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PIITSBURGH, PA 16210 ~CNII, PHONE (412) 360,4JOO JOHN M, M.N~I,I~A" Chi., D.puty lUGlNl L,COON Sh.,III PLAINTIFF CAGE N . .. - .. - .... .... EXPIRES, _ ,___ _._ _u_..____ 11 SUMMONS/PRAECIPE , : COMPLAINT ONLY QI NOTICE AND COMPLAINT 1 I REVIVAUSCI FA 11 INTERROGATORIES I J EXECUTION, LEVY I ] GARNISflEE I J OTHER....... ..._,.........._.__ DATE:_:-t{.g~.9'~aF7m ... .-.-- 19... -. ATT'Y. .. O'II~'Wlnt-~Al;ltt~Hf,"------ ::~'~PE ~;-~EAV~;E~~;~-R-6~~~;;~;~H ~;CI~RGE lJ OEPUlI2E-;~~E-;'~I~~~~!1f6EI2EO & SIORE - . -_>0--.--------.- . MUNICIPALITY WARO/CITY WARD ~J.!Y,~!..SI)r lng, Tow".h II' VS, DEFT,'\:JlI~~!"I}h'/r ;" )\rq;kllinn /In~ l'l!~rldu A, Ilroek'tUl1. =~llr.jJil~ '~"I'V;' P-illddJl/l,ilr,}cklnu/1 OR UI1 udul t 'm1lln:b"r-ot th" hmH, ,,~th'whom 'h~ T".id", Ill\'''" ~~1Ilt: ._~~U ~;oFm" d~p Im~. ~~ f Mb~h~~~' ~~II:~~l~~~Y/ f t ADDRESS -..;1.;& ,W.,,,d.. Uti...., b(....IIl..ai.abutS, VA .17055"26:.14. Now,.________..______.._____.._______,,_19___._~ I, SHERIFF Of AI.L~GlJrrNV COUNTY, PA do ho,.by d.pu,... tho 51'.11" 01 ~ _ .H_'_ . ._..~ __ ____ c<'unty to G)lO<;t~l. lhlll WIll Ind mak. '1lurn Iho,ool according 10 law, HOTlI ONLY ..'PLIC....LI ON WAIT Of OICUTlOHI N.'. WAIVIR 0' WA,TCHMAH. "'flV d.puty Ih,,'" IIvying upon 01 .nl&Ct)no Iny prop.f1y ur'ld" 'I'Ilthlnwnl may lel"ll ..,ne Vll'llhoul. ~'Ithm.tl, In tUllody of .hom.....' I, found In IlQ.....ilJll, ~P\Il' nO\.lI)l~ plllon of Iwy QI .l1achm,nl, wllh oul hb11il) 011 Ih. pill or luth dtputv n..lin lor "'y lou, dMltuclion Of '.mOYII 01 In)' luch p,op.f1y b,rulI Ih'l1l1', nl, Ih"ool Seize, levy. advortlle end 1&11 all tho poreonol property 01 tho dofondant on the plomleos located al:,,____ ..---~~_.._-.-----.~-------- ...............-~-. MAKE MODEL MOTOR NUMBER SERIAL NUMBER LICENSE NUMBER --...------- ..-.------ ---.--- _.~.--_..~_. - ------- ------ ~---~-_...------- ---.-- - SHERIFF'S OFFICE USE ONLY I h.'oby CIIITI,.., .1Id ~JTU~N lil.' on 1M ____ d., 01.__ - 18,_ " o'clock, "~4JP,~, "dd,... "~~"dd'.u B,low, County 01 ""'Gt'l.~. ',nn,ylv,nll I twi. "flied In It'l, mann" DtlCrlbld bt~:___n_______ o Otf.ndll"lli'l ptrlon,lIy tiNed, o Adul ramity m.mL..' wlln .nom Mid ~r.Ild'nt(.II"ld.(.I, H.m. .. n,l'hOnl"P o Adul In ch.rg. 01 D.I.nd,nl'. ,.Id.ne. .1'10 IIluted 10 glv. Mm. 0' III'lion.hIP' o ....nlQ.'/CI.1il of pllC' of IodQi~ In which D.r.ndlnl(') ,..ld'('I, o "g.nl Of p'J'IOn In charg, 0' O.,.nd.nt(.) once 0' u.u.! pile' 01 bU.ln... a OIM'__ a Property PUlled D.r.ndenl not found blC'UI': 0 Moved o Ce/tlfted Mall 0 RIt'IP'____ o AfGulll MIU Why o Unknown 0 No An""" d Errv.k)pt A,lu,ned o Vacanl a aiM' o Ntllh., RM.pl 0' '1'IY.lopt ttIUIIMld: .lil tIlp't.d You ara heraby 1101lllad that on Sale has been set lor Add, cost due $__ ATTEMPTS , 19_ levy was made In the case of, , 19 , ut _ o'clock, ---1 __.---1 EUGENE L. COON, Sheri" By___ Doputy DletrlcL. . ,., ~ _, f',. II , ("",'" I' ,", r ""...., , , , , " , ,I I! 'I 'I , , '1 , .1 'II " , I, ,I , " , , I' , , " , , " , " " , I' i; " , , " 1 , " ,.., 'I , " " , , " 'II " , , , , , , , EXHIBIT liB" 1!' 1,_1 i I,.i jl 'I 1:~!: " .1'11 '" ;/j' ~i_ ~ f;'l :J j 'I ~ I - I /n /\ ',Iilll ;1: ,~ I , , , 'I 'I dl , I :1 , I) , , " 1.1 I I " " 'I. I " I, , , , I, " , , I , 'I " I I " ,I Ii " , " , , " !I " i\'1 :1 I, , , , " " I, . , , " Ip , I " " , , " , ' , ' " EXHIBIT "e" 11, Ellaminuthlll WUK IlIUdll ul' thll MechunlcKburK Area Telllphllll11 Dlrectury; hOWllwr, thllre IN nO list in!! Ibr thll I>el\:ndullt, I'utriciu A, Bruckman, d, Hllumlnuthlll 'NUN llIudc ul' t'ullIherlund Cuunty Vutcr Rllllistrlltlun RecllrdK which lndkutlld tlmt Del\mdtllll, I'ulrlciu A. Bruckl11un, IN nlll relllsterlld III Vlllc, e. A computer seureh ul'u nUllllnwlde llIe lll'uddrcsses IINted Def\mdunl'N uddl'CNS ul' 228 Woods Driw, MeehunicsburK. l'ennNylvunlu 17055, 1', By leller dOled Augusl 7, 1996, cllunscl l\lr ChriNlophcr Brockmnn udvlsed I'loinlltl'lhut Mrs, I'utrlciu Brllcklllun wos represcnted by Nol'll B1ulr ull',O. Box 6216, UUlTlsburg, I'cnnsylvunlu 17112.()216, Iluwevcr, MN. Bluir refuscd 10 accept Nervlce. Flnnlly, amnnl dllposeN und SUYN that nncr thc forcgohlK InvcsllKation, the exact whereabouts of Dllfendnnt, Patrlcin A. Brocklllan, rCl11alnN unknown to Ihc Plnintlll', O'KEEFE. GRENEN & BIRSIC, P,C, BY: ~ / ' c: C# ......4>-- Charlcs C. Cusalnova, Esquire Allomeys for I'lalndtl' Onc Gatcway Center.Nlne West l'illsburKh, P A 15222 (412) 281.7650 Sworn to nn subNcrlbcd hclilrc me Ihls.lr.~ny llf)J~ , 11)96. . / A _... 4Jd~[~f{/{{ It-~' " Nnt.rll' Sonl JIInIno A WonZlO Nulllry Publlo Piftllburgh, Anl~t}flny fA)IJnIV My r.l I ,~'tllr.slon F.'PI'I)1\ NllV :/0.2000 enliim: ~I!nrl~~rv,lfll,' !i~n( nllnn 11 0 It n '" (1 ,) Pottm....,l \' (_~' D.,. .M~,.ho...\.~,'-L-" .r.J)~ 7e.., \ C~. ...... ZIP COlH T \.dq I <'Ie! "'llute1 '0' ell.no' ., Add,.... If 10.11014., Inlorm.Uon Nudtcf '0' "Nlc. of L.g" 'roc... I P"'M fI.lmltfllh. nr;'Odrll,' Ollh. n.m..nd .tr",.ddlffl Of. boAAolo1.~ torUl. lo"owIng: HI,",: !6..icIC$J /\\ ~-l(C)~bY'((J/\ MdIt... ~J.cr::; Ll)(,IO/)'JI)(<} I''/i... NOTl: n.. II.me .nd I.l1lnOWll ~J101r''\~ .,.. I'ttlll'"," 101 (Il'''QI of l4d""lnfonnlllGl!, TIll lI.ml. " Mown, .1If poll omc.lIo11 .lIdrm .11 requlrf<lIOl bo~hold., ,,'$rm.tJon. The "lOWIng Wonn.llon I. provided In .cxord.J\C4 willi U e,,, HU(d)(I)(ll). TIlt,.... no ,.. ror provtcnne boJCholdtf ~r.,m\ItJOII. 'nil II' 'or provld1rq dI.rq.. tII .M'~~' Inlormatlon "w.llltd In '<<ard.nel wM n CllII 2IU(d)(t) .nd (2) .nd coml9ondlng AdlT'inl.c"W. Support M.nu'l ~U.c. .nd II. t. C~ of feque6t'!L',O.. ~u 'f'" ~om'YI pI~ I1P/1Hr&g hImMIO:--':" l~b,oj e..~. IY (1' '(iY (~ ~... 2. """. orreoul.,1ofI llltt ImpllWlll'!\ m.'/\ ~rv. ptCl".... (net rlqulttd .,.~.n rtqu.'IItf" II' ttt.ml~ or. P'rly .cane C" .. . IkOlpl · corporation .dlng pro H mult tAl ' ~I . , . (1 . ,. T1Ie~ ol,"'lnown Pin'" 10 .PIt '~~1II1M: ~ 1\ ~L l/,~~"J} I IJlor\~l?\.\' \-' l l)lvOt ~ ,""\ r. c (-t- , 1 4. TII. eowt In \Itflkh ~ (III II.. bftn Of wll be II.~rd: , . b- , S (, S. TII. doolltC Ot oeMr Idenlltvl/\g IIUmb<< if MIlIlA1 MAIl ~"Wi' 1 r" 4 r ((1 I . ", t. TIlt ~piI<:Iv In wlIIch UlI. lndlvldu.111 10 b. liNed (,.g, del.nd.IlI or 1\ ,~ A "i ~- ,.u.{'(t\aD~~ WAMIHn T..IWI-.1ICtf 01 '104.J11H'OIIMATIOII TOotTAM AHO '''I CM/lOI 01 ~'IH1OMAAT1ONOlllOllHOI.C(IIIIN'OIlMATIOII . 'OftI<<Y PIMrOeI 0THIIl 'j}WI T1f11l1llVlCl 01 Ll0A4 ,,"OCUIIN Cl:*lCC'IlOH WITlI ~ 011 ",o~ LlTlG4TIOII C<<A.D ......, Ie CllM~ '11\,A~T.'I'fCI.UOthO A f1HI M '" TO ItO,LOOO 011 ""IotOI'4J(T 011 Q) TO AYOID 'AMNT Of THIP. POA CIWIOI 01 ADO"'" HC~TIOII M HOT IIIOAI TlIAH I YCNl', ~ IOTlf CTmt II V.I.C. IICTIOIl1001). , oerIIIr IMIt tile .bow Inronnaton 111M .nd "'lithe lIdcfrwlnfonNtlon II ntlded .nd wi! be lIMd lCIe1w lor .. .,..... In e<onllldlon VIftIIlCtull Of l>l0Sl*t!v. .Iglllorl. , 1 O'KWE, GRENEN & BIRSIC, P,C, Add".. ONE GATEWAY cmu, NINE WEST PITTSBURGH. PA 15222 ~.IIIt. ZJII Code ,6i POI' Omcl Uti OM-Y _ No ClIIIngt of .ddrtu O/'Cltr on lilt. NI!W AOOAl sa or SO)lHC)C.M". POaTM.WC _.... MCMIft .ldchu glv.II, NAMe.nd STREET _Mlt'VId,1Ift no fOIWanfng lddrIu. _No ... edchIe. (~ ri: C" I'::: ~;' ,~ , .. "1 f ~l~r::,' .u 'J;'I \r' ..,,; i'" J ::~I .-" U.. (j ,~r,J ':7' ~< C'\ 'J ;: ~ .t , r li'" \ 1,!'1'-;J \1~I' I /. , I !n) \\,\ ")(;1-.' I' L....... t !~ " ,0 U \Jl t~J " :1 .......-_~,~:,-,-.." I. " 1:' " " - i1 " I I " I I " , , , I 'I " ji, I' " " I, , , I , Ii , fll fl., ;j 1" , , ,I " ji " I . I I I' " " I , . I " , . I " " , , " , " , " I'J " Ii, I " , , 1-....' ."..("'. ....,.r.-. " !i I 1,' , I 1'-1- 'I:\.. !i ~ It " '1 I~ ~ , I , is marked IIlI Exhibit" A", allached hereto and mllde a part hereof. 4, On April I , 19M5, 115 securlly Illf' pllymcnt of the IIforesald Nole, Defendnnts made, executed and delivered tol'llIlntltl'lI Mortgllge Inlhe orlglnlll prlnclplIllunount of $68,000.000., Ihe premises hereinllner described, sllid Mortgllgc bc:lnM recorded In ,he Olllce of RecorderofDceds ofCumberll\lld Counly on April 2, 1'I1l5, In MOrlgnge Book Volume 774, Page 126, A true llnd correct copy ofsllid Mortgllgc cOltlllining II descrlpllon of the premises subject to slIld MOrlgllge is mllrked liS Exhibil "13", ntlnched hereto IUld mllde a Pllrt hereof. 5, Defendllnls lire the record IInd relll owners of the IIforesnid mOl1gllged premises, 6, Defcndnnts lire In defllult under the lenns of lhe nforesald Note IInd Mortgage for, inter olio, fllilure to pay the monthly inslilllments of principlIl and interest on said Note when due. Defendants ore due for the Jllnunry 10, 1996 pnYll1ent. 7. On March 19, 1996, Defendnnts were mailed n NOlice of Homeowners Emergency Mortgage Assistllnce Act of 19M3, in complillllce with the Homeowners Emergency Mortgage Assistance Act, Act 9101' 1983, True llnd correct copies of said NOlices are marked Exhibit "(", attllched herelo IInd made II part hcreof. Defendant, Patricia A. Brockmnn, tiled an Application for a Homeowner's Emergency Mortgage Assistance Loan but Wllll rejected, A true and correct copy of the Notice of Rejection is marked Exhibit "0", lI\lached hereto and made a part hereof. 8, On March 19, 1996 and March 29, 1996, Defendants were mailed Notices of Intention to Foreclose Mortgage In compliance with Act6 of 1974, 41 P,S. 10 I cl scq, True and correct copies of said Notices ore marked Exhibit "E", attached hereto and made a, part hereof, 2 ADJUSTABLE RATE. ,On: f')< ~ , \ NUTln 10 .OIllOW',', 'rill' NOli CONTAINI A nOVlIIOl'l ALl.OWING '01 CIIANIlII IN TlllINTf.RIBT IAn, INe...uu IN OfllNnlUT un WILL IJJlIJLT IN 1II11IlUl '''VMINTa, OleUM.. iN TNI IHTIIUT un WIlL nSIJt.T IN I.GWr.ll 'AVMINTS, " "...,,~~rf,l, Il"'I' _"., .t."" "'" " 11,1',~~.., ..v C""....\II'd, PA .".r"'HoJ},;,r" ., "II""""""!!I"""'" "Y ~.~ .!fl~, "~'J lI,O,Q41, P.~IY", .m,~~~ ,~Mlp.. ,~WJ, ,"'F"~~IF,~~Y'.. ,'^,' II.Qll,.."""" '." ,~"""'" no""'y,,,dJ,./I OJY SIIII ....". I, ItfJ.ROWEI'!ll'llOI\fISI: TO'" \' I n 00 I. ..lu'lI '0' .10'" Ih..1 h... "",I\'td, I p,o..lIIlo po~ 1J,5, I" ~.."~qTl,,..,..,.. (lhI.._ will bClaO.. 'prindpol"), plut 1111....1, 10 Iht Ohlel 0( Ih. Ltlld.., Th. Lt,,,h, II eCNI......, N,A- I ulldent.lld Ihlllhe I..ode, m.~ I,,",'..lh~ No.., Tho 1..,"", 0' on~o.. who'.'.lhl> Noc. b~ 1,...,.,.,,4 who It ,"111104 10 ,,,,h. pa,m,"u ulld.. 'hit 1'101...11I 1M cal1.d IhI '1'1... 11014..,' I, INT.-1ST 1111""1 ..III be <M,,<>l Oil Ih., p." 01 oUIIJ.ndl", priMlp.1 which b" 101 been plld. lo.....lIill " <...,.d "pIIIII"" 011 I'" d... I rrcdv, prlnciplllnd <.IIJlllullI, uollllhe foll."""'1ll o(pri"f!rII....IVlI Iw boon poW. l.pIIIIIII' O. lhe d... ollhlt Noe., IIOiJI po~ 1111....1 .1 . )'CIriy rail II ,.."........"" (Iht '1IIIIlaIl._ R."")' The 1111""1 ,." Ihall..IU p.~ will <h... III .oronIaOOl wllb Scalo.' oIlhh 1'1... uIIIII..~ loan It p..1. IlIlIr10l ,..,.chan.. ml)l Q(C\lr on 'M .,l...t,. d1r oflhe moAI" ....aiD,;,.. OD ", . "",,.w;U , . .\.."",.., ,.,.'",.'..,. ... I 19 ,~~, , , ,.od OIllh.1 d.~ ollh. mOlllh .wry , , , ~~,~l VP, , , ' , Jllonlh.INrulll1, Euh.w. on ..hlch I'" tll. 0(1....... m., ,hi... will 1M ulkd . "Chan.. 0.",' J. PA VMENTlI ("I "... ond PIo.. 0' ..,...... I win pa'j>rindpallnd 101,,,,, by makin, pa)'lMllu ""y 'QU~"" d.)', 1\I'III...b.., bl....kl' POyall." boallllll", 011 .. , .. ',~~rVMY , I., .. , .. , , .. ' '. 19 ",., '. tnd coodooi',M.,. fou",.. d.,. IIlI,aft.. 1 wfllakt Ih.. p.~.1I1111 uII11I1 uve pald.n 01111I prlllclpolln4I.II.......d .II~ other,"',.., d,,<rib04 ~~loW,IUll...'.... und., II1lI Notl, I .111 p.~.1I ,wnoIhalI .... underlkla N.u no III" IhI. ..... ,~~l~..l,., ~1lfI:\......,..."...., I"", ""1 (t.hl -nAil pt)'l'Dlnl &fa"" 1 win male.., hl....kI)'po)'11llnll.lllll.ld.. 51...., N",CuJllb"lIod. P'o",~lytala 11070,...I.dl"..... pl...l1roqulrcd b~ ,''' Note ltold.., (') ....0....... ,.,.-I.Wo.. n'7 "rt 0tN I ha..,h. ri.hllo make pa'm.... ofp,lndpal aI u~ II... belo..I""." dOl. A po.......1 oIpriroclpal Olli~ It known,," "pnPI)'l."',' Wh,.1 mak.. p"pa~'"', I willlllt,h. Note HoldorllMillnathl r..dol...., J ma,...b I ruu p"p.y"'"1 0" penial prrpl~O\"" wil"""l plJI"""1pcll1k" Tho NOIIlloldl< wtll_ all ol..~pnpe....,.u 10 rcdlltllhu"ounlofprlllcipollhall owe und...hl, Noeo, I" l1lIu.,."lol prtpo~-'I.......I1Il", .. dtltp I. I"'.. d.,. o'm~ bl"..kl, p.)'melll. UIII...IIK Note Ilold."..- La ",111"10 Ik..dtla)'l, M~ parllaJ p""."..111will red... IhumoulI' 01 01~ bl_kl~ PO)'meOI. .n"lhe 11 rot ell... o...'on..I....',.rtIal pnpt,....~ lto....., ..~ red~ du.to .., perU.1 pn-po~mc.I"'~ 1M alT.. by .. Inl_ rol.lac_ (e) "........ ofllwHbl, ,.,- "'~ InIllal......kl~ po~mc.l. ""I'" 10lhl ."OU.' 01 U,S, I.. ,1""U, ..,.. If lIwo latmtt ..lelhall po, ,Iloqa, lb. 1_ 0(." bl_kJ~ po,....... wlU........ ,_.. 10 the 1111_1 ....lriII ..aIlla IlIpcr po~ (uala...~ p"po~.......Ii""" lhe IUI Cht... Dolo oITlI\ tbo 1.......10 .,~bl-u, pt)'IM.u). Doonutt 10""'....... ....lIia /'ItuII I. loww "')'mel", The UIIOWII 0'01)' bI-u, po,",,",U .Ihm,." ouIIW.IlIo....' I\~"'. fa raa hi .ubttl.llall~.qutl POJ'DIIIIU b~ lIwo lloa1 po)'Dft1 dale, In .uJ..lhe W-kl, ,.,_1.- ..-Cllutt Da\I,'''' Noll lIold.. wlllaaulnllutllle Nolt In..,", ....lIiD "'" ehuat -.J. prior 10 ""' IIntI poyrllllll"', lDl -"'..,.- n. ..,..., bl_kl~ po~menlllo bt mode""""" IMII......s.., lIwo .......~..04lldlae lilt __ '" .... po\'ftllnl 011 "'" da.. ''''1 _MId po,...,", II dllC'__ .I.....llo. _ alalll..., ""' Ianvft, willi ""' LtMe" Jr'h. JIo<,o_ ,.llt 101lli...1. .lIalltlldloo _"I \I'I1b'" Lt......od'.. CIllo to ......1a.lorIt_la ""' .....U.t lulI1ctonllO ....h Ih. po~.."'" ..1104 ,.. htnla ..11m iIIW ,.1MI1t... duo, the .OHO.... ,W'" III ..,.... und.. ""'.... of IIdt 1I00..nd t.bt ....OIponrl.. _.... and the L_...,....... .a..........kIt 10 II _. dol...k ,17 Ih. uOl\IIIo. 0( \hi. d"ul1llll~ Ib Ionv_ .....~ IIllhoriDt ... Lt.....1O dtd.... aU ,.,..1.. Nq1Iirod.. IIII1l14c by lhe 10......' und.lhIt dOCUllmt '_lilt .......... .-10. _1I&1...I...lIitlllhe ........, PIInnlAII. AID 11" lllllY-AlM1A11IIAR ltIoII'm-IIlI__...._ '. ... onua, I,UI t1IANCn 'A. n...... A.1........'" tho Ialtfltl ,.1..111 bt...... on dII... I. .n IIIIIIItI,,"l111.. .1oI'hUI....Iltd'~..,._. .....,...ult...~I..IN.._,..'1 III Dt "Colli"" I...... -'''. l'IInlll.. Ii P,..to..l~ OmIplId Ho...... Nllloul Aver.. rot all Mtjor l)pIt of ~~Io~"~~"'"ClAW ~m~ tOlll1l, ~:" ,::~. ....l.:!:~~' .l. .~~.I,~~~~~.~~~.J,.. ~~.. .~~~~~~~m~!~~~~~~~,~~~~~~~,~~~ D' 'U...lili....lOllD lot IlId..l>tllabk ~~ lhepubti.her. Dl b)' .o~ ""_I. 'btpublilher. Ibt Nolt 110.... will.. 1M Holt I.....'''.. ~ Ntaa . _,.,.b" Ind.. (II ....... "ow ........ .... r..tI'" ..leu.... ,.It.~. NDltUDloIcreUI oIt..tllll.."",..."", booM.. Ull....Ind.. n,.,. .....tho o.rn.t IIllIM fIaurw. Tho.... IM"1\plt It '" .9...q~." ..... Com., I'" n'\II1lo Illl "oil ~II"'" "'"" ...Ilable" ~Jl.,..., ..."'no.lo_C..... O'..,Ulb....DW orlh......It 1_""".lHl&hlb 01_,......... poIlI........... "'~ bt .........,. IMO, Ir Ibt .1Il0u.,.rab. .......It -..1"" ottone plrwalq. polJIl DIlDO'" lilt H... H.... ..w hlUIld 'h. ....... 01". "'- 10 ,h _ ......iIbIk 01... _..... point. IrLbtCllm.llodu /Ip..It.....t1ha........ /I.d.. lito... Lbt HOlt U.Id..wIII.d4,.. touodod_oI lb. """10'''' ILItltI 1tI.... bl., UthoClmlllo4ean,u.. It _lilt Ihu lilt ...,... 1Iav...... Note How.. will nbllld ..._nd...._ III....... r...lh.l.hlal...._IIJ........ tlIIuh ""blt oddhlon Dr lIIIIcrIdJo. will.. ,.. ....11.....,......, UIlll..It.. c,,",,-, ",__... B... lAd..n,w..... "'C\&mnI'...n,w..n.r r.....I...1Ilt IlIlIlal ~.. .... will bt Illl pI'IIlnlI...,...., /aM..,..... W...."IItm.,.."...... AM.. ,,*"11 ,.,,'....... r-.... .,.,......1Itm ....,..........W..,....,1 (I) C Ifllllo bo.ltcbocb4, Illlro will bt DO......... Ullh.1 "".....In tbo~ ra..., ordo_n. ......IIIIJ rail will III 1lll_1oIaat /lit. (2) 1111... boa ...........Ihr 1_.... "'1100\ "chI.,.,s by.....\IIu.. '*.... _'""...... .....,CknIt Dolo, n.HoIIllold."rillu)lllllb. ,rtHnllll}' ra,. ..LbtI'........II...'-.... will.......... .11Io "'11IniIt, 1be _ ~ 11II iii "Iutll" flpn thol..1lIII r.-1IIlI ~u""'""'" pnIIDlo&Iy nil. lJ) II Uthltbo.ltcblbd,l...lIIIcral,........ __,!"""lIw" U,,",., ..........,.1111........"'" lollWI_...._thtlIlbtllunot.......r...loulhon,;: .qVP,.;. ,.,.,..,....,....lIoJ."I..IoIdoII...ntl..... (e) ..........DIloollllu.. ., .... IIWltII..1"II ll'iII__oII'lIdh. DO lilt ...1 0.".. Dolt, U., ~ ..~*-.. .- 01. .11I...10 ........... ,....., W_kly ,.rual will ...... It '" .hllnl bIwtoUr..~ ....llIar "'" 0...- Doll. (P) H_......... ..... NOlI U.kIa oW MIl me IIlDlloc by n", dut ..u .. ....11hIrt' l/lIIoo ..." IlllI rlll1y.ll.. dtyt ....Ilt - a..,.. DMo 1I1lll1a_ ....It I........, 11M _ ..w........ or. (I) ... _lIIorIIl .... II.., Iooa; (I) ..._orlll/_W~.._~0n4 (II) "y oddId...I_.."...... Lbt HoII Holdcc.. ....uhd 10 dltcloot, .. IO"O~" r.w.uu TO rAY.u n.oU.IIII (A) ... CIlup "" 0....- hlW'* "'" NOlI H.........ol...... doe MUIID....orlllJ orlllJW-.lJy..ywtU~III..Dd 0( ,......... .....- ...,. a/loc ... oIaltll II d.. I wII .., . .... "'"'" 10 ... NOlI H......, ..... _ 01... clwJo will III . ,U". , , , .. of.y ...rd.. po~1IIlII 01 priod..h""._, I will p., 1It.It.......... otIJ _ .. ..~ Iall..,- (Il~ UI ,"_ ,.~Illl rlllJ _ 01_ bl_kly ..,..- by'" "'Iu..ledlllltcdet l(A) &bow. ..w"1e .mull. (C) Nodot._ HoI. ".... "I.. II doI..k, ... Hote Holda ..~ _lid OM I wrlum ..Iict ICIl.. III IIItI ~ I do "" ,'y Lbt..... .- by.-.........Illl NOlI D......., ....obo..IO..~ lm_cUllot, IhcMl..._tlprIodptl.........1II batn..I<I'" olIl1ltlllttlll"htl I .........ImoWll, Tbal..... _ bul"'" JIIdtyt .n.,..................DOdot i1......._ 1- II, II .Ilmt .... I ..1I_u'~ Illl NOlI H..... d_ DOl lIlqullc lilt 10 ,.., '--"ill'" I. till. -.u..d...... .... HOII BoId...1Il tdIl.... IIuI rI"llo do ... If J III lit oIar.oll . laIC' tIoot. ,.-... _....~. ,.... II..... fti ~." """". M4........... ""*& .. ~... -.I...."" - . , lUl p.,... 01 Nole 11.14.'. CotI. .114 10..- 'IIh. 1'1.1. ".Id., Ilu ..~ull.d 11M 10"" Ipuurdl.IIIJ I. filII II d_lbwd .bow, Ih. NOI.II.I"".,II UIW lilt tl,tllI ~ 1M '.Id....h b}' 01' f.r.1I III ,...01\l......,,,,.1Id ..pt...I.W"II.1 no! ,.ohlbh04 b, ."u..Wtllw, n- ..pt......, 1...lud.. f.. ..."'pk, ,..._blt .110"",,' ,.... .. W""vtll' A.'ollt.... tI,"' Ihl. N.h 10".."" 1I10..""....1te (\.....n.... "tado,...,..lw. 1ll1I.1. n.hll, nOM ~ .n (AI I" ,Ithl.. l't'!.I,. \II. N.II ".Id., 10 4un.1Id ,.......I.hm.u.lld... 011"'..... "....Im..I'.ru1 (111M riPt 10 ,,",ultt IIIe N... "older 10 liw ...~ 111.I1"'..." d... haw........,.1d (\...... u -.oli.. 01 dllll-"l, 7, GIYING 0' Noncu blllpl '.,Ih. ...lo. ",.vl.lld I. 15<<11011 4(0), .., ..liOllhal mUll be ell'l. I.... ulld" Ihll 1'1.11 wUJ be 11- '"' Il\tlll", II ,",.ortlnal DIII!."'II ..d,.. ..III Ix .dd,._IIOJ1K .llh. ....p<rt, Aoldu",bo", Noli."..W b. DI.11ed I.... .1 . 411f'I'UI.ddr...lfI live the Null ".Id" . ..1101 .f III' dllT,,..,1 odd..., A., .Olillllll.ll m.1l bo .1,..1. II.. N'" lloldor undorlblo N.J. wlU bo Ii"'" b, IIIIUI",1i b, ""tin'" ...11 10 I'" Noll R.W., .lIh. 04d,... ","d In Be<tl.. 3("" .bo.., 1'10111". will bo ",.11ed III 1I1I 1'101' ".Id" .1. dllT....I.dd_lfI ... IIVIlI. ..li.. ., lllel dUr.".I add..., .. lIfJIPONSIJILITY 01' 'USONI IJNIlIR nlll NIITI Jrmort lhan... ""...,I,Nlhlt 1'1.'., "oJ. of.. 10 f.Dr.nd pc,..n.II,.bUplld I. ,.,lhcroll.II1.U.1 ow... ...... haql.n.f Ih. ,r."" mod. I. Ihl. N.II, ...., ,IIO,..lor, ,","CI', ., ......., .flllll Nol.I..1IO .>1>11..1'" 10 d. U- Ihl.... Ill. NoU "oWor mo, ..(.'1ll11I ri.hI. W>dorlhlt Not. .pll\ll..do .,..I.dlli4..U, 01...1..'.11.'..1......, 'l\Ia ....l\Ilh.1 tn, ... of o. ..., be l't'!olml.. ..., .. 01 tII. .m..nu ....d .noIo, Iblo Noll, ...., pm....1>o "h.. ..., "" ,1.h..o,.b1I."I.....drr Iblt Nol. 'Oill have.U 0101' n.hll.nd 111"" h.,.U 01,., pro"'. mad, hi lhlJ NUll. AlI~ptnDI1 WlihuLda IJwrlhlll.hu QrobUaalluNOrallJlnnlOt, lutdllorrnliotw tllblI 1'101.10 .... .bllplld I. u.p all., the pl",.I... m.d.ln lbI. ""..., " LOA"" O''''ROU II 00.1d bo 111.I1 ,bill... II l.bJe<t IQ .Ia.. .hlch ocu mo,lro.OII... ,tw....d IbAllt. ~ 1.,erp"I"''' \MIl" lnltrul or olberl... .bUIII oollcmd or I. bt _,'II I. 00...0:110. 'OiIh !hi. I... ...w .11_ pcmlolld ijrnll.lflhlo.. Ih._, Ihm: I"') .., loch I".. .hIrt.,h.U '" ""'llcDI b, IIlt.....unl ........,1. ..dDDl'hcchtrp IOlh. pu..hl"""~ ..d (1)..,.....olno4'o:.ol....o.l ".m me ..bleh ..."..lId ",mlll1l1d IImJlIlri1I bo m..dal J.IIII, ThaN." 11014"., .hoott ,. ...h.lhIt n'lInd by ndud", Iht prill<ipal I.... .n4trlbJa N...., b, b1IIhl.... dlre<J ...'....11."", If. rd..d "",... ,ri.d,.~ W ""'....,.. 'OiD be "..I"'.'. partJ.1 pn:pay,n<et. ... ntlS NOn SIC\JalD IV'" MOllTO",OI I. .ddlll.. I. Ih. .,.".11... .Iv.. '0 ,h. "".1. Rold., ..d.. Ibl. H.'., . "'.n...., d.lo4 .. ,H>,r,H, I...""""",,,,,, '0 19 ,~~,., ,,,,.I_lhaN... lIo1d"rrompottlblol.....hl,hmlthl...oIIlf1101lOl k.,lh.p,...I..""I.h I.."lnlhl. 1'1_ Thai ",."",.d"C1tbaho..ndlUl6rr"""loondl~o..1 .11'''' requl""'''' m.h I,.modl.lo pa)'mllnll. run .,.. .......nl.I...II...IlId., IhI. Nol'. 