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Home My WebLink About96-05215 ') ~ - .~ - ~ - 0.- { ct ~ ~ ~ ~ ~ :s ~ - c '- d ~ ct .~ li I Financial Trust Company In thc Court of Common Picas of vs Cumberland County,Pcnnsylvania Paul E. DeChamplain and Justina A. DcChamplain Writ No. 96-5215 Civil Kirsten Mertz. Deputy Shcriff, who being duly sworn according to law, says on April 2, 1997 at 7:19 o'c1ock P.M., E.D.T., he posted the property of Paul E. DeChamplain and Justina A. DeChamplain at 623 Park Avenue, New Cumberland. Cumberland County, Pennsylvania with a copy of Real Estate Writ, Notice Poster and Description according to law. Kirsten Mertz. Deputy Shcriff, who being duly sworn according to law, says on April 3. 1997 at4:07 o'clock P.M., E.S.T., he served true copies of Real Estate Writ, Notice Poster and Description, in the above entitled action upon one of the within named defendants, to wit: Paul E. DeChamplain by making kno\\n unto Paul E. DeChamplain at 623 Park Avenue, New Cumberland, Cumberland County, Pennsylvania, its contents and at the same time handing to him personally the said true and anested copies of the same. Kirsten Mertz. Deputy Sheriff.. Who being duly sworn according to law. says on April 3. 1997 at 4:07 o'clock P.M., E.ST. he sen'ed true copies of Real Estate Writ. Notice Poster and Description in the above entitled action upon one of the within named defendants. to wit: Justina A. DeChamplain by making known unto Paul E. DeChamplain for his wife Justina A. DeChamplain at 623 Park An-nue. New Cumberland. Cumberland County.I'ennsylvania its contents and at the same time handing to him perSl)nally the said true and allested copies of the same. R. Thomas Kline, Sheriff, who being duly sworn according to law, says that he sen'ed Real Estate Writ, Notice Poster and Description in the following manner: The Sheriff mailed one of the within named defendants. to wit: Paul E. DeChamplain a notice of the pendency of the action by regular mail to his last known address at 623 Park Avenue. New Cumberland. Pennsylvania 17070. This letter was mailed under the date of April 4, 1997 and was never returned to the Sheriffs Office. R. Thomas Kline. Sheriff. who being duly sworn according to law. says that he served Real Estate Writ. Notice Poster an.! Description in the following manner: The SherilT mailed one of the within named defendants. to wit: Justina A. DeChamplain a notice of the pendency of the lI\.'1ion by regular mail to her last known address at 623 Park A venue. New Cumberland. Pennsylv'ania 17070. This letter was mailed under the date of April 4. 1997 and WllS never returned to the Sheriffs Office. R. Thomas Kline, Sheriff. who llein~ .July sworn accordinl,\ 10 law, says that after due and legal notice had been given k'Cording to law. exposalthe within described pn:mises at public \alue or outcry at the Court Ilou.'II:. Carlisle Cum~-rland County. Patnsy hania on June 4. 1997 at 10:00 o'c1ock P.M. ['D.S.T., and sold the same for tbe sum of $4 1.000 00 to Attorney William Duncan f(>r Financial Trust CompUlY Its successon allI.I assigns at I W. High Strett, Carhs~. l'mnsyhani;l 17013 It bei~ hillhc:st bid allI.I tbe be1;t price m:eiw.J Illf the same Financial Trust (\\f1lfW\Y. 115 SU\:\U.'ion allI.I assi~ns at I W. lIigh Sltttt Carlim, ~ylvania 1701 J.l'ciRC the buY\'f J"lid ShrtilTR 1h._5 Khne, the sun (lfS2.12120, it bcllli ~ mmrs eh: Sherilrs {'osts Ii...\"\! tlck,\\ S<< :tlbtbed distribution sheet fllf ad.litional costs. Sheriff s c.'0S!:! 'X""CML( '0110 .. ~ .. ,a :. TITLE REPORT TIm PREMISES ENDORSED HEREON ARE SUBJEcr TO THE FOLLOWING ITEMS. WHICH WILL BE EXCEPTED IN THE POLICY UNLESS SA T1SFAcrORY EVIDENCE PERMmlNG THEIR REMOVAL IS PRODUCED. SHERIFF SALE NO. 18 Held Wednesday, June 4, 1997 Date: June 6, 1997 TAXES: Receipts for all tues for the years 1992 to 1997 inclusive. Taxes for the current year 1997. MORTGAGES: Listed Under Other Eltceptions Below. JUDGMENTS: Listed Under Other Eltceptions Below. INSTRUMENTS TO BE PRODUCED: Deed from Cumberland County Sheriff to dated . 1997, and recorded , 1997, in Cumberland County Deed Book . Page RECITAL: Being all of the property which Richard L. Polan, Jr., and Teresa E. Polan. husband and wife, by deed dated August IS, 1995, and recorded August 17. I99S, in the Office of the Recorder of Deeds in and for Cumberland County at Carli~le, Pennsylvania. in Deed Book 126, Page 882. granted and conveyed to Paul E. deChamplain and Justina A. deChamplain, husband and wife. OTHER EXCEPTIONS: I. 1be identity and legal competency of parties at the closing of this title should be established to the satisfaction of the closing attorney acting for this Company. 2. Rights or claims of parties in possession. if any, other than the owner. 3. Unrecorded easements, discrepancies or conflicts in boundary lines. shortage in area and encroachments which an lICCUrate and 'Oinplete survey wouJd disclose. 4. Payment of State and local Real Estate Transfer Tues. if required. S. Public and private rights in the roadbed of Park Avenue. 6. Conditions as shown on Plan of Section 2 of Highland Park Hills and ~Iel Hills recorded in Cumberland County Plan Book 7, Page 38. 7. Building and use restrictions recorded in Miscellaneous Record Book 114, Page 112. a. Ri&bts granted to PennsylYlllia Power and Light Company and to Bell Te1epbooe Company of PennsylYlllia by instnIment recorded in Cumberland County MisceJlan- eous Rec:ont Book liS. Page 147 9. RiJbts IfIIlted to Bell Tekphone CompIIIy of Prnnsylvania by ill5tnlment recorded in Cumberland County Miscellaneous Record Book 116. Page S76. 10. R.iJID &ranted to PeMsylvania Power and Light Company by illStlUrneftll~...ded in Misctllarleous Record Book 117. Page 522. II. Real e$lIle lain ftt\IrMd ddinqutnt to the Cumberland Cooaty Till CIIim 81ft.. m tM ~ IftIOW\t of 5420.93. 12. s.risf~1lC( to be ~ prt.'f\n notice ns Ji~ to the holdm of aU btm and . moded to be dJ\~1aI by wbject Slleriff Salt. 1.\ !.1m,. Ii'""' by hul E ~ and t\NiN A. ~",14... to I'\MIu:IaI Tnllll Cumranl datf'd AU:u"lI~. 199~.1lId m-ooJcd AIIJU'It 17. 199~. in ~ Boat 1211. Pap 206, in the JIbt """ of "1.(0) (ll Campi" in Mmpae FomIo!lUre tiled Squtnbcr 20. 1996, to No. 1996-05115 '" r..or or Finlncial fMt COtt\....,. apift.\t Paul E. ~ and ,... A. DtC'IlampJain Yridl ddllllh judaJnellt (Mu<<1 on FdlnIan 1 i. 1997, '" the lllliOU1l1 of s-H.141.~' IIId Writ or ExKlltiM filed Marth II, 1991. . . . . .. .. 14. Judgment entered in favor of Donald L. Pepperman and Kathleen Pepperman against Paul B. DeChamplaln and Justina A. DeChamplain on August 26, 1996, and filed to No. 1996-4744 in the amount of $4,594.00. 15. Judgment entered in favor of Qualitech Computer Center against Paul DeChamplain in the fonnoftranscript of judgment flied on August 26, 1996, to No. 1996-4745 in the amount of $1,812.83. Writ of Bleculion was flied August 26, 1996. and subsequently returned stayed on March 3.1997. 16. Real estate taltes accruing on and afterJuly I, 1997. not yet due and payable. Robert O. Prey. Agent NOle: This Tide Report shI1ll101 be valid 01: lIIIIiI COlIIIlcnipcd by anlllthorizrd . . . . .' . .. Il&AL UTAD IAU WO. II Writ No. ll6-112I11 CIvIl F1nancIaI Truat CompAny VI. Paul E. 0eChamplaln and Juauna A. !If''h.mp'''n Ally.: WI1IIam A. Duncan AIL mATCERTAlNplececwpartd 0I1and llluate In UIe IIorou&h 01 New Cumberllnd. Cumberland County. PennlylvanJa. more plrtlculariy bounded and dClCl1bcd u rou.....to WIt: BE01NNlNO II a poInl 011 tile ~ bne 01 Park AYaluc 011 UIe dMdIn& line between LotI 24 and 2!l 0I111ock D on UIe bcnitnIftcr _ IIoncd Plan 0I1.Gt1; MId point bclnc IoaIIcd lllI2 feet maaad IIon& MId line 01 Park Avenue from !be JIOrtb. - ~ of Park Avenue and hanhmorc Raad; Ihcncc In a north. erIy dIrcclIon IIon& I&Id dMdIn& line a dtIIInce 120 fed to a point; Ihcncc IIon& I pr.....-f park area and other 1andI 01 prtor Onnton In a _erIy d1r_ by a....... 10 !be J1CIlt bav- tnc a rM1ua of 530 feet. an .... dII- lance 0181.111 fed 10 a point; Ihcncc In a IOUIlIcrty dIrecuun IIon& !be dIYIdIn& line between LotI 23 and 24 0I81ock D. a 01'..."", 01120 feet 10 a point on !be ~ IIde 01 Park "- Ihcncc by a ......to !be Icft bavtnI a I1ldIua 01850 feet IIon& !be ~ IIdc 01 MId ParIt "- and In 11ft aMcrIy ~ a dII- lance 0175 fed to a point. !be plam 0I8EOlNN1NO. IIEING Lat 24. IIIocIr. D. Oft !be PIIIl ot~ 2. HICb1Ind Park HI1Ia and DrCICIItIII&. Mld PIIIl ...... ... ....-...s In !be 0IIIIbe.1Md Cllunl7 RioCIIlo.... 0lIce In PIIIl Book 7. I'qc . llavlnc tbenan __ a .... tIwcI1IaC boule .... 823 Park ANnue. New 0lmb0rIand. PIIlAIJt- - IJNDIt:R AND SUIIJI:CT. .. bulW- tnc--.__"",.. ...... !Ita ___ lIIl MId PIIIl '" ~ .. -..... In ...... ...... lit. I'qc III. ,.,-~~_ C8unIr RoarlII. .. .... .. 1 BIn- _ 8IlIl .... by .... 111I1_ ..... In'" ... 1M ~ ~L Jr. .=..~ ..... ... .... . Proof of Publication of Notite in The Patriot and The Evening News and The Sunday Patriot-News I'ad... .'rt !lo. U7. "pprund ~I., 18, IlI2lI. Comm""wtallll of Ptftfts/Ilvoftia. } COUftty of nall~"ift ..: .............................!1~sJ:l.~~!...~~.~.~~.~..........................beinll duly sworn according to law, deposes and says: Asst. Controller That he Is the ............................of THE PATRIOT -NEWS CO.. a corporation orvanized and ulstlng under the law. of the Commonwealth of Penn~)'lv.nia. with it. principal otllce and place of buslne.s at 812 to 818 Market Street. in the City of Harri.burll. County of Dauphin. State of Pennsylvania, owner and publisher of THE PATRIOT and THE EVF.:-;ING NEWS and the SUNDAY PATRIOT.NEWS new.papera of genua I circulation. printed and published at 1112 to 818 Market Street, In the City. County and State aforesaid: Ihat THE PATRIOT and THE EVENING NEWS and the SUNDAY PATRIOT - NEWS were established M.rch 4th. 1854. and February IMh, 1917 and September 18th. 1949. reapectlvely. and all h8\"e been continuously published ever since; That the printed notice or publication which is securely attached hereto u exactly.. printed and Metro West 29th day of April and published in their reguw/ edition. and usues which appeared on the .......................................................... the 6th and 13th days of May 1997. ...................................................................................................................................................................................,..,. That neither he nor said Company la Interested in the subject matter of said printed notice or adver. tlsing. and that all of the allegations of this statement as to the time, place and character of publication are true; and That be baa personal knowledge of the facta aforeoaid and is duly authorized and empowered to verify thi. .tatement on behalf of The Patriot.News Co. afore,.aid by virtue and pursuant to a reaola- tion unanimously puaed and adopted aeverally by the .toi:k~ldnl and board of directors of the ~aid Company a~ IUbaequently dilly ~~ed in the office f~ the Reqordilll: of Deed. in and for IBid C{lunt)" of Dauphin In V.....n.n...u. B....