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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
EASTERN SAVINGS BANK, FSB,
CIVIL DIVISION
Plaintiff,
NO,: 96-6056 Civil
ISSUE NO,:
v,
JOHN p, LEISEY and
CAROL A LEISEY,
TYPE OF PLEADING:
PRAECiPE FOR DEFAULT JUDGMENT
CODE.
FILED ON BEHALF OF:
Defendants,
I hereby certify that the address
of Plaintiff Is:
11350 McCormick Road
Executive Plaza II, Suite 500
Hunt Valley, MD 21031
Eastern Savings Bank, FSB,
Plaintiff
the last known address of Defendants,
John P. Le/sey and Carol A Le/sey, Is:
263 Crescent Drfve
Hershey, PA 17033
COUNSEL OF RECORD FOR
THIS PARTY:
Scolt A Dlelterfck, Esquire
PA I. D, #55650
O'KEEFE, GRENEN & BIRSIC, P.C,
4076 Market Street
Suite 210
Camp Hili, PA 17011
(717) 975-3379
O'KEEFE, GRENEN & BIRS/C, P,C,
BY:
IN THE COURT OF COMMON PLEAS OF CUMBERU\ND COUNTY, PENNSYLVANIA
EASTERN SAVINGS BANK, FSB,
CIVIL DIVISION
Plaintiff,
NO,: 96-6058 Civil
v,
JOHN P. LEISEY and
CAROL A LEISEY,
Defendants,
~AECIPE FOR DEFAULT JUDGMENT (MOR.IGAGE FORECLOSUBID
TO: PROTHONOTARY
SIR:
Please enter default judgment In the above-captioned case In favor of Plaintiff, Eastern Savings
Bank, FSB, and against Defendants, John P. Leisey and Carol A, Leisey, In the amount 01-$62',540,77,-
l 52,LW;. () 7
which Is Itemized as follows:
f'"
Co f't l) f l'i~ ttM.
lV' II, t.w"
/-)1{-11
Jlts
Principal
Interestto 1/31/97
Late Charges to 1/31/97
Escrow Advances to 1/31/97
Less Unapplied Balance to 1/31/97
Attorneys' Fees & Costs
Costs and Title Search
$40,931,30
7,683,60
131,58
410.42
(117,83)
900,00
2,500,00
$62,439.07
TOTAL
with Interest on the principal sum ($40,931.30) at the rate of $10,80 per diem from January 31, 1997, plus
additional late charges and costs, additional attorneys' fees and costs and for foreclosure and sale of the
mortgaged premises,
BY:
SCO A, Die terlck, Esquire
Atto neys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY; PENNSYLVANIA
Plaintiff,
CIVIL DIVISION
NO.: 96.6058 Ovll
EASTERN SAVINGS BANK, FSB,
v,
JOHN p, LEISEY and
CAROL A, LEISEY,
Defendants.
TOI JOHN P. LEISEY
283 Crescent Drive
Hershey, PA 17033
DATE OF NOTICE: January 2, 1997
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN
APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT
YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU, UNLESS
YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE
ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY
OR OTHER IMPORTANT RIGHTS, YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT
ONCE, IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR
TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL
HELP:
Cumberland County Court Administrator
Cumberland County Courthouse
I Courthouse Square, 4th Floor
Carlisle, PennsylvanIa I 70 I 3
(717) 240.6200
IC, P.C,
BY:
S 0 A. DIETTERICK, esquire
PA 1.0. #S5650
Attorneys for Plaintiff
4076 Market Street, Suite 2 10
Camp Hili, PA 17011
(717) 975.3379
FIRST CLASS MAIL, POSTAGE PREPAID
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY; PENNSYLVANIA
EASTERN SAVINGS BANK, FSB,
CIVIL DIVISION
NO.: 96.6058 Ovll
Plaintiff,
v,
JOHN p, LEISEY and
CAROL A, LEISEY,
Defendants.
TO: CAROL A, LEISEY
283 Crescent Drive
Hershey, PA 17033
DATE OF NOTICE: January 2, 1997
Il-tPORT ANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN
APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT
YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU, UNLESS
YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE
ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY
OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT
ONCE, IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR
TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL
HELP:
Cumberland County Court Administrator
Cumberland County Courthouse
I Courthouse Square, 4th Floor
Carlisle, Pennsylvania 1 70 I 3
(717) 240-6200
BY:
. IE E ICK, Esquire
PA 1.0. NSS6S0
Attorneys for Plaintiff
4016 Marl<et Street, Suite 210
Camp Hili, PA 1 70 \I
(717) 975-3379
FIRST CLASS MAIL, POSTAGE PREPAID
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
EASTERN SAVINGS BANK, FSB,
CIVIL DIVISION
NO.: 96-6058 Ovll
Plalnllff,
v.
JOHN P. LEISEY and
CAROL A, LEISEY,
Derendants.
TO: CAROL A. LEISEY
283 Crescent Drive
Hershey, PA 1 7033
DATE OF NOTICE: january 2, 1997
AVISO IMPORTANTE
USTED ESTA EN REBELDIA PORQUE HA FALLADO DE TOMAR LA ACCION
REQUERIDA EN ESTE CASO. A MENOS QUE USTED TOME ACCION DENTRO DE LOS
PROXIMOS DIEI (10) DIAS DE LA FECHA DE ESTE AVISO, SE PUEDE DICTAR UN FALLO EN
CONTRA SUYA SIN LLEVARSE A CABO UNA VISTA Y USTED PUEDE PERDER SU PROPIEDAD
Y OTROS DERECHOS IMPORTANTES. USTED DEBE LLEVAR ESTE DOCUMENTO
IMMEDIATAMENTE A SU ABOGADO. 51 USTED NO TIENE UN ABOGADO 0 NO PUEDE
PAGAR UNO, VAYA 0 LLAME LA OFICINA ABAjO INDICADA PARA QUE LE INFORMEN
DONDE PUEDE CONSEQUIR A YUDA LEGAL.
Cumberland CountY Court Administrator
Cumberland CountY Courthouse
I Courthouse Square, 4th Floor
Carlisle, Pennsylvania 1 701 3
(717) 240.6200
P,C.
BY:
FIRST CLASS MAIL, POSTAGE PREPAID
o
PA I. . #55650
Attorneys ror Plalnllff
4076 Market Street, Suite 210
Camp Hili, PA 17011
(717) 975,3379
~:lIl~:IU~'~" H 1l~:TIJIlN .. NOT ~'IJUND
CAHK ~)l l~~ij-~G0~~ P
1~IJMMI)NW~:AI:rll IW r~:NNHY'_VAN!AI
1;IlIJNTY Of 1;lJtlijl':IlI.ANO
KAHTRllN HAV[NG~ SANK VGij
VS.
L~: [S~:Y, "JI)IIN J::T AL
R. Thomas Kline , Sheriff, who being duly sworn according
to law, says, that he made a diligent search and inquiry for the within
named defendant, to wit I UNKNIJWN lJGCUPANT
but was unabl~ to locate Him in his bailiwick, He therefore returns
the ~l;J!tf!.<A+l!L:_J:!.l.JRJ_ FOR~:.. _u_._ 'U ,_..' .._.._____..__,__.u__u_._ .______,_,
NQJ. VQIJ1lP, " as to the wtthin named defendant,.___...__.., ..____..
IJNKNIJWN.u!&CJ-!P,!\liL_, _. u ,..._ _" .., _,_"_,_,'_u.o;.,
A~'TF;R ,NJ)1Il';RqIJH ATT~:I1_P.:rl?, II.N.A8.!-~:..r.QI?[':JW~:.(\T _._., 'u' _, _,
I;[VI':II AI)R~I';S:;uu.,__ ,
!:ihortff':! Gost.s:
OockQ~,i.ng
!3orv'\I:0
Affidavit
~;urcharge
ij.00
'~. ::Jill
.00
2.00
So anrn,ers:
/..... ..-
/1 ~~,,, / /;/
I~. I nomas Kl.1.ne, ~ner 1.J:J:
$]/.30 Q'KEEFFE & nIHSIC
12/05/19gc,
Swarn and subscribed to ~C!fore me
this .". u . day of
l':1.._A.D.
r't"otn'Jnotarl'
Office of the Sheriff
Ralph Q, NlcAIII'tar
C~i.l O~puly
Mar,! Jane Snyder
Rnl Eltlt. Ooouly
Mlchalll W. Rinehart
lllllltant Chi I' OO~"I'I
William T, Tully
SOllc,tor
On"p~ln Coun'y
Harrisburg, Penn6yhjllnll 17101
(T'7)266,Zeea
J, R, Lotwiok
SI'.eriff
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF DAUPHIN
SHERIFF'S RETURN
No, 0439-T - - -96
OTHER COUNTY NO. 96-6058
AND NOW. November 14, 1996 at 8110AM served the within
COMPLAINT IN MORTGAGE upon
LEISEY CAROL A, by personally handing to
LEISEY CAROL A. 1 true Ilttasted copy ( iesl of
the original CO~IPLAIlIT IN MORTGAGE and making known to
him/her the contents thereof at 283 CRESCEtIT CR.
HERSHEY, Ph 17033-0000
Sworn anc subscribed to
b'~~;I,:~)U;;~:' r:r:;,-19"
PROTHONOTARY
~~f Of, DaUPh;~ounty, I?a,
BY \ t~"I,\: ;':~I
Ctl'UT'l SHERIFF '
'--
Sher1f~ I s Costs t $36 :50 PO 11/12/96
RCPT NO 086004
GM/DC
Office of the Sheriff
Mary Jatl8 Snyder
R..t bllle Oeouly
Ralph Q, McAllister
COle' O~puly
Michael W, Rinehart
A..I...nl Chle' Oep,ty
WIlliam T, Tully
Sotl:llor
Douph,n Coun,y
Harrisburg. Pon"I'iI\lanla 17101
(7' 7) 2~S'2~eO
J, R. Lotwick
Sheriff
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF DAUPHIN
SHBRIFF'S RETURN
No, 0439-'1' - - -96
OTHER COUNTY NO. 96-6058
AND NOW. November 14, 1996 at 81:0AM served the within
COMPLAINT IN MORTGAGE upon
LEISEY JOHN P. by personally handing to
CAROL A. LEISEY 1 true attested copy( ies l of
the original COMPLAINT IN MORTGAGE and making known to
him/her the contents thereof at 283 CRESCENT DR,
HERSHEY, PA 17033-0000
Sworn anc subscribed to
before me this 14TH day ff\~OVEMBER, 1996
I J ., ~ . _
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", _,i';', , 0"' .' '... .....j h; ...
'~7?~
fI~r.j ff of oauPhiny .ty, Pol,
\' '- .........
BY '\,....-y(, " \1- I h,.
, DEPUTY SHE ~F
PROTHONOTARY
Sherif~ I s Costs I
536. 0 PO 11/12/96
RCPT 110 086004
GM/DC
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SHBRIFf'S R~TURN - OUT OF COUNTY
CAS~ NO: 199~-0605e p
COMMONW~ALTH O~ PKNNSYLVANIA'
COUNTY OF CUM HI':RLAND
I':ASTI.;RN SA V I NliS BANK FSH
VS.
l.~: (SI':Y JOIII' ~T AI.
_RL.ThomAs Kline , Sheriff, who being duly sworn according
to law, says, that he made a diligent search and inquiry for the within
named defendant, to wit I Ll::IS~Y CAlmL A
but was unAblo to lOCAte
Her
in his bailiwick.
lie therefore
deputized the sheriff of DAUPIIIN COUNTY
to serve the within ,COMPLAINT :- MORT FOR~
County, Pennsylvania.
the attached return from
DAUPIIIN CIJUNTY
County,
receipt of
Pennsylvania.
On ,Dec,ember
5th, 1'396
, this office was in
She?riff's Costs:
Docketing
Out of County
Surcharge
So answers:
5.00
.00
2.00
- (,.>- . ' .--
I --~.--.r~i..-('r.,.;, ( .'
B.I Ihomas IUJ.ne, ~herJ.11
$B.~~ O'KEEfB & HIRSIC
12/05/19%
Sworn und subocribed to before? me
.... I() I
thts J_~ - . d~y of f\>lLli_........(~
l~ q~ A,D.
I.. -It.-r,/,,-:<-- C'. IltJ.&..... I UI'C;
-; Prothonotary
SHERIFF'S RETURN - OUT OF COUNTY
CASK NUl 1~~~-~5058 P
CUMMONWK^LTH Uf PKNNSYLV^NIA:
CUIJNTY m' CUMI:IKRLAND
~;ASTERN SAVINI;S !:lANK fSll
VS.
LK(SKY JUHN ,KT AL
_R. ThClmos Kltne
, Sheriff, who
being duly sworn according
and inquiry for the within
to law, says, that he made a diligent search
named defendant. to wit: LK(S~;Y JUliN P.
but wos unobl~ to locote
Him
i.n hi", bailiwick. lie therefore
dr:>puli.zed th~ ",heri.tf of D^UPII(N CIlIlNTY _ County. Pennsylvania.
to, s~rvl? the wi thin COMPI.A I NT - MUR'f fURK
On Dec::E'mber ,5th" l ':l95
thE' attachE'd rE'turn from
J this officE' was in
rE'cE'ipt of
PE'nnsylvania.
DAUPIIIN ClJUNTY
County,
Sh~riff's Costa:
Docketing
Out of County
Surcharge
DAUPHIN COUNTY
So anB~er8:
/
,/'~;'.. ....
I ......:>. r . '';/" .,,', .~'
R. I homas 1\11ne. ~her1ft
Ifl.00
9.00
2.00
36.50
$&~.~0 O'KEEFE & BIRSIC
12/05/199(,
Sworn and suba~ribed to beforE' mE'
thi.s 13'~ doy of JSl'll'...L
19 Q~ A.D.
o '-'- (:, ]~~.,J~
-h ~rothonotal-Y
SIlEIlIFF'S 1l~:TIIIlN - NOT FIJUNU
CASI': NIJI \'),J"'-V,II;0~jf\ P
CIJMI1IJNW~:^,.TIl IW I'I':NNSYLVANIA:
CiJlJNTY IW CIJMlJlml.AND
1':AHn:IlN HAV INI3S 8ANK FSH
V5.
L~: IS~:Y JIJIlN l::T AL
R. Thomas Kline , 5heriff, who being duly svorn according
to lav, says, that he made a diligent search and inquiry for the within
named defendant, to vitI UNKNUWN OCCUPANT
but vas unable to locate Him
in his bailiwick. He therefore returns
the 9UI'!PI.,UNT :, MDRT rOR~:
NUT /"UIJNP .. as to the wi thin named defendar,t
IJNKNIJWN I~!;;CUPANT,
A~'n:R NIJMEIlOUS ATn:I1PTS IJNA81.~: TlJ HI':RV~: AT ,
13 IVEN AI)OIl~:SS
Sheriff's Costs I
Docketing
:;orvtl:c
Affidavit
~;urcharge
Ho anllwe.s:
l l~.__~~/
B. 1 homas Kline,
"'.00
':I.J0
.00
2.00
//;--
~heri11
.J7.30 O'KCEFFE & nIIlBIC
12/051199G
Sworn and subscribed to hofore me
this 13~ ,day of ill" .._C.~
1';1 "~A. D.
i \..... '<-- ()l )~r. ,;"", (,.{",I::
~~ ~ro honotary, . T
,
,',t
Office of the Sheriff
Mary Jane Snyder
Aoal E.t.to Ooouty
Ralph G, ~cAIIi!t8r
C'llol OtlJluly
Mlchu..1 W, Rinehart
"fiJ>is'onl Chi 31 Oaf-ut',
William T, Tully
501lcltor
Onu'l~il"\ County
Hurrlsburu. Punnr.-yl\'anla 17101
(717) ~5b'l6ea
J, R, Lotw1ck
Sherif!
COMMONWEALTH OF PBNNSYLVANIA
COUNTY OF DAUPHIN
SHBRIFP'S RETURN
No, 0439-T - - -96
OTHER COUNTY NO, 96-6058
AND NOW. November 14, 1996 at 81 lOAM served the within
COMPLAINT IN MORTGAGE upon
LBISBY CAROL A. by personally handing to
LEISEY CAROL A, 1 true attested copy( ies) of
the original CO~1PLAItIT IN MORTGAGE and making known to
him/her the contents thereof at 283 CRESCENT DR.
HERSHEY, Ph 17033-0000
Sworn and subscribed to
before me this 14TH daVGfjNOVEMBER, 1996
,-, 1
.j-{fOllj,,11) C!-, {, at,;,/tc~:
/ PROTHONOTARY
Sheriff's COStSI
$36,50 PD 11/12/96
RCPT NO 086004
GM/DC
Office of the Sheriff
Marl Jane Snyder
R.ll ellllo Doouly
Ralph Q, McAIII&tor
ChlulDvpuly
Mlchaol W, Rinehart
AIll.llonl Chlol Dlp~11
William T, Tully
Sollcllor
Dlluphln County
Hurrlsburn, Ponnt~lvbnlR 17101
(/' 1) ,~&'20fO
J, R, Lotwick
Sheriff
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF DAUPHIN
SHERIFF'S RETURN
No, 0439-T - - -96
OTHBR COUNTY NO, 96-6058
AND NOWI November 14, 1996 at 8110AM served the within
COMPLAINT IN MORTGAGE upon
LEISEY JOHN p, by personally handing to
CAROL A. LEISEY 1 true attested copy! ies) of
the original COMPLAIIlT IN MORTGAGE and making known to
him/her the contents thereof at 283 CRESCENT DR,
HERSHEY, PA 17033-0000
Sworn and subscribed to
before me t. his 14TH day (f~OVE, MBER, ,1996
, I J { ,~
j J-,(, ).( / ,') ft..)
.... ., L,..r:l C ,.' ."1'/ ,(.{
'''' 'j' J" I ,.-, l . ",
v..~ .14. ..
I PROTHONOTARY
Sheriff I s Coste I
GM/DC
In "Tn:l'Courl ci C=mmO:i ?le:s or C~r.~:::iit'l=n::! c;,:.;w,;;-:y, Psnr:syl'lc::r:i::
Eastern Savings Bank fSB
VS.
Carol A, Leisey
96-6058 qyil
::-
:'fo.
:-tow,
Novembe r 6,
~9..2.!!. 1. S:~~'!'"' O~ C'::~GZ:=.!.A..'iD COt,~'::'Y1 ?~ CQ
=::-..:,y c..;:ue::: C.: S"=E al
Dauphin
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In,T":)' Court d C=mmO:1 Fle::s oT C:.Jr;::::~d:nd C:Ju';";~'YI ?cMr:syl'l~nio,
Eastern savings Bank FSB
'is.
John p, Leisey
~o. 96-6058 civil
--.
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November 6,
.'9_96 !. S._-_-::,.,,_~~-_- 0.':: r~G":'"':l" ,'1"'T"\ CO~' v ':2's' .Ja
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
EASTERN SAVINGS BANK, FSB,
Plaintiff,
CIVIL DIVISION
NO.: fj(r ("nr ~ (t l:,L~ e..
ISSUE NO.:
TYPE OF PLEADING:
CIVIL ACTION. COMPLAINT
IN MORTGAGE FORECLOSURE
CODE.
FILED ON BEHALF OF:
v.
JOHN P. LEISEY and
CAROL A. LEISEY,
Defendants.
, HEREBY CERTIFY THE ADDRESS OF THI!
, PLAINTIFF IS
11350 McCormick Road Executive Plaza II
::B=eu~YY"l' MT'I ?ln~l
wlhle IJAJII
262 Crescent Drive
"""._ Jfii)
11- gllY IIIP
TRUE COPY ~OM RECORD
In TestImony wnereol, I horo unlO set illY nand
nd t I 01 .~.1 C U I\al call1,s!e,' ,.,
a 'r- \g { '"
Th ,'0 '
II- /0-1 _ (VI ,l'
( JllrothOn
- (
CERTIFICATE OF LOCATION
I HEREBY OERTIFY THAT THI! LOCATION 011
THE REAL ESTATE AFFECTED BY THIS UEN IS
840 C Lisburn Road
(CITY,BOROORTOWNSHIPI 1 d lWAIlD)
Carn Hi 1 p Cumber an 'Co.
O'Ke rs c,
rt
Eastern Savings Bank, FSB, Plaintiff
COUNSEL OF RECORD FOR THIS
PARTY:
Scott A. Dleuerlck, EsqUire
Pa. I.D. #55650
O'I<EEFE, GRENEN & BIRSIC, P.C.
4076 Markl!t Street
Suite 210
Camp Hili, PA 17011
(717) 975-3379
'"
TO DEFFllDANIS
YOU ARE HEREBY NOnFlED TO PlEAD TO THE
ENCLOSED CQtPLAINT
WITHIN TWENTY (20) DAY FROIl SERVICE
HEREOF OR A DEFAULT J BE
ENTERED AGAINST
Plaintiff,
CIVIL DIVISION
NO.:
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
EASTERN SAVINGS BANK, FSB,
v.
JOHN P. LEISEY and
CAROL A. LEISEY,
Defendants.
NOTICE TO DEFE~
You have been sued In Court. I f you wish to defend against the claims set forth
In the following pages, you must take actIon within twenty (20) days after this Complaint and
Notice are served, by entering a wrItten appearance personally or by attorney and nllng In writIng
with the Court you defenses or objections to the claIms set forth against you. You are warned
that If you fall to do so, the case may proceed without you and a ludgment may be entered
against you by the Court without further notice for any money claimed In the Complaint or for
any other claim or relief requested by the Plaintiff. You may lose money or property, or other
rights Important to you,
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE, IF YOU DO
NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE
OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP:
Court AdminIstrator
4th Floor. Cumberland County Courthouse
Carlisle, Pennsylvania 1 701 3
Telephone: (717) 240-6200
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
EASTERN SAVINGS BANK, FSB,
CIVIL DIVISION
NO.:
Plaintiff,
v.
JOHN P. LEISEY and
CAROL A. LEISEY,
Defendants.
AVISO
USTED HA SIDO DEMANDADO/A EN CORTE. SI usted desea defenderse de
las demandas que se presentan mas adelante en las slgulentes paglnas, debe tomar acclon dentro
de los proxlmos velnte (20) dlas despues de la notlflcaclon de esta Demanda y Avlso radlcando
personalmente 0 por medlo de un abogado una comparencencla escrlta y radlcando en la Corte
por escrlto sus defensas de, y oblecclones a, las demandas presentadas aqul en contra suya. Se
Ie advlerte de que sl usted falia de tomar acclon como se describe anterlormente, el caso puede
pro ceder sin usted y un fallo por cualquler suma de dlnero reclamada en la demanda 0 cualquler
otra reclamaclon 0 remedlo sollcltado por el demandante puede ser dicta do en contra suya por
la Corte sin mas avlso adlclonal. Usted puede perder dlnero 0 propledad u otros derechos
Importantes para usted.
U5TED DEBE LLEV AR E5TE DOCUMENTO A SU ABOGADO
IMMEDIATAMENTE. 51 U5TED NO TIENE UN ABOGADO 0 NO PUEDE PAGARLE A
UNO, LLAME 0 V A Y A A LA 51GUIENTE OFICINA PARA A VERIGUAR DONDE PUEDE
ENCONTRAR ASISTENCIA LEGAL.
Court Administrator
4th Floor. Cumberland County Courthouse
Carlisle, Pennsylvania t 70 t 3
Telephone: (717) 240-6200
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
EASTERN SAVINGS BANK, FSB,
CIVIL DIVISION
NO.:
Plaintiff,
v.
JOHN P. LEISEY and
CAROL A. LEISEY,
Defendants.
QYIL ACTION. COMPLAINT IN MORTGAGEJO~ECLOSURf
AND NOW, comes Eastern Savings Bank, FSB, by and through Its attorneys, O'Keefe, Grenen
& Blrslc, P.C., and nJes this Complaint In Mortgage Foreclosure as follows:
I. Plaintiff Is Eastern Savings Bank, FSB, whose principal place of business Is located at
11350 McCormick Road, Executive Plaza II, Suite 500, Hunt Valley, Maryland 21031 ("Plalntlfr').
2. Defendants are, John P. Leisey and Carol A. Leisey, adult Individuals resIding In the
Commonwealth of Pennsylvania whose last known address Is 262 Crescent Drive, Hershey,
Pennsylvania 17033 ("Defendants").
3. On or about December 30, 1987, Defendants executed a Note In favor of Homestead
Savings Association ("Homestead"), In the principal amount of $43,800.00 ("Note"). A true and
correct copy of said Note Is marked Exhibit "A", attached hereto and made a part hereof.
4. On or about December 30, 1987, as security for payment of the aforesaid Note,
Defendants made, executed and delivered to Homestead, a Mortgage In the original principal amount
of $43,800.00, said Mortgage being recorded In the ornce of the Recorder of Deeds In and for
Cumberland County, Pennsylvania on December 31, 1987, In Mortgage Book Volume 891, Page
322 ("Mortgage"). A true and correct copy of said Mortgage containing a description of the
premises subject to said Mortk'age Is marked Exhibit "B", attached hereto and made a part hereof.
5. On or about January 25, 1996, The Federal Deposit Insurance Corporation, actlnll
In IlS capacitY as receiver for Homestead Federal 5avlnllS As.loclatlon, which pursuant to 12 U.S.C,
~ 1441 a(m)( I ) succeeded the Resolution Trust Corporation In IlS capacitY as receiver for Homestead,
asslllned all of IlS rlllht, title and Interest In and to the Note and Mortllalle to Plaintiff. A true and
correct copy of said As.llgnment Is marked Exhibit "C", attached hereto and made a part hereof.
6. DefendanlS are the record and real owners of the aforesaid mortgalled premises.
7. DefendanlS are In default under the terms of the aforesaid Note and Mortgage for,
Inter alia, their failure to pay the monthly InstallmenlS of principal and Interest on said Note when
due.
8. On or about September II, 1996, DefendanlS were each mailed a Notice of
Homeowners' Emergency Mortgage Assistance Act of 1983, In compliance with the Homeowners'
Emergp.ncy Mortgage Assistance Act, Act 91 of 1983. True and correct caples of said Notices are
marked Exhibit "0", attached hereto and made a part hereof.
9. On or about September II, 1996, DefendanlS were each mailed a Notice of Intention
to Foreclose Mortgage In compliance with Act 6 of 1974, 41 P.S. ~ 101, et.seq. True and correct
copies of said Notices are marked Exhibit "E", attached hereto and made a part hereof.
I O. The amount due and owing Plaintiff by DefendanlS Is as follows:
Principal
Interestto 10/31/96
Late Charges to 10/31/96
Other COSlS
Less Unapplied Balance to 8/1 5/96
Attorneys' Fees and COSlS
COSlS and Title Search
$40,931.30
6,923.80
62.53
10.00
(117.83)
900.00
2.500.00
$51,209.80
TOTAL
with Interest on the principal sum ($40,931.30) from September 31,1996, at the rate of
$ 10.80 per diem, plus additional late charges and COSlS, additional attorneys' fees and COSlS and for
foreclosure and sale of the Mortgaged Premises.
2
WHEREFORE, Plaintiff demands Judl111ent In morta31le roreclosure ror the total amount due
or $5 1,209.80, with Interest on the prtnclpal sum ($40,931.30) rrom September 31, 1996, at the
rate or $ 10.80 per diem, plus additional late challfS and cosu, additional attorneys' rees and cosu
and ror roreclosure and sale or the Mortaalled Premises.
O'KEEFE, G ENEN & BIRSIC, P.C.
DATED:
10 /7/J /qr
I
BY:
Sco A. Ole ck, Esquire
PA I. . #5S6S0
Attorneys ror Plalntlrf
4076 Market Sueet, Suite 210
Camp H1I1, PA 1701 I
(717) 975-3379
THIS IS AN ATIEMPT TO COLLECT A DEBT,
ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
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j .,..,..i....".;;. IllVlll.lable to the LDICE:!VllOl'E HOUltR 11QJ.'QOt ard :ray 00 p.;r.>Ue:: s~l:i. .;. . i;
:. -.::;1!.~~:::::' SlIa:essively, "1r t<:x;vtlwr a~ the solll diliC;'lltion ot t.~e ~~on: HOWP. . :,...
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: .;:\~\'tft::.:. : ,,' _ir.. any 8Ileh rlqht or re:llI!dy .h'.l J..,., r<l .",ant. be o:Jrs_""ed !'5:4 ..",J.ve: :.: .'.!
. : . """:htl.~l '. . .cr rele.ue thQI'QOf.' .' .', .. ". . ,,:, .';
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l.~~nt'.\':.Ori.Cull\berl5nd .on ',the 14th dey of OctCCQr; 1983. In 'ecc~ 289 ."P~ge 1.172:.1nCpht~,' "", ,.
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FIN #: 1261
RTC Tracklnll #: 1295200 1 J 110 I)) I
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ASSIGNMENT OF MORTGAGE OR BENEFICIAL INTEREST
IN DEED OF TRUST
FOR VALUE RECEIVED, the undersigned assignor ("Assignor") does hereby granl,
bargain, sell, assign, transfer and convey 10 the following assignee (" Assignee"):
Easlern Savings Bank, FSB,
a federally chaClered savings bank
11350 McConnlck Rd" Bldg, 2, #200, Hunt Valley, MD 21031
all of Assignor's right, title and interest in and 10 that certain Mongage or Deed of Trust, a copy
of which is attached hereto as Exhibit "A", which encumbers the real propeny more panicularly
described therein, logether with (and solely 10 the eXlent such Mongage or Deed of Trust secures)
the indebtedness evidenced by any promissory note or evidence of indebtedness which has been
assigned and transferred to Assignee, This assignment is made without recourse to Assignor and
without representation or warranly by Assignor, express or implied,
Recording Data
Grantor I FIS~
ReceptionlDocume t
.., )1J2.1 ~lj ,
from Documenl Attached as Exhibit" A":
. BooklVol./FilmlLiber/No,: 765' , Page No,:
No,: Recorded in cl/mP.Jl!lt.lltT-D
Original
III~ '
ounly.
I. Scott A, Dietterick, Esquire, hereby
certify that the precise address of
Assignee is Eastern Savings Bank, FSB,
11350 McCormick Road, Executive Plaza II,
Hunt Valley I ~ID 21031,~: Ns, Rebecca
Cotsoradis, "t '
/, -t;'
f '
squire
BOOK 51fi P^CE G41
11013319 I on
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FIN': 1161
RTC TrllCkln~': 129'21~lIlI10Ill1
ASSIGNOR:
The FEDERAL DEPOSIT INSURANCE CORPORATION, aCling
in its capacilY as Receiver for
Homestead Federal Savings Association, Middletown, Pennsylvania
which, pursuant to 12 U,S,C, Seclion l-l-lla(m) (1)
succeeded lhe RESOLUTION TRUST CORPORATION in its
capacity as Receiver for
Homeslead Federal Savings Association, MiddlelOwn, Pennsylvania
STATE OF MISSOURI
COUNTY OF JACKSON
I"
)
) ~s,
)
The undersigned, a notary public in and for the above-said County and Stale, docs hereby
acknowledge Ihat on the day and year set fonh below, personally appeared
J. r." as Attorney-in-Fact for Resolution
rust orporallon, so e y In Its capacity as ecelver or Homestead Federal Savings Association.
