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IN TilE ('OlJlfl' OF COMMON PI.EMi
CUMIWRl.ANI> COUNTY,
I'I~NNSYI. VANIA
Nil, l)(I.(,Sl,5
CONNI!! IWSI! KNOSKY,
Plulntlrr
THOMAS DOMINICK KNOSKY, CIVIl. ACTION -l.AW
Dctimdunt IN I>IVOI{CI!
!lli!lliJ!Jl.!:
AND NOW, this _.,.~'duy uf h_~~
_' 200 I, upun
prcscntutiun und cunsldcrntiun lIfthc within Agrccmcnt. It is hcrcby OIWERED
thutthc Agrcemcnt unuchcd hcrctu, is incurpurulcd hcrcin und mudc un Ordcr ur
this ('uurt, Suid Agrccmcnt is dUlcd July 30. 200 I,
BY TilE COURT:
Distributiun:
Geruld J, Sbeklctskl. Esqulrc. P.O, Bux E, Ncw Cumbcrlund. PA 17070
Dlunc M, Ruplch, Esquirc, 1017 Nurth Fl'l1nt Slrccl, Ilnrl'isbul'g, PA 17102
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l) I sr.r Il 111\ ~I 19
CUMPl;.I'I,I, ,I J~~UUN1'Y
PE/'INSY~/Njl^
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,Ill mott'll:ll btttW'1UII tltum I:ulilt III'] to tlte P')llt I pnlllullt ""HI till'll!'''
UlIIW')l:t, allmollY alld/or l1Iall1tllIHln<:'1 ot Wi Ell by 1I11UPillld or ot IIl1ul;oIl1d
by W1ful alld ill gllnurlll, tl1<l uuttllnu <If. allY lllld all claimu 1\lId
pOilU 11.11<-1 dillmu by one ogiHnuL tlte otltur or ilgo inut tho i1' nJUpu,:t 1 v,.
fHlti.lteu,
NOW TIUl:IUlFORIll, In considllration of. thu prllmlflou and ot tlt<l lI\ull"ll
promi/Juu, (:OV(JllillltIJ ,1I1d undertakingu Itllreillaftur uet forth alld tOI:
01:1101: good illld valuable contlideratlon, reCo.!llpt of which iu l;"l:eby
acllnowl<ldged by <~IICIt of tit" particu hereto, Wite ilnd Huupond, ']'1ch
intending tel be legally bound hareby. covenant and agrcH.' IIIl '~ollowu I
1, DiBalollure Of.)U'lIIItll. Each party Iltlllerts that ho 01" site llillJ
made a full and falr disclosure of all of the real and personal
property of any nature whattlcever belonging in any way to unch of tltem
of all debts and encumbrances inCU1"l:ed in /lny manner whal:lloever by
each at them, of all sources and amountll of incomo received or recel'!-
able by each party, and of every other fact relatlng in any way to the
subJect mattor of thls agreement, These disclosures are part of tha
consideration made by each party for entering into this agrF,lument,
2, Advice of Counsel. Each party hall been represented by an
independent attorney, who was selected by the party whom he or IIhe
- ;1-
LI.JPI,',HIUlltu I III thl! IlUVot.I,\t J.oll ,I/Id PLlllhH'ilt lUll Qt th IIJ IIvrUlllll'jllt.,
Illdn,j M. IhlpJ.<:h, ilttol'lll.lY at l/lw, I'UllL'l/u'iIltu WJ.fu /Inti ll'H"(lld ,I,
ShuJdl.Jtulu, llttOt"l1oy at law, rl.lpLCl/Julltll lIuub,llid. 'I'hlU il~lrl.ll.lll\lJllt h,lJJ
b..'m flllly I.lXpllIlned to IJl.lch pilny by I.:IIl1l fJiHoty'U ,Iltorlluy, I~ildl
Pill:ty 11,111 Cill:uflllly I:eild tlllU /I'jI.'C1UIJIOlIl ,llld 101 complutuly ,\WIIL"ll, not
,JI)ly of its cOlltento, bllt aluo of. Ita lO'jal effect.
3, LAltlY..J.ll!lI.JL91 Slclllration. It ullilll be lawful for each pllrty
ilt all lllllUU lIeLl~Llftel: to llvo uelh1ral;u IIlld ,'Pill:t fl:om th,' otllor pill.'ty
at suclI plllCO au he or uhl! may from tlmc to t lmo choose or deltllll f tt ,
'I'll.: foregolng prOVlIJ10nO shall not bo tl\l~en ilU an admisoion 011 1.:1l<!
part of either party of the lawfullleuu or unlllwfull1~aa of the cauueu
leadlng to thelr livlng apart,
,I, Pononal Ri(/htol. Each paroty shall be froo from intel"ference,
iluthorny, and contilct by tile other, ,HI f\llly as If he 01" ahe were
alngle and unmarried except as may be necessary to carry out the
pJ."ovisions Qf this agn/ement, Neither party shall moleat the otheL- OJ."
IIttempt to endeavor to moleat the other, nor compel the other to
cohilbit wlth the other, or in any way haraas or malign the other, 1101"
Ln any way interfere with th~ peaceful eXlatence, aeparllte and apart
from the other, and each of the parties hereto completely underotand
.3.
.llId d<jn'tU tllat Ileitllur I:IlIa11 do cjr "'IY illlytllin'ij to till! chJ.ldl'lJ/l ,)1' ell"
P'II't 1<111 "t <IllY t imB WhlCIl I111Vllt 1/1 .1ny way int luel1cn till} dlllo.ll'llll
advuri:ll!ly aValllut tllu otller party.