~ ." . \ ../um. 11. I'oc' l/.. , " ;;", I . " " eo,y of Not," or Pub/ltatloa I I, "_ _,~ ( . .. ....... ............ -...,.... "',' ......._ u-;:.... ._........ _.. ........ ...._...........,............. .......... ~" ~I AlLIIW..... ~~d' tn2 ... tI tw d ...... Currt_1l..4 Cculiy:, '--''-''0, II'lOI IJOItI,eulorfj IlOl.ntId ens at '*- to ... .Iiif'... a1GIlOftQlltw_ - .. aI "'- ""'"'- \lII tw f,tliQloa "bet <t".UIIIa.ensadlllDcil0 . ion.. "_A""'- ,,*,A.-d JItIft 01 , . lCIC ICJd IlOft <<*1Il ~ MIl ... - ~ DJ.... d "'- ..... ~ ~.~~. . S ALE tl8 Sworn to and ~ub!<Cribed Wore mll'.( . _..}.nd.........day of I . June . . . .' (. ...q ",' ~ ~ ......... ..~-:)..~:".. .t.:.....c...:.. ........ T...., l......... NdIIry~ Nota", ,...blit .......d. '" ~,ClUIIO Ma . """'-~....!."'............... Y'ii1lSlng Costs L1:.Il'.1Jerland,. CtJ.\:nt:{ ,Slu:.tif.f:>...Q!.fic.e... Car U.~.~~,......p.~. .. J?J)P .............................. To n..: PATRIOT.NEWS CO~ Dr. t-or I'uWi.lIill, 1M nnlk'e t>f I'Ubli~ltion atlathed "reto on th. abo". ,tattd elate. . . ...~4.~ ~.1.L.. Prubatin, .._ . ........!~.~.~..... 245.13 Total . ...,.. ........... Pu.lislatr's Rtctlpt for Allvertlsill Costs TUr. PATRIOT.Sr.W~ roo t<&Wi'~r "c nlF rATR/OT an.' flU: F\'r..StN(~ sr.w~ and ttl. StsI1Ar rATRtOT.St.\\1'. ""........~r. "c ,....n-al "....ul..t",!'\. .....1,,- a<l'\'l('......t,.. ,..,...;pt of n.. at"""Bid hOtn Ind l'Ublt.-aho.., <wta alld nottitW. thaI Ih.. oallW ha,. ~ duly JWUd. Tm: rATRltlT.St:W'$ ('I) 1', '. ... SENDER: :I aComplttllt.". lltWN0I21ot edlIIonIIIlWWlM. . .CornpIetllttIN 3. 4.. and 4b. I IPrtne yo.r MlTllII'lCI addNII on.... InIfH of hi tann 10..... can rwt\m INI c:ardtoyou. . AIIacn .... form 10 "" Inn 01 the nwtp6ICI, 01 en .". ... . IpeC:e cIoeI not _. .W....R-. R......~""...__... __. I . The Altum RIOI'PIWII .now to -"Om" arIde.... dIWtred'" hi dIIe Ii-' I 3. Mid. Addrtsstd 10: Financial Trust Company 1 W. High Street Carlisle. PA 17013 5. RlC80vld By: IPMt_J I &Iso wish to roceiW IIIe following HI'IIc:tS (for an '_'H): j I. 0 ~'sAddr8" 2. 0 RealIIc:1Id 0elIgely ConauIl postnUtll, for 'H. f 4&. AnId. _, P198 568 624 a: 411. SeMc:e Typ. j ~ . II! CetUftld III C Elqnu Md C 1_ Ji C RollIn RtaoipI far IIon:I1IldJt C COD ~ 7. Dale 01 Df{."'J fr i e. ~'s Adcnea (Only /I roquullct 1 .,a ,... t>>Id1 ~ . .~...., 1IWI/fII1..1dlIIaNI...... 'I .~_:l...._... I ....... ~ NfM ani.... 11ft........ III...... II..... elM....... -.,... .............10..... at............ __..... . _...... - ~ .--............. -""..--..-- . .n. .......................... _........ MII.._ .- I 3. AnIae__1O: Donald Peppel"" Kat~leen Pe)perman 16 Ardmore :ircle ~ew Cumberl3nd. PA 17070 I _ wlIIt to........ ........... ..we:. (lor .. -"'r. 1.0 AddrIllU'.__ I. 0 ~Utd o.hwy ~'-' - bIN, 4&. .-.-1UIe. P 198 568 623 4lI. ype I X .. PI FGnn 311 t. 's .,a....PfIItII j ~ -; I )(.CerllICJ C "*"-d I . .. J_.... 0 COO i l J IIN t i ..a.. _ ....1 ....... ----. oC . _......... _...__ I .-..,......... -.. ........... · .... - _.,... .-..-...-"..-....-.--- ~:.......... - I -.................... I ........-..-...................- .- I ell.-.... 0--........ ,....... ..... ... ....... ..we:. . .. _1Mr '.0....1 n~ I 1.0 F1..Ll. ...~ CltllNI J bIM J J { J I J p.. CtoMtoI 0-- OCClO lD: Claabu 1 a 114 I.:o\mt y to 1 WNft 110.... ~~t. Carltale. PA t7013 wata P 198.S".622 .. . - .. l ~ ..... 11 -_.,.", .. r rr I ,I I'S ,.-JlU, 0...'_'''' '" ~ r- -,.. c .. r .. '1-t .3 '.J:... x: ,.~ I. ., 0... ", ;.j r- .'.- l\. III 'II) r 1 .l~ ~. ~ ..li ..-t .'!U- ::a.: ~ & ,.. (T' , . ~ M l; - ..- t .. -;,< ..3 ,~ ~ :c }~ ,.. -l~ N :~ ._'.17" u:;\: CO . tilu _. W ~ ..:..a- .... Lo.. ",- t'5 ,.. a 0" , .. FINANCIAL TRUST COMPANY, Plaintiff : IN mE COURT OF COMMON PLEAS : OF CUMBERLAND COUNTY, : PENNSYLVANIA v. PAUL E. DECBAMPLAIN, and JUSTINA A. DECHAMPLAI N, Defendants : CIVIL ACTION - LAW : IN MORTGAGE FORECLOSURE : CIVIL TERM 1996-5215 AFFIDAVIT PURSUANT TO RULE 3129 I Wll.LIAM A DUNCAN. Attorney for Plaintift'in the above action, sets forth U of the date of the Praecipe for the Writ of Execution was filed the following information concerning the real property located 623 Park Avenue, New Cumberland. Cumberland County, Pennsyfvaoia: I. Name lIISd address of owners or reputed owners: PAUL E. DECHAMPLAIN JUSTINA A. DECHAMPLAIN 623 PARK AVENUE NEW CUMBERLAND, PA. 17070 2. Name lIISd address ofDefmdants in the judgment: PAUL E. DECHAMPLAIN JUSTINA A.. DECHAMPLAIN 623 PARK AVENUE NEW CUMBERLAND, PA.. 17070 3. Name and Jut known addn:a of every jqdJl"Clll aeditor whose j~ is . record lien on . -e real propeny to be sold: CUMBERlAND COUNTY TAX CLAIM I COURT HOUSE SQUARE CAJU..ISLE. PA 17013 4 Name lIISd addms of the last recorded holder of '"'Y ~ ofrClCOlll: FINANCIAL TRUST COMPANY I W. HIGH STREET CAJUJSLE, PA non ~--'_ "-'~~.c:-..-.....,.c'-' ~""~ "'i C ,- . l;~ t~_: I .. - , , (~ < " " .',. . .~ ;J. ~- I' f- :) '. , ti:'i U . .,.,_............ .~ RECORDATION REQUESTED BY: Al\aI1cqj TruSt Company Onl Weal H1g/1 51,.11 CMUIII. PA 17013 WHEN RECORDED MAIL TO: Ananclll Trull Company Onl Will H1g/1 SI1H' Cortlll.. PA '7013 SEND TAX NOTICES TO: Pwl Eo DIcllampllln 1114 Justine A. DIcllampllln '23 Pm AVlnul Now Cumblr1Mld. PA 17070 ...... .4 ... " ~t.. ~~::: ~ " , I... ..."U,lii r.. '95 fill:j 1 f' SPACE ASOVE THIS liNE IS FOR RECOROER"S USE ONlY MORTGAGE THIS IS A PURCHASE MONEY MORTGAGE THIS MORTGAGE IS DATED AUGUST 15, 1995, between Paul E. Dechamplaln and JusUna A. Dechamplaln, ownet(s) In fee simple, whose address Is 623 Park Avenue, New Cumberland, PA 17070 (referred to below as "Grantor"); and Financial Trust Company, whose address Is One Weat High Street, Carlisle, PA 17013 (referred to below ss "lender"). GRANT OF MORTGAGE. FOI'_ conlldlrlllon. GrMIot gronts, ,*gaInI, ..... convoy.. ....gn.. ~.. ........ _ oncl mortlllllla 10 lander II cI Grantor'l nghl. "'.. .nd in_ in 'nd to lho /oIowlng _ roll P<Ol*1Y.IogeIIlIr willi II Uisllng 01 ""'SlqUlnGy I'1C1Id 01 &ibid bulCngs. '""" 0_ and b1tns; II .-. II-. ....... Il&SIIQII. and wayo; II NMmenIS. ngllll 01 way. II ___ PfMieQfl. _menlS, IlIrAdll.manls. and IllPunonances l/lIrIunto Cllongmg 01 .nywu made Illpunonant _Ilor. .nd 11II -.01 Ind rom&>...... ...en rlSPlClllllrlto; II w.lor. wIlli nghlS, 01._....... Ind ClIlc1l ngllll (~ llodl .. ....... _ 0Ich 01 wngalion /IghlI); and iii other ngnls. royalbas. .nd p<ofill r.""llto 11II roll P<ClI)Irly.1IlCfu<fing ..d...... limIt.lliOn II _Ill. ....IIIS. geollllrmal And _ malllrs. located in Cumberland County. Commonwealth of Pennsylvania (the "Real Property"): lie exhibit A township: New Cumberland Borough The Real Property or Its address Is commonly known as 623 Park Avenue, New Cumberland. PA 17070. G.-intor p.-.....1Iy aSS>\lns 10 l_ .. 01 Gr.ntor's ng"'- '''''. and _I '" .nd to II IIaHS cllIII Pr-'Y and .. Rena tom 11II PrcllertY In .ddll..,n. Grl/ltor grants 10 llnCllr . UnoIarm C_CIIl COda secunty _ ., !Ill ,......,., "'-'" and Rants. DUINITlONS. n.. toIow1ng _ aNI "'va 11II toIow1ng moanongs .._ UMd ..11'0I........ T..". 1101_ dlIInecl in .... M~ IhalI "'va lho meanorlgS .llnbulld 10 lucn _ 1ft 11II UndQrm Com_ Coae. .... r.~....1o _ amounts s~ mean amounts .,lawflJ monoy cI It1I una.o S1atas 01 "'->ca. GranIOl. TIle wOld "Grantor"....... P.... Eo ~ _ JuSlIIlI A. D1c1lllllpllln. Tha Grantor" IIIII'IlOItgaOor _ "'l.IQI1gago. Glwanlol. n.. "COd -a-S__....ns and onclWeS _ _lion -" and II 0111II QWtIntoos,.......... end __lIOn QI/lIIS '" connecttCt' 'Mfh me tnceot.el"lftl, Irnprov_s. n.. wor3 'rnpro.ements' "'"'" .nd onctudn """"'" _lion II IIlISlIftg andluture _~_oIS. bIlns. ~..."'''VS. '~""'urot. mOCdl_ .If.." on lho AMI "'-r. _. Id;:hons. ~.nd _ c__ on 11II AMI~. I_'_U. Tho _d ,'<lIO_.....'" at ~.. 1"0 "'.....t l)aylll" _ 11II _ ."" .ny a"'OUnts _ or 'M~ t. "_ '" <Il&<....-;a ...."4"1 ... GJal'lor 01 _ ""'_ C, l_ 10 ...- ........ ... Gra_ """"' .... ........ I/lgallII' ...n .n.....' on ,we" ..-.nts II ..- '" tnos ~ l_. r-. _d '-__.........''''6"CIII r.-" C-" .... luctaUOrl."" 1ISoQ"S. Tha l_" "" mcolg.a.. """"' ....101or1gaQa. lI",teall. r-. _d '1010"11I11" _ tnos ~ lfOr4y 101....; a' _ Grantor end ~. end ~ _ """"""" .. ...~ ."" -...+, - "'.......... -"" '" .... """""" ....(IpIrty ."" ~ I'lnft_ ......, ....1;.;1 't.... oll!le _, Me",,,, t, ..... ~ ...._ .. _ to __ 10 ~ ... to I!le ReAl "'-" '-,S So<",.., ,,.,,_ ,...." a 0....._ mo... ~ _ UPS __ "il ...... Tho ....0....,... ......... .... 0'--' ...,.. .. ,,_ 111-- _ ~ 'S. 'M. in the origintI principal _unt of 511.000 00 -- a.1"'''' ".) ._ ,~ - ... ._.... of ............. .... ____ d. ~ Of, __'., .. .'J h.,"."...... '\1.... C"o................ ..1\1.......... IIOrlCl TO GA.uoftltl. n.IIOTt Cc.U"", A yAlltAILI.TUllST IUn. ,...- "'-'J r." _0\....._ ....--.......... _-...t. ........ _..... n>oe 0I_1l'..... _.. -..- 0._ h ::1,,;'l~ 1'" "'C'* M "'.'I,,*" a~~::w .~~~ ~fi\M ""~""J_ ~ ~., ~$:.Ot"'$. e...-it. t1'iJ ~ -... ~Il~ ~f · '.J' V ,.,.t\t-.t~ Q. ..~, ~,~ ~ccer" 'I~ ~ ~ ~ 0'*""'" i"","~ ~ ~ at ~tr'I(e C2~ ......., .Vc~;JS .:' ;.......~...~~~.:"l'I .~ "'. Cf' :-..-. ;folc~ ff!I!"'ltI ..~ ,...~" ~ *(11';3: ......:JC."". -....~ :~'..~" ....... p.'cee.~ .,"'4 ~ ".~ ....~~ ... ~ r... -... ...... ~. - .......--. --""'"9"'S """- IXIII8fT ..~.... t'W:~. ,.,.. .~Jt>." ~ O<<\,:..~~......,.. t'"".! ~ \!Ilif~! ~ I -'J __.;.-H'.'" .~,,,~",-__",,,o. ..r........~ .....-.$~_ .._,.-<-,.~ *'v-.---..." __~~ """"_ ~'- .-' ......., .,...1.... "-~'.. ~" "....,... "'l<;F"'\i ....- ",""1," . .~'~:'*. ~.,; .~~ f'"'. ~'~>;~"'j -';'.$ . R,...~, .'....,. ~+_.~ 'I''t'' .'~.-'~~.~-'~~' #- ~ ~ 1f ....t --.. ,..,....... ....., YL-~~_ . ~ ....,.,..., '.:.&' "'" ..,t......ylt,. ',' ";; "-,.. ".~. . .. ( MORTGAGE (Continued) Page 2 THIS MORTGAGE.INa.UDING THE ASSIGNMENT OF RENTS AND THE SECURITY INTEREST IN THE RENTS AND PERSONAl. PROPERTY. IS GIVEN TO SECURE III PAYMENT OF THE INDEBTEDNESS AND (2) PERFORMANCE OF AlL 08LIGATIONS OF GRANTOR UNDER THIS MORTGAGE AND THE RaA TED DOCUMENTS. THIS MORTGAGE IS GIVEN AND ACCEPTED ON THE FOUOWING TERMS: PAYMENT AND PERFORMANCE. Excopl.. olllolwrso proV1dod In Ihls Mortgago. GranlCt shad pay 10 Lender all amounts _urod by ItIlS Mortgage as IhlV become au.. and shall stnctly ptrlOlm III of GranlOt" obligallons under In.s Mortgage. POSSESSION AND MAINTENANCE OF THE PROPERTY. Granlor agrees Ihal GranlC)t'S possesSion and u.. of tne Property Shad bO governod by Iho IOlloWIOQ prOVf~ons: PosseuJon .nd Use. UnW In default, Granlor may rlmaln In peSSlnlon Ind contrei or and CD..le and manage the Progerty and eo/Jec:1 th, RonlS ~om I"" Property. Duty to Maintain. Grantor 11'1111 maintain tna Property In l.nanlabftt caneMIQ" and promplly perlorm atll.pal~. r,placamenls, and maintenance necessary 10 pr8Hf\l1 Its valut. Haz.ltdOuS Substane... The terms "azardcus wute,. ~doU$ SUbst1ncl,- -chspoul,- .,....,.: and 'hr.allnad r'lea,.,- as used in this Mortgage. snail ttavI tn. sam, meanings IS set fortt'! tn the ComprehenSive EnVlronmenlal RapenH, Complnytion, Ind Liabiury Act of 1980. .as amondea. '2 U.S.C. Sochon 9601. 