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HABIlIAGLlllnJdiHJjIt'LAaUIMlltT
'rllIS AClREEMEN'1' Ls made and entered Lnto between Thomas E.
Kram~r and Marilyn M, Kramer, hereinafter referred to aa Husband
and Wife. The parties were married on July 25, 1981 and there are
no children born of their marriage,
As a consequence of disputes and unhappy differences, the
parties have separated.
'1'he pal-t!I',lS desire to confirm their
separation and mako arrangomonts in connection therewith, including
the settlement of their property rights, and all other rights and
obligations arising out of the marriage relationship.
It is therefore agreedl
1. CONSIDERA'1'ION
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The consideration for this Agreement is the mutual promises
and agreement herein contained.
2. ~ON AND NONINTERFERENCE
A. It will be lawful for each party at all times hereafter
to live separate and apart from the other party at such place or
places as he or she may from time to time choose or deem fit.
B. Each party shall be free from interf.erence, authority and
control, direct or indirect, by the other, as fully as if he or she
were single and unmarried.
Nei ther shall bother the other or
compel or endeavor to compel the other to cohabit or dwell with him
or her.
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3 . M1J!fjJAldUS.LJ::AJ3J!:
Subject to the provisions of this Agreement, each party has
released and diBcharged, and by this Agreement does for himBelf or
hllrself, and his or her hair.s, legal representatives, executors,
administrators, and 6ssigns, release and discharge the other of and
from all causes of action, claims, rights, or demands whatsoever in
law or equity, which either of the parties aver had or now has
against the other, except any or all cause or causes of action for
divorce.
4. fJJLL DISCLOSURE
The provisions of this Agreement and their legal effect are
fully understood by each party to this Agreement, and each party
acknowledges that the Agreement is fair and equitabie, that it is
being entered into voluntarily, and that it is not the result of
any duress or undUe influence. Husband and wife each represent and
warr.ant to the other that he or she has made a full and complete
disclosure to the other of all assets of any nature whatsoever in
which such party has an interest, of the sources and amount of the
income of such party of every type whatsoever, and of all other
facts relating to the subject matter of this agreement. Wife
repreBents that she was represented by Marianne E. Rudebusch, Esq.
in reaching this Agreement, and Husband represents that he was
represented by Gregory J. Ricci, Esq., in reaching this Agreement.
Both parties represent that the terms of this Agreement have been
fully explained to them by their respective counsel.
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6. EOUITABLE DIVISION
By thiB Agrllllment, thll partillB havll intended to effect an
equitablll diviBion of their marital property. 'rhis diviBion iB not
intended by the parties to constitute in any way a Bale or exchange
of aBsets.
6. 5.1IJlllEoUEN'r DIVORCE
A. AGREEMENT NO'!' PREDICA'rED ON DIVORCE - It is spllcificaUy
underBtood and agreed by and between tho parties hereto and each of
the Ba1d parties does hereby warrant and represent to the other
that the execution and delivery of this Agreement is not predicated
upon nor made subject to any agreement for institution,
proBllcution, defense, or for the non-prosecution or non-defense of
any action for divorce, provided, however, that nothing contained
in this Agreement shall prevent or preclude either of the parties
hereto from commencing, instituting or prosecuting any action or
actions for divorce, either absolute or otherwise, upon just, legal
and proper grounds, nor. to prevent either party from defending any
such action which haG been, mayor shall be instituted by the other
party, or from making any just or proper defense thereto. It is
warranted, covenanted and represented by Husband and Wife, each to
the other, that this Agreement is lawful and enforceable and this
warranty, covenant and representation is made for the specific
purpose of inducing Husband and Wife to execute the Agreement.
Husband and Wife each knowingly and understandingly hereby waives
any and all possible claims that this Agreement is, for any reason,
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illegal or for any reason whatsoever, unenforceable in whole or in
part. lIuBband and Wifo each do hereby warnmt, COVllnant and agree
that, in any pOBsible evont., ho and she aro and shall foraver bo
estopped from assorting any illegality or unenforceability as to
all or any part of this Agreement.
13. EN'!'RY AS PAil'!' OF DECRBE - It is the intention of the
parties that the Agreement shall survive any action for divorce
whJ.ch may be instituted or prosecuted by ei thllr party Ilnd no order,
judgment or decree of divorce, tomporary, final or permanent, Bhall
affect or modify the f1nancJ.al terms of this Agreement. ThiB
Agreement Bhall be incorporated in but shall not mergo into any
Buch judgment or docree of final divorce, but shall be incorporated
for the purpoBeB of onforcoment only.
