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LINWOOD B. PHILLIPS, JR. and
ROBERT M, FREY,
Plaintiffs
vSo
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
NOo 96- ~of1CIVIL TERM
JEAN B. GRIFnN and
SCOTT C. GRIFJo'IN,
Defendants
roMfLAlliI
AND NOW, comes comes Robert G, Frey, Esqo, attomey for the Plaintiffs and avers
and respectfully states as follows:
1, Plaintiffs are Linwood B, Phillips, Jr, and Robert M, Frey, adult individuals, both
residing in Cumberland County, Pennsylvania and having a mailing address and principal place of
business at 5 South Hanover Street, Carlisle, Cumberland County, Pennsylvania,
2, Defendants are Jean B, Griffin and Scott C, Griffin, both adult individuals, Defendant
Jean B, Griffin having as her residence and mailing address at 12 Carler Place, Carlisle,
Cumberland County, Pennsylvania, and Defendant Scott C, Griffin having an address which is
unknown, Defendant Jean B, Griffin is the mother of Defendant Scott C. Griffin,
3, Neither of the Defendants are members of the Armed Forces of the United States of
America, nor is either in any way engaged so as to bring themselves within the Soldiers and
Sailors Civil Relief Act of 1940, as amended,
4, On or about September 16, 1988, Defendants executed an Agreement Sale with
Plaintiff whereby Defendants agreed to pay to Plaintiffs for the purchase of the condominium unit
known as 12 Carter Place, Carlisle, Cumberland County, Pennsylvania, the sum of $64,500,00
with interest at the rate of ten and one-half (10,50%) percent per annum, A copy of said
Agreement of Sale is attached hereto and incorporated herein as Exhibit "A",
5, Pursuant to said Agreement, Defendants agreed to make monthly payments of $590,00
on account of the purchase price and, in addition, to pay all real estate taxes and condominium
assessments when due,
. .
COUNT I . ACTION ON CONTRACT t'OR MONETARY DAMAGES
6, Paragraphs 1 through 5 arc incorporated hcrcin by refcrcncc.
7. Defendants havc dcfaulted in the making of monthly paymcnts as cxprcssly rcquircd in
the Agrcemcnt of Sale and have funher defaultcd in thc exprcss tcrms of thc Agrccmcnt of Sale. as
set fonh in said Agreemcnt on page 2, by reason of thc failure to pay rcal estate taxes and
condominium assessmcnts when due,
8, Notice of Default on said Agrecmcnt of Salc, in accordance with Section 403 of
Pennsylvania Act No, 6 of 1974 was delivered to Jcan B, Griffin by rcgular mail to 12 Caner
Place on October 3, 1996, cenified mail being unclaimed, Notice of Default has been dclivcred to
Defendant ScottC, Griffin to 12 Caner Place, Carlisle, Pennsylvania as all correspondence to his
last known address has been returned with no forwarding address having been given and
Defendant Jean B, Griffin, Scott C, Griffin's mother, has told Plaintiffs that she has no
know ledge of her son's address,
9, Defcndants have failed to reinstate the Agreement of Sale in accordance with the terms
of the notice of Default, and as shown on the amortization schedule attached hereto and
incorporated herein by reference as Exhibit "B", no payment has been received since July 5, 1996,
10, The amount due from Defendant to Plaintiff under the terms of the Agreeme;ll of Sale
are as follows:
Unpaid principal balance
Current Real estate taxes due and unpaid
Condominium fees due and unpaid
Attorney's fee
Total
$64,934.46
1.437,99
250,00
$3,246,00
$69,R6R.45
II, Intcrcst is duc and owing from Dcfendants to Plaintiffs at thc contractcd ratc to
November 3, 1996, as shown on thc amortization schcdulc attuchcd hcrcto IInd incorpomlcd hcrein
liS Exhibit "B", in thc amount of $2,6330l!5.
WHEREI<'ORE, Plaintiffs respectfully request judgment in favor of Plaintiffs and against
Defendams as follows:
a. Principal, costs, and allomeys fee totaling $69,868.45;
b, Interest to November 3, 1996 In the amount of $2,633,85plus funher interest accmed
from November 3, 1996 to the date of judgment at the contracted rate of 10,5%; and
c. Additional costs of Plaintiffs incurred in this suit.
COUNT II . ACTION IN EJECTMENT FOR POSSESSION OF REAL PROPERTY
12. Paragraphs I through 11 are incorporated herein by reference,
13.Pursuantto the terms of the Installment Sale Agreement, and in consideration of the
promises, covenants, and agreements of Defendants, Plaintiffs delivererd possession to
Defendants and Defendants entered into possession of the real estate on September 16. 1988,
14. On November 4, 1996, Plaintiffs made wrillen demand for possesion of the
aforementioned real estate, A copy of said demand is allached hereto and incorporated herein by
reference as Exhibit "D,"
15, Defendants have failed and refused to give possession to Plaintiffs and have funher
failed and refused to make required payments pursuant to the Agreement 0: Sale
WHEREFORE, Plaintiffs respectfully request judgment in ravor of Plaintiffs and against
Defendants granting to Plaintiffs possession of the herein described real estete, costs of suit and
such funher relief as the Coun may deem proper.
Respectfully submilled,
Frcy & Tiley,
Allumeys for Plaintiff
By:
~~)~d
Rohcrt G, Frcy, Esquirc
Suprcme Coun Number 46397
5 South Hanover Street
Carlisle, Pennsylvania 17013
(717) 243-5838
(
IF.XH 11m
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EN'l'EHEIl UJ'fO tlll!.; 16th day of Sept(~mber , II.Hill I IIl!fWt"'lI J.INh'UOO
B. PIII[.L[P~, JH., .wl! ~OUf;H1' M. Jo'HEY, of 'j South 1I.1nUVt!f :;tr"t.'I!1 111 the
IhJ["OUfJh of C'.lrlislo, Cumborl<1nd County, l'L'nnsylv.lnl,l, tll~rl!ln,)fter
wllcthcr sinqular or plural called party of the (lrst (l.lrt,
AND
JEAN D.
tenants wlth
of 70 Walnut
Pennsylvania,
of the second
GRIFPIN <.lncI SC01'T C. GRIFPIN, mother and son, ,l~; Joint
the right of survivorship and not ,IS tenants in L"o~,mon,
Street i.o the Dorough of Carlisle, Cllmber-Iand County,
herain<lftcr whether singUlar or plur,ll c.lllc>d P,Hty
part.