0' 5I<l. ('CERCLAi. lho Suportund Amendments and Roaulll""..hon Acl 01 19M, Pub. l. No. 99-499 ("SARAi. Ihe HaZardOUl Matonals Transpcrtabon Act..9 U.S.C. Soctlon ISOI, 01"0.. Iho Resourco Consarvabon and Racavory AcI.'9 U.SC. Socban 6901. 01 "0.. Ct olher applablo Slale Ct Fodorallaws, ruin. Ct regulabons adopled plnUlnllo any of I"" Icregotl'll. The lerms 1'\aZardcus wISt,- and 1'\azatdous substance- Sl'\atlllSO u'lcluo.. 'Mthoul timstabon. petrQjaum Ind p.tror.um by-prOducts or Iny hobon ttletec' and asbnlcs. CitanlCt repre..nts and wa"ants 10 Londer lhal: (a) Dunng I"" _ 01 CitanICt'S cwnarshop 0111Io Property. lhero has been no I,;S8. generabon, manufactur., storag.. treatment, dlSPOUI. rlleasa or thr,atened ,*". of any h&Z.ardous waste Of' substance by any p~on en. under, about or from the Property: (b) Grantor nas nQ knOwted08 Of, or ruson to be&ieve U'lallf'lere t'lU been, axeaot u prlvtOUSly disclosed to and aCknowtedged by Llna... In wnhng. (i) l"'f use. generation. manufacture. storage. treltment, diSposal. r.aSI, or Uv.at,1Wd rel-taH of any l\azardous waste or ,ubstance on. und." about or from the PrOCertv tly Iny poOl owners or occupants of the Property OT (ij) any actual or thteatened khQatiOn Of ctalms of any kind by It'!y cer10n relabng to $...01'1 matters; and (c) exceot IS prtviousty diSClosed to Ind aCknowtedQ:'d ~.,. LInder If1 'Noting. (i) ,..ther Grantor not any tenant, contractor. 1gent or at"*' auU\on,zeo user of L.... Property ,~II use, o-nerlte. manufactur.. ""'0. troal. d!spcsa 01. CI ,...... any haUteous ..aslo CI Sub'laneo Oft. under. abOut CI ~cm 11Io Property and (.) ony ouch 8ClIVIly sIII~ eo conductld It'l CQmpliance WIth III I:)Qbcable flderal. stat.. and local La....,. ftQutahons Ind ordir,ances. mdudi"9 Without Iimdation those lawS, r8l;ula.!lcns, Ind ordl~!'ICe$ Cescnbed leove. GranfClf' autf'lonzes Llttder and Its IQlntS to entar UOOn tl'\fl PrQCerty to makl s;..en ~~~ I~d tes~. ar Grantor', ,xQanw. as Lender ~t dHm ~cropf'ti.tt 10 delermane compii.anc. of rr".. Prcgerty With thIS ~n of tne Mcrt;:aQl: A,"!~ rnsoocbcns '" tests made by lOnda< Shl" be let Londers Ourposes Only and sIIIQ not bo ccnslruod 10 create any I8S;>OnsobOlty CI Ilabrbty on 1",0 p.a'" or llnder to Grantor cr 1:J al"y Qlt'let person Th. r.;;r.sefl:.a~.Cr-1i ii"ld warrantft c::mf&Jned hefCfin all based en Gtlr'\tcr-, dwe alli~.xe I" Inv..stlQab~ the P'foperty tor hazardous waste It'\d I'I&l.aracus S\.itstaf'Cfl_ C3fantor hereey (I} rNaSft Il"ld W&l'l/ft If'!Y ".It',Jr1 C1alms IQal"'\st Lender for lO-oaml'\it) 01 contfit",tlOn III th.t event GtlntQf becomes Ioable tor Ci6inug Of 0fJ'\e( costs uncet Iny S;.;C!'l laWS. Il'l.d ib) lor"' to II"lCemfl:lfy It\d hold harmleSS lel"lCW lya;nst '"y I"d I~ c:'.a1ms, lo1~. Ilatl<ilbM, oarnagft, ~a!tittS. and ..~ses whtcn Len~ may dltlCt'y Of In;:1lrectly $w$ta.n Of' s..ffer r8Sultlng from I DteaCn of tru, wct:on of the Mortgage 01 IS I conseQuence of any l,;H, generabon, IT\In~ta~l;..f'. stori;.. dl5,p:OU1. rMaH or lhreatened Tn.sa OCC\"itnng pnClr ta G.'11'\101'" OWnersP'tlp or ,nf..-es,t In ,he PrCQel"!y. ...hether or not the lIi'!''101 wl1 Of $~Cui-d I":ave e..n i.t!cwn t:) Gta~t~ The prCVl$;~f\S Of l'hts SlCton Of r'Ia Y~ao;.. incti.idl1'Q ~ Ot)h;a~n t~ tndem~f'y. SI".aI ,~ ~. p,yrr.ent of U-" IndtIb*,ne5S and tne utl5f&C~n It'''' tlCan...ya!1C' of the .." Of ~ u~ and wi ~ be artected by 1...~', ICc:UtSoto~ or a~y tnf,rnlln ~ PrOCer!y. wner."ltlr I:y fOfeocs..,;(. or :;,.....".fS. NU1SAnC't, WIstt, GriNOf' ,J'!a!l not Cluff, :-cn-o:.;C! or ~rf':lt l:'ry r:;,;!"$.I!'!C. ~ :Of"'l:'!'llt, ~f!'1I!. or s...1'fer ltty str'lC~H'l; of or wl$1e en ~ t: t.... P,ooorty Ct any pcrt>on 011"" Property W,tnout kmdlng ""' _a"ty 0I1tlol1cregoon<;;. Grantor WIll net remo.... or grant 10 a"" ctl'.ar ~alTr '"0 f'!;~J 10 remo...-., f;~Y ftm-b.., rTunwl!J (Irc~"O 011 In-d ;all. ,ad, gravel; or r~ croductJ WJt!'\cut the Or-or ..-r"..., cemant af lenotr R.mov. of tmproyen\tft's. Grantor $P\aiI not damQilVl or ...mv\4 ,ft)' Impr~ trom U"-" Aeat Procwty *tthoul th8 poor Wt1'ften COf\.ser.l 0' L,njilf As. condlbon to ~ r.movll of I!'y lmCtOiilment$, Lencer ""0; reQUtf'. Gr.~tOf '0 m.~. arrll'\Qll!T\ef'itS $.Ib$fact;y'1lO l.fldtt to repl.i,:, S;'C'" l~cr,:v'~.~~ w'tr'lI~,:r:""IT'.t"!1 Of at ~lst f~;'I~ ~iiu. lfnder', RIgf'tt to Ent..- l.l'l:def' Il"d Its I~"'''' I~d reor",...ta"'.t1 mi:1 .,..r" l.iC~;I'! ~ Att; ~cct""'y at aI reasoraere !l:l""s to I~.~j I: l#l'\a~ 1I:t":f...itS lna t,J '~Kt the Fr~ ft)r C~;'OMS Qi GtI,~Cf 1 Co-~q"'la .,.-;t1'! l~. terl'l"'1.~ CCI"Ci$O"'l Of tn.s Mort;aQa COmpliAnt. WIth Gover"mt'n" ~Utt~t.. Gra~~ s!"..~ ;-r:;-~t:"'f ::-:~') .:?" ,i;{ lAw", or::l"'..J.i"'IC.l'S. a.nd. ,..;..;1a~!'$. ~aw or !":tru~fJ .f\ .f'iK'l. C-l ,U ;:v~"""'r'lt.il ,..:!"lOf'tfl iZ:Cl<:.:-4 1'0 !"'4 I.iSf C'I OCC.+I~y cf ~ ~r~;;..-+, (j.-1~tQf ml, t't'1'1ftf ~ Oo-ed ta,!" I""'r lW1;~ \I.. .:~ :-"'a-~c'_ :.' !....;.r,;;ro i"',~ 4.:~"'Cij t=-""p';;...l"'-.-c. :.......~ ''-y ;iXH--j,-~. ,:'\;-~....a'-:-'Q Ir~'~'4(. "0..11_ '0 C;:,~ as O<."";:t "'.1 ncMe.d :..._.....,;}jl' M:t_,.,; t~:? tJ '::Q'~ ,,, j..~ IQ ~~ I', ," Ler1,,* $ 5-.... ::Q:n-:"C-"1 :..~.,..', 1.,.'!.twM!I ,:'\ ~.. p.~ it,.. ""(;t ~.~::;t!.a-d ~n"., !'"'-4, '.4"-'''. -3'i"'I:'" t~ ::'0\1 J~d~. wc.,;!,~ or .I\or'." oc~a_ J"'e1l,j~+, U!'-s'.:'-~ ~J lfo'''~ ~.~ ~I:~t ,,--'''.J-8f-llot\~--U! Ou~ to ,",Oftet Gtl....~et a~.... ~t~ to .~.~~ "<If ..". ~a"!.".,~ ~ p..~ Q;."I~ '-'I,. ~ .. Of" K~, ;-A .~ ~ ku lI-::'1 w.t '-Y''' ieC~. '"" ~1 HCt'~" *"'C" ~i)',... ..... C...~IC. a"'\J..\a ..'f ~ P'!~~ &-je t~>!te''f ""<<-ft-t.&r')' t1: ~~1..~ wrt'Yr.... fI"'lI Pl-~!''r ColE" C"t 5J.l!".. ~!EMT tt, llllO(A, i.re.- -n at .'~ ~...:;;!'I :+:',3,""'-';!!'!l)' ;1'.;.* ....,! :'.I~" I' ,,,,roo, t<<-;,,;!'.,j h ~ U\;~-;if ;.:t"C'''' ,..." u. ;~- ~:J-!)-T ... !!"'O...~!""'.f =...t-,...~ 5 :I"!~ ....:n~ .:~~-t ~ &;3 ~ .~.... ;.a:~ ;;-! :?"'f ~ .t'>':;",.-.lI ;:;r a~f~..ti~ ,,' ~ ~ p.-~.,.,. ... "'"y4 wi !,<j'S'~."''''~1 ,". :~R~-h.I'\:" 01 ~ ~~ C;t a;t"f ~~t ~~ ~ -......Ht ~.r'!, .~., ~ e~. ~ n~. ~ ~~"""Y ~.. ,....._;.. ~:.1. """~ef:h c._t:......: u., :";:1 ,""'~~....I"f u. 'en~l";! '.a"'~ c.,,,~-.:'! .;:~.,,'ttl.:.:! .-Jf :Hi! ..w....~.., ......lttI'.li .'~ 1*"'" .... ~.&~ ':"""i." .J ~U-\ ~U<"!'..,.",:", :~,..,~~t :JiI :, ....., .-UiY"I_~, '" ~.'""-. ~J I"f t:~.. ",~."!;..;t;( \J *,,", '.'''-'1 t~ ...:.~"t'.. ~ ~;foe ~ f!\:.X:.+-'l' _> ,,;, I" :-..~ -"'.='".::,': tt ';C,'"..,.-X''' -ct~. """:f:.~ '''f+'ft! "'10' ~j"~,J:"' ...c~,-;;:::.~-.:~ C-.a,.,...,,:oto:;:;,- Jf ~...-c~ Q~':<.t-i .;~~~. t-,,,,'$. a...,,: "':<. -.. ";~\.~. ;:"."i* '^ ~.-~'i"':: :;t~. ~.'t ......."'Y'...... :....~~ "1~" :cI'~. ..:.~-if F:>.;ll ;.a.,,,,,",,,,,,",,-?-..,.~'t\-"l b' ;-,"",,~~ 1t.eA~'l :~""C.,,-..-~...'~, ,~\",'-"'1lI"1.f .....a...~. ;..~ ~.-'~'.jo! ~..~ ~,~~~'" "'iC ""-'" t'1f ."':",*,~ h ....,.,~ .1 ,....,1(.... ....Z'-~" ~";~""J h "',:.a.-:I'~. ~ e:" '.....,..".;-"\1'1 '! -',Ufi .""0 l){tllS ,.~ u.......-'c~ :;fv~"$<-...~ J~l>ti-1'\Q IQ ~ \a--*'ft &:-'I->J: .'" .c"~ N' F.-.,;:;,.........&'1t I ,..... ef ""1. \f-~ :,..;. :\ '-jl~' .:ia"l~!t ,,"'4i ;4!li .~..,.1'.... '_.~ ,-~ Ii ....,"" ",'(;j; '~;!...~;l...-...~l ti '-.1n'\. .~~t,~4 ...sn j;:....~ j~~ .~,.....~" ..'" ;;'-~4.H "',! ......' Y''\,-<("e t.....,~.'~..J .,t1;,.~.f :"t :" ..:'1>;'''""i~.t :-:' ;"". i!>_:;;:_..,\ .-..,~ 1\"'~~; ;J.\ s....-\ ',t;,.lt .l_t ~~~'...... "',-'it .~''ti ,;!;~... ;'" .":t .;11 1"- ,.,"~ . '_"VI f.' -_:<.......'..,. t....-~~.j ~\1 f."Ilt !A<;,,~~.;....'<t<~ 'I:_ft..~ -.a^"'''.t;,-""", .....-.~"..-'\ ... ;.~ J/f ~:.,.., ~l;""; ::'~'i-~"" .~-",'#If ~~ *'3"4' l~.... _,~'tlrt;o, .' '.>ol'- .....,.. ~.., 'f.'>~;l;" #t,'ft(" h. "'''tit '1/1I-" ,'! 'jill~ j ,} .~._~\-4l- "'... '."- .t__ .----' "":~:' F'-......""',,, ( ',_"<ia-) < ''''-+' '."'. ;,(<i- t.;; L, ~ C A,_~"'~ Ti)f..+!'t~..t...t~:: ~..~ .':;""'-'-":;t,.",,,,,,, :~,,^, :.J . " . -; j1;., f '~.. t '*' .h,' ,."". "'. '\- " ~. :.).". ci"';', ..... 1-' J ~~ . 1 ~ 'l: ,j,-..~ .. j; -t' .;."..." i<' "i', 'i<' *~ ,*,~,,';Jl"," .'f'-"" ~ .., , ..;w.........~.: i\ ';..,.< ' I; ."......." '0; .....$1-.. ..."" ';'+ ,~ '",-" ,'" '.....-~ -- -4' .... ,'J'..,i.-A- ,,;tm' ,.. \'4Ic". '. "'A '" '---:", , ,,"...,.. "... "- ,~ . .~., ~- ;, ';I, ,,""'. - .. ,,-~ --j,..';f , ",... ..l" j:. '..,.. ~ ",., ',,- " . . -. <"- " MORTGAGE (Continued) Page 3 any COnll$'. Gran'or shall dafend 1'..lf and Land... and snaD SAbsly any a~ Judgmenl before enfOtCemenlagalnsllhe Property. Granlor snail name Lend... as an addillonal obligM und... any surely bond !urn,S/lad In Ine conlest procMdlllgs. Evld.nc. 01 paym.nt. Gran'or snan upon d.mand furmsn 10 L.nder SAtiSfactory '\Ild.nc. 0' payment 0' ,he laxes or assessments and shaD lulhonze thl appropriat. governmental OtflCtal 10 deliver 10 llnder II any lime . wnn.n stat.ment 01 the taxes and Issessments against lhe ProP.rty Nollc. 0' Conatrucllon. G/anfor snail nolily L.nder at lust ftnMn (t5) days be'or. any wOl1< IS commenced. any SllVlees ar.!urmsned. or any ma'ena" are SUPPlied to 'na Property, " any mtcnanlC's ben. matt",,'men', IItn. or otn... litn could be asserted on account 0' the wOl1<. stMCIs. or malenals and tne cos, IXCltds $5,000.00. Gran'or W1II upon request of L.nder !urNSn '0 L.nder advance assurances satisfac'ory 10 Lend... r~t Grantor can and will PlY II'Ie cost 01 such Improvements. PROPERTY DAMAGE INSURANCE. The follOWing prO\llSlOns releting 10 InsUrIng ,he Property ale a part 0' I"" Mortgege. Malntlnanc. 0' Insuranc.. Grantor Stlld procure and mamtain poliQas 0' fir, '"SUI_r\ct with standard btended coverage .ndorwments on I r""tacemenl baSIS for lItt lull insurable value covenng aD Improvements on lItt R41aJ Property In an amounl sulflcjenl to a\lOld application 01 any COinsurance etau... and wltn a standard mortgag.. Clau.. on lavor 01 Lender. POiIc>es sl1aR be wnlltn by suen InSurance companies and In sucn 'orm as may be reasonaoly acceptable '0 Lander. Granlor snail dtuv... to Lend" certllIcales 0' cov"age ~om tlcn InsUrtf ConlalNng a Slip uta lion 'nat co....age ..