HomeMy WebLinkAbout96-04617
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4. On or about September 1,
1994, Defendants defaulted by
failing to make their monthly payments of $227.48 per month
leaving a balance due under the terms of the contract in the
amount of $10,954.86.
5. The Contract provided for the addition of reasonable
attorney fees In the event the claim was referred to outs~de
counsel for collection, and it is alleged that attorney fees
based on 20% of the amount due are reasonable.
6. Because of the foregoing, there is now due:
Amount due:
$10,954.86
$ 2,190.97
$13,145.83
Attorney fees @ 20%:
Total Amount Due
WHEREFORE,
plaintiff
demands
judgment
against
both
Defendants jointly & severally in the amount of $13,145.83 plus
costs & interest.
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#39331
l1urray A.
Attorney f
PNC BANK, ,
elder, Esquire,
Plaintiff,
A.
,SYLVANIA MOBILE HOME INSTALLMENT SALE CONTRACT. O,,,d..
ANNUAL
PERCENTAGE
RATE .
The coslol your credit
as a yearly rale
12 25 %
FINANCE
CHARGE
Thedollaramounllhe
credit will cost you
Amount Financed
The amollnl otcredll
plovldedloyauoron
your behall
[-Total ~f "P~yments ....
The amount you will h,m~ paid al!l~r
,.rJU nave rndue all D,j'/rlIcnl~
as ~cnedulcd
Total Sale Price
The total cost of 'four purchase
on credll. Including 'lour dO/'ln.
$ 7 959.35
$13,878.73
\21,838.08
--------_..~-'~
p,ymenloll.2.,02-5..00-
. __....._~ 23,8?1,08_.__..__
When PaymenlsAre Due
Monthly. beglnmng JULY
Security: You are gIVing ~ security mterest mlhe Mobile Home bemg
purchased
Your Payment Schedule will be"
No. 01 Pol ments Amount of Payments
$
$
Filin& Fees: 1 1" nn
late Charge: If a payment IS late. you will be charged 2% ollhe portion of the payment which IS lale for each month, or parI 01 a month greater than 10 days, that It remains unpaid.
Prepayment: If you pay 011 early, you may be enhtled to a refund 01 part 01 the Finance Charge.
Assumption: Someone buying your Mobile Home cannot assume the remainder of this Contract on the original terms
See below and any other Contract documents for any additional information about nonpayment, delault,any required repaymenl m full belore the scheduled date and prepayment refunds
and penalties. e means estimate
31
.19:~
InthisContracl.
'h.S.lIer. SENTRY INSURANCE SERVICES, INC. 325 FRONT STREET
Name Address
NEW CUMBERLAND,
PA 17070 Z;pCod;
weare
You are
Ih.B"Yell'IRONALD L. & CAROLYN F. MOUNTZ 152 REGENCY flOODS N CARLISLE, PA1701
Namels} Address(es} Zip Code(s)
II there is more than one Buyer. each al yau will be obligated, separately and tagether, lor all sums due us and the performance af all agfeemetllS provided
inthisConuacl.
The terms shown in the boxes above are part olthis Centract. Yeu have agreed to purchase under the terms olthis Contracl,the loll owing mobile home
and its appliances. furniture and eQuipmenl. which is called the "Vehicle" in this Contract.
N/U Year and Manufacturer length &; Width Color &; Model Serial Number
U
19B4 COMMODORE
70X14
CI8423A
Equipped
with
You have ttaded in
the lollewingvehicle: $ -$ =$
Year and Make Selies Gross Allowance Still Owing Net Trade.ln
PROPERTY INSURANCE: Propef1y insurance, as checlled below, is required on the Vehicle lor Ihe fullterm of Ihe Contract. If oblained Ihrough us.lhe
premium cests lor the insurance terms indicated below are included in item 7 of the Ilemilatictl 01 Amount Finatlced. Whether obtained through us or not,
insurance coverage is payable to us and you as our interesls lhetl appear. YOU MAY OBTAIN SUCH INSURANCE THROUGH ANY AGENT OR BROKER OF
YOUR CHOICE.
