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fINANCIAL TRUST COMPANY,
PltIlntlff'
; IN THE COURT OF COMMON PLEAS
: OF CUMBERLAND COUNTY,
, PENNSYLVANIA
: CIVIL ACTION - LAW
: IN MORTGAGE FORECLOSURE
: CIVIL TERM 96- II l.l ~ r~;."..:J Ti.--
Y.
ADIN L, OTTO, JR, and
DONNA M, OTTO,
Defendants '
~QI\fPLAINl:
AND NOW, comel Financial TruBt Company, through 118 Bttamey, William A, Duncan,
Esquire, and ftIelthlB Complaint III Mortgage Foreclolure, of which the following Is a
ItBtement:
1, Plalntiff'II Financial Trust Company, a corporation organized and eKiltlng under tho
lawl of the Commonwealth of Pennsylvania with Its lIlaln office and principal place of bUll neBS
located at 1 West HISh Street, Carlisle, Cumberland County, Pennlylvanla 17013.
2. Defendant, Adin L. Olto, lr" an adult Individual, and Defendant, Donna M. Otto, an
adult individual, are hUlband and wife, and rellde at 501 Baltimore Avenue, Mt. Holly Springs,
Cumberland County, Pennsylvania.
3. On or about luly 29, 1994, Defendants made, executed and delivered to Plaintiff a
note and a real estate mortgage ftnanclng One Hundred Fifty-nine Thousand and 00/100
Dollars ($159,000.00), a copy of said note and said real estate mortgage being attached hereto
as Exhibits · A" and "B", respectively, and are incorporated herein by reference although fully
set forth.
4. Said note and said real estate mortgage have not been assigned.
5, Adln L. Otto, lr" and Donna M, Otto, are the sole record owners in fee simple of
laid premise I subject to laid mortgage, by virtue of a Deed dated and recorded on lanusl)' 30,
'I
1973, and recorded In Ihe Cumberland Counly Recorder's Office In Deed Book "24", Volume
Z, Pase 664, More specifically _el forth In Exhlbll"C", auached herelo and made s part hereof
by reference.
6, Said nole and said resl eslale mortsase are In defaull because Defendanla herein have
1
, 1
falled 10 pay Iha paY111enls Ihal were due and owing for Ihe monlhs of June 3, 1996 and July 3,
1996,
7, The PlanltUfhaa slven 10 Ihe Defendants wriuen notice oflnlenllon 10 foreclose on
aald man sase u required by law under ACI6, dated lune 12, 1996, a copy of which Is marked
Exhlblts "0" and "E", alld attschcd hereto and made a part hereof by reference,
8. The Plalntiffhaa siven written notice ofdefaull as required by the Homeowner's
Emergency Assistance Act of 1983, dated June 12, 1996, a copy ofwhlch Is marked Exhibits
"F" and "G", and attached herelo and made a psrt hereaf by reference.
9, By reuon oflhe aforesaid default, the entire principal balance of On a Hundred
SllI1y-seven Thousand Forty-one and 01/100 Dollars (5167,041.01), wllh interest thereon at
the rsle of9.00% percent per annum compuled from luly 12, 1996,Iale chsrges and sttorney's
fees In Ihe amounl of Seven Thousand Nine Hundred Fifty-four and 33/100 Dollars
(57,954,33) sre now due and payable.
10, The Defendants are liable to the Plaintiff for Ihe following on said mortgage loan:
A. Principal amount and interest
due through luly 12, 1996 5158,900.81
B, Late Charges
5 185,87
D. Attorney's Collection fee
5 7,954.33
TOTAL
5167,041.01
PROMISSORY NOTE
IlurltvlLiiln No-TCilllCiiIl.
1I:9H9JiL___-1__~_
_~~~ '''- .hlded I'M II. 'Of ",ntJtf', tile QnJ~ 11111 tlu 1101 llnlll lh. .ppllCabillty of Ihjll'~u'n!.!!!!~Il.'tw:ul.' lOin OIIt,m,
Borrow.rl
Adln L, Ollo{ Jr,
1loI1II. M, 0 10
110 Whl...V Sptlnu. Ro'"
lkllllnu SptlnUI, PA 11007
Lenden 'IImll. Trull Complny
MaIn ONlCl
011. W." HIgh S"..I
Clllloll, PA 17010
-
-----~--_...,.. '-"_r.='...s:U.I".--'-~.."----
--~-----~ .
"
--
Principii Amounll "110,000.00 0111 01 Naill JulV 20, 1994
,,"OMISI! TO PAY. I plomlN 10 pev 10 '1111I11. Tru.1 Company ('l.Ind.'"I, 01' Ofd.., In I.rut mOf'"Y 01 Ih. IJnlllld SI.I.. 01 A/l1l1lc., Ih.
Pflncl~ emounl 0' One Hund,ed "nV Nln. Thoul&nd & Q/)/Ioo 001111111161,000.001, 10l/llhll ..lIh Inl..... on Ih. un~d Pflllclpal bllanc.
"om AullU" 0, llltl, unm paid In IuU, Th.lnllllll ,.11..111 nol h'c'....Ibo.. '0.000.....
PAYMENT. ftubloc"o any PlYm.nl C"&I1ge. '''Ill 1111 U "om chll'Ullln Ih.lndn, 1..11I PlY 'hi. 10111 In eccOl'danc. ..lIh 'hi following PIY",.nl
leh.dlll"
III con_uU.. monlhly ptlnclpaland Inl..... pevm'"I. 0111,12UI ...h, beglnnlnu 81pl.mblf 0, ,"", ..lIh Inlll..1
calcollllld on lhe unpaid principal bIIanc.1 .'1111111..... ..I. 01 7,000.... pe, annuml ..,d 211 CoIIMCUU.. monlhly p,ll1clpal
and 1"'I"all~m.nllln Ih. InUIII amoun' 0' 1f,.l'U' ...b, blglllnlng Slpl.mblf 0, lIlli, ..lIh Inll"" calcul.l.d Ofllh.
unpallj ptlllC ~ balanc.1 aI an Inllllll ,.,. 011.000 pe'Clnl'llI polnl. 0.., Ih. Indu dllc,lbed below. lIV nnal pevm.nl
Will be dll' on AllUU" 0, 2011I and..1II be lor III ptlllclpalll.d Ic:crUed Inllllll no' y., paid, 10Qllh., ..Uh anv olh., Unpaid
emounl. und., 'hi. Noll,
I WlI p.y L.ndtlt.1 Llndll" .dd,... IhoWII .bo.. 01 .1 .och 01""' pllc,,, L.lld.. m.y d..lglI.1111I Willing, IJnloa' olhllWI.. .glHd Of '.Qul..d by
applluble I.w, p.y,nolll. will be .ppll.d n..llo Icc,,,.d unp.ld Inlll'll, liltn 10 I"IIlC'PII, .nd any ..m.lnlng I",ounllo .IIY ullp.ld collection CDlII
.nd 1.11 chalQII,
VARIAIlLI! INTEREST RAT!!, Th.lnl....I..I. olllhl. Nol.II IUlllecl10 cltlngl hom 11m. 10 11m. bll.d Oil ch.ng..ln .11 Indo, wh~h 1.lhe Monlhly
.....g. 01 ",..~Iy .....g. .ucllon III.. on IJnll.d 5111.. TI..IUlY Bill. w,lh I 11l.lunly 0111' 1110nlh.. Ilh. 'ndl"), Your Inl....II.1I WII not 100....
CII c>>cr..", tf. chanoe 1111he IlldeJl 'I .. Ihll1 Ont-Qullt" plfc.nl.UI poml on Iny 1;I\I;I'Ig' dill'. llnd. WlIIle6I me lh. cU",,'llndeX ,.t. upon my
,oq_f, I unilll1A.nd 111.1 L.ndU< llIoy 1111~.lo'"" b...d Qn olh.. ,"I.... willi. T"" Inlllo.1 ,"1. ch.ng. WIN nol OCCOII1l"" Dilen lhen Nch Y""
The Indu cUIJlnllv I. ",WI.... PIf annum, Th. Inl..... ,"I. 01' '.111 10 be IIPPlled 10 Ih. unplld p,lnclpal ballI'C. 01 11111 Nol. ..III be Ih. ,"I.
ot 11111 Nt 'OIlh &bov. In the 'Povm.n" ...11011. Ho"""h.lll'dlng lilY olh., provlolOfl 0' Ihl. HoI., ,he vellabl. In I..... ,.,. 01' '11..
provided 101' In Ihll Hol. WI~ be aublec'lo Ih. 'ollowlng mulmom ,"I., NonCE: UndU< no L'ilcum.l4llC11 ",ilIlhl Inl.....1 '11. on 111I. Nol. b.
mOIl lhin I"" 1ouaI/' 01 10.000.... P" .nnom '" I"" nwJmulll ,.1. IIIOWld by Ippllclblt law. Nolwilh.landlng 1/11 Ibo.. ploVlllonl, lhe IIl40JmUlll
I""'.... '" 1lIct.... In the Inl....I,.I. II .ny Ofll IInll on Ihl. loon WIN nol 'JU:Md 2.000 pllc.nllg. polnl., lJnl... wol.1Id by L.nd.., lilY
111</._ In Ih.lnl..... '.'1 wllllnc.._ 'h. amounll 01 my pevmlnl..
PRUAYMENT. I .g... IhellN loon 1_ .nd 01""' pl.p.ld nn.nc. Chllg...II "/II.d lolly.. 011"" dOl. oIlhllOIn .nd Will nol b. .oblecllo IIfund
upon NJly p.ymenl (whelhet .00onlaly 0( .. . ,..ull 01 d.I.III1), ..cepl " olhU<WIIII IIQulred IlY IIw. EOCIPI '''' the IO/egolng. I may p.y wllhoul
p.naJly aN '" . pO/lion of lhe .moolll ow.d ..,llIIlhln 1111 dOl. E.,ly plyman.. wlllnol, unl... .glMd 10 by L.nd.. In "'nling, ,1II1t1ll IIlI 01 my
oblig.Uon 10 conUnllllo ma~. p.ymenl. undll' IhI plyn",nl ..hldul., 1111111I, ""'y wll reduce IhI pllnclpal bll.nco dUI Ind 'lilY '"011 In IIlI ma~lng
hew.. p.Yllllnll.
LATI! CHAAG!, III plymentla II d.VI 0( mOl. ,.", I Will b. ch.,g.d I,OOOllo 01 lhe rtgulerly achlldullld pevm.nl.
D!I'Al1. T, I WIll be In dftl.ullll .ny 01 the IoIlowlng h.PPln" (.) I IIU 10 In.~. .ny p.Yllllnl whln dill, 10) I b...k .ny p,omlll I h.v. m.d. 10
L.nd.., 0( 11.1 10 r..'",m p,omplly lllhe lima .nd .Iriclly In IhI/IlI,,,,., prol1dod In Ihl. Nol. '" .ny IglMment ,lItlud 10 Ihl. Nol.. Of In .ny olhll'
.glMlIlInl 0( loon hilll wlih l..endU<. Ic)"'ny 11p1...n11Uon 0/ .1I1.'lIInll1lldl 0( IUlnl.hed 10 L."d<< bYI1ll Of on my behelll, 11111 Of mlllMdlng In
.ny m.IU<1IJ roapect. (d) I die 0( becOIlll In.oI..nl, . ,ecoI\III( I. IppOInl1d 10( .ny pill 01 my plOPIlIy, I INI~' .n ...ignmelll fOf lhe b.nt!! 01
ClIldIlOlI. '" .ny ptoc.edfngls commenced iiihi!' by ",. Of .gllnllllll undl! Iny bln~ruplcy '" Inaollllncy Iowa. I') Any CIIdllO( 111M 10 Iak. Iny 01
my ploperty on '" In which l..endU< ha. I Iltn '" lICunly Inlll..l. TIll. Includll. gl,nl.hmenl 01 Iny 01 my .ccoonl. wllh L.nd.., II) "'ny oIlh. ...nl.
dIacn~ In 11111 deilull_lIon occo~ wllh '1Ip1e11o .ny glJlllnl", ollhll Noll.
UtHDm'S RIGHTS. Upon dll.ulI, L.n"'" may. .h.. UIVlng .och nolle.. IIIIqUI'ed by appllublo IIw, doclal.lhe .nlill unp.ld pllnclpal b.l.nce on
Ihll Nul. .nd II .oetued unp.ld Inl....llmmadl.llly dU., Ind lhen I WIN plylhal Imounl, L.nder may hili '" p.y IOmaol1l II.. 10 help colllCllhl.
Nol. II I do nol PlY. I aJao will PlY L.n"'" Ih.l.mounl. Thlllncludll, ,ubJlICllo .ny 1I11l1l. und.. .ppllublol.w, LIndOI'I legal ''Pln... whilh... '"
noli,,",. I. . Iow.'lIl .nd IIQaI ''P.''''' '''' b.nkruplcy ploc..dlngl (lncluOlng .11011. 10 modlty '" vI..1I .ny lulo/llllle Illy 0( In/uncllonl. appuall,
Ind .ny .nllclp.led pOlI.jljdgllllnl collecllon IU<\IIC", IInol p,oh'biled bYlpplluble law, I .110 w1II PlY .nr, COUll COlli, In .ddllion 10 all olh.. luml
plol1ded by low. II ludglnonll. .nlll.d In conl1lCllon Wllh 11111 Nol., Inl"..1 Will conllnlll 10 acc'U1 on Ih. Noll In.. ludgllllnl .llhllnl...1I1 ..I.
applluble 10 Ihll Nol. ., the tlm'ludgm.nll. .nl,,"d. Thl. Hol. hu bltn d.II.II.d 10 L.ndl' and lec.plud bV L.ndl' In lhe Commonwllllh 01
P.nneylvanl., 1I1hl.. II . IOWIIIII, I .U,.. upon L.nd"'. 'lIQUIII 10 ""bmlt '0 Ihl IU,lldlcllon 0' Ih. coo/I. 01 Cumberland Counly, Ih.
COfl.monw.ll1h 01 Plnn,vlv&l1I.. rhl. Hol. .".11 be go...nlld by IIld conllnJIId In eccOl'danc. Wllh Ih. lowI 01 Ihl CommOllw.OIlh 01
P.nneyl.anll,
RIGHT OF SETOFF. I u,.nllo L.nder. conlllc:u.1 po.....orr """unl)llnl"..lln, .nd hU<oby ...ign, con.lY, dill..., pl.dg., .nd lr.n.I.. 10 L.nd...
.1 my 'Ighl, IIIIt .nd Inl..... In .nd 10, my 1CC00nl. wllh L.nd.. (WhIther chuc~lng, 11l1ng., '" '01110 01""' Iccoonl), Inclodlng Wllhoulllmll.lion .11
.ccoun.. held loI,,"y wllh IOnIIOnt II.. .nd IIiI Iccounll I may op.n In lilt lulu,., .'e1udlng how.... .N IR"-, KlOOh. .nd 1ru.1 locoonts, I .ulhOl1m
LInd... 10 lhi"t.nl p..mlllld by .pplicobl.Ilw.10 Chi'll' '" III oN .11 .uml owing on Ihl. Nol. Ig.ln.llny Ind IlIlUCh .ccounl..
