HomeMy WebLinkAbout96-05946
By
Compliance With Homeowners' Emergency Assistance Act
9. Notice of Defendants rights under Pennsylvania's Homeowner's
Emergency Assistance Act, Act of December 23, 1983, P.L. 385, No. 91 (35 P.S. ~
1680.401c m ell.), as amended, was sent In accordance with said Act to Defendants
on February 6, 1996 and Defendants failed to exercise their rights under said Act. A
true and correct copy of said Notice Is attached hereto, made a part hereof,
Incorporated herein by reference, and marked "EXHIBIT B".
Compliance With Loan Interest and Protection Law
10. Notice of Intention to Foreclose and Rights Under Pennsylvania's Loan
Interest and Protection Law, Act of January 30, 1974, P,L. 13, No, 6 (41 P.S. ~ 101 m
ell.), as amended, was sent In accordance with said Act to Defendants on February 6,
1996. A true and correct copy of said Notice Is attached hereto, made a part hereof,
Incorporated herein by reference, and marked "EXHIBIT C".
WHEREFORE, Plaintiff York Federal Savings and Loan Association prays for
Judgment In Its favor and against Defendants Daniel L. Woodward and Deena M.
Woodward In the amount of Forty Four Thousand Five Hundred Fifty-two and 36/100
Dollars ($44,552.36), with interest thereon until paid at such rate or rates as established
by Plaintiff pursuant to the terms of the Adjustable Rate Note, currently $7.3499 per
diem, from 10/23/96, late charges at 5% of the monthly payment amount, currently
$15.98 per month from 10/23/98, attorney's fees, costs of suit, and other charges
collectible under the Mortgage; for the foreclosure and sale of the mortgaged premises;
and for any and all other relief as the Court deems appropriate,
"-
Benj m n F. Riggs, Jr.
Attorney for Plaintiff
101 S. George Street
P.O. Box 15068
York, PA 17405-7068
Phone: (717) 846-8777 X2309
1.0. No. 72030
MORTGAG E
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TillS MORllMClEI. m,d' thl... ....".... ........"." ,d., "r..,' c{t...,I,,/...,........,...
19 .8l.. bet_un 'he Mort",,,,,. . .I,)pnl p,l./,.. ,11!t'J,I."/llr.'l, /11\0), ,11~"IJII, n,. .l-/'it'!I",/!,r.o)'I,bl,~., ,
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),~'I;I"..,t:t:~.!'1~: .I.l."~... .......... .. .. .. .. .. " , .., , , . , .. . ' .. . ." ., ., ,. ,. (hc,rln "lender")>
WlIUI!AI, Dnrruwcr I_ hulc:hted III hillIer IlIlhe prlnclpalllllll II', vnwrx ~:iJ';VI':,lI ,'j',IIVP.nMIU-: t,~ -: ;',
i:-.~,,;,(ln(j. ,QQ/.l.QO. ,( $!.) I P.QO,.,QO),-: :-:-,"': ':' :-.1JUIlIU, which huJehltthlt'" 1\ e\'ltlrllCtll by Unllll\lltr'. nule
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with lhc RtI:n.;c r,f jne'lndehlcdnc\l, if 11111 "'"llICr 1'l1hl. due lunl payahle 11\1, ,. ~ , ~:I, 11.','.0.6 .1, ../. . , ' ./j' i ~ 'o" '/
. , ,
,.,'..........,......
To SI!CUU 10 under {a} lhe rep'ymenl (If Ihe II1lJchlt't.llIclS evitlt"":t'd by Ihc NUle, wllh illlCft'1 Ihclclln, lhe
payment of 11111111" luml, wllh IlIlcrell Ihereun. all...anct't.lln al.:ctlfdnlll:e hC'rt\loUh In IHlllt'd Iht It:cu,i1)' of Ihll
Morll'lc, and Ihe performlnce tlf Ihe (II\1Cllllnll And IIll,eemclIh (If IInrrllwcr herrin l'IlIlIUlnclI, Dlllllh) Ihe repaymtlll
of any fulure IdvlIl1C;CI, wllh inlcrcll Ihe,toll, made In UlIIruwtr h)' lender 11II1\Uall11U l'I1III'II,h 21 hClrnf (hclt'in
"Fulure Advlnc""). Borrower d(~1 hereby mnrlJillt', 1"111 Il1d Cllll\'e)' In l:cUller II:e fnllllwllll de\l:,lbct.l p,urclly
loelled In lhe Count)' of......, ~uDlhcr.lanA..........,..." , .., Slale Ilf I cIIlIsylvanll:
/
Al.L 'l'Il^T certnin trnct of lnnd with the IlJIprOVl'lIIl'lltH th~re(l"
erected situnte in South tlLddleton Township, ClunIH.!rlnll,1 Counly,
Pennsylvania, bounded nnd described as follows:
BEGINNING in the center of the public rood leading frum Boiling
Springs to Craigheads i thence by the center of sIlid rontl, North 89
degraces East, 128,2 feet to a point: thence by land now or formerly
of Clyde C. Zinn, North 15 degree. 45 minute. We.t, 516.l0 feet to
a pointj thence by land now or formerly of Roy Spnnglcr, South 3L
degrees 15 minutos West 132.8 feet to 0 point; tllencc I)y tllO RIlmo,
South 16 deRree. lO minute. Ea.t, 498 reet to the Place ur Beginning;
containing 1.47 acros more or les8, and b~ing improved with a brick
dwolling hou.. ond eonerete block garogo.
BEING the .ome premi.e. David L. lIair, Jr. and Jeanne n. lIalr,
hi. wife, by Deed dated November ;0, 1981, and recorded in the
Recorder of Deeds in and for Cumberland County in Deed Uoole II "
VoLume t Page , granted and conveyed unto D0l11el tI, \loodwll~d
and Deena H. Woodward, hi. wife, 1I0rtgagora herein.
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PENNSYlVANIA Ilo.t"ulIl,--I'I!l fNIIlAlf"UIC UNIfO." IMIIlUMI"'
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.In "IIY llllllllc ^llunn~\ \"\IIICtl h)' Ih., MlIlltl,IIlC
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lul cmkr .'n IIII.' .I,I)'III\IIIIIIIV 1ll'1..lIl1lcnr, III IllinIIIIJIJlhlmlcU:\1 .aa'I',I)llhh: Hlllh:r Ihe NlIlc.llllltlllu: Nil'':'' I",hl lull\lI.
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1111 1'"111111\ .hilll ho hehl in IIn imlUlIllilll Ihc 11~p+l\ih III u~~ll\lnh III ~11I\;h IIIIl hl\UfCllu, lll,tfllUh'tl1 II)' II Ftllcr.1 ur
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llI\U'IUl~1l rlllllliUIll\ HIlII ,IIIIIIIII'\."llh I cmlcr IUd)' nlll dUlIWC hll "I hulllillll dmluPIII)'IIIW Ilul Flllhh. 1IIl001)IlllII \;lhl,,~'~'IlUIlI.
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permlll I cl1ller hi mil~c \Ul:h II ~h.lI'c 1I11111111>CI IIIl1I I,Clhlc, mol)' \lIIICC in ....IWIlII 011 11111 lime III C\Cl:lIll1lft u' Ihl.
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rurptl'll hll vrlll~h ('oI~h tlcllllllllhlllllllth ....\1' 1Il01,1~, Ihc hllllh "IC IllcIllICII a, allllllllllllll "~llIlly '\If Ihl! "11I11 ,cl."llIell
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Ihc lIuc ddlClIII I.uc', ilnCIIllICnl\. imllfdll~e IIICHlllllll, allllllhlllllllll:llh, \h,,1I C\~CCIllhll "'lIIl11111IIC'IUhcll hI poly \lIJ Ilue.,
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heltll1y I cmll:1 ,hIll I\ul be Illllldcnl III PIlV 1"'1:\, IIUC\\lIlCllh, in'lII.IIl~C pll:llIlllll1\ 1111I1 IIIIIHlII ICIlI. III Ihl:)' folU 11110.
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l1y I cndcr hI 1I1l111'....el rll~IlC\Il"W fI"YllIcnl Ihc,c,ll
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hd'" hy I cllllcl. lIuudl:r 11""lIl1ll1llh llllllllcullllc 1'11I11Ilrl)' l\ MIIIIIII Ihc 1'11I111:11) II ulhelwhllll~'llllllCII h)' I clltln. Irn,lcl
,hllllllpl,ly, nil Iiller Ihilll 1II1111Ctliilld)' 11,1111 h' Ihl! '1I1c II' Ihl: 1'h1(lC'IY mill 1It:'llli.illllll h)' I cutlt:', IIny l:lllllh hclll hy
, Clltlc, ill Ihc IUlle II' il(lpli~illlllll ill iI 1:1l:11i1 Illlilll1\1 Ih\l '1I1Ih \CI:IIICII lIy 11m MIIIIIIIIIIC.
J, A,p!lnllo" tI' "8)'III.nl.. lIllk" 1I"IIIIL:ilhl~ 11111." l'IIl\hlcl 111~c,~hl:, 1111 (lilvmlll1h Icu~ived hy I clltlel IUltlcr Ihe
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undc, II;UIIIl,.ph 1 hefcII'. IhelllllllllcIC111';lYilhlc 1111 Ihe Nlllc, Ihl:n IlIlhlllUhldll;lln( Ihll Nlllc, \llll'lhtll III Inlclt.~'1 IIll1l
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t1111IJ'Upcl1)' whit:h mlY IIlhlln II rrfl\rhy IIvel Ihi, MUllllil"C, ;lilt! lell\l:hI1h1Ihlyml'ul' I1r alOll1ld ICIII\. if IIny. lnlh\! mannelf
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raycelhen:of, ""Hllwel Ihllll pHlmpll)' furlluh hi I Clltlcr 1l1l11IlIh.:C\ uf IIml1l1ll11 Illle IIllder Ihit parllY'lrh. IInd IlIlhe evenl
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lC4UilCd hllll~h;lIIlC 1111)' ~mh Iicn \II hlllll ... IIllffllllocr ,h,11I allrt\: III \Hlllllllll1 Ihe J1"}1mCIIllll Ihe Ilhlillallllll ,c~II,cll h)'
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",..:11 ":11\'ClilIlC c\~cl:lllhlllllmlllllllllr I."mll'Jll': '~'llltiICII III (lilY Ihc \till" ,c~lIfed hy Ihil MIIIIllilsC,
'11le iI\llIIlIn~C ~lIrrillr Ilfll\'idillU Iht: hnlltalll."e ,halll~ dlll\Cll hy 1I11f1"....'llr 11IhJc~1 III 11'1"0\'111 hl' I cnllcr; rwvillrd,
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l'hlvltlcllulItlcr 1I00Iilllill'II 2. 1I1:1t:111 'I', Ir nlll raul In "Idl fIlllll11\:I, h)' UllIIII"'er ""k InK raYlIlenl. WhCll tllIC. lti,cdly lu the
hnll'oIllt,;Ouulcl,
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III III Ihc 1I111h ~c\llIcll h)' Ihh MlIflUillle
Unlc" I t.'llllcf ,111111111lfll"el lllhcf'>'iw .Illlce III wlillllll. IIn,; UI\'h arl,1i~illiillllll J1111~cc,l, Illllfmdl,..llh;llI nlll c'lcllll
I" Illlslpllllc Ihll 11IIC 11;!le 111 Ihc lltllnlhh 111'1..11111\."111\ Idt:II~'11 hi III I100IOllI',lpll1 I ifllll 2 hc,c,,' tll I."hillli:c Ihc IlIllllllll III
,".h 1Il\I,IlhltClIh IIlltulcr ll;jfilljldph IK ht.'ll:llllhc IllIlpcll\ "illllllllCII h)' 1I:IlIlcl, .111 '1lIhl,lilll: uml illlc'e.llllllm'lI....e'
III ,ulIlll1 .Ill) lll'lH,Il1I\' Il\lh~lt:\ ;lIhl ill allll hi II Ie 1"lIl.cClh IhcICll1 1\."1111111111 htllllll,llllllllllllllhe 11"ll'ell~' III 1m III th\: 'illc
tll .a~lll1i,ilh1l1 ~h.llllloI" hi 11:1II1c, hi Ihc 1:\1~1I1 Ilf Ihc ,UUh ~~~lllc,1 11)' 11m MIIIIIl.IUC illl'l1Ctlllllcly IlIill' III \lIdl \ale UI
;l~lllllliliull.
6. PrUffUllllnlllt,l!\IlIlnlellullu 1I11"III'C1t)! lu,rllllhl\1 "ulIIlnllllllhulI\1 111.nll.d Ilnlt Uculul'lllclIl\, 1I11l1l1YlC'
\h;llll.ccr !Ill! Ilwrell)' In lllklt1lcP,lil HIltI ,llilUnUI I:Illlllllll \\ ."111 III (lerm!1 lflljl"illllelll "' Ilclerlll';lliulI II' Ihe 1'III(lt'l)'
ami ,hllll \."llllll'ly ....i1h Ihl! 1'111\'hltlll' III i11l)' ICII\I: II 11m Mt1fIIl.IIt\' I' 1111 II IClnchnhl. II Ihl\ MllflUill1l II 1111 .. fllliI In "
...lIllllll\irllllltlll' 01 111;lIlIlCll 11I111 ,1c\dllllllll:lIl, 11111111"1:' ,h;lUI1I:11"tUl illlllr IIUfllllI>-t:,'1 "hlllal""" IIl11lcI Ihc llcd;lllllillll
III ~lI,"ellalll\ 1."1\.",IIIlIW IlJ 6l11\CIIlIll~ 111\: 111111111111111111111 111 1'1,1llHl:II IIIl1I Ilc\'dlllllll\'I1I, III.: h)'.law. IIll1l 1t:IIUlllllull\ Ilr Ihu
"'I1IIl1lllillllllll III 111011111cII llllil Ilc\cllll'Ill~"'. ,111I1 \..mlhll~1I1 ,11I~IIIIl~llh II il \lllull1l1linlutll III I'lalltlctI Iuul Ilc\dlllllllCnl
11.11:, I' ",'c~lllcll II)' 1I11'IIIIlol:I i11111 Inl1l1lcll hlt:~lhc' '>' Ilh Ill" Ml'llll;llll!. Ihe \1l\'Cll,lllh ;111I1 UW'l'1l111Cl1ll Ilf \lIdl lillcr
,110,11 hc Ill\UJl'llrdlCllll1ln ill1ll ,h.,n ,!1lI~'lltl ,lIul \III'I'I\-II1CIII Ihc Ul\CIlJIlI, dlltllllllCClIIl:nh u, Ihi, MlItlllilllC .., i' Ihc Ihlc,
'\t:11: 111'.111 helcul.
