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3, On or about March 23, 1993, Defendant purchased a 19B7 Sky
manufactured home, 5erlal No, 01110GG4P, (the "Mobile Home"), from Royal Finance
of PA, Inc" (the "50Iler"), and entered Into a written Manufactured Home Retail
Installment Contract and Security Agreement, (the "Security Agreement") for the payment
of a portion of the purchase price thereof. A true and correct copy of the Security
Agreement 15 attached hereto as Exhibit "A,"
4, Seller assigned Its interest In the Sec1.lrlty Agreoment to Green Tree
Financial Corp, Green Tree Financial Corp, perfected Its security Interest In said mobile
home by having an encumbrance on the title thereto, A true and correct copy of the
Certificate of Title 15 attached hereto as Exhibit "B," Green Tree Financial Corp,
assigned Its Interest In said Security Agreement to Plaintiff, Green Tree Consumer
Discount Company,
5, Plaintiff avers that the approximate retail value of said Mobile Home Is
$11,500,00 and that the said Mobile Home 15 In Defendant's possession but Its exact
whereabouts are uncertain,
6, Defendant defaulted under the terms of the Security Agreement by failing
to make payments when due, As of November B, 1996, the Defendant's payments of
Interest Bnd principal were In arrears In the amount of $704.69. Pursuant to the
Acceleration Clause In the Security Agreement the amount outstanding as of November
B, 1996, Is $9,694,02,
7, Plaintiff provided Defendant with thirty (30) days notice of Intent to
repossess the Mobile Home, A true and correct copy of the notice of Intent to repossess
the Mobile Home Is attached hereto as Exhibit "C,"
2
6, Defendant failed to cure the default or return the Mobile Home upon
Plalnllffs demand,
0, Plalnllff avers that under the terms of tile Security Agreement and
Pennsylvania law Ills now entitled to Immediate possession of sold Mobile Home,
10, The Security Agreement provides that in tile event of default:
a, Defendant will pay seiler's reasonAble ottornay's fees, provided that
prior to conllllenr.:ement of legal action SUcll fee shall not exceed
$50,00;
b, Court costs and disbursements; and
c, Costs Incurred by seiler to foreclose on the Mobile Home Including
the costs of storing, reconditioning and reseillng the Mobile Home.
11, In order to bring this actlnn Green Tree Consumer Discount Company was
required to retain an attorney and did so retain Attorney Erin P. Dyer.
WHEREFORE, Plaintiff, Green Tree Consumer Discount Company, requests:
a) judgment against Defendant to recover the Mobile Home, plus detention damages,
sl-leclal damages consisting of inter alia, detaching and transporting the Mobile Home,
shipping fees, any cost for Insurance placed on the Mobile Home by Plaintiff, late
charges, and all allowable damages per the Security Agreement, any further costs for
repossession and sale, and attorney's fees and costs of litigation in order to obtain
possession of the Mobile Home; and b) In the event Plaintiff repossesses said Mobile
Home and resells or otherwise disposes of said Mobile Home, a deficiency judgment In
an amount to be determined by the Court upon petition of Plaintiff, which amount shall
be equal to the difference between the amount owed pursuant to the said Security
3
Agreement plus the demages Bet forth In paragraph (a) above and the amount reoovered
by Plaintiff from the resale or other disposition of the Bald Mobile Home, less expenses,
COUNT II . DAMAGES
By way of separate and alternative pleading, Plaintiff, Green Tree Consumer
Discount Company, alleges the following:
12, Paragraphs 1 through 11 of this Complaint are Incorporated herein by
reference as t.hough fully set forth,
13, This Count Is brought In the alternative to the relief sought In Count I.
WHEREFORE, Plaintiff, Green Tree Consumer Discount Company, requests:
a) judgment against Defendant In the amount of $9,094.02 with Interest and late
charges plus detention damages, special dl3mages conslstll1g of ill/or lilia, detaching and
transporting the Mobile Home, shipping fees, any cost for Insurance placed on the
Mobile Home by Plaintiff, late charges, and all allowable damages per the Security
Agreement, any further COBtB for repossession and Bale, and attorney's feeB and COBtB
of litigation In order to obtain possession of the Mobile HOl11e; and b) In thl!l event
Plaintiff repossesses said Mobile Home and resells or otherwise dlsposetJ of said Mobile
Home, a deficiency Judgment In an amount to be determined by the Court upon petlllon
of Plalnllff, which amount shall be equal to the difference between the amount owed
pursuant to the said Security Agreement plus the damages set forth In paragraph (a)
above and the amount recovered by Plaintiff from the resale or other dlsposlllon of the
Bald Mobile Home, less expenses,
By:
Ei.~ )
Erin yer, squire
Attorney for Green Tree
Discount Company.
Consumer
I. \OAEENTREIPEIFFEA\PEIFFEA eM
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PENNSYLVANIA
,. HNV^ ' -601lya
CONV ,~DAYII
GRE(~rREE
LNOTiCEOfiIDAU:]
AND
BIGHT 12Jt.!JflUill
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DIIlI 01 No~OI ___,_....!L!JII'
O~CH ".c CO"'UKlI D'ICQUMT co,
.0ICIT C, '1""1
II I<IIMOIlIIUXII CQIIIT
I'U CUIOIUJoMU'" 11010
'0' "M'OMIlII, IUlO "',lvITI 100
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'00-111.11'0
Aooounl No,:
11101411
c.,~I'I.~ Hili I
llIi,' hltndnolllol1 or __,..!l1lou'.olu,tIl.ll.om. 111'''_
oradl.l1anllollon:
f'orty,huu (.e) daya Irom lhu Ylle 01 Ihll Nobo:<l (II dnovllbtd below) Illh, LAST llATr, r,OR I'AYMENT.
