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TIMOTIl'l 0, aMBLI,
Plaintiff
v.
Iii Till O"UR'1' or OOMMOIf PLIMI or
OUMB~R~ND OOUNT'I, PINIfS'ILVAWIA
OIVIL AOTION - LAW
96- I-Iltll3
IN llIVORCE
BARBARA A. OAMBLE,
Defendant
~QTIOE TO DEFEND AND CLAIM RIOll1a
'Iou have b.en .ued in Court. If you wieh to def.nd a'iJain.t
the ola1me let forth in the following paqe., you must take prompt
action. 'Iou are warned that if you fail to do so, the ca.. will
proceed without you and a decree in divoroe or annulmen~ may be
entered ftqainst you for any other olaim or relief requested in
these papers by the Plaintiff. You may lcse money or property or
other riqhts important to you, includinq custody or visitation or
your ohildren.
When the ground for the divorco is indiqnities or
irretrievable breakdown of the morriijqo, you may request marriaqo
counseling.
A list of marriage counselors is available in the
Offioe of the Prothonotary at the cumberland county courthouse,
carlisle, Pennsylvania 17013.
IF YOU DO NOT FILE A CLAIM FOR ALIMONY, DIVISION OF MARITAL
PROPERTY, LAWYER'S FEEe, OR EXPENSES BEFORE A DIVORCE IS GRANTED,
yOU HAY LOSE THE RIGH'1' TO CT.J\IM ANY OF THEM, YOU SHOULD TAKE THIS
PAPER TO YOUR r.J\WYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR
CAN NO'l' AFFORD ONE, GO '1'0 OR TELEPHONE 'rHE Ol"FICE SE'r FORTH BELOW
TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
Court Administrator
~'ourth Floor
cumberland county Courthouse
carlisle, Pennsylvania 17013
(717) 240-6200
v.
II'/ 'flifJ COUR'!' 01" COMMOI'/ PLfJMI 0"
CUMJlERLAI'/O COUtl'l'Y, Pl!:I'/I'/S'JLVflI'/IA
CIVIL I\C'l'IOI'/ - LAW
lIll-
II'! OIVORCl!:
'l'IMO'fH'J c. GAMaLl!:,
Plaintiet
al\RPflRA A. GAMaLB,
Defendant:
COMPL~INT-1N D~VORgl
COUN'1' I
1. Plainl:1ff La Timothy c, Gamble, an adult: individual
current:1y ruidinQ at 1064 Pinola Road, shippenlburq, Franklin
Coullty, ",ennlylvania.
:2 . Defendant is Bal:bara 1\. Gamble, an adult individual
ounent:1y
residinQ
at
905 Roxbury Road,
Apartment 7,
Shippensburg, cumberland county, Pennsylvania.
3. Plaintiff is a bono fide resident of the commonwealth of
Pennsylvania and hos beell so for at least six months immediately
previous to the filing of this complaint.
4. Plaintiff and Defendant were married on Febr~ary 1:2,
1995, in shippensbur.9, cumberland county, Pennsylvania.
\I.
There have been no prior
actions for divoroe or
,
annulment between tho parties.
6, The Defelldllnt is not a member of the Armed Foroes of
the united states of Amerioa or. its Allies.
7. Plaintiff has been advised of. the availability of
oounseling and the right to request that the court require the
parties to partioipate in oounseling. Knowing this, Plaintiff
does not desire that the court require the parties to participate
in oounseling.
B, l"laint.l.tf and Dohnd/1nt: a.... oitilulnl of the United
~tatel of Amerioll.
9, The parties' marriagll il irretrievably broken.
10, plaintiff denires" divoroe based upon thl blli.t
that: Defendant Will, ninety days from the date of t:ho filing ot
this complaint, oonsent to this divoroe,
WIIEREf'OR~, Plaintitf requestlll your Honorable Court to enter
It deoree in divoroe pursuant to ~3 P,S. seotion 3301(0).
COUN'l' II
INDIGll I'l'IEB
U. Paragr/1ph 1 through 10 are il100rporated herein by
retereno. aI it set forth il1 their full tellt,
12. Defondant has oommitted suoh indillnities upon the
person of the Plaintiff, the innooent injured spouse, as to make
his oondition intolerable Bnd life burdensome.
WHEREFORE, Plaintiff requests your Honorable Court to
enter a divoroe pursuant to 23 p,B. Beotion 3301(a) (6).
COUNT I II
f\LIMON'i. ALIMOJ:j'i PENDENTE LI'rE. COUNSEL FEEa
EXPENSES AND CO~
13. Paragraphl 1 through 12 are inoorporated herein by
reterence ss if set forth in their full text.
14. Plaintiff is unable to provide for or afford his
oounsel tees, expensel, and oosts during the pendenoy ot this
divoroe aotion and throUllh itl relolution.
15. Plaintiff is without lu!fioient property and othllrwise
unable to finanoially support himlelf dOlpite being employed.
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'l'IMO"'IIY C. l.lIlMIH.'i:,
Plnlntlff
IN 'l'II~; COUII'I' OV COMMON PI,liMI OF
CUMU~*t.lINn COUNTY / PI':NNtlYI.v1lN I II
C I Y II. IIC'I'I(J/'l " LIIW
VII,
IJIIIIIlIII11I II. OIlMal.~:,
Uti ~llI1d/J1l t
NO. !)6.~I\IJJ
IN I>lVOI1Cli;
(: IY 11/
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ftJ~M~~~. Jm!il~'!'
)WI'!LI
7/11l/1J7
1\~'nYIT l,~~t:! I
Pretrlol Iltotnments due 6/11/97,
16~qT-= --~=IY{fri~(;TL~I]1~Lfh((f5.46~f'
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0"101 0' DIYOROI MAITI..
CUMII~I1I,"NIJ COUNIY
counT OP COMMON I'l~"6
9 NO/Ill Hanovor Slreol
COlllalu. PA 17/)13
(71 7) ;1~O.65()fj
I. "0"''' IUolI." II
Dlvalo. Mall.r
Trlol olD Ool~"
Ofllo. ManlO."A'pcll1.r
W... 1"0,.
&07,Om eMI. 1115315
July 15, 1997
B~~dl.y L, G~itti., Esqui~e
GRIfFIE , AOBOCIATEA
;100 No~th Henove~ Bt~.et
cerlisl., PA 17013
Berbe~e A. Oamble
1&8 Chamber.lin Road
Shippenaburg, PA 17257
REI Timothy c. Gamble vs, Berbers A. Gamble
No. 96 ~ 4693 civil
In Divorce
Dea~ Mr. Grittie and Ms, Gamble I
By o~der ot Court ot President Judge Harold E. Sheely
dated July 9, 1997, the tull~tim. Master has been appointed in
the ebove ~eter.noed divoroe prooeedings.
A divoroe oomplaint was tiled on August 22, 1996, raising
q~ounds tor divoroe ot ir~etrievable b~eakdown ot the marriage
and indignities. The oomplaint also raised the eoonomio issues
ot alimony and oounsel tees and expenses.
On Deoember 6, 1996, the Detendant tiled e petition tor
equitable dist~ibution.
I am going to prooeed on the basis that the parties
will sign and tile attidavits ot consent. It my assumption is
not oorreot, plesse advise and I will immediately schedule a
hea~ing on grounds tor divorce ot indignities as raised in the
oomplaint.
Based on my assumption that grounds tor divorce are not
an issue, I am direoting Mr. Grittie, as counsel tor the
Plaintitt, and Barbara A. Gamble, who is apparently representing
herselt, to each tile a pre~trial statement in aocordanoe with
P.R,C,P. 1920,JJ(b) on or betore Monday, AU'iJust 11, 1997. Upon
receipt of the pre-trial statements I will immediately schedule
I
.
,~
0"'01 0' DIVOROE MAin..
CIJMllEmANIl COliN IV
COlllH OF COMMON I'1.I;Atl
o Nolll1llullovut Slnlul
ell/lldlu,"^ 17013
am ~40,rJ6a5
I. "oblrt 111011", II
DlvlllQ. MBII~t
"10' ",0 Co,~.,
otllcl. MIlIlIO.,/A'plll\1I
w... '''0,.
1107'0"7' Ihl. 1I1l3~
July 11l, 1007
Bradley L. Grittie, ~squir.
ORIf'FI\!: & ABSOCIA'rl!:S
~oo North Hanover Street
carlisle, PA 17013
R~l Timothy c. Gamble va, Barbara A. Gamble
No, 96 - 4693 civil
In Divorce
Barbar.a A. Gam~lft
158 chamber.lin Road
Shippen_burg, PA 17257
Dear Mr. Grittie and Ms. Gamblel
By order ot court of President Judge Harold ~, Sheely
dated July 9, 1997, the full-time M,ulter has been ISppointed in
the ISbove referenced divorce proceedlngs.
A divorce complaint was filed on August 22, 1996, raising
grounds for divorce of lrletrlevable breakdown ot the marriage
and indignities. The complaint also raised the economio issues
ot alimony and counsol toes and expenses.
On December 6, 1996, the Defendant tiled a petition tor
equitable distribution.
I um going to proceed on the basis that the parties
will sign and filo affidavits of consent. It my aamumption ia
not correot, please advise Bnd I will immediately schedule a
hearing on grounds for divorce of indignities as raisod in the
oomplaint.
