HomeMy WebLinkAbout96-04600
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NOTICE PURSUANT TO FAIR DEBT COLLECTION PRACTICES ACT
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1. This is an attempt to collect a debt and any information
obtained will be used for that purpose.
2. Unless you dispute the validity of this debt, or any portion
thereof, within 30 days after receipt of this notice, the debt will
be assumed to be valid by our offices.
3. If you notify our offices in writing within 30 days of receipt of
this notice that the debt, or any portion thereof, is disputed, our
offices will provide you with verification of the debt or copy of the
Judgment against you, and a copy of such verification or judgment
will be mailed to you by our offices.
Said Mortgage was dated 10/28/92 and is recorded in the
Office of the Recorder of Deeds and Mortgages in and for CUMBERLAND
County, Pennsylvania, in Mortgage Book 1099
, Page
253
, and was subsequently assigned as follows:
Mortgage Book 455
, Page 485
A copy of the Mortgage, and Assignment(s) of Mortgage, if any, are
attached hereto and made a part hereof as Exhibit(s) A and B respectively.
2. The mortgage secures Defendants' Note dated 10/28/92,
in the amount of
$68000.00, payable to Plaintiff in monthly
installments with an interest rate of
0.075000. A copy of
the Note is attached hereto and made a part hereof as Exhibit C.
3. The land subject to the mortgage is known as:
1157 BAISH ROAD, MECHANICSBURG, PA 17055.
A full metes and bounds description is attached hereto.
4. The following individual(s) is/are the real owner(s) of the land
subject to the mortgage and his/her/their address(es) is/are:
MICHAEL J. DELLI
1157 BAISH ROAD
MECHANICSBURG, PA 17055-
SUSAN D. DELLI
1157 BAISH ROAD
MECHANICSBURG, PA 17055-
PAGE TWO
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TOOETHEf( WITH :I11lhe impro...emenl' now or here:!fle! er:t;:eu cUlhe propcrly, and all e;llcmCnL,. ;Ip~u(\(n:ln'u.
lnd fi.uure. no,lW or hc/eafler p pall of Ihe property, All ('pl~"mcnll and pdditioll' .hall aho be covcreiJ by Ihl. Se,urilY
Il1IlrUl11enl. All of the foreiolna h referred 10 iUlhil SCCUrlly Imllul11enl :lllhc "Propcrly."
DORROWI!/( COVENANTS Ihlll Dorro....cr il Inwfully Ici.c,t of the e~l;ll~ hereby conveycd Jnd Iw Ihe f1l'ht 10
mongllKe. grllnl and convey the Propeny and th.1l the rropr.rty i, unencumbered, e~cepl for encumbr.lnce, o( recolLJ.
Borrower WlltrlU111 lInd will defcnd gcneri"II)' the lille 10 the Properly "gajn~l all cbillll and dem~nLI\, lubJCCl 10 any
encumbrllncCJ o( record.
THIS SECURITY INSTRUMeNT combine. unifonn co...en3nll for nalion31 ute and non-uniform CO\lentulll willi
limlled varllltlon. by jurlldlctlon 10 conlllluli";l ur\l(onn .ecudl.,. iourumenl covering real property,
UNIFORM COVENANTS, Dorrower 3nd Lender C(lvenanl 3nd agree 3' (ollowl:
1. I'ayment of Principal pnd (ntertll: Prt'pa)'lIIenl and Lall: Chargu. Dorrower .hall promplly pay wl',en due the
~rjrldpiJr of ~nd iOlereJI on the debl evidenced by Ihe Nole and any prepaymenl and lale ch3rgel due under the ~ole.
2, Funds (or TIllr.J IInd Insurpnce. SubjC:CIIO npplicable law Of 10 3 wrillen waiver by !.cnder. Dorrower shall poly 10
Lender on the dny mOr.lhly paymcnu arc due under Ine Nore. untillhe NOle: il p3id in full. 3 lum ("Funds") for: (a) yearly
laACI and aueumenll which may auain priOrilY o...er thil SecurilY lnurumenl 31 a lien on Ihe Proper1Y: (b) yearly leaseho]d
f.,yme"11 or Hround renll on the Properly. if 3ny; (e) yeurly haZ3rd or proper1y in.uranee premium I: (d) )'eul)' (food
nlurance premluml. J( any; (e) yearly mOr1g~se inlurance premiuml, if 3ny; and (l') any luml pay~ble by Borrower 10
Lender. In accordance wilh Ihe: provisionl of paragraph R, in lieu of Ih:: paymenl of mOr1gagc inlUranee premiums_ Thue
llem. are called "Elcrow Iteml," Lender m3y. al any lime. colleel and hold Fundi in an amounl nOllo uceed lhe maximum
amount a lender for a feder3IJy related mortguge 103n may require for Borrower'1 e~crow accounl under Ihe federal Real
Emte Senlenlenl Procedurel ACI of 1974 ilS amended from time 10 lime. 12 U,$.C, ~ 2601 tl Jtq. ("RESPA..). unless anolhcr
law IhalDppliello Ille Fundi leiS "Ieuer amCiunt, If 10, Lendcr tI111Y. al any lime, collect ;Jnd hold Fund. in an amount nOllo
exceed Ihe leucr amount. Lcnder m3Y e51imale Ihe: amount of Funds due on Ihe basil of CUlTenl dt.la Olnd reasonable
ellimftlel of expendilurel of fulure Escrow Items or olherwise in 3ccorda:,:ce wilh applicable law,
The: Fundi shall be held in an in,lilulion wllOle deposll' are insured by a federal agency. inwumenraliLY. or entity
(including Lender. If Lender illuch on in'lilUlion) or in ar.1 Federal Home Loan Bank, Lender .h311 3pply Ihe Fund, 10 pay
the Escrow Ilems, Lender may not chilrge Borrower for holding ilud 3ppl)'ing the Fund., annu:llJ)' 3n31yzing Ihe elerow
accounl. or verifying the Escrow Ilems. unless Lender pays Borrower inlcrell ~n the Fund, and applicable law pcrmil.l
Lender 10 make: such a chorge. However, Lender may require Dorrower 10 pay a one-lime charge for 3n independenl real
ellllle lax reporllng service used by Lender in conneclion with this 103n, unless applicable law provides otherwise. Unleu an
.greementl, mllde or applicable law requires interc\1 to be paid, Lender sh311 nOI be required to p3)' Borrower any inlerest or
earning' on the Fundi. Borrower and Lender may agree In ."riting, howe...er, thai inlere,t Ihall be paid on Ihe Fundi. Lender
,hall give 10 Borrower. wllhout charge. an ;1nnu31 3ceounlinf; or the Fund~, showing credits and det:il' 10 the Funds and Ihe
rurpose for which each debit 10 the funds wos rn3de. The Funds arc pkt:gcd 31 additit.,...1 sccurily for all sum' secure:d by
thli Seccrily Inslrumenl.
If Ihe Funds t)e]d by Lendel e.lLceed Ihe amounls penniued If) be held by applicable law, Lender shall account to
Borrower for Ihe exceu Funds in accord3nce wilh the requircmena of 3pplicable Jaw. If Ihe OlmOUIl! of Ihe Fur.dl held by
Lender al any lime il nol sufficient 10 p3)' Ihe !::scrow IIl.'mS when due:. Lender may so nOlify Borrower ir. wriling. and, in
such CAlC Borrower shall pll.y 10 Lender the amounl neccb,Sary 10 m3ke up the deficiency. Borrower shall make up the
deficiency in nl,) more than twelve monlhly paym:nls. al Lender"s sole discrelion,
Upon paymenl in full of all sums secured by rhis SecurilY lnmumelll. Lender shall promptly rerund 10 Borrower any
Funds held by Lender. If. under par3graph 21. Lende: shall acquire or se:lllhe ProperlY, Lender. prior 10 the acqui,ilion or
sale of Ihe Prop.:rty. shall apply any Funds held by Lender Oll Ihe lime: o( 3cquisilion or sale ~,S 3 credit againsl the sums
secured by this Securily Instrumen!.
3. Appllcallon or Payments. Unless 3pplicab!e law prOVides olherwise. all pa)'ments received by Lender under
paragraphs I and 2 shall be applied: first. 10 any prepaynlenl char;;es due under the Nole; second. 10 amounl5 payable under
paragraph 2: third. 10 interesl due; fourlh, 10 princip31 due; Jnd ].151. 10 any hue cnarges due under the NOle,
4, ChafiCSi Ltcnl. Borrower shall pay 3]] II1l\es. lIssessments, chllrges. fines and imposilions allributable 10 Ihe
Property which may allain priority oyer Ihis Securil)' Instrument. 3nd le3~eh.:!ld pllymenu or ground ren!.\, if any, Borrower
shall pay Ihese obligations in the manner provided in p3r;lgraph 2. or if nOI paid in Ihal manner. Borrower shall pay them on
time direclly 10 Ihe person owed paymem, Dorrower shl!.!1 prompll)' furnish 10 Lender all nolkes of amounls 10 be paid under
this paragrllph. If Borrower m3kes Ihe~e payments direclly. BOlTowc:r shall promplly furnish 10 Lender receipts e"idencing
the payments.
