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:: IN THE COURT OF COMMON PLEAS *
ul Q
I!I OF CUMBERLAND COUNTY .,
~ *
:' STATE OF _, PENNA, :
$ .
. .
~ 'l'II0MAS M. DoN IaCO, .
~ Plaintiff r\ I), 9Ci~536.1."""""" It) *
,V"I'''I" .
JiI alllln.EY A. DoNlaCO, *
JiI Dofondant *
iii ~
~ $
Jill DEe R EEl N .
:\ D I V 0 R C EJ &?,,)5 P;V1 .:
. '11_ '
~ ANDNOW,Y'i!P,t:4HY""~,."".,, 1997.." It Is ordered and jlil
l!I _~
u decreed that ,:l:~C;>~l!l,~, M ,', peN ~s,"(? , " , , " , , , ", '''''' plaintiff, I_
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$ and,,,. ,~~~,r,1l?Y..I\...~~,Nis7?""""""""""""...."" defendant. 1*
: are divorced from the bonds of matrimony, ~
~ The court retains lurlsdictlon of the following claims which have ~
$ been raised of record In this action for which 0 final order has not yet I:
$ been en tered; i ~
iii "..r~e, ,terms, ,of, th,c, ti?tt;lelU~J!~, ^qr~eJn,!nt, d,,!~~d, ,LO,orn p,qt\,/!3,c,t1, ~ ~
JiI tI 'i' : ~
.:. ".~ 1l~ p,!rt,lC,,,!.. B, ,ln~~rpl?l'!ltq~. in!;\l. .tlll.!l, rhv\lr,~<lPp,cr.QC,.."""" I.
I!I '''~l<1 ^qreement 13110:111 not. l11er'lo wIth, but sh(\ll Burvivo this ',Iw
.:. Dlvor '0 ocroe. ~
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TKOMAS M. OeNISCO/ I XN THm COURT OF COMMON p~mAS
I cUMSmRLANO COUNTY, PBNNSYLVANXA
Plain.tiH I
I
V. I NO. 96-5361 CIVIL
SHIRLmy A. PeNXSCO I
I
Pehndant I IN DIVORCE
STIPUL~TION 'OR INTRY 0'
QUALI'I.D DOM.S~IC a.LATIONS oROaR
'l'h~ parties, by their counsel, hereby stipulate to the entry
of a Qualified Domestic Relations Order in the form attached
Exhibit A.
"
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"
'rHOMAS M, lJuNUICO, I IN TH~ COURT OF COMMON PL~AS
J CVMa~RLANIJ COUNTY, P~NNSYLVANIA
PlllintHf J
J
V, J NO, 96.5361 CIVIL
SH IRLIiI'I A, lJeNISCO J
J
lJi!lfendllnt J IN IJIVORCU;
QUALIFIED DOMEST~C RlJ:t,ATIQl'IS ORDE:~
WHEREAS, the parties to this acticn were married to each
other on August 4/ 1979, and have lived separate and apart from
each other since August 1991.
WHEREAS, this Court has p~rsonal jurisdiction over both
parties to this action and jurisdiction over the subject matter
of this order in this divorce ar.tiont
WHEREAS, the parties to this action and the Court intend
thia order to be .a qualified domestic relations order as that
term is used in the Retirement Equity Act of 1984, P,L. 98~397
(hereinafter a "QDRO") I and
WHEREAS, this QDRO is intended to meet the requirements of
Section 414(p) oF. the Internal Revenue Code and S~ction 206(d) of
I::he Employee Retiremenl:: Inccme Securil::y Act of 1974 ("ERISA"),
enter I::his order.
WHERE:AS, I::he parties have conSflnl::ed that the Court shall
~
by the Court this ~
l'IOW~Hf~ORE, IT IS HEREBY ORDERED
day of ~_, 1997, as follows J
Exhibit "A"
1. 12J:Il.lJ:1..l..tJ.wa. All ulIed Ln thill ~rder,
(n) The term >>PartLcipnnt>> m~anD Thomas M.
OeNisco, socLal Suaurity 052-42-2311, whose last known
addreBs is 5111 Inverness Drive, M~chnnicBburg, Pennsylva-
nia, and whose date of birth is Oecember 11, 1949.
(b) The term "Alternate PA~ee>> means shirl~y A.
Oe"isco, SocLal Security 07e~40-7640, whose lost known
,
address is 103 Steppingstone Lane, Orchard Park, New
York, and whose date of birth is August 1, 1947.
(c) The term "Plan" means thtfl retirl\lment plans
and trusts kllown 8l!l the Ki=MG Peat Mat"llick 401 (k) Plan.
(d) The term "Plan Adm!.nistrator" means W. M.
LynskllY. Senior Director, '"hose address is KP~la Peat
~lar'"ick, Three chestnut Ridge Road, Mor.t'/ale, HetH
Jerse~ 07656-0435.
2. The ~lternate ~ayee is Shirley A. OeNisco.
3. This order is entereli !;:ursuant to the provisions of 23
Pa, c,S..i\. ~3S02. gcvernir.g t;-.e di'Iisicn cf marital property
bet'"un IlpOUSt1lll in cli'/crce ac:i'::ns, "::his o;;PRO rehees to thtfl
prc'Iisicn cf alimcr:/ pai'"'enr;s ar.d/or marital pr'~per':y rights of
the Alternate ratee, who is the spouse cf the rarticipant.
4. This order hereby creates and recogn:~es that as to the
Plan described accve. the Alter~atl\l ?a~ee is awarded a One
Hundred E'ercent (j"j 'JIr) interesr; in r;he llar':icipar.t' ill acc::'Jed
4~:i~1 p:an ex~st~ng :~ :h~ da~e :ha: ~he Cecrge was e~cered,
.
.
Pnrtiaipant husnQ intQr~st in th(s uaid 4011K) plan aft~r the
ontry of this order,
5, From and aCt~r thu date of. this Order with r~speot to
the Alternate Payee's intereot in the Plan created and r~cogni1.od
in Paragraph 4 of this order abov~, ehe Alternate P6y~e sh.ll
have the sole and exclusive right to the extent permitted by the
plan tOI
lal HaWI distrib~\ted to her, her One Hundred
Percent interest in the plan as soon as practicable,
regardless of whether ehe participant has terminated
employment, provided that her interest in the plan is
fully vested and is not needed as security for a plan
Loan,
,
(bl Have the right to d~rect the PLan Adminis-
trator of the Plan to transfer or roLL over her
interest in the PLan to another plan of which she is a
participant or to an Individual Retirement Account for
her cenefit cr to the administrator, trustee or
custodian cherecf, and
(c) Have the right to designate ~he beneficiary
cf her interest in the P~an in the ~vent of her death
without r~~ard to any beneficiary designation made by
the ~a~:~c~pane.
~ ,
:?1I!!~d~~a :.e':e:-m:'::.at.~:t: :::-/ '::-.'! j::an Adm~~~scra'::r .:~ the
- .
?~an as ':0 'Nh-a'::-.t!~::r :--.I':t:. '::.:"5 ~:'i~r :'8 a ':r.1a.!.:.~ :.~-i ~cmest:~c
, '
rulationa order, th~ Participant is dir~cted to honor such
written directions and instruations as ho may receive them from
the Altornate Payeo'na to tho matters set forth in supparagrnphs
S (a), (b) nnd (cl llbove '/lith l:llBpoct to the Alternate Payee's
interest in th~ Plan created and recogni~ed by Paragraph 4 of
this Order and to e~ecute and deliver to tho Plan Administrator
or other appropriate offi~ial of the Plan written instructions to
implement Uhe Alternate Payee's written instructions to the Plan
Administrator 'i/1th respect to such matters,
7, Nothing contained in this Order shall be construed to
require any Plan or ~lan Administratorl
(a) To prOVide to tho Alternate Payee any type or
form of beneH,t or any cpcion not otner'i/ise available
to the Participant under che Planl
. (b) To provide to thO} AlternatoJ Payee any type or
form of benefits which a~e required to be paid to
another alternace pa/ee ~~der another order determined
by the PLan Administrato~ to be a qua:i~ied dcmestic
relacions order before this crder is determined by the
Han Administ.rat,or to be a qualified dcmest.ic relations
order,
8, The Alte~nate Payee shal~ include all ret.irement
'cer~ef!.':s ~ece!."ed i::~ (:.'!r plJ.rs'.ai.~C ':~ t:r.:..s~r:.e:: as And '..,hen.
recei'ted i::y hl.lr in her gross i~ccme a~d <::"11'1 Participant need. nee
de SC, :c~ t:",e pur~cses cc Sec::.ct".. 7: a.r.d ~rJ:' I:a) (:'1 :Jf t:he
. ~ .
