HomeMy WebLinkAbout96-04329
.'11
,
, i'/' ,;1
;,",. '
c'i !~' ,
"L-
,,' ,i,
'"
I I
'j ',II
'I
"
,
,
,I
~
j,
~I
';I
"
I Iii
, ,
I,'
'"
,
(~i
\ 'j!
,
,
"
r'f'
, ,
,
II
'~
, 't!
"l'
:11 ;
\'fc
,-~
, '
'I
"I'
'I
, ,
,;,1, ',,'
"
I"
"
,
"
,
,
-
".3,
I,i
':a
It'
,
"
,
.' I
"
'I'
"
I,ll
, I
,
!';I",
(
~
I'
"
"
-
0'5
0-
~
"
~
etl
::to-
01'
I
,
'"
"
'!\I'
,I.'
"
"
,
"
,I',
I'
"
"
",
"I
I J . 'L~. .~, ,',
'I"", "1/'
! , '1"...'
I', iHI 'ii'
".
;,1 ji:'i"'l;
" ~;f~'(r;. i
,./ ,1'
,Jl ",
.. 1,
[ti1/,\t"I
",J
"
I'li-';
L'
'II
/,\,1
';'
J d
"I
I
I "I
,Ii '"..'
':1)1,,',':,1'
",',I'!
,I
I,
,
;1. 'j'
'1'1.
,
'I
, ,
;l
'I
',11
II
'I'
'"
"
:'1'""
'! ,I
I
,
I'
'I
)i;
i \
",h\!
"
1 ~ I
,. I
'J[I
,
1';1,[
'I,"
"
,I"
l'.
"
j'i J'
'I
"
'1'\
"
"
,
,
II,l
1'1
'),1 '
'.11'
'I
!l'd .II
'llIt:l
."<,1
"
I
"
1'/ Ii!
I'
I
I I' 'I
I., ,.
" ',:
I'
,I,
'J
,I
;,'
',.:
ill, ',I
1-, .11
,I
I
'1'1':-"/
,!I .
'."
"
. '1"1
"
i.'ld:
'I
,I, I
{III.
I
II
'\ '11
1'1'
',I'
,
II,
1,
"
"
,'.
d ,1\
,I
,
I,.
ii,
',f
'1
"I
I I
"
"
'!.l,'
,
"
/
'"
,I
',I
'ii
I,
,I' I"d. 1
'I'
"
'I
I'
"
,
"
"
I
dl, "
,'.
"
,I
'J
I
"
"
LI
I,
I
I
,j.'1
'I
,
,
I'
"
"
"
, I
I"
d
"
';I
,I 'F
,f']11
:'~ [ j I
Ii
,
...
!',
:'ii'I\,'
"/'
. '.)
,
,II",
"j.I',
j)
'[ "
I' ; ',,"h
'Ill
II
I,
I'
" ',I
,
I
",
,I
'II
, I
,I"1j
,I,-'I!
.\i
OJ
"
,I
I,
I,
;!
I.
"
"
/,1;.1'1
II'
I
"
I il
I,Jj.'
'I'j'i
"
I,
II'L
I,
,
'I
,': 'r.1
I
'J
\ "
"
, 'I
, ;1,
,',I
"
\I
In
'f,
"
'I
"
"
'it
'1\,':,1
}
}If,
J; ~'H', f
I'
11,;"
,
,
II!'
",
"1,1,
d-', JI
,
\
"
oJ
'1, ,
I'
'I
'of
, ,
,1;1
~ ' I),
"
"
I
'!'
(,
,
, ,
"
,
I,
;1
"
,I
'i
II
1\, '
1",1
'!
,
,
(i'
"
I.
,
(
i
,
'j
"
,
~.- ;d,'i
\ "'>1
,
',I,
I,
.fi
,
'I I \ i'l
if
" ,
,I
1,- ;11
'1':',
I,ll I.
I
I
I
, ~ I.
I;'
,11'
/",
I
, I ~ '
,I
I,
il'
"
,
,
',I
'<,
'1
"~I
"
Ii!
"
\1 ,,'.,
I '11.'1/'1
-'I,.lt
'\
"
',Ill'
'I
"I,
,I
I,
\ 'I
"I' ,I'
, ~ 1
,
"
"
,
\'1'1
"
.',
11,1
q,
:\'
,
, ,
,
'I
I.
1 \1'\
I,l U,:
'I
.[ ;,
"
,
"
li';i!
'Ii!
,
'I' ,
~, !
"
"
,I
'I
"
,',
,
<#,......
1993, IIIld recorded In the Cumberlllld County Recorder's OlUceln Deed Book "36", Volume
C, Page 270, More speclllcally set forth In Exhlbll "C", au ached herelo and made a part
hereof by reference,
6, Said note and said real eslale mortgage are In defaull beclluae Defendants herein hsve
falled 10 pay Ihe payments that were due and owing 101' the montha of June 3, 1996 I1lld July 3,
1996.
7. The Planltlffhlls given to the Defendants wrlllen notice of Intention to foreclose on
said mortgage as required by law under Act 6, dated June 20, 1996, a copy of which Is marked
Exhibits "0" and "E", Ilnd attached hereto Ilnd 1l1l1de a part hereofby reference.
8. The Plaintiff has given ....ritten notice of default as required by the Homeowner's
Emergency Aaalstance Act of 1983, dated June 20, 1996, a copy of which is ml\l'ked Exhibits
"F" and "0", and attached herelo and made a part hereof by reference.
9. By reason of the aforesaid default, the entire principal balance of Fifty-eight
Thousand Seven Hundred Forty-sll! and 96/100 Dollars ($58,746,96), with Interest thereon at
the rate of8,75% percent per annum computed from June 25, 1996, late charges and
attorney's fees in the amount of Two Thousand Seven Hundred Ninety-seven and 4'7/100
Dollars ($2,797.41) are now due and payable.
10. The Defendants are liable to the Plaintiff for the following on said mortgage loan:
A. Principal amountllnd Interest
due to date $ 55,892.58
B, Late Charges
$ 56.9\
I
",
I'
I ~ I ~
D. Allorney's Collection fee
:$ 2,797.47
TOTAL
$ 58,746.96
PROMISSORY NOTE
__J!t9!!!! ___ o'-~19~" ~n ~~J_ _~COII.~. Accoun~L O~~~.l
",lll'llCM In IhI,h.cJ.d I'" I" '01 l.nd8,'1IJUI only 1I1IJ do 111')111111111111 appllcabllitv ollhll lJocum,nllu Il!t..E.I'lIcut., lOin 01 ill"l,
Borrow." Gary A, IliJII
C.oIe A. Dull
a,. ee.oIry Road
Carll.... PII 1101~
Londorl 'ermll. Tru" Comp&/lY
MoIn Ottlc.
One WI" Itgh SI,"I
Cerlllll, PA 1701~
--
-
----
-~._~ -~
-.
---_.~---
- -_.---
.....
Principii Amounll $58.000.00 Olle 01 NolIll Jlnulry 15. 1993
PROMISE TO PAY, I Ploml.. 10 IllY 10 Fllm"" Tro.1 Comp.ny ('1.lnd""I, 0' o'd".ln IlIWrut monlY 0' the United 81.111 01 Amlflu, Ih.
principii amounl 01 FIllY I!lghl Thouund '00/100 0011111 (111I,000.001, logelh" wllh In 11111' on thl unpold Pftncl~ beI.ncI "0111 Jano.,y 11.
'"3, unlll paid In lUll, th.lnlllllt ,.1. will nollnc'.... .00.1 10,000'110,
PAYMEHT, Subject 10 any peym.nl change. '1IlJltlng I,om chlngellnlhl Indl.. I will PI'I thl.l""" In occOfdanc. with Ih. lollowlng peym.nl
..hlldul"
13 cOllMCull.. monlhly Pllnclpal .nd Inl"..t plI)'mlnl. 01 1314... .och, IMulnnlnu Flb,uUIV 11 '"3, wllh Inl"1I1
ce!cul.tlld on Ih. unpaid principal b.llnc.. II en Inllllll ,.1101 1.160'lIo pe, II1noml and 211 con_ull.I m'lI1lhlr, p,tnclpal
and Inl.'1I1 peymenl. In Ih. Inlllal lIIIoonl 01 &404.17 leeh, IMglnnlnu f'IIbnJUIV ,.. '"4. with In I..... calcol. lid on the
unpaid prtncl~ belanclI .1 an Inl.,.., ,.11 01 3,110O pe,c.nl.1lO polnll OVIf lhe Ind.. dllc,lbed IMlow. My ftnal peymlnt
Will be dUI on JanOUIV 11, :1011 and will 1M 'Of' oil p,lnclpol .nd eecrued Inl..... nol y" paid, logelh., with any olh..
unpaid amOlJnl. und.. thl. Noll,
Inl....1 on Ihl. Nol.l. compulld on . 30/360 .lmpl.lnl....1 b.ala; Ih.II., wllh Ih' uc..pllon 01 odd dlyaln Ih. n..1 p.ym.nl p..lod, monlhly Inl..1I1
I. c.lculal.d by .pplyhlijlhe ,.ho ollhe Innu.llnl.,..11111 0." . yua' 01360 d.ya, IIm..lhu oul.l.ndlllij pnnclpll b.llnc., ""'.. I monlh 0130 d.V-.
Inl.,..1 IOf the odd d.yal. c.lcol.l.d on Ih. bull ollh. aclual d.va 10 Ih. nl.llull monlh .nd I 36l)-dlY Y'" I will PlY L.ndll .1 L.nW. .ddl",
.hown .bo.. I)( .1 loch olh.r pl.c. .. LInd.' m.y d..lgn.l. In WIlling, Unl... olhlllWl.. .gl..d '" IIQullld by .ppllc.bll IIW, p.ymlnll """ b.
applied ".'11 to accrued unpaId InllM.,I, thin 10 pllncipllll Ind Iny 'IOIllnlng 8rnounllo .ny unpaid collecllon COlli .nd II Ie t:ha'gol,
VARIAIlLE INTI!REST RA'rl!, Th. Inl.,..1 "lion Ihl. Nol. I. .ublucllo r.h.ngllrom 1I11lllo IIln. b...d on ching.. In In Ind.' which 1.lhl Monlhly
.....g. 01 "'....Iy ....g. aocllon "I.. on IJnll.d 51.1.. TI"'ury Bill. ""Ih. mllUllly olal. monlhl. ilhl 'nd.'.I. Your Inlll..1 ,.11 "'III nol Inc'....
Of' dectH6e II . chlngeln Ihe Ind.. Is 1,,,lhln one-Qulrter p8fCll1tagl pojnl on any chlngo dale. Lund.r Will tell In. Ihl cunlnllnd.. '11a upon my
"QUIII. I ulldenllnd Ihat Lend., mlY ml~' loanl bawd on olhlf' ,.111 IS well. The Inl,,"I'111 chlnge will nol occur mo.. oH'11 thin each VOIr,
Th. Indl. curr.ntly I. 3.3110'110 pe' annum, Th. Inllle.l r.l. 0/ ,.1.. 10 1M .pplled 10 Ihl un~"d Pflnclpal balanc. 01 thl. Hol. will 1M lhe ,.11
Of' ,Ill. ..I forth abo.. In Ihl "PlI)'m.nl. aecllon, NolWllh.landlnu any olh., Pfo.lllon 0' Ihll Holl. tho verlebll Inl.,... III. 0/ ,.1..
provldlld lor In Ihl. Nol. will be oublocl to Ihl 'oIlowlnu mulmum ,.1., NOTICE: Und.. no cl,cum.l.nc.. Wllllhl Inl"..1 ,.1. on Ihl. Nol. b.
morllhan the I..... 01 10.000'1<0 p., .nnu", '" Ih. IIlIJ<1l1lUln '"II .1I0w.d by appllc.bl. luw. No""lIh,landlno 1118 .bo.. Plol1llon., lhu II1&ldmulll
Inc'.... I)( dIC'o", In Iho Inlll..1 III. .1 Iny on. ""'. on Ihll loon Will nQI .oc..d 2,000 po<c.nllgl polnl., lJnl.1I ",".ed by lIIIdll. any
Inc,._ In Ih. Inl.'1I1 ,.1. wllllnc'..1I Iho lIIIounl. 01 my peymenl.,
PREPAYMI!HT, I .0llllh.1 III loon I... .nd olh.. p..p.ld nnence ChO'gHIII ..rn.d fully u 01 th. d.l. 01 'h. loon and Will nol b. .ublllCt 10 ,.Iund
upon ..rlr p.ym.nl Iwh.lhQ( .00onl.ry '" .1 I '.'011 01 d.IIUlll, .,cepll1 olhUIWI.. I.Qul,.d by law. E,cepl'orlh. IOfugcAng. I mlY p,y v\1lhoul
p.na/Iy.1 1)(. porllon 01 Ih. .mounl owod ",II.r Ih.n II I. dUo, EOlly paym.nl. ""II nol, unl..1 agluod 10 by L.nd., In wnllng, ,ellove n.. 01 my
obllg.llon 10 conllnul 10 ml~. plymlnl. und.. Ih. p.ym.nl ochedol.. R.lh." Ih.y wllll.doc. Ih. pnnclpal b.l.nc. du. ond IIlIY I..ullln my In.klng
10wII' p.ym.nl.,
I.ATE CHARGI!, II. p.ym.nll. 15 dll)" 0/ mo,.I.I..1 Will b. chl,g.d 5,000'1<0 01 Ih. IIgollI'y echlldollld pll)'m.nl,
Dl!FAll.T. I will b.ln d.laoll II any ollhe 100Iowmg h.pp.n" (.) 1111110 m.~o any ply",.nl wh.n duo, Ib!1 b'.lk .ny ploml18 I hI" ",ad. 10
L.ndll, I)( I f.lllo purlorm p,o",plly allh. 11m. and II/Icily In Ih. "'."".. p.ol1d.d In Ihll Nol. or any agl..",.nl ,..Ial.d 10 11\1. Nol.. Of In .ny olh.r
.o,..m.nll)( loon I hI.. wllh L.ndQ(. Icl Any ,.p,...nl.lion or 1101.m.nl,,,.d. or IU""lh.d 10 L.nd.r by"'. III on my b.hllllllall.. I)( ml....dlnu In
Iny nlllurl.1 r..plCt. Id) I dll '" bucom. Inlol..nl, I 'llCeI... II "ppolnlad IOf .ny pill 01 my p,op.,ly, I m.~. .n ...Ignm.nl II)( lhu IMnenl 01
cledllOl'lI or Iny proceedIng II commenced ellher by m. or I081nll me undo, eny bankfuptcy or tn$oIvency 'aWl. (I) Any creditor tr1eslo 10.1 Iny 01
my plopurty on Of In which L.nd.r hQl a lI.n Dr .ucunly Inl.,..t. Thlllnclud... Ollnl.h",.nl 01 Iny 01 n,y .ccounlo wllh Llnd.r. (II Any ollhl
...nl1 deacnb.d In Ihl. d.'aullaecllon OCCUlt wllh IHpucllo .ny guar.nlOf 01 Ihll Nol..
LEHDER'S RlaH1'8. IJpon d.laull, L.nd.. "'"Y docl.,. Ih. .nll.. unpaid pnnclp.1 b.llnc. on Ihll Noll .nd all accru.d unpaid Inl.,..llmm~dllluly
dw, w1lhoul nolJc., .nd Ih.n I Will p.y Ihll amount. LondQ( mlY hili Of pay lom..onl .1.. 10 h.lp collucllhll Nol. II I do nol p.y. I .110 "'III p.y
LInd" Ih.1 .mount. Thl. Includ.., .ublld 10 Iny 1110110 und.. appllcabll IIW, L.nd.... III",n.va' I... Ind L.nd.... legal "p.n.... whllh.. or nol
Ih...11 . 1.""011, Includlnu allorn.ya' I... Ind legal .'pen... lor b.n~'uplcy ploc....dlngl Ilncludlng .nOl1. 10 modlly or .Icol. .ny .ulomallc .lay '"
Inluncllon). .ppual., Ind .ny Inllclpal.d pool-Judgmlnl colllCllon l81V1cel, II nol p,ohlbllad by .ppl".bl. IIW, I 11.0 Will p,y .ny coon cool., In
addl"on 10 .11 olh.. 10m. p,oVld.d by I.w, II judgm.nl I. .nl..od In connllCllon ""Ih Ihll Nol., Inl....1 Will conllnu. 10 .ccru. on Ihl. Nol. .nll'
Jodgmanl .1 Ih. Inlll'lIl ,.11 .ppllcabl. 10 Ihlo Noll allh. IIml Judgm.nlll .nlar.d, Thl. Notl hu IM.n dlll..,ed 10 Lend.. and accepllld by
Lend.. In Ih. Commonw.a1lh 01 Penney'.anl., IIlh". Ie .Iowoull. I IglO. upon Llnd"'$ ,aqullllo oubmlllo Ih'lonlldlctlon 0' Ih. coull. 0'
CumIMr1and COIlnlV. Ihe Commonw.a1lh 0' P.nn.yl..nl., Thll Noll IIlall 1M uo..'nld by and con.lruld In ..:co,danc. wllh Ih.low. 0' Ihl
Commonw.oIlh 01 ".,,"II)'I.anl..