WITNESSE'rIl: 'rh.lt the said p.:aty of the first part, in considt}ca-
tion of the terms and conditions hereinafter mentlonetJ Jnll cont,tinett,
agrees to grant and convey unto the said pilrty of tho socond {,art,
their heirs and assigns, as joint tenants with tile right of survivor-
ship, and not as tenants tn common,
ALL that certain condominium untt tll!Slgnated as number
------------------------- 1welve (12) --------------------_______
Carter PLlce, in the property known, named and .identified in the
Declaration referred to below o1S Halcyon Hill Condominium, located in
the Second Ward of the Dorough of Carlisle, Cumbnr land County, Penn-
sylvania, which unit and property has heretofore been submitted to the
provisions of the Pennsylvania Uniform Condominium Act (68 Pa. C.S.A.
SS3101 ~ ~), by the recording in the Office of the Recorder of
Deeds in and for Cumberland County at Carlisle, Pennsylvania, of a
Declaration dated July 1, 1987, and recorded October 7, 1987, in
Miscellaneous Record Dook 341, Page 160, and by the recording in the
aforesaid Recorder's Office of Dy-Laws of Halcyon Hill Condominium
dated October 5, 1981, and recorded October 7, 1987, in Miscellaneous
Record Book 141, Page 181, ~~, and a Restated Oeclaration dated
November 20, 1987, and recorded December 31, 1987, in said Recorder's
Office in Miscellaneous Record Dook 344, Page 842, et~, together
with the proportionate undivided interest in the common clements of
said Unit as defined in said Declaration, which said Unit c1nd common
element interest t5 more fully described in said Declaration.
SEE also Plan recorded in said Recorder's Office in Plan Dook 49,
PacJo 102, and in PI..n Dook.M, Page 25, and in Plan Dook 54, Page 102.
','
BEING a portion of the premises which DaVid D. LilliCh, Jr., ct
at. t by deed dated December 16, 1985, ~lnd recorded December 16, 1985,
in the Office of tho Recorder of Deeds in and (or CumbcrlancJ County ~t
Carlisle, Pennsylvania, in Deed Book .'0", Volumo 31, Page 485, granted
and conveyed to Linwood D. Phillips, Jr., and Robert H. frey, nod
being also a portion of the premises which William fl. Ilookc, Jr., at
al., by deed dated December 10, 1985, and recorded April 14. 1987, in
5aid ~ccordcr's Office in Dt!ud Dook "P", Volume 32, Page 229, qranted
,lI1d conveyed to Linwood B. Phillips and Robert M. Frey.
UNDER AND SUBJECT to dny and all covenants, conditions, restric-
tions, rights-oE-way, easements and agreements of record, inclufllnq,
but not limited to, the aforemontioned Declaration and By-Laws.
E. LUCILLE flIIlLf.IPS, who in the wife of Linwood U. Phillipsl .Jr.,
':lOcI Elva F"y Frey, who is the wife of Robert M. Frey, e.lch join in the
execution of this instrument for the purpose of indicatinq tlleir con-
!.lent to it .1nd for tho purpose of conveyinq M1Y i.nterest, choatc or
lIlCh(Mt(!, which ei.ther or thl!m m.1V have 111 the llhove-mentioned
promisos by virtuc of their r~spective m~rrlaqes to Linwoorl U.
Phtll tps, Jr., and Robert M. Frey,
PARTY of
!iecond f loor5
any excessive
'las wh teh m,ty
ponents, etc.,
ta tncd.
the scconll part 511.1ll keep tho basement ..10(1 first ~ncl
of the premises adequately vcntllated so as to prevent
accumulation of moisture or radon qas or formal(lehydc
lmtp.r the premisc!} or be dischar'led by bui Idinq eom-
RO ttlat ,I tlAaltllful living t!nvironmcnt may !It! m~ln-
,1
AUTIfEN'l'IL'A'I'EU BY
PARTY OF TilE FIRS1' PAWl':
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AUTIIWTICA'I'CIl IIY
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Pfd~TY Ill" 1.1\,' :;I~C()l\d p.lrt .1L:kl\t1wledqt!~; t"'....lnq rl.!cuived ~lnd h.lvinq
rC'.l.1 .t copy of thf~ Itnstiltt!d Ilt't:t.trat.ion and a copy of thf:! Condominium
ByL1W5 .1001 ., copy uf tIll' Publ it.: O(!erinq St.1tement.
IN LOrJ~jI()lm^'l'rON \<JIIf.:rU:UF, the s.lid p.lrty of the second polrt alJrt;cs
to {)'IY to ttw !i.dd party of the t irst part therefor, the sum of Sixt.y-
51~ven 1'hou$,lnd Nine Itundn!d and no/l00---------------------------------
________________________(Sfi7,900.001----------------------- Dollars,
~tS follow!;: '1'href~ 'l'housilnd FOllr tlundr~!d ---------- ($),400.00 )----------
Dollars upon ttlC execution of thiH Aqreemcnt of Sale, the receipt where-
of is herl!by .H:knowlf.~d(Jed by the p.1rty of the first p..1rt, (lnd the bill-
.lnee of Sixty-follf Thousand Five Illlnclretl and no/100--------------------
___________________(S6~,SOO.OO}---- Dollars in monthly installments of
Five Itundred Ninety and no/100-------------(590.00)---------- Dollars,
!iaill montll1y installments to be applied fir9t to interc~t at tho rate of
ten anfl one-half ------- ( 10-1/2'8) per centum per annum on the unpaid
b,ll.lnce of principal, and the remaining portion of each such installment
to reduction of princip~l, said monthly inntallment to be paid on or be-
fore the 16th dilY of each month, beginning October 16, 1988 , and
thereafter on or before the like day of each succeeding month until
principal and interest have beon fully paid, except that if not sooner
paitl, the said principal and interest shall be paid in full by September
16, 1998 , anything herein cont..1ined to the contrary notwithstanding.
IN ADDITION to the the said monthly installments on account of pur-
chase price and interest thereon, the said party of the second part
agrees to pay within sixty (60) day. of the date of billing the taxes.
municipal assessments, condominium fees and assessments, utility
charges, make all necessary repairs to the premises, and to keep in
force not less than the casualty insurance maintained by or for the Con-
dominium Association in the amount of at least Fifty Thousand and no/lOa
($50,000.001 Dollars per unit of Fire Insurance and extended coverage,
issued by a reliable insurance company approved by party of the first
part, with loss payable to the parties hereto as their interests may
appear, a copy of said policy to be sent to the party of the first part.
THE PARTY of the second part shall have the privileqe of paying
without penalty as much more than the required monthly installment of
principal and intorest uS desired, and nothing contained in this Agree-
ment shall be construed to limit reduction of principal to said amount.
Interest shall be computed on the unpaid principal balance.
ALL payments shall be made to the party of the first part at what-
over address is designated lo writing, and until furt~er at the office
of Robert M. Frey,S South Ilanover Street, Carlisle, Pennsylvania
17013, with check made payable to IlL. D. Phillips, Jr., and Robert M.
Frey" .