1, r,ulrtllnll IIf I ,ndu', Sumll)'. 11 IIllll11"\" l.1It.. ht 111.'111'"11 Ihc UI\,Cll.ulh illlll IIIl'CC/llcnll l'lUllilhiCll III 11m
MIIIIII;lII\..11f II 0111)' ...111011 III IlltlHClllllll h lI'II11Il~'lt\c,1 "hid, 1lI,11\."Ii"U)' illlnh 'Cllllltl', IIlIt:IC'1 III 1111: IlwIICtl)'.
IlldullwlI. hili 11111111I1111'11 hi. i.ltlIIlCHI 11,"'101111, ill\I1IH'ItI), \iHtl: t.'Ilhll~CI1lCIlI. HI MlilllllclllCnl\ III 1111""I't:llin~' ill\'llhlllU II
""Il~lIlplllf d",\I."Ih:nl, III\."II 1...lhlc, ill I CIlIlcl'~ "1'lilll!, Illhll1 11Illlt,;C 11111"1111'>'1:1. 111"') ""'''1,1 '11dl UppC"'i1I1~t:', III,hllllC ,ud.
"II'" dull I;I"~ ludl ,ldiuH il' a 1I1:.C~',II) h' IIIIIICII Il:mkl\ lIlt\'I~'1. Illllllllmtl. hul 11I11 IhllllCl1 Ill. ,I"hllucmcnl III
11.".l\lll1"hl~ ;lllollllC)\ 1\."\', ,11111 clllly 11111111 1111: I'IIII'CII) hi III.1"C Iql,lII> II I ~'!lIlef 1C1ltlhCll IIhlllllo1llC 111'IlI~n~c 01' II
"'11111110'11 III 111.1"1"11 Ill\." 'll.1l1 >c.lllclI h\ 1111' M,'IIj:.I~~, 11"111''>'1"1 ,11.111 IldY lh~' 1'11:11I111"'\ ICI11IIICII hI lIlallllJlll '11~h
I"'"ldlll\! III dlnl lIlIlIl ,"~h 11Il1~ ..~ It'l: I\." 11l11~'1I1\."1I1 h'l "I.h 1Il\1I1""~t.' It:llIll1lolle' III .IH'I111I.u\c ""11 Ulllhlllo""'\ illlll
I ~ II fI~,
," III"
r;"
~.U!..E!t.}~I. ,1'~~!'-I;~MI!I".lH.
,
I/WL', tho UlldVfHI~llI'll Ih1rnfl.L'r(H), .1" lll'rL'hy /lllrt'I' rlhlt tllll
rnlll)wtlltt rlllt'f tu P/lril~rjlph 11'1 IIr tlh' tlurt.till:l', 1')lI'l'llll'll hy 1n1'/IIM
this :("'::1 dny ur ~~ceffh." ,llJ8J, IIhill I Ill' 1'((I'I't IVI' In
"ceord with the termR I1IHI l'ClllIlltlnllA th,'rl'llr illlll "111111 hi' ,h'l'lnl,.1
to he II rllfltlltlClI1 nr tho wllhln Hllrt\l;ln~,
TllI" term "rCtlROflilhh' lItturm'yltl r".t'A", ,IN Rl't rurth III 1'/,rll>>rl1pll
18 hercor, ahall he deflmllll tn me;)n rlvl' (5%) Ilt~r I't'nl or thL' prln-
elpal LillI' lit the time uf forec1IlRllft', Of ~100.1l(), whldlnVI!r IN Kn'l1tcf.
Thts pruvlslon nh.l11 Ill' yuill III thL' t'VI'llt thlll tlllrtKillll' IN trllllMrL'rrrll
to tht! .'ttdernl Hllme tn,lll tlllrtK,lgl' CUrjll'riltlulI,
IN WITNESS WIIEHF.UF, tnll'ntllllK tll hocumL' It'Wllly hU1I1ll1 h;WL'hy,
I/Wo"huve horeunto let my/ouf h.1nd(a) and Rcnl(a) this :2... dny
or fJDrI-',Jw . 19 Q).
~--~------_-1l1J:(f: //Jd!ti..~I" !d__ (Sf-^I.)
, (BllWtiii'F.R)
{\ \ '
, ___________ KJ.ult1l.PD )(L1il.dLJacd., (SF.A!.l
(Ili'nrii'tt~~:i(f- -
1111"', 'dll.ll,1 La
AUJUSTAIILE ItATE LOAN Iumm
NUl In. 'I'm: S.:CI'AIIV INS'I'A"Mt:N I' s.:n'A.:S A NUl.: 11'1111'11 ('IIN! "INS
A l'AIlVISllIN AI.I.IIWINI; filA ('IIANt;lCS IN lilt: INIt:A..sI' AAIt:. IN.
('At:AstcS IN 1m: INlt:lltCSr AAIt: 11'11:1. A.cS".... IN 11I1;m:A I'.\VM.:NIS.
IIU'At:AS.cS IN 1m: INI.:A.~S r AA 1 t: WII.I. A.:SI'I,I IN 1,IIWt:A 1'.\ .,:N IS.
1hl\ Khll'l i\ llH\lklhi\ ,. 2Nl, IlilYU(" .Of!c8lIber:,.,.,.", 111. U). '. allll i\ ill\'1l1111ll1Ih'dhllnnllll,hall
h,' tkClI\\'tl hI O1l11l'ml ilull \lIl'l'klllt'1I1 Ihl.! MtUl~il~C, ll\'\',llll Ilu\1. III 01'1'11111 ~I'Cllll.' Ilchlllhl' "SI'IIl,i1~ 11\\1111
lIIcn'''lnl Ihl' ",11I1: ,lillC' ItlHlllw Ihe 1I1111(,I\iIlIlCII flhr "ntl"n~c.'r") It, \\,f.'IIIl'lhllltmC"\ NI1IC~ III
.'" Y,O~H~~ERI\~~AV,INa8A/jDLOI\N.1\800CII\TION ,'. "".",.
1I1lt' "I emlc'''l uf Ihe "UI1\' Jill\' till\' "NUl!:") nlUll"U\'l~ljll~ Ihe 1'1111'1'11)- tll'\l'Iihl'tl illllw SCI'uril)' IU\IIUlllCIU ,11111
Iuclllrlllll, .J2~r'~5tre.et. '" ,Dn111ng .sprlng.., PIllUl8ylvlll1.l~ ' rlOO./
"'1'/""11' .liI,lIrll
Mmllfll'lllun.. III allllilillll Itl Ihe cnvrluull\ ilml iIIlICCIIII'IlI\ 11111111: ill ,hI' SI'I'llIil) 111\111111I1.'111, 1I1111111H" alld
tender rurlhc, tllVClIall1 alhl aaree I" hllllWl'\:
A. IN 1.:At:SI AA It: ANII MIINIIIU I'A \'MEN I' I'IIANC;.CS
rln' NUIC hill, 1111 "llliliilllnll.'lc\1 Mllh.'" 111'1:1,.50. g'n, Thc Nnlc iIlICll;\1 1;lh'lllll\" Ilc illdCil\I'llm tll'\'II'iIW,lulllllc
.\..t; . dOl)' ulllll.' nllllllh hCllillnillll nil " . Jil\rch ,t , . . . , . , " Jlj, ,05, ;1lI,1 tll! Ihill llay III Ihl' 1Il1l1llh 1.'\1'1 \
,1,2, , , lIlunllu Ilum:BIl~'r,
('hi1I111'.'\ illllu.'IIlII'It:\1 ralc illt: 1lll\t:ll1ctI h)' Ch.lllIlC\ III nil 11111,'11.'\1 lall' indl'" l'alll"llh,' "11111,"". I hl'IIIIII'\ h Ihl.':
1(11"'''''1'1'"111I,"'''''''1'1''''''11
ell Xl- "('IIIIU;1..:1 IlIh~n'\1 1(,111', l'ulclllI\C ull'lI',lulI\I)' Iln'lIl'ictlllllllll'\, Nalillllal !\\CI;'PC lill all M,ll"l
hl'C\ '11.I.ClIIh:'.... Iluhll\lu:J h)' Ihc rl.'t1cfllllhllllC I nilll nilllK 1I11.lId.
121 1 I'
If IIn' ",.,.111" ,,,....I,,,,u.,,I,,.,II,-''''''II''\1I11\ mIlU""I",/",,,,,,,,,',,,,,r"llIIlIh'IIU,''''/''lh,,,,,,w1tf """r'-'~Ih', t,,,,,/I"I "tit" 1,.,/,,,,.,,, ",/I
""""""'lIJUlm,'mlll",.,h"'lr'"I
(I) ttl rltclc i\ Iltlllln'4illllUlllilllil 1111 Chill'"'''' illlllL' illll'lc\l ';111';11 an) ('hallloll.' Ilal,',
III I I The illl~'rl"1 fllll.' cilllnlll hL' .:I1""l!cll h)' lllUlC Ihall . , , . , PCIL"I:Illillll.' PUlllh ill allY nl;\lII!l.' Ualc.
II Ih~'IIlII'rl."1 mlc .:IlilIlJlC'. Ihc llllhllllll tlr 1I1l11l1\\cr''IllInlllhh' (111)'III1'nl\ \~ill ChilllllC 11\ llllWitlcd illlh~ Nnlr, In-
L'lltll\l.'\ iUlhc Inlellt\1 laiC will 11.'\1111 in hillhl'r P;1)'IIIl.'III\, UccrclI\c\ Illlh~' illlltll'\l lOlli' I' ill H'\\I11 ill hIIH'IIM)llIL'llI"
II. I.lIAN ('IIAlllaCS
It cuuhl he Ihilllhlt hum \l'\.'llIell h)' 1111.' SI'clllil)' Imlllllllclll 1\ \llhiCdln iI h,\\' \\llldl WI\ lllinimulII hum chalPc"
I1mllhnllu....' i\ illl~rpH'11.'11 \U IhUllhc Inlltfe'l ur ulhl'f lunll (harp.c\ C'ulkcl~'IIII' In he clllh:cled ill (UllllCCIIIlI1 wilh Ih~'
luall \\lIulJ c\cl'l.'d rl.'lllllllell limil\. Ie Ihi.. j, Ihl.' l.'n\~. lh~n: CM allY \uch IUlIll dllll~C ..hllll he l"lIm'ctl h) 11u: illll,llIlIl
1\CCI:"'IUI)' In Il'IIUt:e Ihe char tiC IU Ihe pcrlllillctllilllil: lluJ Ill) all)' \\111I\ UhCiUly L'llllcI:lcd hUlIllhull1"Cf 'l\hkh C't'l'l.'lI,
ell rcrntillet.llllllll\ will \'II.' Idllmletllll IImrnwcr. I elltler Illil)' chume In 1Il""c Ihi\ Iduml h)' rt'lIudllglhc fllilld(1.d
u'I\ell ullder 1111: NUle "' h)' lIH1\.ll1llII 1I1recl P;I)'1II1:11I In IIUml\\llr,
Co l'AIlIA I.It:NS
If I emll'r del ermine' Ihlll ul1 tit lIlIY pall ur Ihe \11111\ \et:llIcII h)' Ihl\ SI'clllil) IIl\lrlllllCIll inc \uhjl.'cl hi :lliell
\Iohkh hl1\ (1liurity 1I1l" lhl, Sct:llfll)' 11I\Hlllll\.'lIl. I cnllcr 11\11)' \cull Ul1IHI\\Cr ,11"'lkc Idl'l1ll1)'11I1' IhUlllel1, UOlllmer
\hl111 (11111111111)' 11t:1 wllh rl.'IIIUllln Ilmllil.'llll\ p!twillc,1 in 11IUilllflll,h .. ul" thc SCL'mil)' Imllulllcllt 1If \hnllllflllllf\lh
\ecUlt' an allrcelllclll ill U fnrm \IIII\lilcltll)' In I l'mll'r \UhllHlinalllllllhillllclllu Ihi\ Scnllil)' hl\lrUlllClIl,
II. 'I AANS"':A elf 'I'm: l'AlII'.:A 1\'
tr IhUIl: i\ a Irllll\rer uf Ihc IlfIll'CIIY ~lIhic~IIU (1illillllilllh 17 uf Ihe ~l.'(uril)' 1"\11111111'111,11.'11111.'1 lllil\i 'Clluill.' III
illl int:fca"'" illlhl' cllfrclll Nllle 11l1l.'ll'\1 ',Ill', III t!1 ,Ill illcf('il"l.' 1111111 rClIlll\illllllllll' lilllilll11lhc :IlIIIlUIll ul UII}"\IIIl' in
Ic'l.'" ,ulC t:hl111P.C ur Ihl.'IC 1\" limill, IIr 0111 dliUl~l' in Ihc lIine IlItlc\ li~llI~', III "lIllllhc~c, ll'il t:lIl11lilillll uf I (,1I\lel\
with-lllll-lhe 111'1 hili III :1L't:ckrillc I'Ill\ill\.'t1 illl1lHilglill1h 11,
11)' \igllhllt Ihi\, nllfHl\\Cr all'eI." III nil Ill' Ihe IIhmc,
~t~.oIt \r\~ ".,
~l --- ---
n!;(;(I:i4J4'?i~~<.
Of'nlel 1. Woodward
kkUJ l<l.hn)/-;ti1M'o.lr..<...~
.. ,tScall
-.1\1'/1.,,,,,,
(Srall
..II.IIII1"fl
Df!lmn f1. WoOth'/Arct
"/I...,"r ,It"........ I.... tl. ~"I"I.., ., ".. foo" " ,~" I,'" ~~,', """,.. "..."."... ., ./" ",,' ",It""",. ,.~." ," """"', .~.' "", /..,/0', ",,"t..' .,,1 "I'T'"
ADJUSTABLE RATE lOAN RIDER-," "".e ""10'.'"''''.'''