RIGHT OF lIE1'OFF. I u,.nllo L.nd.r I conlr.dual pol.....ory l8Cunly Inl.,..lln. .nd 11...by ..slgn, con..y, d~I..., pl.dgl, and IlInlllllo L.ndll'
all my righi, "". and Inl....lln .nd 10, my Iccounll wllh L.nd.r I"'h.lh.r chucking, ..l1ngo, I)( .om. olh., Iccounl), Includlnu wllhoulllll1llallon III
accounl. held 100n"y v\1lh .o"'.on. e1... .nd .11 .ccounll I mlY op.n In Ih. lululO, .,c'udlnU how...r III IRA, Klogh, .nd Iru.1 .ccounl.. I .ulhor1m
LendtH'1 10 Ihe ,.tenl permitted by 8ppllcablelawl to charge or seloH all surnl OWlnO on this Note agaln!t any snd aU such Iccounts.
COllATEAAL, Thl. Noll I. aecol.d by . MOllgag. d.l.d Januarr 16, 1993, 10 Llndol on r..1 propurl)/ loc.l.d In CumbUl1lnd Coonly,
Commonweallh or Pennsylvania, alllhu terms and condlllons 01 which ara hereby Incorpof.led and made a pat1 of this Note.
EXHIBIT
1--8
RECOilDATION REQUEST1!D BYI
'.,me," Trull COfIlpany
one W.II High 811HI
C.,"III, PA 111l'~
. '... I I I .. I ~ I
WHEN RECORDED MAIL TOI
'lI11nlll Trull Company
Onl Will Iilgh 81'111
C.,III1., PA 'T1l'~
'11'1 "'" 1"
";lJ YII'. tJ
fil'110 ~6
SEND TAX NOTlCE6 TOI
aUIY A, Dull end Carol. A, Dull
III C...ry R*
Carlllll, PA 'T1l'~
SPACE AIIOVI T1i18 LINE IS 'DR RICOROER" UBI OHl.Y
MORTGAGE
THIS MORTGAGE IS DATED JANUARY 16, 1993, between Glry A, Dull Ind Curole A. Dull, oWnlr(l) In tee
Ilmple, who.. Iddrell II 215 Clvllry ROBd, ClrllBle, PA 17013 (rererrld to below.. "Grlntor")! Ind Flrmerl
Trult Comp.nv, whole Iddrllllll 0". West Hlllh 5treet, Clllllle, PA 17013 (reterred 10 below II "Lender").
aAAHT Of' MORTGAGE. For valuabl. cOllaldl'llIon, a,enlo, u,anll, batglllnl, Mil., con.IYI. Il&lgn., 1111111"'", ..1...11. oOlln'ml and
mol1UIu..1o l.ndtr III 01 Gllnl""I 11Uhl, hll., Ind Inl"..lln ond 10 Ih. loIlowlng d_nbod 1111 plop"ly, log.lho, wllh Oil .",lIng or .ubIlQo.nlly
efecttd Of atft.ed bUildings, I,"plov,m,nts and f'I11IUlol; all Itreelll, II"", alllY'. p....gOI, and waY': III N.,mlnls, lights of way, 1M IlbtHtl..,
pr1vlllO", tlnem.nls, h...dlllmlnl1, and .ppud.nllll;81 th..tunlo b~o"QlnQ Of Inywl58 midi .PPUlt.nlnl hUllaNel, and thl ""..?Jons and
r.lnltndltl with f..plCllh.,llo; III WI''', wII. ughl., WIIINCOUl1ft Ind dllch IlQhl1 (InclUding BlOCk In ullliliM wllh ditch 01 IIllg.lIon nghl\); .nlJ III
ulhw righl., rOVIIIHtt, .nlJ pfohlllellUng 10 Ihl real plOPltty, Including Wllhoulllmlllllon .J111111l1tl1111 0111 gla, g8011111,"1I1 Ind almUlf 1111l111f1, loelled
In Cumberl.nd Countv, Commonwealth or penn.Vlvante (Ihe "Re.1 Properlv"):
... E~hlblt A townllhlpl North Middleton
The Rial Property or 118 eddroll II commonlv known .1215 C.velrv ROld, Cerllllle, PA 17013.
G,anlOl Pl....nlly Iwgnl 10 Lond., oil 01 G"nlol', IIghl, hilI. .nd Inl.'.11 In and 10 .11111I01 01 Iho P,op..ly .nd all Alnl. /rolll Ih. P,op"ly. In
.ddlllon, a,.nlor gr.nts 10 lender 1 Unlloun CommercIal Cod. &eCuf1ly Inlelo!1 In Ihe P8f10nll PIOP8lty and R.nls.
D1!FINITIONS. Thl 100Iowlng W"'dl .h.1I ha..lh. 101l0wII1g m..nlllg. whln u,.d In Ihl. MOIlgag.. Tllml nol olh,,"'11I dann.d In Ihl. MOIlg.g. .hall
"av.lhl mNnlngl al1,1buled 10 such l&fms In Ihe Unl!ofln C:ommelcla.1 Code. All ,,'eloncol 10 dollar amounll shin m.an Imounlsln lawful monlY 01
Ihe Unll.d Sial., of Amlllc.,
<1'111101'. Th. wOfd "GllnlOl" m..nl allY A, Dolllnd Ceroll A, Dull. Th. Gllnlor 1.lh. 1I100lgagOl und..lhll MOflgIU..
OUIf,ntor. Thv word "Guar.nlat' means and Includes wllhoulllmllallon, .Ich and In ollhe gua.r.nIOfII sUfelllts, and Iccommodllloll paril" In
conntCllon Wllh I'" Ind.bl.dn....
Improv.mlnl.. Th. WOld 1mp,0..menll" m18nl ond Includ.. wllhoul IIm,lallon all ."llIng .nd lolulo Implo.lmlnll, n,lu,", bolldlnij',
Ilruclur8!j, mobile homes em.ed on Ihl Real Prop8fly, 'aclllllesl 8ddlllonl Ind 011'., conllructlon on Ihe R"I Property.
Ind.blednlll, Th. WOfd 1nd.blldnoll' m.lnl all pnnclpll .nd Inllllll p.y.bll und" Ih. Nol. .nd Iny Imounl. IXplnd.d or Id..need by
Linder 10 dllr.hlrge obllgallonl5 01 Grsnlor or 81lpenlSe15 Inculted by lender 10 enlorce obllg.tlon, 01 O,anlor und8l- Ihls MOItglgl, logether wllh
Inl....1 on such amounls lIS ploVlded In Ihls Mor1gage.
Linder. 'fhe word 'tel1d~I'" Inuns Farmers Trusl Company, tlSllucceuors 8nd onlgns, Tile Lsndaf 15 the mor1gllgee under thl' MOriglg..
Mor1Ul1111. Th. WOfd "MOflgago" m.onllhll MOIlgago bolw..n Gllnlo, and L.nd", and InclUdO' Wllhoullllllllallon III IIllgnm.nll Ind lICunly
Inllllll p,ov111lon.,.llllng 10 Ih. Pa"onol P,op.,ly and A.nll,
Nofl, Th. WOfd "Nol." ma.nllhl ploml"OI)' nolI Of crodll agroolllonl dulld Janull)' 16, 1993, In the or1lllnel prlnolpll Imount at
$68,000.00 Irom Granlor 10 Lender, logelher wllh 011 ronewals 01, 811ten510nll oI, modlneallons a', ""nlnelngs a', consolidations 01, and
IUb,lIlullon.101 Ih. plOllllllOfy nol. '" Igroolll.nl. NDTICE TD GRANTORI THE NOTE CONTAINS A VARlAIlLE INrEREST RATE,
P"lOnal P,operty. Tho wO'dl "PUI1ol1l1 PIOPOItv' m.ln III .qulpmonl, .,IUI.', and olh.r Irtlcl.1 01 pUl10nal ploperty now Of h....h" ownld
by Glanlo,. end now Of 1i.,ooNo, Iltacho~ 0' III"od 10 Ihe Rill P,opelly; logelh., w,lh .11 accelllonl, plrtl, .nd oddlllonllo, .11 '.pllc.m.nl. 01,
.nd all lubllllullonl lor, any olluch p,op.,Iy; ond log.lh., Wllh III P'''''''dl Ilncludlllg wllhoulllmllollon allln.ullnCI p,ocuudl and ,,'ondl 01
p"mlum,) from Iny II'. or olh.. dllpol,'lon 011"" Plop.rty,
P,operty. Th. wOfd "P,op.rty" m..nl collecll.ely Ihl R.al Prop.rly Ind Ihe P.llonal P,opolly.
R.II Prope,ly, Th. WOldl 'Rill P,opell)'" m.an Ihl pIOp.,1y, Inlo,.,I, and IIghll dD$Cnb.d Ibo.llIllh. "G,"nl 01 MOIlglg."lICllon,
R.latld Documlnll. The words ~el8lod Documenls" meAn and Include wllhoul lunllalion 111 promlUory nol811, Cl8dll agreemenls, lOin
agreements, gUlr8nlles, ncunly agreements. mOllgsgosl deod' 01 Irulll, and ell 01 her Instrumenls, agr~menls and documenls, whllher now or
hetetffer exisllng, IIl8Culed In eonner.llon With the Indebledness,
R.nl.. The word ~enlll" means aU present lInd fuluro renls. revenues, Income, 11lSU9$. royelll
Plop.rty ,
THIS MORTGAGE, INCLUDING THE ASSIGNMENT DF RENTS AND THE SECUAITV INTEREST IN I
GIVEN TO SECURE (1) PAYMENT OF THE INDEBTEDNESS AND (21 PERFORMANCE OF ALL
MORTGAGE AND THE RELATED DOCUMENTS, THIS MORTGAGE IS GIVEN AND ACCEPTED ON
f,\C~ 11 UJ
EXHIBIT
6
,Ived /rom Ihl
ROPERTV, IS
UNDER THIS
PAYMENT AND PER'ORMANCE, E,"oplll olhllWllo p,ol1dud In 11111 MIlIIU.g., GI.nIOf .hlll P.V 10 Llndll .1I.",ounl. lIlIICul.d IlV Ihl. M",lgaga
IIIhlY become dUI, .n\1 .hlllllllclly plIllll",.1I 01 01111101'1 obllUlllon. un,l.' Ihl. MllIlg.ge.
PO"ISSIOH AHD MAINTENANCE 0' TIlE pnOPEATY, Ollnllll 'UI..llhal (\1.nllll'.I)OI....lon Ind U.I ollhl P,opllly .h.lIl" gO.II'llId by Ihl
folloWlnllll,0l1llon.1
Po...dOflll1d UN. Unllll/l d"llull, GllnlUl ml)llDtIllln III punoa&11}11 .,HJ conlloll)llllllj Oilllll. and m11180. Ih, PfOPI,ty and coll.llll.
A.nl. "oln Ih. P,op..ly,
Duty to Mllnlll". a/Inial IShaUmalnlll1l Ih. PfOpBlty In Itll.lll.bla clJlltJlIlOIl .tld plIJIIlPUy pllfonn .U IIp.llI. ,uplar.Dmentl, and /l\llnllnll'ICf
neo.'alIY 10 p,....v. UI valul.
HuardOU. SUb.'.nc... Tile IllInl "hllifJllJoIJII wule,. "huJ1,doUI Dubulanc.,. "dl,poul,. .,~""," Ind .,hl.lhm.d 1.leuI,. II uMd Inlhl,
MOttglg.. 1"111 hlVI Ihl .Im. mUlling. IllSullOlth Inlhl COl1lpllhlnilvl EI1V110mnenllll\tMpolll8, COmpll1lll1on, and liability Mt uf 1980,.'
.mlnd.d,42 U.S,C, 5ecllon 0001, II ..Q. I'CEHCLA'), Ih. Sup.,fund "''''llId","nl. .nd n"ulh"'Iullon ,0.;1 01 1Illl6, Pub, L, No, 1/Il-~09
("SAfI,l.'ltlh. H.1JI1dnul M.I..,.I. rr.lllpOfI.lion Ar.1, ~G 1J,5,C, I;,ocllon 11101, u411Q., lhi n..ource COIIIII"lion .lId Reco."y ,l.cl, ~G U,5.C,
Secllon QOOI, e1 "Q" Of olh.. .ppllclbl. .Iall 01 l'.dll.ll.wo, 'Ulll, 01 'OUotAllon. .dopl.d pu..u.nllo .ny of Ihl IOfOUolllg. The 111101
"hoJ4,doUI wal'." and "hazardouI lubal,ne." ahall nllo Include. wllhoulllmUaOol\, pelloltturn and pahol.um bV-p,oduct. or InV hlctlon IhellOl
~nd ..1l..loa. (1,.nIOf ,.pIII.III. .nd Wln.lllllo L.ndlllh.11 (II DUling Ihl pllt10d 01 GllnIOf'. oWnD<.hlp ollh. rrop.'ly, Ihll. h.. bHn no
UM, Q",.,..llol1, mll"ullclur., SIOf_g., IIealmol\l, dllpoul, ,elM&4I Of lh,ut.nld ,-..... ollnv hUatdouI Willi or Dubltnnce by Iny ""'01'1 011,
und..., 01 .boullh. P,op.,IYi (bl G'.lIlo, hID no knowl.dg. 01, 01 I".on 10 buill.. Ihllll1ll. h.. bHII, .,cupl II plaVloully dl,"lo..d 10 .nd
Icknowl6dged bV Linder In WlillnQ, (I) 8ny UIO, Oll1lt'llIon, mlnullclUll, BIOf'Of, liNiment, dl6(Joul, ,.'.alle, Of lhr.alalled ,eI.... 01 Iny
h....'doUI w..t. 0' .ubll.nc. by allV pnOf own." Of OCClJplnl. ollh. 1',0p..1y 01 (1I1.IIY Iclu.1 OIlhl..I.II.d IIl1g.lIon Of cl~lln. ol.ny kli'd by
.ny plllOlIl.I.llng 10 luch mill."; .nd ICI E.c.pl a. plll10lJlly dlllGlolod 10 ,"d .~nowl.dg.d by L.lld.. In Willing, (I) n.llh., G,.nIOlnOf .ny
le"lnl, conlflclor. IUlt11 or 0lh8' a.ulhoflZed U68r ollh. PIOPOlt)' shall !JIB, oonBflt.. manulactUlR, ,101', h.al, dlspos. aI, Of ,elNH Iny
hl,.rdouI wa,la or lIublllllC8 (Ill, unde" or IlboullhlJ Propelty Dnd (II) 811Y luch .cllVlly thlll b. r;onduclud In complllnce wIth III appllcabll
,.de,al. 61110. and locGIIIWI. IIgUllllons and 0ldlnlll1Cel. Including wUhoullil11lhlllon tho,", lawl. '8gUIIUOI1l1 and ordinances dBICl1b.d Ibovo.
