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PLAINTIFF'S
EXHIBIT
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Inutl"lllhplllll tlftllllllnlll~ll~ \I~~ III VIIl^ lj~ld .11111I111 Ill,. "'ll(;III,,'1 .1I11~1 till/Ill !lInt 1!IIIIII".t III ""'''j 1','11 'II~~ 1111" 1I11~ '(~II/'I "1i1'H" ,t -1111111'11,1 M.,I"I ~lt IM,II td~mlln lhllll
lJllI' 'II~ lHIIIIII"hl'/"hIlU tmillll.1 1I11I1IulluII lllllHlhWIII, dltl~1 lilt' tllllllt Jlllj)"lrd 1l1I"IJ" ~iI "11101'111" ~.t III 'III' Ih" /lIIHlJI11 11111,1' UIl'l'lIfl."1 ',Inl' "Ill! '11;'11 OI'HII ttil'1!IJl1II111Jl
Ilolltllll't. hh~ 11~IW't . IlIdlll'l~ IlIIUIJII! 'W..' '/11'1' '!lull' IJld 'II 1111 In '>dhl" III' "'llut'l '1IIIlHll'IIl.,,~ 1'1 011 UIIlJIIII'1 IIIU mtlolllll~ l'lIU,IJiI' /1'1'111 "1 I I,LIIII I IILI (I . ""'I~'I' 'JllhOI
11I1i,nh1Jld .llfUlr 1"1,,, Iltllll '1IIIlml ~llh IllIbr 1JI1'1)~I/Ii~"U/jAt IIM,~ 0' flh)~'U)I~ i Ij~rllJ i~1 lit, l~ lIlt ~IIUlillll1l.,h, "11',1 Iwl, I~I 111'101,.1 /"11"1 11"111,11,111 l'I!lIIIi,'dl,blt UUll'lllll
'Il~ 1101111' 'Ill' 1I1llllllllU IlllI.'lfllIIIIIlUII~U ~ou .nd 'I'l. .~,,, UIIIIIII~1
6~UI.1 ftUIIII'III'lIl. 1I11ha AICIIIlIlI [/utll A,wi,vwl'IQUI'1Il 1/1 OI~". III .Hilll1u, All '111111 '111'1'1'1' 11"'1101'1), llillll.., .Uln'lI '"11 I~ Illllt,.. III~ 101111111 ,.1111 ~"II:.I~IlIIII''''I''''1 h.lt hlH
"OIl~IIII"IIIIIIII11lltil,1 Ih'hlIHIUm.IIUII'd 1I'llllullg 11'ltll '11 0'11111 ~llh IIlhl'l Itlllll'll ....,lhp<l1 llli! 1111111)1111111:11 IJill hhl' .Iu .U.....d 11111 IliO 1,IId ~lllllll' lIH ,/1 111I11 111111111'111,11'11 ....,II;U '1IIIillllll:(j
11,111 Villi 111'1 Ilplll"'I) II~"" UlIlIlllltd '1'IolvIIIg 111'1111 .110111111....'111,,11111111 ~lilhl'II/1luHI ~'~ 1Il1111l'llt~ 1.111t "I'N 11'lrllll rlll~IIII~lIt '111 10nhlllllU ,I .....llIhl~ )li" ai, 1u:lllllll"'U It,,u Ijll'II.1
1"jlHIIIlHull
CUll ~If~'"ll' 1111111I'1 url . lUll ~lh~I1I' IUlIll lilt \'I~^ ',11'1111.1 ",11111111"11 .1 ll'IHlr~ Illdolnllld 11'111I IJ.dILIIH '1\11111 Ihl'l~ )1111 rn.l'I"'III'1I 1.111 'lh~1111' 11111H III 1.!lIII~ 1:'" lidl hii'
tlW1lhl"I'III'dHIlI'J1I1I1111tII1l'1l1
Pltlll'"H ll;il I'rlll 11'1 I'll' . 1t~IIIUII, 1I.ltlllI~1I UlUVlltly )lllll'lIi1I1'lIdlll~ 11/11.111' tuu 11I11111'1111111 IJ 1i 111;11.,. 'lhl'l ~IIIIIIII b. P'l.lil. II . US ull", III Ulf b'll~ Ih, dill ~ '. 11181'011 11111 tlll'lII
III, PlIllIllll ,lil~ u Ihlll'rlllllll')~1 IltltIlM'IIIIJ, Ih, 11'llll1<llll/uu '1.1. 111.1111111'111' 'I'Illh 1)'I'"I'1l1 ,111IHlllulII111I1 111111 mOlllhlt Ihll1/IlI'"1 )011 11\'" 1101 1111 I'JlII ltlt~I'nll'!Il' dill H 10 !II'~' 11'ln1t'1I11
on lOll' AUCIIIIII'I llllll.~' 1)1)11I111111111 ~Ilr 0111'1 .1l0UIIIIUIl11UI I'ollh <II '11 Hul .rl,II.ltI 111'11'11111'1110111' o\llIl!I' 1'\ l) Ih, I1h'l< b,l,IIl, lliOl'r11 l)lllllllllhh'ttll'l\lliIUI tIIu ,lI1llulll IJ .tl~ 11UI
dU'11IllIM"'1 IItlil llit .lIlIllJlllIII '1'1111111 Ih. 11i11il b,lrlll. IIII"dl"!II'III,,!II, hll'llhll IJ'., 1ft II'JI'IIII)IJlllllI~III'I\IIU IleVl'I,t 111'1l'llt,lrlll dLj'I'IIU nol h, hili 111," I ~ 'ullltll !IIlII nh'l< lJ'\'m~
Ill, 1111111 lIb III nltll hI nl. I I' !l'I'llt'lIl dll' 'hIli l' It" '"11I11111111 Ih, .1~1il b'l~llltl \~, J11H IfIlIHI" IIIWhll1l1<l1lllllll1l jl'lllwnl ,I tOUI AlIOUIlII~ 11'11 ilu' o' .ho~. 1I1~ llfM liUI', HlI n' ~III 11~llll
lllU hdm' dl!IIIY 10 1111111. lI'IUlIl\ll& ItIlJIP Ihul Ih, ItllllWll1 illlt ,11\111 11,111'11111 II ~ IIIIUI. l]tt"IPIII .'IIJ IItllt M ,t ",,111 lit ~llllhl'il 10 luhli' itllll1l'lIlt du' 't~t '1111 .IIIPII.111 o. 11~111/!1 P'llll1l1!!
lIt 11'lllll'nllll\~I.I',r '11~ulllllllll' Ollllll~fll ~llh IIlh,. "lltull!:III. l\'lhlllll 1011110 lIut "yllllll 1.1I1\nl .11 ~11)!'1IJ1IIIl'nUllJ lllldl't 1III hUlf/tllll'lll
fin.nu (hlluullIljll II ilWllllbr~ III Ih. Olin l'IIllld 101 l'Ullll'''' 1I'1 lion clU111 A~llfllWIII hll'lll'~ dl/llUtl hllUltl 10 '1" 10l' UII , dl'IHI ~11I'1I ,I If lIullJdl'd III 1'11I11'1 tll' dllll) 11111111." h~l~II(lo'
rl'ullh.U Ihl.llte 'j 1]1 1111' dill) IlIh .d.,IIl' b.I.IIl, 111;ull 1.1111111' 1!/lI/lIII,'I,'1I1 lonhlu" lilllll tli.I blj~III' '. Ir.dlldd lit 'll.)tII~1I1 0' mdll hilt IlIlml'llt .UlOtllll M 1(1[1111' Ih,1 Uli'.illlh,
hlllllll 1I1~IUU IIlIllt'u 1111'11 dU' VllllllIlt IrdUlIlh, 1I'IlllllUIIV Pllllh,Ulhl.lIl1, /Iud tl1l'H. ,I Ih,1'11IllIlI, 1I,1/llltt 'I 11'10 Vllllll'duu Ih, Ihm.III1I1U (_,h hdl'I1U 1I1I1'"It' Ih, "utlll'U /llld Cuh
'\Ihtllll' Ihl""t( /lIt 1I'lh)l.l'd h) 111)mfl\U t/I)I III' I!at, '~Hllfil IlId b) Ullll!a If/IIIII 101 1t'\I'11.11 1)1 l.t., llil'l hllll, IlId n~tO'l(1I1llllJ' /,htIUIIIII Mlllt d'I'IJtIlI~d 1"lllhUIl'" ullIudrd III
101ll I'ulihut lhlllllll II Illlh, dU,l11l1lt .1I1 .d~llItU II' Illlh,dpd III )11111 (ull Ad.'"l1l"l.nl"~ 1011111'11 {tlh 'Ih'mlt hOIll OIItI>lllI1t'lll.III1~lIllJllcn. till lIuoll~h /Iuloll1'l~d r,llm, II 01.