Internal ~QY~nuo Code, the Alternato pnyeo nnd not tho Partici.
pant shull be treated ns the distributee of any distribution or
puymllnt mude to hl8r by any Plan pursuant to thilJ Order,
9, CopieG of this Order shall be sent by ordin~ry mail by
counsel for the Alternate PayeQ to the Plan Administrator, who
shall pursuant to ~9 U.s.C. 5l'j515 (d) (J) (0) I
(al prompt.l'/ not.ify thO! Participant., the Alter".
nate Payee and any other alternate payee ofl
i. Th~ receipt of a copy of this Order by
the Plan Administrator! and
ii. The Plan's procedures for determining
the qualified status of domestic relations orders!
(p) Wit.hin a reasonabLe p~riod of time after
,
receipt of a ccpy of this Order, determine whether this
Order is a qualified domestic relations order and
notify the Court, the Pa~:icipant, the Alternate Payee
and any ether alternate payee of such determination!
and
(c) Pending the de':.el:'minat.!.on of 'ilhe\::.el:' Ol:' net
this Ordel:' is a qualified domestic rela\:ions ol:':l.el:',
sOiregate in a separa~e account in each .lan or in an
escrow account the amoun':.s 'I/hioh 'I/ould ha',e ;;een pay"
able to the Al\:e~nate Payee during such period i! this
'::rdet' had coosn :l.etermined ':.0 cO! A qual.:.!ied domestic
- 5
-,
"
TJ-toMM M. peI'lISCO,
Plaineiff
11'1 TJ-tM COURT OF COMMON P~~AS
CUMB~R~ANp COUl'iTV, P~NI'ISV~VANI~
NO. 96.&36~ civil Te~m
v.
SJ-tlRl;IllV 1\. peI'lISCO,
Pefendant
CIVIl; ACTION - PIVORC~
,alaClPI TO T~~MIT RICO~
TO TJ-t2 PROTHONOTARY I
T~8nsmit the ~eco~d, t0gethe~ with the following
info~m8tion/ to the Cou~t fo~ ent~y of a Pivo~oe Peo~eel
1. G~ound fo~ a Divo~cel 23 pa, C.S. 53301(C) ~ Mutual
Consent . Ma~~iage i~~etrievably broken.
2. Date and Manner of Service of the complaint I
served by certified mail, restricted delivery/
~eturn receipt requested on or sbout octobe~ 4/
1996, Return receipt was signed by Defendant/
shirley A. DeNisco on October 17, 1996. The Proof
of Service of the complaint was filed of record in
the Office of the prothonotary of cumberland
county on october 22, 1996.
3. Date of Execution of the Affidavit of consent Requi~ed
by Section 3301(c) of the Divoroe Code I
ay Thomas M. DeNiscOI January 24/ 1997
ay shirley A. DeNiscOI January 30/ 1997
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"2.~h.
THIS MIUlIEMJ::Wl' made this ,.2':L._ ciay of Jl1nUl1r'l, 19117, by ,
and between 'l'HOMAS M. PIt:NHlCO of 6111 Inverness prive,
Mechanicsburg, ~ennsylvanil1, (herQinafter referred to aa
"Husband"), and SnmLIt:'f 1\. DENISCO of 103 Steppingstcme
~ane,orchard ~ark, New 'fork (hereinafter referred to as "Wife~).
WITNESSETH THAT!
WHJ::REAS, Husband and Wife were lawfully married on August 4,
1979 at Lllckawanna, Ne'lI 'forltl
WHEREAS, no children have been born of this marriage,
WHEREAS, dJ.fferencea hnve arisen blltween Husband and Wife in
consequence of which they have been separate and apart:. from each
other since August:. 19911
WHEREAS, Husband and Wife desire to settle and determine
their property and marital rights and obligations, including
rights to support I
NOW, THER~~ORE, the parties, intending to be legally boun~
~ereby, do covenant and agree an followsl
1. pEPARATIONI It shall be lawful for each party at all
times hereatter to Li'/e Beparate and apart from the other party
,
at such place as he or she may from time to time choose or deem
fit. The foregoing provisions shall not b~ taken as an admission
on the part of either par~y of the ~awfulness or unlawfulness of
the causea leading to their livins apart,
~ .
EXIlI13I'r "^"
, .
;l . .lllmnl!~' 1r.1Ich pn~.ty ahnll btl f.retl from int'llr-
ferena.,. authority, o!Ind <;ontllCt by the other, ll/J flllly liD if he
or ahe Wer" /Jingle Rnd unmarried I'l:>lcept an lIIay ~., neceBlSllry to
carry Qut the provisiona of this Agr"elllent,
3. kfIll'liJ'S OlEml Jr:<cept as otherwise allt forth herein,
Wife represents and warrants to HUDband that ainoe the Beparation
sh" has not contracted or inourred and in the future will not
contrac~ or incur any debt or liability for which Huaband or hia
estate might be reaponaible ane shall indemnify and aaVe harmless
Husband from any and all olaims or demanda made againlllt him by
reaaon of. obligations incurred by her.
4. ~USBANO'S OEaTS, Jrxcept as otherwiBe Bet forth herein,
Husban~ reprelllentB and warrants to Wifn that since the separation
he has not contracted or incurred and in the future he will not
contract or incur any debt or liability for which Wife or her
estate might be responsible and shall indemnify and save harmless
Wife from any and all claims or demand a made against her by
reason of debta or obligations incurred by him,
5, MUTUAL RELEASE, Subject to the provisions of this
Agreement, each party has released and discharged and by thia
Agreement does for himself or herself and his or her heirs, legal
representatives, executors, administrators and asaigns, release
and discharge the other of and f~om all causes of. action, claimB,
~
01. -
.
rl.uhto, 01: cllllllunds, whutoollVI.H' ill luw 01: f/)'1uity, which (Iithur of.
tho pnrtilds (lVI,r hoel ot' now hnll n~,nitlllt thu othl!)l', tlxcept f.orl
(a) any or all ClIl\II1" or o:JIlUtlOB of. nction r.ot'divorcel (p) any or
all CIIUtlell or. nction f.or bruach of ony prOVilliotlll or. this
Agrol/lment.
I,i. Hml~~HOLD (IOODS /\NO TANGIDr/1i: PlElWPl'IAL PROPEBn'
Husband does hereby transfer, assign and Bet ov~r to Wir.e allot
hia right, title and interost in and to all household goods and
tangible personal property in the posa~s~ion of Wife aa of the
dote of thia agreement. Wife does hereby transfer, asaign and
set over to Husband all of her right, title and interest in and
to all household goods and tangible personal property in the
possession of Husband as of the date of this agreement.
7. AUTOMOBILES I Husband agrees to and ham transferred to
Wife all hia right, title and interest, whatever it may be, in
any and all vehicles currently owned or leaaed or titled in the
name of Wife. Wife agrees to and has transferred to Husband all
her right, title and interest, whatever it may be, in any and all
vehicles currently Leased or t1cle1 in the name of Husband,
e. SANK ACCOUNTS,
(al Husband does hereby transfer, assign and set OVer
to Wife any and alL bank, sa'I1ngs and loan association, credit
union or similar financial institution accounts currently main-
- 3 .
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tQine~ in tho name of Wir.e alon~.
(b) Wife does herQby trnnsfer, Resign and aet over to
Ilusrand all or. hllr right, titlu alld intot'l!lllt, if any, in any
bank, savinga and loon aasociotion, credit union o~ similar
r.inancial institution account" cur~ently maintained in the name
OC Husbllnd.
9, , IRA ACCqUNTS I
(a) Husband does heroaby t~ansft;l~, aasign, !!Set over and
~eleal!1e to Wif,e all or. his ~ight, tith and intereat in and to
the IRA acoount in the name of Wife inveuted in t.he M~'S Emerging
a~o'l/th Mutual Fund (cunent value approximately $1l,59l).
(b) Wife does hereby tr.ansfer, assign, set OVer and
~ehase to Hu!!Sband all or. her right, title a:td inte~est in and to
the IRA accounts in the name of Huaband invested in the MFS
Emerging Growth Mutual Fund (cu~~ent value approximately $ll,743)
and in the Phoenix Capital App~e(liation, A~e~ican AMCAP and
Ame~ican Income Funds (cumulative cur~ent value app~oximately
$97,;23l) .
ove~ and
(c) Huaband does hllreby agree to t~ansfer, B3sign, set
+h\M ~ () ~_____
reluse to 'I/ife the following ~ -IRA ~unts currently
maintained in the name of Husband I
l. The 'Phoenix aalanced Fund IRA With an
approximate cu~rent value of $34,053/
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~. '1'116 Amltricl1n IllVllat.llIllnt FlHld IHA with nn
approxilllate aurrent v~lUa of 'JO,528, Ilnd
3, The Phoenix Growth Pund IRA with Iln
approximate vnlue oe '~8,J48.
Husband and WifQ sh~ll execute ~ll documents necesllary for the
tnx frae tratlSfer of the aforasaid I~A acCQUnts to the lll!lmll of
Wife. The transfer ah~ll bo effectacl an soon as possible Gfter
the execution of thia agreement.
