltig.Uon which h.. bun ..d. to
d.t.....in. th. wh.r..bout. of tho D.tondlnt Ind tho rUlon. why ..rvic. c.nnot b. ....ta.
1I0t.' II Ih.rUf'. r.turu of "Hot Found" or tho flct th.t . Dof.nd.nt h.. aov.d without
1a.,,109 . naw fo.....r,S!ng .ddr." 10 inlufficiant .vid.nc. of conca.l..nt. !JQnul.. n.
rR.1U, 231 ... lup.r. 362, 351 II.2d 5BO (19H). "HoUC. of int.nd.d .doption ..U.d to lilt
knoWli .ddra" uquiu. . good faith .ffort to dilcov.r tho cou.ct .ddr...." M9Dtion of
I!Jlkll:, UI ... 165, 360 II.2d 603 (1916).
An i11ultr.tion of good f.ith affort to loc.t. tho d.f.nd.nt includ.. (1) inquir.. of
po.t.l .uthoriti.. including inquiri.. purlUlnt to tho Fr..do. of Info....tion IIct, 39 c.r.~.
..rt 265, (2) inquir~.. of r.l.tiv.1 n.ighborl, fri.ndl .nd ..ploy.rl of tho D.f.nd.nt .nd
(3) .....in.tion. of loc.l t.l.phon. dir.ctori.l, vot.r r.giltr.UOn rlcnrdl, , loc.l t...
~.cord., and aotor vebicl. record..
As indicated by the attached Sheriff's Return of service, marked hereto
all EKhibit nAil, the Sheriff has been unable to serve the complain.... A good
Faith effort to discover the whereabouts of the Def~ndant has been made as
evidenced by the attached Affidavit of Reasonable Investigation, marked
Exhibit "Bn,
WHEREFORE, plaintiff respectfully requests service of the complaint by
cert fied mail and regular mail and by posting of tho premises by the
Sheriff.
Re pectfully submittedt, ,
<" ij/(: ...)
ranois S. Hallinan, Esqui.re
Attorney for plaintiff
AFFIDAVIT OF I~EASON/\BLE INVESTIGATION
Thcodorc A, 1'lIgc hcrchy l'crtilic~ Ihlll hc pcrsonlllly tllllk the Illllowlng IIctilln in
conncclhlll with lI~ccrtllining thc prcscnlwhcrcllholllS llllll/or thc III~t known IIddress of the
IIhove captioncd dcfendllnl(s): Kllln j, SOlllUlEER AND LAIRD M, LEASK.
Inspcclcd 1m I/J,BOX 111I-S. NEWVIl.l.E. IIA. ON O'l-IIPJCI IInd: THE
MOllTGACiED PREMISES MAY BE on 'lIPIED. ~iI'OKE WITIIPOSTAL
WORKER WIIO STATES TlIATTIIE PIH>I'ERTY WAS Al.SO KNOWN AS IlD 1/3.
BOX CICIO ANI> IS NOW KNOWN AS .'707 ENOLA 1m., NEWVILl.E. I'A 17241,
LEn CARD TO CONTACT TIllS INVESTlGATOll. NO CAl.LS I~ECElVED TO
DATE,
Inspcctcd thc IlIst known whcrclllxllIts ,)/) O'l-Il(-'IC1allll found
1'.0. BOX 172. CAIU,ISl.E. I'A; lINABl.E TO OBTAIN INFORMATION
REe/ARI>INCi POST OFFICE BOXES. NO FlIlnllElllNFORMATlON IS
AVAILAIH.E.
Made a Frccdumof Illlimnlltion Act rC<juc~tof thc Postlll Authoritie~ 1I1ll! received
a reply as follows: SEL: A'ITACHEI>.
Mllde in<juirics of rdlllivcs. ti'icnds, ncilJ,hbors 1I11l1 cmployers us folluws:
INQUIRIES OF NEIGIIBORS AT TilE MOllTGAGED PREMISES REVEALS
'1lIAT TilE MORTGAGE!> PI~EMISES MAY BE OCCUPIEI>, NO FURTHER
INI'ORMATlON IS AVAIl.ABLE.
InspcctclI votinlJ, rccords IlIIlllilllnd:
TilE DEFENDANT l.AIRD 1\1. l.EASK IS NOT REGISTERED TO VOTE.
KURT j, SOURBEERIS REGISTERED TO VOTE AT 3707 ENOl.A RD..
NEWVILLE. PA 17241. illS DATE OF BIRTIIIS <)/20/55 AND HE REGISTERED
TO VOTE AT THIS ADDRESS IN 1'1'12.
Inspected telephone rccords IInd lilUnd:
OBTAINED A TEl.EPHONE LISTING FOR TilE DEFENDANT BEING
717-24'1-37'17, LEn MESSAGE ON ANSWERING MACIIINE TO CONTACT
PLAINTIFF'S ATrORNEYS. TIIEI~E IS NO TEI.EI'IIONE LISTING FOR TilE
DEFENDANT AT TilE MORTGAGED PREMISES WITII TilE OI'ERATOR.
THERE IS ATELEPIIONE LISTING FORl.AIRD M.l.EASK IN LOUISBERRY, PA
BEING 717-'132-245'1 (NO ADDRESS AVAILABI.E WITIIINI'ORMATION). LEFT
MESSAGE ON ANSWERING MAClIINE TO CONTACT PLAINTIFF'S
ATroRNEYS REGARDING THIS MAlTER
OHlER: NONE
This afliduvit is made subjccllu the penulties of I X Pa, c.s, Scc, 4904 relating to
unsworn falsilication tOllulhorilies.
, rf!!!v
; I..I;;\HIBIT ..
A/~-(Or-' tL lJ,r
REASONABLE INVESTIGATION, INC.
TWO PENN CENTER PLAZA
BUtTE '00
PHILADELPHIA, PA 19107-1799
(U15) 1563-7000
September 19, 1996
POSTMASTER
carlisle, PA l7013-017~
..qu..t 10" Cb.ng. 01 Add"... 01 IIoMbold." Info",uUon Nud.d 10" s."vlo. 01 L.lIal '''00.''
Pl.... lu"nl.b th. n.w add"... 0" th. n... .nd .t"..t add"... 10" tha lollowlng'
ilIUm,
ADDRlII ,
Ku"t J. lou"b.a" .nd 1..1,,15 M. L.aak
P.O. 110M 17~ C."ll.l., PA 17013~0172
IIOTII Th. na.. and la.t known add"... .". ".qul".d 10" ch.ng. 01 add"... lnloraatLon. Th. n..a,
11 known, and po.t ulllc. bOM .1515"... .". r.qul".d lOlr bOMhold." lnlora.tlon.
Th. lollowlng lnlora.tlon 1. p"ovld.d lu acco"danc. wlth 39 crR ~65.5(d)(6)(11). Tb.". 1. no I..
10" p"ovldlng bOMhold." lnlol'..Uon. Th. h. 113" p"ovldlng ch.ng. 01 add"... lnlora.tlon La wdvad
In .cco"danc. wUh 39 CRr 265.5 (d) (1) .nd (2) .,,15 co"n.pondlng AdalnLatnUv. Suppo"t Manual
3U.". aad b.
1. Capacity of Requester: Attorney
2. Statue or regulation that empowers me to serVel n/a
3.The names of all parties to the litigation: Kurt J. Sourbeer and Laird M. Leask
4.The court in which the case has been or will be heardl
civil DiviBion/ Cumberland county
5.The docket or other identifying number I 96-4106
6. The capacity in which this individual is to be served: Defendant in a Mortgage
rorecloBure Action
WAIUIING
TlB SUBMISSION 01" PIlLSI INPORHJlTIQN TO OBTAIN IlND USE CHIlNGE or ADDRESS INrORHJlTION POR BOJHOLDER
UIPOaJCJl'rIOII rolt JlHY PURPOSI! OTHER THAN Till! SERVICE 01" LEGAL PROCESS IN CONNECTION WITII ACTUAL OR
P.OSPI~lVB LITIOATIOM COULD RESULT IN CRIMINAL PENALTIES INCLUDING A PINE 01" UP TO 810,000 OR
IMPIISOKKlHT 01 (~) TO AVOID PAYMENT 01" THI 1"11 rOR CHANGE 01" ADDRESS INI"ORHJlTION 01" NOT NOIll THJlH
5 tSARS, 01 10TH (TITLE 18 USC SECTION 1001)
I ca"tify tb.t th. abova lnloraatlon La t"u. ond th.t t:'a add"... lnlora.tlon 1. naadad and wUl
ba uud aolaly 10" ..nlc. 01 l.gal p"oc..a In conn.ctlon '~th .ctual 0" p"o.pactlv. llt1gatlon.
. .
,,-, 'L.. wi
Lawr~nce T. Phelan
Atto~ney I.D. No. 32227
Two Penn center~Plaza, Ste 900
Philadelphia, PA 19102
--N-------------------------FOR POST OFFICE USE ONLY------------------- ,"
_____ No change of address order on file. NEW ADDRESS (name & street ~ddress)
Good as Addressed
not known at address given
no such address
,ldcl_dJ
moved, left no forwarding address
:EXHIBIT't
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REASONABLE INVESTIGATION, INC.
TWO PENN CENTER PLAZA
SUITE 900
PHILADELPHIA, PA 19107-1799
(215) 563-'7000
ocr u ll:l~
September 19, 1996
POSTMASTER
Newville, PA 17241
a.qu..t fo~ Cb.ag. of Add~... of BoKbold.~ Infor..tioa N..d.d fo~ s~rvic. of L.Val .roc...
.1.... furai.b tb. a.w addr... or th. a... .ad .tr..t .ddr... for tb. following'
NAQ.
ADDIUlBl.
Kurt J. Sourb..r .ad Laird N. I....k
RD 13, BoK 110-S N.wvill., PA 17~.1
NOTI. 'lb. aa.. .ad l..t kaown .ddr... ... nquind for ch.ng. of .ddn.. info...Uoa. Th. nil'.,
if kaown, .ad po.t offic. box .ddr... .r. r.quir.d for bOKhold.r iafo...tioa.
'lb. fol1owia'l iafo....tioa h provid.d in .ccord.nc. with 39 CrR JU.5(d)(4)(H). Tb.r. La ao f..
for providiag bOKbo1d.r info....Uon. Th~ f.. for providing ch.ng. of .ddr... info...tion La w.iv.d
ia .ccord.ac. witb J9 CRF ~45. 5 (d)( J ) .nd (~) and corr..ponding Ihlaini.traUv. Support, N.nual
35~.U. .ad b.
1. capacity of Requester: Attorney
2. Statue or regulation that ~mpowers me to serve: n/a
3.The names of all parties to the litigation: Kurt J. Sourbeer and Laird M. Leask
4.The court in which the case has been or will be heard:
civil Divisionl Cumberland County
5.The docket or other identifying number: 96-4106
6. The capacity in which this individual is to be served: Defandant in a Hortgaqa
roraolosure Aotion
WAIlHING
TRI SUBMISSION OF FALSI INFORMATION TO OBTAIN AhD USE CHANGE OF ADDRESS INFORMATION FOR BOIUOLDIR
INFORMATION FOR ANY .URPOSI OTHER THAN TH~ SERVICE OF LEGAL PROCESS IN CONNECTION WITH ACTUAL OR
.lOS.ICTIVB LITIGATION COULD RESUL'r IN CRIHINAL PENALTIES INCLUDING A FIN! OF UP TO f1G,000 OR
IMPRISONMENT Ol /~l TO AVOID PAYMENT OF THE FEE FOR CHAHGE or ADDRESS INFORMATION OF NOT HORE THAN
5 YIAAS, OR BOTH (TITLE 18 USC SECTION 1001)
I c.rtify tb.t tb. .bov. infor..tion i. true .nd tb.t tb. .ddr... info....tioa i. a..d.d .ad will
b. u..d .ol.ly for ..rvic. of 1.g.1 proc... in ~onn.ctioa with .ctu.l o~ p~o.p.ctiv. litig.tion.
Lawrerce" T. Phelan
Attorney I.D. No. 32227
Two Penn Center Plaza, ste 900
Philadelphia, PA 19102
----------------------------FOR POST OFFICE USE ONLY-------------------
No change ot address order on tile. NEW ADDRESS (name & atreet address)
s-rr e(-r o.dtJres~Sc
moved, left no forwarding address
"-::=-
~1D1 (E/~61C\ rCd N~l)Ju,ILt pfJ /1,)<.((
Good as Addressed
not known at address
no such address
given
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FEDERMAN AND PHELAN, P.C.
Byr FRANK FEDERMAN, ESQUIRE
IDENTIFICATION NO. 12248
TWO PENN CENTER PLAZA, SUITE 900
PHILADELPHIA, PA 19102
ill5\ 563-7000
ALASKA SEABOARD PARTNERS, L.P.
19 WESTECH DRIVE, BUILDING 2
POST OFFICE BOX 565
TYNGSBORO, MASSACHUSETTS 01879
Plaintiff
AT~ORNEY FOR PLAINTIFF
COURT OF COMMON PLE^~
CIVIL DIVISION
v.
TERM
NO. cr' 41 00 ~~;LL
CUMBERLAND COUNTY
KURT J. SOURBEER
LAIRD M. LEASK
RD #3, BOX 110-S
NEWVILLE, PA 17241
and
THE UNITED STATES OF AMERICA
c/o The United States Attorney for
the Eastern DiBtrict of PA
615 Chestnut street, Suite 1250
Philadelphia, PA 19106-4476
Defendant(s)
CIVIL ACTION - LAW
HORTGAGE FORECLOSURE
NOTICE
'rhl:sls an attempt to collect
8 debt and any Information
obtained will be used for that
purpo...
You have be~n sued in Court. If you wish to defend against the
claims set forth in the following pages, you must take action
within twenty (20) days after this Complaint and Notice are served,
by entering a writt.en appearal1ce personally or by attorney and
filing in writing with the court your defenses or objections to the
claims set forth against you. You are warned that if you faJ.1 to
do so the case may proceed without you and a judgment may be
entered against you by the court without further notice for any
money claimed in the Complaint or for any other claim or relief
requested by the Plaintiff. You may lose money or property or
other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF VOU DO NOT
HAVE A LAWVER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY
COURT ADMINISTRATOR
4TH FLOOR
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA 17013
(717) 240-6200
~_ . I ... .... .... . .. _._~_._
~~ ~A~IIA~.A~~Lt ~A"A~~~~"l gO"~~"ArlO"
101~7 "..tn.~m.r, ~ult. llUO
"Ou.~on, r.xa. ~1a~~
IS(JIJ '.1-~.JZ;:
- ~~hTIYlaAr~ (JP ~Al~l"U -
"OTIO. O~ KO"CDW"~"'. K"."~K"gT ftOn1aAOW
A..,.TAHOe AOT e~ l'.~
~L_A.. "_AD TNI. HCTIC~. feu "AT It ~LIOlIL. ~" ~1"ANOlAL
A",.TANC. ?CWA"~ TCUH "OftTVAU~ ~AT"."TW
nr..c.. l11rormaC1cm pu",a. ...., oDt...na1a ..n E.par,ol'
Jun. ~.., I"''='')
:J.JO\:lU.:t"'I~~
nurt J. ~eur~....t
"oaa .,) BOX l1U-~
"."Vl11., ,.A 11"!~l
~~I "tOp.fty, "Q4~ ..J DO~ 110-~, ".vvlll., ,.A 112.1
Lo.n "e., ~.JUOOZ~~IS~
nottgag.... ~.1t%1.10 Axrlllat..
~/I'O"' 0/1: I::AI'l TAL DK~'AULT "ANAUE"II:/I" IllIi;/I'Vll:1a::ll
teur mortgag.. 1. In ..rIOUS d.r.ult D.cau.. you nay. r.ll.~ to pay
promptly In.t.l1m.nt. or ptlf'Clpa1 ana l'a.I....t, ... 1'.qul1'.a,' rat
. p.,laa 0% .t l...t .1Hty laOI cay.. Tn. ~otal .mount or tne
a.l1nqu..ncy 16 . ~,~IS~.~~.
T"at .um 1nc1u~". tn. rollevlng,
Tet.l or moncoly p.ym..nt. rram
~.our.'y 01, l~~l to Jun. 01, 1~~~
1ncluc1ng .11 accru.c l.t. c".tg....
.1r any
"rop.rty lnsp..ct.1on.. .na "~P Cn&CK
cna1'g.., 1r any
Ot".r c".tg~. acctu.a, ~r any.
::!IUIl-.l'u'l'AL
"'l!::l~1 15u.p..ns. IUn.ppl1.a "'un".'
... ':I, Z::II~. Zl:l
32':1..,3
. ~,::SCl::l.~,=,
.. .."O..lO.~~
EXHIBIT "B"
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~~ ~^~I'^~ ^~~~J "A"^~~n~hl aUnrU"ArlUN
&UTT1 W..~n..1m.r, ~Ult. &1~U
HOUsten, T.XDS r'u~~
tlt)U ~"1-"J"..z
- ~~nrlrl~^rE ~~ "ArLr"~ -
HCl'l' Ie. ,,~ HCftlllOWNIC"'. IiftIlHOIrNc,., ftlollt'l'UAU.
^aDlaTA"O~ Acr O~ &~IO
~~.A.. nICAb TH19 NCTre~. fOU HAf I~ ~Lrbl~Le ~OH ~IHANQ~AL
Aa.'S'A~~ TOWAHD TaU" "CftTUAOk ~AT"~N~
C~st. .1nr~rmDC1an pu.u~ ..t ~~c.nal. ..n ~SPDnO&)
JU".. .2~, .1 ';t~.]
.J,,)Ut:l\:J..!~"Ool
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,.. U. box .1 1'..t
~.rl.1dJ.., ~^ I~UI')
"t:l
Prep.tcYI ~esa w,,) 1S0~ .110-~, "#wV.111~ rA
LaBn n~" I ~JUOt:l..z..~o..
"or~g.gee' ~altrJ.elU AZZ111aLes
11.2"1
~ftC"' OE OA~I"'AL ~t~^UL' HAHAOENEH'I' ~E"Vl~~
rour mOttQal~ la l~ aerlous a..rsult ceC4US. y~u n.v.. 18J.I.a ~c p.y
promptly .1nStallmentS or ptJ.nc.1pal ana .1ntere.t, .. requ.1rea, .ror
" p....1.1'" or Ill: ltl'ast SiXty IOUI usys. Tn.. Cot..l ."'ount or tn.
ae!~nqu~ncy 1~ ~ ~,~~O,~~.
T~.t sum J.nClua.s tne rOllowJ.ng,
Total er m~nt"J.Y p.ym.nts rrom
~"Durary 01, 1~~.1 tt:l Juntl' 01, 1...3
1nc~ua~ng soli 8ccru.a ~at. C~&tg~s,
1.l any
,.tep.rty InspeCtIons ana "~~ cn..cK
cr,.tg.., 1.r any
o~n.r cnarg.. 8ccrU.d, 1% eny,
::sua - 'rU1'^L
Lc.::l::l. :3u..p.."..., unapplJ.ltq ...uno.)
" ".~;31$.21!l
lJ,z-:1.,.:J
,
. 9,I:l/;lO.~~
III ~,Ol!lC.~':I
EXHIBIT "B"
~CUC meCL~.~. l~ a~4~ 1n U.~.Ult r~r t". rell~W1h~ (.~.en.,
H'A.
.,"'U ma', "'.. .11Q:J.~~" reu ;l'J."."l:lal 'Ullll.t.n". tn.t .,11J. ''''''V''!u'
;l'Ll.'tf.::l0.UI.... all ywlJl' /1".H'~~oJgoP Lr YOu compl,' WLtn tn.. P/"ClVJ.Slan.. or
tn.. Hem..ow".....1I ltm."\l..n.:::y rTel"t\1a\J" Al6Bl.t..'1':1I' Act Clr 1':11:1.:.1 ~ tn.
"ACC". ,OU m6Y e. .J.l\1J."'J.. rOt ~m.rg"ncy temporary 1I."l.t.n~~ IX
YOUt a..r.UlC n.. D...n o::aUde~ ~y ClrCUmatoJnc.... "'''yono )/eur l:entrCll,
and 1% you m.....t tn. .11gll>J.Llt)l t"qulr"nhilllt.. ,:a tn. A~t ..
a.t.rlJlln.O Dy cn. ~.nnsy~v."J.a Houllln\1 Pln.ncll' AgoPnc)/. ~~"... r...a
4~J or ~n~s ,)Qt~~~. !L cQn~a~n~ an .xPlanatl~" ~1 your t!UnL..
ul1a.,," U,/5' Act, YLlU ..Il'e oPlltlCJ.ea to " tll-'nporl"'Y 5"t/!l)l or rO''''C10llur.
on your mortlld\1" ror tnlrty '~LlI U~y" rrom tn.. dac.. or tnla Hot~C..
Durlog tnat tJ.me, yau n~ve cn.. '-J.I"Jnt to ."."I"J'" 6 .,r.c....to-rac...
m..tlng WJ~~ 8 t~pr~E.~L~~lV~ aX Lhld len~~l', 0'. ~ltn a dealg~'dL.~
COfI6urrlfi'/ CQyr,16e:..l.l"g ~1d&'''CY. rr,ft- fJl.,!l'~CJSt;;- CJ.t t."03t nJcitPtlnld 18 t.o
81.t.e-rnpt. loO \lork C1U~ d l'~p,J;lllhtnt. pli)n, or lw L,;lnt?~-"'J.de SlPtlJ.fJ" YOU:l"
OIl-.lJ.nque-fll:'/. tndt. 1I1t:'.'.:-~J.lIg mu~t LJCCln:' J." lrj~ nt!.:...<<t. \ ..HJ, oays. Cd.1:
At'l'AI:lHll:/J L.tc:l'f U~' AOI:HClt:.::l.
1~ yau Qt~.na B %~C.-~Q-l~C~ m~~t~ng Wltn thld l~'}a&r,
Condum~r cJ'.a~t CQUnS&l~()~ ag~ncy lawnt1r1~Q 1" th1B
.tU1.~"er pl"..:Jceeal(lgs .11' lI1~l.tiJ~-t'dt;' .tul"f:C.lCJ5Uffi' "'31' t.t:dceo
~nlf~~ I~U) a&y~ 6%t.z ~n~ O~~~ ~r tnat m&~tl~Q.
or '111t.1'1 .
natJ.ccr, na
~J. sa" tor
Tn& n&m&, aaaf~56 ana ~~~epnlJ,,~ ,'~mner 0% cur r~pl'~~~nt.tlY~ 1S'
~~U~Nn^N AND ~H~~^N
~U11~ ~~O"W~ ~~NN ~~N'~R ~~A~A
,.Hl~AJJr~~Hl^, ~A 1~102-J.'~~
\~l;:" ~6;)"'lU\J1j
rt l~ olUY necessary to licn",,,ul.. 0"" %ace-to-roilc.. mol'oi'tll1\}. 'Iou
snoulD adYJ.S. t~1S ~~Ilaer 1nlnle~la~elY Q! your ~nt.ntJ.Qn..
1:1 you r'lIv" U".1..a and "'/5' unaoJ." "tLl \""''''LlJ.V... cnllS pl"OCllem at or
arcII-, )loutl"ce-tLl-r..C/5' rn/5'..tJI1\1, you r'i>V" cn.. "'J.~nt co applY %C1r
r1nan".1~1 aasJ.sc.n".. rrom "tn.. Norneo~n..r's ~m"'g"ncy norcQllg..