UI, dll. IIIllI., IUlt Idumr dlrl~llI1.d, IJ'I.~III!I )Illlllllt Mt l(hlll,l'l'~ fa (uJIII'(1 dlfl~' '"11 1Il'llrd 10 IOU tllllll' lI'IILI~lt, II 1l11~Wn dl~' ,Ihl Ih, il.l,~, IUIII' olllh. dIH~, .lllllh~. dlf{~1
1I11llh, d.l, jJt.unlflllo 111, IUIII1I rlrllloluu1lr lIan.mlll'd III 01111" Inull'fl 10 1I'II11n b/ll~11t fI, 1ll)llhr Iftl. IUIIIIII,III'11 OUII>I 11111111 ItHI'lllltl I.ll', oltlllm.! IUI/ltllr, ~1II1 'n!tI;jlrtll'OIIIIIiIl~1111
11I111I1ui1t'd III1tl1l fl/ldIU' III (flh ^d~tl1l.Il.I~n\l' II 'II Illr ~.It \IUllht ',I1'fill' Ilt'l~fl U. ~Ilill'd 10 tlllll fljlrhUH Ind (uh Il,hlitll, Ihl,nrn Pllh d~, ,nd ,1' thlll 11,IIII"j rm !lIP 1.11 d/l) III
Ih. bllllnu qd, Ihl"'llllllllllllOd \\llhlll \lllIllh luh 11I1/lIHn 'II', :. 1l'p"d \IIllhllllllnHIHIIIU I IIll.m, lllf.IlJr
10 IIU'H. lilt ,,,,1) 11111111" ,h,,~. 1m 11UldIU',llld IIlr I!~III l,fIlIll' dl~IYI ilu (lIh .dl'lllH, I'll ll'll ....'"1 Illo.lll'h1llolll'lll'lillli.u l!11'"llllld Cull ~dlll/1lf UIiI/lfllP, lild III 011,1111& .n,IILlhllN,1
rllllldilllOllhf ulIfl'nl d'l 10 tll. Ipphl.hl, thl'I1I' IUHIII"IIl"'"1 ttl~ 11l1'Ullplt Ibout '11d 1l~llIlill) Ih, 111'1 'I11C'IIII hI lh. lIj:phl'bl' d',I~ ~t't1t]dl[ 1.11 IlflllolhlVllllg pl\l'~IH'ltll Ih, 11II6nu I!tAI~I'
O'IJlJllhutllllhl'n /lddl'IIIO ~tld 1I11111ilrdln UI.II!lt I P"ltlIII' 1~~lllll' 6'Id Ih~ II/\~Ilt' dlllij.lul (llh 6ill'IIlU Illlll'lI'dlfl'd 10 "Id 11IIhhled U1 th.I dl" (lIh ~lflllll" lhl'"1' W~ tlflr . IlrJII
blltllll Itt '111 lI'l at /l'J1l W. 11I1rHlIIIl, Ih, lolfl 1I1'111I! IIIIltll ";1 Ihl! bl!lllI~ ql.l. bi .ddlllY IU~flhlt III, l'iI,IIII' 111"Y"el IJlHlhUfI hll ~.dl il'~ VlltlllnlhllJllllllij qel. .nd Ih. IlIIenu lh"O'
Ie. (tbll .dlllll(1 ~I fMll iltl VI,ltlll1 Ihr IJllhllg llll~ lil .'lelllflll:l/ tlllllll' dlll~t1"lldl~llnWllll'olti I], 111,,1. If I In) III,IIHlulU ct ~'II"lf'fll 111.1 .llHtld hut .It,'tlfllnl, llIl.lIt. thllij' (lh,,1.1II1II
1Il11lt'Ot ~llIlllll 1.111, h,ll,t llHlllllllll'l1 1t11l18' l~t!., 'lt~ IIIllllf6bc 'hill !11'lrtH11L' I"~ /(11111111 . It/llHAllllll1 l'o,lI!:r lilt' 1~lr 1111'11111 Ill! Ih. {111I1'1I' hllllllg q~l. lRlhllh~lJ ',h, "It' 1/1 EllUl on 1111'
d.l. ollll.llallIHIIlJlI, lltr 11.1~lllf '1lIllLIIIII Iho....'1I Ollloul "'1111\1111 filii ,hlh'l 1'11I11 Ih. PIli I 1I.1t Ind (~Ih f.dHI1' ~ lialan. H vltd HI eOIlIJJIIIIII~ Iin'l\l ~ 1IlIIgn IH'lllll!f tllr j1'lIdlJlIl""11 CIlIt t.dllllrl'
U.I,IIUldO IUllllI(ludl! '11) I'll'. 01~1 hll~l, 1!l1l~1l1'llell(lOllllllll~f1I'1"ldl ~If '1IIIlHII'd 'II t111lllhlllllf! IIIIIVlII r.1I 10111 IIItf<1ll1l1
Ih,lllWI '!'/lm, !lll." III I/~~d III llill IlUlflllk'111 IIll'1\ll~ th. 1I1~11I1l j!IIIIl, 'llll! 11'11:111111'11111 I!I, Ih/l ~1I1t' Jdlilrl~1 ell HI~ IlIlIllllt,nl'U 11'1 01 Ih, pl~'IIOI,l l/llflll1M Illwlh
lit. ANNIJAlllllICElHA(j( H~n I"AI'II"jlol IHJllh/lltl 1\1111"1 ~Ild 11I'11i~ ~CI~llfll fuh hllllllg LllI' UI! 10 ~ ~~ .hOlt flllt1. Ihlt. UUllg Ihll IOIll)!.JI., Ih. dIll)' IJI'IllJdlc 1.1. 1111 UIIHhIH! ,It Ih.
'l'hIOalt' I~tib IJllliIIU t:ld~ 1II111 ht 1l0J81~. leH~IIJUndlll~ 10 ~11 !III h:lllIlIllt'II'IIlIIJti'\ Ihe I'll lOt IJutlhUn I'flll,ll tl1l11H111 h. IUllhftl1 13U..