10. PEAT MARWICK >lOll{ l\ccolJN'rl Husband is II participant in
the i?eat Marwick >l01k plan as a result of his former amployment
by that firm. Ha currltntly has an aCCQunt in that >101k plan with
an approximate current value of '125,00\0\. Thlt pnrtilta herltby
a~ree that the entire balance of the said Peat Mar.wick o\OlK
account in the name of Husband shall be transferr.ed to Wife
pursuan~ to a Qualified Oomeatic Relationa Order. Tha parties
shall enter into a stipulation for the antry of such a~ order by
,
the court at the time a divorc~ decree is entered. A copy of the
stipulation and order is attached. as Exhibit: "A". On Oer,:ember
23, 1996, HUsband repaid the existing loan owing cn the 4Q1K
account in the amount of $3,097 as part of this settlement
agreement.
11. mT MAP-W!CK ~rO~-OlJi\LInED PLA;'I1
participant in a Peat Marwic~ non-qualir.ied
Husband is a
retirement plan as' a
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rouult o~ hiu ~ormul: ~mploymellt by that firm. Wife hereby
tronuferll, 6BUigll~ and u~tll over to Hu~band uny and all right.
title and intel.'Q~t ~hQ m~y hnv~ in uuid account,
1;1. f'/JIi'~:' fI OE:Ii'.llI~:1J ali:.tlr~FIT PLAN I Wlf.19 ill !l plll.'ticipant in
n d~finQd ben~fit plan through her employor ~nd ~ormQr umployer.
Husband hereby tranllferu, lIGlligns l\Od aeta oWlr to Wife !lIlY and
all r.ight, title und interoll/lt hoa may huvlil in said plan.
13. "FoAL Es'rAn:, 'l'hlil pal.'tililS aold th" marital home that
they owned at separation. Wifl9 now lives in a residence that was
purchased aftlilr separation Blld titled in the names of Husband and
Wife and which is sUbjlilct to a mortgage that is also in both
names. Huaband is thlil owner of another reaidenclil that is in his
name alone that is subject to a mortgage in his nllme. The parties
acknowledge that cert~in marital funds wlilre used tQ aid in the
purchas<a of the respo.:ti'/e properties. The following provisions
shal~ apply to the said real estatel
(\) Huaband does hereby transr.er, assign and aet over
to Wife any and all right title and interest he may have in the
residence currently titled 1n the name of wife and located at 103
Steppingatone ~ane, Orchard Par~, New York, Husband shall
,
execute a deed con'/eying his 1rlterest in the premises to Wife at
the time o~ execution of this agreement. Wife shall make good
faith efforts to obtain Husband's releaae from the mortgaglil on
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~JlIid ~\~Opu~ty lind, if IllWP'-'Ild' II ~"l(ill/l(l iu not obtL\inlild
initilllly, ahl'l Ilhtlll IIppl.y nt 10aatlt IHll1unlly to obtuin his
l'/JJ.lilfiU<'l frol1l thl!l 11l0~tgl\glil until he ia l'ullilRI'Jo.!Id r.1:<?11l thl!J
obligatlan. wir.o a9r~~n to ind~mnify and hold HUl'Jband hnrmlesa
froln finy find nll Cll~l'llOt or r.1lt\lro obligat lonll (inc.llldinl1 the
11\0~tga91.! and bond) ~~lating to th" propttrty.
(p) W1!e doea hereby transfer, nssign and aet over to
HUtJband any and all right, title and interest she Inay have in the
residence currently t~tlljd in the name of Husband nnd located at
5111 Invo.!Irnesa Drive, Mechanicsburg, Pennsylvania. Husband
agreea to indemnl.fy and hold Wife harmless from any and all
cu~rent anq future cbligationa (including the mortgage) relating
to the property.
1.1. LIFIi: INSURANCE POLICIES, Attached hereto u li:xhibit
"S" is a list of 1nsllrunce pol~cies that are currently in effect.
The partiea agree that each party shall remain the owner of their
respective policies as listed en Exhibit "B" and that each party
shall have cemplete discretion as to all matters reg~rding the
po11cies which he or she owns. The parties acknowledge that
Husband on October 23/ 199~ cashed in an SBLI life insurance
poHcy owned by Husband and en ~roYember 6. 19% cashed in a State
Farm life policy also owned by h1m. Wife does hereby transfer,
ass ign and set o'/er to Husbar.d any and all right, title and
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intl'Jrtlat ahu n\ny hnvll in thl;! pt'o\N</du f~'(ll11 thQ /J/lid lir.19
inaurancl'.! policy.
15. ~, Upon divorcQ, Husband li'i}rlJ4fJ to' poy'to Wife
alimony in the nmount of 'L"I/o '1'ho\llJllnd f'iv4 Hundrl9d Ocl1/lra
($2,500) p>llr mcnth llntil Wifl9 rElnchofl th", auf.! of f.ifl:y nine Ilnd
one-half yonrs cOI1t1l1en<:ing with tha HrBt month af.tl9r the Oivorce
Pecr6e ia entered. Said paymenta shall be due and payable IOn the
fifteenth day lOr. each month. At the end of aRid pl9riod,
Husband's obligati~ns r.or tho payment of alimony shall terminate.
,
Husband's obligation for payment of alimony also shall terminate
in tha event .of the death of Wife priQr to tho end of the
afcresaid period, lOr in the event of her remarriage or
cohabitation with Ii member of tho opposite sex, All such
payments shall be includable in Wife's grosa income under Section
71 ot the Internal Revenue Service Code and deductible from
Husband's groRs income under Section 215 of the Internal Revenue
Ser'/ice Code.
,
Husband shall enter into a life insurance agreement of trust
under which trust a term life insurance pol~cy wich the death
benefit of $229,000 shall be pa~able to the trust in the event of
husband's death. The trustee shall be obligated to make the
alimcny payments to '/life in the a'/ent Husband dies 'I/hiltt alimony
payments r\lmain c'/ling 'lnder th1s agreement. A copy of the life
.. a ..
.
inllur.nnGlJ ngrlJ<llnlJnt of trullt ill IIttadw.1 herlltC) no ~:~hibit "e".
lG. ill1JJBANIJ' .fi.Jlli.Q.UfJI~ FOODS 1l1Etilil'J:ta1 sinlJlJ IIflparation,
Huaband how pl/len Ol1lplOYlld l:Jy KnOUlIl1 li'ooda Cooper.atl.ve, 1\" 1\
result or. Huoh el1lployml/lnt, huaband has cer.tnin benl/lfits inoluding
Il Deferred compeOl'llltion l?ona1on Plan and a Ollr.inad Bl!lnllHt Plan.
Wife doell hey'lll:Jy tronnfer, aasign and aet over to Husband any and
all intQ~est IIhll may have in and to ~Ilid bllnl/lfits.
17, ~ASH "'''''MEN'!' '1'0 WIFE I Husband agreu to make a cash
payment to Wir.e in thll amount of $3,000 at the time of the
exeoution of this agreement.
18. Ml\RI'1'AL DEBTS AND OTHER OB[.IGATIONS I
(a) All mar.ital debts have been paid prior to the date
of thia agreement. Husband and Wife represent and warrant that
they will not make any charcres on any account or incur any debt
in the name of thll Qcher party or on any account that may be in
joint names after the date of this agreement.
(p) Husband prior to the execution of this agreement
has paid to wife cash in the amount of $3,510.69 r.or her to pay
toward the balance owed on her Mastercard account 1n her name.
19. AT~OR~E1S FEES MID ~X?EMSESI Husband shall be solely
responaible for payment of h1s attorneys' fees and expensell.
Husband alsQ agrees to contribute ~p to $2,500 toward Wife'a
attorneys' fees and expenses in total, Th~ parties ~cknowledge
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thut J:>r1')l.' to thl!! 13)1,soution of th,tll ugrfJliIllI"Hlt, INId~and hall paid
~ 1.,300 toward such feefl and IJxPQnUeu, 1l\II'l~nnd Ilhn U n il1lpursl!
wiCQ for additional nttorn~Ys' r.I!lCS and eKPQnllell up ~o ~L,~OO.
In no ~Vt9llt shall hUflband have any obligation to nilllpUl.'lHl wir.e
for ony attorneYll' feoll ond eKpenBes i~ excess or. a total or.
$2,500,
20. MtCJCAL l~SURANCE COVERAa~1 After ~he I!lntry of n
divorcl!l dl!!cree, wtfa shall pe aolely responsiple for her own
medical. insul:'unce cO'/eraoge and Husband shall pe solely respon"
siple for his medical insurance.