AS.~St.&('c.. "'U/IO. 1.l.1, CU06<f t.a ac:.. ~",~,c;., YyU may !1.J.J. out, alQ'n .n~
%.11" ~ CLlmploi't/5'O Mcrn..o~n"r's ~rn.(Q..ncy ^elil"'td"~1I' Appl1cat1an ~l~n
the ~.n~~Y1V&nl& ha~51hg ~1n6n~~ Ag.ncy. f~. cansum.r Cc:..u~5.~~ng
8IJen.:y "'J.Ll /!IlilUat you .In %.I1J.l"ll LlUt yoU\' applJ..:::atJ.QI1. lt mu.sl: 1>.
%11.0 ~, ~o~tmd~H~a V1~n1n tn!J~ty ,~U) a~Y5 ~r your race-to-zaoe
m.I!'l:1ng....
Yo~ must ~~~n.( nla1~ your ap~11c~t~~11 t~ ~~. ~~nn~ylYan~a hOU~1nQ
~~n~n~~ ^g~~cy, or y~~ Mu~t Z~l~ ~t V~t'1 tn~ ~r~~~~ o~ Qne ~~ th&
a.a.1gnaL~a c~nsum~r cO~lnS~l!n~ a~~nc!~c ~n tn~ att6cnea !lS~.
EXHIBIT "B"
r". ,.""naY.1V.I,l.1 NQ....lf'" ~ 1llolll<:ot A""n<:y 101 1,",eol tc#'" .1: I
~!~L Nu,-tn r,'Q'~t ~~i.*t
'''. U. tto)C ao.l%";I
N"l" l"lI6P""Il, ,.... l' lUO
r.&wpnon. He, 17171 7~U-~~~O
~O&l r,.. Humo.( 1 \~OUI .)~~-~~~,
It .1. IiIHtr.ml'IY lmport.n~ cnat yau %.11. YOUt .~~l&C.t.1all Qf",mgtlV.
!!.. YI:lU atl flQ\; "U SLl. 1,),' 1.I yau oJa Il"~ %.:11.11,)101 to.. Otn.r tlm. Il.rlca.
..t .rort" .1n tnl. m~tcIPt, rorlfc1.:1l1ur. molY pro':..d a~..1n.t your ~om.
:I.mm..O.1atIPly.
AV.,116Dl. ru"oa r"'.' IiImof.'llof"CY mo,'tgaglP 1I."1"'~all"''' I.,.. v.,y UmltlP"'.
rn.y 10/111 0.. Dlapur..a oy tn. Age-ncy una... tn. ..1~Q.1D1.1ty cr.1tIPrl"
..tolOlldnlPa DY cna- A<:t.
IT. J.~ ~:~t..r'lf'l1lti-.LY J.1I1J,JLJ.( t..I"l t'lo:.~ Y~lJJ. ~HJ&JJ.J.t;:oJt;J.u" J.Li ac..;H.':!'u~l.J aflLJ
aCJm~J...t...cr ~n....!vtforY .r~a:II:J"'{:t.. ",I' cCHJr,'sli'.1.1fH;1 6Uli'fl~Y W.1!J. r,ft'J.~ YOlJ tu
.Il.1 I:IuC tr,.. &l'l'd.1CaC.1011. rr.,.. l""nnaY1V~/)1" Ht"..ung flllallo.:If AQII'ncy
,.,a5 a.1:ct.y (oU, LJ'BYfJ t.o "'&IUi' I!iI O&D":~s~l.Jn SZtlPl" J.t j"tlc..J.Y"tS y\,)ur
IIppJ.~c~t.1l.JIl. Our 111Q thet. aIJU~ t.i~lhlJ. t.ll11~t "0 rClrrtC.Lollur..
pro'.IP..oJl,ll111 W.111 tI.. pur..u..u Iilg".,ltllC Y<lU l.I V,JU n...... nt...t tr,a- tint..
r.qu1r...m..nta ...c %artn aPay., rou 10/111 Da- neI;1%1..~ a.r~o.:~ly oy tn..
ag..,ley o.r lta altC:l.l!Ila'l "" you I' appllCat.1un.
lrl .r.OO.lt.101l, YlJU VJ..J.J. 1"1IPL:Ii'J,V'" Cll1l.Jtfl8'r r,e"tJ,c,. ~IC"" enJ.lS .1lintJttr Undli'r
ACt. ~ o.r .l~"~. 'frll~t. rll:JtJ.~tP .la ca.1..1li'tJ a .hcrtl~~ l.Ji Int.fit"t.lLJn to
,..Of.c.Loe.... 'IOU nlU.3t. rtl-au t.lClcn not..lCt:'1,'$, sine.' t.J',,"y tlCJt.r. .;-tpJ.liJ.n
r 1Qr,t~ tna t you now r,"VIi> ufja.r f"nr,aYJ.\lllI,,~a J.av. tfCJw..vcr", 1.t y~u
cnau.e ~Q .x~~c~.e y~u~ 1'~gnt.D Q~&Cr1b~c ~~ ~hl~ n~~lC.. W~ Cdnn~t
%"'1'''0.:1''11'' up"''' you ''\.It:l.ll~ till.. cJ.nl.... A1SC,. 1% you r..e...1"'''
r.1n..nC.1al a..l"~"(IC. %"On! ,...nn"yl...a"l.. HOUSing fJ.(,....". All....cy, YOUI'
',CJm.. carl r,ot. tJ.. .rO.r.c.1~IS"1J u.pCJO ""11" you 6r.. r..r.:lfJ.V.1j''J t.".\.
adtl.laJt.a"c..
V.,y crulY yeu,.,
O~ ~A~%'AL Ve~AULr ""'H^UE"~NT ~~"V%~~~
::re"c by ..eguJ.er "e:Io1, "er't:l.tll:f.t. 0% "e:L,l.J.n;, II"IS t"o't'm 31U'f1
l:.fII...L..u,':)urtt.1
1...1::>r 1:.11' Ci:lU,,::' l!;L.l If 0 ^ut."...rQ:\:l
EXHIBIT "8"
Notice or l"aCerBI I ux L.1~1l UIIUtH 1l11t:rIlcll n~Vl;''''',jt: "'clYV~
Slrlii"'NUiiibl! 'or Opllon.' VII bY ""o,dln, 0/11"
i I.,rlol '
.,F'tll,1 a~.' ph I.. PI... ,='~<i~n'J1~,4
,. provldld by ..allonl U2I, UU, Ind lUll 01 Ih.lnllrn.1 Rlv.nul Cod.,
10110. I. 1Ilv.n Ih.1 I.... (Inoludlng Inl.....I .nd p.nllll..) lI.v. b"n
.......d 'lI.ln.1 Ihllollowlng,nlm.d I..p.y.r. D.m.nd lor p.ym.nl 01 Ihl.
l.bllllV he. b,," m.d., bul II ram.ln. unp.ld, Th''''or., Ih.r. Ie I lI.n In
l.v~r of Ih. Unlt.d 1..1.. on .11 prop.rty .nd rlghl. 10 prop.rty bllonglng 10
lhlt tIllP.y.r lor Ih. .moUnl 01 Ih". t...., end addlllon.' p.n.III..,
~nl.r"lf .nd 00111 Ih.I m.y .eoru..
leme oH.~p.V.r ,,-URT J SIJURl'iEER
FOREVER l":lREEN LAWN SF'Rll'lI'.,LER S'rSTS
Nl:J. 0J?d'J.
~(j ,/4lJ
, I
"!\~ If
C
"'IX~ "\' -
,."U. '~ =
:cl'" "
~'J'j.l"tll
",'. ;ll~' -
;~ r;, ~,~~.
.... CJ:1.. 'T, UI
l&g~" Q
,.' ~ -0
,.c:: g:
",'"
:J! '1:5
,
"
uldenCI
PO L"~lI I 7;:'
CARLiSLE., r.'A 1 Nl ;-\'1'/2.
IMPORTANT RE~EASE IN~ORM"lION: Wllh rup.el \0 ..eh ono6.m.nl IllItd
, b.low, .unleu nolle. 01 lien I. reW.d by Ihe dlto given In column (e), \Ills no\l~o
.:h.II, on Ihl dRY following .uch dal., op.r'I' II I oenlllclll 01 rei.... II d.fin.d
In IRC 8325(1), '
,
.'
1M .rlod D... 0 LIII DIY or
End.d Id.nlltylnll Numb.r A.....m.nl "ellllng
Ib Ie d ,
94.1 (16/3(I/';F<; Z~-Il:,7~154e; CJ41:!~/93 (lEi I HI'):,
.941 (19/ ~~"'/'f"Z 26-1 e;7'~1!o4~' ~'4/~'~/-:;t:-I (1~n.'.\/03
, ',,",L 12/,:.q 1'FI'l. ;::e;-11.H3!545 t;16/ O~o(l '98 O~\/(I.l/03
';'4(1 12131/92: ::':P.i-l~73P.546 (1!!,/(1;!I/9~1 O,"./OU03
'.
Unp.ld a.l.ne.
of A.....m.nl
(Il
30('4 . 404
7164.60
3ge6.113
2:63.I',)B
, ~
. PI.el 01 'IIIng
,.1" :..1
,.
Pr.)tho"o ta,'y
Cumb.rland Ctunty
Carll,I., PA 17013
ToI.1 I
lP.5019.21!o
,.,
, "
Thl' nolloe 'W" prlpBr.d end .Igned .t
'," ,', ' .
Phi lad,lphlAI FA
,o~ tnl.,
the --!2.lli day 01
Jun., III
';':~I
"":"'."'. ,
! ..' ..A,'" _",
Tille
R.....rtUf I)(fic.r
,~:3.,)l-1 HZ
Gm.nl. II not ....1'1111' 10 ,"'. "'lldlly or NoUe. of 'Ialrll To III"
Form eee (V) (~... "")
---"-' 1ljj"Iill*,,~'
,. ., pt. II, ""c..d"'Q Oftlc.
"
~
,.,., ..e, lY)
, .
u.,..limeftl of I~. 'Tlt....'Y . I....,. "'- _
fI"
.,
Notice of Federal Tax Uen Under Interns I Revenu. LaW8
e;r~nber ,..,,....,, rw 0fIt0e
" PHlLADu.PYU, PA 'u9J10164 ,
' NoJ.I.J837
AI P~V'd'llj by ","Ionl 'Ul, ~aa. Ind 6~U 01111' l/lI.,nl' Rlvlnul
COllI, nOlle. ,. gl~ 11I1' Iall.. 'Inlhllllnllnl.,... Ind Plnllll.., lI,v.
rn.." .......d '1IIInp'llhe lollow nfl'nlm.d 18.p,Vtr. Dimlnd fO, p'V' 0..., 1'1'2.
till 0' Ihll lI~b"'ty ,." b"/1 m'd'~ but II '*"r'ti' unplld. Th,,,'or., "4
I ,,. II I II," 'n flvor 11/1111 U"'I" ..:~.. on II prop.r!V 'nd "lIhtlIO
pro"rtV lllfon~ 10 \hll luFN!yer lor III. Imounl 0' I"... 11ll", IIIlG
addltl!>>n" pen. , In """,, ,nd _Ie "'II mlY 100",1,
",011. ""1
'.
1lIp1V" I\\IM.T J s:JURllEEa
TI A PO!lEVa\ CII!:!N LAWN SPRINJUIl SYS'I'!"'"
P.O. lIClI 472
CARLISLE, p~ 1701)-0172
'IM~O"T4NT "'~IAI! IN;OIlMA'hONI WII~ ...,1llIC II IIQ~ ..It..""", 1111" "IIIW, U/lo
,.1,.. 1It11c. It II... " refll.. Dr m. dIll glV'" '" ~UIM II), till. 1101101 ."alI, ," 1'1, GI)
'OIIOvrI"9 ."'" UAtl, OIl'fIlI .. , ..l1tnCl~ 111..._, II G.n"... I" IFlO "'~II{II,
I
l..lcllnel
'.. . ' . TI~ P'erl0ll Illt. of LA'I DIY '01
','9/1I1'O"r.., '. " Ind.d: ' ht."Ulylng Number AI_.nl R,nllng
,,, (.. ~ , " .(/I).. , (e) (11/ ' (Ii
941 06-30-92 2~1~73M~ CJ4-2G-.g3 05-26-<13
,; "!Ml,, 09-30-92 25-1~73545 04-26-93 05-26-03
\, 94t \j ,'. . 1:1....31-92 25-1573545 05-o;J-g3 06-0:2-03
, g.cao 1:2-31-112 2~1573545 05-03-93 06-02-03
,,..,,,4\",,,...\.,. , "',.. 1>' ...... ., I'" ., ' .
. ':'" :",t
......1
01"... ,
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.,,"'.
',W:Y'j..,,",', ,', .1..
-,..,',
.. .,.,. i'
,',I"',
.,. '.
:.,,,'0"
','(1,: \":'r::' ',',
, .
, IIlng.
, ... .,..' Prothonotary
," .,,, ' CunbllJ:laOd :Co\ll'lt~
, ~:' ,,f carli.~" '11 47013
,~,: A;'ti~,:~~pr'~~red ~ci ,19"10 It
~ I ' "
~JIIII""""; AhI;""g. DA
1M' 10 m.,y 01 June
f'. .
.19 93
.
"
-
~, ,
n~ If
r:~
-.: J' . -
, ~,/I " Q
.r,"O'
I' I~r N
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1R~ .
'Il ' ;IJ, . a, . ,
...c: Ii
......
UnP.lld 1I11'n"
III AaeNIIlII/lI
". II)
3,604.44 "
',164.60
31~.13
2113.0B
,;
.
,
., ,
1111
Total . 15,018.25
"
, ,on lhll,
t
D4v'd . Sht'Q r .. " P.ev, 1.llI Office%'
(NOTlI CMl~nl. ., ""'-, "1II1~'" ~ .. .. ,. 1OIm~""""''' ~ "" ....nU., to I\e vlllllfJy rtI '-. II
",.. ~, 71_. .m ' I C.I. 4GII " .
P.n , . Ktp' Iy "'OOl'lll"g OttIQl
_T......
Form ... (Y) (Ilrr, 'oil)
. ....:."'."
,
"
- - S.rl.1 Number. for ODl/onllllu b~ Ilu.,-In. 0/1111
"rlcl .
. . .
, M"
"'hll',pl"lrht.., f'A ... ~:" " :. :'\ '4~' (pSCtJS
~. provld.d bV ..ollon. 1321, 1322, Ind e323 01 'h. Inllrnl' Il.v.nu. Cod.,
'crlle. I. glv.n 'h., I.... (Inoludlng Inler..' .nd p.n.III..) h.v. b..n %, 1.3.5
\.....~d '1IIIn."h,'ollowlnll.nlm.d IupIV", D.mlnd 10' p.vm.nl ollhl.
1.1I/IIIV hll b..1I mid" buIll remlln. unplld, Th",'o/l, Ih.,. I. I lI.n In
"vor 01 'h. Unll.d """ on III property .nd rill hI. 10 proptrtv b,lonlllnll'o .. If .'
:hl. IupIV,r lor Ih. Imounl 01 'h... ,...., .nd .ddlllon.' p.nlllll8, ~i~~
nl,r'l', Ind 00'" ,h., m.v lecru.. -
-
.m. ollupIV.r I llr.. r .1 ':I:lur~I~. :rf "',' mi~~ N
r ';iI'E. ".:.f; (if\FUI< l.~llIIt. ':,;f I:.: \11.11. t t'f, I ':; I :~~
- < 11.::1 W
~t>~ -
uldenc. (:'1;,1 r. ~ t', I : ( ,~, ~ '.' .. 1'1 iiI
;:..:" ""
,.,-<
M~ l H/'I~: ';~;~IU",\; . I"" '''t,l':d. <11[,/1..' :.IS M1
IMPORTANT RUI!ABI! IN~ORMATION: Wllh ,e,peol 10 ,.ch lunlmenl lieled
, b.low, unl'aI nollce 0' lien Ie ,elllld by Ihl dele given in column (el, Ihlt nol,c.
Ih.ll, on In. d'y lollowlng luch dele, oplrll. at . Clnlllc.1t 01 ,.111.. .. defined
In IRC 6325(.). ~
Tu p.rlod DI,.ol 1.1" DIV or Unplld 1.llno.
Kind (:1 TIM I!nd.d IdlnIlIVI~,lI Number A....:Jm.nl R'"~Jnll 01 A.....m.nt
(b) iJ (d l. (f)
. "
"41 IN:<I/;'I ~r,.. ) ~I" ,:l~4r.1 0"1'" ~'f /.y.:. 1)'='1 ~ t .'\';~ 50411 . "'"
, ,~.,() I ~/':'\ll(:1'? :"!.. J -:.7 :1,:.4':.~ I~I'~ / l:l?" ':" 1~17 '(I,:' / I)':' .11)'~. r'll.
"'04') 1'::11:\/'''1 ".b" 1 ~7~!4'!;04f.'~ ':\1$ / t l~ I ~';:. 1l~./l 7/'1:. ~I)I). ':/~1
,
.
.'
,
:
PIICI 01 Filing
, f' I' '.' t hr., n '.' ~ 0' Y Toll' .
Curnb If I In d C "'url\: ,. ~91 .!., 'I ~
I .. , I L I., . .;, I ,.., . I
Notice of Federal Tax Lien unaer Internal Hevellue l.ijWtj
T.hll nolle. Wit prep.r.d and Ilgn.d I'
Pt,l I , ~ l , ~ ~, I " r t.
ton Ihll,
"
In'-"''''
t:J'-.
MUII:~ lit
10' tl' oC ;;) t<&t.1 ~jC,....~I, I' ",.', 2:!l-(II-')OO()
(NOff, eO/,III"" o'Olllu, lu,ho,ia.d bV I.~ I.,.kl Icknowlldgm,nlll. nol....nlia!lo Ih. ,,".,1701 NolIcI.1 fedll" 'ullln
~." ~ut, 7'-4". "7' ,a C,8. (0') Form at8 (V) ("-v. l.tI)
Tille
... Pill I . K,pl Iv Atco,dlng OIl,cI
,
.A.,,..~
',~
'.
,.,m 888 (V)
lrJl61Il"I1II1IH VI ~II" I 'ht>>t.I'~ . IIH,,'n~1 "1'V'llulI "."m.._
'11111 I
Notice of Federal Tax Lien Under Internal Rev~nue Laws
I. Sell" Number 'fT Opllon.,II.. bYf'..otdln8 OfflOf
PII!lllllft)l'l1l ifl , PA :J,'9~17~15
/.111, JO''''" '''').
,
-
A~ provld.d by ..cllon. 8321, UU, .nd 83a~ 0' 111.lnl"n.1 R.v.nu. Cod.,
""011~1' I. .vlv1n 111.1 1..18 (In91udlng Inl"..1 .nd p.nIIU") h.v. been
I~'''ild Ig.ln.llhl 'ollowlng.n.m.d llXpRy.r. D.m.nd for p.ym.nl 0' Ihll
lIa!lUllv h.. bun m.d., buIll rem.ln. unp.ld, Th.r,'or., Ih.re I. 1 lI.n In
"\Lor 01 Ih. Unll.d SI.III on .11 prop"1y .nd rlghl. 10 prop"1y b.longlng 10
Ihl., lup.y" lor Ih. .mounl 01 Ih... lUll, .nd .ddltlon.1 p.n.IUII,
Inl"..I, .nd 001" Ih.1 may .ccru.,
Ilml or T..piyer f1J1lT" ,J ~(lIJP ~!"l\ ~
1"0 Rf.VF. ROAr-: 1\11 t,A \IN MAt II~ L~ n $'.,: ,~T II
No,
G4/o
P!j' l~~
~
...
~
P1rP'ly, SH
1I<;r:"AlI'~~n"~", "A
, "'1) 5 I; .. 0 ~\7 ,S
C'r ~l.
..
'1;',1_, n.,
~,~~:
~. ';
'.".. -
." 't"
. J" C'o/
r'''' t.M
.~ 'Jt~M ~"
i:.:.... a:
:J ~ f;!
itiidina.
-
IMPORTANT RELEASE INFORMATION: With r,'p,cI 10 Itch .nennlent 1I11.d
below. unl... nolle. 01 lien I. r.fll.d by the del. give" In column (e), thl. nollCt
Ih.lI, on tho dey following euch dlle, operl'e .e e certUlcll, of ,eleeu ee de'llIed
In IRC 8325(')'
0.1101 LIII DIY or Unp.ld Salanol
Id.ntllylng Number Aenu,".nl Reflllng 01 ".....m.nt
(c (d e
9~ 1 .?,-1~73~1~5 1V31/90 1)1130/0 27H .~~
QII'1 2~'-1573~h5 04/0119' 05/01/0 ~~1)2.38
9~ 1 i?5-15r3~~5 0112719<' 02/26/0. 2777.75
9'l1 ilS-157 ~~~~ 01/?'II92 OU?6/0 ~943 ,91
9/10 ~~-15735U5 04/15/91 05/15/0 200,39
PI.oe 0' Filing
Prothollo~Hy
CUNberl~nd ~ounty
CII'lhh, PA 17013
'1'01., .
111062.95
Thll nollel WII prep.Fed and elgnld 81
PhJ,larlelph1o, PA
* , on Ihll,
-_.
thl 1 '1 t ~,y 01 _..!.!2! , 19
~2
Slgnalure
11l\nft(l8l'
23-01-0000
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(NOT.: Ct~lIlctl. 0 oHI", '~'h'rll.d by I... 10 t.,. I.,nowlod;",.nl. '0 nOI ....nUollo th. YlUdlly of Nolle. 01 F.d"I' fa IIln
"tv. Rut, 7'''''', "71 .1 C.I, ~') .." Form 888 (Y) (IItY, ,..\)
p.rt , . K.pl By Rloordlng Offl"
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39
Notice of Federal Tax Lien Under Internal Revenue laws
' , . Serial Numb,r Fo, Opl/on,' U.. by If-COrdln. QI/I..
-_--2
A. provldld by ..ollon. 8321, 8322, .nd 8323 01 Ihl Inlern.1 R'Vlnul COdl,
n~!lcI, I. glvln thll lu.. (Including Inllr..' Ind p.nllll.., hlvl b..n
&a.....d 1IIIInlllhe followlng.nomld ..xpave" O.mlnd lor pIvmlnl 01 Ihl.
lI,blllly hes b..n m.d., buIlt ,.mlh1. unpaid. Thl,.,O'., Ihlr. II I lI.n In
rho, or Ih. Unlt.d 81.1.. on III properly .nd tlghll 10 p,op.rly belonging 10
thl., lIMPlY" lor Ihe IInounl 01 Ih... lexll, .nd 'ddlllon.' pen.lll",
Inl.rlll, and 00111 t~~1 m.y accru"
am. or TlIXP'YII IWR'l'.} ,O::OllfllJ~;F.R
' FOREVER GREBN [,MIN SPIUNl<LF:R l'Yl''l'S
PO !'OX S7G
M~CH^NICSBlIRG. PA 170n5-057~
IMPORTANT RUeASIi INFORMATION: Wllh rupecl 10 eech aneUmenll181ed
bilow, unless nollc. 01 lI.n I, rllll.d by Ihe dele gIVen In column ('), Ihll nollce
ShIll, on Ih. dly fOllowing such dare, OpOIlI' S5 I c"ilflcllo of rele06e 15 doflned
In lAC 632~(1).