~ not be cancelled or dtrrulllS/lad w~nout a ""Nmum 01 tan (to) days' pnor written nolle. to L.nder and net conta"'ng any dtsclaJmer 01 lItt onsurar's liabololy for failure to give suen nollee. Eacn Insurance poliCy also snat Include an endorwment prcMding lhal co_age In ravor 01 L.nd" will net be Impaired in any w.y by any 1Cl. ClT1lSSlon or dtlault 01 Granlor or any olhtr ~n. snould lItt Reai Property a' any bme oacome Ioeated In an area dtSlgnaltd by 'he Ovactor 01 the Ftdtfal E-vency Management Agency IS a sptClaJ Reed Ilaza/d arta. Granlor agren to obtain and maintain FtdtraJ ACCd Insurance. to 'he exltnt suen onsurance is rtQund by Lender and Is Ol becomes IV',1ab~. for I". term of t!'le loan and lot the h.J unp&!d pnnciDal baiance Of the loan. 01 ""- fnUjmum Imd 01 COYerIQI that is Ivadatll, WncneVlllS less. Application 01 PrOCeeds. GranlOl snan prompny nObly Lander 01 any Ic$S Ol damage to 'he Property d lItt estimalad eosl 01 rapav or replacemen' .- $500.00. Lend... may ma~e proof 01 loss ,f Grlntor lails to do so wrtllln ftft_ (1S) days 01 the casually. Whelhtr or nol Lenotr's StCunty II ImplVtd. L.natt may. at Its _on. apply lilt prOCttdS 10 lItt recluction 01 lilt Indellladness. payment 01 any Ian allecting lItt Property. or lilt reslOlaliOn ancl_ oIl1tt Property. II Ltndtr tltcts 10 apoly lItt prOCttdS to _alien ancl_. Grantor st>aI raplV Ol rtOlact lItt damaged or <lts~OYtd Improvements in a manner satisfaclory to Lender. Lender snat. UllOM sabsfaclory prool 01 suen ~tUl". payor rt<mburw Gr.InlOl ~cm lItt prOCttds fer lItt reasonablt cost 01 rtO... or restorabon d Granlor IS net on delauJI hert1.inder. Ally prOCH<lS wn.cn na'e nel betn di5bUtWd wlI"n tSO days altar U*, rlC80CI an" wn.cn L_ has net commolltd to ItIt tIIIll~ or resforalien oIlItt Property snaR t>t used Iltst to pay any amounl ow'ng to Lender under "'" Mcrt;age. lI>tn to P<W\lIY tccn.Itd _L And lilt _. . any. v.u be awe1ied to tn. ptinelPal ba~ncl Of ll"le l/'l.det:leC2ness "Lander hOldS ""y ProceedS artaf' payment 1ft full of t"'- lndetltedneu, SUCh prOCMdS 5!':alJ be paid to Grantor. Unelplred Insurance aJ u.. Any untIllvtd Insurance SI1a/llnure to lItt _t 01. an" ~ 10. lilt p~na.... e1l1tt Property COVWed ty IhIS Mortgage a'"ny ~usle"s sa!e PI Of"., SAlt ""'d under lhlI pre"",ons ell"" Mortgage, PI al any foreclOSure SAlt 01 such Property EXPENDITURES BY LENOER. U Grantor laots 10 comely w,ln any ptovos>on 01 tnos Mortgage, or d any lC1>on or proceeding ;S commenced tnat wowd me........, .!ltcl Ltnee;.S ,nltres" .n lhlI Property. LAnatt on Gran'",'s eena. ma,. but s/1al! net be reqUlrtd to. ta~e any lClion lhal Landtt dttms a;:>prccnatt. Any a"""",t tnal Lend<< e~s In so CQong W>I bear Inltrtsl al '"' file ct>argId _ '"' Nole "om '"' aalt I/1CUI'l'tCl 01 Pl'd by Lendt< 10 lilt de:, cI repay"*" oy Grantor. AI sUClle<;>lnsts. al Lancer's op_. woII 'a) De Plyable on <ltmand, lb) t>t Iddt<lto '"' balance CI "'- NOla and oe ..,p~ among and t>t payao.. """ any "".._ pa,mtnfS to btccmt _ aunng _ I.).... Itrm or any applICal)" tnsurlnce pcIoCy Ol (.) lhlI remamong term cllhlI Nett, 01 ICI ee ..alad IS a blllcon PI.,.,..". wtIoCII ... De _ and pa~ at lilt Nett'1 malunly. Ths Mortgage a..o W. StCure paymenl of tnesa amounts. TIle "lints pr_ tor on lI'ts partgrlQn st>aI be on a_ to any _ ng/lls or any -.. 10 ..rue. L.nd" may be en~1It<l on a=unl oIlhl1 default. Ally SUCtlIIC_ by Ltndtr snat net De COlll~_ IS CUI'1ng lItt C1traua So> IS to tar Ltndtr from I~'( rlmedy that It orherwu _Ouid !'lave hid. W ARRAHTY; OE:FEHU Of T1TU. The 1cIc*>ng ptO\llSlO^S 'tilting 10 o..'*'"'" 0Ill'lt Property Ite a pa.1 of "'" Mortgage TlUe. Orlnlor wltTa"s ...~r ,a' Grantor .c1ds ;0C<l a'" mar,.taeie ~1It of rac",,, to lhlI "'CClt'l"; In let s"''PIt. he and Clear cI .. It... and .!"'IC:..~e"~""!C'n eft'..- t~a~ t"".=,. ut fOft" ;!'1 :1". ~~! p~.:~. ~l"CbQn or "' 11')' fir. l~a~ PO-=:J, flf.. '-Cort. Of.",., h!!a CQ1ntOn U~ ut favor ef. I~d lceao!ed ~v. L.ncer In C'OlU'l<<bcn 'IlIIftfl: f!-.J1, Uan;a;...~ ttn Grlmar "&I ttIe f\,a1I rw;~t cower. .~ Il.ltnonty to ueeute and ~ !!"tl Mor,;.ge 10 L'"~ Oct."sa Of ntle. S...e<<: t: ~~. ..t;""ton .n ""'- ~a:.~I.:)t'I ADO'.... Gtantor "oI:Tl~fS 1"4 'IIlfdI b.~ dMtnd .,. l;fte to ""- PtaoertY .",,, t~ ,.....''''1 ::.l,!!'!$ of i! ~erl~'" If'l ~ .".~t a."!y 6C~~ Of ;':XH<:.n;.I CQ.m~ed! to'\&! Q...n1Cr.-I Uia,'tQr', L:Ie = ~ 4t'J_. of latI.... w.nOer ::-..$ "'''''Ill''. a..nler .- oe"^~ "'" ac....." al Or....."..s 1-_ Gr....or "Il, De '"' _ao ..~ .. ,UC~ P<OC-";. bul ~ SIll' be ....!',r,~ !:) Clf!<:CI\. tn ~ C'X""'~~ I""'d t-~ ~ fec#'M~ ,.t'l tf"4 "-OCMC'>^; ty C3\.-ntet .:f ~..,.~" Owl't C~'. '1"t~ Grantor .,. _..., _ eo: a...u '0 ee ~~- ~ l~ ,\.It" ll"1tJv~ at l~ ~'f ""\At' ~ ~ to --. to W......,~ e+-"<._lltlo" Com~. W"" u.a. G.amQt *"tl"'~ ~t ,.. P+~ .~ Grttttcr', wM at ~ "'~ (Qttf.'" wt:tt\ If ~ ~ \I., ~ ~,"'-'''''C" a~t1 .......fl~Cl"" :t .~\~~.r: .~~~,t.-s CCJttCf:MN& T~ ~ tc!~.':'lIjJ ;~~""(.V"1. c...~~ l;J c.::....~.....1Jcrl et ~ ~... tart et ~-..~ &P9'~abOn Of Noe' ........... 'f 14 Of t!'\1 ;:... ct!tl1f p...~... ~ c~ h .~!"!4 ~'" ~I'"'i'~' e.,.,., ~n; '" ~l#t""V .{' ~'of .:;J ':~J'~"!":1\i!\':<"< ~r.:.- ""-tI, I! .,1, --';~n ,"-...... ~ .. Ct I11y ~ 01 ". ,. fmY.a<< ~ ....'>2 t. ~ \4" ~"',1rftS- .~ '-" ".C6..! ;.'.I "".~,,...;:.. ~..... p.~~ ,.~ ""eI' ;r"'XM-Z\ 01 ~ ,....~ \...~ ~'1 ... ....-, .... :.,-....."1' ::1104 I:~ :a~. .-:..-.wt ....1 ...,.........", ..., '~'...,~ t'~ 1.P"1P ..., :I}~~~~~ ~ ~ -:-~...~....'-:~ .~, ", ..;x:....... .. l"" i"'~~ -,", ~....~ ~ l\qfo,1. ~.,~ "..... 0"1''''''Q~ ~ i",~ C#'l ~~ I""'" Gr.Mct vaf trOt'l"'C'f'v ~. ,,,,,,., ... ~Ii'-" U"", t. "''''.eU.q.,~ .;:........,! ~ K't>?" j:lJ ;:,t~.. ~ it..,: ~.~ Maf t.~. -"'''.''''',!,* t:-n <'" l..:e- ~~...... tJ L.1tt4lIt ,"4" t. . " .''\-'lr...:~.>J ~""'fl."" ~~~ ~"ce ~.,~ ~ !f'>oeCT_~",h ~:If ft ~~. ~1#~"''''''':r ca... ~ ... .., ~. ~.~ ...-! \: ...'._~ 1...:::"''"'l.7''..-~.'-'''' 1.1 ....J' r. -,,~~.j~. .f -'1''''' J;,.,.,.,.'!~......,~ ~.'~'" \.,,('" ,:.~~,-,.~_,:," ~'$11';\.'" c.- '1.If' 'tiS. I.JiQ c.~IJllC:(' ,. CO-v'fJllltrdrll.IltTA4. AlJ"toIt)aft1fl ...... ~~....,..-.,.. ;:,-.,,,_~_.., .....,,~. to: ;.:\,.._'......,. ~ ..... ... :"A"~.." t.-'! t"'~, V~~...~ !: ,:..~~~t t...~. '''' e-'WI C".... ,,-,.~"" ..,~,~ t. ~~ ,:...,*,~ ~ ....~,.,..~. ~-'1.,._~.,.'" ...!'.~:...l<iI' ~ \f~ .-".t..... .."'.t'ii'.', ''''' .l';~.,~ ~ ..:-~,;-'..~ ~.. ....~.'~ ~......" l'.t; :"~-..,.',,,'j.,, ..' c'l"-'f ~'*.. ":O;'.,,'~ ::. I;;. ~..tl: .."''t,,'" \_.,',,~ "_1 ;,JI<H~'" .,~..,,~-.~ -;. '" ..1II.-.."..,A.~ .";;.-""-I,~ ,,-.2 ' .~ ,': .~~... ~..,' '~.,; '.'1' .'~_~ :.J :--"1; \.-.'i.....':. ,,"'.",. . ......_"~. .' :9" ~ ~ .11" ~ .. . '"i'j.... . ~'; ;~. ~~..,.. \- ...~;... .. ...r_-, '., '.;0. .t.,' i"'< ~ . <,.,'.1'< .. -,". 'IV ~... ".,;_ .. ;\'. ... MORTGAGE (Continued) Page 4 th. Ind.bt.dn.ss secured by thIS Mortgag.; (b). specllic tax on Grantor whICh Grantor IS .uthcnzed or roqu~ed to deducl from p.ym.nlS on lho Ind.bt.dn... secur.d by thts typ. 01 Mortgag.; (C). tax on tlus Iyp. 01 Mortgag. chorg.lbl. Igalnsllho L.nder or lho hOlder of lho Nola: and (d) a ,pOCiIic tax on an or any pcr1lon 01 tho Ind.bt.dness or on paym.nlS 01 pnnClpat and inlerest made by Grlntor. Subsequ.nt T..... If Iny tax to whiCh tlus secbon Ippli.. IS .naclOd subsequ.nt 10 tho dal. of It"s Mortglg.. Ihis .venl shan hive Ih. SAme .Noet as an Ev.nl of D"aull (as d.fin.d b.low). and L.nder NY exerose any or all ollIS availablO remedi.. Ior.n Evanl cI D"aull as prOVld.d b.low unl.ss Granlor OIlner (a) pays lho tax belor. II becomes d.linqu.nt. or (b) conl.slS tho tax as provided Abova in tho T.... .nd Lion. sacllon and depOS!ts with Linder cash or I sufficIent corporale surety bond or olher secUrity satistactory 10 Lander. SECURITY AGREEMENT: FtNANCING STATEMENTS. Tn. lollowlng prOVISions r.IIbng to tnls Mortgag. as . secunly .greem.nt are a part 01 tnl' Mortgag.. Security Agreement. Ths Instrument shaU constitute I secunty agreement to thl extent any 01 the Property constitutes blures or other per10nal prop.rly. Ind L.nder snail have .11 of tho nghlS 011 secur'd parly under tho Um'orm Commoroat Ccdo .s .mended from Iim. 10 Iim.. Security Inleresl. Upon requesl by L.nder. Gr.nlor Shan execut. financing .lalOm.nlS and lake whal_ other aclion is roqu..lOd by L.nd.r to p.rteel and conMu. L.nder'. secunly !hteresl in lho RenlS and Personal Property. In .ddltion 10 recording lhiS Mortg.g. in the reat prop.rty record.. L.naer may. .1 Iny lime .nd wllhoul further aulncnzabon from Granlor. fil. 'll8Cut.d counlOrparts. COlli" or rlllredUCtions 01 Ihl, Morlgagl as a finaOClrlQ stel.manl GlanlOf shaU '..mburw lendel' for all expenses incurred In perfecting or continUing trus security inlerest. Upon d"lull. Gr.nlor Shall .ssambiO the Personal PrOllerty in . manner .nd .1 a place raasonably convaMnl1o Granlor Ind Landor .nd make II IV&lllblO 10 L.nder within three (31 days .ner rec'lpl of wnn.n d.mand from Lanaer. Addresses. Tho mailing Iddr..... 01 Gr.nlor (deblor) .nd L.nder (secur.d P.rly). from whiCh inlcrmalion concerning lho secunly inl.,..1 grlnl.d by InlS Mortglg. may b. cbl.alned (aach .s roqUtf8d by tho Umlorm COmm&fC1.1 Ced.). are .s stated on the bI p.go cf this Mcrtgago. FURTHER ASSURANCES: ATTORNEY-IN-FACT. Tho lcIlow'ng proV1SlOns rolaling to lur1hor assurances Ind allcrnoy-in-Iact are I part of InlS Mortgag.. Further Assurances. Allny time. and from time to time. upon reQunt of Lender. Grantor wiU make. execute and defiver. or Wld causa to te made. execuled or deli....ed. 10 Lender or 10 L.nder's ~_. and whon requested by Landor. cause 10 be tiled. recorded. re~iOd. or rerecorded. as Illo case ma, be. al such limos .nd 1ft such ctIieos and pieces as LandOr may _ appropnoto. any and aI such mortQag... dad. cI trus~ socunly dHdS. socunty .gr......nls. financ>ng slalOmen... conlinua_ statements. IhStrumonls cf fur1Ilor assurance. corlillcales. and ether doc'..l"*'ts as m.ay. in the sote opInion of Ltndw. be necessary or OftQble in order to effecfuatw. complete. perfect. continue. or pr....... (a) tho CCJiQabons of Granlor undOr tho NOI.. IhIS MorIQago. and Illo Related OccumonlS. and (b) the lions .nd socunly InlareslS crulOd by lhIS MorlQa98 as ftrtl and prtOr lions on Illo PrCQOrty, wholllor now owned or horI.ner acquorod by Granter. Unioss prchlbrtAd by law Of a;rHd te the contrary ty L.ndef in wnhnQ. Grantor st",ali r4t\mburw L.ndfff for ail costs ."a eapenses tnc:urred in connecton WlU, In. matters referred Ie .n tn<S poragrapn Ancmey-ln-fcl. If arlnl'" "'s 10 do Iny cf Illo I!lings re""'ed 10 In the Qfeeodtng p.aragrapn. LandOr moy do SO lor Ind In the name 01 Gtaf1fOf and a' Grantor's 'I~.nw FOf suen PurQ:oses, Grantor her.CO; lr!'9V'OCab!y apPQtl"!tS Lender as GranfOl'S IltorneY-4n-fact for the purpose of ma"ng. ..ecubhQ. __ng, fihnQ. roccrding. .nd dcong II olner """lIS .s may bo necessary or _. in ~s scto co.mon, 10 I""o"'p",n .... ma~ re""'ed 10 1ft Illo l)fO(:odIng parlgraph FLU. PERFORMANCE. If Grantor p.ys AI the Indeblodnoss when d.... .nd _... porlorms allho cbIigolions wnposod upon Grantor under Itus Jd~;.ac:e, L.neer ''''.. 8Xtc-ut. and deiMIr 10 Grantor I swtaete $lttI!-ICnon of t!'