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RECORDATION REQUESTED BY:
F1n.nd" Trus. Compony
On. Wes, HIp> SlrH.
P.O. 801 220
Urtbl.,PA 17013
WHEN RECORDED MAIL TO:
FIIIMld.. Trus. Compony
On. Wes. HIp> SlrH.
P.O. Bo. 220
Urtblo, PA 170 I 3
SEND TAX NOTICES TO:
Consutlo A. Crowder
302 N. Wes. SII'ttt
UrtbIo, PA 17013
SPACE ABOVE THIS UNE IS FOR RECOROER'S USE ONLY
MORTGAGE
THIS IS A PURCHASE MONEY MORTGAGE
THIS MORTGAGE IS DAnD FEBRUARY 9, 1996, belWefll Consuela A. Crowder, owner(s) in fee simple, whose
~ddress Is 302 N. West SlI'ee!, ~,PA 17013 (~ferred to below ~ "G~ntor"); md FINneLlI Trust
Compmy, whose Iddress Is One West HIch SUet!, P.O. Box 220, ur1isle, PA 17013 (~ferred to below ~
"Lender") .
GRANT OF HOlTCA-GE. For v........ .....1OIdt. odoo. Go-..- anna. QpIns. ..... conwys. ......... crnIon, ....... conllrms ond
"""'PIOS 10 Uftdor .. 01 GranItn rigN. .... and _ in and lOb --.g _ .... ~. togatIw WIllI .. 8lIISting 01 Sl.tlSeQuonlIy
- 01 atlUd b.-.gs. _.ojlo~_,,",ils and btlns; .. -. ..... allyl. passages. and ways; .. ..... "".11I. ngtlIs 01 wly. .. _.
pIMIIgIs. .......... ~ and --.... ......-.0 _lQI<lQ 01 ItIyWlSI made appu1ana'" ....... and II1a _ Ind
-"'*' WIllI ..-pacl -= .. _. _ ng/III, wa""""" and clIlcII ngtlIs (including slad< .. _ WIllI clIlcII OIl1T1Q1bon ngtlIsl; and al
- ngtlIs. ,..,.... and ptolls rWIng 10 II1a ....~. ondUcIng _ ......bon .. _IS. 001. gas. gaolIlt..... and smlar mallars.loated
In Cumberbnd County, ~ of Perwymnb (lhe "1luJ Propmy"):
Deed Book _ PICt Township UI1IsIe Bore
The Re~ Plopeft)' Of Iu ~ Is commonly known ~ 221 W. Nonh SlI'eeI, UI1IsIe, PA 17013.
Grl_ ~ ISIIglllIO ~ .. 01 Grantor"s ngN. .... and _ in and 10 .. ..... 01 ... "'-'Y and .. AonIs Irom ... "'-'Y. In
-. Granlor granlllo UndIr a UrIIonn Con\.'_c:oof Coda IICII'iIy _In ... PwIOIlII "'-'Y and AonIs.
DEFlNmoNS. TIle _ -'11- _ _.. -00 "*""'llI- \IIlId In lis ....1",aQ.. T..... .....11....... ~ in lNI Morlgage $IlaI
have II1a .....-.gs a__1O IUCII ..... in ... UntDrm Commol.:.al Coda. No ......._ 10 _ amounll _ ....n amounll 1ft IIwluI _ 01
II1a ~ S1a1ll 01 Amn:a.
Gr....... TIle WGd 'Granlor" ...... c-tto A. CnIwdor. TIle GranIor ... _-.- undar !hi Mor1gage.
c....,_. TIle WGd "Guaranlal" ...... and __ _ iIlNIaIion _ and .. 01 ... o-a__. sur-. and _bon partin on
connacton..... k___
m:p.~"""'lna. n. ward ..,.....v_~_.. ~ and lndudII without ImIaIion II ....... and fut\n ..,.................. btures. buIIdmgs.
- - '-.-cI..... AaaI "'-'Y. --. adlIIanI. ,~,..... and _ ~ on.. AaaI "'-'Y
InM....... TIle _ ." j tl J _. _.. /lfIllCIIlII and _ ~ _.. '- and any _ __ 01 aclvallOld by
~ to cIac:IIaI9I ~. aI GranIor 01 _.... IIlN11Id '" ~ 10 anlarOI obIIgalonl 01 Gr_ _ lNI Morlgage. .,.. wtlll
_on......_....-in........ gl.
l_. TIleWGd'\___~T_~...I., ,.nand...... TIle~...._~_""'Morlgage
t1oo'laoct. TIle - ",,",Ig," _ .. PIln:tlaM loIoNy ...."-Ow ....... Gr_ and l_. and __ _ _bon al
_......'" and MOlMfy _ _ ...... Ii> .. "-- "'-'Y _ AonIs.
""""'- M-.......... ft any "'... dIIlI-...d "'!hi Sac:urt>, __.......10 Iloo.~_ to _ ..."'.. AaaI "'-'Y, INs
SolcunIy...._ _ lie a ~ _ -_"""" _ UP,s. SInoft 1141
- The _d ~" _ .. III v- -, _ 111 ..- .._...~ _ r........., t. 'a In lht ort&\NI ~ Imounl of
$7,795.40 Irom Gr_ '" ~. ........ _.. _ aI. __II aI. ""f" u.... 01. ...........01. __ aI. Ind
f'~'" & = 4b "'O'DfT II W..... 1It".T."
h<-.. "'-'tv "'-_ .....-... p,_~ -~ .._..~........... _ _ _OI__~ _ Of __
h Gra_. _ _ \11 ........ _........10.. AaaI "'-"r....... _.. to' ........... _................. ._.._ '"
""" II 1'_' _ tar. ..., aI _ ~ _........ _ II plOC_I.......... _ __.. _ ",..._.nl"" _ '"
~J'*"........O'__, l"'Q,eI"~
""-'" n.a_"'II\_';_, - .....IlaaI~_..""'-~
....~ The_""'''_~._''' _... "'" 'Ii.... 01""-..11"-""'_
I..""" 0..._ '.. - "-"'" 0<< 1LBn' ""'" .,. 1>'_"" - ~ ~". ......
~ ....,,""~-.~ ......'....., ...... {'f ''''A' Ir\d .. ~ ...."'''''*"'', A9'~ .'-'
\w~,........ ~ CIf ~~
I"", t... _~ --'" _... If ~ ~ ..... I _..__ _____
I'-.~l
MORTGAGE
(Continued)
. Page 2
THIS MORTGAGE, INCLUDING THE ASSIGNMENT OF RENTS AND THE SECURITY INTEREST IN THE RENTS AND PERSONAL PROPERTY, IS
GIVEN TO SECURE (II PAYMENT OF THE INDEBTEDNESS AND (2) PERfORMANCE OF ALL OBLIGATIONS OF GRANTOR UNDER THIS
MORTGAGE AND THE RELA TED DOCUMENTS. THIS MORTGAGE IS GIVEN AND ACCEPTED ON THE FOlLOWING TERMS
PAYMENT AND PERfORMANCE. Exeepl IS otherwIse prOVIded In IhIs Mortgage. Grlnlor shill PlY to l.nder III Imounls secured by IhlS Mortgage
as they become due. and shad slnctly perform all of Granlor's obltgabons under INs MOf1gage
POSSESSION AND MAINTENANCE OF THE PROPERTY. Grlnlor agrees thet Grlnlor's possesSIon and use of lhe Properly ShOO b. gove,ned by the
follOWIng prOV'Slons;
Possmlon .."d Ule. Unlit In default. Grantor may remain In posS8$SlOn and contr~ of and operate and manage the Property and collect lhe
Rents ~om lha Property.
DutY to M,inUlln. Grantor shaD maintain the Property In tenantable CDndlbon and promptly perform all repaIrS, replacements, and mam'enance
neces~ry to preserve Its value.
HUNdous Subsuncn. The lerms "hazardous waste: ~zardous substance: -disposal; "'release,- and '''''.alened ,ete.sa: as used In trus
Mortgage. shaft ha.. the same mean..gs as sat forth ,n lhe COmprlhe..... EnVlronmenla1 Response. Compensahon. Ind loabrllly Acl of 1980. as
lmendtd. 82 U.S.C. SIc1Ion 9601. .1 seq. ("CERa..A1. lhe Superfund Amendments and Reauthonzlbon Act of 1986. Pub l No. 99-499
("SARA1.lha HazardOUS MA_ Transpor1lbon Act. <9 U.S.C. Secbon '801. II seq. lhe ResotJrce Conservahon Ind Recovery Act. <9 U S C
Sechon 6901. at seq.. 01 other applicable slate or Federal laws. rules. or regulabons Idopled pursuanlto any of the loregong. Tha lerms
"IWa,dous wasil' Ind "haDrdous substance' shall also Include. WIthout kmotahon. peboleum and petroleum by-products or Iny hctlon lher.Of
Ind asbes'os. Granlor 'apreoents and wI"ants to l.nder lhat: (I) Ounng .ha penod of Grantor.s ownershlp of lha Property. ther. has been no
use. generlt... manufacture. slOllge. _tment. disposal. rllelse or thraatened .-.. of Iny hazardous WIsII 01 sumtance by Iny person on.
under. about or Irom lhe Property; (bl GrlnlOl has no knowledge of. or reason to b.heve lhalthllre has been. .xceptlS pr8V1ously dlSClos.d to
Ind ICknowte<lged by lander on _ng. (I) any use. generlhon. manufacture. Storlge. bealmanl. disposal. rllusa. OIlhr..llned r...... ollny
haD,dous wasle or substance on. under. about 01 Irom tha Property by Iny pnor owners or OCCUPlnlS 01 the Property or (N) Iny Ictual or
Ihreallned bbglbon or _ of Iny kInd by Iny ptnon r8llbng 10 SUCh matters; Ind (cl Excepl as provIOusly _ to Ind Icknowledged by
lender In wnbng. (i) MI1her GrantOf nor any tenant, contractor. agent 01 other luthonzed user of the Property shat use. generale. manufacture.