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Tlx Period 011101 Lilt IV for Unpaid SII.nol
<Ind 01 T/lx End.d Id.nllfv'ng Number A.....m.nl Rlllllng of A.....m.nl
(.) (b (c .:1 (8 f.
941 12/31/H9 25-1573545 04/01/91 05/0 l,/O 1 2066.69
" 941 06/30/90 25-1573545 10/01/90 10/31/00 1435.95
941 09/30/90 25-15735~5 12/31/90 01/30/01 4224.87
941 12/31/90 25-1573545 04/01/91 05/01/01 3402.38
941 06/30/91 25~l573S45 0~/n/92 02/26/02 2777.75
941 09/30/91 25-1573545 01/27/92 02/26/02 4943.91
940E 12/31/90 25-1573545 04/],5/91 05/15/01 200.39
Prothonotary
Curnberlen~ County
Carllglt. fA 1701J
hi. nollCI was prop.red and signed II
I'ld1"d"lpld.., M
All" 19
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Title
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19051.94
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~lanage r
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N to..."" IcIlMwlodQ/1'I.nlll& nOI tn.nll.lle In, ....UUlly 01 NOlie. 01 "01'11 Tax Ii.n
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P.~ 1 . KIPI BV R.~Q'dlng OHICO
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8H~RIVF'b RETURN - NOT FUUND
CA~~ NOI 1~~O-0410G P
C~nMONW~A~T~ OV t~NN8YLVANtAI
CU INTY Oll'CUMIlJ,;R AND .
ALA~KA SKAUOARD PARTN~RS LP
V5.
::;UIJIlli.!:&fl-1i.llliL J ~T AI..
.JiL-J:lli!m.uLJillnlfl Shli1riff, who being duly sworn according
to law, says, that he mode ti diligli1nt sli'orch and inqu~ry tor thlfl within
namli1d defendant, to wit I SOlJRI;lEI::R.lS1U.ll J ~
but was unable to locate _.Him In his budillick. He therefor", rlflturnlS
the COMPLAIN'r IN MURTOAQI:: VOR~ ______________
Nl.JnC~ .._.._.......__.______ __I
[QT ~.OUJj.Il.__, as to;! the within named defendant. ___.___
:m.I,JRB~ER J<URT J _.___
SI::VI::RAL ATTEMPTS AT SERV reI:; Wt;R~ MAD!!;, BUT WE WERE
LJNABL~: TU LOCATI:: D(o;n B~V!J.Il!Lf.~rr::R I::XPi~I;;P,
Sheriff's CostSI
Dooketing
~arv1ce
Affidavit
SUI"charge
So ono).flrsl . ,
'" ./ " _.".' ._,'i-"
hf./. ,.',. ..1,.
, r-;"-' r'.,,:,,-;:;; I l..'
. homas Kl Lne, 5her .1ff
18.00
7.68
.00
2.00
1$2'1."lJll' F'J.l:DE:RMAN AND PHI::I.AN
08/26/1'396
Sworn and sUbscribe~~;~~~e me
thIS ~ day of ,___
1~ q<, A.D.
~~,~,~
ro1;honof;ary- -
"
SHERIFF'S RETURN - NOT FOUND
CA~~; NOI 1'J'J.-1D4101) P
~UnMUNW~A~TH U~ P~NN~YLVANIAI
1.:1) JNTY IJ~ CUMfl~:RLANP
, ,
M.MiKA H~;WAIll1 "'AH'I'N!';R::i LP
VB.
~UURa~~R KUR1 J ET ~L
.1L-.Iboma. Kline . Bhlfr1ff, who being duly .vorn according
to lall, Bayo, that h. macl" a di llgent lI.arch and inquiry for the lIithin
named defendant, to v1tl ~EA::i~ LAIRD M
but vas unable to locate ...HillL-. in hJ,s bailiwick. He theuterllt r.turnB
th~ ~OMPLAINT IN MURTGAG~ FOR~
NUTICE.
,
!l.!J.L-':..Q.l)1I.!L_.. as to the within namll/d defendant
bJ;;Mili LAIRD M _'
ti~;V~;P.AL ATTEMPTti AT St::RV ICE W~;R~: MAD~. BUT WE W~;RE
~R~~Lt:: TU LOGATf. D~rT ~~rURE F~~R ~XPIR~D.
Sheri!f's Ccatol
Docketing
tierYice
Af f id.3vit
Surcharge
1),00
7, &8 ... ~ j / ~ ...._.. ;.... :._"-"'"
.00
2.00 ~Thoma. K11n., Sherift
$~~ FEDERMAN AND PHt::LAN
08/26/199(,
80 ansllersl
tiwnrn and sUbl!lcrib.~o before me
this ... /, ~ day of "rr"j...~
1 ':l-9..~_ A, D.
~Q ~ -
11.1... I~.-J ' ,
. prothOnotary. ~-.,.--
,
I
FEDERMAN AND PHELAN, P.C.
Bye FRANK FEDERMAN, ESQUIRE
IDENTIFICATION NO. 12248
TWO PENN CENTER PLAZA, SUITE 900
PHILADELPHIA, PA 19102
12151 563-7000
ALASKA SEABOARD PARTNERS, L.P.
19 WESTECH DRIVE, BUILDING 2
POST OFFICE BOX 565
TYNGSDORO, MASSACHUSETTS 01879
plaintiff
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
v.
'l'ERM
NO, f(i"- ~ loft:>
(I' 'Ii
.J-.>>-l L,
CUMBERLAND COUNTY
KURT J. SOURBEER
LAIRD M. LEASK
RD #3, BOX 110-S
NEWVILLE, PA 17241
and
THE UNITED STATES OF AMERICA
c/o The United States Attorney for
the Eastern District of PA
615 Chestnut Street, suite 1250
Philadelphia, PA 19106-4476
Defendant(s)
CIVIL ACTION - LAW
MORTGAGE FORECLOSURE
NOTICE
Thl31s an attempt to collect
a debt and any Information
obtained will be used for that
pUrpQSo.
,
You have been sued in Court. If you wish to defend against the
claims set forth in the following pages, you must take action
within twenty (20) days after this complaint and Notice are served,
by entering a written appearance personally or by attorney and
filing in writing with the court your defenses or objectIons to the
claims set forth against you. You are warned that if you fail to
do so the case may pl:oceed without you and a judgment may be
entered against you by the court without further notice for any
money claimed in the Complaint or for any other claim or relief
requlBsted by the Plaintiff. You may lose money or property or
other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HEU'.
CUMBERLAND COUNTY
TRUE COPY FROM RECORD COURT ADMINISTRATOR
In Testimony whel'llOf, I here unto set my hafld4TH FLOOR We hereby certify the
i'and the sealJIl at carlisle LCUMBERLAND COUNTY COURTHOUSE Within to be a true and
T (/... tgr. CARLISLE, PA 17013 com~ctcoPyofthe
(717) 240-6200 or91Oalfiledofrocord
1. 1 ' , FEDERMAN AND PHELAN
1. Plaintiff is
ALASKA SEABOARD PARTNERS, L.P,
19 WESTECH DRIVE, BUILDING 2
POST OFFICE BOX 565
TYNGSBORO, MASSACHUSETTS 01879
2. The name(s) and last known address(es) of the Detendant'(B) are
KURT J. SOURBEER
LAIRD M. LEASK
RD #3, BOX 110-S
NEWVILLE, PA 17241
who is/are the mortgagor(s) and real owner(s) of the property
hereinafter described.
3. On 7/11/84 mortqagor(s) made, executed and delivered a
mortgage upon the promises hereinafter described to
CUMBERLAND VALLEY SAVINGS which mortgage is recorded in the
Orfice of the Recorder of CUMBERLAND County, in Mortgage
Book No. 755, Page 1161. By Assignment of Mortgage dated
11/10/92 the mortgage was assigned to FAIRFIELD AFFILIATES
which Assignment is recorded in Assignment of Mortgage Book
No. 439, Page 397. By Assignment of Mortgage dated 2/20/96,
the mortgage was assigned to PLAtNTIFr which Assignment is
recorded in Assignment of Mortgage Book No. 516, Page 256.
4. 'rhe premises subject to said mortgage is des';.c ibed as
attached.
5. The mortgage is in default because monthly payments of
principal and interest upon said mortgage due 2/1/91 and
each month thereafter are due and unpaid, and by the terms
of said mortgage, upon failure of mortgagor to make such
payments after a date specified by written notice sent to
Mortgagor, the entire principal balance and all interest due
thereon are collectible forthwith. A copy of such notice is
attached as Exhibit "A."
6. The following amounts are due on the mortgagel
Principal Balance $28,676.11
Interest 16,823.04
1/1/91 through 5/1/96
(Per Diem $8.64)
AttorneI'. Fees 800,00
Cumulat ve Late charges 0.00
7/11/84 to 5/1/96 "
Cost of suit and Title Search 550.90
Subtotal 46,849.15
Escrow
credit 0.00
Defioit 3.709.92
Subtotal 3.709.92
TOTAL $50,559.07
7. The attorney's fees set forth above are in conformity with
the Mortgage documents and Pennsylvania Law, and will be
collected in the event of a third party purchaser at
Sheriff's Sale. If the Mortgage is reinstated prior to the
Sale, reasonable attorney's fees will be charged.
8. Notice of Intention to Fo~eclose has been Rent to
Defendant(s) by Certified Mail, as requireu by Act 6 of 1974
of the Commonwealth of Pennsylvania on the date(s) set forth
in the true and correct copy(s) of such notice(s) attached
hereto as Exhibit "A."
9. The Temporary Stay as provided by the Homeowner's
Emergency Mortgag~ Assistance program, Act 91 of 1983,
has terminated because Defendant(s) have failed to meet
with the Plaintiff or an authorized Credit counseling
,Agency in acoordance with plaintiff's written Notice to
Defendants, a true and correct copy of which is
attached hereto as Exhibit "B".
10. The United states of America is made a Defendant herein
pursuant to 28 U.S.C. 2410, because of Federal TaX Liens
that have been filed with the Prothonotary of Philadelphia
county in the Judgment Index unit as folloWSI
(a) USA/IRS vs. Kurt J. Sourbeer, Forever Green Lawn
sprinkler systems, P. O. Box 172, Carlisle, PA 1~~'1-0172,
No. 6922, filed 9/10/93, $15,018.25/
(b) USA/IRS vs. Kurt J. Sourbeer, t/a Forever Green
Lawn sprinkler systems, P. O. Box 172, Carlisle, PA 17013-
0172, No. 6837, filed 6/10/93, $15,018.25/
(c) USA/IRS vs. Kurt J. Sourbeer, FQrever Green Lawn
sprinkler systems, P. O. Box 576, Mechanicsburg, PA 17055,
No. 6565, filed 9/11/92, $5916.43/
(d) USA/IRS vs. Kurt J. Sourbeer, Forever Green Lawn
sprinkler systems, P. O. Box 576, Mechanicsburg, PA 17055,
No. 6410, filed 5/21/92, $14,062.~5, and
(e) USA/IRS vS. Kurt J. sourbeer, Forever Green Lawn
sprinkler systems, P. O. Box 576, Mechanicsburg, PA 17055,
No. 6378, filed 4/29/92, $19,051.94.
11. Pursuant ~o t.he Fair Debt Collection Practices Act, 15
U.S.C. S 1692 at seg. (1977), Defendant(s) may dispute
the validity of the debt or any portion thereof. If
Defendant(s) do so in writing within thirty (30) days
of receipt of this pleading, Counsel for Plaintiff will
obtain and provide Defendant(s) with written
verification thereof; otherwise, the debt will be
assumed to be valid. Likewise, if requested within
thirty (30) days of r.eceipt of this pleading, counsQl
for Plaintiff will send Defendant(s) the name and
address of the original creditor if different from
above.
WHEREFORE, PLAINTIFF demands Judgment against the Defendant(s)
in the sum of $50,559.07, together with interest from 5/1/96
at the rate of $8.64 per diem to the date of Judgment, and other
coats and charges collectible under the mortgage and for the
foreclosure and sale of the mortgaged property.
Isl Frank Federman
FRANK FEDERMAN, ESQUIRE
Attorney for plaintiff
ul eAI'rrA~ A~*&T "AHAQLnClfT gQ"~O"A?I~~
D~~AULT "AlfAO~".If' .EHVl~~~ '
10717 "&~'"EI~L", ~U!rE 1100
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H" '.pr.s..n~ r~l'Zl~&~ ^Ztl11..~S, cn. ~~la~r ex . rn~rtGa;~ on
YOut prCJ~..r'ty iC:lt:aC.,~ at.: t'fCdl.1 ".J t:lCJ~t .11,',;).";1, lhl'''''/.1.1..lIl, ,...A .1't,;!"tJ,
Hnlcn m~rtQ~g~ 1~ ~~ ~C":OU~ ~.rAUL' ~.c~~~~ iQU nav. noc maa. tn..
mon~n~y p.ym~n~ or ~ ~=~.J~ ~~r fe~(u~ry ~l, .1~~J. ~nru Jun. uJ.,
J. ~-=.J e.I,(J/ CJI ~Ii"C.'.J." If'''. L..:.~e cr,al'gttS '&'''1 Cl'tn"l~ cna,rgwt.. I "..v.
also 6CC:lu(loQ 111 t.hlP I!Im\Junt. ar ~ ;l..!tt, 'I::. lrl& 'tCJ'taJ. l!Il1h.:Junt. no."
r~quJ.1'~~ t.Q CUI. t.~15 a.~aU.le, cr in ctn~r ~~r~5, ~~~ c~ugnt. up 1n
yau,!' pa'lfne-r,1;d, a..:r 1.J.t tn" O&t.li u.t th14 .1..tt~l' .1.4 ~ ':1, ::)b~, "'j'~.
r~u m~y cu~. C~l~ a~!6uLt W1tnLn '"lRTY IJOI PAr= or tn~ a4te
or 'tn.14 .l-=-~~"!. by P4Y~I~1::1 'to,,) Uef tn(!o ab..:l',te' a,lh:)un~ ol' ~ ~, :3tb~. ~':t.
F:d.u~ .any .oa~C~ullaJ. mLlnt.nJ./ paym~n~.a CSllL1 .la'... crlill('Q~:c. wrl.:.cn mey
~~lJ. au& aurl"~ t~16 ~.(1oa. ~ucn ~aY01~n~ mUd~ ~~ ffl~a~ 1n 'tn~ rQrm
~% a c~rc~rl~d cn~cx, cas~1.I'E c~~CK or m~n.y Ola~r, all~ maLl. d't
10777 w..tn.~m.~, ~U1~.. 110~, Hou.~on, T..x.. r?~~~.
,U yau do not cu,'" tr,l.!1 0...:r.....1. Wltr,lf, TH.rttTT 1.:101 DAf:S, ....
~n~.na to ~x~rc~~~ ~ur J-~gnt ~~ acc~l.!'at. 'tn. mOf'tgag. p.ym.n~d.
r~1. m.~n. t.n_t. wnatev.r 18 ow~ng on tn~ or~g1n&J. .m~unt ~~rruw.a
W~J.J. ~. canSla.r90 QU& ~mm.~1a't~J.Y all~ you may J.Od~ tn~ cn.nc~ ~o
pay orr tn.r a"l,",l""1 morT<,14ge In ma,nn.1Y paym./lca:.' lr rul1 pajlln..nc
or cn.. amOunt or a...rr.ult .1s not m~a.. w.1tn~n THl"Tr 1.:101 DA':5, H"
..leo .If,t...,,O' to\,) .t.art. fa .law::JU.1t. tioJ lQre-c.1.ClS. CJfl YCJur rnClll:lJa~..~
PI""".'" ty,
lr tn.. mortgag.. l~ rarotC1QS..o, your mort",.",.. prQ"..rty W111 b.
."'1C1 "'I 1:n. :l"..rl.r.t co p"y c,rr t".. ,"orcQ~glt OfJ'Pt. 1r you cur. t',lt
I.l.rlau.Lt. C6':r(:u~'" "'dl ce'g.ln J....~a.l p.l-~l.:l!"'i'..:Jlng.:E aga~,.)l:5't. yau, y~u W'J.J..l
~Cl1~ n&VIt tQ pey tn. '.a~onaC1e ...com.y's r....s &ctUa11y lncurr.a
up t.o 110.:1.0.:7. He....v..', 1.r l..g%o1 p'OC....dln'"'''' .,'" o!tal"t..a ag41n"'t
yc.>u, you "111 r,,,"1t to p"y tn.. .....san.Dl.. attQI"n..y'lO r....s "Yen 1.r
tn"y .1-. OVtPl" ~~\;). t1u. A{IY ,.'t.t.~.l'Jh'Y..s rti!'te'~ w.:..li tJ6" e.ao&-c 'to
.na~~v~r y~u ~w~ U~, Wh~c~ may a.lS~ ~n~~~d~ ~ul L&&5~~~~.l. C05t.~.
EXHIBIT "A"
\:I" C1A~X '^1. Ai$*i;,' nANAgll;n~Hl' I::O"/'onA'l'll:l"
1I1II1"AUL.,. nAlfA"lIIn..N,. .1I/fY 1I:lt;=
~O~17 "~~T"~~n~~, IU:"~ ~~tI~
"OU=tc~. ,.~ItA= 11~4Z
llltltll .,..,.. - 4:):lIOI
Jour,. .11'1, .1lt"'.J
.:I.J\Jt)u..t....~~
fturt j, =our~....'
,.. u. J2o~ J.I';!
C.1'llal., /'A l'rl:l!')
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Lo.n "0,
,:,1l0CO:Z..40.
t:1i:1't'l'l1" ~ Eo nA % L, /'Il1:rV"N "Et::,Ul"" I'llflllUlCl::ftlll:)
N01':u~ ~~ l"t=/fTIO/f Ta ro~..eLO~t;
".. ~~.p.l''''l;hrf;t "'6~L..t111f.hl A':~J.J.J...t";;1, tr"t r,"'.l.a..1' ~~ .II "h.:'.L-t.\daQ" GO
ycn~L pICJ(Je-rT.'j J.ClCoit't:.Ifl,J atl HCiI\3 w:..! t!C:i .1.1U'~;:), N'E-wv:J..l..l<<-, ,.,A .1~...t"J.
wnlcn morcg~g. IS In ~B"lt1U~ Oll:rAUL.T o~c~us~ you n6V. no~ maa. tn..
mO~tnlY peym.n~ or 0 ~C~,37 r~r r.~ru~ry ~I, ~~~I cn,u Jun~ ai,
.1'::1'=='.3 anul'c.r tllI'ClIuee- tf)'A, l..~ t.1i- criGJ'gil::: (aria ('Jt.r~..t Cr.lQl'/dltS) I'')I:IV,,"'
..1ao al:c!"ull-o 1,', t.n6- arnl.:JUot. !:IX ~ .)2':1. 'r.:J. frl& "tyt.;r.l. ftlmClljr,'l:. now
r.qu1r~~ to cure tnJ.s a~~6~J.t, or J.n otn.r WQ/oz, g.~ CGught up ~n
YCJ'Ur FJ&y",eor.t.5, &~ oX trlt!;o eBl-1i' ..:..r tr,J..i .Ll#tt.tI'lO J..:J ~ '.:1, :)b:J. ~':t.
You m~y C~(~ ~~lS U~Z~~lt vltl~~l~ Tn:~'Y f~~) DAY~ ex ~n. a~~e
Qr tn~. ~~c~.r by P~y~"g ~~ ~s ~r,~ &b~V~ ~mo~n~ Qr e ~,~~=.~~.
p~\.lS any aaaJ.t.~i.Jnd.1. mLlnt.nly paYn1li'J"lts EJfH;J J.Q'tc- crlCi/gtPoS vn~cr, ffl&Y
%4.1.1 ~u~ aU1'~Jlg ~n1S p~r1oa. ~ucn paym.n~ m~~t b~ m60~ 1n tn~ %~rm
aI ~ c.r~~Z~~a c~.cJ(, casn1.'~~ cn.cx Qr m~n~y orc&r, ana m~a~ &~
~O?77 w..cne~m.r, SU~t. lICC, Hcuatcn, ~.~a. t~o..Z.
rr YQU 00 not CU1-... tnle 03...raLll~ Vltn~/1 'l'H.IIt'l"r t.:l\::ll DA'l'lS. v...
~n~.na ~o e:'~l'C~~~ aUI" 1'~gn~ t.o ocC.L&ra~e tn& nlor~gDg. paym.n~4.
Tn~s meSf~S t.na~ wnatev~r ~s OVlll~ QI1 ~n. or~g1na.1. am~un~ ~~rr'QW~C
w~l~ D~ C~')d~a.r.a cue 11nm~a1h~.~Y an~ you may 10~. ~n. cnane. ~o
pey ar.r tn... o~lglna.1 mortgag.. In mOIl~nIY peym..nt5. IX Iu~~ p&ym...nt
o~ tnii' a n1t:1 u,1 t Qr (]t?rau.l t. ~a5' nat mat.ltl' W~ t.rJ1{j 7'H':"1'..,. ~,;,g) DA't:::t, VIl:J'
also ~Jltt;llla t.~ s'tart. iii i&w.suJ."t "C...: Iu,,'I?C.lvS6- \oJ., j"Qur mCl.i.'t.gr.ge-a
prop'''''cy.
1% tn~ mortgag~ 1~ ror~c~o~~c, yaLlr ma~~g3g~ prop~r~y ~l~~ o.
1101 a r.y tn... ~".,~.r r c:. pay 0:: r tn.. mu." t;Jag.. oJ.!'tlt, 1.:: y.:.u CU1'" c"..
alt.rauit. CJE-rCt:ca- 'W. tll&g~I' .lega':' proclPeaJ.nga ZagaJ.os't you, Yc.Ju ....1~J.
St.J.ii ~av. ~o P&y ~~. r.~GCtn6~~. .'tto~.n.y.. r.~s ac"tu.!.1y lncurrea
up 'C.u ooa. \,).,:). HOWclVlPi", J..t llilJdJ. P:CClc..ftoOJ.r'Q5 a....... &ot.art-*l.l bg4:1.(U5t.
you, you VJ.J.J. n~v. 'too pay t.~~ l.a5~n&~i& &tt~rn~y.a r~es ~ven ~~
'CO.Y IIJ,.tP O'Y~.L. o:::,u. ~rJ. ,.(,'1 1I!Il:t.CIlO"Y'S %e.:-Ii "'~.l.1 be ,h:Joe-a 'to
Y~6~.V.r you CtV. us, w~J.cn mey a~SQ 11'~~ua~ our r.&SOn~~i& casta.
