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Home My WebLink About96-05868 &, ~ ' d, ,~ , ~ , J '-I<!. ' ~ t~ 1 ,~ '\..L i / / / ( ~ 3, 00 ..3 00 f.l{) I Page 641, more specifically set forth in Exhibit "C", attached hereto and made a part hereof by reference. 6. Said note and said real estate mortgage are in de feu It because Defendants herein have failed to pay the payments that we;e due and owing for the months of August 1996, September 1996 and October 1996. 7. The Plaintiff has given to the Defendants written notice of intention to foreclose on said mortgage as required by law under Act 6, dated September 9, 1996, a copy of which is marked Exhibits "0" and "E", and attached hereto and made a part hereof by reference. 8. The Plaintiff has given written notice of default as required by the Homeowner's Emergency Assistance Act of 1983, dated September 9,1996, a copy of which is marked Exhibits "F" and "G", and attached hereto and made a part hereof by reference. 9. By reason of the aforesaid default, the entire principal balance of Twenty Eight Thousand Two Hundred Thirty-eight and 91/00 ($28,238.91) Dollars, with interest thereon at the rate of Eleven (11 )% per annum computed from October 23, 1996, accruing insurance premiums, attorney's fees in the amount of One Thousand Three Hundred Forty-four and 71/100 Dollars ($1,344.71) are new due and payable. 10. The Defendants are liable to the Plaintiff for the following on said mortgage loan: A Principal amount and interest due to date $27,975.60 B. Insurance Premuims 1,08140 C. Attorney's Collection fee: 1,344.71 TOTAL: $28,238.91 RE~ORDATION REQUESTED BY: F_a TrueI Company One Wul tf~ SIr..1 c.nllle, PA 17013 WHEN RECORDED MAIL TO: F_a Tru.. Comp6l1y One Wa" H1~ Slree' c.nllle, PA 111113 :;:G()FiC~n..~":'FI~C '~;:' 'jil~ ~:c~r::~ .:: c:~~s Ct"I, ~t\i..~l. ....jIJNi.(-?,\. SEND TAX NOTICES TO: Jon C. Shehan _ Cathy A. HlIrry .. Old IlIIm l.Me --'lIIa, PA 17241-871Q '92 Jm~ 29 Pfl Lj 29 SPACE ABOVE THIS LINE IS FOR RECORDER'S USE ONLY MORTGAGE THIS MORTGAGE IS DATED JANUARY 29, 1992, between Jon C. Shahan and Cathy A. Harry, owner(a)In fee almple, whoae addreaa la 84 Old Barn Lane, Newville, PA 1n41-9710 (referred to below aa "Grantor")i and Farmera Truat Company, whoae adclreaa la One Weat High Street, Carllale, PA 17013 (referred to below aa "Lender"). GRANT OF MORTGAGE. For VelUllbIe conelderaUon, Granlor gran'" blItgelna, Mila, convey.. ....un.. Iranalera, ......... connrma and morlllllllU to Lender all 01 Granlors righl. tille, and Inlo<aslln and 10 lhe followlng dascr1bed raaI property, logelhe< wllh ell existing or subsequentiy aract8d or alftxed bulldlnos, Improvements and lIx1uras; ell streets, tanas, alleys, passages, end ways; ell easements, rights 01 way, aD IIbartles, prMlegea, Ianements. _Itaments. and appurtanances lhereunlo belonging or anywtsa made eppurtenanl _no<, end lhe 1lMlI1l0ns and remainders wlth respect therelo; ell wa"", weier rights, walen:ou~ end ditch rights (Including slock In utilllles wlth ditch or lnigation rights); end ell "Ihe< rights, royelties, end profits relating 10 lhe raaI property. Including without limitation all mlne<els, olt, gas, gaotharmal end similar ma"",", located In Cumberland County, Commonwealth of Pennaylvanla (the "Real Property"): Deed Book Page Upper Frankford Townahlp The Real Property or Ita addreaa la commonly known aa 84 Old Barn Lane, Newville, PA 17241-9710. Granlor presentiy assigns 10 Lando< all 01 Granlors right, tille, end Inlo<aslln and 10 ell Ieasas 01 the Property end ell Rants ~om lhe Property. In addltion, Granlor grants 10 Landar a Uniform Commen:tal Coda S8C"rity Inlareslln the Pe<sonal Propel1y end Rants. DEFINITIONS. The foIlowlng words shall have tha lollowlng masnlngs when used In Ihls Mortgage. Tarms nol olharwlsa defined In Ihls Mortgege shell have the masnlnos allrlbuled 10 such larms In lhe Unllorm Commarctal Coda. All relerances 10 dollar amounts shall masn amounts In tawful money 01 lhe Unlled Stalas 01 Amar1ca. Grentor. The word "GrenlOl" means Jon C. Shahen and Cathy A. Hany. The Granlor ts lhe mortgagor under Ihls MOI1gege. G....anlor. The word "GuaranlOl" means and Includes wllhoulllmltallon, each and ell 01 lhe guarantors, sureties. end accommodation perUes In connection wllh I~a Indebladn.... ImprovamenlL The word 'mprovements" means end Includes wlthoul limitation all axlsting and fulure Improvements, lIx1ures, hulldlngs. structures, mobile homes affixed on lhe RaaI Propel1y, facilities, eddltions and othe< conslTuction on lhe Real Property. Indlabtadne... The word 'ndabladnass" means ell princlpel end Inlaresl payeble undo< tha Nole end eny amounts expanded or edvanced by Lander 10 discharge obllgetions 01 Granlor or expen5'JS Incunrad by Lando< 10 anforce obligations 01 Grenlor undar Ihts Mortgaga, logelhOt' with InlanlSl on such emounts as provided In Ihls Mortgage. LaOOer. The word '1.ander" means Fermers Trusl Compeny, lis SuccassoB end esslgns. The Lando< Is the mortgagee undo< Ihls Mortgaga. Mortgage. The word "Mortgage" means Ihls Mortgega between Grantor end Lando<, end Includes wllhoulllmltation ell assIgnmants and security Inlaresl provisions ralellng to the Parsonel Property end Rants. NoI.. The word "Note" means the promissory nota or credll agreemenl dated January 29, 1992. In lhe original principal amount 01 $38,794.31 ~om Grenlor 10 Lander, logathe< wllh all ranawels of, extensions 01, modlnestions 01. refinanclnos 01. consolldellons 01, end substitutions tor the prcmlssocy note Of' agreement: Peraonal Properly. The words "P","onal Property" mean ell equlpmanl, fixlures, and olho< articles of personal property now or haraenor owned by Grantor. and now or he<eallar ettached or aftlxad 10 lhe Real Proparty; logalher with all accessions, parts, and addlllons 10. aU replacemants of, end ell subslllutions for, any 01 such propar1y; and logelhe< wllh ell proceeds (Including withoulllm,tallon ell Insurance proceads and rafund.' 01 pramlums) ~om eny sela or other disposition 01 the Property. Properly. The word "Property" masns colJactivaly lhe RtW Property end the Personel Property. Real Properly, Tha words "Real Propart(' mean the propel1y, Inlerests end rights described ebove In the. Rallllad Documenta. Tha words "Ralaled Documents" mean end Includo WIthout IIm'tation all pro agraaments, guaranties, S8Curity agreements, mortgages, deads 01 Irusl, end ell othar Instruments, egree _nar axlsUng, BXeculed In connection wllh lhe Indebledness. Ren'a. The word "Rents- means all presenl and lulure rents. revenues, Income, Issues, revalUes. proflt Property. ,-;;,: If}1I4 ;". 9S'l ...." l)., '1 '1'_.._ ...J THIS MORTGAGE, INCLUDING THE ASSIGNMENT OF RENTS AND THE SECURITY INTEREST IN THE REN TV, IS GIVEN TO SECURE (1) PAYMENT OF THE INDEBTEDNESS AND (2) PERFORMANCE OF ALL OBLIGATIONS OF GRANTOR UNDER THIS MORTGAGE AND THE RELATED DOCUMENTS. THIS MORTGAGE IS GIVEN AND ACCEPTED O~WING TERMS: EXHIBIT H . . loan ow or m Iha MORTGAGE (ConUnued) Page 2 PAYMENT AND PERFORMANCE. Except as otherwlsa provided In IhIs Mortgega, Granlor shall pay 10 L.ndO< all amounts llICurad by this Mortgaga as lhey become due, .nd shelt slrictiy perform aU 01 Granlors obligations undO< Ihls Mortgaga. POSSESSION AND MAINTENANCE OF THE PROPERTY. G"lnlor agrees lhat Grantors possasslon and usa otlhe Propeoty shall be governed by lhe followlng provisions: Poua_ end U... Unlllln delaull, Granlor may ramaln In possession and control 01 .nd oparal. and managa the Property and collacllhe Rants from the Property. Duty 10 MaIntain, Gr.ntor shell maintain lhe Property In lananlabla condlllon end promptiy perform all repal~, replacements, and mainlenance necassery to presaMllI. value. -..aua Su_ce.. The Io<ms "halardOl'S wasta,. "halardous substance," .dlsposal.. -.-sa.. end ,hnlataned _se,' as used In Ihts Mortgaga, shall have lhe seme meanlnos as settorth In the Comprehensive ~nvlronmental Response, Compensation, and Uablllty Act 011980, as amended, 42 U.S.C. Section 9601, al seq. ("CERCLA" the Superfund Amendments .nd Reaulhortzation Act of 1968, Pub. L. No. ~99 ("SARA', the Hazardous Melerlals Transportation Acl, 49 U,S.C. SectIon 1801, el seq., lhe Resource Con_tion and Recovery Act, 49 U.S.C. Sectton 6901,.t saq., or other appllceble slat. or Fadarallaws, rules, or regulallons adopted punuant to .ny 01 the foregoing. Grantor represents and warrants 10 Lender lhal: (a) During lhe perfod 01 Grantors ownership otlhe Property, lhere has bean no usa, ganeration, manufacture, storega, treatmenl, disposal, release or Ihrealaned raIeasa 01 .ny hazardous wasl. or substance by .ny person on, undO<, or about the PrGparty; (b) Granlor has no knowladga 01, or reason 10 ballave lhallhere has been, ..cept as pravlously disclosed 10 and acknowladgad by landO< In writing, (I) any usa, gane<ation, manufacture, slorega, treetmenl, disposal, release, or Ihrealened release 01 eny hazardous wasla or subslance by .ny prior owners or occupants of the Property or (II) any aclual or threalened IIl1gati~n or claims 01 any kind by any person ralating 10 such ma,,","; .nd (c) Except as previously disclosed 10 and acknowledgad by Lender In writing, (I) nallhe< Granlor nor .ny Ianant, conlraClor, agant or olhe< .ulhortzad ussr ollhe Property shall usa, general., manufaclure, slore, treal, dispose 01, or r_se .ny hazardous wasta or substance on, undO<, or aboul lhe Property and (II) any such activity shall be conducled In compltance wllh aU appllcablo 1edaraI, stala, and locaJlaws, regulations .nd ordinances, Including withoulllmltallon Ihose taws, regutations, and ordinances _bad ebove. Granlor aulhorlz8s landO< and lis .gants 10 anlo< upon the Property 10 maka such Inspactions end lests es Lende< may daem approprtale 10 delo<mlna compltance 01 lhe Property wllh thts secllon 01 lhe Mortgaga. Any Inspac1Ions or lests made by Lander shall be for Landa<'s purposes only and shaJI not be construed to creale any responsibility or liability on lhe part 01 LendO< 10 Grantor or 10 e"y othe< person. The representations and warranlles contained herain are basad on Granlors due dlllg.nce In Invesllgating the Property lor hazardous wasla. Granlor hareby (a) -- and welves any luture claims egalnsl Lando< for Indemnity or contribution In the avenl Granlor becomes llabla for cleanup or olhe< coets undO< any such laws, and (b) .grees 10 Indemnity and hold harmless landO< egalnst .ny end all claims, losses, llabllilles, demages, penallles, and expenses which Lander may dlrectiy or Indlreclly sustain or sutter resulting Irom a breach of Ihts section 01 the Mortgag. or as a consequence 01 any usa, ganerallon, manufaclur., slorege, disposal, _sa or Ihreatanad .-.. occurrlng prior to Granlors owne~hlp or Inlsresl In the Property, whelhe< or nollhe seme was or should have been known 10 Granlor. The provisions 01 Ihts section 01 the Mortgaga, Including the obligation 10 Indemnlty, shall survive the peymenl of the tndebladness .nd lhe setisf.ction end reconveyence oIlhe lien 01 this Mortg.ga and shall not be aflactad by L.nder's acqutsltion 01 .ny Inlareslln lhe Property, whelhe< by foracloeura or otherwise. Nutaance, Wut.. Gr.nlor shall nol causa, conduct or parmll any nuisance nor commit, permit, or suite< any stripping of or wasl. on or 10 the Property or .ny portion 01 lhe Property. Speclftcally wllhoulllmllation, Granlor wlll not r.move, or granllo .ny olhe< party the righlto ramove, any timber, minerals (Including 011 end gas), soil, gravel or rock products wllhout the prior wrillan consenl of landO<. RamoVel ollmprov.ment.. Granlor shall not demoltsh or ramove eny Improve""'nts Irom the RaaI Property wllhout the prior wrillan consent 01 Lande<. As a condition 10 lhe removal 01 any Improvements, Lendo< may raqulra Gr.nlor 10 maka arrangamants setisfaclory 10 Lander to reptace such tmprovements wllh Improvements 01 ellaasl equal value. Lender'a RI~llo Enl.r. Lendo< and Its egants .nd representatives may ani... upon lhe RaaI Property al all reasonabla times to .ltand 10 Lenda<'s Inlaresls and 10 Inspect lhe Property lor purposes 01 Granlors compliance wllh the Io<ms end condlllons 01 Ihts M0rtg4ga. Compliance with Gov.rnmental Raqulr.m.nla. Grantor shall promptiy comply wllh all taws, ordinances, and regulations, now or harea"o< In eflact, 01 ail governmental authorllles appllcabla 10 the usa or occupancy 01 the Property. Grantor may conlast In good faith any such law, ordinance, or regulation and wllhhold compltance during eny procaadlng, Including epprOflrtata eppeats, so long as Granlor has notiflad LendO< In writing prior 10 dolng so end so tong as, In Land..... sola opinion, Lanelar'S Inlarests In the Property are noljaopardlmd, Lander may raqu1r8 Grantor 10 post .dequale security or . surety bond, reasonabty satisfactory 10 Lander, to prolact L.ndar'slnlarest. Duly 10 Protecl. Grantor agrees nellhe< 10 abendon nor leave unall.nded the Property. Granlor shall do ell olhe< acts, In addition to Ihose acts sel lorth above In Ihts secllon, which Irom the cherecler and usa of the Property are reasonably necessary 10 prolect and pres&Mllhe Property. DUE ON SALE _ CONSENT BY LENDER. Lender may, at Its option, dacIara Immediately due .nd peyabla eti sums secured by IhIs Mortgaga upon the sele or lranslsr, wllhoullhe Land....s prior wrillan consant. 01 ell or eny part of the RaaI Property, or any Inlsrest In the RaaI Proparty. A "saIa or Inlnslar" means the convey.nce 01 RaaI Property or any righi, UIla or Inlaresl therain; whelher IagaI or equitable; whelhe< voluntary or Involuntary; whelhe< by oulrtghl seIe, daad, Installmenl seIe conlracl, tand conltact, conlracl lor deold, laasahold Inlaresl wllh a Isrm greater than Ihnea (3) years, taase-option conlracl, or by sale, assignment, or Inlnsfer 01 any banellclalInlsreslIn or to eny tand lrusl holding tille 10 lhe Ra41 Property, or by .ny olhe< melhod 01 conveyence 01 RaaI Property IlIlarast. "any Granlor ts. corp",.lIon or partner.;hlp, Inlnslor eo Includos any chenga In ownaBhlp 01 mora lhan twanty-ftve percent (25%) 01 the voting stock or partno<shlp In_ts, as lhe casa may be, 01 Grantor. How..