SlOt.. 10..1. dosi>OSI 01. or -.. any hazardous wlslI or substance on. under. about or Irom tha Property Ind (I) Iny such actIVIty ShOll be
conducted ,n compliance WIllI d ~ _al. stall. Ind local laws. reg.-lIons Ind ordonances. orcludlng wllhout k""tahon lhOse laws.
regulallons. Ind ordlnances _ above. Grlnlor luIhonl8s LInder Ind lis 1gents 10 enter upon II1a Property to malo. such 1I1!pecIIOns Ind
tests. II Granlor's ._.... as lender may deem Ippropnat. to _mono comp""nce of 'he Property WIth thrs seebon of II1a Mortgage. Any
onspecbons 01 _ts maclo by Lender lhal be lor lender's plJl1>05ll5 only and SNll not be construed to creall Iny ~"""Iy or ""bdIly on the
par1 of Lendtf 10 Grantor or to any other peBOn. The repreyntabons and warranties contatned ....n Ira based on Gtantor', due diligence In
envesbgallng thl Property tor hazardous waste and hazardoUS IUbStances. Grantor hereby (I) releases and Wlrves any MUf' ctauns against
lender tor It\Cleml'\lty or e:on1rOutKm In the event Gtentor becomes ~ fct deanup: Of other costs under Iny such laws. and (b) aQflktS to
ondemnrly and hold harmless Lender IgIlnsllny Ind II elI.ms. _. ""_. da_. penaIfies. Ind upensas which lender may dvocny or
indIrectty SLAwn or suf* rwsuIbng from . breach of thrs section of r.w MortQ.aoe 01 IS . consequence of Iny use. genet.bon, manutactUfe.
slorage. dosQosII. r_ or ""'18ned _sa occumng pnor to Granlors ownonhlp or on_ on the Property. wha_ or nof lhe Slme 0115 or
Shoukll'll.. _ known to Grlnlor. TIle prO\o1SlQnS 01 .... sectIOn of the Mortgage. roudlng II1a obIogIllon 10 ,_mOlly. ShOl surv<vo the
peyment 01 the IndICted... and the SlblacIlon Ind rIC<lnVeyInce 01 the Io8n 0I1hrs Mortgage Ind Shll not be 1_ by lender's ICQuI"""n
of Iny '"_ on the Properly. _ by I<nctosur. or 01'''' .......
NUUnce, Ware. Grlnta 5l'\aI not cause. conduct c:w perl'l'Ht any nuunee nor comtntt. perl'Nt, 01 suffer any slnpptng of or wlsle on or 10 tM
Property or Iny por1lon 0I111a Property. Wdhoul kmo1lng !he ~ 0I111a Ioraqoong. GranlOl WIll not _. 01 grlnl to Iny oIher Plr1y 'he
nght 10 rlrTlOVe. an, ,_. morwals (incIudong ... and gas I. 5....111.... 01 roclo prOllUCls _the pnor _ consent of l.nder
Roma... or 1m"""""'..... Grl_ SNIl not demOlIsh QI' remo.. Iny Improvements hom lha Real Propo<ly Wlthoul!he pnor wnften consent 0'
L.nder .... I condl1lon 10 !he ramoval of Iny Impr_ments. l...,. may req..... Grlnl.. 10 ..... anangements sabSlac10ry to lOnc:l8r 10 rOOlO<:e
SUCh 'mcrovements """ Impr_1s of II lust eQual vlluo
LtnW. RicM 10 En..... londor and Its agents Ind ,..,.__ may enter upon the Real Propo<ly a. al rusonabll hmas 10 IfIOnd '0
lander's _ Indlo onspect II1a Propo<ly tor ~0SI5 01 Grlntor'S compliance ""h the terms Inti c.."".....s of Ihrs l.IllI'1gI;O
ComllI;.nc. wid> eo..~I.._.u1 R_........I1. Grantor shd prompty comply WIth d laws. OIdlnanc:as. Ind ragulllIons. ""'" or ....NIle< .n
elIocl. of II _mental aull>a1lln Il'PIicabIl to !he .... or occupancy 01 the "'-'Y Gra_ ma, con.... 1ft good ladh Iny SUC" ....
ordonance. QI' -.g'-lion and woIhhold cornpIoance dunng Iny prllC8eOng. ondudong 1lJ/lf000000llappe&ls. SO long as Gra_ has _len"", ;n
wnbng pnor to CIllO'ng SO Ind SO long as. .. ~'s SOIII -. ~.. tnter_ 1ft the Ptopo<ly _ not _diad l..- may r'Q"'"
GrlnlQl' to post adeQualo 5ICUflly or a surety bone!. r..sonably sablactory 10 l_. 10 proloct Len<lor.. _I
DulY 10 """".. Gla_ _ _her 10 lbandon nor ..... _110_ II1a "'opo<ly Gra_ sNII do d _ eels. on __ '0 """" lets
SIt...... _ on !hI-. .""", ""'" .... ctlAr.". and usa 01'" "'_ .... '......bIy --.10 prOloclI"<'l "'....... IhI "'__'"
DUE ON SALE CONSENT IT UNDER. l_ may. I'''' _. __ ""_..... due Ind Plyable d sums -...d by Iho'S t,l001ga9" ",,0" .".
Y. 0' trans., MtT'oouI the lender.' pnor ~ ccr.wnt. cf .. Of .~ pert of tha Reet ~, or l"y !l'!tIIrat 1ft ~ Reai Pt~ _. ""U. .?f
~.n'\... "'N"" ~ ccnwyara Of RIel ~aperty or InV ng"f. ..lilt or __ftI ~. ~ ~. b.>~.-1 or eQWtab". ...~ ..-oturo~')- ~"1
H"'r(OIunta,.~, *heftw by ~ Ule, aed.. ~nt "'Ie contract, '-"d cantrect CoMlCt tor t:Med, ~ ""-ftI WfItl. Jer:"'l 9'"... If\a~ 1"1,,"
,)1.,...,.". IMWl-<lQbon c~act. Of bl'..... US9"""""t. Of "'~" oi at'\' ~ \IO"'9$! ~ or 1(1: _"y.nd "1At ~ bJte 10 thtJ ~., p.0C8"~~ ~'"
t)'t' art. ~ ~ 01 c~ (J Aut ~~ ~"t ~ .fl. G!1'\Ior " . CCII"l)QflllrQtl ~ 01 "'"'-d ~ COP'IO."'Y t1t!l$'-' ."-.:
Inclul3eS aI'!, c~ Ion "'*...,,~ of "'0. P\an ~-fr4 ~ (~'l of"" lt~ stod_~...., ,",-ft'" Clf II~ Il.tt>~. r~"'; ,.,......~.,
as",- cu. ~'f'~, -at c;,.!1IQI ~,ur.s OVItOn ,.... t'lCf be....."iWd~, l~ "\.uCf'I '''fU' P'~ to, ~Al iA'" Of ~... ~"~.;.,,.
i..
I "-'U ""'t' lIEN\ T", """"""'ll ",.,....,.,. -""'Ol '" "'" ..... """ ..... "" .... "'......... ... I ".., '" .... t,Ior'\lIQO
",ft"'n~t o..ntor ~f't_C"'~ C!\iti.~ln &iI....,;,pt>oortu~\tI~ ...~"'.." ~ \un '$"",\~t\ "'.~ ~..,) J"1""';
.~ w...- ...\...... c~ ~ ~t 0' 01'1 8(T\.'urtt Of ,.,. A-~.., ,~""' "'..... r.a, _""," J\A ,J l'~' 'Of orlo'Of\ ;]t~ ;,'\" ,~. i~1Jl '*....-~
'~_N Of ~__ .......""~d to I'P'lIII ~~... i....;'t~" '..... ~ "'- ~~~. It_ '<."1 .. ""'"' ~41....-..g ~~ <,"_""" ,") ~~...., ~" '''tI .,,+~ ""..,.
\ fK'!....,.. ~ ~ \t;,~ ht"'" "'y """ ~ of '4"" ."', .\WII\\'......" ''l\~ ,1\,,. ""-.' .~f.' t"~~ ~C'''''''JiIo;J ~, ~ "'-~>'''''\J .- .-a"",-.. L.
t""1 r,~ t \'If''-t'f'\t ..",I"t-.Y....... ..........~.! "..,.,...."'1 ,.. ..,~ i'll.' n~,~...i ,"", (....... ..' c.:"",~..... ..~ a v-~j '-;4~ ~'\{',.,. <'.* ~"'* '. '('^;~',' , .
i'-t\ \~'-I\~.' l~ \ ........'K! ..\~ p.\.~1\" ..."'~ ~T.'\-~' ~. '-"'.""" fY <'Ij....".,. ~u~.'lt ...,.....""'...,-.'~ .,-." '--.ilI. -..r'P'+' '''_
L~' ,\;l't' 4;,* ~~. "," ill .j. t!e" ~ ~"",1 ",-,f""" "'~', '~.) :!-aV'l.... ("'-I...". ""-J" ",'h.'~ ;.~.... ~!>.''''-'; ...... .~1lI.'"'-<jI ~'L...-..~-J"" -.' '~. _,,"'
'1'i).,~~\1 t~ i.."'Q'" .'lNi".""l.;>1.,.....; .'"\..."" ~J\" ;'. .. ,,,""1;-.,,,1 '-'~l:'{"''''' oI''''t'l'~t !"''',",:v :....... ~,...~."<-\ l..'''~.'':,t., ~'.\"~ ',' ,(>" "*'" ., 1*' J'" ..~. ... ~..