Based on my assumption that grounds for divoroo are not
an issue, I am directing Mr. Griffio, as counsel tor the
Plaintiff, and Barbara A. Gamble, who is apparently representing
herselt, to each file a pre-trial statement in accordance with
P.R.C.P, 1920.33(b) on or before Monday, August 11, 1997. Upon
receipt of the pre-trial statements I will immediately schedule
TIMOTHY c. O,,"B1.. I IN TUB COURT or COMMON P1.EAS OF
Pla1nhtt I CUMBll:Rl.AND COUWl'V I PltNNSVl.VANIA
I
VB. I CIVIl. ACTION - l.AW
I
I NO, 96 - 4693 CIVIL
BARBMA A, O,\HBLB, I
Dlhndllnt I 1.N DIVORCE
CONFERItNCE
WI'l'H COUNBiUlliL PARTUS
'1'01 Bradley L. oriffie counsel for PlainUff
TimothY C. Oamble Pla1nt1tt
Barban B. 'l'ownnend Counsel for Oefendllnt
Barbarll A. ollmble Oefendllnt
A oonterenoe hilS been soheduled at the ottioe ot
the Divoroe Mllster, 9 North Hllnover street, corli5le,
Pennaylvanill, on the 5th day of August, 1998, lit 1130 p.m.,
with counlel and the pllrties to disouss the outstanding loonomio
ieeuee to determine it there is II basis ot settlement ot claims.
It illuee remain litter the oonferenoe, II hellring Will be
.oh.duled at another date.
Vlry truly yours,
Oat. ot Notio" 6/16/9B
m. Robert Blioker, II
Divorce Mllst.r
'1'1"'0'1'11'1 C, lJAMBLl!l,
Plaintiff
va.
IN '1'/113 COUR'l' Oll' cOMMOH Pl.l!:AS Of'
QUMI3I!:RLANP COUH'I'Y, PI!lHNSYl.VAHIA
NO. 96 . 4693 CXVIl.
BARBAPA A. lJAMBLI!l,
Defendant
IN OIvoRCI';
Rl!ll
P~e-/Ien~ing Confe~$noe Memo~andum
DATI!lI Tuesday, June 1~, 1996
P~esent fo~ the Plaintiff, Timothy c, Gamble, is
$ttQ~ney B~adley L, Griffie, and present tor tile Defendant,
Ba~bara A. Gamble, is attorney Barbara B, Townsend,
This action was commenced by the tiling ot a
divo~oo complaint on August 22, 1990, raising grounds fo~
diVo~ue Of irretrievable breakdown at the marriage and
indignities I.Ind the <lCOnom ic cla ims of alimony, 0 limony pendente
lite, and counsel toes and expenues. On Docember 6, 1.996, wife
filed a petition raising the economic cla1m of equitable
distribution,
In reviewing the complaint avermonts with respect
to the residence of the parties, the Moster hus determined that
at the time at the riling or the complaint, both parties resided
in lrrankl in county, Pennsy 1 vflnia, 1I0wever, tho Muuter has
advised counsel thflt he will remain in the cuse to allow the
parties and counsel an opportunity to try to settle the case
betc~e vacating his appointment und having the Court in
cumberland county trunsfer the fllo to the court in Franklin
County tor turther proceedings.
Counsel have Indicated that the parties are willing
to sign aftidavits at consent und waivers of notice of intention
to request entry at divorce decree to conclude the divorce under
Bection 3301(c) at the Domestic Relations Code.
There arn not a lot at assets in this case but some
substantial issues regarding debt. Counsel and tho parties have
been unable at this point to resolve the debt issues.
counsel are going to state on tho record
info~mation which they requost be provided by opposing counsel
in order to help ovaluate the debt issue and then utter that
info~mation has been obtained and shared and counsel have
continued their analysis at the debt issue with a review ot the
info~mation obtained, we will have a four.-party conference to
.1. it w. Clln work cut the luu'lI RnCl uttle the CIIIMe. 1\11
lndicetlld, linc. thl. 111 a f'rankl1n County Ql\IIU, 1t this mlltt.r
1. not relolved by lottLement nego~IAtionll, the Malter will than
pr.parl an order vacating his appolntmant And requllst the tile
be transferred to the Court ot Common Plllau In rranklin county,
Bome biographioal intormation regnrding the partillo
will bu helptul in evaluating thu obligutlon ot the parties with
r.spect to payment ot debt.
Uuspand is 43 years ot age alld ill ourrently
r.lidin9 at 1004 Pinola ~oad, Bhippensburq, rrllnklin county,
P.nnsylvania. Ue ill II high 1I0hool graduate and ill l\ laborer at
I\MP and his income ourrently 111 al'ound $3~,OOO,oo gross
annuAlly. Ue is paying child support to a child ot a prior
marriAgs in the amount of $~o,oo por week,
Witu is a high ~ohool graduata with some oolloge
ooursell and works tor citioorp a~ a oustomer servioe
r.presentative. Uer semi-monthly inoome ill $6~~.OO not. Wite
is 39 years ot age and rosides at 156 ~ustio Drive,
Bhippensburg, PennsylvRnia, in cumberlRnd county currently.
Wife is presently working at her employment but is going to be
taking II leRve of RbsQnce and will go on dillability, probably in
July for an operation to oorrect A problom she is hRving with
th. growth ot hor brain litem, '1'lIe disability pRyments will
probably be based on two-thirdll ot her regular income.
Nuither party is paying nor receiVing spousal
support or alimony pendente lite, There are no children born of
th. marriage, The parties were married on February 1~, 1995,
and aooordinq to husband separated March ~5, 1996, and aooording
to wite separated April ~9, 1996.
It is also important to nota, because it has come
up in the disoussions with regRrd to the obligations with
respect to marital debt and the ownership of property, thnt the
parties did live together prior to the murriage, approximately
sill months.
I will ask Mr, Griffie, as counsel for Timothy c,
Gamble, to state on the reoord information what he needs to help
do his evaluation and analysis ot the assets and debt. Mr.
Gritfie.
Mr. G~IrFJEI
The only information that we need ~elates to a
Signet Bank of Maryland, a debt that is olaimed on the inventory
end epprei..ment in the amount of $4,300,QO, and I think if M~,
Town..nd i. abll to aeoura dooumentation refleoting hoW that
debt we. initiated, whether it ia joint, and what the funds wore
u.ed for, that would b~ ~uffioient.
And although M~. Town~end may not be asking for
thil, I am going to attempt to Beoure monthly urodit oord
.tat.ments from their inoeption on the three oredit oarda that
Mr. Gamble haB railld oa marital debtu so that we hove that
available and maybe determine the UBe of thoBe credit oards and
for what allets they Were uBed, other than that, that'. all I
would need from Ms, Townsend.
MS, 'l'oWNSENlJl
'rhe t1ut question I have ro late. to the l"Lut Card
Vila. The balalloe as of September ~7, 1996, on the Firlt Card
Viea, Mr. Griffie, was $~16,60, The bolanoe as of November ~7,
199&, still prior to the poriod of the porties' marriage, was
$~, 784. 9~. I WOU ld lLke to know what the card was u.ed for in
that period of time/ what was oharged on the oard by your
olLent.
I believe I provided you copie. of the cornerstone
statements, YOU'll find them attaohod to tho inventory.
Corestate -- your client withdrew $5,000.00 from a
Corestate acoount on December 5, 1996, On December 13, 1995, he
paid off ft Commercial Credit aooount, The date of that
commeroial Credit is not clear and the payoff for that aooount
Wa$ $1,827.31. What wa. the commercial cradit aocount used for?
In addition, where did the balance of the $5,000.00 -- wh~re was
it applied?
The First Card had a payoff in April 1996 of
approximately $4,900.00. That is an increase of approximately
$~,900.00 from the balance at the end of November of 1995, We
do not have any further information as to what that card was
used for. We would appreoiate that information and when the
oharges were, in fact, inourred. It was believed by my client
that Mr. Griffio'. client charged himself a wardrobe cn that
account. What waB the oost of that clothing and where was it
purohased?
Finally, Mr. Gamble himself had a Soars acoount,
$597.36, when the parties got married. We would like to know
whether any portion of that was paid off or whether there were
new charges added to the account and if so, what for during the
parties' cohabitation. It's our understanding that he paid that
Qft durin9 thl marrilge.
TH. MASTER I Anything elM'?
MS. TOWNs~NDI No.
THE M^ST~RI Mr. orittie.
MR. ORIPPI~I I just want to make sure I am clear.
The requ..t for the Pirst Card Visa .. essentially the requ.st
on allot the oredit oards, corestate, Pirst Card Vila, and
Corn.rstone was to provide monthly statements refleotin9 the use
at the oard during the periods at marriage and oohabitatiun?
MS. TOWNSENDI Ye~. The Cornerstone we have
.upplied all of the oharge card ~tatem.nts that we huve,
inclUding the payoff amount and we are relatlvely comtortable on
dealing with the cornerstone card beoause not muoh was added to
the Cornerstone oard durlng the marriage. We have attaohed that
to the inventory, and if you go through the invontory you will
get it.