""''', ';'11 1,\1; I; 1
.-
"
1.'llill"" "11111'11 ,ltlll'I'lIll'lll," ,IPIlI.l,lhl,' I""., lI"III'\h'. ,11,1111',1) ,h,' .11I1I'lInll" ,,1111I1'11",11'1' ill\IlLIUII' I'll'lllllllll' III II..,
lIIillllll:' l'hl_ul.,.I'lml,', 11IUiI,I,lrh ~ hl'n'l"
Any llIli,".,h III,h,,"tll hy I ~ml~1 I'tII\1l.1lll III lhi, 1'.1t,IIlI;ll'h 1, "1111 IIIh'II',1 Ihtll'\.n, "1.111 t'I'ulllIr .,M,IIP"'"
hukhlt'llnC'u II' """11"1:' wnlfl:d h~ 11m M\IIlIl:l'I' lI"lt" """111\\'1 ;111111 rlllll', ,1111"'''' III I..h," Irllm III 11~)1IIt'1I1. '"l'''
1I1111lUllh ,h.lIlM' r"UMr UIllIIl llIukC' 'Will 1l'1lI11'l h\ 1I"lfl'....'.' ItIIUtlli,,)! I',..mrllllhl'ln.f, ;ulll ,11.1111"..11 intl'It"1 If,1I1l lilt'
,I!llt' ", ,1l,huI\tmrnl II lilt' 'lilt' r;l~Il"tr frlllll llrlle! III timr .'11 \11111',11,,1111. 11Iiln"Il.l1 1111I11" Ihl' NII!r 1I11lt" 11.)'mrl1l .,'
Inlt't" Itltlld, 'lilt "lIulll he! HI!lIIM)' hi Ilrl,11nlhh' 1.11". III "lullll'U'1I1 \mll AlIItlltlll\ \11:11111(',,, lnll'lI"1 AI Iht hl_hl'\l I.h'
1'CllIlluihleo Illlllt, lil'pllUhlt Ill"'. Nlllhlllll ~'''"I,lhltllln Ihu 1',Il;lllllll'h 1 \hilllll~'llIil~' I ('1111'1 hi Im-m IUI)' "'l'l'lI\'II' lukt'
;Ill)' "lIl1n hC'.C'umlcr,
t. In""lIolt. I ,,"It'f llIay Illilh IIr eilll't III 10(' /II.IIIt' Ira'I'II.llk ~'lI"iC', !llll"l ;I11111ll'1'1'l"lIl.tl' Illlhe 1'11'1~IIY, 'lfIl\hlt'11
Ihal I emkr .hall ,i~r 1""III\Uf nllli~r p,illr In IIn)' tlldl in'I'l'elillll \ll(ell~ill" 1I',l\Ullatlll' (1'11\1.' Ihl',d.', ld;llrlllll I ellllt"t
lnltl,,'1 in Ihe r'II",lly.
9. ('lIndrmnallon, lhClIIII""I'C'II, II' illl)' 11",..111111 dilllll 'I" 11;II11A..tt, 1IlII'I'IIII 11l1l'1'111l\'lIli;II, in nllllltl'lhlll ",1111 111I)'
1'llmltUlllalhlllllr Illh" Ilkin, tI' Ihe 111l11""ly, III "l1lllhl'II"", Ilf '11' Illlllt')all~r ill lil'lII'f CIIIllI,'IIUl.1IHllI, nil' htl"hy iI"I,III'11
IlIIiI .hall tie plld In I,cnd""
In Ihe cunlll' I Illlallakin, nf Ihe ,llIll'l"ly, Ilw 1'1l~:rrlh ,hall he IIPI,lltll III IlIl' '11111\ u'~llltll II)' Ihi, MIlII"llt,
",llh Ihe c,,,r\t, If IIny, rllld In 1I111111"'t", In Ihe t'\rlll III II l'lIIl1l1lll1kina 1" Iht' 1IIIIIIell)', IIl1lr" !llIIIII"t" nlld I ellllr!
Illhef...hc l,rl'l! III wlililll, Iht'le Ihall tic arrll(llln Ihe \11111\ \t'"mC'lI ~y Ihi' MIIIIII~II(' ,..dl l'l11r"lliplI III Illl' 1'11"'.t'''lh
ii' I' r4u,d In Ihilt rll1rnrlllln \Iohkh Ihe nlllllUlll II' Ihl' \111I" l,J.'wlC'll h)' Ihi\ MIIIIII.IIll' illll1lrlllalrh' 1'lIl11 III Ih" IllIIe II'
liI.illl "'a" lnlhe 'ai, mllhl ~lllIll u, Ihe I'IIII'CII)' imlllC'lh,llc:lr r1illl Inlh" Il.1le II' 1,1klll', ",lth Iht' hill,,,,~ellf Ihe l'Inuellt
IllIld In nOffln~er,
If Ihe PlI'J1C'f1)' II Ihlndfllltll ~y nlIIlIlIl.U, III i', allr, IIIlllet' hy I tnllu III nlllW\U" Ihllllll" "Iuu!rmlln, IIlfl''' III make
IIn IWIIU!II, ifillI'II d.lIn fl'r d,UlliI,tl. IIIlH""'cr 'lIilt hi InpllltllLl I t'lIIlu ...llhln \CIlia" afltl Iht' 11;llr \lId1 Illllke I,
mlllC'd, trl\lfrr I, lulhlllilC'd In coUtt! and nrrly Ihe rIl1l;tC'l.h, II I ellller', tlllllllll, ellhu III ''''"1IilliUIl ur '''rail tl' Ihe
l"llpelly or hI Ih, '11111' "cllfcll hy Ihlt MII'I,a,e,
Unlt'n I C'!IIlt, And nu""",,, Illhe",IIe I"te ill ""ilillA!. all)' ,udlllrr!l\';l!1111l 111 1IIIII.I'tllt hi 1'l1lldp;11 \IMIII1I1I 1!.1t'1lI1
11' f1t1'lpllnc Ihe dill' Ilalc 11( Ihe n1l1lllhl)' Inllalllnl'lIl' ,dl'lh'll hI In 11,IIIIIUI"ln I 1111I1 J: 1It1t'llf III \'hllu,e Ih" IInllllllll II'
'lIdlill,lllImenh.
10. In"ow" Nnl R.lrawd, 1~'ltlltll'n 111 Ihe lillll' fill 1';1)lIlrnlllr 1ll11lliO\'llllllll uf lltlllllll/nlil'lI111 lhe \11111' t('cUlrl!
lty Ihl, MIlII,a,t l,anlC'II tly I.ellll" III 1111)' 'm''''''I'' ill lnlrrr'l IIf III'II"ll.tl th,llIlIIll IlrtlnlC hi Itlu'e, III IIIlY 1II1111l1ff,
Ihe IIlhillly "' Ihc IlIl,hull 1111"""',, IIl1d 1I111111"'t"\ SIl~U'I\1l1\ ill Inltl"'1 I rl1llr, \hllll nul Ill' Itllllhtll III ~llllIlIlrl\(t'
rll1l:tt'llInl' Ilalll'l 'lI"h 'll"U"llf IIr ,ellnt III e\ltmllilll'-l fllr ra)llIrnl II' IIlhC'l\\iw 1I11lllllr l"lhllll/lllillll II' Ihe 1111111
'el.'lIft'd hy Ihll Monlllll hy It'Illnllll' IIn)' drlllilllllmallt II)' lilt I'lillilllll IIII"n\loC'l nllll Ih,tfllll.rl', tUI;I;t"II" III Inlt'le"
II, "'o,hUtlnu bJl.rndtr Noll Wlh", All)' fllllll:Mam'e II)' I tlllltr In e'tld,inllllll~' ,I.hl.., ftlllrtly htlC'lIIulrr, III
Illhl!rwl,t' alTllultd hy I"rllcahle Inw. ,hall nlll he .1 wilih'r .11 Ilr plC'dllLlr IhC' t',tll"ht III all' \lIdl fllllll II' It'mreh'.
1 Ill' 11I1l(urtRlt'nln' h.lllflll"e Ilr Ihe rllrllllllll nll..,\'\ I" lIlhrr lu:m "' dill Ill" lor I rmh', \hlllJ I\LII lit' . \,l,;II\'er "' I trlllt,',
,I,hl III a",rlttallllhe mauull)' el' Ihe indrhltdnt" WI'IIII'II h~ Ihl\ Mllrl'lIfr.
12, Hrmrdl.. Cumullll". All rtlt1Cllln rfll\'ldrll in Ihi, Mml'iI'l! nll~ 111'1111I'1 111111 nllllllllltlyt III IIUY ell he, ,IlIhl lit
IC'lIlc\ly ulldu Ihlt Melrl,a,e pr alTurdtd l1y law III tlluilY, lllllllllay he t\r'"i\t',1 \'11111'1111\'1111., IrlllrllrllLlrnlly ", ,"c"t'ulnlv
I), !IIutUlSon and Aul.nt BUllndl Jolnl Ind Sf"tll I.Ilhllll)l ('apllon'- I he nl\rllillllt llllll "I'tcm.nll heft'in
~'nllllllll!d .hall hInd, IInd Ihc ,I,hlt hut'lIl1der .hllll illllle hI, lilt lC\pe"II\C Illn't"llfI IIl11ln1l,1I' "' I t'llller lIlId BllfflIIl.C',
,uhjetl In Ihe rtll~ld(1n' n' rlnlfllr" 11 hetCl1'. All "11\'CII;II111 1IIIlIIlAIt'l'ml'lll\ "' RllfllI"'er shllll he jl,11I1 IInd 'c\'t'IIII.
'fhe nrUnnt 1I11l1 hulllll" tlf Ihe flln,tllrht II' Ihlt MIlIlIt:lllr 1I1(, fur U111\'l'nll'lI"e 11111)' 1111I1 IIII.' lUll hi tit' lI,cll III
inlcrrfC~1 0' drnnt' Ihe rlll~hlun' hrlru',
14, Nol!r,. euerl '"I any nolln It'411hC'd IImlrr IIl'rllcatlle 11I1l.' hi tic ,i\'tll In 1I1llllhrr malllltf. (Ill allY nulh:c In
IIl1flllwcr pUlYhlC'd fur In 1111, MtIIlllI,lI 1111111 he IIlyen It)' lIulllillM \11\:11 1111111;1: by "tHinrd mail IIddlCl\('d III 1I,,"n"'cr AI
Ihe )',npcrty Add,c" 11r II IIICII ,'Ih" R\ldr,," III 1I1111,,"'('r lIIay dt',i,llHllt lIt Ikl: III ItllllC'l al I'lIwlllcll he,eln, IIUlI
1M Iny notice In 1.t'l1Ilrr ,h:lll he lIiytll !ty (t'.liRtll mlil, ,,'111111 ,t",il'l tC'ljuC'II('I" In I tmln', 11111,t''' 'llIlell he,eln \I' 10
""h ulher Addrc" II' tender may tle,I,nAle hy IIIlI"'c III 1I111111\\t, a. IlhWidC'l1 IIC'1cin, An). IlIIlko p'llYided IlIr ill IlIlt
MUfI'_It' ,h:llllte decmtd III ha\'c hC'tn ,htll hi 1I11f11''''" I'r I "lIIler Il.hrn II~rn Inlhe mlllnet Ilnl,nlled hercln,
15, Unlfll,m !\Iott.l.rl (~ouml... l.a'-I Htullbllll). 'Ihit hum uf nlllll"IC u1I11hlllU IInirurnl ",wella"l, flit IIl1lhllllll
Ine and nlln,unlrlltlll t't1\'tllanl\ ....Uh Ilmllcd Vlllilllillll' tI). IllIi..hctllllI hi clllUli!ulc a ulliflllm '""ll1y 11I,"ulllenl I.'II\'cfllll
't'all'w",IIY, 'Ihi, Mmll:l'C ,h,,1I he 11I\('IIIt'd h)" Ihc 1.1"" Hf Ihl! IIl,i..ll"lillll In ....hleh Ihe l'rnl'Crt)' i, 111I:III"d. In Ihe
e\'C'llllh:l1 Iny rlllyjslaltl (If dill\(' III Ihl, Mlll1l1nlle l'llht N,'II! ""link" ",lIh III'PU";lhle Iilw, ,"d, umllkl thllll hili 1I11t'\:1
Illht, flrn~~,hlllt ,I' Ihl, Mlltl,lIle ur Iht Nllle ....hidl ,,111I Ill' llhclI ellr,,1 Il.hhnlll Ihe "llnllkllllll Ilrmhln", llIll In Ihl,
end Ihe p,ml,IIIII' ,I' Ihe M"'I,IIIt' allll Ihl! Nul" 111(' IlI:d;lI"d III hc \tnrlhle,
16, 10fT1Jwu'l Cop), ntlrfll\\C'I ,hall lit' 'uIIll,hC'lI ;1 ~Illlr.lllntll \'Ilr)' ul Ih" Nlllt' lIlIIl II' Ihi, Mmlllllle III Ihe tillle
IIf C\t',,"rllln III nfln 'tnllllallun ht'lrl",
11. Trand" u, Ih, P,uprrt)I ""ulllpllllll, 11111111' 1111\ 11;111 nllh(' Pfl'llrll~' Illllll inltll''' Iht'lC'illl, "'Id ,I' 111I1Idt'II"11
h)' IhUJIl\\Cf \\ilhlllll 1-r"du', I'lillr ....'llh.1I IIlmrlll, t\dllllillA! I,ll Iht ~'I"alillll III II Iirll I" tlll.'lIll1l1'llI~'e tllll\1hlinllIC III
Ihi\ Mllllln,e, thllhe \:ItIIlll'" IIf II rUtdllllt ll\lllll')' 'r","il~ mlttr\1 hll hllll,r1wlll 1I1'111i;1lI~C\, II.' ,I 111I1ld", hy IInlst',
dt'\t'tnlllr hy 1ll'tlallllllll' la\\ IIplllllht' IIl'lIlh Ilr a il.ml h'lI;lIl1 m IIl1lh,' IIIiUlIIl' .11I)' 11';l\tllLlhl illlC'ltU 111111I"t )U" u, Ic,.