\'~,.,:,...."".\";::;.'''''''''''''c""~,;-,,,,_;,,'~,,i.''~"'?''''',,,,, ..,.....".~..,.<""';.....'........'....cA., !;\ ."''''.-r',.' ",,,,,,,,,,,,_. t> -.'t-of' '"",""",..
MORTGAGE
(Conunued)
. Page J
any contest. GrantOf sha' defend rtselt and Lender Ind shaH sallsfy anv adV8l'$8 Judgment before enforcemenlag81nSllhe Property. Grantor shall
name Lender IS an addlbonaJ obhgee under any sUIety bond furnIShed In the conlest proceedlnqs.
[vlMnce of PoIy'mrnl. Ganla shall upon demand fUfnlsh 10 lender sabsfaCIOf'y eVIdence of payment of the tues or aS$eSsmants and snail
aulhC0Z8 the appropuate gOV8lnmental OtfJcLlI 10 deliver 10 Lender a. any tune a wfI"en statemenl of the l4xes and assessmenls against the
Property
Node, 0' Conlll\lcUon. GianieM' shall nolrty llndel al181s1 fifteen (15) days belor. any wOfk IS commenced. any S8fV1CBS ar. furnished. 0' IIny
melenals allt supptled to the Property, I' any mechanIC'S lten, matenaJmen', hen, or olhef hen could be ISS8f1ed on account of the work, serv.ces,
Of IT\Ilenall and the eml IXceeds $5.000.00. Grantor W111 upon flquest of lendef turrnsh 10 Lendef advance assurances sahslaclary to lender
lhal Grantor Cln and wd ply the cost of such Improvements.
PROPERTY DAMAGE INSURANCE. Tha loROWl"ll P,OIllSlOns ,aIIb"llIO onSlJl1"11lhe P'Opel!y "'1 I Plrt oIlh.. Mortgage.
HoIInltn~t of Insuunu. Grlntor shaa procure and maintain pcMaes of Iir. Insurance with standard extended cOYllrage endotsemenls on a
,apilcemenl b.SIS lor lha lull''''''lbla value "'''''''''II .. Improvameols on lha Re.1 Property ,n .n Imount sulficlenllo 1\/OId .ppllCalcon 01 Iny
coons....... etausa. Ind W11h. standard mortgagee etaUS4lln Ilvor of Lender. Pol108S shaD bI wnnln by such Insur.nce camp...ts Ind ,n such
101m u may III rlasonably _table 10 Lander. Gr.nIOl shal _ 10 Lender C8f1Jf1CItes 01 CO\l8llge trom Nth ,nsurer conta,.."II .
.ltputl_ lhal CO""...'" WlII nof III ca..-cl or d,,,,,nlShed Wlthoull ",,,.mu'" oIlen (10) dlys' pnor _non n0bc810 LendIr Ind not conllln,"II
Iny __ 01 lhe ,......'s IIabtIo1y 101 111I...1 10 ll''''' such nolIaI. Each ,nsu'.nce poley IISll shaM Include .n .ndor1Imtnl prOllld."II thaI
coverlga on 11_ of ~ w1I not III ompa.ed ,n Iny wly by any act. omrsSlOn 01 deflult ot Gr.ntOl 01 .ny other _. Should lhe Re.,
Property It .ny Ierne bIr:omt Ioctled In .n aria dtsrgnaled by the Onelor ot lhe Federal E-vencv M.nagemenl Agency .s . spec..1 "000
hazard ar... Ganter agrees to obtatn and matntaln Federal Flood Il'l5l.nnc8. 10 the extent suct'l Insurance rs reqund by Linder and IS or
becomes I_ble. lor the lerm at lha loin Ind lor IIla tull unpaid _al b.lance 01 the loin. or lhe nwamum imd of covwage IhallS ""'lIb"'.
wtuc_ IS lis.. .
AppIUtlon 01 Pnx..... Grlntor shal promptly notify Lander 01 Iny Io$s or dI""'ge 10 lha Property d the _led cost 01 rlllll_ or
,lIpIacemenl tllC8tdS S5OO.OO. Lender may maie proal 01 loss d Gr.ntor falls 10 do so within filtatn (IS) dlys at tha casually. Wha_ or nol
LendIr'. SICunly IS omparred. Lander may. .t lis 1IIctlon. apply IIla p.0ClIId> 10 IIla reductoon ollila _.... payment oI.ny.... .lfIcb"ll
the Property. or tha rlSlorIbon Ind _. 01 the Property. ~ Lender tIIcIs 10 apply the prr:x:et<ls to rtstOllbOn Ind _. GrlnlOll/laA rapl' or
rllplace the dIJ'ntQtd 01 clIs~oyed '''''''.......... WI I ma",* sallslactory to Lender. Lender $/\aI. UIlQn salrsfactory proal of such expand.I",".
payor IWIIflb\nI Grantor ~Otn IIla ptr:x:et<ls lor IIla 'laSO_ cosI 01 r___ or res"nbon d "'""01 IS not 1ft _uft hereunder. Any proo:eeds
whoc/! ha.. not baen clIsburwcl W1\1'In 180 dlys .1Ier IhW I8CllOPI.nd whICll Lender I\U not comrmtad 10 IIla rap.. or 'tstor.bon 01 the Property
$/\aI bI .- fnl to pay Iny lmount owong 10 Ltncler undIr !hi Mortgage. ..... 10 prepay accrue<! .......t. .nd IIla rtmIlndtr. . Iny. ..... III
appbld to IIla pnocrpat bllance at the IndebledntsS II Lender hoIdIlny ptr:x:et<ls Iller paymenl on lull ollila Indebltd..... SUCl1 prllCttdS ....11
be paid 10 Grantor
Unoxpirtd Insur_. .. I.... Any..-pvtd onsurlnce shaI onure 10 IIla _ 01. .nd PISS 10. IIla purc_ of IIla Property .- by lhrs
Mor1gago "' any lrus..'s ... 01 _ ... _ under the pr......... 01 """ Mortgage. or ellny Iorwdosure sala oIsucl1 Property.
ElU'ENDITUIElIY LENDER. W Gr._ _ 10 comorv WIth Iny _ 01 !hi Mortgage. 01 d Iny IClIon or ptoc:eedo"ll II ........oc:ed that would
fill"'" Ifloct LtndIr's onlIrtsls WI IIla "'-'Y. Lender on Gra_" _ may. but shal not be _ed 10. Itl<e Iny adion thel Ltndor _ms
IPP'opnala. My.moun! _ Lander ___ .. so CIOong ... bear _ .1 the 'Ill charged under IIla _ Irom IIla dill rno:uned or PI'" ~v
LInc:ler to !hi dill oI_yT!*O by Gra_. Alsucn 1__. II L~ opkon..... (II bI p.yable on demand. (ll) be _to the bIlIInce 01.....
_ .nd bI ~ e_ .nd bI payable """' I.., ...tal"*" PI'/ft*llS to become Clut cluong _ (iJ the IIrm 01 Iny appicable .......nce
p<lltCy '" (ollila _ IIrm 01 the _. 01 (Cl be _lid as I __ payment whoc/! ... be Clut .nd payable .1 IIla _'s malunly rhos
MOf1lllIgt lllso w1Il1C\Tt1 payment 01_ 1_. The ngtllS ~ tor WI Ihrs p.ragrlllh WI be WI .daIl1on 10 .ny _ ngtlIs 01 .ny '_res
'0 whoc~ Lendor me, III _ on accounI ollila Cllfauft. MY lucII _ by L_ shal not bI COftSlnltd as cunng the _uII so as 10 bar L.....
~om .ny remedy thaI ~ _..... would ha.. had.
WAllANTY; DEFENSE Of nnE. n. -.nv pt.....,.. _tinQ 10 ~ 01 the Property are. part oI""'Mortgage
T1~t. Grlntor .._.. the!: (II Grantor hoIdI good Ind flIII1o,_ hili 01 record to IIla Property ., ... annplt. .... .nd ctaar 01 II Irtos Ind
encurnbflnctS other lIIan _ ... IorlIl WI "'" Reel Property dtsCI",_ a on Iny klle ......nce po/Icy. MIe report, 01 ..... .... _ ...ued ,n
'.vor 01. I"" ecceptId Irt. L.... WI co......._"""',... Mortgage..nd (Ill G<lntor 1\U!hI lull ng/lI. _..nd.ulhonIy 10 lJOICute Ind d_
t... Mortgage to Lander
Ot""", 01 T1dt s..c.fIC! '0 "'" __ WI the paragrlO~ Ill.... Grantor WI"." .nd ... _ _ the IlIIa 10 IIla Property _, ....
..w1uI....... 01.. ptr1OnS. 'n the......ny IClIon or pr~. """"""'" tIIIt _trans G<.ntor's MIe Ollila __I 01 Lendor undolt ,.....
Uor1gage. G<._ $/\aI _ IIla ..- II Gr._'s._ Gr.ntor ma, III !he ........ patly .. SlIC~ jloo..-dlooO. but l_ ."., ..