IT IS also ~grQcd between the partios hereto, that possession of
the said premises shall be delivered to the said party of the second
p.1rt on the 16th day of September, 1988, and that said party of the
second part sh~ll be entitled to receive rents, issues and profits from
said date of delivery oC possession, subject to the conditions herein
!ict forth.
'rilE PAR'rY of the sccolld part agrees not to make any substantial
alteration of tho condition of the premises or of the buildings thereon
erected without first sccuring the written consent and approval of the
party of the flrst part.
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AUTHENTICATED BY
PARTY OF THE SECOND PART:
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AU'l'm;N'I'ICA1'ED IlY
PAWrY OF TilE r.'lHS'l' PAIl'I':
r:;.\ ".f'_.: .
!EXH'fln "^
TAX~~ for prlor YUalrti huvu buon pl1id. 'l\UlJti for thu current YU4r
~1I,Jll bu ptO-cuttsd butwuun thu Plict!ttl. hlJretc uli.i.n'J thu tliiCtl.l Ythlra
oJ:' the t.Jxlng douthoritiea a9 thu blol&iu, and September lh , 19HH ,
..L.. pro-roitln'J dt.lt<<). Whdn luqlll tielu ill tAkan by the parey of the second
I'"rc. putI' ot the Hut part sholl pal' onu-h"lt at tho Stat.. and Loc"l
th,,:.tlty Tr"",nstur Taxus thun in effect, up to " D\aXiIDWD of Six Ilundred
S0vunty-nino anc! no/l00--------------------------($679.00)-------- dol14rs,
"nd the party of tho .ccond part shall pal' the romainder.
PA IlTY 01 Ih. IIrsl p;>rl s""ll have the prlvU.lle 01 encumbcrtnlllhe prel1WlU
wtllch are lhe subJecI 01 ll'IS alluement by a morlllalle or otherwise provided
tholl al no lime may any such encumbrance nteed Ihe unpaid prutclpal boIlan.e 01
UHS allreemenl, and it parly 01 lhe Ilral pari should de/aullln makutg any paymeQ~
which may be required In conneCllon wllh aoy such mortuage or olber encumbrance,
the parly 01 Ih. second pari shall have lbe prlvUelle ot applylnll any suma pooyablo
pura....nl 10 Ill... allraemenllo ouch .ncumbrance holder.
tIl'ON complUlnce wlIh lbe toregolni terms and condl\lo~ and pay mInt at tho
saLd purchase price In lull by lbe said party of Ihe ..cond part, Ihe said p.rly of
IUe tirsl pari wHI. atlhe expense or party of lll<l flrsl part, make, execule and
deliver to Ihe aald p;>rty of Ibe second part. a eood and sultlclenl deed for Ihe proper
conveyine and assurlne ot Ihe said premilJes, In fee simple, free from all
encumhrances, dower and rlghl of dower, subject only 10 euemenlll and reslricliollll.
VlSlble or 01 record. 8ucb conveyance to COlltaln the UlIusl covenanlll of special
warranty,
IF TllrS property 1S conveyed to A third party at tho request of
parey ot the second part, then all reAlty transfer texas on such con-
vvy.nce shall be pa,d by such third porty and the party at the second
r>art as they ""I' ..greo, and none shall be p..id by putI' of the flut
(hA rt.
IN the evenl Ihe said parly 01 Ihe aacond pari shall fall 10 make any monthly
paymenl lor a perlod 01 Ihirly (30) days atler lbe same shall have become due and
I'-'yable by Ihe lerms hereol. 0.- i1 a breach of any of Ille foregolne condllions be made
by li'le said parly of Ihe second part. then and In such calle Ihill Agroom.nl shall. al
tho oplton 01 Ih. p;>rly 01 the tirsl pari, become null and void snd Ihe said parlY
01 Ihe second pa rl shall forrell all man lea Ihen paid as liquidated d.malloo, re-
presenting Ihe lair renlal value of lbe property durlnlllhe lime the same sball bave boen
occupied by th. p;>rlY of Ihe second part,
I~' delaull shall be made in lhe paymenl of any monthly payment lor a period of
lhirly (30) days al1er the same shall have become due and payable by the lerml1 hereot,
or II a broach at eny of Ihe condllions of tbis Allreement shall be mad. by the party
01 Ihe second pari, Ill. enllre principal sum rem.lnlnll unpaid shall b.come due and
p"yabl. al once and may be collecled by sull or olberwlae; and lbe Prothonol<lry or
"'",i allorn.y of any courl of record of PelUlllylvanla or elaawhere Is hereby authorized
and empowered 10 appear tor and conteu Judgment agaln/lllhe said party at tbe aecond
parI and In lavor 01 the parlY of Ih. firs I part for Ihe whole amounl or said principal
DUm remalnlnll unpaid, locether wllh Interesl. cas Is 01 sull. release of errors,
allom.y's commission of five per cenl and walvlnll inqulalllOns and ..emptlons,
A UTHENTICATED BY AUTHENTICATED BY
PAlny OF TilE FlILST PART: PARTY OF THE SECOND PART:
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Morlgage Amorllzatlon Macro Is Copyrlghl (C) 1986 by Ray Sanders
Inlllal Principal:
Inlerest Rale:
Monthly Payment:
Number of Paymenls:
$65,772.46
10.50% Tolal Payments:
$590.00 Tolal Inleresl:
426
$251,023.00
$185,250.54
Inleresl Prlncl al Balance
$575.51 ~14.49. ~&.!i,757.9L
$575.38 $14.62 $65,743.35
5 ,L_,.i/"J,(j (i..J.. $590.00 $575:25 $14.75 $65,728.61
o 4__ /Q'la <().., $590.00 $575.13 $14.87 $65,713.73
,1 5 'U2cd:, ~p90.00 $575.:..2.0 ---~!5:00- $65,698.73-
[j L.J2.1l5 _ 2.._ $590..00_ __ ___~5~~,86___H_____,,~15,14___~~5,6~3,59-
'q'13 .:r 7 $590.00 $574.73 $15.27 $65,668.32
f' 8 $590.00 $574.60 $15.40 $65,652.92
M 9 590.00 574.46 15.54 65 637.38
PI 10 $590.00 $574.33 $15.67 ~~~,621.71
r.,ll $590.00 $5i4~19-"" -- $1'5.6j" $65,605.90
,I 12 $590.00 $574.05 $15.95 $65,589.95
.:r 13 $590.00 $573.91 $16.09 $65,573.86
A 14 $590.00 $573.77 $16.23 $65,557.63
515 $590.00 573.63 $16.37 $65,541.26
" 18 $590.00 $573.49 $16.51 $65,524.75
,.J 17 $5~0.00 $~?3.34 $16.66 $65,508.09
018 $590.00 $573.20 $16.80 65491.29
.;J1~ $590.00 $573.05 $16.95 $65,474.34
Rb ~1't20 $590:00--------$572:90-----"----$17.10 $65,457.24
21 $590.00 $572.75 $17.25 $65,439.99
22 $590.00 $572.60 $17.40 $65,422.59
23 $590.00 $572.45 $17.55 $65,405.03
24 $590.00 $572.29 $17.71 $65,387.33
25 $590.00 $572.14 $17.86 $65,369.47
26 $590.00 $571.98 $18.02 $65,351.45
27 $590.00 $571.83 $18.17 $65,333.28
28 $590.00 $571.67 $18.33 $65,314.94
29 $590.00 $571.51 $18.49 $65,296.45
30 $590.00 $571.34 $18.66 $65,277.79
'I qqr" .:7"31 d:J. \C-\\P $590.00 $571.18 $18.82 $65,258.97
32 \ ,,\ \ $590.00 $571.02 $18.98 $65,239.99
330 \ $590.00 $570.85 $19.15 $65,220.84
34 $590.00 $570.68 $19.32 $65,201.52
35 $590.00 $570.51 $19.49 $65,182.03
36 $590.00 $570.34 $19.66 $65,162.36
37 $590.00 $570.17 $19.83 $65,142.55
38 $590.00 $570.00 $20.00 $65,122.54
39 $590.00 $569.82 $20.18 ~65,102.37
40 $590.00 $569.65 $20.35 $65,082.01
41 $590.00 $569.47 $20.53 $65,061.48
"mIHT try"
Page 1
~;.~
" , INo. Payment AmI. Interest Principal Balance
".