Middletown, Pennsylvania as speCified above. and being duly sworn by and personally known to
the undersigned to be the person(s) who executed the foregoing instrumenl on behalf of said
principal, acknowledged to the undersigned that she/he/ther voluntarily executed the same for the
purposes therein slated as the free act and deed of said prinCipal.
[SEAL]
WITNESS my hand and official seal. this
~~ day of ,T",.. _ ,1996,
,._-,
-- PAl'AICIA'K, i:l.i..\Oil \
Nolary PUllllc . NOlalY Saal \
STATE O~ l,\\SSntIR\
JaCksun (;ounl~ 998
My commiSSion EXDile~ ,JUly 4, I _ \
Rcconhn. rrquCllcd by And whlln rt~LJNcd fCNm la:
(Q' f -
Notad~r~e Slate~~uri
Residmg At:
My Commission Expires:
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'1;/';":: ),.;' 14! '" Hi ,,,' '::0 COLlnIY,)'a.~
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8JOK 516 P^Cf G4~
EXHIBIT "0"
ACT 91 NOTICE
IMPORTANT: NOTICE OF HOMEOWNERS'
EMERGENCY MORTGAGE ASSISTANCE PROGRAM
PLEASE READ THIS NOTICE
YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE
WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND
HELP YOU MAKE FUTURE MORTGAGE PAYMENTS
RE: Account No, 7505054114
$43,800,00 Note, dated December 30, 1987, to Eastern Sav1ngs
8ank, FS8, successor 1n Interest to Homestead Sav1ngs ASSoclat10n
TO: Ms, Carol A, LeIsey
840-C Llsburn Road
Camp HIll, PA 17011
FROM: Scott A, Dietterlck. EsquIre
O'Keefe, Grenen & 81rslc, P,C,
4076 Market Street, SUIte 210
Camp Hill, PA 17011
(717) 975-3379
DATE: September 11, 1996
You may be elIgIble for financial assistance that will prevent foreclosure on
your mortgage if you comply with the provisions of the Homeowners' Emergency
Mortgage Assistance Act of 19B3 (the "Act"). You may be eligible for emergency
temporary assistance if your default has been caused by circumstances beyond your
control, you have a reasonable prospect of resuming your mortgage payments and if
you meet the eligIbilIty requIrements of the Act as determined by the Pennsylvania
Housing FInance Agency, "Please read all of thIS NotIce, It contains an
explanation of your rIghts",
Under the Act, you are entitled to a temporary stay of foreclosure on your
mortgage for thIrty (30) days fr~m the date of thiS Notice, During that time, you
must arrange and attend a "face-to-face" meetIng with a representative of this
lender, or with a designated consumer credit counseling agency, The purpose of this
meeting is to attempt to work out a repayment plan, or to otherwise settle your
delinquency, This meeting must occur In the next thIrty (30) days,
If you attend a face-to-face meetIng with thIS lender, or WIth a consumer
credit counselIng agency IdentIfIed In thIS NotIce, no further proceedIng In
mortgage foreclosure may take place for thIrty (30) days after the date of thIS
meetIng,
The name, address and telephone number of the lender's representatIve IS:
Eastern Savings Bank, FSB
11350 McCormIck Road
ExecutIve Plaza II, SUIte 500
Hunt Valley, MD 21031
ATTN: Mary Good
Telephone Number: (800) 787-2265
rh~ names ind addresses of the deSignated consumer credIt counseling agencIes
are:
Consumer CredIt Counseling ServIce
or Western Pennsylvania, [nc,
2000 Llnglestown Road
HarrIsburg, PA 17102
(l171 541.1757
FInanCIal ServIces UnlImIted
117 West 3rd Street
Waynesboro, PA 17268
(717) 762.3285
Urban League of Metropolitan Harrl5bur~
25 N, Front Stree~
HarrIsburg, PA lIl01
(717) 234-5925
YWCA of Carl Isle
30 I G Street
Clrl1,le, PA l~I)[J
(717) 243-3818
It IS only necessary to schedule one face.to-face meetIng, You should adVIse
the Lender ImmedIately of your IntentIons,
"Your mortgage IS In serious defaul t" because you have faIled to pay promptly
Installments of prInCIpal and Interest. as requIred, for a perIod of at least sIxty
(60) days, The total amount of the delInquency IS S9,I08,66, That sum Includes the
follOWIng: monthly payments of S484,63 each for the months of February 1. 1995
through August 1, 1995, payments of S477,81 from September 1, 1995 through January
1. 1996, payments of S471,11 from February 1. 1996 through March 1. 1996 and
payments of S464,49 from AprIl 1, 1996 through August 1, 1996, plus accrued late
charges ln the amount of S62,53 and Interest at the rate of S9,95 per day,
If you have trIed and are unable to resolve thIS problem at or after your
face.to-face meetIng, you have the rIght to apply for fInancIal asslstance from the
Homeowners' Emergency Mortgage Ass 1 stance Fund, In order to do thl S, you must fl11
out, slgn and fll e a camp 1 eted Homeowners' Emergency Ass I stance App 11cat 10n WI th one
of the deSIgnated consumer credIt counselIng agencIes lIsted above, An applIcatIon
for assIstance may only be obtaIned from a consumer credIt counselIng agency, The
consumer credIt counselIng agency wll1 assIst you In fIllIng out your appllcatlon
and wl11 submIt your completed applIcatIon to the Pennsylvanla Houslng FInance
Agency, Your appllcatlon must be filed or postmarked WIthIn thIrty (30) days of
your face,to-face meetIng,
It is extremely important that you file your application promptly. If you do
not do so, of if you do not follow the other time periods set forth in this letter,
foreclosure may proceed against your home immediately.
AvaIlable funds for emergency mortgage assIstance are very lImited, They wIll
b~ dIsbursed by the Agency under the el1g1bl11ty crIterIa escabl Ished by the Act,
It IS extremely Important that your applIcatIon IS accurate and complete In
every respect, The PennsylvanIa HOUSIng FInance Agency has sIxty (60) days to make
a deCISIon after It receIVes your applIcatIon, DUring that additIonal tIme, no
foreclosure proceedIngs wIll be pursued agaInst you I f you have met the tIme
requIrements set forth above, You wIll be notIfIed dIrectly by that Agency of Its
deCISIon on your applIcatIon,
The PennsylvanIa HOUSIng FInance Agency 15 locat~d at 2101 North Front Street,
p,O, 80x 8029, Harrlsburg, PA 17105, Telephon~ No, (717) 780-3800 or 1-800-342-
2397 (toll free number), Persons with ImpaIred hearIng can call 1-800,342-2397,
BY:
, squ1 re
In add! t lon, you l11dy receIVe or may have a I ready recel ved another not Ice from
thlS lender under Act 6 of 1974, That notice is called a "Notice of Intention to
Foreclose", You must read both notlces S1nce they both explain rlghts that you now
have under Pennsyl vam a law, However, if you choose to exerc! se your r1ghts
described 1n thIS notlce. you cannot be foreclosed upon whIle you are recelvlng that
aSSistance,
Very tru I y
NOTE: The Debt Collector is attempting to collect a debt and any information
obtained will be used for that purpose.
VIA FIRST CLASS HAIL, POSTAGE PREPAID
cc: Eastern SaVings Bank, FSB, AIIN: Mary Good
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ACT 91 NOTICE
IMPORTANT: NOTICE OF HOMEOWNERS'
EMERGENCY MORTGAGE ASS ISTANCE PROGR>>t
PLEASE READ THIS NOTICE
YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE
WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND
HELP YOU MAKE FUTURE MORTGAGE PAYMENTS
RE Account No, 7505054114
H3,BOO,OO Note, dated Oecember 30, 1987, to Eastern SavIngs
Bank, FS8, succes.or In Interest to Homesteid Savings ASSOCIatIon
TO Mr, John p, LeIsey
840.C Llsburn Road
Camp HIll, PA 17011
FROM: Scott A, OletterlCk, EsqUIre
O'Keefe, Grenen & BirSlC, P,C,
4076 Market Street. SUIte 210
Camp HIll, PA 17011
(717) 975-3379
DATE: September 11, 1996
You may be eligIble for finanCIal assistance that WIll prevent foreclosure on
your mortgage if you comply with the provi sions of the Homeowners' Emergency
Mortgage Assistance Act of 1983 (the "Act"), You may be eligible for emergency
temporary assistance if your default has been caused by cIrcumstances beyond your
control, you have a reasonable prospect of resuming your mortgage payments and if
you meet the elIgibilIty requIrements of the Act as determined by the Pennsylvania
HOUSIng FInance Agency, "Please read all of this NotIce, It contalns an
explanatIon of your rlghts",
Under the Act, you are entitled to a temporary stay of foreclosure on your
mortgage for thirty (30) days from the date of this NotIce, During that time, you
must arrange and attend a "face.to-face" meeting with a representative of this
lender, or with a designated COJlsumer credit counseling agency, The purpose of this
meetIng is to attempt to work out a repayment plan, or to otherwise settle your
delInquency, ThIS meeting must occur in the next thirty (30) days,
If you attend a face-to-face meeting with thlS lender, or with a consumer
credIt counselIng agency IdentIfIed In thIS NotIce, no further proceedIng In
mortgage foreclosure may take place for' thIrty (30) days after the date of thIS
meetIng,
The name, address and telephone number of the lender's representatlve IS:
Eastern Savings Bank, FSB
11350 McCormIck Road
E~ecutlve Plaza II, SUIte 500
Hunt Valley, MD 21031
ATTN, Mary Good
Telephone Number: (800) 7B7,2265
fhe names and addresses <1 f the des Ignated consumer cred 1 t counse ling agenCIes
dre
Consumer Credlt CounselIng ServIce
of Western Pennsylvania, tnc,
2000 llnglestown Road
Harrlsburg, PA 17102
<71ll 541.1757
FlnanClal ServIces UnlImIted
117 West 3rd Street
Waynesboro, PA l7268
(717) 762.3285
Urban league 0 f Metropol1 tan HMr I sbur']
25 N Front Street
HarrlsblJf'J, PA lilOl
(7l7) 234,5925
Y~CA of Carl 11:~
30l G Stf~et
C,}rl1,ie, PA ['0[3
( : ~ 7, 243.3818
It IS only necessary to schedule one face.to.face meeting, You should advlse
the lender ImmedIately of your IntentIons,
"Your mortgage lS in serlOUS default" because you have falled to pay promptly
lnstallments of pr1nclpal and lnterest, as requlred, for a perlod of at least Slxty
(60l days, The total amount of the dellnquency IS $9,108,66, That sum lncludes the
follow1ng: monthly payments of $484,63 each fOf the months of February 1. 1995
through AugL1St 1. 1995, payments of $477 ,81 from September 1, 1995 through January
1. 1996, payments of $471,11 from February 1. 1996 through March 1. 1996 and
payments of $464,49 from Apr11 1, 1996 through August 1, 1996, plus accrued late
charges 1n the amount of $62,53 and lnterest at the rate of $9,95 per day,
If you have tried and are unable to resolve this problem at or after your
face.to.face meet1ng, you have the r1ght to apply for financlal ass1stance from the
Homeowners' Emergency Mortgage Assistance Fund, In order to do this, you must f111
out, Slgn and f11e a completed Homeowners' Emergency Ass1stance Appl1cation with one
of the designated consumer credlt counseling agenc1es l1sted above, An application
for asslstance may only be obtained from a consumer credit counsellng agency, The
consumer credlt counsel1ng agency will assist you 1n fill1ng out your application
and w111 submlt your completed applicat10n to the Pennsylvania HOUSing Finance
Agency, Your applicat10n must be f1led or postmarked with1n th1fty (30) days of
your face. to. face meeting,
It is extremely important that you file your application promptly, If you do
not do so, of if you do not follow the other time periods set forth in this letter.
foreclosure may proceed against your home immediately,
Avallable funds for emergency mortgage asslstance are very llmlted, They wl11
be dlsbursed by the Agency under the ellg1bll1ty crlterla establlshed by the Act,
It lS extremely lmportant that your applIcatIon IS accurate and complete 1n
every respect, The PennsylvanIa Houslng Flnance Agency has sIxty (60) days to make
a declslon after It recelVes your appllcatlon, Durlng that addltlOnal tlme, no
foreclosure proceedlngs wlll be pursued against you If you have met the tlme
requlrements set forth above, You wl11 be notifled dlrectly by that Agency of ltS
declslon on your appl1catlon,
The Pennsylvanla HOUSIng FInance Agency lS located dt 2l0l North Front Street,
P,O, 80x 8029, HarriSburg, PA l7105, Telephone No, (illl 780.3800 or l,800,342.
2397 (to 11 free number), Persons wlth lmpa I red hear1 ng can Cd II 1.800.342,2397,
BY:
In addItIon, you may receIve or may have already recelVed another notice from
thIs lender under Act 6 of 1974, That notice Is called a "Notice of Intention to
Foreclose", You must read both notices since they both explain rights that you now
have under Pennsylvania law, However, 1f you choose to exercise your rights
described In thIs notice, you cannot be foreclosed upon whIle you are receiving that
assIstance,
Very truly yours,
NOTE: The Debt Collector is attempting to collect a debt and any information
obtained will be used for that purpose,
VIA FIRST CLASS HAIL, POSTAGE PREPAID
cc: Eastern Savings Bank, FSB, A!IH: Mary Good
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ACT 91 NOTICE
TAKE ACTION TO SAVE
YOUR HOME FROM
FORECLOSURE
The Commonwealth of Pennsylvania's
Homeowners' Emergency Mortgage Assistance
Program
may be able to help you,
Read the attached notice to find out how the
program works,
If you need more information call the Pennsylvania
Housing Finance Agency at 1(800) 342.2397
LANOTIFICACION EN ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU DERECHO A CONTINUAR
VIVIENDO EN SU CASA, SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICACION OBTENGA UNA
TRADUCCION INMEDIATAMENTE LLAMANDO ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE
AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA, PUEDES SER ELEGIBLE PARA UN
PRESTAMO POR EL PROGRAMA LLAMADO "HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM"
EL CUAL PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA,
ACT 91 NOTICE
IMPORTANT: NOTICE OF HOMEOWNERS'
EMERGENCY MORTGAGE ASSISTANCE PROGRAM
PLEASE REAO THIS NOTICE
YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE
WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND
HELP YOU MAKE FUTURE MORTGAGE PAYMENTS
RE: Account No 750505-1114
$43,800 00 Note, dated December 30, 1987, to E~"er~ Savln9S
Bank, FSB, succeS'3or In Interest to Homestead S~'/1n'J; A,SOcldtlon
TO' Ms Carol A, Leisey
283 Crescent Drive
Hershey, PA 17033
FROM: Scott A, Dletterlck, EsqUIre
O'Keefe, Grenen & BlrslC, p,C,
4076 Market Street, SUIte 210
Camp HIll, PA 17011
(717) 975.3379
DATE: September 11, 1996
You may be elIgIble for fInancIal assIstance that WIll prevent foreclosure on
your mortgage I f you comply with the provi sions of the Homeowners' Emergency
Mortgage ASSIstance Act of 1983 (the "Act"), You may be eligible for emergency
temporary assIstance if your default has been caused by circumstances beyond your
control, you have a reasonable prospect of resuming your mortgage payments and if
you meet the elIgIbility requIrements of the Act as determIned by the Pennsylvania
Housing FInance Agency, "Please read all of thIS NotIce, It contains an
explanatIon of your rIghts",
Under the Act, you are entItled to a temporary stay of foreclosure on your
mortgage for thirty (30) days from the date of this Notice, DurIng that time, you
must arrange and attend a "face-to-face" meeting with a representatIVe of this
lender, or with a deSIgnated consumer credit counseling agency, The purpose of this
meeting is to attempt to work out a repayment plan, or to otherWIse settle your
delinquency, ThIS meetIng must occur In the next thIrty (30) days,
If you attend a face.to-face meetIng with thIS lender, or with a consumer
credit counselIng agency IdentIfIed In thIS NotIce, no further proceedIng In
mortgage foreclosure may take place for thIrty (30) days after the date of thIS
meetIng,
The name, address and telephone number of the lender's representatIve IS:
Eastern SavIngs Bank, FSB
11350 McCormIck Road
Executive Plaza II, SUIte 500
Hunt Valley, MD 21031
ATTN: Mary Good
Telephone Number: (800) 787.2265
are
fhe names and add res ses 0 f the des I gna ted consumer credl t counse 11 ng agenc 1 es
Consumer Credit CounselIng ServIce
of Western Pennsy I vanJa, Inc,
2000 Llnglestown Road
HarrIsburg, PA 17102
(717) 541.1757
FlnanClal Serv1ces UnlImIted
117 West 3rd Street
Waynesbor?, PA 17268
(717) 762,3285
Urban L~3ql.e 0 f M~tropo 11 tdn HJrr I sbun1
25 N Front Street
Horr l;b'jr'1, P4 1710 I
UI71 23~, 5925
YWCA of CJrl131e
30 ~ G Street
CJrJl~l~, P.\ t"OlJ
U!7, 2~3')8~8
It IS only necessary to schedule one face. to. face meeting, You should advlse
the Lender lmmed1ate1y of your 1ntentlons,
"Your mortgage 1S In serlOUS default" because you have faIled to pay promptly
lnstallments of prlnClpa1 and lnterest, as requ1red, for a per10d of at least s1xty
(60) days, The total amount of the de11nquency 1S 59,108,66, That sum 1nc1udes the
followlng: monthly payments of 5484,63 each for the months of February 1. 1995
through August 1, 1995. payments of $477,81 from September 1, 1995 through January
1. 1996, payments of $471,11 from February 1. 1996 through March 1. 1996 and
payments of 5464,49 from Aprl1 1, 1996 through August 1, 1996, plus accrued late
charges 1n the amount of 562,53 and lnterest at the rate of 59,95 per day,
If you have tried and are unable to resolve thlS prOblem at or after your
face-to-face meeting, you have the right to apply for flnanC1a1 assistance from the
Homeowners' Emergency Mortgage Assistance Fund, In order to do this, you must fill
out, s 19n and f11 e a completed Homeowners' Emergency Assi stance App 1 lcati on with one
of the deslgnated consumer credlt counseling agencles 11sted above, An application
for asslstance may only be obtalned from a consumer cred1t counse11ng agency, The
consumer credlt counseling agency w111 assist you 1n filling out your app11cation
and wlll subml t your comp1 eted app 1 lcat 10n to the Pennsy1 vanJ a Hous ing Fi nance
Agency, Your app1icat10n must be f11ed or postmarked w1th1n th1rty (30) days of
your face-to-face meeting,
It is extremely important that you file your application promptly, If you do
not do so, of if you do not follow the other time periods set forth in this letter,
foreclosure may proceed against your home immediately,
Ava 11 ab 1 e funds for emergency mortgage ass 1 stance are very 11mlted, They wl11
be d1sbursed by the Agency under the e11glb111ty CrIterIa establIshed by the Act,
It lS extremely lmportant that your applIcatIon IS accurate and complete In
every respect, The PennsylvanIa Hous1ng Flnance Agency has S1xtJ (60) days to make
a dec1slon after lt recelVes your appl1cat10n, DUring that addltlona1 tIme, no
foreclosure proceed1ngs WIll be pursued agaInst you 1 f you have met the tIme
requlrements set forth above, You wl1l be notlf1ed dlrectly by that Agency of ltS
deCISIon on your app11catlon,
The Pennsylvania HOUSIng FInance Agency 1S located at 2101 North Front Street,
p,O, Bo~ 8029, HarrIsburg, PA 17105, Telephone No, (117) 780,3800 or 1.800,342.
2397 (tJ 11 free number), Persons WI th 1mpa I red hear I nq cdn Cd 11 1.800.342.2397,
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(
ACT 91 NOTICE
TAKE ACTION TO SAVE
YOUR HOME FROM
FORECLOSURE
The Commonwealth of Pennsylvania's
Homeowners' Emergency Mortgage Assistance
Program
may be able to help you,
Read the attached notice to find out how the
program works,
If you need more information call the Pennsylvania
Housing Finance Agency at 1(800) 342.2397
LANOTlFICACION EN AOJUNTO ES OE SUMA IMPORTANCIA, PUES AFECTA SU DERECHO A CONTlNUAR
VIVIENDO EN SU CASA, SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICACION OBTENGA UNA
TRADUCCION INMEDIATAMENTE LLAMANOO ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE
AGENCY) SIN CARGOS AL NUMERO MENCIONAOO ARRIBA, PUEOES SER ELEGIBLE PARA UN
PRESTAMO POR EL PROGRAMA LLAMADO "HOMEOWNERS' EMERGENCY MORTGAGE ASS ISTANCE PROGRAM"
EL CUAL PUEDE SALVAR SU CASA DE LA PERDIOA DEL DERECHO A REDIMIR SU HIPOTECA,
(
ACT 91 NOTICE
[MPORTANT; NOTICE OF HOMEOWNERS'
EMERGENCY MORTGAGE ASSISTANCE PROGRAM
PLEASE READ THIS NOTICE
YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE
WHICH CAN SAVE YOUR HOME FROM FORECLOSURE ANO
HELP YOU MAKE FUTURE MORTGAGE PAYMENTS
RE: Account No, 7505054114
143,BOO,OO Note, dated Oecember 30, 19B7, to Eastern Savings
Bank, FSB, succes,or In Interest to Homestead Savlngs Assoclatlon
TO; Mr, John p, LeIsey
2B3 Crescent Orlve
Hershey, PA 17033
FROM: Scott A, Dletterlck, Esqulre
O'Keefe, Grenen & Blrslc, P,C,
4076 Market Street, Suite 210
Camp Hll1. PA 17011
(717) 975-3379
OATE: September 11. 1996
You may be el1g1ble for flnancial assistance that wl11 prevent foreclosure on
your mortgage if you comply wlth the provisions of the Homeowners' Emergency
Mortgage Assistance Act of 19B3 (the "Act"), You may be eligible for emergency
temporary assistance if your default has been caused by circumstances beyond your
control, you have a reasonable prospect of resuming your mortgage payments and if
you meet the ellgibility requlrements of the Act as determined by the Pennsylvania
Housi ng Fmance Agency, "PI ease read a 11 of th1 s Not ice, It contains an
explanation of your rlghts",
Under the Act, you are entitled to a temporary stay of foreclosure on your
mortgage for thirty (30) days from the date of thlS Notice. Ouring that time, you
must arrange and attend a "face-to-face" meeting with a representative of this
lender, or with a deSignated consumer credit counsellng agency, The purpose of this
meeting is to attempt to work out a repayment plan, or to otherwise settle your
delinquency, Th1s meeting must occur in the next thlrty (30) days,
If you attend a face-to,face meetlng w1th thlS lender, or wlth a consumer
credlt counsellng agency ldentlfled ln thlS Notlce, no further proceedlng 1n
mortgage foreclosure may take place for thlrty (30) days after the date of thlS
meetlng,
The name, address and telephone number of the lender's representatlve lS:
Eastern Savlngs Bank, FSB
11350 McCormIck Road
ExecutIve Plaza II, SUlte 500
Hunt Valley, MO 21031
A TTN; Mary Good
Telephone Number: (BOOl 7B7.2265
The names ,Jnd J<l<lroas ,es Q f the des I gna te<l consumer cred It counse II ng agenc 1 es
are
Consumer CredIt Counseling ServIce
of Western PennsylvanIa, [nc,
2000 Llnglestown Road
HarrIsburg, PA l7l02
0l7) 54[ ,1757
FlnanClal Servlces Unllmlted
[17 West 3rd Street
Waynesboro, PA 17268
(717) 762,3285
Urban League of Metrapall~an HarrlsblJr'J
25 N Front Streoa~
HarrlSbIJr1, PA l7l0l
O(7) 234,5925
YWCA of Carl Isloa
301 G Stroaet
Carl "Ie, PA 17013
<7l71 243.3818
[t lS only necessary to schedule one face.to,face meetIng, You should advlse
the Lender lmmedlately of your lntentlons,
"Your mortgage lS ln serlOUS default" because you have falled to pay promptly
lnstallments of prlnclpal and ll1terest, as requlred, for a penod of at least sixty
(60l days, The total amount of the dellnquency lS $9,108,66, That sum includes the
followlng: monthly payments of $484,63 each for the months of February 1, 1995
through August [, 1995, payments of $477,81 from September 1, 1995 through January
1. 1996, payments of $471.11 from February 1. 1996 through March 1, 1996 and
payments of $464,49 from Aprll 1, 1996 through August 1, 1996, plus accrued late
charges in the amount of $62,53 and lnterest at the rate of $9,95 per day,
If you have trled and are unable to resolve this problem at or after your
face.to-face meetlng, you have the right to apply for flnancial assistance from the
Homeowners' Emergency Mortgage Assistance Fund, In order to do this, you must fill
out, s 19n and f1l e a completed Homeowners' Emergency Ass 1 stance Appllcatlon wi th one
of the deslgnated consumer credlt counseling agencles llsted above, An application
for asslstance may only be obtalned from a consumer credlt counsellng agency, The
consumer credlt counsellng agency wlll assist you in fl11lng out your application
and w1l1 submlt your completed appllcatlon to the pennsylvama Housing Finance
Agency, Your appllcation must be flIed or postmarked withln thirty (30) days of
your face-to-face meeting,
It is extremely important that you file your application promptly. If you do
not do so, of if you do not follow the other time periods set forth in this letter,
foreclosure may proceed against your home immediately,
AvaIlable funds for emergency mortgage asslstance are very 11mlted, They wlll
be dlsbursed by the Agency under the ellglbl11ty cr1ter1a establ1shed by the Act,
[t 1S extremely 1mportant that your appl1catlon IS accurate and complete In
every respect, The PennsylvanIa Hous1ng F1nance Agency has sIxty (60) days to make
a declSlon after 1t receIves your appllcatlon, Durlng that addltlonal t1me, no
foreclosure prOCeedlngs wlll be pursued agalnst you 1 f you have met the tlme
requlrements set forth above, You w1ll be notlfled d1rectly by that Agency of 1tS
deCISIon on your appllcatlon,
The PennsylvanIa Houswg Flnance Agency IS located at 2101 North Front Street,
P,O, Box 8029, Harr1 Sburg, PA 17105 Telephone No, (717) 780.3800 or 1-800.342-
2397 (toll free number), Persons wlth ImpaIred hearIng can c,l11 1.800,342.2397,
In addItIon, you may rece1ve or may have already rece1ved another notIce from
thIs lender under Act 6 of 1974, That notice 1S called a "Notice of Intention to
Foreclose", You must read both notices since they both explain rights that you now
have under Pennsyl vanl a law, However, 1f you choose to exercise your rights
described in thIs notice, you cannot be foreclosed upon while you are receiving that
ass1stance,
Very truly yours,
BY:
squIre
NOTE: The Debt Collector is attempting to collect a debt and any information
obtained will be used for that purpose,
VIA FIRST CLASS HAIL. POSTAGE PREPAID
cc: Eastern Savings Bank. FSB, AIIH: Mary Good
, IPI
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EXHIBIT "E"
(
\J KEEn, GRENEN &. BIRSIC. P.C.
A"~H'Y'.T LAW
.u)76 MAllur Snutm'
'unll10
CAMP Hu. P'lHHIYLYAH'A 1701 I
17171971.U79
FAX 17171971.1446
Sept.ember II. 1996
~f2 HA~L ' RET~RN REC~IPT RE~~E~~ED
A 0 R SS ,S, HAl . POS AGE PR A 0
Ms Cdrol A L~15~1
283 Cre5cent Drl~~
Hershey, PA 17033
RE: NOTICE OF INTENTION TO FORECLOSE MORTGAGE
Eastern SavIngs Bank, FSB, successor
In Interest to Homestead SavIngs AssocIatIon
Account No,: 7S0S0S4114
S43,800,OO Note, dated December 30, 1987
John p, LeIsey and Carol A, LeIsey
Dear Ms,
If you do not cure the default wIth THIRTY (30) DAYS, the Lender Intends to
exer~lse Its rlqht to accelerate the mortqaqe oavments, suDJect to any addItIonal
rIghts you may nave under the Homeowners' Emergency Mortgage ASSIstance Program,
ThIS means that whatever 15 OWIng on the orIgInal amount borrowed '1/111 be consIdered
due ImmedIately and you may lose the chance to payoff the orIgInal mortgage In
monthly Installments, If full payment of the amount In default 15 not made WIthIn
THIRTY (30) DAYS, then, subject to any addItIonal rIghts you may have under the
Homeowners' Emergency Mortgage ASSIstance Program, the Lender mav als~ Instruct ItS
attornevs to itJrt a laWSUIt to foreclose Tour mortqaqed orooertv, [ the mor1qaqe
,:; forec lased, your mortqaqed orooertv WI I be so I d bv the SherI ff to oav of the
mortqaqe debt, You WIll have tne rlgnt to assert In any foreclosure proceedIng the
non.eXlstence of J default or Jny other defense that you may have to acceleratIon
or forec I osure, [f the Lender refers your case to 1 ts attorneys, but you cure the
deFault beFore they begin legal proceedIngs, you wll1 stIli have to pay the
reasonable attorneys' Fees, actually Incurred, up to SSO,OO, In order to cure the
. O'KEEFE. GRENEN &. 8IR91~. P.C.
,jl!f,]lJlt However, If legal proceedIngs are started. In order to cure the default
you WIll have to pay the reasonab I e attorneys' fees, actua lly Incurred, even I f they
are over '50,00, and you may also be reqUIred to pay the Lender's reasonable costs.
If YOU cure the default WIthIn the thlrtv-daY oerlod, YOU WIll not be reoulred to
oay attorneys' fees,
IF you haye not cured the default WIthIn the thlrty'day perIod and foreclosure
oroceedlngs have begun, 111 h y h rl h r h f ult and orevent the
Ie n 1m u n h r l' r h h rl f' r IJre are You mav do
o b a In th 'ota amount 0 v r u a m nt IJ an ate or orh r char
then due, as we is the reasonab e attornev,;' fees and cost, connected with the
foreclosure sale, and performIng any other requIrements under the mortgage, It IS
estImated that the earlIest date that such a SherIff's sale coul~ be held would be
approx1mately , A notIce of the date of the SherIff's
sale WIll be sent to you before the sale, Of course, the amount needed to cure the
default WIll Increase the longer you walt, You may find out at any tIme exactly
what the reqUIred payment WIll be by callIng the Lender at the follOWIng number:
Mary Good, Ext, 1 (8QQ) 787-2265, ThIS payment must be In cash, cashIer's check,
certIfIed check or money order and must be made payable to the Lender at the
Lender's address stated above,
You should realize that a Sheriff's sale WIll end your ownerShIp of the
mortgaged property and your rIght to remaIn In It, If you contInue to lIve in the
property after the SherIff's sale, a laWSUIt could be started to eVIct you,
You haye add1tlonal rIghts to help protect your Interest In the property, YOU
HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT,
OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION, TO PAY OFF THIS OEBT. CONTACT
THE LENDER TO DETERMINE WHETHER OR NOT A BUYER OR TRANSFEREE MAY BE ALLOWED TO
ASSUME THE MORTGAGE DEBT, YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CUREO BY ANY
THIRD PARTY ACTING ON YOUR BEHALF. YOU MAY ALSO HAVE ADDITIONAL RIGHTS UNDER THE
HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM,
SAD: lmg
NOTE: The Debt Collector is attempting to collect a debt and any information
obtained will be used for that purpose,
cc: Eastern SavIngs Bank, FSB, ATTN: Mary Good
IPI
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Receipt for
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~ No In.ur.ne. CO",.g. ProY/d.d
~ 00 nOI U'I 'or Inrlrn.tlona, Mlil, '
"I1U~ 15.. R,v,,,.,
I
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\..J'l<EEP1!, GREN1!N & B1RS1C. P.C.
