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HomeMy WebLinkAbout96-05181 1 1 I ~ " --( ~ " 1 c I ~ 1) I \.al I \ - . ,,) f I I 1 i i i j t I ! , i ; t 1 , I t 0. ! ~) ..,). 0--1 I · I ~I . . . . *------~~~~***-,~*~*->~.~-****--~ ~,-,-'.... ..... -'~,_.-~ ._. -..........--- '-. ............ ~ - ..-....- - -...----,-~.~ '~.' ~-_.~ ~. ...'... - "-"-' -, -. ,~-~-....~.~ .,- '---.;. -'-~.-'~ -'.' ~~._-~.-.'- - -...... -' ~I )~ ~' ~ ~ .:.i ~i ~! ,-.) "i , , , ~: ~' * $ Vi ','l M; , , ,".! ~} ~, ~\ ~. ~ ,;, ~ ~ lj. -. ~ .! ~: ~i \ .,\ ~; , WI i ~l Ii', I II II !f . . . IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY '!t STATE OF ~~ PENNA. SUSAN A. EDWARDS, Plaintiff ~tI, 96-5181 CIVIL 1') \'l'j".:j..;. JEFFREY H. WHITE, Defendant AND NOW. DECREE IN DIVORCE ,~)~ it is ordered and 2,,,\ 191 b decreed that Susan A. Edwards, plaintiff . defendant. and Jeffrey H. White, 'nlere are l1:) cl<llms. (~ WItch the O:lurt retatns jurt!ldlctlm. . ..r,./ ~ininq. .. / . 1 1:. T\~ (t~v' ! \.,..1 '-0 ,-' .. ..1,. ,-/, #'.7 ..c J ~...".e.. ~.~t~.f _~-. ~. (~< ~,,~ ' VI"'~' "..~ .,' ~ rf"'>:: . L . -f . . '" ...,. J"~ . *t.'Y ;~, t""'-"'~'\"f","f_\l ~ ~~ i~ ~ I, :'~ , . .~ /..- i", (0:" '~ ; ,. )~ 1'.- i~ , . ~ ~ "~ ~ ,~ .~ ~ '" " ~ ~ !i. ~ ~ ~ l! . . ~ . . .. . . . . . . . . . . . .- -. . . . . . . . , . . . . MATRIMONIAL SETTLEMENT AGREEMENT THIS AGREEMENT, made this ~ day of ~/l~II~~ 1996, between SUSAN A. EDWARDS, hereinafter called "Wife" and JEPFRBY H. WHITB, hereinafter called "Husband". , WITNESSETH: The parties hereto, being Husband and Wife were lawfully married on April 19, 1987 in Allegheny county, North carolina; There were no children born of the parties; Diverse and unhappy differences, disputes and difficulties have arisen between the parties and it is the intention of HUSBAND and WIFE to live separate and apart for the rest of their natural lives, and the parties hereto are desirous of settling fully and finally their respective financial and property rights and obligations as between each other including, without limitation by specification: the settli~g of all matters between them relating to the ownerShip and equitable distribution of real and personal property: the settling of all matters betveen them relating to the past, present and future support, alimony and/or maintenance of each other: and in general, the .ettling of any and all claims and possible Claims by one aqainat the other or against their respective estates. NOW TttEREFORt, in consideration of tho pr~mi8es 3nd mutual . promises, covenants and undertakings hereinafter set forth and for other good and valuable consideration, receipts of which is hereby acknowledged by each of the parties hereto, HUSBAND and WIFE, each intending to be legally bound hereby, covenant and agree as follows: 1, INCORPORATION OF PREAMBLE The recitals set forth in the Preamble of this Agreement are incorporated herein and made a part hereof as if fully set forth in the body of the Agreement. 2. AGREEMENT NOT A BAR TO DIVORCE PROCEEDINGS This Agreement shall not be considered to affect or bar the right of HUSBAND and WIFE to an absolute divorce on lawful grounds if such grounds now exist or shall hereafter exist or to such defense as ~y be available to either party. This Agreement is not intended to condone and shall not be deemed to be condonation on the part of either party hereto of any act or act. on the part of the other party which have occasioned the disputes or unhappy differences which have occurred or ~y occur subsequent to the date hor0of. J .' . 3. EFFECT OF DIVORCE DECREE The parties agree that unless otherwise specifically provided herein, this Agreement shall continue in full force and effect after such time as a final Decree in Divorce may be entered with respect to the parties. 