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Home My WebLink About96-05722 ,,' 11"",. g,~:.,; <...lIt ~: ; l~:' .,...- ~ .',' '-\ 1X ~<,- ~ ji \.'U i~ ~'..n;'. i{ lit ~l't\ ;:-:~ ";.:':,;.:> ,"!oI, , .... ~\~~~. L", ~oo . ., '... ti_'1; ~'~, ~':. ~, " j{.~'!\., '~~''':-'' j!:~:-'-' ,..",'- ,,' 0 m~'_ _ ;.~{ ~'r. : 'if, . ,,-; :~:' ~~ .~ "'i '1 t; . ~ . ~ MELVYN S MANTZ, ESQUIRE Attorney I.D, #01945 MELVYN S MANTZ & ASSOCIATES, P,C. 25 East State Street (215) 34B-5200 Doylestown, PA 18901 ATTORNEY FOR PLAINTIFF PROVIDIAN NATIONAL BANK CUMBERLAND COUNTY Plaintiff COURT OF COMMON PLEAS VS DEWAINE FINKENBINDER Defendant NO, f'6 - 5 '7~ t;pJ \itt-/I'f ~OTICB YoU have been sued in Court, If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by an attorney and filing in writing with the Court your defenses or objections to the claims set forth against you, You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the complaint or for other claims or relief requested by the plaintiff. You may lose money or property or other rights important to you, YOU SHOULD TAKE TillS PAPER TO YOUR LAWYER AT ONCE. IF yOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO, OR TELEPHONE THE OFFICE SET FORTI! BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP, Court Administrator 'ourth Floor, Cumberland County courthou.. Carlisle, PA 17013 (717) 240-6200 MELVYN S MANTZ, ESQUIRE Attorney I,D, #01945 MELVYN S MANTZ & AbSOCIATES, 25 East State Street (215) 348-5200 Doylestown, PA lB901 ATTORNEY FOR PLAINTIFF P,C. PROVIDIAN NATIONAL BANK Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS VS DEWAINE FINKENBINDER Defendant NO. (h " ') 7.1..2.. t:WJ Ti-. C I V I L ACTION 1, The Plaintiff is providian National Bank f/k/a First Deposit National credit card Bank, a national bank with a place of business located at 53 Regional Drive, Concord, NH, 2, The Defendant is Dewaine Finkenbinder, an a place of residence located at 962 Avon Drive, 17257-B121. individual with Shippenburg, PA 3. At the request of the Defendant, Plaintiff issued to Defendant a VISA credit card, account number 4428231Bl1304549 and at all times relevant hereto, Defendant was the holder of said card issued through Plaintiff's credit facilities, A true and correct copy of Defendant's application is attached hereto, made a part hereof and mal-ked Exhibit "A". 4. Undel' the terms and conditions of Exhibit "A", Defendsnt, upon acceptance of Plaintiff's credit card, agreed to be bound by the terms and conditions of Plaintiff'll revolving credit plan agreement. A true and correct copy of said agreement is attached hereto, made a part hereof and marked Exhibit "B". 5, The Defendant eubsequently received a cash advance from Plaintiff and incurred additional obligations in the sum of $4,573,90, no part of which has been paid since 18 MAR 1996 although duly demanded, A true and correct copy of a statement of account in connection with said credit card is attached hereto, made a part hereof and marked Exhibit "C". 6. Notwithstanding the frequent demands by Plaintiff for payment of the amount due, there has been a failure and refusal by the Defendant to pay the same or any part thereof. 