_lied 10 par10ctpalt WI .. proc:eedon\l and to be ,__ WI .. ptllCWOng b, .- 01 L...... own c_. .nd G<I"OI .... lltIr..... '"
ca.... to be__. to ~ sUCll ............. as Lender ma, ~ "on> _10 _10 per"'" SUCIl paI1lcIpellon
C""",,,,",t WIth t..s. Grl_ _nts IIlaI IIla Property .nd Grantor's use 01 the Pr~ tomplln WIth II -'"g ~.. II.~
"''''narcIl. and ...._ 01_............_
CO"OEMN~ TION Thor ""'"'-"'13 _ _tinQ to C-..1Ion '" ... Pr~ .,. I part oIlllrs Mortgage
~..- 01 Net ""'ftdL . II or .ny part 01 "'" Pr~ .. t..~ by __ _ P'''''_~ or by I.., "'''''''''1\1 Of ,,'"c......
~" lilrtu ~ c~ton, l~ mtl, at" ~ requww IJ\at at Of afty por1lo-' of t!"'I' ,. pI~ at me award be ~ to the IrxMlbwa~~
-:;)I ,.,.,.,... Of --..IQr.* of !'Ie p,~ n..... p-0C'tlId'l Of "" .....,0 '''A' ..,..f't ... ....,a a_ PIi'(tften:l of.. et'toua' (~. ....,~U"i. .!";j
.f!0l'n.rr'\'.... ~ ty l~ ~ c~ .".. m. ~...,,~I'I>~'
P>a~. if at'l,. ""-.~. "" (~'t1o.~.. llIItd. Gr.t1Icr "-' pO"'Cttw ~ \~_ If'...... .~ a..". ..,... OfCf"lC)tty t.P.. s'^~
"1-' ..,..., l'e ~ to ~ h ~ a!"d ~.... t_d Q!'ll"fIIol~, be 'I"te ~....,.. I~ ~~.". OVIl..-.c.,., \~;i t.
_lIood to ~ '" ....1>'..,..,.._ Ill.,. __... "'" p~ h.- "'....... """""'. end Gr._ .... _ '" t.".... ','
e. ........., IU \-~ ~.,p-~ n ~y toe t~UIt\" t'f f ''Of'" ~ 113...... "".....fPliI: lUC" ~~
iHl'OIIlI(,,'IN Of TA.lU, IUl.'..NO Ou.len IV \;O\,UNHENT"l ~umo.mn Thor ~.".,......,.,. -""9 '" __la- ......
.'<1 ,...~ ... a r.'" "~....._~
\Uf"~ ''''''''H\ ~d ():...." \.~,~ t", l....... C"t~","AI .lk""*" ,~J\ ~~ ~ .6dt~ to l"'wI ".')~ ,.", '"..
...........- "'..... ~." 13 ~IM.Md h l~ tu t+"'-"" .~ f~'" t.~ \ .., (":...... ~ .... I"'(~ (...~ ""~ ..-c"v''W \ ""!,~ \~ A'
\U" &1 \~."t'~1 ~}.. ~,t'.~"""" ~ at"'"""~ ~..,..'.., "~'.~~''''"''I) ~..._..,~ et r;,~,~+-"tQ ~ "'::r......, ,....'''''''."'''':t ."'"'0('',''' .,......,t. .t.
~..... ~. -.~y".\,'~'--' ~!J""'t~, t~~ i'"'""- ('",*,'~". >I.,.",,,.. :tt"'l\jl: ~ '~"''''-..;;'''''' \4lrl..,.v-
! "l"M ....... t...'.....'>;; \....~ ,;.~."'~-.;;t. ~.t~ ".' o!t~..., f., or, c~ ~'."'" 'U't~ .. .....~ ~,. ,..U _4' '. ,...,~ ..t.... ;.. \.,"'''}~-}f''''' .:'.'''
MORTGAGE
(Continued)
. Page 4
the Indebtedne5s secured by Itus Mof1gage; (b) a specifIC lax on G,anlor whteh Grantor IS authonzed Of' required 10 deduct tfom paymenlS on the
Indebledness secured by lilts type 01 Mortgage; (c) I tax on Ihos type 01 Mortgage chargeable agalnsllhe Lender or lhe holder ollhe NOle. and
(d) a splClhc lax on III or any pomon oIlhe Indebledness or on paymenls 0' pnl1C1pelandlnleresl made by Grlnlor
Subsrqufnt Tntl. II any lax to whech this sectlon applies IS enacted subsequenllo the dale 0' IhlS Mortgage. thrs evenl shall hl'Vlllhe same
efteclll an Event of Default (as defined below), and Lender may 818f0$8 anV or an of Its avaltabkl remedm fOf an Event of Default as prOVIded
betow unktss Grantm etlher (I) pays lhe tax before II becomes detlnquent, or (b) contests the Iu IS prOVIded above In lhe TalBs and LIens
section and depOSits W1th Lender cash Of' sufficlenl corporale surety band or other secunty sabstlclary 10 Lend8f.
SECURITY ...GREEMENT; FIN...NCING Sf... TEMENTS. The 101l0Wlng pr.....ons ,elating 10 lilts Mortgage as I secuoty agreemenl Ire e pan Ollh,'
Mortglge.
SfCUnry Alf'fen1t'nt. Thts Instrument shaH consbtute . secU1'1ty agreement to the extent any of lhe Property consblules flX1Uf&S Of other personal
properly. Ind Lender shell have II oIlhe nghls ola SlCurld party under lha UrutOlm CommeraeJ Code .. lmended ~om time 10 time
SocurilY Int....L Upon ..quest by Lender, Grlntor ShIJIl.lCull financing slalemenls Indlaka wha_ _ aetJon os raquesled by L.nder 10
pertect Ind continue Lender', IICUI1Iy InterlSl on lha Ranis Ind PIBoneI Proparty. In Iddilion 10 rlCOldlng IhIS Mortgage in the ,..1 property
rlCords. Lender may. al any tima Ind WIlhout lurthet lulhonzation from GranlOl. lIIe tWICUIed counlerpar1s, COIlIII 01 raproductions of Ih,S
Mortgaga as I nnal1C1ng sla_. Grantor Shill '11mb..... Lender 101 II expenses inr:umtd In perlectino or contin..ng lilts SlCUOty 'nle'e"
Upon delaul1. Granlor .heII usembIe lha Personal Proparty on I manner and ala place ,usonabty eonwntlln' 10 Gran'OI and Linder and make ,I
lvadable 10 LlnclIr WIlhOn IIlree 131 days aller 'eceop' of _en demand ~om Lender.
...ddr...... ThemalllngaddrISSlSofGranlor(deblor)lndLender(SlCuradparty).~omwhOchonlormationco.......rungIllaSICUrrty.nl.....
granled by thts Mortgage may be abla,nod leach IS reqUlfed by lha Unolorm Com_ Coda). are as Slated on the firsl Plge of Ihts MOr1g.~e
FURTHER ...SSURANCES; ...TTORNEY.IN.F...CT. Tha followong prol/lSlOnS _ting 10 turtner Usurlncas and InOl11O"f-ln-11CI lie I pan of 1M
Mortgage.
Funher .........onces. At Iny tima. Ind ~om time 10 time. upon request 01 Lender, GranlOl .... maka. 8ll8Cuta and _. or WIll cau>e to be
made. eucuted or .w-. 10 Lender or 10 Lender's desIg<we. and w_ ~ by UndIr. ca_ 10 be 1iIed. recorded. .ef1Ied. or
rarecOlded. .. Ihe case may be. I' such times and on such _ and places .. Lender may _ apptopna18. any and II such mor1gages.
deeds 0I1rus1. IICUI1Iy deeds. lIIClM1Iy _Is. IlnaI1C1tlg sta_. continuIlon .1Ilaments. onslrumenls 01 turtner assurance. c:ert>flCalfl.
Ind other docutnIlnIs u may. on IIla SOlI opinion of Lender. be ~ 01 __ 1ft order 10 elIectua18. eomplell. parl8ct. continue. or
pr-.. llllhe obIogallons '" GrI_ unoer Ihe Note. Ihts Mortgage. and Ihe ReIaIed 00cumenIs. and (bllhe Ilens and SlCunty ,nteresls
created by Ihts Mor1gag8 .. fiB. and pnor Ilens on the Property. w_ now owned 01 _liar acqund by Gra_. Unless pr_ by taw
01 agreed 10 lhe contrary by Lender "' -no. Grantor shell ,eomb..... L_ lor aI cosIs Ind _ """"'ed on con_ WIlh lhe maners
r_ 10 ,n Ihts paragraph.
AlUlrMY....F llCl. n GrantOl IUs 10 do any of Ihe IIIIngs r_ 10 on Ihe /lflIC8CknQ ~apII. ~ may do so lor and In lha name at
GrantOl In<! II Grantor"s _. FOI such purposes. Gra_ -, ........xabIy appomls ~ .. Grantor's allomey-tn-lacllor !he purpose
01 mal<lno. 1l<IClJling. d8IivenrIQ. ling. fICOIdong. Ind doono .. _ things as may be ~ 01 __. .. Lender'. sole opon"",. to
accompliSh Ihe mallars _10 ..1IlI..wC*lloog paragraph.
FUlL PElfOlHANCE. n Gra_ pays aI ... _ _ due. and __ per1crms althe obIogallons ~ upon Gra_ under Ihts
UOl1gIg8. L_ ahaI 8IIllCUlI and _ to Grl_ a._ SlIos_ 0I1hI """"","""'_ ""'...._dS "'_Ion oIlny financll'lI
s.._ on lIIe ~ L_. IICUI1Iy _ on... Rents and IIla PwsonaI "'-'Y. ~.... pay. . "....oiIlo.d by IjlpOcable law. lev
reasonable __,.... _,...18<1 by LIndIr trom _ to_.
