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THOIIA8 IUU.IIIU, and
LIKDA IUU.IIIU, hi. wife
a81a Ro.e Garden Blvd.
Neohanioaburq, PA 17055
Plaintiffa,
IN THIl COURT OJ' CONKON PLUS
CUKBERLAHD COUllTY, PIlNlfSYLVANIA
v.
T-J'AL CORPORATION,
a5 Riveraide Drive
pine Brook, NJ 07058
Defendant
NO. y1t. t:/ of.,
{~~;J~-..
and
J. C. PDlJfIlY,
1&35 Market Street
Philadelphia, PA 19103
Defendant
JURY TRIAL DEMANDED
CIVIL ACTION - LAW
NOTICE
YOU HAVIl BEEN SUED IN COURT. If you wish to defend against
the claims set forth in the following pages, you must take action
within twenty (20) days after this Complaint and Notice are served,
by entering a written appearance personally or by an attorney and
file in writing with the Court your defenses or objections to the
claims set forth against you. You are warned that if you fail to
do so, the case may proceed without you and a judgement may be
entered against you by the Court without further notice for any
money claimed in the Petition or for any other claim or relief
requested by the Plaintiff. You may lose money or property or
other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE
OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY COURT ADMINISTRATOR
Fourth Floor
Cumberland County Courthouse
One Courthouse Square
Carlisle, PA 17013
Telephone (717) 240-6200
CUMBERLAND COUNTY LEGAL SERVICES, INC.
8 Irvine Row
Carlisle, PA 17013
Telephone (717) 766-8475
THONAII IlALIIlU, aneS
LINDA IlALIMAX, hi. wite
2812 Ro.e aarden Blvd.
Meahanie.burq, PA 17055
plaintifts,
IN THE COURT or CONHOIl PLEAS
CUKBERLAHD COUNTY, PENIlSYLVANIA
v.
T-rAL CORPORATION,
25 River.ide Drive
pine Breok, NJ 07058
Detendant
and
(PID~ c- " 7~.~
NO. q~" t,vi. (
:
.
.
.
.
:
.
.
. JURY TRIAL DEMANDED
.
.
.
. CIVIL ACTION - LAW
.
J. C. PDlNBY,
1635 Market street
Philadelphia, PA 19103
Detendant
COMPLAINT
AND HOW, comes the plaintiffs, Thomas Malinak and Linda
Malinak, his wife, by their attorneys, Zeigler ~ zimmerman, P.C.,
and states:
1. The plaintiffs, Thomas Malinak and Linda Malinak, his
wife, are adult individuals residing at 2812 Rose Garden Boulevard,
Mechanicsburg, Pennsylvania 17055.
2.
The
Defendant,
T-Fal
corporation
("T-Fal"),
is
incorporated in the state of New Jersey with a principal business
addre88 of 25 Riverside Drive, pine Brook, New Jersey 07058, and
at all times relevant hereto, was authorized to, and did conduct
business within the Commonwealth of Pennsylvania.
3. The Defendant, J. C. Penney, is incorporated in the state
of Delaware with a principal business address of 1635 Market
street, Philadelphia, Pennsylvania 19103, and at all times
relevant hereto, was authorized to, and did, conduct business
within the Commonwealth of Pennsylvania.
4. At all relevant times, T-Fal was in the business of
designing, supplying, distributing, manUfacturing and/or selling
aluminum frying pans.
5. At all relevant times, J.C. Penney was in the business of
supplying, distributing, and/or selling aluminum frying pans.
6. On April 8, 1995, the Malinaks while heating grease in a
ten (lO") inch aluminum frying pan manufactured by T-Fal and
distributed by J.C. Penney, suffered injury to their property when
the pan suddenly and without warning ruptured causing the pan and
hot grease to spill reSUlting in a kitchen fire and damages as set
forth herein.
7. The resulting kitchen fire caused extensive property
damage to the home of the Malinaks and resulted in a large amount
of time and money invested by the Malin~ks in cleaning, repairing,
and replacing the damaged property in order to return it to it's
pre-damaged condition.