Borrower shall promp;ly di~chllrge "ny lien which has priority oyer Ihis Securily Inurumenl unless Borrower: (~) ~grees
in writing 10 Ih~ oaymenl of the obligation secured by the lien in a manner acceptable 10 lender; (b) COnlests in good faith the
lien by. or defends against enforcement of Ihe lien in. lega] proceedings which in the Lender's opinion operate 10 preyent the
enforcement of Ihe lien; or (c) secures flom the holder of Ihe lien an 3gre.::menl s:llis(octory to Lender subOrJinaling the lien
luthis Security Inslrumen!. If Lender delermilles lhal an)' pari of Ihe Property is subjecl to a lien which. may altain priori I)
over lhi, Security Imtnlmenl. Lender may give Dorrower 3 no lice idenlifying Ihe lien, Borrower sh311 satisry the lien or lake
one or more of the aeliC'lns S.:I fOrth above within 10 dllYs of lhe giving of no lice,
S. Hazard Ctr Properly Insurance. 3orrower sholl keep the imprOyemenlS now el\isling or here",flcr erecled on the
Property insured againslloss by fire. huords included wilhin the lenn .'el\tended eoverllge" and any other h3l.Ards. including
noods or nooding, for which Lender requires insuroncc:, This insurance Sh311 be Ln311lt3ined in Ihe 3mounts and ror the
Form )0)9 91~O {p<11d cf6p<1foJ
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period.lhat Lender require._ Tlu: IMur;lncC' c~rriC'r rr<J~IJill~ Ihc IIU~r;jil':C .h,lil be ..hrHen b) Dom).,..'! ~ubJC"I'O LClIlkr'.
llppro'll\1 which .haJlnol be unrclllorlab:y v.jlhhclJ, If lJorw'>l.cr (;1:1110 ll1,3inlJIII co",cuic Jc,crihcJ abu...c, Lender mar.:l1
Lender\; ~pllon, oUllIln co"'crlli~ 10 prolccl Lend""l ri~tlllln lile l'rOreflY ill J,coruancc ",nh p.tliraph 7.
AIlIn.urllncc: pollclcland (c"",'....1111 Ihull b< n"cpl~ble 10 lCII.kr ,111J lliall in.,;luJc II IlJrlJllrJ 1Il0rliaKC ,IJu~, Lcn~cr
,hill! hitv( the riKhllO hold the: pollel'" ond tcncwul,. If Len,ler r~'I'IHC'. IIm"l'o",er Jh~1I promplly line 10 Ler1(Jet OIIII(,c:ipl.
or pl1id premium. And renewlIl nOllce,'. III lhe e~ent or loti, Ilolto.....er .hall gi~e plompl n(lli,e 10 Ille 1I1lUUl1,e C:lrnc:r >snd
Lender, Lender mly rNke proof o( lOll I( /101 rno1de promp!Jy by OOflOlloer.
Unlcu Lender I1nd Borrower olherv..iJe aaree In wrili"$, inlurance proceed' .11311 be :lpplied 10 re'lor~lion or repJir ot
Ihl: ProperTY dalJlil~ed, It Ihe rei [Oral ion or rcpl1ir ;. econClml'I1IlY,r(,nible and Lender', securily iJ nOI le~w:nc:d. I( lhe
r"lorallen or repm II nOI economically (eluiblc or Lender'l lecunly woulJ be lellened, Ihe Inluran17e proceedl .h.all be
."plled 10 Ihe lumJ ,ecured by lhl. SccudlY Inllr\l1l1enl, whether or nOI lhw uue, wilh any uccu paid 10 Borrower. I(
Borrower abandons Ihe Property, or doc. not anlwer Iloilhin 30 day. II IIoli" rtorn Lender Ihar Ihe inlunn,e cauier lIu
oUered [0 .elllc II cllim, Ihen Lender may ,0IleC[ Ihe inJurance plo"ed~. Lcnucr moly Ull: Ihc procttd.,10 lepJir or re:"ore:
Ihe ProperlY or [0 pill' luml lec\Hl:d by lhll S::curilY InWumel1l, whelher or nOllh~n due, The 30.d.1y penod Will bellin when
Ihe no liCe I. given.
UnlelS Lender I1nd Borrower olherwi.e agree in wrlling, >1ny OlpplicJlion 01" proceed I 10 princjp~l shall not e...tend or
pOlCpolle the due dille of the marllh/)' paymcnl$ rcferrl:d /0 in p:uJgr:JrIH J ;mil 1 Of ch;mge Ine ,mounl of the pJ)'rnenll, If
under paragraph 21 the Prope:1y j, I1cquireJ by Lender, Dorrow"'1 righl 10 Jny imur3nce polici" anu ploceedl ruultlng
from damage 10 Ihe ProperTy prior 10 Ihe lIcqui.ilion .hall pm 10 Lender 10 Ihe e~[l:nt of lhe lum' lecured by Ihis Security
InllnJmenl immediately prior 10 Ihe lIcqL:ililion,
6. Occupancy, PrClenatlon, Maintenance llnd Prolectlon ot the Properly; narrower', LOiln Appllc.tlon;
Lea.ehold., Borrower lihall occupy, emblilh, and use the Property II' Borrowcr'1 principal rClldence wilhln li:dY d"y' "r[U
Ihe ell,eculion of thi. SecurilY Imlmmenl :u1d shall cOnlinue 10 occupy Ihe Propeny .u Dorrower'1 principal ,uiden,e tor 31
leul one year aner Ine dllle or occupancy, unlelS Lender otherwi~e asrees in writlnb' which consenl .hall not be:
unrellson3bly withheld. or unlelS eKle,1ualing circumuances exisl which are beyond Borrower's control. BOr'ower Ihall nOI
dellray, damage or impair the Properly, aUow Ihe Propeny 10 delcriorJle, or commit wasle on Ihe Property, Borrowe:r shall
be In default i( any forfeilure Ole lion or procee:ding. whelher civil or criminal, I. begun Ih31 in Lender'l good (ailh judgment
could relull in forfellure of Ihe ProlXrt)' or olherwise materially impair the lien c,e:l[ed by lhi, Seeurily Inllrument or
Lender'. security InterCl!. Borrower m3Y cure such a default and rcinll.1te, al provided in par3graph 18, by causing the action
or pro:eeding 10 be dilmiued w;lh II ruling Iha[, in Lender'. good tailh determination. precludes (orrei[u(C of Ihe: Borrower"
inlcrell In Ihe ProperlY or olher malerial Impairment of [he lien created by Ihis Securily InJlrumenl or l,(nder'. securilY
inler"I, Borrower Ihall a150 be in default it Borrower, durina Ihe loan applicillion procns, save malerlillly (aile or
inaccurale informl1llon or 5la[emenl.1O Lender (or flliled 10 provide Lellder with any m3ICrial informalion) in conncclion with
the loan evidenced by Ihe NOle, including. bUI flO[ liml[e:d to, repreSl:nlallons concerning Borrower'1 occupancy o( the
ProperTY as a principal re,idencc. I( thi:. Security Instrumenl i, on 111c.uehold, Borrower shall comply with aU the provLJion.
of Ihe leue, H Dorrower acquires fee tille [0 Ihe Propeny, the leasehold Jnd [he ree Illle .hall rtot merge unlcu Lender avecs
(0 the merge:r In wriling.
7, Protecllon o( lcnder'jj Rights In Ihe Properly, If Dorrower fails 10 per(Clnn Ihe coYenantl 3nd agreements
conlained in till I SecurilY Inslrument, or Ihere is 3 legal proceeding lhal may signiflcanlly arrect Lender', rights in the
ProperTY (.such as II proceC41ins in bankruptcy, probale, ror condemnalion or r"rieilure or to enrorce II1WI or regulalionl), [hen
lender may do lInd pAy ror whalever l.s neCessary 10 prOtecllhe value of [he Properl)' and Lender's right} In the ProperTY,
Lender" aelion, may include pnying nny slims seclJred by I1 lien which has priorily over lhili SecurllY Ins[rument, appearing
In COlirT, paying reasonable: llllorneys' rees nnd enlering on the Properly 10 mnke repni,., Although lender may lake aclion
under Ihi5 pl1ragraph 7, Lender 1~ 'es noC hlSve 10 do so.
Any amounts disburse:d "Jy Le:nder under lhls par:lgrOlph 7 shaH become: 3ddilional deb I ot BOflower secured by l!li,
Security Ins[rument Unless Borrower and Lender llgree 10 olher terms of paymenl. these amounts shall bear inleresl rrom the
dale or disburscmenl al the NOle ra[c nnd shall bf: payable. wirh inleresl, upon no [ice from Lender 10 Borrower requesting
paymen!.
8. MorlgllKt Insurance, I( Lender required mOrlttoge insur,mce .a a condition of making lhe loan secured by lhis
Security Inlilrumenl, Borrower sholl PllY the premiuOls required 10 m,unloin Ihe mongage insuunce in efrec[. If. tor lUly
reason. lhe monga~e insur3ncc covenge required by Lender lapses or cc;:se. 10 be in e:(fcel, Borrower shall pay the
premiums required to oblain coverage SUb)lanlilllly .:quiv:l.lent 10 [he mortgage insuran,e previously in erfetl. at a 'Olt
substanlially equivalen[ 10 [he COSIIO Borrower ,,' the mongnge inSUrl111ce previously in drecl, rrom an alternale mr rtgage
insurer approved by Lender, If substantially equivalenl mortgage insurance c~verage is nOI availtble, Borrower shall ply 10 ~
Lender each month a sum equal 10 one:.I',l,~:f[h of Ihe yrarly morlgage insurance premium being paid by Borro.....er when the
Insur3nce coverage lapsed or cellsed to be In effe<:t. Lender will accepl, use an'J relain Ih-:se: paYlrIerm as alou re:serve in lieu
or mOrTglIRe Insurance, Lou reserve p3ymen[~ ml1Y 110 longer be required, at the oplion o( Lemler, ir mO"gll~,e inlurance
coverage (in Ihe amount anj ror lhe IXtiod Ihal Len~er requites) pro~ided by nn insurer appr,ved by Lender ag"m 1><:comel
aVllilable and is oblll:ned. Borrower shall pay [he premiums required [0 mainlain 1110r1g11ge Insurl1ncc in c(feCl, or 10 provide a
loss reserve, unlillhe requilCmelll for l-r..rlg:lge insurance en~s in aCCotdJllce with allY wtillen 3greem<:nl bclween Borrower
/lnd Lender or applicable law.