21.. WAIVER OF CLAIMS AGAINST ESTATES I EKcept as herein
otherwise provided, each party may dispose of his or her property
in any way, and each party hereby waives and relinquiaheo any and
all ri9hts he or she may noW have or hereafter acquil:'e under the
presenc or future lawS of any jurisdiction to share in the
property or the estate of the othel:' as II result of the marital
relationship, inoludinog without limitation, dower, cUl:'tesy,
statutory allowance, widow'S allowance, right to take in inte$"
tacy, right to take against the will of che other, and right to
act as administrator 01:' executor of the other'S estate, and each
will at the request of the other e:(ecute, acknowledge and delivel:'
any al\d all instr'lments 'lIhich ma'l be necessary or advisable to
carry into effect this mutual waiver and relinqui$hment of all
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ouch inLaruotll, righCN utld alaimo.
22. UlY~' H\lsbMd hna intJtitlltlld a divorCllJ notion to
No: 9iS-5315l Civil in thlll COUl.'t of COII\l1\cm I?loella of cumberland
County, ~'19nnllylvl1nia. Nothing heroin oOI\taiMd IIhall be d"amed
to provont the parti~o from prooeeding in the aaid lIuit for
absolute divorce against the other and in the said court, and the
parties agree to obtain II divorce purauant to Section 3301(0) of
the Oivorce Codo. Affidavits of Conaent to a 3J01(0) divoroe
ahall be signed upon the execution or. thill Agreement.
23. 13REACH, If either party breaches any proviaion of thia
Agreement, the other party IIhall have the right, at hia or her
election, to sue for damage a for such breach or aeek suoh other
remedies or relief as may be available to him or her, and the
party breaching thia contract ahould be responsible for payment
of reasonable legal fees and costs incurred by the other in
enforcing his or her rightll under this Agreement.
2~. ADDITIONAL INSTRUMENTS, Each of the parties ahall from
time to time at the request of the oth19r e:<ecute, ackno'/Iledge,
and deliver to the other party any and all further inlltrumenta
that may be r~aacnably required to give r.ull force and effect to
the provisions of this Ag~eement. Such conaent will not be
unreasonably withheld.
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a5. YQJ..1I1i'l'tlB1_EI'\E~lJ.:n.Qli1 ~'h6 p/.'oviniolHI of thiB Agreelllellt
und thei/.' 109n1 of.r.I!I<lt IH'I} flllly undo/.'fJtoo:Jd by the }?al:'ties, Rnd
onch party ncknowloadg'l/,l that the MlrOllment is f/)ir LInd equitable,
that it is being ~tltlll:'~d illl:.o yoluntnrily with fllil diBclosure of
nsa~ta, nnd that it is not the rosult of uny dUrofJfJ or undue
ineLuence.
:26. )i:NT~RF.: MIlli1iliW, Thill J\greemellt containn the entire
understanding of the partiefJ and there are no representationa,
warrantiea, covonant~, or undertakings other than those expressly
set forth herein.
:27. MODIFICATION AND WAIVE~, A modif.ication or waiver of
any of the pl:'ovisions of this Agreement shall be effective only
if made in writing and executed with the same formality as this
Agreement, The failure of oither party to insist upon strict
performallce of any of. the prov!.sions of this Agreement shall not
be conlltrued as a waiver of any subsequent default of the same 01:'
sinlilar nature.
26. ACCEPTANCE BY PART!ESI Huabl1nd and Wife accep~ this
Agrel!lment in lil!lu of and in fu:l and final settlement and satis-
faction of all claims and demands that he or she may now or
hereafter have against the other r.or support and maintenance, for
alimony, alimony pendente lite, counsel fees, costs and expenses
or any other charge of any nature whatsoever.
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~9. BiY~~W BY COONSEyl Husband and Wif~ aoknowlodge that
thl/l te\'lIIa nnd I?rovisiol1f! of this I\~Jl:lJelllllnt have ):)",on revilflwQd by
th(lir I:QspectiVu counsel and the Mjreelllsnt is ~lSing executl1d upon
advic~ of and after consultation with counsel.
20. ~PPLICABLE LI\~I This Agreement shall ):)e construed
under the laws of the COl1\lIIonwealth of ponnsylvania,
31, ~NCORPORATION OF AOREEM~NT IN10 DIVORCE OECREEI should
either of the parties obtain a decree in divorce in any court of
I
competent J,udsdiction, the parties ogree that the provisions of
this Agreement may be incorporated into and made part of (but not
merged into) said divorce doc~oo and shall be enforceaple Py
court ordor.
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pU~LIFIED D9MESTIC REL^TIONS ORD~
WHE~~~S, toe parties to this action we~e mar~ied roo oaoo
other on ~ugust 4, 1979, and have lived aeparate and apa~t f~om
each other since August 1991.
WHERS~S, this Cou~t has peraonal jur.i~diction over both
parties to this action and ju~isdiction over the subject matter
of this order in this divorce action/
wHERF.~S, the pa~ties to this action and the Court intond
this order to be a qualified domeBtic relations o~der as that
term is used in the Retiremont Equity Act of 1984, P,L. 98-397
(hereinafter a "QDRO") / and
tIlHERE~S, this QDRO is intended to meet the requirements of
Section 4l4(pl of the Internal Revenue Code and Section 20G(dl of
the Employee Retirement Income Security ~ct of 1974 (" ER:SA") .
WHEREAS. the parties have consented that th~ Cou~t soall
ente~ th.is order,
~ow, THEREFORE, !T IS HEREBY ORDERED by the Court this
day ot . 1997, as fo~loWSt
E:(hibit ., ~.,
1. lJAlj,nlli.l2.llLl. Aa lllll!ld i n ~hilJ o~~dor I
(nl Th~ tl!lrm "~articipnnt" meanB Thomas M.
Del'lisco, SOl'.liill a(j(lllri~y ()5~ ..la-an'I, '1lhoBL'J lalllt lmown
addrus is 5111 Ilwernoass Dri'/o!l, Mochllnicflburl1, Pennllylva.
nia, and 'lIho1ge date of birth is Decelllber 11, 1949.
(b) The term "Alternate Payee" means Shirley A.
DeNiaco, Social Security 070.,IO.H40, whose last known
Rddreslll is 103 Steppingstone Lane, Orchard Park, Hew
York, and whose date of birth is August 1, 1947.
(e) Tho term "Plan" means the retirement plans
and trusts known as the K~MG Peat Marwick 401(k) Plan.
(d) The term "Plan Administrator" mellna W. M.
Lynskey, Senior Director, whose address is KPMG Peat
Marwick, Three Chestnut Ridge Road, Montvale, New
Jersey 07656-~4J5.
2. The Alternate Payee is Shirley A. DeNisco.
3. This order is entered pursuant to the provisions of 23
PIl. C.$.A. ~35a2, governing the div~sion of mar1tal property
bet'fleen spcuses 1n di'/crce Ac:icns. This CORO relates to the
pro'lision of alimcn'( payments and/or marical propert'/ righcs of
the Alternate Payee, who is the spouse of the Participant.
~. This order hereby or~ates and recogn1:es that aa to the
Plan descrii:ed ai:c'/e. :he ,:I,l:er:~ate Pa'lee 1s a'flarded a One
Hundreoi Jill!lrcent (~'Jalf) 1nterest 1n the li'ar:1cipant's accr'.1ed
~~~I.:<I ptan e:<is<::~ng or. :he date till: the C"lcree 'flas .,ntered.,
. ~
ruttiaipont hn~ no intc~~st in thL~ ~nLd 4Ql(K) plntl nftor th~
untry ar. thip ardur,
1;, Fl:om Ilnd ar.ter thl) dntQ of thits Order 'ilith ).'>!Ilpeot to
tho ALternate pnyoo'e interellt in the Vllln created and rooognized
in PlIrsgraph 4 of thLII order abovu, the Alt.rnato Payee ahall
h~ve the IIole nnd QxcLutsLve right to the extent permitted by the
Plan tOI
(a) Have dLlltributed to her, her One Hundred
peroont interest in the pLan as soon ns practioable,
regnrdleos of whether the Participant has terminated
employment, provided that her interest in the plan is
fully vested and is n~t needed as security for II plan
loanl
(b) HaVa the right to direct the Plan Adminill"
trator of the Plan to transfer or rollover her
interest in the Plan to another plan of which she is a
participant or to an tndivLdual Retirem~nt Account for
her benefit or to the ndmin1strator, trustee or
custodian thereof, and
(cl Have the right to designllte the beneficLary
of her 1nterest Ln the ~~an 1n the event of her death
without regar1 to lIny bene:1ciary clellignat10n made by
:he Par': :..': :.p.ant ,
oS. >=oar.dir.g :eterm:.nati:r. i;:'1 the Ptan Admir,1stl:'accr of the
t:lar~ as ':: 'Hhethe~ ::r ~cr:. ,:h:.s crd.,r :'8 .5, qua':'1.~:'td d.cmese!.c
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rlJ1(ltlQns ord"r, tht'l r'l\rtloJir~lIt 1~ dirQctQd to hOllo).' ouch
written directionll And illstruatiotlu n$ ho may r~ouivo tham f).'Qm
the I\l'lernate Pa,!"e as to thtl nlattol.'lS uat forth in aUPpllugrllpha
5 (a) I (b) and (c) above 'I/ith respl.lct to tho Alto:lrlll1l:1J I?UYltfl'lI
interest in the Platl crentod and reaogni;.ad by Paragraph 4 of
this order IInd to eXltc\lte and deliver to tho Plan Administrator
or other appropriate official o~ the Plan written instructions to
implement the I\l.tosrnate Payee's 'I/ritton inlltructioO/l to the Plait
Administrator with respect to Buch matt~rs,
7. Nothing contained in this orde).' shall be construed to
roquire any Plan or Plan Administrntorl
(0) To prOVide to the Alternate Payee any type or
form of benefit or an,! option not otherWise available
to the Participant under the Plan,
(b) to pro'/ide to the Alternate Payee any type or
form of benefita which a~e required t~ be paid to
another alternate payee u~der another orde~ determined
by the PLan Administratcr to be 1I qua:ic1ed domestio
relations order before th~s order 1s determined by the
Plan ^dmini~trat~r to be a quaLi~ied domestic relations
'order.