C. MU'l'UAL CONSEN'!' DIVORCE 'rhe part ies agree and
acknowledge that their marriage is irretrievably broken, that they
do not desire marital counseling, and that they both consant to the
entry of a decree in divorce pursuant to 23 Pa.C.S.A. Section
3301(c). Accordingly, both parties agree to forthwith execute such
conBentB, affidavits, or other documents and to direct their
respective attorneys to forthwith file such consents, affidavits,
or other documents as may be necessary to promptly proceed to
obtain a divorce purBuant to said 23 Pa.C.S.A. Section 3301(c).
Upon requeBt, to the extent permitted by law and the applicable
RuleB of Civil Procedure, the named defandant in such divorce
action Bhall execute any waivers of notice or other waiverB
neceBsary to expedite Buch divorce.
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7. DIVIS loON OF PEJlWJNAL PROPERTY
Wife agrees that /Ill of tha property in the POBSSBsion of
HUBband Bhall be the sole and separate property of HUBband, and
HUBband agrlles that all of the property in the posBession of Wife
shall be the sola and BeparBte property of Wife. The partieB do
hereby BpecJ.fically waive, release, renOUnce and forever abandon
whatever claims, if IIny, he or sha may have with respect to the
above items which shall bocome the sole Ilnd separate property of
the other. 'rhe partieB agree that Husband shall retain two
cemetery plots in Cumberland Valley Memorial GardenB, R.D. 15,
CarliSle, Pennsylvania 17013.
a. DIVISION OF MOTOR VEHICLES
With respect t:o the motor vehic leB owned by one or both of the
parties, they agree as folloWBt
HUBbandl 1994 Ford Ranger Pickup
Wifel 1995 Pontiac Grand Am
The titles to the said motor vehicles shall be executed by the
parties, if appropriate, for effectuating transfer aB herein
provided, on the date of execution of this Agreement or at any time
thereafter at the request of either party.
9. DISPOSITION OF PROPERT~
From and aftar the date of the signing of thiB Agreement, both
parties ~hall have complete freedom of dJ.sposition as to hiS/her
separate property and any property which is in their pOBsession or
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oontrol purBuant to thiB Agreement and may mortgllge, lSell, grant,
conveyor otherwiBe encumber or disposo of such property, whether
real or personal, whether sllch property was aoquired before, during
or lifter marriage, and neither Husband nor Wife need join in,
conBellt to, or acknowledge any deed, mortgBge, or other inBtrument
of the other pertaining to ~uch disposition of property.
10 . U I V I S I Q1LOf-Jl.EA.L.....P~lIT.Y
HUBband and Wife hereby agree and acknowledge that they own
certain real property located at 2216 Ritner Highway, Carlisle,
PennBylvania, including lots 3, 4 and 5, as tenants by the
entiretieB. See attached map as Bxhibit A.
Wife hereby agrees to convey all her right, title and intereBt
in lots 3 and 5 to Husband. Wife agreeB to execute a deed or other
instrument of conveyancing necessary to effectuat,e thiB transfer at
the time of the execution of thiB document. Husband agrees to
convey all his right, title and interest in lot 4 to Wife at the
time of the execution of this document. The parties agree that the
division line between lot 4 and 5 be changed so that the dwelling
on lot 5 meets Dickinson Township'S requirement thllt a dwelling
must lie no less than 25 feet from the property line. The line
will only be moved to the distance required to meet township
regUlations. The cost of moving the property line shall be equally
dividod between the parties. In the event that the property line
between lots 4 and 5 cannot be moved to meet Dickinson Township's
requirementB, Wife Bhall convey to Husband all her right, titl.e and
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interest in lot 4 for payment to her by lIuBband of $20,000 for lot
4 alone within three months of the datu of execution of the MSA.
'!'he parties acknowledge that there is an existing mortgage
againBt this property held by lIarriB Savings & Loan in the amount
of approximately $27,000 and a home equJ.ty loan held by Dauphin
DepoBit Bank in the amount of approximately $38,000. lfuBband
agrees to obtain financing Buch that he Bhall satisfy Bald mortgage
and home equity loan in total. Husband shall hold wife harmless
from liability for theBe obligationB and other obligationB arising
from thiB property. HUBband shall pay to Wife $40,000 for lots 3
and 5 within threll months from the date of execution of thiB
Marital Settlement Agreement. The deedB to all lotB shllll be held
in escrow by Wife'B attorney until payment to Wife by lIusband of
$20.000 for lot 4, if applicable, and $40,000 for lots 3 and 5.
The parties agree that thll property shall be listed for Bale iB
HUBband doeB not make payments to Wife as specified above. In the
event of a Bale of the property, all net proceeds from the Bale
Bhal1 be divided equally between Husband and Wife.