9. Inspecllon. Lender cr ilS ligen! may m~~.': reasonable enlries upon and ::"~r;(ctions or the PtoperlY. Lender shall
give Borrower notice: at the lime of Ot prior 10 an in~peCli(ln 5!wcifYlOg reasonablc cause for lhe inlpc:ction.
10, Condemnatlon, 'nle rrocvJ~; of IIny award or claim (t;:: da:nages. direct or consequenlial, in connection with any
SlIllle FlInir~ " F~nnll /l1I(/Fr'd~l, MH UNlFOltM I.'iSTltuMF.NT.. Uuifonr. Co.tnlnlJ ?/?O (poll' J DId POI'"
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condemn.illull Of Olhe, Iylr.ln~ 0' Illy pMI of lhe PWI"'I), Ilr (Pf ~'urhe)~IH.c HI !'('III'( "IIIII'/IIl1JIIOfI. ~/, hef'O) Il,,,ltp'\('ll iI/k!
Ih.1l be paid 10 Lend".
In Ihe ncnl or II 101.111 I~;.ill' (If Illc l'ropm). IIIC pru..,eJ. .11;111 L(' ..prll('U W Ihe uma .culIe'" tJy 1111' SC',u'll)
In.trumefll. \It'helhcr or IIlII Ihcn due, with IIny e\1."en pJid 10 Uorr.l...'f, In Ih, C~I:/llll( jI p~rli;.tl tJkiflil- or ::" "'of~/Iy in
\loh/cn Ihe (wir mYf~'1 ~lllu1." o( Ihe I'IOr<rly Imrn('J:'lely before 1111: I"kin.;, ,.j\,,,1 1'111' Ille..ler Ih"n lh, .:lmoufH o( III( '\JIlh
aceured by Ihii Se,\J'IIY In'lwmenllmmeJllllely b"lIre Ihe l;ikiuJ:, \Jllle" [limvIloC' 31lU l....(lluer Olhcrwi~ ili,e, in wrillni,
Ihe luml a,cureu by lhil Se,urily InurvmMI ,hllll be rcduad by lhe illl1lJ\Jrll or 1111: procced. mulliplje'" by Ihe (ollolloln,
(rICIlun: (I) Ihe 10lalamuul11 o( Ihe aumlle'ureu InlmeJi;&I'~lr befure Ihe I;&kin~, Jivil1ed by (b) Ihe rilir m.ukCl ...,1lve o( Ihc
Propcn)' lmm,dJlllely before Ihe l.1kln~, Any balnn'c ,hall be paid 10 (J(ifro.......r. III Ihe c~enl of J pHtial I"kini of HI(
Propeny in which Ihe (Illr mlrkct \'lIve o( Ih-= PTllrcrl~ Ifl1l11cdiillcJy bdc.rc lhe 1.lkj"i h leu Itun lhe ;lnlllunt CJf Ihe turn,
I~ured 1Il1m,"IIII,Jy before Ihe IAkins. unleH Uorro....er :1I1d Lender ollierwi.c a~I" in .....rilifl. Ot vl1ku JpplicJbl, 1.1....
otherwile ptovidel.the pflxee"a Ih,,11 be ~pplled II) the: .Vfll' h'CUferJ by 1M" S(':~lfll}' In'JlumCrlt ....IIClhc:r or nOllhe .um, lire
Ihe:n due,
I( Ihe Properly h IIbandoned tJy Dorro.....er. or if, ;I(ler nOlic..: by L,nJer III JJvrru....er Ih;jllhc cund"nllOr orren 10 m;rke
IIn aWlltd or Icllle II claim (or d"mA~'J. DOrTa....." (,lilllU '''pond 10 Lender ....ilhin 30 J;lYI ;lrtcr lhe dllle the notice i. given.
Lender II authoriud 10 collect tlnd npply the P'lKCC~':..;l1 ill oplion. eilher 10 rcllot.1liun or repOlir of Ihe f1tOpcny or to the
luml lceured by Ihll Sec\Jrily lnllrumenl. whclhc:r or nOllhen due:,
Unleu Lender lInd Uorrowcr olhcrwiJe llBrec in wrilin$, All)' applicJlion o( prlXudJ JO prjndp;,J ,hJll nOl clltmJ ()(
pollponc Ille due dlSle (J( Illc mOlllhly pJ)'mentl referred 10 in p"rllgrllfJhl I Jnd 2 or ch.lnie Ihe "mounl o( ,uch p;lymenll.
11. Uarrowcr NOI RelelUed; Forbur.llnce Dy Lender Nol II W;lher. e.\len.ion of Ihe lime (or pllymcnl or
moditiCAlloJn o( IlmonizlSlion of Ihe 'ums Jecured by Ihl' Security Inllrumelll gran led by Lender 10 ,1ny luccellor in inh~teu
of Borrower Ihall nOI operale 10 releA~e Ihe Habilily o( Ihe: original Borrower or Borro.....er.s luc('elJOfJ in inlerell. Lender
Ihall nOI be requIred 10 commence proceedinga Ag.1inll Any IUCCeIJor in inlere.1 or refuiC 10 eAlenl1 lime: (or pa)-menl or
otherwl" modify .mortlz.all"n o( lhe auma "c\Jrcd by Ihia Securlly {nmumenl by (('uon "f ant demand :TIade by Ihe oriJinal
Borrower or Dorro....er.. lueccuou in interca!. Any forbC'arance by Lender in "ereialnB "l1y riahl or r::rnecly ahall not be .
wIJverofor preclude Ihe c.\erclJe of M)' right or remed)'.
12. Succeuorl and Aurii1J Dound: }olnlllod Sncrol Liability; CO'llintrt. The coven"'nll and "ireemenlJ of thjJ
Securil)' Inllrumen! IhAlI bind And bencrillhe IUCCe:UOf' Ilnd .ujina o(Lender :lnd Harrower. avojecl 10 the: provi.ions o(
patllgrAph 17. Dorrower'l COvenllnll :lnd Agrccmenla ahall be joinl .!lnd "vera/. An)' Borrower who co",i,nl Ihia Security
Jnllrvmenl bul does not eAceule the NOle: (:I) II ,,,.aigning Ihia Sccurlty lnllrumcnl only (0 mOr1I.1~e. tra/ll :llId convey th,u
Borrower'l inlerCltln Ihe Pr"peny under Ihe lerma of Ihil Security Il1Ilrvment; ib) il nOI peuonOlJly ob1Jglllcd 10 pay the JUmJ
"cured by Ibis Security inwumcnl; and ec) agrccllhal under Ilnd Iny olher DOHo......cr may 'Iree 10 ellend. modify. forbear
or make Any accommodalionl with rei:lrd 10 the lenm of 111;1 SccurilY Inllrumelll or Ihe Nole withovl lh.:ll BOlTow,,'J
conlCnl.
13. Losn Chariu. J( the :.Jan ieCL:r" ~ by Ihi. Securily lmlrurnenl i, subject 10 :I law which J.CII m.uimum lOo\t1
charges, And Ihllll;lw j, filiAlly ir,ICrJlreled '0 Ihal/he inlerell or olhc:r IOlln r.hargel collCCled or to be collecled ill 'onne.:t:~
wilh lhe loan ellceed Ihe pcnnille:d limila. Ihen: (a) any auch 101n chBrge shall be r:duced by Ihe amounl neceullry 10 teduC(
Ihe chorse 10 Ihe pennilled limil; 3nd (b) :lny aum, already colleclCd from Borro.....er which uce~ded pcrmiued limiu will l:<
refunded 10 Dorro.....". Lender may choose 10 mll~e thia rerund by reducing lhe principal owed un~:r the Note or by makinl'
direcl paymenllo Borrower. If 11 refund reclucCl principal. Ihe reduction will be Irealed Ai a p',f'.laJ prep3ymcnl wilhout an)'
prl"paymenl chArse under lhe Nole.
14. Notlcu. Any nolice 10 Borrower pro~jd,d (or in Ihi, ::iecUtlly Inunune:ll ~hall be sh'en by delivering il or b)'
mailing il by (jn! class mail unless appliCAble law requires use o( Anolher nJethod. The nOlice Ihall be direcI,"" 10 Ihe Properly
Addre" or any other Addreu Borrower designatCl by nCllice 10 Lender, Any nOlice 10 Lender Ihall be ghe:! by firsl clau
mall 10 Lender', addreSl JIllred herein or any olher address Lender designare.\ by nOlice to norrower. Any nOllee provided (ex
In this S,:curhy In'trumenl shall be dceme:d 10 have been given 10 DOlro.,.,e! or lender whe., ai...en AJ provided in thil
paragraph.
15. Governln& Law; Sevcrobllll)'. TIlis Securily InSlrurnenl shall be co...emcd by (ederal I:lw l1f1d Ihe law of Lhc
juri(diclion in which Ihe ProperlY is locAled. In Ihe event Ih;ll .:lny provision or clause of IhiJ Sccuri:y Jnarrumenl Ot the NoLC
connicts wilh applicable lA...... such connicl shall nOI a(fecI other proybions u( lhis Securily f;,~lrvment or the Nole which C111
be given ef(ecl WilhoUI Ihe connicling pro...ision. Tu Ihis end Ihe provisions o( thia SecurilY fnatrument and the Note AIe
declared 10 be severable.
16. Uorrower's Copy. Borrower shall be oiyen one confonne:J copy of Ihe NOle AIld o( Ihi, Security Instrume:n!.
17. 'J'rDn&(er oflhe Pr,)pert)' or.o Denencllll Inll:rW In Dorrower. J( aU'" any part o(lhe ProperlY or any inlCrw in
il is lold or Iransfemd (or if a beneficial inlerest in Dorrower il Jold or lrans(erred and Borrower is nol a nalural penon)
wilhoul Lender'J prior wrillen conlenl. Lender mllY, at its oplion. require imr;lecli;lle payment in full o( all lumJ secured b)'
Ihi, Sccurit)' Jnalrume:ll, However. Ihis oplion shall no! be ellercised by Lender H e.-;er..:iJ.C is prohibilCd by {ederallaw Jj of
!he dale of Ihil Security Inllrumcm.