G..IlIOf .ulhOlI_ L.n~.' .nd II. ag.nl. 10 ~nlol upon Ih. P,op.,ly 10 m.~. loch In.pecllonl .Ild 1"'1 .. L.nd., m.y dHm .PP,opI1.1. 10
d.l",mh'. COlnpll.llc. ollh. Plop.,1y wllh Ihll .echon 011111 MOflgag., Any Inlpecllon. '" 1..la mid. by L.nd.,lhall b. IOf L.nd.... purp""'.
only .nlllh.1I nol b. conllrold 10 cl..I. Iny IOlpon.lblllly Of II.blllly on Ih. pilI 01 L.nd., 10 GI.nIOl 0110 .ny olh.. pltlOn, Th. ,opl_III.lIon.
.nd "'.Illnll.. conl.'nad h....n .,. ba..d on G16nIOl'. do. dlllg.nc. In In...llg.lIng Ih. r,opUtly I", hau,doU. w..I.. GllnlOf I18<eby I.)
101...... .nd w.lv.. Iny lolu,. c1.lm. .g.lnll L.ndor 100lnd.mnlly Of conlnblJllon In Ih. ...nl G,.nIOl becom.. II.bl. IOf cl..nup Of 01118< coal.
undll IIIV .uch I.w., ond Ib) .glHllo Ind.mnlty .nd hold h~lInl... L.nd., .gllnll any .nd.1I cl.lln., loa...., lI.blllll.., dlln.g.., pln.III.., .nd
.,pdn... whk"h L.ndUf mlY dllecllV Of lI,dlleclly lu.laln 0' lull'" ,..ulllng liom . b,..ch ollhll _lion ollh. MOltgng. 01.1 · conllQUlIlC' of
Inv UM. QlmwaUon, manufaclure. ,10I1g81 dl6POull I&luIU or Ihfeotenod ,Blene occutllng pl10r 10 Grlntor's ownershIp Of Inl&fu.l In the
P,op..ly, wh.lher '" nollh. 10m. w.. Of Ihould hi.. b..n ~Ilown 10 GI.nIOf, TIl. p'ol1~onl 01 Ihl. IIlIICllon ollh. MOIlg.g. 'nrl,.dlng 1M
oIbllg.lIolllo Indemnlly, .h.Y .UIVI.' Ii'. paym.nl of Ih,'ndllbl.dn... and Ih. IIlIlf.cllon .lId ,econ..v.nc. 01111. lIan ollhl. MllItg.g. .nu .h.1I
nol bl .1f1lCt.d by L.nd.rl .cQul.llloll 01 ony Inl.,..lln Ih. PlopUtly, wholh.. bV 100eclooUII 01 olhu<wI..,
HulunCI, W..... a'lnlOf' ,hall nol cau~', conduct 01 p8fmll ony l1ulaanco 110( commit, permll. Of sulllt( Iny s!ripplng 01 or Willi on or 10 thl
Pr~Ofty 01 Iny p"'llon ollh. P,opllly, Wllhoulllmlllng Ih. g.n.'.lily of Ih. 100OUolng, GllnlOf wlllnoll.mo.., Dr gllnllo any olh.. pllty Iho
righllo rln10V., Iny IImb!!r I mlnlral. (Including 011 and QU)1 6011. glavel or rock products wilhout lhe pliO/' wI1nln conHnt of Lindt(,
R.mo." 01 Improvlm.nl., GranlOf .hall nol d.molilh OII.mov. any Irnp,o.amdnl. I,om Ih. A..I P,op..1y wllhoollh. pllOl wnllln con..nl 01
lAnder. N a condlllonto the flmoval 01 8ny Improvsmlnls. Lender may 18Qulre Olantor 10 make arranoements uU6foctory to lel1dttt 10 replace
loch Improvemonla With Improvemenls 01 at ISIIIiI equal \l8Iu8,
L.ndll'. Right 10 Enter. L.nd., .nd II. .g.nl. .nd raplo..nloU... m.y .nl.. upon Ih. n..1 F'rop.,ly .1 alllollonabl. 11m.. 10 alland 10
L.ndUf'llnl.,..18 .nd 10 IlIlpect Ih. Prop.'ly lor PUlPo$.' 01 G,.nlol'. compll.,lCU wllh Ih. II.ml .nd condlllon. ollhll MOflgog.,
Comr"Il1C. wllh aO.lrnm.nlll Roqul,.mdnl., GIIIIIOI .hall p,omplly comply wllh .lIla..., OIdln.nc... Ind lagollllonl, now Of h.,..h., In
.Hec, 01 .11 govUt'nm.nlal aulhollll.. .ppllcolll. 10 Iha u.. Of occupRncy ollh. P,opO/ty, G,.IlI", ",.y conl..1 In good I.llh Iny .uch IIW,
OIdln.nee, or regul.llon .nd wllhhold compllanc. dUllng any ploc..dlng, Including apPlopnal. .pp..II,'o long .1 GranlOf h.. nollnld Land.. III
wl1l1ng pllOf 10 doing .0 .nd 10 long .., In L.nd.r'. 'ala opinion, LondO/'1 1111.,8510 In Ihl r,op..1y al. nol j.op.rdlz.d. L.ndUf m.y IIqulr.
GranlOf' 10 pOll adequate ucurlty or a liulsly bond, 'o810nably uHlIlaclory to lendDf', to protect Le"der'slnllfHI.
DUlY 10 r,otIC', G,.nIOf ag,eeln8lIh., 10 .bRndon nOII.avo un.lI.nd.d Ihl r,op,,1y, Gr.IIIOf .holl do .11 olh.r acl., In addlUon 10 Ih"'" acl.
HI iOl1h abovo In thIs aecllon, whiCh from the character am' US8 ollhe Propel1y 818 reasonablv nltC8sury 10 protect and preserve Ihe Propllf1y.
DUE ON BALE _ CON6EHT BY LENDER, L.nd., m.y, allll opllon, decl.,. Imm.dll18ly du. .nd pay.bl. .11.0101 """ulod by Ihll MOI1gag. u~on Ih.
III. or Ir.nIIO/, ",lIhoollh. L.nd.r. pnOf wlllI.n con.onl, 01 .11 or .ny p.,I ollh. noel r,opllly, 01 .ny Inl...11 In Iho n..1 Plopurl)l. ......18 Of
I'.n.f.... m..nl Ih. conv.y"nc. 01 A.al r,op.,ly 01 any 'Ighl, 11I10 01 Inl.,o.1 Ihll8lni wh.lh.. Ilu.1 or .qultAbl.: ",h.lh., .00unl.ry Of In.oIuniery;
whelher bV oulnght ..I., deed, Inll.llm.nl ..In conll..cl, lalld conll.cl, conl,.cIIOI deed, I....hold InIUf.11 wllh . 1..10 g'..'''' Ihan Ihl" (3) yal"',
1......opUon conlr.ct, '" by ..I., a..lgnm.nl, 01 Ir.nll., 01 .ny b.nollcl., Inial all In 01 10 Inv I.nd IIul1 holding 11I1. 10 Ih. R.II rropurl)l, Of by .ny
olh., m.lhod 01 con..y.nc. 01 n"l Prop.l1y Inl.,o.1. If .IIV GranlOf I. . COlpOl.llol1 Of Plrtn...hlp, Ir.n.l.. .110 Includ.. .ny ching. In ow"""h,p of
10"'. Ih.n !W.nl)l-lIv. p.,c.nl 126%) 01 Ihl .ollng ,'ock or partn.r.hlp Inl.,0811, .. lhe ca.. m.v b., 01 GllnlOf. How....., 1111. opllon sh.llnol b.
..Ufcl..d bV L.nder If .uch .,.,cl..l. p,ohlbll.d by l.d.r.ll.w 01 by P.nn.y1v.nlll.w.
TAXES AND LIENS, Thd lOll owing p,ovl.lonll.I.llng 10 Ihll8)(.. .nd lI.n. on Ih. P,opurl)l.'. a pa,1 of Ihll MOI1g.g..
p..,.m,nl. Grantor sh.lI pay when due (and In .t! evenll prior 10 delinquency) alllaxes, plyrollluM, ,peclallu8I, ..lSftsmenls. Wiler charges
.nd ..wOt' seIVIce ch.rg'l l.vI.d .g.lnll 01 on accounl 01 Ih. r,opnlly, Ind .hlll pay whln du. .11 clllm. fOf woo don. on '" IOf """"""
r.ndll.d 01 m.lurt.llo,nllh.d 10 Ihl Prop.l1y, GranlOllh.1I malnlaln Ih. Propurty II.. Dr .1I11.n. h...ng pnOllly ov., 01 .Qo.I.IO the Inlor..1 of
L.ndor und... Ihl. MOI1g.g., .~c.pl lOf Ih. lI.n 01140.$ and ....I."'.nl. nol dU., .nd ..copl.. olh.rwl" plol1d.d In Ih. 100Iow,ng p.,.gllph.
Right To Cont.... O,"nIOf mlY wllhhold p.ym.nl ol.ny la., ......m.nl, Of claim In connecllon wllh. gOod I.llh dlapul. D." Ihl obllg.llon 10
p.y, .0 long .. L.nd.r'llnl....lln Ih. Plopol1y I. noll.opo,dllOd, II 0 lI.n an... 011. nl.d al . rllSulI of nonplym.nl, Gr.nlol .h.1I wllhln "nHn
1181 d.VO .n", Ih. U.II an.... 01, 1I.II.n 11111.d, wllhlllllHeen (161 d.V' .nUf G,.nIOl hl.llollc. 01 Ih.lll1ng. """o,.lh. dIOChl'g. ollhe IlIn, Of If
reqlJellted bV Lender. depo6l1 wllh Lender cosh or e ,uUlclent corporato aurely bond or other 58Cunly 1I115laclory 10 lender In an amounlsuffldent
to discharge Ihe lion plUG any cosls and alto'neys' 1005 01 olher Charg85 Ihal could accrue I' 8 flJlull 01 a foreclusUfe or &all under lhe lien. In
.ny conl..l. Gr.nlor .h.1I d.l.nd 1I..II.nd Lond.r and Ih.1I salllly .ny .d.....judgm.nl b.lo,e .nIOlc.m.nl agaln.,lh. r,op'iI)/. G,.nIOf Ih.1I
name lender al an addlllonal obligee under Bny surety bond furnished In Ihe conllJlt proceedlng6.
Evld.nce 01 Payment, O'lnlOf .h.1I upon d.mand IUIl1I.h 10 I..nd., ..1I11.cIOfY .vld.nc. 01 p.ym.nl 01 Ih. I.'.. or ......Im.nl. .nd Ih.1I
.ulhol1zu the .pprop,lll. gov.lI1m.nlnl nHlclol 10 dall.Uf 10 L.nd.r 01 .ny 11m. . wnll.n .iel.m.nl 01 Ih. 18)(" .nd ......m.nl. .g.ln,1 Iha
Proparty. ')(
MORTGAGE
(Conllnuld)
--
.-~-t----'-
--
PIl!I 2
--
.
-
-
MORTGAGE
(ConIlJluld)
PIUI 3
-
-'
---.
-~----
---
Po.
.....
-
-
Nollce 01 CClI1llrucllon, aranlOllhl1l nllhly Landol 111..11 nllHn (I~) dl" blIOl. IllY WDI~ Illlomml'lCId, Iny...vIcH 1..lu,nl.l",d, Of Iny
Imllllll, "' luppll'd IQ Ih, puJt)lIly. II II1V /nu<:h.1l10'. h.", ,",181111I11UII', 11111, l)( olh. IlIn COUld b. '&Ufted on account ollh. WOIIt. Mf\1CM,
I)( ,",11111'. '"0 lhl cOil "cllda ~,OOO 00. O,.nIOl \li'IU upun "QUu"t of Lund., 'Ulnllh In llndlf .dvlnctt .IIUI,fle.. wlll'lclOlY 10 lend.,
Ih.1 0"11101 C.f1llllJ wJl1lJIV IIlI CUll of luch 11I1PIOII,II\.IIII,
PROI'l!RTY D^MAal! INSUn^NCl!. Ih.,oIloWII'U PloVlllonllll.IIIIU 10 InllJllIlQ Ihll"Oj'lIfy III I "..1 0111111 M"'IUIUI,
M.hll.nll1c. or 1I,101...I1C.. G"nIOf ,hill P'OCtJI. .ntJ 1Il.lnIIII1IJOIICIOS 0/ nIl InaU/.nc. WIth allmjl'd 'Illl/Hied ';OYI4',,1 .ndOfI.m.nll 0/1 .
,eplac.m.nl bill' lOt 111. 'ulllflIIJI.bl. valu. COVIIII1\1 .1IImpluvlm.nls on I". n...II'Iopllfy 111 In .mounl luMcl.nllo .vOld .pplahon of Iny
colnIUl.ltc. cllUMl Gild Willi .eIIIHJ.IIJ 11l00lUllUH diu" In '1V0f oll.andll, Pollcl.. IhaU bl Willie" bV 11.te1l II1IUfllllC' complnl.. and In loch
101m II m.v bl IHIO"lbIV accepl.bll Ie) llniJlf, OI.nIOl Ih.1I d"JY8I 10 llnd4w taftlkllM of COV.,'UI frOI11 Nch Il\lUfIf conlalnlng .
.lIpul.lI"" Ihll Co...lgl wlllnol bl ca"r,.II.d 01 Illlnlnllh.d wllholJl I ,nllllmuII1 oIl.n (10) d.V-' p,l", WIIII.n "olle. 10 I.lnd.. .nd 1101 conlal~ng
a"y dlCluhn.. of Ihl 111I1J1.... lI.blllly 101 Illltill 10 UI.I 'lJch nolto:l. SholJld Ihl n..II'lopllty 01 Inyll"'. blOComo local.d hI .n II" deolgn.lld
by Ih. OI'IOCIOf 01 Ihl Fldllal Em..g."cy M.nlgumlnl "v.""y II 0 .pedal nOfl<l hu..d II", G.lnlDl lijllll' 10 oblaln ond II..lnllln FodIIlII
Flood II1IUflllC., 10 Ihe ..t.nlluch InllJllnce 1I'IqUllltJ and II a beco,"" 1'J.II.blel lOt Ih. 18un ollh" 10111 .nd IOf lhl lull unpaid pUnclp.1
bal.ncI 01 Ih"oel1, OIlhl m..Hnum IImll of CUV.,.gIIhllI. Iv.ll.bl., whw:hlv.l. '-e,
Appllcellon 01 PrClClldl, G'lnl", Ihlll pllllllplly noltly I.."d.. 01 ony lOll Of da",.gl 10 Ih. i'IOIlU<ly II Ihl ..1I","I.d COIl of ,epl. '"
lepllc..nlnl .,cHdl '600.00, L.nd" "'.yma~. 11IooI 01 lOll II G'lnl", 1.11. lij do 00 Wllhln nhHn (1~1 dol" ollh. cuually, Whil,,", 01 nol
L.nllll'. _u"ly I. Impallld, L.nd.. m.y, ,1111 .1""llon, apply Ih. plOColdllo Iho ,ldur.llon 01 lhiIIIdoblodn.aa, ply","nl oIlny lI.n a"ecll'lQ
Ih. ""!p..ty, '" Ihl 1I.IDllllon Ind I.plll ollh. I'lopOlly. II L.nd., .lucl.IIlIPply Ih. IlIOCHd. 10 1.IIOflllon ond lopal" G,lnlOf .h.1I ,ep.l, '"
11P1.Cllhl dlm.gld Of dtlllOVld 1111pIOVeI118nll III I mll11181 51IJlhlclOfY In Lind.,. Lend., "1.11, UP')fI UUIIIlCIOlY plool olluch IJlplndlhJf.,
plV Of '81mbIJI" 01111101 1m", Ihl p,ocOtJtJllol Iho I.IIQlllbll COlt ol,eplI, Of 1I"IOflll0111' o,'lnlol' II 1101 In de'lull hlllundtf. Anv ptoctldl
which h,vI 1101 b..n dlll)Ulud wllhln 180 dllyri 01l8,Ih811 IltColj:llniJ whICh llnd... ha, 1101 c.:omnllllld 10 Ihlll"81' Of ,..lo'llIon 01111. P,opIl1V
Ihlll h. uMd nl1llo P'V IllY amount OWing Iu lq,'de, UrltJel 11111 MOltgagl, Ihlll 10 PflPIY ,ccluatJ Inlll'61, l"tJ Ihl Ilm.lndtf, illny, IhaU bl
appllld 10 Ih. pllnclpll OlllnCI ollh. lrujol)lodnou. IIlUlllJBI huhla ony plOClHJdl UltBl paymol1llnlull ollhll Indol)l.dnBU1 auch plOCMds Ihlll
bl plld 10 GlOnlOf,
IJnI.phld Inaurll1cI II 8&11, Any un.'ph.d "'IUllnc. .h.lIl1llllo 10 Iha IJ.n.nl 01, .nd "a.. 10, Ih. pUlchll1l ollho PlopOlty cO....d by Ihll
M0I1'J.gI II anv hualse'II.I. Of olh81 Hlu hold undu' Ill, PIOVHilonl ollhll Mol1gaue, Of allny 10lltdolu,e SlI. olwch Plop~ty.