8. As a direct result of the negligence and carelessness of
T-Fal, the Malinaks have suffered damage to their property and loss
of employment time and money.
a. Carelessly and negligently distributing, supplying,
manufacturing, and/or sslling the aluminum frying
pan in a dangerous condition so as to cause injury
to the Malinak's property;
b. carelessly and negligently creating and allowing a
dangerous condition ~o exist by failing to insure
that the pan would not rupture when heated;
c. Carelessly and negligently allowing a dangerous
condition to exist by failing to properly inspect
and test the frying pan prior to sale and
distribution;
d. Failing to exercise the requisite degree of care
and caution in the distribution, manufacturing,
supply and/or sale of the frying pan;
e. Failing to give sufficient warnings of the dangers
of the frying pan T-Fal knew or should have known
might exist from heating the pan; and
f. Failing to insure that the frying pan was designed,
manufactured and assembled without defects in a
manner which would prevent the ultimate user and/or
consumer of said frying pan from sustaining
injuries during the use or oper.ation thereof.
4
21. The aluminum frying pan was, at all times relevant,
expected by T-Fal to reach and did in fact reach, the ultimate
users and/or consumers, including the Malinaks, without substantial
change in the condition which it was sold, supplied, and/or
distributed by T-Fal.
22. T-Fal Corporation is strictly liable to the Malinaks as
follows:
23.
Ma1!naks.
nUBrORI, the Plaintiffs demand judgment against T-Fal in an
amount in excess of $10,000.00.
For designing, manufacturing, distributing,
supplying, and/or selling a product or products
that were in a defective condition and were
unreasonably dangerous for that intended use; and
For failure to give adequate and complete warnings
of the known and knowable dangers involved in the
intended use of the product.
Based on the foregoing, T-Fal is strictly liable to the
b.
a.
Ii
eoUNT III
THOKAS MALINAK
v.
J.e. PIIlIlIlY
(Negligence)
24. Plaintiffs incorporate by reference Paragraphs 1 through
23 above.
25. J.C. Penney was negligent in failing to provided a safe
product in the following respects:
a. Carelessly and negligently distributing, supplying,
and/or selling the aluminum frying pan in a
dangerous condition so as to cause injury to the
Malinak's property;
b. Carelessly and negligently creating and allowing a
dangerous condition to exist by failing to insure
that the pan would not rupture when heated;
c. Carelessly and negligently allowing a dangerous
condition to exist by failing to properly inspect
and test the frying pan prior to sale and
distribution;
d. Failing to exercise the requisite degree of care
and caution in the distribution, supply and/or sale
of the frying pan;
7
e. Failing to give sufficient warnings of the dangers
of the frying pan J.c. Penney knew or should have
known might exist from heating the pan; and
f. Failing to insure that the frying pan was designed,
manufactured and assembled without defects in a
manner which would prevent the ultimate user and/or
consumer of said frying pan from sustaining
injuries during the use or operation thereof.
26. As a direct and proximate result of the negligence and
carelessness of the J.C. Penney, the Malinaks have suffered
property damage and loss of employment time and money.
27. The negligence and carelessness of J.C. Penney was a
direct and substantial factor in the damages suffered by the
Malinaks.
WHDlrORI, the Plaintiffs demand jUdgment against J. C.
Penney, in an amount in excess of $10,000.00.
eoUllT IV
THOKAS MALINAK
v.
J. e. PlllNEY
(strict Liability)
28. Plaintiffs incorporate by reference Paragraphs 1 through
27 above.
8
29. J.C. Penney was, at all times relevant hereto, and
presently is engaged in the business of selling, distributing,
and/or supplying aluminum frying pans, including the subject which
forms the basis of this action.
30. At the time J.e. Penney sold, distributed and/or supplied
the subject frying pan, the subject frying pan was in a defective
condition, unreasonably dangerous to the purchasers and the
ultimately users and/or consumers thereof, including the Malinaks.
31. The aluminum frying pan was, at all times relevant,
expected by J. C. Penney to reach and did in fact reach, the
ultimate users and/or consumers, including the Malinaks, without
substantial change in the condition which it was sold, supplied,
and/or distributed by J.C. Penney.
32. J. C. Penney, is strictly liable to the Malinaks as
follows:
a. For designing, manufacturing, distributing,
supplying, and/or selling a product or products
that were in a defective condition and were
unreasonably dangerous for that intended use; and
b. For failure to give adequate and complete warnings
of the known and knowable dangers involved in the
intended use of the product.