If Lender e.-;ercisClthis option. Lender 5ha1l gi...e DOrTower nOlice cf acceleration. The nOlice Sh311 provide a period o{
not le5llhan 30 days (rom Ihe dale Ihe notice IS deli...ered or IlIl1iled wilhin which Borrower t'l'JSI pay all sums Jc:curcd by thir
SecurilY Jn5lrumeol. I( Dorrower (3i1a 10 plly Ihese sums prior to Ihe eApir;llion or Ihis period, lender may invoke AIlY
remedjes permillcd by Ihis SecurilY Instrumenl .....iehout fUflher nOlice or demllnd on Dorrower,
18. Dorrower'l RIRh: 10 Relnslnl'. f( Dorrowe:r II"CCIS certAin conditions. Dorrow~r shall h4...e lhe tight to hive
enforcement of Ihis See\Jti!y Instrumer\! discon!inuerJ nl ;Illy !:me: pri'l: ltl Ihe earlier of; ~a}.5 dllya (or such oth..r period as
Slni!C F~lnily.. Flrlnl( MIt.'Frtll~l( M~, U....ItOII.~: ll'i.HIWMt:NT. UniTulrnCoHn.nu 9/'1'1 (pa~t 411!6p.Jlt1)
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'S"WIlY lnUtumCIII; CJf (b) cn',,)' of. Jud.mcnl enfon:ln, Ihh Securll)' Inur\l/llcnl. 'f1IO'f "ItWliionl .rc Ilw 60"0....'1: (I)
plY' ~r .Ulum, whlch"lhen would bo "I.~ under Ihl, Sccurlly Imlrumcnl #n~ Ihe NOlC: Ii If M t.Ccc!((Il;on h~
,"UITId; (b) 'U,II any dohull of 1;'1)' olnllr co~C'n"'I' Of ','C'"I(IIII; (c) rly4 .11 upcnW'llncuncd In en(orcln, 1111, Securily
In'lIUmenl, lneludln,. bul nol IImhcd 10, rUlOn.blll ttlorney.' feu; .NJ 'd) llku .\lell 1'1101'1 Iii L..c~c:r ma)' fuwnably
ftqulrl to anu" Ih.llho Illn u( Ihl. Sccurll)' In'l/'\lmcnl, !...ender'. rlshll In Ihe rro~ny Iml norrower'. obll,.llon 10 PlY I~
.urn. If(urod by 1hll '"ullly Inunmu:n1 .hlll cOnllnue unchllllJed, Upan relnU/llernenl by Borrower, Ihl, Sccurll)'
Inll/'\lmonl and llle oblla111on_ ucurod MrclJy ,h. II remaIn fully dfecll...e II If no ICcderllllon had IXcurred. Ih'w-:'/cr, ,hI'
riJhllO rclnlllle..11I11 nOI .pply In Ihc CAU of "cclcr'IIIIIl under parllJ,r.ph 17,
19. 8.1, of NOlo I Chani' of Lul" 1hrvlCfr. Thc Nu:e or a pllnial inlercll 11\ Ihe NOle (to,eth:r wilh Ihi, !iecll"l)'
Inluumcnl) mar. be lold one or more IlmCl wllhoul prior nOllce 10 Dorrawcr, ^ nle /lIllY re,ull In ~ chInle in Ihe enlflY
(known U Iho' Lo.n Servlcc(') that colleell monlhly plymcrrll due under Ihe Note llnd thil SecurilY Inurumcnl. There JI..o
m.y bt one or moro ehlnl'u of Ihe Loan Ser...lecr unreialed lu.l'I 'I'lle o( Ihe Nole, I( Ihere il.l eh.n,e of Ihe Lo.n ~cl"i~r,
Borrowor will be alven wrltlen nOllce o( Ihe ehlllic In I<<'ordlncc wllh IJ1rlll'rllph 14 .buve and Ippllcabie I.w. 'The nOlic.c
wlll.lItomc nJnlC And Iddre.. ot Ihe new loin Scrvlccr IUld Ihe add tell 10 whkh I':ymenll .hould be made. The noliee will
allo conlJln MY Olher In(onnallon requitw by .ppliea!.Jle law.
20. HIUrOOlJ.SulJll.lInctl, Borrower .hlll not CJuu or permit Ihe prelcllcc, u~e, di'pCf.:lI. Ilor4&.'l, or feluu or any
Hawdou, Sublllncc. On or In the Propel1Y. 130rrower dull not do, nor allow 3nyone clle 10 do. anylllina :.Ur:cl;nllhe
Propeny thtll.ln ...10111110"; ,,( Inl I!n"lronmellllJl Law. The preceding IwO IenlenCCI IhOlll nol ilpply 10 lhe pruencc. uU'. or
.Ioraae On the Propcl1Y o( Imllll qUlntlllel ot Hu.ardouI Subll3nCCllhJI Ite geller.3ily rCCCKni1.J:d 10 be i1X'roptiouc I:> normal
rclldcntl.a1 UK' Ind 10 nlldnlenllll;,e o( Ihe Propeny.
Borrow:r ,haJJ promplJy ,I"e Lendc:r wtillen nOlice o( IIny Invelliiation, c!;tim, de,""nd,l.lw.uil or olt,er Jl:lion by ~ny
Jovcmmentll or rCJulatory IJeney or ptlvlle pany Involvio, Ihe Propeny and any Hautdoul Submnce or Environmcnl..l'
L.w of Which Borrower 11I1J aclull knowledJe. If Dorrower learnl, or il nOlified by any govern menIal or teJulllor)'
authorilY, lhlll any remov.1 or other remedial ion o( any H;l.utdoul Subllancc a((ecling Ihe Propo:rty i. f'Iecellary, Borro'oloer
.hlll promptly 'axe all neeeuary remedilllllct;on. in accordance wilh Envitonmcnlal Law.
AI uJed In Ihl. pa",raph 20. "HII1..Itdou' Subllllncel" lite Ihou lub.I.l'Ineel defined al lode or hlurdoul .ubttallCCS b:--
EnvlronmcnlJllaw IInd Ihe following lubllancel; ,..oline, kttOIC:f1e, Olhet Ollmmable Ot lo"ic petroleum ptodL:Cu, lo"ic
pcllidd" and herbicilic', vollllile ,oi"enll. mlllcrillll conlainini U.)(IIOI or (omlaldehyde, and radioacli"e mJlc:riall. AI
uled In fhi. parlaraph 20, "EnvironmenlAI Law" meAnl (eder:!! I.lw, ~nd lawI ot the juriuliClion where the Propcrty i. localed
lhll relale 10 helllh. IIfelY or environmental proteclion.
NON.UNIFORM COVENANTS, Borrower ,nd Lender (urther covenJnl >lnd ~grc:lO :1, tollow~:
21. Acceleration; Remedlu. Lender Ihall slve notice to Dorrower prIor 10 acceler:allon followlnl Borrower',
bre.ch of any covenanl ur Rireemenlln Ihl' Securlly :;lIlrument (but not prior 10 acceleration undu par'araph 17
Imlea Ipplluble I'w provldu 01 her wi"). under .hall nOllty Dorrower of, am01l1i: olher Ihlnp: (a) Ihe def.ult; (b)
lhe .dlon required to CUrl: lhe defaultj (c) when the default mull be cu:-edj Dnd (d) Ihal failure 10 cure Ihe detaull al
.prelned m'Y rtlull In acceleration of Ihe .uml "cured by lhl. SecurUy In.lrumenl. foredolure by Judicial pro-
cllCdlna and Jlle of Ihe Property. under ,hall furlher Inrorm Uorrower of Ihe rl~ht 10 rtln'lale a(ler Iccelerallon .nd
Ihe rlahl 10 a.uerl In Ihe foredolure proceeding the non.exlslence of. ddaull or any olhu ddenu of Borrower 10
aa:clerallon and (orccloaure. If .hc ddaull II not cured p, ,peclncd, Lender 1'It It. opUon may require 1m media Ie
pl~ml!nt In (ull o( .11 lurn' Itcured by Ihll Security Inllrumenl wlthoul (urlher demand and may (oreclOK Ihll
Stcurlly In'lrument by Judltl.ll.l proccrdlng. Lender ,hull be enlllled 10 colleclall expenlu Incurred In purtullli the
remedle. pro\'lded In Ihl. parairaph 11. Indudlni, but not IImlled to, a!lorney" feu and CUlll of Iltle evidence 10 Ihe
ulent permlUcd by applltable law.
21. Relea,e. Upon payment ot aU 1um' secured by Ihil Security Inslrumenl, Ihi, Security Inltrument and the 'stile
conveyed ,haUlCnnlnlle And become void. A'ler such occurrence, Lender shBll discharge and ulilfy Ihis Security InlllU-
ment without charle 10 Borrower, Borrower ,hall pay any record. lion ..om,
23. Waivers. Borrower, to me elllenl pennilleo by Bpplicable law. w/livcs :lIld releaseI any ellor or ddecu in
procc<<!inS' 10 enforce Ihis SecurilY In"rumenl, and hereby waivC5 Ihe benefll of any present or fUI~re laws providin& for
illY o( elteeulion, cllleOlion of time, e,;emplion from allBcnmenl, levy ~nd s~lc. 3.nd homes lead e"empllon.
2.4, Reln,talemenl Period, Borrower's lime 10 reinUillt pro"ided in paragraph 18 ,hall ex lend 10 one hout prior 10 Ihe
comJOencc:menl o( bidding UI a Ihtrifr't. ule Ot other nIt pursuOInt 10 thil SecurilY Instrumenl.