-, Ihts option shaD not be ..erctsad by Lendo< If such 8X8IClsa Is prohlbllad by federellaw or by Pennsylvenla law. TAXES AND LIENS. Th. lollowtng provtslons ralating 10 Iha taxes and liens on the Property are a pert 01 this MorIgaga. peyment. Gr.nlor shall pay when dua (and In all avents prior to dallnquency) ell taxes, payroll taxes, special taxes, ......ments, walsr charges and sawo< sarvIce charges levied egalnsl or on eccount ollhe Property, end shall p.y when dua all claims lor wort< done on or lor servtces rondarad or malerlallurnlshad 10 the Properly. Granlor shall maintain the Property trae 01 all liens having prlortty over or equal 10 the tnlo<osl 01 landO< undO< Ihts Mortg.ga, axcepl for lhe tlan 01 taxes and assessments nol due, .nd _I as othe<wlse provided In lhe lollowlng paragraph. R1~1 To conI.... Granlor may wllhhold paymanl 01 any tax, essassmenl, or claim In connection with e good felth t:tsputa over lhe obllgallon 10 pay, so long as Lander's Inlo<oslln the Property Is not Jeopardll8d. "a lien artsas or ts iliad as a result 01 nonpeymenl, Grantor shall wllhln "lisen (15) days .no< the lien artses or, If a lien ts "lad, wllhln "nean (tS) days ano< Granlor has nollce of the "ling, secura lhe d~herge 01 the lien, or" raquaslad by Lender, deposll wllh LendO< cash or . sultlclant corperala surety bond or olher security satistactory 10 LendO< In an .mounl sulftclenl to discharge the lien ptus any costs and elforneys' f_ or olhe< charges lhat could accrua as a result of e foreclosure or sale under lhe lien. In .ny conlesl, Grantor sh.1I defend IlsaIf and Lander and shell satisty .ny adve<sajudgmenl be,ore enforcamenl agalnslthe Proparty. Grentor shell name landO< as an eddltional obligee undO< any surety bond fumlshad In the conlesl proceedings. Evidence 01 peym.nl. Granlor shall upon d.mand furnish 10 Lender saltsfactory evidence of paymant of the was or .......mants and shell .uthorlza lhe epproprlata govern menial olllclel to d.llver 10 Lender al any Itme e wrlUen stalemenl of the t.... end e.....m.nls agelnsl the Property. bOO~ 1044 PM,t U64 MORTGAGe (Continued) Page 3 No_ 01 eonalrucllon. OIanlor lhaIl noNty L.ndaf .t., ftllaan (I~I daY' bal,,.. any work II commenced, any S8fV\C8S are furnished, or eny ma_ .r. lupplledlo th. Property, II any mech.IlIC'1 !let.. malal"'lmoon'. I"'". or other lI.n could be asserted on Iccounl 01 the wort<, saMc8S, Ot mat.lala and the COIl 'llceed, 18.000,00. OlantOf' wdl upon rlqU4M1 of llnder fUfnllh 10 L.ndat advance auurances sall$tBctOfY 10 Lender thai Otanlor can and wilt plV the coal of 'UCh hnplovamen". PROPfiITY DAMAGI! INIIURANCI!. rhe lollowlMQ pro"..onl r.llng to InlUrlrlQt"" Prop..ty a,e a part of thll Mortg.ge. ....ntenanc. olln...ranc.. Granlor .haN prucur. alld """nllln pOiIC... of nIl IIlsuranc. With slandard ..lInded covarego endorsements on e ,.ptaoalMnl bUl' for I"" luN Insurable velue cov..lng aN hnprovament. on I"" Real Prop.'ty In an amounl sufflclenllo avold eppllcetion 01 eny coinsurance ctau.., and W1lh. ltandard mortgagM ell_In lavor 01 L.nd... PollClH shall b. wnrt.n by such Insuranca eompenles and In such form u may be r.uonably accaplab'" 10 L.ndaf. OIanlor lhaN deIIv.. 10 Linder carliftcal.. of eoveraga ~om each Insuro< containing a ltipulation lhal co......g. wlN not be cancelled or clImmllhed wrthoul . mh.mum of Iln ( 10) dlYS' prtor wrtll.n nol1c. 10 Land.,. Should Ihe AaaI Property a' any time beCome localad In an area dallgnaled by I". Duaclor ollhe Federal Emergancy Marllgament Agency as a special nood haZard ar88, OIanlor ag... 10 oblaln and """ntaln Federal Flood lnauranc., to t"" .xtant Illch In.uranc.11 r.qulred and" or beComee avellable, lor the IaIm 011"" loan and lor I"" lull unpaid principal balance 01 the loan, or the maximum IIm,t 01 coverage thalts avallab"', whlchevet ts tass. Application 01 Proceed.. Oranlor lhall promplly nollty Land<< of any loal or dam.g. 10 ''''' Property II lhe asUmaled cosl 01 repair or reptaoament_s SWO.OO. L.nder may mako proof 01108111 o..ntor 11111 to do.o w,lhln HnMn (IS) days ollh. casualty. Whethe< or nol Lander's _unly II Impaued, L.nder mey, allll .....lIon, apply the procaedllo IhI r.ducuon ollhe Indebledness, payment ot eny lien effecting thl Property, or lhe r..toration and lap"" ollhe Properly. If L.ndaf .....1. 10 apply Ih. procoed' 10 r..toration .nd rapalr, Grenlor shall repelr or ,.place the damaged or dellroyed Impro...mentl In a man_ IIhlfaclory to L.nd.... Lind... shell, upon sellsfeclory prool 01 such expenditure. pay or ralmburH OIanlor nom the procoedl for the realOnab'" coal "' ",,,,, or roltorallon II Granlor IS nolln dafault hereundar. Any proceedS which have nol baan clIabuJ1ed wllhln 1110 daY' an.. 1I1Il, .-pl.nd whICh L.nd<lr has not com milled 10 lhe rapelr or rastorallon 01 lhe Property ahall be uaed ""I to pay any amount owlng to Linder under Ihll Mor1gega, then 10 pr.pay .ccrued Inlerasl, and the remainder, II eny, shall ba applied to lha prtnclp.1 balanc. of ilia Indablldnasl. II L.ndaf holdl Inv procoeds arter paym.nlln lull 01 Iha Indebledness, such proceeds shall be paid 10 Granlor. I)!e.pltaclln....._ at..... Any unaxplred Insurancl Ihllllnu" 10 the b.neHI 01, and pass 10, the purcha"'" 01 the Property covered by Ihls Mortgega ., any hUIIM'S llle or olher ilia held under IhI provlslolls of thll Mortgag., or at any loreclosure sala 01 such Property. I!XPl!NDITlJRI!III1Y LENDI!R, II Grantor flllll 10 comply With any provision olthll MOIlgage, or II any acllon or proceo<'lng ts commencad thai would malar1eJly aflac1 Londer's In......" In the Properly, LIIl';'" on Or.nlor'l b.hl" may, bul shall nol be ,equlrad to, take any ection thai Lender deems approprtala. Any amounlth., L.nder .xp.ndl In 10 11""'11 w~1 bear Inl....t al lhe r.ta charged undo< the Nolo nom lhe dale Incunrad or paid by L.nder 10 the dal. 01 rapayn,.nl by Gr.ntor. AIlluch ".'l'ar_..1 Llndo<'. opllon, Will (a) bo payeble on dem.nd, (b) be eddtd 10 the b.lenca 01 the Nol. and be .pportioned among and be paYlbla wlI~ .ny IIlllallmllnl ~.ym.nll 10 become dua durtng allhat (I) lhe term of any eppllcable Insurence polley or (U) the r.malnlng I..m ollhl Not., or (e) t<! l,..led a. I balloon plvmenl which will be du. and payeble ellhe Note's malurtly. This Mortgega 8110 wll _ur. p.ymenl 01 theM amounll. Tha rlQhl. prllvi~..j for In thIS paragraph sh.1I b. In addlllon to any olher rights er eny ramedlas to which L.nder may be .nlllled on .ccount oIlhe dallull. Any luch acllon by L.ncJtor shall nol be conllrued os curtng lhe deleullso as 10 bar Lender nom any r.medy lhatlt olharWIII would ha... had. WARRANTY; D1!FI!NIII! OF TITLI!, The following provislonl r.llng 10 owner,hlp ollh. P'Oplrty are a part 01 this Mortgega. nile, Gr.ntor ...rranll that: ,.) OI.nlor holdl good and mark.lable 1111. 01 recOld 10 th. Property In lea slmpla, ~.. and clear 01 allllans end .ncumbrancea other lhan thoaa IIllorlh In lha RMI Properly dascrtpllon or In any 1111. Inlur.nca policy, tilla report, or ftnallllla opinion issuad In favor 01, .nd aocep,ed by, L.nder In connocllon With thll Mor'g.g., .nd (b) Grenier h.slh. lull righi, powo<, and aulhorlly to lllUICula and dellvat this Mortgega to Linder. _.. 01 Tille, Subjacllo the .xception In the pallgraph above, Gllnter warrenls and will lore_ dal.nd Ihe tilla 10 the Property egalnsllhe IIwtu1 clalml 01 all partonl. In the ....nt Iny acllon or proceeding II commenc.d Ih.1 qUlSllonl Grantors titia or the Inle<ast 01 Lander undar this Mortgage, OIantor IhllI dlIland IhI action al OIlnlorl ..p.n... Gr.ntor may be t"" nominal party In such procoedlng, bul Lander shall ba onftlled 10 parl1clpat. In Iht pror:eedlng and to be rapr...nt.d In Ih. procHdlng by counsal of L.nder's own choice, and Granlor will deliver, or ..ut8to b. daII\I8I.d, 10 Lender luch IflItrumallll al Linder may requesl from 11m. 10 11m. 10 po<milsuch perttclpellon. Compllanc. With Law.. Grantor warrallll thaI the Pr""",ly and Granlor's use 01 Iha Property complies with all axlsllng applicable laws, ordinances, Ind (lOul.llont of gOYlifnmlnlal luU1Oflllel, CONDI!MNATION. The loIIowlng provlllon' r.llng to cOlldamnallon of the Property are a part ollhls Mortgaga. AllI>IIcaIIon 01 Ne' Proceed.. II aU or any part ollhe Property Is cond.mned by emlnenl domeln procaedlngs or by any proceeding or purchase In Ilau 01 condamnlllon, L.nder may at III .....lIon requlr. lhal III or any porllon ollha nel proceads of lhe ewerd be epplled 10 lhe Indallledness or the rapau or rMtorallon oIlhe Properly. The rlat proceedl ollhe .ward Ihall moan Ihe awerd ener paymenl of ell aclual costs, expanses, end artornaya' ,.. or Lander In connecllon With th. condlmnallon. ProCHdlnga. II any procoedJng In condamnallon II Hied, Gllnlor Shall promplly nollty Lander In wrlllng, and Grenlor shall promplty taka such I. al may be nee....rv 10 da"nd the acllon and oblaln the award. Grantor may be the nominal party In such proceeding, bul Lender shall ba .nlltted 10 partlclpal.ln the proceeding and 10 b. raprasanled In the procMdlng by counsel of Its own choice, end Gllnlor wilt deliver or cause to be deII_ed tu L.nder such Inltrumentl u may be request.d by II 110m lime 10 lime 10 permit such partlclpellon. IMPOSITION 01' TAUII, 'I!I!II AND CHARGI!IIIlY GOVERNMENTAL AUTHORITIES. Tha lollowlng provisions ralellng to governmenlel taxes. fees .nd chl'V" ar. a part ollhll Morlgega: CU","' T...., F... _ Char"".. Upon IIquasl by Lander, Gr.ntor shall ..ecute such documents In addlllon 10 this Mortgege Ind lake whala..... olher acllon II leqUllllld by Llndat 10 p..tect and conllnu. Landar's lien on tha Real Property. Granlor shall relmbu,,", Lender for ell t.axM,.a dMCIlbed blluw, logll,,", w,'h alllxpln_lncurred In recording, porfllCllng or conllnulng Ihls Mortgege, Including wllhoulllmltallon ell Ia_, ,_, documenllrv llampl, and oltllr charg.. for recording or regIStering Ihls Mortgege. T..... The lollowlng lhall conslllul. ..... 10 whtch Ihll _lion applies: (a) e speclllo lex upon this type of Mortgega or upon all or any part of lhelndabled..... _ured by 11.1 Mortgaga; (b). speclllo... on Grentor whtch Granier Is euthorlZlld or required 10 deduclllom peyments on Ihe tndabled..... _ured bV thlt type 01 Mortgaga; (cl a lax on IhiS type of Mortgege chn'lleable egalnsllhe Lendar or Iha holder of lhe Note; and tdl. lpaclllo lax on aU '" Iny portion 01 the Indabl.dJ1M\l or on paVments 01 principal and Inleresl made by Grenlor. SUbMquaMl T..... II InV tax to whICh Ihll _lion Ipplles Is anacled subsequent 10 Iha dele of Ihls Mortgege, this evenl shall heve lhe same effect., In Evwnl of O.flull (II denned below), and Linder may exercise any or all ollls available remedies for an Event at Default as provided ~ow umau GflulOf etlhtH (I) plY' lhe tax belOt. It becomes doUnqusl"lt, or (b) conlests the tax as provided abo\oo In the Taxes and Uens NClIof1lntJ dvp06111 WIth Llndor c.,h Of I ,ufflclDnt corporale surety bond or other secunty satisfactory to Lender. ~ MORTGAGE (ConUnuedl Page 4 SECURITY AGREEMENT: FINANCING STATEMENTS. The followlng provtslons relating to this Mortgag. .s . security .greement era a part 0' thts Mortgage. Securtty Agraemanl. This Ins~umenl shall constilut. a security .greemenllo th. extenl eny 0' tho Property conslilules nxtures or olhe< peBonal proparty, and Lender shell have all 01 lhe rights of e securad party undo< lhe Unllorm Commen:laI Coda as .mended from time 10 time. Securtty Inl.r.... Upon request by Lender, Grantor shall execule llnanclng stalements end take whalever olher ection Is requesled by Lender 10 parfecl and continua Lender's security Inl&nlSlln the Rents and P","onal Property. In eddlllon 10 recording Ihls Mortgaga In the real property records, Lander may, et any lime and wllhoul furthe< authortzallon from Granlor, IIIe execuled counlarparts, coplas or reprod;x:tions 0' Ihls Mortgege as . llnanclng statement. Granlor shall reimburse L.nder for .11 expenses Incurred In pertecting or conllnulng Ihts security Into<est. Upon defaull, Gr.nlor shall assembla the Parsonel Property In . manner and .Ie place reasonably convenl.nllo Gr.nlor and Lender and maka II .vaJlabla 10 Lander wllhln Ihrea (3) days .ner racalpl 0' wrtt'.an demand from Lender. Addre_a. The mailing addnessee 01 Granlor (deblor) and L.nder (secured p.rty), from which Informallon concerning lhe securlly Into<esl granled by Ihls Mortgege may be obtained (each as required by lhe Unllorm Commen:lal Cod.), ara as slatad on lhe nrst page 0' thts Mortgag.. FURTHER ASSURANCES: ATTORNEY-IN-FACT. The followlng provtslons ralallng to lurther assurances end allorney-ln-f.ct era . pert 0' Ihls Mortgaga. Further Auurancaa. AI any lima, and from time to lime, upon request 01 Lender, Grentor will meka, execute end deliver, or will causa 10 ba made, execuled or delivered, to Lender or 10 Lender's deslgnoe, .nd when requesl.d by Lander, !:Susa 10 be nled, recorded, rellled, or raracordad, as lhe case may ba, at such IImas end In such olflcas end places as Lender may d<><lm approprlat., any and all such mortgegas, deeds 01 trusl, securlly deeds, security agreements, llnanclng stalemenls, conllnuallon statements, Inslruments of further assuranca, oe<tillcales, .nd othe< documents as may, In lhe sola opinion 0' Lender, be necessary er daslrable In order 10 effectuale, complele, parlecI, continua, or prasaMI (.) lhe obligations 01 Gr.nlor under the Nole, Ihls Mortgaga, and Ihe Relaled Documents, .nd (b) the lIans .nd securlly Inlarests created by thts Mortgage as nrsl and prior lIans on lhe Property, whalher now owned or herealler acqulr.d by Grenier. Unless prohlblled by law or agreed 10 lhe conlrary by Lender In writing, Grenlor shall reimburse Lander 'or all costs and expenses Incurrad In connection with the mailers rafoned 10 In Ihls paragreph. Allomey-ln-fecl. If Gr.ntor 'ails 10 do any 0' the things raferred 10 In Ih. preceding peregraph, Lender may do so for .nd In lhe nama of Granlor end .1 Gr.nler's expense. For such purposes, Grantor he<.by Irrevocably appolnts Lender as Grantors .lIernay-ln-facl for the purpose 0' making, execullng, dellvertng, nllng, recording, end dolng ell other things as may be necessary or deslrabla, In Lender's sola opinion, 10 accomplish lhe mall"," raferred to In lhe preceding peregreph. FUJ. PERFORMANCE. If Gr.ntor pays elllha Indabtedness when dua, and olherwlsa performs alllha obllgallons Imposed upon Granlor under Ihls Mortgaga, Lender shall executa end deliver to Granlor e sultabl. satisfaction 0' Ihls Mortgege and suitable .talaments of larmlnation 01 .ny llnanclng stalamenl on nle evld.nclng Lender's securlly Inlereslln lhe Rents and Ihe Personel Property. Granlor will pay, If permllled by eppllcabla law, .ny reasonable Io<mlnation fee as delermlnad by Lender from lime to lime. DEFAI.l.T. Each 0' lhe 'ollowtng, at lhe opllon of Lendo<, shall consllluta an evanl 0' def.ull ('1:venl ot Dafaull") under Ihls Mortg.ge: Dalaullon Ind.btedn.... Failure of Grantor 10 maka .ny p.ymenl when due on the Indebladn.... Daleull on Other peym.nl.. Fallur. 