. Co? 'b':J
42 !J\'\V11o $590.00 $569.29 .., \3;'" $20.7}LID'I' $65,040.77
1"/63"43 $590.00 $569.11. \ ~ , $20.8 $65,019.87
44 $590.00 $568.92 $21.08 $64,998.80
45 $590.00 $568.74 $21.26 $64,977.54
46 $590.00 $568.55 $21.45 $64,956.09
47 $590.00 $568.37 $21.63 $64,934.46
48 $590.00 $568.18 $21.82 $64,912.63
49 $590.00 $567.99 $22.01 $64,890.62
50 $590.00 $567.79 $22.21 $64,868.41
51 $590.00 $567.60 $22.40 $64,846.01
52 $590.00 $567.40 $22.60 $64,823.41
53 $590.00 $587.20 $22.80 $64,800.62
54 $590.00 $567.01 $22.99 $64,777.62
55 $590.00 $566.80 $23.20 $64,754.43
58 $590.00 $566.60 $23.40 $64,731.03
57 $590.00 $566.40 $23.60 $64,707.43
58 $590.00 $566.19 $23.81 $64,683.62
59 $590.00 $565.98 $24.02 $64,659.60
60 $590.00 $565.77 $24.23 $64,635.37
61 $590.00 $565.56 $24.44 $64,610.93
62 $590.00 $565.35 $24.65 $64,586.27
63 $590.00 $565.13 $24.87 $64,561.40
64 $590.00 $564.91 $25.09 $64,536.32
65 $590.00 $564.69 $25.31 $64,511.01
66 $590.00 $564.47 $25.53 $64,485.48
67 $590.00 $564.25 $25.75 $64,459.73
68 $590.00 $564.02 $25.98 $64,433.75
69 $590.00 $563.80 $26.20 $64,407.55
70 $590.00 $563.57 $26.43 $64,381.11
71 $590.00 $563.33 $26.67 $64,354.45
72 $590.00 $563.10 $26.90 $64,327.55
73 $590.00 $562.87 $27.13 $64,300.41
74 $530.00 $562.63 $27.37 $64,273.04
75 $590.00 $562.39 $27.61 $64,245.43
76 $590.00 $562.15 $27.85 $64,217.58
77 $590.00 $561.90 $28.10 $64,189.48
78 $590.00 $561.66 $28.34 $64,161.14
79 $590.00 $561.41 $28.59 $64,132.55
80 $590.00 $561.16 $28.84 $64,103.71
81 $590.00 $560.91 $29.09 $64,074.62
82 $590.00 $560.65 $29.35 $64,045.27
83 $590.00 $560.40 $29.60 $64,015.67
84 $590.00 $560.14 $29.86 $63,985.80
85 $590.00 $559.88 $30.12 $63,955.68
86 $590.00 $559.61 $30.39 $63,925.29
87 $590.00 $559.35 $30.65 $63,894.64
88 $590.00 $559.08 $30.92 $63,863.72
89 $590.00 $558.81 $31. 1 9 $63,832.52
ii:'1:1:i. ~l...."': 0'
Page 2
LINWOOD B. PHILLIPS, JR. and
ROBERT M. FREY,
Plaintiffs
vs.
: IN THE COURT OF COMMON PLEAS OF
: CUMBERLAND COUN'fY, PENNSYLVANIA
CIVIL ACTION" LAW
JEAN B. GRIFFIN and
SCOTT C. GRIFFIN,
Defendants
NO. 96-
CIVIL TERM
COMPLAINT
AND NOW, comes comes Robert G. Frey, Esq" allomcy for the Plaintiffs and avers
and respectfully states as follows:
I. Plaintiffs are Linwood B. Phillips. Jr. and Robert M. Frey, adult individuals. both
residing in Cumberland County, Pennsylvania and having a mailing address and principal place of
business at5 South Hanover Street, Carlisle, Cumberland County, Pennsylvania.
2. Defendants are Jean B. Griffin and Scott C. Griffin, both adult individuals. Defendant
Jean B. Griffin having as her residence and mailing address at 12 Carter Place, Carlisle,
Cumberland County, Pennsylvania. and Defendant Scott C. Griffin having an address which is
unknown. Defendant Jean B. Griflin is the mother of Defendant Scott C. Griffin.
3. Neither of the Defendants are members of the Armed Forces of the United States of
America. nor is either in any way engaged so as to bring themselves within the Soldiers and
Sailors Civil Relief Act of 1940, as amended.
4. On or about September 16, 1988, Defendants executed an Agreement Sale with
Plaintiff whereby Defendants agreed to pay to Plaintiffs for the purchase of the condominium unit
known as 12 Carter Place, Carlisle, Cumberland County, Pennsylvania, the sum of $64,500,00
with interest at the rate of ten and one-half (10.50'70) percent per annum. A copy of said
Agreement of Sale is allached hereto and incorporated herein as Exhibit "A".
5. Pursuant to said Agreement, Defendants agreed to make monthly payments of $590,00
on account of the purchase price and, in addition, to pay all real estate taxes and condominium
assessments when due.
COUNT I . ACTION ON CON'rR'\C'J' FOR MONKI''\R\' D,\M,\m:S
6. Paragraphs I through 5 arc incorporatcd hcrcin by rcfercnce,
7. Defendants have defaulted in the making of monthly paymcnts as expressly required in
the Agreement of Sale and have further dcfaulted in thc cxprcss tcrms of thc Agreement of Sale, as
set forth in said Agreement on page 2, by rcason of the failure to pay real estate taxes and
condominium assessments when duc.