4. AGREEMENT TO BE INCORPORATED IN DIVORCE DECREE The parties agree that the terms of this Agreement shall be incorporated into any Divorce Decree which may be entered with respect to them. 5. NON-MERGER It is the parties' intent that this Agreement does not merge with the Divorce Decree, but rather shall continue to have independent contractual significance. Each party maintains his or her contractual remedies as well as court ordered remedies as the result of the aforesaid incorporation o~ as otherwise provided by law or statute. Those remedies shall include, but not be limited to, damages resulting from breach of this Agreement, specific enforcement of this Agreement and remedies pertaininq to failure to coaply with an order of court or agreement pertaininq to equitable distribution, alimony, alimony pendente lite. counsel fees and costs as set forth in the Vennsylvania Divor~ Code or ) 9. SEPARATION Husband and Wife shall at all times hereafter have the right to live separate and apart from each other and to reside from time to time at such place or places as they shall respectively deem fit, free from any control, restraint, or interferences whatsoever by the other. Neither party shall molest the other or endeavor to compel the other to cohabit or dwell with him or her by any legal or other proceedings. The foregoing provision shall not be taken to be an admission on the part of either Husband or Wife of the lawfulness or unlawfulness of the causes leading to their living apart. 10. PERSONAL PROPERTY The parties hereby mutually agree that they have divided all furniture, household furnishings, appliances and other household personal property between them, and they mutually agree that each party shall from and after the date thet_of be the Bole and separate owner of all tangible personal property present in hi. or her possession. 11. REAL PROPERTY a. :U:U Forest H111. Ddv-e& Karrlswrv. Pllnnaylvanla. The parties acltnowledcJe that they are joint owners of the real ..tate .., known as 2332 Forest Hills Drive, Harrisburg, Pennsylvania. Husband agrees to transfer to Wife all of his interest in and title to the jointly owned real estate. Said Deed shall be prepared by Wife's attorney. Husband and Wife acknowledge that there is currently a mortgage with Bank Boston in the approximate amount of $185,000.00. Wife agrees to be responsible for the payment of the outstanding mortgage as well as the payment of all future taxes, insurance, maintenance and utility bills relative to said real estate. Wife agrees to indemnify Husband from any loss by reason of her default in the payment of said mortgages, taxes, insurance and utilities and agrees to save Husband harmless from any future liability with regard thereof. b. 6655 East Valle diCadore, Tucson, Arizona. The parties acknowledge that they are joint owners of the real estate known as 6655 East Valle diCadore, Tucson, Arizona. HUSband agrees to transfer to Wife all of his interest in and title to the jointly owned real estate. said Deed shall be prepared by Wife's attorney. Husb3nd and Wife acknowledqe that there is currently a mortgage with Fleet Mortgage Croup in the approximate amount of $96,000.00. Wife agrees to be responsible for the payment of the outstandinq mortgage as well as the payment of all future taxes, insuran~c.. maintenance and utility bills relative to said real @state. Wife aqree~ to indemnify Ilusbafui from any loss by rea.on ~ shall be prepared by Wife's attorney or designee. Wife agrees to be responsible for the payment of all fees associated with the time-share and to indemnify Husband from any loss by reason of her default in the payment of all fees. 13, AUTOMOBILES With respect to the motor vehicles owned by one or both of the parties, they agree as follows: (a) The 1987 Mazda shall become the sole and exclusive property of Husband, The parties acknowledge that there is no lien against this vehicle. (b) The 1992 Pontiac Bonneville shall become the sole and exclusive property of Husband, The parties acknowledge that there is currently a lien against this vehicle in the form of a lease held by CHACo (c) The parties agree to execute any and all documents to transfer the vehicles, if necessary. The titles of assignment of any lease agreements to said vehicles shall be executed by the parties, if appropriate, for effectuating transfer as herein provided on the date of execution of this Agree.ent and said executed titles/assiqnments shall be delivered to the property party on the distribution date. For the purposes of this Paraqraph the term -title- shall be deeaed to n . , include "power of attorney" if the title or lease agreement to the vehicle is unavailable due to financing arrangements or otherwise. In the event any vehicle is subject to a lien, encumbrance, lease or other indebtedness the party receiving said vehicle as his or hor property shall take it subject to said lien, encumbrance, loase or other indebtedness and shall be solely responsible therefore and said party further agrees to indemnify, protect and save the other party harmless from said lien, oncumbrance, lease or other indebtedness. Each of the partie. hereto does specifically waive, release, renounce and forever abandon whatever right, title and interest he or she may have in tho vehicle(s) that shall become the sole and separate property of tho other pursuant to the terms of this Paragraph. 14. .Qtlmi The parties acknowledge that they ~ave no joint debts except for the mortgages referred to in Paragraph 11 herein, A iiability not disclosed in this Agreement will be the Bole responsIbility of the party who has incurred or may hereafter tn~ur It, and each agrees to pay it as the 84.. Shall becoae due, and to Indemnify and hold the other party and his or her property harml.s. for any and all su~h debts, obligations and liabilities. ". From the date of the execution of this Agreement, each party shall use only those credit cards and accounts for which that party is individually liable and the parties agree to cooperate in closing any remaining accounts which provide for joint liabili ty, 15. EMPLOYEE BENEFIT PLANS Except as may otherwise be provided herein, each of the parties does specifically waive, release, renounce and forever abandon all of his or her right, title, interest or claim, whatever it may be in any Pension Plan, Retirement Plan, Profit Sharing Plan, 401K Plan, Keogh Plan, Stock Plan, Tax Deferred Savings Plan and/or employee benefit plan of the other party, including but not limited to Wife's Retirement Plan provided through Pinnacle Health System and Husband's Retirement Plan provided through the Federal Government, and hereafter said Pension Plan, Retirement Plan, Savings ~lan, Tax Deferred Savings Plan and/or any employee benefit plan shall become the sole and separate property in whose name or through whose employment said plan is carried. 16. Ill'llllQl:LQr....l\Al!,lLhCCOONTS The parties acknowledge th~t any ~rital bank accounts shall III . , be closed, if joint and the proceeds shall become the sole and separate property of Wife. Husband does specifically waive, release, renounce and forever abandon all of his right, title, interest or claim in said bank account(s). 17. CASH PAYMENT Wife agrees to pay the sum of Twenty-Five Thousand ($25,000.00) at the time a Divorce Decree is issued to the parties in this matter. 18. LIFE INSURANCE The parties acknowledge that Husband is the owner of a Life Insurance Policy with the Federal Government (I.R.S.). Wife agrees to waive any claims she may have for the cash surrender value of said policy or ownership in said policy. The parties acknowledge that Wife is the owner of a Life Insurance Policy with Pinnacle Health S}lstell. Husband agree. to waive any claim. he may have for the cash surrender value of said policy or ownership in said policy. 19. t1EJll'ALdl;SlJlWf>~E Wife aqr... that she shall continue to cover Husband on her lIile\1ical insurance, as IOn<) as it is suppl ie\1 throuqh her: eaployer: I I right to have all such property valued by means of appraisals or otherwise, Both parties understand that they have the right to have a court hold hearings and make decisions on the matters covered by this Agreement. Both parties understand that a court decision concerning the parties' respective rights and obligations might be different from the provisions of this Agreement. Each party hereby acknowledges that this Agreement is fair and equitable, that it adequately provides for his or her needs and is in his or her best interests, and that the Agreement is not the result of any fraud, duress, or undue influence exercised by either party upon the other or by any other person or persons upon either party. Both parties hereby waive the fallowing procedural rights: a. The right to obtain an