Ano"NI'" It' LAW
'&016 M.-.lllur S .......rr
sum Z 10
CA"'" HILL. P'UfNIY1.V,.,.,IA 1101'
1717191\,1119
PAX 1111191\.)446
September tl, 1996
~A ~~RTtFt~ MAIL. RETURN RECEI~T RE~UESTED
A 0 RS SS U,S, MAll' POSTA E PR PAID
Mr ,John P l~ 1 ~~1
283 Cr~s~~nt Drl~~
Herso~1, PA 17033
RE: NOTICE OF INTENTION TO FORECLOSE ~'ORTGAGE
Eastern Sav1n9s Bank, FSB, successor
1n 1nterest to Homestead Sav1ngs Assoc1at10n
Account No,: 7505054114
S43,BOO,OO Note. dated December 30, 1987
John p, LeIsey and Carol A, le1sey
Dear Mr, le1sey:
h1S default w1thln TH RTY 30 DAYS of the date of this 1e t r
o th nd r the abov amoun of S9 08,66 us an dd It i ona amoun
whlCh mav fa due dur1nQ thlS oeriod, Such payment to lender must be made either
by cash, cash1er's check, cert1f1ed check or money order, and made payable to
Ea,tern Savln~s Bank FSB 11350 McCormick Road Executlve Plaza Sulte 500 Hunt
va lev, Marv1and 21031, ATTENTION: Marv Good,
If you do not cure the default wlth THIRTY (30) DAYS, the Lender lntends to
e,erClse ltS r1Qht to accelerate the mortqaqe oavments. subject to any add1t10nal
rIghts you may have under the Homeowners' Emergency Mortgage ASs1stance Program,
ThlS means that whatever lS OWlng on the onglnal amount borrJwed wl11 be cons1dered
due lmmedlately and you may lose the chance to payoff the or1g1nal mortgage 1n
monthly 1nstallments, If full payment of tile amount ln default is not made w1th1n
THIRTY (30) DAYS, then, subject to any add1tlona1 rIghts you may have under the
Homeowners' Emergency Mortgage Ass1stance Program, the Lender mav alTO 1nstruct '~5
a torn s to start a lawsult tJ foreclose our mort a ed 1'0 ert, f the mortqa e
l'i rore osed our mort a ed 1'0 ert Wl be so d b th So 1'1 ff to a ff the
morto:laqe debt You Wl 'lave the nght to assert 1n Jny rorec osure proceedlng the
nan.ex1stenCe of a default or Jny other defense that you may have to accelerat10n
or foreclosure, If the Lender refers your case to 1tS attorneys, but you cure the
default before they begIn legal proceedIngs, you w1ll stlll have to pay the
reasonable attorneys' fees, Jctually Incurred, up to S50,OO, 1n order to cure the
I. O'KEEF1!, G\\ENEN 1St BIR'-..., P.c.
(
default, However, If legal proceedlngs are started, ln order to cure the default
you wIll have to pay the reasonable attorneys' fees, actually Incurred, even lf they
are over $50,00, and you may also be requIred to pay the Lender's reasonable costs,
[f vou cure the default withIn the thlrtv-day oer1od, vou wll1 not be reau1red to
DdY attorneys' fees,
If you have not cured the default wIthIn the thIrty-day perlod and foreclosure
proceedIngs have begun, YOU stlll have the r10ht to cure the defaul t and orevent the
I a n 1m I t n h ur tI r h h rl1f' f r c I ur a I , You mav do
b a 1n th tota am un of ov rdu a m nts us an' atp or other _har~..
then du~, as we as the reasonab e attornevs' fees and ~osts ~onnected wIth the
foreclosure sale, and performIng any other requIrements IJnder the mortgage, [t IS
estImated that the earllest date that such a SherIff's sale cOIJI,j be held would be
approxlmately March 1997, A notIce of the date of the Sheriff's sale WI I I be sent
to you before the sale, Of course, the amount needed to cure the defJult WIll
lncrease the longer you walt, You may flnd out at any tIme exactly what the
reQu1red payment w111 be by call1ng the Lender at the followlng number: Marv Good,
Ext, 1 (800) 787-2265, This payment must be ln cash, cashler's check, certif1ed
check or money order and must be made payable to the Lender at the Lender's address
stated above,
You should reallZe that a Sherlff's sale w1l1 end your ownershlp of the
mortgaged property and your rlght to remain 1n 1t, If you contlnue to 11ve in the
property after the Sher1ff's sale, a lawsu1t could be started to eV1ct you,
You have add1t1onal rights to help protect your interest 1n the property, YOU
HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT,
OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION, TO PAY OFF THIS DEBT, CONTACT
THE LENDER TO DETERMINE WHETHER OR NOT A BUYER DR TRANSFEREE MAY BE ALLOWED TO
ASSUME THE MORTGAGE DEBT, YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY
THIRD PARTY ACTING ON YOUR BEHALF, YOU MAY ALSO HAVE ADDITIONAL RIGHTS UNDER THE
HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM,
SAD: lmg
NOTE: The Debt Collector is attempting to collect a debt and any information
obtained will be used for that purpose,
cc: Eastern Sav1ngs Bank, FSB, ATTN: Mary Good
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U'J(EEF1!, GRENEN &. BIRSIC, P.C.
A"o.."'IVI AT LAW
"01" MA.aur S r1U:IOT
Sum 110
CAIl4J' Hu.L. P'IlHNtnVAHIA 17011
17171971,1179
MXI7171911.14<6
September 11. 1996
M, CarQI A Lel,ey
840,C Llsburn Road
Camp HilI. PA 17011
RE: NOTICE OF INTENTION TO FORECLOSE MORTGAGE
Eastern Sav1n9S Bank, FSB, successor
In Interest to Homestead SavIngs Assoc1at1on
Account No,: 7505054114
$43,BOO,OO Note, dated December 30, 1987
John p, Le1sey and Carol A, Le1sey
Dear Ms, LeIsey:
The MORTGAGE held by Bank FSB
R 1 i n Tr r ra 1 n r 1 ver f r Home d d ra avi A 1a i n
successor in interest to Homestead Savinos ASSOc1ation (hereina ter "the Lender")
on your property located at B4D-C L1 urn Road am H1ll Penn lvania 70 IS IN
SERIOUS DEFAULT caus ou hay not mad th month a m n of $4B4, each f r
th m nth of F r ar 99 throu h Au utI 9 a m nt 0 $477 ,Bl from
S r hr u h Januar a m nts f $47 , 1 rom e ruar 9
lbrQuoh March 1, 199 ' and pavments of $464,49 from Apr1 1, 1996 throuoh AUGust 1~
1222, plus accrued late charges 1n the amount of $62,53, The total amount required
to cure th1S default as of the date of th1S letter 1S $9,108,66,
Yo.!.! ma:r: cure th1S default with1n THIRTY (30) DAYS of the date of th1S letter,
bv oaV1no to. the Lender the above amount of $9,108,66, olus any add1t10nal amounts
Wh1Ch may fall due dur1no th1S per10d, Such payment to Lender must be made e1ther
by cash, cash1er's check, cert1f1ed check or money order, and made payable to
Eastern SaV1nQS Bank, FSB, 11350 McCorm1ck Road, ExecutlVe Plaza II. Suite 500, Hunt
V1Tlev Marvland 21031, ATTENTION: Marv Good,
If you do net cure tne default wlth THIRTY (30) DAYS, the Lender 1ntends to
e,<erC1se Its rlQht to accelerate the mortQaop. pavments, subject to any addItIonal
rIghts you may have under the Homeowners' Emergency Mortgage ASSIstance Program,
ThIs means that whatever IS oWIng on the orIgInal amount borrowed w1ll be conS1dered
due ImmedIately and you may lose the chance to payoff the or1g1nal mortgage In
monthly Installments, If full payment of the amount 1n default 1S not made wlth1n
THIRTY (30) DAYS, then, subject to any addlt10nal rIghts you may have under the
Homeowners' Emergency Mortgage Ass1stance Program, the Lender may also Instruct 1tS
attornev~ to start a laWSUIt to foreclose your mort'laQed property If the morNaoe
11 foreclosed, your mortQa'led property WIll be sold bv the SherIff to pav off the
mort'laQe debt, YOu wIll have the rIght to assert In any foreclosure proceedIng the
non.ex1stence of d default or any other defense that you may have to acceleratIon
or foreclosure, If the Lender refers your case to ItS attorneys, but you cure the
default before they begIn legal proceedIngs, you w111 stIll have to pay the
reasonable attorneys' fees, actually Incurred, up to $50,00, 1n order to cure the
. O'KEEF'E, GRENEN & BIRSh.., P.C.
LlefdlJl t However. If legdl proceedings dre stdrted, In ordt!r ttl cure the defdult
you wlll hdve to PolY the reasonab 1 e attorneys' fees, actua Ily Incurred, even 1 f they
are over 550,00, and you may also be requIred to pay the Lender's reasonable costs,
If YOU cure the default W1th1n the thlrtY,day cerlod YOU WIll not be reou1red to
oay attornevs' fees,
If you have not cured the default v/1thln the thlrty.ddy period dnd foreclosure
proceedlngs hdve begun, III h v h r1 h to.r.ure the defdult dnd cr,jpvent t~~
Ie n 1m' n h r rp he h r11f ~ fQreclil~'Jrp. 'idro' Y_'l m~y !1Q
o d 1n he t m un vpr UP m n u, n. ,to' or , thl'r ch r
th n due d we oj h r"d (lndb e ,('orn .' to'o" nd C"" c, n"p,-rp, Wi h th
f,)rec O'iIJre Sd ~, dnd pO!r arming ,jny 'Jther r~qUlrement'; u"11~e thO! mU','),]']I! t 1,
estlmdted thdt the edrlle'it ddte thdt iuCh oJ Sheriff's 'ioll~ ':'JIJI'J t,! n~ld wO'JlrJ 0.)
dpproxlmdtely A notIce of the '1dte of ttle St1p.nff's
SolIe WIll be sent to you before the Solie, Of course, the dmcunt neeLleLl to cure the
default wll1 Increase the longer you walt, You may fInd out at any tIme eXdctly
what the reqUIred pdyment wl11 be by callIng the Lender at the followln~ number:
Mary Good, Ext, 1 (BOOl 7B7-2265 ThlS payment must be 1n cash, cdshler scheck,
certlfled check or money order and must be made pdyable to the Lender at the
Lender's address stated above,
You should real1ze that a Sherlff's sale wl11 end your ownershIp of the
mortgaged property and your rlght to remaIn ln It, If you contlnue to lIve ln the
property after the Sherlff's sale, a lawsult could be started to eVIct you,
You have add1tl0nal rlghts to help protect your lnterest In the property, YOU
HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT,
OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION, TO PAY OFF THIS DEBT, CONTACT
THE LENDER TO DETERMINE WHETHER OR NOT A BUYER OR TRANSFEREE MAY BE ALLOWED TO
ASSUME THE MORTGAGE DEBT, YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY
THIRD PARTY ACTING ON YOUR BEHALF, YOU MAY ALSO HAVE ADDITIONAL RIGHTS UNDER THE
HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM,
SAD: lmg
NOTE: The Debt Collector is attempting to collect a debt and any information
obtained will be used for that purpose,
cc: Eastern Sdvlngs Bdnk, FSB, ATTN Mdry GuoLl
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U'KEEFE. GRENEN & BIRSIC. P.C.
"~HI't'I"Tl.AW
0&016 MAluwr Snl.IlUr
SUM 310
CAMP Hlu.. P'ulNIYLYMlIA 11011
17171971,1179
fAX 1711I971,1446
September 11. 1996
VIA ~~RTIFIED MAI~ ' ~URN RECEIPT RE~
AND RST CLASS U S, L ' POSTAGE PR PA 0
Mr, John P L~1 ieJ
840.C Llsburn ROd~
Camp HIll. PA l701 l
RE: NOTICE OF INTENTION TO FORECLOSE MORTGAGE
Eastern Sav1n9s Bank, FSB, successor
1n 1nterest to Homestead SavIngs Assoc1atlon
Account No,: 7505054114
543,800,00 Note, dated December 30, 1987
John p, Le1sey and Carol A, Le1sey
Oear Mr, Le1sey:
The MORTGAGE he 1 d by a
R i n Tr r r i n
I r in 1 r t 0 H m d vin
on your property ocated at 4 - , rn
SERIOUS DEFAULT because vou have n ma
the m n h f F ruar 1 9 5 thr u h A
temb r 9 throu h anuar
thr u h Mar h 996 and a men 0 S r
, p us accrued ate charges 1n the amount 0
to cure this default as of the date of th1S letter 1S
( ,
If you do net cure the default WIth TlHRT'I (30) DAYS, the Lender lnaends to
xerc1s 1 5 n h c l"r, e he m r 1,\ l" subNct to any ad Hlonal
r1ghts you may have under the Homeowners mlJrgency ortgage Ass 1 stance Program,
Th1S means that whatever IS OWIng on the orllJlnal amount borrowed WIll be consIdered
due immediately and you may lose the chance to payoff the orIgInal mortgage In
monthly 1nstal1ments, If full payment or tne amount In default IS not made w,thin
THIRTY (30) DAYS, then, subject to any dddlt 10ndl rIghts you may have under the
Homeowners' Emergency Mortgage ASSlstdnce Program, h en er mIl r 1
a t torn s 0 s t r 1 I I (f rpr Il'l I r Inl (' I \ f' r er h m r
15 Forec osed, vour mortoaaed orool!rtv WI be "0 d bv the hen a f h
mortaaoe debt, You WIll have the rIght to assert In any forec osure proceed1ng the
non-ex1stence of a default or any ot~el delense that you may have to acceleratIon
or foreclosure, If the Lender refers your case tll Its attorneys, but you cure the
defaul t befcre they begIn lega 1 proceed In95, YQU Wll\ stIll have to pay the
reasonable attorneys' fees, actually Incurred, up to 550,00, In order to cure the
.
O'KEEFE. GRENEN &. BIRSIC. P.C.
'lefault, However, If legal proceedIngs are started, In order to cure the default
you 101111 have to pay the reasonable attorneys' fees, actually Incurred, even If they
are over S50,OO, and you may also be requIred to pay the Lender's reasonable costs,
F r h F 1 wlthln h thlr - r1 101111 n re Ulr
Davattornevs' ee~,
If you have not cured the default wlthln the thIrtY-day perIod and foreclosure
prOCeed1ngs have begun, u tIll hav th r1 ht t cur he d fa 1 nd rev n h
sal a n tIme u to on hour re th h rl f' or c osure a You mav do
so b a In the tota amount of ov rdue a ment u an ate or other char s
then due as we as he reasonab e attorne s' F es and costs connected WIth the
Forec osur~ sa e, and perform1ng any other requ1rements under the mortgage, It IS
estImated that the earlIest date that such a Sher1ff's sale could be held would be
approxImately , A notIce of the date of the SherIff's
sale WIll oe sent to you before the sale, Of course, the amount needed to cure the
default 101111 1ncrease the longer you walt, You may fInd out at any t1me exactly
what the requlred payment 101111 be by calling the Lender at the fol10w1ng number:
Marv GOod, f.xt, 1 (800) 787,2265, Th1S payment must be 1n cash, cash1er's check,
certll'led check or money order and must be made payable to the Lender at the
Lender's address stated above,
You shou 1 d rea llZe tha t a SherI ff' s sa 1 e 101111 end your ownersh i p of the
mortgaged property and your r1ght to rema1n 1n 1t, If you cont1nue to 11ve 1n the
property after the Sher1ff's sale, a lawsu1t could be started to eV1ct you,
You have addltional rights to help protect your interest in the property, YOU
HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT,
OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION, TO PAY OFF THIS DEBT, CONTACT
THE LENDER TO DETERMINE WHETHER OR NOT A BUYER OR TRANSFEREE MAY BE ALLOWED TO
ASSUME THE MORTGAGE DEBT, YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY
THIRD PARTY ACTING ON YOUR BEHALF, YOU MAY ALSO HAVE ADDITIONAL RIGHTS UNDER THE
HoMEoWNER~' EMERGENCY MORTGAGE ASSISTANCE PROGRAM,
If u cure the defaul t ou will hav the r1 ht to a off the loan in
month1 1ns a ments as 1f no defau t had Occurred, However, you are not entit ed
to th1S r1ght to cure your defau t more than three times in any calendar year,
SAD: 1mg
NOTE: The Debt Collector is attempting to collect a debt and any information
obtained will be used for that purpose,
cc: Eastern Sav1ngs Bank, FSB, ATTN: Mary Good
~
I, Scott A. Dletterlck, Esquire, attorney ror Plalntlrr, depose and say subject to the
penalties or 18 Pa. C.S.A. H904 relating to unsworn ralslflcatlon to authorities that the racts
set rorth In the roregolng Complaint In Mortgage Foreclosure are true and correct to the best or
my knowledge, Inrormatlon and beller.
O'KEE , GRENEN & BIRSIC, P.C.
Scott . Dlellerlck, Esquire
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
EASTERN SAVINGS BANK, FSB,
CIVIL DIVISION
NO.:
Plaintiff,
v.
)OHN P. LEISEY and
CAROL A. LEISEY,
Defendants.
t. VISO
USTED HA SIDO DEMANDADOI A EN CORTE. SI usted desea defenderse de
las demandas que se presentan mas adelante en las slgulentes paglnas, debe tomar acclon dentro
de los proxlmos velnte (20) dlas despues de la notlflcaclon de esta Demanda y Avlso radlcando
personalmente 0 por medlo de un abogado una comparencencla escrlta y radlcando en la Corte
por escrlto sus defensas de, y ob)ecclones a, las demandas presentadas aqul en contra suya. Se
Ie advlerte de que sl usted falla de tomar acclon como se describe anterlormente, el caso puede
proceder sin usted y un fallo por cualquler suma de dlnero reclamada en la demanda 0 cualquler
otra reclamaclon 0 remedlo sollcltado por el demandante puede ser dlctado en contra suya por
la Corte sin mas avlso adlclonal. UstE'd puede perder dlnero 0 propledad u otros derechos
Importantes para usted.
USTED DEBE LLEV AR ESTE DOCUMENTO A SU ABOGADO
IMMEDIATAMENTE, SI USTED NO T1ENE UN ABOGADO 0 NO PUEDE PAGARLE A
UNO, LLAME 0 VAYA A LA SIGUIENTE OFICINA PARA AVERIGUAR DONDE PUEDE
ENCONTRAR ASISTENCIA LEGAL.
Court Administrator
4th Floor. Cumberland County Courthouse
Carlisle, Pennsylvania 17013
Telephone: (717) 240-6200
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
EASTERN SAVINGS BANK, FSB,
CIVIL DIVISION
i ~ t-V-'-
NO,: q(" ~o!J'
Plaintiff,
v,
JOHN p, LEISEY and
CAROL A, LEISEY,
Defendants.
gylL ACTION - COMPLAINT IN MORTGAGE FORECLOSURE
AND NOW, comes Eastern Savings Bank, FSB, by and through Its attorneys, O'Keefe, Grenen
& Blrslc, P ,C., and DIes this Complaint In Mortgage Foreclosure as follows:
1. Plaintiff Is Eastern Savings Bank, FSB, whose principal place of business Is located at
11350 McCormick Road, Executive Plaza II, Suite 500, Hunt Valley, Maryland 21031 ("Plalntlfr').
2. Defendants are, John P. Leisey and Carol A. Leisey, adult Individuals residing In the
Commonwealth of Pennsylvania whose last known address Is 262 Crescent Drive, Hershey,
Pennsylvania 17033 ("Defendants"),
3. On or about December 30, 1987, Defendants executed a Note In favor of Homestead
Savings Association ("Homestead"), In the principal amount of $43,800.00 ("Note"). A true and
correct copy of said Note Is marked Exhibit "A", attached hereto and made a part hereof.
4. On or about December 30, 1987, as security for payment of the aforesaid Note,
Defendants made, executed and delivered to Homestead, a Mortgage In the original principal amount
of $43,800.00, said Mortgage being recorded in the Office of the Recorder of Deeds In and for
Cumberland County, Pennsylvania on December 31,1987, In Mortgage Book Volume 891, Page
322 ("Mortgage"). A true and correct copy of said Mortgage containing a descrlptlon of the
preml~es subject to said Mortgage Is marked Exhibit" B", attached hereto and made a part hereof.
5, On or about January 25, 1996, The Federal Deposit Insurance Corporatlon, actlng
In Its capacity as receiver for Homestead Federal Savings Assoclatlon, which pursuant to 12 U .S.C.
~ 144Ia(m) ( I) succeeded the Resolutlon Trust Corporatlon In Its capacity as receIver for Homestead,
assigned all of Its right, tltle and Interest In and to the Note and Mortgage to Plalntlff, A true and
correct copy of said Assignment Is marked Exhibit "C", attached hereto and made a part hereof.
6, Defendants are the record and real owners of the aforesaid mortgaged premises.
7. Defendants are In default under the tenns of the aforesaid Note and Mortgage for,
Inter alia, their failure to pay the monthly Installments of principal and Interest on saId Note when
due.
8, On or about September 11, 1996, Defendants were each mailed a Notice of
Homeowners' Emergency Mortgage Assistance Act of 1983, In compliance with the Homeowners'
Emergency Mortgage Assistance Act, Act 91 of 1983, True and correct copies of said Notlces are
marked ExhIbit "D", attached hereto and made a part hereof.
9. On or about September II, 1996, Defendants were each mailed a Notlce oflntentlon
to Foreclose Mortgage In compliance with Act 6 of 1974,41 P.S, ~ 101, et,seq. True and correct
copies of said Notlces are marked Exhibit "E", attached hereto and made a part hereof.
I 0, The amount due and owing Plalntlff by Defendants Is as follows:
I
I
1
TOTAL
$40,931.30
6,923,80
62.53
10.00
(117,83)
900.00
2,500.00
$51,209.80
Principal
Interest to 10/31/96
Late Charges to 10/31/96
Other Costs
Less Unapplied Balance to 811 5/96
Attorneys' Fees and Costs
Costs and Title Search
with Interest on the principal sum ($40,931.30) from September 31, 1996, at the rate of
$ 1 0,80 per diem, plus additional late charges and costs, addltlonal attorneys' fees and costs and for
foreclosure and sale of the Mortgaged Premises,
2
WHEREFORE, Plalndff demands ludgment In mortgage foreclosure for the total amount due
of $51 ,209.80, with Interest on the principal sum ($40,931.30) from September 31, 1996, at the
rate of $10,80 per diem, plus additional late charges and costs, addldonal attorneys' fees and costs
and for foreclosure and sale of the Mortgaged Premises.
O'KEEFE, G ENEN & BIRSIC, P.C.
DATED:
to 17a /q(
I
BY:
Scot A. Ole e ck, Esquire
PA I. ,#55650
Attorneys for Plalndff
4076 Market Street, Suite 210
Camp Hili, PA 17011
(717) 975-3379
THIS IS AN ATIEMPT TO COLLECT A DEBT,
ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
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<;,..' :"'-;~'i~'f.':" I Pennsylv.mia C'Cli'Orao:icn, havirq its pril'l:Lral offiCIO at. 120 Sa:..t'l"Uni'on', '! .:':
'" ~"', ~",',',IIStreel:,Middlet:r.wn, Cl:Wlty cf Da"!'hin ard ~rr"'C<'llth of Pe."U"oS'/1Vanio!l;17057 I':';':':
.' .,\', '~."~_' 'li-(!E~m'!Jl~~),oror-::!e:', t.h~pr~ipal~"":\ofFO?:'"i~_~nct':'J..::O' :.~.J,.
'" '..',.'.'.'I'EIGm!l1lNalEll (543,800,00) D?t.L\llS, tcqetherwi.t.,iJ1~, as,I'~.3tt=' ' ,! ',f:;
, ,!,,', '",pl"Ql, lidcd on,t:ha unpaid pril'l:lpa! WarrA o~ t:hb !Iota,ur.t~l p.,,~cl, :on or, "I'~";;
': r:,,;.,":'I'bftto.... JarnJllJ:'i 1, 201B.,Int.!reGt: lIhall boo at the "Base'Ilal:8" of,iJ1~",aa "",(,,:
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,,:.' '~',:.r..}:,.. ',~ pon.'T, 'OhJ.ch i.nt.arest: rate shall be adj~ r,gr:tllly'to:'tf.s', ':;';'f':".(]
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';'J;l; ;,:;,,::,,:/i;', ~u.D.ll b6 clue and payable and !'h...-fter m'm';,'Uy paj'lOOl"l1:D ,0' Pi.-'..J17ip/ll arxl '.:: "'~'
"i:Y~,' ,"(, ,"';;"," 'inl:erest'shall be clue ard payable f= which l2ytnenO: shall firs'; ~ c.!c!=t::d ,I: ,:'~~I
,',.,l:~:..:f:..., " ,J..nt:e=t, As 'the'Rte Sho1.lJ. be t=u t.im! t.c tir.8 MIl! the'nrir.aWe.:':wll'i:e ,'.. ,'::~
" ;i!:~'~;: :,,':~: :,~ to the l1I'lp4id pril'l:ipal ballll'lO! clue Md the t'L"St"Ol: '.tUd1'~Y- ,I':i,~J1;
~;:'t....,!~:;;,~~:,l\, ,.llIlI'ItlIlIhIiU,b6 cl1la =:l payable en Feb1:'lW:Y 1,1988, 'ani Ql\ thci'firit"~y 01: ",I ,:~~
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':~~I,":P.o..!..'I'.H'<;jl ~lDER hoI:eot'*""y exerobe this'option to' a=lente duHiii.l'.liiiY.'cl?.i!:!!.~;bY,;:~:,f.'I;~~
'.t '~".',T..',"",,!:oJ :' tha I!CllfO;E!lS' .............,tISIl',o!'iI!iy prior to~:"~In'the'eveni:"'ct"A"v: I.'~;''','':;<-;:''':''
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I'~i PEP. C!M' ot the \;/'j:'ua princ;i~l ~l,:I1>Oe he.:;o;r,!, ....t rct. ~llt'.G r....1t1
I U, S, ONE'rnccsAIID (Sl,CCO,QQ) ooum,
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'i 'IIi!: EC~ ~ lrrtlvOCllbly authorize .un WftX'o'Gr 31':" at':or:-.ey Ot" tI1c
II ProtIlonotAry 01:' C.IU'~ n: Mrl C:urt i., t.''\e =1':'..Mlt., at PIl."In.....lvmi3, or
I elll<lWhe%v/ to a~A: fcr :roe ll:l~ in any aC':ion br'CIx;h~ r,ai..'\et tl,a
ii' ~ on thill t:C':Il, if IllRllCI,:tns ,ue !II default \:l"<l"" t)-,Il i,:"".1:li..::"lj'
I prec:eriinJ par.l9l'llph, wit:.'! or lIitl'cut c!.:llU"atien till>':! w as of i1rT'f t:.>.,..""
:1' ard t.'le.."llin to cont'QSlJ, or enta' jLdpmt aqair.st. cr." OO~'Z?'" for th.e
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, il arI.l for IlI1Y ott.e.r ....rt: dt:... ~t to the t:.>.,,,,,,,,,, cf thi1. IlotA, together \lith
: '. l!lql!J'.SQlI arU a:sts of wit ard attcrney's f.- fcr o:lllecti::r. a..~ I'mvi1od
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! ' shall bI wtticiont 1.'i.I..,"=,t,
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, ';:,"'';,:::4;;.,;' i'emed.ies of th~ W.'W/llOrE HOLDER ha.OlOf as p~iaed bwzin clr'd ~~e \Ian'M~ I
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, ,. "';1;J\~ '.~;~;:, : ..li:x:lesaively, pr t<;x;lIther ilt the sole aiscretion ot t:."e IElDEIl/Ion: HOLDER ' f,' '.;~
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. ,,:;';;;f~'i~r ~,," '~.NQ!:e 'an:! lip. 'b>natits that might a= to the tJ.:lIlIO,~'I;Y,..\(~,!- "t.. :':>1' ,;'~ ,7
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Recording Data
Grantor I Plse-ii
Reception/Docume t
.., Jia-Iq"l '
from Document Attached as Exhibit "A":
,BooklVol./Film/Liber/No,: 75fJ . Page No,:
No,: Recorded in ~mP.Jt{lt.lttl-D
Original
11I1 .
County.
<"'rv~
LoiJI COnlrol N: 11013319 ~
Package N: 057
FIN N: 1261
RTC Tracking N: 1295200131101331
.J?H 11./ 'p if /J"f'
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'96 rJ~~ 28 Al'110 06
ASSIGNMENT OF MORTGAGE OR BENEFICIAL INTEREST
IN DEED OF TRUST
FOR VALUE RECEIVED, the undersigned assignor ("Assi~nor") docs hereby grant,
bargain. sell. assign. transfer and convey to the following assignee ("ASSignee"):
Eastern Savings Bank. FSB,
a federally chartered savings bank
11350 McCormick Rd" Bldg, 2, #200, Hunt Valley, MD 21031
all of Assignor's right, title and interest in and to that certain Mortgage or Deed of Trost, a copy
of which is attached hereto as Exhibit "A". which encumbers the real property more particularly
described therein, together with (and solely to the extent such Mortgage or Deed of Trost secures)
the indebtedness evidenced by any promissory note or evidence of indebtedness which has been
assigned and transferred to Assignee, This assignment is made without recourse to Assignor and
without representation or warranty by Assignor, express or implied,
I, Scott A. Dietterick, Esquire, hereby
certify that the precise address of
Assignee is Eastern Savings Dank, FSB,
11350 McCormick Road, Executive Plaza II,
Hunt Valley, ~ID 21031.~: Ms. Rebecca
Cotsoradis. , 't,
/' -/,'f
. ,; ,
Scott , 'squire
BOOK 5 Hi I'm 641
11013319 I 0~7
01/16/90 I OB:43:~1
ASONIOl
.
. .
, ,
Loon Controll: 1101l3l9
Packaac II: 057
FIN II: 126t
RTCTrackln,lI: 1295200131101331
ASSIGNOR:
The FEDERAL DEPOSIT INSURANCE CORPORATION, aCling
in its capacity as Receiver for
Homestead Federal Savings Associalion, Middlelown, Pennsylvania
which, pursuant 10 12 U,S,C, Seclion l44la(m) (1)
succeeded the RESOLUTION TRUST CORPORATION in its
capacity as Receiver for
Homestead Federal Savings Association, Middletown, Pennsylvania
'"
STATE OF MISSOURI
COUNTY OF JACKSON
)
) ss,
)
The undersigned, a nOlary public in and for the above-said County and Slate, does hereby
acknowledge that on the day and year set fonh below, personally appe:ued
J. l", as Allorney-in-Fact for Resolution
rust orporallon, so e y m Us capacity as ecelver or Homestead Federal Savings Association,
Middletown, Pennsylvania as speCified above, and being duly sworn by and personally known to
the undersigned to be the person(s) who executed the foregoing instrument on behalf of said
principal, acknowledged to the undersigned that she/he/ther voluntarily executed the same for the
purposes therein staled as the free aCI and deed of said prinCipal.