Ih. ~NNUAl PlIICUHAO( nAa l"AIJIl"II'JllHII Id~aIlIH, '1IlIII"IlIY 11~lnr\lt ltalllh'll, \II11I1'lf, '1Il! ttI'~ b, .llluUfd 'Blh IlllhllU qll. llll to 104' ~bol' FHIIl' Ihll', UtiilQ Ihlllolll~,I', tll, dal11
p,lIodlC '61t 101 cuh elh/Hllu, Illdudlllg b~1811t1! IU'U,'fll, 11111\f r~l:tunl~ ,gU~ IIIIIIIIY lid. 1& OOblti'\, (ot/flponIlUlY 10'11 APn till [Uh .dllllut mlludlllo 1I.llnUIII.nlll'll, 01 16 U~ lh. AlIR
101 {uh tdHnln I'rlll III no 'HIII bl 1m IIIfll 169'
An~ IIltlfU' II' dHlfll1' 1/1 I ~llIlbl, AIIK ~III I.~. .lIl'el 011111,10111 d'f 01 tlltJI hllllno [)t1, "Id Ill'y I'h;/I '11 . !hghl ifIll'''' or dfllun mlh. .tnolUlI 01 )1M 'll'tlIlllum Il'llrI~nl W. !IIlr rlltf
10ul APh ,I lOut AnOlllll lllJlI1 du. or nbo~. the (fI~illl 111'11. II~I I'Ir ~11I nOIII, )1I11 helo" dOlnD III
ro ~UfIIllLIlI! Ih~ IIIIIY' d.,l, blllll[f Iho~nllllloul tl.II'llIl'llt 101 plllthufI. .dd Uth d'~'1 PIJltllll' Oalll1ft 11111hllllllg 11'11~ 1111.nu t!l/Hg'l lfllh'lJllltUI. Clet.,ud dl~lll. by Ihe tlLJlIIllfI 0111'~1 '11
Ih. bllhllU qd.. To dl'll'ltt.'I' Ih.llmy. Itll1r blll'l1(f IhoVlII QU lout 1111~1lH!111 101 tlLll tdUII(II. .dlll'81h d'lll:Uh MUIll! Ihl.nn Illlt OdlllU d..I~ U\/l11U tl:II'Ui:j Itllh, blllrn~ l~lI" "Id JI~'ld~
br Ih. IIIJIltel or dflllll Ih. 1lIIIIIIg Cld' ~ou ulllllullllllr ~~dl 0 11lt'1f 6~fIlY'l'Alt~ helarlcu h) th. nllll~I'" 0,' dill III Ih.IJllhlly qll. .ud by Ih, 'Pllllubl, t3'II~ pl'lIolhc 1.1. 10 Ohll,1I lubllllBI..
,nd Ihfll .dd th. 1\110 lllhlolll, lOU~1 at In dfll'fI1~II' Ill' 101.1 ~IIlClJIII 01 IOu' fill,II(1 {h/llUII let Ih, ~llhllU qt,'
Gilt' P~li~d 101 l'Ulthuu, N.VI' lHJl{hIlU 1l0111'l/ 10 lour A{lolJlIl 111 111111110 fltlU IIIhl'lI Iht ~Inllllt' h.l/lllU VlU Ifill. Ot Vlhl'lllh'IHhlOOl btlllllU! VlnluU\, Illld JUtll1U Ihl (Ill., do 1101 hl'YIl1
10 In(lll . "11'1111 IhlltU' unllllh, IIMI M lh. nfll 11I111IlY 1)(1., tOI) UIIIIOlCl .nr II/laur, ~IIIIY' Oil W(h I1Uw IlUlthUU II tOU II., Iht 10111 nul' hal,ll'" 111 IIlII br Ih! Ptll1lflll dll' dltl! ~110VlII r.tI
~OUI IlItl'Hl.nl /lUl' IJrlldlUU pOltfd 111 '"r 01111'1 hllhng e,U, ,II(UI, Ilflll1e. (11"0.1'0111 Ih. ~II. Ih. PU,clIU' VIII rn'll. .nd tllPIt '. no IlfllOd Illl'lhlth luth ~u'tllllU lI1'y h. tl'll/lld ~llht]u' ulCHl/my
. IInll1(, dl~IYf IIU>l'" no PI'1I0tllll ....111(/1 [lth .d~/!tI[fI 11111 b. If~~Il/ \.\llhtlullllCIHlUlO . rnl"I(& dl.IUI
f.II. WI! wllIlh"Uf )Out Auounl ull to .'3 10' 'lth COld ~OU H~ 01 10 t~lllu,: flth alutrl.d 1l'lllll'lIllhH~; lath (tll![~ ICOI'rIIU on \,001 A((Ounllll'll\f rehun un/llld. rllh Unllll'llflcnloldl"
01 IfJlIv..11 Ollodl 011 arlll?!, rllh h,I(lI\g C~d, Wllhln 'hlllch ~Ilu' ~cttul1llJ dl!11I1Qlll!nl 11.1' [halg~); .nd ftdl billing C~ctl VllllIn .....t1llh 1'1l111 b.I'II(1 ucttdl )OW c'fdll 111', II rlJU 'l!qUl'U COIJlfI 01
bllllllg l\.t'llltl1t1lhU ~l!IIlulllfllllo ~Oll UlOlIlh,111111f1l11Olllhl UIII". Millay (illig.. htndhnu 1ft 111121111 tleh (Opr
O.I.ulI. ~ou \11111 bllll dfl~ull: II IOU ....'I!I. !lOI rhu,hl. rm lh, AUou111 II 11111111I1111 w., OP'"~d; II IOU tld 10 (oll'lUly wllh .ny PIIlI 01 llll, '\Ot"'II'I1I; II ,"y ullmm.lten lOll ylYeo' IJlQVf!110 h.
lIlCOII'4lt.lllI. 1.llf; ullall )IlIII dulh, han.,uIJlq. III 1Il101~f"(,; II )011 lid 10 P'y OlllfJ d.hu v..hen du.; II _ b.n~I\JI;lcr pellllon f, Itlld hI' 01 IQItUII you 01 II Vw' beh!!", III good h,lh Ih.1 )011 mey
1101 ~'r o. Ilflloll11 )0111 o~rIO'llonlUlld!III\I& "yrunllll1l, OIlJ,OUI d.r.ult...., m.r. WllhllOllltllhfl dl!Jlttld 01 nllllct. (Dncl!! yooI mdlllllt~II'IU' decl.,. ~IlIJI ~ccol)nl btlanu unrn.dl'lfly du. .nd 11.~.tJI,
'lId In~o~' Inr Iflllrdy 'hll mtr hl\' 111 Ih, u~111 01 rlllH .I.ulI. Ih. olltllltldmo hlllnn on loor Hounl th,ll cOlltll1UI 10 ,wu, 1Il111 II .llh, APflllt dIU,b!.d III thl flnllhCl Chlla" tWlon 01
11111 AUttfmel11. nrn II w. hl~' lurll ~oola colll(1 1/1. 1I!)OUllt ~ou OVl"
Ctldlt tin.. ~OHl (Ifllll 1111' II IPWllPd 110m lUll' 10 rnll. III . !f~II.I. nOlllf W. Ill') IlIlt"I' ot dutll" 1011' Ill'dll hn. ~1I.d on ullurll11110n '1\>' ohllll'rd "0111 rou 01 ~OU, ~tfdll 'Ho'dl, )out
n'IIAbl, {lfd11111101111611r Ihr. dlll.lfnu h.I~I'(l1l rOut mllll IUl. Ind rOllt ~[[OUIII b.I.I1(. IlucllJdlng Ir'1tU(llllt\lll1tdl! O' lulhlltflfd bul nOI ,.lllolledl Fm wl.1Il u~h 'd~lIlrfl. hlll,hl, Ul!dllll\t)