11. PAYMENT OF SPECIFIED OBLIGATIONS
The partieB agree that the following constitute joint marital
obligations which Bhall be paid by the following perBonl
A. WIFE - All debtB in her name alone.
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B. HUSBAND - (1) All debts in hiB name alone, (2) Balanoe of
debt to Cumberland Valley Memorial GardenB.
12. Lt~ FEES
Each party shall pay his or her own attorneYB fees.
13. ALIMONY
Both parties acknowledge and agree that the provisions of this
Agreement providing for equitable diBtribution of marital proper.ty
are fair, adequate and satisfactory to them and are accepted by
them in lieu of and in full and final settlemant and satisfaction
of any claLmB or demands that either may now or hereafter have
against the other for support, maintenance, alimony pendente lite
or alimony. Husband and Wife further, voluntarily and
intelligently, waive and relinquish any right to Beek from the
other any payment for support, ntaintanance, alimony pendente lite
or alimony.
14. PENSION PROGRAM
Each party hereto Bhall maintain sole ownerBhip over hiB or
her individual pension plan, profit sharing, deferred compenBation
or similar retirement plan ncquired individually or as the result
of contributionB by his or her employer. Wife hereby releases any
interest that she has in the retirement benefitB of HUBband
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accumulated aB the rosult of his employml'lnt l.ly AMP, Inc. and any
other IIdditional benefits ho IIII1Y hllve accrued. Husband hereby
relOIlBee any intereBt that he haD in tho retirement benefitB of
Wife IIccumulntod liS tho roeult of her employment by the
Commonwealth of Pennsylvania and any othor IIdditional benefits ahe
mllY hllve accrued. This wlliver is a full and complete diBcharge of
each parties' marJ.tal claim.
15. MISCELLANEOUS
All IIsBets including, but not limited to, Bavings accountB,
checking accounts, certificates of depoBit and life inBurllnce
policieB Bhllll be the sole and separate property of the title
holder of Baid IIBset.
The partieB believe and IIgree, and have been BO IIdvlBed by
their reBpective attorneys, that the diviBion of property
heretofore mllde by this Agreement is II non-taxable division of
property between co-ownere rather than a taxable Bale or exchange
of such property. Each party promiBes not to take any position
with reBpect to the adjusted basis of the property aSBigned to him
or her or with respect to any other iSBUO which is inconsistant
with the position sot forth in the preceding sentence on his or her
federal or Btate income tax returns.
The partieB have heretofore filed joint federal and state tax
returnB. Both parties agree that in the event any deficiency in
federal, Btate or local income tax is proposed, or any asseBsment
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of any suoh ta~ is made aqainBt eithor of them, each will indemnify
and hold harmlosB the other from and against any lOBS or liability
for any Buch tax defJ.ci~ncy or. aSBessment and any intereBt, penalty
and expense incurred in connection therewith. Such tax, intereBt,
penalty or expenlle shall be paid solely and entirely by the
individual who ill finally determined to bo the calise of the
miBrepresent6tions or failures to dlsclose the nature and eKtent of
his or her separate income on tho aforesaid joint returns.
16. ~E~J!:RAL PROVI9ION~
A. WARRAWrV AS '!'o BXIS'rING OALIGA'rrONS Each party
repreBents that they have not heretofore incurred or contrllcted for
any debt or liability or obligation for which the estate of the
other party may be responBible or liable except as may be provided
for in this Agreement. Each party agrees to indemnify or hold the
other party harmlesB from and aqainst any and all BIICh dllbtB/
liabilities, or obligations of every kind which may have heretofore
been incurred by them, including those for necessities, except for
the obliqations arising out of thiB Agreement.
B. WARRAN'rV AS TO FU'!'URB OBLIGA'l'IONS - Wife and HUBband each
covenant, warrant, represent and agree that each will now and at
all times hereafter save harmless and keep the other indemnified
from all debtB, charges, and liabilities incurred by the other
after the execution date of this Agreement, except as may be
otherwise specifically provided for by the terms of thiB Agreement
and that neither of them shall hereafter incur any liability
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whatsoever for which the ostate of the ather may be liable.
C. SEVERABILITY If any term, condition, clause, or
provlsion of thiB Agreement shall be dBtermined or declared to be
void or invalid in law or otherwise, then only that term,
condition, clauso, or provision shall be Btricken from thiB
Agreement and in all other respects this Agreement shall be valJ.d
and continue in full force, effect, and operation. LikewiBe, the
failure of any party to meet his or her obligations under anyone
or more of the paragraphs herein, with the oxception of the
satisfaction of tho conditions precedent, shall in no way void or
alter the remaining obligations of the parties.
n. OTHER DOCUMENTATION - Wife and Ilusband covenant and agree
that they will forthwith eKocute any and all written instruments,
assignmentB, releases, satisfactions, deeds, notes 01;' such other
writings as may be necessary or desirable for the propor
effectuation of this Agreement, and as their respective counBel
shall mutually agree should be so executed in order to carry out
fully and effectively the terms of this Agreement.