0' Granlor wllhln 1M time required by Ihls Mortgege 10 meke any payment for taxes or Insurance, or any olhe< paymenl necessary 10 prevenl nllng 0' er to elfect dlscharg. ol.ny lien. Cornpllenca Dafault. Fellure 10 comply wllh any olher lerm, oblige lion, covenent or condition conl3lned In Ihls Mortg.g., lhe Not. or In .ny 0' the Relatad Documents. Br_haa. Any werranly, r.presentation or slatem.nt made or f"rnlshed 10 Lender by or on behall of Granier under this Mortgege, lhe Nole er the Relalad Documents Is, or etlhe lime mada or 'urnlshed was, feJsa In any malarlel raspect. Inaolvency. Th.lnsolvency 0' Grantor, eppolnlmanl of e racalver for eny part of Granlor's property, any assIgnm.nl for lhe benelll of cradllors, lhe commencemenl 01 any proceeding under eny bankruptcy or Insolvancy laws by or .galnsl Grentor, or lhe dissolution or lermlnation of Grantors exlsl.nce as a golng buslness (II Grenlor Is a business). exceptio lhe ext.nl prohlbll.d by fedarallaw or Pennsytvanl. law, lhe death 01 Grenlor (II Gr.nlor Is an Individual) elso shall conslllut. an Evenl of Def.ull und.r Ihls Mortgege. How.ver, Ihe deslh of .ny Grantor will not ba en Evenl 0' Delaull II as a rasull 0' the dealh of Grenlor lhe Indebladn... Islully covared by credlllllo Insurance. ForeeIoaure, elc. Commancemelll 01 foraclosure, whelhe< by Judicial proceeding, saI'-help, repossession or any other m.thod, by any cradller of Granlor agalnsl .ny 01 the Property. However, Ihls subsection shell nol apply In Ih. avenl 0' a good felth dlspula by Grantor as 10 the valldlly or ....onablaness 01 lhe ctalm which Is the basis of th. foreclosure, provided Ihal Grenlor gives Lander wrillan nollc8 of such claim and lurntshes reserves or a surety bond for Iha claim sellsfeclory 10 Lender. Breech of Other Agreem.nt. Any breach by Grentor under the lerms of any olher egraem.nl balween Granier and Lender lhalls nol remedl.d wllhln any grace period provldad Iho<aln, Including withoulllmltallon eny agreemenl concerning eny Indabledness or olhe< obligation 01 Granlor 10 Lender, whethe< existing now or talo<. Event. Affecllng Guerantor. Any of the preceding .vents occurs wllh respecllo any Gueranler of any of tha Indabl.dn... or such Guarantor dies or becomes Incompelant. Ineacurtty, Lender In good fellh deemsllselllnsecur.. RIGHTS AND REMEDIES ON DEFAI.l.T. Upon the occurrence of .ny Evenl of Dofeull end el eny IImelhareaner, Lender, etlts opllon, may exercise anyone or more of lhe 'ollowlng rights .nd ram.dles, In addlllon 10 any olher rlghls or remedies provided by law: Acceler.te Indebtedn.... Subjecl 10 appllcabl. taw, Lender shall have Ihe rlghl ellts opllon without nollca 10 Granier 10 declare the entire Indebladness Immediately dua and payabl.. lICC Remedl... Wllh raspecllo .11 or eny pert 0' the Po<sonal Property, Lender shell have .lIlhe rights and remedies 01 a secured party under lhe Unllorm Commercial Code. Collect Rent.. Lender shell hava tha righi, wllhoul notice 10 Grenier, 10 leke possasslon of the Property end collectlhe Rents, Including emounts past dua and unpaid, .nd epply lhe net proceeds, 0Vf1< end ebove Lender's costs, egalnsllhe Indebtadness. tn lurthe<.nce of Ihls right, Lender may require any lenant or olher ussr 0' the Property 10 make payments of renl or usa fees dlrectiy 10 L.nder. Illhe Ranis ara collacled by Lender, lhen Gr.nlor Irrevocably dllSIgnales Lender as Gran:ors ellorney-ln-facl 10 endorsa Instruments received In paymenl thereof In the nama of Granlor end 10 negotieta Ihe sam. and colleclth. proceeds. peyments by Inn.nls or othe< users to Lend.r In responsa 10 Lender's demand shall sattsty too obligations for which the payments are made. whether or not any proper grou!1P.!! tor the demand existed. Lender may exercise lis rights under this subparagreph either In person, by agenl, or Ihrough e receiver. hOO~ 1044 'HE 86fi Appolnl Receiver. Lender shall have Ihe right to heve a receiver eppolnted 10 lake possession of ell or .ny pert of th. Property, with the power to MORTGAGE (ConUnued) Page 5 prolacl and prMWVtlthe Prop<<ty, 10 oper.lethe Property pracedlr>g loreclosur. or sale, end to collacllhe RanIS ~om lhe Property end epply lhe proceeds, ~ and above the cool oIlhe rac.....hlp, agalnsl the IndabladnMS. The raceivar may serve without bond It parmlttad by law. Lander's righl to the appolnlment 01 a ,_Y8f sheR _I wnather or nollhe .pparanl velue 01 Iha PropO<'f exceeds the Indabledness by a substanllaJ .mount. Employmen' by l.nder ahaR no' disqualify a p<<Ion from W\I1ng as a raceiver. Juclk:1eI Foraclo8llr.. l.nder may oblaln aludlcl.1 deer.. fofecloalng ar.nlors Inloreslln ell or any pert ollha Prope<1y. Po_.eIan 01 IIIe Property. For the PUlllOM 01 plocurtng p~on 01 the Property, Granlor hereby aulhortzas end empow"," eny allorney of any court 01 '*lord In the Commonwealth 01 psnnsytvanta or _hare, as aRorney for lendo< and all p","ons claiming under or Ihrough lendo<. 10 sign an agr..menl lor Inlo<lng In any C<lmpetlnt court an amicable action In ejaclmanl for possession ollhe Propo<ty and 10 appear for end oonleu Judgmenl agalnsl OIantor, .nd agalnal .11 panona cIaImlr>g under or Ihrough Granlor, for the rscove<y by Lander 01 possession ollhe Property, WIthout any slay 01 ...oution, for which Ihll Morlgaga, or a copy ollhls Mortgaga ver1ftod by etndevil, shall be a sutnclenl warranl; end lhareupon a wnl of poolHllon m.y b. illued lorthwlth, withOut .ny prtor wrtl or proceeding whatsoever. Nonjucllclel..... It parmllfad by applicable law, llnder mey loraclOM Grolllors Inlereslln ell or In eny pert 01 lha Pa~onal Prope<1y or lhe Real Properly by nonJudicial..... Danctency Jud....nt. L.nder may obtain a judgmenl lor tny dellclancy remaining In Ihe Indebledness dua to Lander eno< appllcaUon 01 all amounta r_vad hom the ..orcl.. ollhe rlghlS provided In IhllMCUon. T.-y II lullefanc.. If OIantor ,.malna In potSaUlon 01 the Prope<1y eller the Property Is sold ss provided above or lendo< olhlllWlse baeo,,* anlllled 10 pOI_slon oIlhe Properfy upon def.ult of Granlor, Granlor shall become e lanenl alsulferenca 01 Lender or the purchaser 01 lhe Property and shall, Ill.nder's opllon, ..ther (a; pay a reasonable rental lor tile use of Iha Property, or (b) vacala lhe Prope<ty Immedlalaly upon the demand oIl.nder. 0IIIaf RemedIa.. LInder lhall have all other rlghls and r.medles provldad In Ihis Mortgage or Ihe Nola or avellabla allaw or In equity. .... of 1M Propattf. To the I.t.nl par""lIad by applk:abla law, Gr.ntor ho<eby waives any end ell rtghllo have tha property ma~hallad. In ....OltIng III Itghta In<1 romedl8t, l.nder ahall b. h.. 10 ..II all or any part 01 lha Property logethar or seperelaly, In ona sele or by separele ...... L.n.. ahaM b. .ntilhod 10 bid at any publIC ..Ie on all or any portion ollhe Property. 1loUc. 0/..... Lon"'" lhall give OIantor r...onab.. nollca of lhe lima ar,d place 01 any publIC sela of Iha Per.lonal Prope<ty or ollhe tima aner which any prlvala ..I. or other Int.nded dlljlOlUlon 01 the Personal Property ts 10 be mada. Unless olhelWise raqulrad by appllcabla taw, rauonabla nottca ahaM ",..n nolle. given .,....llen (10) deys bafora 100 time 01 Ihe saIa or dlsposlllon. WelVllf,IJ8GUon 01 R._Ie., A waiver by any party 01 a breach 01. prOvision ollhls Mortgage shall nol consUlula a waiver 01 or prejudlca lhe party'a rtghta oIharw'M to demand ,t1ct compliance wllh lhal p,ovlslon or any olher provision. Elaction by Lando< to pu~ue eny remedy shell nol tIIICIude punUlI 01 any olher ,.medy, and an tIocllon 10 mak. 8llpandltures or taka ection to pertorm en obllgallon 01 Granlor under Ihts Mortgege an. hili"'. 01 OIanlorlo p..'orrn shaM nol .lfact LInder's righllo daclara a deiault and 8llerclselts ramedles undo< this Mortgaga. AIlomayI' '_llJIpan.... If l.nder lnatitulu any sult or action 10 enlorce eny 01 the Io<ms 01 this Mortgage, Lender shall be antilled to ,acover IUOh lum .1 the OOUlt f'l\4y tdluclga ,auonabl. II allorneys' _ at IrIaI and on any eppeal. Whelher or not any court action ts Involved, ell __ up.n_ IllOunad by Lander thai In L.nder's opinion are nacessary al any tima lor lha prolaction 01 Its Inlsrest or lha anlorcamanl 01 Ita rtghta 'haM baeome . pilI 01 the Indablednna payable on demand .nd shell bear Inle<estlrom the dele 01 exptndlture unUl repaid allhe Note rala. IxpenaM COY8led by 'hla p.ragrtph Include, wllhout timltallon, however subjacl to eny limits under eppllcable law, Lender's alforneys' lees and IagaI upa_ whether <of nolthara Ia a lawsuit, Including allorneys' lees for benkruplcy proceedings (Including elforts to modify or vecata any .utomatiC atay or Injunction), appaaltl and .ny anllclpeted pool-judgmenl collaction sarvtcas, lhe cool of searching racords, oblalnlng tilla l8Ilorta (Including 'oreelosUl. raportll, aurvaycn' reports, and appratsel lees, and tilla Insurance, to the axtenl permllled by appllcabla taw. OIantor aIao W1I p.y any court coata, In addition 10 all othe< sums provided by law. NOTIClI TO OAAHTOfl AHO OTHeR PARTI1!8, Unless olherwlse provided by appllcabla law, any nollce unde' this Mortgage shell be In writing and aheM be .1fac1lv8 when aclually deliver.d or, It mailed, shall be deemed effactive whan deposlled In lhe Unitad Stales mail ~I class, raglslerad mall, poolaga prtptid, dilaclad to the tddr_ shown ne&r lhe beginning of Ihls Mortgage. Any perty may change Its address lor nollcas undo< Ihls Mor1gage by giving formal wllII.n nollc. 10 the othe< parties. speclfytng lhet the purpose 01 lhe notlca ts 10 change lhe party's address. All copies of nollcel 01 loraclo8U1. hom the holder 01 any lien whICh has priority over Ihts Mortgage shall be sent 10 Lender's address, as shown near lhe beginning oIthlt Morlgaga. For noltc. purposat, Granlor .gr_ 10 keep Lender Informed el ell limes 01 Granlors currenleddress. MIICn1.AHlOUIPAOYI810N8, The followlng mtscallanaous provisions era e pert 01 this Mortgage: AmendMent.. Thla Morlgag., logether with any Ralalad Documents, constitutes the entire underntandlng end agreement 01 lhe pertles as to the matt... ... lorth In Ihls Mortgag., No alt.ation 01 or amendmenlto Ihls Mortgage shall ba affactive unless given In wrlllng and signed by Ihe party or per.... loughtlo be charged or bound by lhe elt_tion or amendmenl. ~ Law, Thl. Mortgage haa bean d.llvered 10 Lender end eccepled by Lender In the Commonwaalth 01 Penneylvanta. This McN1l1818 _I be governed by end con.trued In accordance wllh the lew. 01 the Commonweellh 01 Pennsylvania. Clptlon Headings. "..ption haadlngs In this Mortgege era for convenience purpO!l8S only and ara nol 10 ba used 10 Inle<prel or denne lhe plovttIons 01 INa Mortgag.. Matgar, That. shall ba no merger 01 the Interesl or estale crealed by Ihls Mortgoga with any olhe< Inleresl or eslateln Iho Property al eny lime held by or lor the b.n.nl of Lender In any capacity, withoullhe wrtllen consenl 01 Lender. Multiple Parll... All obligations 01 OIantor under thts Mortgega shell be jclnl end several, end all referances 10 Grentor shall mean each and -V OIanlor. This metnsthet each 01 the peBons signing below Is rasponsiblefor ell obligations In Ihls Mortgage. lavarlllllllly. It. court 01 compalenl Jurtsdlcllon nnds eny provision of Ihts Mortgage 10 be Invalid or unanforceabla as 10 any pe<son or ClrCumtlance, auch nndlng shall nol render thai provision Invalid or unenforceable as to eny othe< persons or circumstances. It IeasIbla, eny such oIIandlng provision shall be deemed to be modlned 10 be within the limits 01 enforceability or validity; however, It IhO ollandlng provision cannot ba 10 modllled, Itahall ba slrtcken and ell 01"'" provisions oIthts Mortgage In all 01"'" respacls shell remain valid and enlorceabla. SUcca.-. and Aulgn.. Subjacllo lhe limitations staled In Ihts Mortgage on lransfar of Granlor.lnleresl, Ihls Mortgage shall be binding upon and InUlI 10 the b.nanl 01 1M parties, lhelr hellS, pe<sonal reprasentatives, successors and assigns. II ownership ollhe Property becomes _led In. p<<Ion 01"'" lhan Granlor, LandO<, wllhout nollca to Grenier. may deal with Grenier's sUCC8SScn with ralo<ence to Ihls Mortgaga end lhe IndabladllMl by way 01 forboaranca or extension wlthoul releasing Grenlor ~om the obligations 01 Ihls Mortgage or liability under lhe Indabladnees. Tlma la ollh. Euance. TIme Is ollhe essence In Ihe perlormence ollhls Mortgage. hOO'r 1044 rAG: 9fj'7 W.VI.. Met Conll"la. Landor shall nof be doomod to have waived any rilJhts under this Mortgage (or under the Related Documents) unless MORTGAGE (ConUnued) Page 6 IUCh _ Is In writing and signed by Lande<. No delay or omIsaIon on the pert of Lendo< In uadslng eny right shaD oparala a . Iii....... 01 such righl Of any olhe< right. A w....... by any party 01 a provtslon of Ihts MOf1gage shaD not conslllule e welver 01 or prejudice lha pIl1y's right olharWIs8lo darnand sb1cl compliance wllh thai provision or eny othet provision. No prior welver by Lande<, nor any course 01 cla8lIng betwaan Landa< and Gtanlor, shaD constitute a w....... of eny 01 Landar'l rights or any 01 Gtantors obligations a 10 any Mura lransaotions. Whenavw -' by Lande< ts requlrad In this Mortgage, lhe granting 01 such consent by LendO< In any Instance shall nol constiluta continuing consenllo subsequent Instances where such consent Is required. EACH GRANTOR ACKNOWLEDGES HAVING READ ALL TIE PROVISIONS OF THIS MORTGAGE, AND EACH GRANTOR AGREES TO ITS TERMS. GRANTOR: '~ X' ~.' ...../'1 9"hY A. ...~ '... SIgned, ~), WIb1aU god end dallverad In Iha ~ ot -.\ "'....~\r ....... ........., " .:'o.l;"\';' ~ ~i\. X wl....a CERTIFICATE OF RESIDENCE lheteby oe<tily, that lhe preclsa address 01 the mortgagee, Fermere TrueI Company, herein Is as follows: One Weal H~ Street, c.nlala, PA 17013 .~ , --.. , '- ,,,,'1t~,-..... ....... ".... ... ...... .. ", '\ \! Allan.y a "OInl fa'Matgagel .... - INDIVIDUAL ACKNOWLEDGMENT STATE OF ~)(' ('\ ~ "'" ':5' u c.. ,,' \ 0... COUHTYOF C\, "Y"\) 0 , \ O-AA..J I )88 I On this day baIora me, the unde<slgned Notary Public, parsonatiy appeared Jon C. Shahan end Cathy A. Heny, 10 me known to be lha Individuals dascr1bad In and who execulad the Mortgage, end acknowledgad lhallhey signed Iha Mortgage as lhelr tree and voluntary act and deed, lor lhe uses and Pll'Jlosea lharain mentioned. Givan under my hand _ 01tlclal8Olll1hle ;;J '1...) l- By \" -, .. .",0 .~()~~ ~ ~ Notary Public In end for the e 01 dItf 01 ~ Co. ~ ..... r~ ~ ~ Reeldlng et (I ,-.." \, S .Q.. ,18 9 '2- . My commlaslon explree u "3 \C,c,~ LASER PAO(tm)V", 3.15 tcJ 11i12 CFI Bank..' ServICe Qraup,lnc. AUrlghllnllrlld.(PA.Q20 SHAHAJC.LNI . ""11-. ...... ..' I . I ~ I ~.., '.,., i'i)' "'. ,,,r.,...m.1 """en "",. .....f.~.....,.. -.Jr. ',~ \"v'(,l1dyP.~:lYY';;JlI:,.Nnl<UYPL.blic c'-~. 0' r'(".~i~"I"~'1ia 1. S5 . .."1J',,:."~~.jk.:,H'!( ..~~II'~lu Clorot1Gh, C~rnbcrlJnd COllnt'! "'. C . I . "'1'-' ,'I'.,-d)' " I' \ . ...FJ-1iII'lil!1" ....\....... .. , . .. I", ' :' ,,~.,~.~, ~~ ,:~ t. .. ....1')" ....011111115s;on EXplfM "\Il']. 3.1092 ' . t'1~ recording of DeeJs : .'