DEF "'Ut T. Eeeh ollila loIow1nQ. lllIla optIOn 0I~. ahaI eonsllIul8 ... __ 01_" ("ElI8f1l 01 Oelaull"l undar "'" UorlgIQa
IloIAlk on __. FIlIur8 01 GranIor 10"""'1 Iny payment _ _ on IIla 1__.
Dol..... on Other '_IS. FIlIur8 01 Grantor """"" IIla _ reqund by Ihllolllflgag8 10 make ...y payment lor lues 01 """Inca. or a"y
_ payment ~ to plwwnllling '" or 10 _ drscllarge of Iny loan.
Cornotioncf Oobult. Fdure to comgly _ any _ larln. abbgafton. covenant 01 condIlIon contained on IhI UorlgIQa. 1IlINole or on Iny of ",.
Rallied 00cumenIs.
,,1st SUlOmenU. Any .....a..,. __ 01 _ .....,. or lumsI18d to Lender by or Oft _ of Grantor undar "'" MOr1gage .....
Nola or IIla RalIIId Clclocun-* os _ or _ding .. any ..._ ~ _ '- '" lib _ maca '" lumsI18d
Do"" "'~. TIle _ 01 Gr.-. IIla ...-.cy of Gra_. .... _lh'_. 01 a _ lor any part 01 Grantor.. prllP8rt'l a"~
~ lor Ihe _ "'..-. Iny lype or ~ _QUI. 0I11l1 ~_. '" any pt-OO _ any benl<ruptcy or O""".eI1l:V
..... by 01 agaonsr Gra_ _..... _II> 01 a"~ Grlntor woI "'" be In E_ 01 OeleUII . IS a ....... "'1Ila _'" 01 CoI"'''' "'"
_" IuOy covered bl"- ""......_
r_. Forloll\rrt..... eo...-_IOI_.... or -pr_.oO" _ by~ PO""_IQ. ....__. _ or
"'" _ -. by Iny _ 01 G-_ '" by ao, goveo_ --............,. ollila ~ 1-I(._.....IhI._ ahaI "01 """,v
'" IIla _ '" a good _ -.... by Gr_.. to IIla ....,..., ... __.... "'lIla _ __ os tI'o8 _ of.. tor.:toaure or~.
p.~ ~ tNl G-_ ~ L_ _ "'*" of IUCII "*" Ifill ""- _ '" a....., _lor IIla _ .._!In '"
l_
......" <>fOther ....._. Any ~ bl Grantor _ ....Iar_ 01 any _ ........... _ 0._ and L_ItlaIIl"", ,_
........... \1'- _ _ _,.....-..a - __ any 19- ."'__..... .__ or _ obIoga_ "'G<a"'" '0
,........--no-..-
(_ ...110<..... c-_ Any "'... 1l'<<8d>nQ'- _"" - '-' to""y ~ #1'" "'.... ,,_....... .... Gu..I_ ,'"'"
{JJ t'4te~~. Of ~ CI' dlIPtJIIn.'" \:~ 11. or ~~. ~ t'lc.atafltr d,.. ~~... ....~
mM\1.at'n l~M~tId!\~ftIII'~ut.
IK.HH .ANO 11l1ttllU ON WAIA T Upooo.... ",,,.....""'" .. any E_ ot 0eleul111ld II.... _ "....... ,........ .. '" .elt.'" '"'II. ....."
&"'l ~OI ~et"~~..",,~, >4\ ~ t(I: ""~ ,,",i.Y '.,~'~b:'f_
"l~"'M ~~ ~ 1"4 ~fIblit 'it.' ~~ ,,~. ..... ... ~ *' ., ~t.an ~.. ~ ~ l~~ 1Q. ~_14<. ~''''- ii' ,~, ,;I
.~_. -..... _1""."_
(A'T ..."'.~ ~'~ ,~_, m .. .,. I~' {\,'1 ~..... l'p"\.",... i'k~ t~_ \..... ",.~ .. ""'" ~ .~ '.~...... d << uw',n'... i"t"'l . "-
~... '; ,,,A~~'''''''''''''''':''4' (,,,,,.
MORTGAGE
(Contlnued)
. Page 5
COUKl Renu. Lena shall havelhe nght, Wllhout "OhC810 GrlntOl',lo lake possesSion arlhe Property and collect tho Ronts. IIlcludlng amounts
pasl due and unpaid, and apply the net proceeds. OV8f and above lender', CO$ts. agaInst the Indebtedness. In furtherance 01 thrs ughl. Lender
may requite any tenant or other user of lhe Property to make payments or fent Of use fGe$ dllectty 10 lendtH. It the Rents Ir. collected by lender.
then Grantor MTevocab1v desJgnates Lender as Grantor', _dorney-to-Iacl 10 endorse lnsltuments lecerved In payment thereof In the name 01
Grantor and to negobalelhe same and caUecllhe proceeds. Payments by tenants Of otl\ef' UHfS to lender In response 10 Lende..., demand shall
sattsfy the obligabo"s lor wtuch lhe payments .r. madl. whelher 01 not any proper grounds 'Of the demand 8ltsted, lendof may el8fCISe Its
nghls under IhIs subparlgrlph 81lher ,n person. by 1genl. OIl1vough I 'OC8IV9f.
AppoInt R.ul_. Lind.. shal ha..lha nghl 10 haw a ,__ IppOlnled 10 like posS8SSlon of aN or Inv part of lha Property. w,lh IIle power 10
prolact and Pf1lSlMl lha Property. to opIflle lha Property p,8C8ding fOlectosure or salo, and 10 collecl IIle Rants hom lha Property Ind epp1v IIle
procaeds. over and ab... lha cosl 01 IIle '8CIIt~hlP. 19aJnsl lha Indebledness. TIle fI'CIl"'" may SOMI WllhOut bond II pe",utted bV law
lander's nghl 10 IIle IPPonlmenl of I t8Cllt"'" shan 1,.,.1 wllelher 01 nof lha IPPlrenl vllue of IIle Proparty exceeds lha Indeblldness bV a
subsllnhallmount. Employmenl by Lender shall nof disqualify I peI10n from ......ng as I r8Cllt"'"
)udlcl" F....do"".... L.nder may ollllon a judlClll decree laeclllSlng GrlnlOl's on_I,n II or Inv plrl olllle Property
NooludlclJl S.... II permitled by applocablo law. Lend., may loredose Granlor's onl....I'n In OI,n Iny plrt of lha Perso.... Property or IIle Real
Property by nonl_ sale.
Otllclonc:y )ud&mOflL LIndet may ollwn a Judgmenl for any deI'toIllCr mnI'..ng on lha Indebledness due 10 LandIr allar IppitClhon 01 III
amounts _ from IIla ........ ollila nghts prO\l1ded in 1hl1ecIion.
T OfIoncy II SlllIer""'f. "GrlntOl re_ns in POSSOSSlOn 01 IIle Property allar IIla Property IS sold IS prCMded above or Linder oll'e'w,>o
becomes enblled to POSMSSlCln of IIla Property upon defautl of Grantor. GrlnlOl shan become I lenant II .ullaranee 01 lander OIlha purChaser el
IIla Property and .haI. II LIndet's opaon, Illher (I) pay a .......- rental 101 lha use of IIla Property, or (b) VlClIlIIla Property rmmed1al"'V
upon tile demand of lInder.
Odlor R.......... lInder shaI ha.. .. ofher nghts and re_ pr-.s in Ihos Mor1gI1J1 or file Note or IV_ al law 01 .. aq..1y
5.lIt of tilt "'-'Y. To IIla _ peo".tIed by applicabllllaw. GrlntOl _y WIIV8S any and at nghl 10 have IIla property marshaled. In
..-....ng its ngtlIs Ind .-. lInder shaI be .... 10 ... .. 01 Iny part ollila Property togelher 01 separllaly. .. one sale or bv _arlta
_. ~ shaI be..- to bod alany publoc: sale on" 01 any penon ollila Property
Noclct of S.... ~ shal grve Grlntor '_11 noIIclt ollila _ Ind placa 01 any public ..II 01 lha PtnonaI Property or of IIla hma Iller
whch any _II Sill 01 _ _ disposdlon 01 IIla PtnonaI Ploperty os to be marle. Unless othIrWIsI requored by oppitCIble law.