8. Notice of Default on said Agreement of Sale, in accordance with Scction 403 of
Pennsylvania Act No.6 of 1974 was dclivered to Jean B. Griffin by rcgular mail to 12 Carter
Place on October 3, 1996, ccrtificd mail being unclaimed, Notice of Default has been delivered to
Defendant Scott C. Griffin to 12 Carter Place, Carlisle, Pennsylvania as all correspondence to his
last known address has been returned with no forwarding address having been given and
Defendant Jean B. Griffin, Scott C. Griffin's mother, has told Plaintiffs that she has no
knowledge of her son's address.
9. Defendants have failed to reinstate the Agreement of Sale in accordance with the terms
of the notice of Default, and as shown on the amortization schedule attached hereto and
incorporated herein by reference as Exhibit "B", no payment has been received since July 5, 1996.
10. The amount due from Defendant to Plaintiff under the terms of the Agreement of Sale
are as follows:
Unpaid principal balance
Current Real estate taxes due and unpaid
Condominium fees due and unpaid
Allomey's fee
Total
$64,934.46
1,437.99
250,00
$3.246.00
~69 .1l68 .4~
11. Interest is due and owing from Defendants to Plaintiffs at the contracted rate to
November 3, 1996, as shown on thc amortization schedule allached hercto and incorporated herein
as Exhibit "B", in thc amount of$2,633.85.
WHEREFORE, Plaintiffs rcspcctfully requcstjudglllcnt in favor of Plaintiff" and again"t
Defendants as follows:
a. Principal, costs, and attomeys fee totaling $69,8611,45;
b. [ntercstto November 3, 1996 in the amount of $2,633.85plus further interest accrued
from November 3, 1996 to the date of judgment at the contractcd ratc of 10.5%; and
c. Additional costs of Plaintiffs incuned in this suit.
COUNT II . ACTION IN EJECTMENT FOR POSSt:SSJON OF REAL PRoPt:R'J'Y
12. Paragraphs Ilhrough II are incorporated herein by referencc.
13.Pursuantto the terms of thc Installmcnt Sale Agreement, and in considcration of the
promises, covenants, and agreements of Defendants, Plaintiffs delivererd possession to
Defendants and Defendants entered into possession of the rcal estate on September 16, 1988.
14. On November 4, 1996, Plaintiffs made wrillen demand for possesion of the
aforementioned real estate. A copy of said demand is attached hereto and incorporated hercin by
reference as Exhibit "D."
15. Defendants have failed and refused to give possession to Plaintiffs and have further
failed and refused to make required payments pursuant to the Agreement of Sale
WHEREFORE, Plaintiffs respectfully requcst judgment in favor of Plaintiffs and against
Defendants granting to Plaintiffs possession of the herein described real estate, costs of suit and
such further relief as the Court may deem proper.
Respcctfully submitted,
Frcy & Tilcy,
Attomeys for Plaintiff
By:
'~c~ -1
Robcrt G. Frey, Esquire
Suprcmc Court Numher 46397
5 South Hanovcr Strect
Carlisle, Pennsylvania 17013
(717) 243-51138
(
TRUE COpy FROM RECORD
In Testimony 'Hheroof, I here umo sat my hand
:}nd tho s~ll of 5-,:11 Court at Carlisle, Pa.
T;'i')~1\ .r~JY 01 7fv) .'~ 19~
---- ~-~~~
Prolh!1:1Narv
DH /ll/1
r\(;I\I:Tr.~.I.:r~T .t~!"' ~;r~I..:~:
EN'I'!:11 Ell I tnl J t Ii 1 ~j 1 fi t II d,IY of liopl I'mlll' I , 1 'It, 1\ f I)(~ t.Wl~l'n L I NWQOO
H. Plllr.r.tP:i, .IIL, ,lilt! IHHIl:;U'l' M. !-'IH;V, of ~) :.outh 1f,lnUVt!r Strt!t.'t In the
!I.)ruulJh uf C.ll"ll:ilt!, CUmht~l"Lllld County, P,wn:iylvo1nLI, twrulnafter
....ill.tht.!r :iln'JuLJr or plur,\l c;llled p.lrty of tlw [lrst pact,
ANIl
JE.\N U.
tml.lnts wi th
of 70 Walnut
Ponnsylv.lni",
of the second
GItU'YIN ,lnd SCOTT C. GIUFPIN, rnothtH and !;on, "5 joint
th0 riqht of :wrvivorship lInd not .15 tClhlllts in common,
StrlJet in the Uorouqh of C.lrli:ilc, Cumberland County,
herein,tftee wllother ninqular Of plural calle,l party
part.
WI'l'NESS!::'l'lf: 'l'hat thL' 5"ill party of the first part, in considera-
tion of the terms Jllll coneJitiana t\orcinaftcr mootianol) ~I\el cont~iood,
~qreQ9 to (,rant .lnrl convey ullta tho salel party of tho Gccontl part,
their heirs and <155i'1n5, a5 joint ton.1nts with ttw riqht of survivor-
ship, antI not as tenants in common,
AI.L that cortain condolninium unit ,Icuiqnated as number
u___ u_____u______u___ 'l'We 1 ve 112 I __ _.._ __ u__________ u___u_
Carter Place, in the property known, namoe! anc! ie!entificd in the
Oeclar<ltion referred to below an If<llcyon lIill Condominium, located in
the Second Ward of tho Dorough of Carlislo, Cumborland County, Penn-
sylvania, which unit and property has heretofore been submitted to the
provisions of th~ Pennsylvania Uniform Condominium Act 168 Pa. C.S.A.
SSllOI at 5eq.), by the recording in the Office of the Recorder of
Deeds in and for Cumberland County at Carlisle, Pennsylvania, of a
Doclar.ltion dated July 1, 11)87, and recorded October 7, 11)87, in
Miscellaneous Record Dook 341, Page 160, and by the recording in the
<lforesaid Recorder's Office of ny-Laws of Halcyon Hill Condominium
dated October 5, 1987, and recorded October 7, 1987, in Miscellaneous
Record Book 341, Page 181, ~~, and a Restated Declaratjon dated
November 20, 1987, and recorded Oecember 31, 1987, in said Recordcr1s
Office in Miscellaneous Record Book 344, Page 842, et~, together
with the proportionate undivided interest in the common clements of
said Unit as defined in said Declaration, which said Unit and common
element interest is more fully described in said Declaration.
SEE also Plan recorded in said Recorder's Office in Plan Book 49,
PJqe 102, and in Plan Uook.~~ Page 25, and in Plan Book 54, Page 102.