~' 4Itrl~":A "" J' ,.f ': ,~r. . i :~;:,;'~.fn' ",;~\ \ ~ ~."''''''''''~~''lo'~'. . .P . "~~.".: (JF'~ "1Ii ,./ ,..-~' - - "J:.' tie, "10,"~" "~ '_llllnIV,.!:'P'3 :; '.../. (.."..... ..:.}.I..,: ..- ,,~ ) : ". " U, Pi 'Je ~ '.:.:. ";)\";>. ,,:,-.'". l :..- ~ '.' "~I""j..~.'::1 -:~ ~/' I. _.':l ' - -, ttlC f r' .., '.'. ,\.<.'..iL\.....~\:):o.. ".. f'I.o,~--" '.r~1 ~'...! ,Ivhu.'.:~"!t;:ct I,'J v'v< ......;:"j;..p..Ut.">" .j ~J~"..,;;r.'1 ..~";,.~~ ':;"'~hl' :1.:/.- :J,..I '.1:;;L- "'" . ~ t .1:, , ',' ,. L . ~ l" ''',,,.' 'tlc'if:I~'r,,,,..."''''oI . 'it ~-~- ,...:. .,1 t~" 1'-' "r.' ...~--~ . ':; ",. Ih I' ",1. :"-'(-7'/'(". r;J l1 ....Jrc. .. . ..-- . ...~. . ........... [ ~ _:;;'. ~\. "'I::";!.,,,' ,I .1' '-Y. . '.. ~/.., .. \". -~.-~., ,'1.' ~~, '>,:, : .~ "~"'..}';'. :'.... '.:,~ , "Af" ..... -..to ,"14. - t" '.,'D r.t:. ~.. " , "... ... .. - ~ . bOO~ 1044 F,\[,E 86b PROMISSORY NOTE Loan Data Mlturlty 02-GS-2002 References In the shaded .r.. are for lender's usa onl Borrower: Jon C. lIhehMI cathy A. HlIrry .. Old IlIIm l.Jlne -"11I1, PA 17241-8710 Lender: F........ Tru.. Company NobI. eoulaverd 0lI\ce 0... w... tfllh SlnIet c.nllle, PA 17013 nWaJa Principal Amount: $38,7fl4.31 Interest Rate: 11.000% Date of Note: J.lnuary 29, 1992 PROMISE TO PAY, I proml.. 10 pay 10 F.",.,. Tru.. Company ("--er"), or order, In lawlul rnclIley ullha IJlIlled 5..... of Amertc:a, the prlnclpal amounl of Thirty E1ghl Thouaand SavIn Hundred Nlnaly Four . 31111lO Dol..... (138,714.31), logethar wlllllnl..... at III. ,.,. or ll.ooo~ ..... ..num on lha unpekl prlnclpaI_. from January 211, ltt2, unlll peklln lUll. PAYMENT. I will pay thl.1oan In 120 _men.. of 1113fl.52 _ paymenl. My lit.. _manll. due March 5, 1m, _ all aubMquent payment. er. due on II1e ...... dey 01 each month an., tihet. My nnel paymenl Will be due on Flbruary 5, 2002, _ will be Illt all prlno:lpaI _ all accruad Inl...., 001 Y.I peId. peym.nl. Include prtnclpal_ 1n.....I. Inlarasl on this Note Is computed on a 30/360 slmple Inlsrast basis; lhalls, wllh lha exception 01 odd days In the "~I payment partod, monlhly Inlaraslls calculaled by applytng lha ratio 01 lhe annual Inlsrast rate eve< a year 01 360 days, times lhe oulstandlng princlpal balance, ti..... . monlh 0130 days. Into<asl for the odd deys IS calcutatad on lhe basls 01 lhe actual days 10 lhe nexl full monlh and e 360-day year. I wlll p.y Lend... .t Ltnder's address shown ebove or alsuch olhe< place as Lander may daslgneleln writing. Unl8ss olhe<wlsa .greed or requlrad by applicable law, peyments will be applied nrsllo accrued unpaid Intarasl, lhen 10 princlpal, and any remaining .mountlo any unpaid collaction cosls and lata chargas. PREPAYMENT. I may pay wlthoul penally all or a portion 0' lhe amounl owed earlier than Ills due. Eariy paymants will nol, unl8ss egreed 10 by Lander In wrtling, relieve me 01 my obllgalion 10 conllnue 10 make payments under Ihe paymenl schedula. Reiher, lhey will raduca lhe princlpel balance due and may rosullln my maJclng few... payments. DEFAlJ. T. I wlli be In defeulllt eny 01 the following happens; (a) IIaiI 10 maka any paymenl when due. (b) I break eny promlsa I haw mada 10 Lander, or I fall to pertorm promptly at the lime and slrlclly In the men_ provtded In this Nole or any .graamenl relalad 10 IhIs Note, or In any olhe< agreement or IOlIn I have wllh Lander. (c) Any raprasanlallon or stalamanl made or furnished 10 Lender by me or on my bahall Is IaIsa or misleading In any malartal respect. (d) I die or bacoma InsolV1lnl, a r__ Is appolnlad for eny part 01 my property, I make en assignment lor the bane"1 of cntdllors, or any prllC8adlng Is commenced either by ma or agalnsl me under eny bankruptcy or Insolvency laws. Howe_, my dealh wlU nol be en evanl 01 defaulllt as . rasull 01 lhe death the Indablednoss Is lully covered by cradlllifa insurance. (I) Any cntdilor Ir1as 10 tak. .ny 01 my property on or In which Lander has a lIan or sacurlly Inlo<ast. This Includes I gernlshmanl 01 any of my accounls wlth Lander. (n Any 01 the events _bad In this defaull section occu~ wllh raspacllo any guaranlor 01 Ihls Nola. (g) Lander In good Iallh deems 11s8l1 Insecure. LENDER'S RIGHTS. Upon default, Lender may daclata the entire unpeld principal balance on IhIs Nota and all accruad unpaid Inlsrasllmmedlallly due, wllhoul notioa, .nd lhen I will pey lhal amount. Lander may hlra or pay someone else 10 help coIlec1lhls Nole III do not p.y. I also will pay Lander lhal amount. This Includes, subjec:t to any IImlls under applicable law, Lander's allornays' _ and legal axpansaa whelhe< or nolthe<1 Is a tawsull, Including allorneys' laos and legal axpanses for benkruplcy prllC8adlngs (Including eUorts to modify or veeale any aulomatio stay or Injunction), appeals, .nd any anllclpatad posl-judgmanl collaction sarvk:8s. It nol prohlbllad by eppllcable law, I also will pay .ny court costs, In addllion 10 ell olhe< sums provtded by taw. It judgment Is anlo<ad In connection with Ihls Note, Inlo<ost wlll continue 10 .ccrue on Ihls Nola an... judgment at lhe 8Jdsting Inlo<asl r.1a provtded lor In this Notl. Thla Note hu been dallvr.ad 10 Lander _ IICClIpted by Lender In IIle Commonwealth of Penney"'.."'. If there I. . tawaull, . agr.. upon Lander'. raqua.. 10 aubmlt 10 lIla jurladlcllon of lIla courf. of CUm~ County, lhe Commonwaellh of Penneylv..... Thla Nota _I be governed by _ conetrued In _ with ilia taw. of II1e Commonwealth 01 Penneylv..... RIGHT OF SETOFF. I granllo Lander. con~actual possessory sacurlly Inlaraslln, end hereby assign, convey, dall_, pladge, .nd ~ansf8r 10 Londo< all my right, tille and Inleroslln and 10, my accounts wllh Lander (whelher chacklng, sevtngs, or soma olhe< accounl), Including wllhout limitation ell accounts held jolntiy wlth someone aIsa and all .ccounls I may opan In the fulura, excluding ho_ aJllRA, Keogh, and trust accounts. I aulhort211 Lander, 10 the extanl permlllad by applicable law, 10 chatga or seloll oU sums owing on Ihts Note against any and all such eccounis. COI..LATERAL. This Nole Is sacurad by, In addition 10 eny olhe< collalaral. a Mortgoge daled Jan'uary 29, 1992,10 Lender on raaI property localad In Cumbarland Counly, Commonwealth 01 pannsytven"', ell the Io<ms ond conditions 01 which are hereby Incorpor.led end made a part of Ihls Nole. GENERAL PROVISIONS. Lender may dalay or forgo anforclng .ny 01 lis righls or ramedln under IhIs Noll wlthoulloslng lhem. I and eny other person who signs, guaranlees or Ind0f$8S this Nole, 10 Ihe extant ollowad by law, welw presentment, demand lor paymenl. prolasl end nollca of dishonor. Upon any chenga In lhe Io<ms 0' this Nola, end unless otharwlsa expressly slaled In writing, no party who signs Ihls Nola, whelher as mako<, guaranlor, accommodalion makllt or endorser. shall be raleasad from lIablllly. All such partias agraa 'hal Lander may renew, uland (_todly and lor any Ianglh 01 time) or modify this loan, or raIeasa eny party or guaranlor Of collato<al; or Impolr, IaIIlo reallz8 upon or pertacl Lander's sacurlly Inlaralt In the collalsrel; and take eny olher actlon deamad neoess&I'f by Lander wlthoullhe consanl 01 or nollca 10 anyone. The obllgaUons under Ihls Nota are lolnl and se_al. ThIS means lhallhe words '", "me", and "my" mean each end all 01 the persons signing below. II any portion ollhls Nola Is lor .ny reason delo<mlned 10 ba unenforceable, It will nolelfactthe enlorceablllly 01 any olhe< provtslons of Ihls Nole. PRIOR TO SIGNING THIS NOTE, I, AND EACH OF US, READ AND UNDERSTOOD ALL THE PROVISIONS OF THIS NOTE. I, AND EACH OF US, AGREE TO THE TERMS OF THE NOTE AND ACKNOWLEDGE RECEIPT OF A COMPLETED COPY OF THE NOTE. BORROW~; J V /1/ /J x,.. cJ}j ( /U~(SEALI Jon C. ShaIIan I x c,..-c~ Ii cathy A. . , /~n--:1 LASEA PRO tlm) v.... 3.1 S Ie) 1882 CFI Olnlllf' S.,Ie. a,OUp, Inc. All rlghl"""""d.(PA_C2Q SHAHAJC.lNI Fbl.dRII'.ln.IIUM.n!. EXHIBIT J_L (SEAL) NOTICE OF INTENTION TO FORECLOSE MORTGAGE TO: C~thy A. Harry U4 Old Barn Lane ~euvll1c, PA. 17241-9710 o,][U or NOlica 9-9-9(, Loan Nu, 2004111<32 The MORTGAGE held byi~!mcr~Trust cs>!~paIlLL)!,.)lighl SY.cf!t. Carl LS1(;..L~~' 17013 l~l:e.i.n~~ler we~ .us or ours) on~ou~~ro~~r~~ located at __u~~I~~ i ~1 ~.~::~A~~!I2~LL::~?lg IS IN SE R 10US DEFAU L T because vou have not made the monthly payments of $ -5.3.5...5L far the months of .....l!tb_.12~.6___..____, .~lJUlJ.st_J~2.~_._____, and _. S.ept0..mh!';LJ2.20__ and/or because .__. _._.. ..___..____ .' Late charges and other charges have also accrued to this date in the amount of _____.._.____. . The total amounl now requiltd to'fGlre Ihis default, or in other words, get caught up in your payments, as of the date of this letter, is $ __..____..O_b.. ~ . You may cure this default within THIRTY (30) DA YS of the date of this letter, by paying to us the above amount of S _..J.GU6 ...56 ._, plus any additional monthly payments and late charge which may fall due during this period. Such..pavment ,J11USI be made ei\her by .c<\shScashier'icheck'lcertified chll.ck or money order, and made at tM~~r..s.'!..':l~~_.~..rnp.~~L_.J...'.!!!'!~_._treet Larl15 e, PA. 17013 . If you do not cure the default within THIRTY (301 DAYS, we intend to exercise our righr to accelerate the mortgage payments. This means that whatever is owing on the original amount borrowed will be considered due immediately and you may lose the chance to payoff the original mortgage in monthly installments. I f full payment of the amount of default is not made within THIRTY (30) DAYS, we also intend to instruct our attorneys to start a lawsuit to foreclose your mortgaged property. If the mortgage is foreclosed your mortgaged property will be sold by the Sheriff to payoff the mortgage debt. If we refer your case to our attorneys, but you cure the default before they begin legal proceedings against you, you will still have to pay the reasonable attorney's fees, actually incurred, up to 550,00. However, if legal proceedings are started against you, you will have to pay the reasonable attorney's fees even if they are ouer 550.00. Any attorney's fees will be added to whatever you owe us, which may also include our reasonable costs. If you cure the default within the thirty day period, you will not be required to pay attorney's fees. We may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. If you have not cured the default within the thirty day period and foreclosure proceedings have begun, you still have the right to cure the defaulr and prevent the sale at any time up to one hour before the Sheriff's foreclosure sale. You may do so by paying the total amount of the unpaid monthly payments pfus any late or other charges then due, as well as the reasonable attorney's fees and costs connected with the foreclosure sale and perform any other require- ments under the mortgage. It is estimated that the earliest date that such a Sheriff's sale could be held would be approximately ..!lE.C.J.99~. A notice of the date of the Sheriff sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment will be by calling us at the following number?l? -241-7759 . This payment must be in cash, cashier's check, certified check or money order and made payable to us at the address stated above. You should realize that a Sheriff's sale will end your ownership of the mortgaged property and your right to remain in it. I f you conlinue to live in the property after the Sheriff's sale, a lawsuit could be started to evict you. You haue additional rights to help protect your interesl in the property. YOU HAVE THE RIGHT TO SE LL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. YOU MAY HAVE THE RIGHT TO SELL OR TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR TRANSFEREE WHO WILL ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL THE OUTSTANDING PAYMENTS, CHARGES AND ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE, AND THAT THE OTHER REQUIRE. MENTS UNDER THE MORTGAGE ARE SATISFIED. CONTACT US TO DETERMINE UNDER WHAT CIRCUM- STANCES THIS RIGHT MIGHT EXIST. YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. YOU HAVE THE RIGHT TO ASSERT IN THE FORECLOSURE PROCEEDINGS THE NON.EXIS T OR ANY OTHER DEFENSE YOU MAY HAVE TO ACCELERATION OR FORECLO EXHIBIT If you cure the def.lIIlt, the mo I .~ you are not entitled to this right to -J-2 the same position as if no default had oCCllrred. However, han three times in any calendar year. -~ \ ~ . ,_.. Bv. Q.C \- "L\:\..,.CAF_~.}~',,(. )S'\~':- \~__ .Jl c~~ '. 'il!",::1l::,~.1-.~,dl :/::'1'",1 ':'f.';' NOTICE OF INTENTION TO FORECLOSE MORTGAGE HH_. -.----~ TO: ,10n r:. ':hanhJIl U4 ()1tl ttlrn L,10t! ::e\'lVi 11l~t Pi,. 17241-~171u Dato of NocictJ ~-~-~b________ Loan No. 200117 :l~J2 ---. -, The MORTGAGE held by J'JrI:1arSJn'U_i:\!!i1[lJfl:J. lJI..J-[i!.lh--5tr~C.LGilr:Lhl. ,1,\. 171113 (hereinafter we, us or oursl on your properly located at ___.._~;'L!tL(L~ijrr!.J,'lIlQ------- ____ .. _.._._____~_________.________ tlc'\L'LU1.Q.1-IIIIr_. 17241-0710 c.-c. 52 IS IN SE R 10US DE FAU L T bec,1/Ise you have not nwde themont/1/v payments of S .. ~~J. for the months of Ju I " ..!~~'!...___. ___~uD_u_s..t..Ji!Sl> __, and ~iP tCI"br:r 1,.0(i and/or because _______ Late charges and other charges have also accrued to this date in the amount of _ . The total amount now required to cure this default, or in other words, get caught up in your payments, as of the date of this letter, is $ __.!..bQ~_,~~ . You may' .Cllre this default within THIRTY (30) DA YS of tho dato of this letter, bV paying to us the above amount of S __-.l_u~J-,,~.~o_. __, plus any additional mont/1/v payments and late charge which may fall due during this period. Such paymerll must be made either by cash, cashier's check, certified check or money order, and made at Fdrmcrs -,.!:..usa_ C(]I:l[liInJ.....1...J;'.'