L_,---!1~_,__le thl AMOUNT NOW our
You ora 111 OEFAUl.T ol1lhll CIQdl1 tranuellon. If you pllY lil, AMOUNl' NOW DUE (OboOI) (plus 01l111l0\m15 nomlno dUt dur;nl
Ih. cure p4rtod) by lh. LASl' OATF ~OR PAYMENT (~I)QYo), you n,oy oonb!'ua ""II' Ihl ooollael 1I1hOUOI, you 1It"1 nollnto,
At Ihe 'I<\llratlon or 1I,lrty (30) day' "om thu dll' 01 Ihll110UO<I w. coo luk. "CI'OI1 10 "I'oollon your Monullclulud Homo Up<>'
1"p<>"...lol1 Il1d IMdll1g 01 a 110boo ul pnYIIO ~ol. yeu \'i,III'oy,) nllttO (1 el Uny. 'U""U""'II 10 I'IY Ih, llnounllholl dll. Yu
may ailo oure your delault by oonllol1no, wllllll1 ill. hnlll 111I0Wld, U'. G"'OI1 'flO FI"llIoIII SU'V'OIl'O ell/porIIIO", ("G,uo,
TI....) rapruonlab". '1llud balow 10 "''I"U"' I Il1Odl"cobo" oo,.amonl ot ''',,"yo'o,,! "grnomo"llroo, Gt..." TIO. lot rtp"ym.r
of lh, ellogud ,leleull, You o'UII oon\plOla ,oy modlr-cIlIIO" at I1Ipuy"""t ngr..ment .'Iow,d by G".11 TI... 10 r.UI\111111 d.lllvl
"you 1111 to cut. your d,lolllllJy ,"l<lnU 1I,. Itupl nll.d ol;QYI wllI"n Ih. C')/U pl'\o,1 uu,o"b.d u!lOYI, Ihun U 01 __'_m_'"
oc,o'~~ II., 19 ~... ,lho l110hmly olll1ls 00"1'0011. aUloo'.llbcully .""u'or.lod Ind lull payma"l 01 IlIlmounll dua In 111
amoul1l 01', !\J~_....___" Ih"1I bo d'l' IInd poyoblo 0"r.lud,og 1I,. ...mllln'"0 u"pllld PI;"CIPII t,olooc
plul urned Inlorol1lO 6Ucl, dalo) wlll,oul a"y "11111.. noUeu Ito,,' u. ,o,lId'bo".1 Q1rOnAn or.ctvod aftor II'. dill 01 thll 110bC
.l1all oliO bl dUI Mild p"yubla. II thlG dol"UII I, "01 cut.d, (;,.." Tt.e will nlPOll lho delllJlllld 10011 to 111. l!/lpropl1lt. oruc
I1Ipot1lno 1l1'noy,
IF THIS LOAN IS FHA INSURED, IT IS INSUflEll A(;AIN~T NCNPAYtVENr AY rHI: FEDERAL GOVERNMENT IF YOU rJo
NOT REPAY THE LOAN AS AGR.m, WE MAY A:;SIGN 'HE DEB r TO THE U.S DEPARTMENT OF 110USING AND URIlA
DEVELOPMEtH (HUD) FOR COLLECTION, FAIL.mE TO PAY, HE DEET IN ACCORD",NCE WITH THl: Tt:RMG GEl' BY Hll
MAY RESULT IN ANy OR ALL Or- THE r,OLLOWINlj ACrIQN6.
. SEIZING YOUR FEDERALINOOME TAX RHUNDS
. GARNISHMENT OF YOUR WAGES IF YOU AnE ^ Fr-DERAL EMPLOYEE
. REFERRING rHE OEOT TO THE U,S. DEPARTMl,NT 01' JUSTICE FOR COLLECTION
)
)
If your (oln 18 FHA I06Ulld and you elll unoble 10 ouro lI,. default d'm 10 111 Inyolunlory 1011 of employmenl or olher '''00
counnUnQ Q..ietll1~ may ba aYI~lab(e 10 you Irurn <..'10111 ng.I1cl.. It,ol urv HlJD'lpptoyod n,orlu.oo OOUl1ltll"Q .U~I1e..
You ",IY contlel UIIO ggt 11'0 11Img Ollho 1110l1gago C\)unuullI'9 nO"l1oy 111.,11 cion.! lu you
It you Oil lall 1110'0 Ihe" Ih".. (3) IImls In ."y oelu"dnr yur '" n,.'<I"O yo,,, peymvn!l, WI may .~erOn our nOl1ls witho
undlng you Bny olh.r Noboo(l) Ilk. 11111 one, If you Ablodon the 110m. or YOIU"IOnly lu"o"d" 11111 UlI hJluIO w. alg "
I..qulrod 10 ,gnd a Noooo 01 Dullulllr.l you, II you hllYO any qUQI~oo., ~'o'''p\ly wolo or taltphonD lJ8 ollh. add".. O'U'
aboUI, -
...
E.XHIBIT "C"
Notice of Intent to Repossess
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