9
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!l'HI!AIFF'S RETURN - 5UMto-,IONS 'COMPLAINT
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1...7:;;/ [] Defendant
__-.1/J12:? g-oerc;;-dant Company
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SERVED AND MAD 0 I<NOVlN To_81}&( _j/zili: (!.
by handin~ttru: and t,testcd It.~) jJ, the wil'lin/lmmo:ls/, 'lmpJain', ,sslled in the ab~c cnptioned m~tter
on _;;f~tJl/~7i1i;i:---,):: ~ ~9 -ii/7 - ,;,:t /It )L. o/cloc.f., _LM., E.S:T'!D,S'.T.
at _ILL _J_J.!.''12./~\L___.n,/-l,___-I.L-._._ ., 1:?,_ _. . _ ,111 the A;nty ol,Plllladelphla,
State of Pennsylvania, to Ij~f.dft: Ic:lll?/J1.C-:._ ( Ilky.-:L~ AtL-j2til/
o (l) the aforesaid clefendant, per:;anally;
o (2) an adult member of the family of said defendant, with whom said delendant resides, who stated that
his/her relationship to said ,! fendant is that of__
o (3) on adult pUlson in charge ,f defendant's residen," th'J cHid adult pcroon having relused, upon re-
quest, to give his/her name and rdalionship to said defen' ant;
o ~managcriclerk of the place o[ lodging in which said defen lant resider.;
[tY(5) agent or person ior the time being in charge of dekildant's off C~ or usual place o[ business.
[] (6) the _____.______.___ and officer 01 s", I defcn,'anl Company;
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DEe
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So Ancwcrs,
~A.D. 19 pt.
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Nolana! Seal p bile
Jedflllo B;11Ier. Jr.. ~t~i~ C~llnlY
PI11\;Jdelpt1I" Ptl1lade P J~lltJ 4. \998
My COOln\lS3I!JIl Ellplles
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t,4urntJur, Pcnn:.;r,.JlW
JOHN D. GREEN, Slleri"
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"aluminum frying pans" in any manner whatsoever and particularly
as alleged in this paragraph of Plaintiffs' Complaint. T-Fal
does admit that it places handles on aluminum frying pans, is
involved in trimming frying pans, and that it distributes, inter
alia, aluminum frying pans through a dealer network.
5. The allegations contained in this paragraph of
Plaintiffs' Complaint are directed to a party other than T-Fal
and, therefore, no response is required of T-Fal.
6. Denied. T-Fal specifically denies that it
manufactured the aluminum frying pan identified by Plaintiffs as
being involved in the transactions and events surrounding this
litigation. T-Fal admits that it places handles on frying pans,
is involved in trimming frying pans and that it may have supplied
the subject aluminum frying pan to J. C. Penney. T-Fal also
specifically denies that the pan "suddenly and without warning
ruptured" in any manner whatsoever and particularly as alleged in
this paragraph of Plaintiffs' Complaint.
7. Denied.
8. Denied.
9. Denied.
10. Denied.
11. Denied.
12. D,mied.
13. Denied.
-2-
36. Denied.
WHEREFORE, Defendant, T-Fal Corporation, respectfully
requests this Honorable Court to dismiss Plaintiffs' Complaint
with prejudice together with any and all other reasonable costs
associated with this lawsuit as well as any other relief this
Honorable Court deems appropri~te.
DEFENDANT'S. T-FAL CORPORATION. NEW MATTER
37. The incident complained of in Plaintiffs'
Complaint and the alleged injuries and/or damages were solely the
result of the negligence, carelessness and/or recklessness of
Plaintiffs and/or others over whom T-Fal had no control. Such
negligence and/or carelessness and/or recklessness on the part of
Plaintiffs and/or others over whom T-Fal had no control precludes
any recovery by Plaintiffs.
38. Plaintiffs recovery, if any, should be reduced and
diminished in proportion to the amount of fault attributable to
the Plaintiffs or barred in its entirety in accordance with this
Commonwealth's Comparative Negligence Act.
39. The conduct of Plaintiffs was the proximate cause
of all injuries and/or damages alleged in Plaintiffs' Complaint.
40. The subject aluminum frying pan was reasonably
fit, suitable, and safe for its intended purpose, contained
adequate warnings or instructions, and was not designed in a
defective manner.