COLLATI!fIAL. TIIII Not. II _ored by. MOI1glg. dll.d July:l9, 19904,10 L.nd.. on '..1 propurly locel.d In CumbUl1lnd CQunty. Commonw"lIh 01
P.nn.yt.lnll, llIlha t."nl .nd condlllon. 01 wh~h .r. "",lbylnc,,,plJl.led Ind "'"d. . pilI ollhll Noll,
I Ef!IT
,I,
RECORDATlfJN REQUESTED BVI
'IIm.,a Tru.1 Compan~
On. Weal HIgh SIIHI
CNlIlle, PA mm
" I' , r -. ,. ....., E"
......1 .... .......
HCrJIi~L:\ OF CEEOS
I; lJ I.! C III :.:, U ..:outm . FA
WHEN RECORDED MAIL TOI
'arm..a Trull Company
On. W.1l .<<"" 111111
C.,lIll., PA 171ll~
'911 AUli 3 AM 9 .~5
SEND TAX NOTICES TOI
,ldln L. 0110, Jr. and Don/ll M. 0110
11~ Whl....y Iplfng. Rold
BoIling Sp,lng., PA 17007
8I'ACe MOVI THIS LINE II fOR RICOADI!R'S UBI! ONL Y
MORTGAGE
nilS MORTOAOE IS DATED JULY 29, 1984. between Adln L. 0110. Jr. .nd Donne M. Otlo, own,,(.) In fe. Ilmpl.,
who.e eddre.. II 613 Whlekev Springe Ro.d, 00111/111 Sptlng., PA 17007 (ref"red 10 below Ie "Orenlor")I end
Ferm." Trult Compenv. who.. eddr.e. I. On. w..t High str..t. C.rllell, PA 17013 (ref"red 10 below II
"Linder"),
aAAHT 01' MORTGAGE, FOt \.Wlbll conaldlllllon, a'IIlIDf lIIanl., bergaln., ..II., con.OV", &IIlgn., Iran.'".. 11111..., conn,ml IIld
mortll"lII' 10 L.nd.r 'I 01 Gllnl",', IIghl. 1111., .nd Inl.....lln Ind 10 Ih. IoIIow1I1g delcnbld real PIOIlIIIy, logl',,", Wllh 'N .."ling or ,0b"Qu.nlly
.lClld Of .Hlnd building., lmp,ovlmlnla 11111 bllllesl III IlrlMl" lanet, lIleY', plaugel, and WIYli .,1 IIUllnllol., lights 0' WIV. aU lib_Uti,
p'MIIgH, tllllment., h".dJlarnenl., and Ippullen..1C8I lher.unto bolonglng Of '")"MY mlde IPpUtt.nanl hat.."." and the fll/IBlonl .nd
rlln.lndll' wllh reaplef 11...10; all w.I.., w.IOI nghl., w.lllcoUlf>ll Ind dllch 'lghl' IIndodlnll 'I~ In ullllllll wllh dllch Of Inlg.llon Ilghl,); and 'u
01""' ,lghl.. ,0y,III.., .nd plonl' lel.llng 10 Ih. ,..1 plop..'Y, Including "'llhoulllmil.llon .U mh'",.I,. 011, gl', g.olh..",al .nd Ilmllar m.II"" local.d
In Cumberlend County. Commonweellh of Penn,vlvanle (th. "Reel Properlv"):
M. Exhibit A IoW'lIlhlpl ~()ll t; h..J1j dd 1 "tOil
The Relll ProperlY or III .ddre.. I. commonlv known el 601 Belllmor. Avenue MI. HolIV 5prlngl pe 17065 &
613 Whllkev 5prlhgl Rood, Bolllnll Sprlnllll, flll 17007.
G'lnlDf pl_nlly ..lIgn' 10 LInde< aN 01 Glanlor'l 'lghl, hllo, Ind Inl.,..lln Ind 10 aU 11I_ 011110 Prop..ly Ind .U Alnl' hom 1110 Plop..ly, In
IddINDI1. arantOf' granlllo Linder I l)nllOfm COmrnfNCll' Code ycunly InlUfoall" the p.,.onal PrOS>*tv and Alnlt.
DUINITIONS. Tho IoIlowlllQ w",d, 111111 ha.. Ihllollowlng IIlNnlllQ1 whon u18d In Ihl' MOIIgag.. Tllmlnol olhllWl.. dannld In Ihll M",lglg. IIIIU
11&..lho meenlllQ' altnbol.d 10 ,uch I.."" In Ihl Unll",m Coml1lllclll Codl, ~ IIII1.I1CI' fa dollar .moonl, Iholl "'..n .",ounl, In lawtol monay 01
111& IJnllod 51&111 01 A_Ice,
Granier. TIll w",d "G1.nl",' '!16Inl Adln L, 0110, Jr. and Do~nl M. 0110, Tho Gllnlor I. lho morlglg", und.. Ihl. MOI'gag.,
QUllanto" Tho WOld "GuaranIOl- me.n. and Includ... wllhoulllnlll.llon Nch and aN 01 the guo"nIOl1, IUIIII"" Ind .ccommod,"on p.rtl.lln
connect/on wllh lhilndab'.dneu,
Improvlm,nt,. The WOld '",provllnullla' rne.anl and includes wilhoul limlllllon aU ald.lino and fulur. lmprovlmenll. IbtUfM. bulldlnu',
,IIUClul.', mobllo hom.1 .I"xed on Ih. 11.0' Plopalfv, '"Clhlill, .ddlllon., IIplac:o,""nl, and 01""' con.lluct/on on 111& AeaI PropU<ly.
Ind.btednlll, Tho w",d 'ndUIJlldn.II' moan. .11 pnnclp'l .nd Inlll..1 pay'blo unllllf lho Nol. .nd .ny Imoun" "'P.nd.d Of .d.ane.d by
l.nd., 10 dlachllgl obllgallon. 01 Glenlol or "p.n... Incu"od by LondU< 10 .nl",CI obllg.llonl 01 GllnlOf under Ihll MOOgago, logllh8< wllh
Inl.....1 on luch .mounl, a, plOl1dld In Ihl. Morlgalle.
L1nd.r. Thi WOfd 't.nder" "'..n. Film... Trull COl1lplny, III IUCC8l100 and ..algn,. The LIndOI' 11111& mOOgagH und., Ihl, MOOg.g.,
MoIIQllIII. Tho w"'d 'MOIlg.g." IIlUIn. Ihll MOOg.g. b.lw..n G,.nIOl Ind L.nd.., Ind Indudll Wllhoolllmlllt/on ," ...Ignmlnl' Ind l8Cunly
Inl8<..1 p,olllaJJn, lulallllQ 10 lho P...ol1al Plop"ly .nd R.nll.
Nol.. Th. WOld 'Noll" IMIn, 1110 p,omlllory nol. '" ""dr' .gl..",.nl dalld July 29. 1094, In the orllllnel prlnclpel amount of
$158,000,00 I,om G,.nlOt 10 Llnd.r, logelh8< "'i1h III ,,",w.l. 01, ..llnaJonl 01, modlnca~on' 01. IInnlndng, 01, con,oIld,"on, 01, and
IUbllllullon, lOf 1110 PIOml..OI')I nol. 00' Igr..mlnl. NOTICE TO GAAHTOAI THI! NOTE CONTAINS A VARIAIlLEINTEAEST RATE.
PorlOnel Property. Tho wOO'd, "PU<lonll Ploperty" mean III.oulp",.nl, nr1U1N, Ind olher IIIIc1M 01 peRonal p,opU<ly now 00' ,,",..n", OWl1Id
by G,anl"" .nd now Of ,,",sanor It/.ch.d Of "n"d 10 1110 R..I P,op.rty; log.l,,", Wllh III accl108lonl, pa,'" .nd aadlllon, 10, .11 'oplac.m.nll 01,
Ind aU ,ubllllullonIIOf. .ny 01 luch Plop"ly; Ind fog.'hI! wllh III p'or....dlllndodlllQ wilhoulllmllallon .U In,ulll1C8 plocHd, and ..Iund. 01
pllmlUlnl) I,om .ny..Ie 01 olh.. dlopoSlllon 01 Ih. PropU<ly,
Property. lho w",d "P'op..ly" IIlUIn, collec:llvely Ih. A..I Prop..lyand 1110 PU<lon.' P'op"l)I.
A.el P,operty. Tho wOfd' ,lnlll...11 and IlQhll dUICnbed .bo..ln Ih. "G,.nt 01 MOOglg.' _lion.
Rllated Docum.nt.. T Ee;x IBIT nand Includi wllhoul IImllollon ,U p,oml.."'Y naill, "'.dll .grHmlnl., loan
_grNmlnl" .nvlfanmenl&l I Igreemenll, mOftgIO", deeds 01 fruil! Ind III alher lnllrumenll, IIgr..m.nIS and
document" wheltw now 01 nnecllcn With lhe Indeblldneu.
Rlnl.. TI10 wOfd "Alnl," I., rev.nu", Inco,"", IlIuea, roy'",", Plonl:","nd 01,,", b."'hl, deI1.ld hom 1110
Property. ~OO~ t:~:~6 fm 61u
THIS MOATaAGE. INCLUUINa THE ASSlaNMENT OF AE S AND THE SECURITY INTEREST IN THE RENTS AND PERSONAL PROPEATY, 10
GIVEN TO SECIJRE II' PAYMENT OF THE INOEBTEDNESS AND (2) PERFORMANCE OF AU. OBLlaATlONS OF GRANTOR UNDEA THIS
MORTGAGE
(ConUnued)
Pig. :z
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MOATOAOI AHD TIll! na.ATfD OOCUMfNTS, TIllS MOIHIJAOf IS alVI!.N AHD ACCEPTED ON TIll! 'OLlOWINO Tl!RMII
PAYMENT AHD PIA,onMAHCI, EllCepl II olhll,,11I p,oVlded IlIlhll MOIlgIQl, G'IIII", IhlN p.y 10 LllldU< IN I",ounl. IICUI.d by II.. t,l",tgIQl
..1"', become due, IlId .h.W 1~IcU, f,..f",,,, III 01 GI,"I",'. OOllg.IIOIII undellhll M",luogo,
pOl8UIIOH AHD MAINTI!NAHCE Of' TIll! PHOfIfRTY, "'1111.. 'U'- Ihll GllnlOl'1 pot_liOn IlId UII ollh. "'Ofll/Iy.hI" ba gOVII'lId by lhi
loIIowlnu P'O\llIiOfll'
P_MlOfl and u.., UIIIN In d.llolI, ll'lnlOf 101' ""'"111 In po.....lolI 1111' cOllllol 01 Ind 0I1II11. Ind 1I11'lIgolhl PIIIIll/ly Ind coIIecllhl
R1nll ho'" lho "'_Iy.
IMy 10 Maintain, OIlnl.. IhllI ","IIIllln 1111 I'1lJP11ty In Iln.1I111l141 r.ondlllOIl Ind /lIo",plly pili",,,, III '''P.III, I~lllcanlln", Ind ","lnl'"lnee
'_'Y 10 pI_VIlli. ../ue,
HuatdoUt Iobltlncel. Thl '.uns ".J.,doUI wI.II,- "hlWduUI lub,lAIla,- .dllf)OIII,- ........,. Ind 'Iv..laned ,......,. II IJMd In INs
M",tglgo, .hel ha.. lhollme mMnlngl" 1I1101lh In 1111 COIl1Pllhellllw fll\1l0llllllnllll'lM/lOl1ll, CO"'PlIIIIIIOn, Ind LJaIlUlly Acl oIl!leO..1
II","dId, 12 U.S,C. 5ecUon !leOI. .1 "0, I"CERCI.A'), lho SOP"'fond Allllndllllnl. Ind Iwolh",lblllon Acl 01 tll6ll, Pub, L, No. w..lilIl
l'~'), IhoHllI/doue M.IIIIII. T'IIIIP",t.llol1 Atl, IU U,S.C. !;ecllon 11lO1, .1 "Q,. 1111 AHolJrOl ConllfVlUon Ind ~o""'Y Acl,.g IJ,S.C.
Soc1lon 1I1lO1, .1 MQ" '" oIhlloppllclble IIIIa '" F.dU<llta"", ,ulea, 01 'egulI~on. Idoptld p",.uenl 10 Iny 011111 100egolng, Tho I..,",
'lIIwdoUl Willa' .nd '!IIJa,dou. .ulllllncl' 111111 11.0 Include, wllhoul hllllllllon, 11"l1011u," .lId plhollum hy-p,odllCl. Of .ny ~.cUon IhII.oI
Ind ubMlot, Gllnl", ,.."...nl1 Ind wlnlllll 10 L.ndU< Ihll: I.) OUl1nu 1111 pU<lod 01 G,.nl1lf'1 ow""'"hlp 011111 Pr_ty, Ih... hU baGn no
U", ge"'.~Ofl, mlnu'aclur" IIOf.gel lfNlm.nt, di&.pOlal, I." Of t1l1NtllMld ,..... of Iny hIuIdoUI walll 01 IlJb.lI,lOI by In~ ,*1011 on,
under, 01 .boulllll PropU<l)/; (b) GllntOl hll no ~1I0WleclQl 01,01 '...on 10 bllll.. 1I11111l&f& hi. bNn, "lCIPl .. pllloioualy dlwOlld 10 Ind
~nowledgod b, LendUI In w,lIIng, II) .ny Oil, gll,...lIon, menuf.ch.., .I"'"QI, ~..lInenl, dllpotaJ. ,_", Of "...laned _.. 01 Iny
haJ&ldou. Will. Of ,wllI""" by .ny pll'" oWllIIl ll< llOCup.nl. oIlho PII,pllly '" IU) Iny acloal Of 11v..14nld illgallon 01 oIIlml oIl"y "In~ b,
.ny pellon ,alallnu 10 .och II1IU..I; ""d Ir.) e."opl.. p,al1ouliy d'acI011~ 10 Ind .cl<"owledgld b, '.IndUlin w,IUnu. (I) noli""' 011"1,,, n", ""y
11I\l1l1, conltlclOf, .~nl Of olhClf' lulhOfll.d UMI of Ihe PlOPGttV Ihlll 11M, ~onef.l', 11\alluIICIUf', IIOfI. tr..I. dlapou of, Of' rllM.. Iny
hlmldou. Willa Of .ub.lanc. on, llll1le<, '" .boollha P'oflllty Ind 1111 "'" luch .cllVll)llh.1I ba conducild I" r.Olnp",,,,,,, wllh Ii appllclbll
I.detal, ,lall. and local iaW1, IItgUllholl1 11111 OIdlllll"K>>l, Including wllhoulllmlllUon IhoN "WI, feguiaUom. and ordJJ\lnoII deIct1bed .boyt,
Gllnl", .ulh",lbII L.ndUI Ind II. 19o"l. 10 """ upon IhI Plop..ly 10 m.~. .uch InlPlC"on. I"d 11111, II OIlnl1lf'1 ''PIn.., II L1n1ler mlY
dHm .pp,opnlla 10 del.uTIII... complI.nc. 011111 P'opeIty Wllh 11'1. _lion 01 lho M",tglge, Any InlfllCllon. '" leall II1Ide by L1nlllt IhllI b. I",
L.nder'. pUlp"'" o'~y Ind .hlll not ba cOllllrued 10 ClHI. In, ,.-ponlibNlly '" Illblllly on lho pall 01 L.ndUllo OI.nIOf Of 10 .ny 01""' pIIIOf..