!j, lX.I.dom h'9ID..1n.tWllunca. EdCh pilrty uhall Pt. free from
IIIt<H'f<lrQnco, authority, al1d contac:t by thu other, 6U fully all It II"
01- uhe Wert! llil1g1u 611d unmarried except (HI may l;Je nec:uuU03l;'y to cau:y
out the pI-QVl,uionll of this lagreement. Neither party shull mol'wt th,'
othul- 01' attumpt to endellVOI- to molellt the other, nor cOtllpel the otll'!I'
to coll.lblt With th<l otherl 01' 111 !Iny way Ilal-iHHI or malign tile oth,H',
nor III ,Inl' way interfere with the peaceful. existence, llepuratc and
apal-t fl'om tile other,
05, RelllllSlI of Claims. Wife and Husband each do hen~by mutLJ.llly
remise, release, qUit-claim and forever discharge the other and the
estate of such other, for all time to come, and for all purposes
whatsoever, of and from any and all rights, titles and interests, or
claims In or against the property (including income and gain from
property hereafter accruing) of the other or against the estate of
such other, of whatever nature and wheresoever situate, which she or
he now has or at any time herQafter may have against such other, tile
estate of such other or any part thereof, whether ariSing out of any
-4-
fOrlner /Set,;), contl:acts, ellg.'lgfllMlnta or 11/Sl:llUtifll3 of nuch Otb'il' OJ.' I;y
WilY of dowflr ,)l' curt<lI:lY, or Clalllla in tb<'l n(lture of dowel: 01- CUt-t'lul'
of wldow's Ot. WHlowflr'13 ri~,htu, family flX(omptloJI ot' 13illlil8r aI10\~1I1J~'<',
ot. under the l.ntallt.'lte laws, ot. the right to tlll<o agaillut tho HPCUUO' II
'lilli, or the right to trest a lifetlme conveyance ~y the other au
telltamentary, 01: all othor right13 of a 13UrVivHlg SpOUI:IO to parUClp,lt'"
ln a deceased llpOU13e's el3tate, whether arilling under the laws at (a)
Pennl3ylvania, (b) any state, COlIIlIIOnWeulth ot. terntory of the Un'.':ed
States, or (c) any other ccuntry, or any rlghts which Wife may havu or
at any tIme hereafter have for past, present or futUre support or
malntenance, alimony, alllllcny pend'mte lite, counsel fees, costs 01:
expenses, whether arising as a result of the marItal relation or
otherwise, except, and only except, all rights and agreements and
obligations of whatsoever nature arising or whIch may aril3e under thlS
agreement or for the breach of any thereof, It 113 the intent ion of.
Wife and Husband to give to each other by the execution of thla
agreement a f.ull, completG and general release with respect to any and
all property of any kind or nature, real, personal or mixed, which the
other now owns or may hereafter acquire, except and only ~xcept all
rlghts and agreements and obligations of whatsoever nature ariSing or
- 5.
WI11dl IJ1i.\Y llriul'l undar thlu i.\grflulIIllllt or 1:01.' thu hrClu<:ll qt ,Iny thIll"'<)/:,
uubjuct, howeVClr, to tho llJ1plulJ111ntiltlon illld /Jlltlsfllction of th"
conditions precedent i.lS set f()J:th hlJruill ilbovu,
7, I1Af.Un.tL.U to Fjlj;yu.JJ.bJ..J.aJl.til2Jl.I. 811Ch pany r<lprctJflnttJ
that thlJY hava not contl:ilcted (Iny d(lbt 01' liabll1ty for the otl1ttJ: fC1
WI11Ch the etJtate of the other party lJ1ay bo reuponsible or l1ablp, 'I/ld
th(\t except only t01' the nghts arit/lng out of ';hiu Ilgruell1ent, n<tlth"l'
puny will hureafter lllcur oll'~ l1abllity whatsoClver fQr WhlCh the
ether party or the estate of the othor partYI will be liable, Each
party agl:eell to indemnify or hold the other party harmless from ollld
against all future obligations of every klnd incurred by them, includ-
ing those for neceasltles.
8, Personal ProDsrty. The items listed on Exhibit A attached
hereto shall be the personal property of the Wife and Husband agrees
to deliver such items to Wife's attorney within ten (10) days of the
execution of thlS agreement, Otherwise, Wife and Husband do hereby
acknowledge that they have heretofore divided the marital property
including, but without limitation, jewelry, clothes, furniture and
other per.sonalty and her.eafter Wife agrees that all of the property III
the possession of Husband shall ~le the sole and separate property of
.6-
IIlIub'lIId, 'Ill'\' IIlIlIbllnrl a~lnturl thlll: .111 ll\.'o[ll1rl:y ill tlll1 POllflOUll1011 Ill'
Wlfll uh<lll bu the !.wle .\lld lIeplH"lt,j [l1'0pl,llty of. W1fu, li:<1oh of thl,l
P"II:tlIHI dOlls hal"oby aprlr:ifi<:<llly W'11V"', rcilUIHJO, rollOllll<:O .lIld fOl:lIVI.' I,'
.1!Jillldoll whoJtovl,l/.' cllllms, if any, IIhl1 01- Iw moJY haw.! Wlt!l roupoct to
'IllY ot th<l abovo itemll which 131.'13 th<l flolo illld fl(jparllt'l property of th'J
othor.