011I 0I~ ooodlll... "1.1.. '" ..,1"". ~ Ibt "......y 00V\'I1Ill b, 1M "'.IIP., In lhal ....,d, Ih. "'."... p,UYld..1ll part...ph 11, 11, TrIllO'" of I'" rropenYl .....mpll.., 1f.1I ...., ..... 0' tIN r"",""y 0'''' I.II,..IIhonl. ~ toW .. "'lItftmd b, ........, wlllloul Lmd.t'1 prtor ",tllaI '0...1. .""bll.. (.) 1M .rull.. 0' . ... Of' ----- ..~II\III '.lhI. "'."p,., (b)lhICrull...,. pun:ha.. ."_7_tt, Into",,1 'orh....hold .ppllo_.(.).1tNlItar ,","""., .,.....1.. '"' .'...II...r....poII lhedoalh oI.JoIn' '.....1 arId) 1M "..I.r..y Iooad>old IIll.tn.atw. run Of ... ... 00IlI&l.1., u .pll.. I. p"rclwc, Londtt moy, u Lend.... opU... doclo,. .. ... ............. ..,.... Mortal.... N lonD*lI.lIIy dllO.nd p.)'IbI., Lmde, .ho11"'w wolwd IlICb .pIIo... _k....II, ,rior "'....10.. IInol.,. ....nd. '"" 11M .......1. .11010 lho r....rt' ~ ,...."'''' Of' ...,..,.."", _h..,.....ntlll wrillllllbllbulllllll 01....,...0.1. .IIoIO<1./1,.......,.nd IIloIIIlt lolcnn 1")'1.... 0.1lle I...,.......... b}' IhIt ~.rt... 011I"......... rol... ....nd.,.W req.... Ir,.eM" hu ..I""" lhoaplloe... 00llIlarI1. ....w...1n IIt1tp......ph 11, .1llI1l........ _ III IAIlntI hu ........ . wrine "OIpll... _...1 _ptnol III writl.,.., ....., IA. obi ....... \IomIWtt r.-.. obllpllo.. ....Iblt ........ IlOII 1M H.... IllAlllI., ......IIl.h 0,110. .. .........10, l....s.. tII.II.." lIotTowr .01100 01........11.11 ,.......- with ..,..,.,b 14 ....of, lI4Ie' ...100 .hall "ovlolo . pori04 ""not ... I.... JO d.,. r_w d...lb. notloo It 1lIII.... toII\lI..h.......-...V ,.,1"'- d....... d.... u..~ ftIltIO...'.... ....plior..lho..pl,.~...oI.... ""...,.......11II7. wltIIooIll\Irtbw not 100 or ....... o.lIomlww. ""ok. ur,..,.-s. "nsIUod'" ................,. " " I " , , , . , , I ! ,I' , , " !I I" " " ,I , I I,' 1'1 , I, ,', , , " I' ,I " , ' " I , '/' , , , ' "i , " 'I , II " , , il " I , , " , I I " , , , I , " I, , , , j'l , , , ,.1' , " , , , , )' !I;I , " , , I 1)1 , " I , " I , EXHmlT "8" 'R'H...;;,:....ltt......... .....,....... ~ . H - ~ ,..... ''''wi . . . '..... ... "j' k_ . ,,' ... ....1 ~ '.tf ~. ... ~.. \'~II~:' :;rl~'~' ru ~ 1,':,1" 11 \,' t :eOO . I ' , . ~ , r" ,t f. '''' '/1/,)'11 I rllll t~ ...... .... .... t.lIiI ,. ........ tNt oJfi' : ~~1 (Ji1 ~ ... .."",. ..- ."....., ~.,'u ... .... . ,ut hnu. h "hu.,,~ . _.....-....rI...IIJ..u...._U~.ww.,'UAIIL,~la.....*t......,~__... '-II." --'-'.LWbr-'. """'" _..~ ~=D~."._~":!' :=.01 Ill....... iii'" ~ "~.m.."'1! - .. ......._""'., ......~= II ,AI .........':.'~." ..~ ....,...",_<11".. --.. CllW_.... ....... ~~_ _ "110 _....., ."......~.. ~ II =$...-...""""....... ..'"""'k_......,__ ,,_ I '......-iooIrlIIr.... .,..,.",...... II _.. .............., - A _ ..... _TII1I 1o<I/Un..._ _... _.. __... ..II..~.......:-. _... -""~".""""""""''''''I1IM1U1. ,,,iN.,.,........,, N11I1m.VAIlll .4> ___ __ HI\ ?7.1 PIC( 1~1I .-......-- \ .', 'I ..... "...., ..o.I...L .u. N' .~'.II ..... .. e....' tI U.. .11"" III ,,,.., .,.... ,_hl" ...,UtI .....,. ,,,..,, ul.. ,,,,'01 .. .....,-., It ,.".... 't "''' "".... " . ..h' .. ". ..". tI.. ., lIMh 'n'.. ..u r'" .,~ h."'" .. ... ,,11..11' tit'''''''' ".. .. v.... hl.... .,.., thll'" \I.. .. \... ''', ...,.. ,1.0 .....,..\.., ....loll'. .li.. h.., ,.t" I"" ..W 'l'U'" no ..... "110"1.. ,......... H..... lIMI '",10 ..,...,..,.. ..." ..... ...., ...",., ''''P I, V....l' t.1 ,...... .,... MM' ......... ....nh II .".,. ., III'.. "" It", I ...,.." I' ,,""... Of un,.. .... 100.00 f'U t4 . ,elM U ,'" 'h'.t" ".. If \,tlf .... . 11" . _ ,,,. hi'"'' '" .."u..... nil .t "UI ,~.." '''1'1 ..II ""'101 Un '"I' " ....." I' ....,.. ,. ....... ..., ,ot.OO ,,,. I. . ,.lIt . &fI, Mn" .U. It ,~. ... ..."4 ""...,..., U... .1 W.W. 'ri"' ,....1'\. ,l.,.. ,tit M.t~" ..U..... "1~t""""'1J UN ., ".... ort.WI ..",,, ,. '11"" ., ...~... ,. ..,..... V.., 'OO,O~ ru' ,. . ..,.. .w. ,h.. .. "'1","11II, ..... 1M ." . III ,,,. ",,' .. L,U .f "I'll IIlULv1..h" Uu .e \AU .., 0...,_ '1 .tI. J,.. .. .u..... u 1M CII.W'UtJ (..., .....,." .1 h... "11" It "",'-' II, .... \I. UU' All' .\lU'ct I' . II .", ........ "" UI' ,.."hU'''' at ru."" t, ..... ..._ "'1 .... IU. Oi6Uu"ua hll'" ........ ."MO thl .... ,r.~'" w~lt~ J.,I,\ It 1G1'" .n4 I..' .. ",'.r. ~. fLle. \, ,.", .... ...u .111ft. I, ~"'! ,....... l" I.... .u"... .t D.... OIU.. If ._,.... C...., IJI C_.,... ....., ho.l .... "', "".. "'. '''' JIO. ....... 1M .....,.. ,,"I. C"rL"t~" L, .,uh.. ,tIC r.,,"LI A. ........ it. VUI. "".....u .....h. , 1111"" '" " .' '-.. ~... MIl m,.. ilSll , , ' MARCH 19 I 199 Ii PATRICIA A BROCKMAN 228 WOOOS OR MECHANICSBURO, PA 17055 PNC MORTGAGIE TOLL FREE 1-800-736-9090 HOURS 8tOOAM - 8tOOPM EST ACT 91 NOTICE IMPORTANT I NOTIC~ OF HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM PLEASE READ THIS NOTICE. YOU HAY BE ELIGIBLE POR PINAl/CIAL ASSISTANCE WHICH CAN SAVE YOUR HOME PROM FORECLOSURE AND HELP YOU MAKE PUTURE MORTGAGE PAYMENTS RE I LOAN NUl~BJ;;R I 753111 PROPERTY ADDRESSt LOT 116 WDS DR-SLVR SPR MECHANICSBURG PA 17055 YOU HAY BE ELIGIBLE POR PINANCIAL ASSISTANC~ THAT WILL PREVENT PORECLOSURE ON YOUR MORTGAGE IP YOU COMPLY WITH THB PROVISIONS OP THB HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCB ACT OP 1983 (THB "ACT"). YOU MAY BE ELIGIBLE POR EMERGENCY TEMPORARY ASSISTANCB IP YOUR DBPAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, YOU HAVE A REASONABLE PROSPECT OF RESUMING YOUR MORTGAGE PAYMENTS, AND IF YOU MEBT OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THB PENNSYLVANIA HOUSING FINANCB AGENCY. PLEASE READ ALL OP THIS NOTIC!. IT CONTAINS AN EXPLANATION OF YOUR RIGHTS. UNDER THE ACT, YOU ARE ENTITLED TO A TEMPORARY STAY OF FORECLOSURE ON YOUR MORTGAGE FOR THIRTY (30) DAYS FROM THE DATE OF THIS NOTICE. DURING THAT TIt~E YOU MUST ARRANGE AND ATTEND A "FACE-TO-FACE:" MEETING WITH A REPRESENTATIVE OF THIS LENDER, OR WITH A DESIGNATED CONSUMER CREDIT COUNSELING AGENCY. THE PURPOSE OF THIS MEETING IS TO ATTEMPT TO WORK OUT A REPAYMENT PLAN, OR TO OTHERWISE SETTLE YOUR DELINQUENCY. TillS MEETING MUST OCCUR IN THE NEXT (30) DAYS. IF YOU ATTEND A FACE-TO-FACE MEETING WITH THIS LENDER, OR WITH A CONSUMER CREDIT COUNSELING AGENCY IDENTIFIED IN THIS NOTICE, NO FURTHER PROCEEDING IN MORTGAGE FORECLOSURE MAY TAKE PLACE FOR (30) DAYS AFTER THE DATE OF THIS MEETING. THE NAME, ADDRESS AND TELEPHONE NUMBER OF YOUR REPRESENTATIVE IS: JOYCE KRAGES PNC MORTGAGE CORP, OF AMERICA 539 SOUTH FOURTH AVENUE LOUSIVILLE, KY. 40202 TOLL FREE, 1- 800 - 7 36 - 9090 THE NAMES AND ADDRESSES OF DESIGNATED CONSUMER CREDIT COUNSELING AGENCIES ARE SHOWN ON THE ATTACHED SHEET. IT IS ONLY NECESSARY TO SCHEDULE ONE FACE-TO-FACE MEETING. YOU SHOULD ADVISE THIS LENDER IMMEDIATELY OF YOUR INTENTIONS. BS235 753111 YOUR MORTGAGE IS IN DEFAULT BECAUSE YOU HAVE FAILED TO PAY PROMPTLY INSTALLMENTS OF PRINCIPAL AND INTER~~ST, AS REQUIRED, ~'OR A PERIOD OF M' LEAST SIX'l'Y (60) DAYS, TH~~ TOTAL AMOUNT OF THE DELINQUENCY IS $ I, 981. 15 , THAT SUM I NCLUDES THE FOLl.OW WG I PAYMENT AMOUNT PA YMENTS NOW DUE LATE CHARGES RETURN CHECK CHARGE LESS UNAPPLIED FUNDS 377,14 5 74 ,96 30,00 .00 IF YOU HAVE TRIED AND ARE UNABLE TO RESOLVE THIS PROBLEM AT OR AFTER YOUR FACE-TO-FACE MEETING, YOU HAVE THE RIGHT TO APPLY f'OR FINANCIAL ASSIST- ANCE FROM THE HOMEOWNERS' EMERGENCY MORTGAGE ASS ISTANCE FUND. IN ORDER TO 00 THIS, YOU MUST FILL Ol'':', S::;:; A.'a: FIt.::: ;., COI:;:'E',ED HC~ISo.;:E~S' EMERGENCY ASSISTANCE APl'LICA'l'lOtl h'ITH ONE OF '~HE DESIGNATED CONSUMER C~EPIT COUNSELING AGENCIES LISTED ON THE ATTACHMENT, AN APPLICATION FOR ASSISTANCE MAY ONLY BE OBTAINED FROM A CONSUMER CREDIT COUNSEI,ING AGENCY. THE CONSUMER CREDIT COUNSELING AGENCY WILL ASSIST YOU IN FILLING OUT YOUR APP'"ICATION AND WILl, SUBMIT YOUR COMI?L,ETED APPLICATION TO THE PENNSYLVANIA HOUSING FINANCE AGENCY, YOUR APPLICATION MUST BE l"ILED OR POSTMARKED, WITHIN THII<TY (30) DAYS OF YOUR l"ACE-TO-FACE MEETING, IT IS EXTREMELY IMPORTANT THAT YOU PILE YOUR APPLICATION PROMPTLY. IP YOU DO NOT DO SO, OR IP YOU DO NOT POLLOW TilE OTHER TIME PERIODS SST PORTH IN TillS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY. AVAILASLE FUNDS FOR EMERGE:;CY ~IO~TGAGE ASS I STANCE ARE VERY LIMITED. THEY WILL BE DISBURSED BY THE AGENCY UNDER THE ELIGIBILITY CRITERIA ES'L;.3LIS;~;:;j) BY ':'ES AC, IT IS EXTREMELY IMPORTANT THAT YOUR APPLICATION IS ACCURATE AND COMPLETE IN EVERY RESPECT. THE PENNSYLVANIA HOUSING FINANCE AGENCY HAS SIXTY (60) DAYS TO MAKE A DECISION AFTER IT RECEIVES YOUR APPLICATION. DURING THAT ADDITIONAL TIME, NO FORECLOSURE PROCEEDINGS WILL BE PURSUED AGAINST YOU IF YOU HAVE MET THE TIME REQUIREMENTS SET FORTH ABOVE. YOU WILL BE NOTIFIED DIRECTLY BY THAT AGENCY OF ITS DECISION ON YOUR APPLICATION. THE PENNSYLVANIA HOUSING FINANCE AGENCY IS LOCATED AT 2101 NORTH FRONT STREET, POST OFFICE BOX 8029, HARRISBURG, PENNSYLVANIA 17105, TELEPHONE NO. (717 -780 - 3 800 OR 1- 800 - 34 2 - 2397). PERSONS WITH IMPAIRED HEARING CAN CALL (717) 780-1669, IN ADDITION YOU MAY RECEIVE ANOTHER NOTICE FROM THIS LENDER UNDER ACT 6 OF 1974. THAT NOTICE IS CALLED A "NOTICE OF INTENTION TO FORECLOSURE'. YOU MUST READ BOTH NOTICES, SINCE THEY BOTH EXPLAIN RIGHTS THAT YOU NOW HAVE UNDER PENNSYLVANIA LAW, HOWEVER, IF YOU CHOOSE TO EXERCISE YOUR RIGHTS DESCRIBED IN THIS NOTICE, YOU CANNOT BE FORECLOSED UPON WHILE YOU ARE RECEIVING THAT ASSISTANCE. VERY TRULY YOURS, ,JOYCE KRAGES COUNSELING DEPARTMENT BS236 " MARCH 19, 1996 CHRISTOPHJ::R L BROCJ<W\N 228 WOODS DR MJ::CHANICSBURO, PA 17055 PNCMOlRl'GAGIE TOLL fREE 1-800-736-9090 HOURS 8100AM - 8100PM EST ACT 91 NOTICI IMPORTANT I NOTICE OP HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM PLEASE READ THIS NOTICE. YOU MAY BE ELIGIBLB POR PINANCIAL ASSISTANCE milCH CAN SAVE YOUR HOK! PROM FORECLOSURE AND HELP YOU MAKE PUTURE MORTGAGE PAYMENTS RE I LOAN NUMB!>R I 753111 PROPER'l'Y ADDRESS I LOT U6 WDS DR-SLVR SPR MECHANICSBURG PI'. 17055 YOU MAY BE ELIGIBLE POR PINANCIAL ASSISTANCB THAT WILL PREVENT 'ORBCLOSURB ON YOUR MORTGAGE IP YOU COMPLY WITH THB PROVIEIONS 0' THB HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCB ACT OP 1983 (TUB .ACT.). YOU MAY BE ELIGIBLE POR EMERGENCY TEMPORARY ASSISTANCB IP YOUR DBPAULT HAS BBEN CAUSBD BY CIRCUMSTANCES BEYOND YOUR CONTROL, YOU HAVB A REASONABLE PROSPECT OP RESUMING YOUR MORTGAGE PAYMBNTS, AND IP YOU MEET OTllER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. PLEASE READ ALL OF THIS NOTICE. IT CONTAINS AN EXPLANATION OF YOUR RIGHTS. UNDER THE ACT, YOU ARE ENTITLED TO A TEMPORARY STAY OF FORECLOSURE ON YOUR MORTGAGE FOR THIRTY (30) DAYS FROM THE DATE OF THIS NOTICE. DURING THAT TIME YOU MUST ARRANGE AND ATTEND A "FACE-TO-FACE" MEETING WITH A REPRESENTATIVE OF THIS LENDER, OR WITH A DESIGNATED CONSUMER CREDIT COUNSELING AGENCY, THE PURPOSE OF THIS MEETING IS TO ATTEMPT TO WORK OUT A REPAYMENT PLAN, OR TO OTHERWISE SETTLE YOUR DELINQUENCY. THIS MEETING MUST OCCUR IN THE NEXT (30) DAYS. IF YOU ATTEND A FACE-TO-FACE MEETING WITH THIS LENDER, OR WITH A CONSUMER CREDIT COUNSELING AGENCY IDENTIFIED IN THIS NOTICE, NO FURTHER PROCEEDING IN MORTGAGE FORECLOSURE MAY TAKE PLACE FOR (10) DAYS AFTER THE DATE OF THIS MEETING. THE NAME, ADDRESS AND 'l'ELEPHONE NUMBER OF YOUR REPRESENTATIVE ISI JOYCE KRAGES PNC MORTGAGE CORP, OF AMERICA 539 SOUTH FOURTH AVENUE LOUSIVILLE, KY. 40202 TOLL FREE, 1-800-736-9090 THE NAMES AND ADDRESSES OF DESIGNATED CONSUMER CREDIT COUNSELING AGENCIES ARE SHOWN ON THE ATTACHED SHEET. IT IS ONLY NECESSARY TO SCHEDULE ONE FACE-TO-FACE MEETING. YOU SHOULD ADVISE THIS LENDER IMMEDIATELY OF YOUR INTENTIONS. BS234 753111 YOUR MORTGAGE IS IN DEFAULT BECAUSE YOU HAVE FAILED TO PAY PROMPTLY INSTALLMENTS Of PRINCIPAL AND INTEREST, AS REQUIRED, fOR A PERIOD Of AT LEAST SIXTY (60) DAYS, THE TOTAL AMOUNT Of THE DELINQUENCY IS $ 1,981.15, THAT SlIM INCLUD~:S THE FOLLOWING I PAYMENT AMOUNT PAYMENTS NOW DUE LATE CHARGES RETURN CHECK CHARGE LESS UNAPPLIED fUNDS 377,14 5 74,96 30.00 .00 If YOU HAVE TRIED AND ARE UNABLE TO RESOLVE THIS PROBLEM AT OR AF'l'ER YOUR fACE-TO-fACE MEETING, YOU HAVE THE RIGHT '1'0 APPLY fOR fINANCIAL ASSIST- ANCE FROM THE HOMEOWNERS' EMERGENCY MORTGAGE ASS ISTANCE FUND, IN ORDER TO CO Tl-:I S, yat] ~US'~' F! LL CUT, S IG~1 AND FI LE A COMPLETED HOMEOWNERS' EMERGENCY ASSISTANCE APPLICATION WITH ONE OF THE DESIGNATED CONSUMER CREDIT COUNSELING AGENCIES LISTED ON THE ATTACHMENT, AN APPLICATION fOR ASSISTANCE MAY ONLY BE OBTAINED FROM A CONSUMER CREDIT COUNSELING AGENCY. THE CONSUMER CREDIT COUNSELING AGENCY WILL ASSIST YOU IN FILLING OUT YOUR APPLICATION AND WILL SURMIT YOUR COMPLETED APPLICATION TO 'rHE PENNSYLVANIA HOUSING FINANCE AGENCY. YOUR APPLlt:ATION MUST BE fILED OR POSTMARKED, WITHIN THIRTY (30) DAYS OF YOUR fACE-TO-F.\CE MEETING. IT IS EXTREMELY IMPORTANT THAT YOU FILE YOUR APfLICATION PROMPTLY. IF YOU DO NOT DO SO, OR IF YOU DO NOT FOLLOW THE OTHER TIMB PBRIODS SBT FORTH IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY. AVAILABLE fUNDS FOR EMERGENCY MORTGAGE ASSISTANCE ARE VERY LIMITED. THEY WILL BE DISBURSED BY THE AGENCY UNDER 'fHE ELIGIBILITY CRITERIA ESTABLISHED BY THE ACT. IT IS EXTREMELY IMPORTANT THAT YOUR APPLICATION IS ACCURATE AND COMPLETE IN EVERY RESPECT. THE PENNSYLVANIA HOUSING fINANCE AGENCY HAS SIXTY (60) DAYS TO MAKE A DECISION AFTER IT RECEIVES YOUR APPLICATION. DURING THAT ADDITIONAJ, TIME, NO FORECLOSURE PROCEEDINGS WILL BE PURSUED AGAINST YOU IF YOU HAV!:': MET THE TIME REQUIREMENTS SET FORTH ABOVE. YOU WILf, BE NOTIFIED DIRECTLY BY THAT AGENCY OF ITS DECISION ON YOUR APPLICATION. THE PENNSYLVANIA HOUSING FINANCE A~ENCY IS LOCATED AT 2101 NORTH fRONT STREET, I:'OST OFFICE EJX 6029, P~F.ISEURG, PENNSY;'V;'~'1:A 17105. TELEPHONE NO. (717 -780 -3800 OR 1- 800 - 34 2 - 2 3 97). PERSONS WITH IMPAIRED HEARING eAN CALL (717) 780-1869. IN ADDITION YOU MAY RECEIVE ANOTHER NOTICE FROM THIS LENDER UNDER ACT 6 OF 1974. THAT NOTICE IS CALLED A "NOTICE OF INTENTION TO FORECLOSURE". YOU MUST READ BOTH NOTICES, SINCE THEY BOTH EXPLAIN RIGHTS THAT YOU NOW HAVE UNDER PENNSYLVANIA IJ\W, HOWEVER, If YOU CHOOSE TO EXERCISE YOUR RIGHTS DESCRIBED IN THIS NOTICE, YOU CANNOT BE FORECLOSED UPON WHILE YOU ARE RECEIVING THAT ASSISTANCE. VERY TRULY YOURS, JOYCE KRAGES COUNSELING DEPARTMENT BS236 MARCH 19, 1996 PATRICIA A BROCKMAN 228 WOODS DR MECHANICSBURO, PA 17055 PNCMOIR'fGAGIE TOLL FREE 1-800-736-9090 HOURS 8100AM - 8100PM EST ACT 91 NOTICB IMPORTANT I NOTICE OF HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM PLEASE READ THIS NOTICE. YOU MAY BB ELIGIBLB FOR FINANCIAL ASSISTANCB WHICH CAN SAVE YOUR aOHE FRON FORBCLOSURE AND HELP YOU MAXE FUTURB MORTOAGB PAYMENTS REI LOAN NUMBER: 753111 PROPERTY ADDRESS I LOT jj6 WDS DR-SLVR SPR MEC'11ANICSBURG PA 17055 YOU MAY BE ELIGIBLE POR PINANCIAL ASSISTANCB THAT WILL PRBVENT FORBCLOSURE ON YOUR MORTGAGB IP YOU COMPLY WITH THB PROVISIONS OF THB HOHEOWNERS' EMERGENCY MORTGAGE ASSISTANCB ACT OF 1983 (THB "ACT"). YOU MAY BE ELIGIBLE POR EMERGENCY TEMPORARY ASSIBTANCB IF YOUR DBFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, YOU HAVI A REASONABLE PROSPECT OF RESUMING YOUR MORTGAGB PAYMENTS, AND IF YOU MBBT OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THB PENNSYLVANIA HOUSING PINANCE AGENCY. PLEASB READ ALL OP THIS NOTICB. IT CONTAINS AN EXPLANATION OF YOUR RIGHTS. UNDER THE: ACT, YOU l\RE ENTITLED TO A TEMPORARY STAY OF FORECLOSURE ON YOUR MORTGAGE FOR THIRTY (30) DAYS FROM THE DATE OF THIS NOTICE, DURING THAT TIME YOU MUST ARRANGE AND ATTEND A "FACE-TO-FACE" MEETING WITH A REPRESENTATIVE OF THIS LENDER, OR WITH A DESIGNATED CONSUMER CREDIT COUNSELING AGENCY. THE PURPOSE OF THIS MEETING IS TO ATTEMPT TO WORK OUT A REPAYMENT PLAN, OR TO OTHERWISE SETTLE YOUR DELINQUENCY. THIS MEETING MUST OCCUR IN THE NEXT (30) DAYS. IF YOU ATTEND A FACE-TO-FACE MEETING WITH THIS LENDER, OR WITH A CONSUMER CREDIT COUNSELING AGENCY IDENTIFIED IN THIS NOTICE, NO FURTHER PROCEEDING IN MORTGAGE FORECLOSURE MAY TAKE PLACE FOR (30) DAYS AFTER THE DATE OF THIS MEETING. THE NAME, ADDRESS AND TELEPHONE NUMBER OF YOUR REPRESENTATIVE IS: JOYCE KRAGES PNC MORTGAGE CORP. OF AMERICA 539 SOUTH FOURTH AVENUE LOUSIVILLE, KY. 40202 TOLL FREE, 1-800-736-9090 THE NAMES AND ADDRESSES OF DESIGNATED CONSUMER CREDIT COUNSELING AGENCIES ARE SHOWN ON THE ATTACHED SHEET. IT IS ONLY NECESSARY TO SCHEDULE ONE FACE-TO-FACE MEETING. YOU SHOULD ADVISE THIS LENDER IMMEDIATELY OF YOUR INTENTIONS. BS235 753111 YOUR MORTGAGE IS IN DE:FAULT BECAUSE YOU HAVE FAILED TO PAY PROMPTLY INSTAI,LMENTS OF PRINCIPAL AND INTIi:REST, AS REQUIRIi:D, FOR A PERIOD OF AT LEAST SIXTY (601 DAYS, THE TOTAL AMOUNT OF THE DELINQUENCY IS $ 1,981.15, THAT SUM INCL,lJDES THE FOLLOWING I PAYMENT AMOUNT PAYMENTS NOW DUE LATi:: CHARG8S RETURN CHECK CHARGE LESS UNAPPLIED FUNDS 377,14 5 74,96 30,00 .00 IF YOl] HAVE TRIED AND ARE UNABLE TO RESOLVE THIS PROBLEM AT OR AFTER YOUR FACE-TO-FACE M8E1-ING, YOU HAVE THE RIGHT TO APPLY FOR FINANCIAL ASSIST- ANCE FROM THE HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE FUND. IN ORDER TO DO THIS, YOU MUST FILL Ol'" S:::;t'; 1'0;1:; rILE ;., CC~l?:"E'!:ED HOM::O'/l~:E:<S' EMERGENCY ASSIS1'ANCE APf'LICATION WITH ONE OF THE DESIGNATED CONSUMER CRSDIT COUNSELING AGENC I ES I,ISTED ON THE ATTACHMENT, AN APPLICATION FOR ASSISTANCE MAY ONLY BE OBTAINED FROM A CONSUMER CREDIT COUNSELING AGENCY. THE CONSUMER CREDIT COUNSEI,ING AGENCY WILL ASSIST YOU IN FILLING OUT YOUR APPLICATION AND WILL SUBMIT YOUR COMPLETED APPLICATION TO THE PENNSYLVANIA HOUSING FINANCE AGENCY, YOUR APPLICATION MUST BE FILED OR POSTMARKED, WITHIN THIRTY (301 DAYS OF YOUR FACE-TO-FACE MEETING, IT IS EXTREMELY IMPORTAN'l' THAT YOU PILE YOUR A"PLICATIOlf PROMPTT_Y. IP YOU DO NOT DO SO, OR IP YOU DO NOT POLLOW THB OTHBR TIME PBRIODS SET PORTH IN THIS LETTER, PORE CLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATBLY. AVAILABLE FUNDS FOR EMERGEt<;CY MORTGAGE ASSISTANCE ARE VERY LIMITED, THEY WILL BE DISBURSED BY THE AGENCY UNDER 1'HE ELIGIBILITY CRITERIA ESTr.3LISHED BY THE ACT. IT IS EXTREMELY IMPORTANT THAT YOUR APPLICATION IS ACCURATE AND COMPLETE IN EVERY RESPECT. THE PENNSYLVANIA HOUSING FINANCE AGENCY I{AS SIXTY l60) DAYS TO MAKE A DECISION AFTER IT RECEIVES YOUR APPLICATION. DURING THAT ADDITIONAL TIME, NO FORECLOSURE PROCEEDINGS WILL BE PURSUED AGAINST YOU IF YOU HAVE MET THE TIME REQUIREMENTS SET FORTH ABOVE. YOU WILL BE NOTIFIED DIRECTLY BY THAT AGENCY OF ITS DECISION ON YOUR APPLICATION. THE PENNSYLVANIA HOUSING FINANCE AGENCY IS LOCATED AT 2101 NORTH FRONT STREET, POST OFFICE BOX 8029, HARRISBURG, PENNSYLVANIA 17105. TELEPHONE NO. (717-780-3800 OR 1-800-342-2397). PERSONS WITH IMPAIRED HEARING CAN CALL (717) 780-1869, IN ADDITION YOU MAY RECEIVE ANOTHER NOTICE FROM THIS LENDER UNDER ACT 6 OF 1974. THAT NOTICE IS CALLED A "NOTICE OF INTENTION TO FORECLOSURE". YOU MUST READ BOTH NOTICES, SINCE THEY BOTH EXPLAIN RIGHTS THAT YOU NOW HAVE UNDER PENNSYLVANIA LAW. HOWEVER, IF YOU CHOOSE TO EXERCISE YOUR RIGHTS DESCRIBED IN THIS NOTICE, YOU CANNOT BE FORECLOSED UPON WHILE YOU ARE RECEIVING THAT ASSISTANCE. VERY TRULY YOURS, JOYCE KRAGES COUNSELING DEPARTMENT B8236 r " . , , , I, ! " , , " " ExumlT "0" , )1 ;j' , " , , " .' !. I! " , , , , ;1 , , ", " , " " , " , , , , , , " " , , , " j! " "1 BS260 MARCH 19, 1996 CHRISTOPHER BROCKMAN P~TRICI~ BROCKMAN 228 WOODS DR MECHANICSBURG PA 17055 REI LOAN NUMBER 753111 PNCMORl'GAGIE NOTICE OF INTENTION TO FORECLOSE MORTGAGE THE MORTGAGE ON YOUR PROPERTY LOCATED ATr LOT ~6 WDS DR-SLVR SPR MECHANICSBURG PA 17055 IS IN SERIOUS DEFAULT BECAUSE YOU HAVE NOT MADE BI-WEEKLY PAYMENTS OF $ 377.14 FOR THE PAYMENTS OF JANUARY 10, 1996 THROUGH MARCH 01, 1996. LATE CHARGES AND OTHER CHARGES HAVE ALSO ACCRUED TO THIS DATE IN THE AMOUNT OF $ 104.96, THE TOTAL AMOUNT NOW REQUIRED TO CURE THIS DEFAULT, OR IN OTHER WORDS, GET CAUGHT UP IN YOUR PAYMENTS, AS OF THE DATE OF THIS LETTER, IS $ 1,981.15. YOU MAY CURE THIS DEFAULT IHTHIN THIRTY (30) D/\YS OF THE DATE OF THIS LETTER, BY PAYING US THE ABOVE AMOUNT OF $ 1,981.15 PLUS ANY ADDITIONAL BI-WEEKLY PAYMENTS AND LATE CHARGES WHICH MAY FALL DUE DURING THIS PERIOD. PLEASE CONTACT OUR OFFICE TO ESTABLISH ARRANGEMENTS FOR THIS PAYMENT 'ro BE DRAFTED, IF YOU DO NOT CURE THE DEFAULT WITHIN THIRTY (30) DAYS, WE INTEND TO EXERCISE OUR RIGHT TO ACCELERATE THE MORTGAGE PAYMENTS. THIS MEANS THAT WHATEVER IS OWING ON THE ORIGINAL AMOUNT BORROWED WILL BE CON- SIDERED DUE IMMEDIATELY AND YOU MAY LOSE THE CHANCE TO PAY OFF TilE ORIGINAL MORTGAGE IN MONTHLY INSTALLMENTS. IF FULl, PAYMENT OF THE AMOUNT OF DEFAULT IS NOT MADE WITHIN THIRTY (30) DAYS, WE ALSO INTEND TO INSTRUCT OUR ATTORNEYS TO START A LAW- SUIT TO FORECLOSE YOUR MORTGAGED PROPERTY. IF THE MORTGAGE IS FORECLOSED YOUR MORTGAGED PROPERTY WILL BE SOLD BY THE SHERIFF TO PAY OFF THE MORTGAGE DEBT, IF WE REFER YOUR CASE TO OUR ATTORNEYS, BUT YOU CURE THE DEFAULT BEFORE THEY BEGIN LEGAL PROCEEDINGS AGAINST YOU, YOU WILL STILL HAVE TO PAY THE REASONABLE ATTORNEY'S FEES, ACTUALLY INCURRED, UP TO $50.00. HOWEVER, IF LEGAL PROCEEDINGS ARE STARTED AGAINST YOU, YOU WILL HAVE TO PAY THE REASONABLE ATTORNEY'S FEES, EVEN IF THEY ARE OVER $50.00, ANY ATTORNEY'S FEES WILL BE ADDED TO WHATEVER YOU OWE US, WHICH MAY ALSO INCLUDE OUR REASONABLE COSTS. IF YOU CURE THE DEFAULT WITHIN THE THIRTY (30) DAY PERIOD, YOU WILL NOT BE REQUIRED TO PAY ATTORNEY'S FEES. WE MAY ALSO SUE YOU PERSONALLY FOR THE UNPAID PRINCIPAL BALANCE AND ALL OTHER SUMS DUE UNDER THE MORTGAGE. I F YOU HAVE NOT CURED THE DEFAI]LT WITHIN THE THIRTY (30) DAY PERIOD AND FORECLOSURE PROCEEDINGS HAVE BEGUN, YOU HAVE THE RIGHT TO CURE THE DEFAULT AND PREVENT THE SALE AT ANY TIME PAGE TWO MARCH 19, 1996 753111 UP TO ONE HOUR BEFORE THE SHERIFF'S FORECLOSURE SALE. YOU MAY DO SO BY PAYING THE TOTAL AMOUNT OF THE UNPAID MONTHLY PAYMENTS PLUS ANY LATE OR OTHER CHARGES THEN DUE, AS WELL AS THE REASONABLE ATTORNEY'S FEES AND COSTS CONNECTED WITH THE FORECLOSURE SALE (AND PERFORM ANY OTHER REQUIREMENTS UNDER THE MORTGAGE), IT rs ES'rIMATED THAT THE EARLIEST DATE THAT SUCH A SHERIFF'S SALE COULD BE HELD WOULD BE APPROXIMATELY ONE HUNDRED EIGHTY (180) DAYS FROM THE DATE OF THIS NOTICE. A NOTICe; OF THE DATE OF THE SHERIFF'S SALE WILL BE SENT TO YOU BEFORE THE SALE. OF COURSE, THE AMOUNT NF,EDED TO CURE THE DEFAULT WILL INCREASE THF. LONGER YOU WAIT. YOU MAY FIND OUT AT ANY TIME EXACTLY WHAT THE REQUIRED PAYMENT WILL '1E BY CALLING US A1' THE FOLLOWING TOLL FREE NUMBER 1-800-736-9090, THIS PAYMENT MUST BE IN A CASHIER'S CHECK, CERTIFIED CHECK, OR MONEY ORDER AND MADE PAYABLE TO US AT THE ADDRESS STATED ON PAGE ONE OF THIS LETTER. PNCMOlRl'GAGlE YOU SHOULD REALIZE THAT A SHERIFF'S SALE WILL END YOUR OWNERSHIP OF THE MORTGAGED PROPERTY AND YOUR RIGHT TO REMAIN IN IT. IF YOU CON- TINUE TO LIVE IN THE PROPERTY AFTER THE SHERIFF'S SALE, A LAWSUIT COULD BE STARTED TO EVICT YOU, YOU HAVE ADDITIONAL RIGHTS TO HELP PROTECT YOUR INTEREST IN THE PRO- PP.RTY. YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT, OR TO BOP,:<.OW MONEY FROM A.."<OTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. (YOU MAY HAVE THE RIGHT TO SELL OR TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR TRANSFEREE WHO WILL ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL THE OUTSTANDING PAYMENTS, CHARGES AND }l.1'TORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE, AND THAT THE OTHER Re;QUIREMENTS UNDER THE MORTGAGE ARE SATISFIED). CONTACT US TO DETERMINE UNDER WHAT CIRCUMSTANCES THIS RIGHT MIGHT EXIST. YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEl~F, IF YOU CURE THE DEFAULT, THE MORTGAGE WILL BE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED. HOWEVER, YOl] ARE NOT ENTIl'LED TO THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE (3) TIMES IN ANY CALENDAR YEAR. SINCERELY, JOYCE KRAGES CUSTOMER SERVICE SPECIALIST COUNSELING DEPARTMENT TOLL FREE, 1-800-736-9090 COPY VIA U. S. POSTAL SERVICE BS2/i0 MARCH 19, 199 Ii CHRISTOPHER BROCKMAN PATRICIA BROCKMAN LOT 6 WOODS DR -SILVER SPRINGS MECHANICSBURO PA 17055 REI LOAN NUMBER 753111 PNCMORTGAGIE NOTICE OF INTENTION TO FORECLOSE MOR'l'GAGE THE MORTGAGE ON YOUR PROPERTY LOCATED ATI LOT H6 WDS DR-SLVR SPR MECHANICSBURG PA 17055 IS IN SERIOUS DEFAULT BECAUSE YOll HAVE NOT MADE BI -WEEKLY PAYMENTS OF $ 377.14 FOR THE PA~ENTS OF JANUARY 10, 1996 THROUGH MARCH 01, 19~6, LATE CHARGES AND OTHER CHARGES HAVE ALSO ACCRUED TO THIS DATE IN THE AMOUNT OF $ 104.96. 'l'H1': 'l'OTAL AMOUNT NOW REQUIRED TO CURE THIS DEFAULT, OR IN OTHER WORDS, GET CAUGHT UP IN YOUR PAYMENTS, AS OF THE DATE OF 'I'HIS I,ETTER, IS $ 1,981.15. YOU MAY CURE THIS OEFAULT WITHIN 'l'HIR'l'Y (10) DAYS OF THE DATE OF THIS LETTER, BY PAYING US THE ABOVE AMOUNT OF $ 1,981. 15 PLUS ANY ADDITIONAL BI-WEEKLY PAYMENTS AND LATE CHARGES WHICH MAY FALL DUE DURING THIS PERIOD. PLEASE CONTACT OUR OF'FICE TO ESTABLISH ARRANGEMENTS FOR 'I'HI8 PAYMENT TO BE DRAFTED, IF YOU DO NOT CURE THE DEFAULT WITHIN THIRTY (30) DAYS, WE INTEND TO EXERCISE OUR RIGHT TO ACCELERATE THE MORTGAGE PAYMENTS, THIS MEANS THAT WHATEVER IS OWING ON THE ORIGINAL AMOUNT BORROWED WILL BE CON- SIDERED DUE IMMEDIATELY AND YOU MAY LOSE THE CHANCE TO PAY OFF THE ORIGINAL MORTGAGE IN MONTHLY INSTALLMENTS. IF FULL PAYMENT OF THE AMOUNT OF DEFAULT IS NOT MADE WITHIN THIRTY (30) DAYS, WE ALSO INTEND TO INSTRUCT OUR ATTORNEYS TO START A LAW- SUIT TO FORECLOSE YOUR MORTGAGED PROPERTY, IF THE MORTGAGE IS FORECLOS1':D YOUR MORTGAGED PROPERTY WILl, BE SOLD BY THE SHERIFF TO PAY OFF THE MORTGAGE DEBT, IF WE REFER YOUR CASE TO OUR ATTORNEYS, BUT YOU CURE THE DEFAULT BEFORE THEY BEGIN LEGAL PROCEEDINGS AGAINST YOU, YOU WILL STILL HAVE TO PAY THE REASONABLE ATTORNEY'S FEES, ACTUALLY INCURRED, UP TO $50,00, HOWEVER, IF LEGAL PROCEEDINGS ARE STARTED AGAINST YOU, YOU WILL f~VE TO PAY THE REASONABLE ATTORNEY'S FEES, EVEN IF THEY ARE OVER $50.00, ANY ATTORNEY'S FEES WILL BE ADDED TO WHATEVER YOU OWE US, WHICH MAY ALSO INCLUDE OUR REASONABLE COSTS. IF YOU CURE THE DEFAULT WITHIN THE THIRTY (30) DAY PERIOD, YOU WILL NOT BE REQUIRED TO PAY ATTORNEY'S FEES. WE MAY ALSO SUE YOU PERSONALI,Y FOR THE UNPAID PRINCIPAL BALANCE AND ALL OTHER SUMS DUE UNDER THE MORTGAGE, IF YOU HAVE NOT CURED THE DEFAULT WITHIN THE THIRTY (30) DAY PERIOD AND FORECLOSURE PROCEEDINGS HAVE BEGUN, YOU HAVE THE RIGHT TO CURE THE DEFAULT AND PREVENT THE SALE AT ANY TIME . PAGE TWO MARCH 19, 1996 753111 UP TO ONE HOUR BEFORE THE SHERIFF'S FORECLOSURE SALE. YOU MAY DO SO Bf PAYING THE TOTAL AMOUNT OF THE UNPAID MONTHLY PAYMENTS PLUS ANY LATE OR OTHER CHARGES THEN DUE, AS WELL AS THE REASONABLE ATTORNEY'S FEES AND COSTS CONNECTED WITH THE FORECLOSURE SALE (AND PERFORM ANY OTHER REQUIREMENTS UNDER THE MORTGAGE), IT IS ESTIMATED THAT THE EARLIEST DATE THAT SUCH A SHERIFF'S SALE COULD BE HELD WOULD BE APPROXlMA':'::LY C!'::: P.'_'c::J!'.:.:J E:0C'7Y neol DAYS F"OM THE: DATE OF 71-::8 ,;O,'cC:::, A NOTICE Of' THF.: DATE OF THE SHERIFF'S SALE WIl.L BE SENT TO YOU 6EFOii.S 7HE SALE, OF COURSE, THE AMOUNT NEEDED TO CURE THE DEFAULT WILL INCREASE THE LONGER YOU WAIT, YOU MAY FIND OUT AT ANY TIME EXACTLY WHAT THE REQUIRED PAYMENT WILL BE BY CALLING US AT THE FOLLOWING TOI,I. FREE NUMBER 1-800-736-9090, THIS PAYMENT MUST BE IN A CASHIER'S CHECK. CERTIFIED CHECK, OR MONEY ORDER AND MADE PAYABLE TO US AT THE ADDRESS STATED ON PAGE ONE OF THIS LETTER. PNCMOlRl'GAGIE YOU SHOULD REALIZE THAT A SHERIFF'S SALE WILL END YOUR OWNERSHIP OF THE MOR'I'GMED PROPERTY AND YOUR RIGHT TO REMAIN IN IT, IF YOU CON- TINUE TO LIVE IN THE PROPERTY AFTER THE SHER I 1"1'" S SAU'-:, A LAWSUIT COULD BE STARTED TO EVICT YOU, YOU HAVE ADDITIONAL RIGHTS TO HELP PROTECT YOUR INTEREST IN THE PRO- PERTY. YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. (YOU MAY HAVE THE RIGHT TO SELL OR TRANSFER THE PROPERTY SUB.TECT TO THE MORTGAGE TO A BUYER OR TRANSFEREE WHO WILL ASSUME THE MORTGAGE DEBT, PROVIDED THATf\LL THE OUTSTANDING PAYMENTS, CHARGES AND ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE, AND THAT THE OTHER REQUIREMENTS UNDER THE MORTGAGE ARE SATISFIED). CON'l'ACT US TO DETERMINE UNDER WHAT CIRCUMSTANCES THIS RIGHT MIGHT EXIST. YOU I-lAVE TilE RIGHT TO HAVE THIS DEFAULT CURED BY ANY 'rHIRD PARTY ACTING ON YOUR BEHALF. IF YOU CURE THE DEFAULT, THE MORTGAGE WILL BE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED. HOWEVER, YOU ARE NOT ENTITLED TO THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE (3) TIMES IN ANY CALENDAR YEAR. SINCERELY, JOYCE KRAGES CUSTOMER SERVICE SPECIALIST COUNSELING DEPARTMENT TOLL FREE, 1-800-736-9090 COpy VIA U, S. POSTAL SERVICE BS:l60 MARCH 29, 1996 PNCMOlRl'GAGIE CHRISTOPIlER L BROCKMAN 4800 B CHARLES RD MECHANICSBURG PA11055 REI LOAN NUMBER 153111 r:tJ':':CE OF I:I':':;:~:TrON TO FORECLOSE MORTGAG:: THE MORTGAGE ON YOUR PROPERTY LOCATED ATI LOT "6 WDS DR-SLVR SPR MECHANICSBURG PA 11055 IS IN SERIOUS DEFAULT BECAUSE YOU HAVE NOT MADE BI-W~EKLY PAYMENTS OF $ 377.14 FOR THE PAYMENTS OF JANUARY 10, 1996 THROUGH MARCH 01, 1996. LATE CHARGES AND OTHER CHARGES HAVE ALSO ACCRUED TO THIS DATE IN THE AMOUNT OF $ 123,66. THE TOTAL AMOUNT NOW REQUIRED TO CURE THIS DEFAULT, OR IN OTHER WORDS, GET CAUGHT UP IN YOUR PAYMENTS, AS OF THE DATE OF THIS LETTER, IS $ 2,313.82. YOU MAY CURE THIS DEFAULT WITHIN THIRTY (30) DAYS OF THE DATE OF THIS LETTER, BY PAYING US THE ABOVE AMOUNT OF $ 2,313.82 PLUS ANY ADDITIONAL BI-WEEKLY PAYMENTS AND LATE CHARGES WHICH MAY FALL DUE DURING THIS PERIOD. PLEASE CONTACT OUR OFFICE TO ESTABLISH ARRANGEMENTS FOR THIS PAYMENT TO BE DHAFTED. IF YOU DO NOT CURE THE DEFAULT WITHIN THIRTY (30) DAYS, WE INTEND TO EXERCISE OUR RIGHT TO ACCELERATE THE MORTGAGE PAYMENTS. THIS MEANS THAT WHATEVER IS OWING ON THE ORIGINAL AMOUNT BORROWED WILL BE CON- SIDERED DUE IMMEDIATELY AND YOU MAY LOSE THE CHANCE TO PAY OFF THE ORIGINAL MORTGAGE IN MONTHLY INSTALLMENTS. IF FULL PAYMENT OF THE AMOUNT OF DEFAULT IS NOT MADE WI'rHIN THIRTY (30) DAYS, WE ALSO INTEND TO INSTRUCT OUR ATTORNEYS TO START A LAW- SUIT TO FORECLOSE YOUR MORTGAGED PROPERTY. IF THE MORTGAGE IS FORECLOSED YOUR MORTGAGED PRtJPERTY WILL BE SOLD BY THE SHERIFF TO PAY OFF THE MORTGAGE DEBT, IF WE REFER YOUR CASE TO OUR ATTORNEYS, BUT YOU CURE THE DEFAULT BEFORE THEY BEGIN LEGAL PROCEEDINGS AGAINST YOU, YOU WILL STILL HAVE TO PAY THE REASONABLE ATTORNEY'S FEES, ACTUALLY INCURRED, UP TO $50.00. HOWEVER, IF LEGAL PROCEEDINGS ARE STARTED AGAINST YOU, YOU WILL HAVE TO PAY THE REASONABLE ATTORNEY'S FEES, EVEN IF THEY ARE OVER $50.00. ANY ATTORNEY'S FEES WILL BE ADDED TO WHATEVER YOU OWE US, WHICH MAY ALSO INCLUDE OUR REASONABLE COSTS. IF YOU CURE THE DEFAULT WITHIN THE THIRTY (30) DAY PERIOD, YOU WILL NOT BE REQUIRED TO PAY ATTORNEY'S FEES. WE MAY ALSO SUE YOU PERSONALLY FOR THE UNPAID PRINCIPAL BALANCE AND ALL OTHER SUMS DUE UNDER THE MORTGAGE. IF YOU HAVE NOT CURED THE DEFAULT WITHIN THE THIRTY (30) DAY PERIOD AND FORECLOSURE PROCEEDINGS HAVE BEGUN, YOU HAVE THE RIGHT TO CURE THE DEFAULT AND PREVENT THE SALE AT ANY TIME PAGE TWO MARCH 29, 1996 753111 UP TO ONE HOUR BEFORE THE SHERIFr'S FORECLOSURE SALE, YOU MAY DO SO BY PAYING THE TOTAL AMOUNT OF THE UNPAID MONTHLY PAYMENTS PLUS ANY LATE OR OTHER CHARGES THF.N DUE, AS WELL AS THE REASONABLE ATTORNEY'S FEES AND COSTS CONNECTED WITH THE FORECLOSURE SALE (AND PERFORM ANY OTHER REQUIREMENTS UNDER THE MORTGAGE), IT IS ESTIMA'l'ED THAT 'rHE EARLIEST DATE THAT SUCH A SHERIFF'S SALE COULD BE HELD WOULD BE ;"::;::"O:<D!;':'::~Y ONE HUNDRED EIGHTY (180) DAYS FROM THE DATE OF THIS NOTICE. A NOTICE OF THE DATE OF THE SHERIfF'S SALE WILL BE SENT TO YOU BEFORE THE SALE. OF COURSE, THE AMOUNT NEEDED TO CURE THE DEFAULT WILL INCREASE THE LONGER YOU WAIT. YOU MAY FIND OUT AT ANY TIME EXACTLY WHAT THE REQUIRED PAYMENT WILL BE BY CALLING US AT TilE FOLLOWING TOLL FREE NUMBER 1-800-736-9090, THIS PAYMENT MUST BE IN A CASHIER'S CHECK, CERTIFIED CHECK, OR MONEY ORDER AND MADE PAYABLE '1'0 US AT THE ADDRESS STATED ON PAGE ONE OF THIS LETTER, PNCMOIR1I'GAGlE YOU SHOULD REALIZE THAT A SIIERIFF'S SALE WILL END YOUR OWNERSHIP OF THE MORTGAGED PROPERTY AND YOUR RIGHT TO REMAIN IN IT. IF YOU CON- TINUE TO LIVE IN Tim PROPERTY AFTER THE SHERIFF'S SALE, A LAWSUIT COULD BE STARTED TO EVICT YOU. YOU HAVE ADDITIONAL RIGHTS TO HELP PROTECT YOUR INTEREST IN THE PRO- PERTY. YOU l-lAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE M0RTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT, (YOU MAY HAVE THE RIGHT TO SELL OR TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR TRANSFEREE WHO WILL ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL 'I'HE OUTSTANDING PAYMENTS, CHARGES AND ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT TilE SALE, AND THAT THZ OTE:::R P.EOUIRE~ENTS UNDER THE MORTGAGE ARE SATISFIED), CONTACT US TO DETERMINE UNDER WHAT CIRCUMSTANCES THIS RIGHT MIGHT EXIST. YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. IF YOU CURE THE DEFAULT, THE MORTGAGE WILL BE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED. HOWEVER, YOU ARE NOT ENTITLED TO THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THRE~ (3) TIMES IN ANY CALENDAR YEAR. SINCERELY, JOYCE KRAOES CUSTOMER SERVICE SPECIALIST COUNSELING DEPARTMENT TOLL FREE, 1-800-736-9090 COPY VIA U. S. POSTAL SERVICE " , . is marked 118 ellhlblt" A", attached hereto IlIld made II pllrt heritor. 4, all April I, 19115, as security for pIIYlllentof the IIforesnld Note, Defendants made, Illlecuted IInd delivered to 1'IIIIntlll'II Mortgllge In the orlglnlll prlnclpllllllllllunt of $68,000.00 on the prcl11lses hereinllller descrlbcd, sill <I Mllrtgllge being recorded in the omce of Recorder of Deeds of CUlllberlllnd Counly OIl April 2, 19M5, In Mortgllge Book VOIUI1111 774, PlIge 126, A true IInd correct copy ofsllid MllItgllge contllining II description ofthl~ prcl11i~es subject to sllid Morlgllge is Illllrked liS E:<hihit "B", IIttllched herctolln<lllllldc II p"rt hereof. 5, Defendllnts IIrc the recor<lnnd rculowners of the IIforcsllid 1110rtgnged prcllllscs, 6, Ocfcndllnts IIrc in delilultlJllder thc tenns of thc IIforcsnld Notc Jlnd Mortgnge for, Illter alia, fllilure to puy thc Illonthly instullmcnts of principJlllllld interest on suid Notc when due. Defendants ure duc for lhe Januury 10, 19% pnYlllent 7. On Murch 19, 19%, Defcndants were Illuile<lll Notice of Homeowner's Elllergency Mortgngc Asslstunce Act of 1983, ill cOlllplinnce with the HOllleowner's El11ergency Mortgllge Assistnnce Act, Act 9101' 19M3 TnJe lIn<l correct copies of suid Notices lire I11l1rked Exhibit "e", uttnched heretollnd mllde II pnrl hereof Oefendlllll, I'Jltriciu A Brocklllun, tiled un Application for n HOl11eowner's Elllergcncy Mortgllge Assistllnce LOJln but WllS rejectcd, A true and correct copy of the Notice of Rejection is IllJlrked Exhibil "0", attnched hcreto Jlnd Illude a pUrl hereof 8, On Murch 19, 1996 nnd Mnrch 29, 1996, Dcfcndants were l11uiled Notices of Inlenlion to Foreclose MOrlgnge in complinnce with Acl 6 of 1974, 41 I',S, 101 el,I'eq. True and correct copies of said Notices are Illurked Exhibil "E", uttached hereto and made a purt hereof. 2 I I! I, " I I I 'I " , , , " II ,. , , I I " " " EXHIBIT "A" ': " i' , " " , , " " , , , I , , " , " I" , " , , , , , ,;1 ADJUSTABLE RATE. .OTE 'lS 31 , \ NOlin 11) 101l1lOWr.R1 TIllS NOH CONTAIN~ A .1l0YlHION AU,OWINll ~O. cIlM<lIl18 IN TIIf. IN1t:HViT IIAn, lNCIl!A8U IN nI! rNTJiRUT U1"I WILL IU:IlIJLT IN lllliltlll .AYMI:NTH, IIfCUAHU IN Till INTlRllll \IAn: WILL IU'IlIJL'r IN I.OWr.ll I'A YI\lINT8, '" '" I~~ r ~Il., ,\ I ' , I , . .. , . , . I , . . . , , . . , . . . . I 19 .~~. , . ..., ~~,~ .~~:~I?f.~~~!1.d"..., I """I:~" '.1"" "."" (flY 51'" /tl~, M, J 1I,0.q~~, '\~IYP" ,~, ),'.~~, ~mh'l .lVi'." ,~\'r.hqQ'>,\~Y'l" I'^, ,IIAl),."""",,~, "L"""'" "."'''f ...ldrm ('tI~ S,." tip .... I. 1I01l1l0WElI'8 I'H01ll181: TO I'A Y 8 0 0 00 III roMII '0' 1/0." ,hll I ha" "",Ivt~, I I'romlM ,. I'll' 1),8, I..~, ,', ,q, I.."" ...' (lbI"""'.1I1 \fill hOC.UM "plindpeJ"), phlllnlllttl, Iu lhr I.),dtt III Ihe l..Andc" The Llndu II CCNB Ben", N.A. I und,"llnd Ih.llhe Leooer m.y lran.frr,hlt Nule, The '_..l'ndffor.nYlJur ",htll.h.lhb NoCl b)'ll'.n.t,und ...hON .n,'lIto! 1010'''''' pI,n"nll .II~" 'h.. 1'1." \1111I bI ctll.d Ih. "No" ltol~"," I. INTllIEHT 11I1'n.~t ...111 II< <hlrlDol ',n Ihll pilI 0' .u"'lndl", pIIIl<lp.1 ",hkh hll II.' b<ln pll~. In'IIII1 .11I "" 'hI'pd "'&I"nl.. ol1lh. d.l. I ,..Drive prJno;lllIlln<l 'ol1l1l1ull1l u,'1I Ihc fIllI.mool1l or 1"1"f~.11 "..11'0 h.. bool1 p.w, B.&lnl1lnl on Ih, du. ", Ih~ 1'10'0, I\IIUI i>lY Ill'''''' ., . YClllp.', u( .......... ....,,, (lhI.IIIIU.llntmt1 R.,,"), The inlrrcll ralt Ihall ~IU In)' ..JII chan.l" ,lXl)Illlnoc Yr'lIh ScLlltm. uflhl. Nucc until m~ 1111"" .)lld. Inl.rut tlllChlnlra ml)' ()(C\lr dn lhe . ,l,II ~ , Ihy IJr the month bc,lillnltlJ nn ,,.. N>:e; H, . .~, . . . . , , . I , , , I . , , , . , , , I . , . .. , 19.~t,.. I and on Ih,' dl)'orlht mllnth IIVtry ". ~)I.~'V'".., monlhalhcrcalltr. F.~h dalt unwbkh Ihl rwlcolinllral may cl\llllr _ill hI! ,.11t.J . "Chan" IlIlr," 3, MYMENTS (AI Thn. .ud P~ra or '.,nllnb I will pI',prlndp.1 .lId Inlerfll by naklnl i>lym.nll "'I)' 'ou""" ~I~, IIlIiIl "",ko 01' bll....I' pI)'JOInl. bealnnlnllJn ..,.. '.'~r\lP,r,y. J.. ""","" ,19, .IJ~, 'I u.J (ontlnuia.nIIY rounce" d.~.lhcrr.Il....1 wfllnk. thr.. ptya\lnlt unlil J bYe paid all orlhe p,lndpal.nd Inlttnt II\li any other Chl'J'-:I, ductibcd bc!IJW,lh'II...~ OWl uM.tlh1. NQu. I ..III pI)I.lllunll thlll ow. Ul1dtrlhll Nol. no lIler lhln . .." .,Nl Y. ,t". ?P!l. ,.. .... ,.., ,...., I.,. .. I. . , I (the -(\1\11 p.)mt111 .JIlt"), 1 Mil mlh my hlwcekl)' pI)'l1Icnllll131 Plld.( Sired, NeWCllnlb<,IIr\lJ,I'rllnl)'I~lnll 17070, Of'.llfWTrrcol pl...lrrcq""~d b~ 'b, NololI.ld", (~) 10I'I0"~1 p".""l1lkr... nlJ A.. OUI I hAve the ritht Ie) mike paymenl' of prlnclp.I'1 In)' lime brrorr Ihey arc dl,l.t. A p,ymtal of pliftclpt.1 only" ho.n Oil "l>raplY''''"'''' Wb,n 1 mlk,. p~p')'l1l'n', 1 ",llIlolllh. NOI,lfol~"I...,IIIII.lbt'l.ll1dollll'o, I 01.'111I" . rullpl'1p.ym.nl Ilr I p'I11.a1 pntl~1M1rlll MthoUI ".)'in, an)' pentlly.l'", Nole It older wUl \lM.1I ufmy pnpa)'mrnt.lo rodtltllhllmount.rl'rlndpolllall .."', uruler Ihl. Nol'. In rn,k.. p."lal p"i>I,ment.I"~\II11I be.. dd.,.llIlhI dllt dall$orm)' biwrckl)' plyrncnll unlN'lhtNolt Ifllldrr'IJ"OClIln w,hJn.lo Ihoud.II)". My pert"'l prrplytmnlwlll redUCl Ih..mount or m)l biW4't~ly ('I.yrmnl.lnrr Ihc n", Chili. Otic (ollnln, my 1'11.111 prcptymc."lIlJWlWf, In)' reduction dll. to my plnJal p~pI)mtnt IN>' lH ufTul hy In lnlrmt rile lll.c~ue. (Cl A...un' onh...kl, 1'1'''- My Inlllol bl.."kly i>I,,,,,nlllllill be In Ih, Im.UnlOr U,S, W.. .1't?,,1.I....., lllh.I....."..... Ihlll p., chI",,', tht amount of my bl",,<<kly (Mymentl will chan,l. Inmuet tn the Inlt,ft' I.~ ",HI I.ullln h!prr peyromh (unl... DIY p,opaymonll.lno:o ,h.lul O.nl' nllC orr..l th.I........ln my 101....1' pl)'YUnll), n_....ln 1M 11lIC,... ,.,. will ~.ul'IIIIo." pay""nll, "..lmoUI1I.r",y bl...kJyr..ymenlllllillll...,. "" l.fIId,nt 10"p"y Dlyl..n In r.lln .ubaI.llllllly 'qual ply,",nll by lh. nllll plyment d.Ie, In 1011 nllhe bl...kly pa,mell.mount l1I\au:b CIa... Dole. 1M Nutl Holdlr will u.umt th.ltlhc Nott lnlcrclll"lll will nIX ch."IC ..In prinr to the nnll plymt'lU daLe. (Il) lit_or........... n. ~aullr bl_kly poymenl.,o be mid. h"...nd" .bill 10, owl. by Ih.l....d'~. d,dll,t1na IhlllllOllnl or eadl pl)'11Wf1t on the date lhal rach ILld p'YlJ\cnlu d\.IC rr(lm I t,..".."I(ln Itcoqnl maintained by 1M Iorro...r with IhI Lend", Irlh. 1I0floM' '.I~ 10 ...1...1.. trlna.ClIolI."",,,n' wll~ 1M t.nd" Indlor rllla 10 nIIlllICln I btl.ncaln IhI ...OUIII.uJl1cl.nllo ""', Iho plymenll ..lied ro, herd, \IIben uld pa,mcntt .~ do<, .hlloltOM' Iball "" In dllllull ullder th'IC,1ni oflbll NOl<.nd Ihu",.mpin}'1nl mort_.n<lllle Llookr na,,,,.... .11"","".. l\lllJablc loh "po.. del.uk, Iy 'h. ....ollon 0(1111. docu""nl.'" BnlTo"''' "'roily .ulho.u..lb.l.co4cr 10 lkdu,tall pa)'lDllnll 1011"'...... be mtdo by Ihc BorroM' on~.. Ihll docu..,nl rrOllllh. Bo"o"~'ll'Il1IIctloll lOCouol ...,.'.Ined wllh lilt I.AIId", PlUmlAl11 AlID IIW IUlIl-AlIIU11A1l1lAn 1000IDn-~II"'._ 1111_ .. INTIUlIT .A1I ctlANGU 1M ,....... An~ .........10 lbe ml.""I..I. MIl b. bated onellan..'..n lnIamt....Iad....1olch ..III be..'leoI,b."'ndu." ,... hul.." ...1!'1-......,.. _.. ,...., (I) [Jo "Colll1to1 1._, Ra... Putt b... of Pr..I...I~ Oa:upltd 110..... Nlllon.1 .......... ror all Mt,Iot '!)pot or l.aldo~bl"bM ~ ~"IIIO'" ....n kok ~oord, ~::~ ,::'~' ;"~~~~~,.l, .:~!f.~.:~~~,',~~~~~~~" ,~~~:W~~~~~~~~~~~~~~~~~~mm~~~ YR' U'l.llio1n .....,to bt lIl.d. .w"blc br thopublllh... Of by .or """,.or 10 lbe publloh.., 'h. NOI.lloldw IriII cd 1M NOIe Intaoo',," by Iltlq . camp...blt IOOCA. ell Sd1Iq.... N............ '11. To Mllhe new LeICrttl rllc.the Note U<lldcr 'ttrUl dCl.Cnnln.lhc chinle btlMeD thl Bu.lndn ",ur. and th. ~ lod", naun. TIIJ .... Ind... n..... It ..' ,9.,. Q~. , , '\0 C...~nl lod.. n.... " 0. OlD>! _'1 Ind.. 0.... .""I"blo..M,..,. dll" pnor to euh Chaop Do.., Iflb.lUllollJllorthoclwploh.. Ihanolll-d,ihlbol_..."",1qt pol.., lho....... wlU bo round" 10 ''''0. Jrlb. .mouol Drib. ebullt It o.....lplb DrOne pcrocoto&e point 0' mort, Iht Nolo II.... trill roW>lllb..mu... or Ihtchanp to lb. _I OJINi&bIh oIooc pm:rolqo point. IIIht CUnnllnd.. flf,Urt It "..rlha.lb. _,id.. n,u...I.' NOIe 1I014",.1lI.dd III< lOuodod _lor tho cbt...lo lb. hlilltllnt.....llolt.llw Cumnlln4e. nau..I'....11cr Ihaolh. a...lndol ftru...lht NOI. Holdt,.w ..bl..llI.bo roundod .moUlll ollbo cbt.,. rrom Ih.11lI1W I"",..t ...., The JtIu11 oItblt addl~on 0' .ubi_lon 'Il'I1I be tbt pnlllnlllUl' ,.to.lltho..lo.o chaop bll_n tho But 100.. n,u.......o. CIl.'ltllt 1.01.. n......n.' '01Iodln..tho InllW Intoll.11laIc 'Il'IlI bt 0. prtllmloacy ...., (Owrt",".,o hII,.., N4t/1tIt ,Iv". ",."MYftItntl'DfI"*"",.,,ItMttu.1!1itG ~ II,,,",,,. Ilf".. ,,""'IWM&.I""...htfflIDfl....1 C1) [:J Illlllt boll&cb<<kod, 0.....11I bl.o m..iJUWlllhnlt o. eh.....ln tb.io......I.." up o,do.... Tbt prrllll1JnaIJ ..to triU be Ibo ....Ink..oI...., m 11 UIIllo boll&chocUd, 'h.ln'....,..I. 