-J/j_tJh Street Carl isle, P,I. 17013 . If you do not cure the default within THIRTY (301 DAYS, we intend to exercise our righr to accelerate the mortgage payments. This means that whatever is owing on the original amount borrowed will be considered due immediately and you may lose the chance to payoff the original mortgage in monthly installments. If full payment of the amount of default is not made within THIRTY (301 DAYS, we also intend to instruct our attorneys to start a lawsuit to foreclose your mortgaged property. If the mortgage is foreclosed your mortgaged property will be sold by the Sheriff to payoff the mortgage debt. If we refer your case to our attorneys, but you cure the default before they begin legal proceedings against you, you will still have to pay the reasonable attorney's fees, actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay the reasonable attorney's fees even if they are over $50.00. Any attorney's fees will be added to whatever you owe us, which may also include our reasonable costs. If you cure the default within the thirty day period. you will not be required to pay attornev's fees. We may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. If you have not cured the default within the thirty day period and foreclosure proceedings have begun, you still have the right to cure the defau/r and prevent the sale at any time up to one hour before rhe Sheriff's foreclosure sale. You may do so bV P:Wing the total amount of the unpaid monthlv payments plus any late or other charges then due. as well as the reasonable attorney's fees and costs connected with the foreclosure sale and perform any orher require. ments under the mortgage. It is estimated that the earliest date that such a Sheriff's sale could be held would be approximately lJEC 19% . A notice of the date of the Sheriff sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment will be by calling us at the following number: 717-241-7759. This payment must be in cash, cashier's check, certified check or money order and made payable to us at the address stated above. You should realize that a Sheriff's sale will end your ownership of the mortgaged property and your right to remain in it. If you continue to live in the property after the Sheriff's sale, a lawsuit could be started to evict you. You have additional rights to help protect your interest in the property, YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. YOU MAY HAVE THE RIGHT TO SELL OR TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR TRANSFEREE WHO WILL ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL THE OUTSTANDING PAYMENTS, CHARGES AND ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE, AND THAT THE OTHER REQUIRE. :'J1ENTS UNDER THE MORTGAGE ARE SATISFIED. CONTACT US TO DETERMINE UNDER WHAT CIRCUM. STANCES THIS RIGHT MIGHT EXIST. YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. YOU HAVE THE RIGHT TO ASSERT IN THE FORECLOSURE PROCEEDINGS THE NON.EXISTEN EFAUL T OR ANY OTHER DEFENSE YOU MAY HAVE TO ACCELERATION OR FORECLOSU EXHIBIT -~ L: If VOU ClIft' thl! default. the mortya YOll ar" not entitled to this right to cu sam,.' position as if no default llad occurred. However, three times in any calendar year. \ ". ,~, \ . . . ....... IIi ..:0-_ .. By --~~)..s;...~r--___L__._~\l~~~.;'~:\.,-~--~_..:_~-~- __'..__~J . .,; (:: '. ,: l:~: (,; 11 ~ i ..I"' -, _:; Ii.': - :', I '. I :, ~' RE: Account No.: ACT 91 NOTICE IMPORTANT: NOTICE OF HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM. PLEASE READ THIS NOTICE, YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS _~!!)4-'4U.L-._---_..-- Dale: __@<.!l)"-'~i.I\)"'~L(.J ~2[, ----_.._-~---_._.-.--_.--~..--- .. -_._-_.,--_._---~-_._------_..._-_..- .,--..-' TO: Catl\'! II. lIalTI illl Old" \.orn l..QI\~;ii~~jvlIl(~'-J'!"-, Ji~.lHillLl._____".. FROM: Fillllcrs 1rIQt COlllpan'l 1 \1~~tU!I~!'~r..H~l'.:.-l)l~.!-J.!I.!)3-". You may be allglble lor financial a..latanca that will prevent loreclQaure on your mortgage If you comply with the provlalona of the Homeowners' Emergency Mortgage Assistance Act 01 1983 (the" Act"). You may be eligible lor emergency temporary ..slslance II your delault hes been caused by clrcumatances beyond your control, you have a reasoneble prospect of reaumlng your mortgage payments, and If you meet other eligibility requirements established by the Pennsylvania Houalng Finance Agency, Please read all of thla Nollce. It contelns an explanation of your rlghte. Under the Act, you are entitled to a temporary stay olloreclosure on your mortgage for thirty (30) days from the date of this Notice. During that time you must arrange and allend a 'Iace-to-face' meeting wllh a representallve of this lender, or wllh a deslgneted consumer credll counseling agency. The purpose 01 this meeting Is to allempt to work Oul a repayment plan, or to otherwise sellle your delinquency. This meeting must occur In the nextlhlrty (30) days. If you allend e face-to-face meeting with this lender, or with a consumer credit counseling agency Identilled In this notice, no lurther proceeding In mortgage foreclosure may take place for thirty (30) days aller the dale 01 this meeting. The name, address and telephone number 01 our representative Is: Jilc\: V, 111I1-<:!.bll,\ 1 II. Illql\ ~tr8ct Carlhle, Ph. 17()\3 Telephona Number:..B /-241-175<:- The name(s), address(es), and phone numbers of (a) designated consumer credit counseling agency(les)Is (are): Y\lCi\ .lU1 G. ~-crcet : Larllsle, 1'/\. 1/l1l,; - Ills only necessary 10 schedule one faca-to-face meeting. You should advise this lender Immediately 01 your Intentions. Your morlgage Is In defeull because you have failed to pay promptly Installments of principal end Inlerest, as required, lor a period 01 at least slxly (60) days. The total amount of Ihe delinquency Is $ I;., ,i. ,,,. -' Thet sum Includes the following; 3 tlonthly payr.\cnts at $53\;.52 cach 1'01' t.he \1onths of ;1111 1996, AU'lllst 1996, and ~cp elll Jill' Your mortgage Is also In defauU for the following raasons: II you hava tried and are unable to resolve Ihls problem at or aller YOUr face-to-Iace meeting, you have Ihe right to epply lor financial assistance from the Homeowners' Emergency Mortgage Assistance Fund. In order to do this, you muatllll out, sign and lIIe a completed Homeowners' Emergency Asslslance Application wllh one 01 the desIgnated consumer credll counseling agencies listed above. An application for assistance m&y only be obtained from a consumer credit counseling agency. The consumer credit counseling agency w\ll assist you In IIIl1ng oul your application and will submit your completed application to the Pennsylvania Housing Finance Agency. Your application must be flied or postmarked, within Ihlrty (30) days of your lace-Io-Iace meeting. Ills extremely Important that you tile your application promptly. If you do not do so, or if you do not follow the of her time periods set forth In this letter, foreclosure may proceed againsr your home immediately. Available funds for flmergency mortllage assistance are very limited. They will be disbursed by Ihe Agency under the ellgiblllly criteria established by the Act. / /lIs extremely Important Ihat your eppllcatlon be accurate and complete In every respect. The Pen1'l5ylvanla Housing Finance Agency has sixty (60) days to make a decision alter it receives your application. During Ihat addlllonal time, no foreclosure proceedings will be pursued against yoU If yoU have met the time requirements set forth above. You will be notified directly by that Agency of lis decision on your application. The Pennsylvania Housing Finance Agency Is located et2101 North Front Street, Post Office Box 15530, Harrisburg, Pennsylvania 17105. Telephone No. (717) 780-3800 or 1_800-342-2397 (tolllree number). Persons wilh Impaired hearing can call (717) 780-1869. In addition you may receive enolher notice Irom Ihls lender under Act 6 011974. That notice Is called the -Notice of Inlentlon to Foreclosure-. You must read both notices, since they bolh explain rights that you now have under Pennsylvania law. However. If you choose to exercise your rights described In this notlco ou cannol be foreclosed upon while you are rec~lving that assistance. Very Iruly yours. \-~.t:\- "'-.\ \~~~~.:'\.)\" \;.\.l ;1i.l,;~\i.~_Ull-t..l;i+i-""Il-~u.}{.\.-im\-M'HGel' gency can be reached TOLL FREE al I (BOO) 342-2397. EXHIBIT ,~ ttl.tAA Illr" 4 'ti'i'l . RE: Accounl No.: ACT 91 NOTICE IMPORTANT: NOTICE OF HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM. PLEASE READ THIS NOTICE. YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS r.1l1l4141.1;i Dale: _~fJIB,.',!'!)I!Qr.J:~'2...-1<)96 TO: JOII C. Sl1unl1an fJ4 01 II GJl'n L:1ll~llilU'Li..UQr-e"-"JQU..~Hl FROM: Furmor:; Trust Compiln)' 1 11_ UJyl:L~Ll:1.:.cLC,llC:.l~l"r..I!;:....-1-ill.1-J You may be eligible lor IInanclal aaslltance that will prevent loreclolure on your mortgage II you comply with the provlalona 01 the Homeownera' Emergency Mortgage Aaalatence Act 011983 (the" Act"). You may be eligible lor emergency temporary aaalatance II your delault haa been caused by circumstances beyond your control, you have a reasonable prospect 01 resuming your mortgsge payments, and II you meet other eligibility requlremente aatabllshed by the Pennsylvania Houalng Finance Agency. Please read all ollhla Nollce. II contains an explanallon 01 your rlghta. Under the Act, you are entilled 10 a lamporary slay of foreclosure on your morlgage for thirty (30) days from the date of this Nollce. During Ihatllme you must arrange and allend a 'face-Io.face' meellng wl'.h a representallve 01 this lender, or with a designated consumer credit counseling agency. The purpose of this meellng is to allempllo work out a repayment plan, or to otherwise setlle your delinquency. This meeting must occur In Ihe next Ihlrty (30) days. II you allend a face-la-face meellng with Ihls lender, or with a consumer cradlt counseling agency Identified in this nollca, no further proceeding In mortgage foreclosure may lake place lor thirty (30) days after the date of this meeting. The name, addresS and telephone number 01 our representative is: ...Jck V. lIu'Lcl11sun 1 lJ, III ~h Street Cilrllsl~, PA. 17013 Telephone Number: 717-241-7759 The na",~~^ addrass(es), and phone numbers of (a) deslgnaled consumer credit counseling agency(las) Is (ara): ,)01 b. :-,trcet I,drllSIC, I'f\. 1/013 It Is only necessary to schedule one face-to-face meeting. You should advise this lender Immediately of your Intentione. Your mortgage Is In default because you have lelled to pay promplly Installments 01 principal and Inlerest, as required, for a period of at leastslxty (60) days. The lotal amount ofthe delinquency Is $ 1 i,ll.. "". . Thai sum Includes the lollowlng: 3 f1onthl, paYlllents at $535.52 Ouch for the lIonths of Jul y 1 9<)fi, AlIglI't 1 'l'lf\ I rlnrf :,ept(;mlJcr 19%, Your mortgege Is also In default for the following reasons: II you have tried and are unable 10 resolve this problem at or aller your lace-la-lace meellng, you have Ihe right to apply for financial assistance from the Homeowners' Emergency Morlgeg'l Assistance Fund. In order to do Ihls, you must 1111 out, sign and file a completed Homeowners' Emergency Asslslance Application with one of the deslgnaled consumer credit counseling egencles lIsled ebove. An appllcallon lor asslslance may only be obtained from a consumer credit counseling agency. The consumer credit counseling agency will assist you In filling out your appllcallon and will submit your compleled appllcallon 10 the Pennsylvania Housing Finance Agency. Your appllcallon must be filed or postmarked, within Ihirty (30) days 01 your face-to-lace meellng. Ills extremely Important that you file your application prompt/y. If you do not do so, or If you do not follow the other time periods set forth In this let/er, foreclosure may proceed against your home Immediately. Available funds for emergency mortgage assistance are very limited. They wilt be disbursed by Ihe Agency under Ihe eligibility criteria eslabllshed by the Acl. It Is exlremely Importantlhal your appllcallon be accurate and complele in every respect. The Pennsylvania HOUSing Finance Agency has sixly (60) days to make a decision afler it receives your application. During thai additional lime, no loreclosure proceedings will be pursued against you II you have met the lime requiremenls setlorth above. You will be nOlilied direclly by Ihat Agency of its decision on your application. The Pennsylvania Housing Finance Agency Is located at2101 North Fronl Street, Post Office Box 15530, Harrisburg, Pennsylvar.la 17 105. Telephone No. (717) 7BO-3BOO or 1-800-342-2397 (loll free number). Persons with impaired hearing can call (717) 7BO-1869. In addition you may receive anolher nOllce 'rom Ihls lender under Act 6 of 1974. That notice is called Ihe 'Nolice of Intention to Foreclosure'. You must read bolh notices, since Ihey bolh explain rights that you now have under Pennsylvania law. However, il you choose to exercise your rights described In this notice, au cannol be foreclosed upon while you are receiVing that assistance. I LBIT Very 'ruly yours, '. e-c\ "-\ \\-\~ ~J,-'::r"\\. ('---':>Cl \tlck V. IliltCIIiS~II--C~lectlons Officer goncy can bo reacho" TOll FREE at t (800) 342-2397. HlMA HI;;!.. 'll'V, i " c~ l ~ ~ ">. N t.. , f"( ir: C'" I ~ ~~: N .... ~ . , '\ ~ --:-': 1'\ ., :c '::i. ~ \() -r-: a.. :-:::i . - ~~. N . ,:J ~ ~ t t UIC, ~ ::.~; EEl:. ~ . iiil ~ !u... \:\~ r:- :;: :.> l' .... r- Ll 0 cr. ~ ,... - -. l"' ,.." J\OP'1 . ..' . . 'J\' I ~...II , " FINANCIAL TRUST COMPANY, Plaintiff : IN THE COURT OF COMMON : PLEAS OF CUMBERLAND : COUNTY, PENNSYLVANIA v. : CIVIL ACTION . LAW JON C. SHAHAN, and CATHY A. HARRY, Defendants : IN MORTGAGE FORECLOSURE '1. '.0 C) -.I n '. '~ .,~ "ijIJ ,"11 '" '. '1) ~() -J 'l ~R "'-) Irn :..> ~r ! ~ 1-0 -... n : CIVIL TERM 1996-5868 'c T.,' n," To: CATHY A. BARRY -.:, . , ' Date of Notice: April 22, 1997 . -. ~'. IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAlLED TO TAKE ACTION REQUIRED OF YOU IN THIS CASE. UNLESS YOU ACl' Wu.tW'i TEN DAYS (10), FROM THE DATE OF THIS NOnCE, A JUDGEMENT MAY BE ENTERED AGAINST YOU WITHOUT A BEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Court Administrator, Fourth Floor Cumberland County Courthouse Carlisle, PA 17013 Telephone: (717) 2 0-6200 ,', ... ClO ZZ ::l:ll _0 <to :lE'; ...~ c,) ~ ~ 10 o~ 0: ~ ~o .~ '" <= <t" 0.=1 .... ~ t: "g .. ~~Ili .. ~ ... ... ... ~t'i~ i ~ 0 i= -~ o ...cue:( 0 :a !liS!... ol5 ~.~ Q.~ : ~ '" u'"'' ",<=" II ... "" '" UO z o::~ 1 a .... '" ,," '" ",' <_ 't: .... - wW u:C (3 III ~~ ~ li ~ Q~ Z ~ ::0 ~ ~~ ::l ,.: ~ Ifo~ C ~ ~ filo< .. iD . ",0 " M Iii :;)~ u E i( WW 1 5 ,,9 ! iii >~ ... ~h 0 '4.?l~ CAN & , P.C. lAM A. DUNCAN, ESQUIRE 1 IRVINE ROW CARLISLE, PA 17013 ID# 22080 !!.p~ ~ .. . 03, B ,~g .:tT.ll. } iI..' ~ I ~1. '0 ",;IJ! h ~ ~ ~ ~ .~ ~ ~ :E ~ \"'1 ... -c>l:;; 8 rt C1.I~~ "0 .- e ~ C"1 ru ~ Q. ~ ~ s< t:: ou 2 ut.:J cO Cl) O'Iia t: U"1 tJl.':!E n] ~~.. ..... III aJ ..c '"' "0 ..' e .. ;s c: ro ....-l ad - 0 U - ..c::. - 0 ~'ti ru~-11l0 CJ1~.9:'3t-' lU.... ~ _ E~'" [J""~c..",51 ~1_~.0ll :r ~.- .....:::l 0 '-J' t' c: ~ ~ ~ (3 ~ -J -:,~ ~.f"t " n..... _ c C " '8~ .... f.I) - 0 o.u .~i- ii.. :Ja: Z 0 ,,' UJ \ \ ~ \ . ,t . .- ~ ~ '" ~ . " n Cl .f n (.l ,. '" ~ .,) :~ , m \: n ~ . '.' . vt '" "- u T-~~\'\ O~. ~I :]~, ~..I .9-;,;: .: .~ .... W'';:; ," ~ :u d I O:U.'," I ~ ~I': I~? IT' .- .-l ru n) '.n -." fTl ru IT' ::r n. '''tAlI3 1d1_1I Wnlall Dutln .01 noA ~U'4J. ! i p U 8 ! ~: riP ; j :J j : j; I ! g Ii ~ litH ~~ ~ii i Ji 2 c '; j ~ i~~ l l!~ ! ,2';i;3 <~ ...r) s 9 ~ ~ f"3 0 0 ~ :"' a:HI) i~ ~ ;;; ~ ~ ) i-:-.:j~ ~ ~J!HhjU! .