I!XPENDITlJRES BY U!NDER, If GllnlOf 111:110 comply Wllh Iny p,ol1,lon ollhl. MDllglg., Of IIlny Ichon '" /l1<lC..dlng I. commlncod Ihll would
mllllllUy .Hlet Lind,,', lnllltlllln lh. l'IOPlltYI lund., 0/1 0,.,,101'1 Oeh8111111V, bul Ihlll 1101 be IIQUlfld 10, I.". IllY .clloll Ihllllndll d..n,.
IPPlopll'll, Any .mounllh.1 LInd., IXplnd. In .0 dO<llQ Will b.I' Inl.".1 .llhl III. chllgld und., Ihl Nol. "010 the dll. Incun.d Of plld by
L.nd" 10 lhe dill 01 ,op'YI1l.nl by Gllnlol. A111l1cl1 .'pln"".1 L.nd.,'. opllon, Will "1 b. p'Ylbl. on d.mlnd, Ib) b. Idd.d 10 Ih. bllance Illlhl
Nol. Ind b. Ipp",llon.d .",ong Ind b. ,,"y"bll Wllh Inylnll.II",.nl paym.nlllo blComl dUI dunng ellh.. 1111h. 111m 01 Iny Ippllcablo In.u'"1U
policy Of 1!llhe ,.malnlng 111m ollh. Noll, DI Icl b. 11.01.d al I balloon p.ym.nl ",hlch will b. dUI .nd plYlbl. .,Ih. Noll'l IIlIIU/lly. Thll
MOIlgage.llo wtll _UII p.ymlnl 01 lhiae .mounl., Thl nghll p,ol1dad '''' In Ihll pllOglOph .hlll b.ln Iddlllon 10 Iny olh., Ilghll Of ony ""'..,,..
10 whk:h Lind., I11IV b. enll!l.d on .ccounl ollh. t1e'llJll, Any luch ncllol1 by LInd", 6hlU nol b, conilrUld II CUf1ng Ih, d"lull so 1110 bar llnd.,.
r,om InYlOmody Ihllll olhll"'l.. would hi.. haG,
WARRANTYI OEFENSE OF Tlnl!, Th. 100IowII'g p'O."lonll.I.ling 10 own...hlp 01 111. 1',0pOlly ",. I pilI Illlhl. MOllglg..
Tltlt, GranlO!' walllnlllhlll: (II Ollntor holdl gOOd and l11a,j..llable Illhl OII8t;Ofd 10 Ihl PIOPlfty In 181 ull11ple, hee Ind clur or 'tUlII". Ind
'nlJmbraruu olher Ihln Ihow HI IOf1h In Ihl Roal Prope,ty dltKl1pllOIl 01' In IllY 11111 InlUllnc. policy, UIlI r.pot, Of tlnallill. opinion IIIUld In
I..", Dr, .nd ICClpI.d by, Llnd.,ln connuclton wllh Ihll MOftg,gl, and Ibl GII"I", h..lh.lullllghl, pow." Ind lulhonly 10 .'lOCull Ind dell...
Ihll Mo<1glg. 10 L1nd.,.
Dllln.. 01 TIIII, 5ublucllo Ih. "clphon in III. p.ragraph abo.o, GllnlOl w.nanl. Ind Will lOf.... dlllnd Ih. 1111. 10 Ih. Plop..ly.gllnlllhe
Ilwlol claim. 01 III pUl1cnl, Inlhl ...nl any achon '" p,ocoedlng II comm.nced 11111 Qo..llon. Granieri IIl1a '" Ihl Inl....1 01 L.nd., und..lhll
Morlg.ge, a,anll)( Ihall derlnd Ihe 8cll011 al GI0I1I01"1 uxo.n58. G,anlor mlV be lh. Iloml"ll pllty In such proceeding, bulllnder lhall bl
.nllllld 10 partlcfplll In Ih. plocuedlng and 10 b. l.pl...nlod In Ih. p,ocOldlng by counlol 01 L.ndur'1 own choice, Ind Granl", will dlll.lI, Of
cau" 10 bl deliver.d, 10 l.nd.r luch in<urn8nll5 III LInder mlY loqU811lr0n1 Um. 10 Ilmllo p8fmlllUch plt1k:lplllon.
Compllll1c. With Lowl. Gllnl'" "'"1111'1. 11101 Ih. i"opolfy .nd <JranIDl'1 008 of Ih. PIO/lUfly compll.. wilh all .,llllng appllc.bl. I'WI,
ordln.I1clI, and regullUonl 01 gov.,,,,"onllllouII1011Ile5,
CONDEMNATION. Thl followmQ P'QVlIIO"1 r&lmUng 10 condemnallon 011110 Prop811y afe a pall Qf Ihls MOft'JlIgU,
Appflclllon 01 NIl PIOClldl, II III Of any pOll oJ Ih. i'lop.,ly II eond.mnad byomln.nl domlln plocOldlng. Of by Iny p,ocllding '" porch...
In 1110 01 condemnllion, L.nd., ""y 01111 alecllon '.qul,. ,h., all 01 .ny pOI lion ollh. nel plocoedS ollh. .w.'d b. applied 10 Ih. Indoblldn..s
or Ihl repllr Of real Ofallon ollh. PlOP'''y, The nel procHds ollhe awa,d ahaU 11180n Ihe .ward ani' plyment of 811 Iclual cosll, IMpI"Ift, Ind
I!lOlnlya' ,... Incurrld by Lunder In connection With Ihl condemnation,
PlocHdlnlll, II Iny plocOldlng In condalllnahon II hlld, Granlo, .h.1I plompllY nollly LInd., In wnllng, .nd GllnlOf .hlll p,omplly Ia~. luch
.loplol mlY bl nIOCII..",. 10 d.l.nd Ih. acllon and obllln Ih. IWlld. GllnlOf m.y b.lh. nominal party In .uch p,ocHdlng, bul LInder .hlll b.
onllll.d 10 p.rtlclp.l. In Iha p,oceedlng and 10 b. ,.pl..onl.d In Ih. plocOldlng by counDl11 0111. own cholc., Ind Gllnl", will dell." Of ceo.. 10
b. dlllv.,.ed to L.ndttf'luch tnl!rum"nll al Inay 1)1 tlQu86lod by Illrom lima 10 UI118 10 p8fmtl luch par1lcJpallon.
IMPQSITION OF TAXES, FEU AND CHARUES BY GOVERNMENTAL AUTHORITIES, Thllollowlng plOl1llonl ,.IDllng 10 go..rnm.nl.II...., 1_
.nd chllgn I'. I plrt Dr Ihl, MOItg.ge:
Current T..II, F..I and Ch"",I, Upon '.Qu..1 by L.nd", Granlol Ihlll .,eculo luch docu","nll In Iddlllon 10 Ihl. Mo<1g,g. Ind Ia~.
whitlver olher Icllon II 'IQullled by lftnder 10 perfecl and conhnuQ lunders Uen on Ihe Real Properly. Gr,"lor shall relmbutU Linder IOf III
ton, .1 d8ICt1bed belowl lOOllher wllh 11I8JlpOnUS Incurred In rucordll1g, perlecllng 01 conllnull'lg Ihls Mortgage, Including wllhoulllmilltion III
lun, fMS, documentary Illmps, and olhe' chargBS fO( r8COfdlng Of roglstOlll1g Ihls M0(1gage,
TUII. Th. 100Iowlng Ihlll conllllul. 1".110 which Ihll oecllon .pp"." III a .peclhc I.. upon Ihlllyp. of MO<1glg. '" upon all Of Iny p'~ 01
Ihllndubl.dn... ""o'.d by Ihll M""gaga; ib) a ,poc11lc 18> on G'anlol which GrlnlOf IllulhonlSd Of I.QUII.d 10 d.ducl from ply",.nl. on Ih.
Indlbl.dnHll8Culld by Ihll type 01 M""gag.; Icl. I.. 011 Ihlllypo 01 Mo<1g.g. chllgaabl. ag.ln.llh. L.nd.r '" Ih. hQldll ollh. Noll; and
(dlolpur.lnc I.. on III Dr any portion 01 Ihllnd.bl.dn..1 or on paym.nl. 01 pllnclpalllld Inl...., mid. by G'IIIIOf.
Subaequ.nl TUII. II ,ny II' 10 WhiCh Ihll .ecllon 'ppltO$ I. al18cl.d IlJbllQu.nllo Ih. dol. ollhll Mo<1gog., Ihll e..nl .hlll hellO lhe ..m.
effect.. an Ev.nl of Oelault (81 defined below), IInd Lender rnilV exorCIse IIny or all 01 ils BVBIIsble remedl8llor an Evenl 01 Oe'.ulllS proVldld
below unleu G,.nlor ell he, (I) pays Ihe lax belore II becomel delinQuent, 01 (b) cOI1I~ls lhe lu 85 proVldld above In lhl TIlli:8S and Uens
aecllon and depOSIts wllh Lender cash or a lulflclenl COfpor81o Iwely bond Of olher ucunly ylis'lclOfY 10 Lender,
MOfHGAGE
(Conllnuldl
__,
..
--'--,:r--IJEa- --.-
-
-
PIUI 4
-
IECUflITV AOREI!MENTI 'INANCINO IfATEMENTI, Th. following IlIoVlOlunllal.llng 10 11,1, M..tgag. III IICUllly Iglllllll.nl "' I palt ul Ihl.
M..lglg.,
8ec:u,lIy AlII..mlnl, Thll II"IIunllnl .hlll <ol1llllul. . locunly IglHIIl.nllo 1111 ..I.nl .n, ollh. P'opllly <onllllul.. n.IUlH '" olh.. plllon.'
p,optttv, .nd l.najlf' Ihall hlv"U III Ih. nghls 01. UCUI.d IHIII)' WlIJUf Ih. Unl'""" Comm"cl.1 Cod. I' .'l'lnd.d 11I)1n 11m. 10 11111',
8ec:u,11y Inllllll, Upun IIQu..lby I.lnd." <11.nl", .1I.1I..""ul. nnllll;1nU I','.nllnll .nd I.~. ",hll.... olh., .<lIun II IIIIU"I.d by L.ndOllo
pIII,,,1 Ind (OIIIII1U. lllld.,'b neun1v Inlllo,1 In th. n.nll ,,1Ij P8l'Iol101 pIOP"'Y. 111 addlllon 10 ,ecOflJU10 Ihll ModglQ' In Ihl I'MI ploplllV
recoflJI, Lind., mlV. ,.1 Iny lilli' Ind wllhoul hJlthlf lu1110411.1I01I Irom O,.nh)l, M. .),ICIJI.d coulllllpalll, CI~)I.. Of 11(1/0011<;110"1 ullhll
MOftg'Q' II . "".nClng 1III,mlnl. 131111101 '''111 IIlfnbUlM llnlU,' IOf .11 '-1""'" I"cunld In peft..-;lIng 01 conhnUI'lQ Ihl. UCUflty Inl"..I.
Upon d".UIl, O,.nIOl ,h.Il.lllmbl. Ih. P"lon,1 "'Of"IV tIl . ml"I1.r Ind III pllce r..lolllblV cO/WI"llnllo GI.nIOlll1tJ lllld.. Ind ml~11I
Ivall.ble 10 L.nder wllhl"lhl81 (31 de.". 11111 receIpt 0 wIIltln d.ml"" hOll1lllHJ",
Add,...... The mNllflU IddlllUI of GlanlcJI IdehlOl)ll1d lundol (l5eeur,d plr1y), hQII1 which InfQfm,hon COllC.tnll1g Ihl MCUllty Inl....1
glanl.d by Ihl. M..lgIU' ""y b. ulJl.I".d 1."11 III.qllll.d by Ih.lJllllulIlI COIll"'..clal Cod.!, .,. II .1.I.d olllh. n'll "'U' ollhll M",1g.gl,
'lJATHI!R AIIUflAHCE81 ATTORNEV-IN-fACT. Th. 100IowIIlg IlIo1111U1I1 ,1I.llIig 10 furlhll IIlurl":" .,111 .1I"",y.,"-llcl "' . Pl/t oIlhll
M",lglg.,
'ur1h" Auurenc,.. ...., Iny 11m., and hOI11 IlInl 10 hm., upon I.Quusl olllnd., arl"hJl will m."., '''leul. Ind d..lvlI, 01 will ClUN 10 b.
midi, .IlKUlld at dlhv..,d, 10 linda, 01 10 lendlf', dHlgl1ne, dnd wi'll" flqll..t.d by llnd.., ClUN 10 b. "lad, IlC00d.d, "flied, Of
r.kOfd.d, al Ih, el.1 IlIIV 1;1, al luch Ilmol and Il1lueh olftcQI IntJ pl.Cfl I. LMl1d., II1'Y d"In IIppfopnllll, Iny Ind III such MOItglQII,
d..d' 01 bu.I, MCunly dHds, lecunly oQf"lf1unla, "".'\Clng llalolll8nll. cOIlUnulllon 1llllment., 1l111ltumonll or furlh81 ...Wille., 17..tlftcll",
and olh81 dOCullllnt1 II mlY, In Ih. loll opinion 01 lender , bl necouI'Y 01 dl~rlbl. In Older 10 .Ifoclulll, campI. Ie, pII,.e1, eonNnu., 01
p,...rva la) "" ulJllg.llonl 1)1 Gllnlol lJnd., Ihl Nol., Ihll Mo,1uag., and Ih. Aelal.d Oocull1.lIll, Ind Ibllh. lI.nl",d .ecOlllr. Inlll"l.
c,..led by Ihll MOItglg. 81 n/al Ind pilaf UIIlI QI1 Iho Pfope/ty, Vwholhul /lOW ownud I)t 111111.1111 aCQUlled by OllnlOl. Unl,.. plOhlbl Id by law
or ag'Md 10 th. conlrl')' by ll"d8f III wnl1r1g. G,81110111lalllOlmlJuru londOllOf all COllis .nd IllPQnlellllculI'd III COnl1echOIl wllh Ihl mill..,
1.'IIIId 10 In Ihl. p"'"gl"ph.
Altornly-ln-fecl, II GllnlOf 1.111 10 do any ullh. 1IIII'gl ,.I.".d 10 III Ih. plecodlllg ""'U'.ph, L.nd., may do 10 'IN Ind In I"" nil'" 01
O"nIOl Ind II aflnlOl'. I~.n". FOf lSuch purpose., Gllnlor heroby lIrevocably IPPollll,llnde' II O'lnIQf', Ilto"'ly.ln~l.cl for the PWPOll
01 m.klng, IJ(ecu~ng, deUWfl/lg, nllng, feeo,dlng, find doing 811 olhol Ihlngs III may lJe necllU'Y Of dlalrabll, In Llndl", 101. opInion, 10
Iccompfilh Iha malt"1 /Illued 10 In Ihu pfecodlng nlrlgr8ph.