EXHIBIT "Atl
Ol!: IClII..iTAL AllIiii:'I' "A"A~IQ".H" ~Cl"'''O"II.'''Cl"
DilI"AIJL' "AIfAOJ:"al"'I' ::fCnV rC.ll:I
l'O'f''''' Wh1'HXI"I:", lIIU' 'rill UOC
H'OlJlII'I'U", '1:~1I1l1 11~~~
'.001 .....,...;l,U
Ju".. :.:~, .1 !t.,,J
.3.J\J\:!\J.:!~~d~
Lal"cJ ~. 1.....1<
"oaO ...1 ~OK 110-=
"~VV&ll", ~A 1~~~1
'flU
".:IOOOZ..lIllt
Loen "0.
c.",.lrlilD "1IIL, /l'CTU"" "1~~r~T "1:.UEIlIT~U
"OTlC~ 'Or lNTSHr:ClIf TOO ~~H~e~ClIllE
w. r.~t.~~n~ r~~~.t~~!a ^~r~l~.t*.~ ~n* hQ~~.~ ~r a mortg.g. en
y",ur pref'..r~y J.oclot....l DC' fl",,,,a ,:3 tlo:< 1~0-;!', Ij""'VlJ.l., ,.., J.7~~1
vnlcn mQrc~&~.. 1~ J.n IlIC"'I~U\ll bCPAUL' o.cloua. you n&v. no~ mad. cn.
mCl/,l.l'lJ.y p6yment ~.r .. ..J:)~.:J1 l'l,.jl- f"ttc,(oot:tlt'y U..!., J..~'";:11 'tn",~u Jun'" 01,
.1,=,~j ancJ or I:I"'CIlUS" Ifl'''. L.lat.. coal.'Il"" \ .antJ CJ"'C."..r c:n.al-Qw:iJ r,.".
aJ.IICI acc.(\.,tli!"C 1r, 'tn~. atrlount. ~.r $ .J':~. /'~. rr,ti' 'tCl'ta.1. am\JUI1't r,O\l
r.qu1r~~ t.CI C~l. ~fl~$ a~~duJ.~, or 1" ~tn~l. voras, g~'t ~auQnt up ~n
y~ur p.ym~ntS, .$ or tn. a~t.e ~r ~n1$ ~~tt.er 15 ~ ~,~~~.~~.
T"'u ~loy cu,. tnl~ a~JauJ.~ vltn.n TH1HTr '.J~) CAr:s ",1 tn. a",t.
(jI 1:.n.1. It?ttli''r tly pa)'.1nQ ~~ u. tori. a.t..:.',eo IIMc.unt. Qr. ~, ~b~. ~~.
pJ.us allY oIo.lo.l.1t.L.:lll<lJ. ,11':;l\~nJ.'1 p..y",...ntJl &na .,,~.. cr...rg..", \HllCI~ may
rlilJ.J. aue;. (]u!"j,I1IJ t.r,.15 FJe!( ~Cla. ~uc" ~.iY(,lc:o'it must. t.1t? ma~e .111 tn.. ro:rrn
or 8 C.T~1~1.a cn~Ck, c..~~.r.. c~~CK O( mGn~y ora.r, .~a mea. .~
.11:11'7" W..tn.111l.r, llIUlt. 110'0, Hou.con, '1'.lC.. ""'I:l~Z.
rr you 00 not cur.. tnl~ a..~au.L~ w~cnl(j THIRTT '~Ol ~II~, "..
~nt~na ~~ ~x.rc~s~ ~ur rJ.~ht. ~Q &cc.J.~r&~. ~n~ mQTt~ag~ pdym~llt..
Tn~s m..ns ~n4t. vnat..v.r 18 oW1ng on ~~~ Qll~~n~J. *mQun~ ~o:rrcw.a
V~~~ U~ ~~n~l~.r~~ ~U~ ~mm.~.1at.J.1 ena you may ~QS. t.n~ c~&nc~ ~o
payor! tn. orlg1na.1 r"ortlll!lll. .111 montnlY pl!lym..nta. .rr XUJ.l paym.nt:
or cn... am.:lunC er o..r:r.uJ. ~ IS not ",aat? ".I. trlJ.11 THJ.H'rr ,.:1'0 I tlAr:l. W.
8.150 .1n~.nd 'to et.art. .. .1avSu1t 'to LQ'l'l!'CJ.~';ci 0") YOU1'" mort'.1ag.a
prep...ty.
rr tn" mort gill. IS %.:lr~clo..O, you, mortllallt? pr.:;p...rty W.111 D.
.o~a ey tn.. ~O.'J..r.r t.:l p.y all cn.. morc~"g. o.ot. lr you cur. tn.
a..raulC c..%O'. .... 0"111'-. J....gal pl..:lc....aI11..... all..l,lst you, you V.111
.t.~1.1 ~.v. t.o pay 'tn~ r*~.~l\.~1. .t.~orn~y.& t~_. actua~~y 1ncurr.a
up t.:l ":::\J. \J\:!, H",,,.v.r, lr l.ga. proc....01nIlB .1.... ,1t.Il"t.a ..g.~".t
you, y~u v~11 nay. to pay ~n. r~a~ona01. a~~ol'n.y.. 1~~S ~v~n .1%
tn...y .1"'" .:lV...l' 8:l0.Ol:!, Any a~~o"I"l"" r..", Wl1.1 ",.. ada.." \:0
"r,3I~"V"1' y~u 1;:)W'1f" U4, W'nJ.cn may a.l.!o lnaJ.'u"" CHJ'r r".sClfUIIEJ'J... cl:Jaes.
EXHIBlT "AI
01 ~A" U'A~ o\~.~T "AltAtll"."T OOft"l:IltA'I'."1f
OlfAU~r nA"Ag."I"f *1"VII::~.
1Uf7~ W~*T"~I"ln, ~Ult= 1100
"OUl:IITO", 'tlillAII ".,u..Jl
1."01 ....7...01:2::1
.tun. ;t~, 1"''',,]
;l..:JuuO.:..~~~
La1ra ". L.a."
,.. U. "e~ 112
earl1al., Ph 17U1~
!'fie 1
I.o.n "0.
3()00~:.e.....,..
O/l:!'fT.rt'U:11 "A.t", II/:;"'U"/f l'fJ:tn:z,.r "1t"U&l:lTk~
NO'l'lUI; gl" 11f1'1f;/f'1'ltlfl fel I"tll'lll:\:LO':l1t
w. r.p'~..nt ~~~~!L~~~ ^%~~!~~t~s, tn* nc~o.t ~~ . m~r~g&g. en
your pr"p..n:y J.""'''tliLl 03t, """'.:1 ".J 1l0:< J.H)-"" "....../1J.l., "'h 11''::''J.
wn1"'n m"'t~~g~ l~ In ~~"IOU. DEPAUIoT D~"'a~~. you nav. noc m&a.. cn.
m"ntnJ.y p"ym.nt or ~ ~~~.~v ~~r t*o,uary u., .~~. tnru Jun. 1:11,
i':'3O::"" .r"JJQf tJti"~a~AI:f IfI'A. L.alli" cr,Alg"::; '6tH:J ct.r"..,," cr,at'g...s, nav..
a.l.lSCJ Elect u4'O 10 In. IilTll:.rur.t l,,),t. 1.1 ,.,.;.:::. ':".J. flU!' t.Qt.81J. arncu"t. r~c...
r~~~u~r~~ e~ ~ur~ t')~~ ~~Zau~t, or 1n Qtn~.l' w~r~s, g~c ~~u~nt up ~n
YQ~1 p6ym~fic., dS ~r t~~ a~~e or tn~~ i~t~~r 1S $ ~,~6~.~~.
Iou may cur~ ln~~ U.Z03u1t w.tn~n T"l"Tr I~OI DAr= 0: tn~ ",at.
or trl1S J.~t.t.li'r 0)" Pc1Yl,l'c1 t.~ u,:; CIlItI' .a!::.uv~ u.lIount l.Jr'" ~t ~C=. ::t':t.
p!u~ a~lY a~a~~1~',~~ mOh~n~1 p~ym~n~5 ana 1~~~ c~~rgeE vn~cn m.y
Za!~ au~ ~ur~~g tnl~ P~I~QO, ~uc~ P~YIU~"~ mus~ c~ maa~ 1n ~n. r~r'rn
or a c~r~~Zj.a C~.ck, c&a~~~r~s cn~cK or ln~n9Y Qro~rt Boa m&o. a~
10777 W..tne~m.T, ~U~t. 1100, "Qu.t~n, ~.x.. TYO"Z.
rr you 00 n01: cuI'" COLli a.,.:t"ul~ "'lcn"~n 'TIUftT't f301 DA'I'::iI. ...It
~nt.na ~o ~~~1'C~8. Our r~gn~ ~~ &CC~j~I&~. tn~ mort~a~. paym.I'~8.
)'n15 m.ana ~nat vn8~~v~r ~. oV1ng on tn~ ol'jg1n~1 ~mount bOlrQW&O
Vlll C~ ~OJ'Sja.l.a au~ 1mnle~jat.ly &nO you ffl&Y lOS~ ~ne cnanc. t~
pay O.rl" cr,.. ol'l~ln".1 "'0~1:~"~" J.f, mc",t.nJ.Y paym"'ll~a, r.r ;tu.J. paym..nt
Qr tn.. am"un1: or aerauJ.t lB nQc m..ae "'J.~Oln rHIHry 130/ DAf~, .....
..Lao .1.nt..na to lSt.art. a J,aVdult to ro.te-cJ.OSti" on your mort.Qll!lig..o
Pl"OI'''I"ty.
1% tn... illQ~t~ag. J.B %Qr~C1Qa...a, your mortga~. propert1 ...lJ.l D.
aoJ.", oy C~lt ~n"'J.r:t to pay oZ% tn. morc~a~~ alt~t. 1% you cur... tn..
a.rauJ.~ t,ltt.tQ.."i' 'tI~ r;IPgJ.n J.tilgaJ. prQCe~\J'l("H:1.:D 8\:laJ.nl5t. you, yen.'; W.1.1J.
.~111 nav~ ~o pay tn. r~asQnaDl. a~c~rll~Y.5 r... ac~ual1y ln~u~r.~
up t,l.) !It::3t:J, \JlJ. tt~w.v.1", lr J.a-gr...1. p:rc.c"E'cJJ.nlJ~ aJ;-~ st.artlra .galnSto
you, YI.JU WJ.J.J. r~03Vd' "Cl.J p..Ji' tor,.? L"~~::fl.Jl1alJ.le itt.t.c:..rrlE'Y.S ~~.:::i even ~~
't.nIPY .u"_ o VlilP 1. =:IOu.\,j\J. ^"Y &"CtCJ(('~'1.t:I ::L~e.e W'11J. tiE' &ad&C ~o
vr,.t.iI'VIlP1" yuu .,;jtJti- u=:, W'nJ.l.:'n ntBY cA.1Su ~(I~J.L,.3E- Old '(I!'BaOnatlJ.& COJ5t:.IS.
EXHIBIT "/\'
zr y.::u ..:u.... t:,~,. a..J.oIIu..t 1lI1t"J.', th" t"~I'tY \Jay p.....l.:iU, y,;,... "..~l roel:
c. r.'l"lnN tu polY cn.. ..ttorr''''l''lI %oIO#~. Tl:lU "A"r; 'l'lflil "UUHT TO
HIU"l:lTATI: 111"1'1:/1 Al:ll::I:LIl:III1Tztllf IIII'D THt: "zlJH1' 1"1:1 A"ISEH1' 1" 1'Hl!
'-U,dtl::LlJDUI/1!: ""OCEt:Dl"Ctll ,."t: 1f0"I!:IUI!I'I'IEIft:1t UI' A plt,..AULr 01'1' ANy orHe"
D~I"t:ndl: Tau IIAT ""VII: 1'~ IICCI:LEIIA1'zO" Alfp I'g/lt:gLl:l~U"I:.
wO' may a.1,,':; Ii...,", yau p......""eU.y zc, 1;n... ul1pa.l&J P"J.'l"::IP"'.1
OdJ.a,)!.':.r .fh] diJ..l ,:It.r,tr'f aufns au.. ufla..r t.n.. fII..:Jol"t..;JIbIJt:<. J,r YCJu n6V. OC't.
~\J.l."'.J '-r,ll' a"'rauJ.t \tJ.t.n.L" en.. t.rl,],.C"t.y lJay plll"J.ClCJ .,,0 rCJr..cJ,ClSul""
proc...aJ.I1\l" hay'" C"'\lUIl, yuu lSClll ,,"v.. cn.. rJ.>lht ta CUI'''' t,,1l-
a.r&u.L~ .n~ pr.v~(lt. 't.n~ SB~. .~ al'Y t:.Lnl~ up C..:J Ol'~ h~ur o~ror~ tn.
~n..r.lrr'l!l rCrltClo.ur.. 881.. Yuu mey 00 ~o DY po/ring tn.. T."tal au...,
I!I~ W.J.J. aa=. 'tnii' !...a::it.:/,1ab.L" at.'tc;r"..y.s .%te'-='::J clj)l] costaS ~flcu'r.a .10
clJon..Ct.1e"f, \r;1.'ctJ tr,.. .tlJJ' 6'CJ,Cl8U:t" ...1. t alltJ pllfl"rCrm 8flY ot."..r
r.qulr.mAOnts u"a.r T.n", m"'l.tg..g../, It 1.. "'S1;lm"t..o th"t tnII'
.ar.L~.St. a&t.~ t.hdL &UC~ . ~n.r1rr.~ ~b~~ ~~U!O ~~ h~!a V~~la ~~
app4'~~~.nat.~~ ~~~c hIO"Lh~ ~lom ~~~ a6t~ ~r ~n~~ ~&tl~r. A Il~t!~~ ~:
~ntl \J~ti- c.'t tl',.. ~t,~!.J..rr~.3 -=&J.e- WJ,J.J. ~lot ,st:'n't. t..:,. YCJ'u ou-rCoi.rE- t.r.-=- a. 10\ J. 1ft.
ar C:C.ule.'", t..,t:' e.;nCl'u(~t. r,e--:-ctiti.J to c....I.re- t.t~Ei' ":e-:tauJ. t. ~.:A.J...L ~n":~.ifu..e.. t.r,e-
J.t:lngli'l" YCJI.. 'WQJ.t.. 're\. rn.:ay .r~r.a c.l.ft at Bf./ '(.J.Tn-=- E-.(ibCtJ.y linclt tr,.
1~qu1r.a p~ym~fit li111 c~ bY C&_J.lnG U~ &t tne Z~J.J.~WJ.I)g n~lnbert
t""'t';U .,...,......3,;t,:.l. 'I'n~.o! pSYnllent. tn\.o.!.'t btf' J.rl tn~ rCJrrn cr -=t:'l't.1ZJ.""
er,E-ca, c;!,ar,:l&/ '.15 -.:"ciocK Cd 1I,c;;r,t=,/ CJ{,~~t a(n:) m~cl!- pJl'/~H:l.1.1t t.o u& .rat t.o*
4~a~.ss at~'t~a acClv~.
'fCtL.l .sn~u.1.'" k.~d":'.1.::. t.h..st. a .::rrIC"J~.l.!~'E. .:J~.Lti- ..1..1.1. wnlJ y,:"ur
owntf's.t:in.:.p ,~.! tr,a. mClltlds\JUll..l prwFert'l ana YCoiur l.lgnl tCl lEi'mEtJ.11 111 J.t.
lr YClU ~CI~~J.nue- to J.~v~ .1;1 ln~ pc~P~(~Y a:t~!. tn~ ~~er~~r's ~~J..t
a J.dW~~J.t ccu~c ~& ~t~rt~~ t~ ~Vl=t 1~~.
T~~ ~&y. ~aJltJ.Jnd! rl~nt~ l~ ~~!~ P/Q~~~t YGUl. 1~t~I.~Zt6 In
tn~ pr~perty, ~OU IIAYL TH~ "leH' 'I'C ::l~LL TH~ P"C~~H'l'r ?c Q~rAl"
nl:lltt;~ TtJ "A~ CI"'" 1'HJ:: "CltTCAUt: PJ::tlT, clt "C DUIl/'ltlW nOln:y PRe" ANOTHr;/'I
LJ::"D1NU "H:!l"/'n'UTHlN l'C PAT 01"'" '/'1'11:9 D~llf ,~tJU "AY HAYIi: 1'"e; ,uOtt,. ro
='J::LL IlI'I rltlllf~"'B:" "11= I'"e,.t:Il'r~ ::SUlIlJt;l:;:f t'g THI!; ndlt'/'ClIlCIt Ttl A lIUYJl:H Clt
Tltll"~~I!;Il~~ WHO WILL 1I::l::lUnE THIt nO"T~ACI~ D~l\l', ""OY1~EU '/'HAT ALL THE
OU1':.lTAHtl':HU ,"AY"!!:",r::l, CHlltlClIt~ II If V A'/'TeltN!!:~':!I I"EI::::I ""D co:!i"/'::J AilE
I'll':" I"n,:ull 'to on AT "HI:. =Al.t; A"U l'HAT '/'/11:: "'1'"2:1t rcJ::IilUllt="f:n1'''' U"D~H
'fill:: ntlH'NJAClIC Ill'll!; ::IArI:sr':r::D.) l:;:OIfTAt:i' U= ftl pJ::i't::nnzlfr.: UlflJr:1'I WHAT
c.r"lCUn::lTAIfl:;:I:::I 1'/1':::1 "HillY J::IU:lT. ~\JU HAY'" TIfJ:: I'IleHT Ttl HAY!; THl."
Dt:I"IIULT CUnl::D DY A"Y THII'ID ,.AI'ITY Al:;:TZ"CI UH TCVIt et:HIILI".
II you curE- t.n~.;I l..1~.:au.J.t., tfl-=- iOCC1.\J~IJt:- Wl.lJ. tI.;o rl:i':Jt.~r&d t.CJ 'tn.
S&Ui& pC.ll!.~tJ.1:l11 dE 1.t IhJ l.11?..tau.lt:. rj~a ClCCuCle-a. Ht.;Hiti'Ver, you at.
~J't~t~~a to thJ.S rlgnt ta ~ure y~~,. ~e%dUJ.t ~o MCll~ t.nan ~nr.e 13'
~~m~~ ~11 any c~l~Jl~ar year,
V~LY Llu~y Ywu's,
CIa: CA~l TAL A~:ll:r n^'tA CJll;nl:"" COH,.gl'l.~1'':C/f
Cll:l'trH'U;u Ntl. ,. "1::1 II"" .r.,'.,
EXHIBIT "A'
,
.,
~~ ~^~11~~ A~=~r "A"AUE"~Hl ~0"~~"A'10"
10171 .It.tn.lm.r, 'ult. 11UO
"eu.tcn, r.~a. ~~o~~
I!I(JU ,.',-...:1.01.::
- ~~hTI~l~Ar~ ~~ nA1~I"U -
HOTIC. O~ "C"KaW"~"" K"."~E"OT ftOft1aAOI
AeSI~TAHC. A~T O~ 1'.~
~~.A.W N~AD TNI$ nc'IOE. ~cu "A~ 8E ELza18L. ~ft ~IHA"O!AL
A'.,.TAHOI faWAft~ TeV" "Oft~AU. ~Ar"WN~
lEstA .11l%Crm.clcn pu.a. ...,' CDc.nol. .." lI:.p."Q.!.'
Jun.. ;:,., 1~'='..3
~;jOou~..'.e..
nUj.t J. ~eurl:l"'"
Noaa .~ DO~ .1IU-~
H.VV111., ,.A 11.1..1
~~I ,.,op.rtyr "Q4~ .~ DO~ 110-d. N.VVllllt, ,.A 1~241
Loan He. I .J.Joooz..~e~
"ortga~.... ~.1r%1..1Q AXr.111at..
I"rrc" I
oar: l:lAI'l rAL DIl.'~'AUL" lTA"""UI:"IEH'I' S..."v,rl:la.':f
tour mcrcgag.. 1. In ..rl0UB d.Zault D.cau.. you new. ra.1J..~ to pay
promptJ.Y 1n.tallm.nt. or prlnClpAl ana lnt..r.st, AS r.quJ.r.a, rar
a p.r.1ao;t o:t ac 1..a/S't .1Hty Idtll allY.. Tn. COtal Amoullt or tr,e
a.J..1nqu.ncy .1d ~ ~,OIS~.~~.
T~at .Um lnCJ.ua... 'tn. %ollOW.1ng'
Total OX montnly p.ym.nt. rrom
~.Duf.ry 01, l~':'Il to Jun. 01, 1"'!)~
lnclud1ng ..11 accrulta lac. cnarg..,
.1r any
~rop..rty .1l1sp..ct.10ns Alia "~P cn.cK
cnarg.., lr .ny
Ot~..r cnarg... accrulta, 1.r any,
\:lUIl-l'Ul'AL
L.1!::l::l1 I:!luap.n.. I Un.PP.11lta F'unaal
. ':I, %::fl~. zt!
;3;:Z~.";3
. ~.:le=.':l~
. ':I,t:l0:50.'ft~
EXHIBIT "B"
"
all; ':'/I"~ l'AL A\llISItT /f""Atllt/I.."r l:lO/'l"OIlA l' rl:ll'/
~U1~7 W..th.~mer, .U~~. 11DI:I
"~u..~~n. r.NA. ,?~O~A
tll:lO 'll""-".Ju.a
- L~/'II'I'1LAr~ O~ "Al~lHO -
',.
H~fIC. a~ HOIlIQWH.~'. sllanu./'Ior 1l0HTOAaK
A.Dl.l'A"~. AI:!' or .1~~~
~L.A.. HBAD THI~ Herre.. ~ll nAY .~ ~~lUZ.LE ~Il ~r"A"~!AL
A~.,~rAHd. ~WA"~ roull nOlltuAOII: ~Ar"E/'I"
l~ata .1nror~~~lon pu.a.. ...r Obc.nOl. ..~ ~.p.no11
J'Ufl. ':", J,':t":1U
.:3'~t:ou~-a..~..
^ur~ J. ~curo~*r
)lIl. c. ~O:,.( lr~
~.rAl.1., p^ 1'UI~
ft~l ~rop*'cYI ~o.o ,~ DOX I.1U-~, /'I.VV1~1., ~A 1~~~1
~ean 1'10. I ~OOI:lO~~~b~
"er~g.g..' ".lr:.1.I~ Arrlll.t..
1"11017'
O~ ~A"1rA~ D."AU~1 "A"AOE"&/'/l' .'/I'Vl~~
~eur mo'tgag. 18 .1n ..r.1QUS a.raUlt ~"C.U5. you navlt %al1.a to pay
promptlY ln8callm.nta er pr.1nClpal ana lnt.r~.t, ... r.q~.1r.~, tor
A p.rlQa or .t l....t sIxty l~~1 day.. Tn. tQtal amount or cn.
~..s..s.JlqU~I)CY ~. * ~,Ob~.~~.
T~~~ .um ~na.s.ua.. ~~. ra.s..s.ow~ngt
Total 0% mQOCnlY pDym..nt~ rrom
l"It~U".I.y W.1, l':1';:il to .Jun. WI, 1'~':I;3
.1nalualng All accru..a l.~. c~.rg..,
:1r any
~rQP.rcy lnapltCtl0na ana "~~ CnltCH
cn..'g... 1: any
~tn.., c~arg..a accru..a, .1r any,
:lUll-TO rAL
~~~:I1 \llu.pltn... lUnappll..0 ~una.1
. 'It, 2'31:0. 2l!i
:)Z$.'t'tJ
. .,.l:Itltl.",,,
.. ",oeo.'!!"
EXHIBIT "B"
tour mcrt~.gl- 1. .1~C 1n a.z.~~t tar tn. rel1QWlng t.~aen.,
""1.