15, PUrthait Money Morlr.i1y,c. J( IIny of the delll 5ecured by Ihil Sccurill' lnmumenl is lent 10 Borrower 10 acquire
lille 10 Ihe Propeny.lhil Sr.curity Inmument 5hOlll be a purchuse money mur1gbge.
16, Inlerut Rote Afler Judimenl. Dorrowet agrees thai lhe inlere~1 rale paYOIbie af1er 3. judgmelll is en Ie red on Ihe
N.ote or in an lIe1ion of mongllge foreclosure sh:lll be Ihc rale payabie from lime 10 limc under the NOle.
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(hit Securlly InSlrumenl. the coyenanll Ilnd aifCCmCnlJ or eJeh Juch rider Ihllll t>c InGorpor'lcd 1010 and Jh,ll amend Jll4
.upplcmenl Ihc eoven.ntJ Ind 'ireClnCnll of Ihll Security JnWument 11~ If Ihe rldc:r(J) were I put of lhi, Securlly Inllrumenl,
(Check 'Pl'lIcllblc bo"'(".)l
DAdjulllluleRlllcRldcr
[l arlldu.led Paymenl Rider
DB.lloenRlder
001'''(1) [.p",ty)
CHP6
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o Cend.Hninlum RhJer
o PlllIlncd Unil De~clormenl Rider
o Rale: Impro~emenl RIder
D 1..\ P;ullil).' Rider
o Biweekly PJ)m:nl Rider
o Second Home Rid'-r
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BY SlaNING BELOW, Derrower 3CCeplJ IInd a.reO:I to the tennJ and coven.1nU contained in rage. I throll&h 6 of lhi.
Securh)' Jnlltumenlllnd in Iny rlder(.) ueculeO by Borro....er :lnJ recorded with il.
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COMMONWEALTH OF PENNSYLVANIA. WMJtP;4. .' ,"y II: .,' 'r',',;,
Onlh;'.lh, cX[.J:fd,yor (JCj;r~ ,bdolem,. THE SUBSCRlaER;)<A~',;
Ihe undersigned o(ficer, personally IIppc:ared H lC tUe L JOE L L 1 AN 1I ' .:.;..,.r'\";'/"~'~.""'I~'
HARR!EO .., ..
.. . known to me (o~ ~tils'(lCtorii)' ..,A,,::; /~:<':,;';~:
subscribed 10 lhe wilhin inltrUmenl and acknowledged 'I"':':';':)~':- ./,.
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. IN WITNESS WHEREOF. I hereunto 5C1 my hand and ofljcial ,enl.
1J~ JJfj'~ W~"
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. Ihal THe ~ executed the same (or lhe purpose herein contained.
My Commission expires:
NOTARIAL SEAL
VICKIE R, WELKER, NOTARY PUBLIC
CAMP HIll BORD, CUMBERLAND CO
My COMMISSION EXPIRES MARCH 4 1995
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',~h(l lake'; th,'; NI'le hy tr:ln~fcr and who i~ enlitled to receive
In re1Urn for a Ip:\n IIlal] 11:J~C ~l'CIVCJ. [pl'lIT1i'l~ I'l r.IY U,S ~ '613 "C,O,O,
"principal"). plu\ il\:ele~l. 10 Ihe mdn ('I' Iii,: l.t'lalcr The LOHkr I', BA:l K U 11 t T,E.,D..O,F,.
lhntlile Lenlkr may lran~kr tllI\ NoIC_ "11:1: L,~r,d~1 PI' ,lll:ooe
pnyn1r,I',ts under thi~ Nole i\ cal\cd Ihe "Nole 11,,:':'-:, "
2,IN1EltfSr
l!llere~l .....i:l he ehar!:ed Oil 1Illp:lid rrin<.:ipll 111\111 the (uil amount or principal h,l\ been p;jid. I .....ill poll' intere~t :11:1
)'enrly mt~ or . 7,,,S.G,l), 70,
Tile intef\~q mte n:quired by lhi~ Sectioll 2 i\ !lIe r.lle 1 will P:1Y l"llh before ;jt\u "flcr ~I1Y dcf;ju1t de~eribed in Section
6(n}n(lhi.< No/c.
), l'AY;\1E~TS
(A) Time nnd Illm'l: 'If l'a~'lIll'llt~
I wi'l pay prillcip:ll :lnrl inlert\t by rnakinfl. pJYI1\('nt~ e\'cry mOlllh,
I will make my monthly p:lymel\t< on the: "...1.$1:. "day of '::!ch monlh heginning ('11 ..4.E,C.P1,~.E..IL.O..1......,
19.....9.2... I will m;]~_e lile~e: p:lY1T1cnl.~ every monrh until I have p:lid:lll 01 Ille prineip:ll and inlere~t :and ;my other charges
d('~crihcd below tlla( I m.l)' owe under lhi~ Note, My monthly pay1T1e1\t~ will be arrlied to inlerc~1 before principal. If, on
"J';:J,~".;;l:i.aER,..Q I.. ...2,07..4", I ~lill owe :JlllOUnL\ WIder lhi~ Sore, I will p,ll th(1~e :In,o'.!nt~ in rul] on th;l! date,
which i~ crllIetlthe "m:llllrity d:lte."
I will make m}' monlhly pllymerm:1I ..J.2.Q.0
UXAS...7.7,QV..
(tl) Amount uf MOllthly l'nY"ll'lll~
My monthly paYll1l'nt will be in 1l1e :lTllflUI11 of tJ _S $_. ."~ ~,: .~. ,I :: .1,.1 ~'", 4: l.
4, nORROWER'S RIGIIT TO PREP,\\'
I have lhe oghtlo 1T1:1ke paymenl.~ of princir:lI :It ,lny time before :I:ey ;lrc due. A payment of principal only is known
as a "prepayment." When I make a prer:lyrnenl. I will lell tht: Note Hoitlcr in wriling that I :1m doing so,
I may make a full prep:lymenl or p:H1ial prep:lyment~ wilhoul p:lying :lny prepayment charge, The Note Ho]der will
u~e nil 0r Illy prel1l1ymcnt~ to reduee the llmount or prineip:L1 thnt lawn under th;~ Note. Jr I nl:lke n parcinl prepaymenl,
tht:re will be no chOlnge.~ in the due date or in Ihe ;J1l1(1U"lt or my monthly pJyrnenl lInle~s :he Note Holder agrees in writing
10 those changes. I
5, LOAN CHARGES .
If a lnw, which :lpplir~ to thi~ tonn :lnd .which ~el~ 1l1:1~irllom IO:Jn ch:Hge~. i~ fin:llly interpreted so rhatlhe interest
or other loan charges collectell or to bc collected in CNlllection with lhi~ 10:ln e~ceed the pcmlilled hmit~, then: (i) ::my such
lonn ehorge ~hnl1 be redllceu by the lImount neecHur)" 10 reduce the eh:lrge to the pcnniued limil: lInd (ii) nny ~um.~ alreudy
collected fmm me which e'(cceded pcnnined limil.~ will be refunded to me. The Note Holder mOlY choose to make this refund
by reducing the princip311 owe under this NOle orby m.,king a direcl p:l)'ll1rnt to me. If" refund rcduee.~ rrincip:lI, the' reduclion
will be 1rC:I\cd as a p:.rt;,l prepayment.
6, nORRO',\'ER'S ,IJLUIlE TO mY AS REQUIIlED
(A) Lale Chnr~.:: for Onrdue Pa)'ment<;
If lhe NOle Holder ha~ not recc1ved the full alllounl of any monthly payment by the end of '" .~.~.~,~.~.~.:~."..
calendar d:lYs after the d:He it i~ due. I will P:lY :I laIC charge to the Note Holtler. The a~llount of t:1C (harge will be
"",,?:.9.9.... % of my overduc p:lyrnent of prineip:ll and intercsL I will p:l)" thi\ !:lIe charge promplly blH only once on each
lnte payment.
(0) Default
If r do not pay the rull ,1I1Hlllrll or each monlhly paYlI1cnl on tht d;lle it i~ due. I will be in dcf:Hllt.
(C) Notice of Delautl
If I :1m in ddallll, ,he Note !lolder ma)" ~end Ille :1 written nOliee telling me thaI if I do nol pay the overdue ;llllount
by n cerlain dale, the Note Holder m;l)" require me to pay imll1edi:llcl)' lhe full anlounl of prir,cip;11 .....hich h:ls nol been raid
and all the in(ere~tthll~ I owe olll1wt amount. Th:ll dale m\l~t be allc;)q )0 uay~ :!fter lhe dale on which the nOlice i~ delivered
or n1:1iled 10 me.