\fs Mort;.a;. and surtaele statements of ten'nJnaDQn of any ftnaf\Clng s:a:.mo." on W 8Yod8nctng L_'S socurtly tntereslon tnoe Ron" 1"<1 '"" Person&! Proporty Gramer WII pay, . pormdIod ~y &pp1iC&l)!I 1&"'. Iny ruSOl""~C~ t...-rrnr.anOt\ 1M as dtfefl'l"line<1 bt I..endIf t"0I\'I1ime 10 ~ DEF Alk T. faen OlIN ~ng. It !he 0Il1\Otl cf LondO<. snal ConsIIM. In""",,, of d8fauft ('!:vant cf Oo/auft"l under I!lIs l.IorI\I&Q8: Def...n on 1_1_... Fill"", of Gr.nlOt to ma"lny p.av-nt when duO Cl" tho Indebtedness. Default on 01"-< PeyrNlnta. FaJuro C1 Gllnlcr w,lIun Illo _ '8(lu<rOO by lhIS l.IorI9&98 to ...... II'Y p.aY"'ent lor taxIS Ot ,",,,,ai',". or an, e'''"' .a,,,*,1 n.olC8SS&r'IlO ;;rove'" ftllng cf Ot tc _I d>senar.., of any OOn. Compii.nc. Ofl.utt. F'J~f t~ COmpry WIth 1:'\'1' clf'>9f!'er""1 ct;~.t;Q". :)".r--IM::r C:lnq,-tan l:crn&if'4t<f 111 thl.-"ort;a;e. tn. ~tt or in I!"!y ct I~. ;::.,..'.: Occ..~ '-.se Stat~t. '&'t', w.!'"'."~ty, ~t!:o" fJf" 'tate~1 '!'il~ 06 .......""'S~ to -L~ ty Of on tel\&1f of Granter ~ thJS Mort;a,... ~ ....::~.;:1 ~!":. t:t..~ O;x:...~"'!l:S.U or m:s:aa~~;~ &:"'!y ~4.'4t ,nQCt, ~ ~ ~ If ~ ~ made or ~ Dee1fl or "'...."0ftCY "'" ,,"'iI" of Gr.nt"'. .... """","",y of GI~_. '"" 0;:;>_"""1 cf a _ lor any port 01 Gra.'llcr"S ~roc""", I", 'Mi--;.......'" t'Jf !.... e.~1 et :.~,tcrt, ''''' ~~.at C""::":JI -NCt'\o;,.t .Ct r"\'I t.O;"'l.~~.",,-1 ef I"Y Cf~ vndW a~ baM:r'...c::try c:, :nso-!..er'!i:'t g\ ;4""'~" ~ ~.~ \11.,,,*,;1 li , "".."...". ,..lttlliti!. etc. CM'.......,.......' C1 ""II<:"S.,.... "'...,....I/f~...... w_~,'-" "'-4 _"""'. !8COSS8U>Cn c< ~ l"~ C'..,. ....(fo\,,~. ~y l""l C'.4p-..;)j' QI'a,~ Ct t. I"'. ~''''.~ a~. ~ Af'Y of h Pt~ ~. "I\.lb~ 'PIal not lCply ,\",-~". ,.... .......of tf. -t .C"~ '>>;f\ ;1t,~....;:.;f eva.rtlC!t .$ to f!'4t 11."~ 'Qt' ....~~ ~'~ ~ ."'C III N 0.. Of ~ ~ure Of tof'e'ettl.:T. ... ,,;.:-.:-H'~"";; ;,:,=,~..,.~~.ar ~ 1"'t!Qr Qt.... i..,~ 'IIr<l"\'!.F! "cr,>:. t't s....c'" ~ I~ "'..,,.,,,.... tftet\4l 'aI I t:urIt'y t:onct b tPIe '*'" Slt$tacto)f~ "oJ " \..~~ ;: ..."'. li!-' Ctt\et' "11''''8.'''1- 1-.;"', t-....:-l't h Cit.:~ ""It" l?'<. '*~ ~ ...",. C~ ~ ~ a,.,... aMI ~ tf\aI " !";Of "~J ~ . ,"'-,,' a', ."'&1:. ~,,'...:.t +,.t,,~.:tf'l ~.;.,..!~ ,f'I("';"'"i1~-:."i.. .,f~~' ',:"","fA::""".."'". ....~t -:<1>"\."''''t~ ......' ~~ Of' ~ ee~t~l"\ ;:f G-.:~:c.. ~-: .. ~~' .""eo~,.., 't1t<~ "'<3. ::< 'a. ~.~t ..~~ c...-..., 4,,,., # ~ C"<<'~.~ ~V'\ _,~ ~~ \)..,.. ~~Of Of ~".. ~ ._4'" (l; t'"'V av..."'tdf it., ::". t.... :"""fl ,."'i~''''ll''''''''~ 4'1" .,~'" V'f' """"~~ ~ ",~.;Jc.':^-t ,.f :;''f ;;....."'-4-!J ~ .'..... ~..,-...J\I:cI ~ ,~~~.. "'';;><'1 '!liO "'t:WEllItS QIo ec, &.1.1.' ......... "'" ""'...---. .. .-, (,_ tt1 t_" A:";I .. ..... """ NNAao l_.. <II oc..,. ..... __',_ .", .~.I/t ::"....:;:.. ,~"""'Il~."., ~,~ll<!,\ ,""!4'....~, ',.,...$...~'~,: i---;,;::~ ~~ '~...t',~:'~h:". -k~.......-... :.t....u. t.... ~~ -.a .~<W.. i.....-:>>- '\-~ ....~ ~ "''i''''t ~ "" ;~~ ~ ~ ~ \y.~ t~ '....,..~. lV'!'" .;-.t.,.";,.-...,, ,...*'!~"Wl- :...... ""4l"~ \q ~, 1.... a;'?,ii....,4..1' ~j., .i L'1I ...\'- r..''Ji vl ~ ;;-iw'it>;;.,,;... ~ "i.~ " .,~., llfoo;Jii ~"f'. .1:..... "V"t ",~ "....~ :;;i .. Wli' ~'.j r.t"~ "~'~ ""~. ' .,"~. "C""'''''''/4'', .".~.. .-; -",7.,!,"~ _,-"'l', i1 l' .~ ':. "l<..' '. ""'If "F"::..'","', ;\:'!'t ',~.~~ -. i'"i;-.,.~ ';'l!J .~)*~""'l' . .,_,,:"..... '. ~.." .~_ 1'......,.l~,-4!,...,J. .::;. A -. r t- ,~~ ~"'I "t...-. ",'-' ","'-';7',' ,... ~ f" ih, ...". '4' *'fO ':'~ ',,/; -t .. ~c ~--;lI' ~~...? ";"l'> -.' -;.r, ,. -,a:J.,jI:;'~ .7",;,~' .~ ~'.~ .t "~~' :;l --fl' ~'l, '-'",", ,!i,A: ~.. ,~ ~ 14" '..\ ~ , 'J''''. .... """, MORTGAGE (Continued) Page 5 Ih.n Granlor "'.vocably d"lgnal.. l.nd... .s Granlor's anorn'y-tn-Iact to .ndona Instruments rtC8fVtd In p.ymenl lhtrtol In IIle name 01 Gr.ntor .nd 10 nogohal. IIle same .nd collactlllt proceeds. P.ym.nts by I.nants or Olher usars to l.nd... in response to l.nd....s d.mand slleU sahsly lilt obllgabons lor whICh Ih. paymenls .re m.d., wlltlh... or not .ny prop... grounds lor tile demand '1ISIed. l.nder may oxerCISI Its nohlS under this subparagraph 81ther in parson, by aOlnt, or through a receiver. Appoint Rec.lv,r. Llndtf Shan hlVIIlhe nghtlo have I fece,ver apPointed 10 take POlS8SSion of all Of any part or thl Property, wllh lne pewer to prolect .nd pr........ lilt Prop.rty. loop....'. Ih. Property prOC'dlng 'oreclosur. or sa". .nd to colltclllle R.nts from th. Property .nd .Pply lilt proceedS, 0"" and Aba.... In, cost of Ihe rec8lVlrSl'lIp. against thl IndebledllHl. The fee..,,1f' may serve wlthQut bond" ptrmlttad by law. land.,'s nohl 10 11\8 appomtment of I '&Cliver snail ,xlsl whelhet or not In. apparlnt valu. of the Property 'lcNds the Indebtedness by I lubstantaal_mounl. Employmenl by llnd., ShaU not dlSCluahty. person from serVtl'O I.. ree..ver. JudicIal Foreclosure. l.nd... may oblaln .Iudlclll decr.. 'ortc!oslng Gr.nlor's .nl.....t on .n or any p.rI 01 It>t Prop.rty. Nonjudicial Sal.. "I*""n'd by .ppbCab~ law. l.nd... may lorec1osa Granlor's ontar..t in .1 or in .ny p.rI 0Ilt>t Porsonal Proplr1y or IIle Real Proplr1y by nonJudicIal sal.. O.ncl.ncy Judgment. l.nd... may Oblaln . Judgment 'or .ny defictency remaInIng In lilt locleble<lness due 10 lAnd... .fter IPplicehon of .n amounts rOC""'e<l ~om tile .....C1S8 of IIle nghts prO"'d'd In 11II. sacbon. Tenancy al Sunerance. II Granlor rerTlllns on pOSStsSton of Ihe Proplr1y .ner It>t Property IS Sold u provide<llbove or l.nder oIllerw.se becomes .nblled 10 pOSStsSton 01 tilt Pfoplr1y upon default of Grantor. Gr.nlor SIlaJl become. tenanl.1 sultar.nce oil.".,. or It>t purclle.... 01 It>t Property and '1lIlI. .Il.nd..... ophon. e""'" (a) pay a r"sonab~ ,.nlal for 'Ile use 01 It>t PrOllIr1y. or (b) vacate It>t Property .mmediately upon lhe d81l11nd of Lendlf'. OUte, Remedies. llnder sh.I have I. other nghts and rlm.cles prO'J1dld in this Mort;a;e 01 t". Not. or available at law or In equrty. Sale 01 tile Property. To It>t ptenll*""lled by applicable law. Granlor _y w...... .ny and II nghl to Ile.. It>t properly _. In .."c...ng lis nghts .nd r.medles. le".,. S/IaJI be _ to S8lI .' or any par1 0I1/1e Property loget".,. or separalely. m one sate or by separate sales. lender SIll' be enbtle<lto bod al.ny Public sa~ on II or .ny pOt1lon 0Ilt>t Property. Holle. of Sale. Lender shad gN8 Grantor reasonab~ nola ollt>t bme .nd place ol.ny publiC sa~ 0Ilt>t Personal PrOPlr1y or oIlt>t bme .ft... whICh any pnv.18 sate or 0_ onten<l8<l dlSpOSohon 01 tilt Personal Property IS to be made. Unless ollWwtse rtQUired by applic:able law. _~ notICe S/IaJI mean nollC8 goven al ....1 ten (10) dayS be''''e "" bme OIl"- sate or dlSpOSllton. Walnr; ElecUon 0' Remedies. "wa"... by .ny party 01. breach 01. pr01/OSlOl1 01 thIS lAorlgage sllel not consblute. w..... 01 or preJudice Ihe p&rty', o;"ts OII'l8t'wI$t I~ :.rr.&nd Stncl CQmpl~nc. wll1'\ I"'~I ~fO'o'I$lQn 01 &ny otrter P(O~. Election by Lander 10 'll,nue any r.medy s/'IeJ nel ..ctuCe Pl.l~\jl:t of Iny othw remedy, and I" eCecrlon 10 mak. 'I~.nditur" 01 lak. action to perform In Obiigabcn Of Gtantor under thra MortgaQI after ......e 01 Grantor '0 perlorm SIIII nOI ."*=1l.no....s nghllo deClare. defaull and .."""se Its _ under I.... loIor1;age. Attorneys' FHS; f.lpenses. It LenQat IMb!o.lttlS Iny Si.I<1 or action to ,ntorel Iny of tne leIms of tl"las MOI1Qage, Lan~ snaI be enbded 10 recover suc!\ sum IS tne court may IdJudge rus.01'\4b/.e IS .t1Qf,..",' fees at Nt and en ."y appeAl, Whetl'ler 01 nol any aut action II anvolved:, an rus.o~billJ:p,nses It'ICurreo by LIt'C*" t!'\af ~ Lend<<'S o;:,ntcn If' necesStlt"t af If'ly time for tf\e prolecton of Its Il"'lteresl OlIN ""Otcement Cf lis nghlS SI\aJI becomo . Parl 0111>8 InoMltedness pay.b18 on demaod .nd Shll bur _I Itom It>t cltle Of ~ture until ~ .llt>t "Ie ~O"1de-Q tor in no. Nor.. EJ.p,nws CCl,'..ea ty tl'I1s plrl~APt'l H'\CI\,j<je. Wft!'\CYt hmlf.lbOn, l"low.vIt slrolb]8iCf to any lI~ts ~ l;:i'iClete 1.1_. L~<*' .!'torne",,' .... I~ L'~" .... u.,......l'!'$tS w'-ltler Of not me-. 1'$ . law'Ufl InctuOil"lQ aftor....".' .... fer bankruotey ptClCM'Oi"'~ (jnctu~no'ftOtts to. modIfy 01 't'acale in., luton'\lbC: ,ta., or ltll\4nct10nj. ACPMII and any .nhCJQl~ I)OIt-,uc:tgrnenl ~ ~ the COlt ct Marco'ng 'ecer"'. otlta."'ng hlle '-Ports I'nctudlng Ioreclos",e '-Ports). Sur<eyCr1' 1WPCl1S. ana apP1Mal _, .nd bile ItlSlnncA. to It>t omol permonao b., IDPilCaO~ i,&'lW Gt-anlOl' lilO wdl Pi11ny C:OUl1 tosts. 111 .~bon to all OtNr sums ~ by taw. NOTICES TO GRAHTOA AHO OTHER PARTIES. Urnfts 01......... pro_ by applicable "., .ny noilCA under Iht lAor1Qage SI\aJI be on _ng. may t:e t:. Y~I b1 t_t~mohe, ,:113 st"~ b. ~\r' .tltn Ictuaff'f"",...,.ed. or *t'!.n deoOSited -'"' a na1ioneitY rteaQ""ad 0\'WtT'lIIQf'\t COUt*', 01. ,f ....il8-e. '''1; 'e _mea e/lecb,e ..hen _~ In ,.,. Urute<l States mati IlrsI C!DI. 'fg.stere<l mati. POllage ~&<d. d'oreCled to IIle .d<lr_ sf\cw'" ".ar t"'.. bl?Nlcn.; of f+'1 "'~I~ 4!"'I C'1rt'r 1'!"l1., t~...~ Irs .~~MS for ro:ctlCft unctaf ~ ~:rl;a~ e, Ql'W'V formal ~" "otic. to tt-. Ot?".., C"~Ift. SPeclf'yl~ t".al ~". C:...'::OW ot r.\f N:tc. It fiJ c!"..nQt tr-. carty', a-aorKs ... COQIIft of "OflCft cf farlC:lOS... "om me ho6der Of I", ....., .......oc.. "u t:'n~dy Cv. i!'!l1 \1:-:;31;' s~a!j ~. ",., !'Q l~C:e!l .::e>.ss_ .n ,~Cw., ~.i! t?"-I t.;~~t"II~ ct thiS "'~;a For r\CQ c~csn, Grl~~;r 17M' ~;J 'He llnot'f 'rltc,1'O"4" I! ad t.r"ln c' G' l..tOl' , c',Jt",,,, '::;:-'1$ MI$CruAHfOVS 'ROVIS.O"'S, ...~. Poil~.'~ F'Tt5o;W~'O;..' ;J':.-'1.,:;'" &:.. Olrt ct t?":s u~ ~"'*"t.. !''!\rJ. Uor.~., !~ .,r'" II"', ~~ CtXiot~tS. COrt5bfu" the e-nht. \i~:a~ _I'd q~ of tf\e p."... IS t~ I~' ....,:!.'\ ,.t ~~"'I ,~ ~-i' \':~;.t~ ~~ a1.t:'cn c.t Of" I~"ld""r"f t) !~;, M~QI ,,,.tt be .~~ uf"lll:tS Q'4n tI\ *l"11lng .~ ~!'lad by!"'. :.r.... ;:Jt t'1~ \..."'vQN tQ ~ '~a~ e. tCt,lf'"(J t'y,... '''''I''Ct"I Cot I""'~ &_- lew TIna _~ .... _ __ed 10 l_ _ kU"H .. l_ 1ft ... C'1.1.""..e_ Of ..........._ TTri. -~ "'.." to'''~ by and ....._... <<'''''0_' ..,1ft Il\e Iftl of",- Com.........tIlll Of hft"Sy....... C.,tJon ...."'~ C-4:'~"('" "'''J!~''' ,rt .~ ....;1;!';.a-;. .'. \~ ;:~~~. C~ 0Ny INS are "Of !Co De ~ to "'1:1'" or ~ ~ ;:''':'''''~~''' ;.~. -, \t~;.J;. ~~ ....... '-"4. e-. .....: ....... 0' ~ ".!....: '" ....:.,'. ..."'N'.J tt ~ u~ 'IlP><<"t ."\ "',... .....~ Of ..~'- ~ ~ ....~ at ,~, ~ ......1 'C t;t ~'" ~ t'.-........,~. ......._~ A I~" (t;"'-""'f ."~.;:'-!.... .~!"... ::::-'W^" .~,~ U~J'"" ,.,_, lj .."l!,..;,~"'t ~f ~"I-;"'" w~.:JlII ~...., \lJi';'~ l"'~ ~ l'iJI"''' t.", ........ .~.. ~......-.t.. ~ .:..;'1(.... .... ~"u-.:~ t......: .'...., :$&'~~~ .......'1....... \, 'lO'O,' ...:'" ;it ~ ".~ \'Q"k''\; ~e4 't '~~"'ofl. ~.. ~~",.. M"'~ \u......mPy "'. :;;...'" ~~:~"...c..,.t ,<.:r'"!,);{''''''" ".,~ i"'- r':..'"~:''' .::t f"t-t'\ \J.~;.l.~ t.,) to. dt.,,&Il4 01 ...~~lr(f., IJC t,...'f ~..1" ~ ,'~ ;-.,,--"\<.'-' 'J",,~ i,..~~ ,-..,;; --v..;J '.'