But it's my understanding that tho Flrst Card more
than doubled from the beginnlng of Decomber 1996 until lt wa.
paid off three months later at se~aratlon, The cores tate is a
$~,~OO.OO inorease ln the .ame month of whlch we can only
do~ument an $1,000.00 payoff to commerolal Credit but we don't
know what that was for. And then there was also a Sears debt
that wa. paid off during the marriage,
THE MAST~RI A conference ls scheduled for
Wednesday, August 5, 1990, wlth the partles and oounsel
beqinninq at 1130 p,m. Notlces will be sent to oounsel and the
parties.
OCI Bradlsy L. oriffle
Attorney tor Plaintlff
Ba~bars B. Townsend
Attorney tor Detendant
., ....
....
TIHOTHY Q, ClAMBLlE I IN THE COURT OF OOHMON PLI^S OF
Pll1nl:itt I QUHBE~L^NO COUNTY, PENNSYLVANIA
I
VB. I CIVIL ACTION - LAW
I
I NO. fHS - 41593 CIVIL
B^,~B^PA ^. GAHIH..E, I
Oerendant I IN DIVORCE
~ESCHEDULEO CONFERENCE
~ITH COUNSEL AND PARTIES
TOI BradllY L. O~itfi.
Tim~thY c. Clamble
Ba~bara B. Townsend
Ba~ba~a A. Clamble
counsel tor plaintiff
Plaintitt
Counsel tor Detendant
Detendant
A oonter.nol has been soheduled at the ottioe or
the Divoroe Master, 9 North Hanover street, carlisl.,
P.nnlylvania, on the 21st day ot Ootober, 1998, at 9130
a.m., with oounsel and the parties to disouss the outltanding
eoonomio issues to deter.mine it there is 8 basis ot settlement
ot olaims. It issues remain atter the oonterenoe, a hearing
will be soheduled at another date.
Very truly yours,
Date ot Noticll 8/10/98
E. Robert Elicke~, It
Divorc. Master
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c, P'lIllon Ila,elll.nl ofDofendan' (unavailable)
0, Oalo of mllrlallo and dale llheparalllm balancel of matllat debl
(AUlched EKhlblu n-I, B-2, C-I, C-2, D)
E. Cloled Jolnl Ornlown Blllk account Ila'OIllOIlI (All ached l!Khlblll!-1
and E-2)
f, Jolnllelophone bill ITom dlle of .eplrlllon (AlIlchcd Exhlbll f)
0, Plyolfc:onllnnallon of 199~ Oran Alii lOin (AlIlched EKh1b11 0)
H, Amonded 1994 fedoral Incomo Tax Rctum daled March 22, 1~96,
Plalmllf relICI'Ve. Ihe rlllhllo IdenlllY addhlonal eKhlbl1l for prelenlallon Illhe dme of IrlaI followlll8 Ih. pre-
trial conferencc and further proceedlnglln thl. maller,
V. INCOME
Plaintiff will prellCnt a cop)' of hi. 1996 Incollle lax return, al wolllll a currellt pay Ilub althe time of lhe pre-
lrial conference In Ihll maUer,
VI. I'F.NSION
Plolnlltl. o. a penalon Ihrough hla prior emplo)'menl wllh Moore'l Lumber and Bulldlns Supply, Slalemcnll
renecllng dale of maniage Ind dule of aeparlllon balancel are allached,
Plalnllff bellevea Defendallt had 10m. Iype of penllon, prollt aharlng or rellrement plan available to h.r In her
prior ell1plo)'melll, prior to the dale of aeparltlon,
VII. MARI'I'AL DEBT
Th. patties had Incurred Jolnl debt prior 10 maniag. and ullhnately conftnned theae credit can al marital debt
durlnglhelr marriage. The)' hava been Idenlllled In Ihe Inventory and AppralllOmenl and via Iho auached eKhlbll1 but
include a First Card VISA account, a Corealale account and Cornerstone Credit Union accounl,
MARITAL I)A....:OI' NON-MAlllfAl.
ASIIT )!~LUI! YALUA'fIOIi rORTION INCUMBRANCI
I )llorlOnll
proporty (Wife) 4,000,00 ProMnl Non, Non,
2)llmonll property
(lIulblnd) 1,000,00 Pro..nl Nono Non'
3)1995 Grin Am 12,139,79 OOS Non' 12,139,79
4)llenslon/Moorll nol Pr,.m.rllll
Increaaed Value valued N/A portion No",
5)llcal ESlato
(vacantlat)
Increased value 2,000,00 DOS Non, Non,
6)Ornlown Checking ,
aCCllunt Gahl!) 136,00 DOS Non, Non'
7)Unknown Dank ace!.
lIIallllalned b)' Wllil unknown N/A Non, Non'
8)Wlfe'a retirement
account unknown N/A NOM Non,
MAR11'AL AMOUNT A'I' DATE INITIAL"" INITIAL 'UllPO/l1 PAYMINT
JWlI PATr: or INCURRED MfOUNT p' DI'T aLW
I!II'ARATION
Illral Card VISA pllld In 1\111 by
1/425049305309\ 4,903,87 I'rll-mlrilll VarloUI varloUI Pll1nlllf
ComeI'll one 1,996,30 Pre-marlllll vllioUI varloU' pllld In 1\111 by
MUllercard PllllnlUf
5201-0020-0351.5048
Corcll Ules 4,685,29 1215/95 5.000 v.nou. pllld In 1\111 by
01.00-016918-] Pll1l1lllf
,
The above dc:bts woro Incurred JolnUy or olherwl.. converted 10 marllal debll fnllowlns marrlRSD,
IRS Cupllal 9.000,00 1996 9.000 Clpltal Oulnl paid In 1\111 by
Gulns lax IIX II 1 relull Plalnlllf
or~lurD 10
relnvell
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BENEFIT-~__N___.._~~~_..
. . . l'
~cn~hly r~nsicn earned to l/l/9~
Plus, Monthly Unit earned durLnq 199~
Total Monthly Pension earned to l/l/95
You are lOOt vested in your accrued benefit,
s
$
MOORW.'S RETIREMENT PLAN
ILLUSTRATION or R!TT.RlMENT ~~ BENEFITS AS or JANUAR1 l, 1995
TIMO'rnY C I GAMBLE
Social Security Number,
Date ()e Birtht
Most Recent Date of Hire~
~ormll Retirement Oltet
L99. Pension E.~'nin91~
:l01.U.I5U1
December 17. 1915.
January :lJ, 1987
January 1, 2020
IS lll,839
I57IJ
na
1.,217
...--..-----------ACCRUEO MONTHL1 RETIREMENT SENEFIT.-................
Your accrued monthly retirement benefit payable at your
normal retirement datel
.
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Aaluminq your pruent ~en!Jion Ear.nings and employment
statuI continue to your ~ormal Retirement~ you will
receive a monthly benefit on your Normal Retirement
Dete of
$
This monthly benefit will continue to be paid to you
as long as you live. At your retirement date you may
elect an optional form of benefit.
Besed on the current Social Security Act, your estimated
monthly Primary Social Security Benefit at age 65 il
This monthly benefit is estimated based on your present
earnings and a.sumes you are eligible for full benefits
under the current Social Secu~itY Act,
10ur tctal estimated monthly retirement benefit is
$
$
THE EE~EFtTS ILI.USTAATED ON THIS STATEMENT AA.E F.STIMATES ONI.'f,
AN ACTUAL BENEFtT DETERMINATION WILL BE: MADE AT 'tOUR RE:TIP..EMENT
OR TERMINATION OF EMPLO'lMENT,
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Novemb.r 10, 11J97
TIME SIINIITIVIE MA TER-IAL
T1MOTllY c. <lA-MDLE
Ocar PlolI PordclpolIll
AI )'ou 11I0)' hove hlDrd, Moore'l Lumb.r ond lJulldlnIl5uppll'l, IIIG, hili bltn loh.l, Allh. plan'.
OUWII/')', MOnlmel & Auoclolel hu beln hired 10 cOlltAcl veiled lemllnllled parllclpllnlllhlll are du.
b.nollll rrOlllll1l R'llrem.nI1'lon,
5Incolh.1'reI01l1 Voluo or)'our VUled Accru.d lJ.no,llll undlt $J,SOO, Ih. plllllllUlOmallclIlI)' 1'1111
dlstrlbulo )'our benotltlls 0 lump lum pll)'lI1cnl. Th. bcn.tlllnfnnnallon below IIIlumll . pll)'lllcnllO bo
IIIldc by December J I, 11}~7.
OClllnllllflJrlIlI.lolI
TIlo Olllounl or)'our Vcsled Accrucd Benctllls 5109.71, pl)'lIbll BlI 1ll0I11hl)' bcllll1lln Iho 1I0mlll fonn
oflll1l1ull}' beglnnlnlllll )'our Nomloll{ellrclII,"1 DOlc, 01/01120,
111e Prel.nl Vllulor )'our Vell.d Accrued BOIlII1I, D5 of Decemb.r J I, 1997, II SZ,IJZ6.70,
You 1'1111 recelvelhe Prel.nl VollI' In I lump lum pl)'m.nl unlell you II.CllO hIve I dlrecl rollover III
III IRA or emplo)'.r qUlIlIl1.d plOIl, I{eld lhe enclol.d Sptl!/nl Tax {VII/let Htllnrdlnf/ Plan Paym.n"
ond lh.n cOlllpl.le lhe (VIIII.:t a/8.n./1/, and /il'':llall/a, D1s/,'~ulltl/l fonn, If )'ou foil 10 compllte
IIl1d retum Ihe Nmlce of Otll~j/I <lIIri EI~.:/imr/or Dlsml",/i'1/I "lilli, we will Illume Ihol )'ou do nol 1'10111
II dlrecl rollllver. 'nle lump lum 1'111I be paid automltlcally ond Ih. lrullle will deducllhe approprtllel4Jl
whhholdlnll.