S, the Alte~nate Payee shal: inclUde alL retirement
benef1ts recei~ed cy her pursuant to th~s Crier as and when
=ece~'/>ed C'! h>llr in her 'Jross 1nccme and the i?ar,:i.:ipant nl$ed not
I
~c SC. Fct" ~he pU~'PCIHHJ '.::r, .:ec':.:..=n. 7:4 and 4tj:'(.1l1 ~:) cf t:he
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rntut'nnl /(,NlUtlUIJ Code, the Altfll:tlllt<l 1'1IY'JI.' IItld tlot tho [>1Il:l;~c:i.
pont sholl b<l tl:<lat<ld n~ the dtatl:~bute<l of utly diatrib~tion or
p8ymont made to her
9. Copies of
by nny Plan pUl:auant to ~hia Ord<lr.
this Order ahnll be Dent by ordinnry mail by
counslUl r.ar tho Alternate Payee to the Plan Adminiatrator, who
Ilhall pursuant to 29 U.S.C. H'~66(d) (Jl ((ll,
(a) Promptly notify thl/l Participant, the Alter-
nate Payee and any other altel:nate payee of,
i. The receipt of a copy of thill Order by
the Plan Administrator, and
~i. The Plan's procedul:'U for detu'l\ining
the qualified status of domestic rel.ationa ordel:151
(b) Within a reasonable period of t1me aft.r
. receipt of a copy of this Crder, detnmine 'I/hether this
Order is a qualified dcmestia relations order and
notify the Court, the Par~ioipant, the Alternate Payee
and any other alternate payee of suoh determinationt
and
lei Pending che determinacion cf whet~er or not
this order ia a quali:!ied:icmestic r-slati:lns o::der,
segregate in a separate accounc 1n -sach Plan or 1n an
escrew ~acount che amounts which would have ceen pay-
able co the ~l~ernate Pa~ee during such period if this
. ~ . ~., ~,. . d' , . J' d d. '
'.r...e:: r.a... ceen ..e.erm:.ne co co II qua.:.:.*_e omest.a
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~1I ~llilililJ1.J).llW
$ 256
Ullabnnd
pWII~r
l.
l)hoGIlI~ Homo Llt'u
No. 2512807 (marllnl porlloll)
1/96
2.
Phor:lllx l'ltmlU LIt'o
No. 2650131
$14,206
Wlfr:
10/96
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EXHIBIT "B"
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Ll.f.IL11'l1l')JWI.>;;B _MEElt:~IJm:LQE.._1'B'JJ1,I
[l" TIIIS AtJRJj;fl:~I/t:NT, 'l'h<Jlona ~I, tluNiaco, or. c:ulnb.arLa.nd County
P~nnnyLYnnin. ns ~actlor, h~ruhy aatubliahea n Truat of
benQf1cLnry '.I\!lsi.'fI~\ntiotHl \m,j.~r ctlrtnin poLLo:riclil of insurance and
paniol L. bl!lNilJco, '1617 Lakl.l Cypr~sl> Ori'le, Od~ll8ll, l"L 33556,
u'Jn"1I1 to p<lr~':Jrm all 'L'ruatl.l<l hUl'Jun,;I<lr lLnd to hold said
respective bonoficinry d~lignntian/J nnd Ilny proceedn from said
innurnncQ polLey, subJect to tho tcrmo and conditions set forth
fJelc'N,
L. 1.'htl S>!IttLar iu an 1r.s'J::ed under Canllda Life Assurance
company, (h:cup Life ~ro. 6626>5, Certi~icate No. Q5~-~~-~H7, 'lIhich
Group ~Qlicy La through nia empLoyer, Knouse Feods Cooperat~ve,
Inc. The beneficiary of chc L~fe insurance undcr this Group
~OllCY has been dl'JaLgnatud an 'Caniel L. OeNisco. as TrUstee,
under un Agreem.ant of Trl,lst dated January ,l997," The
beneficiary designations under said policy and che proceeds
thereof shall ~orm the initial prinCipal of the Trust establiahed
herein. Settlor may at his diucrecion add poLicies to this
Trust.
2. During the li~etime cf the Settlor. the relationship
bet~een him and the rr~stee hereunder shall be as foLlowsl
(a) This i\greement o~ Tt'Jst shaLL be 1::re'lccable by the
Set~l~r until all ct Sectlor's ccl1gations ~o h1s =o~mer wife,
Shi~Ley A. Ce~1sco, under a cer~a1n Bettlement agreement dated
January ,l997 have ceen fU~=illed. In the event of the death
cr ~ema~~iage cr cchab1tat1cn of Sec~Lcr's ~o:me~ spouse, thia
i\g~eement ct Tr'Jst shaLL ce 1;r,mediatel: re'/ocable b: Settlor. In
case ot such ~e'/ocac:.::n, all t=rcrer~'1 chen held i:1 crust shall be
g~"e~ cve~ ~o h~m, Sc L:ng as :n~s Ag:~ement o~ ~~ust is
:.~:::'e'/cc3.b!.e, ::....:..5 .~C'::'eemar.t .:: 7::-'..LS': ma'l' r..Cl: ce a.::e::-ed .::n:
- .
am"~de~ I_I. """,,,,,u'" ~''''e ~cMs~n'" ,...,l :tAI""... .......' S ""''''"'''"e~ s""c"se -~ a~"
-'0 - ,,_........ ... -'0 '... t' ... ... -... ........._.._... _..._.11 _ 1:'"" , .... ...l\"O.
'Nr.er: ':he .;q:!:eetner.,:~= t;:-'J.SC ::e-::mes ~e"cca:C:'eJ ':~~en '::;':"8
Aa~e~mer:: ':~ :~~nt ma"' ~e a::a:e1 .:r amended ~"/ a~~eemen~ be~ween
... . . ;::
:he Se~::'=r and :he 7~~Gce~ ~e:e~~der.
... " .:.. c': "'.Do r. - s ...;: "... ............. s.... ..... .... - . "d' ...' , ;:
. . ~I '~--. _h --:- 1>" ......, """...._ ~.-t", _...._:.. _ug, .:t~~ r..cc ::'"1 'I/a'l Co.
_:'~':'':.3.c~:r., '::".e ::-:.=nr: :::n~r.ge ':.~e cet"..$:!.:;:..ar-; c: ':he pol.:.,:.:..eas
~e~i ~n :~~s: shal: a~ a:~ :~~es ~e he:i ~II :he Se::::~.
Hcw~"e:, :~e ~e~e~~:~a~1 cf :he cc:~c~es m~~ nee ~~ cha~ced while
. . . OJ
:;...:..a .\':;:et!met':.::: 7::'..ts~ :'.3 ~:-':e't:cac:e.
.. "I'r,.'e ..'...~ ~-""eem.a.......,z --..... .
, ... ' -~- ....,-.. .~',:," ............ .......5.... _S
5~a__ ~a~e :~e ~~i~: :: ;css~ss:.:~ a~d '~3e
:~~ =~1~: :: =c~~:w l'ia~~3: :~e :SJ~ ':a:~e
~:=~t'~ca~:e, Sec::=~
.'-e -"*'-,.....as OM";
-.. .... :-'----_.. ~.....