b.l.u Yoo ~III 1101 ute ~'llIt 1.ctO~111 1r.1, And ..... ttllY ,.llllP III hOIlOl, .ny IIInlachnl1 I'IIHell would (lU!p ~ou 10 Ulfl'd lhU' n~lllbl. (l.dll
P,alnl" 10 Il.y rl)u IUlIllUf In Il~~ 111 I'rhl~l\ dUf /l1I.H1ollllll ~l)tllI""fd Vlllfll ~~Il Of 10lllcon, till 'II! 111IIt 1.Ullutll '1I11'n It Ih. Im'lIll1l dll1Ul'll ~Hll',la Icut I1I'trl~ItIl)"I. .lIlllh(l1 IIIIIIUll'lIl1~ allrl
(h.lqfl 10 tOIil 1.'IIJlIIII, 01111 (llllf(lllln (OUI ....1' 1111111 ,neIUllI1IY, 11111 nollllll,h'lllo. tl'uO-I/llJle '111111111) I !(In 11111 flllllt (Oltl ill 111I1 1'1111 thl! ~lilt VI~ I'rilllll~ lour 'I'UIIIIIlI:11' .tttltlll!) ,It'PI1II1II rllutl
(01111
Ch.ngll, Vtt 1l11~ I h~uU' fill, 11,ll 01 Illla A~tt'pnll'nl 01 .'Id ':1 'tlllnH 11'11Ullt'lIltIlU .111'1 rlOtlLP II Iflllllll'lllh 1.1'1 II~' dlIllIlJ' rht fln'l1flt Chugn tl'llnUl III tllII .\\111'1'1111'1\1, Ih~ II~"'" 1'11111111'
th',!], r~IIIII~IIOtl VIII! IIpIJ1r 10 ,Olil ~liojp '\HOlllll bal~lItP II11UlI~1 .1I'lll~' ll.h! !lllh. ltl.,IU', Vlh,lhrt lit uol Ih, hnl'lIfI' '1\1h1l1Pl d~mJ ~O.II'l/ 10 )nul Ar.rounl tlfll)ll~ lh, l,h~IIO~ rial. fillll '/l'"'HII'1
01 nol )'lI,lOl1llllu" In lite IIIl/Annunl
fO,,18" hch.ng.ICulflncy CIlI\~."lltn. II rOil ull )OlJt Cfil~ Inl l'i"IUlul". ,n . t1t1ll'llq ollll'l III.n I) ~ ,Iullln. Ih. IIIIIIIIII<I"J ~llIllt 11I1Inll"" Ir. lJ 5 dlllllllo 'JI'IIIIIOII, II ILlig 1'111111 fi
!i: IJOHllIllWrll lIl'nd.lfd IIIIt Ilr 1I1I Vl'holr'~I. m'l~rt ,,111 III fllr(1 tht lI'y hl>IO/lIlhtr '"/1UlhOlllllllHwng 11.,. U!(HawIllJ, on, Ilf'Ulll n"l II A ltl'lht II tubtHlul'llll, lJI\'I'l1lm .lljullllllitl 'I
....,1111. Jtlollldtl'd II~ Mil' UI'/O>I1III'1 Illhl' UI'IIII hI! . llillr!flll pllll~IIII\I' ,111I1' Ihrll III' l'lt Itlllllltr I.tll 01 III" II'rM (Mll'I' Ipr/lIf'llpl! Ilhlllltl" III Ihl' OI'~lIlfil Ililtl~Mllllrt Illp ""IlI'lIr~ fllIl\'I"'lllIl
111.1)11 Ih! ,11) II~r'lll' Ihft t/ftlllilllullt Iltrlll'lWlq ,'~II! ltI'r 111111" hnllllli. lir" 111 rllf'll /II fh, 11111. 01 till' Ir,III!,~, IIIIIl '111,11 1"1' ,Iii' thl' ItMHIII IIlIlII~ IIII!!I'!! flll Ifill /_e I ';'1111 ~nll dlllll! 1'1 Ill.' "111
Ih. lUII\,I'1I1',1 ilIIIIIII111 III lJ S 1101l~1l
.
Ih, 1;,".1, CllnuUall~1I )11,j VIII! 11111111 III' l.',ll!ltJ 'II ,I '1I1111'IIl/tlt IiiI' ('1011'11111'1 ,I ,hI' l'lld ~I rli, 111<;11111 l,h'lVlI! ~II ,I .'H Ii.U Iii, "~M II~t IQ 'f'11~l'l1l1' ("" ., Atlllllll, ,1111 ., lUll
JI) ,t.,1 ".,1111'111"'1, II W'l>l'lllllIIIUlll'" IIl-1ll.llliJ~, 1,1'1 VI' m'II'IIII~ 1/1' (,Id "'~llIIJl Illd,1 ~II"III 'I 11",lit ('I~.' L'"i-I'I'N cl 11~llIlh\l'd 1lll,IIU ,1i,'U". .tl4 ulflll '1"1 v..M IQllhnu.
',t! II' ''''"11/ 11_,11111'11 W'l,IIIQIIIIIIII' IQ h dll' ,lid,lt lI,tll'l '/111011I111' IIIUII!llIlIl III thll \llfrnll"" l'l,1I '1'111"" 'II "',d 'UIl m'l UIIII~ 1~ll' II'~II V1'1.1f'IU b) IIQIII.UI, III 1/1 l'ltlhI1U, 'tllJllU'l~ ,h,
tftJllIlQ ". '1)1,11 Ilftl/. ~lId I)'lll'~ IUljll'IIIII' 11,11'111'1111'111'111' h~ 1111111.,1111'01 .111' .1." 1111 tl" ",INI\f'nl ~'1I1 It ,III hId" IUIII 111I.' IIUllh.ttt 1,lllld..1I111 Ih'I~", '"d '~I" )0111 III'dllllllllll ~"
>\.11111' I 111'1 1,111 d 'lid 1111 ",M, 111I1~11111'"I~ IIIII/I/n n!lll.~ dl~IIIi'd II 1'1' 1IIllql '11 1,/1/ II~' IIII'l'J lli~ (1'1,/ lIl,1 ,1)III1Il1~n.l. I!JIlI lltdll'lUl"IWU ltll IIIlt IIl1 IfJlIUI'f ~I,I, Ihll.,OIl IIJu' ~lltilJ/lI
"id 'OI<J 11i'lill! III'lIIl1t 'lit 11'11/". tlll',.1 n. 'I'H IUIJ,d hI ttll
fl'ltunalllllulIll'lIllU, IJULUtn'IlI' llll/ I'IIIII/'H lit 'II/III lij dl.' nU'I\lI' ,VU lll,nu~ 11I1I11I'1I1I, hUll II' VI ItIllhnu 11.111'"'' 1~I"jlhllll' I1Ulltll"I, ~lllIb lUll nlU ')lUII_IU, IIIU UIIIIIOII11,IIlIII .llllul
111'11'111'"1,.1,11"11,1 Vt. u~ 101 II ~h lilt. U'I '1I1h III IIlm"llI'l "jUllJlh.1I ifllludll1Q 1f.1I,1 Jl~tl"U~ tUI'IIIIU, ,nlf jllllud, )lIul ,l1dl'H 'Ild 1IIICunl^~fllbllUI tlJul ,llloutll 10 0111"1 W, Ihl. .1111
111'"11'111 1I1II:IIIIIIUlII nllh 1J1I1,lId,'11I 1I11lLJ 111110 11/11111 III~ IJI ~UIII lIbl'IlIlIUII.I/lld..llh'l 1I1"'lllI'lIl .,I'II.lllIllf'dl! IfplIll..llr(llflU 1It1 IOU' Ufllll I.Cljl4 11I1) b. t~IIJtl)lhd hi (1Ie!illrl.'lilIIIlV
Iljl'II"I;1