'Il'I1I... blcllJol'd bymo..lhao.. ~,.., pcroo.l.. polo.. DOU, 01.,. 0&10. Th. NoIollolde,..W.dJ"llb. prellmloacy nl. to Ilullh. clIa...ln lbe I.t.cmt ..I. will no( be 010" tll&a WI limit. Th. ....InIl'.I.... 'Il'I1I "'1...,.11< n,u.. thaI rau'" Cro.. IlIb odjulI#Xol 01 Ill. prdiJUlo.cy ..... III II U~bolltellubd.lb.lo"""" ....lhaIln__au>rcIIa... 'J,.~.", pucrnll.. polnlubowlbt hlllaJ loteroolllalc _...lIlhelnl....1 .....n'" be I... than . ; 8vr, . J. pu",nll" polnu bcl...lh.l.oJtItllolCraL IW&. Ie) E1r.c:th.Dolto(C1wl.. ',' EodI n."I.I"..1 nil 'Il'IlI becoOl. oII'o<lIw 00 lb. 0'" CiIan&' 0.11, If m, bl_'I)' "'~0l001""''' . .-.II 0(. eha... I. Ill. I"....... "". "'r bl....klr INr...., ..III oha... U ollbo nil' bl....kJr pIl)'Dltlll dI.. W, W Olup 0.... (Il) "ode... Iom>_ 1.... NOIe Holder..w Nil me. nOlleo br nl1l dolO ....1111I ....t ,hIUr.nd .0 morella" rO<1)'nw da)'t Wort IIch Oan&c DaI.e lIllt lateral rale .. II) cU... 1bc ootkc wW.dvf.M lIDe ofl m .... _1n1mo1 nu o. m~ 1M,,: (II) Ih......nt or Ol)/'" w....kJ, pa)'lllOll~ and (I/J) ..'Iddl~ootl...lI... wbleb w "wltolder It roqWrod to dlo:IOIC, .. IOUOWIlR'8 FA/LUn TO PAY AS ar.QIJI.1Il (A) ... CIoup Cor ~ P._... litho N"'.I/older II.. DOt ..oo\..d lb. luU om.Un! or..., ormr bl_kJ~pa)'lJltnll by lbeood or .,. .to.... oaI.nda, dll" .no. tbt oil" 1\ 1& d.... I \till ..y . 1&11 cha,,, to lb. No.. 1I01dot. Th. ImOUl of lbe ,...,.. trill b. ,,(lv,..., "'oIm, GlIrd.. ptr...., olprinclpal.od 10torccl, I 'Il'I1I P"' thI& I&...ha,.. oolr..... o..ny.... pay.-. el) Doh.. If I do nol par I'" rUIl.....Wl1 01.... bl....kly INrm..1 b,... d.lI,l.tod In SmJo. JIM .bove I will be 10 dll.ult, (e) Nora F_ NOI.llo1d. If I .lD la def.ull, .b. NOIe 1I01der ....r .001 me . ..ri,un no.l.. '.llIn. m. 111&. U I do nol p'r lba 0,.n1.. .lllOWIt br' --.In dI.. tbt Nol. Holder...y roqulnl mllo pty h.un.dlo..lr lhe lull.mo.", oI'priIlClp.1 wbldJ bot nOl been pald.od all 'he InllralIIIJII"", ou wl.ro""nt. lbol d... mWI be.. ""1lO~')'I.n.rlbe d.1t on ..blc:b Ib.nDllot Itlllllltd",.... eve. 1(. .. . limo ..1Ia11 ... I. dcflul~ ,be Nol. Hold" doc. nOl rrqul.. In' 10 lit, Immtdlo..tyln I\llI .. "-ribnd .bow, ... HOle 1I014"..W .till law lb. ripllo do 10 If I .m In d,r.uh tI . loIn limo, .t/,.., __a..... r*dH..,_"""..... -',.".., MII~. IV' iDWr1rW.,w _"'*_ _",""",. ~....."" (I)~ '.r-m 01 N......I.... ClOtI. ... 1.- '1111. Nol. Holdu hu ..qult.d ""IO...r Invordl.I.lr In 'ull.. d_Il,IoI ."".., Ih. NOI.llold" wlll.....lht rII/lIl.O" ,.Id bock br m. '0,.1111. ,_Il..1llt ",,".04 ..,.n.lolllt ..I.olnol ,,"hlbillol br ..pllc.Wlllw, Th... Ilptn.,l1Ir \rIClud., 'Of ...mplt, ....lHIIblt .1IOf1l1p' r_. I, "'A'VIIlI Aoru" who ,I,""hl, H....lo 1,.n,r"III.'U""OO' 01" (lI1OWO ."0 "lIIlo,",") ,..I.., OIII.ln ,I,hll Th... rip~ ...IA) IIoa ,I,hllO ..qui.. ta. N." II.Wer 10 d",,"nol p'r'llIol o,.,...nll due (know. II ."....Im,.'") .od (I) Iht ri,ht 10 lC'lol.. Ih. No.. Hold" I. aj.. .00Io:t,hJl ..,..nl. dOl h... nDl be.n flIld (\""wo.. "0011.. 0( dl.....or"), 7, ClIVING Of NOnerJl blll,l r., Ih. 00*. ....'Id.d I" 1",1I.,,4(()), .n, nulI..lh.1 mllll be Ii'" Ill"" .nd" IhI. NolO will 1M p..n b)' ....11I..11 br.erllllal ...11, All 0011... ..III '" .dd"....ll.... .11'" 1".plr1, Add,OI'"""", NUll..., will be ...11Id '"111..1 . dlll...nt .dd..., III p" Ih. N.IO 1I01d" I o.II....r mr dlll.",,1 Idd"... A'r oOII"'lbol Inu" """nloll1. HOI.llllld" und" Ihll No" will 1M Ii". b, m.U1..1J br ,,",Ined m.lllo 11M No.. Hold" .llh...w,a, ".I.d I. 5<<1100 !tAl at..,,", HOII.....III b. m.liftJ III 11M N.... Hold".I' dlll...nl.dd....lrI om II''"' n.ll.. .r lIltl dlll...nl .dd...., L .rnONSIIIUTV OF 'USIINS IJNIIIR TillS Non 11m." lhan on. I'<"on ,I'llIlhll NOll, ..,... 0(0'. 'ullr Ind plllon.llr obUplld I. por 'hi r.lI.mouOI ...cd.1Id 10 k..,.1I o'lh. '/0"''' ...d.ln Ihl, N.". Anr ....'..10', '."'r, 0' ,,!dOlte, orll1i1 NoI.I,.I.. "bll"lod 10 do 1'- Ihl"". 1,.. Not.t HoWrr may fl1(I)f('C III ti,hll undu Ihl. NOle .pilUtul:h ofu.lndlvW,"lI)1 or Ipln.,.1I orwlosrthIJ, 1\11 me.n. lhat .n~ Oftl uf u. ml)' be requlff'ld to pI~ .U utah, I",ounll oWld undt, 'hie NI)CI. An)' pU'Ion ",holl~CI ovum)' IilhLJoroblll.llonlulldu lhlt Not..U1 have.1I orml ,llhU.hid mUlt kHp.1I 01"" "omb" made In Ihlt No". All)' pen un whl, .do ow, Ih. rllhU ()r obllptlon'llr. luaranlllr, IUJd)'.I)' ,ndoI'Mr ollhl. NOll" .110 obll..Ud 10 kup all 01 the ptocnllCl m.dlln lhh Noel. t, I.OAN C1lARllrJl It could be thll IhlllOln II lubjrt"t 10. Law .hlchtcU mulrnulIllllln charltl.nd 'hili.. Illnlrrp,..":d Ie,) lhai '1M 10..11" or olh" 10" ,b."a ",lIl<led orlo be collcdN In coM'dlon ,.,;,h IhlIIOIn wo.W uocod pcrmlllod IImlll. IIlhlo.. 'hUll'. thm: (It) .n,Iuc.t\ loan thart'lhall be rcdUttld b)' lhe .mounl nKdu'llo I'IduOI 11M chl,p 10 Iht ptrmltled Umllj Iftd (I) an)' IUnu .Ircadytollllldcd rrom Dlwhlch ..ccohd ptrl'Dlncd IImlt...u1 be rcf'wndrd 10 me. 'IN Nole IhMdcr aJA, .h....lo OlIh Ihil..rund br ..d.dlll the p"od".11 0'" undt, 1~1a NOIe.' Ii, oll~.In.. dlrecl...,.....II""". II. rd.od rod-- prindpol, 1l1. roducUon "';11 be I...,N "' . JlIr1I.1 PrcJ'lI"...L I" nlls NOn: 5lC\JRED IY A I\!OITllAOI I. .ddil!on 10 Ihl ,roUt:lllJlu II\len 10 Ihe Noll nolder under ItllI NI)I'. a Mort..... d.lld ,..N>!,n. ~"."..,..,',...... .19 M", .,'OIC<ttlh.II,,,.lIo1d,,rromp...iblalo_whl,b mllhlmMlllrl donol knp .he proml.1 which J make In thl. Note. nlAl MlJf1I1.' dC'lc,tbct ho.and MMer whit c:undlllon.r nl')' be rcqulrwd to m.ka immedl.te p.ymenlln rull or..n IJaounU 'hili uwt udu ,hh Not.. One atlbole tolldlllo.. Allin to Inylr."'. r:J lb. ,'op<rt~ covnod br Ih. MOil"., In 111I1 ....'d, Ih. 1010"". pnwld..ln po",II,h 11: 1'7. TraMrer or 1M PI"Optrt)1 A"umpelun. I( .11 or In)' put of th. Propert)' or In Inl.rnl IhI,eln I. lOW 01 "lntr.JRd b)' Borrowu wilhoUl L.endU'1 priur _,"em CGnat"l. utludlna (t) I'" CFlI,lon or . lien I)f mcumbnDCll IUMrdlnatt 10 Ihh MOf1PI~.lb) Ihe crullo.or. purch.t.. 1IlCJt\t)' Maull)' Inluetl ror houachold .ppUa",",(l). ,ranII., ~d,..;te, d_nl Of b)' opcullon or law .p.. Ihtd...h 0( .j.lnllC..nl o,(dllh.,ronl or..r I....hllld I...... g(lb... "an Dr .... noli contalnln. .n oplloa 10 purchuc, lender may, .1 Lender'. opllon, decl.r. .U 'N 'UN _urtd by l~iI MorIp.. 10 1M Immcdlu.,~ due.nd p.)'Ibl., l..nd" ,hall h... walvcd 'UC~ opllol 10 ."",ltllte II, prio, 10 ,1to..1t Of Irlnd',r, ....ndcr.ndlh. penon 10 whom IhI Propcrl)'la '0 he lold or "I.,.rcrrcd f1Wch..,...mcnlla writln.lbllh.cRldn oh..b pcno.I,..IWICIOr)'IO L.ode, ,nd lhallbc I....... poVlblt on lba ,um'ltCllrN br IhIa Mo",...,hllIlM .I....h nl...lAnd" ,1lIU ..quIII.IfL.lldor hu walyed IhI option.. 100I111111. "ovId,d In ,hi. p....llph 11, .nd Irllo,.-..', .._. In Inll,al hll """,'ed . wtit... ..umpdo. ._m.nl ....plod In wrilln."" ....." IAnd.....1I ..- ROllowe, rrom .11 obll"llo.. under Ihil 1040'.... ond lb. N...., Jf l.cn4tr .and_ .tach opllon 10 acarim1., J..eadlf Ihlllmall Borro..., nOlic:t orlCod....llon In .oconlInlll wllh ...,....'b 141lt110r. Su.h noIleo ,hall ploYldt . porlod of not ""' lbon 10 d.)'I ''"DllIlt d.lIll1. nDlIeo II nWlcd wllhln "hleb lIorToWt' IlIr por Iho,.,.. d....rod d'lt. 11110......... ,.1It I. por ,..b .... prio, 10.... ..,h.tlon 01,_ pntod, '..nd....y, wk'-l\U1.... nolllllor d.Dllnd 00 10,_, In,o~' .nr,.."..,I..,.naIIlod I>l' ............. ,**", . ..... .,....' . .' "', . U ",:1 ~". ,'to,' ..' \ I U"lrDI"to~..~~ 1oI,,,"t'" LM"''''WI'..''''',,'It"..MI'~.." ....U ,,"I"''' MI.. .....- '1" ", ... .......tl,. .. a....... ,.... HI .. 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It ~ tNft"'" ,"11'4 III' ~rl\l",j"''' _ __"10""" I.....".. ,101_.....,"''".......11 W_' ,..,." 11M ffl....,....tr"1 .. iN ... .......'11 _~"~.,,,.5r,.t: .~~\i:'''I''''~''' ..,C'.";rs.....a.....,~ 1"'_' ."'dJ_'"1l1_loIo .. ...."'..1..."."".._."......".-..... ......................,...........=-=. 111Io "'....'''' ,,,,,,,",. '"'''=''' ...........".. tlllII' ..... ",,," ........''''.._'11 n. 011, ......t."."".."""" .11'1 ...11.,.......,.."......"',..,..1""".", ~'I'.......... 1M ,..." ....-...... ~,..,....,"'_I......". , ...,..".. ., I......... r_" _1- ,,_...... II ..- ,.. ......."'....,_.= \l1"".."."...."'..",..,....~.IlPI~""...,~II..... LoIl4<r'. ."'" 1. 111I ,..."' ,.... .. . ......."'1 \II ...""'", ,.... '" -.Oo · " -.. ~., " nPI'.....I, ,loti ,...do' .." d. '''''1'\1 "'."'.... ~ .....'" 11,.- '" .~~..,..,... LoNorIIII\~ .. 1M ,"...." IAW*'" "'.." .., WI'" "lV~" "".. " ,ioo ~.. """I' ..., "M .....'1 In~JV"""" .~~ ~ Illlln. "'~ll. ........w. III "..N .,...ljI, tIIlhI , I' rMkt""" ~~~ ....11" 11\II>> IIh ..'1"'111;11II" 1M. r-I"I/1I,.tl', """'" ~M. ""km ID II..., Aplfl","".II.\'\I'''''~' I.M",'''''-ihY .,.n,~' .MI~t"!tIritN'II1*"~" ..111M" t~16 .,,'.'II,JN.~,LJ" .an4L"'~r6l,..."...,I""~tf,.l1N.I._.'.IllIl" I ,'-\fflftftrtlt U.. "'1' oJ i1~"',,"' t'w:.. Itll MI4 ~II" .. I.~.'l., .11" "'1".1. lI,.ft ...\tI ".. , " .."....... ""1M"t"'.....-nI. IUO' ';;\Ili.1 1~7 I I \ I , , 1"\1 i'. , , " " " " , , I' H ,r' il " , , " " , , , 'd , , II EXHIBIT "C" 'I , I , I , I !I " , , " " , I " 'I I, " , , I, " 'I , I 'I , , MARCH 19, 1996 PATRICIA A aROCKMAN 229 WOOOS OR MECHANICSBURO, PA 1,7055 PNCMO!R1rGAGIE TOLL FREE 1-800-736-9090 HOURS SIOOAM - 9rOOPM EST ACT 91 NOTICE IMPORTANTt NOTICE OF KOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM PLEASE READ TKIS NOTICE. YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE wnICK CAN SAVE YOUR KOME FROM FORECLOSURE AND HELP YOU MAKE FU'rURE MORTGAGE PAYMENTS REr LOAN NUMBER I 753111 PROPERTY ADDRESS I LOT 116 WDS DR-SLVR SPR MECHANICSBUHG PA 17055 YOU MAY BE ELIGIBLE FOR PINANCIAL ASSISTANCE THAT WILL PREVENT FORECLOSURE ON YOUR MORTGAGE IF YOU COMPLY WITK TKE PROVISIONS OF TKE KOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (TKE "ACT"). YOU MAY BE ELIGIBLE FOR EMERGENCY TEMPORARY ASSISTANCE IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, YOU HAVE A REASONABLE PROSPECT OF RESUMING YOUR MORTGAGE PAYMENTS, AND IF YOU MEET OTKER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOllSING FINANCE AGENCY. PLEASE REM ALL OF THIS NOTICE. IT CONTAINS AN EXPLANATION OF YOUR RIGHTS, UNDER THE ACT, YOU ARE ENTITLED TO A TEMPORARY STAY OF FORECLOSURE ON YOUR MORTGAGE FOR THIRTY (30) DAYS FROM THE DATE OF THIS NOTICE, DURING THAT TIME YOU MUST ARRANGE AND ATTEND A "FACE-TO-FACE" ~!EETING WITH A REPRESENTATIVE OF THIS L!':NDER, OR WITH A DESIGNATED CONSUMER CREDIT COUNSELING AGENCY, THE PURPOSE OF THIS MEETING IS TO ATTEMPT TO WORK OUT A REPAYMENT PI,AN, OR TO OTHERW ISE SETTLE YOUR DELINQUENCY, THIS MEETING MUST OCCUR IN THE NEXT (30) DAYS. IF YOU ATTEND A FACE-TO-FJ\CE MEETING WITH THIS I,ENDER, OR WITH A CONSUMER CREDIT COUNSELING AGENCY IDENTIFIED IN THIS NOTICE, NO FURTHER PROCEEDING IN MORTGAGE FORECLOSURE MAY TAKE PLACE FOR (30) DAYS AFTER THE DATE OF THIS MEETING. THE NAME, ADDRESS AND TELEPHONE NUMBER OF YOUR REPRESENTATIVE IS: JOYCE KRJ\GES PNC MORTGAGE CORP, OF AMERICA 539 SOUTH FOURTH AVENUE LOUSIVILLE, KY, 40202 TOLL FREE, 1 - 800 - 736 - 9090 THE NAMES AND ADDRESSES OF DESIGNATED CONSUMER CREDIT COUNSELING AGENCIES ARE SHOWN ON THE ATTACHED SHEET. IT IS ONLY NECESSARY TO SCHEDULE ONE FACE-TO-FACE MEETING, YOU SHOULD ADVISE THIS LENDER IMMEDIATELY OF YOUR INTENTIONS. 8S235 753111 YOUR MORTGAGE IS IN DEFAULT BECAUSE YOU HAVE FAILED TO PAY PROMPTLY INSTALLMENTS OF PRINCIPAL AND INTEREST, AS REQUIRED, FOR A PERIOD OF AT LEAST SIXTY (60) DAYS. THE TOTAL AMOUNT OF THE DELINQUENCY IS $ 1/991.15, THAT SUM INCLUDES THE FOLLOWING I PAYMIONT AMOUNT PAYMENTS NOW DUE LATE CHARGES RETURN CHECK CHARGE LESS UNAPPLIED FUNDS 377.14 6 74.96 30.00 .00 IF YOU HAVE TRIED AND ARE UNABLIO TO RESOLVE THIS PROBLEM AT OR AFTER YOUR FACE-TO-FACE MEETING, YOU HAVE THE RIGHT TO APPLY ~'OR FINANCIAL ASSIST- ANCE FROM THE HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE FlmD. IN ORDER TO 00 THIS, YOU MUST FILL OCT, S:J:J ~lD fILE ;, CC~Il':.E,ED HC~I::O;';~:ERS' EMERGENCY ASSISTANCIO APFLICATrON ~;ITH ONE OF 7HE Dr.SIGNATED CONSUMER C~EDIT COUNSELING AGENCIES LISTED ON THE ATTACHMENT, AN APPLICATION FOR ASSISTANCE MAY ONLY BE OBTAINED FROM A CONSUMER CREDIT COUNSELING AGENCY. THE CONSUMER CREDIT COUNSELING AGENCY WILL ASSIST YOU IN FILLING OUT YOUR APPLICATION AND WILL S~8MIT YOUR COMPLETED APPLICATION TO THE PENNSYLVANIA HOUSING fINANCE AGENCY. YOUR APPLICATION MUST BE FILED OR POSTMARKED, WITHIN THIRTY (30) DAYS OF YOUR FACE-TO-FACE MEETING, IT IS EXTREMELY IMPORTANT THAT YOU FILE YOUR APPLICATION PROMPTLY. IP YOU DO NOT DO SO, OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY. AVAILABLE FUNDS FOR EMERGE~:':Y NORTGAGE ASSISTANCE ARE VERY LIMITED, THEY WILL BE DISBURSED BY TilE AGENCY UNDER THE ELIGIBILITY CRITERIA E57~LIS~2: 2; 7ES A:7. IT IS EXTREMELY IMPORTANT THAT YOUR APPLICATION IS ACCURATE AND COMPLETE IN EVERY RESPECT. THE PENNSYLVANIA HOUSING FINANCE AGENCY HAS SIXTY (60) DAYS TO MAKE A DECISION AFTER IT RECEIVES YOUR APPLICATION. DURING THAT ADDITIONAL TIME, NO FORECLOSURE PROCEEDINGS WILL BE PURSUED AGAINST YOU IF YOU HAVE MET THE TIME REQUIREMENTS SET FORTIl ABOVE. YOU WILL BE NOTIFIED DIRECTLY BY THAT AGENCY OF ITS DECISION ON YOUR APPLICATION. THE PENNSYLVANIA HOUSING FINANCE AGENCY IS LOCATED AT 2101 NORTH FRONT STREET, POST OFFICE BOX 9029/ HARRISBURG, PENNSYLVANIA 17105. TELEPHONE NO. (717-790-3900 OR 1-900-342-2397). PERSONS WITH IMPAIRED HEARING CAN CALL (717) 790-1969. IN ADDITION YOU MAY RECEIVE ANOTHER NOTICE FROM THIS LENDER UNDER ACT 6 OF 1974. THAT NOTICE IS CALLED A "NOTICE OF INTENTION TO FORECLOSURE". YOU MUST READ BOTH NOTICES, SINCE THEY BOTH EXPLAIN RIGHTS THAT YOU NOW HAVE UNDER PENNSYLVANIA LAW. HOWEVER, IF YOU CHOOSE TO EXERCISE YOUR RIGHTS DESCRIBED IN THIS NOTICE, YOU C~~OT BE FORECLOSED UPON WHILE YOU ARE RECEIVING THAT ASSISTANCE. VERY TRULY YOURS, JOYCE KRAGES COUNSELING DEPARTMENT BS236 ....... MARCH 19, 1996 CHRISTOPHER L BROCKMAN 228 WOODS DR MECHANICSBURG, PA 17055 PNCMORl'GAGIE TOLL FREE 1-800-736-5090 HOURS 8tOOAM - 8tOOPM EST ACT 91 NOTICE IMPORTANT I NOTICE OF HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM PLEASE READ THIS NOTICE. YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOMB FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS REt LOAN NUMBER I 753111 PROPERTY ADDRESSt LOT "6 WDS DR-SLVR SPR MECHANICSBURG PA 17C55 YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE THAT WILL PREVENT FORBCLOSURE ON YOUR MORTGAGE IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"). YOU MAY BE ELIGIBLE FOR EMERGENCY TEMPORARY ASSISTANCE IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, YOU HAVE A REASONABLE PROSPECT OF RESUMING YOUR MORTGAGE PAYMENTS, AND Ir YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. PLEASE READ ALL OF THIS NOTICE. IT CONTAINS AN EXPLANATION OF YOUR RIGHTS. UNDER THE ACT, YOU ARE ENTITLED TO A TEMPORARY STAY OF FORECLOSURE ON YOUR MORTGAGE FOR THIRTY (30) DAYS FROM THE DATE OF THIS NOTICE. DURING THAT TIME YOU MUST ARRANGE AND ATTEND A "FACE-TO-FACE" MEETING WITH A REPRESENTATIVE OF THIS LENDER, OR WITH A DESIGNATED CONSUMER CREDIT COUNSELING AGENCY. THE PURPOSE OF THIS MEETING IS TO ATTEMPT TO WORK OUT A REPAYMEN'r PLAN, OR TO OTHERWISE SETTLE YOUR DELINQUENCY. THIS MEETING MUST OCCUR IN THE NEXT (30) DAYS. IF VOU ATTEND A FACE-TO-FACE MEETING WITH THIS LENDER, OR WITH A CONSUMER CREDIT COUNSELING AGENCY IDENTIFIED IN 'rHIS NOTICE, NO FURTHER PROCEEDING IN MORTGAGE FORECLOSURE MAV TAKE PLACE FOR (30) DAYS AFTER THE DATE OF THIS MEETING, THE NAME, ADDRESS AND TELEPHONE NUMBER OF YOUR REPRESENTATIVE 1St JOVCE KRAGES PNC MORTGAGE CORP. OF AMERICA 539 SOUTH FOURTH AVENUE LOUSIVILLE, KY. 40202 TOLL FREE, 1-800-736-9090 THE NAMES AND ADDRESSES OF DESIGNATED CONSUMER CREDIT COUNSELING AGENCIES ARE SHOWN ON THE ATTACHED SHEET. IT IS ON LV NECESSARV TO SCHEDULE ONE FACE-TO-FACE MEETING. VOU SHOULD ADVISE THIS LENDER IMMEDIATELY OF VOUR INrENTIONS. BS234 '/53111 YOUR MORTGAOE IS IN DEFAULT B8CAUSE YOU HAVE FAILED TO PAY PROMPTLY INSTALLMENTS OF PRINCIPAL AND INTEREST, AS REQUIRED, FOR A PERIOD OF AT LEAST SIXTY (60) DAYS, THE TOTAL AMOUNT OF THE OELINQUENCY IS $ 1,981,15, THAT SUM INCLUDES 'filE FOLLOWING I PAYMENT AMOUNT PAYMENTS NOW DUE LATE CHARGES RETURN CHECK CHAAGE LESS UNAPPLIED FUNDS 37'/,14 6 '/1.96 30.00 .00 IF YOU HAVE TRIED AND ARE UNABLE TO RESOLVE THIS PROBLEM AT OR AFTER YOUR FACE-TO-FACE MEETING, YOU HAVE THE RIGHT TO APPLY FOR FINANCIAL ASSIST- ANCE FROM THE HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE FUND, IN ORDER TO CO THIS, YOU MUST FIll CUT, SI'3~1 NIP FILE A COMPLETED HOMEOWNERS' EMERGENCY ASSISTANCE APPLICATION WITH ONE OF THE DESIGNATED CONSUMER CREDIT COUNSELING AGENCIES LISTED ON THE ATTACHMENT. AN APPLICATION FOR ASSISTANCE MAY ONLY BE OBTAINED FROM A CONSUMER CREDIT COUNSELING AGENCY. THE CONSUMER CREDIT COUNSELING AGENCY WILL ASSIST YOU IN FILLING OUT YOUR APPLICATION AND WILL SUBMIT YOUR COMPLETED APPLICATION TO THE PENNSYLVhNIA HOUSING rINANCE AGENCY, YOUR APPLICATION MUST BE FILED OR POSTMARKED, WITHIN THIRTY (30) DAYS OF YOUR FACE-TO-F'ACE MEETING, IT IS EXTREMELY IMPORTANT THAT YOU FILE YOUR APPLICATION PROMPTLY. IF YOU DO NOT DO SO, OR IF YOU DO NOT FOLt/OW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY. AVAILABLE FUNDS FOR EMERGENCY MORTGAGE ASSISTANCE ARE VERY LIMITED. THEY WILL BE DISBURSED BY THE AGENCY UNDER THl:~ ELIGIBILITY CRITERIA ESTABLISHED EY THE ACT, IT IS EXTREMELY IMPORTANT THAT YOUR APPLICATION IS ACCURATE AND COMPLETE IN EVERY RESPECT, THE PENNSYLVANIA HOUS ING F'INANCE AGENCY HAS SIXTY (60) DAYS TO MAKE A DECISION AF'TER IT RECEIVES YOUR APPLICATION. DURING THAT ADDITIONAL TIME, NO FORECLOSURE PROCEEDINGS WILL BE PURSUED AGAINST YOU IF YOU HAVE MET THE TIME REQUIREMENTS SET FORTH ABOVE. YOU WILL BE NOTIl"IED DIRECTLY BY THAT AGENCY OF' ITS DECISION ON YOUR APPLIC)~TION. THE PENNSYLVANIA HOUSING FINANCE AGENCY IS LOCATED AT 2101 NORTH FRONT STF-EET, C:CS7 O?FlCE: ,,:;.: 6C~9, P',;';;'RISSURG, par,'/S',::';'';'II'; 1'/105. TELEPHONE NO, ('/17 -780 - 3800 OR 1- 800 - 342 - 2 3 97), PERSONS WITH IMPAIRED HEARING CAN CALL (717) 780-1869, IN ADDITION YOU MAY RECEIVE ANOTHER NOTICE FROM THIS LENDER UNDER ACT 6 OF 1974. THAT NOTICE IS CALLED A "NOTICE OF INTENTION TO FORECLOSURE". YOU MUST READ BOTH NOTICES, SINCE THEY BOTH EXPLAIN RIGHTS THAT YOU NOW HAVE UNDER PENNSYLVANIA LAW. HOWEVER, IF YOU CHOOSE TO EXERCISE YOUR RIGHTS DESCRIBED IN THIS NOTICE, YOU CANNOT BE FORECLOSED UPON WHILE YOU ARE RECEIVING THAT ASSIs'rANCE. VERY TRULY YOURS, ,10YCE KRAGES COUNSELING DEPARTMENT BS 236 MARCH 19, 1996 PATRICIA A SROCKMAN 228 WOODS DR MECHANICSBURO, PA 17055 PNCMORl'GAGIE TOLL FREE 1-800-736-9090 HOURS 8100AM - 8,00PM EST ACT 91 NOTIC! IHPORTANTI NOTICE OP HOMEOWNERS' EHERGENCY MORTGAGE ASSISTANCE PROGRAM PLEASE READ THIS NOTICE. YOU MAY BE ELIGIBLE POR PINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME PROM PORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS RE, LOAN NUMBER I 753111 PROPERTY ADDRESS, LOT 116 WDS DR-Sr,VR SPR MECHANICSJ3URG PlI 17055 YOU MAY BE ELIGIBLE FOR PINANCIAL ASSISTANCE THAT WILL PREVENT PORE CLOSURE ON YOUR MORTGAGB IF YOU COMPLY WITH THE PROVISIONS OP THB HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE ACT OP 1983 (THE "ACT"). YOU MAY BE ELIGIBLE FOR EMERGENCY TEMPORARY ASSISTANCE IP YOUR DEPAULT HAS DEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, YOU HAVE A REASONABLE PROSPECT OF RESUMING YOUR MORTGAGE PAYMENTS, AND IP YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING PINANCB AGENCY. PI,EASE READ ALL OP THIS NOTICE. IT CONTAINS AN EXPLANATION OF YOUR RIGHTS. UNDER THE ACT, YOU ARE ENTITLED TO A TEMPORARY STAY OF FORECLOSURE ON YOUR MORTGAGE FOR THIRTY (30) DAYS FROM THE DATE OF THIS NOTICE, DURING THAT TIME YOU MUST ARRANGE AND ATTEND A "FACE-TO-FACE" NEETING WITH A REPRESENTATIVE OF THIS LENDER, OR WITH A DESIGNATED CONSUMER CREDIT COUNSELING AGENCY, THE PURPOSE OF THIS MEETING IS TO ATTEMPT TO WORK OUT A REPAYMENT PLAN, OR TO OTHERWISE SETTLE YOUR DELINQUENCY. THIS MEETING MUST OCCUR IN THE NEXT (30) DAYS. IF YOU ATTEND A FACE-TO-FACE MEETING WITH THIS LENDER, OR WITH A CONSUMER CREDIT COUNSELING AGENCY IDENTIFIED IN THIS NOTICE, NO FURTHER PROCEEDING IN MORTGAGE FORECLOSURE MAY TAKE PLACE FOR (30) DAYS AFTER THE DATE OF THIS MEETING. THE NAME, ADDRESS AND TELEPHONE NUMBER OF YOUR REPRESENTATIVE IS, JOYCE KRAGES PNC MORTGAGE CORP. OF AMERICA 539 SOUTH FOURTH AVENUE LOUSIVILLE, KY. 40202 TOLL FREE, 1-800-736-9090 THE NAMES AND ADDRESSES OF DESIGNATED CONSUMER CREDIT COUNSELING AGENCIES ARE SHOWN ON THE ATTACHED SHEET. IT IS ONLY NECESSARY TO SCHEDULE ONE FACE-TO-FACE MEETING. YOU SHOULD ADVISE THIS LENDER IMMEDIATELY OF YOUR INTENTIONS. BS235 75)111 YOUR MORTGAGE I S IN DEFAULT I1Er.:AUSE YOU HAVE FAI LED TO PAY PROMPTLY INSTALI.MENTS OF PRINCIPAL AND INTERF.ST, AS REQUIRED, FOR A PERIOD