inventory and appraisement of all marital and non-marital property as defined by the Pennsylvania Divorce Code. b. The right to obtain an income and expense statement of the other party as provided by the Pennsylvania Divorce Code. c. The right to have property identified and appraised, d. Tho right to discovery ~s provid~ by the l>ennsylvani.l Rult:'s nf Civil I'roc~urt\. II e, The right to have the court determine which property is marital and which is non-marital, and equitably distribute between the parties that property which the court determines to be marital, and to set aside to a party that property which the court determines to be that parties' non- marital property, t, The right to have the court decide any other rights, remedies, privileges, or obligations covered by this Agreement and/or arising out of the marital relationship, including but not limited to possible claims tor divorce, child or spousal support, alimony, alimony pendente lite (temporary alimony), equitable distribution, custody, visitation, and counsel fees, costs and expenses. 24. FURTHER DEBT Wife shall not contract or incur aQY debt or liability for which Husband or his property or estate aight be responsible and shall indetmlfy and &ave harmless Husband froll any and all claims or deunda Mde a9ainat Husband by reason of debts or obli9ationa incurred by ~if.. H 25. FURTHER DEBT Husband shall not contract or incur any debt or liability for which Wife or her property or estate might be responsible and shall indemnify and save harmless Wife from any and all claims or demands made against Wife by reason of debts or obligations incurred by Husband, 26. MUTUAL RELEASE Except as otherwise provided herein and so long as this Agreement is not modified or canceled by subsequent agreement, the parties hereby release and discharge absolutely and forever each other from any and all rights, claims and demands, past, present and future specifically from the following: spousal support from the other, alimony, alimony pendente lite, division of property, claims or rights of dower and right to live in the marital home, right to act as executor or administrator in the other's estate, rights as devisee or le;atee in the Last Will and Testament of the other, any claim or right as beneficiary in anv life insurance policy of the other. any claim or right in the distributive share or intestate share of the other parti.s' estate. l~ , . 27. BANKRUPrCY The parties hereby agree that the provisions of this Agreement shall not be dischargeable in bankruptcy and expressly agree to reaffirm any and all obligations contained herein. In the event a party files such bankruptcy and pursuant thereto obtains a discharge of any obligations assumed hereunder, the other party shall have the right to terminate this Agreement in which event the division of the parties' marital assets and all other rights determined by this Agreement shall be subject to court determination the same as if this Agreement had never been entered into. 28. INCOME TAX PRIQR_Bm!.Bmi The parties have heretofore filed joint federal and state returns. Both parties agree that in the event any deficiency in federal, state or local income tax is proposed, or any assess.ent of any such tax is made against either Qf thea, each will indemnify and hold hanalesa the other frea and against any loss or liability for any such tax deficiency or asse.saent therewith. Such tax. interest, penalty or oxpt'nse &hall be paid solely and enUrely by the individual who i. flnally ctetenalMd to be the cau.. of the .i.r.pres~ntatlons or f~ilur.s to disclose the nJlture and ..hnt of his or her !!f>p.u;lte ."'-'OM on the aron.ald 110 . . 32. FULL DISCLOSURE Each party asserts that she or he has made a full and complete disclosure of all the real and personal property of whatsoever nature and wheresoever located belonging in any way to each of them, of all debts and encumbrances incurred in any manner whatsoever by each of them, of all sources and amounts of income received or receivable by each party, and of ever other fact relating in any way to the sUbject matter of this Agreement. These disclosures are part of the consideration made by each party for entering into this Agreement. 