In complellng Ihe NOllc~ 0/ O~II~j/1 <lIIri EI~c/irm/<lr D1smll/lll'l/IliJnIl, belu,. 10 Include your 1IIIIIIInll
addren olld lelepholle lIumber on Ihe 111111 provided,
Enclol.d Is 0 lel".oddrellld envelope for your cOllvenl.nce In relurnlng Ihele 10nl1l, Thl relum mllllnll
musl be pOllmorked no 10111' Ihall D"clllbcr I~, 1997,
We recomm.nd Ihol )'ou leek oUlshll odvlce on III)' quesllolls conclmlnllIlIcoml1411 IIl1bllhy or Ihl
11110llclol upecl oflhe dlllrlbullolI.
SllIcerel)',
~~~,~
DOlin' M, Lmlll
Vice Presldenl
Enclolures
iltEllhlh ~IAN^GliltENT (IlMPENIAr,UN Gh')~'
.'II,InI' . P.l'tlfn .. I.. hll a~1) .. O.lIu .. HUlth.;n .. l,l' '\n~rln .. ~hnl1'~p.)ll& .. "lrw Y,.'r) .. I 'rn..h, .. thl..~rlr.hl' .. r.:IlI.tnll .. ~,n fWtil"")
,\ SI"~I""' (;"'"11 C'Jlnp4I1Y EXIUBIT ^ _ 2
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oum U~2~ IIrf:oa h II ~c [ ~VY go :fw c: BI tl 8 p~ ~ 14!;
09124 09/24 aeneol 4e U 80 A ,A 'A" AteT C A, AI U 0 PA v It 0
. . . .
ltT Wi 'UH 8[OIH~ YOU IlAVE '"0H s[PTE"~~" 15 iO HOV~"~~r.A 151lG95' TO II[O[[~
TIl[ CII om YoU [ RN[O IN "VISA n[WAAOe "DIM NO AN VEAO OHO", TO CLAIr
YOUR A W~RU, AHO OUR V OA DOLO BOHUO ell /T8, U TH CLue 0 ImAT,
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~~LCOH[I TIHOT~Y C OAHOl[1
'II OLAO TO M YOU ~O A CA H II W m YOUR NE OOlO' or CARO YOU'LL
JO~ HO ANHUA ~~[t PunCIiAO[ ~RO~ml~HL ! O[ll[1I0UI ~/HE 0' ~~EOIT, AHO TIiE
COHV[H/~HCE 0' 'lAB CAIIO'O WOIILOWIO[ AC~[PTAHr.E,
. . . .
TO TU~~M YOU 'OA ~[fHO A ~AbU[P ~AAr.11~Me~A' ~~ AAE O~~EnIHO !Uge A~nUrL
:~~~n AI ~g~ ~~~t ~ t:'L~ g~ ~It~a 1~lc~1 oDe rR,AH~~~ue~R~~E~A~~~D A~ i!~~oo
TO U ,99/, THUE [L OA~T OAOAMlnno AAt [A~ cr '0 IUIIN aD, 0 E, OR I
Oliff 0, INITIAL IH liE BPACt PROVIO[1l ABOVE, on co PLtTE liE t C 0 [0 Q OCIiUAE
TODAY 'OR YOUR OAOER.
JlIl.l:lloll____
~gIO~tIOIIO'IOOO 031tll01000
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lnlWll II/1(JUl.AII PII YMENT I~I,IO ,IUO ,lIfl11 JlO JlO .01/ 4,!Yl,10
I/11II\Il) IIJ!QUl.All P'" YMl!NT I~I,IO ,121.94 .....,10 lJl .01 JlO M~U~
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I/IYI9ll OVIIlII'MT llJll'\JI'/P I,I~ .00 I.'~ .01/ .00 .01/ ,01/
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Exhibit 0
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IlI1'hll Cllurt IIf Cllmmlllll'IIlIlN III' ('umhllrhlllt.l Cllllllty
l'IIIIIINylvllllht
'I'hnLllh~ (', UUllIbh:, I ('1\'11 ^~'lllIn . I.uw
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'Iclllnry, I'll II 111111 C I & AlllIUillIlI1 hllllll'lIl1 hhllll hI ~'"II1I~1 VUlllIlllllllllllllllllllplllllell'lIl1llllhll1 ara dllll
hCIIClll1 rfllllllhllltlllltclllclll11lillI,
~IIICllIIIII I'rcaclIl Villi/II Ill' Yllllr VlI,I!CII A~cIIIll,llIlIlIlIllI 1IIIIIIIIur U,~III1, Iha plllll alllOIllIlII&:Ally will
1IIIIrlhlllll Yllllr hCllcl1l'lII11 I 11111 P 111111 \I"~IIICIII, "hll hClIlIIII hllillllllllhlll hlllllw 111111111I11 a pll)'l1Ianl to be
II1I1"C hy nc~clI1her .\ I, 111'1'7,
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YIlII will rccelve Ihe I'rllllelll V'lllIe 11111 IlIlI1pllllll IIiIYIIIIIIII II II III hlI YIIII IIll1el \II hllVII IIll1recl rllllll~cr 10
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1I1\111hell Cllll1plCIU 11111 !V""I'. '/1 IImllllll ,11I'/ I:'Itell'III/'" mlf,lhlll/"" 1'111111, 1I'~1I11 1',111 \II cllll1"I~lc
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1I1Jlrw rlllh,ver, I hc 1111111' \11111 \10111 hc 1'",,1 II111'II11l111Clllly 11I1111hu IIIlhlee will ,JC,Jllclllle IIpprllprlllle \JU
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11\1111 he P"llllllllkcIIlIllllllllr Illilllllculllhwr 15, IIJ')7,
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MOOR!' S ItETXR.&:Mll:NT PLAN
ILLUSTRATION OF IU:TIP-EMENT PLAN B~FITS M OIF JIOO1M.'l 1, un
TIMO'l'HY c. 'OIUGLE .
Soc~al Seour~ty N~erl
Date of B~rttu
MOlt Recent Oate of airel
Normal Retirement Date,
L994 ,Pen.~on Earn~n\ls ~
201-U-S"U
December 17, 1954
JILllWLry ~3, 1987
JILllUary 1, ~020
$ 18, 829
'T
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.-- ------- - -- - ---Ii'ROJECTl!:.D MONT13L'l RJ!:'r:tRiMEm ElENE.VITu_....~::-----..,..r.-_u
, . '" . ... ," r,.a.:...
. "'t!.. ... ",', __ .
Assuming your present Pension Earnings .aiu1. elllploymant: ",',
status continue to your NortJlu Retirllll'lenl: ~',you w-Ul
rece~ve a mont:hly benefit on your N'ormal,Ret.irttment:
Date of $ . ,579
This monthly benefit w~ll cont~nu~ to be paid to you
aJl long as you live, At your ntirelnent. date you !Day
elect an opt:iona.L form of benefit,
Based on the current SociaL secur~ty Act:, your estimated
monthly Pr~mary Social Security Benefit at age 65 is
$
638
This monthly benef~t is estimated based on your prelent
earnings and aSlumes you are eligible for full cenef~t:s
unde~ the current Social Secu~ity Act,
'lour t~tal estimated monthly retirement cene!!.t is
$
1,217
- - - . . ... . .. - - - .. --ACCRUED MONTHL'{ RET !R::ME~rr :U:m:nT eo _ -- - .. .. -......-
'lour accrued monthly retirement bene ~ it payable at your
normal ~ecirement date,
!ifonthly Pensicn earned to l/L/H
Pl'Js, Monthly Unit aarned during 19901
Total Monthly Pension earned to 1/1/95
You are lOOt vested in your accrued benefit.
$
$
7KE SE~fEnTS ILLUSTRATED ON THIS STATEMEN'l' ARE r;:STlMATES ON'L,{,
AN ACTUAL BENEFIT DETERMUfATION WILL 8E MADE AT ,{OUR RETIllL"IEN'l'
OR TE~~rNATION OF EMPLOYMENT.
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IILllglllllr Ilr vlurul,
W['rti~55j;1'1I, that thu O\o'lIur, ill cUl1l1idurutiun ut thu rUllto IIl1d covonllllto huruilluttor
stutod, douo dUllllsu IInd lUlIlIO to thu Ilullia!ullt to hu IIl1l1d nil n ruda!olluu 1I111~, the
tollowill" I'rulllhea' r Il'I II J l'
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Sh'I'r"'~~"'';J, (IA 1-1l~7
Ilud,'ullt, lIuhjuct tll tllu cun.tiLiollll ot thia
fY}"'J-.....Lt-1 ?'l..'i' 111Ia! uOlltilluLng
TO IIAVI! A!H) '1'0 HOW Ulllu thu Bnia!