Tho tlIpl1l..nllllol1l and Wllllnllea conl.lnad Ii<IIlh' III b...d on GllnIOl" due dll~.""" In InVl8l1glllnu lho Prop..ly 11)1 hill/dou. w..I.,
GllnlOf hIIlby II) ,_... .nd wII... .n, luluII cl.lml .gAln.1 LlndUllOllndemnily Of conlrlbullon In IhI ..Inl OIlnlOf becoll\ll IUIbll I",
ci..nup 01 oIhII cotll un1ler Iny ouch 11"'1, ."d ib) .g,_lo IndGmnlly .nd hold hirmlea. L.ndll' .g.I".I."y .nd.U ctalrnl, 1011II, IIublUliII,
dlIl1lQII, PlnaJliII, Ind ''PIn... ..hlch L.n<lllI11IY dlrocU, OIlndllocll, .u.llln OIluH.. ,..uI'nu hom. bleach 01111I. ...,lIon 01111I M",tgago
Of II I COnMqUlllOe 0' Iny UM. OI'*IUon. mtnullcIUl.. IlOllgO, dIlPl)UI, ,..." OIlI'II..laned ,IIMIII oocun1ng prior 10 Grantor's oWMI'hlp
OIlnl"Hlln lho P'opeIfy, wholhll 01 noli"" II"" "'.. '" .hould Ill.. beln ~nown 10 GI.nIOl. Tho p,oloilion. oIlil1. MCIIon oIlho MoI1glge,
Inr.tudlng lho obliglllon 10 Indel11l~ly. .h.1I .UI\II.I IIlI ply""nl 01 IIlI Indubledlllll Ind lho ..1I.I.cUon Ind 'leon..Ylnee 01 lho iIIn 01 111I.
MOIlglgolnd I"'U nol ba IHr,I.d b, L.ndll'l .Cqullillon 01.", Inl....lln I'" P'OIl"'Iy, wholhll by I",acIoolJl1I '" othlrwt..,
NIlIIII\CI, W..I., G,"nIOf Ih.1I nol cuu.., conducl Ot pGfnlll Iny nul.11\CI n", cOI11IT11I, p..mll, Of loihll Iny 1~lpplng 01 01 W.11a on '" 10 lho
Pr_1y '" In, pOllron 0I11l1 P'_Iy. WllhoullI",llIngl'" g."",.llIy 01 lhol"'egolnu, GllnlOf Will noll1lmo... 01 g'lnllo Iny 01""' Plrty lho
nuhllo 111110"", Iny '",bII', mh,...I. (Including OIllnd g.'I, .,,1, gllvll Of lock p,oducl. wllhoulllll pltOf wllIt.n con..nl oIl.ndU<,
Rlmo." 01 Improv.m.ntl. GllnlOf Ih.1I nol demoll.h '" IImove .ny Imp,o..menll ~om lho RIll "'_Iy Wllhoullho P"Of WI1Il.n con..nl 01
Linder. A.. condlUon 10 IhI r.moval 0' any ImprovMOl.nls, L.ndef' may r.qult. GtlnlOl' 10 mak, arrang_monl, ulJ.flclary 10 L.nder 10 r.plac.
loch Imp,oVlmellll wllh hnplovelnenl. 01 .llalll'QUlI ..Iue,
Lind,,'. Righi 10 En II'. L.ndUI Ind 11$ Ig.nll Ind ,op'lHn\aIl.... may .nl.. upon lhe R..I "'0flIII)/ II IU ,...ol1lble U""" 10 .1I,"d 10
L.lldur.lnl..1I11 .nd 10 InlPlCllho P'op&rty I", pUlpOl4lS 01 GllnIOf" complllnca Wllh lhol..m. Ind condlllol1l 01 111I. MOItglge,
Compllancl wllh OO.lrnmlnlal RIQol"m,nl.. GllnlOf .hall plomplly comply wllh 11111"', OIllll1lnceo. Ind ,egulallono. no", Of hII..h., In
.Illel, 01 IU go.ornmenlll IUlh",llI.. Ippl",.ble 10 lhe UII 01 occuponcy 01 lho Prop..ly. Gllnl'" m.y conllll In good f.llh .IIY loch IIW,
OIdln.nee, 01 ,egulallon Ind wllhhold complllllCl dUllng '"' ploceadlng, Inclodlng app,opnll. Ippual., .0 lonu .. GllnlOl' hie nollhed L.nd..ln
willing p,IOf 10 doing '0 Ind '0 long ... In L.nd.,'. 1018 opinion, L.ndll'l Inl....I. In IIlI P'OPlllly ",. not jclopl,dlzed, L.ndlr II1IY "Quire
a..nlor 10 pOII'deClU.I. MCUr1ty Of. .Ut.ly bond, reasonably &llIsr.clary 10 L.ndet, 10 prolect Llnder'.lnl.,H!.
DolY 10 Prollel, <l1lnl", Ig'..1 nellh., 10 .bandon n", 1ea.1 u"aU.nded lho PI_Iy. Gllnl", .hllI do .11 olhll'CII, In Iddlllo/llo IhOll .cl.
III loI1h Ibo..ln Ihl. Mellon, which hom lho chlllcl., Ind UII ollila P'OIl"'fy .11 ,...ol1lbly IlICIIUry 10 plolecl Ind p,....... lho "'opU<I)/.
DIJE ON SAlE. CONSENT BY LENDER, L.nd.. may, 11111 Oflllon, declll. Immedlllll, dUI Ind pI,lb'" .11 .oml IICur.d b, I"" M"'lg.g. upon 111I
..II '" ~ln.I", wllhQullho L.nder'. pn'" wlIlI.n con""nl, 01 .U '" Iny pili ollila R..I p,ope<1y, '" .ny Inl..ulln lhi Rill PropU<l)/, A...1e 01
hln."" mMn. lho con"Ylnee 01 R..I P,op.,ty 01 Iny ,Ighl, 'III '" Inl....1 1,,",lIn; ",ilal"" Ieg.,. bal1lllclal 01 'Qullabl4l; whol,,", .00onlary '"
In.olun14ry; wllllhll by oul11ghl ..II, duad, Inol.lI,""nl ..Ie conl'lcl, lend conlllcl, conlllcl 101 duad, Iua..hold Inl..1I1 ",lIh I I..m g,..11I lhin I"'..
131 yUIll, ie.o.....opUon con~lcl, Of by III., IIllgn/lllnl, 01 ""11I1.. 01 Iny ban.llcl.,Inl..1I1In Ot 10 In, land lIull holdlnu 11111 10 11'.. Real P,oporly, Of
by .ny 01"" m.lhod 01 con.,y"nc. 01 ROIl PIOP'rty Inl.,...1. II .ny Gllnl", I. I c<HP","lIon, pl/tl1U<lhlp 01 IImll.d IIublllly compln" hnll" 1110
Includll .ny chlnu.ln ow"...hlp 01 m",.lh.n Iw'"Iy-ft.. PllconI126'll.) 01 lho .ollng Iloc~, pln"""hlp Inl",," Of ""'II.d IIlbllll)l complny Inl....II,
.11111 cu.. m.y 1>1, 01 GIIIII"" How...., Ihll opllon Ih.lll1ol 1>1 ".,cl..d b, Lan1ler IIluch .'''CI.. " plohlbll.d by Ildl,"llaw Of b, Plnno)1.lnla
law.
TAXES AHD LIENS, Till following plOI1~onO ,.IIIIng 10 11181..... .nd II.nl on '''' PIOP"ty III I pill ollhlo MoI1g.ge.
peym.nl, GrenlOl IhlU PlY wilan du. 'and In .11 ..&nll plio< 10 dellIlqlllnc,1 .11 14xu, plyrolllull, apacIallu.., .,,",.menll, Willi' chl/g..
Ind ..w.. _ ctlAlgII levied Ig.lnol 01 on Iccounl 011'" P,op..fy, Ind .hall PlY wllIn due III cIalml lOf WoII< dOlll on Of 101 1IIVIc..
IIndet.d Of malll1ll lurnllh.d 10 Ihl Prop.rty, G'lnIOllh.1I ","ln14ln 111I p,OIlIII)/ hH 01 .lIllInl having pnOl1Iy 0...... Of eqoaJ 10 Iholnl..1I1 01
L.nQU< under Ihll M",tglge, axcepllOf IIlI Itln ollaJles Ind ......m.nl. nol dOl, Ind ."""pl II 01""""111 p,ol1ded In lholollowlnu Plllg'oph,
RighI To C:onl.... G'"nIOlIl1lY wllhhold pI,,",,nl 01 .n, Ia., I.....menl, 01 claim In con_lion Wllh. good IllIh dllPul. 0." 111I obl~IIIon 10
PlY, '0 lonu II L.nder'. Inl....lln lho Prop"1, II nol jcloplldlz.d. If. lien 1/1_ '" II nlld .. I '''011 01 nOI1pI,menl, G,"nIOl .haU ..lIl11n n"",,n
(16) deVllhll' lho Iitln 11_ Ot, II. lien '0 lied, ",lIhln nh..n 116) daV- .h.. GllnlDl' hi. noUoe oIlll1.lInu, IIC_11lI dllCharga 011'" Iitln, Of II
1I0_I.d by L.ndUl, dIpoIil wllh L.nd., culh Of I ouiflcllnl ColpOfII. IUllty bond 01 01"" IIConly ..1I.llclory 10 L.n1ler In In Imounllofficl.nl
10 dllCllIrgellll Iitln pluo Iny COlla '" olhll ChllQIIlhl1 COUld .ccruu .. I '"ulI ot . levacloo... '" ..II un1ler lhollen. In .ny conl.." G,"nIOl
IhllI del.nd 111II1 .nd L.ndUI .nd .hllI ..11.1y Iny .d.....judgmenl bll",. InlDl'Clmenl .g.lnallhl PrOlllll)/. GllnlOl .hllIl1Ime L.ndlr .. In
Idd11lO11l1 obllQll undlr In, 'Ullty bond IUIIlI''''d In lila cOIII..1 p'OCMdlnul. boo~.12r~fi I ACE fi 11
MORTGAGE
(ConUnuld)
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1.lcIonce 01 PIY-", GI.nlor IhaU upon d41nllnd lUlnl.h 10 Llnllot ..llII.clory Il1dlnc. 01 p.Ylll.nl ullho Ia'H '" ......nl&nll .nd .haJI
lullloru. 111& lIIlP,op,1I1e gOI'llIll,..nl.1 olhclal 10 dolii'll 10 Llndll .1 .ny I"'.. I wnllln 1111.nl&nl 01 1110 Ia,.. .nd .....Imenll 19aJnll lhe
P'opIIty,
NoUce 01 Con.lIucllon, Gllnlor IhlUnoll1y Llndll.IIN.1 ""lIn (16) dava'>lI..1 .n1 w..~ I. conllJMOnold, Iny..._ ". lurnllhad, '" .ny
mellllall.'. 'Uflpllld 10 lho P,opIIfy, IIlny IIllelllnlc'. I..n, '1II1",.lnl&n'. lion, '" 011111 lion could b. 111M/lid onlWCounl 0111.. w"'~, ,",\lleH,
Of 1IlI1II1a1e Ind lho uOlI .lUlHdl tlI,OOQ.OO. GI.nlor WIN upon 110"".1 oIL1nllot lu"..h 10 L.,.1lot Id..ncI .uln",,", uUllacl",y 10 Llnllot
lhal Gi.nl!)' can Ind wlIf ply 1110 COIl ol.uch hnp,ol'll,..nl.,
PROI'fIlTY DAMAaIIN8IJAAHCE, Tho 100iOWIIlQ p,ol1llon. '''.hllQ 10 h""'"lQ lho P"Jilllfy II. . PI' I oIlhll M",lg'l/I,
Melnlenenc:. oIlnlWlflCI, o..nl", 111011 p'OC..I .nd nl&lnlaln pollcleo 011\11 Inl..I'1OI wllh .land.,d ..I.ndld CQV".I/I Ind",..menll on .
,lpiIcfmont bull lOf lho luIlll1l..abll ..Iu. cnVIIlng III Imp,oVlllllnll on lho RaaJ "'opIIly In .n .moonllulllcllnl 10 .yold appllcaUon 01 .ny
CoII1IUf.noo claUII, .nd Wllh I Iland41,d ",,,,tg'QH clauaa Inl..or 01 Lenllot, PoIlclIIlllIl ~ wom.n b11uch 111101.1101 OOIllfl.'''' .nil In .uch
lOfm .1 may be ....lOfl&bly IOCOIllabll 10 Llndll, G,"nl", lhall doll... 10 Llnllot 0II~nc.1eI 01 CO....I/I ~om each In..... oonlelnhlQ .
.lIj)oIIl1on lhil COVII.III wlIf no! be cal1Clilad Of dllnllwlhld "'lIhoul. IlllnlmOIll oIl.n (10) diva' pll'" Wlllten nollce 10 Lenllot .nd nol conlelnlllf/
Iny _1"* 01 tho IIlIUferlllablll1)l lor '11IuII 10 gl" .uch nollOl. Each 11110'.''''' polley .1.0 .hlM InOlodl .n .ndDl1lnl&nl p,o>idlng Ih.1
COVll.1I' In I..Of 01 Lendet wIIInol b111",pll,1d In .ny ",.y b1.ny .cf, omllllon '" dIIlUlI 01 Gllnl", '" .ny 01""' "...",n. Should lho AuaI
PlopIIty ., .ny lime becOlllllocelld In In "" dMlglllled b111.. OMoclOf oIlho FI<lIIaI EnWllglncy M.n.gl",.nl AQlnIJY" . &plelel hood
_d "", GI.nl", .ur- 10 oblaln Ind nlllnleln FldeI.1 Flood In'U1lnol, 10 lho ..llnl luch Inlul._ I. '.QUllld b1 L.nd.. .nd I. '"
becon... IV.IlahIl, lOf lhe ,",m of Ih. lOIn Ind IOf 1110 lull un".ld pnnclpll bllllu 011110 lOIn, '" lho ",wmolll IlInll 01 cO...II/IIIIIIII 1.llIlbll.
whlcl1o... I. ....,
AppU~lIon 01 Proceed.. GII"lor 111111 plompll1nollty Llndor 01 .n1 Iou '" dlllIIl/I 10 lho PlOplfly II 111& ..Umalld COIl 01 IIp.l, Of
replecemanl elUlHd. SWQ,OO, Llnllot may nll~' plool 01100111 G,"nl", ,.11110 do .0 Wllhln nnMn II~I d.va 0' Ill. ca'Ullly. Wholhl!' '" nol
L1nW. _unly I. Imp.llld, L1ndet 1001, 1111. IIIcllon, .pply lhu p'OCMdllo lho IIducUon 01 111& Incllblldl1Mf, p.ymanl of .ny lion .NIe~1lf/
lho P,_ty, ... 1110 ,..I",.Uon Ind I.p.lr 0' Ihl P'opIIly, II Lenl/lif 01",,1. 10 .pply 1110 p'OCMd. 10 I"'or.~on Ind 'op.lt, Gi.nl", lhil 'OPM or
IIplecelho damagld ... dMlloyld Imp,o..menllln. m.n".. ..1I11Icl",y 10 L.nllU<, LInd., IMII, upon ..1I111r.1<HY ploof of .uch IlIpIIndllulI,
PlY Of ,elmbUl1l GI.nIOf hom lho p'llCHd. IOf 1110 'H.on.ble COli of ,eplll '" ,..I"'llIon II GI.nIOf I. nolln dll."1I hl!'lunllot, "/lY PIOCHd.
which have nor bHn dJablJl1ld Wllhln 180 diva."'" IhIIt ,ecelpl .nd ",hlch L1nllot 1101 nol co,nrnUlld 10 lho 'OPIII '" ,..Ior.llon oIlho Plop..1y
.hal ~ u..d ""110 PlY .n1.mounl owing 10 LlndU< undellhl. M",tgll/l, lhon 10 plop'y .cc'""d Inlll..l, .nd lhe llmalnllot. II In1, 111&11 be
.pplild 10 tho p,lnclp.1 flu"'" 0' lho Indabl.d,.., lIL1nllU< holdl .ny p'OOIId. Ih.. plymonlln lull 01111. Ind.bl.dn.u, .uch plOCHdl .haJI
bI paid 10 Gr.nIOf.