_ nobcIshal ....n nobcIgrven al leasl IIn (10) daY' bIIorellla arlll of IIla sale or tMI>OSItlon
WoiYtr; Eltcuon of Rtmfdles. A _ by any party oIa btuch 011 ptO\MlOfl of ""'Mor1gI1J1 shan not consaMla w_ of 01 prajUda IIle
party's nghts othIrWIsIlo demand stncl compIianee WIth 111,11 pr_ or Iny 0_ prlMSlOn. Electlon bV L_ to pursue any remedy shaD nol
IlIl:luCII PlAurt 01 any _ remedy. Ind an I\ar:lIon 10 ....... ~ OIlP. IclIon 10 pertcrm In oblogabon 01 Gra_ uncIIr Ihos Mor1\llge
alllr IIllure 01 Grantor to per10rm sNII not II!oIc1 Lender's nghllO __ I dIlIuIl Ind IXII'ClSI lis re_ uncIIr "'" Mor1gage
Al1DnlfV" Foes, bponses. If LandIr ....1IlutIs any surt or IclIon to _ Iny of IIla Iarmo 0I1hI Mor1gIge. linder shal be enMled 10 receve<
such sum IS IIla courl may Id/Ud\lI _ IS Iltorneys' .... al nil and on any _ Whelhet or not any court IclIon os '""Clv9d. .'
rusonablll_ _ by LandIr thaI on L.ndIr's "",noon are -..ry II any "'"" for the prOlOCllon of lis _ 0I11le enlorcemenl el
oil nghls _ become I ~r1 of thelndlblood_ PI\'lbll on _ Ind $/\aI bear ......., ~om the dall of ~ unllI repaod II I". rile
PfC'/ldId for WI IIla Nola. E.tpenses covered by IIllS patlgraph _. _ \mrtallon. __ SI.CJICl to Iny 'moll uncIIr apploCable law.
lInder.. allorneys' .... Ind LInder.. \agII _ w_ or no! I.... IS I Iawsurl. oncludong Ittorneys' .... for banl<ruplcy prOCM<l"'IlS
(H'CIudlnQ _10 modoIy or VlCllllny lutomaflC SIlV or ..........). -" Ind Iny anllclplllld pasl-Iudgmanl_ _. "'" cosl cI
searChing racords. olltaJnng na reports (rnclu<llng """""""I fIIP(lI1sl. 'ur>I'fOI" repor1s. Ind IPPfItSll ..... Ind na onsuranee. 10 the eo1enl
permttled by appIlCabIa Ie.. Grantor IIso WIll PIV Inv court coots. in 1_ 10 at _ sums prOVOdld bv Ia...
NOTICES TO GlANTOR ANa OTHER PARTIES. Unless __ pt_ by apptcal)\a .... any nobcI uncIIr ""'MorlgIgIshal t>e on ""'bog.
ma, be be sent by _ac:smloI. Ind $/\aI be --.. _ ICIuaIy _. or _Non dIposllId '""" a nallonaly recllQIUId ....ftIQfII """"". 0, ~
"'IlIad. ..... be _ --.. _ <II!>OSIIlld on the UnolId SlIIII mail tnl ClaSS. _larllCl mail. pastaga /lfIIlIId. _ 10 IIla IddreSSn
s'-n _, IIla t>egonnong 0I1hIs Mor1gIge. My party may change Is __ for nolas ...... IhI Mor1gIge by IlM'IQ ........ _ _ 10 the
_ parties. specI/yi1IQ thallhe ~... 01 U. _ IS to c/IInga IIla party', 1_ No"- 01 nolas 01 ~ ~om .... _ of In, hen
"""'b .... pnonIy .... II'd Mor1Qa\lIshal be .... '" LInder's I~ .. ,,-n _ IIla ~ oI""'lrlor1;a\lI For _ purposes. Gllmor
19'- 10 ._ LIndar ..formed al II _ 01 Grlntor.S c.....m -.
HISCUlANEOU1 PlOVlSIONS. The IoIlc>wlng ____ /If\MIIClIW .. I perl 0I1hIs Mor1gage
Amm_. Thal M01lQe\lI. IOgIlher """ any _lid 0...:..- ....._ "'" _ _tanding I"" ........,...~ 01 U. ~ IS 10 "'"
ma... ... tortb WI "'" Uor1gIIJI No _._ 01 or a"*'<1,_~ la IhrS lrlor1;a\lI ..... be ........ u....s _ on -*'9 ana S'Il"'!<l t. "'"
party or _ soughlla be <f'er\lId or _ by the_ ... I_""'._~
"-_ u. TlIlI ~ ... boon ........., .. l...... "'" ""......, .. l_ on .... c-__ 01 '-"'..~ "'"
~..... h __.. on4 _In &rorUncI _ lilt '- of lilt (_'M'_"'_" ,.,....,......
c.c...... tw....... CIplIon ~ .. .... ~ are "" con--.ce ~..".... onov """ w. .... to be .- to ~ co _ "..
l>'_......~
Horltr n.. I"'" be ... _ of ......,..,.., or ..tall _ In .... ~ _ .... _ _ or _It on .... "'_ .1 I" ,'.....
_ b, or "" the _ 011_ WI..........". _1Ila _c...- '" 1_
w.r...., 't. tOW1 of ...Q,.~4 ~ Meta &r;Y' ~ cfIltw1 ~~ 10 r.. "'weed tit 'W'.._~rl~.' ~ a....'t 4-"\~" ,-"
Oi'C"~.lUt!ll~~r'Gt~"""~~C!I_..A...",~"tQ.",ctIWIr~Oi~"'" !t~ 1-' \....."
~""'1) ~J.~ """ be! ~ IU be "'Ol.1Ifled to N,....... ""'G cf fI/<~'M.D!:'", ft ~ ~ ..,. ~ ptt~l-" ,;..,...,,~ r.;t
W ~. . II\ai btI un... A"d .. ~ p...o.....", of ,... ..~~ _ ~.. ttmer ~ VWI ........ .-.d ..~1 ~~
\-"1ftkW\",. ~ ~ tie ~ ~~ ItA""" In t!'WI "'-"-v- ~"" I..~_ ct (j,tniat', ~i. .... ~ \"P ~ !!,"",iJ'~ .;(.;".,
."'~. to lfle ~ of""- l*"". "*" "'ten, ~t)I'\,Ifl <"'~ 'a' ~. 'tM."C,.~' 4k'd 1i\.W~" l' \'l-*......,,'!'lC) d""" ....'W-\SI.'. e.',,"~ ''''."-'!
VI . ~ ~ ~ f#.~ llC\dlllf ~~., ~ (".''IIb". *'*' dfIMI ~ i,:"'~" t~\OI" ~ --'"'..... ...,. ~ ~~.,;e ... f!o
~.\tWt'~, h"', (II '~annt lY.~ ~M ~ '.;..~~..~..... ~~...",.;1f.... u,-.,,~.~ .~t&..~ ",. '''"'
"~~~,
f.r'\1' it di~ tiU"....f' ...,.... "'j. i'.~"'ft~l!tl'...... r"'--,'!'-':'ll'. d.....,., U.,:,\;}_y.
Prtnclp~1
$7 795.40
Loan Date
~turitY Lo~n No
02.05-2000
PROMISSORY NOTE
References In the shaded area ar. ror Lend8f" use ani
Borrower: Co",u.lo A. Crowder
302 N. W.n SUOOl
CMtbl., PA 17013
Account
Lender: Fin_I" Trun Comp..y
On. Wesl HIp> SlrHI
P.O. Bo. 220
Urtbl., PA 170 13
Principal Amount: $7,795.40 interest Rate: 8.500% Date of Note: February 9, 1996
PROMISE TO PAY. I promb. lO pay '0 Fin_I" Trun Comp..y ("Lender"), or order, In lowlul money of 1110 Unll.d S...es of Amorlc.. ch.
prtnclp" ,",ounl of Sev.n Thou,..d Sev.n Hun,hd Nln..., Flv. & 401100 DoIIM1lS7,79S.40I, 1O,.cher wlch Interest" Ill. rot. of B.SOO% p.r
..num on th. unpold prtnclp" b"_. from Fobru...., 9, 1996, unul pold In lull.
PAYMENT. 1 win pay IIlb 10.. In 48 poym..u of S 191.92 ...:h paym.nl. My 1In. paym..1 b au. M....h S, 1996, ..d "I ......oqu... paym.nu
.,. au. on ch. ,.... cloy of .och manlll .her Ill... My fin" paym.nt will b. au. on Fobru...., S, 2000, ..d will bo for .u prtnclpol ..d 011
..:and Int...... nOI Yfl pold. Poym..u Include prtnclp" ..d Interest. I W1II pay L..der al La.....s IddrlSs shown abova or al Such other place
u Lender may destgna18 In wnbng. Unless olherwtse Igreed 01 'aqUlfed by apphcabla law, payments WIll be apphed Iirsllo Iccrued unpl'd ,nleresl.
lhan 10 pnnClpll. and any rlmalnlng amount 10 any unpaid eotl8cllon costs Ind late charges.
PUPA YMENT. I may pay _01 penally al 01 I portlon ot lhe amount owed ea""" lllan If os due Early paymanls will not. unless Igr88d 10 by
Lender ,n wnllng. """"'" me of my obhQabon 10 eonbnue 10 ma'l paymenls under lha payment schedule. Rather. lllay WIll reduce lhe p"nc'pa'
balance due and may result In me making fewer payments.
DEFAUL T. 'W1Il be In defautl " Iny of ilia IoItowlng happans: (al I IaII 10 make any payment whan due. (b) I break any promrse I have made 10
Lender. or , fad 10 comply with 01 10 perform when due any other term. ob;,gabon. eo_nt. 01 eondlbon contaoned on lhos Note or Iny Igreemenl
'aIaled 10 thos Note. OlIn any olher Igreement 01 lOan I ha.. with Lender. (e) My _bon 01 slallment made OIlurnoshed 10 L..aer by me or
on my behalf IS Ialse 01 _ding In Iny ma_ respec:t .ther now 01 atltle bme made OIlurnrshed. (dlt doe 01 bec.... onsoIvent. a 'lC8<ver 's
apPOinled lor any part 01 my property. I make an assrgnmenllor II1a _ 01 t:redrlors. 01 any prllClledlng os commerad IIlher by me 01 aga,nsl me
under any banllruplcy 01 onsoI\I8ncy laws How__. my del'" WIll not be In ...., 01 defautl ; U I resutl 01... _ II1a _lad.... IS lutIy e"""'.d
by credl1 .Ie Insuraru. (a) Any CfltdlIOI tnes to Ia.e any of my p,operty on 01 In wI1lch ~ has a il8n 01 saeIJIlIy........ ThIs 'ncludes .
ga'rnthmenl of any of my accounts with LI"". (I) My 01 IhI ....IS _ In IhiS defautl _ ocan with respec:t 10 Iny gua..nlOl of tn..