-6-
41. Plaintiffs' Complaint fails to state a claim
against the Defendant, T-Fal Corporation, upon which any relief
can be granted.
42. The conduct of parties and/or persons and/or
entities other than T-Fal was the superseding, intervening cause
of Plaintiffs' purported injuries and/or damages. Any claimed
conduct on the part of T-Fal was not the proximate cause of the
alleged injuries.
43. The claimed injuries and/or damages, if any,
proximately resulted from the misuse, abuse or unintended and
unforeseeable use of the aluminum frying pan and consequently no
claimed conduct on the part of T-Fal was a proximate cause of the
claimed injuries and/or damages.
44. Plaintiffs' claims are barred by all applicable
statutes of limitations.
45. The subject aluminum frying pan was reasonably
fit, suitable and safe for its intended use.
46. Plaintiffs assumed the risk for their own conduct
and are barred from the recovery or damages therefore.
47. No warranties, either express and/or implied,
existed at the time of the incident giving rise to this lawsuit
between T-Fal and Plaintiffs.
48. In the event it is determined that any warranties
existed, T-Fal specifically denies breach of said warranties.
-7-
\
BY:
WHEREFORE, Defendant, T-Fal Corporation, respectfully
requests this Honorable Court to dismiss Plaintiffs' Complaint
with prejudice together with any and all other reasonable cooto
associated with this lawsuit as well as any other relief thio
Honorable Court deems appropriate.
MARSHALL, DENNEHEY, WARNER,
COLEMAN AND GOGGIN
ES J. COM
1 pine Str
P.O. Box 803
Harrisburg, PA 17108-0803
(717) 231-3762
1.0. No. 59062
Attorneys for Defendant,
T-Fal Corporation
DATE: 1'2-z,-~1o
-9-
CERTIPICATE OP SERVICE
I, Susan M. Williams, an employee of Marshall, Dennehey,
Warner, Coleman & Goggin, do hereby certify that on this 27th day
of December, 1996 served a copy of the foregoing document via
First Class United States mail, postage prepaid as follows:
Paul L. Zeigler, Bsquire
ZEIGLER & ZIMMERMAN, P.C.
355 North 21st Street
Suite 304
P.O. Box lOBO
Camp Hill, PA 17011-3707
George B. Faller, Esquire
MARTSON, DEARDORFF, WILLIAMS
AND OTTO
10 E. High Street
Carlisle, PA 17013
~~ll~ j{A\ _ 1(. I.JLL/tltVilt.j)
SUSAN M. WILLIAMS
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40. Denied. It is denied that the subject aluminum frying
pan was reasonably fit, suitable and safe for its intended purpose,
contained adequate warnings or instructions and was not designed in
a defective manner.
41. The averment of Paragraph 41 calls for a legal conclusion
anQ, therefore, no answer is required.
42. Denied. It is denied that the conduct of anyone other
than T-Fal was the superseding, intervening cause of Plaintiffs'
injuries and/or damages. It is further denied that conduct on the
part of T-Fal was not the proximate cause of the injuries and/or
damages.
43. Denied. It is specifically denied that the Plaintiffs
misused, abused or performed unintended and unforeseeable use of
the aluminum frying pan in question and it is further denied that
anyone other than T-Fal was a proximate cause of the claimed
injuries and/or damages.
44. The averments of Paragraph 44 call for a legal conclusion
and, therefore, no answer is required.
45. Denied. It is specifically denied that the aluminum
frying pan was reasonably fit, suitable and safe for its intended
use.
46. The averments of Paragraph 46 call for a legal conclusion
and, therefore, no answer is required.
2
47. Denied.
It is specifically denied that no warranties
existed at the time that the incident in question occurred.
48. Denied. It is specifically denied that the Defendant, T-
Fal, did not breach warranties to the Plaintiffs.
49. Denied. It is specifically denied that the Defendant, T-
Fal's breaches were not the proximate cause of Plaintiffs' injuries
and/or damages.
50. The averments of Paragraphs 50 call for a legal
conclusion and, therefore, no answer is required.
51. The averments of Paragraphs 51 call for a legal
conclusion and, therefore, no answer is required.