9, !;l.l..lb. ^ll cilllh prei!Jct1tly 111 the pOllfllHllIlOII of <llthol; pal't,
ullllll b(t an<l rell,,,ill theil- uepiu'ate [lJ:opertl, froo ollld clolu' oC any
claim whal:soeveJ: on tho paJ:t of the other,
10, Automobile to HUlband. The HUflband Ilhall be tho sole OWIll.lL',
fJ:ee and dellt' fJ:om any claim on the pal't of the WHo, of the Lincoln
Town Cat- automobile, Wife shall cxecllte cet-tlficat'l of title, saluu
and use tax fOJ:m and oJny otheJ: doclll1\onts necessary to convey t1tle
within ten days upon J:eceipt of said docun~nts presented to her by
Husband,
11, ProDertv Not Provided For. The paJ:tles hereto agree that
they have, by the I;erms of this lIgJ:eement, settled, to their mutual
satillfaction, all rights that either may have in their property,
whether ownad by them jointly or separately. real and personal. oJnd
whenlsoever situated, ^ny proper.ty not specif icall y provided for 1IJ
-7-
Lhill agnlumflnt, WhlCh thu lIuuband QL' Wlf,~ owntJ at" hnll thl.! rlo:rl)l', (:,)
cQnl:J:ol 01' PQlIUOUtJ, uhall bu and 1'umo'llll his OJ: hel' pnlpuJ:ty, t:L"U'~ "Ild
cleaJ: from nny claim on tho paJ:t af the other,
12, Rial 1Il11r.au, Wife hUJ:eby ol':JJ:euu to convey, tr1\IHlfer and
gr1\nt to lIuuband hut' right, title MId lntereut in tho reill eutaLu
tJltual:ed and located at -\ Luciu StnHlt, MecllanlctJburgl Cumberland
County, Pennsylvania, upon her I;'elullllo from all liability from alld
unden' tho oxisting note llnd mortgage wlth WelltJ l"o'Ir'1o 1I0me Mortgll9u,
Inc" AlIsignee from Norwest mortgage, Inc" and recelpt from Husband
of the total sum of rour 'l'housand Flve Hundred and NO/I00 ($,1,500,00)
Pollors, which release from liability ,~nd payment shall be made on Ol-
prior to 18 montha from the datE! of this agreement _ l"rom the date of
tllis agreement I lIusband agrees to llsuume as his solu obligation any
and all mortgage payments, taxes, claims, damages or other eXpenUI.!B
lncurred in connection with said premlHes, and Husband agrees and
covenants to hold Wife harmless from any such liability or obligatlon,
13, Waiver of Alimonv. 1'he parties herein acknowledge chat by
this agreement they have each respectively secured and maintained a
substantial and adequate fUnd with WhlCh to provide themselves suffi-
Clent financial resources to provide for thuir comfort, maintenance
-8-
,llId UllppOl"t 111 the tJtat1<l1l <If L 1tl/ 111 winch thuy IInl IICClHlt<lI1\1ld, 1'11/'0'
.I/Id IIl1ubillld do hareby WII1VU, t..t).'hwa '"Id glVl/ lip <IllY rightu thuy 1I\i1,!
r:l/IJI1l/~.tlv/tly hllVll .sgllilltJt the other for alimony, SUPP01't, o.lUIIIOIIY
11"II<1.llIto Uta qr mailltorlllllce, It uhllll be fl:om tho d,~te <ll~ tlllu
i1\Jl"illll\ent the sola rafJpOlllllbility of Clach ot the ruupectivo P'll.,u,?t1 t,)
IJIllJtaln thomsalvall wlthollt ael!lnnH ,lilY tlUppol't from tht! othl!!l' [h1l:t'/,
[,I. fAl1mmt of Attornev Fees, Each party of tllla agrl!!emllllt
haroby agn~es that each of them will be: solely renponlllblo for the
full paymant of all attorney's feea and other costs h(!l'etofore and
ht!reafter incurred, rospllctivoly, by each of them in connoctiC'1l With
tho /wgot iat ion, preparatlon, and execut i.on of this agreelllent, and ill
connecti.on with any action commenced by either party with respect to
thu dlvorcll of the partlell, Each party further agrees hereby to
in~omnify and hold the other party harmloss from any demand, claill\,
losa, cost and expense (including additlonal attorney'a fees) arising
from a failure to pay all of the aforesaid attorney's fees and other
costs,
[5, Informed and Voluntary Execution. Each party to this
agreemont acknowl,'.dges and declares that he or she, respectively I
-9-
^, Is fully lInd cOll1plutuly illfonnad as to the filctll ..doll
illg to the subjoGt matto. of this '1<.j1,'tJomul]t, alld liS to the rightiJ ,\lId
liabilitietl of both pa.tifls,
B, J!:lItors Ull;o tlHiJ uvrullmulll: voluntarily o1ftflr roceivlW,
tlll!l ndvicl!l of ind6p.mdent couniJ,~l, CHili f.olll fraud, ulldue influencu,
coercion o. durestJ of any kind,
c, lIau gIven car.eful and mature thought t.o the maldng of.
tllltJ agreel1lunt.
P. lIau carefully rflad ench provi13ion of thiu agreement,
E, L'ully and completuly undel:standa each provision of tlllu
ag l:eement ,
16, lmtY~Q.QJr~tion. The lIu13band and the Wife shall each
concurrently herewith, or at any time hereafter on thlll demand of tll.!
other, execute any other. docwllents or instruments, and do or cause to
be done any other acts and tlllngs as may be necessary or convenient to,)
carry out the intents and purposea of this agrl!lement,
17, Il.everabilitv. If any provision in this agreement is held by
a court of competent jurisdiction to be invalid, void, or unonforce-
able, the remaining provisions shall nevertheleas continue in full
Corce and effect without being impaired in invalidated in any way,
-10-
111, RtiUlnilliatioQ. If th<nu uhuuld bu a rQCOI1CilliltlOIl <)1: tho
part ieu ufter the datI! of eXf.lc\ltloll of thia o1gra13l1\lll1t, tll1u IIgnllll1\tJlIl
uhall n13vQrtheluu/l c<:Jntil1uo in full fOl'CO \lIlti,l it, iu 1I\0difl<I<l <)1'
abrogated by lInot.l1er writt<lI'I inutrulI\ent to tlll1t effect IU<Jnud by CHiCh
of the part iea hel't!lto.