:: ~n:e~ ~~c= :e~e~
E.<h:6;/- "e"
nol; ~'lj.l\ICI.J till! f.illll.l ulilount cd t.hf.1 UIJnth benc~ i.t under I'IlIio;1
11oti(:J.eu b,'~(J'1I ~{.2t1,OOI.l, H .111,1 ',~h'm thi~1 ^9rI.HlliIl.lllt o~ 'l'rurJt
bl.lGolIIlJU ~"l'Icl\1(\blll, tho S~lttlol.' I'Ihllll 114'/(1 th,) df)ht 1;0 pOS/lQ/ll'liCln
und llUI~ 0/: t.l/lld Iloli.::il!Jl'l 'lIi.thc'.It UlI1itllti.(Jn oC .,ny t'/llo!l,
including the right to 1'1011, pllldgl!J, KUlign, l;'lICOiVlI the anah
lIurrl!Jnd.r volUl! or ath8rwLu. dil'lpol'lo of. them without IIny
linbility to account tar tho prccel'ld/l of. llny l'Iuch di/lpa~ition,
(dl ^ll. prl'lml.\lmll on thIS foHd>9s I3hnll be llaid by the
Settlor or hil'l employer, und tne Trusteg hereunder I'lhnll not in
any way bQ liable ~GI: the ~nl.lu:B ta mnk. such paymllnts or for
any lOllS ill '/al'.loS oc l;hl!J policLoSl'l Ii/hich may .l:'llsult frOll1 such
fallure. Whila thil'l Agre8mGnt of Trul'lt il'l irrevocable, the
Sattlor I'Ihnll mn:~e /luch premium paymentl'l on the policies that are
neclISl'lary to maintain the "ace amcunt of the clllnch benefLt under
/ll.lid poll.ci>!ll!l in nn amount of at lllllSt $22~, 000 I It: and when
this Agreement of 'l'rUllt beCOII111a rn'/ocnblll, the Settlor ahall not
have any obligation to mak<l any premi\,lll\ paym8nt, and no such
payments may be enforced by the TrUstee h~reunder or any
beneficiary he~'eunder, MY di'lidnndl'l cr other receipts on
account of said ~olicies snnll be the property of the Sllttlor.
J. In addition to such cther pC'Hers as may be given in
thLs agr~ement, the Trustee hereunder I'lhall have the power With
regard to the policies placed in trU/lt herein or oe whLch ~hey
arc the contingent benecic:.aries in accordance w1th the terms of
this agrel/lment to make all nece/ll!lary prcoes oe death unde~ said
policies, to execUtll any roceipts fcr tnll prcceed/l thereoe, to
collect I!laid proceeds, and tc make adjustments oe any claims
therllunder I provided, howe'ler, chat they need not in/ltl.tute any
action unlesl'l they /lhaLl have been indemnified against all
expenl'les and liab11ities to which they may become subject as a
result thereo~. Ie, hcwnver, t~e r:ustlle hereunder deBires to
instituce such accicn without 1ndemn1~icaticn. he is hereby
authori~ed to re1mburse himsll~~ ear atl expenses and liabilities
incurred as a result thereoe ~::m IIny acccunts which may ee held
i.n trllst h~r-eur..d'2:'- ':hen. .:r ':r~e~es.:':e::.
4. The pr~ma:y purpose ~:r ehll estab11shment ce this Trust
is to' pro.,ide :::r '::"'~e pa:;mer.t .-:~ al:.mcr~1 c.: 5e,:,:1~r' s fermer
s~cuee, shirl~/ A. Cen~scc pu~s~ant t~ ~he set~lement agreement
dated January ,:H7. See>:l:r ant:.:ifae/ls, b:tne:, tna>: at
his dllath, a portion o~ h:.s es>:ate may co adm:.n:.scered hereunder
as a. =:el!pJ.l': .:: CtS~Jests c:: hi-a ',..,ill t:.= the r~'jst:.ee he::-eur..der.
tIccn t;he deat:.h ,of the S.:l:t:lc::, :he 'C~:t"':er':.'1 :.r~ .~he TrlolS!: shal~ be
.. r t'" .
held b'l the r:~stee h~reunder ~:r tne ~=lL:w~nq pur~cses and
.U~~4~~ ~~ ~~~ ~~'.,-I.I.~n ~~~~~ and -~~dj~j~l1s'
'" ....,j ..__ ..t.,,; ...... ...........,,_..; ..~..,.\.... . v....~~ _.._.... ~
(ill 7:
.:t: pr:..n.c.:.pal
c. a',1 :r a.t"'~~ 'I ..tuc.... I""o""~ ''''n ,--~ ""C""'"' I --ns -" t\.o4 'nccnle
t"'!:"-. - ... ~ ....--.. --.. :- .....~... ,_: .~..:.. .
cf ~he pr:p~r~~ ~~ :he :=~st c: pay ~he alimony
ablLgntiona owing to Settlor'~ fOl.'IIIQf ~PQURC, Shtrlcy A. PcNi~co,
plltllllllnt t" the t.<!l.'ntll of th<!l Illlttl,"nl'Jnt ngr'/13l11tlnt dl.ltl!lr,l
.lilnllnty , 199". lt ill th" intontion of th" Stlttlot' t.hat the
Cund thun in tho T~Utlt b. ulled to pny the alilllony obligntion in
th~ /lnlll~ manner nB he would have pnid such obligntion ~f he wQr~
"li'I'~, thut ill, in llGo<Jrdanctl 'lIith thq tEIl'1II1l "C tho snicl
agl:Ol/llh!lnt .
(b) When u11 obliunl;icnB toO Setl~lcr.'u r.ormer tJpouso have
bcen dinchurged to payor apply such portion or portionll of the
incollle or princip^l in nacordllnac with the will of Settlor, or. if
no such will, then in accordance with the int~stacy laws.
6. ThlJ forogoing pro'tisicns of this TrUst not'lIithstanding,
iC any porticn of this TrUst has not permunently Ycsted in
intereat .....ithin t'lIenty-one (nl yeo.ra aftn the death of the last
to die of th, Settlor, the Settlor's widow aa of the dote of hia
death, or any child of tho Settlor, such portion(s) of this Truut
shnll th~n terminate and the same shall be distributed equally to
the beneficiary(o) then entitled to the incomc thereof.
6. rn addition to !Such othn powf!ra and duties u may have
been grantcd elsewhere 1n this agreement, or which may be granted
by la'lI, the 'rr'lstel\! hereunder Bhall hove the r.ollo.....ing powet'a and
duties,
(a) To reta!.n all or an'/ part of the proJ:lerty of the
Settlor, real or personal, in tM form in 'lIhich it may be at the
time of its receipt, inclUding any businesa owned or controlled
by the Settlor, so lcng as in the e~ercise of their discretion it
may be advisable so to do, notw~:hstanding that said property may
not be of a character author1zed by law.
(bl To irwest and re~n'/est any funds in the 1.'r'lst in any
propert" real or personal, i~cl'lding, but not by waf of
l1mltation, bOBds, pre~erred stecks. commcn stccks, and ether
secur1cles of dcmest~c cr ~crelin ccrporatlcns cr ~nVeBtment
trusts, co incl~de a ccmmcn ~u~d ~alntalned by the ccrporace
~ld'lc1ary hereunder, morcgage cr mortgage parcicipat1cn and
'lIast1ng iW/oflstmeM.s, even thc\:;rr. such prcperty, by reason 0;; 1ts
character, amcunt, prcpor~1Qn to the totaL trust estate, or
ctherwise would not be c=ns~dered apprcprlate, O~ legal for a
Trustee apart frcm chls prevision.
(e) 'r: se~~, ccti..,e'l, e:<chanae, ca~'::.'::.:r.,:r~t/e cpciens
l.p"'en, .or ceher'..n..s.e d:.sl""cs.e Ct a~'I' r-r':cer':'I, ::-oea:.... ,=~ t:t9::scnal., a':
i:'" t'.:-.....
, ".J' I . . ' . . ~
an: ':....me nt!,;.-.1 c.! tnem, a.': puc....:.: ::: pr.:.'/ar:e sa.-a .::: ~l:..'terW..8'i,
::r cash ,~r cthe::- ':cns~de::-at:~:t: :It" ':n cr'!d:.:, ar..:. 'J.pcr. s\.Lch ':1!rms
and ~:r such pr~ce ~s ':he'l ma~ ~ee!=min~1 and t: :cn~ey such
prc~er:~ free c~ al. ::~s~s.
(,II 'l'q bot:row montl'! r.or on'! p11r.pOf.l1fl in COnn'H:t ion with the
odl1\inlntl'Hti<:l\l .;If! tho Tr\wt, to u;.!ocutu promil!ll3ory tloJtus or otho!lr
t.1bl l.lI(lti<:lllrl fIn- oll\mltlt.11 P'! lI\o.Jrtllll\l'W 0): (lll.ld'iJt:11'1 or: Ilny pr<JJ;)I!lrty,
r.~1l1 or p'n'oollill, 'i1h~ch 1M'! ilo.' indudo.ld l.n ~ho 'l'rust.
(If!) TO:) mllkl~. l'~anu, l3f.lcul'"d or untl'~cured, in ouch amO\Hlti!l,
upon /luch tlH'mll, nt Illwh l'ut'-lI/ or: int~lr'Jut, Ilncl to such pl/lrsone,
r:ir.lIIs or corporationu on thl.lY mllY dUl.lm odviunble.
lfl '1'0 rI.H\e'i1 l'll' f.l:~tl.'lnd tr,l'l timt1l for PO'!1\\I3tlt or. any
obLigntion, sl.lcur"d or ~nl9l.lcurQd, pnYllblld to or by the Trust, for
819 long n per.iod of time and on uuch terll\S as they moy determine,
and to IIdjust, sl.lttll.l nncl arb~trute cLaim. or demanda in favor of
or aguinat thu Trust.