["'IIU,n., S"~'I' lJnlUlhUIIII~ Uti, lDU, II Ih,h uI Chuh II Ih. CUd l'lh (lid 1lt.J1l b. LlVlltd 1/11 "I"'~I h..,)IIIN 1I1,gu.,d Ih. (,id lOIlIJ'I'IUII,I.df'/llllIl.hI/U lI"'lI~tlll'lllllh II/IaldU
Illtll IU ~~IILIUI'lvll h'Ilt'/ I~ullllllli. Iud 11I~ Ihl'lh lllul'd 10 ,1111 110111 Ih.1I )tJu 1'1111 htp Ill'll 111,j.llltllll ur'"hlllrhUllIlUII~I" U'PIf.I, Ill/III '9~' ('I 1'/OU dIUO~1I III 11.11111'11 thlllh. ('Id l/l
'111 ~llIulhl dlllh II. lull lit lltltn, oj Ihlllhl'lI rll', bt 'II Ul1lulhlllll"d 11It1lltIIO/ll/lIll'UI IIl/uM lOll ~1111Il/1+ I ul PllIlI~tlr b~ Irll'vhOlllll, IIOOU3 UI teal ~IU ~hcu., 'H'1l HlVuVh leu
Itlll !l1I1111 III III ~lIh'IV, 1(1 1'1' UIl ,(I IIUlo 1111'1 lull.. '"d Ii,bllll) ~IIUI lilbllll) IUI I/II'IJlholfl.d I/It UltUIIIIIV tI, llllllll/ 11011 \1111. r.n'll" .I~U II Illu "pOII 01 ~. 1l/~p"'III\'UlhUIl/ld ""
(I /11111 ~IIUIIIII l'I'II1'~ IUIf/l'lld IlIlI tI'lhllHll.I'VII 11111111\' IUol~. t11'1l'0bl'1fI10 lIlillltlll,tllllll UII.hl. )IHj' 11'1'1 (lid I 111111 Clld 'I lull 0111111,", 11I1I1'I111IJlO"~II~ dllIHI) .1I1111'~1111
'11'" 1IlIIlfljllln III III~HO~' lulll'IIll" QIHll' Ind IhuUI~ )lJli tU't" Ih"llilJj !.tll. 1II1~ b'lIkIIlIIUlI'd II' Il'Iludl-d
Mlllhlnl fI.I.lllInl W, ~IY Ilel b.Ii.~I. 11.11. Vt'llon c, .UI~lllllr. "'II!!I Mullin, 1.lultllll hllllOllhjt (lid o. ~(U'1I1 )IlYllh'l~f, 01 ,..1110 Ilt~"1 HI' (,id 111111.., )'If. hll' 1111 UIPIlII~,bll,I, 1111
YUllIII.lld Imu'l ~'ullhUl'd )IIllh Ih. C.,II 01 IhHh 'H'~I II Il'lluUl'd bllh'r l~tI Spl!II,lllul. bl'l~~ I (.,hllllwn,'1111I1.11II1I.II,bl. ndh III' AHtJljlllll'lltOIUJtd b~ 1111111 ~'II, U/ldml W.
m 1101 rrlllllllllb1t tOI Ih, 1111/1111,. h'll.bll,11 III lnultl el 'Ill ellll, ""'(U 101.1 dlllllU IIII/n
Slep P'~m.nl Old", II lllll nllh III lIojJ VI)1111111 on I lhtt~, IU..,I/l'l ulld lI. I "l'p plllllfnl old" b. I'Il,llJIg 10 u& 'I lIuj 'dd"lIll\l Ilill~IhU Itnllf l'll'd on ILIJI bill 'lIU UII U11~" Ihlll
Illtlllt>!I1 Old.'I ol.lIr Ii, 1 11I11I11h. IIl1l1il1l1f 1111'4 ell )liul ,,,t,1II1l1I1 Wh,n .1I11 1l1'~' . ucp 111)1111111 Uldl't .tJl/ lilt/II ~IO.,tllloUI /iulIllnlulIlII!Jt, IIld HI'I.II( 'ullllUltl on .bUIII Ill' dll!l~ Ih. "11I1
111101/111, Itl' dll. 011111, (hH , Ih. nl"'" ollh. Plfl~ 10 ~hcm 111'111 PIl'bl.. Ih. n'"1I 01 11'11'11011 I'Ihu llv",,111. Ind III' (h"l~ IIUlhh, 'ClI l'll. b, U~fd 10 (Unllllll '" 1l1.IUop PIlnllnlllldl-I
"I ~III1I1U W. 11\1) Ihlll'U"d 10lil 01,1 /J,d,1 111'1' do nlll II'll'lH . Ilynrd ~"Il'll {on'llInlllcn I'Illhlll 1~lIl'1l'th ,lltl Ih. crtl cld" III II ~ou hm ncl .d,qutltl~ Iluu.b,d Ih, III'lJl III Ihll11'lll)f111
lalll!, 11<1I)j,rd blll'"IUlUpull" lh. Cldllll'llllnel b, .IHhtl Illh.lhuj., ~u ~'Id bl ul bll~II~' II'~ 'UUOII.bl, ~~llOllulIll. 10 nl Oil Ih. Qld~'f Vi. 1Il1~. )I/llhuIII Ii'blt'lr, dIJl"~lId' 1'11111"11
IIU(lllftllllt'lil Cli!1'I III IIltllllhl 111f' "'''1111 1I111," 11111l'l11'~.d III l'I"IlJl~
SlInd.,1t 01 C.", U"(~Ul' Ihll '\((cunl,nwoltU both mdll u.d Ind (h,(~ IIInl,lIIOllll'lhllh!,.proU,ltd Ituuliyh "pml, 1111101," HII,m. b,'tl.lhllttnlUllonlll, (llOIOlldll.d br uJ' .nd btUlilt
IIcl'Hlr dlll~ Ind C,Id IJip I'rl~ bt 11'11t 10 U.. IIIn"(lIIIII. Ifl ~UUI /I((OUI1II'rIII bt PIIIUII' I1Il{httll[!Il~ I'rllhblll oUIII..U1I111lr Il'llh'rIl1V 'Iftlll.m Uljl PllIUUlI1U '."'11I )\-IU (f Cui ,lhHlllUn
It) (l'IUln ,IIHI1I \/I.'hllll ""'. Will ",n~nl W. .,.111 ",".n. IU lI'IlIUllolll ...hl'lI 101.1 l.plI,llh,IIIlUI e" III Ih'\~1 h," bun IoU olllol,n W. u nllllOl'lld ~ldlO',dr 10 'UIIIIIl' .1111.rul, Ind 1'1'
I'1III11IIt blIIIIVIiYf.f1II'I'I' do nalllD 10 JllIIIVI. IIltbl,t1111Ih'lllrld,'1I ellulltnllr (III nhl(h Ill' III Ulllld "llh ~III "'/(11' III ,dnll,uIlI'III1g 10111 A((~u"l U'UljIf 01 0111 hllll,d IIWI'~ .nd btctu!t
l1/!<thl'l IIlUl unu'II..,1 [hPl~llICI Clld h''''f(l!OtllllPI 1'1'111 b. """llltd 10 rll.., with III. nW/lllhl~ Illll'llll'nl, .01/ 11101lld b. (trtlullo .nl" ,II [hll~1 111 Illul dlf(~ IrUllI.I 01 OlhI!IWI" ~t..p '1I'lo,d
lit Ihl'll1 ~t:ll WlOlild ftllO Ihl tOUI mdll (1111 (fill IdWll1l1 Il1d ~ulth'"llIpl )1111 .y,nlo Ih'l~ tOul mllnlhl~ U.II'I1I"11& 'qlllltllOlJ1 I(H'd IIld 10 11011 ~ UI PIOII",II. ol.n. Ul1'ulhllllll'd II'lIIUIICIII
"'UIII!