..>> "".t lZ',="'"",,,,'-~ .,...,.,.~,:t ~ "'.....~~., '" .~. ~ ~'1o..-""';;:I ~w~~ ~ _~ .:'It ,",... '~~",.:",,~ ..~.~~'"\-i}'-~ ,.....t t. ::~ *:.: t....\.,<;)'II.+:t ~~ t. .'~._;...,... l<~ ~'.....~'-=-a:t.'M'~ ;;::t .~~' ~. ,f ~ ~...~.. r{~~" ~."",,,.d~. 'to.' ....,.,~...j t ,:ot~t.v.,--..".....,!.", ,..,.... ,'-'~.-i."Ji.1 0~ --'\ \,,-~~;.,.ollt........ ~ ~~" \"'.,1 ,~.., ....~.';, ,.....,-"':'~... 'lPl'UU(\ft er'4 ."<r' S.r,*-'f t.," 11"-. ~......t..~...'!""" ,:.....-, ~ ~..." -"'JI'~~ (1).' '.....~ .::1 ,~ir..~'OJ' ~....l 'i', v,...-.....~ ,'"'+4P r. t:",.,,~, ~~.c . ,. '.'. ",~ -. t.....,,! ~..... ;-....... ,..~ -.." i;....".~..,*' ~"'.f:'\.,.",~Hfl- 'u(,~l\,"" .'...., .1.~'~. ,~~.....,,,,~ ~ ~ """~..... ".....;-., .~.! 1;."". '-"-""'~-4' .:\. ;,.-~& .,,:,_,- -. '. ...".....~ *--'.':"l",~~'\~-i-:T";.,.,"_i_",J" 'iI"*.,,";-<<"i.\f:"~.t...,..~., '-.,,-'-f'-:""", ,',...._ "'*"1" ~~.~ .<iIl1. 1 e.ft "^..."'. ~.:!I"'OJ.. ""',v -,-~J~."'-"" .~...~. c.' t:.. '.':'.. ,,-, ~~, {'''''''-,., . . . to ~ '.. . , , 'I.' "," L~;-; 'I :?tfl EXHIBIT A Prlnclpat . $88 000.00 .. Borrower: PIul E. Dec~plaln Justlnl A. Dechllftplaln 121 PII1l A'lnuI NIW CumDerlllld. PI. 17070 Lender: Flnanclal 1",11 ComPIIIY Hgllland plI/1( OlllcI Onl Weal High Sit... Carllsll. PI. 17013 Thl. E.1hlbll A I. Illachld 10 and by IIlIA /l1"lnc. Is mid. I pert 01 lie" 0IId 01 T"'II or MorlQllll, .,.11d A"gUlltS, 1111, and Ileculld In connection wllh I lOan or 01"" ftMllcl1l accommodaUons "/wun ~ Trull Company and P.... E. Dec~plaln and JuIUnl A. Dechamplaln. , EXHIBIT "A" LEGAL DESCRIPTION ALL THAT CERTAIN piece or parcel of land situate in the Borough of New Cumberland, Cumberland County, Pennsylvania, more particularly bounded and described as follows, to wit: BEGINNING at a point on the northern line of Park venue on the dividing line between Lots 24 lnd 25 of Block 0 on the hereinafter mentioned Plan of Lots; said point being located 692 feet measured along said line of Park Avenue from the northwest corner ot Park Avenue and Swarthmore Road; thence in a northerly direction along said dividing line a distance 120 teet to a point; thence along a proposed park area and other lands of prior Grantors in a westerly direction by at:~~~~the right having a radius ot 530 feet, an arc distance or 61._ ~..~a point; thence in a southerly direction along the dividing ine between Lots 23 and 24 at Block 0, a distance of 120 teet to a point on the northern side of Park Avenue; thence by a curve to the left having a radius of 650 feet along the northern side of said Park Avenue and in an easterly direction, a distance of 75 teet to a point, the place of BEGINNING. BEING Lot 24, Block 0, on the Plan of Section 2, Highland Park Hills and Drexel Hills, laid Plan being recorded in the CUmberland County Recorder's Office in Plan Book 7, Page 38, having thereon erected a single dwelling house No. 623 Park Avenue, New Cumberl&nd. Pennsylvania. ~~OtR AND SUBJECT, to building And use restrictions applicable to lots shown on la1d Plan of Lota, as recorded in Mile. Book 114, P&ge 112, Cu~eerland County Records, N So.....' I. 1$ OtMm Olil AUOvST U. .ttS ~.~Q .""'y . : '-..-. 'iNt L . CtlALl I ~,~~~~~~(thI.) llllltita '''''''''''' .",-, c-....,_ .--., . :)-,,1..,,- II ..~~.__ ......_.v .... .....__ 'oti~~.. ~""""'e'" .. 1"- ')1') ttIQI ,." Il!! '. .. _~....____,_ J.. _ L. .l!.~b.'C'".'lIl6!l:'l'!I(i~i!.i.lh.!L&I l!I!!!.:f/.1tl "';',~.~. " ,~,~._,~".'" e:.~,~""_,"jnlT_.~::l~-..."l.--~"<"".,,-.,-" .j{-'IO>;t' ~.'j; \,f';I .'. '~. .'. ~r'~- .........'r .,._.<-.....t."'lt(" "'1""..."".1 ...\~:~'+',...t"" ._;;.,'.,_ PROMISSORY NOTE Principal $88 000.00 Loan Date Maturity Loan No 08-15-2025 Account InlUals References In the shaded area are 101 lender's use onl artiCular loan orllam. Borrower: Paul E. Dechamplaln 4oal108 A. Dechamplaln 123 Parle Avenu. New Cumberland. PA 17070 Lender: Financial Trull Company Highland Parle Olftc. 008 W.'I High Slreel Carll.,.. PA 17013 Principal Amount: $88,000.00 Date of Note: Auguat15, 1995 PROMISE TO PAY. I proml.. 10 p.-, 10 Flnanclll Trull Company ("Lender"), or ord.r, In ....lul money of \Ile UnIted Stal.IOf Am.rIca, th. prtnclpal amounl of Eighty E1g/ll TItouaand .. 001100 IloIIarI Csae,ooo.oo).logeth.r with Inler.1I on \Ile unpaid prtnclpal beIMCe from Augull I'. 1895. unlll pald In Iult. The InI.r.1I ral. will nollner.... _v. 10.500". PAYMENT. SUblecllo....y p.-,menl c/lange. fllUltlng from c\lange.ln \Ile Ind.I,1 will p.-, thl.1oen In eccorctanc. _ \Ile following p.-,menl achedul.: 12 CORMCUUV. monlhty prtnclpal and Inler.1t p.-,menll Of 551Ul .ach. beginning September 15, 1"5, _lnler.1I calcula\ed on lhe unpald prtnclpal balaneel el ." Inlerest rel. of USO" per ennum: and :wi conMCUUV. monlll/y principe! and Inlerelt paymentlln \Ile In1I181 amounl of 5700.04 eech, beginning September U, ltH. _Inlerelt CIIcUI8led on \he unpaid principal belencel .1." Inler.1I fll. Of 3.500 percentage poInl. OVllf \he Inde. deacrlbed beloW. My final paymenl win be due on Augull 15. 2025 and. will be lor all principal and ICcrued Inlerelt nol Y.I pald, Iogelher wllh any _ UlIpIId emounll under \IlI1 NoI.. I w1Il p.y l.nder .ll.nder'. addr... shOwn .bCM or "such other plaC8 II lender mey desJgl1llll ,n wnting. Unless otherwiSe egreed or tlQuored by applable law. paymenlS wil be applled firsllo .ccrued unpaid _llhen 10 prinopaI. and any re"",rung amounllO Any unpaid c_n costs .nd \ale charges. VARIAIlLE INTEREST RATE. The '"""est ralll on Ihls Note is subi8d 10 elIange from time 10 time based on changes in an ........d indu ..hoc" " the Monthly average of ~ a_.ucbon rales on lJnIled Stales Trem.wy BlIIS Wllh . melunty of $IX monlhI. (1Ile"1ndu"). The IndeJ IS nQI _y the _ "Ill charged by l.en<lllt on ols loans. IlI1le Index __ une_ dunng IIle Ierm of IhlIloan. l_ may cIeslgl1llA I subsblulll Index .fter notice 10 me. lander.... lei me IIle cUfT9l1/ Incle& "le ~ my tIQ'*'- I UI>demInd Ihell.andlr may -. loans based on at"'" ,.Ies II w". The '"""est "le change w1II nQI 0CCIi" more often than NCIl_ The 1_. ~ II ...10.. per -. The _It rate or ratel 10 be eppI1ed 10 \he UlIpIId pII/lClp8I _. Of \Ills Note wll be \he r8lll or riles .. forth _. In \Ile "PlIYftl8IIt" MC1lorI. NorwlUl~lI any _ prov~ of IhlI Note. \he ...- Inter.1t r8lll or rlltl II'OV_ lor In _ Nole will be IUllIed 10 \Ile following mulmUm rei.. NOTICE: Under no C>rtumsllncel ... IIle "'_ ,.ta on lhlo Note be """.than IIle _ of 10.5llO'Io per _ or IIle muunum 'II. IUowed by app/c8l)" law Nol-...thsland>ng IIle .bove pto""",,",. IIle max.....m tncre8S8 or CIICr_ 1ft IIle '"""est file at Any one 'me on lhlo Ioa~ ... nQI .aceed 2.000 percentage poonlt Unlell waived by \..ender. any 1nCr._ In \he Interelt r8lll w1111nct_ \Ile _ of my paymentL PREPAYMENT. 1 IQIMthalal loan .... and oCher \lrIIl8Od Mance cnarges are _fully as of IIle dele Of IIle loan end'" no! be IUIllflCllo'- ucon early plyment (w_ VllIunIIIy or II a""" oI_\lIt~ 8llCIfll II __ tIQUIrId by IIw. E~ lOr IIle b~oQ. I may pay """'"'" penally II or . PQI1IOn of the Amount _ _ lhalI g III <lue. Eatly paymenft .... nQI. unlesl egreed 10 by l.andIr '" -..g. --... me 01 my 0Cltga1ion 10 cantlnue to make pa~ _ IIle payment sc_. Rall$'. Ihey'" _ llle pmc1paI _nee clue .nd may resun", me m..'ng few<< plvmentl. LATE CItARGf. lIa pa,ment" 1. Drl 01 _. _,I ... be eh/llge<l ,~ of \he ~ ICheduIed p.-,....... OErA~T. I will be" _\lit' any Of IIle -...no haDPens: ('11'" 10 mak. Any pa~ _ clue (bll_.ft'( _11Ia14 _'. llnder.O/I I,.. 10 comply _ or 10 perform _ clue Any _ ""m, ctllogIlICft. ~ or co_ cO/ltlwIed., IhlI Nola 01 all\' egr_" ,tIa!@d 10 this Nola. CI 1ft enyoCher 811'_ CI Ioa~ Ilia.. WtIllL_ leI""" ''-'lOn or _ made 0I1urnIIhed 10 l.en<lllt by me 01 on my t-ena. " ,.. CI _ding '" all\' ma_ rescect _ now CI 1Il/le time made 011 fIlrtv$hed. Hili lire or become -. . _ " _oml&<! lOr any pall 01 my~. ,....... An __ lOr IIle _ at..-. or Any ~"CO/I..__ _ by.... CI ega,n$I me ""lie< AOy ta""lVllICY or ~ "... (.1 Noy _ _... to 11I>. aroy 0/ my pr~ on 0/1 1ft ""*'" l.andIr nu a ..... III ..." _I$l Th<s "",,"Oft . ~_ or any of my ......... ...... l..... ")"'" olllle _ <leACJ1led ., IflI$ _uIl .-on Ol>:ln _ '--' iii 'Ry _sma 01""'_ ll_R"I RIGHTs. \.4lOf\ _l_ may. _1JrlI'"Q IUC~ AO\ICft II 'S<l\lQd by appiOc_ IIw. _.1Ile __ ~ --'llalIvu on ""s _ and.. eccn.ed ....,..., _ __wt clue. eN "- I ....pa, "'"' _. l_....y.... or pay _ _ Ie ~ c_ .... No" <I dO nof pay 1_ ...par l_ ....._ '... -. ~ 10.... _...- appiOc_lew.l_.. __..... I......l_.. ...._.- or nof 1IIere","*WI. "'CW"'il-_' _ _.... __... _~ __Ill... (ftludlnQ ~ to~... '" .",,",,"", wtomalC .le. '" ~l_. _ '''' _le<I ",.,..~C_ _. . no! jloorllllle~ll, __ II., i..."..., C", '" ~_..... ",.-.. .'_''''''' ~ t, lA. ~ ~ '* _ '" t...._ _.... -. _.. _ to ~"'" ~'" _ _._ ~ 0I1N1_ '. ~ 10.... _II'" ........-_ '" _ l1lII........ _ ......._ '-- _ 1t<<Oled \ly ~"IN c....._.... II .....1...._ If -... a ",-,1,," _ ~'I __ lie .....__...._- or tfte tat.ifU efCuw,..... Ceuttfr. "C~1_"'1 _.~..... lltI.......... ..~I"t*l.. ......-.......'C... ~ ......_CGP"ml!lll..~ ................ AlGH10f Sl10.-' '..."'... l_ ".",............~ .'if'" _0IItI... ."" ...........,.,. _. _. ..........._ .. ,..... .. .... "II'" ... ""'............,., iii, my ....._...... 1_ ,_ ~.,....... "'-' .. __ _ ~\. ............ _ __ '" OCO"."''''' _ ,...,... _ _.,.. _ _.. _".'"'' , .... __ "',.,._ ........""" __ .. ""'........ _tw __ "~""'-'" ,"'_ "',.,._.......n.4t.__.... "'"""""'.._.."""'.......~__......__..__ C\11.altJIIAlL.. ""'_.._,.....ty.~_~"" '1. ,_""_""___..~(_ ("""",."."",,, l,'" t..~'...,~,'4 it... _.... ~ c~~ <I.~':'-:.. ~1- ~'~~...~...... ~.. d IxH*' I e) ---~.'-.- 1<1 s ~ S Q....- DEED 'lU Parc.1 . 26-24-0809-340 !K18 0110, a.d. thia 15th d.y at Auguat in the y..r at our Lord on. thou..nd nine hundr.d nin.ty-tiv., 11'95). BETWEEN RICHARD L. POLAN, JR. and TERESA E. POLAN. hi. wit., at N.w Cuab.rl.nd, Cuab.r1.nd County, P.nnaylvania Gra.tora .nd PAUL E. dacuJtLA1N .nd JUSTINA A. d.CHAMPLAIN, hi. wH., ot N.;~llbarl.nd, CUabarh'nd County, P.nn.ylyani. Grllllt... VITVI"1'I1I1 In conaid.ration ot the .ua at ONI IlUIIDRIO TIN TIIOUSAJIt) ($110,000.00) Dollara. in h.nd paid, r.c.ipt wh.r.ot i. h.r.by a~lac19a4, the aaid Grllllton do hereby grant and convey to the aaid Guata.a: ALL TJlAT CIaTAIV piece or parc.l at l.nd aitu.te in Ule BorO\l9h of New Cuabarland, CUabarland County. Pannaylvania, SOl'. particularly bounded and d.acribad a. follow., to wit: IlaIDIIIC at a point on the northern line of Park v.nue Oft tha 4ividi"9 line batwean Lota 24 Ind 25 at Ilock b on the herainafter ..ntioned Plan of Lota; .aid point bai", located 6'2 f.at ....urad alOftt .ai4 line ot Park Av.nua trea the northwe.t cornar et P.rk Avenue and SW.rthaora Road; t~.r.c. In . northarly diraction .long a.id di"id.nq Iln. . di.t.nca 120 taat to . point; tbanca .1Oftt · pr....ad park .ra. and othar I.nd. ot prior ~.ntore in a ...