WITNESS my hand and official seal, this
~05" day of ,T,..- _ ,1996,
[SEAL]
~' t: -
NOlary ~r~e State ~(~uri
Residmg At:
My Commission Expires:
...-"~"'\, ..,..-~..,...
.' . ,'~"""'"
"'~l"l..O. o'O~,"~~ "
...-....r ;r.... -, ..... 'f.J" ~'.
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4'
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: ".,", 'tl'l! ' '~""n"vlvania }
" ";'~; " , ' " ss
,r,;' '1';- :"i~"':.i" .. f:uiTIlJ~rlnnd
.." :, .:;:;""\', .. "I' ,...11.. tor the recording of Dll~
. J'" I " .' r.
, ,.;' /, '~"i4! ,,- I -d counlV~
'I'l'; :;,;.,'>>' ' 'I Hi ,,, '~ 'I'I'
~ ~ 0;/'1(;1/." ___ Page /
l. , """~r'" of QlIl~ ~ 0/
, :,i d\ dr.'.' of :Lit'..-ZJ:2.
(?~.
-~ec~der ~
B~OK 51(; f^GE G4~
-- PA1'RICIA'K, 1:.L.i..i01'l \
Notary PU\lllc . NOlary seal \
ST~TE o~ MISSOlII1\
Jackson Counl~ 98
My commission EX\lilC~ ,JUly 4, 19 \
Recontinl rcquuled tly 100 when rtl:orucd rerum In:
11013319 I 057
01/18/96 : 08:43:51
ASON101
ACT 91 NOTICE
IMPORTANT: NOTICE OF HOMEOWNERS'
EMERGENCY MORTGAGE ASSISTANCE PROGRAM
PLEASE READ THIS NOTICE
YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE
WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND
HELP YOU MAKE FUTURE MORTGAGE PAYMENTS
RE: Account No, 7505054114
S43,BOO,OO Note, dated December 30, 1987, to Eastern Savings
Bank, FSB, successor in interest to Homestead SavIngs A5soc1atlon
TO: Ms, Carol A, Leisey
840-C L1sburn Road
Camp H1ll, PA 17011
FROM: Scott A, Dietterick, Esquire
O'Keefe, Grenen & Birsic, P,C,
4076 Market Street, Suite 210
Camp Hill, PA 17011
(717) 975-3379
DATE: September 11, 1996
You may be eligible for financial assistance that will prevent foreclosure on
your mortgage if you comply with the provisions of the Homeowners' Emergency
Mortgage Assistance Act of 1983 (the "Act"), You may be eligible for emergency
temporary assistance if your default has been caused by circumstances beyond your
control, you have a reasonable prospect of resuming your mortgage payments and if
you meet the el igibil ity requirements of the Act as determined by the Pennsylvania
Housing Finance Agency, "Please read all of this Notice, It contains an
explanation of your rights",
Under the Act, you are entitled to a temporary stay of foreclosure on your
mortgage for thirty (30) days from the date of this Notice, During that time, you
must arrange and attend a "face-to-face" meeting with a representative of this
lender, or with a designated consumer credit counseling agency, The purpose of this
meeting is to attempt to work out a repayment plan, or to otherwise settle your
delinquency, This meeting must occur in the next thirty (30) days,
If you attend a face.to-face meet1ng with thiS lender, or with a consumer
credit counsel1ng agency identified In this Notice, no further proceeding in
mortgage foreclosure may take place for th1rty (30) days after the date of th15
meet lng ,
The name, address and telephone number of the lender's representat1ve 1S:
Eastern Savings Bank, FSB
11350 McCormick Road
Executlve Plaza II, SUite 500
Hunt Valley, MD 21031
ATTN: Mary Good
T t! I ephone Number: (800) 787.2265
,
The names and addresses of the designated consumer credlt counseling agencles
are:
Consumer CredIt Counsellng Servlce
of Western PennsylvanIa, Inc,
2000 Llnglestown Road
Harrlsburg, PA 17102
(717) 541,1757
Flnanc1al Serv1ces Unllm1ted
117 West 3rd Street
Waynesboro, PA 17268
(717) 762,3285
Urban League of MetropolItan HarrIsburg
25 N, Front Street
Harrlsburg, PA 17101
(717) 234,5925
YWCA of CarlIsle
301 G Street
Carlisle, PA 17013
(717) 243-3818
It lS only necessary to schedule one face-to-face meet1ng, You should adV1se
the Lender 1mmed1ately of your 1ntent10ns,
"Your mortgage 1S 1n ser10US default" because you have falled to pay promptly
1nstallments of pr1ncipal and lnterest, as reQu1red, for a perlod of at least Slxty
(60) days, The total amount of the delinquency 1S 59,108,66, That sum includes the
following: monthly payments of 5484,63 each for the months of February 1. 1995
through August 1, 1995, payments of 5477,81 from September 1, 1995 through January
1. 1996, payments of 5471,11 from February 1. 1996 through March 1. 1996 and
payments of 5464,49 from Aprll 1, 1996 through August 1, 1996, plus accrued late
charges in the amount of 562,53 and interest at the rate of $9,95 per day,
If you have tried and are unable to resolve this problem at or after your
face-to-face meeting, you have the right to apply for financial assistance from the
Homeowners' Emergency Mortgage Assistance Fund, In order to do this, you must fill
out, sign and file a completed Homeowners' Emergency Assistance App1 ication with one
of the designated consumer credit counse1lng agencies listed above, An app1 ication
for assistance may only be obtained from a consumer credlt counseling agency, The
consumer credit counseling agency will ass1st you ln f111ing out your appllcation
and wi 11 submit your completed appl icatlon to the Pennsylvania Housing Finance
Agency, Your appllcation must be filed or postmarked wlthln thirty (30) days of
your face-to-face meeting,
It is extremely important that you file your application promptly. If you do
not do so, of if you do not follow the other time periods set forth in this letter.
foreclosure may proceed against your home immediately.
Avallable funds for emergency mortgage ass1stance are very l1mlted, They W11l
be u1sbursed by the Agency under the el1g1b111ty cr1ter1a establ1shed by the Act,
It 1S extremely lmportant that your appllcat10n is accurate and complete ln
every respect, The Pennsylvan1a Houslng F1nance Agency has Slxty (60) days to make
a decision after It recelVes your appllcatlOn, Durlng that add1t10nal tlme, no
foreclosure proceedlngs w111 be pursued agalnst you 1 f you have met the tlme
reQu1rements set forth above, You wlll be not1f1ed dIrectly by that Agency of ltS
dec1s10n on your appl1cat10n,
The Pennsylvdnla HOUSIng FInance Agency 1S located at 2101 North Front Street,
P,O, 80x 8029, Harrlsburg, PA 17105, Telephone No, (717) 780-3800 or 1-800-342-
2397 (toll free number), Persons wlth lmpalred hearIng can call 1-800-342-2397,
, fI'l
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i A Ie
ACT 91 NOT! CE
IMPORTANT: NOTICE OF HOMEOWNERS'
EMERGENCY MORTGAGE ASSISTANCE PROGRAM
PLEASE READ THIS NOTICE
YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE
WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND
HELP YOU MAKE FUTURE MORTGAGE PAYMENTS
RE: Account No, 7505054114
$43,BOO,OO Note, dated December 30, 19B7, to Eastern SavIngs
Bank. FSB, successor 1n 1nterest to Homestead Savlngs Assoc1atlon
TO: Mr, John p, LeIsey
B40,C Llsburn Road
Camp Hlll, PA 17011
FROM: Scott A, Dietter1ck, Esquire
O'Keefe, Grenen & Birsic, P,C,
4076 Market Street, Suite 210
Camp Hill, PA 17011
(717) 975.3379
DATE: September 11, 1996
You may be eligible for financial assistance that will prevent foreclosure on
your mortgage if you comply with the provisions of the Homeowners' Emergency
Mortgage Assistance Act of 19B3 (the "Act"), You may be eligible for emergency
temporary assistance if your default has been caused by Clrcumstances beyond your
control, you have a reasonable prospect of resuming your mortgage payments and if
you meet the eligibility requ1rements of the Act as determined by the Pennsylvania
Housing Finance Agency, "Please read all of this Notice, It contains an
exp 1 anat i on of your rl ghts" ,
Under the Act, you are entitled to a temporary stay of foreclosure on your
mortgage for thirty (30) days from the date of this Notice, During that time, you
must arrange and attend a "face-to-face" meeting with a representative of this
lender, or with a designated consumer credit counseling agency, The purpose of this
meeting is to attempt to work out a repayment plan, or to otherwise settle your
delinquency, This meeting must occur in the next th1rty (30) days,
If you attend a face-to-face meeting with thls lender, or with a consumer
credl t counse llng agency ldentifi ed 1 n thl s Not 1 ce, no further proceedl ng In
mortgage foreclosure may take place for thlrty (30) days after the date of th1S
meetlng,
The name, address and telephone number of the lender's representatlve 1S:
Eastern Savings Bank, FSB
11350 McCormlck Road
Executlve Plaza II, SUlte 500
Hunt Valley, MD 21031
ATTN: Mary Good
Telephone Number: (800) 787-2265
The names and addresses of the des !gnated consumer cred! t counseling agencIes
are:
Consumer CredIt CounselIng ServIce
of Western Pennsyl vania, Inc,
2000 Llng1estown Road
HarrIsburg, PA 17102
<7!7) 541,1757
FInancIal ServIces Un11mlted
117 West 3rd Street
Waynesboro, PA 17268
(717) 762 - 3285
Urban League of MetropolItan HarrIsburg
25 N, Front Street
HarrIsburg, PA 17101
(717) 234 - 5925
YWCA of CarlIsle
301 G Street
CarlIsle, PA 17013
(717) 243-3818
It IS only necessary to schedule one face-to-face meetIng, You should adVIse
the Lender ImmedIately of your IntentIons,
"Your mortgage is in serious default" because you have faIled to pay promptly
Installments of princIpal and Interest, as reqUIred, for a period of at least sIxty
(60) days, The total amount of the delInquency IS $9,108,66, That sum Includes the
follOWing: monthly payments of $484,63 each for the months of February 1, 1995
through August 1, 1995, payments of $477,81 from September 1, 1995 through January
1. 1996, payments of $471,11 from February 1. 1996 through March 1. 1996 and
payments of $464,49 from Aprll 1. 1996 through August 1. 1996, plus accrued late
charges In the amount of $62,53 and Interest at the rate of $9,95 per day,
If you have tried and are unable to resolve this problem at or after your
face.to-face meeting, you have the right to apply for financial assistance from the
Homeowners' Emergency Mortgage Assistance Fund, In order to do this, you must fill
out, sign and file a completed Homeowners' Emergency Assistance Application with one
of the designated consumer credIt counseling agencies listed above, An application
for assistance may only be obtained from a consumer credit counselIng agency, The
consumer credIt counseling agency wi1] assist you in fillIng out your application
and will submi t your completed application to the Pennsy1 vania Hous ing Fi nance
Agency, Your application must be filed or postmarked within thirty (30) days of
your face.to-face meeting,
It is extremely important that you file your application promptly. If you do
not do so, of if you do not follow the other time periods set forth in this letter,
foreclosure may proceed against your home immediately,
Avallab 1e funds for emergency mortgage ass 1 stance are very 11101 ted, They WIll
be dIsbursed by the Agency under the elIgIbIlIty crIterIa established by the Act,
It IS extremely important that your applIcatIon IS accurate and complete In
every respect, The Pennsylvania HOUSIng FInance Agency has sIxty (60) days to make
a deCISIon after It receIves your applIcatIon, DurIng that additIOnal tIme, no
foreclosure proceedIngs WIll be pursued against you 1 f you have met the tIme
requIrements set forth above, You WIll be notifIed dIrectly by that Agency of Its
deCISIon on your applIcatIon,
The PennsylvanIa HOUSIng FInance Agency IS located at 2101 North Front Street,
P,D, Box B029, HarrIsburg, PA 17105, Telephone No, (717) 7BO.3800 or 1-BOO.342-
2397 (toll free number), Persons WIth ImpaIred hearing can call 1-BOO,342.2397,
Hi! iii i I
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ACT 91 NOTICE
TAKE ACTION TO SAVE
YOUR HOME FROM
FORECLOSURE
The Commonwealth of Pennsylvania's
Homeowners' Emergency Mortgage Assistance
Program
may be able to help you,
Read the attached notice to find out how the
program works,
If you need more information call the Pennsylvania
Housing Finance Agency at 1(800) 342.2397
LANOTlFICACION EN AOJUNTO F.S DE SUMA IMPORTANCIA, PUES AFECTA SU DERECHO A CONTlNUAR
VIVIENDO EN SU CASA, SI NO CDMPRENDE EL CONTENIDO DE ESTA NOTIFICACION OBTENGA UNA
TRADUCCION INMEDIATAMENTE LLAMANDO ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE
AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA, PUEDES SER ELEGIBLE PARA UN
PRESTAMO POR EL PROGRAMA LLAMADO "HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM"
EL CUAL PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA,
ACT 91 NOTICE
IMPORTANT: NOTICE OF HOMEOWNERS'
EMERGENCY MORTGAGE ASSISTANCE PROGRAM
PLEASE READ THIS NOTICE
YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE
WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND
HELP YOU MAKE FUTURE MORTGAGE PAYMENTS
RE: Account No, 7505054114
S43,800,OO Note, dated December 30, 1987, to Eastern SavIngs
Bank. FSB, successor In Interest to Homestead Savlngs Assoclatlon
TO: Ms, Carol A, Lelsey
2B3 Crescent Drlve
Hershey, PA 17033
FROM: Scott A, Dietterick, Esquire
O'Keefe, Grenen & Birsic, P,C,
4076 Market Street, Suite 210
Camp Hlll, PA 17011
(717) 975-3379
DATE: September 11, 1996
You may be ellgible for financial assistance that will prevent foreclosure on
your mortgage if you comply with the provisions of the Homeowners' Emergency
Mortgage Assistance Act of 19B3 (the "Act" l. You may be el igible for emergency
temporary assistance if your default has been caused by circumstances beyond your
control, you have a reasonable prospect of resuming your mortgage payments and if
you meet the eliglbility requirements of the Act as determined by the Pennsylvania
Housing Finance Agency, "Please read all of this Not1ce, It contains an
explanation of your rights",
Under the Act, you are entitled to a temporary stay of foreclosure on your
mortgage for thirty (30) days from the date of this Notice, During that time, you
must arrange and attend a "face-to-face" meeting with a representative of this
lender, or with a designated consumer credit counseling agency, The purpose of this
meeting is to attempt to work out a repayment plan, or to otherwise settle your
delinquency, This meeting must occur in the next thirty (30) days,
If you attend a face-to-face meeting with this lender, or wlth a consumer
credit counsellng agency identifled in this Notice, no further proceeding 1n
mortgage foreclosure may take place for thirty (30) days after the date of thlS
meetlng,
The name, address and telephone number of the lender's representat1ve is:
Eastern Savlngs Bank, FSB
11350 McCormlck Road
Executlve Plaza II, SUlte 500
Hunt Valley, MD 21031
ATTN: Mary Good
Telephone Number: (BOO) 7B7'2265
The names and addresses of the des1gnated consumer credIt counselIng agencIes
are:
Consumer CredIt Counsellng Servlce
of Western Pennsylvanla, Inc,
2000 Llnglestown Road
Harrlsburg, PA 17102
(717) 541-L757
Flnanclal Servlces UnlHnlted
LL7 West 3rd Street
Waynesboro, PA L7268
(717) 762,3285
Urban League of MetropolItan Harrlsburg
25 N, Front Street
HarrIsburg, PA 17LOl
(7[7) 234 -5925
YWCA of Carl Isle
30L G Street
CarlIsle, PA l70L3
(717) 243 - 3818
It lsonlynecessary to schedule one face-to-face meetlng, You should advlse
the Lender lmmedlately of your lntentlons,
"Your mortgage lS in serlOUS default" because you have fal led to pay promptly
lnsta11ments of prlnclpal and lnterest, as reQulred, for a perlod of at least Slxty
(60) days, The total amount of the dellnQuency lS $9,108,66, That sum lncludes the
following: monthly payments of $484,63 each for the months of February 1, 1995
through AU9ust 1, 1995, payments of $477,81 from September 1, 1995 through January
1. 1996. payments of $471,11 from February 1. 1996 through March 1. 1996 and
payments of $464,49 from Aprll 1. 1996 through August 1. 1996, plus accrued late
charges in the amount of $62,53 and lnterest at the rate of $9,95 per day,
If you have tried and are unable to resolve thlS problem at or after your
face-to-face meeting, you have the right to apply for flnanclal assistance from the
Homeowners' Emergency Mortgage Assistance Fund, In order to do this, you must fill
out, sign and f1 1 e a completed Homeowners' Emergency Ass i stance App 11 cat ion Wl th one
of the deslgnated consumer credlt counseling agencles llsted above, An application
for assistance may only be obtalned from a consumer credlt counsellng agency, The
consumer credlt counsellng agency will asslst you In fl1ling out your application
and wi 11 submit your completed appl icat lon to the Pennsyl vani a Housing Fi nance
Agency, Your applicatlon must be flled or postmarked withln thlrty (30) days of
your face,to-face meeting,
It is extremely important that you file your application promptly, If you do
not do so. of if you do not follow the other time periods set forth in this letter,
foreclosure may proceed against your home immediately,
Ava11able funds for emergency mortgage ass1stance are very llffilted, They w1l1
be dlsbursed by the Agency under the el1g1bl1lty crlter1a establIshed by the Act,
It lS extremely lmportant that your appllcatlon 1S accurate and complete 1n
every respect, The Pennsylvan1a Houslng Flnance Agency has Slxty (60) days to make
a declslon after lt recelVes your appllcation, Dur1ng that additlOnal tlme, no
forec 1 osure proceed 1 ngs w1l1 be pursued aga 1 ns t you 1 f you have met the t 1 me
reQulrements set forth above, You wll1 be notlfled dlrectly by that Agency of ltS
declSlon on your appllcat10n,
The Pennsylvanla HOUSIng Flnance Agency lS located at 2101 North Front Street,
P,O, 80x 8029, Harrlsburg, PA 17105, Telephone No, (717) 780-3800 or 1-800-342-
2397 (toll free number), Persons wlth lmpalred hearlng can call 1-800-342-2397,
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ACT 91 NOTICE
TAKE ACTION TO SAVE
YOUR HOME FROM
FORECLOSURE
The Commonwealth of Pennsylvania's
Homeowners' Emergency Mortgage Assistance
Program
may be able to help you,
Read the attached notice to find out how the
program works,
If you need more information call the Pennsylvania
Housing Finance Agency at 1(800) 342.2397
LANOTIFICACION EN ADJUNTD ES DE SUMA IMPORTANCIA, PUES AFECTA SU DERECHO A CDNTINUAR
VIVIENDO EN SU CASA, SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICACION OBTENGA UNA
TRADUCCION INMEDIATAMENTE LLAMANDO ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE
AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA, PUEDES SER ELEGIBLE PARA UN
PRESTAMO POR EL PROGRAMA LLAMADO "HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM"
EL CUAL PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HI POTECA ,
ACT 91 NOTICE
IMPORTANT: NOTICE OF HOMEOWNERS'
EMERGENCY MORTGAGE ASSISTANCE PROGRAM
PLEASE READ THIS NOTICE
YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE
WHICH CAN SAVE YOUR HOME FROM FORECLOSURE ANO
HELP YOU MAKE FUTURE MORTGAGE PAYMENTS
RE: Account No, 7505054114
$43, BOO, 00 Note, dated December 30, 19B7, to Eas tern Savl ngs
Bank, FSB, successor In Interest to Homestead SavIngs AssocIatIon
TO: Mr, John p, LeIsey
2B3 Crescent DrIve
Hershey, PA 17033
FROM: Scott A, Dletterick, Esquire
O'Keefe, Grenen & Birsic, P,C,
4076 Market Street, Suite 210
Camp HIll, PA 17011
(717) 975.3379
DATE: September 11, 1996
You may be eligible for financial assistance that will prevent foreclosure on
your mortgage if you comply with the provisions of the Homeowners' Emergency
Mortgage Assistance Act of 1983 (the "Act"), You may be eligible for emergency
temporary assistance if your default has been caused by circumstances beyond your
control, you have a reasonable prospect of resuming your mortgage payments and if
you meet the eligibility requirements of the Act as determined by the Pennsylvania
Housing Finance Agency, "Please read all of this Notice, It contains an
explanation of your rights",
Under the Act, you are entitled to a temporary stay of foreclosure on your
mortgage for thirty (30) days from the date of this Notice, During that time, you
must arrange and attend a "face-to-face" meeting with a representative of this
lender, or with a designated consumer credit counseling agency, The purpose of this
meeting is to attempt to work out a repayment plan, or to otherwise settle your
delinquency, This meeting must occur in the next thirty (30) days,
If you attend a face-to-face meeting with this lender, or with a consumer
credit counseling agency IdentifIed in this NotIce, no further proceeding In
mortgage foreclosure may take place for thirty (30) days after the date of this
meeting,
The name, address and telephone number of the lender's representatIve IS:
Eastern SavIngs Bank, FSB
11350 McCormick Road
ExecutIve Plaza II, SUIte 500
Hunt Valley, MD 21031
ATTN: Mary Good
Telephone Number: (BOO> 787-2265
The names and audresses of the desIgnated consumer credIt counselIng agenCIes
are:
Consumer CredIt CounselIng ServIce
of Western PennsylvanIa, Inc,
2000 Llnglestown Road
HarrIsburg, PA 17102
(717) 541-1757
FInancIal ServIces UnlImIted
117 West 3rd Street
Waynesboro, PA 17268
(717) 762.3285
Urban League of MetropolItan Harr1sburg
25 N, Front Street
HarrIsburg, PA 17101
(717) 234 - 5925
YWCA of C~rllsle
301 G Street
CarlIsle, PA 17013
(17) 243.3818
It IS only necessary to schedule one face-to-face meetIng, You should adVIse
the Lender ImmedIately of your IntentIons,
"Your mortgage IS In serious default" because you have faIled to pay promptly
installments of prIncipal and Interest, as requIred, for a perIod of at least sixty
(60) days, The total amount of the delInquency IS $9,108,66, That sum Includes the
folloWing: monthly payments of $484,63 each for the months of February 1. 1995
through August 1, 1995, payments of $477,81 from September 1, 1995 through January
1. 1996, payments of $471.11 from February 1. 1996 through March 1. 1996 and
payments of $464,49 from AprIl 1. 1996 through August 1, 1996. plus accrued late
charges in the amount of $62,53 and interest at the rate of $9,95 per day,
If you have tried and are unable to resolve this problem at or after your
face-to-face meeting, you have the right to apply for financial assistance from the
Homeowners' Emergency Mortgage Assistance Fund, In order to do thIS, you must fill
out, sign and file a completed Homeowners' Emergency ASSIstance ApplIcatIon wIth one
of the deSIgnated consumer credit counseling agencIes lIsted above, An application
for assIstance may only be obtaIned from a consumer credit counselIng agency, The
consumer credIt counselIng agency WIll assist you in fIllIng out your applIcation
and will subml t your completed app 11 cat ion to the Pennsy1 vama Hous ing Finance
Agency, Your applIcatIon must be fIled or postmarked withIn thirty (30) days of
your face-to-face meeting,
It is extremely important that you file your application promptly. If you do
not do so, of if you do net follow the other time periods set forth in this letter.
foreclosure may proceed against your home immediately,
AvaIlable funds for emergency mortgage assIstance are very lImited, They WIll
be dIsbursed by the Agency under the e11glb111ty crIterIa establIshed by the Act,
It IS extremely Important that your applIcatIon 1S accurate and complete In
every respect, The PennsylvanIa HOUSIng FInance Agency has sIxty (60) days to make
a deCIsion after It receIves your applIcatIon, DurIng that additIonal tIme, no
forec I osure proceedIngs WIll be pursued aga I nst you I f you have met the tIme
requIrements set forth above, You WIll be notIfIed dIrectly by that Agency of ItS
deCISIon on your applIcatIon,
The PennsylvanIa HOUSIng FInance Agency IS located at 2101 North Front Street,
P,O, Box 8029, HarrIsburg, PA 17105, Telephone No, (717) 780-3800 or 1-800-342-
2397 (toll free number), Persons with ImpaIred hearIng can call 1-800.342,2397,
In addition, you may rece1ve or may have already receIved another not1ce from
thIs lender under Act 6 of 1974, That notice is called a "Notice of Intention to
Foreclose", You must read both notices since they both explain rights that you now
have under Pennsylvania law, However, 1f you choose to exercise your r1ghts
described 1n this not1ce, you cannot be foreclosed upon whlle you are receiving that
assIstance,
Very truly yours,
BY:
NOTE: The Debt Collector is attempting to collect a debt and any information
obtained will be used for that purpose,
VIA FIRST CLASS HAIL. POSTAGE PREPAID
cc: Eastern Savings BanK, FSB, ATTN: Mary Good
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AnoAH'VI AT LAW
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C"lt4pHIU.. ""'".lnVAl"fIA 11011
17171971,))79
PAX C717197I,J446
September 11, 1996
~~sr~~s: ltT1[R~ ~3m~l ~~.
M$, Carol A, Lel$p.,
283 Crescent DrIve
Hershey, PA 17033
RE: NOTICE OF INTENTION TO FORECLOSE MORTGAGE
Eastern SaYIngs 8ank, FS8, successor
In Interest to Homestead SaYIngs AssocIatIon
Account No,: 7505054114
$43,800,00 Note, dated December 30, 1987
John p, LeIsey and Carol A, LeIsey
Dear Ms, LeIsey:
The MORTGAGE held by Eastern Savlnos 8ank, FSB successor in interest to
ResolutIon Trust Corooration, as receIVer for Homestead Federal Savino~ AssociatIon,
successor in interest to Homestead Savinos Association (hereinafter "the Lender")
on your property located at 840.C Lisburn Road, Camo H1ll , Pennsvlvania 17011 IS IN
SERIOUS DEFAULT because vou have not made the monthly oayments of $484,63 each for
the months of February 1, 1995 throuoh Auoust 1, 1995, oayments of $477,81 from
Seotember 1. 1995 throuoh January 1. 1996, oayments of $471.11 from February 1. 1996
throuoh March 1, 1996, and oayments of $464,49 from Aorll 1, 1996 throuqh Auqust 1,
1996, plus accrued late charges 1n the amount of $62,53, The total amount reqUIred
to cure this default as of the date of th1S letter is $9,108,66, ,
You may cure thIS default w1thln THIRTY (30) DAYS of the date of this letter,
by OaY1nO to the Lender the above amount of $9,108,66, olus any addlt10nal amounts
Wh1Ch may fall due dUr1nq thIS oerlod, Such payment to Lender must be made e1ther
by cash, cash1er's check, cert1f1ed check or money order, and made payable to
Eastern Savlnos Bank, FSB, 11350 McCormIck Road, ExecutIVe Plaza II , Suite 500, Hunt
Valley, Maryland 21031, ATTENTION: Mary Good,
If you do not cure the default WIth THIRTY (30) DAYS, the Lender Intends to
exer~lse 1tS r10ht to accelerate the mortoaqe oayments, subject to any add1tlonal
rIghts you may have under the Homeowners' Emergency Mortgage ASSIstance Program,
Th1S means that whatever IS OWIng on the orIgInal amount borrowed WIll be conSIdered
due llTll1edlately and you may lose the chance to payoff the orIgInal mortgage In
monthly Installments, If full payment of the amount In default IS not made WIthIn
THIRTY (30) DAYS, then, subject to any additIonal rIghts you may have under the
Homeowners' Emergency Mortgage ASSIstance Program, the Lender may also Instruct its
attorneys to start a laWSUIt to foreclose Your mortoaoed orooerty, If the mortQaoe
15 foreclosed, vour mortQdQed orooerty WIll be sold bv the SherIff to Day off th~
mortoaQe debt, You WIll have the rIght to assert In any foreclosure proceedIng the
non.exlstence of a default or any other defense that you may have to acceleratIon
or foreclosure, [f the Lender refers yo~1' case to ItS attorners, but you cure the
default before they begIn legal proceedlngs, you WIll Stl I have to pay the
reasonable atto~neys' fees, actually Incurred, up to $50,00, In order to cure the
O'KEEFE. GRENEN & BIRSh... P.C.
,j~F,)IJlt However, IF legal proceedIngs are started, In order to cur~ the deFault
you wIll have to pay the reasonab 1 e attorneys' fees, actua 11y Incurred, even 1 f they
are over S50,OO, and you may also be requIred to pay the Lender's reasonable costs,
If YOU cure the default wlth1n the thlrty,dav oer1od vou w111 not be reQU1red to
DdY d t tornevs' feeli
IF you have not cured the default wIthIn the thIrty-day perIod and Foreclosure
proceedIngs have begun, III h h r1 h r h f ul t nr r v n h
Ip n 1m n h r r h hprl f' rp ourp p You mav do
In h t am un var p a mpnt u an dt" r ther chdr e
hen p WP' 0 thp r~ - neat rnp" pp< ,lnd cost" C:ljnnel' I'd WI th th
I)r'~C osure sa ~, and per armIng any other requ1rements under the mortgage t IS
estImated that the earl lest date that such a Sher1ff's sale could be held would be
appro~lmately , A notIce of the date of the SherIff's
sale w11 I be sent to you beFore the sale, Of course, the amount needed to cure the
default w111 1ncrease the longer you walt, You may f1nd out at any t1me exactly
what the reQu1red payment w111 be by call1ng the Lender at the follow1ng number:
Marv Good, Ext, 1 (BOOl 7B7,2265, Th1s payment must be 1n cash, cash1er's check,
cert111ed check or money order and must be made payable to the Lender at the
Lender's address stated above,
You should rea11ze that a Sher1ff's sale w111 end your ownersh1p of the
mortgaged property and your r1ght to rema1n 1n 1t, If you cont1nue to l,ve 1n the
property after the Sher1ff's sale, a lawsu1t could be started to eV1ct you,
You have addlt10nal r1ghts to help protect your 1nterest 1n the property, YOU
HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT.
OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION. TO PAY OFF THIS DEBT, CONTACT
THE LENDER TO DETERMINE WHETHER OR NOT A BUYER OR TRANSFEREE MAY BE ALLOWED TO
ASSUME THE MORTGAGE DEBT, YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY
THIRD PARTY ACTING ON YOUR BEHALF, YOU MAY ALSO HAVE ADDITIONAL RIGHTS UNDER THE
HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM,
f 0 cure the default ou w111 have the r1 ht to a off th loan in
monthlv 1nstal ments as 1f no defau t had occurred, However, you are not ent1t ed
to th1s r1ght to cure your default more than three t1mes 1n any ca endar year,
SAD: lmg
NOTE: The Debt Collector is attempting to collect a debt and any information
obtained will be used for that purpose.
cc: Eastern SavIngs Bank, FSB, ATTN: Mary Good
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1717l975,))79
FAX 17171 971,)446
September 11. 1996
~~e ~i~$tf!rRs~~~S: ~I~R~ ~~~fl~~ ~~~~~~~~g
Mr, John p, LeIsey
283 Crescent DrIve
Hershey, PA 17033
RE: NOTICE OF INTENTION TO FORECLOSE MORTGAGE
Eastern SavIngs Bank, FSB, successor
In interest to Homestead Savings ASSOCIatIon
Account No,: 7505054114
543,800,00 Note, dated December 30, 1987
John p, LeIsey and Carol A, LeIsey
Dear Mr, LeIsey:
The MORTGAGE held by Eastern Savi nas Bank , FS8 , successor in interest to
Resolution Trust Corooration, as receiver for Homestead Fed ral Savinas Association,
successor in interest to Homestead Savinas Association (hereinafter "the Lender")
on your property located at 840-C Lisburn Road, Camo Hill, Pennsvlvania 17011 IS IN
SERIOUS DEFAULT because vou have not made the monthlv oavments of 5484,63 each for
he m nths of Fe ruar 1 995 throu h Au ust 199 a ments f 5477 8 from
Seotember 1. 1995 throuah Januarv 1. 1996, oavments of 5471,11 from Februarv 1. 199
throuah March 1, 1996, and oavments of 5464,49 from Aorll 1, 1996 throuah Auaust 1,
l22Q, plus accrued late charges In the amount of 562,53, The total amount reqUIred
to cure this default as of the date of this letter is $9,108,66,
You mav cure thIS default WIthin THIRTY (30) DAYS of the date of this letter,
bv oavina to the Lender the above amount of 59,108,66, olus anv additIonal amounts
whIch mav fall due durina this oeriod, Such payment to Lender must be made either
by cash, cashIer's check, certIfied check or money order, and made payable to
Eastern Savinas Bank, FSB, 11350 McCormick Road, ExecutIve Plaza II , Suite 500, Hunt
Vallev, Marvland 21031, ATTENTION: Marv Good,
If you do not cure the default WIth THIRTY (30) DAYS, the Lender Intends to
e~erClse Its rlaht to accelerate the mortaaae oayments, subject to any addItIonal
rights you may have under the Homeowners' Emergency Mortgage ASSIstance Program,
ThIS means that whatever IS oWIng on the orIgInal amount borrowed WI 11 be considered
due ImmedIately and you may lose the chance to payoff the orIgInal mortgage in
monthly Installments, If full payment of the amount In default IS not made WIthIn
THIRTY (30) DAYS, then, subject to any addItIonal rIghts you may have under the
Homeowners' Emergency MOr'tgage Ass 1 stance Program, the nd r ma a 1 so instruct i
att rn to tart a lawsuit to foreclose our mort a ed ro ert h mor a e
IS orec osed, vour mortGaGed orooertv WIll be sold bY the SherIf to oav off the
mortaaae debt, You WIll have the rIght to assert In any foreclosure proceedIng the
non.exlstence of a defaul t Cr' any other defense that you may have to acceleratIon
or foreclosure, If the Lenoer refers your case to lts attorneys, but you cure the
default before they begIn leqal proceedings, you WIll stIli have to pay the
reasonable attorneys' fees, ~ctually Incurred, up to 550,00, In order to cure the
I .O'KEEFE, GRENEN &. BIRL.., P.C.
(
default, However, 1f legal proceed1ngs are started, ln order to cure the default
you wl11 have to pay the reasonable attorneys' fees, actually lncurred, even 1f they
are over $50,00, and you may also be reqUIred to pay the Lender's reasonable costs,
If vou cure the default withln the thlrtv,dav ceriod, YOU wl11 not be reauired to
cav at.tornevs' fees,
If you have not cured the default WIthIn the thIrty-day perlod and foreclosure
proceed 1 ngs have begun, 1 1 h v h r1 h r h fIn r pn h
1 n 1m I n h r r h rI n' I r < F!, You mav do
1 n h m un v rim n I n' ~ F! or <) h r h r
th n WP h rF! net rnF! ' F! an r t r nnpr F! wI h h
forec osure sa e, and per ormlng any other requirements under the mortgage, t 15
estimated that the earllest date that such a Sherlff's sale could be held would be
approx1mately March 1997, A notIce of the date of the SherIff's sale wl1 I be sent
to you before the sale, Of course, the amount needed to cure the default w111
lncrease the longer you walt, You may flnd out at any tIme exactly what the
requlred payment w1l1 be by call1ng the Lender at the follow1ng number: Marv Good,
Ext, 1 <BOO> 7B7.2265, ThlS payment must be ln cash, cash1er's check, certlfled
check or money order and must be made payable to the Lender at the Lender's address
stated above,
You should real1Ze that a Sherlff's sale wl11 end your ownershlp of the
mortgaged property and your rlght to remain ln lt, If you contlnue to llve ln the
property after the Sher1ff's sale, a lawSUit could be started to eVlct you,
You have add1tlOnal rights to help protect your interest in the property, YOU
HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE OEBT,
OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION, TO PAY OFF THIS DEBT, CONTACT
THE LENDER TO DETERMINE WHETHER OR NOT A BUYER OR TRANSFEREE MAY BE ALLOWED TO
ASSUME THE MORTGAGE DEBT, YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY
THIRD PARTY ACTING ON YOUR BEHALF, YOU MAY ALSO HAVE ADDITIONAL RIGHTS UNDER THE
HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM,
If YOU cure the defaul t, YOU wi 11 have the riQht to cay off the loan 1 n
monthlv lnstallments as lf no default had occurred, However, you are not entitled
to thiS rlght to cure your default more than three times in any cal dar year,
SAD:lmg
NOTE: The Debt Collector is attempting to collect a debt and any information
obtained will be used for that purpose,
cc: Eastern Savlngs Bank, FSB, ATTN: Mary Good
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U'KEEFE. GRENEN & BIRSIC, P.C.
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4016 MAlulur S 11U:lrr
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CAM.. HuJ.. P'lNHIYLYAJolIA 1701 I
17171 971,J179
FAX 17171 nl,JH6
September 11. 1996
~~IIFI~ MA6~ . ~TURN REC~IPT REaUE~TEO
A 0 T C SS S, IL' POSTAGE PREPA 0
Ms, Carol A, LeIsey
840,C L1sburn Road
Camp H111, PA 17011
RE: NOT[CE OF INTENT[ON TO FORECLOSE MORTGAGE
Eastern Savlngs 8ank, FSB. successor
In lnterest to Homestead Savlngs Assoc1at10n
Account No,; 7505054114
$43,800,00 Note, dated December 30, 1987
John p, Le1sey and Carol A, Lelsey
Dear Ms, Le1sey;
The MORTGAGE held by Eastern Savinqs Bank , FSB, successor in interest to
Resolution Trust Corooeation, as receiver for Homestead Federal Savinqs Association.
successor in interest to Homestead Savinqs Association (hereinafter "the Lender")
on your property located at 840-C Lisburn Road, Camo ~lll, Pennsylvania 17011 [5 IN
SERIOUS DEFAULT because YOU have not made the month1~ oayments of $484,63 each for
the months of February 1, 1995 throuqh Auqust 1, 1995, payments of $477,81 from
e t mbp.r 1 1995 throu h Januar 1 1996 am nts of $471,11 from February 1, 1996
hrou h Mar h 9 and a ments of $464,49 from A rl 1 1996 thro h Au ust
l22Q, p us accrued ate charges in the amount of $62,53, The tota amount requlred
to cure this default as of the date of this letter lS $9,108,66,
You may cure this default withln THIRTY (30) DAYS of the date of this letter,
by oayinq to the Lender the above amount of $9,108,66, olus any addltlonal amounts
which may fall due dUrlnq thlS oerlod, Such payment to Lender must be made elther
by cash, cashler' scheck, cert lfl ed check or money order, and made payable to
Eastern SaVlnQS Bank. FSB, 11350 McCormick Road, Execut1ve Plaza II , Suite 500, Hunt
Vllley Maryland 21031, ATTENTION: Mary Good,
[f you do not cure the default wlth THIRTY (30) DAYS, the Lender lntends to
exerClse Its r1Qht to accelerate the mortqaQe oayments, subject to any add1tlonal
rIghts you may have under the Homeowners' Emergency Mortgage Ass1stance Program,
Tf11S means that whatever 1S OW1ng on the or1g1nal amount borrowed wi 11 be cons1dered
due lmmed1ate1y and you may lose the chance to payoff the or1g1na1 mortgage 1n
monthly Installments, If full payment of the amount 1n default 1S not made wlthln
TH[RTY (30) DAYS, then, subject to any add1tlonal rlghts you may have under the
Homeowners' Emergency Mortgage As s 1 stance Program, thf' f'ndf'r ma a 15 1 n rI t 1
rn tart 1 Ult. to f rf'clo I' our mor l ed ro er, hf'm rt I'
1 tt re ed our m rtld'f'd ro f'rt. Wl be 0 r1 b h hl~rlff t ,) h
mort,qaqe debt YOu Wl have the rlgnt to assert In any forec O'iure proceed1ng the
non.ex1stence of J default or any other defense that you may have to acceleratIon
or foreclosure, If the Lender refers your case to Its attorneys, but you cure the
default before they begIn legal proceedIngs, you w111 stlll have to pay the
reasonable attorneys' fees, actually lncurred, up to 550,00, In order to cure the
O'KE'EFE, GRENEN &. BIRSh... P.C.
default, However, If legal proceedings are started, In order to cure the default
you wlll have to pay the reasonable attorneys' fees, actually Incurred, even 1 f they
are over S50,OO, and you may also be reqUlred to pay the Lender's reasonable costs,
[f vou cure the default wHhln the thlrtv,dav oerlod, YOU WIll not be reaulred to
Day attorneys' fees,
If you have not cured the default WIthIn the thlrty,day period and foreclosure
proceedlngs have begun, yOU stIll have the rlqht to cure the defau 1 t and Drevent the
al n 1m u t n h ur b f re hp h rIff' f rp I sure ale, You may do
so by OaYlnq the tota dmount 0 overdue Ddyments D us anv ate or other charqes
then due, as well as the reasonable attornevs' fees and costs connected WI th the
forecloSIJre sale, and performlng any other requlrements under the mortgage, It 15
estImated that the earlIest date that such a Sheri ff's sale could be held would be
approx1mately , A notlce of the date of the Sherlff's
sale wll1 be sent to you before the sale, Of course. the amount needed to cure the
default will lncrease the longer you walt, You may flOd out at any tlme exactly
what the requlred payment w1ll be by call1ng the Lender at the follow1ng number:
Marv Good, Ext, 1 (800l 787.2265, ThlS payment must be 1n cash, cash1er's check,
certlf1ed check or money order and must be made payable to the Lender at the
Lender's address stated above,
You should real1ze that a Sherlff's sale will end your ownership of the
mortgaged property and your r1ght to remaln 1n it, If you cont1nue to live in the
property after the Sher1ff's sale, a lawsu1t could be started to eV1ct you,
You have additional r1ghts to help protect your interest in the property, YOU
HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT,
OR TO 80RROW MONEY FROM ANOTHER LENDING INSTITUTION, TO PAY OFF THIS DEBT, CONTACT
THE LENDER TO OETERMINE WHETHER OR NOT A BUYER OR TRANSFEREE MAY BE ALLOWED TO
ASSUME THE MORTGAGE DEBT. YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY
THIRO PARTY ACTING ON YOUR BEHALF, YOU MAY ALSO HAVE ADDITIONAL RIGHTS UNDER THE
HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM,
f ou cure the default ou w1ll have the ri ht to a off the loan in
monthlv lnsta lments as 1f no defau t had occurred, However, you are not ent1t ed
to thlS r1ght to cure your default more than three tlmes 1n any c lendar year,
SAO: lmg
NOTE: The Oebt Collector is attempting to collect a debt and any information
obtained will be used for that purpose.
cc: Eastern Savlngs Bank, FS8, ATTN: Mary Good
POI .~. ~ 404 i:!60 660
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Receipt for
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U'KEEI'1!. GRENEN &. BIRSIC. P.C.
Anc"NIVI AT LAW
"016 MAtuurr S raurr
SUmlZIO
CAMP Hu.. P'IlNHIY1.VANIA "011
1717) 971.1179
PAX 17171971,1446
September 11. 1996
VIA CERTIFIED HAIL ' RETURN RECEIPT REQUESTED
AND FIRST CLASS U,S, HAIL, POSTAGE PREPAID
Mr, John p, LeIsey
84Q.C Llsburn Road
Camp HIll. PA 17011
RE: NOTICE OF INTENTION TO FORECLOSE MORTGAGE
Eastern SavIngs Bank, FSB, successor
In Interest to Homestead SavIngs ASSOCIatIon
Account No,: 7505054114
$43,800,00 Note, dated December 30, 1987
John p, LeIsey and Carol A, LeIsey
Dear Mr, LeI sey:
The MORTGAGE held by Eastern Savlnos Bank, FSB, successor in interest to
~ i n Tru t or oratlOn as receiver for H mes ad F d r 1 S vn A sociati n
successor in Interest to Homestead Savinos Association (hereina ter "the Lender")
on your property located at 840-C Llsburn Road, Camo Hl)l, Pennsvlvania 17011 IS IN
SERIOUS DEFAULT because YOU have not made the monthly oayments of 5484,63 each for
h m nt of F .bruarv 1. 1995 throu h A 5 a ments of 5477 8 fr
tern er 1 1 5 thr u h anuar 1 a m nts 54 1 from br r
thr h March 9 and a ment of 54 ,4 from A ri throu h Au
. P us accrued ate charges In the amount of 5~, The tota amount requIre
to cure this default as of the date of thIS letter IS 59,108,66,
hI d faul t withIn TH RTY of hi
In 0 n r h mo n 5 08 us an dl 1 na m
whIch mav a due durlno thIS oerlod, Such payment to Lender must be made eIther
by cash, cashIer's check, certIfIed check or money order. and made pa able to
n aVln sank F M rml k R I X CUtlV Plaza 1 Hun
Mar an N: Mar lood,
If you do net cure the default WIth THIRTY (30) DAYS, the Lender Intends to
e~erClse ItS rloht to accelerate the mortQaoe oayments, subject to any addltlonal
rIghts you may have under the Homeowners' Emergency Mortgage ASSIstance Program,
ThIS means that whatever IS oWIng on the orIgInal amount borrowed WIll be conSIdered
due immediately and you may lose the chance to pay off the orIgInal mortgage In
monthly Installments, If full payment of the amount In default IS not made withIn
THIRTY (30) DAYS, then, subject to any additIonal rIghts you may have under the
Homeowners' Emergency Mortgage ASSIstance Program, the Lender may also Instruct ItS
a t torn s to ta rt d 1 awsu It to forec lose our mort a ed ro ert, f the mort d e
IS Forec osed, your mortqaQed orooerty WI be so d by the SherIff to Od off the
mortqaae debt, You w111 have the rIght to assert 1n any foreclosure proceedIng the
non-exIstence of a default or any other defense that you may have to acceleratIon
or foreclosure, If the Lender refers your case to ItS attorneys, but you cure the
default before they begIn legal proceedIngs, you WIll stIll have to pay the
reasonable attorneys' fees, actually Incurred, up to 550,00, In order to cure the
'O'KeEFE. GRENEN &. BIRSIC. P.C.
default, However, If legal proceedings are started, In order to cure the default
you wIll have to pay the reasonable attorneys' fees, actua lly 1 ncurred, even 1 f they
are over S50,OO, and you may also be requ1red to pay the Lender's reasonable costs,
If vou cure the default wIthIn the thlrtv,dav Derlod, vou wl1 I not be requIred to
Day attornevs' fees,
If you have not cured the default wlthln the thIrty-day perIod and foreclosure
proceedlngs have begun, vou stlll have the rlaht to cure the defaul t and Drevent the
sal a an 1m u to one hour before the h rlff's fore:losure sale, You mav do
so bv DaVIna the tota amount of overdue Davments D us anv late or other charaes
then due , as we 11 as the reasonab I e attornevs' fees and costs connected wlth the
foreclosure sale, and performlng any other requlrements under the mortgage, It IS
estImated that the earl1est date that such a Sherlff's sale could be held would be
approxlmately , A notlce of the date of the SherIff's
sale wlll be sent to you before the sale, Of course, the amount needed to cure the
default WIll lncrease the longer you walt, You may flnd out at any tlme exactly
what the requIred payment wlll be by call1ng the Lender at the follow1ng number:
Marv Good, Ext, 1 (800) 787-2265, Th1S payment must be 1n cash, cash1er's check,
cert1 fled check or money order and must be made payable to the Lender at the
Lender's address stated above,
You should real1Ze that a Sherlff's sale wlll end your ownership of the
mortgaged property and your r1ght to rema1n ln 1t, If you cont1nue to llve 1n the
property after the Sher1ff's sale, a lawsu1t could be started to evict you,
You have addltional rights to help protect your interest 1n the property, YOU
HAVE THE RIGHT TO SELL THE PROPERTY TO 08TAIN MONEY TO PAY OFF THE MORTGAGE DEBT,
OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION, TO PAY OFF THIS DEBT, CONTACT
THE LENDER TO DETERMINE WHETHER OR NOT A BUYER OR TRANSFEREE MAY BE ALLOWED TO
ASSUME THE MORTGAGE DEBT, YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY
THIRD PARTY ACTING ON YOUR BEHALF, YOU MAY ALSO HAVE ADDITIONAL RIGHTS UNDER THE
HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM,
SAD: lmg
NOTE: The Debt Collector is attempting to collect a debt and any information
obtained will be used for that purpose.
cc: Eastern Savlngs Bank, FSB, ATTN: Mary Good
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EASTERN SAVINGS BANK, FSB,
CIVIL DIVISION
NO.: 96-6056 Civil
. ,
.
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.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff,
vs,
JOHN P. LEISEY and
CAROL A. LEISEY, his wife,
Dafendants,
NOT';dE OF SHERIFF'S SALE
OF REAL PROPERTY PURSUANT..1Q
pENNSYLVANIA RULE OF CIVIL PROCEDURE 3129
CAROL A. LEISEY
263 Crescent Drive
Hershey, PA 17033
TAKE NOTICE:
That tha Sheriffs Sale of Real Property (Real Estate) will be held at the
Cumberland County Courthouse, South Hanover Street, Carlisle, Pennsylvania 17013 on
Wednesday, June 4,1997 at 10:00 a.m. prevailing local time.
THE PROPERTY TO BE SOLD Is delineated in detail In a legal description
consisting of a statement of the measured boundaries of the property, together with a brief
mention of the buildings and any other major Improvements erected on the land.
(SEE LEGAL DESCRIPTiON ATTACHED AS EXHIBIT "A"),
The LOCATION of your property to be sold Is:
640 C L1sbum Road
Camp Hili, PA 17011
Cumberland County
3. A petition or petitions raising the legal Issues or rights mentioned In the preceding
paragraphs must ba presented to the Court of Common Pleas of Cumberland
County. The petition must be served on the attomey for the creditor or on the
creditor before presentation to the Court and a proposed order or rule must be
attached to the petition. If a specific retum date Is desired, such date must be
obtained from the Court Administrator's Office, Cumberland County Courthouse,
One Courthouse Square, 4th Floor, Carlisle, Pennsylvania 17013, before
prasentatlon of the petition to the Court.
IH~ LEGAL RIGHTS YOU MAY HAVE ARE:
1. You may file a petition with the Court of Common Pleas of Cumberland County to
open the Judgment If you have a meritorious defense against the person or
company that has entered judgment against you. You may also file a petition with
the same Court If you are aware of a legal defect In the obligation or the procedure
used against you,
2, After the Sheriffs Sale, you may file a petition with the Court of Common Pleas of
Cumberland County to set aside the sale for a groRsly Inadequate price or for
other proper causa. This petition must be filed before the Sheriffs Deed Is
delivered.
DATED:
J /ldl1,
I I
BY:
Scot A, Dletterlck, Esquire
Pa. \.0. #55650
Altomeys for Plaintiff
4076 Market Street
Suite 210
Camp Hili, PA 17011
(717) 975-3379
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The JUDGMENT under or pursuant to which your property Is being sold Is
docketed to:
No, 96-6056 Civil
THE NAME(S) OF THE OWNER(S) OR REPUTED OWNER(S) OF THIS
PROPERTY ARE:
John P. Leisey and Cllrol A. Leisey
A SCHEDULE OF DISTRIBUTION, being a list of the parsons and/or govemmental
or corporate entities or agencies being antlUed to receive part of the proceeds of the sale
received and to be disbursed by the Sheriff (for example to banks that hold mortgages and
municipalities that are owed taxes), will be filed by the Sheriff thirty (30) days after the sale, and
distribution of the proceeds of sale In accordance with this schedule will, In fact, be made unless
someone objects by filing exceptions to It, within ten (10) days oftha date it Is filed. Information
about the Schedule of Distribution may be obtained from the Sheri" of the Court of Common
Pleas of Cumberland County, South Hanover Street, Carlisle, Pennsylvania 17013.
THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR
PROPERTY.
It has been Issued because there Is a Judgment against you. It may ceuse your
property to be held, to be sold or taken to pay the Judgment. You may have legal rights to
prevent your property from being taken. A lawyer can advise you more specifically of these
rights. If you wish to exercise your rights, you must act promptly.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR
TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE
LEGAL ADVICE,
Cumberland County Court Administrator
Cumberland County Courthouse
One Courthouse Square, 4th Floor
Carllsle, Pennsylvania 17013
(717) 240-6200
THE LEGAL RIGHTS YOU MAY HAVE ARE:
1. You may file a petition with the Court of Common Pleas of Cumberland County to
open the Judgment If you have a meritorious defense against the person or
company that has entered Judgment against you. You may also file a petition with
the same Court if you are aware of a legal defect In the obligation or the procedure
used against you.
2. After the Sheriffs Sala, you may file a petition with the Court of Common Pleas of
Cumberland County to set aside the sale for a grossly Inadequate price or for
other proper cause. This petition must be flied before the Sheriffs Deed Is
delivered.
3. A petition or petltlon:J raising the legal Issues or rights mentioned In the preceding
paragraphs must be presented to the Court of Common Pleas of Cumberland
County. The petition must be served on the attomey for the creditor or on the
creditor before presentation to the Court and a proposed order or rule must be
attached to the petition. If a specific retum elate is desired, such date must be
obtained from the Court Administrator's Office, Cumberland County Courthouse,
One Courthouse Square, 4th Floor, Carlisle, Pennsylvania 17013, before
presentation of the petition to the Court.
DATED:
7 lit) /97
t I
BY:
Scott . Dletterlck, Esquire
Pa. I. .#55650
Attorneys for Plaintiff
4076 Market Street
Suite 210
Camp Hili, PA 17011
(717) 975.3379
. .
CHARLES J. LIEBERTH AND MILDRED L. L1EBERTH
106 Polntvlew Drive
Pittsburgh, PA 15237
5. Name and Address of every other person who has any record lien on the
property:
NONE
6. Name and Address of every other person who has any record Interest In
the property and whose Interest may be affected by the sale:
NONE
7. Name and Addresa of every othar person of whom the Plaintiff haa
knowledge who has any Interest In the property which may be affected by the sale:
NONE
I verify that the statements made In this Affidavit are true and correct to the best
of my personal knowledge, Information and belief. I understand that false statements herein are
made subject to the penalties of 16 Pa,C.S. g4904 relating to unswom falslflcetlon to authorities.
O'KEEFE, GRENEN & BIRSIC, P.C.
DATED:
BY:
Sco letterlck, squire
Pa. .0. #55650
Altomeys for Plaintiff
4076 Market Street
Suite 210
Camp Hili, PA 17011
(717) 975.3379
717-975-3446
O<EEFE GRENE}I S. B I RS
831 pel
Jltl 11 '97 16100
GRENEN & BIRSIC, P.C,
ATTORNEYS AT LAW
4076 MARKET STREET
SUITE 210
CAMP ItlLL, PENNSYLVANIA 170 II
(7171975.]]79
FAX (7/7) 975-J116
E.MAIL &bhbl@lp..nel
June II, 1997
VIa FAX No. (717) 240-6397
Cumberland CountY Sheriff's Office
Cumberland CountY Coulthouse
1 Courthouse Square
Carilsle, PA 17013
ATTN: Audrey, Real Estate Deputy
RE: Eastern SavIngs Bank, FSB
V.
John P. Leisey and Carol A. Leisey and
The United States of America
Cumberland Co. Docket No.: 96.6058
Sheriff's Sale: 7/16/97 (continued from 6/4/97)
Dear Audrey:
The Automatic St.1y In the Lelseys' bankruptcy will not be lifted. Consequently, please
cancel the above.referenced sale and refund any excess from our advance at your earilest
convenience.
Should you have any questions, please feel free to cont.1ct me. Thank you.
SAD:lmg
cc:
Ms. Carol Hamel, Eastern Savings
(Loan No.: 7505054114)
Eastem Savings Bank FSB
vs
John P. and Carol A. Leisey his wife
In the Court of CamPn Pleas
cumberland County, Pennsylvnaia
R. Thanas Kline, Sheriff. who being duly swom according to law, says
this writ is retumed STAYED per Bankruptcy. Letter is hereto attached.
Sheriff's COStSI
Docketing
poundage
posting Bills
Advertising
Law Li brary
County
Mileage
Cert Mail
Levy
postpone Sale
Surcharge
Dauphin Co. Sheriff
Law Joumal
Patriot
Poster
30.00
13.56
15.00
15.00
.50
1.00
19.84
12.11
15.00
50.00
6.00
51.00
237.50
196.30
28.83
$691.64 Pd. by Atty. 6-13-97
Advance Costs
Sheriff Costs
Refund to Atty
$1.000.00
691.64
$ 308.36
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'ItlIS WRIT RETURNED STAYED DUE 'ro BJlNKRUPTCY 6-13-97
Swom and subscribed to before me
this /7""- day of ()_ _ 1997
Q ....... C, Ilt..it.~ /l1:,vt"
~thonotary -
So a~swe*,>#~~l
R. T~S Kline, Sheriff
by
(J 111'0,..., 0. ff'l /)1'~
DepU/ty Sheriff
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IN 'lllE CXXlRT OF ~ PLEAS OF CltIBERLI\ND COONl'Y, PJ:lRjYLVANIA
CIVIL DIVISIm
EASTERN SAVINGS BANK, FSB,
File No. 96-6058
AJroun t Due
Interest from 1/31/97 to
to date ot sale
Atty's Comn
Costs
$52,439.07
1,965.60
Plaintiff,
v.
JOHN P. LEISEY and
CAROL A. LEISEY, his wife,
Defendants.
'fO THE PRO'IllON:Jl'ARY OF THE SAID COURT.
The undersigned hereby certifies that the below does not arise out of a retail
installrrent sale, contract, or account based on a confession of judgnent, but if it does,
it is based on the appropriate original proceeding filed pursuant to Act 7 of 1966 as
arrended, and for real property pursuant to Act 6 of 1974 as arrended.
PRAOCIPE FOR EXEXUl'IOO
Issue writ of execution in the above matter to the Sheriff of Cumberland
County, for debt, interest and costs upon the following described property of the
defendantls)
See Exhibit "A" attached.
J'//O c. L.5 h-o.-vl\. f!L
(I~f J Il PA !7(}1 (
PRAECIPE FOR ATI'J\ClfoIENl' EXE01l'IOO
Issue writ of attachment to the Sheriff of County, for debt,
interest and costs, as above, directing attachment against the above-narred garnishee(s) for
the following property (if real estate, supply six copies of the description, supply four
copies of lengthy personalty list)
and all other property of the defendant(s) in the possession, custody or control of the
said garnishee(s).
(Indicate) Index this writ against the garnishee(s) as a lis pendens against
real estate of the defendant(s) described in the attached e 'bit.
DATE. 3/10/97
Signature.
Print Name. Sc t A. Dietterick, Esquire
ee e, renen rs c
Address: 4076 I~rket St., Suite 2io
Camp trill, PA 17011
Attorney for: Plaintiff
Telephone. (717) 975-3379
Suprerre Court ID No..
1155650
,.
Notes. If real property, supply six copies of description including ilTproverrents and an
original and copy of affidavit of ownership (PaR.C.P. No. 3129).
If lengthy personalty list, supply four copies of list.
To index writ, file separate praecipe with writ.
ALL THAT CERTAIN unit designated as Rolllngbrook Condominium Unit No.9, being a
unit In Rolllngbrook Condominium 1 situAte in the Lower Allen Township, Cumberland County,
Pennsylvania, as designated In Declaration of Rolllngbrook Condominium bearing the date
October 12, 1963, and recorded In the office of the Recording of Deeds In and for the County of
Cumberland on the 14th day of October, 1963, In Book 289, Page 1172, and plats and plans for
condominium Is recorded as part of the said Declaration of Rolllngbrook Condominium,
TOGETHER with all right, title and Interest bl'lng a 1/1 Oth percent undivided Interest and
to the common elements as set forth in the aforesaid Declaration of Condominium.
UNDER AND SUBJECT to all applicable restrictions, reservations, easements and rights-
of-way of record.
BEING KNOWN as 640 C L1sbum Road, Camp Hili, Pennsylvania 17011.
BEING THE SAME PREMISES which Charles J. Ueberth and Mildred L. L1eberth, his wife,
by their Deed, dated December 23, 1967, and recorded December 31, 1967 In the Office of the
Recorder of Deeds In and for Cumberland County, Pennsylvania 1 In Record Book Volume 033,
Page 5, granted and conveyed unto John P. Leisey and Carol A. Leisey, his wife.
TAX PARCEL NO.: 13-24-0603-019-U9.
EXHIBIT "A"
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
EASTERN SAVINGS BANK, FSB,
CIVIL DIVISION
NO.: 96-6056 Civil
Plaintiff,
vs.
JOHN P. LEISEY and
CAROL A. LEISEY, his wife,
Defendants.
NOTICE OF SHERIFF'S SALE
OF REAL PROPERTY PURSUANT TO
PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129
JOHN P. LEISEY
263 Crescent Drive
Hershey, PA 17033
TAKE NOTICE:
That the Sheriffs Sale of Real Property (Real Estate) will be held at the
Cumberland County Courthouse, South Hanover Street, Carlisle, Pennsylvania 17013 on
Wednesday, June 4, 1997 at 10:00 a,m. prevailing local time.
THE PROPERTY TO BE SOLD Is delineated In detail In a legal description
consisting of a statement of the measured boundaries of the property, together with a brief
mention of the buildings and any other major Improvements erected on tl1e land.
(SEE LEGAL DESCRIPTION ATTACHED AS EXHIBIT "A").
The LOCATION of your property to be sold Is:
640 C L1sburn Road
Camp Hili 1 PA 17011
Cumberland County
The JUDGMENT under or pursuant to which your property Is being sold Is
docketed to:
No, 96-6056 Civil
THE NAME(S) OF THE OWNER(S) OR REPUTED OWNER(S) OF THIS
PROPERTY ARE:
John P. Leisey and Carol A. Leisey
A SCHEDULE OF DISTRIBUTION, being a list of tne persons and/or govemmental
or corporate entities or agencies baing entitled to receive part of the proceeds of the sale
received and to be disbursed by the Sheriff (for example to banks that hold mortgages and
municipalities that are owed taxes), will be filed by the Sheriff thirty (30) days after the sale, and
distribution of the proceeds of sale In accordance with this schedule will, In fact, be made unless
someone objects by filing exceptions to It, within ten (10) days of the date It Is filed. Information
about the Schedule of Distribution may be obtained from the Sheriff of the Court of Common
Pleas of Cumberland County, South Hanover Street, Carlisle, Pennsylvania 17013.
THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR
PROPERTY.