Unuplred Inllllanc. .IIIAII, "ny un..pllld In'U'"llOI .I1olllnuII 10 111& blllInl 01, Ind pUllo, I"., pOlch.... oIlho PIOIl8<ty cO.lI'ld by 1111.
Mortg.gl .1 .ny IIUlfM" ..II Of olher ul. hold undlllhe p,ol1llonl ollhl. M",tg.ge, Of .1 .ny 1",IoCiDl"" 1011 01 .uch P,OIl8<Iy,
EXPENDITURES BY LENDER. II o..nlOl 1.111 10 compl1 Wllh .n1 p,ol111lon 011111. M",lg'l/I, Of II Iny .cllon Of p,ocHdlllf/ I. commencod lhal would
malor1llly .UIICI Lend.... Inl....1e In lho P,op..ly, LlndU< on G,.nIOf'. b.11111 may, bul lhall nol b. IIQultld 10. Ia~. .ny .cllon IhalLlnder dMm.
.pPlopr1lll, MY .mounllhilLlnllot .'P.nd. In 10 dolllQ Will bill Inl....1 .,Ihe ,.11 chlll/ld undel ".. Noll ~0l1l lho dill Inc..r.d Of p.'d by
LlndU< 10 lho dale of IIp.ymenl b1 GI.nl",. AJI.uoh lopen..., .1 LlnW. oplIOf', WIll 1.1 bI ply.bll on dlmlnd. (b) be .dded 10 lho b.lanr.e ollho
Noll .nd blIPP"'~ollld .mong Ind be plyabkJ wHh II111nllalllOlnl plymenl. 10 becOlOl doe donng "lhI!' II) lho I..m 01 .ny IPpllcabllln.u,.noo
policy or III) lho remaining ...m oIlhe Nol., or Icl hi 1,"'ld u . balloon p'y'lllnl which Will bl doe .nd p.Ylbll .11110 Noll'. malonly, Thl.
Mor1g.ge II'" WlIIIICOII p.ymenl 01 I heM Imounls. TI.. 'lOhll plol1d1d '''' In 1111I p...glljJh IhllI be In .ddlllon 10 .ny 01""' righl. Of .n1 ,.madlM
10 which L1ndet me1 bl Inlllled on 1CC0unl ollhe d.l.ull. "ny luch Icllon b1 L.ndU< 'I1ollnol be conllroed.. cunllQ lhe d41f.ullao ..10 b., L.nd..
hom .n1 llmedy tholll olharwlll would 110.. hid,
WARRANTY; Dl!FJ!1jSE Of Tlnr:, The IoIlowlng p,ol1llon. '1Iiallng 10 o""I&..hlp 01111& P'OIl8<Iy.'.. pili 01 fhl. M",lgage,
TlUI, Gr.nlor wlIT.nlllhal: I.) GI.nl", holdl good .nd IllIJkllabla UIII olloc",d 10 lho P,opUfly In IH almple. hM .nd claal 01 .lIl1enl .nd
Incumbllncee 01""' lhin Ihou ..,lor1h In lhu RaIl PlopaIly dIIc,lpllon Of In In1 UIle InlOllflCl pollr.y. Oil. f'lpOfl. or I\nal lllte opinion 1..U1d In
1..Of 01, .nd .cc.pl.d by, Llndet In conneclloll "lIh 11111 MOflgag., .nd I~I GllnlOf 1111111& lull righi, poWIlf, .nd IUlh",11y 10 .l<llCoII Ind dallVII
Ihll Mor1g.g1 10 Llndet,
Ofl.n.. 01 Till.. Subjocllo the lot.plion In 1110 pI,.gllph Ibo... Granlor wln.nll .nd will '.....11 dll.nd the 1111. 10 lhi P,op..ly Ig.lnlllh.
Ilwfol claim. 01111 p...on., In the I..nl .ny Icllon Of plOCHdlng II commancod Ihll Qu..llonl Gllnl""11I11I Of Ih. Inl.,.., 01 LIndOI' und.r Ihll
Mor1g.gl. GI.nIOl .hill dll.nd the Icllon II G/lnIOl'1 .,plnll, G/dIlIOf nll1 bllI10 nomll1ll piny In luch p,oceudlng, bul LInd.. .hlll bl
Inllllod to PIIIJclPII. In lhu p,oceadlng .nd 10 bl IIpl~nl.d In Ih. plocUlding 111 clJunlll 01 L.n<lll'1 own choice, .nd G,anl", will d.II..., 01
ClU.. 10 be dlil..,.d, 10 LlnllU< .uch Inlh",,,,,nl. .1 L.ndalIlllY '.Qu..1 110m 11111I10 IIIn. 10 p...mH luoh p..llclp.llon,
Compllancl Wllh Law.. G,.nIOf wOlTanl1 lhal the p,opU<ty Ind GllnlOl'I UII 01 lhu PropU<l)/ cOl1lpllM Wllh III ""11I1lf/ 1P~llcabll Iew.,
ordlnanc.., .nd logul.llol1l 01 go...nm.nlll.ulhonlies,
COHOEMHA TION, Tha IoIlowlng pro\llalonlllialing 10 cond.mnlllon of 111. Plop..ly .11 I pili ollhll MOIlgagl.
Appllc.tlon 01 HII ProcHdl, ".11 Of Iny p.n ollhu P, opor1y Is condlml1ld by Illlllllnl domain plOCHdlngl 01 by Iny p,oceadlng '" purcheu
In 11.0 01 cond.mnallon, L.nd.. may .,111 lIocllon IIQull. lhal .11 0< .n1 por1lon 011110 n.1 ploceadl ollhe Iw.rd b. Ipplled 10 the Indebl.dn...
or 1110 I.p.'I Of ,..I",.Oon oIlhe p,oper1y. TII& 1111 p,ocead1 01 lho aWlld IhllIl11IIn the IWI,d .11.. p.ymlnl 01 III ICIUII coal., 1'P.n..., .nd
IIIom8)'1' lees Incurred by 1.lnder In connection wilh the condemnalion,
Plocl.dlngl. ".ny p'OCHdlrlg In condaml1llron II hied, Granl... Ihlll plomplly nollty L.nd... In wrlllng, .nd G,ani", IhllI p,ompIl1Iak. .och
IIIP' u may ba necelllry 10 dellnd the .cllon .nd obllln 1110 Iw.,d. GllnlOf may b. lho nominal p.ny In .uch PI(ICUldlllf/, bulLlndU< .h.1I hi
Inllll.d 10 p.nk:ip.l. In 1110 p'''''''''dlng .nd 10 bll.pl~nl.d In the p,ocUldlng b1 counael 01111 own cholc., Ind G'IIIIOf will dill... '" cau..lo
bl d.lI....od 10 Land.. luoh Inll,Um4nll U nll1 bI '.Qu.ll.d b111 ~om IlIna 10 11101 10 pIImll .uch p.rilclpallon.
IMPOSITION Of TAXES, FEES AND CHARGES UY GOVERNMENTAl.. AUTHORITIES, The 100IowlrlQ p,ol1llonl '''.lIng 10 go...nnllnlll lax.., 1_
.nd chlrg.. .,. I p.ri of IhI. M""gIgl:
Corr.nl TOI., FHI and Cherl/ll. Upon roq_1 by LlnllU<, G'lnlOl .hlll ..ecull luch docomenis In .ddlllon 10 Ihl. Mor1g1l/1 .nd II~.
whall.'" olhl!' IcUon IIIIQUMIId by L.ndlr 10 P11locl Ind conllnUl L.ndlt"l IlIn on the RMI p,otl8<iy, G,lnl... IhlllllimbulII Llndet IOf all
tu.., .1 dllcnb.u balow, logalhl!' wllh .11 .open... Inconld In ''''''''ding, perlecllng ... conllnulng 1111. M"'lgllll, Including wllhoul Irmllallon .11
lueI, fMa. documenlary .temp., Ind 01,,", cha'l/IIl... IOCOldlng or IIQIIIur1ng IhlD Mor1g.lII.
TUII. Tho followlllf/ .haN cOl1lhlula lax.. 10 which IhlslllCllon applill: (I) I IlpICIhc lax upon Ihll type 01 Mor1g1l/1 Of upon .11 '" .ny pin 01
1110 Indebted__ _\Mid by Ihll Mor1glg.; 1111. apeclhc tu on G,.nIOf whICh GrlnlOf I. lull1Or1ll1d Of I.Qulr.d 10 dlducl hom p.y"",nl, on lha
Indlbl.dfWlll IICured b111111type 01 MOflglga; Icl. tu on Ihll type 01 MOr1g1l/1 chlrgllbll Igllnlllhe LondU< ... lhe holdUI ollho Nol.; Ind
Id) . !lPIClhc lax on .11 Of .n1 por1lon ollhu Indublldfl&ll 01 on p.vmanll 01 pnnc,pII Ind Inl....llIlIde lIy G/lnl...
, .. ')
MORTGAGE
(Conllnuld)
"- -
-
-
.---
Plgl 4
-
SUbNqUlnl Tu.., II allY lA, 10 ",hlch Ihl. _lion Ippllo. I. .nlcl.d .ub..qOlnllo 1/.. 1lI1. 011"1 MOIlgIQl, IhIa ...nl .hai ha\llllh. """
Inocl.. .n Ewnl 01 O.I.Un I.. d.nll.d bllowl, .nd 1.'11111< "'IY ..lIcl.. .ny 0< III of III ..llIable ",",dIM 10< .n E..nl 01 01l.U11 II Plo>1dtd
below IInioll GI.nIOf oIlhet 1.1 p.yalh. Ia. blIOI~ II boco",.. doIII1QII.nl, 01 Ib) conl..II IhllA. II p,ol1ded .bo.. In lho T.... Ind LIe,1I
lOC1Jon .nd dtpoalll wllh Llndll Cllh '" . ,"l1\1:ltnl COlllOl.I. .ullly bond", 011181 _ullly ..1I11.cIOlY 10 L.ndof.
II!CURITY AOREI!MEHTI FINANCINO STATEMENTI, Th.'UllowlIIg p,oVllllon. 1111111'1110 Ihll MOflgeg. II. IICUllly .gIHnllnla" a pM/I oIlNI
M..lgoge,
lec:unly AIlI'..monl, T,.. Inlllo",.nl .hlll con.lllul.. lICunly .g'Hnllnllo I"" ..l.nl.ny ollhl "'optfly conlhlol.. ft,llJ1" 0< ofhet pOI.onal
P'Oil"'Iy, and L.ndUllhi. hive IN 011111 '\tlhl. 01. IICIJI.d pally undU< 1/11 Unlh.m Co,"_d&i Code II .nllndld 110m 11'11I10 IIn,..,
lec:unly Inllflll, IJpon 'lIQIJIII by L.ndU<. G,lnl.. .hall ..ocul. nnanClllQ .1I1.nllnll .nd Ial<. "'hill.... oIh.. acbOl,1e 'IlQOMIed by L.ndUllo
pOIfoc1lnd conhnOlLlnder'1 lIC..dy Inl....lln 1111 R.nl. .nd Plllonal "'optfly, In .ddlllon 10 ,ocOldl'lQ I,.. M..toallO In IhI ,tal plopU<ly
,ocOfIll, L.ndU< '"'V, al any 11111I .nd wllhoul lUllhll oulh..I,.llon hom GI.nlo<. ftlo .QCuled counlllpill., coplM Of ,op,oduellonl oIlhl.
M..1gIQI II a nllJnclng .1.llnllnl, G'inlOf .hall ,ellIlbu,.. Len"" 10< .11 ''POn_ Inconed In pU<flClIIlQ Of conbnulng IN. 1IC0,11y Inlll..l.
IJpon de/.U1I, GI.nlo< .haM ....mblo lho PII.ontl "'opU<ly In . 11I1111111 .nd II I pial>> ,,,wllIbly convenlenllo GI.nIOf .nd L.n.w .nd nll~. II
..allablo 10 L.ndUI wllhlnlhlH (31Il1ya.n.. IlCoIpl nl wlIlI.n danllnd hom L1n.w.
Addr._., Tho mailing .ddl_ cI GI.nl", ldolllOlI anI' LlndU< l"""U1.d p.,lyl, liD," which Inh.mallon conc.lI1lng lho lICullly Inllllll
gl.nl.d by Ihll M"lg.g. mty bI obllln.d INCh.1 IIqOII.d by 1111 IJnllOfm COl1lnlllcl&/ Code), &1," .lal.d on 1111 h,.1 pig. 01 Ihl. MOIlgag..
fURTHER ASSURANCES I ATTORNEY-IN.FACT, Till 10010wlno plol1r.Jon. ,1I.lIng 10 lUlU", ...UflllCel Ind 11I001IOy-ln-faclll. a PilI 01 Ihl.
Mo<lg'Q1.
