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IN nm COURT OJ! COMMON PLl!AS OP
CUMBERLAND COUNTY, Pl!NNSYL V ANJA
CIVIL ACTION. I.AW
AI>AMK COUNTY NATIONAl. IIANK,
l'lnhlllll,
NU"I~
4/(f JJ
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y,
AcllulIllI MIlI1~n~~
I'lll1lChlMl1lI
NOAIlIi, NOWI!IIK,
I MCII,I:IJlI.
To . NOMI e, SOWERS, lJ~ft"dlll/l:
N07'ICE
You hnve hI.'ClI hUed III C<I\JrI, II yo" Wlhh III d~'clld "Hnlllhllll~ clwmh M:l fllnlllll UI~ fulIlIWlll~ pa8~"
you IIIUIlI.IIIu: IIClhHl wlihllllwcllly (20) dllYh IIflcr IIllh cumphlllll ulld lIollcc un: M:rvw, by CIII~riIl8 n wrillclI
uppc/ll'lUu:c pcnollully or hy 1I11011l~y, Wid 1111118 III wrilhl8 Wllh IIlc coun YUllr d~f~IIM:I or 'lbJccllonl '" III~
clalmllCll fmlll U~Uhlhl yo", Yo" 1I1~ wlU1lcd lIulllf you filII hI do hO, lhu CIIIIC III1lY prno:cd wllllllUI yon lIud
u Jud~mclIl mny be: clIl~rcd IIHlIlllhl yuu hy IIlc CUlII1 wllllOUI fllnhcr IIUllcu 'or IUIY mOllcy clulmed III IIlc
cumplaJul or for IUIY olllcr chdm or r~lI~f rC'I"Cbll:d hy IIIC PIWllllff, You muy hlb~ mUII~y or plllpmy ur olllcr
riMllIA ImponwlI hI you,
yOU .I'I/OUW 1'i./(/; n/l.l' 1'1.1'/;11 '/'0 mUll 1..1. WY/;// A l' (JNer;, '" YOU 00 Nor 1M v/; A
U.WY/://, all CIoNNOr AffOlI/J ON/;, GO 1'0 all 11'L/;I'I/ONI, 1'11/, OffiCI,' .1'''1' fO//m /J/:'LOW m
FINO OUT WII/,///; YOU CAN G/,1'I.WM. HUl',
Coun Admlul6!rul111
Cumbe:riwld Cuumy COwtlIOUh~
Flwllll Floor
Curlhl~, PA 17013
Tclcpholle NUIIlbe:r: 717.:!AO,62IXl
dYl SO
U.I'TF.IJ II!. ,WOO /J/,M!.NI))'/JO /;N U. co//n,', NI uMcd dc<lCu l1I:r~ndmce dc In5 queJIII> e~pUell1lli
ell lal 114811111I 118ulclllel, debe: IOlnuT IIccl611 dClllru de vclllll: (20) dlul n pontr lie In f~chn CII qu~ rc.:lhhllu
d~IIU1JIlIn y el nvllo, lJMcd debc prcM:llulr cornpllJ~ccllclu ~hl'rilll CII pcnonn 0 por nbogndo y pn:M:nlllr CII In
Coru: JIIll' CM:rilo hilI d~fclIMIli 0 hUh uhJcchlllCI U Ill.' dClIllUldlL' CII hU cIlJIlm.
S~ I~ nvllll qu~ hi 110 he dclklldc, ,:1 Cll-") pllcde IlJIlCC<!cr hill Uhtcd y III CUIlC pucdc dc.:ldlr ~nlu C<Hllru
5111 mill nvlMI U II1l11ficIlC16n por cllalqul~r dlllcru rcclWlludu CII lu <lcIllUlldu U JIlll' cuwqul~'r O\l'll ~ucJu ()
compcllllllcI6n rcclurnwkls 1)1.11 cl IJcIllWll!JUllC, usn:'/) I'U/:'f)/:' P/:'/I/J/,// IJINI;RO, 0 PROP//:'f}!.D/iS U
OTRO,l' D/i//IXI/OS IMPO//1'AN'/'I:'.I' 1'1.111. usrw,
UIMi liS,.!. IJ/:'M!.NOI. I. UN MJOGMJO INM/;/J/M'i.MI:'N'n;, ,\,/ US71:'O NO 11/:'NI:' 0 NO
CONOO: UN !.BOGMJO, V!.YA 0 lLW/:' I. 1..tI OFICIN!. f:N u. IJIRI:CCION /:,,~C//"''A !.BMO P!./lA
!.VliRIGU!.R IJONV/:' PUUJ" otm,N/:'// MIS7'HNCI!. L/:'GI.L,
Cuun AilinllllhlrlllOr
CUIllbe:rlnnd Counly Courtlj()u~e
FourtJl FIIKlr
CwlIll~, I'A 17013
Telcpholle Nllmbe:r: 117.:!AO.62(Xl
5, Slllli mOrllllllle hils nol heen llijslllneli,
6, The dellCrlplhm of the reut cMlllC IN UN liCliClihctllls follows:
ALL Ihlll cCl1llln lol of Ilround NIlUU1C In SoUl1! Mlddlelon Township, Cumhcrlund
CounlY, PcnnNylvlllllu, houndcd und dCKcrlhcd us folluws:
IJEOINNING Ul u Mccl pin In Smllh I~uud ('1'.5,\ I) on lhc dlvldlnllllnc hClwccn LUIS
Nos, 14 ulld 15 onlhc pi un uf IlllS n:cordcd In Cumhcrlund Cuunly I'lunllul'k 5!J, PUl!c 15;
Ihl!I\I:l! hy suld dividing line, Soulh I II dcgl\!cS 06 mlnulcs 10 Ncc:unds Eusl 2!J 1.67 recI hi u
Meel pin: Ihcnc:e hy Iund ur Frcd W, Sowcrs Cl UX, Smuh 71 dcgrccs 5J mlnull.'N 50 scconds
WeM J90,W rCel hi u pnl[lllNCd Shiel pin; lilcnc:c C:llllllnulnl! hy sumc, Norlh JO dcgrccs 27
mlnulcs 45 IiCconds Wesl 5'10,60 fcello II sleel pin unlhe dividing IInc helwccnl.lll No, 'lor
plUII of lOLl I\!c:orded In Cumheduud CtHJlllY I'lun Buuk 5J, puge 116, und I.ol Nu, 14 on I'lun
, of Lols I\!c:orded In Cumherlund Cuunly PI un 1l11ok 5'1. puge 15; lhcnc:e hy suld dividing IInl:,
North 59 tlegl\!cs n mlnules 15 scc:onds EUSI 211,1.10 rCCl lu U sleel pin In Smllh l~oud (I".