(f)) No \\':Il\"er By Nole IIlltdrr
Even if, :I( a timc when I ;1111 :n def;1tI11, the Notc lloidcnlocs nol require me 10 polY immediately in full as de~critJed
3hove. the Nele Holder will slill ha\'e the right 1ll (;0 "0 if I :lIn in dcrJult ,Il [, l;\t~'r lime '
(E) PnYll1enl of Note !lolcler's Costs nrHI F\IH'n~es
If the Note Holder 11;l~ requircl! n~ to ray i<'lIl',,:(lialely ill fulll\~ de.\cnhed :lbo\'c, lhe' Nole "old~r .....ill have ~he righl
to be paid bl1ck hy mc ror nil of it~ eO~I~ llnd "p' , ill enrorcing lhis NOle to the e~tenr !\('II pmhibited by appl1c:lhle !nw,
Those e~pen~es include, ror e;r;:lrllplr:. re:l\on;lh~l' .1I111fll'-")'S' rce~,
7, GIViNG OF ~OTICES
U'IIe.~~ applk-:Ibtel:lw requires :luifkrellt lllcllll1d, :HlY notice th:ll IllU~t be l~ivel\ 10 me untler thi~ Noll" will he ~ivl~n
be deli"":1inC, il or by mailing it by IIr\\ cl:l~\ ll\.1il to me ill Ihe I'ror'..'n)' f\dd~~~ :lho\'e or al :I (!irrertnt nddre~~ ir I give
the NOle Ilolder lit nolice of my differCI\1 adllrc~\
All)" noliee thllt Il\U',t he given tolhc Nllte Ilohkr \lnder ,hi\ 1\'1l(~ will be ~i\en hy m:lilil1h il hy rir~t t111\\ mnilto
the Nole Ilolderll! tIle :l(ldn:_\~ \Ialed in Seclion J(A) ;111,1\"e or ill:l dirfacnt :lddleH if l;1In given "nolice of III lit dirCeren, nddrt:~~,
..,.oUTH ~f.ST.., F,RE,F.WA,Y.. ../I, 2.0.0,0 ..,II.o.uS:!.o,~l,..,........,
M:l1 :I dirrcrcnt r[n.:'~ if rC{luired by the Note Hl1ldcr,
i
MUL r;STATE FIXED RATE NOTE-!iI"F.I~ r"."llt-'NMAlfHUAC UNlro,,'" INSTnUM[,-,r
CIlOT
0092305/.
'orm 3200 12/83
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8. OBLIGATIONS OF PImSONS UNlHm llllS NOTE
If more Ih:m one persoll si~l1~ lhi~ Nole. e:Jch per50n i~ full)' and pcr~ol1a\ly ohlipleJ 10 keep ,11l or lhe rromi~e~ mllde
in this NOI~. including Ihe promise 10 r-lIY Ihe full nrnount owed. An}' rcr"ion ,"ho i_~ a guar;lnl'lr. ~urely or endorser of Ihis
Note i,~ 31~o obligated 10 do Ihc~c thing.~. Any rer~(ln who !a~;l'\ nvcr lhe~c oblignlion~. including the ohligaliom o( a guarnolor,
surely or endoner of thi~ NOle, is nlw Obli!::11':!! hI kc~r all or the rr\1lTll~e~ malic in Ihi~ Note. The Note lIoldcr nl:lY eo force
iu righlS under this NOle ag3in~t cach pC'r"ion individually or apin~1 :Ill or U\ togclhcr. Thi\ mean~ 111:11 anyone or u<; may
be required to rny nil of the :lmounl~ o\\led UlH]cr this NOle.
9. WAIVEHS
I :lnd allY 01her person who has oblig;lIion\ under t!li~ NOIC .....aive lhe rights off pTe~cntmentand nOlice of di~hl.lnor.
"Presenllnrnl" rnCOln~ the righllO require Ihe Note Ilotder to do:mand payments of 3nlOunt~ <.Ille. "NOIiee of dishonor" means
the right to require. the Note Holder to give ,loliee to other persom lhal :lIllounls due have nOl been paiJ.
10, U~lrORM SECURED ~OTE
This Note is a unifoml instl\ll1lent wi:l, limited variations in some. jurhdiction~. In ~ddition 10 Ihe protecli(ln~ given
10 Ihe Note Holder under this Note. 11 MOI1i>:Rge, :.'leed orTr\l~t or SccluilY Deed (the "Seeuril>'!nmumcnt"), dllted lhe slime
dllle n~ Ihis NOle. prolects the Note Holder from p..'~~ible lo~\es I~hich "'lilt if I do not keep the pmmise, which 1 mllke
in Ihis Note, That Security lustrumelll de~crit:e~ how al'd under wh~t condition~ I may be required to make immediate payment
ill (ull or all amounts I owe uncler :his Note. Some)f those condilions arc de~eribecl as follows:
'Transfer of the Pro~rl)' or a Dcori',(IOlln(erest In Dorrower. If all or any pan of Ihe Property or
IIny lnlerest in it i~ sold or tmnsferred (or If t>enelieinl infere,t in Borrower is sold or Imnsferred nnd BOlTOwer
Is not 11 nntum! person) without Lender's prior written consent, lender mny, It ils oplion, require immediate
p'1ymenl in full of 1111 sums securd by this SeeurilY Inmument. However. this oplion shnll not be exercised
by Lender is exen:ise is prohibited by federnl!aw a<; of the dnte of this Security Instrumen!.
t( Lender exercises this option, Lender shall give Borrower nOlice of accelerntion. The nolice shall provide
o rcriod of oat less than 30 dllYs from the dOlle the nOlice is delivered or mailed within which DOlTOwer must
pay nil sums secured by this Se::uril>' tn~tl\lment. tr Borrower faih 10 ray these sums prior 10 Ihe expiration
(If Ihis period, Ler.der mny invoke any remedies pemliltcd by Ihis SeeurifY Instillment wilhout (unher notice
or demOlnd on DOlTOwer.
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WITNESS Tll" HAND(S) AND sr.n(s) or TilE UNOr.R.~IGNW,
71"";""<' 5,i. ,.Y.t.h'- .
......................~.....,......... ............................,....
HICdAEL J DELLI
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8'
ACT 91 NOTICE
TAKE ACT ION TO SAVE YOUR IIOME FROM FORECLOSURE
GE Cnpirlll MortYlIgo SOfV;COS. Inc.
The ComnonOo'col th of Pcnnsyl van in'!; lIomcowru:-r'i I Emcrgen'ty,lIl':'qrt,.s(!~~{'11 r.l(lfty.lrJ'~ CrJlflllldl"llI
AS:iistoncc Program may be nbtc to help you. Rend the followrwgVnd~lC'e.';t'd!ln'nl1 IJOO
out how the program works. f'lJ /lill.I?O?/!J./If!lllrllll, fXl/IJJ/OlI.',
I/J 1,/'143//
If you nced more information, cnll the rcnn~ytvilnii1 Housing Finance Agency
ot 1-800-342-2397,
La Notlf;c<lt;on en odjunto l'S de sumil lmportnnci.., pucs afocto su dcrccho D
continuor vlvlcndo cn su coso. 5i no comprcndc cl contcnido de osto
notiflcacfon obteng;) una traduccion imncdiotomcntc llmnnndo osto ilgcncia
(pennsytvanla Housing Finance Agency) sin cargos ill numcro mcncionado arriba.
Puedcs ser elegible para un prestamo por el program;) Il.1mado IIHomeowners'
Emergency Mortgage As~istonce Program" al cual pucde solvar su casa de la
perdida del derecho a redimir su hipoteca.
ACT 91 NOTICE
IMPORTANT: NOTICE OF liOMEO~NERS'
EMERGENCY MORTGAGE ASSISTANCE PROGRAM
PLEASE REAO THIS NOTICE.
YOU MAY BE ELIGIBLE FOR FINANCIAL
ASSISTANCE ~HICH CAN SAVE YOUR HOME FROM
fORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS
May 12, 1995
RE: G.E. CAPITAL MORTGAGE SERVICES, INC.
Property Address: 1157 BAISH ROAD, MECHANICSBU PA 17055
Loan # 10457505
TO. SUSAN D DELL I
1157 BAISH ROAO
MECHANICSBU, PA 17055
fROM: G.E. Capital Mortgage Services
You may be eligible for financial assistancc that will prcvent foreclosure on
your mortgage if you comply with the provisions of the Homeowners' Emergcncy
Mortgage Assistance Act of 19B3 (the l1ACTIt). You may be eligible for emergency
temporary assistance if you dcfault has bccn causcd by circumstances beyond your
control, you have a reasonable prospect of resuming your mortgage payments, and
if you meet other et igibi l i ty requi rcments cstabl i shed by the Pennsylvania
Housing finance Agency. please read all of this Notice. It contains .m
explanation of your rights.
Under the Act, you are entitled to a temporary stay of foreclosure on your
mortgage for thirty (30) days from the date of this Notice. During that time
you must arrange and attend a Ilface.to-face" meeting with a representative of
this lender, or with 0 designated consumer credit counseling ogcncy. The
purpose of this meeting is to attempt to work out a repayment plan, or to
otherwise settle your delinquency. This meeting must occur in the next thirty
(30) doys.
GE C,'pilnl
If you .~
face-to-foce meeting with this lender, or with a consumer credit
counseling agency identified in this notice, no further proceeding in mortgage
foreclosure may take place for t~irty (~92, ,~~~._.~~t::_.:~_~_~~!.:._~!__~~_~_s__~~c~.!"~9_.___. ____
The name, address, and telephone number of our reprcscntati~oCis:'IM S' I
t3t npt n OftgilgC ervlces, flC.
G.E. Capi tal Mortgage Services 1111I11/ ofGl c"flll.J1 Mwrrl"r;l! t:IJf/JfJI;lIdJII
625 Maryv! lIe Centre Orive 2/J()0 WI).\/lllrJfJ SrJlJIII, Sill II,' IJ()()
St. Louis MO 63141 PO fJllX'120?/5./Iol/',llIll. rx I/Oll1J71fi
. /IJG2J4311
1-800-544-3466
The names and addrcs~es of designated consumer credit counseling agencies arc
shown on the attached sheet. It is only necessary to schedule one face-to. face
meeting. You should advise this lender immediately of your intentions.
Your mortgage is in default because you have failed to pay promptly installments
of principal and interest, as required for at least sixty (60) days. The total
amount of the delinquency is $1,811.39. That sum includes the following:
payments due 03/01/95 through the first of this month and late charges.
Your mortgage is also in default for the following reason:
Manufacturing Unemployed/Non-self.