31. COSTS TO ENfORCE In the event that either party defaults in the performance of any duties or obligations required by the terms of this Agreement and both extra-judicial and judicial proceedings are commenced to enforce such duty or obligations, the party found to be in default shall be liable for all e~nses. including reasonable attorneys fees, incurred as a result of such proceedings. l4, AGRE~ENT YOWJ!IAlUl.L^-!!ILtu~.RL:( VtC~ Each party to this Aqr....nt ",cltnovled99s and declare. tMt he or she re.peeti~elYl I!> I . , . (1) Is fully and completely informed as to the facts relating to the subject matter and their Agreement as the rights and liabilities of both parties; (2) Enters into this Agreement voluntarily after receiving the advice of independent counsel; except that Husband has been advised by Wife's attorney that he has the right to independent counsel and has voluntarily chosen not to be represented and has acknowledged that he fully understands that Wife's attorney represents only Wife's interests and not his own and he bas nonetheless chosen to be unrepresented in this matter. (3) Has given careful and mature thought to the making of this Agreement; (4) lias carefully read each provision of this Agreement: (5) Fully and completely understands each provision of this Agreement, both as to the subject matter and legal affect. 35. ^"ENOMENT OR MOOJFIC~TION This Agreement may be amended or modified only by a written Instrulllent signed by both parties. 36. ttt.Y.tBMl I.UI It any te~. condition, clause or proviaion of thia A'1I"H_nt SMll be dete~lned or dedl\N!d to be void or invalid l'i . . , . \ , . in law or otherwise, then only that term, condition, clause or provision shall be stricken from this Agreement and in all other respects this Agreement shall be valid and continue in full force, effect and operation. Likewise, the failure of any party to meet his or her obligations under anyone or more of the paragraphs herein, with the exception of the satisfaction of the conditions precedent, shall in no way avoid or alter the remaining obligations of the parties. 37. LAW APPLICABLE This Agreement shall be governed, construed and enforced under the statute and case law of the Commonwealth of Pennsylvania. 38, HEADINGS NOT PART OF AGREEMENT Any headings preceding the text of the paragraphs and subparagraphs herein, are inserted solely for convenience of reference and shall not constitute a part of this Agre...nt nor shall they affect its aoan1ng, construct1on or effect. BY SICNINC THIS ACREEMENT, EACH PARTY ACIOIOWLEOOES HAVING IlF.AD AND UNCtRSTOOO TIlE ENTIRE ACIlErMI:NT, AND EACH PAJlTY AClOIOWLlOOts TItAT TIlE rt<<}VISI<m:; or 'tIllS ACIU:tMtN'I' SHALL BE AS )0 ~ \It -- - ('". . t- (ri: .;,- ( ~; 01. iO 'I: "- L- :'j et <V i I - . . << , :' fl ~, ,,_.J ;.- '-=: ,,- '", d V c:> ~ II') .,. r: f'" .' " M ~. ~~. .~oW"" t ~ ;~ ...... .." ,;;j Q . - &P -<.) ,oJ; );-: t-: ... j.i;.' L' :~j , c., i:'- \t.- .0 d \....' "" ... SUSAN A, EDWARDS, : IN THE COURT OF COMMON PLEAS OF Plaintiff . CUMBERLAND COUNTY, PENNSYLVANIA . : ~~~j - VS . NO. /. f' . _";A~ . . CIVIL ACTION - LAW . JEFFREY H. WHITE, . . Defendant : IN DIVORCE COMPLAINT IN DIVORCE UNDER SECTIONS 3301{cl AND 1301/dl OF THE DIVORCE CODE AND NOW COMES the above-named Plaintiff, by Lori K. Serrate11i, Esquire and the law firm of SERRATELLI, SCHIPPHAN, BROWN' CALHOON, P.C., and seeks to obtain a Decree in Divorce from the above-named Defendant, upon the groundS hereinafter more fully set forth: COUHT I 1. Plaintiff is Susan A. Edwards, who currently resides at 1340 Waterford, Camp Hill, CUmberland County, Pennsylvania 17011, since March, 1996. 2. Defendant is Jeffrey H, White, who currently resides at 1086 Country Hill Drive, Harrisburg, Dauphin county, Pennsylvania 17111, since June 1994. 1. Plaintiff has been a bona fide resident in the Commonwealth for at least six months immediately previous to the filinq of this coaplaint. 4. Ttle Plaintiff and Defendant vere married 01'1 AprU 19, 1987, in North Carolina. ~ Cl - . C ;-. .. 'J I"S: ~ "~"; U: -",:-" 1-' ~, t1.. ,~ p _., 0' '- , ( r- :n F,; ''J ':f; .-l. C,_ dl) u.:.' Lt.' 'Z-J,.. c.: I' '.') ) ....; C'. '-) ~.._._. ,"'..... .