531); lhcncc in Smllh l~oud (1".5J I), Soulh 311 dcgrccs II mlnule.1 55 sec:onds Ells! J06.411 fCCl
lo u Nteel pin; lhcnc:c In sumc. Suulh 511 degrccs 54 mlnulcs ,15 scc:onds Ewil 76,94 feCI 10 u
Sleel pin; lhenc:c in sumc, Nllrth 71 dcglwN 5J mlnulcs 50 IiCclltlds EUSl 113.70 fecllu u Sled
pin, Ihc pluc:c of IJEGINNING, Belnll LOI No, 14 un Ihc UhllVC mClllloncd PI un of LOIS
rccorded in Cumhcrlund Counly Plun llouk 5'1 Ul pUl!e 15,
Thc uhovc dcscripliun wus lllkcn froll1 u suhdlvlslon plun prepurcd for Fl\!d W, Sowers
recorded Inlhe Office of lhe Rec:onler of Deeds of Cumhcrlund Counly, Pennsylvunlu, In PI un
Book 59 Ul pUlle 15,
IT BEING lhe sume truCl of lund which FI'Cd W, Sowers und Dorolhy M, Sowers, his
wire, by deed dUled FebJllury 9, 1990, llIld rccorded Inlhe ofl1ce of the Recorder of Deeds of
Cumbcrlnnd Counly, Pennsylvunlu, In Deed Book "K", Volume 34 ul pUlle 207. grllllled und
conveyed unlO Noah E, Sowers, the Defendant herein,
7, The said mOrll!age Is In defaull In lhal the monlhly paymenl.'i of principal and
InLCrcslamounllnlllo $152,62 each, which have become due und payahle on March 17, 1996,
llIld on the 171h day or every monlh thereufler have nOl hcen made, and by the lenns of suid
mortgage upon defuull In such monthly paymenL\ for a space of 5 days arler llIlY such
pllymenlls due, the whole or the sald mOrlllalle debland InlereSl shull, III the opllon or lhe
Plalnllfr, become due and payable forthwllh,
8, The pre/lCnl owner or the real eslale Is the D.:fendanl herein,
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r'lV~ : 1\ I. .,......
f\ECOl\OEI\ \If DEEDS
(;UMBERLANO CQUNTY - P'\
',95 RPR U ftL'\ ~ '0
",
'r '04
, I,"
MORTGAGg
TillS !\IOllTCiAGE Illllde Ihls _",.J1!Jl___ Lluy ,)i' _~l
hellVeel1__1191!lUi.---.llii1l!1!:IL____________ __
wh" 1l!~lde II' __~l1L sillJ..~L~:W~~-:j;U:~IJJQru. 1;,\ fl1211
__________,____, Mortglll!,)r, IlIld ADAMS COlJNTY NATIONAL RANK,
with 1111 olTicc III (Jellyshurg, PcnnsylVIIl1II1, MOl'lglll!ec,
, 1')iL,
WI'J'NESSETII, thc Mortl!lIgor hll,\ cxc,lIled IInd dclivcrcd to Ihe MOI'll!ugce u nole onthl~ dute
In the sumo" $ ~l,!iI..!..~______ lhcrdnllflcr rcfcn~d 10 liS thc Dehl) with Intcn:Sllherclln
ut thc I'Ule spcdflcd thcrein und Wilh lhc per"onlll1nce 0" 1111 the tcrms, ,0WllIlnls IInd ,ondlllllns th"I\!ln
conllllned, ull of whkh hy this n:fcrcncc Ihel~lo 1I1~ in,orpllnlled her,~in IInd nllldc II PUI1 Iwreo"; lind,
us cvldence 0" suld Ind,~htedncss 0" M'Jrtgugllr tll Ml1l1gllgee, IInd liS se,urllY "or pllYlllcnlll" suld n'Jle
with lI11en:stllnd In consldcnllion'l" One /]011111' l$I,l)l)) pllld hy M'Jl'lgllgee, Ihe MOl'lgugor docs herchy
l!runl, hUI'l!lIln, sell, relellsc, c'lIlvey und connlln un\ll t-I<JrIl!ugee, ALL THAT HEAl. ESTATE Wllh tile
IlllpmVCI1\1:rlIS l'l,lIled Ihereonsltulile III __~~,_:l1~" ,!oJ10!i.9Jr----' C\J1J1llY 0" ,';ul1hcrl, ll11u __,
_ . . ,)W.," ,,1r.IIIlUII I " ,. )
Pennsylvllnlll,ldentIIIC\IIl,\ lul tllllt b-Ilct o~::__-,-,!_gulI-<l lit 111 -::2i.til 'W..'.1 Jnr~l1l1ru,_~_
:\.rlpr'Il'llI.1 1/Htl u 2 ut()I~.r, '~ \)'JdrCC/lUl()I~,_.
- .--- -..
ul1d more pllrlkulllrly descrlhed Inlhe deed(s) 10 Ih,~ M'Il'lgagor(s), recorded Inlhe ofl1ce 0" ,he Hecorder
0" Dceds 0" sllid C'lunlY In .lo<!<l nook .Ji.ili__ III pllgC 29.7__ linsert IIddltionlll Peed or
Rl!cord nook IInd pllgc refcrences, if IIppllcahle) _._______ _
_ ' The dl!Scrlptl'lns clll1ll1ined In such dccdlS) IIrc hy this
reference Ihcrel,O Incorponlled herein IInd Illlldc II plll1 hereof.
TOGETHER with 1111 huildings, Impr'IVel1lenL\, rlghls of WilY, righls IInd pl1vll.:ges,
heredilaments and IIppurtcnllnCI!S, IInd Ihe revcrsions, remainders, l\!nIS, Issues IInd pmnt.\ Ihcll!ur.
MORTGAGOll COVENANTS ANI> AGREES TIIATI
I. MUrlgllg'lr will make all pllymen\.\ llI1 lhe respCCllve due dllles thereof IInd pcrformllll othcr
obliglltions as re<juired or providcd h,:rein and in sllid n,lIe,
2, MUrll!lIgor will kcep the huildings on saiJ relll eSlllle insured aglllnst loss hy lire Ill" olhcr
cllsulllty for lhl! henefil of MOrlgllgce In IIm,JUnL\ salisfactory to MOl1gagc.: Wllh stllndllrd mOl'lglll!ec
c1ausc: and Mongagur will PIlY alllllxes IInd asseSSl1lenL\ levied or ussessed IIguinst sllid reul estllle or
IIny pllrllhcll!llf when they l'cspeclivcly hecome due, and will deliver receipts lherl!fur 10 the t-hll'lgagel!
upcn re<juesl. Mllrtgllgllr will PIlY 1111 laxcs lind/or dl:lrges in the nUlure lhercui'. tllgethcr with uny
Intcrest or pcnllllY Iherelln, which mllY he Ill' hecume oWing hy lhe M'1I1gag'lI- III Pcnnsylvllnla or IIny
olhcr Slllle, the fedcral gllvcmmcnl, or any pllliliclll suhdivis\lln Ihereof. when lhey respeellvely hecome
duc,
bJO~ 125b ~ACE 67:1
EXIIIII IT ^
.' . .' ; i I~ '.7
.1. If thl! Murt/lugllr fllll~ 10 IIIl1lnlllln ~uch In~\lrullcl! cuvcrll/le ur full~ hi pu)' un)' uf the IUKC~
ulld/ur chur/les 'nlhe nUlure Iherelll' or IIsseSHlllenlli herelllhefllN lIIentluned, then MortllU/lee ~hull huve
th~ UPIIUllofplI)'ln/llhe ~Ulllllor IIn)' Ihereuf, unU upun UII)' ~uch pll)'ment h)' the MOl11l1l/l~e, the IInhlUIll
111l:reuf ~hull IIUhlllllltJcIlIl)' he IIddell hi II lid h~CIlIIII! II purtof Ihe Dehl. IIl1d ~hllll hellr Inlell!M Ul the rUle
pmv'dl!d fur III Ih~ ~1I1111l1lll! fmm Ihe 111lI1! Ihe ~1I11111 I~ MI lidded hI Ihe Dehl.