E. ENTIRE AGREEMEN'l' - This Agreement contains the entire
understanding of the parties, and there are no representations,
warranties, covenants, or undertakings other than those expressly
Bet forth herein.
F. WAIVER OR MODIFICATION TO BE IN WRITING - No modification
or waiver of any of the terms hereof Bhall be valid unless in
writing and signed by both parties and no waiver of any breach
hereof or default hereunder shall be deemed a waiver of any
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BUbBequent default of the same or similar nature.
G. MU'!'UAL COOPI!:IlA'l'ION - Each party Bhall, at any time and
from time to time hereafter, tllka any and all steps and ~xecute,
acknowledge, and deLiver t.o the other party any and all further
instrumentB and/or documents that the other party may reaBonably
require for the purpose of giving full force and effect to the
proviBions of this Agreement.
II. LAW GOVBllNING - This Agreement shall be construed and
governed in ac:cordance with the laws of the Commonwealth of
Pennsylvania.
I. BINDING EFFECT - Except as otherw'iBe stated herein, thie
Agreement shall be binding and Bhall inure to the benefit of the
parties hereto and their respective heirB, executors,
administrators, successors, and assigns.
J. NO WAIVBR OF DEFAULT - This Agreoment shall remain in
full force and effect unless and until terminated under and
purBuant to the terms of this Agraement. 'l'he failure of either
party to insist upon Btrict performance of any of the proviBions of
this Agreement shall in no way affect the right of such party
hereafter to enforce the same, nor shall the waiver of any breach
of any provision hereof be construed as a waiver of any subsequent
default of the same or similar nature, nor shall it be construed as
a waiver of strict performance of any other obligations herein.
K. HEADINGS NOT PART OF AGREEMENT - Any heading preceding
the text of the several paragraphs and subparagraphB hereof are
inBerted solely for convenience or reference and shall not
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constitute a part of thia ACJrel)m"nt nor ahllll thay affect its
meaning, construction, or affect.
L. WAIVElt OF CLAIMS AGAINS'I' ES'rA'I'ES - Except liB horein
othorwisa provided, each party may dispose of his or her property
in any way, and each party hereby waivea and relinquishes any and
all rights he or she may have or hereafter acquire, under the
preBent or future laws of Pennaylvania or another jurisdiction, to
share in the property or the estate of the other aB a result of the
marital relstionBhip, including, without limitation, dower,
curteBY, their statutory equivalenta, widow's allowance, homestead
rights, right to take in intestacy, right to take against the will
of other, and right to act aB administrator or executor of the
other'B estate, and each party will, at the rl/quest of the other,
execute, acknowledge, and deliver any and all inBtruments which may
be neceBBary or advisable to carry into effect this mutual waiver
and relinquiBhment of all Buch interests, rights and claims.
M. ATTORNEY'S FEES LrOR BNFORCEMENT - In the event that
either party breacheB any provision of this Agreement, and the
other party retains counsel to assist in enforcing the termB
thereof, the parties hereby agree that the Lreaching party will pay
all reaBonable attorneYB' feeB, court costB, and expenses incurred
by the other party in enforcing the Agreement.
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6. 'I'he Plaintiff and Defendant are both citizens of the
United StateD of America.
7. There have been no prior actions in divorce between the
parties.
8. The Plaintiff and Defendant are not members of the Armed
Services of the United St~teB or any of itB allies.
9. Plaintiff has beon adviBed of the availability of
counBeling and that she may have the right to requeBt that the
Court require the parties to participate in counseling.
10. The causes of action and sections of Divorce Code under
which Plaintiff is proceeding are:
A. Section 3301(c). The marriage of the partieB
is J.rretrievably broken. After ninety (90) days have
elapsed from the date of eervl.ce of thiB complaint,
Plaintiff intends to file an Affidavit consenting to a
divorce. PlaintJ.ff believes that Defendant may also file
Buch an Affidavit.
B. Section 3301(d). The marriage of the parties
iB irretrievably broken.
The Plaintiff and Defendant
separated on July 25, 1996.
WHEREFORE, the Plaintiff prays your Honorable COlJrt to enter
a Decree in Divorce from tho bondB of matrimony.
By: jtt.iy\"~/",q' { ~(lI,~/'"CJ.~
Marianne E. RudebuBch, EBq.
Attorney No. 63522
845 Sir Thomas Court
Suite 9
Harrisburg, PA 17109
(717) 657-0632
Attorney for Plaintiff
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MARIANNE E. RUm!:DUSCH, E.quire
845 Sir Thomus Court, l'1arrlsbutg, PA 17109
(717) 657-0632
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