~,~. ........ .....~ ".'.................. , ... .. ...- ...."'u. Sc:...14Vl1l ___ K .... - ~.......... -....."..- ii . 0- .i!2 - 'IE .. . i ' ~ .. ... ij 0- - ... . #, . . SUSAN A. EDWARDS, IN THE COURT OF COMMON PLEAS OF Plaintiff : CUMBERLAND COUNTY, PENNSYLVANIA : v. NO. 96-5181 CIVIL JEFFREY H. WHITE, . CIVIL ACTION - LAW . . , Defendant IN DIVORCE NOTICE TO THE DEFENDANT If you wish to deny any of the statements set forth in this Affidavit, you must file a counter affidavit within twenty (20) days after this affidavit has been served on you or the statements will be admitted. PLAINTIFF'S AFFIDAVIT UNDER SECTION 3301(01 OF THE DIVORCE CODE 1. The parties to this action separated on or about January 1, 1994 and have continued to live separate and apart for a period of at least two years. 2. The marriage is irretrievably broken, 3. I understand that I may lose rights concerning spousal support, alimony, division of marital property, attorney's fees or expen.e. if I do not claim the. before a divorce is granted. I VERIFY THAT THE STATEMENTS MADE IN THE FOREGOING AFFIDAVIT ARE TRot AND CORRtcT TO THE BEST or MY ItNOWLEOOE. INFORMATION AND BELl U. I UNOERSTANO THAT FALSE STATEMDITS HEREIN ARE MADE SUBJECT TO THE PENALTIES or 18 PA.C.S. SECTION 4904 RllATING TO UlCSIJIOIlH FALSIFICATION TO Al11'ItORITItS. ~te-d: ~ :-- c. ~ - cr; c;::;, ;,;'~ ,', .. -"'~ \I Il -. '- .-~""'_i 0" . R-' .'...,. .. ,-, . . ,:;".. , 9: -~ ~ (.) !"-.. ::.Z lL~\"'> ("\.1 "-':"~'? -' : c:., l.1- ,~r;J l...": eLl. v; .. ,~"") L '.;:..-\ . ,....,.'" "'1l'Il-"'" ....'\.......,. ,.~~..~.~......11lIt .. , . . . . ...- .IQIUJlUl ~........ ff. .....- - \-............ -...........- .. J! 0 .. - ;I ! ~ 0- 0 - ~ ~ .. ~ - , .. ~ f I iJ .. - .. . . , , . SUSAN A. EDWARDS, Pla intiff v, IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO. 96-5181 CIVIL JEFFREY H. WHITE, Defendant CIVIL ACTION - LAW : IN DIVORCE DEFENDANT'S COUNTERAFFIDAVIT UNDER SECTION 3301(01 OF THE DIVORCE CODE 1. Check either (a) or (b): X (a) I do not oppose the entry of a divorce decree. (b) I oppose the entry of a divorce decree because (Check (i), (ii) or both): (i) The parties to this action have not lived separate and apart for a period of at least two years. (ii) The marriage is not irretrievably broken. (2) Check either (a) or (b): )( (a) I do not wish to make any claims for economic relief, I understand that I may lose rights concerning alimony, division of property, lawyer'S fees or expenses if I do not claim them before a divorce is granted. (b) I wish to claim economic relief which may include alimony, division of property, lawyer's fees or expenses or other important rights. I verify that the statements made in this counteraffidavit are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. Dated: \t>\ ''''\~L, ~ ~ \).)~ Jeff~. (.h(t~, Defendant !IOTICII Ir YOU DO !lOT WIll to 0'1081 'fill Oft, 01' A DIVOICI Daaaa UD YOU DO IIOT WI" to IWtI AJIl etAIM l'OR 8COIIOIIIC aUlII', toO Dm IIOT I'lL' 'filII COVIltDAn'tDA'#lT. ~ \I) '.. ("') t-; f .. - .. C'1 '5~ t ~ _J;{ r- .... - :1?i c a;> ~.:~..... p , ~ts') .u - fi!~ u " '," 1~u f.' l-'" .,::lo c:: a ~ .:l IJ' v. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO. 96-5181 CIVIL SUSAN A. EDWARDS, Plaintiff JEFFREY H, WHITE, Defendant CIVIL ACTION - LAW IN DIVORCE ACCEPTANCE OF SERVICE I, Jeffrey H. White, Defendant in the above captioned matter, hereby certify that I accept service of the Defendant's Counteraffidavit Under Section 3301(d) of the Divorce Code and Notice of Intention to request entry of the the Divorce Decree in the above captioned matter on October 16, 1996. I further state that I agreed to and have picked up the above-mentioned documents at the office of Serratelli, Schiffman, Brown' Calhoon, P.C., 2040 Linglestown Road, Suite 106, HarriSburg, PA 17110 on the date set forth below. Dated: 10 /!!:./1L Je .~ Sworn and Subscribed to before \Ile this day ___ !INl QIllItIl t:v~.~l'\ollIC ....~......,..... ~~ .,~,~~E~'*-.'. . of , 1996. { \ NOTARY l-Ul\t.tc .! & --I. My CoIiltlI i as ton bp i res I ~ I/) r:: C"': .. i~ r: IF- L.; .':-r r );:. (10 ., .j) .. - ~ L.:" f.' "";L . " (.. t..! ,:..,. C, ~ V> a v. . ,......".,;