11111 "unlllln!n, 1111 tlfllhlll hi fllltd\lut, 1I!III1c, tIlllY, III I ellllr,'\ 11111hlll. II\'duc IIlllht ,,11I1\ '1'~'1l1C'11 h)' Ihi, MIlII.lae In lic
illllllelllalrly dill' IInd rllYlhl(', I ('ndrl tlulll hlll(' "';li\1'11 \mh Ilplll'n hi nnrlrrale if. I'.hll III Ihl.' \al(' III IIIllIft" '-l!llIlrr
lImllhe J1C'I\llll hi ~hullllhe l'w",'ly I, hi lit ,"ILIIII Inlmll'II\:11 'talh lllllrrlllrnl ill "'ifill,lh.ll Ihl' "'''Ihl ,,' tlleh ('CIIIlll
i, Ulitrll"hlt)' 1111 t'1l11r!lIl1d IIMllht inl"I'\1 rll);I"lr Iln Ih" \lllm u'lllled h.' III'" MIIIIII;I"1.' ,hllll he nl ,"d. rlllll I' lellllt,
Ihllll 11:11"nl, If I el1llt, h~, ""lIi\('lllht "1'''UII hllln'rl~'I,llc 1'1111111",1 ill 1111\ fl.IIIIIII,II,h 17, :11111 if Ihlll"wtl't 'lI~.(e"nl ill
Inle.ell hn ul!clllrll I ....,illrn ""lJlIljlllllll ,lall'tlllCnl len'l'h'll in \,l,,111Il1I IIr 1 t'lIIll'l. Irllllcl \hllllltlClI\1.' 1I1111"Il.CI hom 111
IlhliJahll"' ulllln Ihis MI1III;II!(' and Iht Nlllt,
If I cndrr urld\t't ,"d, Ilplilln III n"~rlrf,lh". I rt\II~'f ,1...11 nUlll Illllllmrl 1I1l1i\'(' III ;In't1tlllli''1I in "r~.llIIlo1Il(t "'1111
I'lU.I,'illlh 14 hC'ltllf, SlIdlllllll"e "...III"l1\'illt ,I 1'I'lhl111111UII "'" Ihilll .11111.1)\ hlllll Ihr 1I1IIt Ihl' Illlll~I' I, Il\;flled ....lIhm
l\hidlllllllllll.(" 1I1l1)' 1';1)' Ihe \1111\\ Ilrd;urlllhll'. If IIllIIII"~'1 1,111\ hllla)' '"lh \lllll\ Ilfllll III lilt 1:\I'II,llhlll Ilf 'mh Il('ril1ll,
I \'llIlt' 1lI11Y. ",illlI'ul fllllher IlIlli"e Ilr t1CIIIlUlII 11I1 1I111111\\(,f, linn"\' 1I11) h'tIl~lllrlll\'lulllI('11 h~' 1'a111"lIl'h 1M h~'lell'.
NllN.l'NIICIII~1 CUHN'N'" 1I11lfllWcr ollll t 1!1Il11" lllllh" ~'L1It'II;1111 .lIl1ll1llC't n ,,,1111"":
Ifl. "nrlrlllll1l1l Hrmrdln. IJpuII Rnuu.-,,'t 1.,1'11'11 IIf Ill)' ellu'nlnl IIf I.,..mllll ", RUIIrI"" III Ihll Mo.t.l.r,
I"dlldln. Ih, rnUlllnl' In pl~ .-hrn tlllC' .") IUlllt "\'IUI'II h, IIllt !\IlI,I.I.r, I.nd" p,lu, In Irnl".Unn ,haU mln nolln
III Dnlln.-" M p"n'drd h) IppUnltlr II" \pnU,h1ltllllltt 1111'11 hi Ullhr arlhm Ull"h.d III (un ,urh b,nrhl (3) . dal.,
nlll II''' Ihln 30 da,t hllm lilt dll, Ihr hulln I, nllUtal 111 BlIffll..", b)' .-hld. lurh hfUth In",1 h, "undl and C4} thll
hlhnt IQ cun IIlth hn.l'h un Ilf hdn'. lilt Ilalt spralnl'lIln tilt nlllln nil) '1\1111 In Ienl".lllIn II' Iht lunll ItC'u,.d b)
Ihl, 1\1..'111.', 'urrdlMu,r h)' JlIltJdll plUfll'lllnl Ind ..It'll' Ihr r,lIpfll).1 h, fHltln _hili 'ur1hu 'n'"'1Il B"rro"" of
Ihr ,'.hIIQ "Inttllr l'lrr Irnlrl'llun Ind Ih. ,1111I hI l"fI' In Iht '..rrllntlll' 1'IIl(udlnllh, 'll1l1"t1tlrnn IIf I d".ult 0'
In)' nlh" ddC'II" ul RUfmwrf hI arul"allllll IIlII rl\lC'dn\lllC'. If tI.. "'rich It 11111 rult'd IIl1n, IMlnn Ih. dal, 'pulftrd
In Ih, nllllr,. ','nd" II l.,nd,,'1 tlplhll1 Ill')' d,,"llIr III u' Iht '"111\ "rllud h) Ihlt 1\111.1.1." 10 lit IllIntrlllllrly d". Ind
pa)lhl, ..lIhml' 'ullh" d,manll and 1II1)' 'Iurd..,t thl, /\111I111_' II) Illlllflll pml'udlnl' I.rnd" ahlll III' rll,lIl,d to
(ullnll.. tueh plUurdllll all ..p,n","' '"lrrlU\llI', huhllflnl. 111I1 nnl IImllrd In, "",unllllr alln'nl')" rUt, Ind (Oil. 0'
dnrUtllfllll') "Idt'hr" IIKI,,, It and IIlIr rrrmh, MJ: IIIU....' \1'1 U:IU.II,
19, 8nlfll",,,'1 "I.hl III H,!lulll" NIl'\IoIIIl\I;lI11llllJ( I (,1II1rl't ,,~'~l'Irl;lllnn I" Illl' \lUlU 'C'ulltll h~' Ihl\ Mn,l_itlle,
III,u"",rl ,11;1111111\(' 1111' .lllhl hlIHI~1' illl~' Ilrllll'l..lwlI' 1~'t11l1\ 11\ 11'IUll" Illl.llhlllr Ihi, MIIIlA;lllr 111""lllillllrll .11 fillY lime
1\11'" 't'll l"l.I
4, ....-....__
~...
-
1'11111 h' .11 k.I"I'lII' 111"11 IlIn" h.lh\' \"Illlm'n~\:lll~'nll'l '...lllmlt ~I 01 ~11\'1I11', ~.Ik "1 l'lhll. uk 1111l'U~1l1 hllhi\ Mlllllf.l!il~
II I'" 1I11Ifll~h'l I''')~ I ~Ihkl .111 "Ull' ",llIdl "'1'1I1111~ Ihcll IluII Illhl~'f 1111\ MllII,.I,\'. Ihc NIIII: ..ml,k.lc\ \C~..,i". hllllf~
\lholll"C~ II .Ill). h.lIl 11I1 oI~'\\'I~'loIl"lll ''''IHlII'II, Ihl 1I.lllll\loCI \IIIC' ..II 11Il:..,hc, 1.1 0111\ Illhel ,,"\~lIlull\ 1'1 oIl1f1:CII1Cllb
,'1 1I11{f,',",cr "lIllhUlWd III Ihl\ Mllllj.lllc. Id Ih'II""'CI 1'01\\ ~II IC,I""lI11hh: C'llCl1\i:' inlUlu:d hl' I CIlJIII III r:llfllt~lIIll Ih.:
1IIIClloWh 111111 1I'":CIIlCllh III 1111"11.....:1 11I1l1.lIll!:J III Ill" M.lllj.lll': .11..1 ill IInll'hlllll IIIIIJcr', ull1lcllln 11\ '1Iu\OIIIcJ ill
11,1I00,Iill.h lit hllICII!. 1I"lmUII" tllll 11111 11IllllCII hi, IC.I\&IIIoIIIIII i1lh"m:f\ lcc\, ,1I1l1 ha 111'"I1\\Cf I,,"c.. "M,;h lIclillllll\ Icnikr
mol)' '~''\lIl101hl)' 11I~1II11# hlll\llUlIlhllll Ihll hClI III 1111\ Mml,.I'~, I cmlc,', iUlt,'IC\' ill 11111 l'fIIl~ll)' 111111 Uurru....el.' nhhlllllil\ll
hi pol)' Ihe 'IIm\ "\'~Ulcd !t~' Ihl' ~hlllllil'C \110111 c"nllllll\l 1I111111,,0I11t,'11, "!\1111 \lh.h pll)'lIIelll land CIUC h)' Hulm.....er, Ihi,
MI."....c 11Illlhc "hh....li!lll\ ",:clIn:d hCleh) \h..U,ellllllU III fulllilr..-It IIml e'Ic.:1 in if 1111 ....-..-ehH.liun h.d uccuflcd.
JO. ",,"nment pI R'RI" AplHllnlm..., 01 Mculu" I ..11'" lu p.....",tun. ^, iuldllllln.1 ~':lIru)' ""I\lnd". DUflu'Ac,
hc"h)' ,""'1" hi I (llIkt Ihllll:lIh ullht: flIIIl'CfI)'. 11I1l\1llclllh.ll 111111I....." ,holl!. prllll III ilculcllllhlll undc! ptt"'lIph 1M
1ll:1~'llr II' i1hiln~llIIlll1elll III.hll 1'",pclI)". 11.1\11 1111: IllIhl III cullnl oInd rclllllll \ll\h tl:nh II' thllV he':i1llll: dUll IIn,II'.Ylhh:.
LJlliIlI Ic,",ll:fIllitlll IIIl1lct P;III1I1I"111I lit hel(111 III oIh.lIl1lll11Illt,'1I1 III 11m 1'1I111CIly. I clllkr. III (lCl\lllI, h)' _,tnl lit II)'
IllJldllll)' "rlluilllcd f(C~i\lIl. ,h.UIIC' '"hlltll III clller "11,,". Iii'" 1111\\11\\11111 uf IIlId lllilll,,1l lht: I'mpell)' 11111 hi (IIIIII\"'
11111 ICllh III Ih~ PIlIPCI'Y ul\lmJilllllh."II pinl II1IC, All ICnl\ cllllt,',I,d hV Illllllllr III Illlt ,eccl~cI ,hllll 110 i1J1plied n"l hl
p")'IllClIl u(lhll cmh III lll;lllolllcmelU III Ihll 111\Ip;:11)' III1tI cul/lI"IIII11 I" 1111"\, lIIdllJin.. !tul nlll IImitllJ ht. III(C.....r" fllc,.
In~rnillll" 111I Ic..eivllr'\ tlllllih lItlll tnulll..hh: IIlhllIlCy" ICll\. wlltJ lhell In Ihe '11I11' wCUlcd h)' Ihl\ MUll,.,,,, I end" and
Iht: u:"lIi\lIr \hall hll Illlhle hi "c"uuIII IInl)' hi! Ihuw lellh "t:IIlIIIIV I.:cel~llll
II. .'ulu.. Adunfn. LJtllln lellll~\II.1 Ullllil....C!. 1~:lIJCI. III I Cllder'_ IIP'"'II prim iii n:1411w tit Ihl, MllIlla.c. m.y
11111"'0 Fulure ^IIVilllC~. In IIUlhIWCI, SlIi:h J:lllUfll Alluu..C\. ","h lI11c,c\llhcICltn. ,hllll tHl \C..ulld h)' Ih" Muft._lIe ",hili
c~IIICll\Cd hy plllllliulIf)' Iwln ,100Im. Ih;ll tilld lIule, "IC \i:!:llf.:J h~l!:hy. AI 111I IIIlIlS ,h.1I Ihlf Plindp..' .l1Illl1nl II' Ihc
Il\lkhlcdncn ,c..urcd 11)' 11m MUII,"c, nUllIldlldlll, '11111\ ..1"lIuCCIIIII acclllJ.ln~1I hClclo\.lh IU prill.:... Ihe ~..utll)' ,,' Ihi,
MIIII.allc. I"Celllllc 1111111..111 ,Ull111I1J1111 Ihll Nule,
n. R.I.... LJpull pll)'mlllll II' 1111 'IUIl\ ~Ullt,'d h)' Ih.. Milfllllll~. I emler ,h.lI diKhlllll" Ihl\ MIIII".d. wilhuul
charllll hI IIdffu'Acr. Utltlu"'cr .hllll polY 1111 CII,,, u' fcc'lldol!illll, if allV.
13. 'utfh.. Mon.) Mort..... If 1I11m II00rl III lhll '11111\ \l:cllIl:d h)' Ihi, MilIl".o Ita lenl III UllfllI'Acr In acquit.:
utle hllhll l'IItf\CII)', llli, MlllllliI'IlI' lIelllhv dt,'d.III1J hi tx: .I IlUfI,;llJ\II ml1m~)' 1lI11111111llc,
IN WlfNt"'i WlltMlnf'. 1111rrnwcr hili CICClIlcd Ihl, ~ltlflillKc,
Wilnc!I!lc):
12i '. ~~Ut"t..-( Md . ~1.4./#fL.......
lanlell;. woo wara -lonowlI
(\,. (J" l~yJ.,;t("Jt;1.~............
Wa"M. woootJ1FJ' -lonowlI
CO,"U.IlINWt;AUlIlll' IJI:NN!lo\'l,\'ANIA. .. ,.. , . .~,... ..." . .. ,.. ,.county IS:
Onlhis..hc... Z.~~... ..~.y..r.:. :.'.lJecJi(rJI;e..........." 19.Q~.. bcrnrc~mc. ..................
.......... ... ...., ... .thc tlllLlcniancl1 Uml:Cr. pcf'lll11l1lly uPPClllcd. .Danlel..J4,I ,Woodward.and....
.Qef!.no.. J-J,. .H'c.,P.q\iP.r.cJ.. .b!A .w.lf~.,.......,...,.,....,.......", .knuwn In mc Cur lalidaclurily
!'rovcn) hi hi: the p.:rsUI1.. a. Whll~t: namcA ,. are.. . "uhs.:rihclllulhc within In,lnlll1l:lIl dnd dcknowh:L1gcd Ihlll
,r;bc,Y...." ,.l;lCl:UlcLllhc uml: Cur 1111: l,urpulCI 11l:rclncUlllulnct.l. .
\11.1 \.,.....
IN WUNl!SS WUF.RU)I'.1 ~rClIlllu l\:lm)l hlllhl unt.l~)m 'iul ,cuI. ~ f'" f "~...
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My ('umlllluinnclplrcs: 1} 1 ;.. " .:
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IANDIIA e. IClCINRDDI
NOTMY PUlUC
CAIIUIU. aJUI.Rl.AHD co.. fA.
.... COUIlIIIIOH..... OCT.... 1"
Uip", 0,1""" lIu\lm,",u'ultlo'l,ndtf.ndR.(Or1Itft
Moll III
'fit ,.4.m S""'" & I... A".,
101 S, G..". SI.
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,tit, PA 1740S
~:.\ I 'Jf rl.IIlI"h,llll:'l I .;.!
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I "".,:..! III Hut 'llfll I fiJI ,!uJ '..I'cH .. , .'1..:,.'"
":_.-( liI.Y'1I1 ,".11 l;lIldll.,n"lId 'lI"t.t, l't!
101 )l1C; ;,,,,, . __ - '"I.::'''':"/. "'." ~/{. j .