", If MUrl/lU/l'lr full~ hI PIlY UII)' i1IHllllllllellt requil\!d hy ~1I'd null! whl!n Ihe ~UIll~ ~hulI full due
'11' fulls lllpll)' IIn)' IIlKe~ IIl1d/ur chllrlle~ In Ihe IIl1lun~ Ihel\!uf III' lI~se~~lIIeIlIS Oil Ill' hefom the due dllle
th~Nufor full~ IU pruvlde III~urUIlCI: cllverulle liS pruvlded IIhuw, Ihenllnd In (111)' of ~uld eveots, lhll Deht
IIl1d 1111 ~1I111~ IIddelJ Ihel\!hl, lugelher with IlIlel\!sl hi dule III Ihe nile pr'lvlded fill' III ~uld 1I0le IllId
IlIgelhcl' ul~o with 11l':f 1I110I'l1C)'~' ~'I1IllIIlI~slulI,\ 1111 slll<1 Dehllllld IlIlercsl, ~hulI heclllllc dlle IIl1d pllYllhle,
IIllhc UpllOIlUf Ihe MIII'IllUlleC, IIl1d such rCllledy ur 1l'lIIedks as lhc Iuw I1IUY IIUW ur hcrellfler pmvlde
IllUY flJrlhwllh hc hlVllkcd Ulld prllsccllled hy Ihe Mllrllllllll'C 1I11uIIIsI the MUl'lglllll1r, IlIcludlllg hUI lUll
IImllcd 10, 1111 111.:11011 of 1II'lrtllllgc furecluMol',
MIII111lII!.Or hercby wulvc:! 1111 errurs III UII)' prucecdlngs, logclher wllh 1111 ~III)' of III' CKclllpllon
1'1'011I cxccullulI, ur e,KICIISllll1uf thnc uf PUYlllcllt which HIli)' hc glvcn hy 1111)' Actor Ac~\ of ASliClllhly
1I0W III forc~, ur which mllY hc cnllclcd hcrcllflct, IIlId l.lllelhcr IIlso with thc rlghlof IIpprlllsclllcIll, Ihc
rlghlof IlIqulsltiolllllld Ihc rlghluf uppcul.
I'ROVlIllm ALWAYS, NEVER'l'ImLESS, IhUllf M0111l1lgl)r shull pu)' untulhe Murtgullcc
llw Dchl ulld IlIL! 11Ill!I\!SllhcrculIlIs uforcsllld, ulld Shlllllll ull re~pcclS com pi)' with ull or the covcnunls
h~rclllheforc clllllulncd, Ihcn this MortllllllC shull hcculllc nullllnd vuld tu ull i1llelll.1 IInd pUrpOIiCS,
If Icss IhlllllWU pcrsulIs shllll sllllllllls Morlgllllc, ull covcnunt.I, promlliC,l und ugrccment.s, which
IIrc druwn In Ihl! plurlll, shull hI! dccmcd III hc In Illl! slnllulur, FUrlh~r, Ihe covc~ant.s, promises ,and
u/lrcl!mcn~1 cOlllUin~d In Ihe wllllln Mortgugc shull bc ICllUIl)' hlndlllg UpOIl und IlIurll 10 thl! hcnl!111 of
lhc respectlvc purtl~s hcn:to IIl1d thc personul rcprcscntBllvcs, succcssors, or 1I.Islllns of lhl! Nspccllve
pllrllcs hcrcto,
IN WITNESS WHEREOF, thc Morlgullors huvc hcreunto suhscrlhcd thclr nllme~ IInd lIf1he<l
their Neuls IlIC du)' ulld )'~ur nrSl UbllV~ wrilll!Il,
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N07'lC'li OF INlllNl'/ON 1'lJ fOHIiC/.OSI, MOHmAClli
'1111 MOltrOM!! hll~ by MIIIIl CIIUIIIY NIUI/IIII hlnk (blrllllAftll WI, UII)1 IIl1rl) 1111 your IIl0PlllY 1l)(111~ II _.____..___._
..-- -!!.Ui1l!.!.!JLJ!!ltl.~.dl1r.dll.YJ:h. .~.'I!lth .H.ldd J ~l. '!JL 'J'.'!.\lJUJI J V ,..I;YJIIlwl J.d!l.!IS.'1!llllY.I.1.L.____
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I.~~_ ~~!~~~.~~~~~.~~~~~~J::!:~'::'~'~r"ft'~~d ji~;IYr~'~~~~/~.'~~,~.J_~l_J:~! ~.~...:::.~: :::.~=_~~-:-.---=~~ ,h, ma~~::
rAin 1:IWltI 01 O~III charlu hlYI 1110 Kenlld II/ ,hil dlllllllhe ulIIoullIul S 50 ,jlJ._ _.u..__.' Thlllllll ImoUllllIUW required to CIIII
Ihl. 011111111, 01 III O~lll wordl, lei clulhl UIIIIl ~l)Ilr 111~lIIellll. lIlul Ihl 01111')/ ,hll lelllr, II SulJ1/,J~._.. .... __,
Y.m,""y ,'/I" Ihll ,I'fi,llll 1Il//lIn 77/1HrI' (JOI D,1 YS "llh~ .hu. o/,iIIllmtr, by 1",)'lnN III liS III' "I'IIV' "1II.mn/ nl S.~.ll., .\fl. . .. __.
plus any ,~M1I;l/ntll mfllwh!y l"I)'III,nlS .1/111/11" dl,lrNIIII/lld,lll.ry /<lI1./II. .1I1t/nN 1I1111'm,"I. SlIch 11D~IIlIIlIIllIl11 be Illude lither b~ ,uh,
cuhl.r'. ,hick, ccnlned check or IlIUIII~ moler, alld IIl1de Ilall~ orncr ,)1 AIIIIllI CUllllly Nalhlllulllullk,
II you ~o Ill/I curllhl ~elDull wlthlll TUlIlTY (Jil) DA YS, "'. /n"'1I1 III lItre/II ,,/I, nN11I III lIeul"II" II.. ,"lInN,/N' 1"/ym,nll. '11111
IIltWU ~UI Whll.cYlr II Owtll' 011 ~Ie 0';11t141 11111111111 bllrrowed will be cllllJltlered ollie 1IllllledlDlely Dlld ~UII 1II1~ 10le Ihl chancllo PlY off
dll orilhlJlllll/r1'lllllllllolI~ll~ hlJllllmllllA, If nJII pl~lIlelllUllhe amUU1l1 01 de rD II II II 1\111 lIIJ1dl wlUIIIl T1I1RTY (30) DA YS, 11,"11"
1n/.n,l/ll IllS/mer llU' IlIroln'YI /I' /11m a IdI."", I" {ow"'"" )'ou, n/'J/lN"N,d I',ol'my, 11111. IIIlInNaN' II {o",d'llft! y"'" m.ll/N"N"I
P'''Iwry ,.!/I/" '''~II'Y II., .91J111!11l I"'y "1!,hi /lUJIINoN' .1,11/. If ~e rerlr YOllr cue IU oor allomc~l, bill yoo core ~II dlrallll berolllhlY
belln lelol ptllcccdlllWI UlohlJl ~OO, ~ulI wlllllill hAye hI pu~ Ihc ICu"lIU1ble ,lIhlt11ey'I ICCI, u'lIIall~ Illcortcll, III' hI S~O,I)J, l-luWIYlr,
II lelol pruw:dllljj. IIU IllIS1td 01.11111 ~'Jl, )OU will have III pa~ dIe rr"I'JIlllble all"tIIC~'1 r"CI cyelllf Ihey arc UYel S~l).OO. An~ allomlY"
ICII will he a,Lled hI wluW:y'r 11J1 u"c W, ..Iu,h II\'~ DlAo 1I~lude uur l..lllUIOIhll CUllA II )UII (II" lilt .I'{ollllr IIrllllll rht lI11ny .IllY I'mOll,
Yllllll1/1 nIl' b, ""lIIwl 10l"'y ,)/I,,,n.y '11m
WenlJl~ allo 1111 ~OU 1)cllulUllly lor Ihe Onlll\hl Illlndl'DI halall" and "lIulher IUnlA ,Iue under Ihe IllIlt1yaYI. If you haYe nol cured Ihe
dtllluli wl~lIn dll ~lIny ~~ IlCri'ld and roreeluI"rl pll1(cedlnl' hAye heyun, YOllllllllldV' Ih. r.:,: ,,, Clift ,lit .I'{olllll al1,II'''''1II rh, sal.