\arly dlr~lon bJ · curva to the ri9ht ha"i", . radiu. of 520 t..t, .n arc dlatanca .t 61.15 teet to . point; thane. In . aoutherly 41ractiOft alOftt tha dhlding Una "'t_a" Lota U aaot u 01' IIIlCll 0, · di.Une. of no taat to a point Oft th. northern .1.. of 'a... "ve_; the_ toy a curv. to the I.ft having. rad1l.. or "0 r..t at.... tile Il9rtbarn a14. ot Nid Park A~ alld in .n ..nUl, direction, a dllt.~e ot 15 f.at to a point. the plao. Or ItGtDIIG. IItIlC tat 24. Ilack D. ~ t~. rlan ~. Section 2. K19hlaaot '.rk .1111 and Dra..1 Hille. ".d Pia" bal~ r.cucdad I" tbe ~rl.nd Coufttr .~r.e"a Offlca lA Plan ~ " .... JI. n."lnq t"r~ .r.ctad · .1....1. 01_111"" """.. It... 611 ..... ...._. ..... C\oalroerl...... ..."...th.llh. .. 126 IIU _ " UNDER AND SUBJECT, to building .nd u.. r..triction. .pplic.bl. to lot. .hown on .aid Plan ot Lot., a. r.cord.d in Mi.c. Book 114. Pa9. 112, CU.b.rland County R.cord.. BIING the .... pr..i... which Richard A. B.rr and B.th B.rr, hi. wit., by th.ir d..d d.t.d Augu.t 21. 1991 .nd reoord.d in the CU~.rl.nd County Record.r ot Oe.d. Ottice in Book G-3'. Page 184, 9r.nt.d and conv.y.d unto Rich.rd L. Pol.n. Jr. .nd T.r..a I. Pol.n, hi. wit., the Gr.ntor. h.rein. ~ITHIR with .11 and .ingul.r the building., i.prov...nt., way.. .tr..t.. .ll.ye. p....g... w.t.r., w.t.rcour.e., right., liberti.., privil.g... heredite..nt. .nd .ppurt.n.nc.. wh.t.o.v.r th.r.unto belonging. or in .ny wi.. .pp.rt.ining, .nd the r.yer.ion. .nd r..aind.r., r.nt.. i..u.s .nd protit. th.r.ot, .nd .11 the ..t.te, right. titl., int.r..t, prop.rty. cl.i. .nd d...nd what.o.y.r ot th.., the .aid Gr..tor.. in l.w. .quity. or oth.rwi.e how.o.v.r. ot, In. to or out ot the ..... !'O IIAft AIlD !'O HOLD the ..1d lot or pl.ce ot ground .bove de.crlbed, with the building. end i.proye..nt. th.r.on er.cted. herediu.8ftt. .nd pre.i... h.reby qr.nt.d or ..ntloned, .nd intended .0 to be, with the .ppurten.nce.. unto the ..id Graat..., their h.ir. and ...ign.. to and tor the only proper us. and behoot ot the .aid Gra.t.... th.ir h.ir. .nd ...i9n.. torev.r. And the ..id Graator. h.r.by cov.n.nt and .gr.. that they will warr.nt .paci.lly the property her.by cony.yed. IH WItHal. ....lOr, the .ald ~a.t.r. have h.reunto ..t their hand. and ..al. the day and yeu tint .tov. ,"Ut.n. Signed. SHied and lIallvered in t~e rrr-e ot ~~ 'I ,~ l./~ O~~~n. '/.MI-~~ TDIIA I. POUII fm r~~1 I I ( . UI " 1111 I!! ! . 't ., f I I ..'" - t....... Ii .1":'" : i ... 1"';'2J' , -: . ~, '1 t~ '''''' ".. : ,.- . ! ,. t. , , il ...... j I ,,~ . , II. to ."",-, .....,.., f!Eel,t!;,c ;t '." ".>~ II ' .... -" ~ .... 126 '-I 883 .. I COHllONWEALTH OF PENNSVLV"'NI'" COUNTY or CUMBERLAND : 88. On thla, tha 15TH day at "'U9uat, 1"5, b.tora .a, the und.ra19n.d ottlc.r, p.raonally app.ar.d Rlchard L. Polan, Jr. and T.r.aa I. Polan known to .. (or .atlatactorlly prov.n) to b. the p.raon. whoa. na... are .ub.crlbed to the within inatru.ent, and a knowl.d9.d that th.y .xecuted .... tor the purpo..a th.r.in contain. d pr.cie. r.eld.nc. and compl.t. poat Grantee. i.: 623 ParI< A_, IIew a-.rland, .--.. is. 1"5. (/.-1-,,- COHIlOIIWIALTH or PENNSYLV"'NI'" Agent tor ........ r.&ln.....W! ~. ... C:CUMTY or n JII) RICOAOm on U1la da 11 d.y ott::!. r. .}~t in the Record.r'. ttfjc. at the ~~ County, Vol, - , pa9.~ . Civ.n und.r .y hand and s.a~l t~~ said wrl tten , ....;/ ~ -'l.ve:.... . ....D. 1"5,,!_ 1 n Dud Book .!t:llL attic., the date above , R.corder "126_881 " ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOIlli FROM FORECLOSURE Tne CommOnwllalll1 01 P.nn,.,lyanca'. HomeowOf!Irs' Emergency Mongaoe,ASStllanc. Program may be aOte 10 t1elp yOU Read the 'oIIOw'"O nDllCe to rmd oul howlhe program workS II yOu need more ,"IOfmalion call1fl. PennSVlvanla Houllng Finane. Agener all 18001342-2397 La nOllkaclon 8n ad,UnlO 81 de suma ImpoftanCla. puts alecla IU derecho a cont.rua, \tI'~lenOO en 'u casa 51 no comprend8 et conlemdo de esta not.tlcaclon oblenga una l,aauCClon Irnmltdlalamenlellamanda .11. aoeo"'l (Penns.,.l...an,a HOUSI"t) F 'n.snceAgencYI ,In cargos al numefD meOClonaoo au,bl PU8Oe1ler e18Q1~e para un pt'eslamo por 81 prog/ama lIamado "Homeownms' Emeroencv Mongage Asslslance Program" " eual puede salva' su casa de la perdlda del deteCho a red,mll lu hlpofeca RE. .cCount No ACT91 NOTICE IMPORTANT, NOTICE OF HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM. PLEASE RIAO THIS NOTICE. YOU MAY IE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME 'ROM FORECLOSURE ANa HELP YOU MAKE FUTURE MORTGAGE PAYMENTS lDOC964~ ;~.;(lU~r. J;,. 1:]](. Dal. TO F"OM :-lljul C. (leLO"jiUlvlr, 'Ji; ,Jjr-.{ 1'\'w''6'nU~ ;;:t~\~ CUl:1:J(!l'l~n{j:;.... 1;(.7i. f;lrl1~?r$ rrust \'or,j~]IIY 1 ~~. ri10fi :)tl"l!f.-t ',.arll~lc. .Jt-.. ',,'1':' You m,v b, -'tglblt tor "M"clII ...jaIMel ttlIit will prevent foreclolure Oft your mone..f you comply with the prowlUOM of Ih, Homeowners' Em.r",nc.,. Mongag. AIII""'CI Act Of 1IU (tftI"Act'. You Ny be "~l"" 'or Ifft....ncy ,....paqry 'ISiltance if ,our ftfaullhll. bHft cauMCI b, C6rCum'tane.. be)'ond rourcontrOl, you~... ......... prospect Of rnu......)'OUt mortgage payments, anel If rou 1ft'" otfter"',tlMlttJ requ,,"*,ts ...1IItI..... b, If" Penn.ytvlnl. HoullnG 'Inane, Agenc,. ,......... an or IN, Nouel. It Con"I".," tlplIna1lon of rour rtgtttl. Under me Act. you If' entitled to 8 temporary Slly of loreclosurl on your monoage 100lnl1ty (30) days from the t1ale of IhlS NotICe Dursng '''1111'''' you musl arrange and af1end a"ac.lo-Iac.~ meetlnt;J wrttll 'IC)reStntatlvI of thlllendef. or IIIlth I 08SlQfta;ttd consUmtH credit counmng aoencv The purpose at ~I meetl1'lg l~ '0 &nempt to WO'" ()l.jl a tlltpa.,m.", plan. OIlQ otn8f'*tM sen. ,our c)thnquency nllS meeting mull occur In me n.., ~rty t301 days II )'01.1 atleneJ I tace-ro-IK' l'neehng 'IWIt" rn.1~. or .Itt't. consumer Cf~lt counseling aoenc'l fdentlr.e<lln ttllS ~IC., no lurther prt)CHdlng In mortgage toreclosure ma., ~tJ).. ~~. 10f' ''''''''11301 dayl ..... ft\e oaa. or this meet10Q The "am.. addrus and ItIePhOne nun'lOef at our representatl'lIe IS : 'lC'( 'j ~ ~'f1:.:;.i :rn . If '!i('";~ ..~. ...p~~ ><>_'r:l~.'~'. P'o. Lv1.; !l;-.::.~i-;. :J~ T..ephO~. ~umbet' TP'I" l'1a,rr",!!'f, Jdetelt.l.ll, ~ ~ numbers 01 (a)~eoconsurT\tf' CTealf COUMMhno ~..(..s, tS far~t1 .\".r ...,J j h ..~:I ....(,1 ,_-if; I:; i oJ, . . ..... 1,',)1...: '{ " on,,," "<< "wr~ tn ~ 0IllI 'a.-tO.teee"...... fOU 1flouQ ~'M tntt""" ,~~ ;;}t \19\# '-'"Q'nfIQl'lI "'n\d ""t.~...;to ~ ~.JOlit...,.t.-aroPI'Y pr"""f;!t'Y ~OfiJh"C...,g ~S!,.. 'eQuutI(J tar . peflOO Of ."est Il.ty reei GlvI ""e fOtM .~t',jT'1 ",.."":" .-1 ot~~')"" -' ,. 'lw~""C'1uQn~"""""..'f _. . J .,..".. 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"\~'.. ~ t-,. --"'--",~--' "....,,""'"-_..:...-J-_....,,_,: ACT 91 NonCE T~KE ACTION TO SAVE YOUR HOME FROM FORECLOSURE The Commonwealth 01 Pennsylvania" Homeowners' Emergency Mor1gaoeAsslslance Program may be able 10 help you, Read the 100low,"0 notice to rind out hOW the program WOfkS II yOu need more ,nlormallon call1he PennsYlva",,1 Houllng FtnanceAgency all (8001342.2391 La nOhl,caClon en adlunlQ es a8 luma Important,a, pues aleeta lu OerecM a caoMua, VIVlftnoo en su casa S. no comprend' 81 conlemelO de e51a notl'lcatlon oblonga una IraduCtlon Immealalamenle !lamanda esta agentla IPennsyl'olanta Housing FmanceAgencYI sIn cargos at numero menclonado arrIba Puedes 5er eleglble para un preslamo por 81 programa Hamada "Hom80wnftl's Emergency MortQageAsslslance Program" 81 cual pue06 $dIva' su casa deld pretdlda (Jet dertteno a redlm., 5U hlpol8ca. RE_ Account NO ACT 91 NOTICE ,MPORTANT: NOTICE OF HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM. PLEASE READ THIS NOTICE. YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE ANO HELP YOU MAKE FUTURE MORTGAGE PA YMENTS lC~\Q:;G.~l Date .It;:lt!:..t t;", lC,:...:. TO :h,S t ird FROM ;. 11ri'.Cr~ ~;I:!~:hJ:'.I: I ci 111 I rp it \:L/1GJ.li',' l'..... ... '1'" ,.. \:~~ "'I....' ..,../ "J"':', \... 1 ',.. I . .... . ,I " ., \:.11 ,,__ 14\. J tw.~.! _I . 1,1. I:tfr. ~,.rC'I:~t I...Jrllstl,:. t'! '~;") 'i i:' ~":' ;;':1.:: You maw b. .lIgibl. ror financial ..,I.talte. IMt will pr.vent 'oreclolure on your mongag. I' you compl, with tM proviSiona of IhI HOIMown..... Emero.nc, Mong.g. AIII,tanc. Act 0' "13 (1M "Act', You ml, bt ttlgtble,or emergency temporlry lMiatlne. If your ctlfwtt his Ctnn CluMCt by etrcum...nCII btwond your controt, WOU ftlw. I ruaonlbl. prospect of ,.'Uft'ling your mongag. payment.. end It you mHt otfter .liglblllty reqwrementt......Mc1 by tM hnn.yfYlnll HaUling 'Inance Agene,. P..... r.ad all of tftll Notlel," contalnl In 'Jptanlt1Oft of ,our rtg'UI, Under Ihe Act. yOu art .ntltled to 81emporary Itly at fOIec-tosur. on your mortgagl lor Irllny (30l days Irom 11'1. date 01 t"ll Notice OUl1"O 1t'1allrme yOU must arran(jB and anend a '1ace'Io.face" meeting wllh 8 replnen1alrve 01 Itlls lendet', Of WIlt'! a deSIgnated CO"lume, Cf8<Jll counselmg agency The curPD'. 01 Ii'll' mHtlflQ I' to attempt to wOrK out a repa"ment plan, 01 to othefwlse setlle your deftnquency ThIS I't'lff1lng mult occur In the ne.t thirty (301 da", II yOU anena a lac.-to-tace tneellno Wilt.. this Iendef'. Of _fin. a conll\.lmer Creall counsettng agenc~ ldenflfled In this notiCe. no further ptoceedlnQ U1 mort;ag, fofeclOsure may talo:e place tOf' 111/11'( (30) days an., thl oat, at this mtelcng The ~amel a~ess.~ 1~one numbef 01 our represe"tatn,. IS: ,,'~';,~ I. '1i.::Cnl ~Ur. ~\. il~ ~i~ ~rr;et ...'..;rlj~ll", ;JJ.,. ~~-;113 :1;....~41-;7Sj re'itphon, Nvmt>ef Th. namelS!. addressl.'!. and pt'IOt\t' numbers of (al dfttgnilteG co.ntui'ftef crec:Jtf CounHI.ng ~Vjle"l .s live} \'\;C:. ~o~ ,. S:re~~ '';:r'll:: i ,~ r i\.. 1 ;:'23 il tS on'. nllKiSHr) 10 ",~ 0f'Ilt t.c.fO-tk. ....411'9 YOu I~ Jd\r>H m,. ~ ~ry of ~-out ~ -'Ouf /T)Qft;a~ 'I "" .:tPf..,rt~~fiave ,...., to PlV ~ ~~ot prlfl('_~~_.t r~ "'.Jf I ~ of,. teat ...ty t6Ct day, T,,-~,.:;.r.. .~""""'~~ of~dellf\QUen('\". ".},l"..~. . ~ T'.~>n(~'N~ } ",~ ""i ~;''--f'~,",'.'' ;,? "~,,,~.i '.~'-~""<-" !(." "'f'--, -l.'....."il~ .,~ :to!.,..., ie.,; "f')' .,:r _~:~. ';'q'.'~" "" . '. -. '... - \. ~ ..... . - ... . ... -" ..' . . , ,,;.~ -, ,'~ f., .. .. . . _ .. ' II '. I. .. . . ,,-,', ..-1., \ ~ I .... 't-)~ ,,! t,'; J;', "'i:t\:l' .,,(tfl~III" .'w ~ ""au!' h:llfffo4, ~~.~_. , ..;N. ...~. r'@'1 .-*"..J r. l;.~~!"'~ ""-. i!\'~" ~ "'lft ","Jv" ~..'.-~ '-'-' ~ \~ ~.. tl'"'4t...-.,Ft N2 ~ \'Qf n~.. 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'tfIl'l'Wo' ~'t:,~~~.. ,)-4...> ."".,f....'.; ,",' - <,..-.. _.~~...~.~ ~'-""I>;"." -.';,- '<---'t"""" f-""-~ _~'l~~""_ ...., -......"..,. \.,....-. .,," tv "'"",,(''I-.,Jr-\'"'' .,'{/F"".,-, .,",,,..,. ~ ...~'""~ ,';;~'" ~;~J!'", ~~, ~ "'.. ~-'~. .,-,...~~-" ,.,,4' ;."" ',,"'" ~"..", +'. . .."^~.,,,..