Agruol1l~l,t, tor thll turul uOl1l1l1uncillg
thur.attllr 011 II lIIolltll to lIIollth bauL.,
Itl CON5WI\Ilt\'noN O~' WII[CII, tho llusidunt IIgrouu to I'IIY to tllu OWllor tor tho u.u nnd
llccupuncy nt thu ahovu a!uucribod prullliullB thu Cull BUill of _
_ 1l0l.J.t\l16 ($ ) Cur tho .aia! torm pa~ablu 'iiii
follllw. ,
Thu uUln ot k~L""lr~l( GW-'f ($ L!!:(), (l(l )
pur mOllth a! II II ulld Vllyublu monthly, III IIdvUIICU, 110 lllter tllllll 5100 v.m.
011 thu fl.ttll (5th) bll.inuuu ,lay of uuch mOllth tllnt thiB l.nuaD Allroolnent i.
in .ffuct, Pnrtial paymulltu shllll not hu IlccuVtud,
All A ~'Ul\'rlmJt CONSllll\IWrlON FOil thu Uf~ und OCCUI'U\lcy of tile 511 ia! prumillu., thu
Ru.idunt lIurnby II~J:UU. to kuup faitll(uliy allll to bo bou,,,1 by thll following covennnt.Il,
conditiun. and a~rUullIullt"1
1. l\ucll I,uraoll siKnill1l thi. l.UIlUO Allruernullt 1111 lIuRia!unt, covonllllta und ngruu. to be
jointly nn,l 5uvurully Un"lu (or thu (ull alllount lit thu agruua! upon runtal IIbov.
ru (urruIl to,
Z. 'rhu Iluuidullt ugruuu to I'IIY n lato churgu ot 'I'wunty-f l,va Pullaru ($25,00) if thll
runt ill not reedvud by Ownur, rngara!lu.u of cllllau, indudillll d L.honored dluck., UUIU
being of thl! unllncn, hy 5~00 P,In, o~ the Stll "ay of unch 1II0ntll that thin l.ooRn
A"ruulnunt i. in u(hct. All additionnl uurvicu charl\u of 'I'wollty llollnr. ($20.00)
.hull hu paja! by lIuuidunt to Ownur tor .111 dlullullorua! cllucku fllr whntuvur rUlluon,
Ownur ';::J:.' ,'I>)' :'l\,
lIu.idullt' /.J It~
Iluahlullt _p' G,
I) , Iluul~allt ull,l, Olll"~ Illid 1 hu rUBpollolbla (u~ '11I~luullt lit IltlHthB all~ fa.. all
IMr~u,1 bololll
~ll!.!!.!Jll WJ1!>'..M..h.!I, Q\tJJpJ;
IIlItur ,~-
UWar ..".
truh ph~lIp "'.....
V_ oloctrhHy
1)1" hot wuter V
- o'd hut \/
.r{ C c; V notllr.l 1141
coo~lnll lIal \/"
---
V'" ta hllhQlla
V 04bla t.hVl.lon --
--
--
Any utLlltlu or fau lIot .padfla~ abuva ,haU b. the .ola ~upolllibUlty ot
R..l~ant, Residullt upucHledly Butho~hOQ OVnlr to ~a~uct alllount. of 1111'1 unpdd
utility bill. or fUla from thu aocu~lty ~upolllt upon turmlnatlol1 IIf thio 118reument,
la, No righta of alor.80 .~o 8ivall by tlliB l.uu Agreulnent I 'rhl Owner .hllll not ba
I10blo tor .11'1 loa. of p~oporcy by Ci~o, tlloft, bruukaga, burglary, or otherwl.u, nor
fo~ uny Ileci~ontlll ~ulllagu to pursona or proFHty in or ubout thu haud prtluluuQ
reBlIlting Crom deenlelll fUlluru, wutur, ru~n, windstorm, ate" which IUuy euuQU
IsslIu of flow intu or from uny part Ilf aold prumlou 01. ImprovulUental indud Ing
pipes, gus linull, sprinkloru, or electrlclIl e"lnactionll, Iluidallt heraby ugreoll to
purehusa naodud IIIIJUrllnCa, or to provido lJalf-~~.u~ancu 111 aduquuta amoullts to oCfllat
OilY risk.
II, AllY rumuvul of OWllar'u proparty w1thout uxprusll Wl\l1"r~N pamlssloll f~olll tll.
O~IlDr ahull cUIlDt Itlltu Ilbundollluollt Ull~ QlIl'raniH uf tlla prumiBoa und turmillation by
th. Ilusi~ollt uf thlll l.e1IBa Agruomont, OWllu~ MY taku immediata pOQIJuuionl Ixcludu
rUlddollt from proparty und atou ull IIDaldunt I B l'OIlBuuiollll Bt l\uBi~unt t s UxpunBu
pUlldillg railllbursu~1UIlt ill full for OIlIlU~'U IOBU 41hl ~1I1113gU.
OWllur J . ~, ..>. ,
I\uul,'ullt
11;)(,
l\uBi~ullt
Ie Ct
-
~3-
I~ I OWIIU hu ~hu right ~o uUlurllOIl~y n~~u"1 lit III1Y tjm. 111111 n~~oulI ,Iurlllll
unullnble houu 1<1 lll.puet IlI'upuny Dr III .huw l'rol'UI.ty to pl'OnptutlYo ru.I,lulll.,
Upoll IlK (6) houtu prior lIutl~.,
I),
IIUlI~.lIt oguu'l tu PIlY n Bucutity llupuuH ut
---.....--.-----
(~
) tu UGcur. Ruul~ollt'u pl'~lIo tu full
Iill'I'~1 aUCUtll'l'Y D~I'oril'f HAY 110'1' II~ USW
~omollau 1I0t proYloulIly ulHlno.1 Illl tho
ot Roul~ollt' n OXl'ulIUl wlth tUII~. uthor
ClllnpUnllCO wilh tho tun.. ut thh Allraul.ullt,
'1'0 I'AY tn:wr UIWf-lt MIY C1IICUH51'^"I(;~81 AllY
Iq'propl' hto chock-III torm will bo rupnh'ull
th/lll tho 5t~UI'ily D'poslL,
III, IlolulI.u of Socurlty Ilopoult Is .ubj/lr.t tu tho IlroYlulllllt ot .tntu Stntutu nll,l
a. followlI
A, Thu Cull ttrlll at tho Agruolllont hll. buull cUlnplu~o~,
II, liu ~olnoBu ur ~utarlorotlulI to tho prulnl.to, bull~llIg., Kroull~' II uvldullt,
c, 'fht olltlro ~wulUIIS, oppUoncuu, clo.ut., cupbuur~u lito clun ond troo Cruln
In.uct., thu rolrlgtrotur II dulro.tu~, oil ~tbrl. oll~ rubbi.h hova b.oll r.movo~ CtOIn
tho propuvty, oll~ (loor. nto VOCUUIIIO~ nlld elanll.~,
p, All ullpoid chnrN"u h/lvo boell p/lld IlIclu~lng loto ch/lrgel, vl.itor churBol, pet
ehorgus, dtUllquent rUllts, ate,
E, All kuy. h.vo buan votunu<l, A chnrgo uf $2~,OO will bo In.do un" ~aducto~ (rol.
tho .ocurity dopo.lt if nll koys to tho lun.o~ ptulIIIso/l oto lIut roturnod,
1'. A Corwnvdlllg "ddrunu 11iI. booll lult with tho OWllur.
IHtlll1l thirty (JO) ~aY5 nCtur termillntlull at OeCUp/lllcy, tllo Ownot will ""II~ tho
bnlnlleu of tho Uoposit to tho fotl/Ill'olllg 1l.ldroBR provido.1 by tho Ruldunt In tho
1l/llnOS of niL slgllntorlos herutol or oWllur 10'111 Ilnposo 0 cln~B UII ths Paposit olld su
notify tho Rouidollt.
15, If Ro.idollt luovo" saId pre~ls." ulloccuplod for tlftuolI (15) d/lY" whilo runt lu
d'IO nll.1 ullpnlo, OWllor I. gl'on~o,1 tho rlHht horoulldor to tnko Immodl/lto pOBBOnslol1
thorouf 1I1l~ tu exeLudu Hellldellt tllor.fruln, VUlllUvlllK nU of Ilell.lollt's proporty
cOlltnlnod 1I0rolll nlld plocll1B It IlIto "tornKo nt R051~ullt'n OXpolloo.
16, It IIU5ldollt nballdolls tho proporty olld givolI avldollco of thot nbOlldolllnOllt by
netlollB such os moving out nlld Lonvlllg realdellee ulloccuplod, olld/or t4tIDIIlllting
utUiLy rorvlcou durillg tllo tnrm at thln LonBu Anruumullt, th,1I sholl ~onst1tuto
brnn.1I of tOllnllcy n. nKroo~ on pogo ono (I), olld tuminotloll by tho Ilosl~ollt uf this
LUBSO Agrnomollt, Ownnr h/15 tho right tu toko il1lmod1ato pOBBenlon thoreof alld tu
cxcLudn Ruidullt thorofrum, romuvlnK all Ilusldant' 'I propnrty uUlltnlllud thorolll all~
ploelllg It illtu BturoKu nL Resldollt's OXPOIlIlU,
"'f~ )-.,
OWller ~~. '-- .