.11 MY nlflt lip ro ll/lt lu"" bt/llr. {h. Shirlff'1 {o".dol/l" IIIlt, Y.m "lilY do wilY l,aYInN II.. Idlnl IIl11mml ol,ht 1I1lJllllrI mombly poytntnll
plus any Ins, or tJh" cluJ'N" II"n duI, lU II~I/ lIS lilt ,,,uondhl. ,I/wnty 'slulmlll Cl/III wnnttl,rlwilh lilt I",te/Olllf. sal. and p.rfllnn
llny 0/1", ftqllfrtlNtnll 11I111., rh, morrNaN', II II elllll\aled dUll Ule mllw dale ~lal IlIch a Shlnfrl lall cuuld be held would be
I I I SU1,t"l1lh.., l'l'lll A I' f J 01 f I "I Ifr' ., III hi' ,. I 01
'PP'OA 111I, Y ------ ..~_m. mon ..-. _ 'n__..." nul IC 0 11< all 0 III ~ Ie, I I..e W e lemlo ~ou lC,ore ule sa a,
COUIlI, IhlaJllOUlllneldld 10 'Ut, ~I' delDuh will IncrcBlllhe Itlll~er ~uu wall. YOII nUl~ nnd OUI at UIl~ IIml eAacdy Whll ~Je required
lla)'lll<nJ will be by ,,,1111111 UI allhc lollllwllll nllmber' .(71.7 .)_ _".1:-} .t.!,l_ _ _____ ____.u___" 1111. lla~lIIelll mllll be In cuh, CBlbJer'l
check, "111 lied check III 1II0ne~ ,,,d,r alld nllde Il'~able 10 UI al ,ny urn" llt AdolllA COllnly NBllonBI Balik,
y"".llIltlld realize 011111 Sh,nfrll.1le will end ~our oWllwhlp 0)( the mlltlyal,d prnpeny and YOllr right 10 r'lllalnllllt, It YOII COlllm1l1
10 IIYI in Ihe prollCrlY af1er ~Ie Shctirrl IOle, a laWlll1I c"uld be lIan<d 10 evlel ~Oll.
Yoo hlYI addhJolUlJ nlhlA 10 hclp plOIe" Yllor 1Illlrwln ~le 1'I')peny. YOU IIA Ve Tile RIGHT TO SeLL TilE PROPeRTY TO
OBTAIN MONeY TO PAY OFF 11le MORTGAGe DEBT, OR TO IlORllOW MONEY FROM ANOTHER l.ENDlNG INSTITUTION
TO PAY 01'1' TIllS DEBT YOU MAY IIAVE TIle RIGHT TO SEl.l. OR TRANSFER THE I'ROPERTY SUIllECT TO THE
MORTOAGE TO A BUYeR OR TRANSFeREE WIIO WILL ASSUME TilE MORTGAGE DEBT, PROVIDED TIIA T All TIlE
OUTSTANDING PAYMENTS, CHARGES AND ATroRNEY'S FEl'S AND COSTS ARE PAID PRIOR TO OR AT TIlE SALE, AND
THAT 11m OTIIER REQUIREMENTS UNDER TIlE MORTGAGE AilE SATISFIED. CONTACT US TO DETERMINE UNDER
WHATCIRCUMSTANCE.S nns RJOIIT MIGHT EXIST YOU HAVe THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY
THIRD PARTY ACTING ON YOUR BEHALF.
f/yau CUrt rh, d'laulr, rh. martNaNt "'rll bt "1I0rtd ra lilt lam, pfJIllllln (IS 'Inl/ ,Itlnull hJJJ "al/",rI. 1I0wevel, YOII arl nol ,ntiUed
10 Ihl. nghllo cor' your delaull I1lOrl Uu.n threl 11m.. In all~ calclldAr ~m,
'A'ClIplt.:'ti ,I I till til!llt. t~l 'mtlrtK'IJ~l.ld ptL'nll6eti .11'. r
I, I Smith Il",II1
GolIdl1"'", 1'/\ 171/',
ADAMS COUNTY NATIONAL B,\NK
EXII 1111'1' II
By: ..___.._____....._.___..__
Susan M. Saylor
Delinqulnt Loan and Foreclolurl AdminJsrr.lIor
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Alell!)1 for Certified Mill
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Nonc" OF INlllNl'lON ro mHlicLOSIi MO/lTClAllr.
'Ille MOltTOf,Ol! hel~ by A~1l11l COUIIIY 1'I01lonAI U'lIk (herelnAJlII WI, UI or Ulltl) on YOIII Illopeny IO<;llt~ 01 ........
. . ....!JL.!i!!J_!.JLllilit.!l.,._9.H..dJJ~DI....lilJ.~t I1JIJ.oJdJ .Y!YJL1';!ll'!]#Ju V,.,~;!HII!.ly r J.!!ll.d...~~lll!l!'}'LJ'_~..__.. ___.
'~~~_5URi'~~'~~~A~l'r bWW;;J;~;5:':;~~;~j~J~~~Ji~~~'fi~~;~n~,~js~:)~~!~~~~:.:~.~~~~::_'_:..~- :::~~;::~;t-~~flNlhJ ;)~
1.JI1If clWMII or odler clwlea hAve obo "'Crul~ 10 dIll olJle IlIlht OIl\IJUIll <II sj!J.,j()_....._____., 1111 lolAllIIlJIlUlllnoW rellulre,llll Cllrl
11111 ~Irlull. or III olher wor.b, III clughl up III Yllur I'IYIllIIIIJ, II 01 dllllull 01 lhllllller, II S..iJ!J.JJ.!\_____.._._.,
Y,m //IflY ~1I1t lli/s ,I'fllllll wOliln nllHrr /JII} DA YS "flllt ."lIt flf/lris I",,,, IIY Ilfl)'lnH Ifl I.., II" rJbll~' ,IIIIIJIIIII IIfS.J!-",'" .,
"IIU fillY fIIMIII/mlll /IllINlIIy P'J)'lnmu ,l/lIllfllt d""HtS I\llidllllllY fiJ/1 JII' .limng IIlIs ptM,I, Such 1'0YlllenllllulI he IIJn~1 Illhlr hy _lIIh.
Cllhlu'l check, cerlUle~ chick 01 1Il0lley ord.r, UII~ IIII~e 01 illY O(OCI 01 AllAnu COllllly NOlhlllllllollk,
II YOII do 1101 cllre dlllllllulI wlihlll Tllllny (30) DA YS, I\t /nltn.1 /11 t.weill 'II" rlHIIt III flCal"r)1I II" lII.mg,'gt 11fl)lIItn/l, lllb
1I1I1lI1llhll W'lAlIVtr IJ owlllll 'WI die origlnol 1lJ1IOUnl horrowe~ will be cOllllderell dUI hJlllle~lolely llJuI you III1Y 1011 dIe ChllllCI (Il I'lY off
dll orilhlllllumKoWlllllllolllhly IIIAlllIl1IelllA, II 1\JIII'IYl1lllll 01 IhlllJlIOllnl 01 dlflollllnol midi wldtlll TIHRTY (30) DAYS, Wt also
INt,n,111I ins/mel ollr Illlllmryl III IIlln r/ "JWlllillrI {"'tClrllt )'rI'If nwngllgtd p"'pmy, If 1111 nWNgIIHt /s fortelrlml YIIU' nwngrlg"J
1"'fJ"1Y "fllllt IlIkJ/1Y /11, SJllrllflrl lid) '1fT/III "umH,'gt .1.11/. If we refer your CAle 10 our ullol1leYI. bill y"o curl Ihe de fo II II hefort IIley
begllllewllprl)(tedIIlV,1 owohlll YOI,. Y"u will 11111 hll~e III poy die reololllhle ollorney', reel, oClllllly IlIcllnell. OplO $~O.OO, Il'lwe~el.