(gl II'. distributing an'! p'cpel."ty, rElal or pel;'aonal,
included h<ll'cin, to diatrib'Jtl:J in clIah, in \tind, or partly in
coeh and partly in kind as thoy may determine, and to allot
specific et1lcurities or other praperty or an undivided interest
therein to any share or part.
(hI To hold, manage, anc, de'llllop any real Elstate 'i1hich may
be held by them at any time, to mortgage any such property in
such amounts and on such terms as they may deem advisable, to
lease any such property for such term or terms, and upon such
conditions and rentals as they may deem advisable, irrespective
oE whether the term of any such lease shall exceed the period
permitted b, law or the prccac~e period o~ retention under this
instrument, to make repalrs, replacements and improvements,
structural or otherwise, in ccn~ecticn With any such property, to
abandcn any sucr. prcperty 'Hhi:!': chey may deem to be 'Horthless or
net ef suff1cient value to warrant keeping or protecting, and to
permit any such property to ce lest by tax sale or any other
r;rcceeding.
(i I T:J emp l':J'/ S'J<:h brc:~e::s, canks, c'Jstcdians, ir.vestment
ccunsel, attorneys, and c~her a~ents, and to delegate to them
such ~ut!..es, r:..ghts anoi ~ct,.o/~~'s as ':he"/ ma, dote:::-m.:..ne, and :cr
suc'r, ~e~'-ds a~ .'r,.'1 .~'n~ ... .
. r;:" .. ,..'.... iO:I.... .... .. ~.... .-.,. ... ... ... .
(M I To ~eq:.ster ar."/ ;s'9:ljr~'::.es at an'l t:.me :":1. ':h~!..r ctlln
natrtes, .. ion r:;"e:.r'" names as 7r'.lsr:ee .:r !on ':.ntS. names 0: r..cm:..nees,
with or withcu~ indi=ating ~he ~~us~ ~harac~er ce ~he securit!..es
sc :::~gistered.
(~I Wieh rescect t: a~" 8ecur~t~es t~rm~na car~ cE the
T~~st, co ~cte upc~ ~ny ;r:F~s:.::.cn ~r ~lec~~':n-a~ any ~eeting of
~ne ccrpcra::.cn :'S$U~~g sucn sa~ur:.t:.e$, and ~: irant prcxies,
1~sc~e~',-r,3~.'-~ ~t~~~w'se -. '/~'e a~ an'l sll'~h m.e~'r,cr' ~~ ~~~n
- ......... ~.. ...... ......... ,...... .. . ... ~ .......~ I _ _....~, 'w 'OJ ...._
,:r ~eccme a ~a~~tl :: any ~~~:=an~zat~ont ~ead~uscmen~, merae;,
'lct~:'~g t:.::.J.st~ ~:;=nsc:':.ds.c!..':r.. ':::r o!:<cha:,..ge, and ~o cet:cs~t ar..y su,:h
- ~ -
, ..
t. ,
nocuriti~u with uny committoQ, depositcry, truutoo or otherwi~c
and to payout of th~ Trullt crented h~rain, Any f~o~, oxpense~,
nnd nsao~umanta itlcurred in connection therewith, to exeraiae
conversion, aub~cription or othar rivhts and to receive or hold
nny new aocuritillu illuu~d n~ n reault of utly such roorgani2ution,
readjustment, merger, voting truat, consolidation, subscription
or other rightu und gonerully to take all action with respect to
any such securitioa nu could be taken by tho Absolute owner
tholreof.
(l) To receive such other property, including, but not
limit~d to, othor policies of ~nsurAnce and/or the proceoda
thereof upon the life c~ the S~ttlor or upon the life of the
Settlor'S apouBe, as may from time to time be depo~ited with them
by the Settlor, h~s ostAte, or hia ~pouso or her estate, and to
administer auch propar~y including such policios and the proceeda
thereof in accordance With tho terms of this agreement.
7. No interest of any j:eneficiary of this TrUst shall be
subject to anticipation or to pledge, assignment. sale or
tranafer in any manner, nor ahall any benef.iciary have power in
any manner to charge or encuml:er his interest nor shall the
interest of any benefi~iary be liable or subject in any manner
while in th, possession of the Trustee hereundar for any
liability of such beneficiary, whether such liabil~ty arisea frcm
his debts, contracts, torts, or other engagements of any type.
6, Any amounts which are payable hereunder to a minor, or
to a perscn otherwise under legal disability, or to a person not
adjudicated incompetent, but who, by reas~n of illnes~ or rental
or ph,sical disability is, in the opinion of the Trustee
hereunder, unable properly to adminlster such amounts, may be
paid by the TrUstee hereunder in their sole discretion in such of
the following wa,s as the, deem cestl
(ai C:.~ec~l: t: s'olen a cer.~~:.cia::'/1
(i::) 1:'c a ~e.:;aLj,y af[:cir,ted 9'uard:.an 0:: such a benefic.!.ary
fo~ the benefit cf such ~enef1:iar/l
(.::) T::J a t:erscr. (;a'/:.r.~ c'.atcc:.'1 of sllch a beneficiary f::l:'
the benefit of such c~r,efic~ar'!1 or'
(d) 5, the Tr'lstee here'lr,der 'lsi:-.g such amcunts d.!.rectly
cor the l:ene::..,; ,~:: such a :Cene:~':;.a.:-.,. ::',:..dence of '::"~e
appl~ca~:.c~ cr ~a~en~ := a~ amcun~ ~n such a man~e~ sha:l ce a
:~:: and ccmp:e~e d~scha~ge c: ~~e ~r~sta~ ner~u~d~r to che
eX~e~c c: such ~a:Im~~t cr a~p:~:at~=n. This paragrafh shall ce
a"'p~':":.:\:Cle := t:a';mer.cs :t: :.r.c:m.a as 'He:': as 'Cr~:tc:''Ca_.
I:'" . . " .
. -
~), Tho 't'J:ll/Jt>:tll h'H'IJ',IWI'I/.' ~hl\U II'J/.'V'J /.I~ Hllnl:dill/"l o~ r.hl,)
Pl~()l;'ill'ty of. 1111'/ lI\inm~ pl./lllijej.r~inl~i.'J~ li,n")\III,Il./t:. tit) illdi'/id\Jnl
fi<llldnr.'/ nhnll h.u linbl'J t!r;JJ: th'i 1\(ltll, <'lIllJ,wi'JllrJ 'll.' dl./fll\lltu c:,,~
1111'/ 1111\ltlt nppoilltrJr.l '/lith chw <: Ill' " or of Ilny (w..n..hl.;Jinr'/. Th'J
't''''ll~t~q herlJutld~r IIhqll tlot bl./ ...~quir~d to fllrniuh bond Qr oth~r
tltlC:'ldty fer th", propl!ll: p'll:formlllllJtj or. hin dut,\1U1i LInd no
fidllciar.y htlr.8undl./r. ~hBll b. p/.'IijYlUnt~d fr.olll patina by rellllOn of
IIny rule of law I:ulnting to canflic:tu of intQr.l./ut which might
othl.//.'wiu6 btl applicable.
10. [n tho Ofl'l'lnt thnt th>!l /lURets her.eundo!lr. 0/.'11 to bl/l
allocnted to a IIQPUrlt~ part or. trust htlreundoflr and if lIuah
a<Hl>!lt.U '/liLl imml!ldintol'/ di/ltr.~i:\ltQ 'Jpon thl.'l crf,lutiQn of thofl
sepllrate pnrt 01: truut, auch n/lUl/lts shall b~ distributed by the
Trullt'/!! hereundtlr in exnatly thtl aame manner as provided for in
thl./ ir"/ol'led Sepllrl1te purt or trust.
11. In the e'/'Jnt that, ~n th~ opinion of the 'l'ruatee, the
assets of this trust or any separate t~ust created hereunder are
of un amount insufticient ~o justify continued administration in
trust and/or th<< payment of fees for such continued
aQm1nistration, said Trustee may, in his, its or their sole
dillcretian, distribute the rema1ning principal and accrued income
(if ony) of ouch trust to the i:enoficiary thereof and/or th~
pe::-sonal guardian of such b>llMfic!.ny (if anyl ,
12. The masc'.lLiM geno;ier analL be deemed t'.l tncbdoa the
:emin1ne gender herein where the conte~t so requires, an~ the
singular shall l::>!l .-.leemed to ir.cLude the pl'Jral, af\d the plural,
the singul,ar, '/lr.ere the conte:(t so r'lquires.