WHEREFORE, Plaintiffs Thomas Malinak and Linda Malinak, his
wife, request this Honorable Court to grant judgment against
Defendant, T-Fal, as well as any other relief this Honorable Court
deems appropriate.
ZEro
P.c.
By:
ZEIGLER, ESQUIRE
o. 09603
355 N. 21st Street, suite 304
P. O. Box 1080
Camp Hill, PA 17011
(717) 731-1484
DATE: q ~~ 1l'{,\1
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THOMAS MALINAK, and
LINDA MALINAK. his wife
Plaintiffs
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY. PENNSYLVANIA
v.
NO. 96-6106 CIVIL TERM
CIVIL ACTION-LAW
T -F AL CORPORATION and
J.C. PENNEY,
Defendants
JURY TRIAL OF TWELVE DEMANDED
ANSWER WITH NEW MATTER AND CROSSCUIM OF
DEFENDANT J.C. PENNEY CO.. INC. (incorrectlv cautioned as J.C. PENNEY)
TO PLAINTIFFS' COMPUINT
TO: THOMAS MALINAK and LINDA MALINAK, Plaintiffs, and their attorney, PAUL L.
ZEIGLER, ESQUIRE
T-FAL CORPORATION, Defendant. and its attorney. JAMES J. COMIT ALE, ESQUIRE
YOU ARE HEREBY NOTIFIED TO FILE A WRITTEN RESPONSE TO THE
ENCLOSED NEW MATTER AND CROSSCLAIM WITHIN TWENTY (20) DAYS FROM
SERVICE HEREOF OR A JUDGMENT MAY BE ENTERED AGAINST YOU.
1-2. Admitted based on information received.
3. Admitted with the exception that the correct name of the answering Defendant is
J.C. Penney Co., Inc.
4. Admitted based on information received.
5. Admitted.
6-8. After reasonable investigation. the answering Defendant is without knowledge or
information sufficient to form a belief as to the truth or falsity of the averments contained in this
paragraph. The averments are therefore deemed denied and proofis demanded.
9. Denied pursuant to Pa. R.C.P. 1029(e),
10. After reasonable investigation, the answering Defendant is without knowledge or
information sufficient to form a belief as to the truth or falsity of the averments contained in this
paragraph. The averments are therefore deemed denied and proofis demanded.
] I. Denied pursuant to Pa. R,C.P. 1029(e).
12-13. After reasonable investigation, the answering Defendant is without knowledge or
information sufficient to form a belief as to the truth or falsity of the averments contained in this
paragraph. The averments are therefore deemed denied and proof is demanded.
COUNT I - NEGLIGENCE
Thomas Malinak v. T-Fal Corporation
14. The IIvennents of paragraphs I through 13 of this Answer are incorporated herein by
reference.
15-17. The avennents of these paragraphs refer to a party other than the answering Defendant
and therefore no response is required,
WHEREFORE, answering Defendant demands judgment in its favor and dismissal of
Plaintiffs' Complaint with prejudice.
COUNT 11- STRICT LIABILITY
Thomas Malinak v. T-Fal COlllOration
18. The avennents of paragraphs I through 17 of this Answer are incorporated h:rein by
reference.
19-23. The avennents ofthese paragraphs refer to a party other than the answering Defendant
and therefore no response is required.
WHEREFORE, answering Defendant demands judgment in its favor and dismissal of
Plaintiffs' Complaint with prejudice.
COUNT III - NEGLIGENCE
Thomas Malinak v. J.C. Penney
24. The avennents of paragraphs 1 through 23 of this Answer are incorporated herein by
reference.
25-27. Denied pursuant to Pa. R.C.P. I029(e).
WHEREFORE. answering Defendant demands judgment in its favor and dismissal of
Plaintiffs' Complaint with prejudice.
COUNT IV - STRICT LIABILITY
Thomas Malinak v, I.C. Penney
28. The avennents of paragraphs I through 27 of this Answer are incorporated herein by
reference.
29-31. After reasonable investigation, the answering Defendant is without knowledge or
infonnation sufficient to fonn B belief as to the truth or falsity of the avennents contained in this
paragraph. The avennents are therefore deemed denied and proof is demanded.
32-33. Denied pursuant to Pa. R.C,P. 1029(e).