7, In accordance with the terms of Exhibit "B", Defendant agreed to pay the Plaintiff a finance charge on all sums due at an annual percentage rate of 21.90% and Plaintiff is entitled to additional finance charges from 27 JUN 1996, 8, In accordance with the terms of Exhibit "B", Defendant agreed to pay to Plaintiff a reasonable attorney's fee if the account was referred to an attorney for collection, and Plaintiff will incur an attorney's fee in the amount of $914,00. WHEREFORE, in the sum of attorney's fees this action. Plaintiff demands judgment against the $4,573,90 plus interest from 27 JUN of $914,00 for a total of $5,4B7,90 and Defendant 1996 plus costs of MELVYN S MANTZ & ASSOCIATES, P,C, ~ --- BYI ~ M y TZ, -E:SQUWE PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, IT IS REQUIRED THAT WIlJ STATE THE FOLLOWING TO YOU, THIS IS AN ATTEMPT TO COL~ECT A DEBT, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, ;.1. " l' ~~I' ; \ CCHflr~" th.. ,ht',1 1,1 .' 'N..l,'r Jur. ." , '.11\ ~. "J IIMltw \1'" 1..I.t \"11 I'W.,. ,1-.1"C"f'J nw IN- ""h ...,.''',,,It h,'"~''' ..'. b haw u~hutftl h-"'" I ."",," hi tor ~'UN h Itw ","...."1 A~fn'f'f'I"\t I"-hhh \100111 tot fNlW ~, to rrw w"h",," ,.,... IJ~."''' IM~I.nJ tllll1"t' pnl'll1f'o'l. Intrn~'. .0.1 Inl,"'" 1ht1"" .;il rur" It-,ll", III h.ur "'" ....IIC'III.'" III Mum lh.-, hn ~ .nJ ,"'Nltl unuW\S .fI,. fnYWII'1l ~~.:, \100 A. . Y.' _'"::l"'" _.-I~' ..t:.. " . . . 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FINKENBINDER DE CURRENT (011 03/10/96 (02) 02/20/96 (03) 01/18/96 (04) 12/18/.5 1 01 01 01 01 1 I .00 I .00 I .00 I .00 I 200.00 1 91.001 354.00 1 263.001 173.00 1 B6,OO 1 01 01 01 01 0 1 .00\ ,001 .001 .001 .00 I 01 01 01 01 0 I .001 .001 .001 .001 .00 1 01 01 01 01 0 I .001 .00\ .001 ,001 .00 MIS C CliO I 0 0 1 0 0 I 0 I .00 .00 .00 .00 .00 INS FEE 1 .00 .00 .00 ,00 .00 LATE CHO I .00 13. 00 13. 00 13,00 .00 OVRL FEE I .00 .00 .00 ,00 .00 PURC F/C I .00 ,00 .00 .00 .00 CASH F/C 1 312.61 72.8$ 87.4& 80.69 71.72 LIMIT I 5.000,00 5.000.00 5,000.00 5,000.00 5,000.00 BALANCE I 4,573,80 4,573.80 4,488.05 4,387.60 4.214.01 III t 1111111 till till. III III 11111 III III II t" 11I1 t 11'11111111 t 111I t III1 t 1111111111 FROM. lK~Y 0$1101 004 OATEI 03 PAYMENT 121895 MIN PYMT PURCHASE 081095 CASH ADV 011611 CREDITS /21/96 TIME: 12:61:22 .. I ~ l;: ~ IE ;.:. (hS ~ ~ u:t .:1~ ~ q~'~ b. r- ~fii1 ~}. - ,.:j~, lZ~1 t I~e! r!.. L: (, l5 :.g a \ ~ ~ b ~ ~~ '1. *- ~~ MELVYN S MANTZ, ESQUIRE Attorney I,D. #01945 MELVYN S MANTZ & ASSOCIATES, p,C, 25 East State Street (215) 348-5200 Doylestown. PA IB901 ATTORNEY FOR PLAINTIFF PROVIDIAN NATIONAL BANK cUMBERLAND COUNTY Plaintiff COURT OF COMMON PLEAS VS DEWAINE FINKENBINDER Defendant NO. ?/; -5 7 Jl;l 6.., / 7eoa SUGGBSTION OF BANKRUPTCY ... TO THE PROTHONOTARY I Kindly note that it has been suggested that the Defendant above captioned matter has filed a Petition of Bankruptcy in the States Bankruptcy Court for the Middle District of Pennsylvania September 20, 1996, in the united as of MELVYN S MANTZ & ASSOCIATES, P.C, Pursuant to the Falr Debt that We stat~ the following to debt. Any information obtained BY' """'d~ ~ ;y, ...~~ Miill1'lN S'.MMTZ, t;:6QU~ Attorney for Plaintiff Collection Practices Act, it is required YOUI This is an attempt to collect a will be used for that purpose, ,,- In lr. r= r!: - .. l~t:! .:J .'0'( ,.,' d ~~l, " . "" .~ 1.:1 l;.. L'-. 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