If you have tried and are unable to resolve this problem at or after our
face-to-face meeting, you have the right to apply for financial assistance from
the Homeowners' Emergency Mortgage Assistance Fund. In order to do this, you
must fill out, sign and file a completed Homeowners' Emergency Assistance
Application with one of the designated consumer credit counseling agencies
listed on the attachment. An application for assistance may only be obtained
from a consumer credit counseling agency. The consumer credit counseling agency
will assist you in filling out your application and will submit your completed
applicDtion,to the Pennsylvania Housing Finance Agency. Your application must
be filed or postmarked, within thirty (30) days of your face-to-face meeting.
It is extremely important that you file your application promptly.
not do so, or if you do not follow other time period~ set forth in
foreclosure may proceed against your home immediately.
If you do
this letter,
Available funds for emergency mortgage assistance are very limited. They will
be disbursed by the Agency under the eligibility criteria established by the ACT.
It is extremely important that your application is accurate and complete in
every respect. The pennsylvania Housing Finance Agency has sixty (60) days to
make a decision after it receives your application. During thot additional time,
no foreclosure proceedings will be pursued against you if you have met the time
requirements set forth above. You will be notified directly by the Agency of its
decision on your application.
The Pennsylvania Housing Finance Agency is l?cated at 2101 North Front Street,
Post Office Box 8029, Harrisburg, Pennsylvania 17105. Telephone No. (717)
780~3800 or 1-800-342.2397 (toll free number), Persons with imp~ired hearing
can call 1'800-342-2397.
In addition, you may receive another not"ice from this lender under Act 6 of
1974. That not ice is ca II ed a ltNot ice of Intent i on to Forec lose. II You mus tread
both notices, since they both explain rights that you now have under
Pennsylvania law. However, if you choose to exercise your rights described in
this notice, you cannot foreclosed upon while you ~re receiving that assistance.
Sincerely,
10457505
MARSHA JACQUES, Ext. 5564~ Collection Department
GE Capital
8'
HUD APPROVED COUNSELING AGE!-lCIES
SERVICE AREA: OElAYARE COUNTY
(PENN SITE OFfICE)
DELA\.J!,RE COUNTY II,O.P.E.
PHILADELPHIA COUNCIL FOR
ADVANCEMENT
511 WELSH STREET
CHESTER, PA 19013
(215) 872 3500
COMMUNITY
SERVICE AREA: HARRISBURG
URBAN LEAGUE OF METROPOLITAN
HARRISBURG, INC.
28 NORTH SECC~D STREET
HARRISBURG, PA 17101
(717) 397 5182
SERVICE AREA: LANCASTER COUNTY
TABOR COMHUNITY SERVICES, INC.
320 SOUTH DUKE STREET
LANCASTER, PA 17602
(717) 397 5182
SERVICE AREA: LEHIGH VAllEY
CONSUMER CREDIT COUNSELING SERVICE
OF LEHIGH VALLEY, INC.
1031 LINDEN STREET
ALLENTO~N, PA 18102
(215) 821 4011
SERVICE AREA: LUZERNE COUNTY
COMMISSION OF ECONOHIC OPPORTUNITY
OF LUZERNE COUNTY
211'213 SOUTH MAIN STREET
~ILKES'BARRE, PA 18701
(717) 826 0510
PENNSYLVANIA
Gf CnJlit1l1 Mor,gngo Services, II/c,
11I1I11fIlfWC,!fl/ldIMWl.lJiJl}f)(,'flfllll/<J111I1I
}IJOO Wr,'.';/lllllfl SfJ/illl, Sill II! uno
1'0 {l1H ,')()}/~j, 111111,,11)11, IX /l/J?l (}JI:i
1/.7lj):I 4J?1
HOUSING ASSOCIATION
DEVELOPMENT
411 ~ALNUT STREET
P.O, BOX 1505
ALLENTOWN, PA 16105
(215) 432 6336
AND
!lOUSING ASSOCIATION OF DELAWARE
VALLEY
HOUSfNG ASSOCrAflON lNFORMArlON
PROGRAM
1314 CHESTNUT STREET, SUITE 900
PHILADELPHIA, PA 19107
(215) 545 6010
SERVICE AREA:
COUNT IES
READING AND BERKS
THE BUDGET COUNSELING CENTER
247 NORTIl 5TH STREET
READING, PA 19601
(215) 375 7a66
SERVICE AREA: YORK COUNTY
HOUSING COUNCIL OF YORK
116 NORTH GEORGE STREET
YORK, PA 17401
(717) 651. 1541
COUNCIL OF THREE RIVERS AMERICAN
INDIAN CENTER, INC.
200 CHARLES STREET
PI TTSBURGH, PA 15238
(412) 7a2 4457
1l0USING ASSOCIATION OF DELAWARE
VALLEY
HOUSING ASSOCIATION INFORMATION
PROGRAM
658.60 NORTll ~ATTS ST.
PHILADELPHIA, PA 19123
(215) 97a 022/,
(COUNSELING OFFICE)
GE Capital
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GE Cn/Jitll! Mortgage Sorvicos.lnc.
IIIIIII/II{(;( CiIJ"tilIMIIII!I,Jf/l!/,'m{uJ!,'IIII!/
2/JUII WI",' Iflllll SOlltll, SI!I{f~ I)un
f' () fll!~ .flOll!). 1/1!I/.~t(ll!. IX 11111/ (11/[;
1I.?!;?34J?l
NOTICE OF INTENTION TO FORECLOSE
MORTGAGE UNDER SECTION 403 ~F PA
ACT NO.6 OF 197',. (READ BOTlt
PAGES OF THIS NOTICE CAREFULLY.)
DATE: May 12, 1995
SUSAN 0 OELLI
1157 BAISH RO
MECHANICSBURG, PA 17055
RE: GE LOAN # 0010457505
PROPERTY 1157 SAISH ROAD MECHA~ICS8U. PA 17055
MORTGAGEE: a.E. CAPITAL MORTGAGE SERVICES
The Mortgage held by the above named Mortgagee (hereinafter we, us, or ours) on
your property noted above is in serious default because YCu have not made the
monthly payments as noted below under (a), and/or because you have failed to
comply with or perform the other provisions of the mortgage obligation, if any,
as noted below under (d). Previous late charges under (b) and other charges, if
any, under (c) noted below, have also accrued to this date. The total amount now
required to cure this default, or in other words, get caught up in your payments
as of the date of this letter, is noted below under (e).
(a) 030195 thru 050195 @
$580.04/mo plus late chg @ $23.77
$1,7a7.66
(b) Previous late charge(s):
(c) NSF check charge(s):
(d) Other provisions of the mortgage obligation if any:
(e) Total amount required as of this date:
$23.73
.00
.00
$l,B11.39
You may cure this defaul t within THIRTY (30) days of this lette,' by paying to us
the amount under (e) above, plus any additional monthly payments and late
charges (and other charges) which may fall due during this period. Such payment
must be either by cash, cashier's check, certified check, or money order made
payable to a.E. Mortgage Services, 625 Maryville Centre, St. louis, MO 63141,
Attention: Cashiering Department.
If you do not cure the default within THIRTY (30) days, we intend to exercise
our right to accelerate the mortgage payments. This means that whatever is owing
on the original mortgage amount borrowed.wil,l be considered due irrmediately, and
you may lose the chance to payoff the original mortgage in monthly
installments. If full payment of the amount of default is not made within THIRTY
(30) days, we also intend to instruct our attorneys to stnrt a lawsuit to
foreclose your mortgage property. If the mortgage is foreclosed, your mortgage
property will be sold by the Sheriff to payoff the mortgage debt. If we refer
your case to our attorneys, but you cure the default before they begin legal
proceedings against you, you will have to pay the reasonable attorney's fees
actually incurred up to $50.00. However, if legal proceedings are started
against you, you will have to pay the reasonable attorneyrs fees even if they
arc over S50.00. Any attorney's fees will be added to whatever you owe us, which
may also include our reasonable costs. If you cure the default within the
THIRTY(30) day period, you will not be required to pay attorney'S fees.
)
GE Capital
-
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GE Ca/litnl Mortgago Services, fnc.
lilillllfJ!(If_CI/III,lir,fllllf/,II/','/.'W/llI/oIrHlII
i'()()fJWI,',',t/fJf!pSUII(1I. Sllill~ /:lOll
('/I rim ,l}fJ/l:i, /lIJlI"/UfI, IX I/O)! (iJl',
I t:I (;)3 ,Ul!
NOTICE OF INTENTION TO FORECLOSE
MORTGAGE UNDER SECTION 403 OF PA
ACT No.6 OF 197/,. (READ BOTlt
PAGES OF THIS NOTICE CAREFULLY.)
DATE: May 12, 1995
MICHAEL J DELLI
1157 BAISH ROAD
MEeHAN I CSBU, 17055
RE: DE LOAH # 0010457505
PROPERTY 1157 BAISH ROAD MECHANICSBU, PA 17055
MORTGAGEE: G.E. CAPITAL MORTGAGE SERVICES
The Mortgage held by the above named Mortgagee (hereinafter we, us, or ours) on
your property noted above is in serious default because you have not made the
monthly payments as noted below under Ca), and/or because you have failed to
comply with or perform the,other provisions of the mortgage obligntion, if nny,
as noted below under (d). Previous tate chnrges under (b) and other charges, if
any, under (c) noted below, have also accrued to this date. The total amount now
required to cure this default, or in other word~, get caught up in your payments
as of the date of this letter, is noted below under (e).
(D) 030195 thru 050195 @. $580.04/mo plus late chg @ $23.77
$1,787,66
(b) Previous tate charge(s):
(c) NSF check charge(s):
(d) Other provisions of the mortgage obligation if any:
(e) Total amount required as of this date:
$23.73
,DO
,00
$1,811.39
You may cure this default within THIRTY (30) days of this letter by paying to us
the amount under (e) above, plus any additional monthly payments and late
charges (and other charges) which may fall due during this period. Such payment
must be either by cash, cashier's check, certified check, or money order made
payable to G.E. Mortgage Services, 625 Maryville Centre, St. Louis, MO 63141,
Attention: Cashiering Department.