YOU Ina', 01- ".11'111:/~1- %0' rl(,."CJ..l "".l<1t"na.. tn." "'~~~ r/,"y.nt
rc~.alC1<1UV. 011 ycur ~crt~~Q. .1Z YOu ceMp~y Wltn tn~ prCV1.lona or
tn. HemI-Ow,.lI-l". ltm.l'Q.n.:y "cn:tJ.~. A""U<lt.nc. Act ar 1~1:I,J Itn.
"Act. I. feu may 1:/" lI-J.ltJ.1/:1..... zc;,r .,nl-rg..nc1 t..mpor..!'v ....u.t.na. It
YOUt a..r~u~t n.s ~."n c.u...a /:IY Cl'':UM$t~''C''. DlI-yena yeur cc;,ntro!,
."a It you m..c tn. .11g1DlJ.lty t..qul....nl...'n.. lJr tn.. Act ..
a..c.rm1n.lJ Dy cn.. ""OO.Y.1v.".1a Neu.:.ng l"l,l.'lC. Ag..ncy. 1'11#.... I'...a
a~~ or ~n~5 no~~c., It co~~~~nd an .~P!ana~~Oh Q1 yoU, t~~nt..
Una"l' t,... Act, YlJU .U'" .nt:,cJ...Q tc 11 t..,npCJtaty .".y Ot :tetI-Cl0BU'..
on your mavtgatJ. tor Ch~rty I,JQI adYS trcm th" a.c.. or tnl. NctJ.C".
bUTlng cna" tlm.., you nd"" cn... r.1l;jht to ..,n."g.. ill ..r.."....te-%Dc...
m..t~ng ~~~~ a ~~p~.E.ntb~~V~ o~ tn~_ l.'l~*!., ~l~ ~~tn . a.~~~'l.toa
1:0"6 l",d(1I1" l' COur'41t!.-.1.J.'jg ag.."cy. "I',1i' put pCn:.d- C.r tn.af. m.."t.ill\) is t.e;
.~t.mp~ t~ v~r~ cu~ a !.~p~yn~nt p!~n. or t~ ~tn~'.~!$e a~~ti~ your
d'&-J.J.OqUE-flC,. tnat:. m.e-~~.111g mu.st:. t.:l":':Ld' .1,1 t.tll~' f/I!o:.f.t. \....!Ul ai!1~ :dt:a:
A""""'T1:;/;I /.t::l1' I:I/" "OIt"Clt:::l.
l.r YQU atte-na ill .t6C"-t.O-ZCilC& mc:-l-tin!;1 tlJ.t.rl trl:l4 .ie-no..,,-, Qr "'J.t.r, .
can:ilumtf:" C.",.,OJ. to CClUrUilt'J..1fl\J agcPnc,' .1acantJ.r.1d113 .1ll trl1,S notJ.t.:fiI, nloJ
tUI.tn"",' p..cc.....aHlg.. :.,1 mOI.tll"Il"" r",....o:J."'I1o"'" may calu, p~..';" r",r
tnJ./~1 I~UI Q"Y~ ..%t~r cn~ a..~"" ut tn"c m*&tJ.ng.
Tn~ nam~, &aa?~E5 6nO ~~l~~n~ll~ ,'~Mb.r ox ~U~. 1'~pl'e.~nt.~1Y~ 1Sl
~~U~N"A" AND "N~LA"
=UlIE ~~O~1WQ P~"" ~&Nr~~ ~LAZA
~".1~AO~LPH.1^. ~^ J.~.102'J.r~~
\.:.1::, ::)i,):J"1u\jl,J
rc ld on.1y n...cll-saery ,,'" ~cn~auJ.'" an"" zac...-t~-rac~ m..""tll1g. Veu
.Maula aavJ.sIP ~r,1. .lllfnatt'r 1.''llnl'''\J1&~.J.Y a.t Yl.Jur J.nt.""cJ.on..
.1Z y~u nillv. tr.1...a and ar. undOJ... to V""~OI"~ tnllS pvo~l..m at or
arc"t ycu, lar.::..-ta-r..c.. m&..tlng, y.:;u n..".. tn.. rJ.\lnt ce .pp~y rt:lr
rln.nclal ...J...t..n,,", trem the Nom..o~n""8 ~m..rg..nc, "ortg.g..
A..lata'IC. "IH.a. r" eto..r to ae U,J.., ycu m..y tl.Ll ouc, "J.gn .lIa
rJ.l... a compJ...c..a MOmIl-C~Oll-r '. ~m"'g.ncy A~dJ.St.nc. Appl1catlon "'ltn
tne ~..nn~YlvilInlil1 HouElng ~~n..nc.. Ago-ncy, r~.. conSUm.., ceun."!J.ng
.....ncy ~ll~ ..eSlSt you .1.-. ,rl.LJ.ln\l .:;ut Yo.:lUl' app~lc.tlon, ft must 0..
~J.l.O or ~~s~md~w~a w~~nJ.n t.nJ.rty r~~, Q&Y5 or Y~U1' z.c~-e~-zac.
m..t:J.r,g.
~O\) rnusc ..ltnl-r rn.~.L yeur appllcBt.1o.:l11 te cn.. ~..""..y~Y.nJ.. Hou..1n..
~'~.n.n~~ ^Q.~cy, 01 YQ~ Mu~~ rJ..l~ J.t "'ltl~ th~ ~%rJ.~. ot ~n. o! tn.
c....lgn.c..a cansume.. coun."11lltJ ...""ncJ...... on tn& .~t.cn.a .11St.
EXHIBIT /lB"
....... e~e, (\') o.,._r oIl~',1'IwUII"" '1lIMIII ~..,..
, "
1Il..r'M! ' NotIce of rtderal Tax Uen Under Internal RevenuI Laws
.
'CI.I(lGC: Ill."., Number ~_IIH'~ I om,;,,-
,I . PH,~LAOm.pyUI PA 2.3iUOl64 "
- Nv. u837
A, J:~vfdod bl.'\rtlona SUi, G;aU end 132~ ltt thl ill,"I' RIVlnUI
CO I, "DUe. I gl~ Ulat IUro <I"allld nll 'nil'''' ,n :,n'"I01' hlv, Pa.J!f2 ~
' &""" al"~I.d AR' n~llhe 101 ow n9~mld IUPT~'r, ~f.'d lOr rclY'
MIlot Ih , "r.b fly II ~"n m'd'~ ul II I'IfI1T ,unpI . Thlr.orl,
'I 11I1:9 II I lI.n n Ilvor of I I nll~ lat.. on II prop.1'tV Ind r'g"" to
pr~!1V ~elon~ to !hI. lu~y.r lor 11I1 1m aunt 01 thl.. ...... and
Id .1'I~n' penl , Int,,..~ .nd 001" lhMI mlV aoaN'. ,,~ I'
~1Ift' ~ Tlllplylr JlURT J s:JUR.Ill!ER <:
"jf. -
I ~:/I " c:J
I TI A I'OIU:VQ\ CRE!N LAWN SPl\ImUR SYSTEMS ' r. r"
~"Il:l.,;e. j., "T N
I C;~~ '-'
p .C). IlOK 11a <>;\" .
c ...
CARLI5~, PA 170~3-0172 .du~ a.
.
';M~oiiTANT ...L.....! IN~il..MAtlONI Wllh ru,... 10 110" ......",."' IIll" "lOW, u". ~! at1 a.
. ,I". III"" 01 II... " refilM .y 11\I dllo t..n In COlumn III, Ih'" ""1100 .hlll, gn Ill. 01'(
1001OVt1n, lwoh Gilt, oP'. .. . OfIfnCI 01 "'toul II a,lIntIln 1"'0 1In1l(11,
,
.1 ".~ " . " :TIX p.rI9ll 0.1.01 U., D.V '01 Unl!lllcl..,."OI
';~~d'Of,TU. ' '. ,. Ind.d. , Id."II1yln8 Numb" AI"""',"I A'~lIna of ....../11III1
'. II).'. . II .(b)..'. lei 101 ' Itl ." tr) ".
941 0&-30-92' 2~1~73545 04--26-93 05-26-03 3,604.44 .
..;,.".1,', . . O~30-92 25-1573545 04-26-93 05-26-03 7,164.60 ,
,7 '''1-: '-I : " . U...31-92 25-1573545 05-C3-113 06-02-C3 ~1ll&Ci.13
. ~40 12-31-a2 25-J.573545 1)5-03-93 O&-O:Hl3 253.0"
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P'c'Othonotary Toral .
. to. .,.. : cllli-08r:lai1d :count~ 15,018.25
, ,'. f c.rli.~,!, 'A 17013 ,
. .. '.
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UJlI"",,"iaN;"'g. Dl.
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Ill.. 10 'llldav 01 Junl III 93
"', .
&lar\l~~M..& ." '-' 111"' ,.
. David 1'1. Shr:o r ,~. Rev.nUll Of tiC"
("'0", C~Ia.I. .. vMeer ."'l~'" .. ... "!. t_ ~MiI'""''f It I'lt4 ....nil" tllf\e .......y .. HI" II ,.... ,. 1M
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I"""""tlll" , Notice of Federal Tax Lien Under Internal Revenue Laws
1.lrlel ,,- rlS.'I.1 Numb"r ---, ,0 '." , U ft, In " '
I I .,
Phillltlalnhi!l. PA 7:\Q'15llJ I. 'j'
· proY/d.d by ..ollon, e~21, 8322, Ind 8323 01 'h. 'n'ern.1 ".v,nu, Cod., lPJ ~
~!'n, I. glv.n 'h.1 II~" (Including In'er,,1 .nd p.n'III.., h.Y. been If /] I
, ......d '1IIIn.llh. lollowlng.nam.d 'up.yer, D.m.nd lor p'ym,nl ollhl, '
l,bllllY h.1 been midi, buill rem.lnl unplld, Thl"'o". Iher. II I lI.n In
iyor 01 Ih. Unlt,d 811'" on .11 p'oper'y .nd ,Ighl. 10 pmp'r1y bllonlllnB 10
hi.. 1'.pIY" lor Ih. .moun' 01 Ih,.. lUll, .nd .ddlllon.' pI".III..,
nter"I, Ind 00111 Ih,' mlY ICO'U',
m.?, Tuplyer (:tIR'l' ,1 MlIll/lE:F.ll
FOREVER eAEEN [,MIN SP~HIf(l,F:R BVS'l'S
PO !lOX !' 7Ij
MF.CH^NlCSBlIR~, VA
170~5-0~7~
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IMPORTANT FlILEASIIINFOAMATlON: With 'upecllo Vlcn ......montllst.d
b,low, unl.., nOlie, 01 lI.n I, ,.1II'd by Ih. d," QI~'11 In column (.), \Ill. nollc.
.h.lI, on Ih, oar lollowlng such dll., op"". .. I terllflcllv 01 r,IIU' .. d.lln.d
In lAC 63~~(1).
.----.-...--
Tu P., od D,'a 0 Unpaid III.na.
Ind 01 TIX End.d Idlnlllylng Number A.....m.n' 0/ A.....m.nl
(.) (b) (el (<1) (I)
'--- -
941 12/31/89 25-1573545 04/01/111 05/0'/01 2006.69
I ',' 941 06/30/90 25-1573545 10/01/90 10/31/1}0 1435,95
941 09/30/90 25-1573545 12/31/90 01/30/01 4224.87
I 941 12/31/90 25-1573545 04/01/91 05/01/01 3402,38
941 06/30/91 25-1573545 Oln7/92 02/26/02 2777,U,
I 941 09/30/91 25-1573545 01/27/92 02/26/02 4943.91
I 940E 12/3l./90 25-1573545 04/35/91 OS/l S/Ol 200,U .
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Cumber1anrl count~
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FEDERMAN AND PHELAN, P.C.
BYI FRANK FEDERMAN, ESQUIR~
IDENTIFICATION NO. 12248
TWO PENN CENTER PLAZA, SUITE
PHILADELPHIA, PA 19102
~) 563-7000
ATTORNE~ FOR PLAINTIFF
900
-
COURT OF COMMON PLEAS
CIVIL DIVISION
ALASKA SEABOARD PARTNERS, L.P.
19 WESTECH DRIVE, BUIT,DING 2
POST OFFICE BOX 565
TYNGSBORO, MASSACHUSETTS 01879
plaintiff
v.
TERM
NO. q~. 4 {rJ(P
CUMBERLAND COUNTY
(I' 'n
LJJ..<.."---
KURT J. SOURBEER
LAIRD M. LEASK
RD #3, BOX 110-S
NEWVILLE, PA 17241
and
THE UNITED STATES OF AMERICA
c/o The United States Attorney for
the Eastern District of PA
615 Chestnut street, Suite 1250
Philadelphia, PA 19106-4476
Defendant(s)
CIVIL ACTION - LAW
MORTGAGE rORECLOlU&l
NOTICE
"(his Is an attempt to collect
B debt and any Information
oblalncad will be used for that
pUrpOllO.
~ou have been sued in Court. If you wish to defend aga inst the
claims set forth in the following pages, you must take action
within twenty (20) days after this complaint and Notice are served,
by entering a written appearance persona lly or by attorney and
filing in writing with the court your defensos or objections to the
claims set forth against you. You are warned that if you fail to
do so the case may proceed without you and a judgment may be
entered against you by the court without further notice for any
money claimed in the Complaint or for any other claim or relief
requested by the Plaintiff. You may lose money or property or
other rights important to you.
~OU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
_~l}MBERLAND COUNTY
TRUE COPY FROM RECOt1Q:ouRT ADMINIS'l'RATOR
In Testimony whereof, I here unto set my haMH FLOOR
IIld t SIllllof t 1c:r at Cir1lsle, Pa CUMBERLAND COUNTY COURTHOUSE We hereby certify the
({\ y 01 (\ 191f0~~RLISLE, PA 17013 WllhlnlOboalrueand
J. _ . 17) 240-6200 correcl eopy of the
PJ ~~gmal tiled 01 rCleord
"\ r:,: ( DERMAN AND PHELAN
"~/'G
..
1. Plaintiff is
ALASKA SEABOARD PARTNERS, L.P.
19 WESTECH DRIVE, BUILDING 2
POST OFFICE BOX 565
TYNGSBORO, MASSACHUSF,TTS 01879
2. The name(s) and last known addressees) of the Oefendant(s) are
KURT J. SOURBEER
LAIRD M. LEASK
RD #3/ BOX 110-S
NEWVILLE, PA 17241
who is/are the mortgagor(s) and real owner(s) of the property
hereinafter described.
3. On 7/11/84 mortgagor(s) made, executed and delivered a
mortgage upon the premises hereinafter described to
CUMBERLAND VALLEY SAVINGS which mortgage is recorded in the
Office of the Recorder of CUMBERLAND County, in Mortgage
Book No. 755, Page 1161. By Assignment of M~rtgage dated
11/10/92 the mortgage was assigned to FAIRF'IELD AFFILIATES
which Assignment is recorded in Assignment of Mortgage Book
No. 439, Page 397. By Assignment of Mortgage dated 2/20/96,
the mortgage was assigned to PLAINTIFF which Assignment is
recorded in Assignment of Mortgage Book No. 516, Page 256.
4. The premises subject to said mortgage is described as
attached.
5. The mortgage is in default because monthly payments of
principal and interest upon said mortgage due 2/1/91 and
each month thereafter are due and unpaid, and by the terms
of said mortgage, upon failure of mortgagor to make such
payments after a date specified by written notice sent to
Mortgagor, the entire principal balance and all interest due
thereon are collectible forthwith. A copy of such notioe is
attached as Exhibit "A."
,i '
6. The following amounts are due on the mortgage I
Principal Balanoe
Interest
1/1/91 through 5/1/96
(Per Diem $8.64)
Attorney's Fees
cumulative Late Charges
7/11/84 to 5/1/96
Cost of Suit and Title Search
Subtotal
$28,676.11
16,823.04
800.00
0.00
B!50.00
46,849.15
Esorow
credit
Deficit
Subtota 1
TOTAL
0.00
3.709.92
3.709.92
$50/1559.07
7. The attorney's fees sot forth above are in conformity with
the Mortgage doouments and Pennsylvania Law, and will be
collected in the event of a third party purchaser at
Sheriff's Sale. If the Mortgage is reinstated prior to the
Sale, reasonable attorney's fees will be charged.
8. Notice ot Intention to Foreclose has been sent to
Defendant(s) by Certified Mail, as requir~d by Act 6 of 1974
of the commonwealth of Pennsylvania on the date(s) set forth
in the true and correct copy(s) of such notice(s) attached
hereto as Exhibl.l: "A."
9. The Temporary stay as provided by the Homeowner's
Emergenoy Mortgage Assistance Program, Act 91 of 1983,
has terminated because Defendant(s) have failed to meet
with the Plaintiff or an authorized Credit Counseling
Agency in accordance with Plaintiff's written Notice to
Defendants, a true and correct copy of which is
attached hereto as Exhibit "B".
\,
10. The united states of America is made a Defendant herein
pursuant to 28 U.S.C. 2410, because of Federal Tax Liens
that have been filed with the Prothonotary of Philadelphia
County in the JUdgment Index Unit as followsr
(a) USA/IRS vs. Kurt J. sourbeer, Forever oreen Lawn
sprinkler systems, P. O. Box 172, carlisle, PA 17013-0172,
No. 6922, filed 9/10/93, $15,018.251
(b) USA/IRS vs. Kurt J. sourbeer, t/a Forever Green
Lawn sprinkler Systems, P. O. Box 172, Carlisle, PA 17013~
0172, No. 6837, filed 6/10/93, $15,018.251
(c) USA/IRS vs. Kurt J. sourbeer, Forever Green Lawn
Sprinkler systems, F. O. Box 576, Mechanicsburg, PA 17055,
No. 6565, filed 9/11/92, $5916.431
Cd) USA/IRS vs. Kurt J. sourbeer, Forever Green Lawn
Sprinkler systems, P. O. Box 576, Mechanicsburg, PA 17055,
No. 6410, filed 5/21/92, $14,062.951 and
(el USA/IRS vs. Kurt J. sourbeer, Forever Greun Lawn
sprinkler systems, P. O. Box 576, Mechanicsburg, PA 17055,
No. 6378, filed 4/29/92, $19,051.94.
11. Pursuant to the Fair Debt Collection Practices Act, 15
U.S.C. S 1692 et seg. (1977), Defendant(s) may dispute
the validity of the debt or any portion thereof. If
Defendant(s) do so in writing within thirty (30) days
of receipt of this pleading, counsel for Plaintiff will
obtain and provide Defendant(s) with written
verification thereofl otherwise, the debt will be
assumed to be valid. Lik~wise, if requested within
thirty (30) days of receipt of this pleading, Counsel
for Plaintiff will send Defendant(s) the name and
address of the original creditor if different from
above.
WHEREFORE, PLAINTIFF demands Judgm~nt against the Defendant(s)
in the sum of $50,559.07, together with interest from 5/1/96
at the rate of $8.64 per diem to the date of Judgment, and other
costs and charges collectible under the mortgage and for. the
foreclosure and sale of the mortgaged property.
, '
Isl Frank Federman
FRANK FEDERMAN, ESQUIRE
Attorney for Plaintiff
1:111 OM' .rAL. A\)II&T' rrA"AOL",,"T ,"~""Cl"A'r HI,.,
Dt~AULr "A~AO~"."r 1I~"Vlc'~
107Y7 W~~T"'!~~", ~U.fE I~OO
"OU~TU", T'E~A~ ~~O~~
1 .lOtll ...~ .~~JI~
J.Uf,.. .1l~. 1 :!Ill.3
.3.JUI:l\:l.z"~l:l"
~urc J. ~~urO..r
hoaa .~ ~O~ l~u-e
".WV111ll', PA 17~"~
ffll1l
LCl.n "0,
:;'~UOIO;l~'lS"
O."T'lrIL~ rrA~~1 ItLTUIf" n/l:o.r~T' n..U.~T*O
"l:IT'Xl:1t 1:1.. lIlTt:"'I'.n:m TO I"ClttClLl:I\1t
It... r..pr......""- ~..l':l:l...J..J ^%:.!11J..t...5. Ch., rj~'J.'14q CI;J: . mo..tgllg... Cln
yOU! propl1'l'ty J.oc.:ateflJ .Ie, ttCdlJ ".) ~CI;t .1. Ll,J...."l, tutwvJ,.tJ.e, ,..A J,1'';!,.!
wnJ.~n mortg6Q~ ~~ J.~ ~&":OU= ~."AULr ~.C~U~~ YQU nav... noc maa.. tn.
mCJn~n~y p.ym~n~ or 0 j=~.31' ~cr ~v~rua~y ~~, .1.~~.1. ~nru Jun~ U1,
1~~..J "',LlJ CJl ".c."".. "'A. I..;,t.tt cr,argli'of. \ bf,a r.Jt.n",J." C'ha.rgli9sl "..v.
iJ.laCJ &cc:rUItO 111 tnif' amount. ..:It '" .:I~::1. 7::. )'.11' 't.o't.a.L ant~unt nO\l
r~qUJ.l'.~ tQ cur. ~n1. U.%BUlt, ~r J.n CCnel" ~cr~&, g*~ c~ugn't up ~n
your pElyrneflt.4, a.a ~r thl!' a6t.1i' CI.t thJ..1! .LtPttli'J." J..:J \.5 ':1, Ob~. ":3'~.
YQU may cu~~ cnl~ Qd%au.t Vltnln THllfTY (O~I OAT~ or tnd aat~
or cn~~ I~Lc~r Qy paYIng to us tn& 6DOYd am~unt or ~ ~.~~~.~~.
plu~ .''1 4aaJ.t~Cnal m~ntnll payments ana lat. cnarg.~ wn~cn may
~.:.J.J. CJu6- dU1.~I1\:l t."'~5 pri'IJ.CJO. eut::n ..,liymt?nt mu.2t. tJl- Ul~att 1" 't.ra." rCJ'rlrl
0% a cert~r~~a cn.cx, CaSn11"r"S C~&CK c.r mon~y ~raer, al'~ nraae at
110777 w.stn".1mer, =u~te 11100, "ClUstCln, T.~.. 77Q~~.
J:J: you do noC CUI'., tr,lS o...r.ouJ.t lfJ.tr,J.(, THzltT''l' 1.,01 DAT=. ....
1n~.na to ~x~rc~s~ ~ur r~gnl ~o acc~l.rat.. 't.n. mor~gag. peym.n~~.
r~1. m.&ha 't.n.'t. wne~.v.r ~a ~w~ng on t~. or~g1n.1 &mount. ~~rrQw~c
WIll Oe conaJ.u...,ea au& lmm.aJ.a~elY ana you may loae Ln. cnanc.. to
pay orr tn~ Olo.l.QJ.f,al mCl:t'tgagd 1'1 montnJ.y payments. J:.r rUll paym..nt.
or cn.. amour,L er o.r&Ult .1'" not mila"' Vltr'lf1 THZnT'T 10101 tlAT::1, "'Il!'
aleo ~r,t...(,d t.Q lI't.art. .. J.aW:1u.1t. 't.~ .1.orl"cJ.osl- or, YCJ'Ur rncJ'r't:tda~lIP~
PI'OP'>!" tY.
xr LO" mertQag. IS .rcre~IQ8.a, YClur mor~QaQe property Will ~.
."'J.CI ~'1 tn.. :!l','Hlr.1 ..'" 1""''1 eiL tn... rne,cgag.. a.ot. Ir yo" cu,'" c"..
a..r&uJ.t. b~l'a.r'" ~'cf tlltlJ.l.l; .ltf~.;al pl.~t.:lP..a.lng.e aga.1.l')l5't y~u, y~u 'W.1.l.1.