IX] Mabile Home 0 Other
Physical Damage Ins. ...,.. $ -50-..4-..00 Term -3..5.- Mos (Oescribe) Term - Mos.
o Comprehensive Otl 0 Other
Mabile Home"...,...". $ Term _ Mos. (Describe) $ Term - Mas
DFireatld TOTAL
Theft .............,.... S Term Mas CHARGE........ .. S
CREDIT INSURANCE IS NOT REQUIRED: Subiectto acceptance by the insurer named below. credil msurance IS available Ihrough us lor Ihe term 01 this
Conlract at the costls) shown below. Single Credit life Insura~ce and Single Credit Disability Insurance are aval[able to anyone Buyel signitlg below for
insurance. Joint Credit life Insurance is available to both Buyers sig~mg belaw lor insurance. No credit insuratlce WIll be provided unless the appropriale
slatementls} is signed by the Buyerls)to be insuled and the costlsl shown betowale included in the Itemilation of the Amount Fitlatlced.ISee Ihe NOTICE
OF PROPOSED CREOIT INSURANCE on the reverse side.)
By Signing. you want Single Credit life [nsulance.
~hi~ 3'5': 33
n J/1 .j,
.......~../,___ I. >'it. 'rl'{,..._~ '7
Sign~ture 01 Buyefto be msured lo"rSmgle Credit
lilelnsutante ,I
What is your age? ~ tJ Years
By signing. you want Single Credit Oisabilily
Itlsurance,whichcoSIS:
$
By sigtling, you both want Joinl Creditlile
Insufance. which costs:
$ What are
yourages1
I. _Vears
SlgnatuleofBuyertobeinsuredlorSmgleCredl1
Oisabllitylnsurance
What is your age? Years
2. _Years
Slgnalures 01 both Buyels to be insured
tor JOltlt Cleditllle Itlsurance
See your insurance cerlificate or policy lor inhlHnatlon allolll ,lie molXlnlUn! amount o! insurance availahle
By siQnin!l. you tboth 01 you) do nol want credil insuratlcf!
S,gruturt
.Slgn.turt
This Cotlllacl is between Seller and Buyer.Arr
disclosures have been made by Seller. Seller
intends to assign this ConlraCllothe Assignee
namedbe[llVl.
Itemization of Amount Financed
1. Cash Price
1 14,829.40
2. Net Trade.ln
$
3. Cash Oownpayment
$ 2,025.00
4. Total Downpayment (2 plus 3)
=1 2,025.00
5. Unpaid Cash Price Balance (1 minus 4
=$12,804.40
6. To Credit Insurance Company
$ 535.33
7. To Property Insurance Company
$ 504.00
8. To RegtstralJon Fee
$ 35.00
9. To Lien fee
$
To
1
To
1
12. Amount Financed (5lhrough 11)
=113,878.73
11 Fmance Charge
1 7,959.35
14. Tolal 01 Payments (TIme Balancel
112 plus 13)
"I 21,838.08
Payment Schedule. Yau agree 10 pay
10 us Ihe Total 01 Payments in
95 uninterrupted monlhly
p"men~ofI2?7 a8
each. and a 110"31 payment 01
1 227.48 The filS'
p'ymenl will be dueon 7/31
19 q3 ,and then payments
will be dUe on Ihal same day 01 each
month lallowing.
InluranCt coverage i, payable 10 us and you IS our interutllhl!n appear YOU MAY OBTAIN SUCH INSURANCE THROUGH ANY AGENT OR URUK(H Of
V,OUR CI;lDICE.
cd Mobile Hamil Cl Other
Phyircal lla,!,age tllS ".. $ --:.i04.. 00 h",,_-36_~ Mo. lUttu,h.) I,,,,,, .\4",
DCo'!!prehe'lsiveon o Other
Mobile Home......,"'" S Term __ Mas (Ouwbe) I~I!II M'H
o Fill! and TOrAl
Thell,.,.,,'..".......S__TIIrm___MOs (lJAAGE.
CREDIT INSURANCE IS NOT REQUIRED; Sublectta acceptance b.t tl:e InSUler named belu...... crp.Lt'IIl1~lJr,IIICe u d~dlldtllc lhrulJyli II~ IlIr 1I11! 11'11" of lIl.\
Conlract at the co~t{sl shown below Single Credl! lile Imurance and Single Credit 0lldb1hTV Insurance dre <I~ddtltll~ ro ,Illy une lIuyer S'ftrllll'~ belli'" tlJ'
Insurance, Joml Ctl!dll Lile Insurance is available 10 bOlh Buyers slgnmgbelowforinsUlance Nucredlllnsurallc~ .....i1llJe pruwldedlmles\ rli, <IlllJ'UI'''d'~
slalementlsl is signed by !he Buyerlsllo be insured and Ihe coUls} shown below Arl! included In lhe IlenllliJllun olThe Al11ll1ml f Indllu'rl l~et! llr~ N(] fief
OF PROPOSED CREDIT INSURANCE on the reverse Side I
Byslgnmg.youwantSlfIgleCredlllllelnsurance.