IfleKwlJII)C(olh1ll1 CI. slA/1.Clllg.hul YOlJ, yoo will hove 10 pay die relllOllOhlc ollorncy's leu e,en II Ihey Arl "ver $50,00, AllY Allllrney'.
feca wiU he llIldcd lIJ whllle,el YOl. owe w, which 1Il0Y ollll h\:llkJe our ""ollohle COlli, I{ )011 Curt lilt oI.fiJl/I/ WI/III II lilt II"n)' .IllY "",,,,/,
yrJII wrl/II", lit 'trluiftd IrI jlrI)' ,lIJflrnt)"s fUI,
We moy also 'UI you Iltr.onnlly lor Ihe unpahl prlnclpol bollnce ond oJl odler IUII1.Illlle under Ihl m"nglge. If yoo Iw" 1101 cured Ihl
dclllult whhJn die OlJny olny IltrioJ 1lI111 r"reelolure proceelllnKIIIll,e begoll, you sliII II/I~' lilt nH'lllrI CUrt /lIt oItfllUl1 (Jnol prtVtNt lilt SIllt
tIS fillY rim" I~) /11 IIIlt IIl1w INfiJrt /ht SIltnU's {1I'tClmuft salt, YIIU lIIay do SII by p,'yinH lilt Irllr/I rlJlIlIlIl1I r){/IIt ,mp"'" nwmltly pa)'mtlllS
fill'" fillY /nt, 0' rJllllr dlllrHtS /Iltll JIU. l1S "'tl/,1S /ht rtlullnablt ollllrnry 's fttS 0/111 ellstS CUlllltrUJ WI'" /IIt fiJ/telolllft SlIlt olllJ ,,'l1oml
IIny II/II" rt1"1","tllll 1111.1" /lIt 1II0nHoH', It II IlrllllJlled UIlII Ihl Iurllell llale thAI .och a Shlriff. Ille coul~ he htld woolll be
ol'pro~hlllllely ..._2.~P!_l',!'!!.':'.!:....19'}lJ .__.__, A noliclollhl dill oflhl Sherilfs amle will he ..Ill 10 you hefo" dIe IAle. 01
coune, Ole 111I0UIll nlellld 10 cure dlcllefoull willlncreue dle 101l,er YOllwoh. You rnny "nil 001 OIIlJIY lillle exoclly willi die requlrell
payment will he hy coIling o. Illhe 101l0whlK IllIlJ1blr: (717) 6 7-71.19 .__._..-' Thl. l'aYlllclllmun be III mil. cashier'.
check, clnlnell check ,]r mon.y order on~ IlJJIlle poyoblllo 01 OllUlY O(OCI of Allnnu COWlly NIIJorllllllnk,
YOII .houlll rcoJi1.1 dlllla Sheriff. a.1le will ellll yoor ownwhll' 01 dll 1Il0rlKIged I'rol'eny lUld your riKI1IIO rellllllllllll!. If you conlinue
10 lI,e In dle I'ro[lCny atier dll Sheriff. .ole, 0 lawsolt coolll be .lOned 10 e~ICI you,
Yoo ha,e od~IUonaJ righlJ 10 help prolecl your 1~lere5lln the I'ro[lCny, YOU HAVE THE RIGHT TO SELL TIlE PROPEllTY TO
OllTAIN MONEY TO PAYOFF mE MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION
TO PA Y OFF THIS DEBT YOU MAY HAVE TflE RIGHT TO SEll OR TRANSFER THE PROPERTY SUlllECT TO THE
MORTGAGE TO A BUYER OR TRANSFEREE WHO WIll ASSUME nm MORTGAGE DEllT. PROVIDED THAT ALL THE
OUTSTANDING PAYMENTS. CHAIlGES AND ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE, A:-ID
THAT THE OTHER REQUIREMENTS UNDER THE MORTGAGE ARE SATISFIED, CONTACT US TO DETERMINE UNDER
WHAT CIRCUMSTANCES nlls RIGHT MIGHT ~XIST, YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY .\.'/Y
TflIRD PARTY ACTING ON YOUR BEHAlF.
l/ydu elllt /lIt dtfou/l, Iht mONsagt wi/I bt ftS/IIrtd 10 /Ilt samt pOSlllon (lJ I{ no dtflllllt 1/IId "ccllrr.d. Howe~er, you are MI enullell
lIJ ibis righllo core your rleloulI more tIw1lhree limes In i\lJY caJcnllor year.
.....Cllpil!5 ,II.-h) ril.'llt. tt) 1111\rtgolRl1d prl..'nllSl!ti .n t
.
ADAMS CO~NTY 1'1,11'101'1'\1. BANK
By: ~~ij ., ) / /J'WLl-H
SU>;\lJ M. Saylor J
DellnquemlolUl and Forecio.ure AlImlnJllr.llor
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G.I/dn"rs. "A I 7 Ill.
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1.I~ 1'llIlpl ~III~'~' R,' Y 1111
RtOIl"t lor a'rlllled Mill
No 11111II'11I1<1 CO~I/IQ' I'mW"1l'1
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IN 'Ill!! COUI\'!' 011 COMMON PLl!hS OIT
CUMDl!RLhND COUNTY, IIl!NNSYLVANlA
CIVIL ACTION . LAW
NlMtIi COUNTY NATIONAI.IIANK, Nu, 1'~' 41/1 r.
1'llIIlIurr, tl
.' .
(I ((L I (
y,
ACUIlIIIII MurlM~Mu
PuruCllllUI\l
NOM 1 I!, SOWllItS,
IltlrClIllllllt.
To . NOMI E, SOWERS, D,/,ndlmr:
NOTICE
You bllYU beelllui:d III Olun. Ir ~OU wllh 111 dcrclI~ lIWWIIAlUIC clwml hCI rurtllIII UIC rohuwlllW PUIc.l,
~OU IIlUIllAkllllcUIHI WIUlhl Iwullly (10) dnYlllf1Cr U1II cOlJlplohl1 ~II~ IIUUCC UlC M:rvc.J, by cnlclillM II wlillcn
~PJlllUlIIJICll pcfll/IIBII~ III h~ llllllllley, IUld 1111111111 wrllllll wlUI Ihe CUUI1 ~uur derCIIM:6 ur objCCUlllI1 IU U,e
claJJn& 6l:1 ronll ~11Il1I11 ~UU, VUII lite wlU1led 111111 If ~uu fllUIU ~Il hU, Ihe CIL~C mll~ ptllC-Ced WIUIIJUI ~uu 1I11~
~ JullMmcnl IJIIlY be ellwri:d IIgll11ll1 ~lIIl b~ U,e CUlln wllhulIl lunller Illllke fur III1Y mUlle~ dulmctJ III Ihe
Clllllplllnl or f'lr 1IJlY OIlICI clwmur relief Ic.juc.lwd h~ Uml'htlllllff. VIlU 1I11l~ hlhe mlllley ur IJ/llpcn~ ur oilier
IiMbl-lImpoJUll1I10 ~Oll,
YOU SIIOUW l-;.K/i 11I1S I'AI'/ill ro YOUH U.WY/ill AT ONC/i, If YOU /JO NOTIIAVli A
I..AWy/m, Oil CANN01' Af"Fr)H/J ON/:~ GO '/'0 OIl '/'Ii/../iNION/:' 11l1i Ol'f"/Cli SIlT HJH'/U IJIILOW TO
FIND (JIll' Willi/IIi YOU CAN GIlT U.;GAL lIIi/../',
Co un AdmllllllrllUlr
CumbetllUl~ Counly Cllut1Illluhe
FllUllh Floor
ClUlIlle,l'A 17013
Telepholle Number: 717.240,6100
6 VIsa
US7'ED HA .WDO D1iMAN/JAlJO tiN U. CORm, SI uhwd delCll derell~CIiCC de IllIqueJIlI e~puellJl6
en IaA I'4Mlnlllllgulelllc.l, debe (UIIIJII' m:d611 delllIll de velllle (20) dIllI II plll1lr ~e III reebll ell que rcclbl6 III
Ilcmanda Y cl Ill'illl. lJhli:d debe prefiCnlUl cOlllflllteCClldu emlul ell pcnollll 1/ pur nb()l~do Y 11t'C!CIIUI1 ell III
CUtIC pUr elClilO IUS ~erelllol U 1111 llbjedulle6 0 IILI delluuldll6 ell IU eUlllrll.