','
BEING a portion of the premises which David o. Lillich, Jr., et
al., by deed dated December 16, 1985, and recorded Oecember 16, 1985,
in the Office of the ~ccordcr of Deeds in and for Cumberl~nd County at
Carlisle, Pennsylvania, in Deed Dook "Q", Volume 31, Page 485, granted
and conveyed to Linwood D. Phillips, Jr., and Robert M. Frey, and
being also d portion of the premises which William H. Hooke, Jr., et
al., by deed dated December 10, 1985, and recorded April 14, 1987, in
said Recorder's Office in Deed Dook .'p.., Volume 32, Page 229, granted
and conveyed to Linwood D. Phillips and Robert M. Frey.
UNDER AND SUBJECT to any and <l11 covcnants, conditions, restric-
tions, rights-of-way, eascments and agreements of record, including,
but not limited tn, the aforementioned Declaration and By-Laws.
E. 1.UCILLE PIIILLIPS, WIlD is the wife of Linwood D. Phillips, Jr.,
and Elva FaV Frey, who is the wife of Robert M. Frey, e~ch join in the
execu,ion of this instrument for the purpose of indicating their con-
sont to it and for the purpose of conveyinq ilny intercst, choate or
inchoate, which either of them m.1Y have in the .1bove-mcntioned
premises by virtue of thoir respective marriagcs to Linwood B.
Phi llips, Jr., dOU Robert N. Prcy,
PARTY of
sccond floors
any excessive
g.'lS wh ich m.-IY
pancnts, etl.:.,
t.lincd.
tIle seconl! p~rt Sll~ll keep tllO b~semcnt ~nd first and
of the premises ~(Icquately vClltilated 90 as ta prevent
.lccumulo\tion of moisture or r<ldon q.1S or formaldehyde
t!nter the premises or be discharged by hui ldinq com-
~;o th.lt.) he.:tlthful livin() l~flvironment m.1Y brl m.lln-
, .1
AUTIlEN'l'lC!\'!'J.;D BY
PAR'rY or TilE FIH:iT PAWl':
y;J~-~. h ..,
AlI'I'lIEtl'I'ICA1'1:1l BY
17~~;~;;i.'I.b:'/7~Jfr :
,1/\t,,(QI( Af.? ----..
PAH'I'Y llt ttl.. ~;!'I'oll,1 Il,lrt ,1,-~knowlt':'d(Je!i h,lvinq tl'L'I..'IVC,1 ~lnd h,1Vlnc)
I't'.jol ,I cupy of tl1.~ 11L'~i..:cltt'd IiI!cI.lrat ion ..Ind .1 L"OPY of thl! Condominium
liyLIW:i .Hld .1 copy of thf! l'ublic Offl1rinq !it..ltclllent.
CN CONSIDl~H^'I'CON WlIEIH:OP, the s<.11d party of the second p.lrt al)rces
to IMY to thl~ :hlid pilrty of the first p.lrt therefor, the sum of Sixty-
~,.'!Ven 'J'hou5,lnd Nine Ilundrnd .11Ht no/100---------________________________
------------------------($67,~OO.OO)-------------_____----_ Dollars,
cl:1 follows: 'I'hn~e '1'hOUBcllld Four Hundr(?d ------____ (S3, 400.00) __________
f)oll.1rti upon the t~xecution of this Agreement of Sollc, the receipt where-
uf i~i t\L'rl~hi' aCknow1ed')(!d hy the p.lrty of the fir~t part, anJ the bal-
,lrlCt' of Sixty-four 'J'houstlnd Five Hundred and no/100------______________
-------------------($64,500.00)---_ Dollars In monthly installments of
1-'1 VI~ Hundred Ninety ,Inri no/lOO---------____ (590.00 )__________ Dollars,
G~i{l mOlltll1y lnst41lm~llts to he applied first to interest at tho rate of
ten ,lncl ono-h.11f ------- ( 10-1/2'1\) per centum per annum on the unpaid
b,ll.lnc,~ ()f principal, ,1nd tho remaining portion of each such instilllment
to tedllction of principal, said monthly installment to be paid on or be-
fure the 16th day of e.lch month, beginning October 16, 1988 . and
ttluroafter on or before the like dilY of oilch succeeding month llntil
principal ~nlJ interest have becn fully paid, except that if not sooner
ptlid, tho s.lid principal and interest shall be p<1id in full by September
16, 1998 , anything herein contained to tho contrary notwithstanding.
IN ADD1TION to tho the said monthly installments on account of pur-
chase price and interest thereon, the said party of tho second part
~grees to p~y within sixty (60l days of the d~te or billing the taxes,
municipal assessments, condominium fees and assessments, utility
charges, make all necessary repairs to the premises, and to keep in
force not less than the casualty insurance maintained by or for the Con-
dominium Association in the amount of at least Fifty Thousand and nO/lOa
(S50,000.00) Dollars per unit of Fire Insurance and extended coverage,
issued by a reliable insurance company approved by party of the first
part, with loss payable to the parties hereto as their interests may
appear, d copy of said policy to be sent to the party of the first part.
'rllE PARTV of the second p~rt shall have the privilege of paying
without penalty as much more than the required monthly installment of
principal and interest as desired, and nothing contained in this Agree-
ment shall be construed to limit reduction of principal to said amount.
Interest shall be computed on the unpaid principal balance.
Ar.L pilyments shall be made to the party of the first part at What-
ever address Is designated in writing, and until further at the office
of Robert M. Frey,S South Hanover Street, Carlisle, Pennsylvania
17013, with check made payable to "L. D. Phillips, Jr., and Robert M.
Frey".
IT IS also agreed between the parties hereto, that possession of
tile said premises shall bo delivered to the said party of tho second
p.lrt on tho 16th day of September, 1988, and that saId party at the
second part shall be entitlod to receive rents, issues and profits from
5~id date of delivery of possession, subject to the conuitions herein
!,ot forth.
THf; PAH't'Y of the 5ccond part agrees not to make any substantial
alteration of the con{lition of thcl premises or of the buildings thereon
erected without first securing tho written consent and approval of the
r.1rty of the first p.lrt.
AIJ'I'IlEN'!'ICA'['@ BY
I'AH'I'Y UF TilE FIIt!"i'!' Pl\H'I':
r:.'.I""f'.:'
-2 -
AUTIlEN'I'lCATEO BY
PAIlTY Of' TilE SECOND PAIl'!,:
9;1. <i h /:,fJYi'j/
:Ac;:;t{ (' ell r""
/'" '
".....4-'l..:. -AI.