~ ~ ~ ~ II! >< ! tapl' IIJ8^8J '41 UQ palildwO:l SS3tJOOY NHn.L3l:t JnoA. II II' ~ II lrii ~. a l~' ," ";: ~I i~ j 51!"" ~ I t 'ifl 0 0 j ~ ~..: N - GO i i 'e ~ 0 ~~8 000 ill \'<) I .ll ~ !~~JJ ~il~li ~ a: ! .! fJ. . 0 ~ooo,..; - -.. N i J "" ~ .). , , , :! . ~j ,"'I 11 ~ ...- ," -- - c, -" .. t> ,. __ _1 . ~.~ ltit-il ,Illllr 'OOSE UlH}j SJ 'l::Jfo\JIS .dJ~'1;f uJna.y BUlin J;;;;UW4..L lrii !Jo i <ell ~ ~ - 8 ; 'F j";: 000 ~ :L~I'-=r j ~ 'if:; ~ ~ i ~ I ti":NS~~ ..ll~ !j ! zCxJ '" ! ~ I ~ ;: ~ p U f1jJjj~ h 8 J ~: ~ ~ 000 ij .; ; J Ii ~ ~ j d ! l ]i S ! ~ ii ~ lill: jg i::~t >,c(3 Hi j ji 9 ~ i ~ I !~~ ! ,~ J .f' ~ ~ l a:HI) is ~ 8:: ~ ~ ~pa;2,<h .tl ~ ~ ffi~!HH~H ~. i & >< ~ U). .. . .. M II'i '-'. }rOO _ en LIP" IIJ8A8J 1411-"'0 P"'ldwoo SS3,..OQY N~n.L31:; JnoA. '( n. I "< l5 , J ( I >- O' C" C"": J-:. -: ~ u.J~~? N Q~' ~f' ~ ':"'l.. r:j~~ 6: r, N . >- 'j" .. ~ ~~? fll >- I ._~ r. "'" ': J,I,) ~ ~":l u... '-' ~ -. '-' :::J 0\ (,) ...... --. ~ A , .. ,.- .~ -- { J i j 1\' ~ r:.Q 'J'- () ~ ~ c-... ct ~ -- V] -< t? >. vI -.J ~ ~ 0-.< 00 'Il c: c: rf. C"- ~ 1'1 c; <). J Q Q 0 0 ':J/ Ii; . 0 8 J :,j ,. () IJl 0 lIlL-,O c.: '.I) , ' C", ~~ o.:lti~ ~ .>J. c. I ~ ..... rJ. to.' \j [,~!. " , 'l ~ .Jl l" L. . I. e.-. ,. l-' -~ ~ (..) (}, t'.1 .. --..- ~. co; ..... j-. lJ.t( - \:., , , L-: I ~. _ , ~J\. ., f.:l: u..l', , " i.2 , , l, (, I' r- u t r l~} -- ..;1' u; -' ., ...... Il} t." ; ~.-. , S~i : f." ~ C.~ l: j' -' .. L>. L' , u. .. : " r-. J U .~." '...J I I 1 I j , , - 1. If the Sherill's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling the Sheriff of Cumberland County at (717) 240-6390. 2. You may be able to petition the Court to set aside the sale of the price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened you may call the Sheriff of Cumberland County at (7 I 7) 240-6390. 4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your property. A schedule of distribution of the money bid for your property will be filed by the Sheriff within thirty (30) days of the sale date. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions are filed with the Sheriff within ten (10) days after the date of the filing of the schedule of distribution. 7. You may also have other rights and defenses, or ways of getting your property back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. COURT ADMINISTRATOR Fourth Floor Cumberland County Court House Carlisle, PA 17013 (717) 249-1133 i -. , c,o. " , " , l:" f~' (.~, '0 , l ~;- , I v , r- , <...; (;1 '.J " AlL nlOSE CERTAtN two tracts of land situate in Upper frankford Township, CUlrbcrland County, pennDyivania, bounded and described aD follows: 'lllACf NO. I: BEGINNING at an iron pin at the northweDt cornor of a 20 foot private right- of-way appearing u[x," the hereinafter mentioned Plan of Lots which iron pin is located on line of Lot No, I on the hereinafter loontioned Plan of Lots; thence by Lot No. I on the hereinafter mentioned Plan of t.,ts North 30 degrees 53 minutes 07 seconds West 150.79 feet to an iron pin in the Une of land now or formerly of C. Heillges; thellce North by land now or Coonerly of C. Hsinges, 71 degrees 12 minutes 0 oecondo E4sL 29'/ .16 feet to 0 pooL in line 0 land now or formerly of C. Heillgeo; thence by the SIllOO by an existIng fence in a southerly direction approximaLnly 75 feet to a point at the nor LI\eastern cqrner of the hereinaOOve mentiolled'20 foot private rlght-of-way; thence by the northern edge of said right-uf-way South 68 degrees 31 minutes 13 seconds West 35.33 feet to a point; thence by the Slllne South 56 degreeo 3~ minutes 06 seconds West 83.31 feet to a point; thencs by the sam3 South 52 degrees 09 minutes 16 seconds West 65.51 feet to a point; thence by the sall10 South 47 degreeo 20 minutes 26 seconds West 09.77 feet to an iron pill, tho place of begiMing, . CONTAINING .697 acreR, more or less. BEING Lot No. 5 on the Subdivision Plan for Hery L, Morris duly recorded in CUnberland County Plan 800k 42, I'age 87. UNDER AND stmJECr, nevertheless, to building and use conditions and restrictions as s.et forth on the said plan. 'I1lACl' 00. 2: The portion of the 20 foot private right-of-way appearing on the Subdivision Plan for HIIry L. Morrill dated Septen'ber 3, 19B2 and recorded In CUnberland County Plan Book 42, Page B7, which exists between Lot Nos. 4 and 5 on the said subdivision plan, '11,e northern and southern boundaries are established as set forth on the hereinabove mentioned Subdlvlelon Plan. The eastern boundary shall be the boundary butween the right-of-way appearing upon said subdivision plan and land now or fOtl11llrly of C. Heinges and Lot No, 2 on the Plan of Lots of Hery L, HorTls aD recorded In CUntlerland County Plan Book 39, Pagll 49. The western boundary slulll be the shortest distancll connecting the Iron pins establishing the northwest corner of Lot No. 4 and the southwest corner of Lot No. 5 on the Subdivision Plan recorded in CUIlDerland County Plan Book 42, Page 87. 'ItXiE'nlER with s 20 foot private right-of-way for ingress, egress and r.egress over and upon Lot No. 1 on the Subdivision' Plans of Mary L Morris, as recorded in CUmberland County Plan Book 39, Page 49 and In CUntlerland County Plan Book 42, Page 87. The Bald 20 foot private right-of-way is bounded and described as set forth on said sutxllvlslon plans and the joint duties of the lot owners to maintain said right-of-way, etc., are aet forth in the hereinafter mentioned deed. The prior Grantor, the owner of Lot No, 1 has previously conveyed a fee olJTpl~ interest in the portion of the 20 foot private right-at-way lying between Lot Nos. 4 and 5 on the Sulxllvislon Plan recorded in CUmberland County Plan Book 42, Page 87 so as to make fee ownership of that portion of the right-of-way belong in the o..mer of Lot No. 5 and by the delivery of the prior deed relinquished and right of the o..mer of Lot No.1, her heirs 8l'ecutora, administrators and assigns to use for any reason tlle portion of the rlght-of- way conveyed by the prior deed to Lot No.5, The rellnqul~tunent of rights for lot No. 1 shall not affect the rlght-oE-WIIY intcrents previously created fer the O\l'llers of Lot Nos. 2 and 4. BEING the same premises which H. William Ilarxy and Cathy A. lIanl', by deed dated even date herewith granted and conveyed to Cathy A. lIarry, grantor herein. 1 ~ II .~ ~ i I I .. -----." ... I :, ".. f~~ i ! .. - \ -I ' ,. .,' I I . \ ! i ii: al .. C [-: ., " )",' c": :") " uJ~:l I 0" -~ '- -( ,. \... l'. " (r~ ~ .:'") &1; I {il' (. , ':",1 .' Ll' .. . ~ : '.... ,.- D ::.i ~ r- Cl'l u ... , I j. ..,." - --- ----.. i I i I ) . ..n. .~ --- -- -- ~...... 1 I \ . I . - ..... Financial Trust Company vs Jon C. Shahan and Cuthy A. Hurry In the Court of Common PIcas of Cumberlund County, Pcnnsylvania Writ No. 1)6-5868 Civil Tcrm Timothy Rcitz. Deputy Sheriff, who bcing duly sworn uccording to luw. suys on October 9, 1997 at4:JO o'clock P.M.. E.D.S.T.. he posted the propcrty of Jon C. Slmhun und Cathy A. Ilarry ut 8J Old Burn I.ane, Ncwville, Cumberlund County, Pcnnsylvuniu wilh u copy of Real Estutc Writ, Notice Pllstcr und Description according to luw. R. Thomas Kline. Sherin: who being duly sworn uccording loluw. suys thut hc servcd Rcal Estate Writ, Noticc Poster and Description in the fllllowing manner: Thc Sheriff muilcd onc of the within named dcfendants, to wit: Jon C. Slmhun u noticc of the pendency of the uction by certified mail markcd DELIVER Y ONI. Y TO ADDRESSEE. ut his last known address at 1189 Woolcn Road, Ring Gold, GA. 30736. This letter wus muilcd under thc datc of Septembcr 29, 1997 and was receivcd on October 4, 1997 with return receipt card signed by Jon C. Shahan. Return receipt card is hereto attached. R. Thomas Kline, Sherif!: who being duly sworn according to law. says that hc served Rcal Estate Writ, Notice Posler and Dcscription in the following manner: The Shcriff mailed the within named defendant, to wit Jon C. Shahan a notice of the pendency of the action by regular mail to his last known address at 1189 Woolen Road, Ring Gold GA 30736. This letter was mailed under the date of October 10, 1997 and was nevcr returned to the Sheriffs Office. R. Thomas Kline, Sherin: who being duly sworn according to luw, says that hc served Real Estate Writ, Noticc, Postcr and Description in the following manner: The Sheriff mailed one of the within named defendants, to wit: Cuthy A. I'larry a noticc of the pendency of the action by certified mail markcd DELIVERY ONL Y TO ADDRESSEE. ut her last known address at 1189 Wooten Road, Ring Gold, GA. 30736. This Icttcr was mailcd undcr thc date of Septcmbcr 29, 1997 and was receivcd on Octobcr 4, 1997 with return rcccipt card signcd by Jon C.Shahan. Return rceeipt card is hcreto attached, R. Thomas Kline, Sherin: who being duly sworn according to law, says that he servcd Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed one of the within named defendants, to wit: Cathy A. Harry a notice of the pendency of the action by regular mail to her last known address at I 189 Woolen Road, Ring Gold GA. 30736. This letter was mailed under the date of October 10, 1997 and was never returned to the Sheriffs Office. R. Thomas Kline, Sheriff, who being duly sworn according to law, says thut alier due and legal notice had been given according to law, exposed the within described premises at public venue or outcry at the CourtHouse, Carlisle, Cumberland County, Pennsylvania. on March 4, 1998 at 10:00 o'clock A.M.E.S:r., sold tract no ll,'r the sum of$ 13,000.00 to Attorncy Susan Otto for l'inaneiul Trust Company, Its Successors and Assigns. It being the highest bid and the best price received for the sume Financial Trust Compuny , its successors und assigns, bcing the buyer in this Execution paid Sheriff R. Thomas Kline, the sumof$1.695.00 it being Sheriffs Costs. Sheriffs Costs listed below. Dockeling Poundage Posting Bills Advertising 15.00 260.00 15.00 15.00 \ . i\ \. " ," ,I... \ , \ " , I "_.: .. ., TITLE REPORT TilE PREMISES ENDORSED HEREON ARE SUBJECT TO TilE FOLLOWING ITEMS, WIIICII WILL BE EXCEI'TED IN TIlE POLICY UNLESS SATISFACroRY EVIDENCE PERMITrlNG TIIEIR REMOVAL IS PRODUCED. SliER...... SAU~ NO. 2S lIeld WedneNduy, Murch 4, 1998 Date: March 6, 1998 TAXES: ReceiptN for ulltaxe~ for the years 1995 to 1997 inclusive, Tuxes for the current yellr 11)l)1l. MORTGAGES: Listcd Under Other Exceptions Below. JUDGMENTS: Listed Under Other Exceptions Below. INSTRUMENTS TO DE PRODUCED: Dced from Cumberland County Sheriff to dllted , 1998, and recorded , 1998, in Cumberland County Deed Book , Page RECITAL: Being all of the premises,the same being two tracts of land, which Cathy A. Harry, by deed dated January 29, 1992, and recorded January 29, 1992, in the Office of the Recorder of Deeds in and for Cumberland County at Carlisle, Pennsylvania, in Deed Book "M", Volume 35, Page 641, by deed of quit-claim remised, released and quit-c1uimed to Cathy A. Harry and Jon C, Shahan, as jointlenants witillhe right of survivorship. OTHER EXCEPTIONS: 1 . The identity und legal competency of parties at the closing of this title should be established to the satisfaction of the closing attorney acting for this Company. 2. Righls or claims of parties in possession, if any, other than the owner. 3. Unrecorded easements, discrepancies or connicls in boundary lines, shortage in area und encroachments which un uccurate and complete survey would disclose. 4, Payment of Stale and local Real Estute Transfer Taxes, if required. 5. Building und use conditions and restrictions set forth in deed recorded in Cumberlr.nd County Deed Book "M", Volume 35, Puge 641, and in deed recorded in Deed Book "E", Volume 30, Page 282. 6, Building und use conditions and restrictions shown on PI un for Mary L. Morris recorded in Plan Book 42, Puge 87. 7. It is to be noted that deeds recorded in Deed Book 35"M"644 und 35"M"64I are quil- claim deeds and that the lattcr deed recorded in Deed Book 35"M"644 notes "joint tenants with rights of survivorship" only ut the beginning of the deed where the parties are numed and not iuthe quit-claim puragruph, nor does lunguuge appear anywhere in the deed to indicate thulthc Granlees ure NOT to be lenants in common. 8. Satisfactory evidence to be produced that proper notice was given to the holders of all liens und encumbrances intended 10 be divested by subject Sheriff Sale. 9. Dclinquent real estate luxes. I 10. Mortguge given by M. William Hurry to Garry L. Kesslcr and Donnu M. Kcssler, husband and wife, d:lled October 20, 1984, and rccorded Octobcr 26, 1984, in Mortgage Book 76:1, l'i1ge 737, in Ihe mnount of $4,000.00. II. t\111r1!'a!!,' ~i\'l'n hy .JlIn C. Shahan and Cathy ^. Ilarry In Fanners Tnlsl Cnmpany dated .Iallllar\, 2'J, 1'1'l2, allll'l'clI"lcd .Ianllary 2'), 11)1)2. in t\lllrlgage Blink 1044, Page ')113, inlhe alllllllnt lIf $IX.7'1.1.11. Complaint in Mortgage Foreclosure Iikd lIn ()clllhn 2.1. I'lou" III I'J'Ih.II.'iHMl hy Finunciul Tnt.\t Company ugainst Jon C. Sh:lhun :lI1d Calhy A. I larry, 1"11 '"arlllll which dcfulllt jlldgmenl wus entered nn Muy 12, 1')'J7 in Ihc allllllllltllf $211,2Jll.'JI alld Writ nr bcculion filed 011 Seplember I), 1')97. . . . . nth" file and that no evidence was found It is to be ~oted !hatt~e Shenf~s retu~~~~~~ ~nd Donna M. Kessler, and no evidence ~~nlo~~~I~f ~~r;e g~~~~~o ~~~i;~n to'Sears Roebuck and Company. . "7 1997 to 1997-090435 in favor of U. S. Treasury Federal Tax Lien filed on January -: ' f $11 "87 41 Department against Jon C. Shahan In the amount o. ,~ . . . "7 1997 1997-00431 in favor or U. S. Treasury Federal Tax Lien filed on January -: ' , to r $11 "8741 Department against Jon C. Shahan In the amount 0 ,~.. . b k nd Company against Jon Shahan dated Judgment entered In favor odr SJear~ R06e ul~9~ to 55-Civil 1993 in the amount or January 5, 1993. and entere anuary, , $1,573,17, Rl"al estate taxes accruing on and after July 1, 1998, not yet due and payable. . .. '. .' .. 12 13. 14. 15. RlCAL UTAT1l11AU1: NO. 211 ' Wrll No. 96.~888 Civil Financial Tnlat Company VI. Jon C. Shahan and Clthy A. illlIT)' . Ally.: WIIUem A. Duncon ALL 11iOSE CERTAIN two tracta of land IUuate In Upper FrankCord TOWMhlp, Cumborland Counly, Ponn. eylvanJ.. bounded and described a. (allows: TRACT NO. 1: BEGINNING al an Iron pin at the nonhwest comer of a 20 (001 pnvate rIICht-of-way appearing upon the herelnallcr menUoned Plan of Lola which Iron pin Is located on line of Lot No. J on lhe hereinafter men.. Uoned Plan arLois: thence by Lot No. 1 on lhe herelnatler menUoned PII1I\ or Lots North 30 degree. 