Wllnr 01 CIII.ln Rllhll, Ww fI1l~ "..I'r III W'I~' I'nIO/tI'IIl.nl 01 .nr IJIO~111II1l 0111111 ~U'HnlCllI 111III1I)1IIII1II11U oul "uhllll '111011' 11111 lilt 0111" l'O.llIIIII 1.11" ~Oll l'r'IW' Ih, IIUhllo ~III'nllllflll,
tltll1,"d 1)/~I'Il_ III 11~1l(. 01 d,W!crllll; ,nllpphubl. IUlul. el hl1)I'1 0111; '"d lilt ";111 lUll U11~ /IIU 10 lI'ljUIIt 1/1 10 PCUld IU'lilll ,nlolll t ftil 1'1' 11/' ICII
Appllubl. l.w, 5n'"blllly; Aullnm.n!. No 1Il11l,I ~h", tllllll_.. Ihll .AVlfI/IIWI1I Indll/lil ~[(CIJ/lIIIII ~o~p.U1l'd br I..dml Itw r"d bl till'! Itlnljl~"II' 1,1'1' .Allnllltll1 111111 I'll d,I'H1)n, III
~O~d 181lh Ihlll all~ ~JOIIOled 01 ,uuted 1'~ltJlllcn. IPI/UIIIO'r 1(11011, III jl/dlll,1 dHlllon hu '(Ill fltd CI ml~ lend.,r .n. 11111'1111 jlllll'lll/n (I 1/111 Ulnl'lrnl .1I~11I1I ~I ulltnloIU/lbl., 011ll~01l .tllll1t1'Uld
11l1l'IHJ/tIIlU Il'qli~'!1IfI1I, 01 41htl bllldP11 III (Ollnl'dlon I'll h In~ IlIlh pIOWIII~1l 01 III 11I11/'(I'III1IlI, 1'1' 1111', Iltrl II tUt! JU d'l' nOlln 10 .OIJ, CI l'lllhUI/IOOII(l II pfllltlltd bt I,w, 1I/1(lo! Ih, ["11
"Id ,1)111 mill I 1111)11'011 Iud drclll. )011' ~((oUIlI b,llnu 1I1.lltdl,ltlr du, ,"11 p't'bl.. 111111 P'QII'lllll 0 till' .AY'Ulnl'lIlll h.1 10 b. 1I1~lIlld CI 1/II,nIOlu.bl" ICU Ifld~. ""III (O/llld" th,1 prQtlllCII
11I0dllll'd to lllllloHn 10 1I11jlllc.bl.,.w, .nd Ih. /III ollh. plIlU~OIl. in Ih. .U'l!trn'l1l will tld b, I'nlo/(ubl" ~1/1 1'1>1 WIll hll' Ih, III/hilI Untl'llcul .A((01,/11 'lId d'll," 'OUI bll,lIt. ur,IMdllltlr
dur, u IIlOlldl'd III Ihl PIt!(tdIl1U Illlllnu. W. II1lr "'11,111 III 'Ulill CU.IIUhllc ,H 01 lOllllll1 ,oul PII'Ill'nll, 1111'1.1,1'1' IIqullI, Ihll ~Ol/ II(I'IIIIOIIU 01 JUt" 'II "'11110 plolret Ih, pUIIIlIl.,
C, IIIIGIIU. 1'I'lll'~ VI~' )OU Mh nellu bt 1IIIII1U . IIn'll(ll1g 1111 ",.nl )\-llh Ih. 11111'1 S.ml"llJ' II1I
Nolleu. 011111' 1I01ll11 10 tOU lI1all b, ,I/Wll' I'Ihen dl'pO"'l!d 11'1 Ih. rn'lllddlllllrd 10 tOU .,lh,lddIfU UII/I'I" 0'1 OllllfCOldl, unlm . 1111'11'1 nolln ~"lIud II IlIwlied 11111111 AUIIPIIII'nt III b~ IIW,
1'I!lIdl ~~l1od thtillltlllll~CIl m~uljng, NOh(llo 1/1 ~llll~. rn'II.,1lo Oul .ddllU 1111 (UIIIIUlUlrrlllI tJl1 10UI 11'1"11'1111111 olh., IddlUIf~ 1'1'11'." Ipltll.I,nd ,hili hi .I"CII)I Yrht'l 1'1' 1ft 1'111 II
YoUI BlUing Alghlt Kup thll Nollr.. lor hlu.. Un
1111' nellll (1/1I1'II1IIIl",CIllnlll1lllflI\lIlOn Ibllul ~olllllghllllldul/llllpllnllbIIIIIU unllfl Ih.fll/ ClldilI1Ilhn1 MI
Nolify U. In Cu. 01 [/lOll III Ourlllon. AbDUl Your 81/1
Il,ou IlIlIIh )0111 bill II ~'ong. 01 II ~lIli nrrd mclt mIO'rtlIIIO"lbllulln (llIll, on tOll' bltl, 1'1/11'111. 011' ~1'~'"I. ~1t.1. II CUI .dd'lIlllll (liltOIht1ItHIU 111I.d ell ~Dl/I bill. W/lIIIO III u lC1I1l II
~oulblr W. nt./tl hll' Itom rou no 1.1'1 Ih," 6U d')lIIl!!I I'll lenl ~/Ju Ih. IIIIt b+II on 1'IIIIlh Ih,,1I01 1II plobl,m "lpUlrd. lou un It!rpholll ul, bul dOIl1V ao ""1111101 PlllllfW' ~Cl/llluhtl
\n )OUI I"UI'I, 1/IlII/llhe 11l1l0l'llllg: lCul nllllllnd .A((01/111 lIumb" lh. dollll.nlQulIl ollh. lutPICI,lf"'Ol
. Ol'lUlb. Ih..I/oI .nd 'I~IIIII, II ~OU Cll1l'1h, lllu btlll'~1 rh", I' In '''01 II ~Oll nrrd mOll InlcllIllllon dumb. Ih. 11.10 rllU III nOI lUll 1'10Ut
louI RIUhlllll1d Olll nlltlJllllllblhllll.Alll!I W. Rrctl~1 ~Ol,/I WIIII", '-'OIIU W. l1)ut! '(~III1WI'dUIIOI/I ItIt" ~llhlll 30 d'~', Ul'/,., 1'1' h,u (1I1f.cl,d th. '1101 bllhl'll Wllhll1 90 d'll, Yr'"JliIlI,,!tIl'I
UII'(I lh, fllDI CI uplllll ~hll'l' bl'h.~. IhlluN 1'1'11 (Olll'(1. Mill W, ..u!~, rOUI lilt", I'll (fnn~1 II~ III lolll'Cllnr '''IeUIlI ~OO llulllllln, CI "pe,l ~OU.. dtllllqlllfll, ~. Un (Ollllnu.lo bill )IlU
I~I Ihl .mcunl ICU Quillian, IIlctudmg Iln.nu (hllgl&, W. un Ipply III~ lI11plld ImOl/nllgllnll )ou! (IIdll Iin. tou do nol htu I~ p'~ .n~ IluflJiM'd III)Ounl I'Ih.l. I'll "' IUUlIlglhllg, 'Jut ~Olllll
11r1l0bIiU"11I 10 pl~ Ih. PIIIIIII ,OUI 1I.lIlh,1 III nol III QU'IIII1Il.