Furthl, Auu'IIlCII. AI any 1I11l1. .nd I,om II'"' 10 1I11l1, upon 'IQUIII 01 L.ndU<, GI.nIOl Will ma,., ..OClllt Ind lloII.." Of wi. CIU.. 10 bl
m.lIe, I,ocul.d 0< dell....d, 10 L.nd., Of 10 L.n<lll'1 dellgllUl, Ind w""n '.QUIII.d by Land", call" 10 b. ftlod, ,ecOfded, ,tilled, Of
,.,oc",d.d, .. 1111 ca.. mty be, .1 .UCII In".. .nd In .ueh DilloN and pl.CIS .. L.ndUI m.y dMm opPloplllll, .ny .nd all lueh mOllg.g...
dHd. of l/u.l, lIC..tly dMd., _ollly .gIHl11tnl., nnlll<'lIlQ IIIlon",nl., conllnUlllon .1a1.l11tnl., Inlhunllnl. of I..lhet a..IJI.I1OI, ,*UncaIH,
.nd olhet docu,",nll a. m.y, In Ih. .01. opinion 01 L.ndU<, be neceual)' Of dtoIllble In ",.w 10 oIIoclual., complol., pOIleel. conhnOl, Of
pI...... (.) 1111 obllg.llonl 01 GllnlOf undll 1111 Nol., Ihl. M0I1gag., .nd lho Aelal.d Oocunllnla, .nd Iblllll Ilonl .nd 1IC..11y Inlll..ta
alll.d by 1h!1 MOIlg.g. al ""I .nd pllOf lI.n. on 1111 P'onUlIy, whll"" now owned Of 11II..h., acqu,.d by GllnlOl, UniMI p,ohlbll.d by I'w
0< .g'Hd 10 lha conlrll)' by L.ndU< In Willing, GIII,IOf Ihalllolmbul.. LendU< '''' .11 COIl. .nd .llptn... Inrun.d In connocllon wllh 1111 10.11...
"'II"d 10 In 111I. plliO,.ph.
Allornty-ln-Fect. 1/ G,anlOf 1.11. 10 do Iny ollh. Ihlngl 111.nld 10 In 1/11 placodlllg pIIIg"ph, L.ndU< "'IY do '0 10< .nd In 1111 nlln. 01
GI.nIOf and .1 Gllnlor. .'POn.., FOf .uch pUlpo"" GllnlOf I"".by In..ocably .ppolnla Lind.. II Grlnlorl.llo",.y-ln-I.cl '''' 1111 pu'poae
01 ma~lng, .QCullng, cleIl....lllQ, hIIng, 'OC"'dlng, .nd doing III olhe' Ihl'lQ' "' ",.y b. IlICMUIV 01 dealllblo, In L.ndUl'l aoIe opinion, 10
.r:compll.h Ihemallllll..IIIT.d 10 In lho ~Iuc.dlng pllIgllph,
fULl. PEllfORMANCE, II G,anlo< plya llIlhe Ind.blldnl.. when dOl. In., 01111I",1.. pU<fOlm. alllhl obllglllon. Impooed upon GllnlOf und., Ihl.
M"'lgIQl, L1n.w IMII ."""ule .nd dell... 10 GI.nIOf . Iulllblt ..1I.lacllon ollhll MOflg.Q1 .nd .ulllble llallllllnll olltrmlllJllon of Iny nntMI1g
.1I1.",.nl on ftle .>1l1enclng LlnWI lICullly Inl.,..lln the Rent. Ind thl P...onal p,optfty. G,onlo< will P'Y. II pOIm111ed by .ppllc&blo law. .ny
11I.0nablo I..mlnthon IH .. deltrmlllld by L.nd., 110m 11n1ll0 II,""
DEfALl.T, E.ch 011111 1001owIng, .llhe opllon oll..nlle" .hall con.lllul..n ...nl 01 d.llull("E..nl 01 O.llulr) ondU< Ihll M"'lg.goi
0111011 on Ind.bledn.... F.IIUII 01 G,"nlo< 10 1111" Iny p.y,",nl when dOl onlhe Inllebl.d"",,
Dtl.ull on Olhi, peym.nl.. r-.lluII 01 GllnlOf wllhln the II,", '.Qulll~ by Ihl. Mo<1g'Q1lo m.~. .IIY p.y,",nl 10< taxea Of In.ul.nce, '" any
olher p.ymenl ntCUIIIry 10 pII.IIII nllng 01 '" 10 .lIeel dlscho'Q1 01 .ny lion,
Complltllc.1lI1aull. Fallolllo comply wllh Iny olher I..m, obllg.llon, covenanl 0< condlllon conl.ll1Id In Ihl. MOIlgaQl. lha Nol. '" In .ny ollhe
Relalad Docullllnl.,
f.... Slal.m.III., Any w.n.nly, l.pl....nt.I'oll 0< 11.lamonl mad. '" lurnllhad 10 L.nder by '" on b.hlll 01 GlllltOf undUllhl. MOItgag., lhe
Nol. Of I"" AIII.I.d Oocul11tnlll.lll.. Of mllloadlllg In Iny 10.1..101 '.'peel, 11I1"" now Of lllhe III11t mid. Of lornl.had,
Dtllh or Inaol.lncy. Till d8llh 01 G'lnlo" I,," Inlol..nr.y 01 Gllnlo<, 1111 Ippolnlmanl 01 . ,oclll.1I I.. .ny p.rt 01 Granlor. propU<l)/. any
a6&lgnmenllor the benefit 01 cledllora, any type 01 credItor WOIloIoul, or the commencomenl 01 any proceeding under any bankruptcy Of Inl~v,ncv
I."" by Of Igilnll Granlo<,
FOllclolU'., FortallulI. .Ic, Coml11tnclmanl 01 IOfuclo,wa OIlor1e1I11I. p,oceodlng., whellier by judlclll p,,,,,..dlng. lllil-htIp, rupDlllUion Of
.ny 01"" '1IIIhOO, by .nv clldll", 01 GranlOf Of by IllY go.",nmelllBl .g.ney .gllnllany ollhe PlopOlly, How....., Ihl. .ubaochon .haM nol apply
In the ..anl 01 . good I.llh dlopul. by GllntOf .110 the ..lId'ty Of ,eaaonabl.""" ollha clllm which III"" b.... oIlhe 1..IlCIOIUII 0< I...fellulI
plOCUldlng. prol1ded lhel GranlOf gl.o, Land., wllh.n nollee 01 .uch claim .nd lurnll,," '808IVII .. . .UI.1y bond 10< 1111 claim ..1I11.cIOfY 10
L.nder .
SlIach 01 Olh., AgII.m.nl, Any brooch by GranlOf IInder lhe lerml ol.ny 01"" Igruamunl b.lwuan G.anl.. Ind L1ndU< thai I. IIolllmadlld
wllhln .ny gllCl p8l10d p,oVld.d lharaln, Including wllhoulllmllallon .ny .glHl11tnl cOl1CU<lIlng Iny Inllebl.dlllll 0< oilier obllg.llon 01 Gllnlor 10
L.nd"" w""lhII.,j.Ung now Of 1.ler,
Ev.nll A<<tcUng ausranlor. Any olll1e preceding 8venls ocr.urs with respecllo Iny Gual.nlOf 01 any ollhlllldebledneu Of luch Guarantor
dIes or becomes incompetent.
RIGlfTS AND REMEDIES ON DEFALl. T, Upon lhe OCCOllanc. 01 IllY E..nl 01 O"aull .nd .1 any III11t 1"",..11.., L.nd." .1111 opllon, may .,"'et..
anyone Of more or the following nghts and remodlos, In addition 10 any other nghls or remedies prOVIded by law:
,,"c.III.I. Ind.bl.dn.lI, SubjeCllo eppllCable I.w. L.nder .h.1I ho.. 1111 I1ghl .1,11 opllon wllhoul nollc. 10 GranlOl 10 dact", lhi .nll..
Indlbl.dn.u Iml11tdlllaly due .nd pay.blt,
uce R.m.dl... Wllh 'MPlCllo III or .ny perl 01 the P...onal P'oper!y. L.nder .hall have alllhe tlghla and '.lIlIdlel 01. IICUled plrl)l und.,
lhe IJnllOfm Com_clal Code,
CoIlocl R.nlt. L.nder .hall ha..lhe tlghl, wllhoul nollce 10 GI.nl"" 10 11'. p~on ollhl p,opU<Iy .nd colllCllhe Rlnll, Includlng Imounll
pili due .nd unp.ld, .nd opply lha 1111 proc..dl. 0'" .nd aboll8 LtnWI COIl., .galnallhe Indolll8d_, In fo<1het.nce 01 IhIe tlghl, L.nder
muy "QUill .ny ta".nl '" 01"'" ..... ollhe "'0IlU<'Y 10 mu~1 p.ymonla 01 ,.nl or UI. 1_ dlrochy 10 LInder. 111111 Rlnll II. collecl.d by L.nd..,
lhen G,anlOf ....ocably dMlgntl.. L.nder II G.lnlora .1I00I11y-ln-l.cl 10 .nd.... Inllrurntnla _..d In plymunl IhUIU<of In 1111 ".me 01
Granlo< and 10 nugoll.ta the ..me .nd collocllhe p,oceeda, Plymenll by I.".nll 0< olher u.... 10 L.ndU< In 'lSIlon.. 10 LInder'. damand ,hili
..1I11y IhI obltglllon. I.. which the p.ym.nla 110 mu~, whelhe' or nol Iny P'llPU< groundo I'" 1111 llel11tnd .~.I.d. L.nder may ....Cl.. III
'J,} ,
MORTGAGE
(Conllnu.d)
PIgI IS
-
-
-
-
-
-
ngh" undD< Ihls lubPII'g'"ph 111118< In p..~on, by IQlnl, '" fh,ough. '_VII,
AwoInl R.c.lver, LendD< Ih.1I h... Ihlnghl 10 h.... ,"""'... Ippolnlld 10 II~. pll6l4lUJon 01111 '" 'n1 pili ollh. I'rllpllly, ",III"h. pow.. 10
p,olecl.nd p,..w 111I1>'llpIIty, 10 opllll. Ih. P'OflIIfy plllCl<llngloll'clllloll '" ..II, .n" 10 (oIllICllhl ""nll hOlll 1111 ",ofl.1y 11111 opply 1111
plllOllldl, 0_ Ind .boVl 1111 clIII ullh. ,_.1..1111>, 19a1nllllll h"lIlll.dl_, lhl ',""VII lIl.y ..... wllhoul bond II pU<n>llld by IIw.
LlndD<'1 ,Ighl 10 Il1Ioppolnhn.nl 01 . '_VII .hlll .>lll "'hllhtl '" nol 1111 IllPlllnl .IIUI 0111'" I~npllly IX_dl 1111 Indlbl.dn... by I
lublllnlloll/nounl, elllflloymenl by LlndU< 'h.W nol ""quality I ,""Ion hOlll ...\11I'9.1 I I_VII.
Judicial 'Ofl1:lolWrl, LlndD< m.1 oI,lIln .ludlclll,Iec'III",ecloolng O'lnl",'1Inl.....1In .Ii CI "'1 ".,1 01111. 1'r000001y.
NoolUdlcl1l ...... II pUllnlllld by l/lpllclbll I.w, 1..ndD< nllY h..clDle O,.nll.'1Inlll..1In III Olin Iny pili 011111 1'11101111 P'llpIIly '" Ih. Rill
I'rOPllly by I1Qnludlclll..lI.
Dellclency ..Qlgmenl, LlndD< ""y OOllln . IU'lgllllnl I", In1 ilIhcloncy 1.","lnlngln 1111 IIIdoillldl_ due 10 LInder .h.. oppl1c4110n 01 .M
.",oonll ,...v.d homllll .'..cl.. 01 1111 l\ghll plol1ded In IhlllllCllon,
TIIII&rICY II Bun.rence. II O'.nl", 11'l1Ilnl In pOI....ton 01 1110 I'rop..ly ,hll 1111 P'0I",,1111 ,old II p,ovlclld IbOVl 01 L.ndll ol,,",wllI
becom.. InUl1ed 10 p_on r.A 1111 P,oflllly upon dallull 01 Glenl"" O..nlOllhall becom'l IIn.nl alluHII.'lC<I 01 L.ndD< or 1111 p..ch..... 01
th. P,opll'l)/ .nd Ih.lI, .1 Llndll" opllon, ell""' (II PlY' '..Iolllbll ,.nl.1 I.. 1111 u" 01 1111 I'rOlJ..f1, '" (b) ..<:&11 1111 P'llpIIly Immldllllly
upon 1111 dllll.nd 01 L.nde<,
011111 R.m.dl.... L.lldD< lhill ha.. III 01111< '\gill. .nd ..n..dlll plOVldld In 11111 MOflg'Q1 OIlh. Noll 01 ...llIbll .111'" '" In IQully,
... Cf th. Property. To 1111 IXI.nl pllllllllld b1 .ppllclblo IIw, G..nlor 11IIeb1 wII_ 1II1111d .U 'Ighllo h... 1111 p,op..1y nll"llIllId. In
...rcl~ng III 'l1lhll Ind ..'IIMIII, L.ndo< Ihlll b. hH 10 "'" III '" Iny pili 011111 p,ot'lIty log.lh.. 01 "P.,.lel1, In 0111 ..'" Of by "",.,.1.
..lei. I..nd.. lhill III .nUI"'d 10 bid .1 .ny pUbliC ..II on III '" .n1 p",tlon ollh. P'OPIlIy,
Nullce 01 Sel.. LlndD< lhill gl.. O,.nlor..llonlbll nollc. 011111 Ilnll Ind pllco 01 .ny pubic "'" ollhol'..~onel P,'llpIIly '" 011111 Ume .n_
which In1 p,l.all ..II 01 0111.. Inl.ndld dllpoallloll 01 Ih. Plllonel ",apl/ty II 10 b. Il1Ille, 1J1l1eI1 olh..wl.. IIQUllld b1 .opllclbll IIw,
'1Ilonablo nollce lhallmMn nollcl olllln II 1.111 Iln (10) d.Y' 1lI1...II.. Ume ollho..1I '" d'IpOllllon.