5L1J.J. nav~ tC pay tn.. r"a~onaDJ.e accorn..y'. r...s .c~uaJ.J.Y J.ncurr..a
up to aOe.O". l1o"..v..r. J..r l..g"l p'OC.....d.l.fl\l,i; "I"" .rtal' t..a agaln.rt
you. you VIII "ay... to p..)' ~h.. r...asonolDl... att':>I'''II'Y'. r~"l!i dven .1r
t.n,,)' .1~. '.;:)VlPl'" ~O~J (J\J~ AllY 1i't."tl.J.a'n~yas ~r1'e~ W'.:.l.1 bee- eoo6'O t,.o
wna~~v~~ y~u QW~ U~, Wn~ch m~y aJ.a~ ~1'~~Ua~ Qur ~&&5~~~~J.~ cases.
EXHIBIT "A"
tli '(JA":ll'A1. AdI*tlI1' "ANIIgi"~"r l:lONI"\:JI'IA'l'll;:l"
D.I"IIUL'I' "A"Al:I.nI.N1' *11:/1., Ulli:lS
!O~17 WEST"El"~", ~U:11 1!tI~
"OU.~~", ttWA~ 17~.2
'.001 ""1'...~::t.ll
~Utl" a.., !"''''.J
').Jl.1tJU~""/:l~
~Urt J. =Qu~~....r
,.. u. "0:<< .1."~
CArl.1..1., "A .170.1~
".a &.e.n "e.
031l0tlo:z...e..
~~~'1'!rlEg "AIL, nE'1'VII" "E~EI,.t "~GUIr:~"Eg
hCr:~~ ~~ :h1'~hrltlh r~ 'C"t.C&'Q~1r:
II.. ,...p'.......l1t ~...11..tl..1a ~rr.ll1..t..., trIO' r,':'la,.., or a m':<I'tgaQ" C"
your prep..rty 10Cat..Ll at, t'Cc.aa or:.l Ilc.:{ ~1<l-"', "'.",v~ll"',,,~ 17"'::"~
wnlcn morcg~g. ~s In ~EHXOU~ DErAULT CJ"C~US. yc.u "6Vol' noc mao. tn..
montn.1.y pdym.t1t or.. :l~~.:37 x.:,. l"eot"u6t"Y Ul, .l~':;l1 cr"u Jun.. 01,
.1~~.:1 1If1"I'O;r .tI1.'c:ause- IfI'A~ L.at.... CrjldQe~ (&f1U CI't.rlli'J." Cl',arg.a) nay.
..lao ..~c:~.u.a 11) 'Ln. amount. QX'O ':'2'=. 7~, rr,.. 'C~t.ta.1. &rnc:,""f,'t. no...
r.qu1r~~ 'Co cur. tn~s a~r&u.1.e, or .1.n Ot~~~ vc:,ra~, g.~ cGugn't. ~p ~n
your p.y'n~n~s, &~ 07 t~. aa~~ ~x tn~~ 1~tt.r .1.~ ~ ~,~~~.~~.
YQU m..y cur... tnls a..ra~lt "'~t"111 ThX"'T '~tll DAr~ 0% co. a~t.
Qr cnla .1..~c.r DY p"Yln~ ~o UE tn. "CJOV. ..meutlc or _ ~i~~O.':;l~.
pluS any .aa1t..1~na.l mt:Jflf....,J.y pal'nltfllla ana J.a't..:- cr,&Jg". ",nJ.cr, rnil,.
ral.l au~ aur~ng tnls p.'loa. ~ucn paym..n~ mu~c b.. m6a.. ~n tn.. rgrm
or 8 c.r~~%~~a Ch.CK, cash~.~~~ c~.cx or mo~.y Qra.r, ana m.d~ &~
10777 W..~n.1M.~, SU1~e 1100, "Qu.~on, ~.~.. ~?Q"2.
xr you ClO not cur. tn.le ~.rau.1.C v~~nln TH1KTT 1301 OAT3, W"
~n~~na eo .~.rc~~~ CU1" r~gn~ to acc.l.ra~~ tn~ mor~g8g~ paym.n~.~
Tn~s m.ene ~nae vnae~v~r J.S ~V~I'~ ~I' ~n. cr1g1n.! amQun~ bQt~'~v~a
W.1.1.1 D~ CQnSl0ltr.a au. lmm~a~"c.1Y enu you may 10." t~. cnane. to
p"y orx tn.. 0"1\11I1a.1. 0I0i.t\la\1" .111 mQl1tn~y payn,<pt1ta. r:r rUl.l p..ym.."~
or tn~ amgUl1t or aeraU.lt IS not macr.. Wlth~" TH:"~T !~Q' OAT3, W.
alsQ .1;lt:..nd 't...:) :S'tart ft .l.&w.suJ.'t. 't.a .ro"."a.luse uj') your m01-'tgr.g..a
prop.r1.Y,
1% tne mort\l.\l~ .1~ r~r~cl~Bea, your mQrtgag. prop.r~y W.l.11 D.
.010 ~y tn. ~n"'lrr co pay O%r tne m.:<rtgage ~.e~. lr YQU cure tn~
a..rault tl.:ro.. ..,.. 0"9111 l..ga~ p'.oc.....d~"~s ..ga~nl!lt YQU, Y<.Ju Wl.1.1
.Cl1.l nav.. te p..y cn.. r..ason..CJ.l. atcorn.y's r..~ aC~Ua.lly lt1Curr.a
up t<.J .00.1.10. howev.r,.l.t legal proc."Ol"QlI ..r.. lItart~o a~a~nllt
you, yeu Wl.l1 nev.. tQ pay cn.. r.....o"..bl. a~tQrney'a :rees ey.n .1.t
'tn.y ""'-" OVIIi''''" rt::,u~ tJtJ. ""'I 6't.t.Cl~n..y'S rltthi Wl.lJ. tJ... alJo..a t.o
"r,a't...v..r you CI"" us, 'Wr"J.cn may 4..1..8" ~n~.lucJ'l!' e"uc r..sc"r,2IClJ.. COS't...
EXHIBIT "A"
af) ~A"i'l'A" AIllJi~" "AIfA~liI"IIi"" cal'll'''''ANIll"
IllfiI"At./Lt' "AIIAI::/Ji/l'IIi"'I' llIC"VIC..'W
I'd"''''' ltn"H_:"IE". IlIUl n; uoo
"OUIlI'I'UH, t'IEKA= 17~~~
'.1:101 .....,-4.:11.11.11
Ju,.... ::~. 1 !I~",
"'.3U\:lU~"~.I'.
l..a1rO n. l...a.k
"oao W.J ~O~ 1.10-=
n~~Yl11., ~A 1~"!~1
I I
"IU
Loan "0.
,:,.::1001:1:1.......
CC"T:rl~g NAILl I'IETU"" "~~IIiI~" "IIi~UI*"IIiU
"0":011I OF ZHTENr:CH TO fCK~OLC~C
w... t"'p'~~.nc ra~rZl~~a Alrl.11.t~~, tn... nol~er Qr . Mort~.Q. en
YOUt prep...rcy 1l;JClIte.:l lit. I NOllC w:. IlCl:< lLO-~, II...WYI1.l..., 1',\ 17~"1
~n.1cn mO't.~lIg... 1~ In llIE"I~UllI ~efAUL' c.ca~s. you nllv. n~t mad. cn.
mon~n~y p61m.n~ or ~ ~~~.~1 X~r ~~~r~.ry Ul, 1'~~1 ~n~u 3un~ 01,
.L'='~.J .anc/or DitClIUII. "1'". l...lat.& cniU'~Ifo.:J (.an\J Q1:.fhPr c:n".L'~lIi-IliJ r,a"..
aJ.ElCI acct'ul!"ct J.r, t.ne- arnCJunt ~r tfI .:!'::~I r.:J, rrltt tCJ't'.a":' ..m\"junt r,O\l
~.qU~l'~~ t.~ cur. t~1a a~~ault, or 1" oen~.L' wor~s, g~~ ~au~n~ up ~n
Y\Jur pdym~nt.8, .. or tn. aa~e or ~nlS ~~tt~r ~s ~ ~.~~=.~~.
.,O~ may CUt. tnL~ a~rau1t. wltn1n Tn~nrT 1.31.11 DATil or tn. allte
ar 'tn~s J.c'~t.et' tl)' pay~ng 't.l.J Ud' t.r,. at/e'/&> IalnC.UI'lt. or" ~, Ob::. ~~.
pJ.UlS' liU''1 aI,JLJ~~J.~l1o:l..L .1I~llt.n.!.'I pc.ymE-flt..I. ,&or",) .LEa1.& ctlD.fgll'lS 'H,J.Ch may
r&~~ aue aur~ng t.n1S p~~~oa. :ucn ~~ynl~j)t mUdt O~ ,naLJe 1" ~n~ r~rm
or a C&r~1rl.a c,.,.c~, C~S~1.T'. cn.Ck or mQn~y ~ra~.f, ana maa. 6~
.10777 W..tn.~m.r, ~ult... 1100, HQu.~cn, r.Xa. 770~2.
rr you ao not cUr~ cn15 a...tau.1~ v~cnlO THIRTT t.3CI bAT~, v..
ln~~na ~~ ~x.rc~~~ ~ur r~~'lt ~o &CC&J../~~. ~n~ nlar~Qag~ ~dym.'l~B.
Tnls m.~n8 ~nat what.v.r 18 o~1ng ~n ~~. OI1UJ.n&J. .m~un~ ~orrOW.d
V11! b~ c~,~~~~.r~~ ~u~ ~mm.~la~.~y ana yau may ..Las. t,.,~ c"'&nc~ to
pay or1 tn. orlg1n~1 mQrt~ag. 1n mOntnly p~yment.. rr rul1 payment
or cn. Amount or a..rau1t. la not maa~ W1tn1n THJ~TT 1.301 ~AT~, w.
a.1.s~ 1nt.nd t,..:) /St.art. a .lavsu1t. 'to .ICI'/*'CJ.lJch? 0,.) YOU1. nfortQag_a
prop.rty.
rr t.n. mor~g.g. ld ror.~10m...a, you, mortgag~ property W.111 D.
.01a ~y tn. ~".., lrr t.:> pay o.rr C". mOt cg:!lgli' a.o~. lr you CUI'. tn..
0.ra\J1C CiI'li:ltE' Voe- ~.g~.., ....gal I-'i.Qc.....:llnlJl!: all..l,llilt y.:>u. you ....111
.tl11 nav. to pay tn. '..aB.:>na~l~ attarn.y"& r..e~ a~~ualJ.Y 10curr.o
u.= t..:, w:aJ. \:)\.'). nov.".r, 1.t' 1i'g~J. P~ClC&eocJJ.n\:llB 1I1.ll' Jlt.iU.t..etj ageJ.f,at.
y~u, y~u v~!~ n.v~ ~~ pay tn~ r~asonaD~~ B~t01'n~y.a t~~~ ~V~'l ~r
~no//y .i'" OVli?I' .::)0.1;)"'. Any Bt.cCltr'l\"I"S r.." vl1.1 ~... .",a.d t.:l
vrl&'t.IflV*l" you ~Vli:fo Uod, W'n~crl may a.l.so lr1t::.lu..:tE- Ca1'J' 1.&/!'CI',;btJ~.. C~llSt.S.
EXHIBIT "A'
tJI ~~".trI\L I\I.lIIIK'T rrA"I\f;/"rrIl:Hf Ctl""\:I"Af'IO"
D'f~ULr "A"AOW"II:NT ~IHVIC~II
1\:1~~~ W~~T"~frrl", ~U:f= ~~OO
"OU~fO", 't.lCAlIl 'nu'tll
VDl;lOI '0...,..::1.201
.tun. .:t.., ~''''".J
:3')OIJO.!~"tl~
LA.1r" n. L.alll~
,... u, tJo:... ll'~
Carl1al., PA 17U1~
rtlU
Lo.n /fo,
~':)OOQ::""~'
g~rtrl~f=~ "AlL, ~~tU"" "C~~f,.r "~~UtI.llTII:~
"01'llJll: t;ll" l""IL'.ftl:lN TO I"tll'lll:a.Ol:l1t
I
"II- 'rllfl=J'''''tllil "~~r.t,l.r.L~ ^~.I.1..l.l.Jtli'lS, tflC' nc.J.l.Jlfot c.: 1ft m~.1~t.gfag" en
yc,.u prop..,ty lCiC"'t,hl au "e",.., "..! !lO,' !HJ-", 1I""'I1!l.,,.,, 11'.:!"!
wnlcn m"'rt~a~~ ~~ 1n ~1"ltlU~ PCPAULr ~~cau.~ YQU n~v~ no~ m.".. cn..
mClf''t.rd.y payma-"t. CJ% & .;"J::j~.:J't .t..j,l' t'li-c.-ut!l.l-, \,)J., J. ::':1.1. t.n.1.u .Junli' ~J.,
J.'~';,j it(,.J/or t;.;ocaua~ IfI'A. L..~tu- ~r.z.(ge-:; lElfla c..t.rni',J." cr,oD,j,.~",!," hav..
.J.AC, :race; u<<h'J l.n tn.. afflc.ur,t lJ:' 'II oJ..:.!;:. :".J. rrll!- t.u"t.liIJ. aml';;\Jflt. r,c...
r.~u~r~~ t.~ ~~r~ t')~~ ~~xaU.1.t, CJf ~ll Otn~l' W~r~3, g~t ~au~nt up ~n
YClu~ p6ym~~t~, d~ GI t.~~ a~~e c~ tn.1.~ lett~r 1S $ ~,~~~.~~.
~ou m~y CU1'~ tn~& U~X~u1t wLt~~n TH~KTY (~~, DAr~ Q: th~ aat~
o:t T.rj.ll! J.l!.I'T.T.C-J" oy PclYJ.ll't} t.~ La:: t.ti~ .Jt.l.iV~ utllount wr:4'!l -:t, OC:. ::t",j.
P!uS Sl1Y aUa~t.1Qn~~ m~(lt~~1 p~ym.n~6 arlc !~~* c~~rge5 ~n1cn n'.y
Z.l~ ~u~ ~u~~~g ~nlS p~I~Qa. ~ucrl p~y'n~fi~ mUst b~ maae ~n ~n~ rorm
or a cer~J.~J.~a ~~~Clt, C~5~.l~r~S cn.c:t QJ" maney oroer, Bno mbO~ &~
.10777 W.acnlt~mltr, ~u~~. 11~O, Houaton, rltx.. ''lU..Z.
Ix you 00 no~ cur~ tnls o&~aul~ "~cnln TH1~TY f301 DAr~. V~
~nL~fia t~ ~xeJ'cJ.s~ our r1gnt ~o aCC&1~r6~e tn~ n'~rt.ga~~ paymenT-s.
l'n13 m~~ns ~nat vna~~ver 1S c~.lng en T.n~ O!'J.Q1~~~ &mount bOlrov~a
V1J.J. O~ COI)SJ.a~l&a Cu~ J.mnle~~at~J.Y &(10 you m~y ~QS~ ~ne cnanc. ~Q
p.y Q%r ~n~ or1g1NbJ. WQ/~g&g& 1n mQn~n~y payme'lT.S. II Ju~~ paym~n~
or cn~ am"'un~ or ..,erault IS no~ m~a~ Wlcnln rHfH'Y f301 DA'~, V~
.J.ac 1n~.nlJ' 't\J st..!Irt. ill .lawlSuJ.r.. to rora-cJ.o8~ 0" your mort.gag.a
p,.ol'",'~y.
Ir tn.. m"itgag.. .1~ !~i~~lo...a, your mo'~ga~.. l'iOp..ity "~!1 0&
.o~~ ~y t.~. ~~.f11% t~ PdY o~~ L~~ m~lt.ga~~ a.~~. IZ YQU ~UJ"~ ~~.
o...r..U!c t.~!L"'" W" !:l..g~n 1".;j1l1 prac""'<Jln.;j'" a'JIIl().,~ YCiu. y"'u \/J.!.1
a~~l! naY~ ~o pay th~ r~3scn~Dje a~e~rI1~Y.5 r~es ac~ua~ly ~ncu~r~d
up t,L:) lft::h,:J. U\,J. N~w.ve1",.1.r ..L6'gr.~ pIClC..ftClJ.nIJS 8,,-e seart.ea il!rg.aJ.r~st.
you, you WJ.j~ n3V~ ~~ p~y ~n~ ~~6S01'a~~9 a~LOrn&y-s %~~~ ~~~n ~1
"tn..y 41'. ClVIl1" l:S':h'). dUo AllY &tt.CJ((jltY.1;I %.ee.s W1J..l ~.. &Ud.a 1:Q
vr'6"t.V~!. Yl.JU CW'til u:i, WJ1.1.~n may Bl,StJ ~"~i\"n3e- C!U,,' t'iI'asonaoJ.e- CCI&t:S.
EXHIBIT "1\'
rr yau ~u~* t~la a..zuu~t ~ltnzn tn.. tnlrty ~ay p~r~~~. y~u w~ll no~
D. ''''~''11'~\J' ta poA)' ~n" oAtto,r''')I'1I ;t.....,. rl:JU HAvrt 1'lfllll ,UUNT TO
Itll:XN::rrAre AI"Tt:H AQl:t=LIl:HAUOIf AII'D THt: IUlJHT 1'0 AISI:lII:H'I' lH rHlI:
I"UN~QLU=UHl!: ,."tJCf:t;Dllfl:li!l ~'Ht; "tJNt:llZ::rrElft:!i: ()t' A DIIl/"AULr 01'< ^"Y' Q'THtl"
D~"'~N~E Teu HAT HAVIl: 'l'U Al:OtlLf:HATrOIf AlfD "'tJ"t:I:ILO=UH~.
Wl4' ma~' a.l...~ aYI!r yau plll-.I.'d~neJ..ly rc:,l" l:n~ UlipilJ.LJ 1J.I.'J.~1~.1.p6J.
Da.lll,lC.:- iilhJ 1Ii.l.!. CT.r,e-.r BurnE CUii' \.lno~(' l.flC' 1II0~.tgEJ'dt;... J.r )'CJ\.l na'''. not.
CuJ,-#lJ t.r,e- cl::ftawJ.t 'WJ.t.n.L,1 tn., t.rl],t"t., L1ay pliPr.LClQ "lIO rCJ.f6'cJ.oS\.u....
proc...alll~1S ha..... D"'IJUIl, y<:>u t!ICll1 t.......... cn.. ,.~ght to;) OWl'" cr.t/'
a~r&u.l~ .'l~ pr~V~(I~ t.h~ ee.l. a~ d.'Y tJ.m~ up to ~I'~ huur D~ror. tn.
~n..rzrr'" ror..czosur... ..alII', T<:>u may 00 ~o oy p~y~nq th'" C<:>C&l au..,
a~ W~.lJ. ms tn~ r~as~,'abl~ at~CJrn.y"~ r"l::f~ dll~ coatd .L'jc~r(.a .Ln
c~nn~ct.1CJn ~1~h th~ %or.cJ.Q~Ur& .~.l. tBtlL1 p~rrQrm any otn.r
rt:Pqulrem.n t.E unCJII'r ~nlit m~l.t.glstd.. I. It 1.& IHi't..l.ma t/!'Q I:.ha t tn&-
edrl~.st aa't.~ ~ndt euch a ~n&r1rr.~ ~~l. ccula ~~ tl~la voula b~
app~~x~,"a~.lY 5~;<< hl~'ltnE 1/0m t~~ 06t~ ~r ~'j~~ l~ct.t, A ,)utl~~ or
t.ht:? ~atlS- c.r t.tll$' ~lit:'.L.J.rr~.3 ,:jEll&- 'JI.lll bt;' a~rlt t.~ '1CJU ot:orc,,(l? t.r,c- .!.ilJ...
or cc."'~.:::d-t t:,t::'t e,if,Cn"d,l flE-t:.-CCll.l ta C'.J.re- t.l'lE' Ql!-Iul..i..J.l V:.l.J.l ~n"::.'efJ~1f t.rll!-
.1.orlldliS'.r i't.r~ \lc.~t. 't'Cl.. rn~y .r,:.r~a C.4t elt a,.,,,/ t.J.rfl~ e-.c.a.ct.J.y W'ljdt trlt;.
r~q~lr~cr pGym~fi~ V~ll o. by ca_J..l~~ u~ &~ ~ne ~olJ.~w~')g n~lnoer,
\'~~t1) ":t"'7."~;l,J. ','r,J.oS lJaymte-nt tn~:!t. C~ J.fi t.nlli .rcu"tn CJr "::".l'~J..r~4<'a
C~.CKt c~sn1~I'~ ~~&CK ~( 'UOh.; Qro~( a~Q m~c~ p~/aQl~ t.D us ~~ tn~
a~al~SS S't.b~~~ gCav~.
'tc,u Sfj~u.l.1J J."~dJ..1.=e- 'l:h..st. a ~r,.:o~.J.x~'li. .:la.li:- 'w':'J...J. .:on" YClU't'
own~!.~n~~ ~1 tn~ m~r~gag~~ pr~~~rty ana YOUl r1gnt t.G l~me1n 10 It.
lr you CQfi~1nU~ ta ..J.J.v~ 1;) tn~ pC~P~f~Y att~!. CM~ ~neT~~Z~s ~&!&,
a J~W~w~t C~U!C ~~ ~C~I't6Q t~ ~v~~t y~u.
TOU n&v~ ~a~lL~~ndl r19nt~ t~ n~lp P/~~~ct YOuf ~nt~J.e~td ~n
tn.. pl,~p",.ty, YOU HAVa; TH/:: "ltmT to ~I::LL. THI!: I""QI"I!:I'lT'I' '1'0 OIl1'Aflt
"ONI::T TU 1'At Q1'l" 1'HI!: tlOHTOAt:lI:: Pl:iI:lT. Of! 1'0 1l01llltlW "Olflt'l' ~I'IO" ANOrHIl:1f
LENPIN" .c1f~'1'nUTltlN Tg "iIlT 01"J" TH1:5 Pl!:II1' l'ttlU "AY HAVJ:: tift: /tlC/lt,. rQ
lSll:L.L t)" THAIf::lI"t:l'l 1'HI!: ~"o"I!:I'I'rY ;:lUI:lJt:t:'!' 1'0 TH'" m:ll'l"CjACI!: Tl:l A llUYl:;" CI"
rI'lAN~~I!:HE~ WHO WrL.L A::l::lUMI!: '1'H~ tltJHTUAO~ PI!:~I. "l'loVl~~U THAT AL.L. fM~
OU1':'TANtlllftJ "A Y"I!:Wr::l. l:HAHOE::l A1ftl Al"I'\:lI!NItY':/ I"El:;:/ AND l::o\9.,.lS A/l1E
I'Altl ,"nlure ttJ tJ" A r 1'H/:' ::lALI!; AIIU fHAT Tnt: UTHEI'l ilt:GlUIHltMI::NT':I UlfPI/:/f
1'HI:: "l:l/nUAot: A"I:: ::iATI::lt'Il:;D. I l::tlNTACi' U\:!I 1'0 Dl!:fJ::/UUlflt u'HJEI'l WHAT
CII'l~U"=TANl:I!:::l rnIlil "laHT It~I~r. YOU HAVI!: Till!: I'lICH'!' TO HAVI!: 'THIS
DI!:I"AULT CU"l:D DY' ANT THrl'lD I"AHTY At:TINO 011 TOUI! IlItHAL.I".