Note. Igl Lender In gOOd far1n deems _ In>ec:ute
LENDER'S RIGHTS. Upon delautl. Lender may. IfIer QMng such nobcIs U reQUIIlId by apptrcablelaw. _.. IhI en1lre unpI<d pnnopal ba18nce on
In.. Note Ind II accrued unpaid mlerest .mmedraltlly Qua. Ind I".. I wrl pay IhII amount. lender may hila or pay 10"""''' _ 10 I18Ip collect !h"
Note ~ I do not pay. I also wtI pay Lenderlllatlmount. Thts Includes. sub)ldlO any hmlls under applreaOI8 18w. Lander's allornays..... and Lenaers
legal ___ whather 01 not there os a lawsurt. rnciudrng allornays' .... and IIgal _.... lor blnIll\4llcy prllClledlngs lrndudrng efIor1s to mO(l,'" 01
vlCll8 Iny lutomabe stay OIlfljunetlonlappears. and any anberpalad post-tUdgment eolllCtlon.....,... Knot pr_ by applIcelll8 law. , a..o w~
pay any court costs. In addrbon 10 al _ sums proIrld8d by law K tudgmen!os _ 1ft con_ wdh tnos Nola. _ wrI eontr....... to a=ue
on tnos Note alter flJdgmenf all11a ....bng Interesl rll8 O'OVld8d lor on tnos Note ThIs Note .... _ _ 10 lender ond ":COlllN by l.."., In
tllo Commo.....lch of I'onnsylv..... If lllorY iI . lowlult. I _ uoon Londor', _ lO _ 10 1M .....- of 1M <ouru of
c..rnbor1..d CountY, 1M Common"'''11Il of Ponnsytvonu ThIs Not. ,hall bo IOWf'Iled ~y ond <OIIStr\rN in ~ _ lho lows 0' 1M
Cammonwutth of Pfl\nsyf\t.an~
liGHT Of SETOFF. I grlnf 10 Lendar I contraetU81 OO$$l$SOly lICu"tv _esl In. Ind _y USlQR. convey. dell... pI8clge. and lrlnoter 10 Lender
a" my '.gnf. hlle Ind Interesl on and 10. my lCCounls with Lander l_ e_ong. saVings. OIlOme _ aeeountl. rnciudrng _ hmota!ron .n
accounts held jOlnlty wrlh someone _ and 111 erxounts I may __ In Itle fuI",e. 8IH:ludInt;I- 111 IRA. Kaogn. and hUSlaccou.... I lul'lOnZ8
Lenda<. to the ._1 oer_ by appI!eable ..... 10 Cfl&rge or salOn al Sums OWIng Oft !hi Nola IQIinst any Ind 111 such _
COLLA TERAL. Thtt Nola IS seeured by a Mortgage daled f8llruary 9. 11196. 10 Lander Oft _ property IOCaI8d "' CUmllerleM CQun"
Common.,..rth 01 Pennsytva.... IIItle terms 1M con_ of wn.ch I" hefelly """'~Q1aled and...... I part 01 tnos Nola
GENERAL PROVISIONS. ........ may _y or lor1lo enIorClt1Q any 01 rlS ngIrlS or ,_ under tnos Nola WllhoullOlmg them I ana In, _
P8'Son who srgns. guerl_ 01 - tnos Nola. 10 "'" - __ by ..... _... 0'_"'. demand lor lIIymard. _1 and nolrca of
dIS"onor l4>on any cnange rnltle ferms oIlhos Nola, I""""", __ --",11a1ed in "*"g. no party w.... "'lI"' 1l1ls Nola. w_ U """'...
gUlran'or. aoco",,"04I_ _er 01 _. sflal be ,_ ham ~ AIIlUCh P8I1res _ 1hI1lander may _ 01 -.a l_l8dIy .nd
lor In, 'B'rgtn 01 hmet tnos lOan. or _.ny party or _..lor or CGIItl!llral. 01_. "'" 10 ,_ _ 01 perfooe1l_'s ~ _, In It",
<0<11...... and ta.. any - - _ -.ary by Len<IIr ...!haul .....,..,..... at or __ to........ .II such _..... _tha! len<ter
,.,., '"'O(]i..,.... IQIn _Itle ~ cI or _ ta a",..,.,. ......lnIn Itle party"" _Itle ~lIQrIlS_
rllOl TO SIGNING THIS NOTE. IllAD AND UNDllSTOOD All niII'tO....r;lQN\ 01 THIJ NOn. I AGUE TO nil TERMS OF nil NO T[
AND ACklliOWltl.1GIIlCt:ll'T 01 A COMI'LtTtD COrY OF nil NOn.
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EXHt8ff
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..id pr..i.e. v..t.d .olely in Ann. T. Tho.p.on, hi. wite, Gr.ntor
her.in. Thia i. . convey.nc. tro. a par.on.l repr...nt.tiv. ot the
d.c.dent, Ann. T. Tho.p.on, to the deced.nt'. d.vi..e .nd,
th.retor., ie exeapt tro. the re.l .at.te tr.nater tax.
WITNESSETH.
That Gr.ntor, tor and in conaideration ot the aua ot ONB
DOLLAR 00/100 ----------------- ($ 1.001 DoUar l.wtul aon.y at th.
Unit.d St.te. at ANdca, unto her p.id by the Gr.nte. .t or betor.
the a..linq .nd d.liv.ry hereot, the receipt whereat is h.r.by
.cJmowl.dg.d, ha. qr.nted, barqained, aold, r.l....d .nd contiraed
.nd by th... pr...nt. by torce and virtu. ot the Will. doe. tr.nt,
bel"'Jaln, ..U, 1'.1.... .nd conUra to the Grante., her h.ir. .nd
...itne.
'to RAVJ: AHD 'to HOLD the lot or piece ot qrOUlld .bov. d..cribed,
with ....u.9. or Un_nt thereon erected, h.reditaaent. and
Prelli... h.reby gr.nted, or Mntloned .nd intended .0 to be, with
the appurt.nano.., unto th. e.id Grante., h.r heira .nd ...19n..
'1'0 and for th. only proper U.. .nd behoot of the .ald Grant..,
bel' h.in and ..d9M toraver.
AHD COIfSUBLD AIIJI CRCIWDD, Ilrecvtdx, tor hera.lt, her hair.,
__tore and adalni.tratora, doe. _nant, ~Ai.e and ."re., to
.nd with the Grant.., her heir. .nd ...i9M, by th... preaant.,
that lIlle baa not done, _itted or knovinqly or VUU",ly suftered
to .. don. or _itttld, .ny .ct, aattar_ thl", .m.t.oever
~ the pr..l... hereby ,ranted, or .ny part. tn.reof, I., .re,
.hall _ aey be i....ctI..., ctlU9ed or ellCU8bar'" in titl., Cbel'98,
.....t. or oth.rwi.. h_V'e1'.
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NOTICE OF INTENTION TO FORECLOSE MORTGAGE
TO: Ccr.c.llclo ,\. era.,'eLl:
:"~1 .~. Uot:.:-. :.JL.
C;lrli~_li.,?A 17C'~
Date 01 Notie.
~/15/SL
Loan No. _.....l(,O~61:.:4
The MORTGAGE held bV i''''IT:~r:~_rL~:st ~j'___.
(hereinafter we, us or ours) on your property located at
:i~1,.. ~()rt!l :.it., Cilrll~.lt.:, PA
liOI;
IS IN SERIOUS DEFAULT because you have not made the monthly payments of $ 101. C'
for the months of ;.tare;: lO'?C i\rril 1 r.CJ6 , and ~!ay 19%
and lor because
Late charges and other charges have also accrued to this date in the amount of O. (10 . The total
amount now r~ui~d to cure this default, or in other words, get caught up in your payments, as of the date of this
letter, isS 5,~.ti6 .
You may cure this default within THIRTY (30) DA YS of the date of this letter, by paying to us the above amount
of S ..2H...n...___...._. plus any additional monthly payments and late charge which may fall due during this
period. Such payment must be made either by cash, cashier's check, certified check or money order, and made at
"':\lI~""n: ',::ru!.t .:0.. 1 Ii. !:!.l.~r....lt....._C~rli<;Jt.. I.'A 17Cl',
If you do not cure the default within THIRTY (30) DAYS, we intend to exercise our right to accelerate the
mortgage payments. This means that whatever is owing on the original amount borrowed will be considered due
immediately and vou may lose the chance to payoff the original mortgage in monthly installments. If full payment of
the amount of default is not made within THIRTY (30) DAYS, we also intend to instruct our attorneys to start a
lawsuit to foreclose your mOl tgaged property. If the mort!P9f1 is foreclosed your mortgaged property will be sold by
the Sheriff to payoff the mortgage debt. If we refer your case to our attorneys, but you cure the deflult before they
begin legal proceedings against you. you will still have to pay the relsonlble attorney's fees, actually incurred, up to
$50,00. However, if legal proceedings Ire started against you, you will have to pay the reasonlble attorney's fees even
if they Ire over $50.00. Any IttOfney's fees will be added to whatever vou owe us. which may Ilso include our
reasonable costs. If you cure the default within the thirty day period. you will not be required to pay attorney's fees.