19, Future IIlArninaa. 1\11 incomu, 6arnings or other proparty
L'eceivod or acqulI;ed by either pllL'ty to tIllS agreel1\ent on or aftor tho
dato of execution of tl1iu agreel1\ent uhall be the sole "nd ",oparllt..,
prop'H'ly of the l"<ICelving OJ." acquiring party, Each p,u.ty, uU of tho
effact i ve d.lte of this agreement, d06a hereby and fore v_no 1/lI I Ve,
release and relinquish all right, titlo and interest in all such
il1colI\<3, earnil1'iJs or other property so received Ol' acquil:od by the
other,
20. Waiver of Riahtll. Each of the parties hereby irrevocably
waive all rights which he or she l1\ay have to request any court to
equitably distribute the marital property of tha parties or to have
allmony, alimony pendente lite or counsel feea awarded to eithel'
party, It being the express intention of the parties hereto to fully
settle all claims which they have with respect to each other in tltHl
-11-
dUl:elJlllant, lZach of the pllrtiel:l fllrt.hElt' 4gree to conlJent to thl! <lIlU',
(II: 11 Prilcree in Oi VorCriI,
;Z l., W,u.va" ot BJaAjlh. 'l'ho 1'111 i ver of Bny tl!l l:'11l I condition, cl.1ual?
01' PI~()vHlion of tllltl Bgl:"ClOm13nt Ilhall in no way be dClcllled at' conIHdl!J:ed
il Wlliver of lIny oth('j): term, condition, claUIl13 or. provisio/1 of tlll/J
1191:"ellle/1t,
22, IlUrvival of AC:n'ull\JIn.J;. r f olny ttH'm, condIt ion, claullll OJ:
provision of thia ilyl:uelllent Ilhall, by ita r13allonoblu i~L~l:pl:etation,
be l.ntl'Jnded to IIUl:"vive ilnd extend beyond the termination of the
ml1l:riagCl relationship presently exiating between tho pdrtiell hel:eto,
allid term 01: torms, condition 01: conditionsl clause or .;:lauses,
provil:lion or pl:ovillions, Ilhall be 1:10 construed, being the express
intention of both plll:tles hereto to have this agreement goveJ:n their
rellltionahip now or her.eaEter, il:respective of their marital status,
23. JUrilldiCltign. Thifl agreement shall be conatrued under the
lawa C)f the Commonwt'lalth of I?ennsylvania, I1nd both parties conael1t and
.1gree to the jUl'isdiction of the Court oE Common 1?1.t'ltlS of Cumberland
County, I?ennsylvanial on account of any suit or action brought with
respect to this agreement or any provisions or matters referred to in
any proviaions thereof,
-12 -
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rONNIH IWSE KNOSKY,
Plullllln"
IN TIll! ('OLJln OF ('OI\lI\ION PI.EAS
CLJMIIEI{I.ANIJ (,OIlNn'. PI:NNHYI.V ANIA
\'6.
No, lJeI.Ci5l5 Ci\'11 Terlll
TIIOMAS DOMINICK KNOHKY.
DCrCIl,lulll
CIVil. A('TION lAW
IN DIVOI{('F
l. ^ ('0111plu1111111 Divurcc lIlldcr Scclioll 330 I (c) ur thc Dlvurce ('ode wu~
lHed un Nowl11bcr 27. 19<)("
2. Thc l11urrlul!c ur PlulntitT unu IktcnulInl is irrclrlcvubly brul\cn und
ninclY (90) duys huvc c1upscd lhull lhc UUlC ur lilinl! und scrvicc ur lhc
COl11pluin!.
3, 1 conscntlo lhc cnlry ur u linul Dccrcc in Divurcc uncI' scrvlcc ur notlcc
or inlcnllonlu rcqllcsl cnlry ur lhc dccrcc,
1 vcrlry lhullhc sltllCI11Cl1ls Illudc in lhis Artiduvlturc trllc und COITeC!. I
undcrslund lhut rulsc slUlelllcnls Illudc hcrein urc Illude subjccl 10 lhc pClltllllcs or
18 Pu, C.S, *4904.rcluling to unsworn rulsilkutionlo lIuthoritles,
Dutc:_----2/j /0/
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CONNIE IHlSI~ ',NOSI, Y.
I'lnllllll1'
IN Till' l'olJln 01' l'llMMON 1'\.\'1\8
l'LJMllFltl,/\Nll CUlINTY.
I'I',NNSV\.\' /\NIA
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Nl\. ll/Hl~!~ CIIII
THOMAS DOMINICK KNOSK".
l>c I'clld 11111
l'\VIl, i\l TION
.. NOTiCE TO I)LEAU
TO: ThUllllls lJlIllIlllkl, l'III1~I,y. I h.'rcmllllll
elo GCl'ald J, Shcldclsl,i, !:squirc
414 BridJ!.c Sll'ccl
1>,0, Bux \'.
Ncw CUlllbcl'hllld. I'll, 17070
YLlUIII'C hCl'cby Illllilicd III pkll.l \lllhc Wilhill AlllCllllcd ('lllllplllilll
within lwcnly (2LJ) dllYS 111'ICI' dlllC ur SCl'vlcc hCl'cIII'.
l~cspcclrully submillcd.
... ,~"-._,,",,J.-.-.
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"l!)i'l\;l~ l~ I, 'f:UPi0.1.s':;~; ~..: ...-
\ 0 17 NUl'lh Frolll SlI'CCI
I hll'l'hhul'll, p" 171112
1717) 1~2.'1724
l.I), N.) 7\ S73
Ollie: June 6. 20Clll
/
(oJ
l~dijcUlloll I
PrlYUlQ, Purochlul School
Coli UlIQ
.l1uJi
Mllllt h I y
1IuIL
$
$
$
$
$
$
l'oJr UO/lllll
Clolhl/lll
Food
Othor (hoo~uhold 10pplluuI
burburl utc.)