Wh"~3"5t~33
$ D~~$?~/"._'i
Sign tu'eol Buye'lobeinsuredfol Ingle C,edll
lllelnsurance '
What IS ~our age? i.S I.: VealS
Ryslgnmg. vouwanl Siflgle Cledll Olsabllily
Insurance. which cosls
$.
fly ~Igrling, you holh .....dnt Juul! ['~Il,' 11'1'
Insura..cll, -Milch tn1ls
WI"" ,II.
yOIlI;!llI!\'
SlgnalureofBllyertobemslI-,tdlOIStnylcCrr.d>1
Olsabllllylnsurance
WllalrsVourage?_____._Vurs
YI',I'\
S,un,l1ures 01 bOlh (Juvers Tu be UI\Ulel!
tOI JOint Credll l>f~ Insur;lIlr I!
See you, insurance certll'Clile or poliCY lor tnlormatlon about The ll1aXlIllliUl amolint ollllsuranct' a~dil,llile
Bysigl1ll1g, you lbolh 01 youj do not want credll insurance
S'gnarure
S"J"~T"'f
Insurer:
PROMISE TO PAY; To pay lor the mobile home. you promise 10 pay 10 us the Total 01 Payments ullhe rHHllbcr ilnd dlllount. Mlrllln ur belurl' Ihe dul' datl!s
promise to pay to us all other amounts which may become due unde' Ihe term~ Ollhis Conlrael PaymenTS must be made al any olllee 01
PNC BANK, NATIONAL ASSOCIATION
SECURITY AGREEMENT: To secure Ihe paymenT of all sums due and Ihe performance 01 all
required obligations under this Contract, yougtant us a seculITv inleresl in Ihe Vehltle, mall
appliances.furnilure andequipmerll sold wiTh the Vehicle and IfI all propertv Icallerl "auesslIlns'.,
aflached to the Vehicle at any lalcrllme, and in anyprocceds ollhe Vetllc!e, lIle/iJr!rnglllslllance
ploeeeds, The Assigneemaysel.olf anvamounlS due and unpaId unde' tIlls ConI racla9i1rnSI,1IlVOI
your money on deposit wilh the ASSignee. This includes any money which IS now or milV 1Il the
lutute be deposiled with the Assignee by you 01 ov vouwl1h anyothe tcorleposllor IhlsmaVlle
done wilhOut any prior notice 10 you
$
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~4rlJl.tI()lfl"Yrnl'lIt\(JIIlII'lIdl"lIll'l
rl?pllJ',llj
I 21,IUIl.OIl
'-~IVI1Il!l\t SClIl~~~;- Y~'I:-J'~~';r-!-;(~"~';~-y-.
II) 11'. thr Inl.'Il ul Il~yrnl'flh Itl
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(J~ 1IIIIIlh'III1IJ!!,jIllIIIlH,ly
P,IYllll'nl',oI12.t!.7.4H
".1(;11, .Hill A 1111<1; p.yrnl'llt (J!
I nl.~1l II", ,,,,1
IJ"ynll~rll 1'1'111 tll~ llll~ UIl 1/ J 1
]9 lJ'i ,dllllltll!l1fJ.tyllll'llt\
I'Illllwlfueonllldl\,Ir1ll'ddyult'MII
11IlHlll1lolloWIIII:
shu.....n Illllw f'dynulIll ~rllp.l!rrle YUII a!~u
1tll9 "^"'Y'I~e"l
THERE ARE NO WARRAHms 11'1' SHUR, EXPREssrD OR IMPmo. INClUDING TIn
WARRANTIES Of MEACIIAHTADllITY ANa rlTlHSS rOR A PARTICUlAR PURPOSE,
UNLESS WE IlAVE GIVEN YOU A SEPARATE WRITTfN WARnAHTY
ADDITIONAl. HRMS AHO CONDITIONS' HWi f:ONTBAi:1 WNTlNIHS fiN IIH III VlflSf sun
YOII ARE ORlIr;ATfn 10 AU lilt HUMS [Jf TltlS U)NrIlACT WHICH APf'fAU llN IHE fnONT
AND REVERSE sims
NOTICE TO BUYER-DO NOT SIGN TillS CONTRACT IN BLANK. YOU ARE
ENTITLED TO AN EXACT COPY Of THE CONTRACT YOU SIGN. KEEP IT TO
PROTECT/VpUR LE,G~.flIGHT~._ I
SENT~Y)NSURANCE ,SERVICES, INC. BUYERJJ~/'~~"~';~nf.:"!~.<;7 ,,/""1 "",
/;~.,,:;^,,~, ,/' ,o-{,'h,>~~__.~ OUYER~~{(1f4fff~ISI'" "",
("YER ACK~O~~~GES REC,T OF!-. COMPLETED COPY Of THIS CONJRAC,T AT :IIE. TIME 9J SIGNING
BUYER ./ I \~,.~.2./ z:/~/'!-<:~. _ "unA C ctz.-Vfrl ~ 717-?~
---~---- - --- .- ---.- - j .