OF AT LEAST S IX'rY (60 I DAYS, THE TOTAL AMOUNT OF THE DELINQUENCY IS $ 1, 981 , 15 , THAT SUM I NCL,UDES THE FOL,LOW I NO ~ PAYMENT AMOUNT PAYMENTS NOW DUE LATE CHARGES RETUI<N CHECK CHAI<GE LESS UNAPPLIED FUNDS 377.14 5 74.96 30,00 ,00 IF YOU HAVE TRIED AND ARE UNABLE TO I{ESOLVE THIS PROBLEM AT OR AFTER YOUR FACE:-'rO-FAcE MEETING, YOU HAVE: THE RIGHT TO APPLY FOR FINANCIAL ASStST- ANCE FROM THE HOMEOWNEI{S' EMERGENCY MORTGAGE ASS I STANCE FUND, HI ORDER TO DO THIS, YOU MUST FILL OC7, S::;N A:':O FILE ;., CC~I":'E,ED HC~IEC,,~:E?S' EMERGENCY ASS I STANCE AI'r:L. leATIOr: WITH ONE OF THE DES IGNATED CONSUMER CRSPIT COUNSELING TlGENCIES LISTED ON THE ATTACHMENT, AN APPLICATION FOR ASS I STANCE MAY ONLY BE OBTAItlED FROM A CONSUMER CREDIT COUNSELING AGENCY. THE CONSUMEI'. Cll.EDIT COUNSELING AGENCY WILL ASSIST YOU IN FILLING OUT YOUR APPLICATION AND WILL SUEMIT YOUR COMPLETED APPLICATION TO THE PENNSYLVANIA HOUSING FINANCE AGENCY, YOUR APPLICATION MUST BE FILED OR POSTMARKED, WITHIN THIRTY (30) DAYS OF YOUR FACE-TO-FACE MEETING. IT IS EXTREMELY IMPORTANf THAT YOU FILE YOUR APPLICATION PROMPTLY. IF YOU DO NOT DO SO, OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER, FORECLOSURE HAY PROCEED AGAINST YOUR HOME IMMEDIATELY. AVAILABLE FUNDS FOR EMERGi::;;:Y ~:ORTGAGE r,SSIsT/IllCE AHE VERY LIMITED, THEY WILL BE DISBURSED BY THE AGENCY UNDER THE ELIGIBILITY CRITERIA E37~3LIS~~J r.: ~E: A:7. IT IS EXTREMELY IMPORTANT THAT YOUR APPLICATION IS ACCURATE AND COMPLETE IN EVERY RESPECT. THE PENNSYLVANIA HOUSING FINANCE AGENCY HAS SIXTY (60) DAYS TO MAKE A DECISION AFTER IT RECEIVES YOUR APPLICATION. DURING THAT ADDITIONAL TIME, NO FORECLOSURE PROCEEDINGS WILL BE PURSUED AGAINST YOU IF YOU HAVE MET THE TIME REQUIREMENTS SET FORTH ABOVE, YOU WILL BE NOTIFIED DIRECTLY BY THAT AGENCY OF ITS DECISION ON YOUR APPLICATION. THE: PENNSYLVANIA HOUSING FINANCE AGENCY IS LOCATED AT 2101 NORTH FRONT STREET, POST OFFICE BOX 8029, HARRISEURG, PENNSYLVANIA 17105. TELEPHONE NO. (717 -760 -:l800 OR 1- 800 - 34 2 ..23 97), PERSONS WITH IMPAIRED HEARING CAN CALL (717) 780-1869, III ADDITION YOU MAY RECEIVE ANOTHER NOTICE FROM THIS LENDER UNDER ACT 6 OF 1974. THAT NOTICE IS CALLED A "NOTICE OF INTENTION TO FORECLOSURE". YOU MUST READ BOTH NOTICES, SINCE THEY BOTH EXPLAIN RIGHTS THAT YOU NOW HAVE UNDER PENNSYLVANIA LAW, HOWEVER, IF YOU CHOOSE TO EXERCISE YOUR RIGHTS DESCRIBED IN THIS NOTICE, YOU CANNOT BE FORECLOSED UPON WHILE YOU ARE RECEIVING THAT ASSISTANCE. VERY TRULY YOURS, JOYCE KRAGES COUNSELING DEPARTMENT 8S236 ", , I" " jI I " , I , , " I , , , , " " '1,1 ;'i ! , " ,,1 " '1,1 , , , , EXIIIDIT liD" " "I I, I , 'I' " , , , " " " " , 'I " , 'I 'I I' 'I, , I /, " , , " 'I 'I 85260 MARCil 19, 1096 CHRISTOPHER BROCKMAN PATRICIA BROCKMAN 22 B WOODS DR MECHANICSBURG PA 17065 REI LOAN NUMBER 753111 PNCMOIRt'GAGIE NO'rICE OF INTENTION TO FORECLOSE MORTGAGE THE MOR'rOAGE ON YOUR PROPERTY LOCATED AT I LOT 116 WDS DR-SLVR SPR MECHANICSBURG PA 17055 IS IN SERIOUS DEFAULT BECAUSE YOU HAVE NOT MADE BI-WEEKLY PAYMENTS OF $ 377,14 FOR TilE PAYMENTS OF JANUARY 10,1996 THROUGH MARCil 01, 1996, LATE CHARGES AND OTHER CHARGES HAVE ALSO ACCRUED TO THIS DATE IN THE AMOUNT OF $ 104.96, THE To'rAL AMOUNT NOW REQUIRED TO CURE THIS DEFAULT, OR IN OTHER WORDS, GET CAUGHT UP IN YOUR PAYMENTS, AS OF THE DATE OF THIS LETTER, IS $ 1,981,15. YOU MAY CURE THIS DEFAULT WITHIN TIIIRTY (30) DAYS OF THE DATE OF THIS LETTER, BY PAYING US THE ABOVE AMOUNT OF $ 1,981.15 PLUS ANY ADDITIONAL BI-WEEKLY PAYMENTS AND LATE CHARGES WHICH MAY FALL DUE DURING THIS PERIOD. PLEASE CONTACT OUR OFFICE TO ESTABLISH ARRANGEMENTS FOR THIS PAYMENT TO BE DRAFTED, IF YOU DO NOT CURE THE DEFAULT WITHIN THIRTY (30) DAYS, WE INTEND TO EXERCISE OUR RIGHT TO ACCELERATE THE MORTGAGE PAYMENTS. THIS MEANS THAT WHATEVER IS OWING ON THE ORIGINAL AMOUNT BORROWED WILL BE CON- SIDERED DUE IMMEDIATELY AND YOU MAY LOSE THE CHANCE TO PAY OFF 'rHE ORIGINAL MORTGAGE IN MONTHLY INSTALLMENTS. IF FULL PAYMENT OF THE AMOUNT OF DEFAULT IS NOT MADE WITHIN THIRTY (30) DAYS, WE ALSO INTEND 'f0 INSTRUCT OUR ATTORNEYS TO START A LAW- SUIT TO FORECLOSE YOUR MORTGAGED PROPERTY. IF THE MORTGAGE IS FORECLOSED YOUR MORTGAGED PROPERTY WILL BE SOLD BY THE SHERIFF TO PAY OFF THE MORTGAGE DEBT. IF WE REFER YOUR CASE TO OUR ATTORNEYS, BUT YOU CURE THE DEFAULT BEFORE THEY BEGIN LEGAL PROCEEDINGS AGAINST YOU, YOU WILL STILL HAVE TO PAY 'rHE REASONABLE ATTORNEY'S FEES, ACTUALLY INCURRED, UP TO $50.00. HOWEVER, IF LEGAL PROCEEDINGS ARE STARTED AGAINST YOU, YOU WILL HAVE TO PAY THE REASONABLE ATTORNEY'S FEES, EVEN IF THEY ARE OVER $50.00. ANY ATTORNEY'S FEES WILL BE ADDED TO WHATEVER YOU OWE US, WHICH MAY ALSO INCLUDE OUR REASONABLE COSTS. IF YOU CURE THE DEFAULT WI,nIN THE THIRTY (30) DAY PERIOD, YOU WILL NOT BE REQUIRED TO PAY ATTORNEY'S FEES. WE MAY ALSO SUE YOU PERSONALLY FOR THE UNPAID PRINCIPAL BALANCE AND ALL OTHER SUMS DUE UNDER THE MORTGAGE. IF YOU HAVE NOT CURED THE DEFAULT WITHIN THE THIRTY (30) DAY PERIOD AND FORECLOSURE PROCEEDINGS HAVE BEGUN, YOU l~VE THE RIGHT TO CURE THE DEFAULT AND PREVENT THE SALE AT ANY TIME PAGE TWO MARCH 19, 1996 753111 UP TO ONE HOUR BEFORE THE SHERIFF'S FORECLOSURE SALE. YOU MAY DO SO BY PAYING THI!; TOTAL AMOUNT OF THE UNPAID MONTHLY PAYMENTS PLUS ANY LATE OR OTHER CHARGES THEN DUE, AS WELL AS THE REASONABLE ATTORNEY'S FEES AND COSTS CONNECTED WITH 'rHE FORECLOSURE SALE (AND PERFORM ANY OTHER REQUIREMENTS UNDER THE MORTGAGE), IT IS ESTIMATED THAT THE EARLIEST DATE THAT SUCH A SHERIFF'S SALE COllLD BE HELD WOULD BE APPP.O:OMATELY ONE H'JNDRED EIGHTY (lBO) DAYS FROM TilE DATE OF TIltS NonCE. A NOTICE OF THE PATE OF THE SHERIFF'S SALE WILL BE SENT TO YOU BEFORE THE SALE, OF COURSE, THE AMOUNT NEEDED TO CURE THE DEFAUL.T WILL INCREASE THE LONGER YOU WAI'!'. YOU MAY FIND OUT AT ANY TIME EXACT1JY WHAT THE REQUIRED PAYMENT WILL BE BY CALLING US AT THE FOLLOWING TOLL FREE NUMBER 1-800-736-9090, THIS PAYMENT MUST BE IN A CASHIER'S CHECK, CERTIFIED CHECK, OR MONEY ORDER AND MADE PAYABLE TO US AT THE ADDRESS STATED ON PAGE ONE OF TH IS LETTER. PNCMOlR1I'GAGIE YOU SHOULD REALIZE THAT A SHERIFF'S SALE WILL END YOUR OWNERSHIP OF THE MORTGAGED PROPERTY AND YOUR RIGHT TO REMAIN IN IT. IF YOU CON- TINUE TO LIVE IN THE PROPERTY AFTER THE SHERIFF'S SALE, A LAWSUIT COULD BE STARTED TO EVICT YOU. YOU HAVE ADDITIONAL RIGHTS TO HELP PROTECT YOUR INTEREST IN THE PRO- PERTY. YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT, OR TO BOP,::lOW NCNSY F?OM A..'lOTHER LENC'lING INSTITUTION TO PAY OFF THIS DEBT, (YOU MAY HAVE THE RIGHT TO SELL OR TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR TRANSFEREE WHO WI LL ASSUME THE MORTGAGE DEBT, PROVIDED THAT AI,L THE OUTSTANDING PAYMENTS, CHARGES A..'lD ATTOF.;:EY'S FEES ~Ii.l COSTS ARE "AID PRIOR TO OR AT THE SALE, r~D THAT THE OTHER REQUIRE~F.NTS UNDER THE MORTGAGE ARE SATISFIED). CONTACT US TO DETERMINE UNDER WHAT CIRCUMSTANCES THIS RIGHT MIGHT EXIST. YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. IF YOU CURE THE DEFAULT, THE MORTGAGE WILL BE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, HOWEVER, YOU ARE NOT ENTITLED TO THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE (3) TIMES IN ANY CALENDAR YEAR. SINCERELY, JOYCE KRAGES CUSTOMER SERVICE SPECIALIST COUNSELING DEPARTMENT TOLL FREE, 1-800-736-9090 COPY VIA U. S. POSTAL SERVICE B5260 MARCH 19, 1996 CHRISTOPHER BROCKMAN PATRICIA BROCKMAN LOT 6 WOODS DR -SILVER SPRINGS MECHANICSBURG PA 17055 REI LOAN NUMBER 753111 PNCMORTGAGE NOTICE O~ INTENTION TO FORECLOSE MORTGAGE THE MORTGAGE ON YOUR PROPERTY LOCATED ATI LOT #6 WDS DR-SLVR SPR . MECHANICSBURG PA 17055 IS IN SERIOUS DEFAULT BECAUSE YOU HAVE NOT MADE BI-WEEKLY PAYMENTS OF $ 377.14 FOR THE PAYMENTS OF JANUARY 10, 1996 THROUGH MARCH 01, 1996. LATE CHARGES AND OTHER CHARGES HAVE ALSO ACCRUED TO THIS DATE IN THE AMOUNT OF $ 104.96. 'rHE TOTAL AMOUNT NOW REQUIRED TO CURE THIS DEFAULT, OR IN OTHER WORDS, GET CAUGH'r UP IN YOUR PAYMENTS, AS OF THE DATE OF THIS LETTER, IS $ 1,981.15. YOU MAY CURE THIS DEFAULT WITHIN THIRTY (30) DAYS OF THE DATE OF THIS LETTER, BY PAYING US THE ABOVE AMOUNT OF $ 1,981.15 PLUS ANY ADDITIONAL BI-WEEKLY PAYMENTS AND LATE CHARGES WHICH MAY FALL DUE DURING THIS PERIOD. PLEASE CONTACT OUR OFFICE TO ESTABLISH ARRANGEMENTS FOR THIS PAYMENT TO BE DRAFTED. IF YOU DO NOT CURE THE DEFAULT WITHIN THIRTY (30) DAYS, WE INTEND TO EXERCISE OUR RIGHT TO ACCELERATE THE MORTGAGE PAYMENTS. THIS MEANS THAT WHATEVER IS OWING ON THE ORIGINAL AMOUNT BORROWED WILL BE CON- SIDERED DUE IMMEDIATELY /UiD YOU MAY LOSE THE CHANCE TO PAY OFF THE ORIGINAL MORTGAGE IN MONTHLY INSTALLMENTS. I~ FULL PAYMENT OF THE AMOUNT OF DEFAULT IS NOT MADE WITHIN THIRTY (30) DAYS, WE ALSO INTEND TO INSTRUCT OUR ATTORNEYS TO START A LAW- SUIT TO FORECLOSE YOUR MORTGAGED PROPERTY. IF THE MORTGAGE IS ~ORECLOSED YOUR MORTGAGED PROPERTY WILL BE SOLD BY THE SHERIFF TO PAY OFF THE MORTGAGE DEBT. IF WE REFER YOUR CASE TO OUR ATTORNEYS, BUT YOU CURE THE DEFAULT BEFORE THEY BEGIN LEGAL PROCEEDINGS AGAINST YOU, YOU WILL STILL HAVE TO PAY THE REASONABLE ATTORNEY'S FEES, ACTUALLY INCURRED, UP TO $50.00. HOWEVER, IF LEGAL PROCEEDINGS ARE STARTED AGAINST YOU, YOU WILL HAVE TO PAY THE REASONABLE ATTORNEY'S FEES, EVEN IF THEY ARE OVER $50.00. ANY ATTORNEY'S FEES WILL BE ADDED TO WHATEVER YOU OWE US, WHICH MAY ALSO INCLUDE OUR REASONABLE COSTS. IF YOU CURE THE DEFAULT WITHIN THE THIRTY (30) DAY PERIOD, YOU WILL NOT BE REQUIRED TO PAY ATTORNEY'S FEES. WE MAY ALSO SUE YOU PERSONALLY FOR THE UNPAID PRINCIPAL BALANCE AND ALL OTHER SUMS DUE UNDER THE MORTGAGE. IF YOtl HAVE NOT CURED THE DEFAULT WITHIN THE THIRTY (30) DAY PERIOD AND FORECLOSURE PROCEEDINGS HAVE BEGUN, YOU HAVE THE RIGHT TO CURE THE DEFAULT AND PREVENT THE SALE AT ANY TIME PAGE TWO MARCH 19, 1996 753111 UP TO ONE HOUR BEFORE THE SHERIFF'S FORECLOSURE SALE. YOU MAY DO SO BY PAYING THE TOTAL AMOUNT OF THE UNPAID MONTHLY PAYMENTS PLUS ANY LATE OR OTHER CHARGES THEN DUE, AS WELL AS THE REASONABLE ATTORNEY'S FEES AND COSTS CONNECTED WITH THE FORECLOSURE SALE (AND PERFORM ANY OTHER REQUIREMENTS UNDER 'rHE MORTGAGE). IT IS ESTIMATED THAT TilE EARLIEST DATE THAT SUCH A SHERIFF'S SALE COULD BE HELD WOULD BE APPROXlMA':'ELY ONE: H'Jl'l:JP.E::J EIGHTY (lEO) [J.WI: F;';'OM THE DATE OF 7H:S ::O':',,:S, A NOTICE OF THE DATE OF THE SHERIFF'S SALE WILL BE SENT TO YOU BEFO~E 7HE SALE. OF COURSE, THE AMOUNT NEEDED TO CURE THE DEFAULT WILL INCREASE THE LONGER YOU WAIT. YOU MAY FIND OUT AT ANY TIME EXACTLY WHAT THE REQUIRED PAYMENT WILL BE BY CALI,ING US AT THE FOLLOWING TOLL FREE NUMBER 1-800-736-9090. THIS PAYMENT MUST BE IN A CASHIER'S CHECK, CERTIFIED CHECK, OR MONEY ORDER AND MADE: PAYABLE TO US AT THE ADDRESS STATED ON PAGE ONE OF THIS LETTER. PNCMOIR1'GAGIE YOU SHOULD REALIZE THAT A SHERIFF'S SALE WILL END YOUR OWNERSHIP OF THE MORTGAGED PROPERTY AND YOUR RIGHT TO REMAIN IN IT. IF YOU CON- TINUE TO LIVE IN THE PROPERTY AFTER THE SHERIFF'S SALE, A LAWSUIT COULD BE STARTED TO EVICT YOU. YOU HAVE ADDITIONAL RIGHTS TO HELP PROTECT YOUR INTEREST IN THE PRO- PERTY. YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. (YOU MAY HAVE THE RIGHT TO SELL OR 'l'AAN61' ER THE FROr:mTY SUE,J!'':CT TO THE MORTGAGE TO A BUYER OR TRANSFEREE WHO WILL ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL THE OUTSTANDING PAYMENTS, CHARGES AND ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE, AND THAT THE OTHER REQUIREMENTS UNDER THE MORTGAGE ARE SATISFIED). CONTACT US TO DETERMINE UNDER WHAT CIRCUMSTANCES THIS RIGHT MIGHT EXIST. YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. IF YOU CURE THE DEFAULT, THE MORTGAGE WILL BE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED. HOWEVER, YOU ARE NOT ENTITLED TO THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE (3) TIMES IN ANY CALENDAR YEAR. SINCERELY, JOYCE KRAGES CUSTOMER SERVICE SPECIALIST COUNSELING DEPARTMENT TOLL FREE, 1-800-736-9090 COpy VIA U. S. POSTAL SERVICE BS260 MARCH 29, 1996 PNCMOIR1rGAGIE CHRISTOPHER L BROCKMAN 4800 B CHARLES RO MECHANICSBURG PA17066 REI LOAN NUMBER 763111 r:O':'!CE OF I:IT::::lTION TO FORECLeSE NORTG.'\G=: THE MORTGAGE ON YOUR PROPERTY LOCATED ATI LOT ~6 WDS OR-SLVR SPR MECHANICSBURG PA 17055 IS IN SERIOUS DEFAUL'r BECAUSE YOU HAVE NOT MADE BI-WEEKLY PAYMENTS OF $ 377,14 FOR THE PAYMENTS OF JANUARY 10, 1996 THROUGH MARCH 01, 1996, LATE CHARGES AND OTHER CHARGES HAVE ALSO ACCRUED TO THIS DATE IN THE AMOUNT or $ 123.66. THE TOTAL AMOUNT NOW REQUIRED TO CURE THIS DEFAULT, OR IN OTHER WORDS, GET CAUGHT UP IN YOUR PAYMENTS, AS OF THE DATE OF THIS LETTER, IS $ 2,373.82. YOU MAY CURE THIS DF.FAULT WITHIN THIR'rY (30) DAYS OF THE DATE OF THIS LETTER, BY PAYING US THE ABOVE AMOUNT OF $ 2,373.82 PLUS ANY ADDITIONAL BI-WEEKLY PAYMENTS AND LATE CHARGES WHICH MAY FALL DUE DtffiING THIS PERIOD. PLEASE CONTACT OUR OFFICE TO ESTABLISH ARRANGEMENTS FOR THIS PAYMENT TO BE DRAFTED. IF YOU DO NOT CURE THE DEFAULT WITHIN THIRTY (30) DAYS, WE INTEND TO EXERCISE OUR RIGHT TO ACCELERATE THE MORTGAGE PAYMENTS. THIS MEANS THAT WHATEVER IS OWING ON THE ORIGINAL AMOUNT BORROWED WILT, BE CON- SIDERED DUE IMMEDIATELY AND YOU MAY LOSE THE CHANCE TO PAY OFF THE ORIGINAL MORTGAGE IN MONTHLY INSTALLMENTS. IF FULL PAYMENT OF THE AMOUNT OF DEFAULT IS NOT MADE WITHIN THIRTY (30) DAYS, WE ALSO INTEND TO INSTRUCT OUR ATTORNEYS TO START A LAW- SUIT TO FORECLOSE YOUR MORTGAGED PROPERTY. IF THE MORTGAGE IS FORECLOSED YOUR MORTGAGED PROPERTY WILL BE SOLD BY THE SHF.RIFF TO PAY OFF THE MORTGAGE DEBT. IF WE REFER YOUR CASE TO OUR ATTORNEYS, BUT YOU CURE THE DEFAULT BEFORE THEY BEGIN LEGAL PROCEEDINGS AGAINST YOU, YOU WILL STILL HAVE TO PAY THE REASONABLE ATTORNEY'S FEES, ACTUALLY INCURRED, UP TO $50.00. HOWEVER, IF LEGAL PROCEEDINGS ARE STARTED AGAINST YOU, YOU WILL HAVE TO PAY THE REASONABLE ATTORNEY'S FEES, EVEN IF THEY ARE OVER $50.00. ANY ATTORNEY'S FEES WILL BE ADDED TO WHATEVER YOU OWE US, WHICH MAY ALSO INCLUDE OUR REASONABLE COSTS. IF YOU CURE THE DEFAULT WITHIN THE THIRTY (30) DAY PERIOD, YOU WILL NOT BE REQUIRED TO PAY ATTORNEY'S FEES. WE MAY ALSO SUE YOU PERSONALLY FOR THE UNPAID PRINCIPAL BALANCE AND ALL OTHER SUMS DUE UNDER THE MORTGAGE. IF YOU HAVE NOT CURED THE DEFAULT WITHIN THE THIRTY (30) DAY PERIOD AND FORECLOSURE PROCEEDINGS HAVE BEGUN, YOU HAVE THE RIGHT TO CURE THE DEFAULT AND PREVENT THE SALE AT ANY TIME PAGE 'l'WO MARCH 29, 1996 753111 UP TO ONE HOUR BEFORE THE SHER IFF'S FORECLOSURE SALE, '{OU MAY DO SO BY PAYING TilE TOTAL AMOUNT Ol~ THE UNPAID MONTHLY PAYMENTS P[,US ANY LATE OR OTHER CHARGES THEN DUE, AS WELL AS THE REASONABI,E ATTORNEY'S FEES AND COSTS CONNECTED WITH THE FORECLOSURE SALE (AND PERFORM ANY O'rHER REQUIREMENTS UNDER THE MORTGAGE). IT IS f:STIMATED THAT THE EARLIEST DATE THAT SUCH A SHERIFF'S SALE COULD BE HELD WOULD BE ';::;:"0:(I~!';:'Z,,Y ONE HUNDRED EIGHTY (180) DAYS FROM THE DATE OF THIS NOTICE. A NOTICE OF THE DATE OF THE SHERIFF'S SALE WILL BE SENT TO YOU BEFORE THE SALE, OF COURSE, THE AMOUNT NEEDED TO CURE THE DEFAULT WILl, INCREASE THE LONGER YOU WAIT, YOU ~lAY FIND OUT AT ANY TIME EXACTLY WHAT THE REQUIRED PAYMENT WILL BE BY CAI/LING US AT THE FOLLOWING TOI,L FREE NUMBER 1-800-736-9090, THIS PAYMENT MUST BE IN A CASHIER'S CHECK, CERTIFIED CHECK, OR MONEY ORDER AND MADE PAYABLE TO US AT THE ADDRESS STATED ON PAGE ONE OF THIS LETTER, PNC MOlR'fGAG IE YOU SHOULD REALIZE THAT A SHERIFF'S SALE WILL END YOUR OWNERSHIP OF THE MORTGAGED PROPERTY AND YOUR RIGHT TO REMAIN IN IT, IF YOU CON- TINUE TO LIVE IN THE PROPERTY AFTER THE SHERIFF'S SALE, A LAWSUIT COULD BE STARTED TO EVICT YOU, YOU HAVE ADDITIONAL RIGHTS TO HELP PROTECT YOUR INTEREST IN THE PRO- PERTY. YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE nEBT, OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. (YOU MAY HAVE THE RIGHT TO SELL OR TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR TRANSFEREE WHO WILL ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL 'I'HE OUTSTANDING PAYMENTS, CHARGES AND ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE, ~ID TEA7 TH::: O,:~:::F. P.E;:;UIRE~E~TS UNDE? T!-iE MORTGAGE ARE SATISFIED), CONTACT US TO DETERMINE UNDER WHAT CIRCUMSTANCES THIS RIGHT MIGHT EXIST, YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. IF YOU CURE THE DEFAULT, THE MORTGAGE WILL BE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, HOWEVER, YOU ARE NOT ENTI1'LED TO THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE (3) TIMES IN ANY CALENDAR YEAR, SINCERELY, JOYCE KRAGES CUSTOMER SERVICE SPECIALIST COUNSELING DEPARTMENT TOLL FREE, 1-800-736-9090 COPY VIA U. S. POSTAL SERVICE ~Jtl IU I II "( ('(, (1: f{ 7 (~)l"-' {II'.! ir P.,,,.;I,, LA. J" / / ~'{)." ~.Y~' , , I, , , , , ' , i..} ~~jt (r) .J '. 'I' ! .. ~, , ' I ',"\ , ' \ ' . , 'i ~ t:! I,J' ~ , ' ,'J 'I (;, L". ;'; l. ~ I r:.J I fY) ..... , ~ '- ...:;-. " .... , I .' , ~ ~ U L,.;\ " ) ~ -~~ - " , ' " , , ,. " " " /" " . STATE OF I)ENNSYl.V ANIA, COUNTY OF CUMBERl.AND } 1111, I, ._ _ __~!,_b_'!r ~_}~ _ ~ ~!'_I! !~.r_ _ __ _'_ ____...... .............. .......... ............. R.colder IIf Ileld. In end for ..101 Cuonty end SIIII do hi my nrdry Ihellhl Shlrlfr, Dud In which ................ blue Chip Fed Cr Un (ko CenPennR~11 Fed Or Un - -.. - - - - - - -..", ---- - - - - - --. . -. -. - - - - -. --.. ...... ..... -.... ..... ....... - -.... ........ IIlhe IIrenlle Ihl .ellle hiving boon .old Illield granlee on Ihe -._..~!.~....__......._..._._._................ day or .m_.___._~!!~!I_"!~!!___._...______._.___ 1\. D.,19_'?L.._, under and by virtue of a wrlt.._..._...__._ hecut10n Uth. ---..-.--.........-...--.--- -- -.- -__... _ __ -_____ .I..ued "" Ihe _ _ _ _ ..____.__._. _______.._ ......__.__ day 01 .......JuM...__....______ 1\. 1>., IlL'lZ ._., oUI oIlhe Court of CUlllmln Pleu 01 laid Counly a$Or _..._n_n..fl.'!!!.__.__._.___ __ ____'. __._ __.. __ ____ __.. _ _ ____ ____ _ ___ __ __ _. _._._ Tim., 19_ __?',. 4161 PNC bonk Notional Association s/b/m/t cCNn bank ~un.brr._.._...._.__.,allhe.ullor .____.__..__.________.__________.__..__.___________...____._'" Chrlutopher L nrockman b Patricia A brockmon .n...._n_. _._._U_n__.__. _____ __ IRaln.l. ____ _ __ _ _ ____. __ _ _____..___ _.._.._.______..n_____._ Is 165 990 duly rec:olded In Sherlfr, need BlIClk ~o. ".___.. _____, Palle __________... IN TF.STIMONY WHEREOF, I have hereunlo -ti. .el my hJU1d and .eal of .ald offleethls -9..----... day of .. , ifll~ ~ 1J COUNTY COURI HnIJ5[ MY CQM!JISSln [jPIR[S IMIIJ'RY I. 1m ... , "I........ 0IIIIt, M , ".......11 RIll.... II MUll BH~RIFF'B RETURN - REOULAR CA~~ NUl l~9ij-~4161 P Clln"lJNn:",:rH IW r.~:NNI3YI.V^NIA I ml NTY I)f GUI1H~n .AN~ PNI; IlMl/< f;rc va. 1l~l)G.IS"Mi CJl/UI?TQPllfiRL f;T AL . ah.riff or D.puty ah.riff of b.ing duly aWorn according MORT rOR~ Waa ..rv.d KA1STIN D. MgRTZ CUMBERLAND Ccunty, P.nnaylvania, who to 11lw, aaya, th. within COMPI.AINT - upon BROCKMAN PATRICIA A def.ndant, at 1410100 HOURS, on th. ~ day of Januarv 1Q2Z at _ 22~ WUUDH DAIVg "~:GHMHr;;SlIURQ, I 1',\170:5:5 th. . CUMBERLAND handing to SERVICE MADE BY POSTINO ABOVE County, P.nn.ylvani., by PIWPI':ATY a trua and att..t.rl ccpy cf the CIlI1PLAINT - MIlRT pOng together with HIlTIC~ and at the ..m. time directing HIL attention - --' to the content. thereof, Sh"riff'a Coat.1 Dockll'ti.ng Serrv i.oe PoaUng Surcharge l~. 00 11.:58 6.00 2.00 So Bnllwaral ' ' '-.i!'''''' ",'~' "~%' l' ,.,',;."'.,..-." /',,~.' ',' ~,._, . ....~.1:, ...-: ":".4.;"""<C,..fJ R. Tnoma. Kllne, tnerl%% ' .~1.08 u'KEF.FEL GRF.NEN & BIRSIC 01/23/1'.1097 by l '), / I I I 'b~p~t~' B~~t~t! ,...J Sworn and~.ubaorib.d)to before me this ./ g - day oft... "",~~_ - " lQ, 'J1 A.D. (lWtA.- (J n... JdJ," j O~-r.: '-i, ~roUionotar1 ""Y" , , I. I ' I I'I, - '()Q i(i:: jm ~"# .~ , ~. C'I 1" I:": . ' I .;, II/~ .. (1. -. 8 1"(' ~ 0' \), J' bj; ..,~ c.' I r. 'ii, II t...; <: r~ .' (,.!, I,.) rr ~ ii tlftfi 1f ~ 1l. )L 11.. 1l. 11- l 1l. --s.. oJ 8 ~8~~~~ t8~ !:f1 !peri l()-(/) j" ~.~ (/) rY) 3: I, , , , , '. II, I I I I I I ' ~ ~ J ..1 I '1 . " .. .1 ct' H j' " , , II :'' ii, " ',- (1'1 .)0-' I" \;.; " .Jl i,;' .. , I, Ill' ' - I( I ' , . , , II" 1+_ ; ;t;~ ~l. ; , r -., ,::') 1 , ~.. j);'t [LI: c;;. \ , 'iiJ I' ~j " ; f).. . It, t"'. S3 U "1' , , ;, , 1'1 'Ii " , , " " ,\ , , ., " Illl '.1 I, I.' " ill " " " ., " " 1,1 ./ " " "., , ' ';i \ , ' , , ,,r , ~ll H 1, I I " j " ,I i' I, " " " .,,)' \' j'j' , , Iii \)' J) ,. , I, I t'i , , , , . , , " ii, '" , , " /"tl " " 'q ',', " , " 'Ill i.! ., ,. , ~'" ,', I';:, , "\:''' ~-" { \'." , I' '('~), li ~ 1 t 1" \.1' ~'l 1;'1 ,.:J ,I" ~. , ~;'." '.. ,! :~- F r; ;1' 1:.,: "0', 'l.i r ~,. ,'I,'n 1 d.. , 'lhY,(1 ,',i\-~.. ....t r::.i'- .:1 U " I, " 1\ If '.::! t..'~1 I " -' ~, I' a';; l,:..~., ,';; , " " , ;'1 " I, ., " " , II, , , " " I', , , , , , " i, , , 'I .-.,..