12. ~he foregoing prOVisions of this Trust to the contrary
r.ot'/lithstanding, no l=arc of an'/ amount paid to chis '1'r'.1st '/lhich
is net subject to federaL estate tax as the result of the death
of the SettLor because pa1d pursuanc to a deferred compensation
a::-rar.gemer,t q'.1a~~::~>IId ns e;<omt:t :::-cm federal estate ta;( 'Jnder che
!nterna!. Revenue ~=de or ~er.nsy!.vania 1nheritance cax shall be
used to o.~ an~ exp>!ln~es fer admLnis~erLng the estate of che
SettLcr,.t~ t:a~ any c!.a1ms !1ncl'.ld1ng cLaLms fer taxesl against
che estaCe cr. the Sectlc:, cr be eXt:ended in any other may
reLated tc ens >!lst~te :f the ~ettlor,
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Y.
IN T>>m COURT OF COMMON p~m~s OF
CUMamR~ANP cOUNTY, pmNN$Y~VANI~
I NO. (l~-' j ,~01 (II v-~ (
THOMAS M. PeNtSCO,
I?ldntUf
SHIR~mY ~. PeNISCO,
Pefendant
IN OIVoRcm
~OTIQR TO CIrINO AND CLAIM RIaHTS
YOU HAVE aEEN sump IN COURT, If you wish to defend aga!nat
the olaims set forth in the following pages, you must take prompt
aotion. You are warned thnt ir. you ~ail to do so, the oaae may
prooeed without you and a deoree of divorce or annulment may be
entered against you by the court, A judgment may alao be entered
against you for any other claim or raliof requested in theae
papers by the plaintiff, You lIIay lose money or property or oth~r
rights important to you, including custody or visitation of your
ohildren.
When the ground for divor.ce is indignities or irretrievable
breakdown of the marriage, you may request marriage counseling.
A list of marriage counselors is available in the Office of the
Prothonotary at the Cumberland county Courthouse, Carlisle, PA
17013-3367.
IF YOU DO NOT FILE A CLAIM FOR ALIMONY, DIVISION OF
PROPERTY, LAWYER'S FEES OR EXPSNSES BEFORE A DIVORCS OR ANNULMENT
IS GRANTED, YOU MAY LOSE: 'tHE RIGHT '1'0 CLAIM ANY OF THEM.
YOU SHO~LD TAKS THIS PAPE:R TO YOUR LAWYER AT ONCE. IF YOU
DO NOT HAVE: A LAWYER OR CANNOT AFFORO ONE:, GO TO OR TELEPHONE: THE
OFFICE SS'1' FOR'l'H BELOW TO FIND OUT WHE:RE YOU CAN GET LE:GAL HSLP.
COURT ADMINISTRATOR
4 TH FLOOR
CUMBE:RLANO COUNTY COURTHOUSE:
CARLISLS, PA 17013
('117) 240-6200
AVISO PARA OEFENDER Y RE:CLAMAR DSRECHOS
USTSO HA SlOO DEMANOADO EN LA CORTE. Si desea defenderse de
laa quejas expuestas en las paginas siguientes, de be tamar accion
oon prontitud. Se le aviaa que si no se defiende, el oaao puede
prooeder sin usted y decreto de divorcio 0 anulamiento puede ser
6. The marriage i. irretrievably broken.
7. Plaintiff. has been advised that counseling i. available
and that Plaintir.f may have the right to requeet that the C~urt
require the parties to participate in counseling. Plaintiff
hereby waives his right to such counseling,
8. Pleintir.f requeata th~ Court to enter a Decree of
Divorce.
WHEREFORE, Plaintir.f requesta the Court to enter a decree of
divorce under Section 3301(c) or 3301(d) of the Divorce Code,
COUNT I
Ecuitable Oistribution
9, Ouring the merriage, Plaintiff and Defendant have
acquired varioua itema of marital property, which are subject to
equitable distribution under Section 3501, et seq. of the Divorce
Code.
10. Plaintiff requesta the Court to equitably distribute
all the marital property.
WHEREFORE, Plaintiff requests the Court to enter an Order
equitably dividing all of the marital property,
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SIWTfUf. SCHIFFMAN, BWWN at CAUlOON. P,C,
luoI10J
1010 lJHuu,.rn..w I'nMl
Il.wInu,",PA 17110.914'
II
THOKAS K. PI"X8CO,
Plaintiff
v.
IN THE COUH'I' Olr COMMON PLEAS Of'
CUMaERLANO COUNTY, PENNSYLVANIA
NO. 9>>-&361 civil
CIVIL Ac'rION - LAW
IN DIVOI\CE
8HXRLIY l. PI"X800,
Defendant
ANSWER AND COUNTERCLAIM
AND NOW COMES t,hlJ Defendant, shirley A. OeN1sao, by and
through hor attorney, Lori K, Serratelli, Esquire, and the law
firm or. SERRATELLI, SCHIf'FMAN, BROWN' CALHOON, P.C. and answers
Plaintiff's complaint in Oivoroe as followSI
1. Admitted.
2, Admitted,
3, Admitted,
" . Admitted.
5. Admitted.
6. Denied. '1'0 the contrary, Defendant believes that the
parties marriage i~ not irretrievably broken.
7. Defendant has no such knowledge of whether Plaintiff
has been so counseled and therefore this allegation is neither
admitted nor denied.
B, Defendant neither ndmits nor denies this allegation as
it is not a factual allegation.
WHEREf'ORE, DeflJndant requests this Court to dismiss the
Plaintiffls Complaint in Divorce.
COUN'r I
9. Admltted.
10. Oefendant neither admits nor denies this allegation as
it i. not a faotual allegation.
WH~R~FOR~, Oefendant requests, in the event the Court grants
a divoroe in this matter, that all property, both personal and
real owned by the parties be equitably distributed.
COUNTERCLAIM
COUNT I
11. Paragraphs 1 through 5 are hereby incorporated by
reference herein.
1~. By reaaon of the institution of the action to the above
term and number, Defendant will be and has been put to
considerable expense in the preparation of her case, in the
employment of counsel and the payment of coats.
13. The Oefendant'3 income is disproportionatelY lOWer than
PlaJ.ntitf's income and Defendant is without adequate funds to pay
the costa and expenses of this litigation, and is likewiae,
without adequate funds to maintain herself during the pendency of
the litigation.
14. 'rhe Oefendant is employed at Tops Market, Inc. earning
a net weekly pay of $282.96.
15. The Plaintiff is employed at Knouse Foods, Inc. earning
a net weekly pay of $1,429.00.
WHEREFORE, Defendant prays that your Honorable court grant
on Order upon Plaintiff to pay your Defendant, alimony pendente
THOHA8 N. DeHX8QO, I I" TH~ COURT OF COMMa" PLEAS OF
I aUHSIRLAlfD couwrv, PJ::NNSVLVANIA
plaintiff I
I
v. I No. 9&~&361 civil
I
8HIRLIY ~. D'NI8ao, I
I CIVIL ACTION ~ J..AW
Defendanl: I IIi OIVORC!!:
p!!:RTIFICATE OF SERV~
I, Lori 1<. Serrel:elli, Esquire, do herllbv eertHy I:hlll: on
Novembe~ ~, 1996, ser-vice of the foregoing waB made as followsl
A oopy by Unil:ed Stal:es mail, posl:age prepaid 1:01
DelBno M. LBnl:~, Esquire
MCNEES, WALLACE & NURRICK
100 pine Sl:reel:
P,O. BOll 1166
Harrisburg, PA 17108-1166
Al:l:orney for Plaintiff
(/~ "
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Lor . Serrate 1 , Esq.
SE~ TELLI, SCHIFFMAN,
BROWN & CAUlOON, P. C .
2080 Linglesl:own Rd., Suil:e
Harrisburg, PA 17110-9445
(717) 540~9170
Karen Gaughan Scol:l:, Esq.
KILL & MCCREADY
6 Norl:h Pearl Street
BUffalo, NY 14202~1412
(717) 882~2300
Attorneys for Defendanl:
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NUNII', WAUoACI ., NU"'CIC
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IN THE COURT OF COMMON PLE~S
cUMamR~ANO COUNTY, PENNSYLVANIA
NO. 96-5361 CIVI~
I,ji
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'rHoMAS M, OllNISCO,
PlaintiH
"
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SHIR~mY A. OeNISCO,
DlIhndllnt
IN DIVORCE
r,
PRAECIPE TO WITHORAW COUNT
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McNEES,
~I4-
etano M, Lantz
I.O. No. 21401
100 Pine Street
P.o. Box 1166
Harriaburg, PA 17108
(717) 237-5348
TO THE PROTHONOTARY,
please withdraw Count I, Equitable Distr.ibution, of the
Oivorce Complaint, leaving only the request for a divorce
pursuant to Seation 3301(a) of t.he Oivorce Code.
By
,
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Attorneya for plaintiff
Oated I F8bru~ry I~.J , 1997
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