Crodlt PUYlllullt. and Loun.
L :::mJlit $ ~nn.oll
$ - $ -
$ : $
$ 200.00 $ .
MINcollllnuolIlI1
lIoollohold hulp/child CllrQ $
fo:lltortull1mont (lnc, pupurlll
bookll, Yllcution, puy 1'V,
utc, ) $
Olflu/Churltoblu
Contrlbotlollll $
$
$
t\n .110
$
$ !)~. 00
$ ?Q{lfl nn
LOHul ['oos $
Othor child lIopport/1I11mony
paymolltll $
Other (llpUC1fy) $
'I'otlll ~xponllulI $
$
$
$
-
$-
$
$
$
$
$
I'IWI'I';UTY OWNI-:Il
P~;SCR1J'TlON
YALU/l
OWN~/lSIl!.E
!! l1 :!
.~ ~
CI'IJckl/lH '\ccountll,
.. .
HuvlllOIl '\ccountll. . .
Crodlt Unloll. . ,
. .
StOc.kll/llondl:l
, .
, .
11001 ElltutO. .
, . .
$1~0,000.on
x
-
Othor.
. . . , ,
. .
$
$
Totlll, Property
CONN H: I\()U~; I<N(JUI<Y,
PltllllUft
iN 'I'lli': COli WI' <if' COMMON PI.~:1\Ii OF
CUMIU:IU,ANIJ COIJN'I'Y I 1'~:l'Il'ItJYI.v1\N 1/\
V/11
1'101 96 - ~~2& CIVIL
'l'tlCMAfI POMlI'llCK KNOflKY,
PuCund/lnt
11'1 IJlVOI~CI!:
'fO I Piont4 M. I~Uflir.:h
Gerold J. Shokletski
Attornuy for Plaintiff
Attor.nllY for petendont
PA'l'~: I We<!ne/1<!ay, I\prll 26, ;1000
CEI~'I'U'ICA'rIOI'I
I certify that discovery i/1 complete as to the claims
for whioh the Moster has been appointed.
OR IF DISCOVERY IS NO'r COMPLE'l'EI
(0) Outline ~~at information i6 required that i~ not
complete in order to prepare the case for trial
and indicate whether there are any outstanding
Interrogatories or discovery ~ulions.
N/A
>,
CONNI~ ~ODE KN09KY/
Pla1ntt tr
IN 'I'IW COl)WI' (n' COMMON 1'1,1':All Of
ClIMIlI>:I(/,ANIJ COl)N'I'Y/ 1'1,:NNtlYI,vANIA
Vu.
NO, ~11J ~ (lb;ib
'1'1I0MAt! POMINICI< I<NOIlI<Y/
PlIfllndol'lt
IN 1>1 VOHCli:
~li:1
tJA'n: J
I'rlt~llolI r 111'1 Con foroneo MllllIOrandl)ln
~'r1d{JY, Oct.ob(tr (.0/ ;1000
l'roHllnt "or Lho I'llItnllrf/ Connio l\oue
I<nollky/ ill ottornuy IHolIl1I M. Huplch, lllld pcolwnt for the
Defendant, Tholllllll tJolll1nick 1<II<1Hky, iH otLornoy (Jorald _I.
Shekletllki,
ThiH {Jcllon Willi coml1\ollced by the filing of a
divorce complaint 011 Novlllllbor 2'/, 1996/ cOiHin'} groundtl for
divorce of irretrievllble breakdown of tho lIlonlage, Counsol
hove indicated that tho part10tl will tlign offidovitu of
consent and wa1voru of notleo of intolltlon to requeut ontry of
d1vorce decrou 60 that t.ho dlvorcu can be concLuded undor
Section 3301(c) of tho tJomlJHtlc RolationH Code, ThoRe
offidovitu and waivers should bo filed prior to our four-party
conferen~e, which iu going to bo schoduled in January 2001,
On Juno 0, 2000, on amended cOlllplaint was
filod raising tho oconom1c cLa1ms of oquitable distribution
and counuel feeu and expenses.
The parties wero married on June 10/ 1993/
and separotod on November 12, 1996, There were no children
born of this marriage.
Wife is 5'/ years of ago and resides at 4102
Elk Court/ Apartmont 104/ Mechanicsburg, Pennsylvania I whero
she lives alono. Wifo ls employed with Highmark and her
monthly net incomo is $~/066,24. She is covered with the
medical 1nsurance pt'ov1ded through her employer.
Husband ls 59 years of age and residell at 4
Lucie Streett Mechanicsburg, Pennsylvania, where he livos
alone. He is a realtor with Homestead Group and he is
directed to file a current income Gtatement by the conference
in January. No income and expense statement was attached to
hi5 pretrial statement so we would need to have a report of
hiG current earnings.