53 minutes 01 seconds West 158.79 feet to an Iron pin In the line of land now or formerly olC. Meloges; thence North by land now or fonnerly of C. Meln.. ges. 71 degrees 12 minutes 0 sec- onds Eas1297.16 feet taB post In Iloe orland nowor (onnerly ofC. Melnges: thence by the same by an exJsung (ence In a southerly dlrecUon ap- proxJmatcly 75 (eet to a point at the northeastern corner of the herein- abovc mentioned 20 foot private r1~ht.of-wuy: thence by lhe northern erlRe or .ald rlChl.or-woy South 68 c1eh'rees 31 mlnulcs 43 seconds Wnl 35.33 reet to a point: thence by the some South 56 deKrees 32 mlnules 06 seconds West 83.:H (eel 10 a point; thence by the It.tme South 52 de~reC's 09 mlnulu I Ii ~r('nmI5 Wt'~t tis. 54 feet 10 II point; thence by the same Soulh 47 degrees 20 minutes 26 sec- onds Welt 89.77 feel to an Iron pin. the place or beRlnnlnR. COM'AlNING .697 acre.. more or leas. BEING Lot No.5 on the Subdlvl. lion PIRn for MlU)' L. Moms dUly rrcorrled In CUlnbcrlaJ1d County Plan Book ~2. Page 67. UNDER AND SUIlJECT, n...,rthe. leu. to bulld!nR and Ule condlUona r<~ -k. -;'r:q- Rohert M, Frey, Agent . . Nllle: TI,i. Title Rcpllrt .holl nllt he vlllid or h'"","g until cllunlersignc" by lIn lIulhori/C" .ignlltllry. and reatncUonll as set forth on the saId plan. TRACT NO.2: The porllon o( the 20 root private rlght.or-way appearing on the Subdl- 'I1.lon Plen ror Mary L. Morris dated September 3. 19B2 and recorded In Cumberland County Pion Book 42, Page 87. which extsu between Lot NOli. .. and 5 on the said lIubdlv1slon plan. The northern and southern boundartel are eltabllshed as let forth on the hereinabove menUoned Subdlvtslon Plan. The eastern bound- ary ehall be the boundary between Ihe rlght.or.way appearing upon .old subdMalon plan and land now or fonnerly of C. Melngell and Lot No.2 on the Plan of Lola of MIllY L. Moms QS recorded In Cumberland County Plan Book 39. Page 49. The western boundary shall be the shortest dill. lance connecung the Iron pins estab. IIshlng Ihe northwest comer of Lot No.4 and the southwest comer of Lot No. 5 on Ihe Subdlvtslon Plnn re- Corded In Cumberland County PIIll1 Book 42. Page 87. TOGE1liER wtlh a 20 root private r1~ht-of-way for Ingress. egres!' Qnd regress over and upon Lot No. 1 on the Subdlvtlllon Plans of Mary 1... Mor- ns. as l't'Corded In Cumberland Coun- ty Plnn nook .39. Pal(e 49 and In Cum- berland Cnunly PIli" (Junk 42. Pll.~e 87, TIle !lnld 20 fnol prtVille "Rht-of. way Is bounded and ftr!lcrthr.rt 1111 8rl (onl1 on saId subdlvtston plMI:" anrt (he Joint duUes of the lot owners (0 maintain aald right-of.way. elc.. are 1Ie1 forth In the hereinafter men- Uoned dC1 d. The prior Grantor. Ihe owner of LoI No. 1 has prevtously conv~yC'!d a rer !llmple Interest In the portIon of lhe 20 root private rlght.or.woy lyinM b('IW~en 1..01 No.. 4 &Jld :5 on the Stlhdl\i'llllon PIIU\ rrcorded In Cum- , berland County Plan Book 42, Page 87 80 as to make fee ownership of lhut portion or the rlght.or,wlIY be- long In lIle owner or Lot No.5 end by the delivery or lhe prior deed relln- qul.hed and right orthe owner or Lot No.1. her hetrs executors. admlnJstra~ lors and assigns 10 use for any feASOn Ole portJon of the rtght-ofoway con~ veyed by the prior deed to tal No, ~. The rellnqul.hment or rlMhl. ror Lot No. I .holl not arrectthe rlght-or.way Interesu prevtoully created for the owners of Lot Nos. 2 and 4. BEl NO Ihe eame premise. which M. William illlIT)' ond Cethy A. Hony. by deed dated even dete hereWith granted and conveyed to CaUIY A- Hany, grantor herein. THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of publication I I 1 1 Under Act No 587 Anorovad Msv 18 1929 CommonwuUh of Penneylvenla, County of Dauphin) .. Frenk J. Epler bei.ng duly sworn occordi.ng to law, deposes ond says: That he la the Controllar of THE PATRIOT-NEWS CO., a corporation organlzad and exlatlng undar tha lawa of the Commonwealth 0' Pennsylvania, wllh lis prlnclpel office and pleca 0' bualna" at 8t2 to 818 Markel Slreat, In the City of Harrlaburg, County ot Dauphin, State 01 Pennsylvenla, owner and publlshar 01 THE PATRIOT.NEWS and THE SUNDAY PATRIOT.NEWS nawspapers 01 ganeral circulation, printed and published at 812 to 818 Market Straet, In the City, County and Stale aloresald; that THE PATRIOT-NEWS end THE SUNDAY PATRIOT-NEWS were established March 41h, 1854, and September 18th, 1949, raspectlvely, end ell have been continuously publlehed ever slnca; That the prlntad notice or publlcstlon which Is securely etteched hereto Is exsctly as printed and published In their regular dally and/or Sunday and Metro edillonsl1ssues which sppeared on the 21st snd 28th dey(a) of October end the 4th day 0' November 1997. That neither he nor said Company Is Interested In the subject matter ot said printed notice or advertising, and that all 01 the allegallons 0' Ihls statement as to the time, place and character 0' publication are truo; and That he has personal knowledge ot the facls aforesaid and Is duly authorized end empowered to verily this sletement on behelf of The Patriot-News Co. aforesaid by virtue end pursuant 10 a resolullon unanimously passed and adopted sevarally by the slockholders end board 01 direclors of the said Compeny and subsequently duly racorded In the office for the Recording of Deeds In and for said County 0' Dauphin In Mlscolleneous Book "M", Volume 14, Page 317. ___;~-- C-= .' /kd-~~ l.Swrn to and subs . h d~~ 0 ember 1997 A.D. r-4otarial SO.7J1 ~ / ~ / Te"'lL.RU'seo\~~:::' ~ r;//,~.&~ HllIll:;burg. ~."". .. . ..,eom....IGnE<ll'I TARY PUBLIC . .""""""",01 ,Pwo......-.-My ..ommlssion expires June 6, 1998 PUBLICATION COPY SALE #25 - ;.. REAL ISfAll! No. 25 \ :;.:.',";..'1' WrttNo. &a6& :.~~.~. .....~nc~rulf~pany ...' ~ l"l"U VI r;' . -' .too C. ShQI1!In ond . .,.., Co1l\y A. Hanv l ~:~~',~~''','.Atty.: wuuam A. ~ncon ~ ,.ii.1HQsE CERTAIN t:",AITOC" .of ~nd~: \ m'c~.F~~ilVX~n~ond Statement of Advertising Costs ~rt~'ffollO"'" . I To THE PATRIOT.NEWS CO., Dr. ~YJNINfGirt:l8nf~~vgl~Q~r.ilI~~ For publishing Ihe notice or publlcetlon attached hereto cornet' 0 0 the here1nc1ter mer.. =rt~onu~,\O" which I.on pin b on the above stated dates $ raca1ed on tn:d'I~O~ N~ ~o'li' \\i:~~e16'V Probellng same (1) Notary Fee(s) $ fgt"'~~"gg me ge.elnattGr menMnrs Total $ PIonoo) ~~~:'~'~'l'fo ~n~!,\',u,JCr~ ih. line f Iond n<:NI 0< lo<mertv 0 . ne,!,~",,~eNOI1l1~Y\andno1f~~ sher's Receipt for Advertising Cost "1~>t[o!!<" t-.:~~~h~~~~~;~Ol\llSnar 01 THE PATRIOT-NEWS and THE SUNDAY PATRIOT-NEWS, newspapers of ganeral clrculallon, haraby acknowledge recuipt of the aforesaid nollce and publlcallon costs and cerllfles Ihat Ihe same heve been duly paid. THE PATRIOT-NEWS CO. CUMBERLAND COUNTY SHERIFFS OFRCE roJRT HOUSE CARLISLE, PA. 17013 .1 , i I 374.33 1.00 375.33 By.................................................................,.. . Financial Trust Company vs Jon C. Shahan and Calhy J\. flarry In the Court of Con un on Picas of Cumherland County, Pennsy Ivania Writ No. lJ6-SX6X Civil Term Timothy Heit/, Dcputy Sheriff, who heing duly sworn according to law, says on (Moher lJ. 1'l'l7 at":30 o'c1oek P.M., E.D.S:!'.. he posted the properly of Jon C. Shahan and Cathy A. Harry at X3 Old Barn I.une, Newville, Cumherland County, Pennsylvania with u copy ofl~eul Estute Writ, Notice Poster and Description according toluw. H. Thomas Kline, Sheriff, who being duly sworn according toluw, says that hc servcd Real Estate Writ, Notice Poster ,md Dcscriplion in the Illllowing manner: The Sheri If Jl1uilcd one of the within named defendunts, to wit: Jon C. Shuhun a notice of the pendency of the action by certilied mail murked DELIVEH YON!. Y TO ADDHESSEE, ut his lust known uddress at 1189 Woolen Road, Ring Uold, OJ\. 30736. This lelter was muiled under the dute of September 29. 1997 and was received on October 4, 1997 with return receipt curd signed hy Jon ('. Shahan. Return receipt card is hereto allaehed. R. Thomas Kline, Sherin: who being duly sworn uceording to law, says that he served Real Estate Writ, Notice Poster and Description in the Il)lIowing manner: The Sheriff mailed the within named defendant, to wit Jon C. Shahan a notice of the pendency of the action by regular mail to his last known address at 1189 Woolen Road, Ring Gold GA 30736. This letter was mailed under the date of October 10, 1997 and was never returned to the Sheriffs Office. R. Thomas Kline, Sherin: who being duly sworn according to law, says that he served Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed one of the within named defendants, to wit: Cathy A. Harry a notice of the pendency of the action by certilied mail marked DELIVERY ONL Y TO ADDRESSEE, at her last known address at 1189 Woolen Road, Ring Gold, GA. 30736. This letter was mailed under the date of September 29, 1997 and was received on October 4, 1997 with return receipt card signed by Jon C.Shahan. Return receipt card is hereto allached. R. Thomas Kline, Sheriff, who being duly sworn according to law, says that he served Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed one of the within named defendants, to wit: Cathy A. Harry a notice of the pendency of the action by regular mail to her last known address at 1189 Woolen Road. Ring Gold OJ\. 30736. This letter was mailed under the dute of October 10, 1997 and was never returned to the Sheriffs Oflice. R. Thomas Kline, Sheriff, who being duly sworn according to law, says that after due and legal notice had been given according to law, exposed the within described premises at public venue or outcry at the Court House, Curl isle, Cumberland County, Pennsylvuniu, on March", 1998 at 10:00 o'clock AM.E.S.T., sold tract no 2 for the Stn11 of$ 1,200.00 to Franklin E. Magni and Dixie Lee Magni their heirs and assigns. It heing the highest bid und the best price received for the same Franklin E. Mugni and Dixie !.e~ Magni, being the huyer in this Execution paid Sheriff R. Tholllus Kline, the Sllll1 of$2,O 15.07 it being hid price pOllnduge stamps etc. Costs. Shcriffs Costs listed hclow. Ilockeling POllnduge Posling Bills Advertising IS.OO 2...47 IS.OO IS.OO ". . . , TITLE REPORT THE PREMISES ENDORSED HEREON ARE SUBJECT TO THE FOLLOWING ITEMS, WHICH WILL BE EXCEPTED IN THE POLICY UNLESS SATISFACTORY EVIDENCE PERMmING THEIR REMOVAL IS PRODUCED. SHERIFF SALE NO. 25 Held Wednesday, March 4, 1998 Date: March 6, 1998 TAXES: Receipts for all taxes for the years 1995 to 1997 inclusive, Taxes for the current year 1998. MORTGAGES: Lisled Under Other Exceplions Below. JUDGMENTS: Listed Under Other Exceptions Below. INSTRUMENTS TO BE PRODUCED: Deed from Cumberland County Sheriff to dated , 1998. and recorded , 1998, in Cumberland County Deed Book . Page RECITAL: Being all of the premises, the same being two tracts of land. which Cathy A. Harry, by deed dated January 29, 1992, and recorded January 29, 1992, in the Office of the Recorder of Deeds in and for Cumberland County at Carlisle. Pennsylvania, in Deed Book "M", Volume 35, Page 641, by deed of quit-claim remised, released and quit-claimed to Cathy A. Harry and Jon C. Shahan, as joint tenants with the right of survivorship. OTHER EXCEPTIONS: I . The identity and legal competency of parties at the closing of this title should be eSlab1ished to the satisfaction of the closing allorney acting for this Company. 2. Rights or claims of parties in possession, if any, other than the owner. 3. Unrecorded easements, discrepancies or conflicts in boundary lines, shortage in area and encroachments which an accurate and complete survey would disclose. 4, Payment of State and local Real Estate Transfer Taxes, if required, 5. Building and use conditions and reslrictions set forth in deed recorded in Cumberland County Deed Book "M", Volume 35, Page 641, and in deed recorded in Deed Book "E", Volume 30, Page 282. 6. Building and use conditions and restrictions shown on Plan for Mary L. Morris recorded in Plan Book 42. Page 87, 7. It is to be noted that deeds recorded in Deed Book 35"M"644 and 35"M"641 are quit- claim deeds and that the laller deed recorded in Deed Book 35"M"644 noh~s "joint tenants with rights of survivorship" only at the beginning of the deed where the parti~s are named and nOI in the quit-claim paragraph. nor docs language uppear unywhere in the deed to indieale that the Grantees are NOT to be tenants in common. K. Satisfactory evidence to be produced thut proper notice was given to the holders of all liens and encumbrances intended to be divested hy subject Sheriff Sale. 9. Delinquent real estate taxes. 10. Mortgage given by M, William Harry to Garry L. Kessler and Donna M. Kessler, husband and wife, daled October 20, 19K4, und recorded October 26. 19K4. in Mortgage Book 763, Page 737, in the amount of $4,000.00. 1\ . Morlguge given hy Jon C. Shahan and Cathy A. lIurry to Fanners Trust Compuny dated January 29, 1992, und recurded January 29, 1')1)2, in I\.lurlgage Rook 1044 Puge 963, in the amount of $3K,794.31. ' Complaint in Mortgage Foreclosure tiled on October 24, 1996, to 19lJ6-0586K hy Financial Trust Company against Jon C, Shahan and Cathy A. Harry, pursuant to which default judgment was entered on May 12, 1997 in the amount of $2K,23K.91 and Writ of Execution liIed on Seplember 9, 1997. . . in the file and that no evidelil:e was found It is to be ~oled !hatt~e Shenfrs reL~~~~~~ and Donna M. Kessler, and no evidence ~:lo~~~I~f ~~~~e gh~~~~o ~~~iv~n t~ 'Sears Roebuck and Company. 997 1997-090435 in favor of U. S, Treasury Federal Tax Lien filed on January ~7, hi to t f $11 287 41 Department against Jon C. Shahan In t e amoun 0 , . . . 1997 199700431 in favorofU. S. Treasury Federal Tax Lien filed on January ~7. , to f $11 28741 Department against Jon C. Shahan In the amount 0 , . . . S Roebuck and Company against Jon Shahan dated Judgment entered In favor of ears 6 1993 to 55-Civil 1993 in the amount of January 5. 1993. and entered January, , $1,573.17. Real estate taxes accruing on and after July I, 1998, not yet due and payable. , - .' , '. 12 13. 14. 15, R&AI. EllTATlC 8AL& NO. 211 . WI11 No. 96-5868 CMI FInancIal Tru.t Company VI. Jon C, Shahan and Cethy ^- Hany . Atty.: WlWam A. Duncan ALL rnOSE CERTAIN two tncla of land .ltu.l. In Upper Frankford Township, Cumberland County. Penn- OYIvanJa. bound.d and descl1bed e. follows: 'mACT NO. t: BEGINNING II an tron pin Itth. northwelt comer of a 20 (oot private rIRht..or.way appearing upon the herelnal\er menUoned Plan of Lot. which Iron pin II located on IIn. or Lot No. I on the hereinafter men. Uoned ptan of Lota: th.nce by Lot No. I on Ole hereinafter menUoned Plan of Lola North 30 degreea 113 mlnut.1 07 aecondo Welt 158.79 feet to an Iron pin In the line or land now or formerly oCC. Melnges: thence North by land now or fDnnerly of C. M.In. aOl, 71 d.gr... 12 mlnutel 0 oec- ond. Ea.t297.16 feel Ie a po.lln line or land now or (ormerly ore. Metngell: thence by the aame by an exJlIUng fence In a lIOutherly dl~Uon ilP- proxlmalely 75 fe.1 Ie a polnl otth. northeutem comer of the herrin. above menUoned 20 (oat private rt~hl'of'way: thenc. by th. north.rn ed~. of s'td ""hl,of-way South 68 d.gn,.. 