111'1' IlIld thll 'h'lllld' I Ilullh on ~Ollr M. ~Oll Yrlll nol hn. 10 PlY Il1r 11I1.nu (hllg. 'tfll,d Illln~ qll'lllol1rd 'lIIounl II..... dldn'l m..,. nlll.h, tllll m'l hh. 10 p'r ImlJ\tI (h..,... Illd
reu 1'1'111 hll' IU rll'~, up It" nUlla p.tmtnll olllh, qullllOllllllllUOllnl, In ,.lhl11 un, ft, Vflllltnd 101/' IItltlltenl 01111, InlOlIlIl )0'" ol'lllrld Ihl dill Ihll II I. du~, II .011 '~Io IIlr Ih. '11101/nl
W, Ihll1k rQu OWl, 1'1" lIl'lllpOIl )Ol,t II drhnqu,nt, Il0V.Uf/, II OUI upl,n.tloll do.. lIell.llllr tlll,/ nd rQu I'I'lItllo u, I'Illhlll 10 d.tll.t1NIQ 1I11h,I tOu 11111 IIlu.. 10 plr, lit, ",ulllrll.nlon. I'll
1111011 ~Oll 10 Ih,l ~ou 'IullllOn )DuI bill. .And, w"I~1I 1.11 rOIJ Ih. n.me nl Illrell, w. 1I\I0IIIll ~OU 10. W. "~1I Id .n~on. ''-I ''9011 rOI/ IlIlhltlhl 11\11111 hll b'lfl 1I111.d b'IIIt'tIl ua "h,1I II
flntll~ II II~. den.1 101101'1' Ihlll 111111, w. un'l coltlCl Ih. 11111 150 ollhl qUllllon.d II!lOunl, h''lll rOUI bdl t'rll (Olltel,
Spltl.1 flul. for Clldlt C.rd Pu/Chllll,
II ~OU hl~11 plllbl.m wllh Ih. qlltlltr ollh. goodt III Imln. Ih.t )011 plJ/(hlUd Wllh 0111 mdll u,d IlId rOil h.., III,d IlIlODd "llh 10 (Oll,U Ihl probl,m wllh IhI lIIJ1ehlllt, lOll m'l nol h'~1 10
p.~ IhI IIrnllllmg Imeunl dUI olllh. good I OIIlIYICII. Ih". "' two 11II"'II~n' Olllhllllghl: 1'1 )011 rlk/JI hh' mid. Ih. PUI[ 111I In roul ham, Itlll. 01 111101 wllhln lOVI hOl"' '"11, 'l'rllhlO 100 n)ln
01 )QIJI 'Ul/fl1l rlllllmg .ddlut; 'nd ibllh. pLlthu. plln IIlJII ,",U hlln '1)(IlIlh", 16U fhm IN/)IIIIl/OI do 1I01.ppl~ II I'll ov.n 01 op,,,I, th, m,nh.nl, 111.1 'I'r' 1",II,d lOU Ih. ,,1w'lIllll'''"1 101
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Mh:r.vYN 13 MAN'!,?', 8SQUIR~;
M.tOl'l\llY I.D. 110190\5
MELVYN S MANT? &. ASSOCIATES, 1'.C,
;15 Eost Statt3 att"let
(;!l'c;) HIl-5200
LJuyl<!1.ltown. l'A 111901
A'l''1'OIlNEY FOil Pl,AINTH'F
FIHST DEPOSIT NATIONAL llANK CUMBERLAND COUNTY
Plaintiff COUR'l' Of' COMMON PLEAS
va
CHRISTINE 1\, LAUGHLIN
Dofendant
NO. 96-6318 CIVIL
NOTIC~ OF PRA~CIPm POR
ENTRY OF D~PAU~T JUDGM~NT
TO, Christine A, Laughlin
P,O. Box 72
Newburg. PA 1720\0-0072
DATE OF NOTIC~I 12-12-96
IMPORTANT NOTICE
YOU AilE IN DEFAULT BECAUSE YOU HAVE FAILED TO TAKE ACTION REQUIRED OF
YOU IN THIS CASE, UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS
NOTICE. A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY
LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS, YOU SHOULD TAKE THIS NOTICE
TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO
TO OR TELEPHONE THE FOLLOWING OFFrCE '1'0 FIND OUT WHERE YOU CAN GET LEGAL
HELP,
~awyer Referral Service
Cumberland County Court Administrator
4th Ploor . Cumberland County CourthOUse
Courthouse Square
Carliele, PA 17013
(717) 240-6200
MELVYN S MANTZ &. ASSOCIATES, P.C.
BY~ ~fii~
MELVYN S MANTZ. ESQUIRE
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES .l\CT, IT IS REQUIRED
THAT WE STATE THE FOLLOWING TO YOU ~ THIS IS AN ATTEMPT TO COLLECT A DEBT,
ANY INFORMATION OBTAINED WILL BE USED rOR THAT PURPOSE.
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MELVYN S MANTZ, ESQUIRE
Attorney I,D. ff01945
MELVYN S MANTZ & ASSOCIATES,
25 EQst State Street
(215) 348-5200
Doylestown, PA 18901
ATTORNEY FOR PLAINTtFF
FIRST DEPOSIT NATIONAL BANK
Plaintiff
P.C.
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
VB
CHRISTINE A. LAUGHLIN
Defendant
NO. 96-6318 CIVIL
INTERROGATORIES rOR DISCOVERY
or ASSETS IN AID or EXECUTION
TOI Christine A, Laughlin
P .0. Box 72
Newburg, PA 17240-0072
B~cause you have failed to pay the full amount of the Judgmen~
previously entered against you, the Judgment Creditor, to whom you are
indebted, bas a right to attempt to enforce the Judgment by a Judicial
Sale (Sheriff's Sale) of your assets and has a right to inquire
concerning the existence and location of those assets.
Therefore, pursuant to the applicable Rules of Court, you are
required to make full and complete Answers to the q\jestions set forth
in the following pages, These Answers must be made in writing, under
oath, within thirty (30) days after service upon you,
You are warned that, should you fail to do so. the Court may make
an Order imposing punishment for Contempt of Court,
If you have an interest in any property which would refer to any
question set forth below and that interest is owned (and/or enjoyed)
by you with another, you are required to answer the specific question
noting the interest of the other person including that person's name,
address and telephone number,
Please, if you do not understand your duty
questions, you should consult a lawyer, If you do not
lawyer, then you should go to or telephone the office
to find out where you can get legal help,
to answer these
have or know a
set forth below
PLAINTIFF'S
I_~
1. REAL .STAT~I Does the Defendant have an ownership or interest
in any real estate anywhere in the United States? I f so, set forth a
brief description thereof., include the structure and lot eize and type
of construction, the lor.:ation, including the stat", county, and
municipalitYI the volume and page number of the official record
thereofl and state further whether the Dec~ndant owns it eolely or
together with any other person or persons and give their full names
and addresses, Supply the current value of thq properties and the
basis for the valuation (eatimate, tax asseSSIMnt, appraisal, etc,),
If any of the above properties are mortgaged, aupply the names and
addresses of lenders, the date and amount of the mortgage, where ~t is
recorded. the monthly payments and the balance now due. Also, suppJ,y
the purchase date, purchase price and the name of the party from whom
the property was purchased,
2. TRANSFERS OF REAL ESTATE I In the six years preceding ~o the
date of these Interrogatories has the Defendant transferred any real
property either by sale, gift, exchsnge, or otherwise? If so, please
give a description of the property so transferred, the method or
manner of transfer, the name of the person, firm or other entity to
whom transferred, the considerati~n or amount received by the
Defendant snd the time of the transfer.
3. TRANSFERRED ASSETS AND GIFTSI If, in the preceding six years,
the Defendant has transferred any assets (real property, personal
property, chose in action), not covered by the immediate preceding
interrogatory, to any person, and/or, if the Defendant has given any
gift valued at more than $250,00, of any aaset, including money, to
any person, set forth, in detail, a description of the property, the
type of transaction, and the name and address of the transferee or
recipient.