Ilonioollt
1.1/'(,
1\0lli,lullt ._~l::('(.\ _
-I.-
17. It I\lIld'l1~ h ll1tA thrue (3) tl.uluu. rullt 111111 1I1ucuulltulI r,"t nutolnlltle411y
ll1erenu f~~,OO without IIctuetll1K nllY uthur turlllll o( thlll I,ullu AKruumullt,
18, If nllY vl01lltloll o( thl. l.uI~' A8ruulllu,lt occuru Rllch II~ 1l1l1l"p1lYUlIllt ut rUllt 0.111
tll1l1 or luaull1K II bid chock tu OWller. IluII1,I01lt IIKreu. tll Ullllburla OWIl.r tha Ictulll
or ren,ollllblo coat at collaetlnp, without protllt. IIlc1udl.1I81 but Ilot llmit.d llll II
TII.llty (UO.OO) Dolhr blld chock Cu. lIa pl'ovlllud by ~tlltUtu, IIlld OWller'o rUlolllllllu
attorllu,'. (.a..
l~, lIuid,"t 181'0.0 to IIccopt .lIld dllul1l118 a 11,1 all ('.II'III.hlIl8 IIlld IIpp11'III[UII
th.rulll 110 bo1118 111 8110d 1111.1 olltil/lletllty cOllol1t!ull 11/1101111 II 1I1'lttul1 IItllt.lllollt at 1111'
objoetilll1' III d.llvorud to tho 0111101' lIithlll thruu (3) ,1/1)'1 IItt.r lIf.old,"t tllku~
1'000... 11I11, IiUeH-II~"-liHOUhlr-ii-(;JVli/l-O/l-'j'UlHiIX-I'A"~;-lil",(KN I Ii- f,OIUHIH1(;1l->>"(;OHH
It-I'AWI'-(lHtii-!H;t!1\lilhWllJ;jijlliWr.
1I0.1d,"t aSLuu thnt l/liluLe tll /11. .uch I .tlltUlllollt thllll boeolll. eOllclllol.vo
proo( thlt thura IIULo 110 duCoeto o( 110to III tho I'l'llp.rty, 1'.ll,I.llt 118r.u 110t to
I'"rllllt d.terlorlltlol1 ot tho IH'.mhos dot1118 tho po I' lad at thl. 1.11I10 A8L..,ul1t to
\lc"d\lol'k, (100L/I, 10111111, ('H'1l16"11l~'1 (1~turOl, /11'1'11 II IlC 01 , 11111,1011', oel'IIII', dO<'tll,
161ms, 101ld&<lIp111S, tOI1Cel, plulnbl118, 01.enlclI1, IIII' c0I1.l1tloI11118, hutill8, 1111"
"lo.;hoI11e/ll ly.t.1J15. lIuoldant 61'.citle.111y "sroo. thllt hu 11111 b. r051'~nliblu tor,
"nd lIP.I'.O' to IMY (OL, lIllY .11I1~lI8. dOll. by fllln, IIlnd, OL lul1 cllu5.d b, lunvl118
wlndollo op.nl overflow ot wllt.r oL stuPP"80 ot Wll6to pll'"' bl'uks!!. ot 81nll,
d""/l8a to IcrIDIl., .1ut.rlur.ltlol1 o( ll1wn. lInd l11ndlelll'1n8 whuthur cllu5ld by dtoosht,
IIbula, or 111810et.
20, Ila51dont 118fOO. not to l'nrk or atom 'I 1Il0tOL hOllle, l'ocLutlonlll v.hldo, or
tl'lI11or "t IIn)' typo on tho prollllu. wltlloot 1111I'r'l'1!1l pOl'lllh61011 trOIQ 01011101', IIn,1 tll
I'/lrk 0111, '1- lI11tolnubllo. o~LY 011 'rllr. 11IIlVf.WAY5 ANP l'AI'KlHll AIlMS SVf.Clf.lEIJ UY
'l'I1f. OWNf.11 lIf.llm..--
21, 1\061dollt ot Unit
1111111 bo r08pol16lbl. tOL lnolllnB ot 81'/155,
22, ~d,"K-ot....Unh, ._ (.J....JJ~L______ shllll "0 1'U6l'ollolblu tor donLlnB tho
",olkll/l'o trolll ~now, 1eol ,jji;JO.:hOL ,Iollrlo wllon 110co56l1ry.
ZJ, Ilolldollt .hllll toke /lpproprl"tQ IIctlOI1 to 111.IILO thlll ttlllh 1. lJ1ollltlllll.d ill tho
I'I'Opur ruc'l'tllc1u IInd pll1cod 111 thu I'Lopor 10clltion allch \leak COL trllsh l'iek~ul"
lIos1dont shall b. LOII'01151blo Cor cOllll'Ullnco wltll 1111 80vol'nlllentlll 111101', .totuto.,
al1d LORIJ!ntlol1. U811L,1i1l8 tLII5h LUInOVIl1, lndulli118, 1)\)1 Ilot 1l0clllllrl1y Umltod to,
roc,cllllll low. 1111" fosul11tlol181 IInd lloB/dont Bhllll lndumllit, II lid hold O",noL
h/lLIJ11000 for cOIIII'11ol1cO wltll 511id 1111015 Al1d r08ull1tlon5.
2~, lIusldolltl5 ob11811tiolll aceor~11l8 to 111101 /lLO II' Collow51
A, Tllk. II(Urm5tlv. action to inturo that nothing h don. which might phc. tho
Ownor In v 10 lat Ion of IIppllcllb 1u bu Il.lil1ll. houo inll. IInd h.lIltll codo.,
O\lllot
..e "
.-~,..t.>~b,,--__.
11051,lont _~1:l~___..____.__ Ilosi,lunt ._-L---C:'(.j
-5-
II. KID II thu dll.UinB dun Qnd unIL'~~, rU,"ovIIIB IInbnll' And nuh nI It
QCCUPluhtu, IlIQlnt.illillB Illumhlns in Bood 1I0,klng ord.r to prl\'lnt utOPllQBU And/or
lankall' or plumbing tiKturu', taue.ta, plpa., nte,
C, Opautl all .lactdcaL, pluPlhlnfl, allnHnr~, hontlng, vUlltihtlnll, Qlr
condltlonillB, alld othar nppllnllcea In . runfionahll and .atu manlllr,
IJ, AnauU that Ilroputy balonslnll tu Ownur II .ntlllunrdad allalnlt damasu,
deutructlon, 101. rumoval, or thatt,
H, Conduct IIlmaelt or haraul(, and hla or liar tomlly, trlundl, Ilouata, and vlaltorn
III II mlnnU which will not .\iatorh oLhera,
I' Allol/ thu Ownor nccUal to till prumluua Cor tlla purpou at lllupactlon, rallalra,
or to ahol/ tile propurty to 1I"1I100nl alu lit uaaonable houn on rallueat, and to
II"dtlcdly autllorlu unallllouncad aCcau nny tllJII r~l\t la lIto, or thls Laaau
"Ilrumlnt ia tHlIIlnlted, tor porpou o( post control, IIlnlnt.nlnca aatlaHltea, urvlnll
1'811 notlela, or omurgunclua,
G, 1.lvo up to nil provialona of thh I.onu Asroon/lnt, particularly 1/1t1l respect t."
IlllylnS thl rant on tlml Inll carins (or th. propurty,
~5, 1'10 lock a mny ba ch~ngod or odd.d (,n ony door without WIUTn:11 porlD1ualon from the
Ownor, aI/nor la La hi provided dupllcnLu l<aYI tor 011 lock. ao lnutalled at
~..Ident'a oxpunau I/lthin tl/anty-tour (24) hoar. o( Inatlllotlon o( aold locka,
26. ~..Idunt I/IUlnta tllat uni' ...ork or ropolra padormad by I\aaldant I/lll bu
undar,takan only It 110 la compatant an. 'lualH lad to Iledorla It. \I.Hldent will ba
totolly raapclla1bla (or 011 nctivltlu to nUlIr" that worl< ia donA in 0 ado mAnner
...hlch 1/111 meet nil th" nppllcable co.n an,l utntutOB. Rasldant 'urtllar worrontn
tllnt ha 1/111 bu nccoUlltabla (or ani' m\."hop" ond/or occidallta raaultlllU (rom "uch
work, alld I/Ul hold tho O...llar frua (roln harln, lItlflatloll, or clolal" of nny aLlier
par"on, 111 thu ovallt rapolr" lIra nlu.". boYOlld tha cotalletancu of tho llanldant,
l\a"ldant la urtad to ."ntact thu Owner,
27, 1'10 monay la to bA duductud by P,esldent froln relit puymellt ~'OR IIN'I It~:^SOIi without
uxpron. WRITTEH perml""ioll (roln Ol/nlr,
2fl. ltasl,Iant anreas to rafr"ill froln Illndllg any Hums of poraollal "roporty in
stnirwaya, hall...ay", or othar public posangul/ay. at ony tlma.
29. AU portloa ogrua that turminotlon o( Lhl" Len"u Aflraalaallt pdur to taminatioll
dntu, ItEG^RPl.E56 or CAUSE, will const1tutu brancll 'It tile tennncy na ague. on l'ngu
One 0), nnd all suclldty daposlta nhnll be for(alted III (avor of tile Ownar an
lI'lllldotad damngoa nt OWllar's optloll (ollowlng tennllllltlon.