1% yau cut~ tn1~ d~~au~~, ~n~ In~(~9d~~ Vll~ ~e r~s~~~~o ~~ ~n~
saffle- p051t1l.J11 d';'; l.t IhJ ~=-':au.l.t r,ad (JCCu/fI:!tO. Nl.JW'I?Ver, you .are
e.'t1t1~o t.o t.n~s 11gn~ co ~ure y~ur aeIaUJ.t ~~ IhOI~ ~nan ~1'~~~ 13>
~~m~~ ~Il allY C~~~l)~ar y~ar.
V&IY tlu~Y y~ui3,
ale CAI'ITAL A':I::iI!;'f "ANAOlj;"I!;N'!' l:0/ll'd"A'I'10N
ClEl'lfH'Jt;/;I NI:I. t '!Il::l tlZ4 2:3';1
EXHIBIT /lA'
rcur morc~IQ. .1k .IA~ ~n g.r.~lt r~r tn. rOllev~ng '....en.l
"'A,
'fou ml" O. "1:l.Q~QI.. ror rlt'.t,CI41 ."11StAn"'. tnA't WIll ",..v.nt.
rQV.",10AUrli on your morl~~Qli Ir you complY w~'tn tn. praY1Sl0nS or
tn.. Hem.ow'....,. I ltm.l'Qlincy "el'''C\Ioi\l. AlIolllMt.nc.. ACt or .1':1I!l.J I tn.
"Act. I. reu m.y ~.. "'J.l\lJ.~J." ro,' .m.(Q.nc'l t..mp<lr.!'y oIl..1Ile.,IC"" .lor
you, a..r.ul~ n..s ~""n ",..u"eo ey Cl(CUmAtAOc... "...yonc your contral,
Alia 1.t you m..~ 1:n... .llgIDll1~y r.qulr...hfnt.;; or tro.. Act ..
a.c.,mln...a Dy cn.. l'..nn3YIV,&fjI.. Hou,.lng "'111i111C. Ag.ncy. '.1"..... l.....a
a~J. or 't.n..r..s 1'Jc,;)t.J.L:~. It. COfJ't:a~'hf an .."t"J.anatJ,C.ltl CI.1 your r:J.Q~
una..I' ~r,. Act, yuu ..,'.. .n~lcJ."<1 e.:J B tflompo',,,,y I't.y or rer.Cl08lUl'..
on yOU," m"'I't<J4Q'" ral' ChJ.'"ty ,,3':ll oJt1y.. Il"uOl 'th. "'..c.. ar thl"" Hatlc... II
burlng ~nat time. you n..y.. cn. rJ.gnt 'to .""~g. . "Yo.."'.-to-rBc..
m..t~n~ wJ.~n a l.pr.s.~~~~~Y~ Qr tn~$ lell~~!., ~r wltn a a.~~~nat.a
COfllS t..dflti' ( coufj,l~c-J.l"g i:tg."cy. ,.r,a- FJUI'~CI:!.t:o c..t tn.at mb*'tftJ.n~ 18 t,e
Zlt.t.li'mpt. t.CI \lc...r't aut. .a J"~p.JY'IHI..r,t. pl.an, Qr t~ ut.htil'c.....L.:::re IiIt,tt.J.U' your
C&J.lnqu".r,c" Tn,jt m....."J.,'<;} onu,""" a..::..::u,' 1/1 tr,.. r,.."c I..!UI c~Y'" ::IIU:.
AfT'Ac;lHI:;U LI::l1' IJI" AQICNC.t~l:l,
11 YLJU alt.&na a x:ElIC.....t.c..-lc.CI!' m~&tJ.ng wJ.t.rj tr,::.a J.&OOClfo4', or 'W1t.r, .
con.:aumlft~ C,I.'ItQ.1t. CClU/U~6'.llnlJ agdPnc.:y ~atl"'t.J.r1e..:J .111 tt,1S nQt.~c." fl..:l
rUl"tn..,' p"'uceetJlflglE 1,1 ,"ul'tlOla~., .r.~"'''''IO'''U/'' '""'y tlllU' pl."" ror
t.h.1/~~ (~~) a6Y~ 6%t..r t.~~ a&~~ ~r tnat. m~~~J.nQ.
Tn. ~am&, aaa~.~E 6~a ~~l*~nl;I'~ 11~m~er ex QU~' r~pl'a.~nt.t.1V. 1S~
~EU~N"^n ^HU ~HEL^n
~Ul'~ ~~OrlW~ ~~HH ~~Hr~ft ~~A~~
"H.1I..^Ur=~"H1A, t"A l'''.1\:l~.!T':l':l
\ ":l:: 1 ::)t.):)"1\.:I\,:H.J
rc 1~ onlY n.cessary ta ....::n~<IU1.. an.. r"c..-co-ra"'~ m~~t.1ng. Vou
.nOUlC aay.1S~ t.n1a ~~Ila.r .1n'nl~~~6~~J.Y or y~ur ~nt.nt..10ns.
1~ you nav.. tr.1etJ ana ",.. unaDJ.'" tu reS"'lV.. ~nl. prOQlem at or
ar~"r you, race-ta-rac.. m....tlng. Yuu nave cn.. rl~nt co applY ror
r1n8naJ.a~ aSSJ.St.allce %rom ~ne Homeown.r-s ~m.rQ9ncy "or~g~ae
ASdllSt.&"cl!o "'\Jl,a. .1f' CI:t'Olt"t "t~ ClO "tJ"11.:S, yau may .tJ.i.l au't, sJ.gn .nd
%11.. a carnple~..c Homeovoe, '8 ~m..rg"'ncy A~4J.stanc. ^pp.11caCl0n Wltn
~h~ ~enfl~Ylva"1a hOUS.1~g r10bnc. AQ.ncy. f~~ consum.r cou~a.l1ng
8\1enuy .....11 ...."'I...t you Iii .tl11111\1 Out YI.JU1' applIcation. ~"!.u...t D.
r.1J.e-cJ CJ'{ ~s~mc1A:k'~a W.1t.nJ.n t.n1.rt.y I,:'".)) 0&'115 CI:r YOU)'" .taclIP-t:a-.race
m.."'t:J.r,g.
'o~ mu.c .1cne, mall your appllcatltJn ce tn.. ,..nnaYJ.YBnI3 heus&nlOl
f~nan~~ ^g~ncy, Clr y~u mu&~ r~l~ ~~ V~~)1 ~n~ ~~r1.C. o~ one o~ tn~
c"slgnac.o cansurn.... couns..lln~ ..gencles on ~n". a1:~acneo liSt.
EXHIBIT "8"
Notice 01 reaeral I CiX L.1~n \Jllu"r IIH\1rl1al n"v~lIu~ L.QVY~
Slr:11 Nunlber '0,0 Ilon.1 Un ~ IIuo din O"Ie.
. .
F't".lad.lph,a, "A,
'-::'~';"WHIi,"
NlJ, 0J7'J'J.
. provld.d by ...lIon, UIl, UU, Ind un 01 Ihl Inll,nll RIy.nuI COdl,
alto. ,. gly.n Ih.I I.... (Inoludlng Inl.,..1 Ind pln.IIII1' lilY. blln
......d .,.In.llh,'olloWlng.n.m.d I..plY", D.mlnd lor p.ymlnl ollhl.
,.III11IV h.. blln mad., buill r.m.ln. unp.ld. Th,,.,O,., Ih,,, I. . lI.n In
''1or ~ Ih. Unllld 1"1.. on all proplrly ,nd rlghl.lo prop.rly b,longlng 10
hll 1"PlYI' 10' Ih. amounl of Ihl" I...., and .ddlllan.1 plnllllll,
"1'''.1, Ind 001" Ihll m.v IccrUI,
am. ol..Tt.p,v,r -kliRT J SI:JUR[";EER
FOREVER GREEN LAWN SF'RINI'.LER s'Ins
~(j .1~Y
, I
PI) ~I))I 17;:'
CARl.ISl.E, F'A 1 7V 1 ;-111'1;:
,., ., ~
c: "
...,:E:r " -
""",.,- CI:I
:1''''' ,.
~ 'f) ~11"
1J'll",l'T -
...."'0
,..7.'....
...CJ:L ~ lS
~g~a '""Cl
"",-< g:
:J~ 't5
..
I
,.
IMPqf\TANT Rl!~:!ASE IN~ORMATION' With ,e.p,cIIO ueh QlI886lmlnllllltd
, bilow, unl... nolle. olli.n I. ,.'lIld by Ihl dill glv.n in CI)lumn (e), Inle nollel
.n.lI, on th. day 'allowing .uCh dilt, Oplf." II 1 cerllllelll 0' rllll.. II d.lin.d
In IRC e~25(.), . '
.. triad
End.d
Ib
,.
Idlnlllylng Numbtr
Ie
C,,, 0
A.....m.nl
d
.1 C.y 10'
..,Wing
(I
Unp.ld I.'.nOl
of A.....m."I
941
9-41
941
'~4(1
(16/~(I/"'Z
('91 :-l1/f'Z
lZI':.q 1112
12I31/9l
:!~,.. 1 ~,7~f;4~,
ll5-I'!o7:<!!o4e;
;:;'!o-1e:7304~
;:;P.i-1~7:!1e45
(J4l~~/~'J
(14/:;"c./~:-t
1:15/0-;;/-v:-c
('e',/03/'i>:l<
(1!:i/<.6/1):<
ve:/;:',,,/03
(1",/(1':'/0'3
0";10"-/03
~..('4 . 44
7164.~O
39tl6.13
2;63.09
'. .
I ~
-
. PIICI 01 Filing
,'. I
..1 ,.,
..
Pr"tho"ota"y
Cumberland C~uoty
Car I I . I . t F'A 171) 1:r;
TOI.I .
U5019.215
,.,
, "
Thl' nollce'WlI prep.rld Ind .Ign,d II
~, ". .
Phi ladelphla, PA
_ , o~ tnl.,
th. 10th dlY 01
June, III
'V~I
.'
. ..:\...... .
t ..
.J,"
TIU,
_'~""". ,...
,. ~ .'ii'CilllllllPi,,'v AtcoodlnO OHlc.
R.v,'out 0(( i c.,'
<::3~1) 1- 144<:
am'.'1 11110I11...111110 ,,,. ,.'ldIly 01 Nollc5 01 'HI,II Tu p,n
I'orm eel (V) I"", \"'1
..
~
^
,
" :
-. ..' cy) ~rtmenl of I~"""'IIU'" .1........ ~ _
, ,
",."..., NotIce of Federal Tax Uen Under Internal Revenue t.aW8
.
CIII!KIl I ",.~a1 SUM. .... 11/1 ,...,,.. ",.,..
'. . PH,~LADIl1J1IIUI PI. 2JifJlOl64 "
A'I."yf~"~ ~l'~'O"' mi. t3u, Ind 6323 of thl }fll,nll RevenuI NiJ, &837
Co ., no Ice 1I1~ \h" IUro (l"alUd nl 'nl.,Nt In :.nllll.I' hive ~ . ''1-2 ~
~~ "'tt1led 'r n~1 lhe 101 ow ns:,\:,med 1I11PI~". D 'nand fO, fc'~'
lilt 0' I II b Ily II "n mllll ut II,.". ,,,. unplld, Thl,. 0'1,
.'tJ"rt I. I lI.n rn IVO' of ~. Unlled .t.... on Ilf prv"erty Inll rill"" 10
~':H:rty~lIon~ 10 \hll lupa~., 10' VI. Imollnt 01 "".. taM.. and
T ~n p611l1 , IntiI'M!, Ind 0011111111 mlY IOONe. n~ ..
~1IlI' ~ TIlIP&Y" KUlIT J SClUR.82ER "'.. -
;r. J' , c::a
1..../1..
I TIA PORI:VaI QlEEN LAWN 5PRINlLU SYSTEMS ' ,r,.,..
I' ~. 'r N
/'I11IO.nC' I tt~...,
P.o, lIOX 17a CI~ ... .
CARLI~, fA 17013-0112 ,~c 1\
.li~'" ii,
'IM~O"TANT AILIAS! INI'O"W."ONI WII~ ...,... 10 'IC~ ....WIl."' 11.114 ..'''''', u,," ~t: ad 1
....
"I... ".tIn 01 II." " refilM .y !hI ..It t"n In COIUfM I')' Inl. 'lOIIOt .hoM, ,n ttl. oay
10I1OVt1"t 'WO" 01", 011'- " I .."net 01 ,,,.... .. Itn"... In IRO mlll'I,
,
, ,.;. . '., Till Pert" c.t.o, Lt.1 a.V 10' Unj1eld e"lnoe
'J~~lf'OI,T", " " InClIll: ' lianUtylnll Numb" At_Inl Alnllnll of ......1IIIlI1
, .. I.),. , .. .11>)., , lei (dl ' 1'1 .,. II)
941 06-30-.92 2~1~1J~~ 04-26-~3 05-:26-<)3 3,604.44
,;,.~),.., 0~30-92 25-1~n5<l5 04-26-93 0!H6-<l3 7,164.60 ,
;: 941 \1 ,', . U-:U-92 25-1S7JS4S 05-oJ.-~3 06-02-0.1 3,~.13
. 940 12-31-\12 2~1~13545 05-03-93 06-02..()3 26J.08
,.,- "" t r"~ \ ". , -,.. . :..... ,. "I ., . , , " ' . ,.
. .,' I :'.,. ' . ..
. ..."j
,
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' . .,
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'."""I.Il~:' .. _I.. . .....-.;'
....,... ,
.....,
, ,. "
:, ~'.I.
','fl,: ,\,!:.~:. . , ' ,
rl~,I'!,r,lIIng , . , , I
Prothonotary Tollt .
. 10, .,.. ~ C"dai!d :COunt)' 15,018.25
,.'. ,. Cu1i.~,.., ,,.. .1.70U
' .. '.
. ,
.'''. I. ",. " .' I
,ifili':nOtI~:wa~ 'pllp"ld and .Illnld I'
" ' .. .
.'
U".,..,..i .hI~"'g. DA.
an 11I11,
Ill., 10 'lllnIV or June 111 93
,', .
lilllna~~M~& .', '-' 11m. "
. D6v~d 11, Shro~r '~. RevenuIOttic"
(NOnl C.....C8I. ., .,., .wlhof'lect ~ '" It 'M. ,*"VWIMf'n"''' .. fltl ....,,".. tI tI. y...."y tI "". II ,..... ,... 1M
"If, A.!". 1'1~, 'm . I c.., <G'l l"ofm ... (YJ 0\1'1, ,...,
P." 1 ' Ko9t By ".OllI'dI"e ClIl/~
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-
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III
,,,'" 888 (V) lOG '-I'p.nnuuu UI 'II" 1""111,,111. 1IIUIIIIII, tU"i11I1..... ~.., I.....
,..". J.....oy II~'I. Notice of Federal Tax Lien Under Internal Rev.nue Laws
'1ltriOI - . Serial Number 'G, OGIIGn.' V.. bv".urdfnll OWfuI
-
P II 1l. ~ u II , t' 1\ i" _ PA :139~17975 I
No. L,4/0
A~ r.rovld~d by ..ellone 8321, 1322, Ind 8323 ollhl Inlernll Revlnul Code_
ril/I ae' Ie given Ihll I.... (lnoludlng Inllr..1 .nd pln.IlI..) hive b..n
I~il"d 1IIIInellhe lollowlnll.nlmed luplyer. Demlnd lor peymlnl ollhle P.3' I~~
IIi nlly hll bun mlde, bul \I reml'n. unplld, Th",'ore, Ihl" Ie . lI.n In
II'tor 01 Ihe Unlled SI.I.. on III prope"y .nd rlllhle 10 property b.longlnll 10
Ihll. la.plye' lor Ihe Imounl 01 th..e lUll, Ind .ddltlonll penllll..,
Inl"..I, Ind eOele Ih.1 m.y .ccrue, C"/rl. ~
lime or TlJCp.yer ~ u ~ r " ~OI}R~El~R c. . ...
~ ". ....,
ORF-fill LA"N MntIHI,:'n ....
. FOREVER $'{,QS ~~~~ -
""
PO W1X SH "., -
l..ldence ..... . ,
ltr.CIl^II'~C""~", "A , 7 l) 5 t; .. (\ :\ 7 ,~ ,,., ,:".:j. ~
,;" ....
"""'~'M ~
&:,.....,
i:t-t
IMPORTANT RELEASE INFORMATION: Wllh rupeel 10 lIeh useumlnlllsl.d :I~ .
bIlow, unl... nollel ot IIln Is r.t1t.d by thl dlle given In column (e), Ihl. nollee .. I'e
Ihall, on Iho day following .ueh dati, OPlrata 15 a eertlllcl\a or relea81111s deJlnld
In IRC 6326(1).
,
Tu Period 0.1.01 LIII C,y or Unp..d Balanel
Kind 01 Tax En~r IdenlllYln~J Number A....~m.nl RIWlng 01 A.....m.nt
(IJJ (b (e (d (6) (f)
94' 09/3rJ/9 ~,-, ~?3~45 lV31190 01/30/0 273B,5~
911" 1<13119 2~'-1573~1i5 04/01/91 05/01/0 ~41)2.38 i
" 9 ~ , 061":0/9 ~5-'5?3~45 01/21/92 02/26/0. 2777,75
94 1 09/30/9 n~-'5?3545 o 1 / ? '1/9 2 OU?6/0 4943,91
9110 1?13119 ~S-157354S 04/15/91 05/15/0 :/00.39
,
,
Plloe 01 Filing
ProthOllotel'Y Toll' .
CUlllblrllllld l~r,)un ~y u06:L 95
CII'lhh, PA 170 13
Thl. notlc. WII p/lp".d and .Ign.d II
Phl1adel~h1Q, PA
, on thll,
-----. ".-.,
th. III t "cl.y 01 tlll Y , 'II 'H
SlgnalulI ~ ~..,- . - Tille
Cor Petl'~o~a J:I~.- nee;
I
,
1111nAcrlr
23-01-0000
(NOTI' c.nlnC.II 01 o",ct, ..Ihollald by t.w 10 I.~. .eknowl.d;",.nll II nOI ....nU.II" i111 vllldlly 01 NoU.. ot ~1d.,1l Till lI.n
IItv. 1101. 7'-4", '17' .1 C.I. 401) .." Form el8 (y) (Rev, ''''I
Pill t . Kept By ~toOrdlno Olne.
"
'-.
J.J~
I ,At, "."11"" 1111' Notice of Federal Ta~ Lien Un.der Internal Revenue laws
1",le' , 5"'11 Numb.r '0' On/lo." U.. boll",,,,,.. 0'/1..
. , .
.
Philad@lnhia. PA ~1Q~' .,,,, ~37R
~. provldtd by ..allano 8:121, 0322. .nd 0323 Ollh. Inl.rn.' R.v.nu. Cod.,
h~!lc.. II IIlv.n th.1 I.... (ii/eluding Inl.rllt .nd p.n.IlI..) h.v. bun If' /]/
~......d 11I1In.lth. lollowlng'nom.d IIXP'V'I'. O.m.nd for p.vm.nl 01 Ihll
"blllly hi' bun m.d., but II rem,'n. unplld. Th.r"ore, th.rt I. . lI.n In
*vor oltht Unlt.d St.I.. on .11 prop.rly Ind right. to prop.rtv b"onglng to I
hi., II~plytr lor Ih. Imount 01 Ih..t I...., Ind Iddlllonal p.n.'U..,
nl.r..I, Ind 00.1. lhl' ",IV .ccru., ~.~ S-
Iml of TIXPIV.r ~.. 01
IWR'l' ,7 ROtllolf.lEF.R 'V.;II. ,
, ''''",111,.
FOREVER GREW I.MIN SPRINI<Lf.A B'lS'l'S ~:t\., ,.
~sld.ne. ,,.1." . W
PO ~OX 57(j ;.\, ~'~ ~
. ";...,
MF.CHANlCSBtWi, PA 17055-0571j ~~.j~~ iI
.-(:",t
..., .
IMPORTANT RELEASE INFORMA nON: With 'upeCI 10 eeen auaumanl1l31ad ;j~ ,.s
b.low, unl.ss nollcl 01 lI.n I, ,.fll.d bV tha dlt. given In column ('), thl, nollCI
ahall, on the dly fOllowing such dele, oparete IS 8 Clfllflcala of relaase 85 defined ,
In IRC 0325(8). ,
-
Tex P.rlod Olio 01 Lnt D.V or Unp.,d SII.nal
<Ind (~J T.. En~)'d IdenlllVln~ Number A....~m.nl R"~Jng of A.....m.nl
(I! (e (a (. (I)
I 941 12/31/89 25-1573545 04/01/01 05/0)/01 2066.69
" 941 06/30/90 25-1573545 10/01/90 10/31/00 1435.95
941 09/30/90 25-1573545 12/31/90 01/30/01 4224.87
941 12/31/90 25-1573545 04/0l./91 05/01/01 3402.38
941 06/30/91 25-J.573545 01/27/92 02/26/02 2777.75
941 09/30/91 25-1573545 01/27/92 02/26/02 4943,91
I 940E 12/31/90 25-1573545 04/l.5/91 05/15/01 200.39 t
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P.hUacl..ll'ld.., PA
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19
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SHERIFy'a R!TURN - REGULAR
CASE NOI 199&-0410& P
ggn~~~W~~L6tl"~~RE~=~SYLVANIA'
ALASKA SEABOARD .P~-'~:rN~RR ..1...
VB.
\?1}YB_OP:ER KURT._L~J. Ak __. .__'''__'_
. ROIlERT L. FINK. SRI-n.. .... u. .....-J Sheriff or O.pl,Ity Sh.riff of
CU"B!RLAND County, r.nn.ylvania, who b.ing duly awarn .ccarding
to 1.w, ..y., the within CO"PLAIHT IN ~1]l~QRE w.a a.rv.~
upon ~1ln;.ILK.!J.RI....L _ th.
d.f.nd.nt, .t -1l~~100 HOURS, on th. ~ d.y of Octob.r
19~~ at JQ....~->>..QX 110-S._'P07 f;1tQ1LH..0A/L-
HEWVILU;....fA 17241 . ..__.. . CU"BERLAND
County, P.nn.ylvani., by handing to KAr~kJEN OSRIN. ADULT GIRL-
FRIEND AND A~ULT IN CHARGE
. tru. end att..t.d copy of th. SID.Ifl"AIliT IN "ORTG FORE
tog.th.r with NOTICE
end at th. aem. tiM. directing ~ .tt.ntion to th. contenta th.r.of.
Sh.riff'. Co.t..
Dock.ting
S.rvic.
Affidnit
Surchllrge
18.00
~. ~8
.00
2.00
So en.wer.l
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/ .....~.,,..."-.. ..-' ,',."
~TJIcj..ea K~'~~'i~~;~*-
.ZO.~8 FEDER"AH AND PHELAN
10/29/1996 /'I:- .
by ~.;.-/~,.4h~
~ DiP~ff
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Sworn end aubaorib.d to b.for. ...
thi. 1.'lA dey of 71<il)'l!~b-',__
19_qL. A.D.