FLU. P\!RFOAMANCE. II <1llnlOf p'V- all Ih. Ind.bl.dn... wh.n dU', alld olh..wl" pllfOfml .lIlh. obllg.llon. Impo..d upon GllnlOf ul,d..lhll
M"'1gage, L.nd., .hiN ..ocul. Ind dell." 10 GIII'lol a luillbl. Illlllfacllon ollhll M",tglg. Ind lulI.bl. .1I1.IIl.nll oll"mlnlllon 01 Iny nn.nc:1ng
.llllInenl on nl. .Vld.nclllg I..ndll'" ,""unly Inl.,o.1 II' III. R.III. IlId Ih. P...olIll P,op..ly. Gllnlo< will p,y, II pllmlll.d by .pplJ<:.ble law, Iny
I.lIonlble Ilfmlnal10n IN" dttllunln.d by l,nder lrorn 11m, 10 tun,.
or:FALl.T, elch 01 Ih.100lowlng, .,,110 opfloll 01 L.nd." Ihlll conllllul. 8n...nl 01 d.l.ull /'1:..nl 01 DlllulI"1 undlllhll M"'lg.ga:
o.Iaullon Ind.blldnlla, F.llulI 01 Granlollo m.~. .ny p.ym.nl wh.n dua on Ih. Induhl.dn....
o.Iaull on O1her paym.nl., F.IIU1. 01 Gllnlol wllhln Ih. ""'. '.QOllod by Ihll MOflg.g. 10 m.~. Iny p.ym.nIIOf I..H or In.o/ance, Of .ny
olh.. plymenllllCft..ry 10 pl...nl IllIlIg 01 Dr 10 .lIeel dllCh.,ga <I any II.n,
ComplllllC.o.'aull, Falloll 10 comply wllh any olh.II.,m. obllgallon, co..nanl Q( condlllon cOIII.ln.d In Ihl. M..tgagl, Ih. No I. Of In any ollh.
AuIIl.d Oocum.nl..
BrllCh,.. Any wlnlnly, tlp'Hlnl.Uon 01 Ilolem.,,1 mlda Of lwnllhed 10 Linder by Of on b.heU or O"nIOl undOf' lhll M0l1g.gu, Ihl Nol. or Ihe
Rellled Oocumlnts 'I, Of 01 Ihe 11m. made Of IUlnllhod was, lul6G In any mol8l11l1 respecl.
InlOlvlncy. ThIlnlotvlncy 01 G,anIOl, appolnllnlnl ala receIVer fOlliny plrt 0' Granlor's property, Iny lulonmenl ror Ihl benen, or cr.dllOll,
Ih. comm.ne.mlnl of any ploc..dlng undor any b.n~ruplcy Of Inlol..nc, low. by .. .g'ln'l GranlOf, Of Ih. dlllolul1on 0< l..mln.l1on 01
G,.nIOf'1 aldll.ne... a gOll1g bu.ln... (II Gllnlo, II' bUlln...!, e'copllo Ih. ..t.nl p,ol1lbll.d by l.d...II.w 01 P.nn'~Vlnl"lw, I"" d..lh 01
G'lnl.. III GllnlOf I. In Indll1du.llal.o Ihall COnllllul. .n E.onl 01 O,'.ull und., Ihl. MOflglg.,
fOftclclIJrl. Forfellur.. elc. CommencGmonl 01 fOleclosure 0' rodeUUls pfoceedlngs, wh,lh'f by Judicial proceeding, ..,.help, IIpOll8llion 01
Iny olhll' m.lhod, by Iny cl.dllOf 01 Gllnlo, 01 by ony govelnmlnlll.gonc, Igalnll .ny ollh. P'Op.'Iy, How..." Ihl. .ublllCllon .hall nol.pply
In I'" ...nl 01 I good IllIh dl.pul. by G,lnlo, u 10 Ih. .llIdlly or '.I.on.blen... ollh. cl.lm which I. Ih. bUll 01 Ih. forIClDlu,. Of I",.,.IIUII
prOC..dlno, pfovldld Ihal Glanlor glv85 Lendor wulten nollce of such clolm and lurnlahlll.HfVes 01 8 sur,ly bond for the claIm IIlIafselQ()' 10
L.IldIl.
Breach 01 Olhll Ag'Hmenl, Any b,eoch by Gllnlol und., Iho I.rml 01 an, olh.r ~gr..menl b.tw..n GllnlOf and L.nd" Ihlll. nolllm.dltld
wllhln .ny g,ac. p..lod plovld.d Ih.,.ln, InclUding wlllloulllmllollon any og,..m.nl concerning ony Ind.bladnllu or nlh., oIlllgallon of G,on,..lo
llndlt, whether eXIsting now or lal'f, .
I!vllnl. "lIecllng OOlrenlor, Any 01 Ih. plee.dlng a.anl. OCCUII Wllh I..pecllo .ny Guar.nlo< 01 Iny 01 Ih. Ind.bl.dne.. or .uch GllIlln'Of
dill .. bacom.. Incomp.l.nl.
RlaHTS AND REMEDIES ON OEFALl.T, Upon Ih. occun.nc. 01 .ny e..nl oIO.I.ull and al.ny /1m. Ih.,..hll, L.nder, I11I1 opllon, may ....Cl..
.ny one or mOf. ollh. 100Iowlng ngllll .nd ,.m.dl.., In .ddlllon 10 IIny olh., I1ghll or ,.m.dlll prol1dlld by Ilw:
Mull"'" Ind.blldnll.. Subjecl 10 Ippllcabl. I.w, L.nd" Ih.1I h... Ih. nghl .1 II. opllon wllhoul nollc. 10 Granlor 10 declll. I'" .nllll
fnduhl.dn... Imm.dl.laly dlJ. Ind pay.blo,
UCC R.medlll, Wllh ,..pacllo III 0' Iny pail ollhe PUI1on.' Plop.ily, L.nd., ,hall h... .lIlhl rlghl. .nd ,.m.dl.1 01. IICUlld plrt; undOl
lhi UnlfOfm Commerclll Cod.,
Collecl R.nll, L.ndll .hall ha.. Iho lIghl, wllhoul nollc.lo Gllnlol, 10 IO~1 pO.I8I.lon .llh. P,opllly.nd colleellh. R.nll, lneludlng Imounl.
Pili due and unplld, .nd Ipply Ih. 11.1 p,oc.od.. o.ar Ind abo.. L.lld.,'1 COlli. .galn.llh. Indlbl.dn..l. In IUllh..."". ollhl. nghl, LII'dU<
m.y IIQUI,.. any I.nlnl Of other u"'" Of Ih. P,op.,ly 10 ml~o p.ym.nl. 01 rani Of U.. fell dllICIIV 10 L.ndll', IIlh. R.nfl arl collecl.d by L.nder,
lhen Gr,nlor Irrlvocably deslgnales I.lnder liS Gr8nlOl'1 RlIofneY-ln.racl 10 .ndorM Inllrum.nla recelv.d In pllym.nl Ihlreor In lhe name 01
(3r,nlOllnd 10 negolllle the same Bnd collocllhe proceeds, Paymenls by tlnants or olher UHr& 10 Lendlf' In r8$ponse 10 lender', demand ,hili
ulllry lhe obllOlllons for whleh the pnymenls aro mIdi, whother or 1101 any proper OloundS fOf Ihe demand elusted, lender mlV 8.ll8fCIH lis
Ilghll und" Ihla .ubplragllph .lIh.r In parlon. by ag.nl, ollh,ough a 'lICa"ar,
Ap~nl Receiver, Lendlr shall haye Ih. nohllo have a rocolver appolnlod 10 la". posuulon 0' all or any part ollh. Pmptfty, WIth Ihe POWif' 10
prolecland prnervelhe Propelty, to operalo lho Property preceding foroclolurl or &4le, and 10 collecllh. Rlnls trom Ihl Prop.,ty and Ipply Ihl
I
-
--
...==.--.-.
-=--
MORTGAGE
(Conllnuldl
Pig. II
-
~m=-----~'~--
...-.-..
--
Ploc...dl, 0." IlId allo.. Ihl coal III Ih. IKII..llhlp, 'YIIIIII Ihl Indllblldll"', TI", '_VII mlY lei'" Wllhoul bOlld II pllmlllld by I.w,
Lllldll'll1\Ihllo Ihl appollllm.1I1 01 I ,oclll... Ih.1I 0'1.1 Whlll'lI l~ 110111", IIlpII.1I1 ..luI ollhl i"Oil"'ly..coed. II.. Indebl.dll... bV .
lubal.nUII.,nou,,', ElIlploym.nl bV LlndUf ,hill nol tJllqUlllty. p.,lun 'lOin "'\1/'0'1. lIIOIIVIf,
Jodh:lll FOfeclolU", llnd., m.v 001.,11 .,wllel" tJec'H fOfaclollllg Oflllh,,'alnl.,..lln 1/1 Of any pa't ollh. Plopltlly.
Po..lla1on 01 lhe Propo'l)I, F", Ihl POllIO.. III PIOCUIIIIV pOI...OIol1 01 Ihll'lopllfy, 13,.11101 hll.by .ulhOlll" .,ul Impow," .ny altOlIl.y 01
anv COUi1 01 IlICOfd In 111, Commonweallh IJf 1'01111I'1)11,01111. Of ell.whll" 1IIII00lllV for llncJlf and all Plllon. claiming undltf Of lIuolJOh llnder.
10 .1g1I .n IgIHmlllll", .nl.lll1g In Iny co",p.lolIl COUll 111 .mlclllll Iclloll ", .jeolmlnllOl POlll"IOII ollh. I'IIlp..fy Illd 10 'PP'" 101 and
cOIIII.. ludgm.1I1 Ig.III.1 G'lnIOl, .lId Igalnll all p...onl ct.lmlllg IH1d.. Of Ihlough GllnlOl, I", Ihl 'Ko...y by Lind.. 01 pol...IIOf' ollh.
Prcp..ly, IV1lhoul IllY Ilay 01 .',,"Ulloll, 'Of which Ihll MOIlyaUI, IJI . copy 0111". M"'lg.g. VII,nld by IHld'VlI, .hlll bl a luMe,.nl wln.nll .lId
Ih.,.upon I WIlt 01 POI""lon mlV bl IlIu.d IOIlhwIII,. wllhoul .flV pIIOI WII' Of pfOCMdlng whalll)lVet,
NOIlludlcl1l 8eI.. II pIIIIlIII.,j bV .ppllcabl.low, LIlldal "'IY IOfllClol. 131111101" Inl....111I .1101111 .IIY pili ollh. 1'."ollall'lop..ly '" Ih. Rill
Prnpllly by nOllludlcllllll.,
o.IklI.ncy Judgmlnl, L.lld.. ""y 0010111 a ludgmllll 101 Iny d.ncllllcy /I",oln"lII III Ih. Ind.hl.dll... du. 10 Land., 111., .ppllealloll 01 III
.moulIl. ,ICeIVld 110m Ih. ....Cl.. 01 Ih. IIUhIIIJlOVld.d In 1111. ...,11011,
T.nenCV It Bull.,...c., II GllnlOl IImlllll In pO....llon 01 Ih. P,op..ly .nll lhe i"OPOlfy " 100d " p,o>1d.d .1l0vI 01 I..nd., olhllWl1I
bocolnll.nllllld 10 pOII...lon 01 Ihl 1',op.i1y upon d.'.ulI 01 Gllnl"', G,"nl", 1h.l1I b<II:omo. I.nlnl al.uN...ncI 01 Lind.. '" Ih. pUlch..w 0'
Ihl P,op..ty and .h.lI, al L.nd..'1 opllon, .11I'01 III PlY' I...onalll. IInlll 1011111 U.. ollhl "'np.'Iy, 01 Ib) .Icol.lhl P,opllly Ilnm.dl.lalV
uponlh. d.m.nd 01 Lind",.
Olhar R.mldl.l, LlIlI1.,lh.1I hlva 011 olho, IIUhl1 Olll! '0"'0111.. ploVld.u Inlhll M",lg.ga OIlhl Nol. Of 1.III.bl. 111.w Olin oQUlly.
.... 0' It" Property, To th. l>>Illnl pGll11llletJ bV applicable 'aw, Granlol hBfohy waIves eny Ind In Ilghllo hllJ' Iho pIOp.,iV mll'!hlllld, In
...,clahIQ lis light. Ind IIm8dll., l..ndOf IIholl be 'ree 10 Lell BII Of ony plli!)f Ihe Prol:o/1V logelh., 01' ftGpll'8IBI~\ In one el'e Of by up.,.I.
..IH. L.nd.. Ihall b. onllllld 10 bid al ony public ilia on Oil Of ony pOlllon 01 Ih. I'I0p"'ly.
HollCI Dr Sal.. L.nd.. Ihall gl.. Ollnlor I...onabl. nOllco 01 Ih. 111n. olld pl.e. 01 any public ...Ia 01 Iho 1'...onoll'lopolly '" 01 Ih. lImo Ih.,
whleh .ny pllval. ..Iu '" olh., Inl.lld.d dllpolillon 01 III. r...onlll I'l0p..ly II 10 Il. mid., Unl.1I olh..wllO I.QUII.d by .pp11c&1l11 I.w,
,...on.bl. 1I0llel .h.lIl1llln nolle. gl.on 01 ,...1 Ion 1101 doV- bolola Ih.llm. 01 Ih. 1\410 Of dllpo'lIlon.
W&lV.1I EJIClIlIt'I 01 R.medlll, A wal.o, by any pllly 01. blooch 01 I plo>1llon 01 Ihl. MOIly.ga .hlllnol conllllul.. ",alvlI 01 01 pllludlc.lh.
pOlly'. ,Ighl. olhwwlII 10 d.m.nd 11r1C1 compll'IlI" Wllh Ih.1 p,oVl.lon Of ony olhOf pOVlllon, Elocllon by L.ndlllo pu..u. IllY "mldy .hlll nol
IllC1udl pUllull 01 Iny olh"lIm.dy, Ind In aleellonlo m.~. ..pondIlUl.. Of Ilk. acllonlo p4lfOlm.n obllglllon 01 G,.nIOl undll' Ihl. MOI1g.g.
.n.. 'allu" 01 GIani",' 10 p.,fOfm Ih.llnol alleel L.nd.... nllllllo dICIII. a dllaulllnd ....CI..II. IIm.d'.. undll' Ihl. M"'lgIg.,
AlIorn.y.' F..IIEllponll., II L.nd..lnllilulal any .UII Of Icllonlo .nl",c. Iny ollhil",ml ollhl. MOflg.g., L.nd", .h.1I b. .nlllled 10 'leD'"
.uch lum '" Ih. COUll ",ay adjudge IlIlonabl. " oll",n.V1' I..., al 11111 Ind on Iny .pp..l, Whllh.. Of nol .ny COUll .cllon I. 11l.00vad, .11
l1M.on.bil .open... Incurr.d by L.nd.. Ihalln L.nd..'. opinion a'. nllC....ry ., .ny III"" 100Ihi p,olecllon 01 II. Inl....1 Of Ihl .nl",cemlnl 01
II. 'Ighl. 1h.l1I become I pI,1 01 Ihl Ind.bl.dneu payal'la on d.malld and .hlll b..r Inl....II'om lhi dal. 01 o'P.ndllur. unlIt ,op.ld .f 1111 Nol.
rll.. E'PanlOl cO....d by Ihl. plI.g,oph Includ., wllhoulllmllallon, how..., IUbjlCllo any 111011. undl< .pplle.bla low, L.ndll'l .It,,,""V-' IH4
.nd Land.... legal .'pun... wh.,h.. 01 nollhal. I. . lawlUlI, Incluc1lng allOfnlVl' ,_ '''' b.n~lOplcy p,ocuudlngl Ilncludlng 111"'1. 10 Inodlly Of
..cala Iny .lAomallo .IIY '" Inloncllonl, .ppo.11 and .ny .nllclpal.d pOII-judgm.nl collllellon 1lIMCII. Ihl COil 01 _,ching IIIe00d., oblllnlng
III1e ,epOlll Ilncludlng IOfOClolUII IlpOfI.), IUlV.YO'" '.p",ll, and app,ol..II..., and ,,110 Inlul.nce, 10 Ih. o,lanl p..mllt.d by .ppllceble Ilw.
GlanlOf .110 will p.y any COUll coal., In Iddillon 10 all olhOf lum. ploVld.d by Ilw.