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IMI'UIl'fANT
NllfU'1t lit' IIUMECIWNERS' ,.AIf.RliF.NCY MtJRTUAIJK As,lilN'rANC'1t "I~r OF 198J
PUI^,"K RHAII 1111!1 Nelll('''. Yuu MAY UK IU.mlDl,1t HIK ."INAN('IAI. "S,'iISI'.\NfY. IIJWARlt "tltl" MOM'I'UAI.f,
PA YlII,.U,
Hale: l:dllU;llY (t. 11)&)(1
RI]' Accuunt Nu.:
, - UI55U1JJ6V
J15 W IS',' S'l'
1I1l11.1NU SI'RINI;S I'A, 171K17.V7""
IIANIRI, M WlllllllY ARII
TO:
FROM:
l'lIRK mllF.IlAI, SAVINC;S ANlll.llAN ASSlIl:lAnllN
Yllur murlSl1lC II In Krillul ddilull hc\:aulC )'IlU hit\,,", (1I11n1lu pay 111u1I11111)' Ill'lalhuclIlllllr Illjllt.:ipalllld 111I~'lt"I. ;I'
Icqulrtd. for. period IIf alleasl Illly l6t}) days. The IiIla11l1l111U1I1 uf lhe dclllltlucm:y II SJUR7.J6. ThllllUIll Indullea ,Ill'
(ullowin.: Itliuclpal Uue, Inlernl UUt, ....Kru" Uuc, and I.ale Charlc"
Yunr mUlIllIKe i. also in tler..ull (ur Ihe fulluwh11l re.lIlIlI:
(UIC Ihls pilrilsraph ulIl)I Ie applicahle)
You may be eligible for nnanelal anillal"c Ihlll will pre\'ent rmcdu.u,,: un )'lIur IIlUlIlCllaC Ir yuu cumply willi Ihc
pruvlslon. orlhe lIolllclJwfltn' Emcrlenc)' Monlaae AniJlaocc Actuf 1983 (the -Acl-), You ma)' be elialble for emelftenc)'
lemporary 1I.llumce Jf )'our ddaull has oo-n cau~n1 hy citculllllal'ICCI heyund yuur elllurol, and IrJuu nltet the cUJlhilhy
requlremenll or Ihe Acl II delermlned hy Ihc PellllsylvAnia IInulinM Finance Allency. 1111:1\11: ICI all or 11111 Nutl~._1t
conlAlnl In I:.nlanlllillll IIr vnur rlllhll.
Under the ACI, yuu are cnllllcd to a lemporilr)' Ilay ur Inr"loIUre on fuur l1lurtgil,C rur Ihln)' (JU) da)'1 rrUlII the dalc
orlhll Notice:. During Ihal dme you musl arrilnge: Ind IIl1cntl a -racC'lo.race. mc:cUnl willi. ll:preliclllallvc oflhlllcndc:r. ur
wilh I de.lalllued cOllJumcr credll counsc:IIUllgc:uc)'. The JlurptJse or Ihll II1ccllrl, 1110 allempllu work oUII repayment plan.
or 10 oIherwlae Kule your delinlluellC)'. 11111 lIIeclhll mull uccur In Ihe I\4:XI thlllv 13m davI,
Iryou .lIend II race.IO-race meelillg wilh Ihlllcnder, or with a tonlumer credit CllUuscllng agellc)' hlellllOc:d 111 lhl!llIUlkc.
no further proceeding In muug;lge rurc:closulC: may 100ke IdOlc!: fur thlll)' (JO) dllYs after Ihe date ur Ihll metllllg,
TIle lIallle, addle.. and lelephone lIumhC'r ur our repu:scl1lilll\'e il:
York "'wcnl 81....111' IlId I.oAII Auodallun
101 Soulll G..r.e Sired, I',ll, Doo 151168
York. l'rolll,luohl 11..05
T.I.pllo"e Numb." (7171846-8777, Eo..".I"" l47J
nll~ name(s) and .ddreu(el) or (a) delllnalt'lJ CUI11UlIltr clcdll cllunsellna IIlC:llCY(lel) II (lie): Ste ...acbed l",hlhU,
1111 onl)' nccellar)' In schedule uno rilCe-Io.race meell1l8' You Ihuuld ad\'IIC Ihls Icnder III1IuttllAlely or your Inlel1llolll,
Ir )'ou hive Irled and arc unable 10 relolve 11111 prublelllAI or anef yuur race-IlHnce lllC'CllulI, )'OU have: Ihe rlahllo arrly
ror Onandal lublance fWllllhe lIulI1cowncu' Emeracne)' MUlllil.e Alllllance Fund. In order Iu do Ihll, )'ou mUll fill oul.
Ilgn and file I completed 1I0mcowncu' Emcrgenc)' AIIIIIIlIJCC Appllntlnll willi one ur Ihe de1lanaled consumer credit
counsellulJ laenclel IIslc:tl lhovC'. An applicallon ror 11I1sll1l"C 1IIi1)' 0111)' be ublillncd rWIIl . cunsumer cmlll cuunaclina
agene)' The conlumer credil counseling alellC)' will Anlsl you In filling OUI your appllel'lon !l11lI wllllubmh your completed
applleallon to Ihe Penns Ivallla IluulllIl Finance Agcney. Ymurua.l
, I
II is extremclv Inmurtllnlllull VllU me \'lIur allnlicaliun Ilwmnllv, tr vou dlJ lIul dUll). or Ir YOU lIn nol rulluw the ufhIa
lime nerludl sel rmth IlIlhl, lelu:r. fmet:lusure lIIay nwccrollllltllUl your hlll1le IlIIlI1edlltlclv lInd YUU will rurrcll your elllibllllv
Im.lnlllance.
Available runll. rnr elllcrgcnc)' lIluflll"ge USisl,UltC lIe \'cry Iimltell, lhey \Io'iIl he lIl!huflcd by Ihe AlellC)' under Ihe
eligibility critcrla e!lahllthcd hy Ihe Atl.
ltll CJ.I[~DI~Il: 1!\ll!!!lIiUlllh!lllllur ,Ululil.:;uinn Is ill:CUftlle and CUI . . .' J n
Finance Arenev has s XiV ((It 1 di1VlI 10 make a drciW.lIIlIl'Ier il recclve. \'uur annlicatlon. lJullrlllllllll ad i1lollallilllc, no
furc:dolun:: procccdlu81 will be pursucd 1I1lnlnll y"U If )'1111 hilve IIIcl the 1111I0 Icquhelllcnll lei fllllh ahuvc. VUll will he
nulinctl directly by 111l1! ^lIcncy ur lis &Jctlsllln till )"uur Dllrlkntillll.
The Penll.ylvlIula Ihlu!llugl:llIllIk:e AIlCIIt:)' ISItK:illcd 1I1JIlII Nllllh FlUnl SUl'Cl. 1).U.lJux HU1IJ,IIalfillbufll, 1'^ 111l1~.
Telrl'hullc Nn, (11717KU.3HtlU ur I-HIIU-~.Il.lJlJ7 tlull flcc nllmlter),
lEnduscd also II llllulher lllUke hUllIlhi. Icnder IIl1der Act r, llf PJ74. 'lhilt mllkc i!l called a -Nuticc ur hllellllllll In
r:urcclllse~. Yuu iliuM rend bUlh 1111111:(". IIIII\:C Ihey hlllh l'xphlill rlllhl!llhal you IInw 1111\'1: uutlcr 1'cl1lllylvrlllla lAW. lIuwcycr.
If )'tlU chumc III clcldu' Y"llr Il,ahll tlcll:lihc&J inlhil IlUlkc. ""C Cilllllllt fUlcdmc "111111 )'IlU iJUlillil1h:u tlIIIC. Ahn. ir YllU
Icceive financial anislallcc flOllllhc l'clllI_ylvllllla Ifllluilllll:illalll"e ^~l'lI'Y, )'ullr hume callilul hc IUIl:dllsct.l UPUII \\hilc )'1111
lIe r<<civillg thaIIlUI51alltc. (Use Ihls p:uap.nph ullly Ir apIJllcahle).
Shll'l'ld)'.
Gt. .. ll.L_
('UlII'WUt.MII. '1,1,1111111111<11
Itrlum HruiN Kr~ui:lln!
.^lilite'I('l1Irr~II,,"ltlljllutrli'
O~dell F. lJh:kCIStlll
('lllll'Clillll lJcpartlllclll ~Ijll\;lltl'r
IMl'OIl'1'ANT
NCUlnt UlllllIMKO\\'Nt:KS' F.~II-:RI:F.NtV MIIR'rUAliE Mt.'ISl,\NC'I~ Ael' III" 19f1J
PI.YAliK KHAII 'I ills NO"l'Il'V,. YOU AI,\V liE t:I.IIl1I11.E t'uH .'INANI'I.\I. ASSIS"I'ANI'f.1U\\'MUI nJlrIlI\IURllJt\tlf.
rA YMI!l<T8.
1)111\': Fchllllll)' 6. IIJ%
RIl: Al:cuulIl Nu.:
, . 015$01JJ69
J1$ IV 1ST ST
IIU1LING SI'RINIlS I'A. 170117.9744
IlIUlNA M IVUOIlIVARIl
TU:
I:ROM:
VUlIK t'lllllmAl. SA VINllS ANIlI.lIAN ASSllt:lATlllN
Your I1Ulllgaite is In serious defaulllx.'Cilu!c )'UU have railed lu pay (1fUllIl'lly lmlnlhllcllu IIf ptlm:II'i11 nml iIlICll.,t. in
required. fur a perk,,1 uf al h:oalllhl)' (6U) dnys. The IIIu1l amlllllll :If Ihc IlclhlllllCIICY II $IOR1..1tI. Thai ~U111 Indulll'5 thl'
follow!II.: ('rlnellllll Uue, InlenAI Ulle, Io:..cru\' Hue, und I.nle ChurMt'~.
Yuur lIlorlangc Is nllo In I.Idllull fur lhe following rcasun:
(Use Ihlll'iuilgrallh only If i11'Jlllcnhlc)
YUII ilia)' be eligible for nntlncinl llulslancc Ihal will prcvcnl fmcc!mulc 1111 )'uur IIltlllllilgc if )'ou comply willi lhe
provlsluns of the Ilulllcowneu' Emcrgency MurtgAge Aulslllncr. Acl of 11)83 (Ihe - Act-), Yuu II1I1Y he cllglble for emergcncy
lemporary Itsslslance If your default has been caused hy clrcunulancel heyond )'uur (uuHnl, aud If)'utl metl Ihe ellglbllllY
requirement. of the ACI at dClermlncd hy the Pennsylvania lIuusl1l8 FiluUlc!: Agcncy. .'!ciue rea_ all ur Ihls Nnl!!;c, !l
colllall1l In ClInllln:ulnn ur Your rlllhl5,
Undcr the ACI, you Ilre clllltletllu a temporary SillY uf foreclosure UII your lI1Urlllngc fur IhhlY (301 tlnYI fwm Ihe dale
of this Nodce, DurlllB Ihllt lime you muslarrange and allend a .fllee.tn.fnce- l1Ieclln8 with a rellrcSCl1lnl ve of this lender. (lr
wllh a dcslaRiucd consumer credit counscling agcncy. The purpose of Ihl.l11ccllll 11110 allclIIpllU work nUl a rcpaYlIIellllll:m.
or 10 olhcrwile sellle your delinquency. . .. I .
Ir you atlend a face.lo.face mecllng with Ihlllcndcr, ur willi a consumer crcdlt coulI5ellllg IIgency Idenllried In Ihllllullee,
no (urlher procetdlng 1III1l0rtgage foreclosure llIay loke place for thlrly (30) dllYs afler till: dllle of Ihls IlIcellnEl.
The nome, uddrelJ and Ielephone number of nur represenlallve Is:
Vnrk .'~dcral SllthlK~ ond "oon AlIlIUclullull
101 Suulla (;eorMc Street, 1',0. lIul 15068
York. Iteul1syl,unhl 17405
Telellholle Nllmb... (717) 846-8777. Exl.m11l1l147J
The name(l) nnd addreu(el) uf (a) deslgn.1lcd consulUer credit cuunsellng A)tency(les) I. (are): See utcuchrd nlllhlt,
Ills ollly IIctessary 10 schedule une fnce-lo.fate lIIeellllg. Yuu sllould ntJvlse Ihls lender Illllnedlalely ur your inlcnllons,
If yuu hllve Irled and IIrc unable to resulve IIlls problem at or after your face-Io.fnce l1Ieellnll, you have the rlBhlto apply
for nnanelal asslslance from Ihe Homeowners' Emergency Mortgage Assistance Fund. In order 10 do Ihls, you mull nil out,
Ilgn and file a compleled HOl1lcowners' Emergency AsslsIBnce Application willi une of Ihe dcslgnaled consumer cledll
coullselluB aacnclel IIsled above. An appllcllllon fur asslslance may only he ublalned frolll I consumer credil cuunsellng
Iscncy, The consumer credit counseling agency wlll assist you in mUng out yuur applicallon and wUl.ubmll your compleled
II pllcn.lIon 10 the penns !vanla 1I0ulln ~Irnmee Agency, "sumer cmlll counsclhlll: allcncles
It II extremelv hnnOrlDnl IhM YOU me Your aoolle:lIlol1 nromnlly If va" do lUll do RO. or If vou do nUl follow Ihe (lIher
lime ncrloollet rorth In Ihlslelter. fmcclnsure mav "roceed n.lZnlnSl vour home hnmedinlelv and YOU will rorrcll vourelllZlbllitv
for 8sslstance.
Available funds fur emergency mortgilge assblnnce arc very IImlled, They will he dbbursed by Ihe Agellcy under the
.IISlhllily ..IIe,I& cslabll.i1ttl by Ih. A".
I n 1 ,Uuring t lal ad II una I me, 110
fon:clnsure proceeding. will be pUl5ued aglllml )'ou Ir you have mel the lime retluhelllcllls sri furtll above, You will he
Rollned dlreclly by Ihllt Agency of ill decision till your appllcalion,
The PCllnsylvanla Ilnu~11I8 Finance A~cl\cy Isloc:ued al2iUI Nmth Front SUCCi. 11.0, Ullx8t12lJ,llanisburg, IlA 1111U,
Telepholl' Nil. (717) 7811.3800 or 1.8UO-341.2397 (lull fn:e IIlIml1<,).
Encloled aho is anolher nOllce from Ihl.lender uuder Act 6 uf 1974. Thai lIollce I. called a .Nollce of hnellllulllo
Furccl05e.. You llIusl read bolh ROllces, .Ince lhcy holh e~{llall1 rlghl' that )'ou IIOW have under Pennsylvania law. However.
If you choosc 10 ellcrclse your rlglus descrihed III Ihls nulice, we t:mllul fureclose U{lUII you durlug IlIal lime. Also. If you
receive nnlnclnlllulJlnnCC from Ihe rellll~)'lval1ln 1I0llJlllg Finance ^gcncy, your hUllle cannol he li1reclused upon whllc yuu
rue r<<elvlng thall1ssl.ulllce. (Usc Ihls p:unllrilph ollly If "Jlpllcablc).