C) .~._ G.\ ')11..14-- / 1in...:L____
rJ!::.1 prOthonOt'aryr-
FEDERMAN AND PHELAN
Frank Federman, Esquire
Idantitioation No. 12248
suita 900
Two Pann Center Plaza
Philadelphia, PA 19102-1799
(21151 1563-7000
Alaska SeaBoard Partners, L.P.
Plaintift
v.
Attorney tor Plaintitt
Court ot Common Plea.
Kurt J. Sourbeer
Laird M. Leask
and
The United states Of Amerioa
0/0 The United states Attorney
tor The Eastern Distriot ot PA
civil Division
cumberland County
No. 96-4106 civil
TOI Kurt J. Sour beer
RD #3, Box 110-S
3707 Enola Road
Newville, PA 17241
DATI or KOTICII rebruary 28, 1997
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.
THIS NOTICE IS SENT TO ,{OU IN AN ATTEMPT TO COLLECT THE
INDEBTEDNESS REFERRED TO HEREIN, AND AN,{ INFORMATION OBTAINED
FROM ,{OU WILL BE USED FOR THAT PURPOSE.
IMPORTANT NOTIce
'{ou are in default because you have failed to take action
required in this case. Unless you act within ten (10) days trom
the date of this notice, a Judgment may be entered against you
without a hearing and you may lose your property or other important
rights. '{ou should take this notice to a lawyer at on~e. It you
do not have a lawyer or cannot afford one, go to or telephone the
following office to find out where you can get legal help:
Cumberland County
Court Administator
4th Floor
Cumberland County Courthouse
Carlisle, PA 1701~3 I
(717)240-6200 (
). ~
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C"/I\...! ... r", 'IV'Lr.:').
F~K FEDERMAN, ESQUIRE
Attorney for plaintitf
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'IDIRKAN .nd PHELAN
By. 'RANK 'BOERMAN
Identification No. 1224.
suite 100
Two Penn Center Pl...
Phil.delphi., fA 11102
(US) 563-7000
ATTORNIY 'OR PLAINTI"
ALASKA SIABOARD PARTNIRS, L.P.
I CUHBIRLANO COUNTY
I OOURT 0' CONHON PLIAS
I CIVIL DIVISION
v..
KURT J. SOURBIBR
LAIRD H. LIABK
I NO. 915-4106
CIRTIFICATIQjf
FRANK FEDERMAN, ESQUIRE, hereby verifies that he is
attornuy for the Plaintiff in the above-captioned matter, and that
the premises are not subject to the provisions of Aot 91
beoause it ist
() an FilA mortgage
() non-owne~ occupied
() vaoant
,(XX) Aot 91 procedure~ have been fulfilled
This oertifioation is made subject to the penalties of
18 Pa. C.S. Seotion 4904 relat.inq to unsworn falsification to
authorities.
,
--i"VI) ,~,,~iL~n~V1__
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FRANK FEDERMAN, ESQUIRE
Attorney for Plaintiff
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Vou may need an attorney to assert your rights. The sooner
you contact one, the more chance you will have of stoppin'J the
ule. (See notice 011 page two on how to obtain an attorney.)
1011 MAV STILL DB Ut-li1J TO SAVE VOUR PROPERTY AND YOU HAVE OTHER
RIOHTS EVEN IF THE SHERIFF'S BALE DOES TA~B PLACE.
1.
be sold
calling
If the Sheriff's Sale
to the highest bidder.
(215\ 563-~.
You may be able to petition the ourt to set aside the
the bid price was grossly inadequate compared to the value
property.
is not stopped, your property will
You may find out the price bid by
2.
sale if
of your
3. The sale wi 11 go through on ly if the buyer pays the
Sheriff the full amount due in the sale. To find out if this has
happened~ you may call (215) 563-7000.
4. If the amount due from the Buyer is not paid to the
Sheriff, you will remain the owner of the property as if the sale
never happened.
5. You have the right to rama in in the property until the
full amount due is paid to the Sheriff and the Sheriff gives a deed
to the buyer. At that time, the buyer may bring legal proceedings
to evict you.
6. You may be entitled to a share of the money which was paid
for your house. A schedule of distribution of the money bid for
your house will be filed by the Sheriff on This
schedUle will state who will be receiving that money. The money
will be paid out in accordance with this schedule unless exceptions
(reasons why the proposed distribution is wrong) are filed with the
Sheriff within ten (10) days after
7. You may also have other rights and defenses, or ways of
getting your home back, if you act immediately after the sale.
YOU SHOULD TAKB THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY
COURT ADMINISTRATOR
4th floor
Cumberland County Courthouse
(717) 240-152 00
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You may nRed an attorney to asser.t your rights. The sooner
you cart-act one, the more chancEl you will have of stopping the
sale. ,Jee notice on page two on how to obtain an attorney.)
yOU KAY STILL Dl'l ABLE! TO SAVE! YOJllL.l'..BOPERTY AND YOU HAVEl OTH!R
RIGHTS eVEN IF THE SHERIFF'S SALE! DOES TAKE PLACEL
1.
be sold
calling
2.
dale it
of your.
If the Sheriff's Gale
to the highest bidder.
/215\ 563-700.9..
You may be able to petition the Court to set aside the
the bid price was grossly inadequate compared to the value
property.
is not stopped, your property will
Vou may find out the price bid by
3. The sale wUl go through only
Sheriff the full amount due in the sale.
happened, you may call (215) 563-7000.
4. I f the amount due from the Buyer is not pa id to the
Sheriff, you will remain the owner of the property as if the enle
nevec happened.
if the buyer pays the
To find out if this has
5. You have the right to remain in the property until the
full amount due is paid to the Sheriff and the Sheriff gives a deed
to the buyer. At that time, the buyer may bring legal proceedings
to ev iet you.
6. You may be entitled to a share of the money which was paid
for your house. A schedule of distribution of the money bid tor
your house will be filed by the Sheri ff on This
schedule will state who will be receiving that money. The money
will be paid out in accordance with this schedule unless exceptions
(reasons why the proposed distribution is wrong) are filed with the
Sheriff within ten (10) days after
7. You may also have other rights and defenses, or ways of
getting your home back, if you act immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWVER AT ONCE. IF YOU DO NOT
HAVEl A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE! THE OFFICE
LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY
COURT ADMINISTRATOR
4th floor
Cumberland county Courthouse
(717) 240-6200
..
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..
FEDERMAN AND PHELAN
BYI FRANCIS S. HALLINAN, ESQUIRE
Identification No. 62695
Two Penn Center Plaza - suite 900
Philadelphia, PA 19102
1215\ 563-7000
ALASKA B!ABOARD PARTNIRS, L.P.
Attorney for Plaintiff
I CUKBIRLAND COUNTY
I COURT OF COMKON PLIA8
CIVIL DIVISION
vs.
KURT J. 80URBIIR
LAIRD N. LIASK
I NO. 11-4106
PLAINTIFF'S PITITION 'OR R!AS8ISSMINT OF DAMAGES
Plaintiff, by its Attorney, Francis S. Hallinan, Esquire,
moves the Court to direct the Prothonotary to reassess the damages
in this matter, and in support thereof avers the followingl
1. This is an action in Mortgage Foreclosure in which Judgment
was entered JULY 18, 1..7 in the amount of $54,248.35.
2. A Sheriff's Sale of the mortgaged premises was postponed
or stayed for the following reasons:
The Defendant(s) tiled a Chapter 7 Bankruptoy
(/1-'6-03316) on November 13, 1..7. The Debtor was disoharged by
Order of Court dated April 2', 1..7
3. The mortgaged premises are listed for Sheriff's sale on
DICBKBBR 10, 1.91.
4. Additional sums have been ineurred or expended on
Detendant(s)' behalf. during the time the sale was postponed or
t'
befendantcs) have been qiven credit tor any payments that have been
.ade eince the jUdgment, if any. The amount of damages should now
read ae follows I
Prinoipal Balanoe
Interest
through 7/7/97
Late Charges
Legal Fee
Cost of Suit and Title
Sheriff's Sale Costs
Inspections/other
Appraisal Fees
Escrow
Credit
Deflci t
TOTAL
$28,6"6.11
15,lS16.47
137.80
1,750.00
975.91
250.07
0.00
0.00
0.00
7.186.62
$114,513.05
i
6. Under the terms of the mortgage, Plaintiff is entitled to
inclusion of the figures set forth in paragraph five in the amount
Of jUdgment against the Defendant(s).
WHEREFORE, Plaintiff respectfully requests this Honorable
Court issue an Order to the Prothonotary to reassess the damages
as set forth above.
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P"'~LL'~'''--
Attorney for Plaintiff
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FEDERMAN AND PHELAN
BYI FRANCIS S. HALLINAN, ESQUIRE
Identifieation No. 62695
Two Penn Center Plaza - suite 900
Philadelphia, PA 19102
1215\ 563-7000
ALAlIA I.ABOARO PARTNIRI, L.P.
Attorney for Plaintiff
I CUKBIRLAHD COUHTY
I COURT or COHKOII PLIAI
vs.
KURT J. .OURBIIR
LAIRD II. L!A8K
I CIVIL DIVISION
I NO. 9l5-UOlI
IDIBr or LAW IN SUPPORT or
PLAI~rIrr's MOTION TO RIASSISS DAMAGBS
I . BACKGROUND or CASB
Plaintiff and Oefendant(s) entered into a Promissory Note and
Mortgaqe Agreement, wherein Oefendant(s) agreed to pay Plaintiff
prineipal, interest, late charges, real estate taxes/ hazard
insuranee premiums and mortgage insurance premiums as said monies
beeame due. In turn, Plaintiff's Note was eecured by a mortgage
on the subject premises. The Mortgage Agreement indieates that in
the event Oefendant(s) defaults, Plaintiff may pay any neeessary
obligations in order to protect its collateral, the subjeot
premises.
In the case IYR jUdieia, Oefendant(s) failed to abide by the
Mortgage Agreement by failing to tender numerous, promised monthly
mortgage payments. Aceordingly, after Plaintiff determined that
Defendant(s) were not going to cure the default and bring the loan
eurrent/ Plaintiff commeneed a Mortgage Foreelosure Action.
Judgment was subsequently ent.ered by the Court, and the
subject property is seheduled for Sheriff's Sale.
Beoause of the exces~ive period of time between the initiation
of the Mortgage Foreclosure Action, the entry of JUdgment and the
Oheriff" Bale date, damages as previously assessed by the Court
Ire outdot..d and mUllt be increased to include Qurrent interest,
real estate taxes, insurance premiums, and other expenses which
Plaintiff has boen obligated to pay under the Mortgage Agreement
in order to protect its interest.
u. AU.I1BIIU' FOR .JlI!ABSI!lUKI!NT or DNlAGI!lS
The Pennsylvania Rules of civil Procedure are silent with
reepect to the issue of ReaBs~Bsment of Damages; however, Rule 1037
prov ideo, .. the prothonotl1ry sha U assess damages for the amount
whioh Plaintiff is entitled if it is n sum certain or which can be
made certl1in by computation..." In the instant case, the amount
to which Plaintiff is entitled is readily caleulated by review of
tho Hortgage Agreement, which is of record, together with the
Complaint which sp~cifically lists the items ehargeable.
Clearly, if Rule 1037 gives the Prothonotary the right to
assess damages for the amount to which Plaintiff is entitled as
sot forth in the complaint, the Court has similat' power to reassess
damages at a later date.
In addition, RUle l037(a) provides that the Court, on motion
of a party, may enter an appropriate judgment against a party upon
default; or admission. If the Court has the power to enter
judgm~nt, it certainly has the power to do a lesser act, to wit,
reassess damages.
It is settled law in Pennsylvania that the Court may exeroise
its equitable powers to control the enfQraement of a judgment and
to grant any relief until that judgment is satisfied. 20 P.L.E.,
Judqments Sec. 191. See also, Steohenson v. Butt~, 187 Pa.Suptir
65, 59, 142 A.2d 319/ 321 (1968) I Chase Home Mortaaae Corcoration
of the Southwest v. Gooq, 637 A.2d 22, 24 (Pa.Super 1988).
In Chase Home Mortaaae, the Court stated that where a judgment
has been assessed following defendant's failure to file a
responsive pleading in a mortgaga foreclosure aetion, a mortgagee
". . .oould properly move the court to amend the judgment to add
additional sums due by virtue if the mortgage's failure to oomply
with the terms of the mortgage agreement... II ls.L.. at 24. Beeause
a judgment in mortgage foreelosure is strictly .in ~, it is
critical that the judgment reflect those amounts expended by the
Plaintiff in protecting the property. See Meco Realitv Comoanv v.
Burns, 414 Pa. 495, 200 A.2d 335 (1971).
Plaintift submits that if Plaintiff went to sale without
reassessing damages, and if there was competitive bidding for the
subject premises, Plaintiff would suffer irreparable harm in that
it would not be able to reeoup monies it paid to protect its
interest. Conversely, a reassessment of damages will not be
detrimental whatsoever to Defendant(s) as it imputes no personal
liability.
The Supreme Court of Pennsylvania found in the Landau v.
Western Pa, Nat. BlDk case that the debt owed on a mortgage
chang.. and can be expeoted to ohange frcm day to day, because
Western Pennsylvania must pay expenses for the property in order
to proteot ita oollateral. 445 Pa, 117, 282 A.2d 335 (1971).
Beoause a mortgage lien is not extinguished until the debt is paid,
Plaintiff must protect its collateral up until the date of sale.
s.. Beckman V. ~toona Trust co., 332 Pa. 545, " A.2d 826 (1939).
Therefore, Plaintiff respeetfully submits that if the
enforoement of its rights are delayed by legal procelildings and
enfQrcement of its judgment, and such delays require the Illortgagee
to expend additional sums pursuant to the Mortgage, then said
expenses become part of the mortgagee's lien and should be included
in said judgment. As the Court indicated in FNMA v. Jefferson, an
unreported case a copy of whieh is attached hereto, since the
charges enumerated in Plaintiff IS Motion for Reassessment of
Damages were inourred pursuant to the Mortgage Agreement, ~nd the
mortgage had not yet been paid, said charges should be included in
Plaintiff's judgment amount. May Term, 1986, No. 2359 (CCP PHlLA.
19B6).
III. CONCLUBION
Plaintiff respectfully requests this Honorable Court grant
its Petition to Reassess Damages. Plaintiff respectfully submits
that it has aeted in good faith in maintaining t,he property in
aecord~nee with the Mortgage, and in reliance on said instrument
, ,........,
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FEDEJI/lr. tlhTlotl,\L 1.,ORTOMt::
MIlOClf1TlOi'l
VS.
JOSEPH JEF~ERSOH I1nd, I'
. ROSI! JEFFERSON, hill Ilite I
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C;OUI\'T 011' COMf',Cll nl~r,s
~KtL~.PI!r.PIIXII COJ.;/In
CIVIL TRIAL DxviSIOi'l
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HAY 'tP:IlM,' 19B~ I '
i'lO. 23&9 ':"'11
ORO~I\ r.ND OPINIOll
HRITE, J.
fea
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upon
,',NO NOH, thl&'~ 411yof
considefation of Plaintiff! Feder~l
HBt~onBl ~ortgaqa
Association's l?tttition for Re~onsiduation tlunc: L'ro Tuna cf
thh Court' B Order of November 7, 19115 and I:ho Answer th.,rGto
of D~fandant~~ Joseph Jefferson and Rosio Jeffe~aon, it i~
henby'OR,oERED and DECREED as'!0110WSII
1) Said P~~!(l,:~on is GIVJ'l1~DI
'l;~O
2) ~;iT{l:~"r,~~~,~;:,.~ ?rder at t10vcmbllr 7, 1985 i.'
REVERSED and ~1aint:iff~~ Hoti,Q~t'or RenS'5usmont,'of Dllmllql)s U
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3) Jlfag).ltbnt is hnrel'jy incrGlllM,',d to $t),U7.7L.
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GRANTED I
DecaUS<1 Pl/lintHf was requ'iJ:Cld to ac,:~pt CUrrllnt
mortgllgc p4ymentll uport tho f.tling of ,Oefltndanta' ba.nkruptl;Y
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petitioh and in fact did so, L~ Ls necossary to ~UnUSU$N
~he a~ount of dDMa9_' that initially wore ASlelKdd ~ftor
j~ld9mlJnt by dofault Willi' ontorad i,n thi6 a<:t:ion. BocaUSfl
Ocfendants havo not refuted the apo~ific amountli clllLmcd
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FEDERMAN AND PHELAN
By I FRANCIS S. IIALLINAN, ESQUIRE
Identifiee,tion No. 62695
Two Penn Center Plaza - suite 900
Philadelphia, PA 19102
11151 563-7000
Attorney for Plaintiff
vs.
IUIllT J. 80lJ'RBIBR
LAIRD K. LBA81t
PARTN!R8, L.P. I
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CUNBIRLAHD COUWTY
COlJ'RT or COKKON PLUS
CIVIL DIVI8ION
ALA81tA 81!AJlOARD
NO. lll5-UOli
CBRTIrICATION or 8!RVICI!
I, FRANCIS S. HALLINAN, ESQUIRE, hereby certify that a copy
of the Rule Returnable Date of SEPTEMBER 17. 1997 and a copy of
Plaintiff's Petition for Reassessment of Damages have been sent to
the individuals indicated below on Auaust 28. 1997.
ItURT J. 80URBIlBR
LAIRD K. LIlASIt
RDI3, BOX 110-2
N/It/A 3707 !NOLA ROAD
NEWVILLE, PA 17241
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Aluskn Senbonrd I'urlllers I..P.
vs
Kurl J, Sourbeer nlld l.nlrd M. Leusk
flllhe ("lurlol'Conllllon Plens of
l'umberlulllll'oUIllY, I'ennsylvunln
Writ No. '1().41 06 Civil Term
Tlmolhy Reitz. Depuly Sherin', who beln!:! duly swurn nccordlng 10 lull', MIYS on OCluber 9.
1'1'17 III 4:27 o'clock I',M" ED,S:r.. he posted the prllpcrly of Kurt J. Sourbeer und Laird M,
Leusk ulltD. 113. Box 110.23707 I':noln Roud. Newvlile.l'umberlund County. Pennsylvllnlu
with copies of Rlml Estale Writ. NOllce Pllster und Ilescripllonllccllrdlng 10 lull',
ROlluld McKillip. Depuly Sherin: who being duly sworn uccordlng 10 lull'. suys on July 23.
1997 ul 2:33 o'clock I',M,. E.D,S,T" he served true copies or Renl Eslute Wrll. NOllce und
Description in the ubove enlltled uctlon upon one of the wlthlnnumed dclcndnllls. to wit: Kurt J.
Sourbeer by milking kno\\'nunto Kny O'Brlen. Friend of Kurt J, Sllurbeer ut 3707 Enola Rond,
Newville. Cumberlund Counly. Pennsylvunln Its cllnlenls und ntlhe sume time hnndln!:!lo her
persollully Ihe said Irue und ullesled copies of the sume,
Thnolhy Reitz. Depuly Sheriff. who beln!:! duly sworn nccordlng 10 Inw. suys on October 9.
1997uI4:280'clock P,M.. E,D,S:r.. he served true copy of Renl Eslule Poster in the ubove
enlltled uellon UpOll one ofthc wilhlnnumed delcndunls. (0 11'11: Kurt J, Sourbeer by muklng
known Ulllo Kurl J, Sourbeer ut 3707 Enolu Rllnd. Newvllle,l'umberlund Counly. Pennsylvunlu.
Its Clllllcnls und ullhe sume lime hunding 10 him pcrsonully Ihc ;iuid true und ullested copies of
the snme,
R, Thomus Kline. Sheriff. who being duly swol'l1uccording to lull'. suys Ihul he served the
ubove Reul Estule Writ, Notice Posler und descriplionlnlhe ('Jllowlng mllnner: The Sherin'
mulled one of the wilhlnnullled defcndunts. 10 11'11: Kurl. J, Sourbeer a notice of the pendency Ill'
the uClioll by re!:!ulur I11Uillo bis lust knownuddress ul 3707 Enolu Roud. Ncwville, Pennsylvuniu.
This leller wus muiled under the dute ofOclober 10, 1997 und wus nevcr retul'l1ed to the Sherin's
(>nice,
R, Thomus Kline. Sheriff. who beln!:! duly sworn according to lull'. suys lllllt he served Reul
Estale Writ, Notice. Postcr und Dcscription inlhe I(lllowing munncr: The Sheriff lIluiled one of
Ibe withlnnullled defcndants, 10 wit: l.uird M, I.eusk unolice oflhe pendency of the uetion by
cerlified l11uil murked DELIVER Y ONl. Y TO ADDRESSEE. to her lust knownuddress of 3707
Enolu Road, Newville, Pennsylvania, This leller wus lIlalled under tbe date ofSeptel11ber 2'1,
1997 and WIIS relurned 10 the Sheriffs Ollice on October 17, 1997 with reuson checked
UNCl.AIMED, Leller Is herelo ullached,
R, Thomas Klille. Sberiff. who being duly sworn according lolaII', says that he served Real
Estale Wril. NOliee. Posler and Description In the IlJllowing manner: Tbe Sherirfl11uiled olle of
the wilhinnamed defendants. to wit: l.aird M, l.euk unolice of the pendency of the uetion by
re!:!ulur mull to her lust known address al 3707 Enolu Roud, Newville, Pennsylvunlll, This leller
was mailed under the dale of October 17, 1997
R, Thomas Kline. Sberiff who being duly SWOI'l1 accordin!:!to lull'. says thutaner due und
le!:!ulnotice had been givenuccordin!:!tllluw. exposed the within described premises ul public
venue or outcry ullhe Courlllousc, Carllslc, Cumberlund l'ounty./'ennsylvunia on Murch 4.
1998ut10:OO o'clock A,M,E,S:r.. and sold the same I'JI'lhe sum of$ LOO 10 Allorney Frank
Federmun for Aluska Seaboard Partners. 1..1'.. its successors und lIsslgns, It hcing the hi!:!hest bid
and best price received Illr the sume AllIsku Sellhoard Partners I../'.. ils successors rind ussi!:!ns.
being Ihe buyer in this Execution paid to Sheriff R, Thomas Kline. Ihe sum of $ 1164.45 il bein!:!
. I
,
bid prlcll poundolle etc. Sherill's Costslistlld billow.
"
,
_t !,
Sherllfs Costs:
Docklltll1ll
Poundalle
Postlnll Bills
Advertlslnll
Acknowledging Dced
Auctioneer
Law LibrOl'y
County
Mlieagc
Certllled Moll
Levy
Postpone solc
Surcharge
Low Journal
Patriot News
Shore of Bills
Distribution of Proceeds
Sherin's Deed
1993.94.95 Tax Clllhn
1997 County Twp & Librllry Taxes
30.00
,22.83
15.00
15.00
30.00
10.00
.50
1.00
12.40
9.48 '
15.00
20.00
6.00
233.75
204.44
26.97
25.00
24.50
338.25
124,33
$ 1164.45 pd by oily 4.6.98
I'
soons~~~ ~
'...t:r....y. "
R. Thomas Kline. SheritT -
BYJ1t~.. Jk
Relll Estlltc Deputy
SWorn and SUbscribed To Before Me
ThiS...l!t!Day of OfJ'" I
1998, ".P.~C. ~.~
Prothonotary
'I t '.,