It has been Issued because there Is a Judgment against you. It may cause your
property to be held, to be sold or taken to pay the Judgment. You may have legal rights to
prevent your property from being taken. A lawyer can advise you more specifically of these
rights. If you wish to exercise your rlghts, you must act promptly.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR
TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE
LEGAL ADVICE,
Cumberland County Court Administrator
Cumberland County Courthouse
One Courthouse Square, 4th Floor
Carlisle, Pennsylvania 17013
(717) 240-6200
THE LEGAL RIGHTS YOU MAY HAVE ARE:
1. You may file a petition with the Court of Common Pleas of Cumberland County to
open the Judgment if you have a meritorious defense against the person or
company that has entered judgment against you. You may also file a petition with
the same Court if you are aware of a legal defect in the obligation or the procedure
used against you,
2. After the Sheriffs Sale, you may file a petition with the Court of Common Pleas of
Cumberland County to set aside the sale for a grossly Inadequata price or for
othar proper cause. This petition must be filed before tho Sheriffs Deed Is
delivered.
3. A petition or petitions raising the legal Issues or rights mentioned in the preceding
paragraphs must be presented to the Court of Common Pleas of Cumberland
County. The petition must be served on the attomey for the creditor or on the
creditor before presentation to the Court and a proposed order or rule must be
attached to the petition. If a specific return date is desired, such date must be
obtained from the Court Administrator's Office, Cumberland County Courthouse,
One Courthouse Square, 4th Floor, Carlisle, Pennsylvania 17013, before
presentation of the petition to the Court.
DATED:
']!tv!97
t I
BY:
. Dlelterlck, Esquire
Pa. I, . 1,155650
Altomeys for Plaintiff
4076 Market Street
Suite 210
Camp HiII, PA 17011
(717) 975-3379
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ALL THAT CERTAIN unit deslgnatad as Rolllngbrook Condominium Unit No.9, being a
unit In Rollingbrook Condominium, situate In the Lower Allen Townshlp, Cumberland County,
Pennsylvania, as designated In Declaration of Rolllngbrook Condominium bearing the date
October 12, 1963, and recorded In the office of the Recording of Deeds In and for the County of
Cumberland on the 14th day of October, 1963, In Book 269, Page 1172, and plats and plans for
condominium Is recorded as part of the Baid Declaration of Rolllngbrook Condominium.
TOGETHER with all right, title and Interest being a 1/10lh percent undivided Interest and
to the common elemants as set forth In the aforeaald Declaration of Condominium.
UNDER AND SUBJECT to all applicable restrictions, reservatlons, easements and rights.
of-way of record.
BEING KNOWN as 640 C L1sbum Road, Camp Hili, Pennsylvania 17011,
BEING THE SAME PREMISES which Charlas J. L1eberth and Mildred L. L1eberth, his wife,
by their Deed, dated Dacember 23, 1967, and recorded December 31, 1967 In the Office oflhll
Recorder of Deeds In and for Cumberland County, Pennsylvanls, In Record Book Volume 033,
Page 5, granted and conveyed unto John P. Leisey and Carol A. Leisey, his wile.
TAX PARCEL NO.: 13-24-0603.019.U9.
EXHIBIT "A"
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
EASTERN SAVINGS BANK, FSB,
CIVIL DIVISION
NO,: 96.6056 Civil
Plaintiff,
vs,
JOHN P. LEISEY and
CAROL A. LEISEY, his wlfe,
Defendants.
CAROL A. LEISEY
263 Crescent Drive
Hershey, PA 17033
TAKE NOTICE:
That the Sheriffs Sale of Real Property (Real Estate) will be held at the
Cumberland County Courthouse, South Hanover Street, Carlisle, Pennsylvania 17013 on
Wednesday, June 4, 1997 at 10:00 a.m. prevailing local time,
THE PROPERTY TO BE SOLD Is delineated In detail In a legal description
consisting of a statement of the measured boundaries 01 the property, together with a brief
mention of the buildings and any other major Improvements erected on the land.
(SEE LEGAL DESCRIPTION ATTACHED AS EXHIBIT "A").
The LOCATION of your property to be sold Is:
640 C L1sburn Road
Camp HIII, PA 17011
Cumberland County
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The JUDGMENT under or pursuant to which your property Is being sold Is
docketed to:
No. 96-6056 Civil
THE NAME(S) OF THE OWNER(S) OR REPUTED OWNER(S) OF THIS
PROPERTY ARE:
John P. Leisey and Carol A. Leisey
A SCHEDULE OF DISTRIBUTION, being a list of the persons and/or govemmental
or corporate entities or agencies being entitled to receive part of the proceeds of the sale
received and to be disbursed by the Sheriff (for example to banks that hold mortgages and
municipalities that are owed taxes), will be filed by the Sheriff thirty (30) days after the aale, and
distribution of the proceedS of sale In accordance with this schedule will, In fact, be made unless
someone objects by filing exceptions to It, within ten (10) days of the date it Is filed. Information
about the Schedule of Dlstrlbutlon may be obtained from the Sheriff of the Court of Common
Pleas of Cumberland County, South Hanover Street, Carlisle, Pennsylvania 17013.
PROPERTY.
It has been Issued because there Is a Judgment against you. It may cause your
property to be held, to be sold or taken to pay the Judgment. You may have legal rights to
prevent your property from being taken. A lawyer can advise you more specifically of these
rlghts. If you wish to exerclsa your rights, you must act promptly.
Cumberland County Court Administrator
cumberland County Courthouse
One Courthouse Square, 4th Floor
Carlisle, Pennsylvania 17013
(717) 240-6200
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EXHIBIT "A"
IN THE COURT OF COMMON PLEAS OF CUM6ERLAND COUNTY, PENNSYLVANIA
Plaintiff,
CIVIL DIVISION
NO.: 96.60580vll
EASTERN SAVINGS BANK, FSB,
v.
JOHN P. LEISEY,
CAROL A. LEISEY and
THE UNITED STATES OF AMERICA,
Defendants.
CIVIL ACTION - AMENDED COMPLAINT IN MORTGAGE FORECLOSURE
AND NOW, comes Eastern Savings Bank, FS6, by and through Its attorneys, O'Keefe, Grenen
& Blrslc, P.C., and flies this Amended Complaint In Mortgage Foreclosure as follows:
I. Plaintiff Is Eastern Savings Bank, FSB, whose principal place of business Is located at
11350McCormlck Road, executive PlaIa II, Suite 500, Hunt Valley, Maryland 21031 ("PlaintifF).
2. Defendants are, John P. LeIsey and Carol A. Leisey, adult Individuals reSiding In the
Commonwealth of Pennsylvania whose last known address Is 262 Crescent Drive, Hershey, Pennsylvania
17033 ("Defendants").
3. The United States of America Is Joined as a Defendant In accordance with the terms of
28 U.S.c. ~2410, as amended November 2, 1966, P.L. 89-719. A lien was flied on August 2,
1994, In the Prothonotary's Ornce of Cumberland CountY, Pennsylvania, by the United States of
America against Defendants at No. FTL 1994.4350 In the amount of $29,069.00.
4. On or about December 30, 1987, Defendants executed a Note In favor of Homestead
Savings Association ("Homestead"), In the principal amount of $43,800.00 ("Note"). A true and
correct copy of saId Note Is marked ExhibIt" A", attached hereto and made a part hereof.
5. On or about December 30, 1987, as securitY for payment of '.he aforesaId Note,
Defendants made, executed and delivered to Homestead, a Mortgage In the original princIpal amount
with Interest on the principal sum ($40,931.30) from September 31, 1996, at the rate of
$10.80 per diem, plus additional late charges and cosu, additional attorneys' fees and cosu and for
foreclosure and sale of the Mortgaged Premises.
WHEREFORE, Plaintiff demands Judllll1ent In mortgage foreclosure for the total amount due of
$51,209.80, with Interest on the principal sum ($40,931.30) from September 31, 1996, at the rate
of $ I 0.80 per diem, plus addltJonallate charges and cosu, additional attorneys' fees and cosu and for
foreclosure and sale of the Mortgaged Premises.
DATED:
7 /2/ /#;
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8Y:
co . Detter c , Esquire
PA .D'. #55650
Attorneys for Plaintiff
4076 Market Street, Suite 210
Camp Hili, PA 17011
(717) 975-3379
THIS IS AN ATTEMPT TO COLLECT A DEBT,
ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
3
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff,
CIVIL DIVISION
NO.: 96-6056 Civil
EASTERN SAVINGS BANK, FSB,
v,
JOHN P. LEISEY and
CAROL A, LEISEY,
Defendants.
CERTIFICATE OF SERVICE
The undersigned hereby certifies that a true and correct copy of the foregoing Motion to File
Amended Complaint Pursuant to Pa.R.C.P. 1033, was served on the following this zldtday of
1tvvwJ\ I, 1997, via First Class U. S. Mall, Postage Pre-paid:
John P. Leisey
Carol A. Leisey
263 Crescent Drive
Hershey, PA 17033
United States of America
c/o U. S. Attomey's Office
Federal Building
228 Walnut Street
Harrisburg, PA 17108
O'KEEFE, GR NE.
BY:
S ette ck, Esquire
A I.D. #55650
Attorneys for Plaintiff
4076 Market SI., Suite 210
Camp HIli, PA 17011
(717) 975-3379
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
EASTERN SAVINGS BANK, FSB,
Plaintiff,
CIVIL DIVISION
NO.: 96.6058 Ovll
v.
JOHN P. LEISEY,
CAROL A. LEISEY and
THE UNITED STATES OF AMERICA,
Defendanu.
NOTICE TO DEFEND
You have been sued In Court. If you wish to defend against the claims set forth In
the following pages, you must take action within twenty (20) days after this Complaint and Notice
are served, by entering a written appearance personally or by attomey and filing In writing with the
Court you defenses or obJections to the claims set forth against you. You are warned that If you
fall to do so, the case may proceed without you and a Judgment may be entered against you by the
Court without further notice for any money claimed In the Complaint or for any other claim or
relief requested by the P1alndff. You may lose money or property or other r1ghu Important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET
FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP:
Court Administrator
4th Floor - Cumberlilnd County Courthouse
Carlisle, Pennsylv~nla I 70 I J
Telephone: (717) 240-6200
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l"..~.~~~t1~J... :,':ITi.p.resent ,or.tut:uN laws exenpt~ any P~"'l, rea.]:'~r ~~r~, cr &")y', '':!I;~:~'
; ", ".~ ...-..~:."": ~:of.the p~ arisin; tmu any Mle of !:UCh p~", tt'?" I!tt,a~t..,,';;....,
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EXHIBIT "B"
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'961'1~~ ZB Al'110 06
ASSIGNMENT OF MORTGAGE OR BENEFICIAL INTEREST
IN DEED OF TRUST
'.
FOR VALUE RECEIVED, the undersigned assignor ("Assignor") does hereby grant,
bargain, sell, assign, transfer and convey 10 the following assignee ("Assignee"):
Eastern Savings Bank, FSB,
a federally chartered savings bank
11350 McConnlck Rd., Btdg. 2, #200, Hunt Valley, MD 21031
all of Assignor's right, tille and Interest In and to that certain Mongage or Deed of Trust, a copy
of which Is attached hereto as Exhibit "A", which encumbers the real propcny more panicularly
described therein, together with (and solely to the extent such Mongage or Deed of Trust secures)
the Indebtedness evidenced by any promissory note or evidence of indebtedness which has been
assigned and transferred to Assignee. This assignment is made without recourse to Assignor and
without representation or warranty by Assignor, express or Implied.
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Recording Data
Grantor I P'/S~
ReceptlonlDocume t
.., Jla~Vtl .
from Document Attached as
, BooklVoI./FlImlLiberlNo.: 7SS"
No.: Recorded in
Exhibit "A":
, Page No.:
CIlI1)~tm.L~D
Original
II/~ '
ounty,
I, Scott A. Dietterick, Esquire, hereby
certify that the precise address of
Assignee is Eastern Savings Bank, FSB,
11350 McCormick Road, Executive Plaza II,
HlD'lt Valley, MD 21.031,,~: Ms. Rebecca
Cotsoradis. '. '6"
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Scott A. Diet ,squire
BOOK 51n pm 641
11013311 I 017
01/11111 : 01:03:51
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PlCk'le II: 0"
FIN II: 1261
RTC Tracklnjlll: 129'ZOOIJ1101 JJI
ASSIGNOR:
The FEDERAL DEPOSIT INSURANCE CORPORATION, acting
in its capacity as Receiver for
Homestead Federal Savings Association, Middletown, Pennsylvania
which, pursuant to t2 U,S,C. Section 144ta(m) (I)
succeeded the RESOLUTION TRUST CORPORATION in its
capacity as Receiver for
Homestead Federal Savings Association, Middletown, Pennsylvania
."
STATE OF MISSOURI
COUNTY OF JACKSON
)
) ss.
)
The undersigned, a notary public in and for the above.said County and State, docs hereby
acknowledge that on the day and year set forth below, personally appeared
J. r. '0 as Attorney-in-Fact for Resolution
rust orporallOn, so e y In lIS capacity as ecelver or Homestead Federal Savings Association,
Middletown, Pennsylvania as speCified above , and being duly sworn by and personally known to
the undersigned to be the person(s) who executed the foregoing instrument on behalf of said.
principal, acknowtedged to the undersigned that she/he/they voluntarily executed the same for the
purposes therein stated as the free act and deed of said principal.
WITNESS my hand and official seal, this
~5 day of ,T__._ _ . 1996.
[SEAL]
~ f -
Jil~r~e State~f~uri
Residing At:
My Commission Expires:
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NOlary \IU\llic . NOlary Seal \
STATE O~ l,\ISSm\~'
JaCkson Counl~ 8
My commIsSion Exp\le~ ,JUly 4. \ 99 _ \
RlCordin. "quilled b)' and when n:CDNed f1INm 10:
"0133" I 087
01'10,gO : 011:.3:51
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EXHIBIT -D-
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ACT 91 NOTICE
TAKE ACTION TO SAVE
YOUR HOME FROM
FORECLOSURE
The Commonwealth of Pennsylvania's
Homeowners' Emergency Mortgage Assistance
Program
may be able to help you.
Read the attached notice to find out how the
program works.
If you need more information call the Pennsylvania
Housing Finance Agency at 1(800) 342.2397
LANOTIFICACION EN AOJUNTO ES DE SUMA IMPORTANCIA. oUES AFECTA SU DERECHO A CONTINUAR
VIVIENDO EN SU CASA, SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICACION OBTENGA UNA
TRADUCCION INMEDIATAMENTE LLAMANDD ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE
AGENCY) SIN CARGOS AL NUMERD MENCIONADO ARRIBA, PUEDES SER ELEGIBLE PARA UN
PRESTAMO POR EL PROGRAMA LLAMADD "HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM"
EL CUAL PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA.
)
ACT 91 NOTICE
IMPORTANT: NOTICE OF HOMEOWNERS'
EMERGENCY MORTGAGE ASS ISTANCE PROGIWt
PLEASE READ THIS NOTICE
YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE
WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND
HELP YOU MAKE FUTURE MORTGAGE PAYMENTS
RE Account No, 7505054114
S43.800.00 Note, dated December 30, 1987, to Eastern SavIngs
8ank, FS8. Successor In Interest to Homestead SavIngs A5SoClatlon
TO Ms Caro 1 A. LeI sey
840.C Llsburn Road
Camp HIll, PA 17011
FROM: Scott A. D1etterlck, Esquire
O'Keefe, Grenen & B1rSic. P,C,
4076 Market Street. SUlte 210
Camp H1 11, PA 17011
C7l7l 975-3379
DATE: September 11, 1996
You may be e11g1b1e for f1nancia1 assistance that will prevent foreclosure on
your mortgage if you camp 1y wi th the provi s ions of the Homeowners' Emergency
Mortgage Assistance Act of 1983 (the "Act">. You may be eligible for emergency
temporary assistance if your default has been caused by circumstances beyond your
control. you have a reasonable prospect of resuming your mortgage payments and if
you meet the elig1bi1ity requ1rements of the Act as determined by the Pennsylvania
Housing F1nance Agency. "Please read all of this Notice. It contains an
explanation of your rights".
Under the Act. you are entitled to a temporary stay of foreclosure on your
mortgage for thlrty (30) days fram the date of this Notice. During that time. you
must arrange and attend a "face-to-face" meeting with a representative of this
lender. or with a des1gnated consumer cr.ed1t counseling agency. The purpose of this
meeting is to attempt to work out a repayment plan. or to otherwise settle your
de11nquency, This meetlng must Occur in the next thirty (30) days.
If you attend a face-to-face meetlng wlth thIs lender. or wlth a consumer
credlt counsel1ng agency Identlfled In thlS Notlce, no further proceed1ng 1n
mortgage foreclosure may take place for thlrty (30) days after the date of thIs
meetlng.
The name. address and telephone number of the lender'S representat1ve 1S:
Eastern Savings 6ank. FSB
11350 McCormick Road
Execut1ve Plaza II, SU1te 500
Hunt Valley. MD 21031
ATTN: Mary Good
Telephone Number: (800) 787.2265
Tht! names ancj acjeresst!s of the des Ignatee conSumer credl t counseling agencIeS
are.
Consumer Credit CounselIng ServIce
of Western PennsylvanIa, Inc.
2000 Llnglestown Road
Harr1sburg. PA 17102
(717) 541.1757
FinanCIal ServIces Unllm1ted
117 West 3rd Street
Waynesboro, PA 17268
(717) 762.3285
Urban League of Metropolitan HarrIsburg
25 N. Front Stre~~
HarrISburg, PA lilOl
( 717) 234. 5925
YWCA of Carl lS'~
301 G Str~et
Cdrll;le, PA l~O:J
(7171 243.38l8
It 1S only necessary to schedule one face-to-face meetIng, You should advlse
the Lender 1mmec1ately of your 1ntent1ons,
"Your mortgage lS 1n serlOUS default" because you have fa11ed to pay promptly
1nstallments of prlnClpal and 1nterest. as requlred. for a perlod of at least Slxty
(60) days, The total amount of the dellnquency 15 S9.108,66. That sum lncludes the
followlng: monthly payments of S484.63 each for the months of February 1. 1995
through August 1, 1995. payments of S477.81 from September 1, 1995 through January
1. 1996. payments of S471.11 from February 1. 1996 through March 1. 1996 and
payments of S464.49 from Apr1l 1. 1996 through August 1. 1996. plus accrued late
charges ln the amount of S62,53 and lnterest at the rate of S9.95 per day.
If you have tried and are unable to resolve this problem at or after your
face-to. face meeting, you have the right to apply for financial assistance from the
Homeowners' Emergency Mortgage Assistance Fund. In order to do this. you must fill
out. slgn and flle a completed Homeowners' Emergency Assistance Application with one
of the deslgnated consumer credit counsel1ng agenc1es listed above. An appllcation
for assistance may only be obtained from a consumer credlt counsellng agency. The
consumer credlt counsellng agency will asslst you ln fllllng out your application
and will submit your completed app11catlon to the Pennsylvanla Houslng Flnance
Agency. Your appllcation must be filed or postmarked wlthln thirty (30) days of
your face-to-face meetlng.
It is extremely important that you file your application promptly. If you do
not do so, of if you do not follow the other time periods set forth in this letter.
foreclosure may proceed against your home immediately.
Ava11able funds for emergency mortgage ass15tance are very 11m1ted, They wlll
be d15bursed by the Agency under the ellg1b111ty crIterIa e5tab115hed by the Act.
It 1S extremely lmportant that you~ appl1cat1on 15 accurate and complete ln
every respect, The Pennsylvan1a Houslng F1nance Agency has Slxty (60) days to make
a decls10n after lt rece1Ves your appllcat1on, Dur1ng that addltlonal t1me. no
foreclosure proceed1ngs wl11 be pursued agalnst you 1f you have met the tlme
requ1rements set forth above, You wlll be notlf1ed d1rectly by that Agency of ltS
dec1slon on your appl1catlon,
The PennsylvanIa Hous1ng FInance Agency 15 located at 2101 North Front Street,
P,O, 60x 8029, HarrIsburg, PA 17105, Telephone No, (717) 780.3800 or 1-800-342-
2397 (toll free number). Persons w1th 1mpa'red hearIng can call 1.800.342.2397.
)
\
In additIon. you may receIve or may have already recelved another notIce from
thIs lender under Act 6 of 1974. That notIce IS called a "NotIce of IntentIon to
Foreclose", You must read both notIces sInce they both e~plaln rIghts that you now
have under PennsylvanIa law, However, 1f you choose to e~erC1Se your rIghts
descrIbed In thIs notIce. you cannot be foreclosed upon whIle you are recelvlng that
aSSIstance,
Very tru 1 y
BY:
NOTE: The Debt Collector is attempting to collect a debt and any information
obtained will be used for that purpose.
VIA FIRST CLASS HAIL. POSTAGE PREPAID
cc: Eastern Savings 6ank. FSB. AIIN: Mary Good
11'1
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ACT 91 NOTICE
)
TAKE ACTION TO SAVE
YOUR HOME FROM
FORECLOSURE
The Commonwealth of Pennsylvania's
Homeowners' Emergency Mortgage Assistance
Program
may be able to help you.
Read the attached notice to find out how the
program works.
If you need more information call the Pennsylvania
Housing Finance Agency at 1(800) 342.2397
LANOTlFICACION EN AOJUNTO ES DE SUMA IMPORTANCIA. PUES AFECTA SU oERECHO A CONTlNUAR
VIVIENDD EN SU CASA. SI NO COMPRENoE EL CONTENIDO DE ESTA NoTIFICACION OBTENGA UNA
TRADUCCION INMEolATAMENTE LLAMANDO ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE
AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDES SER ELEGIBLE PARA UN
PRESTAMO POR EL PROGRAMA LLAMADO "HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM"
EL CUAL PUEOE SALVAR SU CASA DE LA PERoloA DEL DERECHO A REDIMIR SU HI POTECA ,
ACT 91 NOTICE
IMPORTANT: NOTICE OF HOMEOWNERS'
EMERGENCY MORTGAGE ASSISTANCE PROGRAM
PLEASE READ THIS NOTICE
you HAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE
WHICH CAN SAVE YOUR HOME FROM FORECLOSURE ANO
HELP YOU MAKE FUTURE MORTGAGE PAYMENTS
RE Account No. 7505054114
143.80000 Note, dated December 30. 1987, to Eastern SavIngs
Bank, FSB, successor In Interest to Homestead SavIngs ASSOCIatIon
TO. Mr. John p, LeIsey
B40-C Llsburn Road
Camp HIll. PA 17011
FROM: Scott A, Oletterlck. EsqUIre
O'Keefe, Grenen & Blrslc. P.C.
4076 Market Street. SUIte 210
Camp HIll. PA 17011
(717) 975-3379
DATE: September 11. 1996
You may be eligible for fInancial assIstance that will prevent foreclosure on
your mortgage if you comply with the provisions of the Homeowners' Emergency
Mortgage Assistance Act of 1983 (the "Act"). You may be eligible for emergency
temporary assistance if your default has been caused by CIrcumstances beyond your
control. you have a reasonable prospect of resuming your mortgage payments and If
you meet the elIgIbilIty requIrements of the Act as determIned by the Pennsylvania
Housing Finance Agency. "Please read all of this NotIce. It contains an
explanation of your rights".
Under the Act. you are entitled to a temporary stay nf foreclosure on your
mortgage for thirty (30) days from the date of this NotIce, During that time. you
must arrange and attend a "face-to.face" meeting with a representative of this
lender. or with a designated consumer credit counseling agency. The purpose of this
meeting is to attempt to work out a repayment plan. or to otherwise settle your
delinquency. This meeting must occur in the next thIrty (30) days.
If you attend a face- to- face meeti ng WI th thl slender, or with a consumer
credit cOU'lSel1ng agency IdentIfIed 1n thIS NotIce. no further proceedIng In
mortgage foreclosure may take place for thIrty (30) days after the date of thIS
meetIng,
The name. address and telephone number of the lender's representatIve IS:
Eastern SavIngs Bank. FSB
11350 McCormIck Road
Executive Plaza II. SUIte 500
Hunt Valley. MD 21031
M1]: Mary Good
Telephone Number: (800) 787.2265
The names and addresses of the des Ignated consumer credl t counseling agenCles
are
Consumer Credlt Counseling ServIce
of Western Pennsylvanla, Inc.
2000 Llnglestown Road
HarrIsburg, PA 17102
(717) 541.1757
FInanCIal ServIces Unl1mlted
117 West 3rd Street
Waynesboro. PA 17268
(717) 762.3285
Urban League of Metropol1 tan Harrl ';blJrg
25 N Front Street
Harrl'ibur1. PA 1710l
(7171 234.5925
YWCA 0' Carl1,;le
301 G Str'!et
Carll';:,!, PA 17013
(7l71243,3818
It lS only necessary to schedule one face.to.face meetIng, You Should advlse
the Lender lmmedlately of your lntentlons,
"Your mortgage is in serlous default" because you have falled to pay promptly
lnstallments of prlnclpal and lnterest. as requlred. for a perlod of at least Slxty
(60l days. The total amount of the delInquency lS $9.108.66, That sum lncludes the
followlng: monthly payments of $484,63 each for the months of February 1. 1995
through August 1. 1995. payments of $477.81 from September 1. 1995 through January
1. 1996. payments of $471.11 from February 1. 1996 through March 1. 1996 and
payments of $464.49 from Aprl1 1. 1996 through August 1. 1996, plus accrued late
charges ln the amount of $62,53 and lnterest at the rate of $9.95 per day.
If you havp. tried and are unable to resolve this prOblem at or after your
face.to.face meeting. you have the right to apply for financlal assistance from the
Homeowners' Emergency Mortgage Assistance Fund. In order to do this. you must fl11
out. Sign and file a completed Homeowners' Emergency Asslstance Appllcation with one
of the designated consumer credit counseling agencles 11sted above. An application
for asslstance may only be obtalned from a consumer credit counse11ng agency. The
consumer credlt counsellng agency will assist you in fl111ng out your application
and wlll submlt your completed applicatlon to the Pennsylvania Housing Finance
Agency. Your applicatlon must be flIed or postmarked withln thirty (30) days of
your face-to-face meetlng.
It is extremely important that you file your application promptly. If you do
not do so. of if you do not follow the other time periods set forth in this letter.
foreclosure may proceed against your home immediately.
Aval1able funds for emergency mortgage asslstance are very l1m1ted, They wl11
be dlsbursed by the Agency under the ellg1bl11ty crlterla establ1shed by the Act,
It lS extremely lmportant that your appllcatlon 1S accurate and complete ln
every respect, The Pennsylvanla Hous1ng F1nance Agency has sIxty (60) days to make
a declslon after 1t recewes your appllcatlon. DUrlng that add1tlonal tlme. no
foreclosure proceedlngs wl11 be pursued against you 1 f you have met the tlme
requlrements set forth above, You wl11 be notifled dlrectly by that Agency of ltS
decls10n on your appl1r.atlon,
The Pennsylvanla HOUSIng Flnance Agency lS located at 2101 North Front Street.
P,O, 80x 8029, Harrlsburg. PA 17105, Telephone No, (717) 780-3800 or 1.800-342-
2397 (toll free number), Persons wlth lmpal red hearing Cdn call 1-600.342.2397,
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ACT 91 NOTICE
TAKE ACTION TO SAVE
YOUR HOME FROM
FORECLOSURE
The Co~nonwealth of Pennsylvania's
Homeowners' Emergency Mortgage Assistance
Program
may be able to helR you.
Read the attached notice to find out how the
program works.
If you need more information call the Pennsylvania
Housing Finance Agency at 1(800) 342.2397
LANOTlFlCACION EN ADJUNTO ES DE SUMA IMPORTANCIA. PUES AFECTA SU DERECHO A CONTlNUAR
VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIOO DE ESTA NOTlFICACION OBTENGA UNA
TRADUCCION INMEDIATAMENTE LLAMANDO ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE
AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDES SER ELEGIBLE PARA UN
PRESTAMO POR EL PROGRAMA LLAMADO "HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM"
EL CUAL PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA.
ACT 91 NOTICE
IMPORTANT: NOTICE OF HOMEOWNERS'
EMERGENCY MORTGAGE ASSISTANCE PROGRAM
PLEASE READ THIS NOTICE
YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE
WHICH CAN SAVE YOUR HOME FROM FORECLOSURE ANO
HELP YOU MAKE FUTURE MORTGAGE PAYMENTS
RE' Account No. 7505054114
S~3.800 00 Note, dated D~cember 30, 19B7. to E-l"ern SavIngs
Bank, FSB, successor In Interest to Homestead S-l'l1ng:; AssocIatIon
TO: Ms Carol A LeIsey
283 Crescent Orlve
Hershey. PA 17033
FROM: Scott A. Dletterlck. ESQUire
O'Keefe. Grenen & Blrslc. P.C.
4076 Market Street. SUIte 210
Camp HIll. PA 17011
(717) 975-3379
DATE: September 11. 1996
You may be elIgIble for finanCIal assistance that will prevent foreclosure on
your mortgage if you comply with the provi sions of the Homeowners' Emergency
Mortgage ASSIstance Act of 19B3 (the "Act"). You may be eligible for emergency
temporary assistance if your default has been caused by circumstances beyond your
control. you have a reasonable prospect of resuming your mortgage payments and if
you meet the eligIbility reQuIrements of the Act as determined by the Pennsylvania
HOUSing Finance Agency. "Please read all of thIS NotIce. It contains an
explanatIon of your rIghts".
Under the Act. you are entItled to a temporary stay of foreclosure on your
mortgage for thirty (30) days from the date of this Notice. During that time. you
must arrange and attend a "face-to-face" meeting with a representative of this
lender. or with a des i gnated consumer credi t counse Ii ng agency. The purpose of thi s
meeting is to attempt to work out a repayment plan. or to otherwise settle your
delinQuency. ThIs meeting must occur in the next thirty (30) days.
If you attend a face-to-face meetIng wIth thIS lender. or wIth a consumer
credit counselIng agency IdentIfIed In this NotIce. no further proceedIng In
mortgage foreclosure may take place for thIrty (30) days after the date of thIS
meetIng.
The name, address and telephone number of the lender'S representatIve IS:
Eastern SavIngs Bank. FSB
11350 McCormIck Road
ExecutIve Plaza II. SUIte 500
Hunt Valley. MD 21031
ATTN: Mary Good
Telephone Number: (BOO> 787-2265
..
TM names and addresses of the designated consumer credit counseling agencles
are
Consumer Cr~dlt Counsellng Serv1ce
of Western Pennsylvanla, (nc.
2000 Llnglestown Road
HarrISburg, PA 17102
(717) 541-1757
FInanCIal ServIces Unllml ted
117 West 3rd Street
Waynesboro, PA 17266
(7( 7) 762 - 3285
Urban L~jgl.~ ~ f M~tropo II tJn HJrrt Sbur'J
25 N Fr~nt Str~~t
Hdrrl~t,.'1, PA 17101
il(7) 234.5925
YWCA Qf r.arllsl~
301 G Str~~t
Cd'l),l~ PA liOD
(7[7) 243,3818
It 1S only necessary to schedule one face-to-face meetIng, You should advlse
the Lender lmmedlately of your lntentlons.