The part1es own real estate at 4 Lucie
illl'lIl1t, MUl.'h/llll<:lIbllnJ/ PlIlIllllylvillllil, Thll IlIIrt illll pllt':hallud
by duud lh'l pt'1plltly lit ~ J.lIclu :ittllut/ Muchllllicubllt'l,
1'1l1l1l1lylvlIlIl/l, 'lJ) Oct '1bll I' :10, l'l'l!\, fo/' /,l'lb/OOO,OQ, 'I'hllnt III
1111 iliHllu Illl<J1lt thll 1:11/'/'lIl1t vldllll '1t thu Pl'(lllll/'ty, IIlthnll'lh
<:ollIlIlUl IltU III lI'IrUltlllullt tllIIt 1.IJ1J PIIY '1tt '111 thll 1II0/'t'l/l'/"
ClI/'rtllltly It! /,llll), bOo,OO,
'l'hUl'll III IIlIIO II p<1I11lll111 tlwt wllu III illvolvud
with th/'oll'lh IIl'lhlll/l/'k illld hut COllllIIl1l dl1l11l11 thu IIIl'1rtt/ll
portion III G6,2'l6.b2,
WHu III wilUII<j to lllt ul.lch pllrty hl1vu thu
tlll1qlblu hOlltH/hold P<HIIOII/Ilty III <wch purty'lI PO/'WUBIIlolI if
Wl(u hUll rutllrllud to hut curtaill ltulllll 011 II lillt that IIhu hila
providud to hllllbund'a Ilttorlluy, lIowuvur, if WCl \Iut lnto UII
iallllu tu,/ardill'/ thu othur Ullllutll/ vullloa all the t/ln'liblu
puraonlll propurty l\Iay [1ecOlllo rlllGv/lnt utld thu pllrt1ua IIII1Y wiah
to havu al1 nppr/liaul UI:C<llllp) iahod on tho~u Lturnll.
Thoro alllo is a diapllto about whother or not
tho credit card debt, which hllllband hall paid sinco Iieparation,
wall lIIarital dobt rulating to lIIarllul llXp0l1S0a and purchallus 01'
whether it wall 'lusblllld't1 persollal obligatiolls that had no
rolation to the lIIaritnl uxpellses, Therqforu/ wo neod to have
nn atlulYlIlS dona of tho dubt paid by husband in order to know
the approprialu crudit which 110 IIII1Y bu entitlod to for payrnent
of debt,
The MauteI' lB going to havo each counsel go
on the rocord briefly to state what they intend to do to
prep~re for ~ fOllr-party conference which will be scheduled in
an atternpt to roview the values and assete and debts and to
hopefully accornplish a settlurnent, Counsel, at that
conference, will be requellted to brin,/ in 0 worksheet showing
their analysis of tho nurnbers thot they have developed.
Attorney Rupich.
MS. RUPICKI On behalf of wife, we will
obtain an updated appraisal of the real eBtate from Robert
8narninger with a current value.
I will also obtain inforrnation and
verification from wife's lIighrnark pension as to the portion
which is premarital.
I would request frorn hUBband's attorney that
there be veriflcation of the credit card debt showing a joint
obligatIon and I will obtain any credit cards from wife's view
point and if there ls any rnarital debt that she has incurred
aftor Beparl1tion.
MiIU:I,:/m':N'I'l'lllt Till>: SAI.E ANI) 1I1IIlCIIAHI>: ()Ii IlUI. 1':H'l'ATI';'
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~ol tllo OdOOlll/ ,"Irt, 1Y/7'NESSE7'/I, tltllt tllo olll,t,mrt J.lla
aUml of tlla lum 01 Foul" teen 'l'houtlund
l'll'<\', ($1'.,000,00) Mrl', Doll4ro,
/4lufutmollov of tllo Ullitd'/ SlAltdO of Ilmuricll /llItO thclII IUOU 1111,1 tndv
,mid bV lltd ollld IllIrt y of IlId ddCU'''/ ,"H'I, lit 1111'/ bofaro tlla ddll/ill/J IIl1d ,Mivory 01 I/ldOO
"rCOdllt:/, tllo rocdillt IUltdrcaf i1Ihdrobv ao/mmulolood, have /Jr<lfItcd,
baroaillod, so/d, lulonl!d, Ollfl!oOod, rolc1uwl, cOIlVlI1Jod IHI'/ con/l"'"drl, 1/."d bll !lICSO Ilro,cllld do
Ol'llnt, bll,'oaill, 101/, alioll, 011/000, rcleasc, CO'IVOV 1111'/ COlltlnll IIl1tO tho said IJarl y 01 tho
6000"d I,art, hciro, Illld asliOll8,
01 tllo tlrol pari, lor Ilnd i'l oOlllJidd,'.
ALL THAT CERTAIN tJ:act of lund lIituatc in SilveJ: Spdng '1'ownahip,
CumbeJ:1and COUlll;y, Pennllylvollio, b()undud c,nd desc.dbut! all followtli
IJEGINNING at a point, tho inte~'o<:ction of the iJoutheJ:n lIide of
Township Hoad No. 581 and the Eua tUJ:n aide 0 f Lucio S tJ:ee t I thuncc
by the Soul;huJ:ll aide of TOWntlhilJ Road No. 581', NOJ:th 60 degJ:ocu
27 minutos 40 sccondtl Eaat one lundJ:cd (100) feet to a poil1t~ thencc
by the diViding line between Lota Noa. 15 and 16 of the hereinafter
montioncd Plan of Lata, South 29 dogJ:ees 32 rninutotl 20 soconds Eaut
two hundred (200) feet to a point; thcnce tiouth 60 degJ:eos 17 minutes
40 soconds West one hundJ:cd (100) feet to n point on tho Eastern aide
of Lucie StJ:cctl thcnce by thc Eastern side of Lucie Stroot, NOJ:th
29 degroco 32 minutes 20 sccondll Weat 200 fcet to the Place of
B~;GINNlt'lG ,
BEIt'lG Lot No, 15 of Section "A" of Hidge Hills, which Plan ia recorded
in the office of the RecordeJ: of Deeds for Cumberland County in Plan
Book No. 13, PaBe 46, and being aubject to applicablu conditiono
and restrictions of record.
BEING the same prell\iaeo which Pred B. Dapp, JJ:., ot WI. and HaJ:ry S.
Hodge, ot UK, by their deed Jated August 2, 1966 And recordlld in the
Cumberland County HecoJ:der'lI Office in Dl)ed Book "13", Volume 22, at
Page 347, granted IInd conveyed unto Merritt I.. PotteigeJ: anJ Edna
S, l'otteiger, hia wife, and IJotty J, l'ottei~eJ:, the GrnnrOJ:R hprptn
I III.