W..", !lfcUOfI 01 l1.medlll. A wII... by .ny pllly 01 I bll,uch 01 , plol111lon 01 Ihll MCltg'gl lhill 1101 conllllol. . w.l... 01 01 pllludlCllll1l
p.,ly'll1ghll olllelWlII 10 dlm.nd Ihicl compll.nco Wllh Ih.1 p'o\1~on Of .ny 0111.. plol1llion, Eiacllon by L.nd.. 10 puraue .ny IIm."1 ,h.1I not
IllCIuda poraull 01 Iny 01""' IIIIIMY, Ind .n 11",,11011 10 ''''~I "'P'"'lllur.. or II~. .cllon 10 pttfOlm.n OIlligallon 01 CU.nl", ond... Ihll MOftglga
.11.. 1111011 01 O,.nIOllo pU<f",m 'hall nol.llocl L.niJII'l ,1ghllo dIcI.,. . dlllull.nd .'IICIIIIII """'dill under Ihll MOIlg.ga,
EJrpen.lI. II LInda< Inllllul.. In11ul/ '" .cllun 10 .nl",,," .ny ollhol..ml 01 Ihll M..lgag., L.nda< lhall III .nUllId 10 ,eco... luch lurn ..1111
COUltll1lY .dludg. '..lo'lIbll. WI1II,,", Of nol Iny CoUlt .cllon II In.oI..d. .11 '..Ionabll "'ptn... Incun.d by LInde< lhilln L1nder'1 opinion
II. f1IC8II&'Y .1 Iny IInll '''' 1111 p,olocllon 01111 Inllllll '" 1111 Inl"'C8menl 01111 '\ghlllhlll hoconll I p.rt 011111 Indlbl.d,.... pay.bll on
d.ll1Ind .nd II1IU bear Inl....., hnm 1111 dll. 01 .'P'ndIlUfO unllllopald .llho Noll ,.11, E'llIn... cOVIIld by Ihll p.f.gllph Includa. wllhouf
IImllallon, how._ lublocllo .ny 1111I111 unlJor .ppllclbll IIw, LlnWI 1eg.1 .'P.n... whol,,", .. not 11111. II . IIw,ulI. Including l'PIn... IOf
b.n~loplcy p'oceodlngl (Including IffOftl 10 modlly Of ..",,1. .ny ...Iom.lic Illy or InlullCliOllI, appuall .nd .ny InlJclp.1Id P06I-ludgl11dnl
collecUon _, the COIl 01 I<IIIChlng ,ocOfd., OIlI,'nlng III'" ,oportl (Including l",ocIO$'" ''''0111), IUrwyora' 'oporla, .nd opp,.laaJ I..., .nd
1I110Inlo..."".., 10 lhi.".nl pQ<mlll.d by .ppllclb'" IIw, GllnlOf .110 "'"I p.y Iny COUll co.Ia, Inlddlllon 10.11 0111... IUml plol1do<l by law,
HOTICI!8 TO ORAHTOR AND OTliER PARTies. IJnilll olllllwl.. p'o~dld by oppllclbll law, In1 nol~ unda< IhI. M"'lgage lhaM be In wl1l1ng .nd
,hall be IHocU.. when .<loaIl1 dIIlVllod, '" wllln dlpoallld wllh I 11I1101\&111 l1ICoonll8d o...nlghl CoUl*. or, II malild, lhiM be dMmed IHocll..
whon dfljlOllIld In Itll IJnllld Sial.. nllli nlll cia.., ,uglllll.d mall, pDlllge Plop'ld. dlloclld 10 IhI .ddl..... Ihown Ma' 1111 beginning 01 lhil
MOI1glge, An1 P&lly may chenge III .dd,.... lOf nollcl$ unde< fhl. t.AOItg.g. by gll1ng I",nlll Wlll1ll1 nohce 10 1111 01""' partlel, apedlylng Ihalll1l
PUIJlOll ollho notice II 10 chinge 1111 Pllly'l .dd'.... All cop... olnoloceo ollOlOCICllUII hom IhI holder 01 .ny IlIn which hal p,t",11y 0... Ihll
MOIlg.gelhlll be ..nl to L.nder'1 .dd,..., .1 .hown I\UIr lhe boglnnlng of Ihl' MOIIU.ge. Fornollce PUIJlDl8l, GI.nl", .gl_ 10 ~Np L.nda<
InlOlmed .1 .UII,"" 01 G"nlor'l cun.nllddr....
MISCEllANeOUS PROVISIONS, TI1I 100Iowlllg mlacollllleOUI p,oVl.lon. II. . pllf 01 Ihl. MOIlgaQl:
Am.ndm.nl.. Thl. MOItg.ge, 100.1,,", Wllh .ny RoIll.d Docullllnl" con.lllul.. lho .nllll undBt1landlng Ind .0'lMfllllnl 01 1111 plrtl.. .110 1111
m.lI... HIIOf1h In Ihll MOI1glg., No 11I..IIoon 01 Of IIl\&ndllllllllo Ihll Morlgau. .hall be IlIeclo.. unl.11 gl..n In wrtllng .nd algllld b11111
p.,1y Of PII1I.. loughllo be ch.,gad '" bound b1lh. 11I...llon '" IIIMJndnllnt.
AppllclbI. UW. Thl. MOf1gage hll be.n d.II."1d 10 L.nd" ond er.clplld by L.nd.. In Ihl Co",monw.a11h or P.nn.yl.anll, Thl.
Mortgallllhllll be go.."'.d by ond conllrUld In oc<o,donc. Wllh Ih. 1.....01 Ih. Common~.lilh 01 Plnn.ylv.nll.
tapUoo Hlodlnge. C.pllon huadlngl In Ihll MOftglQl .,. '''' con..nlellCl purpD181 only and III nol 10 be u..d 10 Inl'IJlIII '" din". 1111
plo\1~onl 01 Ihll MOI1gllll.
M.,ge,. Ther. lhill III no m.,oer ollhe Inl.'.11 Of ..181. crlllld by Ihl. MOItglg. w,lh In1 01""' Inl",..1 '" ..III. In lhe P,opllflyll .ny ""'.
held by Of IOf lhe benunl 01 L.nder In Iny caplclly, wllhoullhe wnllan con..nl 01 LInd.,.
MulUpl. Parll... All OOllo.llonl 01 Gllnlor unill' Ihl. MOI1o.g. lhell b. I",nl Ind ...er.l, and III '.'.lIne.. 10 G,.nl", lhall IIl8In IIch Ind
I.ury G,.nIOf. Thll muanl Ihll ..ch ollh. p.raon. signing b.low II r..pon.tbl.lor.1I oblouallon'ln Ihll MOItglge,
81vII.blllly. It. court 01 co",p.lonl IUllldlell"n nndl .ny p,ol1.lon 01 Ihll Mortgage 10 III In..lld Of unenlOfCUlbll .. 10 .ny p...on '"
clrcomlllllCl, luch nndlng Ih.1i nol,.nd.r lhal plol1s1on In..lld Of u""nIOfCllbl. '" 10 In1 ollla, PIf,onl 01 C1,cumllane... 11 11I11bla, .ny luch
off.ndlng p,ovllion lhall be ,*,,,,ed 10 bo modll,.d 10 be wllhln 1110 11",11. of .nl",cUBbllll)l '" .llId'ly; hOWI.II, 11 the oll.ndlng provl~on C1\nnol be
10 modl~ad. II shill III Ilrlek.n .nd .11 olher p'olll~onl ollhll M",lg.g. In .11 olher '.apoclllhlll IIm.ln .llld Ind .nlOlClUbll,
5UCClIIOI. IIld ANlgn.. SubJtct 10 Ih. Iimll.llon, 11I1.d In Ihl. M0I10.g1 on 'rln.1er 01 Grlnlor'llnler"l, Ihll MOI1glge Ihlll b. binding upon
Ind InUl' 10 lhe b.n.nl 011111 p.rtill, Il1Ilr /,01.., plllonal ".",...nlll'''I, IUCCUIIOfI .nd Iwgnl, 11 oWl1l/lhlp ollho p,operty beco",," 1II11.d
In . peraon olher lhan ar.nIOf, Linda<, Wllhoul nollClllo G,.nIOl, Il1IY dell wllh G,.nlor'l IUCCHlora Wllh 1I1.,lneo 10 IhI, Mortglga .nd 1111
Indlbl.d"", by "'IY 0/ lorbeIrlncl or ..t.nslon wllhoul 1I,..slng G'lnlOf hom 1111 nlll'glllonl 01 Ihll Mortg.ga '" ""blllly undU< 1111
IndOblld".... t ')f)l! f'14
Tlmlllorthe I!aMnc.. TIIIlI" olll1l..........ln lho "",forma"", ollhll MOItuaQl, BOOK ,., .{) I'^CE I
Wllv.,. Ind Con..nl., LInder lhell nol b. dl4l1l1d 10 he\/lt wllllld Iny IIghll undlllhll MOIfglg. lor onder 1111 flllatod Oocollllnll) unlesl
luch w.t... I. In wnhng .nd Iill""d by L.ndll. No dllay '" om""'on on the pin 01 L.ndU< In Illlcllllng Iny rtghllhall llpIIll. .1 . wII." 01
luch IIghl Of .ny 01""' light. A ",.1... b1 In1 PI'1y 01 I p,oVl&lon 01 Ihll MOftgag. lhall nol Collllllul. . w.l.... of '" p,.,udlCllll1l portv'I nghl
01""""'.. 10 demand .Irlel complllncl wllh Ih.1 plOI111lon '" .ny olhl!' proVllllon, No p"", WIIVlI by Lender, n", .ny COUIW 01 daBling IlI""Hn
MORTGAGE
(ConUnuld)
Plgl .
-
Lenda' Ind OtanlOf, IhaJl COIlIUlute a WIIVIf 01 In, 01 L1nWa ,Ighla Of any of G'lnlOf'a obiIG&lIo", .. IQ any 101011 u.,lIICIIonI, Wl1&ntVII
_I b, linde< II IlIQUiI.... III Ihle "''''lolgo, IhI gll"Ung of auch co_nl by L1ndlt In Iny 1",la_ alld nof coneUlole conUnuing conunllo
.ubMquenll",lInoM whare awh con..nlla ,oquUed,
DHlIIT A. An uhlbll, IIlod 'll'hlbll ~"Ia altachld 10 Ihla MOIlglge Ind b, Ihll '01111110111 lnade I pill of Ihla ",,,,lgagoluol .. II II lhe plIlvlalone,
te"", and condjUOI1l 011'" bhibll had b..n My ..I I",1h In Ihla "''''lglgo.
IIACH aRAHTOA ACKNOWLaDar:s HAVING READ AU. THE PROVISIONS Of' THIS MOATGAal, AHD EACH ORAHTOII AORnl TO ITI
TIIIMI.
M~lm,~,..\
:~zt;4":.~\(') I JL
M~~;r~~~~ . . (et7~~{,~
O:(i
M ~. rl:pbJF /...-
n .Ot ,Jr, ,:/
IUN.I
"IIIH.I
CERTIFICATE OF RESIDENCE
I I,..eby cer1J1y.lhillhe pllCl.. add,... 01 the m"'lgag.., Fanntll Trull companV, hatIIn iI., IoIIOWII j
Dna w.1l HIgh SI_I, CaI1I"', PA '10'~ J u () )":c::; I /
,_ G.Y~ ,'E70 ___
. . -lIr"'" ~r ,... "'...,"".
INDIVIDUAL ACKNOWLEDGMENT
STArr: 01'
PA
C v ~I'\ ~ -</~t {a.-wi
--l
'II
_I
COUNTY 01'
On IhI, dey bel... nil, 111& un~l1Id Nola'Y Public. penaonally &ppeatld Adln L. OlIo, Jr., and Don", M. OlIo, 10 mo known 10 be the Indlvtduall
dMcribad In Ind who UlColeQll1& Mortgag., Ind a~nowladged Ihalll1&, IIlgnad 111& M"'lgage la I""" hH and voIonlaly aot .nd died, lor 111& 11IM
Ind pOfJlOMlI~n monuon.d, - ~ _j; ( qy /
al.ln u my hIwId and omclal .."Ihla c;J ~I /~ dav 0/ '. U ,.( .11 'Y-
. It (~7 I
By - . - ~-'\..~ ~'-"'-- R.lldlng at
~0't':l'::W>>'~ 1'i~~~1 .Stelo 01 (, P. Mv commllllon ..plet.
LA.S!R-,~9."R.g. u.s. P.!. ~_r,M. Olf., VIt. .1.111" "... elll P\'Q!hnIcIl,lnc, ~Utl"h"'"IrY'd.IP~~ao;3LAT.L''' "u.oVLI
~r.t",,'~~~:::'o'rIJ'.I~;':"".' ,
":' ,........l' ',\to.' o."
,'- 1,"'I'",h" .,"
'~, . ::' . ~, " to', .'
':.~" -.. .:. ,::.,'.' :;. , " '
", ,,' .
, '. 1;' .
MY COII1,l1551011 OPl~ES OCTOu~n I~, 1P1l~
&OOK 12:~6 rACE G 15
EXHIBIT A
Rafertn.* In the Ihlded .,.. I'. 'or LlndU<'1 UII on/'Ind do nollmlllhe IPpllr.abllllx.J!t.lhll docu nllo In
Borrow", Allin L, otI!ll Jr, Lend", F&mlf<a Trull Compeny
Donne ".11110 "lIn l)IIIcI
110 WI~"'" Ipt'InIll Riled OM Will Hluh ."..1
Wing IIpf1nlll. PA 17007 Celli.. PA '7'010
-
-
TIllI I!IlIIlbll A II ,,\ached 10 MIl b'/ Ihl. r.'.,.nc. I. made a perl OI_h DMd 01 Trull or Mor1I11I11. deled July n. ,.... MIl ..ecolld In
_lion wllh. 10M I)( oilier "nanclel accommodatlonl hllW.." '1fIlI1.1 Till" COInjI&I1y MIl Allin L, 0110. Jr, and Donne". 0110.
ALL those certain three tracts of land together with the
improvements thereon erected situate in South Middleton Township,
Cumberland County, Pennsylvania I bounded and described as
follows!
Tract tl.9J-l
BEGINNING at a stone I thence by lands now or formerly of Jacob
Lehman, North 32" West, 12.5 perches to a stonel thence by land
now or formerly of William Mayberry, North 750 East, 10 perches
to a pine treel thence North 30" East, 7 perches to a pine treel
thence North 20 1/20 East, 28 perches to a stone I thence south
69" East, 10 perches to a stonel thence North 56 1/20 East,
30 perches to a stone I thence South 35" East, 10 perches to a
stone; thence south 520 West, 14.6 perches to a chestnut tree;
thence South 9 1/20 West, 12.5 perches to a stone I thence South
470 East. 17.5 perches to a pine treel thence south 17 1/20 East,
20.5 p~rches to a stone; thence South 47" West, 22 perohes to a
stonel thence North 39" West, 17 perches to a stone; thence South
550 West, 18 perches to a stone heap I thence by lands now or
formerly of Moses Eby, North 25 1/20 West 26.5 perches to a
stone; thence South 60 1/20 West, 12.8 perches to the Place of
Beginning.
CONTAINING 16 acres 100 perches, more or less.
TOGETHER with private rightS-Of-way from Pennsylvania Route 94 to
the above described premises, said right-Of-way being created by
Agreement dated March 21, 1990 and recorded in Cumberland county
Misc. Book 396, Page 812 and by Agreement dated July 12, 1991
and recorded in Cumberland county Mise Book 401, Page 133, the
THIS EXHIBIT A IS EXECurr:o ON JU..V n. In4.
8ORR~ I
x, . ~ .~
Ltn .oni ~.
(IU&.)
x ~11' ~,(;&,
ne . 0
" '"l!k)
WD!R1
f~lllal Com~
Byt[' '~~. \'.
~ If
('"'Y) ./
;~~ )~7~--
-'
ftOO~ t~26 I'AGE Fl16
liiiR~O. RIg. U.6, P.I." T.M. Oil" '1/." :I,lIfC) 104 C"I ""'o5"~I(", Inc. Allrlghlt"U'Yld, IP....OIO LAT,LN RU,OVI.J
EXHIBIT A
Adill L. OI~I Jr.
bonlll III. 11110
"0 Whl.ey IjlI1nll' RoM
IlolUnll Bptlilgt, PA '7007
Lendorl FIII1III'" Trull C<lmp&l'Y
lIIa1nOll\ce
One Will "gh II1HI
c..ll.le, PA 17IlIO
TIll. I!lhlbll A II .nllChlld 10 _ bj!lhll tlrl,.nce I lOt .