'1"" ..... .__)1]'.
OWllur ,...!~~~~,___ I\usldunt__/'!.L '"
Ilenl,lellt
-rC(L__
-6~
'Jl), AIl~ hllld!ll~ lIvur ultur Ih. Up!ruL!lIll ur Lhlu I.ulln" Allro.UluIIL, W1Lh Lh. 1:IlIl"Ullt
lit thu OWllur, .hdl IIu elllluLrUlI'. /1'1 " cUlltlllllill1l Hl)li'l'II~'I'lHillWI'Il 'I'I~tlANCY wiLh thu
LUl1l111 IIJ thh I,UllNO ^1l~UOllluIIL CIIIILlIIIlIIlIl LlI bu ulllllicuhlu ulldur .II~ .IILoIIII!1I1l 1I0rullr,
~I, Ilullhlullt "Kruu" IlllL tll VIICllto Lho dwollillK IIr IlIl1V. wlLhllllt thu pUl'lIIhulllll ut Lhll
I.lIlldlllrd, 'l'uIIIIIIL dllll IIKrUII thllt III1Y l'llUUua!UII" rUIn"!IIII111 ill thu dwullillll IIrtul' "
1III1'I.-uuL uru IIhulldlJllu,J hy Iluul<lulIL, IIlld Ilulllllullt IlllruuII LU pll~ Lhu CIlIIL III rIIlnuv,,1
IIl1d dhllllll"l IIr LhlU' IlllllnlUM 11111. , lIuuidullt U~ruUN tll VIIClltu Lhu dwul.lillll lit tho 111111
lit tho tHin, hllvlllll III'UI,.rLy dllllll IIlld III IlllUll ul'dor. lluul<lollt 11111'0.'1 LII JlIll1L1y
!IIUlIfCL tho llwulllllll with IlWllur lIr llWIlUI"1I ruprullrlltnUvu, tll Ullucutu II ,hll:Ulnent
1ll<lle.LIIlII tho llrullullt eUlI<lHlull lIt tho lu"ud 111'01ll11lUII, 111111 tn pl'uYldu UWIlUI' III'
uWllllr'u I'IllrU"OIlLIILlvo wlLh II tnrwurdll1l1 u<ldrouu,
)2, 1I01l1llullt ullruoll tu uture HlI<I lidO III1Y wurldnK Inuch!Il" hrllullht ullUII thu 1oUIIU<I
P~'IIl!IIUU ill thu hll"ulllent IIruu Vruv1<1ud lllr lIueh uquiplllullt,
lJ. 'I'Ullullt Ullr,'ulI tn rut~U!1l trulu IIIIillt1nll OilY plll't lit tllu ~ulltlll pUlllhell un<l
Ullre.e lI11t tll ueu 1141111, tuckll, IInukll, tupo ur uny uthor hlll'IIll1l1 ubJoct UII th4 wullll,
cuilinllll ur Iluurll lit thu rUlltlll prumi"ulI withuut Lllu Ullp~Ubll Wl'ittull cunllollt ut thu
l"Il<llllrd,
31" 'I'ullllnt IIh.ll Illlt lIulk. Ul' Ilunllit "IlY <l1'lturbillll IIlliuu tn b. Inlldo 111 Lhu buildillll
hy th.lnuul\'uu, lIlulllb.ru ut thoiL tOllllly, IlUOlltll, Yill!tllU, II 11011 LII, QULVllllts OL ll~
CUIIUIIIII lIur du UL Ilumll Illlythillll tu ho dUll. tllllt will illtlll'tuu with thll r 1llhto,
clIlnfllLtN, or COIIY.llioIlCO .)f otlln pOUlIlIII ill thu uUrtoulI<I I nil IlIIillhbul'huu.I, l'unhllL~
1ll0U, '1'1I111111t lI11rUdIl thnL IIU !nIlLU thllll tllll (10) l,orsulIs "hllll hll I'H1Ulttud tll bu UII
thll Ilrllln1uuu lit OilY UIIO t 11uu,
35. l'h. IHirthll hurllLo ullro. thut 'IU cllr WII"hiIlK wl11 bu I'IILlllitto<l UII tho leouo<l
IILIIIlI1u1l1l without thll UXllr01l1l wtittoll cOlIsunt lit thll UWIIUL,
36. OWllur lI11rllllll tu Ilrovi<lo 0 wurkll1K IIl1luko <llItoctur tur tho lu,,"ud prllmiHon at tho
bllllillllll111 ot till" 1.1111611 ^grllulllllnt. Iluuldent IIgrooll to ton t "lid InUilltll ill 1I01d "ulukll
dlltuctur trlllu tlulll to timll <lurll111 thll1 I.U""11 ^gruuIIIII"t IIl1d tll rllllllLt /I IUIIHunctiollill1l
<lutuctllL to thll OWIlUL illlUludll1toly UpOIl <liPcuVULY,
37. 1III1I1<1ullt 1n4Y lIIo1l1tu111 II wuLur hed or ho<l,l ullUn thu lUIIII.d premillu" ulIly with
llrullur illllur411ce yuriCiclltiun I'tuYl<1e<l tll tllu uwnor UII 1111 II1111Ulll bnllill.
36, III tills I.OIlIIU Asrllumont, tho RllIgulllr lIulllbor wlleru U"o<l will oho illclude tho
plurol, thu ,"u"cull 'u SUlld'H will illdudo the (ulllilliIlU, IIlhl thll Lerm "1\Ollidollt" will
Illclude thu 'tUllllllt/l,u""uu/llolltor.
3~. Cmlditions uf tlllu 1.011110 ^llruulnunt 11111111 uxLen<l tll thu 1101 to, UllucutllU.
IIdmini"nnturu, IInd 11"018"11 llf all thu Illllrt!u. hotutu.
,.(.J r:'
Ownur '""-1 .~ ,~.
lluuidullt
J.6fJC
llollidollt
'fl,0t
~7~
,.0. Th. lIutd.nt ~Ir... to UIllOV. all I,lint ."Uhll' or drtpptlla' troll the t1uu~
.ru. tn the .putlll.nt whtch th.)' Ill')' h/lv, u.u..at .tIlC. uktna po.....tol\ of the
l....at'lurnh.., Dr, tll the .1t.rn/lHv., r'llll.t tho COlt of pdllt tlU4l1llp to the OWller
l.11lIII.dht.l)' UI'OIl tho u.cllHoll of tht. lUll 'arulIl'lIt.
'", Own,r .h.ll provl.d, tho /lppll./lllc" o. lIl'rhed b.lowl
'1Z,(~ ll.tr1a.utor O,"~"~ \"J ~."I ~."'~
Stov, ltl.......;.~ ~'J \\..,..4~.t
'.2. Hhcelhll'ou, .
Thl p.rtl... horeto, intlnd1na to b, 1181111)' bound hn,b)', h,v, her.unto ut
their h.nd. .nd ...1. the d.)' .nd )'.ar ttrot .bov. wrttten.
IHtn1U11
~~ 'C' ~.Jl....
,Ownn
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CMICK.' DATI! AMOUtt1
FIJndl Trenl, 03/08/915 1S15O,00
132 03/08/915 13215,00
Fundi Trlnl, 03/13/915 1S98,08
Fundi Trlnl, 03/29/915 1S15O,00
133 03/29/115 1S488.oo
Fundi Trenl, 03/30/915 1S60,00
Fundi Trlnl. 04/04/95 1S127.05
Fundi Trani. 04/015195 1815,80
Fundi Trani, 04/00/95 1S50.00
134 04/215/95 1S100,00
138 05/02195 1S115O,00
137 05/15/95 1S100,00
138 05/15/95 IS 1 00.00
139 05/23/95 1S3oo,00
140 05/31/95 1S180,00
141 . VOID
142. VOID
143 00/20/915 1S100.00
144 06/28/95 1S250,00
145 07/28/95 1S100.oo
CHIC" DAtI AMQUNI
148 08107/95 '200,00
141 08122/95 '300,00
148 10102/96 '100,00
149. VOID
1/50 1112S/88 '100.00
1151 02/03196 '100.00
1152 03/1 S/915 '100,00
1/53 03/20/915 '100,00
164 04/17/96 '100.00
TOTAL AMOUNT~ t3,eoU3
Balance on 02103/1151 $3,31G.21
Balance on 04I04111'~ U,355.411
.1
PERSONAL CREDIT LINE (CReDITS)
DATI PAYMENT AMOUNt
02/22/9r, 1,8301,00
03/21/9r, ~ee, 78
O~/2r,/9r, 1,000,00
Or,/oII/9r, 48,94
0r,/23195 80,00
06/20/95 100,00
07/03/95 149,08
07/211/95 90.00
08/11/95 200,00
09/25/95 120,00
10/26/95 101,00
11/21/95 100,00
12/28195 100,00
01/26/96 100,00
03/05/96 100,00
03/25/96 100,00
Tota' Amountt $4,812,78
I'" l, I - I J
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J,500
(:UIIII~N'r UAt.ANc~
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'i~!n!/ll'H'" IJA11J "'I !Hi YJ;;MI
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1 M1Vf1NCI-:fi
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I INri 1/1A~.':E..I'11I'~JIIJ~IH(HI
11I,cl:IVI',1l I t WI <III 0..0,1-95
'" 1'1 1'1/11'1('1; C '"IlClE'"
I FI';I':~i
I. CIIIIIl<iKfi
I F I II AliCE CI'AIlGI'; I.\nJUfl'1't1J;;NTfl
1 .OTI'Ell r.'~'! ffiTM ;tl'l r.;
n,w \II.A r...