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IltiOll u/l/ld al"" ul llour tuun Thouuund
','nh', (G 111 , 000 ,00) J'rl'ri', nul/'I"',
1,lwll.1 ",uIIllV u/l/lo Ullil~d i:i/Jl/oo 01 ,hlllJ/ojCIlIlIf/o thum wollllll,l t"I,lv
,"JI,I bv IIld allM 11'11'1 y ul 1110 dOIlOll,I,III,.I, ,II .11I.1 bo/u,'o 1110 ulIlIIIU '11I,1 ./ollooru ul III Odd
/lrou'ltIs, lIid roooil,t lollorool III IIdrobv 'loIIllOtllllllluo./, huvu unlll/l'oI,
bllrUlllllo.t, oold, III ollc,l, dll/o.IOII.I, "010111111.1, COlloollc.t .111.1 0'11I/1""'001, 11111/ bv t/lodllllrodollld do
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uoo'I.I,lUrl, IIolro, 1111.1 111161/111,1,
ALL THAT CEIrl'Alt'l truc\: of lund uituatu in Si)vu/' SprinB Townllhip,
Cumbur lIlnd County, l'unnuy 1 vuniu, UlJ\Ulu\l<l, L:.lliLJu!;cJ:ibuu ull,.,I;ollywu I
UEGINNlt'lG at a point, thu interlltlcl:ion of tho Suuthurn llidu of
'l'owlIllhip Hoad No, 5Ul and thu Ellutorn llido of Lucio Stroot, thenco
by' Lho Southern uide 0 I: Townuhip I\oou No. 5U 1. Nor th IJO dOg/'OOIl
21 lIlinutuII 1.0 Bocondll Eallt ono hunur[id (luO) (uut to 11 point, thencu
by tho diViding linu betwoon Lot/J NOli, l5 and 16 01: tho horeinal:tor
mentionod Plun of Lotll, South 29 dogreou 32 lIlinutoll 20 Ilocondll Eallt
two hundrod (200) feot to 11 pointl thonce South 60 dogl:oou 11 lIlinuto/J
~o Iloconda Wout ono hundrod (100) foet to u point on tho EUlltorn uidu
01: Lucio Stroot; thence by tho EOlltern llido of Lucio Strout, North
29 dQgreou 32 lIIinutoll 20 uucondu Wout 200 I:uot to tho Place of
lIEGINNJ,NG.
UEING 1.0 t No. 15 of Soc tion "A" of [Udllo Iii lls, which P lun iu rucordud
in tho offico of tho Rocordor 01: DllUdu 1:0/' Cumbel'land County in Plan
Book No. l3, Pago 461 anu beinll uubject to applicdble conditionu
und rescrictions of rocord.
BEING the Ilame pI'omilll.!tl which FrCld li. Dapl', Jr. I et ux and Harry S.
Hodge, 0 t Ult, by their doad dn ced t\Ul!,U11 C 2, 1966 IInd roc()l.'lled in the
Cumborland County Recorder' /J Oft:icl.! in Oood Uook "B", Volume 22, at
Page 347, granted and conveyed unto Merritt L. Potteiger and Edna
S, Potteiger, hiu wil:o, and Uetty J, Potteiger, tho Grantors heroin,
Marritt L.
Morritt L.
all tonantll
of law.
Potteiger died January 1982 whoroupon tho intoroat 01:
Potteiger and Edna S. Potteigor, hill wif~ provioualy hold
by tho cntirociea voatcd in ~dna S. Pott01gor by operation
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Ilu,'t LUll 1I1/1Il! (frr//JiII'1, ill 11111/, u'/lIitV '11' IItha'-IUlJId IWlllallolld", 1I1, i"1I1"I/II 1/11/61111'0 ulI.1
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lIard.I/I11l/lall/d lI111t IlrUl/liada lIurabv urullhd or ",c"//lmod, Mid IlIta,ldad ao to bl, with tlla uI'/lUr/d'
1I11110ad, Imlo I/'d olllil Illlrt 'I 1I11/,a UdO,,,t 1'111'1, h,ira 1I,,,t ru,i"",, 10
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Iho aul.t II00rt iOIl 01 tlla /lrat I,url, II/I' t:haiilllOlvQ,i'";--t'lnlr .' -liGlr;,-,~nojjtord
a"d udrlli"iJllrll/llrd, ./", bU /lIcaa Ilrcdoll/a dOIlCllllllt, umllt o.,..t .ll/raa 10 UI"t willi 1/.. allid,
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1/'0 .II'/lUrldllllllcca, UNto I/'d 6uld Illlrt 'I of 1/10 6coolI,t IllIrt, hdird Illllt <Ul6il/lld
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COlmtll of CUMBE1U.AND
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and BE'I"l"{ .J, l'On'EIGEI~, singlo WOlllan,
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eOJI will ad. "
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wi/hill {,..,tnll/lallt, a,td aakllow/adoed that
eOlltaillad.
It I witllcla whorool, I harulmto sat mv hllll<t IlIllll/ll!cw.! aea/.
whoaa 'l4/11a lublar/bad to tlla
a:raouUd aama 1m' tllO 111lr/loaaa tharlill
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(/ TWo 01 O/llear.
1>1 do lIarabv aorlllv Outt tllo p,'~aisG ral{dattoo alld complala poat of/laa addrcu
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PAaT MO~TGAOB CORPO~tXO"
:Itel
:'0111 trlllllbu',
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:ell: :0110rl Plel.e ~omplete tbe tolloWL~i Ll1torma~LOI1
.