Sincerely,
<1L ' D...L-
('liIHlrU:I)M^1I,"1'91l1Iltllfl"J
RrlUll1 Rf'\fll'l Rr1lur'lfll
O^ddle"ClIllfcllllllRf1Iunlr""
Ojlilt'1I F. lJidel!il1l1
Clllleclloll IJcp:lIlmcnl ~lanll~cr
" -'.....
p "161..001. \o'la
~1. 001. \0"'\1.
-~
Dale: February 6, 1!i96
~
~
~
~
DANIEL M WOODWARD
325 W 1ST ST
BOILl~'G SPRINGS PA,
17007.9744
Re: Mongage AccoUOl No. 1-OI5502Z369
NOTICE OF INTENTION TO FORECLOSE MORTGAGE
Dear DANIEL M WOODWARD:
The Mongage held by York Federal Savings and Loan Associalion (hereinafter 'we, us, or ours') on your propeny localed al
325 W 1ST ST BOILING SPRINGS PA, 17007-9744, IS IN SERIOUS DEFAULT because YOU have nOI made Ihe monthlv
Davmenls of 5319.73 for the months of December 1995 thm Fehmarv 1996. Late charges have also accrued to Ihis dale in the
amount of $48.17. The 10lal amouOl now required to cure this default, or in olher words, get caught up In your paymenlS, as of the
dale of this letter, is $1087.36.
You ma.vi ~re. Ihis defiaUIt withinisTHIRTY /301 DAYS of the dale of Ihis.lener; hv DavinK 10 us Ihe above amouOl of 51087,36.
Dlus !!!!y ~!!..ll.\lQ!! monlhy Q~v!!l~n._l!!ld lale charKe which may fall due dunnK IhlS Denod. Such paymenl musI be made either by
cash, cashier's check, cenltied check or money order, and made at 101 South George Slreel, P.O. Box 15068, York, Pennsylvania,
17405-7068, to the anenlion of Ihe collections depanmeOl.
If you do nol cure the default within THIRTY DAYS, we Intend to exercise our rillhl to accelerale Ihe monaaKe oavmenlS. This
means that, whatever Is owing on the original amouOl burrowed will be considered due Immedialely, and YO'I may lose the chance
10 payoff the original mongage in monlhly inslallmeOls. If full paymeOl of the amouOl of default is not made within THIRTY (30)
DAYS, we also intend 10 Inslruct our anomevs to stan a lawsuil to foreclose vour monaaaed orooenv. If the monaB2e Is foreclosed
vour mo!!!!!!!~d !![Qocnv wlll be sold bv Ihe Sheriff 10 oav off Ihe monaaae debl. If we refer your case to our anomeys, but you
cure the default before they begin legal proceedings against you, you will still have 10 pay the reasonable anomey's fees actually
Incurred, up to 550.00. However, if legal proceedings are slaned against you, you will have 10 pay Ihe reasonable anomey's fees
even if they are over 550.00. Any anomey's fees will be added 10 whatever you owe us, which may also include our reasonable
costs. If vou cure the default within Ihe Ihinv dav Deriod. YOU will nol be reuuired to Dav ana mev's fees.
We may also sue you personally for the unpaid principal balance and all olher sums due under Ihe mongage. If you bave nOI
cured the default within the thlny day period and foreclosure roceedings have begWl, vou stlll have the riaht to cure the default and
gll~pl.!M.lllIe .ilL.l!m: tilIlll ullJ!! I)'Le '!luLl!.<,ore he ~, e,;~, . ~o .0 ure sa e You a 5 e 0 0
~nD~id mjOJnthlV D~vments Dlus anY late or othe~ charaes Ihen due ;;; well as Ihe. reas,?nable anomev's f~e and costs cOMected with
m~ !Q~_~ sgLe and ocrfonn anv other reoUlremeOlS UDder Ihe monKaKe. \lIS eSllmaled Ihallhe earhest date that such a Sheriffs
sale could be held would be approximately April 06, 1996. A nOllce "f the date of the Sheriffs sale will be sent 10 you before the
sale. Of course, the amounl needed 10 cure the default will increase the longer you wall. You may tind OUI al any lime exactly wbal
the required paymenl will be by calling us al the following number: (717) 846.8777. This paymeOl musl be in cash, cashier's check,
cenitied check or money order and made payable 10 us at Ihe address stated above.
You should realize that a Sheriffs sale wlll end your ownership of Ihe mongaged propeny and your right to remain in It. If you
cOOlinue to live in the propeny after Ihe Sherifrs sale, a lawsuit could be staned 10 evict you.
You have additional rights to help protecI your inlerest in the propeny. You have the right to sell the property to ohtaln
money to payoff the mortgage deht, or to borrow money from another lendlnlllnstltutlon to payoff this debt, You may have
the right to sell or tnmsfer tbe property subject to tbe mortgage to a buyer or trunsferee wbo will assume tbe mortllage debt,
provided that all tbe outstanding payments, cbarges and attorney's fees and costs are paid prior to or at the sale, and tbat
the other requirements under the mortgage ore satlsned. Conlaet us to detennlne under wbat circumstances this right might
exist, You bave tbe rlgbt to hrve this default cured by any third pnrty octlng on yoor behalf.
Ifvou cure Ihe defaull. the moneaee will be reslored 10 Ihe same oo,irion.. if no defaull hnd occurred. However, you are not
entilled 10 this righllo cure your default more than Ihree times in any calendar yenr.
Sincerely.
('~ r D.....
Oeden F. Dickerson
Colleclion Depnnment Mnnager
CERTIFIED MAIL. 'll i}IUt:KJI6iJI
Rerum Recelpl Rcquc~tcl.1
."dd~ss Cl.lneclion RcqucltcJ~
Dale: February 6, 1996
DEENA M WOODWARD
325 W 1ST ST
BOILlNO SPRINGS PA, 17007.9744
Re: Mortgage .'ccoum No. #.0155023369
NOTICE OF INTENTION TO FORECLOSE MORTGAGE
Dear DEENA M WOODWARD:
The Mongage held by York Federal Savings and Loan Associalion (hereinafler 'we, us, or ours') on your property localed al
325 W 1ST ST BOILING SPRINGS PA, 17007.9744, IS IN SERIOUS DEFAULT because VOII have not made lhe monlhlv
oavmenls of $319.73 for Ihe monlhs of December 1995 thru t'ebruarv 1996. Laic charges have also accrued 10 this dale in the
amount of $48,17, The 10lal amoum now required to cure this defaull, or in olher words, gel caughl up in your paymenls, lIS of the
dale of this lener, is $1087.36.
You ma~ ~ure Ihis default within THIRTY ~3m DAYS of Ihe dale of Ihis,lener: bv ~avln. 10 us Ihe above amounl of $1087.36,
plus !!!!Y. !!Millo~!!! !!lom~!y QgYI])~m~ !!!!!! lal~ enar~~ wblch mav fall due dunn. IhlS oenod, Such paymenl mUSI be made either by
cllSh, cashier's check, cenified check or money order, and made at 101 South George Slleet, P.O. Bo~ 15068. York, Pennsylvania,
17405-7068. to Ihe anent ion of Ihe collections department.
If you do not cure the defaull wllhin THIRTY DAYS, we imend 10 e~ercise our ri.htlo accelerale Ihe mon.a.e oavmenlS. This
means that, whalever is owing on the original amoum borrowed will be considered due immedialely, and you may lose the chance
10 payoff the original mongage in momhly inSlallmems. If full payment of the amoum of defaull is nOI made within THIRTY (30)
DAYS, 0 e d I . roe 0 sl wsui to oreclos ou ort ed 0 e I e 0 a e 0 e s
a be sSe' 0 a 0 0 e deb. If we refer your cnse 10 our anomeys, bUI you
cure the default efore they begin legal proceedings against you, you will SliII have 10 pay the rensonable anomey's fees actually
Incurred, up to S50.00. However, If legal proceedings are slarted against you, you will have 10 pay the rellSonable anomey's fees
even if they are over S50.00. Any anomey's fees will be added to whalever you owe us, which may also include our rea..onable
costs, If vou cure the default wllhln Ihe Ihirtv dav neriod. vou wlll nOI be renuired 10 nav allomev's fees.
We may also sue you personally for the unpaid principal balance and all other sums due under Ihe mongage. If you have not
cured the default within the thirty day period and foreclosure proceedings have begun. vou still have Ihe riohlt" cure Ihe default and
I!lli'(l!Ill..III!<.Jlll\li aL.llW.->' .... u. 0 one ..0 be 0 e 0 u e a e 0 90 . e 0 0
unp~d ffi'jOnlhlv o~vmems olus ~nv lale or othe~ char.es Ihen due as well a.. Ihe reasonable allomev', f~es and costs connected ,;"ilh
!~~ f9!:!;f..Q.m~sg!~!!!!d OerrOnTI anv olher reoulremems under Ihe mortoaoe. It is eSllmaled Ihallhe earhesl date thaI such a Shenffs
sale could be held would be appro~imately April 06, 1996. A nOlice of Ihe dace of the Sheriffs sale will be sent to you before the
sale, Of course, the amoum needed 10 cure the default will incrense the longer you wait. You may find out al any time e~aclly what
the required payment will be by calling us allhe following number: (717) P46.8777. This paymem must be in cnsh, cnshier's check.
certified check or money order and made payable to us at the address slaled above.
You should realize thaI a Sheriff's sale will end your ownership uf Ihe mortgaged propeny and your right 10 remain in it. If you
conlinue 10 live in the property after lhe Sheriffs sale, a lawsuil could be slarted 10 evict you.
You have additional righls 10 help protecl your inlereS! in Ihe property. You have the right to sell the property to obtain
mnney to (illY off the mortgage debt, or to borrow money from another lendlog Instltotlon to payoff this debt. You may have
the right to sell or transfer the property subject to the mortgage to a buyer or transfer.e who wlllllSSume the mortgage debt,
provided that all the outstanding payments, charges ond attorney's fees and costs ore paid prior to or at the S11le, and tbat
the other requirements under the mortgage are sallsned. Contact us to delenolne under what circumstances this right mlgbt
exist. You have the right to bave this default cured by any third party acting on your behalf.
nee f ul the n a e w 1 be restored In I c same o!iii"o :t!l' no de au ad nccu ed. However. you are not
emilled 10 this righllo cure your defaull more lhan Ihrce limes in any calendar year,
Sincerely.
n'
-:,a-- r' fl..)
Duden F. Dickt.'rson
Culkclion Deparlment ~Ll11agcr
CERTifIED MAIL. Mp I)K lUll Ih9'=
MelUm 5hccilll RtCjtlC\ICd
.t\dLlre\~ Cum:cllun Rl:ljul:\lc.!"
YWCA OF CARLISLE
301 G Street
Carlisle, PA 17013
(717) 243-3818
URBAn LEAGUE OF METROPOLITAN HARRISBURG
25 North Front Street
Harrisburg, PA 17101
(717) 234-5925
CONSUMER CREDIT COUNSELING SERVICE OF WESTERN PA, INC.
2000 Linglestown Road
Harrisburg, PA 17102
(717) 541-1757
XEYSTONE FINANCIAL
117 West 3rd Street
Waynesboro, PA 17268
(717) 762-3285
EXlIIDIT
11/D.I.2/dJlk'S./cuaberl.
.j
, I
!
, j
I
) I
, ,
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
YORK FEDERAL SAVINGS
AND LOAN ASSOCIATION
Plaintiff
No.: 96-5946
vs.
CIVIL ACTION - LAW
DANIEL L. WOODWARD
DEENA M. WOODWARD
NKlA DEENA M. ENGEL, NKlA
DEENA M. ENGLE
Defendants
Action in Mortgage Foreclosure
TO:' Daniel C. Woodward
20 Shirley Lane
Bolling Springs, PA 17007
DATE OF NOTICE: December 5, 1996
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE
PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES
OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN
TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAYBE ENTERED AGAINST
YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT
RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE
A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO
FIND OUT WHERE YOU CAN GET LEGAL HELP.
COURT ADMINISTRATOR
Fourth Fioor
Cumberland County Court House
Courthouse Square
Carlisle, PA 1 013
Benjamin F. gs, Jr., Attorney for Plaintiff
York Federal avings and Loan Association
101 S. George Street, P.O. Box 15068
York, PA 17405-7068
Phone: (717) 846-8777, Ext. 2309
1.0. No. 72030
.
.'
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
YORK FEDERAL SAVINGS
AND LOAN ASSOCIATION
Plaintiff
No. : 96-5946
VB.
CIVIL ACTION. LAW
DANIEL L. WOODWARD
DEENA M. WOODWARD
AlKJA DEENA M. ENGEL. AlKJA
DEENA M. ENGLE
Action In Mortgage Foreclosure
Defendants
TO: Deena M. Woodward
alkla Denna M. Engel
alkla Deena M. Engle
13 Front Street
Boiling Springs, PA 17007
DATE OF NOTICE: December 5,1996
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE
PERSONALLY OR BY ATTORNEY AND FilE IN WRITING WITH THE COURT YOUR DEFENSES OR
OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS
FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A
HEARING AND YOU MAY lOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU
SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR
CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOllOWING OFFICE TO FIND OUT WHERE
YOU CAN GET lEGAL HELP.
COURT ADMINISTRATOR
Fourth Floor
Cumberland County Court House
Courthouse Square
Carlisle, PA 17013
Telephone:
Benjamin F. Rig ,Jr.. Attorney for Plaintiff
York Federal Savings and Loan Association
101 S. George Street. P.O. Box 15068
York, PA 17405-7068
Phone: (717) 846-8777. Ext. 2309
1.0. No. 72030
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Prothonotary
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,J/7 I 1997 Judgment entered by the Prothonotary
this day according to the tenor of the above statement.
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charges from 6/5/97 at 5% of the monthly payment amount, currently $15.98 per
month, attorney's fees, costs of suit and other charges collectible under the
Mortgage; and for any and all other relief as the Court deems appropriate.
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Dated: .RO\l'n!~ ..:S .1997
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
YORK FEDERAL SAVINGS
AND LOAN ASSOCIATION
Plaintiff
No. 96-5946 Civil Term
vs.
DANIEL L. WOODWARD
DEENA M. WOODWARD
AlKlA DEENA M. ENGEL, AlKlA
DEENA M. ENGLE
Defendants
Action In Mortgage Foreclosure
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
PURSUANT TO PENNSYLVANIA RULES OF CIVIL PROCEDURE 3129.2
TO: Mr. Daniel C. Woodward
20 Shirley Lp.ne
Boiling Springs, PA H007
TAKE NOTICE:
That the Sheriffs Sale of Property (real estate) will be held on June 4,
1997 in the COMMISSIONERS HEARING ROOM, Cumberland County
Courthouse, South Hanover & High Streets, Carlisle, Pennsylvania 17013 at
10:00 o'clock p.m. prevailing time.