';111' r III I' nIle Il'AL IIAI.IIIICr.
.1 ilK ANollNT
VA. 1 LAlH.I'; CIlIWIT
':[i('IHl\ol IIALANCE
INAI'PI. I Ell f1ALANcE
t~~(h
30 ~. ~
j: ~~L I
: 0
IIV~^fu~~,~1l
475,06
VA'/MI~~'I'
tlUlt rJAI J1;
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I N 1'0111'111'I'1 ON
TII~PIIVHR 10 NUHRKR
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197- fJ 2 -li (, " (,
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RUMMAn'/
+
+
+
+
,~
+
+
.
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{!O. r,7
30, ~ 'I
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91, 0
.
TIlANI5I1CTION ACTIVITY HINCH YOUR t.llaT aTIITltMltNr
POUTING EFFECTIVE
DATE IJATE IICTIV1TY DESCRIPTION
t~~:~~ Nt~3M~~I\N~~erUN~IP^L
TO PIUNe! J^~ 61 J9
TO HI'ltIA ICE CftIlIWI.;H ,20:61
7-7.8-9[, PIli NctVAf. MIV/lNc ~
O,-OJ,.q,r" nPI,;CIA. clIEcl< If 000000115
- F.N JING pnINelpAL
I: 5n ~n'"f\nnnl:
AMolJl'IT
?198S:6~
100,00
3,021, L5
1)0.10 Ul)O.l 111'1
\I~~ I""
~ ~ I ~.1 {,~' I ( )\t\/N I ~^N 1<
I'll I I
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g~ II ~ UllO~ClI%\^B;!'~"-91?6
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II' 11(1)(11/
II'I'~h~~IIWI'
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l)
L lN~ 0.. l.'HEPI'r
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ACCOUNT, OPN.OOOQ5~9657
CIIEDl'I' loINIT
3,500
CURIHtWr BAJ.MCE
3,354.50
NAME
INTEREST rAIO TlIIB YEAR
LABT PAYM.:WI'
ACCOUNT /PAYNEN1'
BARlIARA A ~8~~~b
lIALANCE SUNMARY
UTA'l'EMEN'l' PEIHOO 0"0'1- 9 5 TlmOUOll
nf.OItHlIl/a BALANCE
.' fl[IVUNcr:s
- PAY EN~G R~C IV'O
+ INS IIANCE R~MI8NS S
I RECEIVED TIROUOll 6-AJ-95
"""FINANCE C AROE"""
+ n:I':B
+ CIIAlIOES
1+ FIl/ANCE CUAROE ADJUSTMENTS
I ~ oTlIEn ADJ STMENTS
Nt'W llALAllCE
IENPINO PRINCIPAL nALANcE
L WE AW)Ul/T
AVAILC"LE CREDIT
i EI;CHO IJALflNCE
I UNAPPLIED nALANcE
I
tU~]~
JI,
~:ut
. ..... _~_. ..r
. .
AV~lLAlll.E
CIIl!:IJ11'
1~5, 4i!
pG~Yn~~r
9-14-95
~A~A~H~
101,00
INl"OIlNM'ION
TAXPAYER 10 NUMBER
LABT PAYMENT OATE
197-5;1-6656
11-22-9ti
PAYNENT SUMMARY
~E~C~~~L PU~ t
~uO"gAc~lIADE~ PUE t
~Sfnoou~ E t
~T ~~A~g~3NPrUE +
O~ f AMO'UNT DUE IS .
~~: ~
,J
TRANSACTION ACTIVITY SINCE YOun LAST sT,'.rl!Nl!NT
rOSTING Ef'bEC'rlVE
DATE ATE ACTIVITY DESCRIPTION AMOUNT
0-9,1-95 ~fiOINNINO PRINCI~AL 3.gga:b8
0-07-95 6-.'-95 I' IIlCrPAL ADVA C
0-11-95 SPEClAh CHICK I 00000146
8-11-95 RE<lU A flA liEN' i!QO,OO
'ro flRINC~~AL Ig8:~~
I TO *"f'IH CIl C~A~<IE~"
0-22-95 6-22-95 pnINCIflAL APVA C' 300.00
SPECIAL CHECK 00000147
.: 'in ~n"'Annn':
Oll III 0001 " J
"
~r~ .~
( )1.1.1 \.~)' I ( )\^/r\! ! V\I~I,
1'1 I"
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(I '
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(I If :/1 "')',0/1
)0
/1,111 /(1/ (1I
/(/;../1:;
UTATKMKNT ur ACCUUNT"
OPN, 000llh1 'Hj!i 7
WI'A'I'VM~:N'I' 111"111011
VIIIIM ','IIOl"lll
9-01"9~ 10,03-9&
I'Ml'; 1 ()~' I.
" '''II
o
I."" ,.,.,.....,....,......,.........................,............
I_~.
~T' ~
J ~
or CIH!IH'f
ACCOUNT, OPN-0000549651
LlNE AMOUN1'
,1,500
CURRENT PAl.ANel!
3,366,16
AV~~~a~~~
133,01
o~~Y~ln
10-11-95
r,~~t,~~~
101,00
ACCOUNT/PAYMENT INrORMATION
11[0: IJAIIIlAllA ^ Q,AMIJ, l.g TMIPAYlm 10 NUMIJl\R
II'~HF;fJ'1' PAlll 'J'HHl YEAR 7.36 7
Ill' PAYMENT 120,0 l.ABT PAYMENT PATE
197-52-6656
10-02-95
llALANCE SUMMARY
TI\Ml\N'1' PlmI<>P 9-0'1-95 'I'HIlOUOII
Ot WIlla UAI.ANCE
OVMNCE6
PAY ENTU R~'CI!IVED
lNll n NeE '/ll! IUM fl
IECI!IOI!O TtRonOIl Vb-a3-95
'l'INANer;: r: IA/HlEHt
HNo IJAI-ANCr.
'/lOW JA .MCE
PI'LIEIJ IlALANCE
1~-~a-9j PAYMENT aUMMARY
, l~~ ~ d ~~!tu~~~~lIan~E PUl!: f
tSCROO P5E +
31 ~~ 'Ef:~ DUE +
3 1396:, M'~ C~A~gEflI2UE +
r~~AtAAMotl~TN~UE IS :
H:oa
: 8
10 1 ~ ~
TaANUAcTION ACTIV!TY UINcE YOUH l.AUT BTATEMENT
Ii:H'Ii:C'rtVE
PATE Ac'rlVlTY PEBCRIPT ION
g=9.i=g~ ~~gQ~~~Ng~etl~N~IrAL
~O PRINCl Ar 66 42
TO ~~FINA CIi: CIAIGE" 31:56
10-02-95 PIIINcIPAL ADVA C
SPECIAL CHECK 00000116
10-03-95 ENOINO PRINCIP L
AMOUNT
3'n~:Sg
100,00
3,366.16
FINANCE CHARGE SUMMARY
': PAr!.'! PEHloPIe llA'I'EB USED TO COMPUTE YOUR FINANCE Cl/AR<I~ IS IJAB~O ON A 365 PAY
H AP~LIEO OVER 30 PA~S Tilts PP.RIOO,
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1,1\
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1"111 It I' 11if)IIfllI
11.0,1 '1r, I.' n.' 'I',
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11,~III1~II~ 1\ IIMII1/,!':
101 rt'll I NI)I.1.
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AI'I'()lIWI'1 (II'tI.. 00005111]657
I' HI\-' 'lI- ":\lIWI'I'
I.Hll-: AMtJUwr
3,500
CUIUlf:tl'r IlM,MlCIt
,1,330,05
AVA [r~^,H,Ir,
. CHI':PI1'
L69,l}5
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1;!-14,.l}!>
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1 tll'OllMAT r ON
TAXPAY~H IU NUMUItH
LAOT PAYMENT PATE
l\/'1-!i l-!)'I!)I
11..1.1i" 'J ~
I.lII I.MK Ii I:HlM~IMIY
1\'I'i\'I'H1HI'I' 1'1-:111(1) 11-0'1-% THIWUlll1
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Tl'"NHAC'J'JON ACT1VJ'I"1 /:IINC!; YOUII I.AlI'I' WI'A'I'EMLHIT
EFI'E<'l'lV\i:
DATE ACTIVITY IlI::~CHIl'rION
11-0'/-'1'.1 1I1';1IINNltlll XHHjCIPAI.
11-1. -95 Hl';llUI.AH PA 11~;1 'I'
'1'0 PlIltlC1II t' 66 97
TO "l-'J.tIAIC': (:~I\II(jJo:" 33:03
11..21H15 pllltWrl'A!, f\ lV" Cli
11I'1';C I AI. CIII!CK 0000001 bO
12,.03-95 1':NllINU rHINcrp I.
MOUNT
,$'ig6:g~
100, UO
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