CO-SIGNER: YOU SHOllLD I~EAD THE NOTICE TO CO.SIGNEIl WHJCHIIAS IIEE~ (;I\'E~ TO YOll ON A SEI'AItATE
DOCUMENT BEFORE SIGNING TillS C{J.SIGNEIt SlIltETY AGItEEMENT.
By signing below, we agree 10 scllthe Vehicle 10 you under Ihe terms of lIus
COllltacl.
SEllER
BY,
CO.SIGNER'S SUUF:T}' A GREE,\'f;'Nl:'YOIJ, the person (or pl'r~un'l,i~1l1111! hclu.... ;,~ "('ll,SIj'IIt'r,"IU<lTlIj\('lll 11,1\ Iou,>, ollnlillr ,)rdtl, I Ill' low I of 1',1}1lIl'1I1\.H\l1 othrr
charges. as provided in Ihis COlllr:lct wilh the Buyer. YllU intend 10 he Jrl!;III~' hllurlll by .111 IiiI.' lcrm,> lIf !tll" (""rIIfMt, 1Jlrludllll' lilt' ;ll'rt'\'rlOl'lltlll pay illlllrrwy\' Ire\ "wllr).!,11
cJtpcmes and all olher agree melliS, promi\c" covcnam\. ('01\'1'111\ OInd W;ji\['I~, \CP;U aldy OIlld IIlFclhn, \.l, 11 h tIlt' 1I\ller. )'1I1l ;Irt' 11I;11.1Il1' lh" I'rlll1\l\(" Illmdlln' III In make Ihi\
ComTilct with Ihe Buyer, elen Ihoul!h lhe proceed.. will he lhl,'lJ only fOllhr Buyer\ hl.'ndiT, You .1J!rn: lhat \\1' 1l1;IY .,t'I'~ IIlIlJWd',III' P,IIIlll'llt frlllll \'ill wllhollt ma~iJlg lifT)
prior demand for pa)menl on thc lIu~cr. You ,1['0 a[~rhlv.'lellgt' rCl'civlIlj! ,ll'lI11plrlt'd r')p~ 'Jl lhl\ (.'''11 r ;111
Co-Signer's Signature
"",lrn..
Co.Signer\ Signaturc
,\d,lrr'"
It,lte
- j
I)jllr
cn.OIt'NER~\' SIX'UNITI' A GUFI;',\II;'S r. You, tilt' pl'l""1l "'I~!III1I: 11('1"11 ,I" "(.11 (hlll..r ," l"I'l"lll<r II ,Ill III'. !lIl,'1 "I 111111'111 I" III'IIII! ,ill .rlOlt' OIQWI.. III the Mnhilt'
Home, granl us a ..ccumy intt're~l inlhe !l.lohilr II ollle Idl'rltllinl ,lhole 111)\1' \1'lh,k 11"1111" "n'ol~I, ,ll pl"l" III.! 11'1 "1"'11 I, .. "" .1,'llI' I" h<" h""lld h~ till' 1t'11Il~ lIr tile St't"luiIY
Agreemenl contained in this ('(lrHr~ll'\ wilh Ihe Ilu\'t'r, lI\r1udillg all '_"\('II,lllh, "f'IlTI11I rll~. p'''IIII''.'" "lI"TlI', ,If"l \\.111<"1' \ ,'', ,Ill' ,'r,lllllll~' 1I\ fill' "t'. IIl1t) inter cst 10
induce us to make (hi.. C(1ll1r~ICI wllh the BU}t'1 ~lIld tll ~('l'lIrt'l hl' p;l\llll'lll hy I tw 111I~l'r "I ,III "11111" du.. 1111.1", 1111', r '''111,111 II 'HI d..l.lull ;HId "III' "Ilhe \lohlil' IInJlle, Ih('rl"
remain.. any ..11m slill due u.. on tht' ('ontr,I(;\, you will nfll Ill' ohlll',ll(',lt" P;l\ u"lh,11 ~llrl)
-_._-----~,-,-~-
-.. ..