~... IN TilE COURT OF COMMON 1'l.EAS OF CUMIll!RLANI> COUNTY, I'ENNSYL VANIA PNC BANK NATIONAL ASSOCIATION, CIVil. DIVISION SIB/Mrl' CCNIl BANK, N,A" Plullllll1', NO,: 96.4161 vs, ClIRISTOPIIER L., BROCKMAN und PATRICIA A, BROCKMAN, Delcndunls, PROPERTY DESCRIPTION ALL THAT CERTAIN piece or purccl of lund siluate In SHYer Spring Township, Cumberland County, Pennsylvunla, bounded lInd described as loHows, to wit: BEGINNING ala poinl on the north side of Woods Drive, said point being located on Ihe dedicaled righl.ot~way line of Woods Drive und being Ihe dividing line of Lots Nos, 6 and 7 on Ihe herelnuller menlloned plun of LoIS; Ihence along suld dividing line North 15 degrees 18 minutes 54 seconds Wesl 200,00 feel 10 a polnl on other lunds now or tormerly of George N, Wade, Jr,; Ihenee ulong olher lunds now or formerly of George N, Wade, Jr, North 74 degrees 41mlnules 06 seconds ensl 100 Icello a poinlallhe dividing line of LOIs Nos, 5 und 6 on Ihe hereinuller menlioned Plun of 101s; Ihence ulong said dividing line South 15 degrees 18 minules 54 seconds cas I 200,00 Icello a poinl on the north side of the dedlcUled righl-ot~wuy line of Woods Drive; Ihence along Ihe northem dedicated rlght-ot~ way line of Woods Drive; Ihence ulong Ihe northern dedlcaled righI-of -line of Woods Drive Soulh 74 degrees 41 mlnules 06 seconds Wesl 100,00 Ice I 10 u poinl and place of BEGINNING, BEING Lot No, 6 on the Plan of I.OlS of Finul Subdivision Plan of L~lIS lor George N, Wude, Jr,. us recorded In the Cumberlund Counly Recorder of Dceds Olllce in Plnn Book 37, Page II, l;11 ~.. C'I I.,j', I'~ . I ,;J , l.J.rl, ~l . ., .. ~: , ~ ~ t, I'" .", , ' ' ; : I ~ (i);' Lt.. " ' .' 1',.' ." 'j! ',' " .- i.i r I, ,- i;'; , , I. . "!f'., I' '/.1. '-."J r- j '.1~ " ..." ,I , ' ,,' , , " , ' , , " " " '" , , " , I " " ' " , ' " , " , .' ,I ul Fllecutloll Number: '16.4161 III the UlllllUlllllf $ 60,1611,H6, Clllhns UI!UIIlNlthe prllPel'tY Illusl be tlIed wltilthe Silerlll' hefllre tile ulmvc: sule dille, Clull11s I,) pruceeds I11UNI ile Illude witillhe Otlke llflhe Sherlll'hellW dlNlrlhulIllll, Scbedule lIrnlstrlhuIlll1l will he tlIed wllh Ihe ()llke lIflhe Sherlll'Il11luler Ihullthlrly (311) duys Ihun N1lle dllle. Exceptions III Dlslrlhullolllll' u Pellllolllo Set Aside Ihe Sule l11ust he 11 led wllh Ihe Ollke oflhe Sherlll' n<) hueI' Ihunlell (10) duys fl'omlhe dute whell Schedule of Illstrlhutlollls tlIed illlhe Olliee of the Sherlrr. Thl:; puper Is ullotkc orlhe tlllle ulld pluce oflhe sule, II hus beelllssued becuuse Ihere Is uJudglllellt ugulllst you. ItllHIY cuuse your property hi he held 01' tuken hi puy the judgl11ellt. You l11uy huve legul rights to pl'evellt your property 1'1'0111 belllg tukell, A IlIlI'yer CUll udvlse you Illore speellklllly orthese rights. IfY'1U \Iish to exercise Y1llIl' rights, YOUlllustucI prol11ptly. VOU SIIOlJW TAKE TillS NOIICI: ANIlTIII: WRIT OF I,XITUTJON TO YOUR LA WYER AT ONCE. IF VOU DO NOTIIA VE A LA WVER OR CANNOT AFFORIl ONE GO TO OR TELEPIIONE TilE OFI.ICI': SET FORlllllEl,OW TO FINIl OUT WIII,:RE YOU CAN GET l.EGAI. ADVICE. COURT ADMINISTRATOR 4'11 FLOOR, CUMIlI':RI.ANIl COUNTV COUlnllOUSE CARI.JSI.E "A 17111] (7J 7) 240.6200 You Illuy huve legul rights to pl'evclltthe Sherin's Sule and the loss of your property, III order 10 exercise Ihose rlghls, prol11pt actiolloll your part is Ilcccssary. You IllUY have the right to prel'Cntor delay thc Shcriffs Sulc by liIing, bclllrc thc sule occurs, u pelltion to opcn or strike the judgl11cnt or upClitionto stuy thc execution, Ifthc judgl11elll wus cntercd hccausc you did Ill)t lile Ilith thc Courtuny dclcnsc or ohjeclion, you Illight huvc withilltwcnty (20) days allcr scrvlcc of the COInplailltlllLMm:lllullc Forcclosurc and NOllcc to Dcfend, YllUI11UY hu\'e the right to ha\'e the judgl11entopened if Ylll\ prolllfltly IiIc u flctition wllh Ihe Courtullegil1g u vulid dclcnsc and a reasonablc cxcusc Illr failing tolilc thc defcnse onlilllc. Iflhc judgl11cllt is opellcd the Shcrin's Salc would ordinarily bc dcluycd pCllding II trial of thc issuc of whcther thc pluilltilT hus uvalid claim hi I<ll'eclosc thc 1110rtgagc 01' judgl11cnt. Vou may also havc the right to hme thejudgmcnt strlckcll irlhc SherilThus uot l11udc II valid relurn orservlcc orlhe ('omplailllund NOllce lllllclclld Ill' irthc judgmclll II'US cntcrcd hclllrc twcnly (20) duys lllicr servi,:e Ilr in ccrtuillother e\'ellts, TIl cxercisc this right you wlluld huvc to liIe u pelitioll to strikc the judgment. Vou Illay also havc the rlghttll petitiolllhc ("llIrltll stuy or deluy thc cxecutionulld Ihe Shcriffs Sule if you can show u delcct in the Writ or Exccutiollor servicc or dCl110llslrute nllY olher IN TIlE COURT OF COMMON 1'l.EAS OF CUMIlERLAND COllNTY, PENNSYL VANIA PNC BANK NATIONAL ASSOCIATION, CIVIL DIVISION S/B/Wr CCNB BANK, N,A" PlulnlllT, NO,: 96-4161 vs, CHRISTOPHER L, BROCKMAN and l'ATIUCIA A, BROCKMAN, Defendants, PROPERTY DESCRIPTION ALL THAT CERTAIN piece or parcel of land siluate In Sliver Spring Township, Cumberland County, Pennsylvania, bOllnd~d and described as follows. to wit: BEGINNING at a point on the north side of Woods Drive, said polnl being located on the dedicated right-of-way line of Woods Drive Bud being the dividing line of Lois Nos, 6 and 7 on the hereinafter mentioned plan of Lots; Ihence along said dividing line North 15 degrees 18 mlnules 54 seconds Wesl 200,00 feet 10 a point on other lands now or fonnerly of George N, Wade, Jr,; thence along other lands now or fonnerly of George N, Wade, Jr, North 74 degrees 41 mlnules 06 seconds enstlOO feet 10 a point at the dividing line of Lots Nos, 5 and 6 on Ihe hereinafter mentioned Plan of 101s; thence along said dividing line South 15 degrees 18 minutes 54 seconds east 200,00 feel 10 a point on the north side of the dedicated right-of-way line of Woods Drive; thence along the northern dedicated right-of. way line of Woods Drive; thence along the northem dedicaled right-of -line of Woods Drive South 74 degrees 41 minules 06 seconds West 100,00 feet to'a point and place of BEGINNING, BEING Lot No, 6 on the Plan of Lots of Final Subdivision Plan of Lots for George N. Wade, Jr" as recorded in the Cumberland County Recorder of Deeds Office In Plan Book 37, Page II, , I, II , ... " , , II , ;'.,' i, ' Ii I; , , " , " I,' , , , " Iii ,', , , , " , , 1'1 , .. ,,~.. I 'C") ;-,... ',- , 1 ~; I,.,. tJ I~ " .. ;',~ "r' HI~ - /' ,---.jJ l), )'" " ., , II:. I).,. :l:,.j , 'I.t II,:' I' I .- JI' - ;'J-o [,;~ I. ~. ~ ;HiJ =:,1 ilJ., , ", :::l If 1- l..) 0' Q I , , " !, ! " " " " Ii " j, " " , , '! " " , , , I, " , , I, 1 " , ,.) , , ,-I , i'd, " " , " I, ", ,I " " , , I' " ' " " , 11 , " ji I " , , , , " , " , " I, , I , rJ "I " 'I I, " , I , , I I " , , "~I , , ',I I, ")1 ,',1, B~nIBI'1' .0" , , " -, If! -, I' Ii , , , , , , , I- I , " , , , jI'l " " 'I 'I I, " ,I " 1/ '" , , , , ....' t:l ,.j LV j, rt~~ - .-' .. ~~" .;J .1....(.: " It.'. ., '';.1' , .', IJ.. -1 .1'1" I: ~ 'I " 'i, " \- ,- I, .' P' )'l :l.j" - It L.} \:1:: ' ~ ". lr).l ~,. I I MOt. I;,:;U.. ., l.~. l(j: tj ,I I:) " I" 1 1 'I " 'I IJ I) , " , , ',I " 11'1 " 11'1 I' ,,' , , , 1,'1 " " " " , .i 'I" " " " " , , " ,'" , , , ' , ,I .,...-........:...,.. '. ~ - ~~""'.~-I ';.-.- ., ......, '- , , , , " ~ IN THE COURT OF COMMON P~EAS OF CUMBERLAND COUNTY, PBNNSYLVANIA PNC BANK, NATIONAL I CIVIL DIVISION ASSOCIATION, S/B/M/T I CCNB BANK, N,A., ) ) ,..~t ,..1i,",,,~,,"1 Plaintiff, ) )) (1' ' If/ (. ( NO. I vs, ) ) CHRISTOPHER L, BROCKMAN I and PATRICIA A, BROCKMAN,) ) Defendants, ) TOI PATRICIA A, BROCKMAN 228 WOODS DRIVE, MECHANICSBURG, PA 17055-2634 DATE OF NOTICEI March 19, 1997 IMPORTANT NOTICE YOU ARE IN DEFAUl,T BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF'THIS NOTIC~, A JUDGMENT MAY BE EN'rEREn AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS, YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE, IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELPI .. '.', ., :' I. ...., 1.";': ; it. \ "'"-' LAWYER REFERRAl. SERVICE COURT ADMINISTRATOR CUMBERLAND COUNTY COURTHOUSE CARLISLE 17013 Telephone (717) 240-6200 O'KEEFE, GRENEN & BIRSIC, P.C. BYI -a..e e <:.,~,. - ~'--- Attorneys for Plaintiff One Gateway Center Nine West Pittsburgh, PA 15222 (412) 281-7650 FIRST CLASS MAIL, POSTAGE PREPAID " " " t ',. . \ I'.. 'I'- , .~ , /, " ~ ~ ~ ~" C) ,. \.)--> r\ t ". L - r' .:\ .. ,. ~ f) Ut', ' ,.I ,'" ~~ ,-' .... , ~..: 1 I,~ [Ii . , J;, I ~... 1;':J " r 1-' "1) )' - ,'r) ti!: . C,,' '~ ci'~(~ " Lt. " , . I... .... , r- I J.~ r- ;_J G 0:1' ,..) " 11,1 I, , 'I II .' , , , , , I, " ., 3. On or uhuUI JUn~ 1'1, I '1'17, 1>~lcndunl. t'hrl~topher L. IIroeklllulI, r~eelvcd Ihe nollee uflhe Hule ufreul property IIIIhlH muller u.~ evidenced hy the Hlgned LJ,S, IloSlul Service limn 38 II, cel1111ed lIIull return receipt. A true und correel copy of Ihe ~tgned U ,S, POlllul Service limn 38 II. evld~nclllg s~rvlce hy certlfled mullllJllh~ Idenllfled lielcndulIl, Is murked Exhibit "Il". ulluched h~r~tu ulld mude u purt herellf. 4, lIy leller duted June 17, 1l)l)7,th~ U1l1lerNlgned counsel serwd DelcndWll, Pulriclo A. Bruekmun, with u lrue und correcl copy of Plullllll1's lIollce of Ihe sule of reul properly by certified mull, relum recelpl requesled, uddres~ed to 228 Wouds Drive, Mechwlic:sburg, PA 17055, A Irue und correcl copy of Huld Nodce Is lIIurk~d Exhibit "C", ulluched h~r~lo Wld mode u port hereof, 5, PursuWlllo Order of Court dUled Decelllbel' 3, 1996, service oflhe COlllplolnlln Mortguge Fureclosure UpOIl Delcndnlll wus deemed complele und vulid upon mulling by Ihe PlulnlilT by certified mull, relum recc:lpl requested, und flrsl c1uss mull pO~luge prepuld, uddressed 10 228 Woods Drive, Mechulllcsburg, IIA 17055, und by firsl c1uss lIIull, postuge pre-poid 10 NOrD B1ulr, PO, Box 6216 Harrisburg, I' A 17112.0216, A true und correct copy of suld Order of Courl is lIlurked Exhibil "D", ouuched herelo und made u purt hereof, 6, Pursuulltlo Pu. ItC. 1', 3129.2(c)( 1 )(\)(C) since original process wus served on Defendunl pursuuntlo Speclul Order of Court, the NOllce of Sherifl's Sule moy be served upon tlml Defendunt in the sume munner, 7, On or uboul June 17, 1997, Pluinlifl'mulled Ihe NOlice of Shl.rilTSule 10 DelcndWlI al 228 Woods Drive, MechWlicshurg, PA 17055, hy certified mull, rclurn recelpl requested und firsl cluss mull postuge prepuid und by first c1uss l11ull. poslugc prc-puid 10 Nora Illuir, PO, Box 6216 Horrisburg,PA 17112-0216.. A Irue und correct copy orlhe u.s. Poslul Service form 3811. ulld loml 3817 Certificnte of Muilillg. evidencing service on the identified [)efcndunl. is murked Exhibil "E", uuuched herelo and Illude u purt hereof. at Execullon Number: 96-4161 inlhe amounl of$ 60,160,86, Claims againsl the property must be filed with Ihe Sheriff before the above sale date, Clllllmslo proceeds musl be mude with Ihe Office of the Sheriff before distribution, Schedule ofDlslrlbullon will be: t1Ied with the Office of the Sherlffno laler thWl thirty (30) days from sale dllle. Exceplions 10 Dlstribullon or u Petiliol110 Set Aside Ihe Sale must be t1Ied with the Office of the SherllTno laler thWllen (10) days from Ihe date when Schedule of Distribulion Is llIed in the Office of the Sheriff, This paper is a nollce of the time WId place of the Mle, It has been Issued because there Is ajudgmenl Bgainsl you, II may cuuse your property 10 be: held or laken 10 pay the judgment. You may have legal rights 10 prevenl your property from being laken, A luwyer CW1 advise you more specifically of these rlghl5, If you wish 10 exercise your rights, you musl acl promptly, YOU SHOULD TAKE 1l1lS NOTICE AND THE WRIT OF EXECUTION TO YOUR LA WYER AT ONCE, IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE GO TO OR TELEPHONE ruE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN OET LEGAL ADVICE, COURT ADMINISTRATOR 4TIl FLOOR, CUMBERLAND COUNTY COURTHOUSE CARL.lSL.EPA 17013 (717) 240-6200 You may have legal rlgIlls to prevent the Sheriffs Sale WId the loss of your property, In order to exercise those rights, prompl acllon on your part is necessary, You may have the rlghlto prevenl or delay the Sheriffs Sale by filing, before the sale OC'..curs, a petition to open or strike the judgmenl or a petillon to stay the execution, If the judgment WIS entered because you did not file with the Court Ill)' dcfenae or objection, you might have within twmty (20) days after service of the Complaint for MtVtll'llfl Fnftld--- IlnlI Notice to Defend. you may have the right to have the judgmenl opened (fyou promptly file . petition with the Court alleging a valid defense and a reasonable excuse for falling to file the defense on time, If the judgment is opened the Sheriffs Sale would ordinarily be delayed pending a trial of the issue of whether the plainliffhas a valid claim 10 foreclose the mortgage or judgment You may also have the righl to have thejudgmenl stricken If the Sheriff has not made a valid return of service of the Complainl WId Notice to Defend or If the jutlgment was entered before twenty (20) days after service or in certain other evenls. To exercise this righl you would have to file a pelilion 10 strike the judgment. You may also have the rlghllo petition the Court 10 Slay or delay the execution WId the Sheriffs Sale if you CWl show a defect in Ihe Wril of Execution of service or demonslrllte any other al E>tecution Number: 96.4161 In the umoulltol' $ flO,lfl().Hfl Claims a8aln~llhe property ll\ustl:N: tlkLl with the Sh~r"T htfore Ihe .bllve IIllle d.le, Claims 10 proce~Lls must be Illude with Ihe Of1ke of the Shel'lI1' belllrc dlslrlbution, Schedul~ ofDlsuibutlon will he lIled with the Of1ke of the Sherilr "0 IlIler IhBlllhlrty (30) days from snle dule. Exceptions to Dislribullollor ul'etllhlll hI Sel Aside the Sllle mUM he III~d with Ihe Ol11ce of the Sheriff no luter lhun t~n (10) duys fhlllllhe dute when S~hcdule of 1 >Islrlhullo" Is lIIed In Ihe Office of the Sheriff, This paper Is . nOlice of' the lime IIld pl~ of llle sale, It hu been IHued becallle there i. Ijudamenl lIIalnst you, II ntlY a1USC your property to be held or llhn 10 ply the JudiJllent. You mlY haveleBaI riihll to prevent your property from belnlllAlten, A Ilwyer can Illv'. you more specifically of these ria/tlll, If you wish to exerclllC your rillhlJ, you ntuatllCI promptly, YOU SHOULD TAKE 'I1I1S NOTICE AND TIlE WRIT OF EXECUTION TO YOUR LA WYER AT ONCE, IF YOU DO NOT IIA VE A I.A WYER OR CANNOT AHORD ONE 00 TO OR TELEPHONE TIlE OFFICE SET FOR'J1l 8ELOW TO I'IND OUT WHERE YOU CAN GET LEGAL ADVICE, COURT ADMINISTRATOR 4n1 fLOOR, CUMBERI.AND COUNTY COIJR'Il/OUSE CARI.ISLE PA 1701J (717) 240-6100 You may haVl: lepl riahta to prevenlthe Sherin'. Sale and the loes OfyOUl propel1)', In ordet to exercillC thollC ria/tll. prompt action on your pM i. n<<':ellf)' , You may have the ria/tl to prevent or delay the Sherin'. SaJe by fiUn&. before the lIIle 0ClCUlI, I petition to open or strike the Judammt or. petition to Ny the execution. If\be J1"lr- WIt CIII&cnd '--"" you did DOt ftIe with 11II Coun 11I1.... or objoc:doo. you mlabl bIw widUD lwenlJ (20) dayI afttr _ .ice oltbe CoI............... r- 11_1-_ and NntW. to rw..nd you may have the riabl to have \be J~ clpIIId it you pluu.,cJ1 "It I pcldtion with the Coun alleaIna I valid defenae and I ~ O'llCUle ror I'aIIJna to file the derm. on lime, If the judplalt II openN the Sherin'. Sale would ordInlrily be delayed pend1na IIriaI of the iIIue ofwbether the plalntlffhu I valid claim to foreclolle the mortallc or jud&ll1enl You JlllIY a1110 have the riBhI to have the jl.ldsmenl stri~ken If the Sherilfhas not rn.ade I valid relurn of service of the Complaint and Notice to Oefend or if Ihe joolUl1ent WII5 enlered before Iwenty (20) days after IICrvice or in certain other evenu, To exen:11IC Ihls r1aht you would have to file a pelition 10 strike the jud8l11ent. You may also have the riihllo petlllon the CouI1 tll !tay or Llelay the execution and the Sheriffs Sale if you can show a LlefeclIn Ihe Wrilll( Executillllllf i1Crvi~e or demonstrate any other ;/,1" ... 'I"i",,' .- ", ,.............. , , , , , j. , I , , " 'le ,I I , " , I , ')1' t '" " , l " 'I, " , ,I .r ; I ~ I" , , , " ]I, , 'I l' / , , " I, '1,1) , " , I,' I, " I iii, /. I' " , , 'I ,I, i'l r! '. /J ':' , I, ., i' '.- ,",,' j>::. I , I [", ,.,1 .H .", (:\ " f; .. 'I"; .1, I,',' ~.,- . ./" 1>-;/ " (1/ ,... ,.\;;j' tJ-. tl , ' ..... ~(, <'I' ,','I \;r\l "1:,-,' - :,ll~~ , 1'; fd\:' (!' \ ~ j Lt. , , (' ';i!.. 'r3 ~ '; , " ., , , " 'I , , , , , " I'll' ., " " I " ;'1' , ,. '.' " , " . ':1' " I' ", I' ,J 'J " " , " " " "I " , i ;' ,j ., " " '~; ,1' ;)' " " 'I , , " " I II 't , " " " ') ,'j ;\ 'J " EXlfnUT 48" ," Ii " II' Ii \ " " ti , ". . ~,. .~ I': ~, I,: f''' ", 'rll' " I" , i',1 1. , , I I" , [ " , . ' , .', ,II I, i . . I.' ". '.. fl' , Ii ,1 , I , ' " " , ' I' , , , " " " , " " 'I"~ " '" ," I, " \, 11,1 , , '" , i' , 'I I " ',J i ,. , , , , , .,. .~' '.. " 1'1'; , ~; I r' " ., I','. , ,. lJ(I, ' " , , /, , " , , , \' f.;):. ['" " r' \, I' , ,. , -. ,. ., , , " '" j <..: Il' U \t ,. , " , , , " ,I , , " , " , . , , " , , " , " , " , " I " I, "I , , 1', , , " " , , I , " " I ' , (::Jj ',. .,:;'j' -,. II,' -" I,: (". .. , ) ~ t; , /I ~. I "I r,\>t ' ,.1,." "T,; i..11I 1'- , ..~. t'!',I,' I,'... , ':J .1... ' ' "" . '10 [" , ' 1,.1 ~I' hi, -, ';1' ., , . .I '.. ,. . II, r, ' " <.,,' I.:' ij " I, " t, , , , I', , I , " ,d ;.J' , ' " , , " ,. , , ',I , .1, . , , , " II , , It , " " " Ii ,II' ',I Ii, I.......... .-.. . I'" I , , , , , ' I: " "", ,/ 1 - PNC Bunk Nullullul ANNudutlull N/h/ll1/1 CCNII BUllk N,A, Illlh~ ('lIUrlur ('Ullllllllll PI~UH ur Cllll1lwrlllnl\ ('uullly. P~IlIlNylvlllllll Wrll Nu, 1111.,11 h I civil T~r/ll Vt) ChrlNluph~r L. Bru~kllllullllll\ PlItrklu A, IlroeklllulI KlIthy ClIrp~r. Dcpllt)' Shcrlfr, IIhll heillg l\lIly NIIlll'IIll~~llrl\llIg tll 11Iw, NlI)'N 1111 JIIIl~ Jl), 1'1'17 ut l):J,lll'c1u~k ^.M., F.ll.S,T.. he pllNtcd thc prllpcrly llfChrhtllpher I.. I\rllcklllllll1J1ll\ PlItrldll A. IIru~kllllllllll 22H W'lll<h Ilrl\'c, I\k~hllllkNhllrg, l'lIlllh~rllIlIl\ Cllllllty, PCIIllNylvllIIIII, with II ~up)' llfRclll htlllC Wrll, Nlllk~ PUNiCI' lllld I )~N~riptlllll m:~llrl\llIg hi 11IW, R, ThllllHlN KlillC, Shcrifr. IIh'l hcillg dllly NIIllrl1 a~~llrdillg III lall, NaYN Ihllt h~ scr\'~d Ih~ lIhuve Rcall':Nlalc Writ, Nlltkc Pllsl,:r alld IlcN~riplillll illlhc 1l11l11llillg IIHlllllcr: Thc Sh~rlfr 111111 led llllC llflhc lIilhil1ll1l1l1Cd dcl~lIdlll1lN,tll lilt: l'hrlNlllphcr I..l\rll~kllllmI1I1Ulk~ llrthc p~lIdell~y uf Ih~ lI~lillll by ~erlili~d 1ll1lill111lrk~d I ll'l.1 VI,:R Y ONL Y TO AllIlRl':SSI:I:, III his last kl111WIl (\ddr~ss III 22H Wlllllh; I lri\'c, I\1cehallkNhlll'g, PCI1I1N) IVlIl1ia, 17i1~~. This I~ltcr IVaN Illllikd 1I11dcr Ilw dal~ uf .llIly 2H. 1'1'17 and 1I11N rClll/'llcd llllhc Sh~rifl-N onkc with rCllS1l11 1I111rked as Unclallllcd, Thb Icltcr is hcrelll lIu1Ii:hed 1I1111pCl1cd. R, ThllnHlS Klil1c, Shcriff, IIhll bcillg dllly NII'Il/'llll~~llrdil1g III la\\', NaYN Ihlll h~ s~rwd Ihc Ilbuve Real Esllltc Writ Nlllkc, P"slcr and IlcN~ripliul1 il1lh~ 1l11l11lling II IlaIIIl'r: Th~ Sh~rlff 1I111i1ed 1111~ llflhc \\'ilhil1l1l1lllcd del~l1dllnls,lu lIlt: l'hrislllpher I.. I\rll~kl1llll1l1l111tk~ uflhc p~lldell~y llflh~ a~lilm by rcglllllr nwilto bis 11IsI Kl11111l1l1ddrcss al22H W'lllds Ilriw, Meehllllbbllrg, Pel1l1s) I \'allill 17i1~~. This !cucr 1I1IS mllilcd 1I11dcr Ihc dlllc ,If .Il1ly 2H, 1'1'17 1I1ld 1V1IS newr rcllll'llcd III Ihe sh~rilrs onkc. R. Thllll1l1s Klil1~, Shcrifr. I\hll heillg dllly slllll'l1l1~~llrdillg IllllllI, says Ihlll h~ s~rv~d th~ ubove R~lIl htlll~ Wril, Nlllk~,Posl~r lInd Ilcs,,'ipllilll illlh~ lilllll\\'illg 1Illllllwr: Th~ Sh~rlff 11l1liled llll~ oflh~ lVilhinlwl1l~d del~lIdllnls, III 1111: PlIlrldll ^, I\I'll~kll1l1l1l1l111lkc llrlhc p~ndell~y ofthc lI~tion by ~crtllicd 1l111illllllrK~d IlFI.IVI:IW ONLY TO AIlDRFSSEE,tll h~r IUSI knowl1addrcss lit 22H Wllods Driw. McdwllkNbllrg, PCl1nsyl\'anill 17055. This 1~It~r WlIS l1loiled lindeI' thc dale of 2H, 11)')7 alld IIlIS rClllrllcd 10 th~ Sh~rilfs Ofli~e lIith rCllson ~h~ck LJn<:l IIi I1lcd. Lcltcr is hcrclo 1Illm:hcd lInopen~d, R, Tholl1as Klinc, SherifI'. IIhll b~ing dllly Sll'l/'llll~~llrding 10 11III, says Ihlll hc s~rwd thc lIbove RClll FSllltc Wril Nlllkc PllSlcr 1I11d IlcN~riplion illth~ lilllllllil1g nlll1ll1Cr: Thc Shcl'iff Illllikd lln~ oflh~ \\'llltinnlll1l~d del~lIdllnts. III lIil: PlIlrklllll. Ilrll~Kll1l1l1 alllltkc oflhc pClldcn~y of the a~lion by rcglllllr Illlliltll hcl' 11ISI knOllllllddl'CNN 1I122H Wllllds Ilrivc. I\kdwnksblll'g, Pcnnsyl\'anla 170~~, lhls Icltl'r 1I1IS Illalkd 1I11dcr thc dllle Ill' .Il1ly 2H, 19'17 lInd II'as ncwr r~tllrn~d tll Ihc Sh~rilrs om~c, R. ThlllllllS Klln~, Sh~riff, IIho bein[! dllly NIIIl/'llll~~llrdinl! 