THE PROPERTY TO BE SOLD is delineated in detail in a legal
description mainly consisting of a statement of the measured boundaries of the
property, together with a brief mention of the building and any other
improvements erected on the land. (SEE DESCRIPTION ATTACHED)
THE LOCATION of your property to be sold Is:
325 West 1st Street
Boiling Springs, PA 17007
THE JUDGMENT under or pursuant to which your property Is being sold
Is docketed to 96-5946.
THE NAME OF THE OWNER or REPUTED OWNER OF THIS
PROPERTY IS:
..
Deena M. Woodward a/kJa
Deena M. Engel a/kJa
Deena M. Engle
A SCHEDULE OF DISTRIBUTION, being a list of the persons, and or
governmental or corporate entities or agencies being entitled to receive a part of
the proceeds of the sale received and to be disbursed by the Sheriff (for example
to banks that hold mortgages and municipalities that arE' owed taxes) will be filed
by the Sheriff within thirty (30) days after the sale and distribution of the
proceeds of sale in accordance with this schedule will, in fact, be made unless
someone objects by filing exceptions to it within ten (10) days of the date It Is
filed. Information about the Schedule of Distribution may be obtained from the
Sheriff of the Court of Common Pleas of Cumberland County, Cumberland
County Courthouse, South Hanover & High Streets, Carlisle, Pennsylvania.
THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE
OF YOUR PROPERTY.
It has been Issued because there is a judgment against you. It may cause your
property to be held to be sold or taken to pay the judgment. You may have legal
rights to prevent your property from being sold or taken to pay the judgment. A
lawyer can advise you more specifically of these rights. If you wish to exercise
your rights, you must act promptly.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO
TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT
WERE YOU CAN GET FREE LEGAL ADVICE:
THE LEGAL RIGHTS YOU MAY HAVE ARE:
I. You may file a Petition with the Court of Common Pleas of Cumberland
County to open the judgment if you have a meritorious defense against the
person or company that has entered judgment against you. You may also file a
pellllon with the same Court If you are aware of a legal defect 1:1 the obligation or
the procedure used against you.
2. After the Sheriffs sale you may file a petillon with the Court of Common
Pleas of Cumberland County to set aside the sale for a grossly inadequate price
or for other proper cause. This petillon must be filed before the Sheriffs Deed Is
delivered.
3. A petition or petitions raising the legal Issues or rights mentioned in the
preceding paragraphs must be presented to the Court of Common Pleas of
Cumberland County at one of the Court's regularly scheduled Business Court
sessions. The petition must be served on the attorney for the creditor or on the
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P. O. Box 15068
York, PA 17405
& loan Aun.
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PS Form 3917. Mer. 1999
GPO I 1993 0 - 151.051
MAV 81 USED 'OA DOMESTIC A~O INTlANATlONAL MAIL. DOIS NOT
'''OVID' . au ITlA
."""'Vllm Federal Savings & loan Aun.
If.l S ~.Qlg. Streel
P. O. Box 15068
York. PA 17405
PS Form 3917. Mo,. 1999
GPO I 1993 0 - 151-051
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.1.1 'e era aVlngs
i _. S. G~Jrge Slu.!
P. O. Box 150(,R
York PA
& loan Aun.
PS form 3817. Mal. lSS9
GPO : 1993 0 - L51-051
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
YORK FEDERAL SAVINGS
AND LOAN ASSOCIATION
Plaintiff
No. 96-5946 Civil Term
vs.
DANIEL L. WOODWARD
DEENA M. WOODWARD
AJKlA DEENA M. ENGEL, AJKlA
DEENA M. ENGLE
Defendants
Action in Mortgage Foreclosure
Commonwealth of Pennsylvania
County of York
Before me, a Notary Pubilc for York County, Pennsylvania, personally
appeared Benjamin F. Riggs, Jr., Attorney for the Plaintiff in the above entitled
case, who being duly sworn or affirmed according to law deposes and says, that
the Defendants Daniel L. Woodward and Deena M. Woodward a/kla Deena M.
Engel a/kla Deena M. Engle are not In the military service of the United States of
America, that he has personal knowledge that the said Defendant, Daniel L.
Woodward's present address Is 20 Shirley Lane, Boiling Springs, Pennsylvania
17007 and Defendant, Deena M. Woodward a/kla Deena M. Engel a/kla Deena
M. Engle's present address is 13 Front Street, Boiling Springs, Pennsylvania
17007.
Sworn and subscribed before
me this ~r~ day of~
1997 F€....,r4c~
~t-
Benjamin F. Riggs, Jr., Attorney
for Plaintiff
1.0. No. 72030
My Commission expires:
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My Comn:i.o)on [I(:lr.:l hlf/. 21, 'j(r~)
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York Federal Savings and Loan Association
vs
Daniel L. Woodward and Deena M. Woodward
aIkIa Deene M. Engle
In the Court of Common Pleas of
Cumberland County, Pennsylvania
Writ No. 96-5946 Civil Term
Steven Whisler, Deputy Sheriff, who being duly swom according to law, says on April 9,
1997 at 5:04 o'clock P.M., E.S.T., he posted the property of Daniel L. Woodward, Deena M.
Woodward aIkIa Deene M. Engle, Deena M. Engle at 325 1st Street, Boiling Springs,
Cumberland County, Pennsylvania with a copy of Real Estate Writ, NoticePoster and
Description according to law.
Brian Barrick, Deputy Sheriff, who being duly sworn according to law, says on February 12,
1997 at 8:29 o'clock A.M., E.S.T., he served true copies of Real Estate Writ, Notice and
Description in the above entitled action upon one of the within named defendants, to wit:
Daniel L. Woodward by making known unto Daniel L. Woodward at 20 Shirley Lane, Boiling
Spring, Cumberland County, Pennsylvania, its contents and at the same time handing to him
personally the said true and attested copies of the same.
Timothy Reitz, Deputy Sheriff, who being duly sworn according to law, says on February 26,
1997 at 8:45 o'clock P.M., E.S.T., he served true copies of Real Estate Writ Notice and
Description in the above entitled action upon one of the within named defendants, to wit: Deene
M. Woodward aIkIa Deene M. Engle and Deena M. Engle by making known unto Deena
Woodward aIkIa Deene M. Engle at 13 Front Street, Boiling Springs Cumberland County,
Pennsylvania its contents and at the same time handing to her personally the said true and
attested copies of the same.
Michael Barrick, Deputy Sheriff, who being duly swom according to law, says on April 9,
1997 at 2:52 o'clock P.M., E.D.S.T. he served true copies of Real Estate Poster in the above
entitled action upon one of the within named defendants, to wit: Daniel. Woodward by making
known unto Daniel L. Woodward at 20 Shirley Lane, Boiling Springs, Cumberland County,
Pennsylvania its contents and at the same time handing to him personally the said true and
attested copies of the same.
Mirhael Barrick, Deputy Sheriff, who being duly swom according to law, says on April 12,
1997 at 2:02 o'clock P.M., E.D.S.T., he served true copy of Real Estate Poster in the above
entitled action upon one of the within named defendants, to wit: Deene M. Woodward aIkIa
Deene M. Engle aIkIa Deena M. Engle by making known unto Eric Woodward adult son of
Deene M. Engle alkla Deena M. Engle at 13 Front Street, Boiling Springs, Cumberland County,
Pennsylvania its contents and at the same time handing to him personally the said true and
attested copies of the same.
R. Thomas Kline, Sheriff, who being duly swom according to law, says that he served Real
Estate Writ, Notice Poster and Description in the following manner: The Sheriff mailed one of
the within named defendants, to wit: Daniel L. Woodward a notice of the pendency of the action
by regular mail to his last known address at 20 Shirley Lane, Boiling Springs, Pennsylvania,
17007. This letter was mailed under the date of April 14, 1997.
R. Thomas Kline, Sheriff, who being duly sworn acclrding to law, says that he served Real
Estate Writ, Notice Poster and description in the following manner. The Sheriff mailed one of
the wi\hin nametl defendants, to wit: Deena M. Woodward alkla Deene M. Engle a!kIn Deene M.
Engle a notice of the pendency of the action by regular mail to her last known address at 13 Front
v
SCHEDULE OF DISTRIBUTION
REAL ESTATE SALE NO.5
DATE FILED: July 2, 1997
Writ No. 96-5946 Civil Term
Sale Date: June 4, 1997
Amount of Bid $80,000.00
Buyer: Household Realty Corpomtion
961 Weigel Drive
Elmhurst, II 60126-8632
Atty. For Buyer: Cltmson N. Page Jr.
Atty for Pliff: Benjamin Riggs Jr.
York Federal Savings and Loan Association
vs
Daniel L. Woodward and Deena M. Woodward aIkIa Deene M. Engle aIkIa Deena M. Engle
325 W. 1st. Street
Boiling Springs, Pa.
Real Debt $46,319.42
Atty. Writ Costs 106.20
Total $46,425.62
Total Amount Collected $80,150.00
:1 Sheriff's Costs 2,257.92
1996 Co. Twp Lib. Taxes 265.90
1994-1996 Tax Claim 5,350.16
Sewer & Water 245.11
Search 150.00
Total $71,880.91
Distribution: $71.880.91
I. Paid to Ally Riggs
For York Federal Savings
And Loan $46.425.62
$25,455.29
WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
TO THE SHERIFF OF CUl1berland
To saUsfy the debt. Inlerest and costA due
NO. 96-5946 CIVILllJ TeIlTl
CIVIL ACTION. LAW
COUNTY:
York Federal savinQB and Loan Association
PLAINTIFF(S)
'rom Daniel L. Woodward, 20, Shirley Lane, Boiling Springs, PA 17007; Deena M. Woodward
a/k/a Deena M. Engel a/k/a Deena M. Engle, 13 Front Street, Boiling Springs, PA 17007
OEFENOANT(S)
(1) You are directed to lovy upon the properly of the defendanl(s) and to sell D1ease see leQCII description
(2) You are also directed to al1ach the properly of the defendanl(s) not levied upon In Ihe possession 01
GARNISH!:Ci5: r.s follows:
and to notl1y the gamlshee(s) that: (a) an attachment has been Issued: (b) the garnlshee(s) Is/are enjoined from paying any
debt to or for the Dccount of the defendant(s) and from delivering any properly of the defendant(s) or otherwise disposing
thereof;
(3) 11 properly of the defendanl!s) not levied upon an subject to al1achmentls found In the possession 01 anyone other
than a named garnishee. you are directed 10 nollfy hlm/herthal he/she has been added as a garnlshef;t and Is enjoined as above
stated.
AmountOue S46.319.42
Interest I see back of Writ)
Atty's Comm %
My Paid S106. 20
Plalnllff Paid
L.L. $.50
Due Prothy $ 1. 00
Other Costs
Dale:
Februarv 7th. 1997
Lawrence E. Welker
Prothonotary. Civil Division
L,j,,-,-- ~'01r..w:;'\()",'\ .~
I Deputy
by:
REQUESTING PARTY:
Name Ben;anin F. Riggs, Jr.
Address: York Federal Savings '" Loan Association
101 S. Georqe St., Po Box 15068, York, PA 17405-7068
Attomey for: Plaintiff
Telephone: ( 717) 846-8777 X2309
Supreme Court 10 No. 72030
REAL E'(\":'-."" ,"!, ," r'
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tho sheriff levlcd upon t:Ul daf!Jn( ,
lillcrc5t In the real property situated In ..3 b', .'f P.. 7) Lll (1 , e f,.!D,..,.,..:h.L7~
Cl.!n~ba.rland County, Pil., Imo.-In 2n(J numbered as: 3,~0-1), LJ~~L
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.J(::lJt....l. ilnd more fulll' dDW';::/d on Exhibit "A" f;!ec.l r,''':
I 0
HIls writ and by this reforence Incorporated herein.
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Interest from 6/5/97 at such rate or rates as established by Plaintiff pursuant to the
terms of the Adjustable Rate Note. currently $7.3499 per diem. late charges fram
6/5/97 at 5% of the monthly payment amount. currently $15.98 per month, attorney's
fees. costs of suit and other charges collectible under the Mortgage; and for any
and all other relief as the Court deems appropriate.
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
YORK FEDERAL SAVINGS
AND LOAN ASSOCIATION
Plaintiff
No. 96-5946 Civil Term
vs.
DANIEL L. WOODWARD
DEENA M. WOODWARD
NKlA DEENA M. ENGEL, NKlA
DEENA M. ENGLE
Defendants
Action in Mortgage Foreclosure
AFFIDAVIT PURSUANT TO RULE 3129.1
York Federal Savings and Loan Association, Plaintiff In the above action,
sets forth as of the date the praecipe for the writ of execution was filed to following
Information concerning the real property located at:
325 West 1 st Street
Boiling Springs, PA 17007
1.
Name and address of Owner or Reputed Owner.
Name
Address
Deena M. Woodward, aJkJa
Deena M. Engel, aJkJa
Deena M. Engle
13 Front Street
Boiling Springs, PA 17007
2.
Name and address of Defendants in the Judgment:
Name
Address
Daniel C. Woodward
20 Shirley Lane
Bolling Springs, PA 17007
Deena M. Woodward, aJkJa
Deena M. Engel, aJkJa
Deena M. Engle
13 Front Street
Boiling Springs, PA 17007
4. "
" . .
Affidavit under PA RCP 3129.1 - Page 2
3. Name and address of every judgment creditor whose Judgment Is a
record lien on the real property to be sold:
Name Address (if address cannot be reasonably
ascertained. please do Indicate)
Griffie & Associates 200 North Hanover Street
Carlisle, PA 17013
4.
Record:
Name and address of the last recorded holder of every mortgage of
Name
Address (if address cannot be reasonably
ascertained. please do indicate)
York Federal Savings
and Loan Assoclalion
101 S. George Street, P.O. Box 15068
York, PA 17405
24 MJ Mall
Carlisle, PA 17013
Household Realty Corp.
5. Name and address of every other person who has any record lien on
their property:
Name
Address (If address cannot be reasonably
ascertained. please do Indicate)
Carlisle Job Center
1 Alexandra Court
Carlisle, PA 17013
Unemployment Compo Fund
6. Name and address of every other person who has any record
Interest In the property and whose interest may be affected by the sale:
Name
Address (if address cannot be reasonably
ascertained. please do IndlcatEl)
Cumberland County Court House
South Hanover & High Streets
Carlisle, PA 17013
Cumberland County
Tax Claim Bureau
, . , .