we idtlnCll on yourbehall-W1II-bll added to the balance on whithwe impose Flnanct I.:hargn allhe
AaDuaI P.rtantagt Rat. ollhis ConUlCt"lnd mly b. f.p"abl.; Iii immediately on dem.nd by UI;
(.., .1?0011 wfl1'IfOUI' monll'lt,p.rr-ntl,; Of ("'III In, Ind oIl'" Conlrlet, 11_ lIon. rn., spu,l, II
_ dlOOSllO .Ilowyou 10 "P'y Ihl! .mounllldlflnc,d 10 ,"Il.lImll!'nll, ."d II pll!'rmltl.d b,l"w. yuu
agru lhill WI! will incrUSI! Ihl! i1mounl 01 you. monthly pllymenlln an amount 'ull.tlent '" '1!f1i1y
the amounlwe adlfanud allhe Annual Percentage Rate ollhls Conllaclll\ 'ub'lallllilll, equal
payments !rom lhe date olthe payment change olfer a lerm which we Will chooslI w~ will fJlve you
notice 01 your new monthly payment. Our paymenls on your behalf will not curll yOllr I,ulure 10
perlorm your promises;n this ConlraC\.
8. This paragraph apphes ofllyilwe have contracted topllfchase IHe, IhettorcllllISlllnlnsllr;lIl~e
at your expense afld the IlIemium has been induded in the Amounl finaflced II does not apply to
Credit Insurance. II yOU prepay the sums due on Ihis Contract, unless yOU speclllcallr requesl
cancellalion, any fire, thett or collision insurance will remain in eHectto Its scheduled e_plrallon
date. II the insurance we obtained lor yOU is cancelled by the Insurance company pliO! 10 lis
scheduled expiration date, we will atlemptto place comparable IIlSllranCe With anothellnsulance
company on your behalf, II we are unable 10 do So, we WIll notIfy yOU thaI you must obtalll
'lpta(lPmtnl jnwr.ne.lram In I/Jlm! Of broi,r 01 you. chOIce II flplltl!menl eo....o. 'lIulrlm
.dd,tlo.....1 COlli 10 ,Oil 'U' In, unuplI,d p'lUld ollhe ur'II,"31 onsurantt poloey, w. w,1l f,ll1IbUlU
roulor the CDStS.
9 II you half! granted or gran! in Ih! fUlllre another secuuty inlerest OIl!1oflg~ge 10 us Dr to lhe
ASSignee, we and Assignee waive the right to treat any olher plOpeny as secuuly lor Ihe repaymefl!
of this Contract except for the Vehicle and proceeds identified iflthls Contracl
10 The lollowing are "Events of Default" oflhis Contract:
You fail 10 make any payment promptly on or belore Ihe day il is due,
You fail to perlorm any other of your promtses in this Contract;
c, You provide us wilh false information or signalllres at any time;
d Any of you dies, becomes incompelent or is convicled of a crime involVing haud or ~Ishonesly,
e Any of you becomes insolvent or bankrupt,
f. The Vehicle is sold, levied upon or threalened Wllh or subjecllo condemnatlor. or forlellure
proceedings;
ln~ ~Ul~rlee i.l"SI~ns tnl~ l.onlla~l to a sUbsequenl AUIgnee, II shallthell belong 10 and bl
enlortl~ble by the sub.uqulnl Aulgn,ee; U,nlen you lIur~e notlc' ollh. subllgull"t I,nl"""rr..