10 11III, SllYN Ihllllllicr dll~ lInd I~[!olnoticc hlld bccn [!ivcnll~~llrdillg III la\\'. ~spllsed thc IIllhlll dcscribed pr~l1liscs lit rllbli~ wnlle or outcry lit the COllrlllouse, Carlisle, CUlllbcrland Counly, P~nnsyl\'ania, on Scpt~ll1b~r 3, 1<)<)7 ut 1 ():OO 0' c1o~k AM.. 1:.1 >,S,T.. and sold thc Nall1~ 1(11' Ih~ SUIll of $(,~.40 1,00,10 ^\tomcy Robcrl Kodak IiiI' Illuc ('hip Fcdcral ('I'edil llnion ilK/a ('cnPcnnRalll'cdcral Crcdit lJnion al 5()~0 ll~rl'Y StrCCl.llal'l'isburg, Pa. 17111 II NlI~~cssors und assigllN, II bdn[! hl[!h~Nt bid und th~ b~st pri~c rc~cl\'ed IiiI' lh~ NalllC Illuc Chip I''cdcral l'rcditllnionI!K/a ('cnl'cnnRuil I'cdel'al Cl'cditl Inion at ~050 I JeI'I')' Slrect. Ilarrisbul'[!, Pa, 17111 bdl1[! th~ buy~1' Inlhis Execution paid Shcriff R, Tholllas Klinc Ihc NUIl1 of $(1~.40 1.1I11 it bcin[! pllllllda[!c stllll1pS ct~, " .' I, SCIIEDULE OF DISTRIBUTION REAL ESTATE SALE NO, 22 Dute Flied: Sepl. 23, 1997 Writ No,: 96-4161 Civil Sole Dule: SepI, 3, 1997 Amounl of Bid: $65,251,00 Buyer: Blue Chip Federul CredllUnion f/klu Cen Penn Roll Fedel'lll Credit Union 5050 Derry Streel Ilurrlsburg, Pu, 17111 Ally,for Buyer: Robcrl D, Kodak PNC Bunk Nllllonul Assoclullon s/b/m/l CCNB Bonk, N,A, vs Chrislopher L. Broeklllun & Putriclu A, Brockmun 228 Woods Drivc Mechunlc5burg, Pu. 17055 Reul Debl Inleresllo 9-3-97 Ally,Collllll Ally, Writ Costs Escrow Deficiency Tille Seurch Tolul $48,142,02 6,818,14 1,Q75,OO 673,36 1,952,34 1.500.illl $60,160,86 TOlul Amounl Colleclcd Sheri IT' s Costs L.egal Senrch Tolul $65.401.00 2,062,87 150,00 $63,188,13 Dlslribution I, Puld 10 Clwlcs Cllsulnovo Ally for Writ No, 96-4161 Civil $63.188,13 6.llJ.liQ..Bji 3,027,27 2, Puid 10 Ally Robcrt Koduk lor Blue Chip Fedcral CredilUnion f/klu Ccn Penn Ruil r ederul CredillJnion Tolul 3.027,27 $00,000,00 to ,J-- Il..t ~. lJ') ,'u' .v ~ I.' I. A! If i i '/ t~ c-, Advance Cosl~ Rcl\Jnd 10 Ally Cusulnovu $1,000,00 , 1 110 unswllrst ",-f.L R. Thomus Klhlll~ Sherlll' ~~l E~~;l~ oe~ulfAI,m- ~./.Af ",C.'_~ .,....,J..~ /' By " ! I ',I Ii " III , , 1 , , " " " , " , , , , , , I' " " ,. I' " \ , I, .1 " WRIT OF EXECUTION and/ot ATIACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO .~!L:.1.l!11__ CIVIL)lI .t!l!]ll CIVIL ACTION, LAW TO THE SHERIFF OF CUlll>erlllllll__ .. ,_ .. ..._._COUNTY To sallsly the dubl, Inlerosl ond costs duo l'NC..JJonJs..NiJLilJJ]iJ.L.hiJl!,!!;J.uJ..ilJfuJLWlUJ.1.J.'S:tiJJ HIIIlI<J 1'!.A. _._....,....... .__._. ._,._.. __.__.. __._n. .__'.....,..__________.. _______ PLAINTIFF(S) lrom _,..q)l' is tg[>ll~.r:..!~_..I.lI~:!.Q!~!!I_!IrJ..<!...l~~E!..c: ill.....!..J.!.t:!]Ckll!l1ll 228 Wocxlo DrivIJ I Ml?chllllicsblJr:g ~_.EA .._--.---~----_.....---~-..._--_._---.__._----_...._----------------.. "-..------- _____..__DEFENOANT(S) (1) You are dlrocted 10 lovy upon the property olthe delendonl(s) and to sell-lllllL.lc\llll dEijl:~L- ---------.-_..._---~-~--_._._.-.--_..- ----~--... --.------------~._-----~>-~._--- ..--._------ (2) You are also dlrecled 10 oltach the proporty 01 tho defendanl(s) nollevled upon In the possession 01 ,_ ---_.__._--.--_._-----_.----_.._--~._--.-.,---_._- -..------.--.-.-.....-- .... - -- - .--,-.,--... .. .. .._----,--_.. -.--..,-- ~_.- GARNISHEE(S) as lollows: ________0---.___.__________.__._ ... ._._....... ._ ..~.___._~_._... _.,__~_._._.....____..__..__ and 10 nollfy the garnlshee(s) Ihat: (a) an allachmant has been Issued; (b) the garnlshee(s) Is/are enjoined Irom paying eny debito or lor Ihe occounl of the delendanl(s) and from delivering ony property of Iho delendllnt(s) or otherwise disposing thereof; (31 II property olthedelendonl(s) nollevled upon on subject to attachment Is found In lho possesslonol anyone other than a named garnishee, you are dlrectedlo nollfy him/her that 11CIshe hos been odded as ogarnlshee lInd Is enjoined as abova stated, All10unl Due ..$11), 1.1;1,0;1 Inleresl ..lQ...9/J/97m$Q,e.!IJ,H Ally's Comm ____....___.._... .. ._. "10 Sl. OilS .O!L..____ Ally Paid _~1~9J2.4...-...__ .___..._..____... .._.... ,..,_ Plalnllll Paid Dale.__J!.!ng"J1,.....12TI__.________ ..____ REQUESTING PARTY: Name Cha~les C. Cllslllnova, EI!9.' Address: One Uateway CenJ;Qr, Nine West.~ -1.'.itt.ebuL:gl1.....1>A...l5222_____....__ Allorney 10r:....J.>.luio.tU,L..___._...___...,__..__. Telephone: ..._~I;{-,2!lJ..:-21~J.L _..LU...'.'_"..... Supreme Court 10 No. .~77J4 ,... ....... . LL ;1. ~}9 DUB Prolhy....;;..1.,Q9._____....___,_... Olher Costs Li:lltil1ill.':QCB to 9/lli7 $673.36 &6Cn)!'l Deficiency to 9/3/97 $1,%2.34 'l'iq~..:3earch,. Foreclo6ure and Execution Costs $1.500.00 .._..__.L~rli!nce E. Welker Prothonotery, Civil Division by: ..,..LAa.... ,.0 YJ)~"ICM(inn 1)-;., ( Deputy .. I I " IN TIll! COURT OF COMMON PL.EAS OF CLJMIWRLANIJ COUNTY, l'gNNSYL VANIA PNC BANK NATIONAL ASSOCIATION, CIVIL DIVISION SlUlMff CCNB BANK, N,A" IllolnlltT, NO,: 96.4161 vs, CHRISTOPHER L, BROCKMAN nnd IlATIUCIA A. BROCKMAN. Defendants. AFFIDAVIT PURSUANT TO RUI.~ 3\29,\ cnMMUNWEAL.TH OF PENNSYLVANIA ) )ss: CllLJNTY OF ALLEGHENY ) I'NC Bunk, NOlionnl Associalion, slb/m/l CCNB Ilunk, N,A" PlalntllTln Ihe obove octlon. s~ls forlh us of Ihe dale Ihe Praecipe for the Writ of Execulion was flied Ihe following infomlallon c1lllceming Ihe real property ofCllRISTOPllER l.. BROCKMAN and PATRICIA A, BROCKMAN loe.l/led al228 WOODS DRIVE, MECI/ANICSlllJRG. PA 17055 und is more full)' d~scribed os follows: ALL Ihe righl,litle, intercsI und clullll ofClIRISTOPHER L, BROCKMAN and PATRICIA A, BROCKMAN. of. In und to: ALL TIIAT CERTAlfI' PIECE OR PARCBI. OF I.AND SITUATE IN SILVER SPRINGS 7'OW/VSH/I', CUMBElU.ANO '..YJUNTY PBNNSYIYANI,1, /lAVING ERECTED THEREON A DWELLING KNOWN AS 228 IJIOODS DRIVE, MI:'CIIANICSBURG, /'A 171W. DBV SJO, .'1AGE 9JI/, PARCEL NO, J8-21/-/8J/-IOJ, \. The name und uddress of Ihe owner(s) or reputed oWller(s): Chrislopher I3rockmun 4800.B Chnrles Rd, Mechnnlesburg. P A \7055 228 Woods Drive Mcehunlcsburg, PA 17055 Palrlcla A, Brockman 'I '. 2, The name and uddrc:ss or Ute delimdanlsln thll judllmenll Chrlslopher Brockman 4800.8 Chlll'lcs ltd. Mechnnlcsburll, I' A 170SS I'alrlcla A, Ilrockmull 228 Woods Drive Mechanlcsburll, fIA 170SS 3, Thc nwne PJld IWlI known ud,Jrc:u ofavery judllmcnl credllor whosejudllmentls a record lien on Ihe real property 10 be sold: IINC [lank. NUllonol Assoclollon, sib/mil CCNB [lank, N,A. (Plolnllll) American Travelers Life Insurunee Co, 3220 Tillmon IJrlve Bensalem, PI\ 19020 4, rhe name anlluddress oflhe lusI record holder of every mort~uge nfrecord: PNC !lank, Notionul Assoclalion, slblmll CCNB Bank, N,A, CENNPEN Roil Federul Credit Union 5050 Derry Sl. Horrlsburg, P A 17111 (1'Iulnlll1) Pennsylvanio ('lousing Finance Agency 2101 N, Fronl SI, P ,0, [lox 15530 Hurrlsburll, P A \7\ 05-5530 5. The nOllle ond address of every other person who has uny record Hen on Ihe property: None, 6. fhe nome and oddn:ss of every olher person who has ony record inlerest In Ihe property and whose Inleresl may be olTecled by the sole: None, 7. The nome ond oddress of every olher person whom the ploinllff has knowledge who has any Inlereslln Ihe property whleh may be offecled by Ihe sole: None, " '.. 01 E~eculloll Number: l}6..4161 lnlhe alllounl of $ 60,160,86, Clohns ullall1~t thc property must be IlIcd with Ihe SherHY before Ihe uboYe: sule: dOle:, Clalm~ 10 proceeds mUtil bc Illude with Ihe omcc of the Sherln'before: dlslrlbutlon, Schedule ofDlstributlon will be flIcd with thc Ofllce uf thc Shcril1' no IUlcr thal1lhlrty (30) duys from slIlc dUIC, Exceptions hI Dlslrlbutlonor (I (lctltlonlo Set Aside the Sale IIlUM be flIcd with Ihe: Ofl1ce: ofl!le Sherlll'no lalcr thanlcl1 (10) days frollll!lc dutc whcn Schedule of Dlslrlbutlonls tlled inlhe OOlce: oflhc: Sheriff. Thb paper Is a notice of thc lime und pluce of the sale, It hus becnlssued bccuuse Ihere 15 IIjudgl11cntul!ulnsl you, It muy cause your property 10 be held or tukento puy Ihe jud~ment. You muy have legul rights 10 prevel1l your property IroJll bdng luken, A lawyer cun udvlse you more ~peclt1cnlJy of these righls, II' you wish to exercise your rights, you musluct promptly, YOU SHOULD TAKE THIS NOTICE AND THE WRIT OF EXECUTION TO YOUR L.A WYER AT ONCE. IF YOU DO NOT HAVE A LA WYER OR CANNOT AFFORD ONE GO TO OR TELEPHONE THE OFFICE SET FORTlI BELOW TO FIND OUT WHERE YOU CAN GET L.EGAL ADVICE, COURT ADMINISTRATOR 4n1 FL.OOR, CUMBERL.AND COUNTY COURTHOUSE CARLlSL.E PA 17013 (717) 240-6200 You muy have legol rights to prevenl the Sheril1's Sule und Ihe loss ofYQur property, In order 10 e~erclse those rlghls, promptaclion on your pm Is necessury, You may have the right to prevent or deluy the Sherin's Sole by t1ling, before the sole occurs, II petilion 10 open or strike the judgmenl or u pctltlon to stllY the execulion, I f the judgmenl WtlS entrred because you did not file with the Court uny defense or objection, you might have within Iwenly (20) days llfter service of the Complainl for MortVl1lIe Foreclosure and Notice to Defend, you may have the right 10 have the judgment opened if you promptly tile 0 petition with the Court olleging a volid defense und a reusonable excuse for fuillng to file the defense on lime. IftheJudgmenl is opened the Sherill's Sale would ordinarily be delayed pending a !riu! of the Issue of whether the pluintitThus u vuIid claim 10 foreclose the mortgage or Judgment. You muy also have Ihe right to have the judgmenl stricken if the SheritThas not mude a valid return of service of the Complaint und Notice to Defend or if the judgment wus entered before Iwenty (20) days aner service or in cert.1in other events, To exercise this right you would have to file u petition 10 slrike the judgment. You may ulso have the righlto petition the Court to stuy or dclay the execution und the Sherifl's Salc if you can show a defect in the Writ of Execution of scrvice or demonstralc [lilY other , , IN THE COURT OF COMMON PI.EAS OF CUMBERL.AND COUNTY, PENNSYL VANIA PNC BANK NATIONAL ASSOCIATION, CIVIL. DIVISION S/BlMrr CCNllllANK, N,A" PlalntllT, NO,: 96-4161 VS, CHRISTOPIIEI~ L, BROCKMAN and PATRICIA A, BROCKMAN, Defendanu. PROPERTY DESCRIPTIO"l ALL THAT CERTAIN piece or parcel of land situnle in Sliver Spring Township, Cumberland County, Pennsylvania, hounded and described os follows, to wit: BEGlNNING at 0 point on the north side of Woods Drive, sold point being located on the dedicated right-of-wny Hne of Woods Drive and being the dividing Hne of Lots Nos, 6 and 7 on Ihe hereinafter mentioned plan of Lots: Ihence along sold dividing Hne North IS degrees 18 minutes S4 seconds West 200,00 feet 10 a point on other lands now or fonnerly of George N, Wade, Jr,; thence along other lands now or fonnerly of George N. Wade, Jr, North 74 degrees 41 minutes 06 seconds eost 100 feet to a point at the dividing Hne of Lots Nos,S and 6 on the hereinafter mentioned Plan of lots; thence along sold dividing Hne South IS degrees 18 minutes S4 seconds eost 200,00 feet 10 0 poinl on the north side of the dedicated right-of.way Hne of Woods Drive; thence along the northern dedicated rlght-of- way Hne of Woods Drive; thence along the northern dedicated right-of .Hnc of Woods Drive South 74 degrees 41 minutes 06 seconds West 100,00 feet to' a point and place of BEGINNING, I I I I f BEING Lot No, 6 on Ihe Plan of LOIS of Final Subdivision Pion of LOIS for George N, Wade, Jr" os recorded in the Cumberland County Recorder of Deeds Office in Plan Book 37, Page 11. , . I I '. UNDER AND SUBJECT 10 n 35 fOOl selbnck line: nnd restrlelions n5 recorded In Mise, Book 253, pnge 681, Cumberlnnd COUhty Records, BEING THE SAME PREMISES whieh Joseph D, Snyder nnd Inel P. Snyder, his wife, by their Deed dnted June 8, 1984, nnd recorded in the Cumberlnnd County Recorder of Deeds Olllce on June 15, 1984, In Deed Book Volume S30, pnge 950, grunted nnd conveyed to Christopher L, Brocklllnn nnd Pntrlcln A, Brockmnn, Improved with a dwelling known ns 228 Woods Drive, Mech~lcsburg, PA 17055. ORENEN " BIRSIC, P,C, By! att. C c:.,#~,- Chlll'les C, Casalnova, Esquire Attorneys for Plaintiff One GatewBY Center, Nine West Piusburgh, PA 15222 (412) 281-5197 , , II ' . ' \ THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication --!J*Al;l!ill..lllUll~iIL1lA~....mL Coaaon"edtll at 'enuyJ~.nlo. County at Daul'hJnl II M/chaelMorrow being duly sworn oC(ordlnu to low, dCpOSC5 and soys: Thlt hi II Ihe Aaslslenl Controller 01 THE PATRIOT.NEWS CO., 0 corporallon o~gonlzed Ind I.'sllng under Ihe Ilws at Ihe Commonweollh 01 Pennsyl,'anlo, wllh lis prlnclpol olllce ond plsce at buslnuss It B12 to BIB Mlrket Slr8lt, In Ihe City at Horrlsburg, County 01 DOIJphln, Slalo 01 POI",sylvonll, ownor ond publlshe, 01 'rHE PATRIOT. NEWS Ind THE SUNDAY PATRIOT,NEWS newspopors 01 oonorll clrculollon, prll1tod ond published at B12 to BlB Morket Street, Il1lhl City, County Dnd Slslo Ilorosold; Ihol THE PATRIOT.NEWs ond THE SUNDAY PATRIOT.NEWS wI,e oslobllshsd Msrch ~Ih, 1 B6~, ond Soptembsr 1 Bill, , 9~9, r06pocllvoly, snd sll hovo boon conllnuoully publllhed evor slnco; Thlt Iho prll1lod noli co or publlcellon which Is IIcuroly olloched horelo Is o.oolly os prlnlod ond publlshod In Ihelr rogulor Indlor Sundoy end Motro odlllol111ilasues which oppoorod on Ihl 22nd ol1d 29th dlY(s) 01 July and tho 51h doy(s) 01 August 1997. Thll nollhor ho nor sold Compony Is Intorutod In the subloCI moiler 01 lold prll1ted nollco or odverllslng, Ind thol 011 01 the sllogellons 01 tills slotemonl as 10 Ihe limo, pllcl Il1d chlrlctlr 01 publlcollon ore lrue: Ind Thot he hu peroonol knowledge 01 the locls Ilo,.sold Ind II vlrtuo Ind pursuont 10 I rloolullol1 ul1ll1lmously plasod snd odoptod oevorolly by Iho etockholders Il1d bOlrd 01 dlroctors 01 tho sold Compol1Y Il1d luboequenlly duly recordod In tho olllco lor tho Reco~dll1g 01 Deedl In ond lor olld COUl1ty 01 Dluphll1 In MlscelllnOOUI Book "M", V:~:~i!;lgATlON ( 11l'/' d-() { ') alP ---i,;;,-;;u.;J-:'-'d--.L~~-h;;-(id~'/--b~~~jjUJ719-97:A~D~ : .~.' r""tl. "I::.~:::.::,"~,Iji~:'t,~"~,J / ;,.~~./, /.1' '.,.'<"" IX HUI'"h,,'O (l,j'IP'" .~.;...-. f... --- _...od.L\-__~_______~_ M~ C'lf1wnl:.:,101l I. ,p.'ll'j .Ii,'M' (. 1~1'ltt . atlry Public ~ THAT CE~T IN pIoeo Of parCel 01 "".m.. f>t<,;';:;;;.;:;A;,~, miss/on oxplrls Juno 6, '098 land ~luotG in SIlvor Sp!Ing TOwnS1C. Cumberland Countv, Pen~'ylvonlo bounded and dOscnbod 06 rolloW!, 10 wit: IlfGINNING at 0 point on Ii'lG north ~do or Woods Drlvo, IOld point being lOcated Of\ Ii'lG dodIcatod rlght-ot-WOy iIno 01 WOOfto Drlvo and bo!nQ It\e dividing line 01 Lola NOI. 6 and 7 on It\e her8Ino1Ior mentioned pion of lair Ii'lGneo oIong IOld dividing IIno NoI1h 16 doa",o. 18 mlnutos 64 !eCond. WIlf moo toot 10 0 point on otllel IandI now Of lOfmortv 01 George N, Wade. Jr; !llGneo oIong olhor land. n<)'N Of rOf. merly or Geolgo N. Wade, Jr, NoI1h 74 deOnlM 41 mlnulel 06 lGCondI _ 100'1101 to 0 point of It10 dividing llno or Lola NOI. 6 and 6 on 1110 horOlnolte, menllonodPf<)norlot';lI1onCOolo~.b.:r:'. R.aoeipt fo:r: Adve:r:tising Co.t =ut:'t.t~~~I:M~'f.::t 10" 01 THE PATRIOT.NEWS ond THE SUNDAY PATRIOT. NEWS, nowsPIPoro 01 gonorll C 0 point on It10 north - 01 tt\e dedi, colpl 01 tho 010rosl11 notlco Ind publlclllon cosls ol1d cerllllos thot tho Romo hlvo I cotod rlghtol,woy IIno or Wooo. Drlve; tnenc8 0I0ng 11\0 noIIhorn dedicoIod rlght-ol.wov IIno 01 WOOd. D~lve; THE PATRIOT.NEWS CO. tMnco oIong 1M """""'" dodlcmod ;;t-ol.1Ine 0/ Wooo. Drlvo Sou1tl /4 '101 41 mlnutllll 06 lOConda We&! II 00 flllll 10 0 n(')/nt rmrl nl"r:n 0' &GINNING &100 Lol No.6 on lI1a Plan ot La" or flnOI5ubdlvl~on PIon or La" 10' George N WarJo, ,Jr, os roeofdod In the Cum- bor1ond (otmty IlocOtdor or Deeds OHlco In Pion Roo~ ,11. Pogo II UNDEP mn SUll.JfCr to 'I 36 1001101. bOCk IIno ond rosff1cflons 01 rocorded In Mise il<,ok ;63. POlJa 681. Cumoorlond Coon!'; ROCOf'" BEING THE lAME P~EMISES which JoIoph D Snydol and 11101 P Snydo~ hI! wtlO, by lholr Dood dated Juno ij, I v84. and rocofdoQ In tho CIJmbotlond Coun!,; IlocOfdo' at DoOd$ Ottlo;o on Juno 16, 1984, In Dood BooIc Volum. S3O. pogo 960, granted and convoyod to Ctu1lf0ph0l L. IllOc~mon and Patricia A.lltockmon. CUMBERLAND OOUNTY SHERIFFS OFFICE OOURT I-OJSE CARLISLE, PA, 17013 statement of Advertising Costs To THE PATRIOT.NEWS CO., Dr. For publlshll1g tho 110llco or puhllcollOll ottached horolo on Iho abovo slatod dales, $2~4,13 Probotlng ~umo $ 1.00 T otll $245,13 By...........",...................."...............",.,............ i ~~ .~ 'I 5 7 s' 1'ltOOF OF II1lIII.I<''\TION OF NOTICE IN ('lII\IIIEIU.,\NIlI.,\W ,1()lJI~NAI. (LJI1~I~1' MI Nil. ,~H7, "PI1II1\'I'd Mil)' I h, 1'!2'J), )I, 1..17H~ STATE Olt I'ENNSYI.V,\NI,\ : INN, COlJNTY 01" ClJMIlI':RL\NI) : ROIlt1r M, Mnrllt1l1thlll, ENlIIlIt'I', hllllll' 'II' IIIL' ('IIIllI1l'I'IUlld I,uw JIIUl'llul,ll1' Ihe CIIUllly Ulld StUIC Uflll'Csuld, belllg dilly SWIII'I1, 1I,,'lI'dlllg III lu\\' , dl~pll,\l'S ulld MIYS Ihullhc CUlllhel'lulIlf Luw 111U1'I101, uletlul pCl'lllllkul puhlhhl'd ill Ihl' 1Il11'l111gh III' ('111'1 h ", Illlhc County UIlU SIUlc ufol'esulu, wus cSlubllshcd JUIlUUI'Y 2, 1'!~2, III1lI dl'slglIlIll'd by Ibe 111,ul CllUI'Is U.S the oftklul lel1ul perloulcul 1'111' Ihe publklllllllllll' ullll'gulll'llkcs, Ulld 11IIs, .Silll'l' JUlHllU'y 2, 1l)~2, heell l'egulul'ly Issueu weckly 111 I Ill' slIld ('llIlIlIy, IlI1d Ibllllh,' prlllll'd Illllke Ill' publkllllon UIIUChl'd hel'elols exuctly thc SUIIII' US wus prlllll'd III I Ill' I"'gllllll' l'dlllllllS ulld Issucs III' Ih.: suld CUlllbel'lullU Luw Joul'l1l1ll1lllhc 1'lI1111wil11! dill"", vll.:_.__....__._. JUI.Y UL..2~,.t\Uqll.:;T 1.1")91 Aftilllll flll'lhcl' dl~P'lSI'S Ihul he is lIulhllrl/l'd III wrll'y Ihis SlulclllCll1 by the Cumbcl'lullU L.uw JllUl'IllIl, ulctlul pcrlllllkul'll' gCIWl'ltI dl'l'lIll1lll1ll, 1I11lllhlll hI' h 1llllllllCI'Cstcu Illlhl' sUhJccI mllllel'llf Ihe Ilflll'csuld 1l11lkl' III' IIdwl'llSI'IlWl1l, IIl1d Ihlll alllllll'gutllllls 111 the I'lIl'egollltl slulemellls us tll timc, plllcc Illld chul'I"'II'1' III' I1l1hlklllllll1l1l\' tl'UC, IIItAL UTA11I1AUt 1'10, ~a /'77;)) 711:.-=:=:,._.._ Rllgl'l' M, M'lI'gcllthul, Edilol' Wr1t Nil, 00.4161 CIVil PNC UaJlk NBuonlll Mt6OClnUon s/b/m/t CCNII Bonk N,A. vs, Chr1s'opher L, llrockmon ond POlrlelo A. Brockmon Ally,: Chorl.. C. Cosolnovo PIlOPER1Y OESCIll1'110N ALL nlAT CEIlTAlN piece or por. eel of land sUu.te In Sliver 8pr1n" Townahlp, Cumbcrlnnd County, J>cnn. sylwntn, bounded ond descr1bed os follows, In Wll: /lEOINNINO ot 0 point on II,. Mr1h shle of Woods Or1ve, sold poln'I",'n" lo<o"'d on the dedl<o",d r11!h1.of.woy line of Woods Or1"" ond bcln~ 'he d1VtrllnJ( lint or Lot" NOH. 6 nmt 7 on the hrrrlnAOrr IlltnUont'd pllln or 1.0111; Ilu'nre olon" ItIIld dlvtdlllM Ilnr North In drfVN'" 18 mlnu(rH M lire. 11'111", \\'1'1'\1 200 00 (f,,.t to n point fln nllll'IIHI\t1~ llllW III 1111111'" Iv nil '1.'....'./. r-; \VII",.'. .11 ; 11"'11' ,. 111111,'1-{ nil 11',1 I ,tl't II n ("'Ill ,. N SWOI~N TO ANI> SUBSClWlEI> b~l'ore me Ihls -1_duy Ill' _ AUGUST. 1997 .LLJL: J__ .~.. _.lli~:::~ IWTAR,AL'I.AL LOt5 e, ~N\'InU, """'IY PIlblk CtJrlllle ""0, CUlllb..kmd Cou"Iy, PA My COIIIIIII..,,,, hpiro, Mor<h $, 2001 I J " , I TITLE REIJORT THE PREMISES ENDORSED HEREON ARE SUBJECr TO THE FOLLOWING ITEMS, WHICH WILL BE EXCElvrED IN nm POLICY UNLESS SATISPAcroRY EVIDENCE PERMI'I1'IN(J T11E1R REMOVAL IS PIWDUCED, SHERIFF SALI~ NO, 21 Held Wednesday, Septemhllr 3, 1997 Datel September H. 1997 T A X ES: Receipts for ull 1Ilxe~ for the yeur~ 1994 to 1996 Inclu~ive, Tuxe~ for Ihe current yeur 1997, MORTGAGES: Listed Under Other Exceptions Below, JUDGMENTS: LiNted Under Olher ExceptlonN Below, INSTRUMENTS TO 1m PRODUCED: Deed from Cumberlulld County Sherlfflo duted , 1997, llud recorded , 1997, In Cumberlund Counly Deed Book ,Puge RECITAL: Being Ihe NlIme premlNes which Joseph D, Snyder IInd Inez p, Snyder, hiN wife, by deed duled June 8, 1984 IInd recorded June 15, 1984, In Ihe Office of the Recorder of Deed~ in und for Cumberlund Counly, ut ClIrlisle, Pennsylvunlu, in Deed Book "S", Volume 30, Pllge 950, grunled WId conveyed 10 Christopher L. Brockmun Ilnd Putrlclu A, Brocknul/1. OTHER EXCEPTIONS: I , The idenlity und leglll competency of Pllrties ullhe closing of Ihis Iltle should be estublished to the sUlisfllction of the dosing IlHomey ucting for thi~ Com pliny, 2, Rlghls or dulms of purtles in possession, If IIny, other Ihull the owner, 3, Unrecorded ellsemenls, dlscrepundes or conflicls In boundury lines, shortuge In DreU und encrouchments which un uccurule und complete survey would disclose, 4, Puyment of Stille und loclll Reul Estllle Trunsfcr T(ues, If required. 5, Public und prlvlIte rig hIS In the rondbed of Woods Drive, 6, Condilions ~hown on Finnl Subdivision Plrm for George N, Wilde, Jr" recorded in Cumberlund County Pllln Book 37, Pllge II, 7, Condilions set forth In Deed Book "S", Volume 30, PlIge 950. 