-_IIo<1I11IU, a IoeI1 01 olhet ftnanc:laI IlCCOIlImodl11o'i,l. be~:::: ,~~~ ~ ~!l~u~ ~lI'ge'OIdall eel July H, '114, and PKlJleeI In
-'....', ....In L, 0, Jr.1IIld DonnIIII, 011o.
Tract 1tlL-1
BEGINNING at a pcint in tile cel1ter line of Petersburg Road ('r-
51B) at corner of other lands of Adin L.S. otto, Jr. et ux,
thence by said other lands of said Otto, South 65. 21' 3B~ West
356.50 teet to an existing pin, thence by lands now or formerly
Of old Town Run Mountain Lodge, North 73. 20' 3" West 176.75 feet
to a pointl thenco by the dividing line between Lot Nos. 5 and 8
on the hereinafter mentioned Plan of Lots and by lands now or
formerly of Delbert H. Smith, North 62. 32' 51~ East 4BB.43 feet
to a point in the center line of Petersburg Road (T-51B), thence
by the center line of Petersburg Road (T-51B), South 26. 01' 22"
East 59.1B feet to a pointl thence continuing by the center line
of Petersburg Road (T-51B), South 24. 3B' 22~ East Bl.47 feet, to
a point, the Place of Beginning.
CONTAINING 12.66 acres, more or leas.
BEING Lot No. B on Final Subdivision Plan for Earl L. Breneman
dated January 11, 1979 and recorded in the Office of the Recorder
of Deeds in and for Cumberland county in Plan Book 35, Page 49.
BEING the same premises which Earl L. Breneman and Evelyn T.
Breneman, his wife, by their deed dated December 4, 1984 and
recorded in the Office of the Recorder of Deeds in and for
Cumberland County in Deed Book ~A", Vol. 31, Page 274 granted and
conveyed to Adin L.S. otto, Jr. and Donna M. otto, his wife, the
Mortgagors her~in.
THISI!XHIBIT A IS EXECUTED ON Jll.V :It, 'N4.
~
)( " ((,.)
,~o.~ ~
18eAL)
x /L_>n.~,.
~
.... .,) C.lfAl.)
LENDERI
"ann... Trull C<lmpenY'T'~'\
Br:~\.l\f.:_~('{\) ~/i ) _j')) ~)
AulhOl1>1l1 orne., ',)
LAGlA PAO. A.", U.I). P.I.& T.M. 011., VII :t 1'(CI'11M CF
. , IPt06""\I'ICII,lnc AllrlOhl'''..'Yld IPA.OlKIlAl LNnuovq
eOOK t~26 rm 617
EXHIBIT A
FIIfIIlIfI Trull Compeny
....n 0IIlc:e
0nI W.lllfgh SIIHI
c.~..., PA l'/llIO
'1IlIe lWllllI1 A II eltecIIed 10 IIId by 1111. '"''''~ I. IIIIde . I*l 0/ h
_lion With aloin or oilier nllMClal_mOfl.11on1 bllw"n ~II=. = ~u~ ~t'r.'Odel'loedJr.Al1y It, IM4,1IId _lad In
, I " and Don.... M, OUo,
former portion of the right-oC-way being 20 foet in width and the
latter portion of the right-of-way being 12 feet in width.
BEING Tract No. 1 of tho premisos which Adin Louis Sailor otto
a/k/a Adin L.S. otto, Jr. and Donna M. otto, his wife, by deed
dated January 30, 1973 and recorded in the Offioe of the Recorder
of Deeds in and for Cumberland county in Deed Book "C", Vol. 24,
Page 664 granted and conveyed unto Adin L.a. otto, Jr. and
Donna M. otto, his wife, the Mortgagofe horein.
'l'raot No.2
BEGINNING at a point in the center of Petersburg Roadl thence
South 1BO East a distance of 325 feet along the center of said
Petersburg Road to a pin in the oenter of the aforesaid roadl
thence North G5 1/20 West a distance of 480.6 feet along the
pipeline to an iron pin and corner of other land now or formerly
of Earl L. Breneman et ux, thenoe North 720 East a distanoe of
355 feet along other lands of said Breneman to a point in the
center of the Petersburg Road, the Place of Beginning.
CONTAINING 1.32 acres, more or less, and being in accordance with
a survey of T.O. Bietsch, Registered surveyor, dated August,
1970.
BEING Tract No. 2 of the premises which Adin Louis Sailor otto
a/k/a Adin L.S. otto, Jr. and Donna M. otto, his wife, by deed
dated January 30, 1973 and recorded in the Office of the Recorder
of Deeds in and for Cumberland County in Deed Book "C", Vol. 24,
Page 664 granted and conveyed unto Adin L.S. otto, Jr. and
Donna M. otto, his wife, the Mortgagors herein.
THIS EXHIBIT AIS EXI!ClITI!D ON.u.y It. I1t4.
4jOW rt '
x ' o" / /~f
Adln . 110.. ~
LENDER:
FllI1lI~'aTru"Compeny -0' .
8y: 11).- (\ co, " \>~ ~)..-)
AUlhorlllld Ollie... ~
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tOOK t ~2() I'~C[ f) 18
LAGlRPf\O,H'~U,6.Pll,aT.M all v., ~1'lqlH4CF
. .. . IPI'O&It'Ykll,11'IC AIIIlghl",...,ytlJ,lI'A.OIOLAIlNIlUOVll
NOTICE OF IN rrN mJN TO l'OIU:CI.05E MO/lmlWE
TO' I).au:il II. ,;Ul.
'---1'"0-t:L':'. I ~ I .of
:'::..NC'lli ~n~yi '11~~[i~\-T;'~~~
Olio II) NIlIIr:t:
.;url' I., 111"j
Lllln Nil,
11111('::,"1
Tho MORTGAGE hold hy [o'i'.lI:<.11 'I'll!! t \\"
(humlnoflor wo, us or ourul on your prollorty locotulJ 01 ')' j \", l' I"'i :j! 'I'lll' ',. '\1;11", ;...:,llil.:'....,11 "j!:~.~..!.-v7.
I di{J,
I )., .. -.. .........
It, IN SE RIOUS DEFAU L T bUl.'lIIWI VIlIlIIiIVU 11111 m",11I rlw m,J/IIlIIv /In VIIIIIII II III $_.I.L.~.:'.l !'!'....__. ....._ ._.______
lar/IIII mOlltl" al_{)L'rJ.l I'}')I, .. t,";'i' 1".1. ... nllrl ,11:/1.> 1')')1< . .. ...n...'
~IIr1lor bllcnlllll ._..___________.._____. ..._.... ...._.._.__.____
L~io cilnruol~I1<J ~lho~~'I;~.rO~1 ,1~~0.~~l)~~c~~~lt~.I;;j~,,_;;i~..II; .il~.~."."~~~nl 0'-..--:-(: lijii~/i"i-. ._'_'_' Tho iOlol
omounl now r~lj~roq,lo curo Ihls dofoull, or In othor words, UOI,:ouUhl up In your Iloyrnu/lU, 0101 Iho dolo 01 Ihll
101l0r, /1 $ _~'. .,.,1, ~. . .. _ .
Vall mnv.. ~llro.. tllll rllllnlllt wltlrin THIRTV 1301 DA VSol tllo "ow of thlllllltrtr, bV pnving to III tllo nlJlJvo /lIllOllllt
of $..." ,l,h, ,.,11 . ... _, pllll {//IV {lrle/ltlollOI momllly IJ/lV/IIII/IIf /llle/ 1010 cllnrgo w/Jicll IIMV 11//1 rllIlI rllIrlllO rlris
/lrtrlod, Such 110ymunl mUll bo nllldo ollhor by cOlh, CO~llor's chuck, cortHlod chock or Illonoy ardor. ond 1110do 01
i""ll,.,m ' l'\11:t ..:.;. 1 ;./ :/1<:11 ;;ll,'<t ("dll. I" I't\ 1 iQI...
__....._........_ .. .nn.......... . ..,._.._.._. . __. _ .rJ "' _. "._ ., _...........__.. ._.~_._._~_,__,
If you do not curo Iho dofoull wllhln THIRTY (301 DAYS, WII llItol/d to exorcllo Ollr rlollt to occelernro rile
mortOOOrt pOvmrt/lts, This means Ihol whatovor Is owlnu on Iho orlulnol amount borrowod will bo cOlllldorod duo
Immodlololy ond you may 100e the chanco 10 poy off Ihe orlulnoll1lortuouo In mOnlhly Inllollmonu. I' full poymonl 01
Iho amount 01 delaullll nOI moda wllhln THIRTY (30) DAYS, we olIO l//trtl/d to I//Itmct ollr nttomovs to srart 0
lowsllit ro faroe/a so VOllr mOr/goood proportv, /I rim /IIor/oogo is foroclosrtrJ VOllr /IIor/ool/od proporlV wllllJo sold by
thrt SIIoriff tQ paV off tile mortgl/go dobt, If wo rolor your coso 10 our ollornoys, bUI you curo tho doloult boloro thoy
bouln logo I procoedlnus ogolmt you, you will 11111 hovo 10 pay Iho roosonoblo ollornoy's laos, oClUolly Incurrad, up 10
$50,00, Howover, If logol procoodlngs ore norlod ouolllll you, you will havo to pay Iho fIlolonoblll ollornoY'1 fOlll oven
If thllY oro ovor $50,00. Any ollornoy's 1001 will bo oddod 10 whalovor you owe us, which may oliO Includo our
roosonoble COilS, If VOIl CIIro tllo dofoulr within rile tllirrv doV porlacl, VOU wllll/ot bo reqllirod /rJ pnv IIttomov's fOOl'.
Wo may also suo you porsonolly lor the unpold prlnclllOl balonco ond 011 othor lums duo undor tho 11l0rtuoue.
If you havo not cured tho deloult within tho thirty doy pllrlod ond l%efolu", procoodlngs hove begun, Vall still
III/vo tllo rlgM to curo tllrt drtfOlllt olld provont tllo solll ot onv ti/llollp ro ono hOllr bofo/1l tllo SIIerlll's foroclosuro sl/Ie,
Vou mov cia so by povino tllo totol omOll/lt 01 thellllpold monthly P8Vml111tS plul /lnv loro or otllor clloroos tlloll dllO,
os well I/S rile reosol/rtble I/ttOrllOV'S loosl/nd com conllocred witll Olrt foroelowro solo ond purform onv otllor require.
monts IIndor tllO.fIlOr/Ofprt,.11 Is estlmoled thot the oorllon dOlO thot luch 0 Sherlff's lale could bo hold would be
opproxlmatoly ~~.)lt_.'.':i"-, A notlco 01 tho dOlO 01 tho Shariff 1010 will bo lont 10 you baloro the solo. Of courso,
tho amounl nooded 10 cure Iho defaull will Incrooso Iho longer you .r,~jl., Y'1U J110y find oul 01 ony time oxoclly what
Iho roqulrod poymonl will bo by colllnu us 01 tho 'allowing number: _.1.1.::-"4.~.-;~' ". This poymonl mUll be In calh.
cosh/or's eflock, certified chock or monoy ardor ondmodo poyoble to 1)1 at tho eddresllllllOd obovo.
You should reallzo thol 0 Shorllt's lole will end your ownership of tho mortgaged proporty and your rluhllo remoln
In II, If you continuo to IIvo In the proporty ahor the Shorlff's sole, 0 lowsult could bo Ilorlod to ovlcl you,
You havo addltlonol rfUhu to help pro lOCI YOllr Inlerollln IhoproporlY, YOU HAVE THE RIGHT TO SELL THE
PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT, OR TO BORROW MONEY FROM
ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT, YOU MAY HAVE THE RIGHT TO SELL OR
TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR TRANSFEREE WHO WILL
ASSUME THE MORTGAGE DEBT. PROVIDED THAT ALL. THE OUTSTANDING PAYMENTS, CHARGES AND
ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE, AND THAT THE OTHER REQUIRE.
MENTS UNDER THE MORTGAGE ARE SATISFIED, CONTACT US TO DETERMINE UNDER WHAT CiRCUM.
STANCES THIS RIGHT MIGHT EXIST, YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY
THIRD PARTY ACTING ON yOUR BEHALF, YOU HAVE THE RIGHT TO ASSERT IN THE FORECLOSURE
PROCEEDINGS THE NON EXISTENCE OF A DEF T OR ANY OTHER DEFENSE YOU MAY HAVE TO
ACCELERATION OR FORECI.OS
If you (lJnl flU} r!fd:wlt, tIlt! mort,
YOIl i1rl! 1I0f I!nlitll!d 10 this tI!Jl1f to C
EXHIBIT
I_~
)f,1 ,~.,mll! pWilfmn ..,s if lit) default h.ul (u:(.'lJrrtHI.
III Illt'!l! tillH!1i in uny r.ohmdllr yunr.
. .... ,.\.,
ol, 1<-, 'I'
Bv - :r'..;.k '~~~-:'-h",-;d~..'~'
HljWeVer,
NOTICE 0/: INrENr/ON TO FtJIU,Ct.OSE MOl/raMiE
ro
-.7-~r.'~"1
. \Jl 11' I. I .t "" ,JL
D..fll IJf Nuth:1! ~1,J.l " 1',11"
..... '. . ----. -.,.-. ..._---_...._---~---
1'1 t., I,l ; l.i, . ~ I I' l' ~I' r, l'l \ I " I I ' ..1, 1 .j 'j
___~.___,__..__J.. _~,. _ __._____.__ ~__...,..._..
LuOtl NlJ. 1 (1,1.1 , . ,I
Tho MOIlTOAGE hold hy
(h01ll11l0flor wo, UI or ou,,) on your proflO/ly IUl:i11Ul11I1
",'"u,'. t. .nTI ':,
_ .1/1 i.~"l" it.. ,I', ;\\, 'l':l; 'It.. j II '11,)--_+.j!.!tlL0-,..-_..'~'~,~'.j ~~~~=
+-- ......--.,.....--.--.-+-.-.,.. - ---~I
16 IN SERIOUS DEFAULT hf!{:1II15I1 Villi 11I1~'1 I/or /l/I/Iltl II'" mrmlhlv /laV//Imll6 of $ -.i.Jl;.;!;.t~~L__....~..__..__._.-
f I I f "I,rn 1,.' ,I,,' "I. I ..\:1', ".:
orllumo"'"0 _...... _. .. . _,0/1(. ..... ...... . ,. ......
a/llllor /Jucm/su .. ...- ..~_.._-- --.....-...