lie Ie ~l'llllque 1111" Ie dellellde, cl CillO pui:de flrocctJer 1111 ubwd ~ III Corte pucde dccllllr ell su COlllrll
5111 mill lIvilo 0 IIllUllcncl611 Jlor cuwl/uler dhlClll rccllU111ldo ell In dcmllllUa II pur cuulquler olIa AUCJlI 0
cumpclllllcl611 rc.cbulllldo& I))r d I)clllwld,ulle, U.IT/i/) I'UIi/JIi PtiHtJliH V1NIiRO. 0 I'ROP/IiV"'lJIiS U
OTROS DtiHIiCtfOS tMI'OHTANT/:'S /'ARA US'/H/),
LLliVli tiSfA tJtiMANtJA A UN M/OGAtJO tNM/itJtATAMIiNTli, St USrtitJ NO TllINti 0 NO
CONOcti UN AOOGA/)(), VAYA 0 UAMti A I..A OP'ctNA tiN U. DlRtieC/ON liSCRrr'" ABAJa PARA
A vtiRtGUAI/ /)ON/J/i I'UtitJti O/ll'/:N/iR AStS'/HNCtA LtiGA/..,
C"un Awnlnl6lIBlOr
Cumberlwld COUIII~ Court/Joule
Fourth Floor
ClUlble, PA 17013
TdeJlhone Number: 717.2,10.6200
~. S~ld monH~Hll h~s nul buun usslHnud,
6. Thu dllsCriplloll uf thu rllll.l csllllll Is ~s dl!sclihcd ~s rllllllWSI
111./. Ih~1 cunulll 101 uf Hround s\lu~lC In S,)ulh MldlJlllhm Township, CUlllhllrlund
Cllunl~, Pl!nns~lv~nl~. houlldcd und dcmlhl!d us rllllows:
IJIiGINNING ~I Il swelpln In SlIIllh Huud ('1"-531) un lhll dlvldlnllllnl! hClwccn LuiS
Nos, I.' ~nd 15 unlhc plun uf luL~ Iccorded In Cumherlund Cuunly I'lun Ilouk 59, pUlle 15;
thl!nCll h~ s~ld dlvldlnllllnl!, Suulh III degrecs Ofj mlnulcs 10 sccunds I!usl 2!.11,(J'7 fccI lu II
swcl pin; Ihcncl: hy lund uf Frcd W, Sowcrs Cl UK, Suulh 71 dcgrccs 53 mlnutcs ~O su..:onds
WC61 3!.1l),3!.1 fCCllO u pnlpowJ .lwei pin; lhl!IICC c'lI11lnulnll hy sumc, North 3l) dcgrccs 27 '
mlnull!s 45 sCCllllds WI!M 590,fjO feell'l u .~lecl plnunthl! dlvldlngllllc hClWCCII L'l! No, !.I of
plunor 10ls ,ccordcd In Cllmherlund COllllty I'lulI HUllk 5:1, pUlle 116, und Lot Nil, 14 'Ill I'lulI
III' LOlli recurded III Cumherlulld C'lUlllY I'llIn Book 5!.1, pugc 15; Ihcncc hy suld dlvldlnllllllc,
Norlh 5!.1 dl!grccs 32 mlnules 15 SCCOIIUS 1,:usI 211.1.l0 fccllo II SlceI pili III Smilh I~ulld cr-
~31); IhclICC III Smllh RUlld (1'-531), South 311 dCllrcl's 1IIIIInutcs 55 scconus EIlSI 306Al! feel
10 u slcl!l pin; Ihl!nec In sumc, Soulh 511 dcgrccs 54 mlnull!s 45 scconds Eu.\! 76,94 fccI to II
Meel pin; Ihcncc In sumc, North 71 dcgrccs 53 mlllulcs 50 sccllnds EIlM H3.70 feCI 10 u SlceI
pin, Ihc pl~cc or BEGINNING, Bclllg Lol No, 14 ull lhl! uhovc mCllllonr:d PIIIIl o( LOl.~
rllcordcd In Cumbcrlund Coullly I'lun Book 59 Ul pugc 15,
Thll ~bove dcscriptioll WUli wkclI from ~ subdivision plun IJrcpurcd for I'red W, Sowcrs
rllcordlld In Ihll Office of Llle Recordcr or Du..:ds Ill' Cumbcrl~nd Counly, I'cllnsylvunla, In PI un
Book 59 ~I pUlle 15.
IT BEING the sumc U'~CI o( I~nd which Fred W, Sowers WId Dorothy M. Sowcrs, his
wire, by deed d~lcd Februury \1. 1990, und recorlkd Inlhe ofJice '11' Ihe Rccorder of Decds of
Cumbllrland Coullly, Pennsylval1l~, in Dced Book "K", Volume 34 ul p~ge 207, grunled und ,
conveylld unlo Noah E. Sowers, thc De(endant herein.
7. The s~ld morllluge is In dl!(aull In Ihal Ihe monlhly paYll1l!llls o( prlnclpol and
Interesl ~mountJn8 10 $152.62 each, which have bllcome dUll and puy~ble on March 17, 1996,
IIl1d on lhe 17lh do~ of evcr~ month thllrlloflCr h~ve nOI becn m~de, and by Ihe Icnns ?( said
m0l1llo11e upon deraull in such monthly pa~menlli (or a space of 5 days oriel' OIly such
p~~menlls duc, the whole or the said mOr\Il~ge debllll1d Inlllrest sholl, ~l thc oplion or Ihe
Plalntirr. bccomll due OI1d p~yoblc rOl1hwlLh.
II. The pre511nl owner o( tbe real eslale i~ Ihe Dcfend~111 hl!rcin.
2
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WI'J'NI~SSETH, Ihe Mortgugor hll~ Ilxeculed llnd dellyered 10 the MOrll!Ul!ee U nOle onlhlN dUle
In Ihe ~Ulll or $---.2JJ21J 20 ____ (herelnufter r~ferl\!d 10 U~ Ihe Dehl) wllh InlereSllhereon
III lhe rule ~pccllkd Ihereln IInd wtlh lhe perrorlnunce or 1I11lhe lcnm, WYl!nllnl~ IInd cllndtll'lI1~ lhel\!ln
conllllned, 1111'11' which hy lhl~ l\!I"ercnce lherelo lire Incllrp'lI'lIlcd hcreln und Illllde U pUll hereof; lind,
us eyldence or .\lIld Indehledne5~ or MllrlgUI!Or 10 M,lrtgllg~e. IInd U~ securlly 1'01' pUYlllenlllr suld no Ie
wllh Inlef\!5lUnd In c()n~ldenlllon or One Dollur (,$1.00) puld hy M'ltlgllllcc, the Motll!lIl!or docs herehy
I!runl, hllrgllln, ~ell, rclclI~c, conycy und conflnn unlo M,)tll!lIgce, ALL THAT REAL ESTATE Wllh Ihc
ImprOYClllenLI 1'lCllled lhcrcon sllullte In :.i"'J .. el, 9.~, Counly or CUlnbQrlnnd ,
.,..,y I If ~"IlUI .
Pcnn~yIYWllu, Idenlll1cd ILl nll that trlJct oJ.' DUU/l Q at 111 :.imith ,W., .:!.,nrdllUrlll PA
inPI'O'/flU Inth 11 2 uto!"'/. J b'JUroom hOl11fl.
and more puniculurly de~cribed in !he deed(N) to the M'lrIglIgl)r(~), recorded In lhe Mike of the Recorder
of Deeds of suld County In ;)Qod Book KJ4 at puge 207 (lnscrt uddltlonlll Deed or
Record Book and puge refef'CnceN, If uppllcuble)
, The descripllons contlllned in such decd(s) arc by lhl~
reference lherelO Incorporated herein and mude II pUll hercof,
'J'OGE'J'IIER wllh ull buildings, improyemenLl. rll!nl.'l of wuy, rlghl.'l and prlYHege~.
heredllaments and uppurtenances, und the reversions, remulnders, renLI, ISNues und profits thereor.