TOO mar tOt-linu'IO milt p.,IfI.nI110 and UN' InJ' nohu on Ih. Anion.., who ,win IItl'" dlelfl
un bth.ll olth, luhllPlJu.nl AutrJnu You 1lI'J' nOl ilUtun J'our ughll undlf Ih., COfIlrlCl.
t4 TIME tS OF THE ESSENCE, If we w,lIve ilnr ughl Df Evenl 01 O~laurl. lhat w~ivlI is not
IlIIllluHI nn us If ..1,lIer [vp.1l1 01 O~"IUII UCr.UlS or If we lalel tho asp. to e'tcrC1sn lhilt righl. OUI
e.elclselJlflllcorIl10'~f1ghasllalJnutc,lIneUSI01()seOllrflll1erll[lhIs It any parlof IhlsContrael
Istu:ldlObc IlIcyal. vOil:lorunlll1forr.ealllc, thillllilrlshilll110lbc a pall 01 thIs Conlract, which shall
he rcad a~ II It were nnlii\ thiS Contracr The law~ 01 Pennsyl~anla shall apply to Ihls Conttact
ulllc~s fcdcrallaw aplllles. Ihl~ Contrdtl shall bene!lt us and our successors and assigns, and shall
lund you, yOllr heirs and YOllr persllnill representiltlves Any person towhomwe aSSign thIs Contract
sliall have allo!ourll!lhISand.ernedlesandbeslJblccltoourobligilt ions. This Contracl conlains
HIe eollre agreemcnt belween Ihe parties and cannot be modified or amended except by a written
documenl signed by you andus
15 You WIll peflllltus \0 Inspeclthe VehICle at any fcasonable Wne
1 fi You .!lJlee Ih<ll....r "'.1 '''loe <iny nllht~ lullnW,l1(; ,,~IIIIIIS ill aftJ' llllll! and any number OIItIllU,
WI!huutnullr.eHlJ'nuandwlthoutaffeCltllgrollrubligatlUluexlendlhe lime 01 payment,poslpone
ardelaycollecIIOnOra!lreenOllosueanyp,1I1yforcolleCllon; lake a promiSSOry note or other
011ligiltlO1lfoforlllconnecllonwlthttusConlract,changelhcltrne or place for payment; change Ihe
1111mherofp,Htlestolh!sCOnHactorchangeolrcleaselheobligalIons of some or all 01 Ihll panies
IlIl111sColltfactorreleaseorlalltocnlorccallysecufllyfortheContrilCt. Subject 10 applicable law,
YOll hereby waive proteS!. preselllment, lloln:e 01 dishonor, norice of nonpayment demand lor
nonpayment. nolice 01 acceplancc, afldany and all othe/llotices 10 which you might otherw1sebe
elltlr/ed rnconlleclwn i'il/hlhedelrvery, iJCCl:l1li/llCI:, perluuni)nCl!, delault or elllorcemenc of chis
Conlrilcl
17 You adnlll. on e_arlllnatlon, lhatlhe Vehlde IS as repfesented by us and you acknowledge
delivery ilnd acceptance of the Vehicle, campi ere wilh any allachments and equipment. in good
condition
NOTICE-ANY HOLDER OFTHIS CONSUMER CREDIT CONTRACT IS SUBJECTTO ALL CLAIMS ANO DEFENSES WHICH THE OEBTOR COULD ASSERT
AGAINSTTHE SELLER OF GOODS OR SERVICES OBTAINED PURSUANT HERETO DR WITH THE PROCEEDS HEREDF. RECDVERY HEREUNDER BYTHE
DEBTOR SHALL NDT EXCEED AMOUNTS PAlO BY THE DEBTOR HEREUNDER.
r NOTICE Of PROPOSEO CREOIT INSURANCE
The slgnel(sl of this NOle helcby takc(s) flOllce that Group Credit lile Insufance coverage or Group Creditllle Insurance and DI~abillty Insurance coverage will be applicable to this Contract if so
marked ofllhe honl olthls Contract. and each such type 01 covelage will be wrltlen by Ihe InSUfanCe company named, ThlSlnSUlance, subject to acceptance hy Ihe InSUler, covers only the person or
penons signing Ihe request 10. such insurance; p.ovided thaI, Credit Disabilily Insurance covers only lhe pnmary deblor when joint coverage is requested. The amounl of charge is indicated lor each
type 01 cledit insurance to be pu.chased. The lerm 01 insurance will commence as 01 the dale the indebtedness is incurred and will e_pile on the olillinal scheduled malu::ty dale of the indebtedness.