Lolo chorUOI ond oll;~r dloru~ll;oY;;.ul~~.~cc~,,-~dl~li;Tidijlo-i~;lll-;;;mufll 01 ~~I1:r':!-;;;-:- . _. _.__' Thu totol
olllounl IIOW roqlllrod 10 curu Ihll defoult, or In ollwr word I, gOI couUhl ullln your lloymonU, 0101 Iho dolo of thll
IUllur, 11$ . ,; ".''';'. ,. ~'._ ,
Yew lIIilV C/lfll tllis dufa'III withil/ THIR TY f301 DA Y,'j of 1111I dD/II of llIis lellllr, bV payi"o 10 lIS '''e abovlI 11/11011111
of $ '" I"., .,' .. _, pillS olIIV addilio"a' /fIonrlrlv paV/IIollls and lalo d'oroe w"icl, /IIav fall dlle dllri"o tllis
puriml. Such lloYl110nl mu&l ho l110du ollhor by cosh, coshlor'l check, corllllud check or monuy order, and Illode ot
,',.lll!.!. '~L;l:.l ~I:. 1 \I~ ilJ~ll ,iLl l.>lll: 11 P/\ 1'iO\',: _, ._._._u______..m~___.__,
If you do nol curo tho dofoult wllllln THIRTY (301 DAYS, WtJ i",o"d 10 IIxllrcise our rioM 10 eecelomlu rlw
/IIorttlago paYlllllnts, Thll meons thot who lover II owing on Iho llrlglnol omount borrowed will bo consldored duo
Iml11odlotoly ond you moy loso Ihe chonculo payoff Ihu orlolnolmorlOouo In monlhly InllollmonU, I f lull poymont of
Ihe 01110Unl of doloullllnoll11orlo within THIRTY (30) DAYS, we also InruneJ 10 inslruel ollr ollomevs 10 starl 0
lawSllil 10 forocloso VOllr /IIor/gagod PfOIJortV. If II,e mor/oaoe is foroelosod VOllr //Ior/gagod proportv will be sold IIV
'''11 SI/oriff 10 pav off Ihu //Ior/gaOIl dobr, If wo rolor your C0ooIO our ollornoYI, bUI you cure Ihe dofaull be foro Ihey
bugln logolllroceedlnus ogol1151 you, you will 11111 hovu 10poy Iho reolonoble ottornoy's feel, octuolly Incurred, up to
$50.00, Howevor, If louol procoedlngs oro &lorlod ogolnst you, you will hevo 10 pay tho roolo'loblo ottorney'l feel oven
II they oro ove.r $50,00. Any morney's lee I will be added to whotever you owe UI. which moy 0110 Include our
reolonoble coils, If Vall wre tho defaull wilhi" rllO Ihlrtv dav period, VOU will "at be required 10 paV attomllV's foos,
We moy also sue you porsonolly 101 tl10 unpaid prlnclpol bolonco and 011 otl1or luml due under tho mortgoue,
If you hovll nol cured Ihu dofoult within the thirty doy porlod ond foroclosure procoedlngl hovo bogun, Vall srill
"ow Iho right to cure 1118 defollll and wove", Iho solo or nnv limo up 10 one IlOur before rho Shurlff's foree/osuru salu.
YOII IIIOV do so bV paving t"o lO1D1 0/1101111I of Iho unpuid month/v pavmenrs plus allV lale or olher c"arlJus '''on duo.
as WIlli ,15 Ihe reo5ollablu attomev's feus ond com o:onnuctod willi Ihe foree/osure sale and perform anv alher require.
munrs IIl1dor the. lIIor/f~fe, It is ustlmoted thot tl10 eorllell dote Ihot such 0 Sheriff's 1010 could be held would be
opproxlmotoly .::'l.j,.t ... ,,"._. A Ilollco of the dole of the Sheriff sole will bo 10nll0 you beford tho 501e, 01 courso,
Ihe Oll,ounl neoded 10 cure Iho dofaull will Increoso Ihe longer you..,...>>I!. '\'.Oij !!1~y IInd oul ot ony tlmo oxoctly WllOI
Ihe required poymel1l will be by calling UI ot the followlno number: !_.':-:~~''':_:.:~. Thll poymonl I11UII be In cash,
cOlhlor's check, cerlllllld check or money order IIn<l modo payable to us 01 tho oddrelllloted obove.
You should realize II10t 0 Sherlff'1 5010 will end your ownership of the mortgaged properly ond your rlghllo remoln
In It. II you continue 10 live In tho properly oltor the Sheriff's 60le, a lowlult could bo 5\Orled 10 evlcl you,
You hovo addillonol rfuh15 to help prolllcl your Inleresllnthe properly, YOU HAVE THE RIGHT TO SE LL THE
PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT, OR TO BORROW MONEY FROM
ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. YOU MAY HAVE THE RIGHT TO SELL Ol~
TRANSFER THE PROPERTY SUBJECT TO THE MOllTGAGE TO A BUYER OR TRANSFEREE WHO WILL
ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL THE OUTSTANDING PAYMENTS, CHARGES AND
ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE, AND THAT THE OTHER REOUIRE,
MENTS UNDER THE MORTGAGE ARE SATISFIED. CONTACT US TO DETERMINE UNDER WHAT CIRCUM.
STANCES THIS RIGHT MIGHT EXIST. YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY
THIRD PARTY ACTING ON YOUR BEHALF YOU HAVE THE RIGHT TO ASSERT IN TH~ FORECLOSURE
PROCEEDINGS THE NON EXISTE ' T 01'1 ANY OTHER DEFENSE YOU MAY HAVE TO
ACCELERATION OR FORECLOS EXHIBIT ' '\
If you (:/lm rlw dfJ{IIf1lr, tilt! mort I r
YOlJ nre 110t I!fltitled to t111~ fH,11I to c _G.--
11.' S.lOlt.' ()()sitw," ,'IS if /10 (f'alllt fwd oo:ufft.'d
1I1 tlln~l! tlllll!S III any. l:lthmdar Yl!nr
/ ,I I
fl\r ,'- ,) .' . ... I ,
"'c;; '/-" . ,-"~C-'
H OW(!VI~r,
ACT U I NOTICE
T~~' ~CTIOH TO S~VI .OUA HOMI ,no". 'O~ICLOSUnl
flllJ CIlHIIIll"I~III1I1'll" PUIUl'.hnrull.lllJmU"~llijlll!lIlt"UUlu:r "'mtUlIuuAulblnllul PI1)1I1111l11H1I~' 1111 ,'l~lt III hiliI' ~1)IJ "lIjlllllI., IOIlIlV.U1lJ "I/hl II I.) IUlll OIjl 11I)~ II" I>/O\l'lm
~Oflt.
II ~I)LJ nUlIl) IIl')11I mllllmlllllln (lillI/Ill j1",,".~I~.1I11111Ill'Ij.1I1U ~It'n"ru /l\J"nr.~ 'III II!!)!)I J~~I'~J\J1
II jl'llltH:Q1_lIl11 .'llIlljUIIIO '" iJlJ IWllD Ilt'flolIlllllllI, lllll'" Ulllt.'I'1 "II '''H"rh'lll OJllhlllJlII \1~llllhljlll/l au I lUll !lllll) I.'O/llplUlll11t "I (Ilnl,,'IUliJ .JlIlul" "ol,I'fll(lOIl oblll1l1' 1m"
ItlllhJl(ll/lllllttt'"IJI,III1IIIItIlIIlII,,'tll1111111 'I'n lIUltll(IlIIf1"1I1..1~1l1'llIllilll'UIIJ , Ifllllllll /l\lUl1l)1 ~'I' (1I/llll0 III IlljIIlIJ11)lIll1lllll)jlnt!l) 'I",hjl "'JIII)'" 11II1 HllIlJlhhl IUI'1l UII Ill"'AIIlII
pm lit IJll'tJI II 11I11 llnllllllJo 'lh""I1I)~llttl.'I!lI1ttllllJll~) f.JI)/IUJlUU ....blbl.lllfU JI'I:ij'IIIIl' lIr lLJIIII)UlII", 1l..1~1" tou 1'111111111111 PlllllUJlIllull''''Uthl) II 'lItJmIl/ .lJ !lllmlmll
I'll ~((IJulll NlJ
AOTUI NOTrOll
IMPO"UHr, HOTlC. 0' 1l0MIOWHI"S' 1".IMIHeV "'OnTQ~QI ~U'IT~HC' P"OO"~M.
PLI~II "I~D Tltls HOTIC..
YOU M~Y PI ILIOIIL. ,on 'INM.C'^L ~lIlaUHC' WltlCIl C~H BAV'
YOUn HOMI ,nOM 'OnICLOIUnl ~HO Il.LP VOU M~~I 'UTUnl MOnlQ~QI P~YM'NTI
1 (JI'.(,r,~ Ml} Oulu ,fl;I~1 1;', 11 1.'1'
to {).T,l:i'l'l:-I_'tt.;- r d L.' ~J l~;t .'~", '!~.Jl" :'~'l~t.lL 1'.'\ lLt~...{ 1.:,
PltOM ,~~.:!~~,l.\ '. 11,11 If .,l', ,~.I I~I,J,' h,. ~',~~'
'(au m.~ be ./Igll)l. lot Ill"lnCI.1 'UIIlI1l11:1 Ih.1 "'III p,n.nl '<I"clo.u,. an WOl.lt maug.g. If you comply "'lIh Ih, Pto~l.lon. Q' Ih. Ham. own".' .m"g.ne~
Marly.g. AIII.I.ne. ,lei 0' ,en \Ih' ",tel"l. You m.y b. '"glbl. 'ot.m.,g,ntv I.mpot.ty ...I'I.nn 'f yoUt d.hnm h.1 blln ClU..d bw clrcum.l.netl b.)'ond
you, conltol, you h.w" t.ltat1.b . p,olp,el 0' ",umlng ~oUt mQIlg'g. pll~m.n'., .nd I' .,ou mil' olhlt .Ilglblllly "qultlm.nll III.blllh.d by 'h. '.nl1.)'I\I.nll
'iou,lng '1"""" AUlnc~, PIIII. '''d'" 0' Ihl. Nolin, It conlllnl.n ,.pl,nlllon 01 ~OUt 'lghl..
UIllJ"lhg "(I, )I)IJ jHg unlllllllll) R IIlmpclnI)' 610~ 01 hJllJCIl'IIU1D IJn )OIJ' mmlpBUo liJllIlI"~ 130)1'")'11/011I Ihlt 1)1"llJllhlll NllIlca OUtlllll'h/JIIIIIl' )IJU /111.111 al/sIlUG dlllJ
ltllolllJ u 'ld(II.IO"IJ~U' rlllJQlftltJ ~.Ih R l~pl"l.tIIllIh~1 ollhlo htllllll, 01 \/Vllh Q IJ.IIUIlRI.1I1 (I)/III/me' C"NII eOU'llltlinu nUHI1C;~ tll. PUlfllJllIlJllhlllll.ulllllllllO 1I11111tlpllo ."mli
oul n IUP4~1Il"llt plllll, 1)1 10 l)lhlH~lb" 1"11111 ~lllJlllIlIlIllIU""c~ thlf> mUlIIlJllJ mUII.I(ClJ' 1/1 tI1lllll~II""ly IJOI dR)'1
II )'ou allon.t dIBell,lll,I.I") IIlUllllnu IItllh IhlllflMI/, ot Yrllh II COlllun"" (I'llit eOlll11iJIIllU II~II"()' ItJUllIlllUII III 1/11. nOII(lI, III.) hill/Uti jJloCUltl1llllllll mOlllJdU.,O'UCIOIlJlq IIlR~
IlJ~U plllellll;' UlIfly IJOlltO)lllIhll Ull,/ IMhl ollhlllllllllln"
Tho lliJ'lll', OI)el'OIlIl lJM IUlllpllflllU /1lJrIllloI ollJllt ',p'lflatnlollvlt 'I'
)'-"..:. 'I 1111'".d II..:!.
. ... I l!.l ,"J: : ;,- J '.I_-t
l..-,'IJ. i_t Jt,. ;)'" 17ii.;
Tell,/l'llolllt Nllmber
Tlls !lomltlll, IUJt.l'I"IUII, 0110 pho/1.numbltll 01111 d",IJIIIIllJIl COIl'IlIllQ' (10011 Cowlllllmu DIlII1r:YII..' 1111'"
\\/\. Il
.',Ij I .~ 3tLt;..~t:
~l~L'l.lSh~ l.J/\
i'''I-~',,;3...':; I~'
~
l';G 1;
Ill' only ner:.lIg,)' It) ICh'dul, I)n.III(8,IO.IIU m.,ung. You Ihould Pd~t"lh.ll"nl'" IIn1flltlJllllely 01 y!)ut ml,nllOI1I,
You, monuage" In d'lauU,b'~lW~' ~~~ h..."" "111'd 10 pay p,omplI)' InIIIlUm.nl. or p"n'lp"IIIMd 1111".'1, 01 "111l1'ltf, 1m .. P"11)(j olal I..U mly leal aJaYI, th,lollll nll1l.)lJlll
01 ,I!" d'llnqllll~CV I" '" J,~ ~ I: J, . , Thllllll,m Includ"I~"(lIlQ~lno; . '. , . . . ..
. [,'e:;1: ' ! "~'r. 't."" ,~\' '1 ,.1. I"f "ill... tt',' t, I,: : t.h ~t. ,It'J:lJ I')cr :'1.\' ll.l'l' hr",'" ,:\'1'."
i {'I ,(. :. i . f' . '.I'i' r 1...,.(.( " " , ,~r. . :. I
-
Your mOllg.OIt II alia III ""nulllot Ih. IGlh)~,"" IIUlln.
II you tlll~' h.'t! 11M IH, 1l1l4bh) 10 'lJIOI"'1) Ihll p'olJlUIII 81 0' 1111)1 rllllt 'nce'IO.tBell m..llmU. )01.,1 hB~d 1111/19111 10 opply lor ImlnCll1 Olllllon" Itom 111, 1.It)rnIOWIlIt'~'
e"'''OlnCy M011080' ....1118nCo 'U"d, In otdtr 10110 Ihlll. ~OlJ '"11.,11II 01J1. IlUn "'111 filII n ccmplulltlJ ,~",n.ownltl' &mefll'/1CY ~1I1'llItlC' ~llpur:lJlum Ylllh on.. Q' Ih.
OOlllo,.ahfd (nnllJtmu (I'elll counllBllng 1101)11'." hahJd IlIltlll tlllllcl1mlllll "" oppllt;lJlloll Il)' lIullhanc., lIla~ only be obi AI".'" Ito," "COIlIlUlIlll' Cledlt COlll1111l1lg ngllrcy Tllll
con!lufll" C,~'(Ji1 CIJlJllUling BOllncy \/VIII aUI" )lJlJ III hllll1lJ Oul )l)LJI nppllcnllilll dlleJ Yrlll bLJbrlhl .,clut (1,,,,phthJIJ nppllClIllon hJ Itlll "'''".)1'''1111'''1 ~fl)Ullllg FI't1UlCltAglJncy YOUI
/JppIICIIIIlJn muel b. 111'11 0' OOIl'mB'~el1. ~11I\ln Ihllly 1301 tJn)1l1)1 ~OLJt IIIC8,lo.11I1:0 fflUlIh'10
II la ".""m"ly ,mpcr/IWI 'hilt ~r.u "'It to';! (f,..,...IICo1Imn tJfiJfllplly II ~OIJ ./0 1101 111) II'. IJ' d ) IJll 1M fhllll)IICW mIl om", tm,,, plfflOf.l, nl "'fin In "",I.t/,I1, rOI""O"II" "'"Y Ii,oe""ll
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