"Your mortgage 1 s in sertous default" because you have fa 11 ed to pay promptly
lnstallments of pr1nClpal and lnterest) as requlred. for a perlod of at least Slxty
(60) days, The total amount of the dellnquency lS $9.108,66. That sum lncludes the
follOWing: monthly payments of $484,63 each for the months of February 1. 1995
through August 1. 1995. payments of $477.81 from September 1. 1995 through January
1. 1996. payments of $471.11 from February 1. 1996 through March 1. 1996 and
payments of $464,49 from Aprll 1, 1996 through August 1. 1996. plus accrued late
charges ln the amount of $62.53 and lnterest at the rate of $9.95 per day.
If you have tried and are unable to resolve thlS problem at or after your
face-to-face meeting. you have the right to apply for flnanclal assistance from the
Homeowners' Emergency Mortgage Assistance Fund. In order to do thiS. you must fill
out. sign and f11 e a completed Homeowners' Emergency Ass i stance App 11 cat i on wi th one
of the deslgnated consumer credlt counseling agenCles llsted above. An application
for assistance may only be obtalned from a consumer credlt counselIng agency. The
consumer credlt counsellng agency wl1l assist you in fl1l1ng out your application
and wlll submit your completed appllcatlon to the Pennsylvania Housing Finance
Agency. Your applicatlon must be fIled or postmarked wlthln thirty (30) days of
your face-to-face meeting.
It is extremely important that you file your application promptly. If you do
not do so, of if you do not follow the other time periods set forth in this letter.
foreclosure may proceed against your home immediately.
Ava'lab1e funds for emergency mortgage asslstance are very llm1ted. They w1ll
be d1sbursed Oy tne Agency under the ellg1b1l1ty cr1ter1a estaOl 1shed by the Act.
(t 1S e.tremely lmportant that your appllcatlon lS accurate and complete ln
every respect The Pennsylvan1a Houslng FInance Agency has S1,ty (60) days to make
a decls10n after 1t receIVes your appllcatlon, Durlng tMt addltlonal tlme. no
foreclosure proceedlngs wlll be pursued agalnst you lf you have met the tlme
reqUIrements set forth above. You wlll be notlfled dlrectly by that Agency of Its
declslon on your appl1catlon,
The Pennsylvanla HOUS1ng FInance Agency lS located at 2101 North Front Street,
P,O, 80.8029, HarrIsburg, PA 17105, Telephone No, (7(7) 780.3800 or 1.800.342.
2397 (toll free number). Persons w1th lmpalred hearIng can call 1.600.342.2397.
)
In addItIon. you may receIve or may have already receIved another notIce from
thIS lender under Act 6 of 1974, That not1ce 1s called a .Notlce of Intent10n to
For~lose.. You must read both not1ces s1nce they both explaIn rIghts that you now
have under Pennsyl vanl a law, However. 1 f you choose to exerc1 se your rtghts
descrIbed In thIS notIce. you cannot be foreclosea upon whIle you are rf!l:elv1ng that
assIstance,
Very truly yours,
BY:
NOTE: The Debt Collector 1s attempting to collect a debt and any information
obtained will be used for that purpose.
VIA FIRST CLASS HAIL. POSTAGE PREPAID
cc: Eastern Savings Bank. FS6. AI!H: Mary Good
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ACT 91 NOT! CE
IMPORTANT: NOTICE OF HOMEOWNERS'
EMERGENCY MORTGAGE ASSISTANCE PROGRAM
PLEASE READ THIS NOTICE
YOU MAY BE ELIGI6LE FOR FINANCIAL ASSISTANCE
WHICH CAN SAVE YOUR HOME FROM FORECLOSURE ANO
HELP YOU MAKE FUTURE MORTGAGE PAYMENTS
RE: Account No. 7505054114
'43.BOO,OO Note. dated December 30, 19B7, to Eastern Sav1ngs
Bank, FSO, successor 1n 1nterest to Homestead Sav1ngs ASSOc1at1on
TO: Mr, John p, LeIsey
2B3 Crescent DrIve
Hershey. PA 17033
FROM: Scott A. Dletterlck. Esquire
O'Keefe. Grenen & Birsic. P.C,
4076 Market Street. Suite 210
Camp HIll. PA 17011
(717) 975.3379
DATE: September 11. 1996
You may be eligible for fInancial assistance that will prevent foreclosure on
your mortgage if you comply with the provi sions of the Homeowners' Emergency
Mortgage Assistance Act of 1963 (the .Act"). You may be eliglble for emergency
temporary assistance if your default has been caused by circumstances beyond your
control, you have a reasonable prospect of resumlng your mortgage payments and if
you meet the eligibility requIrements of the Act as determined by the Pennsylvania
Housing Finance Agency. "Please read all of thIS Notice. It contains an
explanation of your rights".
Under the Act, you are entitled to a temporary stay of foreclosure on your
mortgage for thirty (30) days from the date of this Notice. During that tlme. you
must arrange and attend a "face.to.face" meeting with a representative of this
lender. or with a designated consumer credit counseling agency. The purpose of this
meeting is to attempt to work out a repayment plan. or to otherwise settle your
delinquency. This meeting must occur in the next thIrty (30) days,
If you attend a face-to-face meetIng wIth thIS lender, or wIth a consumer
credIt counselIng agency ldentlfled In thIS Not1ce, no further proceedIng In
mortgage foreclosure may take place for thIrty (30) days after the date of th1S
meetIng,
The name. address arid telephone number of the lender's representat1Ve 1S:
Eastern SavIngs Bank, FSB
11350 McCormICk Road
ExecutIve Plaza II. SUIte 500
Hunt Valley. MD 21031
ATTN: Mary Good
Telephone Number: (800) 787-2265
The names and ddOr~sses of the deslgnateO consumer creOlt counselIng agenCles
are.
Consumer CreOlt CounselIng Servlce
of Western Pennsylvania, Inc,
2000 Llnglestown Road
Harrlsburg. PA 17102
(717) 541.1757
Urban League of MetropolItan HarrIsburg
25 N, Front Street
HarrISburg, PA 17101
(717) 234,5925
Flnanclal Servlces Unllmlted
117 West 3rd Street
Waynesboro, PA 17268
(717) 762.3285
YWCA of Carl Isle
301 G Str~,=t
Carlisle, PA 17013
(717) 243,3818
It lS only necessary to schedule one face,to.fdce meetIng, You should aOvlse
the Lender lmmedlately of your lntentlons,
"Your mortgage is ln serlOUS default" because you have fal1ed to pay promptly
lnstallments of prlnclpal and lnterest. as requlred. for a perlod of at least sixty
(60) days, The tota I amount of the de 11 nquency 1 s $9.108.66, Tha t sum 1 nc I udes the
following: monthly payments of $484.63 each for the months of February 1. 1995
through August 1. 1995. payments of $477.Bl from September 1. 1995 through January
1. 1996. payments of $471.11 from February 1, 1996 through March 1. 1996 and
payments of $464.49 from Aprll 1. 1996 through August 1. 1996. plus accrued late
charges ln the amount of $62.53 and interest at the rate of $9.95 per day.
If you have tried and are unable to resolve this problem at or after your
face-to-face meeting. you have the right to apply for f1nanclal assistance from the
Homeowners' Emergency Mortgage Assistance Fund, In order to do this. you must fill
out. slgn and file a completed Homeowners' Emergency Assistance Appl lcatlon with one
of the deSIgnated consumer credit counseling agenCles 11sted above. An appllcatlon
for asslstance may only be obtalned from a consumer credIt counsellng agency. The
consumer credlt counsellng agency wll1 assist you in fllllng out your appllcation
and will submlt your completed application to the Pennsylvania Hous1ng Finance
Agency. Your appllcatlon must be filed or postmarked withln thirty (30) days of
your face.to-face meeting.
It is extremely important that you file your application promptly. If you do
not do so. of if you do not follow the other time periods set forth in this letter.
foreclosure may proceed against your home immediately.
Ava 11 abl e funds for emergency mortgage ass 1 stance are very 1 lmited, They w111
be dlsbursed by the Agency under the ellglbl11ty cr1terla establIshed by the Act,
It lS extremely lmportant that your applIcatIon IS accurate and complete ln
every respect. The PennsylvanIa Houslng Flnance Agency has sIxty (60) days to make
a declslon after lt recelYes your appllcatlon. DUrlng that additlonal tlme. no
foreclosure proceedlngs wl11 be pursued against you 1 f you have met the tlme
requlrements set forth above, You wll1 be notlfled dlrectly by that Agency of ltS
declslon on your appllcatlon,
The Pennsylvanla HOUSlng Flnance Agency lS located at 2101 Uorth Front Street,
P.O, Box 8029. HarrlSburg. PA 1710S, Telephone No. (717) 780.3800 or 1.800.342.
2397 (toll free number), Persons wlth lmpalred hearIng can call 1-800-342.2397,
I !,ljJ
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O'KeEF1!, ORENEN & BIRSI'-, .J.C.
,j~f,IIJlt However, ,f legal proceedings are started. In order to cur~ the default
you wIll have to pay the reasonable attorneys' fees. actually Incurred. even 1 f they
dre over S50.00. and you may also be requlred to pay the Lender's reasonable costs,
~f v~~ cure t~e default wlthln the thlrtv.dav oerlod YOU wlll not be reoulred to
OdY attorneys fees.
If you have not cured the default withIn the thlrty.day period and foreclosure
proceedIngs have begun. 111 h v h rl h r h f IJI t dn r v n h
I~ n 1m n h r r h h rl' r rp p You mav do
1 n h am un v rum n IJ a t.. or h r h r f?
h n w~ h rp ona ~ a rn~ 'p nor' c~nn"c W1 h h
for~c osure sa ~, and oer ormlng any other requlr~ments und~r tne mort~age t IS
estImated that the earlIest date that Such a Sher1ff's sale ,Quid be held would be
approxImately , A notIce of the date of the SherI ff's
sale wIll be sent to you before the sale. Of course. the amount needed to cure the
default wlll 1ncrease the longer you walt, You may fInd out at any tIme exactly
what the requIred payment wlll be by call1ng the Lender at the fOllowln~ number:
Marv Good. Ext, 1 (8001 787.2265, ThlS payment must be ln cash. cashler scheck.
cert171ed clieck or money order and must be made payable to the Lender at the
Lender's address stated above,
You should real1Ze that a Sherlff's sale wl11 end your ownershlp of the
mortgaged property and your rlght to remaln ln lt, If you contInue to llve ln the
property after the Sherlff's sale. a lawsult could be started to eVlct you,
You have addltlonal rlghts to help protect your lnterest ln the property. YOU
HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT.
OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION. TO PAY OFF THIS DEBT. CONTACT
THE LENDER TO OETERMINE WHETHER OR NOT A BUYER OR TRANSFEREE MAY BE ALLOWED TO
ASSUME THE MORTGAGE DEBT. YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY
THIRD PARTY ACTING ON YOUR BEHALF. YOU MAY ALSO HAVE ADDITIONAL RIGHTS UNDER THE
HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM,
SAD: lmg
NOTE: The Oebt Collector is attempting to collect a debt and any information
obtained will be used for that purpose.
cc: Eastern Sav1ngs Bank, FSB, ATTN: Mary Good
/
I
r ) (
'v ..I!En. ORENEN & BIRSIC, P.C.
AM'OItHlVI.' l"AW
06016 """.IUIT S I'1Um
Su,", 110
C,,1t41' HILL, ""'N.Y1.YAHIA 17011
17171915.))79
F'lX 17171915.1446
September 11, 1996
~~ MA~L . RETURN REC~IPT RE~UE1T~
AN 55 1.5. HAIL. P05 AGE PR PA 0
Mr, John P L~':~y
283 Cr~scent DrIve
HerShey. PA 17033
RE: NOTICE OF INTENTION TO FORECLOSE MORTGAGE
Eastern SavIngs Bank. FSB. successor
1n 1nterest to Homestead Sav1ngs AssocIatIon
Account No.: 7505054114
$43,800,00 Note. dated December 30. 1987
John p, Lelsey and Carol A, Le1sey
Dear Mr. LeIsey:
r
r A u
amount requ1red
If you do not cure the default wIth THIRTY (30) DAYS, :he Lender lntends to
, r 1 e 1t rl ht t ac lera h mort a m n suO:ect to any add1tlonal
rlghts you may have under the Homeowners' mergency Mortga;e Asslstance Program,
Th1S means that whatever 1S oWIng on the orlglnal amount borrowed wIll be cons1dered
due lmmed1ately and you may lose the chance to payoff the orlg1nal mort9age in
monthly Installments. If full payment of the amount In default 1S not made w1thln
THIRTY (30) OAYS. then. Subject to any addlt10nal r1ghts you may have under the
Homeowners' Emergency Mortgage Assistance Program. h n r m 1 in r 1
rn ar 1 W 1 0 f r I r m r r r, h r
I r r mor r r W1 h h rl h
mortaaoe debt. You W1 have the rIght to assert In any orec osure proceedIng the
non.exlstence of a default or any other defense that you may have to acceleratIon
or foreclosure, If the Lender ~efers your case to 1ts attorneys. but you cure the
default before they begin le\lal proceedIngs. you w111 stIll have to pay the
reasonable attorneys' fees. actually 1ncurred. up to $50,00. In order to cure the
r
I O'KIlIlFE, GRIlNIlN &. BIRt..., J.e.
(
default, However, If legal proceedIngs are started. In order to cure the default
you wIll have to pay the reasonable attorneys' fees. actually lncurred. even I f they
are over S50.00, and you may also be reQulred to pay the Lender's reasonable costs.
f r h f 1 wi hI n h hI r - rl WIll n r I r
oav attornevs ----rees.
If you have not cured the default wlthln the thlrty.day perIod and foreclosure
proceedlngs have begun. 111 h v h rl h r h fa I n r v h
I n 1m I n h r r h rl r r a V m
1 n h a am un v rdu a m n u an a I' or 0 h r h r
h n u w h r ona att rn s' f e and r onne d Wl h h
forec osure sa e, and per ormlng any other reQulrements under the mortgage, It IS
estImated that the earllest date that such a Sherlff's sale :ould be held would be
approxlmately March 1997, A notlce of the date of the Sherlff's sale wl11 be sent
to you before the sale. Of course. the amount needed to c~re the default wll1
lncrease the longer you walt. You may flnd out at any tIme exactly what the
requIred payment wl11 be by call1ng the Lender at the follOWIng number: Marv Good.
Ext, 1 (800l 787-2265, ThIS payment must be In cash. cashler's check. cert1fled
check or money order and must be made payable to the Lender at the Lender's address
stated above.
You should reallze that a Sherlff's sale WIll end your ownership of the
mortgaged property and your right to remain 1n 1t. If you cont1nue to 11Ve 1n the
property after the Sher1ff's sale. a laWSUIt could be started to eVlct you.
You have additIonal rights to help protect your interest 1n the property. YOU
HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT.
OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION. TO PAY OFF THIS DEBT. CONTACT
THE LENDER TO DETERMINE WHETHER OR NOT A BUYER OR TRANSFEREE MAY BE ALLOWED TO
ASSUME THE MORTGAGE DEBT. YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY
THIRD PARTY ACTING ON YOUR BEHALF. YOU MAY ALSO HAVE ADDITIONAL RIGHTS UNDER THE
HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM,
f
m n hI In m n s I no fa ha rr However. you are not entlt ed
to thIS rIght to cure your de au t more than three tImes
SAD: lmg
NOTE: The Oebt Collector is attempting to collect a debt and any information
obtained will be used for that purpose.
cc: Eastern SavIngs Bank. FSB. ATTN: Mary Good
IPI
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No In.ur.nee Covlr.". Provided
~ Do not u.. for Intern.tionll Mlil
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U "I!I!FI!, GRI!NI!N &. BIRSIC, P.C.
ArTOI''''VI AT \"lW
olO7" MAn,U'r Snwrr
Sum 21Q
CAMP HILL. ""'wlV1.YAHIA "0 I'
17171971,1179
F"X \1171971.1446
September It. 1996
~tE~~ ~6L . RE~RN RE~~IPT RE~~~5TED
AND 5 .5. MA ,PO AGE PR PAID
MS CarQI A L~l'~1
8~0.C LIsburn Roaa
Camp Hill, PA \lOll
RE: NOTICE OF INTENTION TO FORECLOSE MORTGAGE
Eastern 5avlngs Bank. FSB. successor
In Interest to Homestead Savlngs Assoclatlon
Account No,: 7505054114
$43,800,00 Note. dated December 30. 1987
John P. Lelsey and Carol A. LeIsey
Dear Ms, LeI sey:
r
If you jo net cure the default wlth THIRTY (30) DAYS, the Lender lntends to
e~erClse ltS rlQht to accelerate the mortQaQe oavments, subject to any addltlonal
rIghts you may have under the Homeowners' Emergency Mortgage ASSIstance Program.
ThIS means that whatever IS OWlng on the orIgInal amount borrowed will be conslaered
due lmmedlately and you may lose the chance to payoff the or1g1nal mortgage 1n
monthly Installments, If full payment of the amount 1n default is not made w1thln
THIRTY (30) DAYS, then. subject to any addlt10nal rIghts you may have under the
Hom~owners' Emergency Mortgage Asslstance Program. h n r I ln r 1
rn ar I w 1 f r I r 01 r r r h 01 r
r r 01 r r' Wl 0 h h rl h
mortQaQe debt You Wl have the rlght to assert In any orec osure proceedIng t e
non.exlstence of a default or any other defense that you may have to acceleratIon
or foreclosure, If the Lender refers your case to ItS attorneys. but you cure the
defaul t before they beg1n legal proceedlngs. you wl11 stIll have to pay the
reasonable attorneyS' fees. actually lncurred, up to $50,00, ,n order to cure the
, )
O'KEEFE. ORENEN &. BIRSI,-, . .c.
default However, If le~al proceedIngs are started. In order to cure the default
you wIll have to pay the reasonab 1 e attorneys' fees, actua Ily Incurred, even 1 f they
are over 150,00. and you may also be reqUIred to pay the Lender's reasonable costs.
rf vou cure the default wIthIn the thlrtv.day oerlod, vou WIll not be reQUIred to
DdY dttorneY~' rees,
If you have not cured the default withIn the thlrty.day perIod and foreclosure
proceed I ngs have begun. 111 h v h rl h r h ,.f I n r n h
1 1 I n h r r h h rl r I r You may do
1 n ham un ov,.r u m nun' a or 0 h r har
h n wI' h r" ana t rn' n rrq nnf' I'd wI h h
orec OSIJrp. Sd ~. and per armIng any other requIrements under the mortgage, [t IS
estImated that the earlIest date that SUCh a Sheriff's sale ~olJl":J De held would be
approxImately , A notIce of the date of the SherIff's
sale WIll be sent to you before the sale. Of course, the amount needed to cure the
default wIll Increase the longer you walt. You may fInd out at any tIme exactly
what the reqUIred payment WIll be by callIng the Lender at the followlnq number:
Mary Good, Ext, 1 (8001 787.2265, ThIS payment must be In cash. cashIer scheck,
certIfIed check or money order and must be made payable to the Lender at the
Lender's address stated above.
You should realIze that a Sherlff's sale will end your ownerShIp of the
mortgaged property and your rIght to remaIn In It, If you contInue to lIve In the
property after the Sherlff's sale. a laWSUIt could be started to eVIct you.
You have addItIonal rlg~ts to help protect your interest In the property. YOU
HAVE THE RIGHT TO SELL THE PROPERTY TO 08TAIN MONEY TO PAY OFF THE MORTGAGE DEBT,
OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION. TO PAY OFF THIS DEBT. CONTACT
THE LENDER TO DETERMINE WHETHER OR NOT A BUYER OR TRANSFEREE MAY BE ALLOWEO TO
ASSUME THE MORTGAGE DEBT. YOU HAVE THE RIGHT TO HAVE THIS OEFAULT CURED BY ANY
THIRD PARTY ACTING ON YOUR BEHALF. YOU MAY ALSO HAVE ADDITIONAL RIGHTS UNDER THE
HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM.
SAD: lmg
NOTE: The Oebt Collector is attempting to collect a debt and any information
obtained will be used for that purpose.
cc: Eastern SaVIngs 8ank. FSB, ATTN: Mary Good
ell '"
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U' ..tEF1!, GRENEN &. BIRSIC, P.C.
ATTOR",,,, A' LAW
<4016 M"_lWr S I"alm
SU"" J 10
C"'M..HIU.. P'lHHIVLVAHl411011
17171 971.1179
MX 17171971.)446
September II. 1996
~la ~'RT~Feri ~~~ . R~TURN REC,I~f ~E~UEfTED
AN RS - S S, MAIL. POSTAGE PR PA D
Mr John P L~lS~j
840,C Llsburn Roa~
Camp HIll. PA 170: 1
RE: NOTICE OF INTENTION TO FORECLOSE MORTGAGE
Eastern Sav1n9S 8ank. rSB. successor
1n 1nterest to Homestead Sav1ngs Assoc1at10n
Account No,: 7505054114
S43.800.00 Note. dated December 30. 1987
John p, Le1sey and Carol A, Le1sey
Dear Mr. Le1sey:
The MORTGAGE held by a r 1
R I 1 Tr or r 1 n
r 1n in r H
on your property ocated at 4 - i
SERIOUS DEFAULT ~ ' ou hav n
h n h f F r r hr S
r thr h n ar a m n S4 r m ruar
~ h M r h n a m n f S4 4 fr m A ri hr h
~, P us accrued ate charges 1n the amount 0 S . , The tot a amount
to cure this default as of the date of this letter is S9,108.66.
If you do net cure the default wlth THIRTY (30) DAYS, the Lender lnten~
exerC1se ltS r1Qht to accelerate the mortQaQe oavments, subject to any addlt10nar
rIghts you may have under the Homeowners' Emergency Mortgage Ass1stance Program.
Th1S means that whatever 1S oW1ng on the orlg1nal amount borrowed w111 be consldered
due lmmedlately and you may lose the chance to payoff the orig1nal mortgage ln
monthly 1nstallments, If full payment of the amount in default 1S not made w1thin
THIRTY (30) OAYS, then. subject to any add1tional r1ghts you may have under the
Homeowners' Emergency Mortgage Ass1stance Program. h n r m I in r 1
att~rnevl to start a 1 w Ul f r lor mor r r h m r
1 r r r r r Wl h h rl
mort~aQe debt, You W1 have the r1ght to assert 1n any orec osure procee lng t e
non-exlstence of a default or any other defense that you may have to acceleratlon
Qr foreclosure. If the Lender refers your case to 1tS attorneys. but you cure the
default before they beg1n legal proceedIngs. you wl11 st1ll have to pay the
reasonable attorneys' fees, actually 1ncurred. up to S50.00. 1n order to cure the
.
\
O'KEEF1!, GRENEN &4 BIRSIC. P.C.
'Jefault. However. I f legal proceedIngs are started. In order to cure the default
you wl 11 have to pay the reasonable attor'leys' fees. actually Incurred. even I f they
are oyer S50.00. and you may also be required to pay the Lender's reasonable costs.
If vou cure the default WIthIn the thIrty-day Derlod. yOU wl11 not be requIred to
cav attorneys' fees.
If you have not cured the default WIthIn the thlrty.day perIOd and foreclosure
proceedlngs have begun. III h h rl h r h fIn r v n h
1 n 1m n h r r h h rl r 0 r You may do
s', by Daylna the tota amount 0 overdue Davments D us any ate or other charqes
h n w 11 a h r nabT a rn . 7 and sts conn ed Wl h h
orec osure sa e. and performlng any other requIrement, under the mortgage. t IS
estImated that the earllest date that such a Sherlff's sale could be held would be
approxImately . A notIce of the date of the Sherlff's
sale WIll be sent to you before the sale. Of course. the amount needed to cure the
default WIll lncrease the longer you walt. You may flnd out at any tIme exactly
what the requlred pa ment wl11 be by callIng the Lender at the follOWIng number:
r x 7 7- ThlS payment must be ln cash. cashler's check.
certl led check or money order and must be made payable to the Lender at the
Lender's address stated above.
You should real 1 ze that a Sherl ff' s sa Ie wl11 end your ownership of the
mortgaged property and your rlght to remaln ln It. If you contInue to 11ve In the
property after the Sherlff's sale. a lawsult could be started to ~V1Ct you.
You have addltional rights to help protect your lnterest 1n the property. YOU
HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT.
OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION. TO PAY OFF THIS DEBT. CONTACT
THE LENDER TO DETERMINE WHETHER OR NOT A BUYER OR TRANSFEREE MAY BE ALLOWED TO
ASSUME THE MORTGAGE DEBT. YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY
THIRD PARTY ACTING ON YOUR BEHALF. YOU MAY ALSO HAVE ADDITIONAL RIGHTS UNDER THE
HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM.
If you ,ure the defaul t. vo~ wi 11 have the rlqht to Day off the loan in
monthly Instal ments as If no defau t had occurred. However. you are not entltled
to thlS rlght to cure your default more than three tlmes ln any calendar year.
SAD: lmg
NOTE: The Debt Collector is attempting to collect a debt and any information
obtained will be used for that purpose.
cc: Eastern Savlngs Bank. FSB. ATTN: Mary Good
@)
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tn l<:tw, say:], that h.~' Illadl~) .:1 rjll1,l.~,'i'rll_ ':71' 11"(:h Jnd IT.'11,Jlry t,,jl tt,.: '.Jlt.tllrl
pam.?d d€'1t1nuant, 1.(1 wit.: _WLlUJ!_~;_JAlki_~I'F iHn':f-:il-,\ .r!E___..~,
dr:'putJ ::erJ ttlC:> 3h(.'riJ1 c,f
U/\!)LtUIL~(0.LtlJY--._---~- 1-1',11 fl t ','.
enn;;;yJ'.'.:lr,I ~-,.
t.o servo t.he wlttlln
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Un
Apr' 1
1.1UI. J'I'I
tlllL_ ,'11lC': .~~;~.; lli ri-"I:-~:lF,t. !)1
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Office of the Sheriff
William To Tully
ScUeller
Ralph G, M('Alhsler
l;hler [ltlJ1ulV
Mary Jane Snyder
R..I ~'"l. Dopuly
""Ichael VI Rinehart
Ai'USltlr,ll:lllul Dopuly
lJuuphln Cuunly
HKUtSOurU. F'onnt.vllJtlr'lio 17101
(717H66.2580
J. R. Lotwick.
Sheriff
COMMONWEALTH OF PBNNSYLVANIA
COUNTY OF DAUPHIN
SHBRIFF'S RETURN
No. 0665-T - - -97
OTHER CCUIl'rY NO. 96-6058
AND NOW. April 9, 1997
at 10100AM aerved the wi thin
AMENDED COMPL IN MORTG FORE '5TIPULATIO upon
UNITBD STATBS OF AMERICA by peraon!llly handing to
SARA BOULTON - LEGAL SECRETARY 1 true attested copy( iea) of
the original AMENDED CO~IPL III ~ORTG FORE' STIPULATIO and making known to
him/her 'the contents thereof at U.S. ATTY'S OFFICE
FEDBRAL SLOG., 228 WALNUT ST.
HARRISBURG, PA 00000-0000
Sworn and subscribed to
~r,~;re me t,h,lS 9T,.H day. '\'. APRIL,
'L"[)hjj,U (,I I;.) 1 .
/-' ,', /""a \
PROTHONOTA~Y ".". iI, . ,
1997
he if~~~5ounty. Pa,
BY
OEPU'IY SHER F
Sheriff's Costa I
$25.50 PO 04/08/97
RCPT tlO 093051
DB/RH
.
.In The Court of Common Pleas ofCumberlllnd County, Pennsylvania
Eastern Savings Bank, FSB
VS.
The United States of America
No. 96-6056 Civil Term
19_
Now. Apr.
Dauphin
7. 1997 19_,1 SHERIFF OF CUMBERLAND COUNTY, PA do hereby depullze tbe sberlffof
County 10 neculelhls Wrlr,lhls de pula lion belnll made allhe requesl and risk oflhe Plalnllff.
r~~~
Sheriff of Cumberland County, Po.
Affidavit of Service
Now.
wlrhln
upon
at
by hondlnlllo
attesled copy oflhe original
Ihe conlenls Ihereof.
19
o'clock
M, served Ihe
,at
a true and
and made known to
So answers,
Sheriff of
County, Po.
COSTS
Sworn ond subscribed berore
me Ihls doyor
19_
SERVICE
MILEAGE
AHIDA VIT
5
s
.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY. PENNSYL VANIA
EASTERN SAVINGS BANK. FSB.
Plaintiff.
CIVIL DIVISION
'\\., - L..051
NO,: 00-24j3-Civil
vs.
ISSUE NO.:
JOHN P. LEISEY. CAROL A. LEISEY
and THE UNITED STATES OF AMERICA.
TYPE OF PLEADING:
Defendants,
Pa.R.C.P. RULE JI29.2(C)
SECOND AMENDED AFFIDAVIT OF
SERVICF. OF DEFENDANTS/OWNERS
AND OTHER PARTIES OF INTEREST
CODE:
FILED ON BEHALF OF:
Eastern Savings Bank. FSB
Plaintiff
COUNSEL OF RECORD FOR THIS
PARTY:
Scott A. Diellerick. Esquire
Pa. 1.0. #55650
JAMES. SMITH. DURKIN &
CONNELLY LLP
P.O. Box 650
Hershey. P A 17033
(717) 533-3280
A true and correct copy of said NOlice and Return Receipt is marked Exhibit "B", allached hereto
and made a part hereo f.
4. On or about July 10,2000, Plaintirrs counsel served 011 other parties in interest
with Plaintirrs Notice ofSherirrs Sole according to Plaintirrs Affidayit Pursuant to Rule
3129.1, yia First Closs U.S. Moil, Postage Pre-Paid, with a Certificate of Mailing. True and
correct copies of said Notices and Certificates of Mailing ore marked Exhibit "C", allached
hereto and mode 0 part hereo r.
S. On or about August 30, 2000, Plaintirrs counsel served additional parties in
interest with Plaintirrs Notice of Sheriffs Sale according to Plaint(rrs Affidayit Pursuant to
Rule 3129.1, yia First Class U.S, Mail, Postage Pre-Paid, with 0 Certificate of Moiling. True
and correct copies of said Notices and Certificates of Mailing are marked Exhibit "0", allached
hereto and made 0 part hereo f.
6. On or about September I, 2000, Plaintirrs counsel served additional parties in
interest with Plaintirrs Notice ofSherirrs Sole according to Plaintirrs Affidayit Pursuant to
Rule 3129.1, yia First Closs U.S. Mail, Postage Pre-Paid, with a Certificate of Mailing. True
and correcl copies of said Notices and Certificates of Mailing are marked Exhibil "E", allached
hereto and made 0 part hereo f,
IN THE COURT OF COMMO!>; PLEAS OF
CUMBERLAND COUNn', PENNSYL VANIA
EASTERN SAVINGS BANK, FSB,
CIVIL DIVISION
NO,: 1998-05316
Plaintiff,
vs.
, .
JOHN P. LEISEY, CAROL P. LEISEY and
THE UNITED STATES OF A.\>!ERICA,
Defendants.
.
.'
NOTICE OF SHERIFF'S SALE
OF REAL PROPERTY PURSUANT TO
PENNSYLVA~A RULE OF CIVIL PROCEDURE 3129
Carol A. Leisey
840 C Lisburn Road, Apt. C
CllILp Hill, P A 17011
TAKE NOTICE:
That the Sheriff's Sale of Real Property (Real Estate) will be held at the
Cumberland County Courthouse, South Hanover Street, Carlisle, Pennsylvania 17013 on
Wednesday, September 6, 2000, at 10:00 a,rn, preyailing local time.