NOTICES TO GRANTOR AND OTHER PARTIES, V"lan olhalWl.. proVldod by IppllUblo I.w, anv nolle. und'" Ihll MOllg.g. .h.1I b.'n Wl1l1ng .nd
Ih.1I b. .ffllell.. wh.n aclullly d.II.01.d Of, II mollad, shall bo d..,,,.d allllCll.. wha" depoall.d In IhilJnllld Sial.. 10111 nlll clan, 1IQlllurod m'lI,
pOlllgl p,op.ld, dlrecl.d 10 Ih. .ddr..... .hown nOAl Ih. baglnnlng 01 Ihll M0I100gl. Any pllly mlY ching. III .ddron I", nollell und.. Ihll
MOIlg.g. by gl>1ng I",mal wllllon nollco 10 Iho olhol pOltloa, IPllCllyll1g Ihallh. PUIPo" ollha nolle. I' 10 ch.ng. Ih. party'1 addr.... All coplN 01
nolle.. of I",eeIDlur. Irom Iha holdar 01 Iny lion which has pnooly o.or Ihll MOflgag. Ihall b. 08"110 L.nd.,'. Idd,.... II .hown n.., Ih. beginning
ollhll MOftglge, For nollt;Q PWPOHS, G'8nlor ngl$Os 10 "'eep lender In lor mod al .n t1mlt ot Grlnlor's cunenl addfou,
MISCEI.LANEOUS pnOVISIONS, Th. 100Io"'lI1g """,aIlOl1oou. P'OVIOI0l11 0.. 0 p",1 01 Ihlo MOflgago:
Am.ndm.nl.. Thll Moltglg., log.lh.r wllh onv Rolalod Docum.nl., conllJlul.. Ih. Inll'. ImdOf1landlng and .g,..m.nl 01 Ih. partl.. "' 10 Ihl
m.lI.... ..I lOI1h In Ihll Mortgag.. No allo,allon 01 or amondmll11 10 Ihl. M"'lgago Ihlll b. allee".. unlasl ol.an In wnllllg and Ilgn.d by Ihl
pl/ly Of p.l1l.. aoughllo b. chargad 01 bound by Iho all."lIon or omond",.nl.
AppIlcllbl. llIW. Thl. MO""'III hll been dlU.erld 10 Linder end IICcaplad by L.nd.r In Ih. Common",.aJlh 0' P.nn.yl.enl., Thl.
Mor1l11111 1Ii&ll be go."nld by II1d conllruld In acco,d.ncl Wllh Ihllew. Dr Ih. Commonw.&llh 01 P.nn.yl.lnl.,
Capllon Hlldlngl. Cap lion hOldings In thus Mo/lgoge or, lor eonvenumeo purposes only and Bre i,ol 10 b. U58d 10 Inlefprel Of de"n8 Ihe
p,o>111lonl 01 Ihl. Mortgago,
Merlllr, Th... ah.1I ba no malgll of Ih. Inlo'oll 01 o.lala cloalod by Ihll Mo,fgag. Will' ony olh.. InIOI..1 01 ..Ial. In Ih. PlopU<l)lal anv lima
held by Of 1001h. b.n.nl 01 L.ndOlln any cop ICily, wllhoullho Willi"" conoenl 01 Land...
Multlpl. PII1I... All OOllgallonl 01 G,anlOI undal Ihl. MOIIU.go .hall b. 100nl 4I\d oev.,ol, .nd .11 ,01.,oncII 10 G,"nIOl Ihlll mlln each .nd
'VIfY G"nIOl, Thl. m..nllhlloICh 01 Ih. pa"onlllgnlng below II ,..pnnOlbl. 101 &I, OOllg.lJon. In Ihla Mortg.g.,
Severability. II 0 Coull 01 comp.lanl jU'lldlclI~n nndl any p,oVl.lon 01 Ihll MortglO. 10 b. In.alld Of un.nIOfCllbl. .. 10 .nv p....on Of
clrcumslanc., such finding shall nol render thlll provlIslon invalid or unenrorceable oalo any olher p8f10na Of circumallnces, " feasible, any such
oll.ndlng p,ol111on .hlll b. dHm.d 10 b. modlhad 10 be wllhln Ih. IImlla 01 .nlOfcubllll)l '" .alldlly; hOw..II', IIlh. oll.ndlng pro>1llon cannol b.
.0 modlllud, II ehall b. .1,lck.n .nd III olhor plol1llons of Ihll MOflgag. In .11 olhll' '1Ip1lC1. sh.lIl.m.ln ..lId Ind anl",coabl..
8Ucc.aao,.end Aaalgn., Subleello Iho IImllollonl .Ialad In Ihl. M",lgog. on Iranll.. of G,an'Of" Inl.,..I, 1111. MOI1g.g. Ih.1I bl binding upon
and Inur.lo the benonl ollh. parties I their heirs, porsonel raproa.onlaUvos, successors and asslQns. It owntnhlp or Ihe Propltffy becomes vesled
In a p8f1on other than GranlOf', Lennor, wilholJt nollee 10 Grantor, Illay deal With Granlor's SUCC8$aors wilh reference 10 this Mortgaoe and Ihe
Ind.bl.dnas. by ""y 01 IOfb.ollnc. or ..Ionslon Wllhou' ,.Ieollng Glalllor from Ih. obllgallolll 01 Ihll MOI1gag. or IIlblllly und.. Ih.
Indllblldn..l,
Time 1101 Ih. ElDlnca, TIm. 'I ol'ha .a.onco In Iha pelfolmonco ollhll Mo,lgago,
W8Iyer. and COnN"", Lender shell nol bn deemod 10 hllve waived ony nghls under thiS M0I1gagv (or Under Ihe Relaled Documents) unl8$s
such waiver 18 In wnling and 6lgned by Londof, No deloy or oml5510n on the part or Londor In ollercllSlng any rlghllShaU operate as . waiver 01
,
EXHIBIT A
Borrow,r, OIlY A, Doll
C..llIe A, 0lJ1I
211 Cavllry Roed
CllIlllle, PA 170ta
L,nden 'lmMllellulI I~
~n otl\ce
OM Well 'Igh I"HI
c..1I"','A 1701a
-
-.
- --
-
Thl.l!J<hlbll A I. ellllChld 10 and bV Ihl. relll.llce I. mild.. pill 01 .ach IlMd 01 TIU"IH MoIIIl'OI, d.11Id JMUIIV ", ,"a, and 118Culld III
conllle.IQI1 wilt. e loan Of olh.r ""anelli llCcommodeUon. bllW"" '1I1I"r. TlulI CompanV and 0arI A, Doll and CMole ,., Doll,
ALL thnl cortnln trllCt nf lnnd Hitu'Jto in Nnrth Hid,lloton TllwnHhill' Cumborlund
Coonty, l'unnuylvuniu, bnundo!,J nnd dOHcrlhod in nccllI'dllnclI with a Hurvoy mudo by ThomllH
A. NII((, 1\':;., dutod AUl!ullt 5, 1966, UH follnwlIl
UEGINN1N<; lit a Ilnint on tho onutorn lIido of I,ol!iulnlivu Routo No, 21083 nOli known
all Covnlry Rond Iln,! fnrmorly known Oa Ilnllin lIill Hond, which point iH 160 foet South
dong all1d oOlltorn Hido of Cuvnlry ROI\lI frlllll tho ~outh aido nf Woyno Avunuol thunca by
a tino Ilorllllol to tho divillinn Uno of Lot No. 55 on tho hOrLlinaftar mentionod Plan of
Lotll nnd tun (0) foet South thoroof, North 76 del!reell 15 llIinutea Eaat, 0 dlatanc" of
150 feet to a atoke, thonco along the diviaion 11ne of Lot Noa. 77 and 78 on the
hereinafter mentioned Plan of Lata, South 13 dogreeH 45 m!nutaa Eoat, 0 diatonce of 90
faet to IIn iron pipel thance along the diviaion 11ne of Lot No. 52 on the heninafter
mentionud l'lrm of Lotu, South 76 dOllrees 15 minuteu Wout, 0 distonca of 150 het to II
stake on tho enotern uide of Cnvolry Rand, formerly 1I0sin lIill Hondl thance 1I10ng u/lid
e/lstern aide of Cavalry Road, North 13 degrooll 45 minutell Wellt a dilltonce of 90 feot
to the Point and Place of IIEGINNING.
UEING all of Lot No, 53 and tho uouthernmout 40 teet of Lot No. 54 on tho I'lon of
Lots recorded in Cumberland County Plan Ilook 2, Page 101, upon which theru is arected "l"
o two story stone and moaonry dwelling. ':..:.~' ..I'r'.....
t.'\; oi."I.-,.
( .' . ''', "
UEING the uome premisea which Donald L. Coyle, single person, granted and con'\l'e'~,,',
unto Gary A. Dull and Carole A. Dull, hia wife, MortgagorA heroin, by deed dated - ,~:::':~ '.
January , 1993 and recorded in the OHico of the Recorder of Deeds for Cumherla~d'.. ,
County in Deed Ilook II ", Volume , Paga , ", "~'~',/;JI.":", . .'
'IO-'i"" I !,t".. ~
, I .. ~ I~ I" I
" \!~...'., ""'=.....-:~.. ", "
" C. I J_ ~"",
,'" ,1\""",\ '} 55 :'. _ u.,.;~do-II ,....
~ , \J"lJ... I ""
, " ,",I i '~I Q'..~{i I' l:,' \
" " I,., Hi" r.cordlng ofll;';leU,.ott ,"
" " ~ . . . a
\^lt~ III~' " ~~.:;~~~~trl!t
P . " ',,_1 ,1 dllc of d ~
,0 wL
" ..._I-+-cnyof
-
THII !)cHIIIT II II IXI!CUT!ll ON JANUARY 11, I"'.
IIOfIXOflR~I!R,~ I
~ ~ .f)J/.
(IIAL)
x Wh? f) .;,./t?-
lUALI
LENDI!R,
,"""'. Trull COfIIP.,Ju,4..., .-
~, CI~fOWfV~~
AulhOftad Olncar
600~ 1113 r,IGE 1125
;:-~seA PRO,R.g U,S. Pat, & U~. 011, Y'~3,lelC) lall3CFl a,nk". 6'1'11" O'OUp,If'lC, ~1If1ghl'''''/'1'd, jP~.O&O Ol)lLO~l"'AU.OVLl
ACT U I NOTICI!
T_~I _QTION TO UTI YOU" 1.01011 '"0101 'O"ICLOIU"I
till COm"HlIl""tlllllh III ""Il/IIl)'I"dI1ID' HlmllllJ~mH" I!/IUUuuIlq MIJ/lg"lJU.Aul.lilndJ Plllij'"I11I1IIl~ lJu III)!u h) hU111 )111J IleltIJ II", Illlhl~I/lU I1l1l1clt h) lUlIl flllllltlw Ill' "/UU/II111
~O,...
II ~OIJ nlllll IIllllI, 11111)111\11'011 I; alllhll f1.m'It~I~IIfUIlI1I)UII"g flflllnru .AUIllq nt I UIOOI H;/-;' JU I
LI "011111:11[1011 un OlllljUlO II Oat 11IIIIQ UIlI>lJllalli;lfl, fJUII' ol.rlll I., 11111 Of Ill) Ill'Jlllllll'lJ' ~""'ll.InilIJ .n Ill, 1',1111 til "I) l:t1ll1llflllUlll 01 (l)f\t.IlU'1J 1111 till/II lUlllllrnl;lllllljlJIII,IUIIIJIlII
Iln"lJl:ClllllIlI1I1IIltIJ,nllltll.n,ullfllll'III!J1I ullll "\I""lllll tPun'l')I~lltlllllll)ljll"'lJ ,- 11l/ll'rQ .Al;lJlll)llllll [II/Ull. III '1U/llij'lllllllnrn,HlllIJI) 111/.11/1 "IIUIIIIII IUlulIlU,blu pallll'" P'OIIII',lI)
pot III plIJIJ'lIlIlQ UalllJII10 'lh)/lHh)~I'It"'l!IIlIIlUUIll:r MlJ'I~f1UI ....IIIIII'rll Ilhl\lllllll' IIIILJUI'llllllllt blll~'1II 'lj 1.:111/111., 10 fl"IIIIl"1 IIltl dUllChlJ 61 '!IliuM IIIIIIIj11)1"p
'~e: "cr.QI.,UlI Nu
ACT Ul NOTlCI!
IMpO"UNT, NOflC. 0' IIQMJOWNln IMIAOINCY MO"TO~OI -ealeT_NQI '"OO"^M.
'LIUI IIUI;) THIe NOTIQI.
YOU M_V n ILIOIILI '011 "N_NCI_L _eallT~NQI WHlet. Q~N UVI
YOU" HOMI 'II0M 'O"ICLOIU"I _no tlILP YOU M_~I 'UTUIII MO"TO_OI '_YMINTI
1I)(lltill~ 1 .hlll' , "I:, 1"/'"
OUllI
-
TO
mOM
,jIlt"." 1\. uu11
~ :Ht 't.)J:f: Tnlt,l
~1~. lL ,_'hl",I.lll ~Hi I\-.l'llf.,h.
lIlt l.)f;l' ~11'h\ ;r1..:I, ::1.1.(.1.1 1\. !~;{
l'A
.. ~,'IJ
"iO' :i
r_,\l~ 1 t~ \I
lln
"
You m.y b, ,lIglbl' lor IIn,nr:I., 1..I,I.nuI !h.1 will P"~1111 rartclolU" on ~our Mlartglg. II you comply Wllh Ih, p'o~I.la". 0' Ih, Ham,ownl,.' Iml,g.ncy
Morlg.g. AIII.lInc...." or '''31'h' "ACI"), You m.v b. 'lIglbl. for Iln.fu.ney I.mpo,.rv Inl.IIIICI II you,d.f.ull h.. bun Cll,lltd bV cl,~um.I."u. blyond
you, conl,ol, you hlY" ,...onlb I pro.p.cl I)' 'lIumlng vour mOrlglg' PlY,""l1., .nd Ir you m"l Olh., IlIglbllnV IIqUlllm.nlt ....bll.h.d by UI' '.nn.ylvlnl.
HoUtlng 'In.nu ~g.ncv, PI",.. flU III of Ihl. Nullet, n ClJnl.lrl..n '..plln.llon 0' ~OUt righi"
Ul1d81 Ih. Acl, ~OI.J 8111111111.1.1 lu II htmpOI.'r 118)' Illlolttl:.tueulO Qrl ~OLJ' rtlOIlgllUe IQllhlll)' <<30/01)'1 11011I1111 1.11111)1 Ihll Nolle' OUllng 11111111111. )'ou lIIullluulllge .lllJ
ulloM 1 '11Iel 10.llIel'II1IIIII1U 'Wllh II IOplolOlllnll'lO ollhll '1 MOl, lJI Wllh 1I11ItBIUrlnIOd (OneUIIIII (lOUII (OLJ/lleh/lO GUIlle)'. Tho pUlpOIO 01 Ihlt milling." lu atlulIlpllu 'Wofk
')ul B IOjlR)'tIlonl plall, III III OthUIWllIQ nlHn )'our IJltllnQi.JOIll':y Thll 1I11!UIIIlU lI1uIl OCCUf In Ihlt ntu'llIlIll)' 13011.18)"
II )'ou olllllilalncp.lo,huQ meUII/lg ~IUlthlllluIHJII, or ~llh 8 (1j111i.J'n1H C/el)11 (Qul'lullng fluency uJUIII.llltJ '"lh,. nOII(l, 110 ILJlllllf I>,or,o.dlng 111 mOllllftU' 10llelollllQ ml)'
I.". ptlce 1m Ihlll)' 130) dll~1I nllel Iho tlAtu 01 IhllIIlllltnU
filII nom" 11.)11""111111 Illepl1l}/l1! lli.JmOll 01 OUI leptltlenlallve Iii:
,)Il"~; II ll\;tclll :,',1:
'Jr,., ',"C"'~l Ilte'l, :;t
l:tJtj.t'~'J.I.~ P/\ ..,.I"e l~"
11, ......4.:...,',,1..1
r..laphl)n, Numb"
Th. nnmll.). 'IlJtJlllllllj, lllUJ phonlnumblfl 011'1 dlllgnllolHollllumo' (1f{111 counltllng loentylll.'I' 11"1'
\'j;,:,\
31J 1 (j ~~ tl(',-~':,
t~llll':'f.ll2 PI' ,./ (j 1 ~
n tll only nlcllllry 10 .ch.oul, on. IlIct.IO,II" milling. You IhOulU OUYllelhl,lent:J't Imlnedlll.l)' 01 )'our mlenllonl,
Your 1110rtgag,l, In a,1OU11 b.e.u.. )OU havo 1.II,U 10 I'll)' p,ort1pll)' Inlllllllm,nll 01 prlnc'p'l.nU Inllllll..1 r,qulted,lor . periOd 01 .11.nl "~Iy leO) da)'l, Th.IOlal ,mounl
ollh. JJ.hnl1u'"f'i' , 1 f 4,... ~. l)' , TblJl aum Includfl' Ihe 10Ih;)~lrg;..... ." '. . . ..