MORTGAGOR COVENANTS AND AGREES THATI
1. Morlgllgor will make ull paYlllenLI on !he respectlye due dales lhereof und perform all olher
obllgllllons lI.l required or provided herein and In suld nOle.
2, Mortgagor will keep !he buHdlngs on suid relll estule Insured ugulnsl loss by I1re or o!her
cusulllly for lhe benefll of Morlgugee In umounl.'l slIllsfuclory 10 Mortgagee with standurd mortgagee
cluusc; ulld Mortgugor wHlpay all taxes and I1.lscssmenl.'l Ieyied or I1.lsessed against suid real eSlute or
any part thereof when lhey respecllvely b~come due, und will delly~r r~CelpL\ thcrefor to the Mortgagee
upon requesl. Mortgagor will pay all tuxes andlor churg~s In the nulure !hereof, loge!her wl!h uny
Inter~SI or penulty lhereon, which may he or become owing by lhe Mortgagor 10 PennsylYllnla or uny
olher slllle. lhe federulgoyemmenl, or any political subdlylsion lbereof. wben lbey respecllY~ly hecome
due.
b~OK 125b fACE 673
EXIIIIlI'l' ^
~
;", ': .';Ir IH.,
3, If Itlll Mlll1l1ullor fulls III mul/lIuln such Inslllhncc covcrUllc or fulls III pu)' WI)' of thc tuxcs
will/or churllCS In Ihc nUlurc lhcreof or usses~lllenl1i herelnherol\! mellllllllcU, lhen Mortllullee shull hllvc
lhe opllllnUr Ilu)'lnlllhc SUIIIC 01' uny lhcrcof, Ul1iJ UJIIIII un)' such pu)'mcnl h)' Ihc Mlll1llullcc, the Ulllllunt
lhcrcof shull uUlllmullcllll)' hc IIUUCIII,' unu hccolllc u pUll or thc Pehlunu shllll bcur InlcNslullhc rUII!
provlucu for In thc suhlnole fmm Ihc llmc the sumc Is so uUlleu hI thc Dchl.
4, If Morlllullor fulls 10 puy un)' Inslull/nelll rCIIUI/\!U hy sulu nOle whclllhe SWIlC shull full uuc
or rulls to pu)' Ull)' IUxCS ullu/or churllcS III Ihc nulurc 11CI\!of or USscsSlllCnl.'i Onllr heforc lhc UUC Ulltc
theNof Ill' fulls III provluc Illsurullce covcrullc IlIl provlueu uhovc, thellunu Inull)' or sulu cvcnlll, lhc Debt
unu 011 SUllls uuucll IhCf\!lo, WHcthcr with II1ICf\!SI I() lllllC ul lhc I'Ulc pruvlucu for In sulu nole unll
IOllclher ulso with It),;!; UllOrllCYS' cOfllfllls.\lons on sulu DcbllllHlll1lcrCHl, shllll hccome uue unu pllyuble,
Ullhe option of thc Mottgugcc, anll Huch rCfllclly lIt f\!fIIcllks liS thc law f111l)' nllW 01' hcrcuftcr pl'ovldc
mo)' flll'!hwlth be II1Vllkcu IInu proscculeu by Ihe MOl'tgllgce IIgull1Hl lhc MOl'lgllllor, lndulllnll bUlnol
Jhnlted 10, uo IIcllon or morlllllgc fOl'cclOH!IN,
Mortllullor hcreby wulvcs ull errors 111 UII)' proceeulngs, logclhcr wllh ull SlU)' of or excmpllon
from execullon, or exlel1sllll1 or liflle uf puymcnl which mu)' bc glvel1 by an)' ACI 01' AClIIof Aucmbl)'
now III rorcc, or which fIIl1Y hc cl1l1clcd hcrCUrlCr, IInu tUlllllhcr ulso with thc right of upprallil!menl. Ihe
rilllll of Inqulsltlol1 und Ihc rigbt or IIppclIl.
PROVIDEI) AL W A \'S, NEVERTHELESS, UIUllf Mortgallor shllll pll)' unto UIC Mortgagcc
Ihc Dehl WIU UIC il1leNM IhcrcOl1ll\ urorcsuld, IInd shall In 1111 respccts com pI)' with all of UIC Cl)vcnalll.'i
hcrelllbeforc COIlIUll1cu, lhcn this MUI11111gc shull hccomc null alld void lO ull I/llCnl.'i unu purpolICN,
If Icss !hWl IWO pcrsolls shall sign ~lls Mortgagc, all covcnWllS. pl'omlses WId IIgreements, which
IIfC drawn In UIC plural, shull he dccmed 1.0 bc In UIC slnlJulllf, Furthcr, UIC covcl)l1n\.'l, promises ,and
agrecmcnl.'i COllIuil1cU In U1C wlthlll Mortllallc shall bc Icgall)' binding upon und Inurc 10 !hc benel1l of
lhc rcspectlvc purtlcs hCNlo und Ihc pcrsonul rcprcsllntallvcs, succcssors, or IlIlslllns of !he NSpCCllvl~
pllftles herCIO,
IN WITNESS WHEREOF, Ule Morlgugors have hCNUlllO subscribed !hell' namcs WId uCl1xcd
ulclr lICuls thc uuy und ycur l1rstubove wrillCn,
WI Incss:
d12t/t(,.1J /t Yz'(.v1I-J
I
. ~(.,j ~L.~~~
[[oall ?:, SC\lara
,(Sl!.I\L)
,
(SEAL)
(SEAL)
(SEAL)
122 Ut, I :;" U:,) II 13
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eO~K 1258 FAGE 674
, Tu,
Hlh.1I 1':, Ijlt\Jltl'/i
Pale, .
.J lJlHJ hi I 'PHI
. .. -... .--..... --... ..--~--._-,~,----,._-,-~"
'I~'i 1I,IIIIIIhllU 1'11<0
III! I MIIIINPWI l-'lllll Nil.
M ll~rllj
lioll'I'I1UI'H I'" 111J/I
"_..._________I___~.__._.___.__.____h.__h...____.
N01'ICI, O,../Nlr.N71VN ro /o'Ol/h'CI.OS/i MOl/TrIA Ci/i
'1111 MlJInO"Ol! hel~ hy MAnu CIIUIIIY NpllolIlllI~nk (hullnMllr we, UI fir mill) 11II YlllIl'll(l)llltly 11)<:11e~ 111___________.___
, ,_ /tJ_.~m.Ju.' 11",1,1, li,I!"JI!grll, ,:i'"JlhJI!!hlJy!..m,T"'lIl!~J"II.I;'J!!J!)Ur )'!!I!U;~~'!IIt)lI,J'jL""'''____._.n_
I~ IN ~t:IIIl)U~ 1l1'i'AUI.T ht<lllfJt y,"'/"'It ",'1 ""'ilt "" "'oIIIIIIIYIIIIY/lIt1l1l' "/ S ) II,' ,"! .
... ., ... . .' N'II dl ,"vr II ,II!!J ~"lY. 'n~ . .