3t mlnut.. 43 second. Wesl 35.33 feel to a polnl; th.nc. by the "me South 56 dtgrees 32 mlnules 06 !lttondlllWnlAJ.34 r~dtoB polnl: thence by the snme South 52 deJ(rru 09 minutes 16 seconds West 65.54 (eet 10 a point; thence by the same South 47 degrees 20 mtnules 26sec- anda West 89.71 reet to an Iron pin. the plac. or beginning. COr-rrAlNING .697 .cres. more or lei'. BEING LoI No.5 on the Subdlvl' Ilon Plan ror Mary L. Moms duly recorded In Cumbortand County Plan Book 42, 1'0(. 87. UNDER AND SUIlJEC:\', "..,.rth.. ...., 10 bulldlnll and u.. rondlUon. ~ - k_ '}-.~ Robert M. Frey, Agent .' . Note: This Title R.port shall nUl he valid or btn<ltng until countersign.d by an authoriled signatory. and natrtCUona .1 eet torth on the aa1d plan. 'mACT NO.2: The portJon of the 20 foot prlvale rlght-of.way appeartna on the Subdl' vlolon Plan fot Mary L MOlT1. dated Seplember 3, 1982 and recorded In Cumberland County PI"" Book 42, POlle 87, which 0Jd11l between LoI NOI. 4 and e on the Mid tubdMalon plan. 1'11e northern and lOuth.rn boundartu are eltabUlhed U Ht tanh on thlt hereinabove menUoned Subd1\1.lon Plan. Th. ....tern bound. ary Ihall be the boundary between th. rlght.of.way appeartna upon said lubdtvtalon plan and land now or form.rly orC. M.lna.a and Lot No.2 on the Plan or Lola of Mary L MOlT1. e. recorded In Cumberland County Plan Book 39, P"lle 49. The we.tem boundary shall be th. .hortOlt dl.- tance cOMecUng the lron pm utab- lI.hlng th. northwest com.r of LoI No.4 and the eoulhweat comer ofLoI No. 5 on Ihe Subdlvtslon PI1U1 re- cord.d In Cumberland County PI"" Book 42, P"lle 87. TOOE'lliER with a 20 fOOl prtvat. I1ght-of-way for In....... ....... and regress oVer and upon Lot No. I on the Subdlvtalon Plana orMlUY L. Mor- nlt. as ~nrdt"fJ In Cumberland Coun- ty Ptlll1 Dook 39. Pa,te 49 and In Cum- berland County Plan nook 42. Put(e 87. The ~u'ld 20 fool prtvate nghl-of- way Is bounded and descrtbed aa set forth on saJd subdtvtslon plan,. and the Joint duUea or the lot owners to malntaJn said right-o(-way. etc.. are act rorth In the heretnaner men- Uoned deed. The prior Oranlor. the owner or Lot No. I has previously conveyed a ree simple Interest In the portion or the 20 root prtvatc rtght.or-way lying betwr.~n l.ot Nos. .. and 5 on Ule SubdiviSion Plan ~orded In Cum. berland County Plan Book 42, Pag. 87 ao as to make fee ownership or that portion of Ih. rtghl.of.way be- long In the owner of LoI No.5 and by the d.llv.ry of the pl10r deed rolin- qutlh.d and right ofth. own.r of Lot No. t. her helre executere, admlnlSIra- tOI'll and aallllM to UIIe ror any re.JOIt the porUon .,1 the rtght-or-w.y con- veyed by th. pl10r deed to Lot No.5. Th. rellnqul.hm.nl of rt~hla for Lot No. I shall not llffocllh. rtght.or.way Interet'" prevtoully created for the owncn at Lot NOI. 2 and 4. BEINO th. ume premt,," which M. William Hany and Cathy A. Hany. by deed doted even date h.rewlth granted and conveyed Ie Cathy A. Hany, grantor herein. ALL '11IOS(;: CERTAIN tloO tracts of land situate in upper l'rankford Township, Cwroorland County, Pennsylvania, bounded and described as follows; TIIl\CT to. 1: BEGltlNtNG at an iron pin at the northwest comnr of a 20 foot private right- of-way appearing u['<'n tile hereinafter. mcntioned Pliln of Lots which iron pin is located on line of Lot 110, 1 on the hercinaftcr mentioned Plan of Lotsi thence by Lot 110. 1 on the hcrcinafter IIMlntioncd Plan of l-.lts IIorth 30 degrees 53 minutes 07 seconds Wcst 150.79 feet to an iron pin in tllo line at land now or tormerly at c. Helngcs; thence North by land now or Connerly at c, Heinges, 7l degrces 12 minutcs 0 seconds Ust 2n .16 fcet to a poot In line 0 land now or fonnerly of c, Helnges; thence by the samo by an oxistlng fence in a aoutheriy direction approxiniBtely 75 fcet to a point at the norLl\castern c,<rner of tho.... hereinalY.lve mentioned '20 foot private right-of-way; thence by the northern edge of said right-of-way South 60 degrees 31 minutes 13 secondo West 35,]J feet to a point; tho",:e by tile Dill"" South 56 degrecs 3~ IIunutes 06 seconds West 03. 3~ feet to a point; thenco by tho samo South 52 degrees 09 minutes 16 se::onds West 65.5~ feet to a point; thenctl by the sallKl South 47 degrees 20 minutes 26 seconds Went 09.77 feet to iln iron pin, thn plilCIl of beg iruling, . CONTAINING ,697 acreR, more or loss. BEING Lot No. 5 on the Subdivision Plan tor KIIry L, Hecrla duly recorded in C\urb!rland County Plan Book 42, I'ilgo 07, UNDER 00 SUIlJEC1', nevertheless, to building and use conditions and restrictions as a.et torth on tho said plan, .i 'mAtT 00. 21 ~le portion of the 20 foot private right-of-way appearing on the Subdivision Plan for KIIry L. Morris dated Septesrber 3, 1982 and recorded in CUrrberland County Plan Book 42, Page 81, which exists between Lot IIos. 4 and 5 on the said subdivision plan. ~Ie northern and southern boundaries ere established as let forth on the hereinabove mentioned Subdivision Plan, 'l11a eeatern boundary shall be the boundary butween the right-of-way a~ring upon said subdivision plan and land now or formerly of c. Heinges and Lot No. 2 on the Plan of loti of Ho2ry L. Herris all recorded in CUntleriand County Plan Book 39, Page 49. 'l1le western boundary shall be the shortest distance connecting the iron pins establlshing the nOIthwest corner of Lot 110. 4 and the southwest corner of Lot No. 5 on the Subdivision Plan recorded in CUllIberland County Plan Book 42, Page 87. TOGETHER with a 20 toot private right-of-way for ingress, egreas end regress over and upon Lot No. 1 on the Subdivision' Plans of Mary L Herd8, 058 recorded in Cumberland County Plan Book 39, Page 49 and in CUntlerlanu County Plan Book 42, Page 87. 'l11e said 20 toot private right-of-way i8 bounded and described as set torth on said sutillvision pians and the joint duties of the lot owners to maintain said right-of-way, etc" are set forth in the hereinafter mentioned deed. 'l'he prior Grantor, thll owner of Lot No. 1 lute previously conveyed a fSll 8lnpio interest in the portion of ths 20 toot private right-at-way iying between Lot Nos. 4 and 5 on the SutxHvision Pian recorded in CWtiJerlal1ll County Plan Book 42, Page 87 80 a8 to make fee ownership of that portion of the right-of-way belong in the owner of Lot 110. 5 and by the delivery of the prior deed relinquished and right of the owner of Lot No.1, her heirs executors, aoonistrators and assigns to use for any reason the portion of the right-of- way conveyed by the prior deed to Lot No.5, 'l11e rellnqulutunent of rights for lot No. 1 sha1\ not affer-t the rlght-of.way intllreuto I'rcvlulloly crSllted tor the "","era of Lot Nos. 2 and 4. BEltlO the same prellUlIes which H. William lIacry and Cathy A. Itarry, by deed dated even date herewith granted olnd conveyed to Cathy A. Itacry, grilntor herein. \J .s 30 () PROOF OF PUBLICA lION OF NOTICE IN CUMUERLAND LA W JOURNAL (Under Act No. 5117, approved May 16, 1<)29), P. L.I711-l STATE OF PENNSVLVANIA : 55. COUNTYOFCUMUERLAND: Roger M, Morgenthlll, Esquire, Editor of the Cumberland Law Journal. of the County and Slate aforesaid. being duly sworn, according to law, deposes and says thaI the Cumberland Law Journal. a legal periodical published in the Borough of Carlisle in the County and Stale aforesaid. was established January 2, 1952, and designated by the local courts as the oflicial legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County. and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: OCTOBER 10.17.24. 1997 Afliant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement. and that all allegations in the foregoing statements us to time, place and character of publication are true. RMLI!:8TAT1!: lIALE NO. 38 ~~ Rog I'M, Morgenthal. Editlll' Wl'lt No. 96.5868 ClvtJ Financial Trust Company SWORN TO AND SUBSCRIBED before me this 24 day of OCTOBER. 1997 YO. Jon C. Shahan and Cathy A. lIany Atty.: WUllam A Duncan ALL THOSE CERTAIN two Ir.1cls of land situate In Upper Frankford TOWl18hlp. Cumberland County. ~nn- eytvanLn. bounded nnd described os follows: TRACT NO. I: BEGINNING at nn Iron pin at the northwest corner of n 20 (oot pnvate nght-of.way appeartnJ{ upon the herelnnfit'r mt"nUmu:d Plan of l.otH whh'h lnm pin I~ !lu'ilh'd un 111lt" of Lut Nu, I un the" hrrrlllnftt-r IIWIl- Unnrd Plan n( l..lll!i; Ihl"IU'f" hv 1.01 No, 1 olllhr Iu'rrlnaflt'r IIIt'nlloilt'd I'lal1 o( Lol~ North :10 d('grt',~~ 5:J mllllllt'l'O 07 M.t'tHJ(l~ \\'l.~t I flH. 7!J (t'(.t In 1111 lOIn pili III lilt' litH' llllillld lIow or lonul'rly ufe. Mt'ln~f'~; Ih('l1n' Nurth by land now ur liJrTlU'r1r uf C, Ml'ln. ~t"~. 71 dt"Art"t":-I 12 mlnult'li 0 Mt'('. ol1d~ EH.'it 2B7 ,I ti It"f't In 1I post In Illl~ 1l1J,lIl1ll111WIJllllrllwrl'tlfr' \II'tI1 'f.... NorARIAl SEAL I LIJIS E. SNYl'fR. Nolary Public Carlill. 80'0, Cu",berlaniJ Co p .' . Unly, A ...._"!-~~l.on f_ptr.. March ". 2001 ., edge or aald a111ht-oC.woy South 68 degree. 31 mlnuln 43 o<<onda w..t 36.33 Coet to e point; thence by the aame South ~6 dogree. 3~ mlnuloe 06l1<Cond. w..t 83.34 foetlO u poInt: thence by the oame South ~~ dogreee 00 mtnutes 16 IH!conda ~ftt 63.54 (ret to B point; thence by the saOlr Soulh 41 deg~8 20 mlnult1l 26 sec- ondfl West 89.77 fret to an Iron pin. tho place of be"lImlng. CONTAINING .6H7 acres, more or Jess. BEING Lot No. ~ on the Subdlvt- "Ion Plan for Marv 1... Moms dilly recorded in Cumberland County Plan Book 4~. Page 87. UNDER AND SUBJECT. neverthe- less, to building and use condIUon... and n.-slrtcUons as ~t (orth on the said plnn. TIlACT NO. ~: nle porUon of Ule 20 (oot prtvate right-or-wey appelll'lng on the Subdl- , vteton Plan Cor Mwy L. Mom. deted September 3, 1982 ond ",conled In Cumberland County Plan Book 42, Page 87, whlch exl8la between Lot Nee. 4 and 5 on the eaJd .ubdlvteton plan. The northern and southern boundaries are establlshed as eet forth on the hereinabove menUoned SubdlvteJon Plan. The """tern bound- wy .hall be the boundwy between the a1ght-or-way appeartng upon saJd lIubdJvt5ton plan and land now or Connerly or C. Melng"" and Lot No.2 on the Plan oC Lola of Mwy L. Morrts .. reconled In Cumberland County Pion Book 39. Page 49. The western boundwy ehall be the shortest die- lance connecUng the 1mn plns caleb. llshJng the nort.h~t comer of Lot No. 4 and lhc80uthW1!'stcomero(Lot No. 5 on the SutxUvtalon Plan m. corded in Cumberland County Plan Book 4~, Page 87. TOGETHER WIth e 20 foot priYllte right-of-wsy for Ingre.., egress and regre.sa over and upon Lot No. 1 on theSulxUvtston Plans oCMwyL. Mor- rle, .. recorded In Cumberland Coun- ty Plan Book 39. Page 49 and In Cum- berIa.nd County Pion Book 4~. Page 87. The .aJd ~o foot private rigl.t-o(- way Is bounded and descrtbed as eet for'J1 on eald eubdtvtslon plans and the Joint duties of the lot owners to mntntaln saJd right-of-way, ele.. are sel forth 111 the hereinafter men. Uoned deed. The poor Grantor. the owner o( Lot No. 1 hoe prevtou81y conveyod . fee elmple lnlereel In the portIOn o( the 20 foot prtvate right-or.wsy lying belween Lol N08. 4 and 5 on the Subdlvteton Pion reconlod In Cum- berland County Plan Book 42, Page 87 80 as to make fee ownel"!lhlp o( that portion of the right-of-way be- long In the owner or Lot No.5 and by the deUvery of the prior deed ",Un- qulehod and right or the owner of Lot No.1. herhclnJe:xecutors. admln18lra- tDrs and o.satgns to use (or any reason the portJon o( the r1ght.of-way con. veyed by the prior deed to Lot No.5. The reHnqutshment of rtghts for Lot No.1 shall not affect the rtght-of-wny lnt.e~8ta p~oualy created (Of the owners of Lot Nos. 2 and 4_ BEING the same premises which M. WIIUan> Harry and Cathy A. Hurry, by deed dated even date hereWIth grantod and conveyed to Cathy A. Harry, granlOr he",ln. . " THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No 587 Ano/Oved Mev 18 1929 Commonwealth 01 Pannaylvsnls, County of Dsuphln) Sa FrankJ.Eplar being duly sworn occording to law, deposes ond soys: That he Is the Controller of THE PATRIOT.NEWS CO., a corpore lion orgenlzed and exlallng under Ihe lews of Ihe Commonweellh 01 Pennaylvanla, wllh lis principal office and place of buslnesa al 812 to 818 Market Street, In the City of Herrlsburg, County of Dauphin, Slale of Pennsylvanle, owner end publisher of THE PATRIOT.NEWS end THE SUNDAY PATRIOT.NEWS newspepers of general circulation, printed end published at 812 to 818 Market Street, In the City, County and State aforesaid; thet THE PATRIOT.NEWS and THE SUNDAY PATRIOT.NEWS were established March 41h, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publlcetion which Is securely attached hereto Is exectly as printed and published In their regular dally and/or Sunday and Metro editions/Issues which appeared on the 21 st and 28th day(s) of October and the 4th day of November 1997. Thet nellher he nor said Company Is Inleresled In Ihe subJect meffer of said printed notice or advelllslng, and that all of the ellegallons of this statamenl as to the time, place and charscter 01 publication ere true; and That he has personal knowledge of the fecls aforesaid and Is duly eulhorlzad and empowerad to verify this slatement on behall of The Petrlot-Naws Co. aforesaid by vlrlue and pursuant to a resolullon unanimously passed and adopled severally by Ihe stockholders end board of directors of the said Company and subsequenlly duly recorded In the office for the Recording of Deeds In and for said County of Dauphin In Miscellaneous Book "M", Volume 11, Page 317. /' .h...... <;.-= :=-:A:::l;~k_~~__~_____________ '-Sworn to and subs' .' h d(y of. November 1997 A.D. -Ie""-'l." /d/' / i...otu"f1........~.....,;.. ,./" I R -:.u1l NoUt ..,V'"";) \ _ /~. .. Te"".. u. , ph"" 'oun . I- t. ..' / . - e.. HaHI..wr;}.ORll, I. - _ } L~ ..,com_IOn E'll". TARY PUBLIC .~oI .""'....-. -MY <;ommsslon expires June 6, 1998 PUBLICATION COPY SALE #25 OJMBERLAND COUNTY SHERIFFSOFFlCE COURTtPUSE CARLISLE, PA. 17013 Statement of Advertising Costs To THE PATRIOT-NEWS CO., Dr. For publishing the notice or publication allached hereto on the abova stated dales $ Probating same (1) Notary Fee(s) $ Tolal $ 374.33 1.00 375.33 Publisher's Receipt for Advertising Cost THE PATRIOT-NEWS CO., publisher of THE PATRIOT,NEWS end THE SUNDAY PATRIOT-NEWS, newspepers of genaral circulation, hereby acknowledge receipt of the aforesaid notice and publlcetlon costs end certllles thet the same have been duly peld. THE PATRIOT.NEWS CO. By....................................................................