SubjecT to acceptance by Ihe insufef and Within 30 days, lhere will be delivclcd 10 Ihe insu,ed deblOr(sJ a cel1ificale of InSUfance more fully describing the insurance. In the event of prepayment olthe
indebtedness, iI relund 01 insurance charges will be made when due ,
To induce yOU, the "Assignee" named on the front of this Conlfact.to purchase the Within Contract, the Seller hereby warrants and represents, and conlinues towarranl and represenlthat the sale has
been made in strict conformity with all applicable federal, state and local laws and regulalions, including, but notlimiled to, Anicle 2 of the Pennsylvania Uniform Commercial Code (13 Pa, C.S,A. 9 9
2101 et seq,l; our lille to the Contract and the Vehicle covered thereby is absolule, free of all liens, encumbrances and security inlelests, and is subject only to the rights olthe Suyer as sellonh therein;
the Contract is genuine, alose ftom the sale 01 the Vehicle lhetein desctibed,all panies lhetelO are offu!l age and had capacity to cont ract. and the signatures thereofl ale not forgeries; and Ihe descrip tiofl
of the Vehicle, its appliances, furniture and equipment is complcte and correc!; the cash downpaymenl and/or trade.in allowance were actuallyreccived and nOpal1lhereof consisted of notes, post-dated
checks, othet tledit advanced by us to Buyel or rebates or similar paymeflls from us to Ihe Buyer (however, manulacturer rebates may constitute all or pan of the downpaymentJ: all warrafllies and
statements the.ein are Hue; Ihere is owiflg thereon Ihe Total of Payments set fOrlh thllrein, Sellet is duly licensed undelthe Pennsylvania Motor Vehicle Sales Finance Act and has duly complied with all
requirements thereof with .espect 10 the lransaclion and with the ledelal Truth.in,lending Act; a motor vehide title cenificate showing a lien or encumbrance in lavor of Assignee has been or will be
applied fOf promptly; Ihe registrallon of the Vehide has not been suspended and the Seller knowsol no far.ts which may result in the suspension of said regislration under the Pennsvlvaflia MOlorVehicle
Salety Responsibility Act; Ihe Buyerlsl in the within Contract are person<llly knowfl 10 the Seller to be the same identical pe/sofllsl whose sigflature(s} is affixed to this Confract; and Seller has flO
knowledge 01 facls impairing the validity orvalue of Ihe Contracl.11 any suchwarranliesor repfe~entations should be breached at any lime, Sellershall repurchase said Contracl!rom Assignee on demand,
and will pay therefor the amount owingthefeofl,including accrue dfinanceChargcsasolthedaleolsuchrepurchase,plusanyandaIlcostsandexpensespaidorincurredbyAssigneeinrespectthereto,
including reasonable attorneys' fees and legal expenses, and said remedy shall be cl1mulati~e and not exclusivc and shall nol aflect aflY other right or remedy that Assignee might have at law or in equity
againsl Seller.]n the evenl that Buyerlails or refuses 10 make any pJymefll due hereundel on lhe assel1ian, eilher oral orWflllen, Ihat the Vehicle is defecllve, nOI as represented to Buyer by Selle., or thai
Seller reluses to honor any walfaflty or service agreement 01 Seller or manufaClurer, Scller agrees Ihal, on being advised by Assignee 01 such claim 01 Buyer, Seller will repulchase the Conlractlrom
ASSignee and pay Assignee for same immedialely in acco.dance with lhe lepurchase lefms sellonh above, and Seller lunher agrees to hold Assignee harmless !rom any other claims of Buyer, intludiflg
attorneys' fees. costs and expenses iflcurred in delending against claims assened by Buyet and includiflg claims for relund of paymenls made by Buyer 10 Assignee. II the Seller conl/am to purthase
properly insurance on behalf of the Buyer, and that insurance is cancelled by the insurance company prior to its scheduled expiration dale, Seller will attempt to place comparable coverage with another
insurance company on beha1f of Ihe Buyer, If Seller is unable todoso, Seller will nOlifyBl1yel and pay to Buycr any additional costs incu rred by Ihl' Buyer ifl obtaining replacement insurance lor the
une_pi.ed periodoflhe original insurance policy,
For value received, Seller hereby sells, assigns and lransfers unto the Assignee, its successors and assigns, Ihe within Conlract, all moneys due afld to become due Ihereunder, and all right,litle and
inlerest In and to the Vehicle therein dcscribed, with full power III the Assignee in its or Seller's flame to take such legal or other action which Seller might have taken sa~e for this Assignment. Seller, by
elecuting any of Ihe endorsements caplioned ''WITHOUT AECDURSE:' "WITH FUll RECOURSE:' "WITH REPURCHASE," adopts the provisions 01 and agrees with Assignee as set fOrlh in such
endorsp.menl and Ihe provisions of the paragraph titled "Assignmenl."