THE PROPERTY TO BE SOLD is delineated in detail in a legal description
consisting ofa statement of the measured boundaries of the property, together with a brief
mention of the buildings and any other major improvements erected on the land,
(SEE LEGAL DESCRIPTION A1T ACHED AS EXHIBIT "A").'
The tOCA TION of your property to be sold is:
840 C Lisburn Road
Camp Hill, PA 17011
Cumberland County
.
.
. THE LEGAL RIGHTS YOU ;1,-1,'1. Y HAVE ARg;
1. You may file a petition with the Court of Common Pleas of
Cumberland County to open the Judgment if you have a meritorious
defense against the person or company that has entered jUdgment against
you. You may also file a petition with the same Court if you are aWare of
a legal defect in the obligation or the procedure used against you.
2, After the Sheriffs Snle, you may file a petition with the Court of
Common Pleas of Cumberland County to set aside the sale.for a grossly
inadequate price or for other proper cause, This petition must be filed
before the Sheriffs Deed is delivered.
"
3, A petition or petitions raising the legal issues or rights mentioned
in the preceding paragraphs must be presented to the Court of Common
Pleas of Cumberland County.. The petition must be served on the attorney
for the creditor or on the creditor before presentation to the Court and a
proposed order or rule must be attached to the petition. If a specific return
date is desired, such date must be obtained from the Court Administrator's
Office, Cumberland County Courthouse, One Courthouse Square, 4th
Floor, Carlisle, Pennsylyania 17013, before presentation of the petition to
the Court.
.
.
DATED:
G/q I CO
r ,
JAMES, SMITH DURKIN & CONNELL Y LLP
j f.
BY:
CERTIFIED MAIL
RETURN RECEIPT REQUESTED
Scott "Di~tterick, Esquire
Pa. I.D, #55650
Attorneys lor Plaintiff
P.O. Box 650
Hershey, PA 17033
(717) 533-3280
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Item 4 11 Restrlcted Delivery is desired. ,
. Print your name and address on the reverse
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. Attach this card to the back at the mail piece.
or on the front if space pennits.
1. Artiel. Addressed to:
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The 'JUDGMENT under or pursuant to which your property is being sold is
docketed to:
No, 98.5316 Civil Term
THE NAlvlE(S) OF THE OWNER(S) OR REPUTED OWNER(S) OF THIS
PROPERTY ARE:
John P. Leisey
Carol A. Leisey
:A SCHEDULE OF D1STRlBUTION, being a list of the persons and/or
governmental or corporate entities or agencies being entitled to receive part of the
proceeds of the sale received and to be disbursed by the Sheriff (for example to banks that
hold mortgages and municipalities that are owe.i taxes), will be filed by the Sheriff thirty
(30) days after the sale, and distribution of the proceeds of sale in accordance with this
schedule will, in fact, be made unless someone objects by filing exceptions to it, within
ten (10) days of the date it is filed. Information about the Schedule of Distribution may
be obtained from the Sheriff of the Court of Common Pleas of Cumberland County,
South Hanoyer Street, Carlisle, PennsylYania 17013,
THIS PAPER IS A NOTICE OF THE TI~fE AND PLACE OF THE SALE OF
YOUR PROPERTY.
It has been issued because there is a Judgment against you. It may cause your
property to be held, to be sold or taken to pay the Judgment. You may have legal rights
to prevent your property from being taken, A lawyer can adyise you more specifically of
these rights. If you wish to exercise your rights, you lI,Iust act promptly.
YOU SHOULD TAKE THIS PAPER TO YOUR LA wYER AT ONCE, GO TO
OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU
CAN GET FREE LEGAL ADVICE.
Cumberland County Court Administrator
Cumberland County Courthouse
One Courthouse Squnre, 4th Floor
Carlisle, Pennsylvania 17013
(717) 240-6200
,
,
, ,
THE LEGAL RIGHTS YOU MA Y HAVE ARE:
I. You may file a petition with the Cuurt of Common Pleas of
Cumberland COWlty to open the Judgment if you have a meritorious
defense against the person or company that has entered judgment against
you, You may also file a petition with the same Court if you are aware of
a legal defect in the obligation or the procedure used against you,
2, After the Sheriff's Sale, you may file a petition with the Court of
Common Pleas of Cumberland County to set aside the sale for a grossly
inadequate price or for other proper cause. This petition must be filed
before the Sheriffs Deed is delivered.
3. A petition or petitions raising the legal issues or rights mentioned
in the preceding paragraphs must be presented to the Court of Common
Pleas of Cumberland County,' The petition must be served on the attorney
for the creditor or on the creditor before presentation to the Court and a
proposed order or rule must be attached to the petition. If a specific return
date is desired, such date must be obtained from the Court Administrator's
Office, Cumberland COWlty Courthouse, One Courthouse Square, 4th
Floor, Carlisle, Pennsylvania 17013, before presentation of the petition to
the Court.
JMvIES, SMITH, DURKIN & CONNELLY LLP
DATED: t /q/OJ
BY:
Scott A, Dietterick, Esquire
Pa. I.D, #~5650
Attorneys for Plaintiff
P.O. Box 650
Hershey, PA 17033
(717) 533-3280
CERTIFIED MAIL
RETURN RECEIPT REQUESTED
,
.
LEGAL DESCRIPTION
^~t. TH,l.T CERTA~N unit deslgnat.ed as ROlllngbrook Condominium Unit No, 9. '
being a unit In: RolllngbfOOk Condominium. situate in the lOJlIir Allen Township,!
C~mb;rland County. PennsylYBnla. as designated In Declaration of Rolllngbrook i
I ~ndomlnium bu~lng tile date October 12. 1983, and record.d' In the OffIce ot '
t i RQcording of Daeds In and for the county of Cumberland on the t4th:day of
tobar 1953. ~n Book 289., Page 1172, and J)lats and plans fol' condCll\lnlum Is
rfcorded IS part of the said Oeclantlon of ,Rollln8b1'QOk condominium.. ., .
Together with all right, title and interest being a 1/IOth percent undivided
interest and to the common elements as set forth in the aforesaid Declaration of
condomimiurn,
Under and Subject to all applicable restrictions, reservations, easements
and rights-of-way of record.
BEING the same premises which Charles J, Lieberth and Mildred 1. Lieberth, his
wife, by Deed dated December 23,1987 and recorded on December 31,1987 in the
Office of the Recorder ofDeeds in and for Cumberland County in Deed Book D33, Page
5 granted and conveyed unto John P. Leisey and Carol A. Leisey, his wife.
.
.
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so that we can retlJrn the CBld to you.
. Attach this card to tne tack of the mallpiece,
or on tne front it space permits.
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1. Article Addressed to:
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IN THE COURT OF CO~l};[ON PLEAS OF
CillvlBERLAND COUl':TY, PENNSYL VANIA
EASTERN SAVINGS BANK, FSB,
CIVIL DIVISION
NO,: 1998-05316
Plaintiff,
vs,
JOHN P. LEISEY, CAROL P. LEISEY wid
THE UNITED STATES OF AMERICA,
. Defendants.
l'l'OTICE OF SHERIFF'S SALE
QFREALPROPERTYPURSU~~TTO
PENNSYLVANIA RUL;E OF CIVIL PROCEDURE 3129
The United States of America
c/o Mary Catherine Frye, Esquire
United States Attorney's Office
Federal Building, 228 Walnut Street
Harrisburg, PA 17108
TAKE NOTICE:
That the Sheriffs Sale of Real Property (Real Estate) will be held at the
Cumberland County Courthouse, South Hanover Stree:, Carlisle, Pennsylvania 17013 on
Wednesday, September 6, 2000, at 10:00 a.m. prevailing local time.
THE PROPERTY TO BE SOLD is delineated in detail in a legal description
consisting ofa statement of the measured boundaries of the property, together with a brief
mention of the buildings and any other major improyements erected on the land.
(SEE LEGAL DESCRIPTION ATTACHED AS EXHIBIT "A").
The LOCATION of your property to be sold is:
840 C Lisbum Road
Camp Hill, PA 17011
Cumberland County
,
,
The JUDGMENT under or pursuant to which your property is being sold is
docketed to:
No. 98-5316 Civil Tenn
THE NAME(S) OF THE OWNER(S) OR REPUTED OWNER(S) OF THIS
PROPERTY ARE:
John p, Leisey
Carol A. Leisey
A.'SCHEDULE OF DISTRIBUTION, being a list ofthe persons and/or
govemmental or corporate entities or agencies being entitled to receiye part of the
proceeds of the sale received and to be disbursed by the Sheriff (for example to banks that
hold mortgages and municipalities that are owed taxes), will be filed by the Sheriff thirty
(30) days after the sale, and distribution of the proceeds of sale in accordance with this
schedule will, in fact, be made unless someone objects by filing exceptions to it, within
ten (10) days of the date it is filed. Infonnation about the Schedule of Distribution may
be obtained from the Sheriff of the Court of Common Pleas of Cumberland County,
South Hanoyer Street, Carlisle, Pennsylvania 17013.
J'HlS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF
YOUR PROPERTY,
It has been issued because there is a Judgment against you. It may cause your
property to be held, to be sold or taken to pay the Judgment. You may have legal rights
to prevent your property from being taken. A lawyer can advise you more specifically of
these rights. If you wish to exercise your rights, you must act promptly.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE, GO TO
OR TELEPHONE TI::lli OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU
CAN GET FREE LEGAL ADVICE.
Cumberland County Court Administrator
Cumberland County Courthouse
One CoUrthouse Square, 4th Floor
Carlisle, Pennsylvania 17013
(717) 240-6200
,
I
. rHE LEGAL RIGHTS YOU !viA Y HAVE ARE:
1, You may file a petition with the Court of Common Pleas of
Cumberland County to open the Judgment if you have a meritorious
defense against the person or company that has entered judgment against
you, You may also file a petition with the same Court if you are aware of
a legal defect in the obligation or the procedure used against you.
2. After the Sheriffs Sale, you may file a petition with the Court of
Common Pleas of Cumberland County to set aside the sal~ for a grossly
inadequate price or for other proper cause, This petition must be filed
before the Sheriff's Deed is deliyered.
3. A petition or petitions raising the legal issues or rights mentioned
in the preceding paragraphs must be presented to the Court of Common
Pleas of Cumberland County, The petition must be served on the attorney
for the creditor or on the creditor before presentation to the Court and a
proposed order or rule must be attached to the petition. If a specific return
date is desired, such date must be obtained from the Court Administrator's
Office, Cumberland County Courthouse, One Courthouse Square, 4th
Floor, Carlisle, Pennsylvania 17013, before presentation of the petition to
the Court.
JAMES, SMITH, DURKIN & CONNELLY LLP
DATED:~
BY:
Scott Dletterick, Esquire
Pa. !.D. #55650
Attorneys for Plaintiff
P.O. Box 650
Hershey, PA 17033
(717) 533-3280
CERTIFIED rv!AIL
RETURN RECEIPT REQUESTED
,
,
LEGAL DESCRIPTION
..
t '
ALl.. THAT CERT"~N unit designated as Rolllngbrook Con<1orolnlum Unit No.9.
bblng a unit In' RolllngbrOok Condominium. sltuat. In the ~Qwir Allen Townsnlp,
~"mbarland County, PennaylYBnla. as aeslgnated In Ceolaratlon of Rolllngbrook
Ie ndcmlnlum bearing the date October 12, 1963, and reoorded' In tne Offlo. of '
t a Recording of Ceeds In and for the County of Cumberland on the 14th:day of
I tober 1963. 'In Book 289., Paga 1172{ and plats and plans for condcmlnlwn IS
I corded IS part of the said Declarlt on of Rolllngbrook Condominium.
! ' ~
,. ~. I
Together with all right, title and interest being a 1/10th percent undivided
interest and to the common elements as set fortr. in the aforesaid Declaration of
condomimium,
Under and subject to all applicable restrictions. reservations, easements
and rights-of-way of record,
BEING the same premises which Charles J. Lieberth and rvliIclred 1. Lieberth, his
wife. by Deed dated December 23. 1987 and recorded on December 3 I, 1987 in the
Office of the Recorder of Deeds in and for Cumberland County in Deed Book D33. Page
5 granted end conveyed unto John P. Leisey and Carol A. Leisey. his wife.
,
.'
"
. COlllplelelleOls 1. 2: and 3, AlliO cOlnfJleht
itern 4 if Rdtltrfctacl Oelivftry is dttSlred.
. Print your name and addrd5S on the reverse
50 Inal we can ratum the card 10 ~ou.
. Attach tnlS cil'd 10 thd back of the mellpiece,
or on thlt Iront if spa~d permits.
" Miele Addrlsslt<J to:
8. Dale 0' Delivery ! .
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SENDER: COMPLETE THIS SECTION
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EXHIBIT "e"
,
,
,
LEGAL DESCRIPTION
'^L~ THAT CERTAiN unit deslgn~ted es ROlllngbrook CondominIum Unit No.9,
bl-Ing a unit In' Rollingbrook Condominium. situate In the Lowu Allen TownshIp,
I~'-mbirl!nd County, Pennsy!yanla. as designated In Oeolaratlon of Rolllngbrook
Ie ndomlnlum bearIng the date October 12. leS3, and recorded In the Off Ie. of
t a Reoordlng of Oeeds In and for the county of Cumberland on the 14th:day of
tober 1963 ~n Book 289. Page i 172/ and plats and plans for condC/1llnlum Is
corded AS pirt of the said Deelarat on of Rolllngbrcok Condominium.
I ~
, ' w
Together with all right, title and interest being a l/lOth percent undivided
interest and to the common elements as set forth in the aforesaid Declaration of
Condomirnium,
Under and SUbject to all applicable restrictions. reservations. easements
and rights-of-"oay of record.
BEING the same premises which Charles J, Lieberth and LV!ildred 1. Liebertb, his
wife, by Deed dated December 23, ) 987 and recorded on December 31, 1987 in the
Office of the Recorder of Deeds in arid for Cumberland County in Deed Book 033, Page
5 granted and conveyed unto John P. Leisey and Carol A. Leisey, his wife.
\
IN nm COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYL V ANlA
EASTERN SA viNas BANK, FSB,
Plaintiff,
CIVIL DIVISION
NO.: 1998-05316
vs.
JOHN P. LEISEY, CAROL A. LEISEY and
TIlE UNITED STATES OF AMERICA,
Defendants.
NOTICE TO LIENHOLDERS AND OTHER PARTIES IN INTEREST
. PURSUANT TO Pa,R.C,P. 3129(b)
TO: Cumberland County Tax Claim Bureau
Cumberland County Courthouse
One Courthouse Square
Carlisle, PA 17013
TAKE NOTICE that by virtue of the above Writ of Execution issued out of the Court of
Common Pleas of Cumberland County: Penns~lvania, and to the Sheriff of Cumberland County,
directed, there will be exposed to Public Sale m the
CUMBERLAND COUNTY COURTHOUSE
South Hanover Street
Carlisle, Pennsylyania 17013
on September 6, 2000 at 10:00 a,m., the following described real estate which John P. Leisey and
Carol A. Leisey, are the owners or reputed owners and on which you may hold a lien or haye an
interest which could be affected by the sale of:
840 C Lisburn Road
Camp Hill, Pennsylyania 17011
Cumberland County
(SEE LEGAL DESCRIPTION ATTACHED AS EXHIBIT "A'?
,
,
.
The said Writ of Execution has been issued on a judgment in the action of
EASTERN SAVINGS BANK, FSB,
Plaintiff,
Ys.
JOHN P. LEISEY, CAROL A.
LEISEY AND THE UNTIED
STATES OF AMERICA,
Defendants.
at EX. NO. 1998-05316 in the amount of$53,555.37, plus interest and costs.
Claims against property must be f1!ed at the Office of the Sheriff before aboye sale date.
Claims to proceeds must be made with the Office of the Sheriff before distribution.
Schedule of Distribution will be filed with the Office oflhe Sheriff no later than thirty (30) days
from the sale date,
Exceptions to Distributions or a Petition to Set Aside the Sale must be filed with the Office of
the Sheriff no later than ten (10) days from the date when Schedule of Distribution is filed in the Office
of the Sheriff.
If you have any questions or comments with regard to the Sheriff's Sale or this Notice, you
should contact your attorney as soon as possible.
Dated: 1/10 J tYJ
, .
TH, DURKIN & CONNELLY LLP
By:
Scott A. ietterick, Esquire
PAID #55650
Attorney for Plaintiff
P.O. Box 650
Hershey,PA 17033
(717) 533-3280
I
.
~EGAL DESCRIPTION
^~1.. THAT C~RTA1H unit designated cs Rolllngbrook Condominium unit No, 9, '
b~lng c unl~ In! Rolllngbtook Condominium. $ltuatt In the Lowir Allen To~nshlpl!
I'mbirland County, PennsylYBnla, as deslgncted In Declaration of Rolllngbrook i
I ~ ndomlnlum buHng the date October 12. 1963, and reccrd,d' In the Offlo. of '
i B RQcording of Oleds In ~nd for the County of, Cumberland on the 14th:day of
tob.r 1963 ~n Book 289, Page 1172{ and plats and plans for condCl1llnium Is
rrcOrded IS part of the said Oeclarat on of ~olll~brQOk Condominium.
., .. I
Together with all right, title and interest being a l!lOth percent undivided
interest and to the common elements as set forth in the aforesaid Declaration of
Condomimium,
Under and Subject to all applicable restrictions, reservations, easa~ents
and rights-of-way of record.
BEING the same premises which Charles J, Lieberth and Mildred 1. Lieberth, his
wife, by Deed dated December 23, )987 and recorded on December 3 I, 1987 in the
Office of the Recorder of Deeds in and for Cumberland County in Deed Book 033, Page
5 granted and conveyed unto John P. Leisey and Carol A. Leisey, his wife.
I
.
DefendantS,
.',.'.,
IN 1HE COUR" 0' coMMO" 'LEAS 0' CUMllEl<L^"" Com,"Y. 'El'" ."L VA""
C\\'t1. D\\'t5tO~
~O,: \998.05316
EASiEtU'l SA \fU'lOS BA~1<., r'5B,
PIllintiff,
"5.
Jom! P. LEISE)!, CAROL A. U:.tSE\' and
1'aB uNIiED 51' A 1'ES Or A~ER1CA,
TEREST
~;f~ti~:
1'0:
fOB Real\)' Advisors, tnc.
8282 S. Memorial, suite 200
1'uISa,0t<.74133
1AKE "011CE "" by ,"",' ,hh' ,b<>" VI"""'''''''' ,,,,,, ", ,f" coo. ,r
c",,,,,,,, ",,, ,r C"",,,,,,,, C"",. ,,,,,,,,1'"'' ,,' " "" S"",ff ,r C""",I'" C""~'
directed, there will be e:<posed to public Sale in the
CUMBERLA~D COuNTY COUR1'HOUSE
South Hanover Street
Carlisle, pennsylvania 17013
S b 6 2000" \0' 00 ." "" r,\loW'''' ,,,,ri'" ",I ",,, whl,h J,h' ,. L,I." ,od
on eptem er , .' ., . h h Id r h
C",IA. L,b", .. ""..," " "p'''' ,w"" "'" "wh" ,,, "., , · "", ","
interest which could be affected by the sale of:
840 C Lisburn Road
Camp Hill. pennsyl"ani~ \70\1
Cumberland Coun\)'
(sEE LEGAL DESCIU,nO" ,,1ACHEO A5 EXHla" " A')
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
EASTERN SAVINGS BANK, FSB,
CIVIL DIVISION
Plaintiff,
NO.: 1998-05316
Ys.
JOHN P. LEISEY, CAROL A, LEISEY and
THE UNITED STATES OF AMERICA,
Defendants,
NO;fICE TO LIENHOLDERS AND OTHER PARTIES IN INTEREST
PURSUANT TO Pn.R.C,P, 3129(b)
TO: Internal Reyenue Service
Special Procedures Unit
P,O. Box 12051
Philadelphia, PA 19105
TAKE NOTICE that by virtue of the above Writ of Execution issued out of the Court of
Common Pleas of Cumberland County, Pennsylvania, and to the Sheriff of Cumberland County,
directed, there will be exposed to Public Sale in the
CUMBERLAND COUNTY COURTHOUSE
South Hanover Street
Carlisle, Pennsylvania 17013
on October 4,2000 at 10:00 a,m., the following described real estate which John P. Leisey and Carol
A, Leisey, are the owners or reputed owners and on which you may hold a lien or haye an interest
which could be affected by the sale of:
840 C Lisbum Road
Camp Hill, Pennsylvania 17011
Cumberland County
(SEE LEGAL DESCRIPTION ATTACHED AS EXHIBIT "A"),
"
.
The said Writ of Execution has been issued on a judgment in the action of
EASTERN SAVINGS BANK, FSB,
Plaintiff,
vs.
JOHN P. LEISEY, CAROL A.
LEISEY AND THE UNTIED
ST A TES OF AMERICA,
Defendants.
.'
.
at EX. NO. 1998-05316 in the amount of 553 ,555,37, plus interest and costs.
Claims against property must be filed at the Office of the Sheriff before aboye sale date.
Claims to proceeds must be made with the Office of the Sheriff before distribution,
Schedule of Distribution will be filed with the Office of the Sheriff no later than thirty (30)
days from the sale date,
Exceptions to Distributions or a Petition to Set Aside the Sale must be filed with the Office
of the Sheriff no later than ten (10) days from the date when Schedule of Distribution is filed in the
Office of the Sheriff.
If you have any questions or comments with regard to the Sheriffs Sale or this Notice, you
should contact your attorney as soon as possible.
, DURKIN & CONNELLY LLP
Dated:
<r.()O/Od
By:
Scott A: iet crick, Esquire
PA JD #55650
Attorney for Plaintiff
P,O, Box 650
Hershey, PA 17033
(717) 533-3280
..
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LEGAL D'ESCRTI'T10N
, '
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",Lt.. THAi CERTAiN unit designated as RolUnchrool\ condomInium unit No, 9, !
bl-lM a unIt Inll\ollln9broo~ condominium. shuat~ In the Loi/for Allen TOl/rishLp,l
(mb;rland Couney, pennsylvania, as desIgnated In Oeclaration of RolllngbrO':lk i
c: ndomln1um bea~ln9 the data ootober 12, 1983, and record~d'ln the Offl... of '
t a RQcordlng of Oieds In and for the county of. Cumberland on the t4th:day of
tobir. \963, ~n Booil 2S? ?age 1172{ and plat.s and plans 1'01' condCl1\lnlum Is
corded AS part of the said Ceolant on 01' RolllnallrQo~ CondCllllnlum. ,
, if
.. .. .
Together with all right, title and interest being a 1/IOth percent undivided
interest and to the common elements as set forth in the aforesaid Declaration of
condomi.'tlium.
Under and Subject to all applicable restrictions, reservations, easements
and rights-Of-'-..Y of record.
BEING the same prelDise~ which Charles J, Lieberth and IVIilclred 1. Lieberth his
wife lly Deed ciated December 23, ~987 and recorded on December 3 I, 1987 in the '
Ofii~e of the Recorder ofDeeds in arid for Cumberland County in Deed Book D33, Page
5 granted and conveyed unto John P. Leisey '\Ild Carol A. Leisey, his wife.
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p . "' TIFICATE OF MAILING
MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAlI.. DaIS NO
PROVIDE FOR INSURANCE-POS1'MASTER
"".,,,, '10m, NO rOSTAGE NECJlSSARY i\r\
POSTAGE PREPAID BY 5\")
JAMES, SMffil. DuRKIN &. CONNt:l.l.1 l.L~
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
EASTERN SAVINGS BANK, FSB,
CIVIL DIVISION
Plaintiff,
NO.: 1998-05316
vs.
JmIN P. LEISEY, CAROL A. LEISEY and
THE UNITED STATES OF AMERICA,
Defendants.
NOTICE TO LIENHOLDERS AND OTHER PARTIES IN INTEREST
J'URSUANT TO Pn.R,C,P, 3129(b)
TO: Federal Deposit Insurance Corporation as Receiyer for Homestead Federal
Savings Association (1261) f/k/a Homestead Savings Association
FDIC
New York Regional Office
20 Exchange Place
New York, NY 10005
TAKE NOTICE that by yirtue of the above Writ of Execution issued out of the Court of
Common Pleas of Cumberland County, Pennsylyania, and to the Sheriff of Cumberland County,
directed, there will be exposed to Public Sale in the
CUMBERLAND COUNTY COURTHOUSE
South Hanoyer Street
Carlisle, Pennsylyania 17013
on October 4, 2000 at 10:00 a,m., the following described,real estate which John P. Leisey and Carol
A. Leisey, are the owners or reputed owners and on whic~ you may hold a lien or have an interest
which could be affected by the sale of:
840 C Lisbum Road
Camp Hill, Pennsylvania 17011
Cumberland County
(SEE LEGAL DE~CRlPT(ON ATTACHED AS EXHIBIT "A").
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The said Writ of Execution has been Issued on a judgment In the acllon of
EASTERN SAVINGS BANK, FSB,
Plaintiff,
vs.
JOHN P. LEISEY, CAROL A.
LEISEY AND THE UNTIED
STATES OF AMERICA,
Defendants.
'.'
at EX. NO. 1998-05316 in the amount of$53,555.37, plus Interest and costs.
Claims against property must be filed at the Office of the Sheriff before aboye sale date.
Claims to proceeds must be made with the Office of the Sheriff before distribution.
Schedule of Distribution will be filed with the Office of the Sheriff no later than thirty (30)
days from the sale dale.
Exceptions to Distributions or a Petition to Set Aside the Sale must be filed with the Office
of the Sheriff no later than ten (10) days from the date when Schedule of Distribution is filed in the
Office of the Sheriff.
(fyou have any questions or comments with regard to the Sheriffs Sale or this Notice, you
should contact your attorney as soon as possible.
JAMES. SMI H, DURKIN & CONNELLY LLP
D.." "pnlO1
By:
Scott A. ie riCK, Esquire
PA ID #55650
Attorney for Plaintiff
P.O. Box 650
Hershey, PA 17033
(717) 533-3280
.,
^~t.. iHAT CERTAQN unit designated os ROlllngbrook Condominium Unit No.9, !
b~lng a unit In: ROlllngbrOok Condominium. situate In the LQwer Allen Township,!
C mberland County, ?ennsy!YBnlol as designated In Declaration of Rol\lngbr~k ;
Ie ndcminlum beartn; the date Oo.oher 12, 1963, and reccrd,d' In the O(flo. of '
t ~ Rocordlng of Doe~s In and for the County of. CUl:lberland on the 14th :day of
tobor 1953 ~n BOOK 289{, Page 11721 and plat.s and plans for condCf.\lntum Is
corded 4S pirt of the sa d Declarat on of Rolllngbrock Condominium.
. L<
.. .. .
J
J.EGAL DESCRlPTION
, '
'.,
" '
Together with all right, title and interest being a l/lOth percent undivided
interest and to the ccmmon elements as set forth in the aforesaid Declaration of
condcmimium.
Under and Subject to all applicable restrictions, reservations, easements
and rights-of-way of record,
BEING the same premises which Charles J. Lieberth and J\ilildred 1. Lieberth, his
wife, by Deed dated December 2~, ) ~87 and recorded on December 31, 1987 in the
Office of the Recorder of Deeds 1D and for Cumberland County in Deed Book D33, Page
5 granted and conveyed unto John P. Leisey and Carol A. Leisey, his wife.
"',
. . I
MAY 8E USED fOR DOMESTIC AND INTERNATIONAL MAIL. DOES NO'
PRDVIDI FOR INSURANCE POSTMASTER
.""". ',om: NO f'OSTAGE NECESSARyd\,\ ~
POSTAGE PREPAID B JI"Y
AMES, SMmJ. DUill:m & CONNELLY LLI'
p.B,B01:m
HERSHEY. PENN~YLVANlA 17033.0650
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EXHIBIT "E"
IN HIE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
EASTERN SAVINGS BANK, FSB,
CIVIL DIVISION
PlaintitT.
NO.: 1998-05316
Ys.
JOHN P. LEISEY, CAROL A. LEISEY and
THE UNITED STATES OF AMERICA,
Defendants.
NOTICE TO LIENHOLDERS AND OTHER PARTIES IN INTEREST
PURSUANT TO Pn,R,C,P. 31Z9(b)
TO: Keystone Financial, Inc., successor to Homestead Savings Association
Legal Department
One Keystone Plaza
Front and Market Streets
Harrisburg. P A 17101
TAKE NOTICE that by yirtue of the aboye Writ of Execution Issued out of the Court of
Common Pleas of Cumberland County, Pennsylvania, and to the SherlfTofCumberland County,
directed, there will be exposed to Public Sale in the
CUMBERLAND COUNTY COURTHOUSE
South Hanover Street
Carlisle, Pennsylvania 17013
on October 4,2000 at 10:00 a,m,. the following described real estate which John P. Leisey and Carol
A. Leisey, are the owners or reputed owners and on which you may hold a lien or haye an Interest
which could be affected by the sale of:
840 C L1sburn Road
Camp Hill, Pennsylvania 170 II
Cumberland County
(SEE LEGAL DESCRIPTION A TIACHED AS EXHIBIT "A").
J
I I 1 .
!-oEG.~L DESCRIPTION
, ,
.,
"
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, '
.../ L THAT CERTAiN unit designated as ROlllngbrook condomtnlum Unit No, 9, !
b~lng 6 unit Inl Rolllngbrook condominium. sH-uata In the Lowlir Allen Tci..nsnlp,l
c"mb;rland Coun~Yl Pennsy)yanla. as designated In Oe.laratlcln of Rolllngbrook i
l: ndomlnlum bea~lng the date october 12. \963. and re~ord,d' In the Offlo. of
t II R~cordln9 of DeedS In and for the County of. Cumberland on t.~e 14th :day of
tober 1963 ~n Booll 289" Page 1172! and plats aM plans for ccndc.1\lnlum Is
corded u part of the said Deelar-at on of llolllngb1\1ok CondcmlnJum. ,
, I<
TOgether with all right, title and interest being a l!lOth percent undivided
interest and to the common elements as set forth in the aforesaid Declaration of
condomimi urn.
under and Subject to all applicable restrictions, reservations, easa~ents
and rights-of-way of record.
"
BEING the same premises which Charles J. Liebcrth and l'Ylildred L, Lieberth his
wife, by Deed dated December 23, )~87 and recorded on December 31,1987 in the .
Office ofilie Recorder of Deeds in and for Cumberland County in Deed Book 033, Page
5 granted and conveyed unto John P. Leisey an-l Carol A. Leisey, his wife.
_.'t
, , . ,
,S, TA' ATE OF MAILING
MAlt BE USED FOR DOMUTIC AND INTERNA nONAL MAIL, DOES NO
PROVIDE FOR INSURANCE-POSTMASTER
R.c.l....dF,om: ~:-.....
NU PUSJi\OE NECESSARY ~ )
POSTAGE PHumlD BY -
JAMES, S~tnll. DURKIN & CONNfiLLY I.LP
I:O,-fle~ "
IIml~lmY, PI!NNS\'LV,\NIA 17(1,1J,06~1l
01]' pl.ce of oldlplry mlU '!lIIIl'lId to:
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