~: i"~'",,"" ;0.,...., '*~'Ill'o' ""'t> ,;<iIl".,.--....,..~."'....1o; ~-.,,'I/"'l."'......,. .~'j, ....u ,>~, ~'1S"!l Or' -~_. -t ,_. ..., '... .. ,..,,0"', fll'T' ,:11>.'-" ...~~,.".,>i....-"* ..","~"...;1t'L~ '".,f'-i!'\-.,..._,..t>.;...._-e;~.~.-Lz.,. *'"..;-....'i'.......(,...~..:;;t,.-;l1l-""'': ...,-,,>, .,~,-.>:....._......~~..._~'~,_..,,,.+-#'~.,.. >- . ~ 'l'.' ~',*-.'. \'~ ,'fh~. .".", ~ .,.:' H. .~ .-$._~';"'" ).' .""'-'" "'~'.~~.",, ,'" ">i' ,,*",.~, >;1''''.J. ""''"i''f''~'':' *.,........~"it '. "!!\~* .-';" ,\~ 1:",.,-", :"...... ~;,_~_,. ,....""-\/' ~"t ~,~'" .....,."*'......,\l *'~..."'.:..~.. ,~.~~~ ~~ "', ~',_ t-a.:, \,' ~'N'~,...~-iIe".. If.....,""'t...,..~._~ . .'H:t' '....:',\.."'.",: ,",.'-"I':>C-,' ""~'. '* \'1".,. .~.~,~ .".~",.. '<-.,'"'.... "'1", ..-,,':~ t'.., It ...,~.t '+-;J!>' ,.'-'~ ....,."lIJ '...JI><.", -", ar,-,--"" ",.-'-'-- -iolt *,-.e'--~-':-..;l. ...'....i!- h~...!to""-A .xl"" ,\~.,". N....,..' -,'... ~'..""_" .,., ".~.",.,. .,':--}' ''',*'''-.<ilo.."~ ~"...~,,.,, .....-tt<-~~,... '''",...1.,.... \...--". 'h.",'...", "_'he' ,,'j! 'Jf"t'l ljil~ --'11-,,,,,,,~ ,,,,,,<t ",,~.... ~'..'", ,.....~4 h!! ~_~"*'C"~"",-~ __+:',.;.., , ',,,,,"~ "-.,. ~ ,. 'he',; , i-- ~ ,...\ -...,..",....", .m~'~. L~__...........-;:.... '.~ ~', . - " NOTICE OF INTENTION TO FORECLOSE MORTGAGE TO: Paul E. deChamplain l),C ~ark Ayenue New Cumberland, PA. 17070 Oale of NOlice .~~U!luS~LJ.~2L 10009641 Loan No. ______.. The MORTGAGE held by .l.ar:r:1('rs_Jruli_t._____._..~ (hereinafter we, us or ours) on your property located at 623 P!l.r:k. Ayenue ~r.umberland PA. 17070 -~-~_._____..____...__.._..__ _ .. ...._._.._,..__d_w..__~___~ IS IN SERIOUS DEFAUL T ~ecpuse you have not made the monthly payments of $ 582.51 forthemonthsof June 1090 , ~.!LI99(j ,and Aunust 1996 and/or because Late charges and other charges have also accrued to this date in the amount of ~t)/. .:b . The total amount now r~ui,~ed to cure this default. or in other words, get caught up in your payments, as of the date of this letter, is S 1834. ,,9 . You m~ll"CIJFf( this default within THIRTY (30/ DA YS 01 the date of this letter, by paying to us the above amount 01 S W;4.o9 , plus any additional monthly payments and late charge which may fdll due during this period. S\lch pa'Lment must be made either by cas/>, cashier's check, certified check or money order. and made at Fdl':::ers Trust ComQi!!11....J..Ji.....lti cll..strJN.LCa.rli.s.le~ '!'^. 1701 ~ . If you do not cure the default within THIRTY (30) DAYS. we intend to exercise our righr to accelerate the mortgage payments. This means that whatever is owing on the original amount borrowed will be considered due immediately and you may lose the chance to payoff the original mortgage in monthly installments. If full payment of the amount of default is not made within THI RTY (30) DAYS, M' also intend to instruct our attomeys to start a lawsuit to foreclose your mortgaged property. If the mortgage is fOll!closed your mortgaged property will be sold by the Sheriff to payoff the mortgage debt. If we refer your case to our attorneys. but you cure the defilult before they begm legal proceedings against you, you will still have to PilY the reasonable attorney's fees. actually incurred. up to S50.00. However. if legal proceedings are started against you, you will have to pay the reasonable attorney's fees even if they are over S5O.oo. Any iltlerney's fees will be added to whatever you owe us, which may illso include our reasonable costs. If you CUll! the default within the thirty day period, you will not be required to pay attorney's fees. We may also sue you personally for the unpaid prinCIpal balllnce and all other sums due under the mortgage. If you have not cured the defllult within the thirty day penod and foreclosure proceedings have begun, you stili ~Vf! the right to CUll! the default and prevent the sa~ at any time un to one hour befof'fl the Sheriff'r foreclosure sale You may do so by paying the total amount of the unpaid monthly P41ymentr plus any lare or other charges then due, as well liS the f'fIlISJ)IIable attorney's fees and costs CDnflt!Cted with the 10rec1OWll! ule and perform any other 'OQUIn!' ments unde, thf; morft~. It i, est""lIted that the earliest date Ihllt such a SherIff's sale could be held would be appro.,malelyc'OY. 1 ,_9E-.... A notice of the d.1te of lhe Sheriff sale WIll be sent to you before the sale. Of cour~, Ihe amount needed to cure the defilUlt will increilSt' Ihe longer you!l'ljt'J~.'11'X find out lit any time e.actly what Ihe r(!Qu.red payment WIll be by calling us at the follOWIng number ' ,-, __'::.:...2::.. Thi, payment :null be to cash. cashier's check, ct'l'tlft('d check or money order and made payllble to us lit Ihe addreu stated above. You shOUld 'uhle Ihat II Sheilit', sal4! w,lI end your llW!1l!rship of the mort~ pr~ty ind your rtght to r""'II'" ," 'I If YOu fa"t",U\! to hVI! In the property lift" the ~"ff's 501I1e, lIl_su,t could be UlItted to tNlCt vou You "a.e add.lion.' rights to help protect ""our ,nttf\!U In tile ptQpl!rty YOU HAVE THE RIGHT TO SE lL THE PROPERTY ro 08TAIN MONEY TO PAY OFF THE \tORTGAGE DE8T, OR TO BORROW MONEY FRO"" ANOnlER lENDING INSTITUTION TO PAY OFF THIS DE8T YOU MAY HAVE THE RIGHT TO SELL OR TRANSfER THE PROPERTY SU8JECT TO THE MORTGAGE TO A 8UYER OR TRANSHRH WHO WILL ASSUME TuE \&ORTGAGE OEllT. I'AOVIOEO TIlA T All THE OUTSTANDING PAYMENTS. CHARGES AND A TiORNEY SHES AND COSTS ARE PAiD PAIOR TO OR AT THE SALE. AND THAT THE OTHER REQUlRf MPHS \JNDE~ THE MORTGAGE ARE SATlSFIEO CO~TAcr US TO OETERMINE U~OER WHAT CIRCV" S;A~ct$ THIS ~IGHT MIGHT (XIST YOU HAVE THE Rlt}HT TO '~AVE TlitS OEFAUlT CURED 8'1' AN\' HH<D i'.\Rt'o ACTiNG ON yOUR BEHALf ~OU '''"Vt HH R'GHT TO ASSERT llllT"E H1flEClOSUR( ,'i<,'I:HOJ'\-.;', THE !Ij QHAm l' OR M.'I- OTHffl OHf,.."( lnU "A\' HAVE to -~.((!-t_fi4-.\r~':.~ OR f .....,. ".' .V'h I "" i'\,," t,-, 'v, I >'~";~ ", ,~#'-"'> ),_~."'i" ~-,,~,- ''''','''''~ ~f:' ,f _~~t rtto"..ti:,..-t ~:;.f '''*--0,:;>''''' ..()"tl-\"i't L - .-~> _:;''' ., ~{''''' , -~'-"M :~1- ~~~"y ("'f".~<d,lJ 1i ~J~ ~~ .' '.. rJ' \ .....\-. " ....\ \ \ , ... .. l, - . NOTICE OF INTENTION TO FORECLOSE kI0f!r:~AGE TO ~lJ tIn;, \. ,\'nii1~Dl,:lIl __~~~~:~: ,\Vf.nt1,c) ;;2~j Cll ~:,,'rllHH; I',ft,. 17nj,' Date of Notice I;U!:!U~t . LG ._. ~~u.. Loan No. JCQO~G~! The MORTGAGE held by_. Ferners Tnlst . _.__ (hereinafter we. us or ours) on your properly located at -!.l21 l'~rl'. Ay.enu:l. ~.~__.___ 1':(<11 CUI"L;crlanc:, PII. 1,07,,) ,-.._-,-----".,--,,--,._,-,,--~- - -----,...--- e,..... :. IS IN SERIOUS DEFAULT because you have not made the monthly payments of $ JU_' .,1 far the months of ~~J~;",.~~.___.._...._. ._._.J.!!lL.199~_. and i~U(,U~ t 1~. :';.', andlor because ____...._..___ ______ Late charges and other charges have also accrued to this date in the amount of~b7. Ji. . The total amount now ,~~~ui~~.d to cure this default. or in other words. get caught up in your payments, as of the date of this letter, IS S _L',.)_~~,.::........_. You may.cure this default within THIRTY (30) DA YS of the date of this letter, by paying to us the above amount of S __..1',';:'.,..,,-':'...___, plus any additional monthly payments and late charge which may fall due during this per~~d'=~~~~~?r!?-~I11~S;~~{B~!~:~e:~1~~c~_t~<;~ati~{~5~~~(:k: CJ~ifir!~~~eck or money order. and made at If you do not cure the default within THIRTY (30) DAYS. WI? intend to exercise our right to accelerate the mortgage payments. This means that whatever is owing on the original amount borrowed will be considered due immediately and you may lose the chance to payoff the original mortgage in monthly installments. If full payment of the amount of default is not made within TH I RTY {30t DAYS, WI? also intend to instruct OUT attorneys to start a lawsuit to foreclose your mortgaged properry. "the mortgage is foreclosed YOUT mortgaged property will be sold by the Sherdf to payoff the mortgage debt. If we refer your case to our attorneys. but you cure the default before they begin legal proceedings against you, you will still have to pay the reasonable attorney's fees, actuallv incurred. up to SSO.OO. However. if legal proceedings are started against you. you will have to pay the reasonable attorney's fees even if they are over SSO.OO. Any attorney's fees will be added to whatever you owe us. which may also include our reasonable costs. If you cure the default withi" the thirry day period, you will not be required to pay attorney's fees. We may also we you personally for the unpaid prinCipal balance and all other wms due under the mortgage. If you have not cured the default w,th,n the thirty day period and foreclowre proceedings have begun. you srlll have the right to rore the default and prevent the sale ,t any time up ro one hour l>>fore the !iherifrs foreclosure sale. You may do so by P4ying the rot,1 amount of the urfP4id monthly P4ymentJ plus any late or other charges then due. as well as the reasonable attorney's fees and costs connected with the foreclosure sale and perform any ather reqUire. ments under t"f mor~. It is estimated that the earliest date that such a Shellf!'s sale could be held would be appro.,mately'f.,v. ;,,~~.__. A notice of the date of the Sheriff sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you walt. :>';ou mfi find out at any time exact'y what the reqUired payment Will be by calling us at the following number 71, - "~~..~~. This payment ;nust be In cash. caslue,s check. ceHlflt!lj check or money order and made payable to US at the address tlated above. You should 'eilhlf thilt a Shell"', sale w,lI end YOUf owner$h.p 01 the mort\llll(!d propt'fty and your rlghl to reola,n ,'1 " II yOU COl't.nue to I..e '" the p,operty afte' the She.."'s sale. a IlW1Ult could be started to fVlCt you You hilYI! add,toonal .i\t>ts to h~p protect your .nterest.n the prooerty YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT. OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT YOU MAy HAVE THE RIGHT TO SELL OR TRANSFER THE PROPERTY SU8JECT TO THE \lORTGAGE TO A BUyER OR TRANSfeREE W~O WILL ASSU\'t TilE "WRTGAGE OE8T. PROVIDED THAT ALL n'E OUTSTANDING PAYMPHS. CHARGES AND AnOR'.nS H(S AND COSTS ARE PAtO PRIOR TO OR AT THE SAlE. ANO THAT THE OTHER IUaUtRl.' Mr'.jrS UNDER THE MORTGAGE A.RE SATlsnE.O CONTACT US TO aETERMINE UNOER WHAT CIRCUM S r "'\([$ THIS RIGHT MIGHT OmiT you HAVE nlE RIGHT TO HAVE THIS OH AUl T CURED BY ANY TI1'''D "Anty ACtiNG ON YOUR IUHAtf YOU HAVE HiE RiGHT TO ASSERT I/o; THE fORECLOSURE FReCt! [';',,,5 TliE NOl\i [X,ST OR Mn OHln\ OfFENSE 'y(HI MAY HAVE Tn .lU;!d""r;ON OR H~!UCIO$ IDC1l1Iln ~ ,,,'''t, " :""""fJ~ ,-",,,.: I .......;..,J.. , '\:..t..,-l";"'~~",':.-\ J'~ ~ :"di~',-f(:;..t"\Jt, ~'O; ';;'~f''\~ U(l\\~'\;\' .f -,.",~ "-','''it ~-p"h.., '''1'~ ~.'; ~\f\ "'r~'1!' ~-n-'r~ -,., ,V". ,- ,~;-~'f'-t_1,~f ,t'_:~'"