4. AGREEMENTSl State whether the Defendant has any agreements
involving the purchase of any real estate anywhere in the United
States, If so, state with whom this agreement is made, and state
whether or not any persons are joined with the Defendant in the
agreement. supply full names 4nd add~esses of all parties
If the said agr~ement is recorded, provide the state and
~ecordation, with volume and page numbers.
conoerl'l<!d,
county of
5. ACCOUNTS RlIClIlIVABI..Ill, DlllllTS, NOTIllS & JUDGMI1lNTSI State the nameD
and addresses of any and all persons whom the Pefendant belioves owes
the Defendant money and set forth in detail the amount of money owed,
the terms of payment and whether or not the Defendant has written
evidence of this indebtedness, and if so, the location thereof. Also
stnte if the matter is in litigation, and if so give full details, If
the Pefendant holds Mortgages or. Judgments as security for any of
these debts, state where and when such was recorded or entered; and
the County. Book. Page number and term where recordod. If the
Defendant holds this Judgment or Mortgage jointly 'I{j.th any other
pl'jrson or persons, give their name and addresses.
6. INS URANC III I State whether or not the Defendant is the owner of
any life insurance contracts, If. so, state the persons whose lives are
insured, the serial or policy number or numbers of said contracts, the
face amount, the exact name and address of the insurance companies,
the named beneficiary or beneficiaries and their present address. If
the Defendant owns this insurance jointly with any other person or
persons, give their name and address. State whether such policies are
term, whole life or some other type of policy. State also whether such
policies have any cash value and whether there exists any loans
against such policies and, if so state all amounts.
7. GOVIllRNMIllNT, MUNICIPAI.. OR CORPORATIll BONOSI State whether or not
the Defendant owns individually or jointly any corporate or
governmental bonds, If so, include the face amount, serial numbers and
maturity dates and state the present location thereof, If the
Defendant owns any of these Bonds jointly with any other person or
persons, give their name and address,
8. SHARmS OR INTEREST I State whether or not the Pefendant own~
any stocks, shares or interest in anr corporation, or unincorporated
Association or partnership interest, imited or general and state the
location thereof. Include the names and addresses of the organi~ations
and the serial numbers of the shares or stocks. If the Pefendant owns
any of the stocks, shares ~r interest jointly with any other person or
persons, give their name and addrese.
9. DmpOSITORY ACCOUNTS, State whether or not the Pefendant
maintains any checking, savings, or other deposit accounts. If so.
state the nam~ and location of the deposit institution and the branch
or branches thereof, the identification numbers of those accounts, and
the amount or amounts the Pefendant has in each account, If the
Defendant maintains any of these jointly with another person, give
their name and address,
10. SAfETY DEPOSIT BOXES, State whether or not the Defendant
maintains any safety deposit box or boxes. If so, include the name of
the institution, branch or branches, And the identification number or
other designation of the box or boxes, Include a full description of
the contents and also the amount of cash among those contents. If the
Defendant maintains any of these jointly with another person, give
their full name and address.
11. PERSONAL PROPERTY, State whether or not the Defendant owns
personal property, Include a full description of all machinery,
equipment. inventory, furniture, fixtures, furnishings snd any other
items of personal property with full description, giving full value
and present location, State also whether or not there are any
encumbrances or liens on that property and if so, the name and address
of the encumbrance or lien holder. the present balance owing on that
encumbrance and the transaction which gave rise to the existence of
the encumbrance, State where and when the encumbrance or lien was
recorded, If the Defendant owns any personal property jointly with any
other person or persons, give their name and address,
12. R!NTID PROPIRTYI Is any of the property of the Defendant
rented to, leased to or otherwise in possession of a third person? If
so, state full description of the property! the name and address of.
the person, firm or other entity who has possession of the property!
the circumstances and reason why the properr.y is in possession of the
third person! the consideration or payment received by the Defendant I
the name and address of the person who receives the rents or other
consideration on behalf of the Defendant.
13. MOTOR V!HICHLmSI State whether or not the Defendant owns or
has any rights in motor vehicles. Include a full description of each
such motor vehicle, including color, model, title number. merial
number and registration plate number. Also show the name or names in
which each motor vehicle is registered, the present value of each
motor vehicle and their present location and place of regular storage
garaging or parking. State whether or not there are any encumbrances
on those motor vehic~es and if so, the name and address of the
encumbrance holder, the date of the encumbrance, the original amount
of that encumbrance, the present balance of the encumbrance, and the
transaction which gave rise to the existence of the encumbrance. If
not owned, state the extent of the Defendant's rights in and to such
vehicles,
14. ACCOUN'l'S PAYABLE, LOANS PAYABLE, DEBTS, NOTES WHICH 'rH!!:
DEFENDANT OWES TO SOMEONE ELSEI State the names and address of any and
all persons who claim that the Defendant owes them money for any
reaeon. Set forth in detail the amount claimed and, if there are any
suits. actions, or legal proceedings of any kind against the Defendant
pending and undetermined, that the full particulars as to each,
However, it is not necessary to duplicate the Mortgage information
given in response to Interrogatory n1 (REAL ESTATE) and/or the
encumbrance information required by Interrogatory n11 (PERSONAL
PROPERTY) or Interrogatory #13 (MOTOR VEHICHLE) ,
15. Are there any Judgments on record against the Defendant?
9. A list of all safe deposit boxes which is held
either in your name or jointly with others. such lists shall
include the name of the box, exact total, the number of the
box and the name and address of the institution in which it
is located,
lO. A list of all of your assets pledged as collateral
f.or loans or other obligations owned by you. either eolely
or jointly with others. Such iist shall include a
description of the collateral, its value, the name and
address of the institution or person with whom such
collateral is pledged. and the nmount of the obligatJ.ons
secured by said obligation.
ll, A list of nll equipment owned or possessed by you
either solely or jointly with others. Such lists ahall
include a description of each item of equipment, its present
location, its cost. and its present value.
l2. A list of all your liabilities, whether trade debt
or otherwise, including the name and address of the party to
whom such debt is owed, the amount of such debt, and the
terms of payment.
l3, A list of all of your "ssets owned either solely or
jointly with others, other than inventory, transferred by
you within one (l) year from the date hereof including a
description of such assets, its cost, its value, and the
name and address of the party who received such assets, and
the consideration received by you for such transfer.
l4. Copies of
financial statements
institution within the
which you were served
Oocuments.
all confidenti~l/personal/corporate
issued by you to any financial
last three (3) years of the date from
with this Request for Production of
l5. Complete copies of all insurance policies issued to
you either as a homeowner. tenant, or business including but
not limited to life insurance policies, policies for
automobile insurance, homeowners/fire insurance policies for
the past two (2) years from the date you were served with
the Request for Production of Documents,
1'Ri\liCU'I'; liOlt WRIT OF EXECUTION - (MONEY JUDGMENTS)
I',IU:,I'. 3101 1'1 3H!1 Ele,
IN Tilt: COl.:llT 01' COMMON I'l~AS 01'
CUMIIEl\lANU COUNTY. l'ENNSYlVANI"
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IIANII
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L~vy Upon ull Iluvings accounts, checking accounts; certificates
of doposit and obligations owod to the Defendant,
Christine A. Laughlin SS#165-b4-6692 at Dauphin Deposit Bank
Oarnishee.
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\Jndl< pm.roph <11 whln \hI wr>t I. diml.d t, \hI .h,,''',o/QUJr ('SA,r,.~V,I;;:"r"{t,J'R",/31~3rb~,
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