We may Ilso sue VOU personally for the unplid principal balance and all other sums due under the mortgage,
If you have not cured the default within the thirtv day penod and foreclosure proceedings have begun, you stili
have the right to cure the default ilnd prevent the u~ at any ti~ up to one hour INfore tht1 Sheriff'. foreclosure sale.
You may do so by P6ying the total amount of the un,uid monthly P6y_nts plu. any I"te or other chaffJll' then due.
as .vell as the reaSOMble attorney's fees "nd costs connected with the foreclosure ule and perform /lilY other require.
ments under t~ .!,"O'tlliliF.' It is estimated that the earliest date thlt such a Sheriff's Mte could be held would be
appro. imately .:-",)t. .., '. .. Ii . A notice of the dlte of the Sheriff Mle will be sent to you before the Mle. Of course.
the amount needed to cure the default will increne the longer you wait. You may find out at any time exactly what
the 'MjUired payment will be by calling us at the following number: ~"3:1~_!",---. This pavment :nust be in cash,
cashier's check. certified check or money order 100 made payable to US ~t the address stlted above.
You should realtze thlt a SherIff's Mle WIll end your ownership of the mortlJllged property and your right to remain
,n " " you cont'nue to live in the property liter the Sheriff's MI., I lawsuIt could be started to evict you.
You have addltionll ril)hts to help protKt your interest in the property, YOU HAVE THE RIGHT TO SELL THE
PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT. OR TO BORROW MONEY FROM
ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT YOU MAY HAVE THE RIGHT TO SElL OR
TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUyER OR TRANSFEREE WHO WILL
ASSUME WE MORTGAGE DEBT. PROVIDED THAT ALL THE OUTSTANDING PAYMENTS. CHARGES AND
AtTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT TflE SALE. AND THAT THE OTHER REOUIRE
MfNTS UNDER THE MORTGAGE ARE SATISFIED CONTACT US TO DETERMINE UNDER WHAT CIRCUM
STA....CES THIS RIGHT MIGHT DIST YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY
THIRD PART\> ACTING ON "OUR BEHALF YOU HAVE fl;E RIGHT TO ASSERT IN THE FORECLOSURE
"IlCCHDIl\;GS THE NON EXISTEN OR Al\jy OTHER DEFENSE VOU ~'AY HAVE TO
.\CCfl [RATION OR FORECtOSu
!! r"'~ ".'r ~~,.. ,;y-'.~;,'r ~f!t" '''''iyr4--f<
\ ;'c" ;,'1"- n\"_! t-','!,t'f'd tl~ ,~:,' ';j't '(~ f\;"
EXHIBIT
J ___~..
U~l~ '~'f ;'4 \1'.f.t i' ,.n ~f:Jt;..t MI f~"rti,..r~1 ..t'\.\+'\!"
rt'tf'tt t :~.~t", ;" d"V ("lr~\{tlf ... f'dt
", .......~.-
ACT 91 NonCE
TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE
The Commonweallh of Pennsylvania" Homeowners' Emergency MortgageA"I,!anc. Program may De abfel0 help you. Read Ihe lotlowlng nOltC810!too out how the program
WOfIl.!
Jl you oeeO more lnformallon calli'" Pen"lylvanla HOUSlf1~ Finance Agency al I 18001342-2397
La nOllllCaclon en aellunlD es at suma Important/a. pues aleela su derechO a CaRIlnUat' VIVlen<Jo en 11.1 casa. S. no compt'encJe 8' contenldo de eS11 natlllcaClon obleRga una
"SOucelon lmmedlalamenlellamanda ella agenell IPeOn!ylvan1a HOUSing FlnanceAgency) Sin cargos al numBfO m&nClOnaclo 8,rJba. PuedeS se, 81eglDI8 par. un preSlamo
por 81 programa lIamado "Homeowners' Emergency Mongag. Asslslance Prooram" eI cual puede salva' su casa de la P8rdlda del d'fechO a redlm" SU tnpoteca.
RE. Account No
ACT 91 NOTICE
IMPORTANT: NOTICE OF HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM,
PLEASE READ THIS NOTICE.
YOU MAY BE EUGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE
YOUR HOME FROM FORECLOSURE ANO HELP YOU MAKE FUTURE IIDRTGAGE PAYMENTS
TClj5;j~;A r.,I: r:/'.Jr
Dall.
TO:r~r.5~2~O A. ~~~~T~r
FROM: ~.au.it:'rS 'lm:St ~.,
~~~ ~'t. ~r+..h St.., Carlisle,
, ~:. i!l~n St.., C.U.L~ti~C, ~:'A
PI, 1 70 j ~
I~Gl.
You m.y b. .lIglbl. 'or "nancilll .....lane. 1ft.. trill pre"en, 'enclosure on your mort.. ., you compty wi'" 1M provtatonl of 1M Homeownen' Em.rglncy
Mongag. .....llt.nce Act of 1813 (1111 .. Acr). You may be ellglblt for emergenc, tempol'8ry ....ltane. " ,our d.fluft ".. been cauHd b, ctrC:umltllnclI beyond
your controt. you 1\rI1. r8uonabl, prospect of resuming fOUr mortgege paymenta, and I' you mNt OUter lugtbUtty requtrement. latabllaIteCI by 1M Pennsylvania
Houling flnane. Agene,. P..... react all of UU. NotIel. n cOftl4lna an l.planatiOn Of your ""filL
unoer the Act. yOU .r, entltted to a tltfTlPC)fary stay of foreclOSure on your monoaoe tof tnu1y (301 Glyslrom Ih, dal. 01 th'l NOIlc,. Durmg that Itm. you mUlt arrang. ana
anend a "tace.lo-Iace- meet1no "'ffn I r8C)fesentatlve of ",*slen08f. t:I Wtlh I desrgnatld consumet' CfN1 COUnseling agency. The purpoH 01 lhl, mHttng II to 11I8mp1 to woft{
oul a repaymem ptan. 01 to otf'\erWtH Setll4l ~our dehnquency, ThiS meellng must occur WI me nextlh"1Y (30) days.
II you aneJ1d a face-to-face meettng WlCh lhas 1enCSet. 01 Wlth I consumer credit counseling agency identif.ed In thai notICe, no furthef proc..onQ ItI rnortgaoe foreclOsure may
lake place lor fhlrty (301 dars alter m. date of inri mHttng
The name, address and lefep1\One nurnc. of our representative IS:
T,':.;.-';: 'I. r:\ItT:-,icf)r.
. .
'. ':\":1
St.
?!>'
17r1"':
,":lr.!."F::'th
Teleprlone Numoer 2.;. 3- 3~ 1:~
The namel'). ""'0Ie51. anct phOne numOers Of '.I) ctelq\a!ed consumer (redd counMttng 198"CYt""lllarel
\'-1::;\
30' .; Stn:~t
G?ril~l~, P^ 1/01,
!I rl only "",Maar, 10 ~ one tac~fece meeting 'tou l"OUtdadlna ""I...... 4'Orla-...,. of fOUl' ft1IentJOnl
YOur mongagell In ctetlUt~~1OUhaveta&ledto~y prompttyfnllaamentlo!pnnt1pIfandltltetett. atrequwea. kif. penodof at .....Illlty {to) Gayl, The IoIal amount
ot""'~I'IS _'"t..~i.. _ n.:suml~lhe -
; 1-....' . .. '--"'-:"":14:.0-'4.. 'f" '..... ,; ~....., "Cr i- ,.... .... :....,. - -' .Cl"'~ ..' 1Cor'
.. ..~.. .... ...... '...._" .... . _ . .'_... '_J._,; ~," .. '"
<'1.'._,' .'_It '" ,;\1.
"Ouf I'l'1Ortgage II ellO 1ft CWaufl Pot me toNoWtnQ tHIOt\l
Il yO.. ".... trtC and ~ ~ lo,....!f\ls ~ II Ot ,!tat yOUf '....to,I.ac. ~ y('u ~ me t'9f1I to., lOt ftl'\annat..~ trom _ ~IS
E~l ~ 'tt:St.Jna:. FtolI'II11 1ft cn>>I to \!O""" 'tOW must y out '9' MIS Mt. c~ Hv.,'VV_~. E~lC" .~ ~ahon -"" one Of 1!"1e
a.s'Il,'.,attN ("'''l~ Cf1Ilil1 COU-~ aoe"C!tJt !!S'er;J '" "'- ,"~..&" ~liOI'I u,~ ""-t erP.y beOtf~"V"'I'OfISU1fleftrecM~f'IMMQ 1QW"C'f !"le
C<..-r3......... ('..)tt CO\P"IHMQ egent. .... IUtI1 t<N j.f1 MK"i ovt t'3U' --=allOf'I and'" I~ Y04it C~8d oIPJ:lb;~ to "'- ~ytwaftl. WOOIl"i 'tf\MlCeA;.nt'Y 't'0'u'
"'I>f,II'Q/\ ""illt t'Ii f~ l)f DOtJt'~M......"" t~, 1,}(!1lSa-;1; ,):I ~ 'ec.~". ~
t ~ e"""~~,atof ~IC\.I'" J1.'-'V~~"~ 'I w-('\;,~ "OI:k>~1 tV '(l'Putk'''(2t' 1lcW~ ~~~~~ MtfitlrM f/It~..".,. ~tCt~"..._ p'''l'n'~'
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\S ~
l"\l~t"--
~
~ 4.,-...1
r\-:t>
~\5~