'hi
'l'AXI.:;:.j tor pr lur Yu,Jr:.i h....vc boun p,Jid. 'l'...xt.:~ tor tllu current ytJ4r
~r\~ll be pro-r,Jtc~ ~utwtJ~n thu p~rtidu haruto u.inq thu fitiC~1 ytJ~ra
at tht.: t..aX10IJ d.uthorltUH.i d.:.l thu b~&ili, IInd ~;I.'ptl~mb,!r 16 ,1988,
~~ pro-roJ.tlorJ datd. Whon lU'Jdl titltl iM eoJ.kgn by tho p4rty of 't.he second
I",rt, "..rtV ot tile tust p..rt allall p"y one-ll..H ot tll.. Stilt.. i1no l.ocoll
ltu.11ty 'fr""nutcr Ta.xea th~n in eftQct, up to 4 U\.4XimWD ot Si.x Hundred
S~vellty-nlne ~ll,J no/l(JI)--------------------------(S67Y.OOI-------- dol14rS,
..nd tile party of tile s..cono p..rt allolll pill' tile remo>inder.
PA RTY at tile Ilral pari atlalltlave lI1e prlvilulle 01 encllmberln~ tile premi.tlc.
wllicll arc tile allbJecl 01 lllla agreemenl by a mortgage or otherwlu provided
'holl al no lime may any allch encllmbranc. uteed the Wlpald prinCIpal bal&nce ot
Illla alireement, amI It puty 01 111.. hut parl.hollld delalllllll making any paymeoll
whIch molY be reqlllred In connechoo WIth aoy allch mOrlgage or other encllmbrance,
lhe polrlY ot the ucond part lIhall have the prlvUeile at applyinil a'V lI11m. pooyabl.
pllrauanl 10 IbUl ailrument 10 allch encllmbrance hold..,
UPON comphance wlIb the torogolnillerll1ll and condlllolll and paymenl at Ut.
oaW pllrChallU price in tllll by the 1Ilud parI)' at Ihe lIecond pari, Ute uld Pilrty ot
tue hrlll Pilrl will, allhe expell.lle ot purly ot tho tlrel pari, make, execIILo and
duliver 10 tbe said Pilrl)' ot tbe second pari, a good and .lIInclent deed tor Ihe proper
conveylnll and uallrlns at the uId promlae., 10 teo .Impte, tree tram all
encllmbrancea, dower and right at dower, sIIbject onty 10 euemenlll and restrlctlo08,
Vllllble or at record, .IIcb conveyanco to contain the Il#ll&l covenants at special
warranty.
IF TillS property ie conveyed to ol third party at tile r~qu~~t of
pdrty of the second pare, than all realty transfer taxos on ~uch con-
v~v..nce shall be paid by such third party and tile party at the second
part a. thev m..y ..gree, and none .hall ba polld by polrty at the tirat
[h' rt.
IN Ute event the eald party at Lhe second part ahall taU to make any monthty
payment tor a period at thirty (30) day. otter lI1e same shall have become dlle alld
,,",yablu by Lhe term. bereot, 0.- It a breach at any at the toreiloing conditions be made
by the said parly at the second Pilrt, Uten and In .IIch cue lhis Agrcement shatl. at
lhe opl\on at Ibe parly at tbe tirst pari, become nllll and void and tbe said party
at the second part ahall tortelt alimonieS then paid as liqllidated damages, re-
presentLng the Calr rental valliS at the proporty dllrini Ihe time lI1e same shall have boen
occupied by the party at the second part,
IF detalllt shall be made in the paymenl at any monthly payment tor a period at
lhlrty (30) dayu otter the same shall have become dlle snd payable by lI1e terms hereot,
or It a breach at any at the conditions at thia Agreoment shall be made by Ute party
or the second part, the entire prlnclPilt allm remaIning Wlpald ahall become dlle and
payaule al once and msy be collected by awl or otberwlse: and the ProthonoLary or
~~j altorney at any cOllrt at record at Pennsylvania or elsewhere Is hereby allll10rlzed
and empowered 10 appear tor and conteu Jlldgment agaLnst lI1e said par.y at tbe aecood
part and in lavor at Ih. party at ths tlral part tor tbe whole amoWlt at uld principal
.IIm remaining Wlpald, LogeUter with intereat, cOllta at awt, release at errors,
allomey's commission at five per cent and walvinll inqul.altlons and exemptiOns,
t~-4., 10,
3
AUTHENTICATED BY
PARTY OF THE SECOND PART:
I) "(~/l.J
I..' .2 Iv' /\ '-'/;/11/1
jtc-;:JC; C {(-~
AUTHENTICATED BY
PAlny OF THE ~'mST PART:
()lUff'" "'"
ACCEPTANCE by Ihe party 01 the lirst part 01 any ollhe aloresaid monthly
payments after the 8amel ahall havo become past duo and in default, or any failure
to enCorce any of the rights hCrtHn reserved to the partlos ot the flrHt paTt, or
any of the penalties, lorfeHures, damages or conditions horein contained, shall
not in any wiae be candide red Q waiver of tbo right to entor\:1II the same at any time
wHhout notice whatsoever, and any attempt to collect the amount due by one
proceedUlg shall not be conSidered s waiver 01 the right to institute any ollhe other
proceedmgs herein provtded. but all or the rigbts 01 the party ollhe first part. and
all torleltures, penalties, damui:ea and conditions may be enforced togetber or
successively at the opHon 01 tbe party 01 the lirst part.
UPON the bruach of any of the co'-'"cnants or comhlluns ot thu. A~r.ement, or
upon It,lj ternllnatlun by (orfelturr.:, thu Prothonolf1ry or .loy allornuy of any Court
ot Hocard ut PenntlylvilOla, 16 hureby authorized to app~ar lor and to conloulI
Judgment 10 an amicable acHon ot dJectment agalnJit thlt Mald party or the second
purt and In lavor 01 the aald party 01 the hrst part lor the premiaea herein deacrLbed,
and to direct the iO\mtHhate iasulng or II WrU or POBseasion with Wnt of Execution
tor costS, wlliving all lrr~g:ulal'iUell, without notice and without leave of Court, and
wUh One Hundred Dollars added all reasonable attorney'a tee.
NO modification olthlB Agreement ahall be binding upon the parly 01 the hrst
part. unless the Same shall be in writing and duly approved by tbe party 01 tbo IIrn
part.
THE Interest o( the party 01 the aecond part In this Agreoment shall not bo
assignablo. In whoto or In part. without the prior wrliten consent and approval 01
tho party 01 tbo lirst part, and it auch assignment lB attompted. sll r1ibta and
romedles 01 the party 01 the IIrsl part eet lorth herein or which tho party 01 tbo
(irat parI may otherwlae have, shalllmmedlatoly accrue to tho party o( tbe I1rst
part. Trana(er o( tiLle by Will. 8urvtvorship or by descent shall not be regardod 88
an 8881gnment requiring the consent and approval o( the party 01 the hrst part.
THIS Agreement is to extend to and bo binding upon tho belrs. successors.
executors, administrators and assigns, at the parties hereto.
IN WITNESS WHEREOF. the partie8 hereto have executed this Agreement,
consistinll 01 ruur (4) pagea. tbe day and year hrst above written.
~~~4.42,oi:~o;.'