WHEREFORE, answering Defendant demands judgment in its favor and dismissal of
Plairatiffs' Complaint with prejudice.
COUNT V. BREACH OF WARRANTY
Thomas Malinak v. T.Fa! Corporation
34. The avennents of paragraphs 1 through 34 of this Answer are incorporated herein by
reference.
35-36. Denied pursuant to Pa. R.C.P. I029(e).
WHEREFORE, answering Defendant demands judgment in its favor and dismissal of
Plaintiffs' Complaint with prejudice.
NEW MA TIER
37. The avennents of paragraphs I through 36 of this Answer are incorporated herein by
reference.
38. The incident complained of in Plaintiffs' Complaint and the alleged injuries end/or
damages were solely the result of the negligence, carelessness and/or recklessness of Plaintiffs and/or
others over whom Defendant I.C. Penney Co.. Inc. had no control. Such negligence and/or
carelessness and/or recklessness on the part of Plaintiffs and/or others over whom Defendant J.C.
Penney Co., Inc. had no control precludes any recovery by Plaintiffs.
39. Plaintiffs' recovery, if any. should be reduced and diminished in proportion to the
amount of tault attributable to the Plaintiffs or barred in its entirety in accordance with the
Pennsylvania Comparative Negligence Act.
40. The conduct of Plaintiffs was the proximate cause of all injuries and/or damages
alleged in Plaintiffs' Complaint.
41, The subject aluminum flying pan was reasonably lit, suitable, and safe for its intended
purpose, contained adequate warnings or instructions, and was not designed in a defective manner.
42. Plaintiffs' Complaint fails to state a claim against Defendant J.C. Penney Co., Inc.
upon which any relief may be granted,
43. The conduct of parties and/or persons and/or entities other than Defendant J.C.
Penney Co., Inc. was the superseding. intervening cause of Plaintiffs' purported injuries and/or
damages. Any claimed conduct on the part of Defendant lC. Penney Co., Inc. was not the proximate
cause of the alleged injuries.
44. The claimed injuries and/or damages. if any. proximately resulted from the misuse,
abuse or unintended and unforeseeable use of the aluminum frying pan and consequently no claimed
conduct on the part of Defendant lC. Penney Co., Inc. was a proximate cause of the claimed injuries
and/or damages.
45. Plaintiffs' claims are barred by all applicable statutes of limitations.
46. Plaintiffs assumed the risk for their own conduct and are barred from the recovery or
damages therefor.
47. No warranties, either express and/or implied, existed at the time of the incident giving
rise to this lawsuit between Defendant I.C. Penney Co" Inc. and Plaintiffs.
48. In the event it is determined that any warranties existed, Defendant J.C. Penney Co.,
Inc. specifically denies breach of said warranties.
49. In the event that it is determined that any warranties were breached, said breach was
not the proximate cause of Plaintiffs' alleged injuries and/or damagea.
50. Defendant lC. Penney Co.. Inc. reserves the right to raise any additional affirmative
defenses which need not be pleaded and are not waived by virtue of Pennsylvania Rule of Civil
Procedure 1030, as amended, effective September I, 1994.
WHEREFORE, Defendant lC. Penney Co" Inc, demands judgment in its favor and dismissal
of Plaintiffs' Complaint with prejudice.
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41. For the reasons set forth in the PlaintJ.ffs' Complaint,
the allegations in Paragraph 41 are denied in that the subject
aluminum frying pan was neither fit, suitable, nor safe for its
intended purpose; by way of further answer, it was designed in a
defective manner.
42. Thf.! allegations of Paragraph 42 call for a legal
conclusion and, therefore, no answer is required.
43. The allegations of Paragraph 43 call for a legal
conclusion and, therefore, no answer is required.
44. The allegations of Paragraph 44 are denied; by way of
further answer, the allegations call for a legal conclusion and,
therefore, no answer is required.
45. The allegations of Paragraph 45 call for a legal
conclusion and, therefore, no answer is required.
46. The allegations of Paragraph 46 call for a legal
conclusion and, therefore, no answer is required.
47. Denied. It is specifically denied that warranties did
not existed and proof of the same is demanded.
48. The allegations in Paragraph 48 are denied and proof of
the same is demanded. By way of further answer, the allegations of
Plaintiffs' complaint are incorporated by reference hereto.
2
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