Deena M. Woodward a/kla
Deena M. Engel a/k/a
Deena M. Engle
A SCHEDULE OF DISTRIBUTION, being a list of the persons, and or
governmental or corporate entities or agencies being entitled to receive a part of
the proceeds of the sale received and to be disbursed by the Sheriff (for example
to banks that hold mortgages and municipalities that are owed taxes) will be filed
by the Sheriff within thirty (30) days after the sale and distribution of the
proceeds of sale In accordance with this schedule will, in fact, be made unless
someone objects by filing exceptions to It within ten (10) days of the date it is
filed. Information about the Schedule of Distribution may be obtained from the
Sheriff of the Court of Common Pleas of Cumberland County, Cumberland
County Courthouse, South Hanover & High Streets, Carlisle, Pennsylvania.
THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE
OF YOUR PROPERTY.
It has been Issued because there Is a judgment against you. It may cause your
property to be held to be sold or taken to pay the judgment. You may have legal
rights to prevent your property from being sold or taken to pay the Judgment. A
lawyer can advise you more specifically of these rights. If you wish to exercise
your rights, you must act promptly.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWVER AT ONCE. GO
TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT
WHERE YOU CAN GET FREE LEGAL ADVICE:
THE LEGAL RIGHTS YOU MAY HAVE ARE:
I. You may file a Petition with the Court of Common Pleas of Cumberland
County to open the Judgment if you have a meritorious defense against the
person or company that has entered judgment against you. You may also file a
petition with the same Court If you are aware of a legal defect in the obligation or
the procedure used against you.
2. After the Sheriff's sale you may file a petition with the Court of Common
Pleas of Cumberland County to set aside the sale for a grossly Inadequate price
or for other proper cause. This petition must be filed before the Sheriff's Deed Is
delivered.
3. A petition or petitions raising the legal issues or rights mentioned in the
preceding paragraphs must be presented to the Court of Common Pleas of
Cumberland County at one of the Court's regularly scheduled Business Court
sessions. The petition must be served on the attorney for the creditor or on the
~'-...
Proof of Publication of Notite in The Patriot and The Evening News
and The Sunday Patriot-News
1)'Dd.. .'ct 11'0. lillI, Appro.od ala, II. Ir.nI.
Comm01"wealtll 01 Penn.ylvania, }
COllnly 01 Dal/pltin ..:
.............................r:t;i..r;;I:\!!.~.+...!:!!?F..t.!?~..........................beInll' duly sworn according to law, deposes and says:
Asst. Controller
That he Is the ............................of THE PATRIOT - NEWS CO., a corporation organized and exlstlnao
under the Jaws of the Commonwealth of Ptnns)'lvanla. with Its principal office and place of business at
812 to 818 Market Street. In the City of Harri.burg, County of Dauphin. State of Pennsylvania, owner
and publisher of THE PATRIOT and THE EVENING NEWS and the SUNDAY PATRIOT-NEWS
newspapers of aoeneral circulation. printed and published at 812 to 818 Market Street, In the City,
County and State aforesaid; that THE PATRIOT and THE EVENING NEWS and the SUNDAY
PATRIOT - NEWS were established March 4th. 1854, and February 15th, 1917 and September 18th,
1049, respectively, and all have been continuously published ever since;
That the prInted notice or publication which is securely attached hereto la exactly as printed and
.Mai'ro Weill-. 29th day of April and
published in their regulsrl'!oltltlns alia IsBues which appeared on the ..........................................................
the 6th and 13th days of May 1997.
...............................................................................................................,........................................................................
That neither he nor said Company Is interested in the subject matter of said printed notice or adver.
tlsinao, and that all of the allegations of this statement as to the time, place and character of publication
are true; and
That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to
verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolu-
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"-, ,,',:.;,' L. ' , Teny L Au_" ~'T Nota.'" Publie
:"ff'." ' , Hairisllurg.OI"pl"" au.... . .
""',' 1t1\\~fIlW . 6.1981 ...........................
;/~THir 'iirI: 01 ~~ Si"cit'ement'01"Ad';;rtising Costs
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. cmo Car ~.!RJ~A......!?~."......+.I9..+.~...................................
E~ To THE PATRIOT.NEWS CO., Dr.
t.~ .~! For publishing the notice or publication attached hereto on the
'0 'rW~m!J above stated dates - $..........~.?.~.~..~.L
Ie bV sJn.. eelh~6 petrit; Probating same $..........~...~..:.?~...
~te.Eost.4Q8(eet Qlhe eo ~u... 4..
2RiJ'6~I~i~c1v~ ~eso m~~ Total $............................
~gw: e, house 0 concrete ~k
. ~W~~,Pt1€MISES WHK.:~ r' R . t f Ad .. C t
' . ~&t~usIy,01.icl' 5 ecelp or verllslng os 5
~ . ~ td~~&::g 1.., fJublisher of TilE PATRIOT and THE EVENING NEWS and the
~ 'l5fIfJflJ!,Yl.e~Ofder at CUO'" ew.papers of general circulation. hel'eby acknowledge receipt of the
8~W~~i~~~lf n costs and certifies that the s~~~ h;:~:;~~_~~W~ai~.o.
.IF :~~ R'mmm
. J~~t~~~ ~ngJe, os
:exhlb~ A 81m
PROOF OF PUBLICATION OF NOTICE
IN CUMBERLAND LA W JOURNAL
(Under Act No. 587. approved May 16. 1929), P. L.1784
STATEOFPENNSYLVANIA :
55,
COUNTY OF CUMBERLAND :
ROller M, Morllenthlll, Esquire. Editor of the Cumberland Law Journal, of the County
and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland
Law Journal. a legal periodical published in the Borough of Curlisle in the County and Stute
aforesaid. was established January 2. 1952, and designated by the local courts as the official
legal periodical for the publication of all legal notices, and has. since January 2. 1952. been
regularly Issued weekly in the suid County. and that the printed notice or publication attached
hereto is exactly the same as was printed in the regular editions and issues of the said
Cumberland Law Journal on the following daleS.
vlz:
APRIL II. 18.25.1997
lat he is authorized to verify this statement by the Cumberland
f general circulation, and that he is not interested in the subject
advertisement. and that all allegations in the foregoing
:haracter of publication are true.
~/f2/U--
Roger M. Morgenthul, Editor
SWORN TO AND SUBSCRIBED before me this
-2i.day of APRIL. 1997
") ,
'" " (
,X,.j ~" ...LJ:~ d./ /L/
Notary
NOTAlllAl51Al
lOlS E. SNYOU. _,., I'vbIlc
Co~I~o 10",. c.....boriand Count)'. ~A
My Co,nmi"'OfI bptr.. Mcrch 5, 2001
,
PROOF OF PUBLICATION OF NOTICE
IN CUMBERLAND LAW JOURNAL
(Under Act No. 5H7, approved May 16, 1929), P. L.17H4
STATE OF PENNSYLVANIA :
ss,
COUNTY OF CUMBERLAND :
Ro~er M. Mor~enthDI, Esquire, Editor of the Cumberland Law Journal, of the County
and Stote aforesaid, being duly swom, according to law, deposes and says that the Cumberland
Low Journal, a legal periodical published in the Borough of Carlisle in the County and State
aforesaid, was established Janulll)' 2. 1952, and designated by the local courts as the official
legai periodical for the publication of all legal notices. and has, since January 2, 1952, been
regularly issued weekly in the said County, and that the printed notice or publication attached
hereto is exactly the some as was printed In the regular editions and Issues of the said
Cumberland Low Journal on the following dotes.
viz:
APRIL II. IH. 25. 1997
Affiant further deposes that he is authorized to verify this statement by the Cumberland
Law Journal. a legal periodical of general circulation, and that he is not interested In the subject
molleI' of the aforesaid notice or advertisement, and that all allegations in the foregoing
statemenl.!i as to time, place and character of publication are true.
'~.n1A---
Roger M. Morgenthal. Editor
IlEAL nun: IIAL& NO.6
Writ No. 96.59016 CIvil
York Federal Sav1nA-"I and
Lonn AMoclntlon
VlI,
Dnnlcol L, Woodwnnl and Deroo M.
Wocxtward. a/kill Dt'rnn M. Enlotd.
u/k/n Orenn M, En/ot!c
AUy,: IknJIllllln f'. RJ/oOt!i, Jr.
EJOIIUlT A
ALL lllAT rrrtaln lrl.u.t urland wtth
the ImpmvelllC"ntfl thrO"un rrn:~lnl
slluutr In South MlclcllrlUlI Tuwn",IIII),
Cumht'rl.;.ultt ('ounty. ITnn~yl\'al\liI,
boumh-d and dt"s('librd ns fullu\\1f:
OEGlNNINn In Ilw ('('u:rr of HJ('
Jlllhlh' wad Irildll1~ frlllll Bullllll-t
SJlrln~'" In Cral/olht'atl!ol: tllt'nrr hy (tIC'
n"lllt'r Ilf!'4,lltl Tll<IlI, Nllrtl, Wl (h.~rt"1'~
I';il~t, l:.!H.~ h't'llo iI point: IlIt'lll't' hy
1.1I1ft nuw ur furmerly uC C1yclr C.
Zlnn. North 15 d('~r<<!t 45 mlnutr!t
Wl''IoI, r, Hi ~n Cl"t"1 III It )olnl: thrf1('I"
SWORN TO AND SUBSCRIBED before me this
......2i,dayof APRIL. 1997
.'
// .
'-....
c/.tJ / .j
I' t'
. ...Ll2..;..J~l''/j
Notary .
NOT AIlIAI SfAl
IOIS e. $HYDeR. Notary PvblIc
CGrll~. 80m, Cu..b.rland CGunty. ~A
My Commlu,iOfI hpi,.. McIrch.5, 2001
{III lIflWor (UfmrrJy afRo)' .spun-
.Jer, Suuth 3J drl(ftt'ft Hl mJruu('.!j
\\'ral 13:l.H fl"t't,u U point; UlcnnolJy
Ule 8UI1lt'. Soulh 16 dr","et"N:JO IIIln.
Ult"8 Emu, 40H (rei 10 Ihr PJ,Il't' of
ficfi(lnn.n.q: COUl.ulnlnR 1.47 urrt'H
more or J('o, unet f>t'lnH Jmprovrd
wtUl ft brick dwrllJf1g hOllfle and ('un-
; Crete block "nnl~r.
! /lEINO TilE SAME PREMISES
, WI lieu Daniel L. Woodward, ('rnmt'-
I oualy .taled In pJ10r derel us Di.tnlr'J
11 M. \\\xxlward and Offna M. \\\xxI.
ward. husband alld Wlf., by Deed
,
I dated Jun. 4, 1991. and recorded at
I Cumberland County In th. Orne. of
I th. Record.r 0( Deeds, In and for th.
County 0( Cumberland, on Jun. 13,
I 1991, In Cumberland County Record
Book D'33, Page 1113. IlJ'llnted and
conveyed unto Offna M. WOOdwanl,
' a/k/a Deena M. Eng'I, a/k/a Offna
M. Engl., Def.ndant h....ln.
BEINO deal;Jnated sa Tax I.D. No.
(40) 29-2484-032.
SEIZED IN EXEClfJ10N so the
property of Deena M. Woodward.
a/k/a Deer.a M. Engel, alkla Deena
M. Engle, sa Judgment No. 96-5946
CIvil Term.
-----~---.."".......
.. !
TITLE REPORT
THE PREMISES ENDORSED HEREON ARE SUBJECf TO THE FOLLOWING
ITEMS, WHICH WILL BE EXCEPTED IN THE POLICY UNLESS SATlSFACfORY
EVIDENCE PERMITTING THEIR REMOVAL IS PRODUCED.
SHERIFF SALE NO. S
Held Wednesday, June 4, 1997
Date: June 6, 1997
TAXES: Receipts for all taxes for the years 1992 to 1996 inclusive. Taxes for the current year
1997.
MORTGAGES: Listed Under Other Exceptions Below.
JUDGMENTS: Listed Under Other Exceptions Below.
INSTRUMENTS TO BE PRODUCED: Deed from Cumberland County Sheriff to
dated , 1997, and recorded
,1997, in Cumberland County Deed Book ,Page
RECITAL: Being the same premises which Daniel L. Woodward, erroneously stated in prior
deed as DanielM. Woodward and Deena M. Woodward, husband and wife, by deed dated June
4, 1991, and recorded at Cumberland County, in the Office of the Recorder of Deeds, in and for
the County of Cumberland, on June 13, 1991, in Cumberland County Record Book "D", Volwne
35, Page 1113, granted and conveyed unto DeenaM. Woodward, alkJa DeenaM. Engel, alkJa
Deena M. Engle.
OTHER. EXCEPTIONS:
l
I. The identity and legal competency of parties at the closing of this title should be
established to the satisfaction of the closing attorney acting for this Company.
2. Rights or claims of panies in possession, if any, other than the owner.
3. Unrecorded easements, discrepancies or conflicts in boundary lines, shortage in area
and encroachments which an accurate and complete survey would disclose.
4. Payment of State and local Real Estate Transfer Taxes, if required.
5. Public and private rights in the roadbed of the public road leading from Boiling Springs
to Craigheads which is known as First Street in the Village of Boiling Springs, in South
Middleton Township.
6. Satisfactory evidence to be produced that proper notice was given to the holder of all
liens and encumbrances intended to be divested by subject Sheriff Sale.
7. Real estate taxes returned delinquent to :he Cumberland County Tax Claim Bureau.
8. Mortgage given by Daniel L. Woodward and Deena M. Woodward, husband and wife,
to York Federal Savings and Loan Association dated December 2, 1983 and recorded
December 2,1983 in Mortgage Book 741, Page 469, in the amount of $47,000.00
Olmplaint in Mortgage Foreclosure filed October 29,1996 to No. 1996-05946 by York
Federal Savings and Loan Association against Daniel L. Woodward and Deena M.
Woodward, pursuant to which a default judgment was entered on February 7, 1997 in
the amount of $46,319.42, and a Writ of Execution issued thereon.
9. Mortgage given by Deena M. Woodward, alk/a Deena M. Engle to Household Realty
Corporation dated November 5, 1992 and recorded November 9, 1992 in Mortgage
Book 1100, Page 76, in the amount of $45,000.00.
Complaint in Mortgage Foreclosure filed on Februarj 23,1996 to No. 1996-01021 by
Household Realty Corporation against Deena M. Engle and Steven C. Engle, pursuant
to which a default judgment was entered on December 23, 1996 in the amount of
$55,136.30, pursuant to which a Writ of Execution was filed on March II, 1997.