I.inwood B. Philli~.. Jr~
, -,L-')' ~7. .
.Jf?'Y<l,aLLb.. J7{~(d.....J;;.:./
E. Lucille Phillip. '
(2JU"" t- '1-.
Robert M. Frey 7
<;7/ - -.;;:
~(:""-f".-J ';;~.r -//....\' /"
dva Fay Frpy ,-:1
(SEAL)
(SEAL)
(SEAL)
I SEAL)
I SEAL)
(SEAL)
4
...
I?{ L/-//\ I C/O:(
Morlgage Amortization Macro Is Copyright (C) 1986 by Ray Sanders
Initial Principal:
Interest Rate:
Monlhly Payment:
Number of Paymenls:
$65,772.46
10.50% Total Paymenls:
$590.00 Tolal Inleresl:
426
$251,023.00
$185,250.54
Pa mont AmI. Inleresl Principal Balance
'<:f:A 590.00 575.51 $14.49. U!i,757.97
A 2 $590.00 $575.38 $14.62 $65,743.35
5 ,~_.jI/,'~8 9..A $590.00 $575.25 $14.75 $65,728.61
o 4 /O'a r().. $590.00 $575:j3 $14.87 $65,713.73
I ,1 5-- II "" 590.00"----- $575:00---"-'----$15:00- $65.696.73
v L-L2. j 2-$_590,00_____~~Z4.~6__.___~1_5:,~4_~651~~:3-,-ff9-
IQ'l3 3" 7 $590.00 $574.73 $15.27 $65,668.32
r 8 $590.00 $574.60 $15.40 $65,652.92
M 9 590.00 574.46 15.54 65637.38
Al0 $590.00 $574.33 $15.67 $65,621.71
r.,11 $590.00 ----$5j4~f9 ---$jKej-'---$65,605.90
, ; 12 $590.00 $574.05 $15.95 $65,589.95
.r 13 $590.00 $573.91 $16.09 $65,573.86
Ii. 14 $590.00 $573.77 $16.23 $65,557.63
515 590.00 $573.63 $16.37 65.641.26
D 16 $590.00 $573.49 $16.51 $65,524.75
,.J 17 $590.00 $~?3.34 $16.66 $65,508.09
016 $590.00 $573.20 $16.80 $65,491.29
.;J 19 $_~~O.OO $573.05 $16.95 $65.474.34
Rb ~1't20 $59U.00 $572.90 $17.10 $65,457.24
21 $590.00 $572.75 $17.25 $65,439.99
22 $590.00 $572.60 $17.40 $65,422.59
23 $590.00 $572.45 $17.55 $65,405.03
24 $590.00 $572.29 $17.71 $65,387.33
25 $590.00 $572.14 $17.66 $65.369.47
26 $590.00 $571.98 $18.02 $65.361.45
27 $590.00 $571.83 $18.17 $65,333.28
28 $590.00 $571.67 $18.33 $65,314.94
29 $590.00 $571.51 $18.49 $65.296.45
30 $590.00 $571.34 $18.66 $65,277.79
I qqr" .:T"31 d:J. \L\W $590.00 $571.18 $18.82 $65,258.97
32 \ ,,\ \ $590.00 $571.02 $18.98 $65,239.99
33 '0' $590.00 $570.85 $19.15 $65,220.84
34 $590.00 $570.68 $19.32 $65,201.52
35 $590.00 $570.51 $19.49 $65,162.03
36 $590.00 $570.34 $19.66 $65,162.38
37 $590.00 $570.17 $19.83 $65,142.55
38 $590.00 $570.00 $20.00 $65,122.54
39 $590.00 $569.82 $20.18 $65,102.37
40 $590.00 $569.65 $20.35 $65,082.01
41 $590.00 $569.47 $20.53 $65,061.48
nUlRiT "Y"
Page 1
. .';";':""->i..~.r~_\i. /~o.
Payment AmI. Interesl Principal Balance
roC;, $20.7} ID'!.'b':J$650040.77
42 !J\'\ \111" $590.00 $569.29 .., \3J.'
.,163"43 $590.00 $569.11.\~' $20.8 L $65,019.87
44 $590.00 $568.92 $21.08 $64,998.80
45 $590.00 $568.74 $21026 $64,977054
46 $590.00 $568.55 $21.45 $64,956.09
47 $590.00 $568.37 $21.63 $64,934046
48 $590,00 $568.18 $21.82 $64,912.63
49 $590.00 $567.99 $22.01 $64,890.62
50 $590.00 $567.79 $22.21 $64,868.41
51 $590.00 $567.60 $22.40 $84,846.01
62 $590.00 $567.40 $22.60 $64,823.41
53 $590.00 $567.20 $22.80 $64,800.62
54 $590.00 $567.01 $22.99 $64,777.62
55 $590.00 $566.80 $23.20 $64,754.43
56 $590.00 $566.60 $23.40 $64,731.03
57 $590.00 $566.40 $23.60 $64,707.43
58 $590.00 $566.19 $23,81 $64,683.62
59 $590.00 $565.98 $24.02 $64,659.60
60 $590.00 $565.77 $24.23 $64,635.37
61 $590.00 $565.56 $24.44 $64,610.93
62 $590.00 $565.35 $24.65 $64,586.27
63 $590.00 $565.13 $24.87 $64,561.40
64 $590.00 $564.91 $25.09 $64,536.32
65 $590.00 $564.69 $25,31 $64,511.01
66 $590.00 $564,47 $25.53 $64,485.48
67 $590.00 $564.25 $25.75 $64,459,73
68 $590.00 $564.02 $25.98 $64,433.75
69 $590.00 $563.80 $26.20 $64,407.55
70 $590,00 $563.57 $26.43 $64,381.11
71 $590.00 $563.33 $26.67 $64,354.45
72 $590,00 $563.10 $26.90 $64,327.55
73 $590.00 $562.87 $27.13 $64,300.41
74 $590.00 $562.63 $27.37 $64,273.04
75 $590.00 $562.39 $27.61 $64,245.43
76 $590.00 $562.15 $27.85 $64,217.58
77 $590.00 $561.90 $28.10 $64,189.48
78 $590.00 $561.66 $28.34 $64,161.14
79 $590.00 $561.41 $28.59 $64,132.55
80 $590.00 $561.16 $28.84 $64,103.71
81 $590.00 $560.91 $29.09 $64,074.62
82 $590.00 $560.65 $29.35 $64,045.27
83 $590.00 $560.40 $29.60 $64,015.67
84 $590.00 $560.14 $29.86 $63,985.80
85 $590.00 $559.88 $30.12 $63,955.68
86 $590.00 $559.61 $30.39 $63,925.29
87 $590.00 $559.35 $30.65 $63,894.64
88 $590.00 $559.08 $30.92 $63,863.72
89 $590.00 $558.81 $31.19 $63,832.52
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