o WITHOUT RECOURSE-Seller's assignment shall, except for the provisiofls 01 the paragraph above titled "ASSignment," be without recourse
o WITH FUll RECOURSE-Seller agrees thaI, in addition to the paragraph above II1Ied "Assignment" in the e~ent of default by Buyer in the full payment on lhe due date thereof 01 any installmenl
payable under the Contract or in the prompt performance of any olher obligation to be performed under Ihe Contract by Suyer, Seller will, on demand by Assignee, fonhwlth repurchase Ihe Conllact from
ksslynee lor a repurchase price in cash equal to Ihe full urlpaid ba lanteoftheContracl,lI'lcludingawuedflOanceChargeasolthedaleof such repurchase
o WITH REPURCHASE-Seller agrees that, in addition to the proviSIOns of the paragraph "bo~e lltled "Asslgnmefll," In lhe event 01 any default by Buyerwhtch shall enlitle Assignee to repossess Ihe
Vehicle, Seller will, if the Vehicle is repossessed by ASSignee, and withoul regard to lhe Ihen condition 01 thc Velllcle, forthWith rep,urchase lhe COfltract and the Vehicle horn Assignee lor a repurc~,ase
prlcelllcasheQuallothefulJunpaldbalanccoltheColllraCl.lOCludl119 ilwl1ed FlIlance Charge as of the dale 01 suchrepurch.i1se /.~
By sigmng below, we agree to the terms of the Assignment.
Se"" SENTRY INSURANCE SERVICES. INC.
BV
NOTICE: SEE OTHER SlOE fOR IMPORTANT INFORMATION
)lJ
ASSIGNMENT
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'"III:.E1F'f',; ",[',Ll;;: II
CAS~ NO: 1~~b-04bI7 P
GUMMUNWf':AI.TH UF !)J.:tHl:.::iYLV..\N i r\:
CIJIJNTY iJF '.:LlMfWfiLAN['
I'Nt; flANK N A
VL'
~.
MIJIJNTi: IWNALD L ET AL
PHlLIP BAUGflliAN
r':t:r,ULAk
'~herlff or Deputy Shelli! of
CUMBERLAND County, Pennsy lvan.l-3. 'Who b(..lng duly s.....orn accorr..ilng
.....as served
to law, says, tht:? w~thin CClMPLAJJiJ
upon MOUNTZ CAROLYN
the
1995 at
1844 GOOD HOPl:: ROAD
defendant, at 1453: 00 HOURS, on the ~2nft day of AU9.Qst
~:NOLA, PA 17025
,CUMBER~AND
County, Pennsy1van1a, by handing to RONALD MOUNTZ, HUSBAND OF
DEFT.
a true and attested copy of the COMYL~INT
together with ~OTICl::
and at the same time directing His attenti.on to the contents thereof.
Sheriff's Costs:
Docketinq
Service .
Affidavi t
Surcharge
5.00
.00
.00
2.00
So ans~~f'..J;,/ ,,?-~'
r ~'<~~-c....<. f~<-i?
H. lhomas 1'.1.1ne. ::'herlf!.
-se.-O~MUP.P.AY FELDEr:
08/2]/1995
by ~O.n.^ g /J P
~ Deput:~f
Sworn
and subscribed to before
,;17'" day of (~"J~ ,.
A. D.
this
19 (/(...
me
'-1>>-,,(,- G' he, ((" ,( y~
. prothonoT5r.y ----~
AFFIDAVIT OF NON-MILITARY SERVICE
COMMONWEALTH OF PENNSYLVANIA
)
)
)
ss
COUNTY OF C'rTMRRRT.I\Nn
BEFORE ME, the illldersigned authority, personally appeared
MURRAY A. FELDER
who, being duly sworn according.to law,
deposes and says that to the best of his knowledge and belief,
RONALD L. MOUNTZ & CAROLYN MOUNTZ
Defendants, are not engaged in the Military Service of the US
Government, and that from inquiries made from sources of reliable
information, the defendant(a) now reside at:
1844 GOOD HOPE RD
L EN~LA,;A ~5
. \_~[, b;~'
\.
SWORN TO and subscribed
before me this (\t day
'- -
of C/'( \ , 199~.
.A fLLd-... (! /) ( l_L~_
Notary Public
MURRAY A. PIllDBR. EsQ.
lS20'IWO LOGAN SQUARB
PHlI.ADI!LI'IIIA. PA 191m
(215) 963-3400
NOTARIAL SEAL
SARA C. JOHNSON, Notary Public
City of Philadolphia, Phi1a. County
My Commission Expires Juno 9, 2000
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