1..11 'hArK" ,It ,,'her 'hA/YOIIIl". .1"1 """""I hllhh ,Ial. Iu Ihe UIIIIIUIII '"~ S '}l) , 'ill
Ihh dl(uulI, IIr Ul ulhel' w'1I111, V.I ,"UKhl ul' III yuur I'IIYlllelll~, ll~ 'I( IlIe ,Iale 'If Ihh leller, II S
. .. __.__.... ../oIr lilt //IlwllJ 01/
'Il,e hlllllulIIOUlIIlIOW rllllllred hI ~ure
HIIJ JI} _m ._,__d
y,m //IoIY ,.,,,. '/111 oItfomll ",tlIIII IUII//,Y tJrJ) f),l Yl' u/"It 01"/. <1/ "IIllma, IIY lillY/ilK I,) IlJ' lit. """.. ,I/I101/1/1I1l/ s..~.J 1!...Jt'..."._.._..
1,IIlI,IIIY ,.J./m'''UlIII''J/Ullly l'oI)'III'"IS ,u,/II"lt dld'K" 1I1/I..1t "'oil' /"1/,/1,, oI""IIK tI/lS fltI1>h1. SUdll'llYlllellllllll1l he 1II11'jc either hy calh,
cuhler'l check, ccnlfl..J che,k ,'r lII'lIley 'II del', alld Illude al .IIY ornce o( Adlllll~ C"lImy NlIlIllllalllank,
If you dll nlll ~u/e Ihe dcCllull within TlIII\TY (3t)) llA Y~, W. IllIt"" '" ".aC/st ,II" IIKIII 10) "atl.wlt lit. "'oIIIK"K' fI,'ymtllll, '11,11
UlCo1Ill illll whallye/ I~ owing "II ille 1I'1KII'AI amOl/lllt"lIJOWe,' will h~ ~IIIlIIoJc'ed olue 1lllllle,lIal<ly allol YIIII mAY lUll il,e dlAllce hI pay of(
,he oliglllalmollg.gelllmllnthly IllIlnllmellu. 1/ (ulll'lIymelll '" Ihe amllUll1 '" ,lcfillllllllllllmnde within TlllIlTY (30) IlA YS, ".t "ISo!
1/lIt/Io/I11 IIIJI/l/(/ rJlj' ,I/I"I'II'YI III J/,'" ,/ I,'WJIII/ 10) fo"td,,,. YOll' ""II/K"K.d I"ofltlly. 11111. IIWIK"K' /s 1,I"d"Std y,m, 1n/IIIKdKed
/rr''f'tlly 'ill/lit 10M Iry lilt SlIm/T/oI I"Y odlll, IlliIIlK''K' 01'/11. If "'e le(er y"ur Cill. III '"lr "llllrneYI, bUI Y"U 'lire Ihe de(41111 hef,ae Ihey
heKlnleKillpitxccollngl ilKalllS1 y'IU, y'Jl/ will 11111 baye I'lp"y Ihe le"'IIIl"I,Ic ,'lhlllley'! I..., ilCIlJillly Illcuned, ul' hi $~O,l)I). lIuw"er,
I(lcgal prll<<oJII'll1 OJ< IIJ/ltd ilNaltul Yl>/, y"" ",Ill hJ,e hi pay ille rca"'llllhlc illhltlley', f,e, e,enlflhey lIre ,),., 5~0,OO. AllY "lIl1rll'y'I
feu will he ihlded 10 wbAI".r y"lu",e ll.\, "'hl~h U~lY ab" 11):1I.le llU' leil~lIl\.lhlc '1111>. II pill <'IIf' )/'1' .ltf,,"11 111//1111111. IIII/ry .IllY pmool,
)"'IIII'/1/11l!1 bt "'I'I Ired III fillY 'II/MII'y 'I Ius.
WI may allo lue Yllo p.rlollally fllr Ihe UIlllllhJ prilldpal halance alld illI olher Iunll due under Ihe 1II0"g"K', If you haye 11111 cured ille
delllllll wlillin ille illlllY day peliud .n~ foredoll'" I'roceedlngl hAve h.yun, YIlII S111/ IIl1v, III, IIS/ulIl CU', 1111 oI.fowll Oil.! p"""IIII. loll.
,1I IlIry 1117'" /,/1 /I) ollllwllt lit/art III. SJ","1f'1 foJrulo/ll" sol" YOII mill' do so by /lilY/liS III. 101111 ,/iII/JIm! 0/ III. Ifllp''''' mOil/My pdym.l7ls
plllJ tlIty Itll, or .xllt' dlil'KtJ Ilftll oIl1t, IIJ 11,11 ,ll III, "'llllll"bI. fIIll1tniy'I Itts 1I11.! "OIlS COll/ltcl,.! """111, /oIrtcld/ll" JIll, Illl/I p"loIIIl
IlIlY Illlla rr'lllirrln.l7ls 1I1l,Ia III. mIlIlK"Kt, Ii II e'llmaled dIal Ule earll~lt olille iJUIl luch a Sherllf I saJe coul~ be hcl~ wOllld he
.pprodnullely _~I!.':~'.!'''-'--''-'-.!~2_~'_'''___'''''''''d A Illllice oflhe dale III Ih. Shell""s s,lle will b. senllll you he fore Ihe laic, O(
~OUlle, ille amount needed III Cl/re ille olefal/h wlillnmase Ih. IlIn~er you WillI. YIIU Iluy 1i11~ Ol/I al any lime aaClly whallh, reql/I/ed
l'aynlt1ll will be hy calling U~ althe folluwlllg nllmh.l': ...<2I.U..!'_I.::J.J.J2...__.____. 1111, p.ym'lIIlllu~1 he In ,,~h, c",hler',
check, cettJlied ~heck or money order Mid mnde pay.hl. III U~ al any IImce '" AdAm~ COllnty N.lllonal Bank,
You IhllUld rCAllze illala SllCrilfl salc will elld you, ownership oJf Ille lllu"ga8e~ prllpwy 3n~ your ri8hllo ren~11n in II. If yoo cominl/e
10 live In ille prop."y .fter ille Shelifl'l sale, a lawlUli cOllld be "A"ed 10 eyicl you,
You have uddlijol~lJ riKhu 10 help prllleCl YUl/r IlIltlW illlhe prop.rty, YOU IlAVE TilE RIG 11'1' TO SELL TilE PIWPERTY TO
OnTAIN MONEY TO I'A Y OFF TIlE MORTGAGl: DEnT, OR TO BORROW MONEY FIWM ANOTllER LENDING INSTITUTION
TO PAY OFF TillS Dl:I3T YOU MAY IlAVE TilE RIGIlT TO SELL OR TRANSFER TIlE PROPERTY SUnJl,CT TO TilE
MORTGAGE TO A BUYER OR TRAN~FEREl: WIlO WILL AS~UME TIII~ MORTGAGE IlEIIT, PROVIDED TIlAT ALL TIlE
OUTSTANDING PAYMENT~, CIl,\RGE5 AND A'rrOllNEY'S FH.'i AND COSTS ARE PAm PRIOR TO OR AT TIlE SALE, AND
TIlAT TIlE oTllm REQUIREMENTS UNDER 'I11t: MORTGAGE ARE SATISFIED CONTACT US TO DETEllMINE UNDER
WHAT CIRCUMSTANCES 11115 RIGHT MIGIlT EXI~T YOU IIA VI: TilE RIGIIT TO IIA VE T111~ PEF,\ULT CURED BY ANY
1111RD PARTY ACTING ON YOUR REIIALF.
II ~au CUrt Ih. oI'loYII, Ilrt mallKog, wtII b. reslo"oI 10 tilt Irun. pos/llOn rll 1/1101 dtlllllll had OCClllt,oI. Howe"r, YOII asl nol entiiJe~
10 rhJ, righllo cure your dcfallllmore dlan Ihree limes III allY cuknolur year.
"'Copies i.lrill til.!llt. tt) 'l11iJrI.g.1MlJd prL'III11H!ti ,it t
ADAMS COUNTY NAnONALI3ANK
I, I SlIIlth llolo'ol
Gotrdll~r", P" 171ll/
1':XlIll1LT II
l3y:_,
5usM M, Saylor
Dellnquellt laM 311~ Forec!olure Admlni.ltr.llor
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