8, Condlllons und restrictions recorded In Cumberlund County Miscelluneous Record Book 253, Puge 684, 9, II is 10 be noted Ihlll u Complnlnlln Divorce by Putridu A, BrockmwI agllinsl Chrislopher L. Brockmun wns filed on July 7, 1995 to Number 1995.03648 in the Cumberlund County Court of Common Pleus, 10, Sulisfuclory evidence 10 be produced IhuI proper notice wus given 10 the holders of wi liens und encumbrunces intended to be divesled by subjecI Sheriff SlIle, II, Mortguge given by Christopher L. Brockmun und PUlridu A. Bro.::kmun, husbund und wife, 10 CCNB Bnnk, N,A" dilled April 1, 1985 and recorded April 2, 1985, In Cumberlund County Mortlluge Book 774, Puge 126, In the just sum of $66,000,00, 12, Complulnlln Mortgage Foreclosure filed to Number 1996-4161 by PNC Bunk, NUlionul Associulion, successor by merger 10 CCNB Bunk, N,A" pursuunllo which u judgmenl wus obluined IInd Wril of Execution issued on whkh subJecI Sheriff Sule wus held, 13, Mortguge given by Christopher L. Brockmun und Pntriclu A, Brockmun to Cen Penn Ruil Federul Credil Union, d(\ted Februury 24. 1992 und recorded Murch 13, 1992, in Mortguge Book 1052, P(\ge 1176, in the jusI sum of $20,600,00, 14, Judgmenl uguinsl Chrislopher L, Brockmun, only, in fuvor of Americ(\n Travelers Life Insurunce Compuny, eluer~d pursuunlto Compl(\inl filed on August 20, 1992 10 Number 1992.2969, wllh Judgmenl entered on Muy 6, 19').1, i 11 th,~ ul1loUnl of $9,662.41, . 15, , i MortllllllC lliven by Plllrlciu A, Droc:kmwl, only, wllh no murlllll slulUS slllled, 10 Pcnnl)'lvuniu Houslnll Finunc~ Agency, 2101 North Pronl Streel, Hurrlsburg, PA, dilled Oclober 20, 199~ Wid recorded OClober 24, 1995, in Mortlluge Book 1287, PUlle 948, In Ihe Wllounl of $49,000,00, RouJ ellall: IllltesllCcruinll on und uner JW1Uury I, 1998, not yel due und pllYllble, 16. ") . r----............ II&AL IITAft IAUI NO, 22 Wrtt No, 96.4161 ClvU PNC Bonk NaUonal AaaocllUon I/b/m/I CCND Bank N,^- VI. Chrtlloph.. L. Brockman IIld Palrtcla ^- Brockman Ally,! Chari.. C. Caaalnova J/7~'-- h. 07 RObert M, Frey, Agenl HUlel 11lli Tille Report ihullllOI be vulld or bllldhlM unlil uounlcl1lMIICl! by III aUlhurlzcllllMllulury, CUMBERI..A.ND , LAw JOURNAL Cumberland Counly Recorder of Perdl om.. 011 June I~, 1964, In ll<ed !look Volume 630, pBlle 9110, grwlted WId conveyed 10 Chrtawpher 1.., llmclulllljl WId PalJ1rln A, B,uck, man. Improyed WIth a dwclUng knl>Wl1 .. 228 Wooda Drtve, Morhnnlrabur., M 170n~, PROPItR1Y OE5CJlJPl10N AU.l1tAT CI!:RTAJN pie.. or par' "I of land "Iuate In SU....r Sprtng Townalllp, CwnberlAnd Coonty, ~, II)IIwnJa. bounded and de""rtbed aa , ~ foUowa, to WIt BEOINMNO II a poInlon tile nortll lideofWlllld. Drtve, ..Id polnl beUlg located on the dedicated I1&hl..,f.woy line of Wood. Drtve and being the dlYtdlng line 0( Lola Noa, 6 and 7 on th. he...lnafter menUllIIect plan uf Lola: th.nce along 04Jd diVIding Une Nortll 15 de~. 16 nllnul.. M aoc, ond. W"I 200.00 foot It> a polnl on athor land. now or fonnerly of Georg. N. WUde, Jr.: thence along other land. now or formerly 0( Ooorg. N. Wade, Jr, NOIth 74 de~. 41 mUI' Ulrll 06 eecondll el1st loo fet!t II) . potnl al U" dlVldlnll ~ne of Lola Nua. 15 and 6 on the hrrelnafirr menuonrd Plan of lato: 'IIlellc. along IBId dlYld, IngUnellouth 16degroo.18mlnulo. M ..cond. ...t200,OO f..llo a point on the IIOrth old. 0( th. dedlralod rtghl.of,woy IIn. of Wood. DrtYe: thenc. Ilong th. IIorthern dedicated rtght'of.way line of Wooda DrtYe: th.nc. along U.. northern dedlcalod rtghl.of'~neofWood.OrtYC50uUI74 degrct"O 41 mlnulo. 00 acrond. W'.I 100,00 foot to a polnlllld place of llEOINNINO, llEINO tol No. 6 on the Plan 0( Lola of Final SUbclllllalon Plan of Lola forOclX"K< N. Wade, Jr.,.. recorded In the Cumberland County Recorder of ll<ed. orOre In Plan !look 37, "nge II. UNOF.R AND SUBJE<.'f '0 03t1 fOOl Mlback Unr and rrlllnclJona 118 rt:. ronk<lln Mille, !look 263, I'BII' 68 I, Cumberland County Recorua. BEING TIlE SAME PREMISES whlrh JOIl<'ph D. Snyder IIld In.. P. Snyder, hi. WIfe, by th.1t ll<ed dalrd .lUll. 8, 1964, and ~con1e<l In Ih. - 31 $1,000,00 Advunce Cosls Paid Assemd Valuutlon $ 10,090.00 WRIT NO, REAL ESTATE SALE NO 22 AUy, Chtlr les c. Cllslllnovll 94-4161 Civil Tenn , PNC aank National Association s/b/m/t CCNB aank VS Christopher ~. Brockman and Patricill A. Borckman 228 Woods Drive .. Mej:hIIn1cab\Jrg, Pa. REAL DEBT INTEREST to 9-3-97 ATT'S FEES WRIT COSTS A TTY ESCROW LATE CHARGE SHERIFF'S COSTS Docketing Poundal!e Postlnl! Bills Advertising Acknowledglnl! Deed Auctioneer Luw Llbrury Counly Mileul!e Cert Mail Levy Poslpone Sule Surcharge Title Bea~(.I. . 48,142.02 6,818.14 1,075.00 146.94 1,952.34 673.36 . 1,500.00 30,00 1,305,02 15.00 15.00 30,00 10.00 .50 1.00 6.20 ' 11.96 15.00 6.00 150.00 293.75 245e 13 2 ,31 25.00 25.00 Lel!al Search ADVERTISING: Law loumul Patrlol Share of Bills Dlstribulion of Proceeds Sheriffs Deeds STAMPS Pn, Transfer Tux Twp or Boro Transfer Tn.\( TAXES *' COUNTY OF CUMBERLAND Olllee 0' The Sheriff 1 Cour1housa Squara Carllsla, pan=a 17013 UllC'.... /I.""" f."'!'JIW,, I/I~ OIKn"," '- N. ~ III::'''' .:::: lI....~ _ II............. _ De.......... P 3b7 520 'l5b . : . . . . . . . . (IE : MAIL eh 'j(!r- L. BrucknKln 228 Woods Mechan.icsbur-g, I ...-0' t...~/.. 7-;.y-'i7 .,If ,- !:/I.. 6-1l- (' . 11r-,)T~ICID': IJ:I.IVI:I/Y~ D/;lIVI:,11 I () AIJ/JII[~:iEE ONLI{ ! , / IPT REOUESTEn' --' ,I' \JlI1 ...-.... "";\ . ''''i",i;'\''h''I'~Il/.WlI_~~\l'I.illlolAAw.~,L\~lli~'4Ullttfl'"'~_1ll~1ll'.11'Il1l.'~~lI''''-_ , , , i " , , , " , , i ,I , , , ' ;'-il, I' , , ' " II ,fI \ .' I I r . \, .~-, UI EKeCUllol1 Number: l)6-4161111Ihe umllul1tofS 60,I60,H6, Cluhns ugull1sllhe pruperty musl be llIed with the Sherll1'before the above sale date, Claims 10 proceeds musl be mude with Ihe Ol11ce oflhe Sherlll'before dlstrlbullon, Schedule ofDislrlbulllll1 will be: Illed wllh the Ol11ce of Ihe Sherlll' no IUler Ihun Ihlrty (30) duys from sule dUle, Excepllons to Dlslribullol1or u Pe!itlonlo Sel Aside Ihe Sale musl be Illed with Ihe Olllce oflhe Sherlfi'no luler Ihun ten (10) duys frumthe dUle when Schedule of Dlslribullon is med In the Office oflhe Sheriff, This paper is u nOllce of Ihe lime and place of Ihe sole, II hus been Issued because Ihere Is ajudgmenl agalnsl you, It muy cuuse your prop~rty 10 be held or tuken 10 puy Ihe judgment. You may have legal rlghls to prevenl your property from being luken, A luwyer cun udvlse you more specllicoJly of these rights, If you wish to eKerclse your rights. you must ocl promplly, YOU SHOUL.D TAKE nlls NOTICE AND HIE WRIT OF EXECUTION TO YOUR LA WYER AT ONCE, IF YOU DO NOT HAVE A LA WYER OR CANNOT AFFORD ONE GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL ADVICE, COURT ADMINISTRATOR 4111 FLOOR, CUMBERLAND COUNTY COURTHOUSE CARLlSL.E PA 17013 (717) 240.6200 You may hove legol rights to prevent the Sherifl's Sole und Ihe loss of your property, In order to exercise those rights, prom pI aCllon on your port Is necessory, You may hove the righllo prcvenl or deluy the Sherill's Sole by filing, before the sole occurs, a petition 10 opt'n or strike the judgmenl or a petlllon 10 stay the eKeCUlion, If the judgment was enlen.-d because you did not file with the Court MY defense or objection, you might have within twenly (20) days after service of the Comphlinl for Mortgllgl! Foreclosure And Notice to Defend, you may hove the righllo have the judgmenl opened If you promptly file a pelition with the Court alleging a valid defense and a reasonable excuse for failing 10 file the ddense on time, If the judgment is opened the Sheritfs Sole would ordinarily be delayed pending a trial of the Issue ofwhelher Ihe plainlitThas a vulid claim 10 foreclose Ihe mortgage or judgment. You muy also have the right to have the judgmenl stricken If the Sheriffhus not mude a valid relurn of service of the Complaint und Notice to [)elcnd or iflhe judgmenl wus entered before twenty (20) duys after service or in certu!n other events, To exercise this right you would huve to file u pelltlon 10 strike the judgment. You muy nlso have the right to pelilion Ihe Court 10 Slay or deluy Ihe execulion and Ihe Sherifl's Sale if you cun shuw a defecl in Ihe Wril of Execution of service or demonstrute uny olher IN TilE COURT OF COMMON PLEAS OF CUMBERI.AND COUNTY, PHNNSYL VANIA PNC BANK NATIONAL ASSOCIATION, CIVIL DIVISION S/B/Wr CCNIl BANK, N.A., JllulnlitT, NO,: 96.4161 ',IS, CHRISTOPIIER L, BROCKMAN and PATRICIA A, BROCKMAN, Defendan15, fROPERTY DESCRIPTION ALL THAT CERTAIN piece or parcel of land situate In Sliver Spring Township, Cumberland County, Pennsylvania, bounded and described as follows, to wit: BEGINNING at a point on the north side of Woods Drive, said point being located on the dedicated right-of-wuy line of Woods Drive WId being the dividing line of Lois Nos, 6 and 7 on Ihe hereinafter mentioned plan of Lots; Ihence along said dividing line North 15 degrees 18 minules 54 seconds WesI200,OO feet 10 a point Oil olher lands now or fonnerly of George N, Wade, Jr,; thence ulollg other lanC:.i now or formerly of George N, Wade, Jr, North 74 degrees 41 minules 06 seconds east 100 teet to a point at the dividing line of Lois Nos, 5 and 6 on the herelnufler mentioned Plan of lots; \hence along said dividing line South 15 degrecs 18 minutes 54 seconds easl200,OO feel 10 a point on the north side of the dedicated right-of-way line of Woods Drive; thence along !he northern dedicated rlght-of- way line of Woods Drive; thence along the northern dedicated right-of -line of Woods DrIve South 74 degrees 41 minules 06 seconds West 100,00 feel to' a point and place of BEGINNING, BEING Lol No, 6 on the Plan of LoIS of Final Subdivision Plan of Lots for George N, Wade, Jr" as recorded In Ihe Cumberland Counly Recorder of Deeds Office in Plan Book 37, Page 11. UNDER AND SUBJECT to 0 35 foot setback line: and restrictions os recorded In Misc. Book 253, Page 681, Cumberland County Records. BEING THE SAME PREMISES which Joseph D, Snyder and Inez p, Snyder, his wife, by their Deed doted June 8, 1984, and recorded In the Cumberland County Recorder of Deed$ Office on June 15, 1984, in Deed Book Volume S30, page 950, granted and convcycd to Christopher L. Brockman and Patricia A. Brockman, Improved with a dwelling known as 228 Woods Drlvc, Mcchanlcsburg. PA 171'155, ORENEN &; BIRSIC, P.C. By: tZ.tt. C ~_~ Charles C, Casalnova, Esquire Attomeys for Plaintiff One Oateway Center, Nine West Pittsburah, PAl 5222 (412) 281-5197 .... tN 'mE COJRT OF' c::a-M:J/ Pt.1'A5 OF' CU>!BEfU.>>f:l COUN'l"I. PEN>lSYLVAmA WRIT NJ. CML 19 CVJM FOR EmfPl'tOO - '1'0 the Shtr1ttl I, the above named defendant, claim IXellption of p~perty tran levy, or attac:ltrent I 1. F'rtrn my perllOnal property in my possesuon wtuc:h has been levied upon, a) I dllSire that my $300 statutory llXl!ITlltlon be c::J ( i) Silt IInd. in kind (specify p~perty to be set /l.lSlde in kind) I c:J (l.J.) paid in cAlSh following the sale of the property levied upon, or b) I claim the following exenptlon (speclfy p~perty !IIld basis of e.xenption) I 2. F'ran my property wtuch lS ln the poses5l.on of a ttu.rd party. t claim the foll0W1.l19 l!.lCeITptlons I al my 5300 statutory eJCefJ1Jt1on,c:::J 111 CASh, CJ l.ll ~.JJ1d (speclfy property), bl SOClal Secunty beneflt5 on depo511 In the /m)unt of S WRIT OF EXECUTION nndlor An'ACHMENT COMMONWEAL IH OF PENNSYl.VANIA) COUNlY OF CUMBERLAND) NO ~ '11j:~ll!LL_._ CIVIL III :nWII CIVIL ACTION. LAW TO THE SHEflIFF OF cUIII.'I) dlld COUNTY TlI unllsly Ihe deb!. Inlerosl and coulu due .1'NC_JJlmJs..J'j.llU<JlJ.lI1..J\!jtlQ!;JJJiliJb_u/J2/nJ/J.~CCNU IlllrJk. N.A. ..u.._~~.~________.._._._.__.____.PLAINTlFF(S) lrom ~. . ejlr il3loflll(IX~ J ~!u.BJ:~x:kll~11l ~ IID~L I'll t r lc ill ^. I3lXlCkllllm....?J.~J'I<Xldl3 D!::! v~.. Meehan ieaburg. I'^ 1';0' .__.____~ __0.... . __"_____4_',___." ,._._._o_______.__.__u_._. _..__ OEFENOANT(S) (I) You ore dlrecled 10 lOllY upon Iho prope~y ollho delondan1(s) and to sOIl-l3"" 1"11111 deBcriDtion ...--_._-~ -..- .... ------.---. -- ---.- ...------'" -.--.-- ....- ..- ---.---.--.. --..---. - -----.-------......---.---...----._._.. '__'__'_0' ._.. (2) You are also dlreclod 10 attach Iho propo~y ollho dolondan1(s) nollevled upon In the possosslon of __.. ._._-+------_._._-------_._~- .-._---'----~----_._-_._...----_._~_.. ..- ~-----_.__..- ,.._-..~-------_._---------_._-._-- ----.~.._-------_.__..._~~-_.- ..-.-----.-- . _~ ._~......_.GARNISHEE(S) as follows: .---,_.. --..-_. .-...- -------- and 10 nOllly Ihe garnishoo(s) Ihal (a) an allachmenl has been Issued; (b) the garnlshue(s) Is/are enlolnod from paying any debito or lor Ihe accounl 01 the dcfendanl(s) and from delivering any propn~y 011110 delendonl(s) or olherwlse disposing therool; (3) If prope~yollhe dolendanl(s) nOllovledupon an sublecllo alfachmenllslound In 1110 posseuslon of anyone olhor than a nomod garnlsheo, you aro dlractedlo nolllV hlnvhetlhal he/she hoe boen added as a garnishee ~nd is onjolned os above slaled, Af11c.lunl Duo $4G,11.2LQ;2 InlorOsltQ:J LJl9.L. $9.. fJ\fJ.,.tL ~_~.. _. __.~_.. Ally'sComm ____~__.__.~_% ~Sl,075.0.o.__ Mv Pold $11(,.'l.\ Pfalnllll PDld ....___..~._ n________~_ __.__._____ Dale. ~_.Jl,JmLH,.JQl,l.L_____._.__ REQUESTING PARTY: Name_~llilr!(!B_~!.....-CIIBa 1no'l.l!L.f:!!q.~__.___ Address: .Qru;:~ .G.llCI\lj;jL~illlJ;m;:,-N.in!l~_ 1'1U:;bur\lh._!'^ 1.5 22L.~_._ ._.~__ Morney lor ~_1)lu1n.UfL~ _.n....... ..__~ .~___._.._~ Telephone .1 t?:J.~J:51?L _.._.__ Supreme Cou~ ID No_.4.?~7]4 LL ~_$.50.. Duo Prolhy _HLQ!L_____~ Olher ,:;osls Lill~_ChllrqeB to 'J /3/97 $673.36 .F~L':~_lP-ficielJ9U;.o 9/3/97 .J.L.252. 31 Title ::;(;':!.~'::!}L Fon.:'clq(luro dnd Execution Costs $1.500.00 _,-1tBwr~s:_e E. Welker Prothonotary, Civil Division by' __..LiL. J) rn...JW1n.nn /\+, ~ Deputy '.""11 "'" (' .",1' '1" . I ,t , I"~ I fiort. nu'.n["1n " ':' ~ ,,'. !1 .t1\1 ." I, I',j \I, II Iii ) ,'" ' v7 \,>; >. o,..l') I )l;\\~,'\ 'u. , \ ~).)~.. I 'r 11 i I ;', r ~i IJ " ~I -' o ~ ~ ~ e i~~ 0 ~ ~~~, @ .ij '~' ~"'.' . (' _ . ~ ". ' '" ,. 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"'Ci~'"2~-..x ~ ~~H,,~~~~~~~ ~ ~7~Z~!:iE'3~~f4 . ~~. ~ij:~"3~~.s~~ --L" ':<~-i!~.:J :J c -5 .,... b3 ~" ~ -,.. '0 ~ ." ~ ~ g ~ co ~ 1l'! ~~ ij 2.", cl: ~ 8.H o.B '" -a. ,J- .... It 'I j' I I " I,ll,., IJ . ,c'./ i,l ,\' . COUNTY OF CUMBERLAND Office of "he ShtJrlH I COU~houso Square Carlisle, Pennsylvania 17013 P 367 ,520 '157 : . . . . : . . . . . MAIL - Patt'icia ^. Brockman 226 Woods Drive MechanicBburg. Pa. 17055 ( Rr-SmICmJ DWVER;~ Du'iVEH fO ALJU/,(SSCE ONLY UlllRN RECEIPT REQUESTE' ~ '. 'II, :) , '- ... 'I, )/J.............. ,'~r ~.!" , ~c I' , ,. I", '"?cJ9.y/ ., 11/( (~ ~...",! ",'(/ . 6-11- I "'''', ~1. " ,";"ii,-j',iij",.jlp"", , , ~7 j 1 b;,.L~~j;.J;, ~,!.", Jj ~!!;Ij ;<~;-',i ki 1/(,1",; i' ~'I-"\f_," j ~.h:oll' 1,\' \,tj,k i~'" '-j' ", '(I :t\~_)I' !('~hO '~;~i.:Ji.U tiM.'~~flt"Wlit~' ~ t' -.-..-.-,-.,,.:'.'-Y.'.I~ '..Wl-""lt:N., "~r!w,ld.,,,,. 'HfOll'i''''-~'p'I!fY\''ii1V1~. ,'. . '. _ . _ I '. . . ; . , , t " , I ,I , , , , , 'f! " " I, ., ' . , , I ,\ I, I I I, . . '. ul Execution Number: 96.4161 In the ul11nuntofS 60,160.86. Clulms ugulnsllhe prnperty must be t1Ied with Ihe Sherlll'belbre Ihe ubove sole dille, ClalmB In proceeds must be mude with Ihe Olllce of the Sherifr before dlstrlbullon, SchedulellfDlstrlbutinn will he Hied with the Olllce oflhe Sherln'nn IlIter thun thirty (30) duys from sllle dole. Exceptiuns 10 Distribution nr 0 Petition III Set Aside Ihe SlIle must be filed with the Ofl1ee of the Sherin'nn IlIter than len (10) duys frnrn the .lute when Schedule llf Distribution is Hied In Ihl! OOlee of the Sheriff. '!llls pllper Is u nul ice nfthe lime und pluce of the sule. II hilS been issued becuuse there is u judgment ul!uinst you, It muy couse ynur property In be held or lukento puy the judgment. You may have leglll righls to prevenl yuur pruperty from being IlIken. A luwyer CUll udvise yuu more specif1cally of these rights. If you wish tu exercise yuur righls, you must oct promptly, YOU SHOULD TAKE THIS NOTICE AND THE WRIT OF EXECUTION TO YOUR LA WYER AT ONCE. IF YOU DO NOT If A VE A LA WYER OR CANNOT AFFORD ONE GO TO OR TELEPHONE TIlE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL ADVICE. COURT ADMINISTRATOR 4111 FLOOR, CUMOERLAND COUNTY COURTHOUSE CARLISLE PA 17013 (717) 240.6200 You may hove legal rights 10 prcventthe Sherilfs Su.le und the loss of your property. III order to exercise those rights, prompt action on your pu.rt Is necessary. You may hove the right to prevenl or delay 1I1e Sheriffs Sole by filing, before the sale occurs, 11 petition to open or strike the judgment or 11 petition to stay the execution, If the judgment was entered because you did not file with the Court uny defense or objection, you might have within twenty (20) days after service of the Complaint for M(1I11l~lle Foreclosure and Notice to Defend, you may hove Ihe right to have the judgment opened if you promplly file 11 petition with Ihe Court olleglng a valid defense und a reasonable excuse for failing to file Ihe defense on time. Iflhejudl!lllentls opened the Sheriffs Sole would ordinarily be delayed pending a trial oflhe issue of whether the plaintiff has 0 valid claim 10 foreclose the mortgage or judgment. You may also hu.ve the right 10 have the judgment stricken if the SheriffhllS not made 11 valid retum of service oflhe Complaint und Notice to Defend or If the judgment was enlered before twenty (20) days after service or in cerlu.in olher events. To exercise Ihis right you would have to file a petition to strike the judgment. You may also have the right to pelition the Court to stay or delay the execution and Ihe Sherin's Sale if you can show a defect in the Writ of Execution of service or demonstrate uny other IN THE COURT OF COMMON Pl.EAS OF CUMBERl.AND COUNTY, I'HNNSYL VANIA PNC BANK NATIONAL ASSOCIATION, CIVIL U1VISION S/D/wr rCND BANK, N,A" Plaintlll', NO.: 96.4161 V5. CHRISTOPHER L, BROCKMAN and l'ATRICIA A. BROCKMAN, Defendants. PROPERTY DESCRIPTION ALL THAT CERTAIN piece or parcel of land situate In Sliver Spring Township, Cumberland County, Pennsylvania, bounded and described as follows, to wit: BEGINNING at a point on the north side of Woods Drive, said point being located on the dedicated right.ot~way line of Woods Drive llIld being the dividing line of Lots Nos. 6 nnd 7 on the hereinafter mentioned plan of Lots; thence along said dividing line North IS degrees 18 minutes 54 seconds West 200,00 feet to a point on other 11lIlds now or fonnerly of George N. Wade, Jr,; thence along other 11lIlds now or fonnerly of George N. Wade, Jr. North 74 degrees 41 minutes 06 seconds east 100 feet to a I>oint at the dividing line of Lots Nos. Sand 6 on the hereinafter mentioned Plan of lots; thence along said dividing line South I S degrees 18 minutes S4 seconds east 200,00 feet to a point on the north side of the dedicated right-of-way line of Woods Drive; thence along the northern dedicated right-of- way line of Woods Drive; thence along the northern dedicated right-of .line of Woods Drive South 74 degrees 41 minutes 06 seconds West 100,00 feet to'a point llIld place of BEGINNING, BEING Lot No, 6 on the Plan of Lots of Final Subdivision Plan of Lots for George N. Wilde, Jr., as recorded in the Cumberllllld County Recorder of Deeds Office in PlllIl Book 37, Page II. . . . " I: I I I I I I. I I I CIVIL 19 tN TIlE COORT OF' CQ\f'o()N PLFAS or ClH3EIU..AND COl.Itm. PD-/NSYLVAN1A WRIT /'(). WRIT Of' E:XECVl'ION NOT ICE Tlull ~pllr 1Il a Wnt of ExeC\Jtlon, I t hall been 151lUed because thQre is a Jud\11lllnt l!g4lllst you. It may Cl!U5e your property to be held or taken to ~y thQ Jud'iJlll!l1t. You rMY have le9'll nghts to prevent your property fran being taken. A lawyer can adv15e you =re speClfically of the5e rights, If you wlsh to ex1!rc15e your rights, you ntJst dCt plUlptly, The law prov1des that C'"rta1n prop'~rty cannot be taken, Such property i5 sald to be exetTl't. There lS a debtor's '1~"rrptlOn of 5300. There are other eJ<etTl'tlons wtnch may be appllcable to yo II , Attdched lS a sU1l1\!U')' of sane of the major e.l<eI1lltlons, You may have other e"~ptlot1S or other nghts, If you have an eXel1lltion, you should do the followl11g pravptly, (11 f'iil OUt the attached cl4im fom and de'Mlld for iI p1:"a1pt heanng, (2) Dellver the form or maD it to the Sheriff's Offlce dt the address noted" You should cane to court ready to expll.Un your exerrpUon. If you do not cane to court and prove your exellJtlon, you may lose sore of your property. YOU SHOULD TAKE nns PAPER ro YOUR LAWYER AT Om:. IF YOU lXJ NOT HAVE A LAWYER OR CAt<<JI' AFfORD ONE, G:) ro OR 'ITI.FJ'fICM: nlE OFFICE Sf:!' fOR'Ili ~ TO rIND C1JI' WHERE YOU CAN GET LEGAL HELP, Court ~strator 4 th floor CUtberland County Court House CarLisle, Pennsylvanla 17013 Arua Code 717 - 240-6200 . tlflJO/l E:XD>!PrJONS lJNDE~ P~SYt.vANa.ANO F'EDEJW. 1>>1 1. $300 .t4t~tory exemptlon 2. B1blos, school books. sewlng rMch.i.nes. uni fOl:m5 ar)d equipnan t 3. ~s t WllgeS iliad unerlF1oyrron t carpenslltion ~ . Social Securlty beneflts " , 5. Certll.in retlrl!m!llt funds IInd IICCOuntS Cert~ veteran IInd armed forccs beneflts ' I 6. 7. Certll.in ll1surance procl!<lrls 8. 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