If you do not cure the defautt within THIRTY (30) days, we intend to exercise
our right to accelerate the mortgage payments. This means that whatever is owing
on the original mortgage amount borrowed will be considered due immediately, and
you may lose the chance to payoff the original mortgage in monthly
installments. If full payment of the amount of 'default is not made within TlURTY
(30) dnys, we also intend to instruct our attorneys to start a lawsuit to
foreclose your mortgage property. If the mortgage is foreclosed, your mortgage
property will be sold by the Sheriff to payoff the mortgage debt. If we refer
your case to our attorneys, but you cure the default before they begin legal
proceedings against you, you will have to pay the reasonable attorney's fees
actually incurred up to $50.00. However, if legi'll proceedings are started
against you, you will hnve to pay the rea~onnble attorney's fees even if they
arc over $50.00. Any attorney's fees will be added to whatever you owe us, which
may also include our reasonable costs. If you cure the default within the
TIlIRTY(30) day period, you will not be required to pay attorney's fees.
GE C,'/Jiln/
~, )
I; you ~a faco-to-face meeting with thi~ lender, or with a con!>umcr credit
couMcling agency identified in thi.. notice, no further proceeding in mortgaljr.
foreclosure may tnb ploce for thirty (30) days after the diltc of this mccti!19.
---T~-~';;;,--;ddl:~;;:~d tcl-~phO~C nUI~ber-of--~~r-rcpr~~cntnt i ~.F-~k1,i,nl Morlgn!}C Services. IIIC,
G. E. Cop; till Mortgnge Scrv i coS 1\ 111I110/ Iii (,''''1''.11 ,~, Irll/./d'I" (,I;!I",I.II,,'
625 Moryvillc Centre Drive ?lliJIJ W,",1 I()III' ,';0111/1, )',/111' III,'I)
St. Lou;s MO 631ft' ,'() /I,,),llli)/~II/,IIJ",'rl (X/!!I)/!!!/"
, nn/.:;.U/J
'-600-544-31,66
The nomes and addresses of designated consumer credit counseling agencies orc
shown on the attached sheet. It is only nccc5sary to schedule one fnce.to.face
meeting. You ~hou\d advise this lender immediately of your intention~.
Your mortgage is in default because you helve foiled to pay promptly installments
of principal and interest, os required for at lenst sixty (60) days. the total
amount of the delinquency is $1,611.39. That sum includes the following:
payments due 03/01/95 through the first of this month and tate charges.
Your mortgage is also in default for the following reason:
Manufacturing Unemployed/Non-self.
If you have tried and are unable to reso\vc this problem at or after our
face-to-face meeting, you hove the right to apply for financia\ assistance from
the Homeowners' Emergency Mortgage Assistance Fund. In order to do this, you
must fill out, sign and file a completed Ilomeowners' Emergency Assistance
App\ication with one of the designated consumer credit counseling agencies
listed on the attachment. An application for assistance may only be obtained
from a consumer credit counseling agency. the consumer credit counseling agency
will assist you in fi\ling out your application and will submit your completed
t'pp\ication to the Pennsylvania !lousing Finance Agency. Your application must
be filed or postmarked, within thirty (30) days of your face-to. face meeting.
It is extremely important that you file your application promptly.
not do so, or if you do not follow other time period~ set forth in
foreclosure may proceed against your home immediately.
If you do
this letter,
Available funds for emergency mortgage assistance arc very limited. they will
be disbursed by the Agency under the eligibility criteria established by the ACT.
It is extremely important that your application is accurate and complete in
every respect. The Pennsylvania Housing Finance Agency has sixty (60) days to
make a decision after it receives your application. During that additional time,
no foreclosure proceedings will be pursued against you if yoU have met the time
requirements set forth above. You will be notified directly by the Agency of its
decision on your application.
The pennsyl vani a 1I0us i ng Finance Agency is located at 2101 Nor th Front St reet ,
Post Office BoX B029, lIarrisburg, Pennsylvania 17'05. Telephone No. (717)
780-3800 or 1-600-342.2397 (toll free number). Persons with impaired hearing
can call 1-600-342-2397.
In addition, you may receive another notice from this lender under Act 6 of
1974. That notice is called a "Notice of Intention to Foreclose." You must read
both notices, ~ince they both explain rights that you now hove under
Pennsylvania law. However, if you choose to exercise your rights described in
this notice, you cannot foreclosed upon while you are receiving that assistance.
101,57505
Sincerely,
M^RSHA JAcaUES, Ext. 5564, collection Department
Gf Capital
'e
HUD APPROVED COUIiSEllllG AGENCIES
GE Capit.1/
PENNSYlVANIA(Cont)
SERVICE AREA: GREENE COUNTY
GE C"pitaf Mortg.1gf! Services. IIIc.
SERVI CE AREA: I.'ES'MORELANQ(lC;9~MiI'L)flll,11 ,',1,;'111'1/" 1,01'1'''''),''''''
1IlIlIlWI!';rIIlIJjI.';lillrll ";'11,' ,'I,',I(}
CONSUMER CREO I' COUNsEL I lid' ~E~'''I't:E)II~1 II,,,...,,',,,,. IX I In;/ II,!,",
/1./1>/1:10)
OF ~ESTERN PENNSYLVANIA. INC.
CBAMBER OF COMMERCE BUILDING
662 NORTH MAIN STREET
GREENSBURGH, PA 15601
(412) 83a 1290
SATElliTE OFFICE:
WASHINGTON/GREEN COMMUNITY
ACTION CORPORATION
202 OLD COUNTY OFFICE BUilDING
WAYNESBURG, PA 15370
(412) 852 2893
COIlSUMER CREDIT COUNSELING SERVICE
OF WESTERN PENNSYLVANIA, INC.
309 SMITHFIELD STREET
PITTSBURGH, PA 15222
(412) 471 75a4
SERVICE AREA: LAWRENCE COUNTY
SATELLITE OFFICE:
CONSUMER CREDIT COUNSELING SERVICE
OF WESTERN PENNSYLVANIA, tNC.
309 SMITHFIELD STREET
HANEY OFFICE BUILDING, SUITE 304
NEW CASTLE, PA 16101
(412) 652 a074
ELDER-ADO, INC.
320 BROWNSVILLE ROAD
PITTBURGII, PA 15210
(412) 3al 6900
GARFIELD JUBILEE, ASSOCIATION
5138 PENN AVE.
PITTBURGH, PA 15224
(1,12) 665 5200
SERVICE AREA: MERCER COUNTY
SHENAGO VALLEY URBAN LEAGUE
39 CHESTNUT STREET
SHARON, PA 16146
(412) 981 5310
HOUSING OPPORTUNITIES, INC.
133 7TH STREET
POST OFFICE BOX 9
MCKEESPORT, PA 15134
(412) 664 1590
SERVICE AREA: WASHINGTON COUNTY
WASHINGTON/GREENE COMMUNITY
ACTION CORPORATION
2198 NORTH MAtN STREET
WASHINTON, PA 15301
(412) 225 9550
URBAN LEAGUE I1QUSING COUNSELING
SERVICE, INC.
304 ROSS STREET
PITTSBURGH, PA 15219
(412) 261 0932
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SH~RIFf'S RETURN - REDULA~
CAS~ NO: 1996-04600 P
CUMMUNWEALTH Ur PENN~YLVANIA:
CUUNTY Uf CUMB~RLAND
G~; CAP ITAL MURTGAG~; ~ERV ICES
YS.
DELLI MICHAEL J ET AL
MICHAEL BARRICK
, Sheriff or Deputy Sheriff of
CUMBERLAND County. Pennsylvania. who being duly sworn according
to Idw. says. the within COMPI,AINT - MORT FOR~
upon D~;I.l.I ~IJSAN D
defendant. at 1010:00 HOURS. on the 22nd day of Auqust
was served
1995 at
115'/ BAISH ROAD
MECHANICSBURG. PA 17055
County. Pennsylvania. by handing to SUSAN D. D~LLI
a true and attested copy of the CUMPLAINT - MURT fUR~
together with NUT ICE
and at the same time directing Her attention to the contents thereof.
. CUMEJERLAND
Sheriff's Costs:
Docketing
Service
Affidavit.
Surcharge
18.00
5. 12
.00
2.00
S.2:i. Ie:
So answe.l;s~, ~,,"-,,-;;1
~(' L/-~ .t- '/'"
1" ;:y.z-..r-",",,"rL< I/O '"' '4?
R. I homas Kl~ne, Sher~1:l
11ATTLEMAN GREENBERG SHME,RELSON /7
08/23/~:95 /2/'/" 0 ~/~
~~lf
Sworn
and subscribed to beiore me
.)}E- day of {~<'L-t;':A--<1-
J
this
19
(r(. ,A. D.
",--Le., C....1lL(.(L,~ L"p7,~_
II / Prothon~ary I .
the
MAi~LEMAN, GREENBERG, SBHERELSON, WEINROTH & MILLER
BY: MICHAEL R. NESTOR, ESQUIRE
Attorney ID No. 76429
2226 Land Title Building
100 South Broad Street
Philadelphia, PA 19110
(215) 923-2225
Attorneys for Plaintiff File No. 291/44874
GE CAPITAL MORTGAGE SERVICES, INC. COURT OF COMMON PLEAS
Plaintiff CUMBERLAND COUNTY
vs.
NO.: 96-4600-CIVIL
MICHAEL J. DELLI AND
SUSAN D. DELLI
Defendants
Praecipe to Dismiss Complaint
without Prejudice
TO THE PROTHONTARY:
Kindly dismiss the above
Complaint without prejudice.
:/; ;T~. Fo.ocloou.o
~ L '
'" C Michael R. Nestor, Esquire
Attorney ID No. 76429
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