J ll..m.~ . Ii 11l\',11".f nt.n ,'It :;.;f) / ..I::, f I,Ll:r~ 1\ Li.it(. .:~ l:nl;ti.: 1';-1 ."hU, "C, 1.IUll tl~l.' I\rt~.:. 1 '31H.;, ~Irl'r IIJt;'l~
,.1'(: ,~l:r(. I ('Ilf';
Your mOr1gagllll 01110 III lJlllIUIl lor IhlllQllowlng '11110"1:
II )'0i.J hG\" 11110 Ond If' unOble 10 'olol'le Ihlll p,oblem 01 cr nllll )'out IDeo,lo'/BCIt mOiling, )'01,1 hll'lO Ih, "Ohllo appl)' lor Iln,nCllr OIlI.IIIIC. 110m Ihe Homeown.fll'
Em"Olnc)' MrH100ge .4.lItll,nco FUM. II' order 10 rJO Ihilt. rOI.l mvalM !Jul. IIlgn BntJ 'IIQ II Campl.,IIO Holn'o'Wnlll' Emllloenc)' AUlllonc. .4.pptlCfJhon Wllh Qnl Qllhe
dellOllDled rnnlumet ClelJll cou,llOhng oglnCII.'IIIIlUJ In "\,, /llIoe11ml111 An BIlPU(BIlO'llm 1I11111nllt' ml1)' onlY b. obtalnod It"m II conlumar Cledtl ,OlllllellnU JOll1e.,. TIlu
conlumer Clt,llJiI ctJi.JnUllng IIg,nc)' WIll B.111l1 you 1/1 /tlllng oi.J1 ~OlJt appllcnlllln aM 'WIUlli.Jblml )'Oll' compl,hld oppllcnllon 10 Iho P"lnll~lvnn'l1 HaUling 1=ln,,"clt"gency, YOUI
Dopllclllon mUll h. "led Cf 1>OIImgllieu, ~llhl" 111111)' (30) IJO)'II 01 ~OIJt IIl(IHO,llle. mltoltng.
It /5 '.'''lntlly ,mporltfn, /hat ~ou III" your IJPP/!CiJt10n p'om~"y II .lll/l1cl rlOlllo 4<1, 11' If .011110 'lilt 'allow"" o,he, 'mI. perlrxt. III' 'orth In 'hi' ""tI" lotlll.'lOlllftl mlly p,OCftec1
ItrJam" yOu, flomlt Immllc1j".'r
A'Iollnt;tlt lunc111 'Ot "merOllne)' mor101l00 Illlllllllnnl:u ole ....orr 111Il1I!!ll Thoy ~llt l. LI 'l,til)lJIIIUII by Ihl! AI1Qller unr)QI Ihlf ehglblhly crtlltltl1ltllflbllllhed b)' Ihe ACI
II III <<ullemet)' unpOlllll1rrhl1 row nppllCBIH)n be 11((11'1110 111111 (cmplt!lo 't1Il~I'I\ /llllplKI fhe PIJ/'nli~''1llnIA HCLJllllg Finance Ag!!ne)' hOI 1I1~1)' 1150) dll)'IIO Illa~e 0 tleClllton
11110' ,I 'eeel~81 ~ou' npphcahan OUrl/ll,J IhOl B()OIIIOllnl IUIlI!. no fcrl!(tO!iull! 1;ll'CIlLl,JII1\J1I Ytllllle PI.lIIUl.ltl Bunllllll ."OU If )OU hilI," meith, lime "1~ullemenla'IfIIOlIll obo'l. You
Wilt I)e nOIIIIl,(1 011 Belir b." Ihal Agune." l.ll III tlocllilon Oil )()Li' Up!;hl'iJ!IUf1
Tho Pennl~I'IlInll1 HtJlJllng Flnonee Aooney III loeollll) III ;2' 01 Nl)1l11 FIOIl! SIItIl!t. Pll!il OII,(U Bl)l eO;?I.l, HnlfI5blJ1{), Penl1l."tvllnll1 "'O~, T131lfpllQIln NI) 171" 160.3110001
, .eOO.34~.;?397 1I0U I,,,numbo,), PltllQllll Wllh unpllllt)[) h0l111110 enn (nil' .I!CO.J4;?;!JOI I"
I" oc:JtllUon you mo)' 'ocel~' onOlh8' nOllee Iror 1nl nollCIlII l:oltlld Iho 'Noh(U 01 Illlenlrlln II) FOle,lolure':, 'YQU mulllfll1d I)OIIlI10llc86, Ilnce
In..,. bOlh O_plGln '101111 thai )'tJu now ho~o ur EXHIBIT 1)11 t:hlllJse II) OlO/Clbn )'l)ur IllJhlll. 1llllCllbed III thlll nQlico, rou canllalbo 1l1lCCIl)lel) vpon
while rou ale ,e<:O.Vlng 'hal BlIlSlelllnc:e .' _ ._, /
I " Vo,)' 111.1'1)' rOll", I
-) \ ~ .
r~L ",._ ",...... \.1"
.,. .If, ~if~. - :.
HEMA.Ao'l;?R-O.c .J,'I ,'_.~:li:.'_d:, /,
AOT 01 NOTIOII
Y~~. ~CTION 10 B~V' YOV~ liOM. '~OM 'O"'CLOBU~'
II,. Cl)lIlItllJHVlllllllllljl 'I"'Jltll~hIIlUI"'lllltl1.Ih~"IJ'" t IIlU'UJHlly Mn'lijll\Jo '-.mll..llu P'ilutUIIIIIIII~ IllI nl)lu III I1nlp ~lllj Ih"UIII'"I11lhl~1I11J lll)ht.:1J It) hrllJ IJIII how Ihl fJlUgllm
Will'"
" )IN ""'11 mll'u 1/lIUIII1Dlum ('III 11111 Pllnnl)l~d'\I'llhllJllnlJ fll/lfllll. "Ullnc) lit I 1801)1 Jot:! ;i:)UI
lQ 'lllhlu~n~hl'lllllllllllmllllllll' Illmn UlilllJlhlllllil. jJlI1I11IltUlll1l/lllllldll) II I IllllUlUlIl ~1~II"'llllllln Ill) nun ~l no ll)l11j;lumlll fI' (I)/IlImllllllllJ IUlln 11011111:0(1011 obllnUlllJll1I
1I1ILII/U;I'1II1I1l/1lll1'I'JlIJIlHltlllllhUl11I'UIII u.ln 1I11llllrlU 11)l/IlI")I~IIIII'llllllj"lIlf l:,tlntll II "'JUIl!:) IIIII'I'1I1IJI)1l HI '111"111'0 IIIUIlIlll"'II)I) 11"11111 flUlltlttlllllf IIIUlJlhl" fl'" WI IJ'IJllnmll
IJIH .,1 Plllt,!'llfllll '1'111111111) '1lIHlIIll)~n",., ~ IIlIl'UUlll) PJIH1unuul UI.tlllh II JI'~\I'IIIt1' III (Iml PUIII'II 6UI~'H ~ll tOIl1I'. l'IIJllftluJjltlUlthtl!f(hO U 1111111111' IiLJ /llpole(o
RE ~ccQl.lnl No
AOT 91 NOTICE
IMPO~TANT; NOrlC. 0' liOMIOWN.nB'IMlnO.NCY MORTOAO' ~SSIBTANC' PROORAM,
PL'M' ~UO WIB NOTIC.,
YOU MAY U. ILIOIUL. ~O~ 'IN~NCI~L AUIBT~NC' W't1011 C~N IAV.
YOU~ liOM. '~OM 'O~ICLOBV~. AND It.LP YOU M~~' 'UTUR. MO~TOAO' p~YMINn
lC('(H~'.ll' OUI., ita-, :_11, ",HI
TO
FIlOM
1,")101 ,\ [)llll n" ,'j, ':.,l';'L',
:;,IfIl1,"n; J'L1~ ';0. t:rr:1 I.I-'.t
.~f;/i( '-..'"J l:t,J,.
IIl~~~_ ~I
lIT, l7t'1:
~) l:'\:i :"~.I;
L;" r ( ~ ~
;),\
. ,I" I'.
'Iou m.)' b. IlIalbl. 'or fln.nc:I.1 ''''II.nn Ihll Will prnlnl lOl.clolur. on )'our morta.g. II IOU complv wllh thl provlllon. 0' Ihl Hom'own'ta' Imerg,nc)'
Morlg.g, Anlll'n" Act 0' tI.:I I'h. ".ct"l. 'Iou In'V b' 'lIglbl. lot .m""anev I.mpor.ty .111 lanu It wour d",UII nn bltn UUlld bV clrcumll.nclI b,vond
wour conlrol, WOU h.w.. '...on.b I prolplcl 0' IIlumlna vour mOlla'gl pIvm.I1II, .nd U vou mill olhlJ .lIglbllllV Jlqulllm,nl. III'blt.h'd bW 'h, '.nntwlnnl.
Uou,'ng "n.nu Au.nev, Pl.... rlld.1I 0' Ihl. Nolle.. n conl.ln. It" ..pl.n.llon 01 vour rlghll,
UIltJIJ' IhlJ "Cl. ~QU Iue dnllltell 10 . IlJfI1PQ,a,y Ila}' QIIUffICIlIIII'O QII ~CLJI mmlgnuu Itll Ihl/ly 1;)01 llO}llrotn Iho IlIlIe I)llhll NllllCO OUlill~ IhIlIIUlU) you 1I11J11 OI/OIlU., oM
alllll1lJ a 'lacu.lt.HoL"u' m'llllfl~ 'h.lh. '''fJlo"nlnll~Q Illlhll 11lIlIJol, Ilf l'\ollll illJUlunah'lJ (QI1IUm., 1~/olJll COIJ11UllnU O\ll!llq lhu pUlPOII 01 Ihll milling II hJ IlIefll/lllf) 'i\olll
oljl a /.plI)II1QI\1 pion, 01 hllJthO''hIU IIlIto ~lJUlIJQhl1LlIJO"q tllll fI1llllll/lQ rllIlll,)CCU' 1lI1ho IllH,llllllly 13011foy.
II Y')U ollol1LlII IIICU,Ii),ja(l moollllO w.lh Ihlllol1lJel, QI WIlli.. Clll1lljUl<<lI t'lItJi! founlllflllll) "IlUllcy IiJIJIlllllelJ 11I11111 noll(l./lo ItJI1I1QI p.OCII.lJlnQ 1I111\01lgDgQ 1!)tl/dOIIl'O Illay
la~8 plllCl lilt Ihilly IJOI tlO~1 allu' Ihe dOlll!)1 11111 111nul'na
Tile 1101110, lIlli/en 'UHJ "lllflll0l10 Ilufllllo' 01 Ou' IUPllfIiQ"loll'tC 15'
1,,,',1\ I J.JlI"d~L')1l
\..~rl~ h\.'r:l' Hidl :~t.
<:"rJ) du P" I in':
Tel.pMIl, Numb.. 'j I '/- '.:... j; - '.)~ I i
Th. nlll1'lll. litJd""I"I, IIl1tJ phone IllJlIlb," (11/11 cJ.llgn.lltl conium., elldll counllhno aglnCyllll1II llle)
\VJI
3('1' ~J ~)trl:'l:t
..:" d WI.: l'A 1 ~ () 1 )
1111 Qnly n"IUI'y to leh'Oul. one 'nc..lo./.CI m'81In~, You Ihoultl .".,llIlh.. I.MIt Imm'dl.I"~ (II ~ou, Inl."IIO""
You, 1Il0l1gug. I' U1 dOlau~1 bICA4.11 Y10u h.\lI'llhld 10 plly ptompll)' mllaUmlnl1 (II pfIMclpallnd Inl.'I'I,,, tlqullltd. 10' I p.Il0d 01 111'IIIIUI~ IGOI d.y., Th.IOll1lamOunl
01 111' ~'llnQr.'~f~ ,II ~ -~, ~ ~ . 1 . ~ '. ,_.. , /hl,1 ~UIh.I~~IU,rI~~ Ih"~lIo~mo: . ,. ,- .. .". '., '. . t,~
' ,iY.t1L I tYt\T.t.nt.." l1t .1.,1,.'..'11 t,utle .\ _.1',f \. ,,1tU~ ct SeO.~,O, d,(ff"U.~, l~..F tl.t .'\t,t.~.L 1"t"
[-tit)' I ('~l'\"l. "lI~'1 .Tt'f":p 1 (Jet(
You, mOllg.gl III alia In del.ulllar Ihe 10110\\0'"0 "I.onl
II you hIli 1118U oM all uMble 10 r..ol....lhl. ptolJh,m 01 0' 0118' ~ou/lnce'IO""CO meellng, you ho...lllh. "\Jht 10 apply I", 'manClal 1IIIIIIanea "(1m thl Homeownetl'
Eme,oellty MMUnOff ""llllInce FlJnlJ. In Oroll 10 do Ihll. you mLJ811i11 oul. lion and 1.11) Q camplelM Homoownoll' Emutgonc}' ""llllnc, ~pphc8110n With ono 01 tho
dtl8IU"lJlllrl ,"nIIJITlO' (fIlM counDDllng oglnclol hltod In 1111' otlochmenL An IPpllcohon 10' anlllontD rnoy only ba olJloll1ed I,om II ((lIIII,nn" C'lllll counl.lIllg OUDIlCY, Tho
conlumQ' Clfdll coon soling agency Will a...el you m Illhllg oul )OU' OppJICOllon OM WllllulJm,1 you, completod oppHl:RltOn 10 Iho Pennlyl\lllnl8 HOUIIMQ FlnnncIAgol1CY 'You'
application mUll bo Illetl 0' polllna,ked, Within thllly IJOllJOys 01 you' 'ace,to,loCI! meellng
" IS e~I/dmffly "npo""n/ ItI" you fII" )'011' /JppllcBllon promplly II you f}O f1iJt 110 10, 0'" ..011 tld /lot ""'ow ItI" om<<" 'Ime PffllOO' de' fOtln In rhl,'e/l"'. 'Oldc/oaw" nllty ProCffl!11
IIQIIJIlPI you"l'"'''' lI"mU(Jlllffly
A\lRIIAbllf luntll 'or !:tm"'oeney mo"gOIJU IIUIIIIOIlCU altt ~'Il'Y l'I1l"l1tJ Th~~' Ytln 1m 'JiltlunotllJy Iho AIJ(lnr~' l/I1I:Jer tho Ollglbltlty ellle"'l UllIbhSl1l1tJ by Ih8 ~cl
II1I eJlleml!ly Itl1plHlnflllhnl ~l)UI nppt1cRllon IJI] aCCu'lllc ,I/lIJ (ompl~rl.' '11 ~~l"y Itlepttcl tho l'IU,nl'o)'t...1I111B HQulllng Flnllnce Agency hOI &1.IYI601 daYlllO ,"o~e n tlUCllllcn
nllulll ,eCIlIVifI )'OIJr nppllClIllun DlJllnlJ Ihol OtJtJlIll,llHll rlll1tJ, no 100IJelllblJILl PIOCljtltJltl\J1i Ytllll)o pUI61JUtJ '10011181 )'OIJ II )'01.1110\18 mol the IllIle tequlIertllHlllliellollll abo...e, You
'hIli 1)0 nollllotJ OIlO(lIy by Ihat Ago"ey L.lllllIlJOCIIIOn 011 )'ilLJIllppllCllhl)l1
The pl)l1l1lyJ~a".u Houllng FlI1l1nCeAgonq Ie IOcOhHJ AI ;}101 Nmlll FIlJIII SHI111!. PoM OlllclJ SOJ. 8029. HOlllllbu'Il, Pennlyl\lRl'18 171('6. Tell/phono No 1117) 7eO.3S00 0'
1.800':).42.;13Q7 (loll hili numbo,) Pellonl ""Ilh Irnpnt'c!J hP.AW11J \:1111 call 1'600'J4~.2JO'
In OcJlllllOfl you mo)' 'UClI~O onoll111' flollC' 110m lilt ICO Ie (RIIIH) lho 'Notlro 0' 11\101111011 10 FalecJoauro" 'YOIJ mUll '0111) IJolh /lOIICOI. Ilnce
Ihll~ bolh e~plllln IIlJhlll thll )OU nf)w 111)"'1:1 unljIJ' , EXHIBIT Ill)ftlJ 10 O,IJI(11i1! ~Ou' "Ohl6 IJIIICllboll H1 Ihll noll.:o. you C0/11101 bo ImIJcll,Jlod upon
Wh.to )'ou II'G 'OCOI\lIl\O Ihet OIllIIIOI1CO
I
E
VOl)' Iltll~ ~llU",
HEMA RIJV :l RiO.4
.1 "
.1',,\
.. ,
".,
Ml'.",
,-
Nom:/:' or INTfNrtrJN TO FrJl/fCl,OSE MOI/TGAl;E
I'll C:,ll' I .. :,1.11
'~'I'~'-'.-'''-I.'Ii.'.;{I~-n~ Cli'-
..:~~~;.L...j._~.;. ,!..' 11,\ _J l-'''-ii''';.~_~~.~~=_~
nu'u ,,' NIIllro
.1' j',t ,.1, II/li(
LIIDIlN",
l(j!,t'.",;,.1
T111/ MOIlTOAGE h~hl hy 1,'11' l, TI'.'I \ ';'.. 'JI:'
(111"0111111'"1' 11m, III or Olltll"ll ymlr pr"fl~J1y locuwli III
"'.Io\;,llll,l. ..UL~L l' U d(.~l ~~IJ,"':':"l.l~,l...L,~,l""u...
.., I :i -':,d\'"l~ Utili ,-""ll ,11 it!',\ Jl,'~L____,_,_
-'. ".. ___u__._. .._~~_,
Hi IN 5E III OUS DE F AU L T '/"IWIISII YIlII IIi/VlllltJl ml/l/II 1111I mllfllMy Ilnymllrlls 0/ $ _,....1l,:I.1: i,,_,_, __ ",n _'m,___
I II II I ^I'lll I,' I I :i," I ,-'It IIr' / }\)" I' ,I ..
or 11101011 ISO..... "/..' __, l.. I. J~ H"'._ . .....__,
1I11t/lor IwellllStl .., ____" '_,,__,_.._________
Lutll churuuI UIllJ olhur churuuI huyu ullo uccruu" to this <.Iutu III th~ omQunt ol__i:(;.,;O, ,,_ ,______, Thu 10101
OIlIOlJ!11 now roqull'Ud to curu IhlD dufault, Qr In olhur wordD, nut cuuuht up In your puymunls, us 01 Ihu dolu of this
l~llur, II S 1" "t; ~. "I ,_ ,
.. -- . ..-.- ._._--_.._~.._~~-_._-~-_.,--_._-_._-
Y,W II III V ,,:llro IlIis Ilo/nlll/ Willi ill TH/R'TY 1301 OA \IS 01 rl", dolllol Iflis IflI/ur, /W poyillO 10 liS 11'0 ,Iflovu ,IIIIIIIJIII
01 S ',.;~, ,:, ',I , ..., pillS ,lilY m/di/wllnl //IoIIIMy (JllY"WIIII' {lIIrllaw ellnrOIl whiefl lIIoy lofl dllo dllrillll rhis
(Jrlriorl, Such poymul1l !mlDl bu madu ulthur by c06h, ca6hlur'l chuck, curtlllud check or 1110nuy order, and l11ado at
i'I-ll:, J:l.t~1.t ~.t :;.,.,. t)r.l' "I ~l d,ll,;, it j.) 'J ";l.;~ ~:'L ~~.u.:l.1.~ .J~!o. "Jet.:;,. _______..nu._ ._,___,,-_u'_'''_'
II you do not curo thu duloult within THI RTY (301 DAYS, wu /IIIom/ ro oxorclso ollr r/ulrt 10 IIccolumlO Iflo
lIIortgnuo pn Y//lUII Is, Thl6 1110ans Ihut whstovor Is owlnn on thu orlulnol umounl borrowod will be cQnsldorud duu
Il11modlotuly and you may IQ6U thu chanco to IlOY oft Ihu orlulnolmortgogu In monthly Inllollmonta, /I full poymont 01
thu omounl 01 dofoultls not mode within THIRTY 1301 DAYS, wo nlso 1I1I0lld 101m/mer ollr IItromuys 10 srorr n
IlIwwir ro foroelow YOllr //Iorlgnuurl proporty, II 1110 OIOI'fIlIlOO is loroclosod yllllr morrgngnd property wifl 110 sold by
Iflo SllOriff ro pny off rflu morlgnun dobr, I' wu rufor your calu to our ottQrnllYS, but you curo Ihu deloult bofQru thoy
bugln lugol procuudlngs ogol11l1 YQU, you Will stili huvll to pay tha ruu6Qnublll ottornoy's foos, actually Incurrod, up 10
$60,00, Howovor, II legal prQcuodlng6 o/llslorlod ogulnll you, you will hovu to poy tho roosQnublu ottornoY'6 fees ovun
II thuy oru ovor $50,00, Any ottornoY'1 fues will bu addud to wholovur you owe us, which may 0160 Includ~ our
roosonoblu com, If YOII C/lro Iflo dololllr Willlill rho Iflirty dllY poriod, YOII wift 1101 bo r6f/1l1red 10 pny lIr/omoy's '''05,
Wu moy Ul60 IUU you pOFlQnolly for the unlluld principal boluncu and 011 other lum6 duo undur tho mortgugu,
II YQU hllVII nQt cured thu defaull wllhln thu thirty day period and 'orecloluro procoedlngs hove begun, YOII SIll!
Iwvo 1110 rigflr 10 curo tllo rlOIlIlllI ,IIId prOVOIII Iho solo nr ony 1///10 lip 10 ono flollr bofore 1110 SlIorlff's foroclosuro mlo,
You mlly do 50 by pllyillU 1110 loral nmOllnr 01 tfl6 lI11paid lIIomMy paymonrs pillS any lato or olhor cflnrgos IfloII dlle,
ns wofl .15 1116 ronsollablo altomoy's loos nlld corrs cOlllloclod wltl' tflo loroc/osllro salo olld perlorm nllY orllor rOf/uiro-
mOlll6 lI11dor 1110 //Iorrun(/o, It II eitlmoted that thu oarllun dote thot 6uch 0 Shorlff's 60le equid bo huld WQuld be
oPPtQxlrnatoly ,!::, ,,\, I' "I, _, A nQtlce of the datu of thu Sheriff IUle will bo 6ent to you before thu 60le, Of COUIIO,
the el110unt nuuded to cure thl! deloult will incre06e thu longer you wult, You may find out at any time exactly what
tho requlrud payment will bu by coiling U6 at the fOllowing number: L'}':-_',4 ,~::-~.!:.!!:..., Thl6 poymunt must bu In calh,
cOlhler's check, curtlflod chock or 1110nllY ordor ond 1110do puyoblu to U6 at tho oddruls stated obQve,
You shou Id realize that 0 Sherlff'l solo will end your Qwnershlp of tho mortgaged property and your right to remain
In It, II YQU con'lnuII to IIvo In thu prQPllny ofter thu Sherlff'6 solQ, 0 IOW6Ult could be atotted to evict you,
You hovu additional rfgh15 to help protcct your Intercst In the property, YOU HAVE THE RIGHT TO SELL THE
PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT, OR TO BORROW MONEY FROM
ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT, YOU MAY HAVE THE RIGHT TO SELL OR
TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR TRANSFEREE WHO WILL
ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL THE OUTSTANDING PAYMENTS, CHARGES AND
ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE, AND THAT THE OTHER REQUIRE
MENTS UNDER THE MOR rGAGE ARE SATISFIED, CONTACT US TO DETERMINE UNDER WHAT CIRCUM,
STANCES THIS RIGHT MIGHT EXIST, YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED ~Y ANY
THIRD PARTY ACTING ON YOUR BEHALf', YOU HAVE THE RIGHT TO ASSERT IN THE FORECLOSURE
PROCEEDINGS THE NONEXISTENCE OF A DEFAULT OR ANY OTHER DEFENSE YOU ~~AY HAVE TO
ACCELERATION OR FORE C
If VOl} I:""'.' ,11,,1 <It.ll,'/ul(. II
you II"! not pl1litll!d 10 thiS rI I
EXHIBIT
r-'
\~~-
(.It! to ,/1" .,,1/1 It.' /1()Slrf~}f)..iJS" no dlJfmllr hft! (Wf'llIft'd How(!v(~r,
lOrl! lh,l/l IIHfll! tlfllt!S II any cnlnndur YUIl
-' ,?-L -'( II
Ilv . ,/" ~. ",_q _ :....._ ,.. I
"J'. .I ".,.... :,....
------
t,lt 1,,\
",I"
;0 I '~""'"
Nonc/: or INl'f.N nON TO rOl/u:I,OS/: MOil 7'GMiF.
ro
,;", 'I 1\. 1J111l
::1':' :) (.:111\;;'1"',' ,hlilll ..
~""l1hl'~'li,\-ni.,r!'-'--
~._----... ------------
lJuIU "I Nlllh;"JII/II' ,:0, l'i'l\
I.tlon No, Iti(,lJ~.'" 1
Tllu MOI1TGAGE huld by '.''''l.'n, 'l'llit;1 ~',.. UI;' \'Io,~t IIl'JU3\1',,\'C I' ,) I~);l .::!1,;.1l J..l.dL,.!'A...G;'~1
lhurolnuftur WII, Ulor OU1'11 on your IlrrJl1l1rty 10culUd ut ;." Ii <':Ii 1 v.;' Il"i<' C:II1 hl'.1<:, h~_l'I!lJ.;__._._,____,
IS IN SERIOUS DEFAULT (J/lNIII/I'U VOIIIIIIV/! 1101 ("11<"1 1111I //IoII/IIIV II/IV/WillIS 0; $ ..~~,Ij'I~I:'L_..'~~,,:,'-':~,~::~~~
lorrl,u 1/1111//116 01 ,u'~!llll " ,\ '" ~ ....,' ')"10 "., om' , ,JUI:I ,I Ill)(> .' , .. _,
olld/or Iwcom/! ,_ ___,________, u..____,..______,_..,_
_ ----........-- _u__._____.~__...__._.___ ";"1_..........__ -
Latu churuul om/ othur choruul havu ullo occruud tu thll datu 111 Iho i1/l10UI1l 01,_ ..101" JlI .. ___ ,.__._' Thu I,otul
amount now ruqulrud to curu thll dufuult, or 111 othur word I, uut cuuUhlup In your poymul1l1, al of thu datu of thll
lellur, II $I",f' J. 'll ,__ '
YO/' ~Lnv ~~re I/lis dulolIlI Wilhill TNIRTY 1301 VA YS 01 (/11I Iln", 01 rim IUlfur, hV pnvill(/ 10 liS I/lt! ohovn IIIIWlmr
of $ , .. .., IJ/IIS illlV ,."ItIiriollnl 1I1IlII/IIIV fJaV//I'IIIrs nml /nlu clroroo wlllell //Inv Inll dllll dllrillO tlli6
~:rif.f(i1~~~h'P~~i!tUI~,I~LJ\\ ?Ju &i~du J!W~,~Y ~?,~:!t frll~II~St~(j~~'-:~~:tlll:r".C~)~Ck ?Im~,~uyu~r_(~ur~~~.~~ade o~
If you do not curu thu dufault within THIRTY 1301 DAYS, WlI Imond to oxorclso ollr rl(/IIt 10 nceolllrnlu lllU
morr(/noo pnVlI1l1mr, This meanl that whotuver II owlnu on thu original amount borrowud will be conlldered duu
Immediately and you may 10le thu chanco to pay oil the orlglnall11ortgoga In monthly Instollmenll. If full paymunt of
thlt umount of default Is notl11adu within THI RTY 1301 DAYS, WII nlso Imnnd 10 Inrl",cI ollr nt/omuvs 10 sturr 0
InwsIIII 10 lorlle/ole YOllr morrooood profJorrv, If thu morr(/aoo is loree/orod VOllr I/Iorr(/nood proporrv will ho sold bV
11'0 SIIoriff ro pav off Ihll I/Iorlon(/o doht, If wa I'ufur your casu 10 our oHornuys, bUI you CUIO thu default buloru thuy
begin IUijal proceedings ogoln51 you, you will stili have to pay thu ruosoneblu otlornuy's fIlUS, aClIIully Incurred, up to
$50,00, 'However, If lugolproceadlnos aro started Ggalmt you, you will hsve to poy tha roo Ion able aHomuy'l feus uven
If they ara ovur $60,00, Any allomuY'1 fuul will ba addud to whotovar you owe UI, which may 0110 Include our
reolonable COStl, If YOII c"rll 11111 dlllo"lt witlli" IIIu IIIirry doV pllriOlI, Vall will not bo roqlllrod 10 povor/ortWV's IlIlIs.
Wu I11UY also suu you pll/ionally for the unpaid principal boloncu and 011 othur SUlni duu under the mortgage,
I f you have not cumd the dulault within the thirty day perlnd and loraclosuru procoudlnOI have bugun, vou still
IIovlI tile "OM 10 Cllro Ihll dlllollll a"d prllVOnt 11111 solll nl nil V limll lip 10 ono IIollr boloi'll Iho S/1orlff's loreclomre sole,
You mny do so bV pnving 1110 10101 amount 01 ,"e "npoirl monthlv fJ8vmOnrS pIllS onv Into or o//1or clldrOlls ,"on duo,
os wull or rhe rooronnblll nt/omov's feus and costs connectud willi 11111 loroclosurll rO/1I ond pllrlor", nnv olllor rOlfllire,
mlll1lS IIndllr Iho mortongu, It 15 ultimated that thu earllell date that luch a Sherlff'1 solu could be held would be
opproKlmotely_ _ ..' _....., A notice of tho data of the Sherlll sale will bo suntto you bafore thu 1010, Of COU/iU,
the amount needed to curu rhu dulault will Increolu the longur you w~!t'"Y9u,"!10Y find out at any time OK,lctly what
the ruqulred poymunt will be by calling us at the following numbar: .11!.:f.~,~,::;"'.u., This paymunt mUlt bu In calh,
cashier's check, certified check or monuy order and made payable to us altha oddre5lltatud obova.
You should reollzo th/lt a Shurlll's lale will end your ownoFihlll of the mortgogud propurty ond your right to remain
In It, If YO',I continuo to IIvu In the propurty oftur tho Shurlff'slalu, a lowlult could be started to evict you,
Yuu havo additional I'rghll to help prol,ect your Interollln tho propurty, YOU HAVE THE RIGHT TO SELL THE
PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT. OR TO BORROW MONEY FROM
ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT, YOU MAY HAVE THE RIGHT TO SELL OR
TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR TRANSFEREE WHO WILL
ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL THE OUTSTANDING PA YMENTS, CHARGES AND
ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE, AND THAT THE OTHER REOUIRE,
MENTS UNDER THE MORTGAGE ARE SATISFIED. CONTACT US TO DETERMINE UNDER WHAT CIRCUM.
STANCES THIS RIGHT MIGHT EXIST. YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY
THIRD PARTY ACTING ON YOUR BEHALF, YOU HAVE THE RIGHT TO ASSERT IN THE FORECLOSURE
PROCEEDINGS THE NON EXISTENCE OF A DEFAULT on ANY OTHER DEFENSE YOU MAY HAVE TO
ACCELERATION OR FORECL
If YOII nUl! rllt! clf1t..,l/lt, filI.I (}It
YOIJ me not l'flfllll!d 10 Ihl!) nqllt I
EXHIBIT
, --L1
I ,.,
) rll,' ~,Ulltl onSlllfJlt as " no dtJfiJlJlr l1.ul (U "(Iff/If! HOWI!Vf!r,
lll;lll II""., 111111') III any ';IIIY";.141- j.!lIr I ,
ui-/."':ic'\ ' ~ ~!~:t'"i--;.- ,( r . _
"',".
r.,! '" J' I ".~"."