:/wo,~~/~, I~~~ hereby cert~t'l that t/we hive 9Lvel1/W11l iLve I
ii~~'.: ~iiR . to DIY (_..... ,'~~ .!r,v...- ol101h(''.C.,.t'a,,1tlU to ):. applied
lrelatLol1'~1PI 1/(dateT
tOWArd the purebA.e ot tbe above properey.
:/we cert~~, tCI~ th~' LI I bona tide 91tt and t~lt tbere ~I 110 oblLgltiol1,
txpre..ed or ~lIIpl!.ed, 1:0 replY t~il UUlIl LI1 eAllo or ot:hllr llU'VLCU ot Iny kil1d
~QW c: ~Q the f~tU~af
:/,lIe unli.ratal1ei tblt tbia gUt 'oILU requi=e eiocw:l&ntation, LI1c1udil19 proof
thlt :/'oIe have tbe a.bl.lit'l 1;0 '7LVlt tbe flLtt; al1d that tbe fundll blve bun
..Lven by me/ua a.ad reeeh.d by tb. app.l.:.,~ant.lll) it'Hlr to utt11lJll.l1t.
:~e .ond.r ::'AY cOl1tirm tbe 6vai1~i1ity at the gLt'.: =undll by contacting tb.
~0110wLn9'
:IlJI\e ot Pllpoaitory or otber aaurell
AddrUll at SaJII.,
Dr:-
J...VClb Sl:
Account. number I
I/We author!.:::e Rart. Mortgage n'lI .uceeIlIlOl:a a.ad/or uaJ.llUa to requut
reverification at proot ot Illy/our ab111ty to give Cbia gLtt. 1/1'10 turtber
Autborize my ba.ak to accept A copy ot tbia doeUIDent II tbei1' autborization to
re1ealq auell intormation,
WAJUfDiG
SECTION 1010 or TITLE 10, U. S. C" -FEDERAL 1l00SING i\DMINISTRATION
TRANSACTION", PROV1XlES I "WUOli:VER, FOR 'l.'1IE PURPOSE OV .. .INFLUENC1NG lN IIN'l
WAY THE ACTION or SOCII ADM1NI5TRATION.,.MAXES, PASSES, UTTERS, OR PUBLISIlES
,\N'l STATEME.NT, l'JIOW1NG TilE SAME TO liE FALSE... Sl1ALL BE FINED NOT MOllE TI1AT
$ 5 , 000 . 00 OR IMl'Rl SONED NOT HOIU': T11AN TWO YEARS, OR IlOT1l,"
.-4 -\ ~~... "'- (' r4~ (!( A./ Jtd I/o oJf
S1'iJ11lture ot DOl1oa:) ') , J 101 el '
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(A GU of DOl1oa:
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(S1gnature oe Doa:a:owerl
(Signature ot Borrowea:l
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ACCOUNT TOTAl.
YOU/I CA511 AO\lANCE L.IMIT 15 .a()()()
AvAll.Abl.E bAl.ANCE "Oil NEW CASI1 ADVANCE
T/lAN5ACTION 15 '2600,
CONll/l/lTUL./lTlOI'/SI VOU/l FII'/ANCI/ll. IIESPONS-
Ibll.lTY 11/1$ EMNEO YOU OUII L.OWE5T II'/TEIIESf
11/1 fE' -CU/lRP NTl V ,~, 26\ 1'011 PIJIIO'ASES.
',~OO.OO
100,00
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ntMlrl' IIl,HI'II'i I CIWIQI AU,UhlwfnlS (!a:illlfe
1, 271 ,II~ 2,'00,00 100,00 I ,00 , 26,60 .00 ' 3.307,O~
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0~/JO/06 I 06126/06 7.~00 ~,103 0 .00 04,00
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30 ,02111% 1.262.11:1 I 8, 11 7.000%
/ISH AOVANCI8 30 . 06~61' 1,104.06 17.39 10,160"
PURCH^SIB 30 .0300" ,00 ,00 14.260"
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6103~3 -'J ~Illl/j 11/111 CI< 11106 - CONNIe KN(l:":~Y
1"11'lJll'i
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200,00
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/lV/lll.MIL~ O/lL/lNC~
TII/lN5/lCTlON 15
~CCOUNT TOUL
(,IMIT 15 15000
flail NEW eMH /lOV/lNC~
n~13,
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100,00
CONOllll1'lJL/lTlON51 YOLJII F I NMlC I/lL IIE5PON5-
UULITY ~1/l5 HMNIIO YOV OlJR LOWHIIT INTEII1I5T!
R/lTII--CVRRENTLY 1~,~/l1 FOil PlJIICH/l5S5,
t:'~ ~'tVII)III 'ctilW ' Pnym~1I1 I' Cle~1I5 I': I' O,bll I . H~"
.111Ir.t IRIDeS I /llljljbl"""11 I BlIllIlKt
2,O~Il,02 7110,00 '00,00 I ,00 ~e,3e ,00 3.1170,311
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O/lIH ~DIJ/lNCI8 30 ,01525% '.1I21,SO 28,70 10,1/10%
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;NCOMDl AND Dl2SnN9...Jl~
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'I'll T S S'I'ATEMEI'IT MUS'I' nJL.E111I~D OU'I'
(If you ue self-employed or if YOll al:l'! aalllried by a buainesll at which you
anI owner In whole or In part, YOll must alao fill out the Ilupplllll)elltal Illcome
~ WhlCh appears on the last page of this Income and E~pft~
Statement, )
INCOME:
(a) Wages/Salal:Y "_, Ii
Employer & Address_m2rL\,t;~~ '--1Cl);)r,~l=.'-S\-
Job Title Dellcription ~~l,\tt--
Pay penod (wee)<ly, bi-weekly, monthly)
Oroao Pay per Pay Par led. . , , , , , . , , , . , . , . . , . . , . . . . . , , . . . , ,$
Payroll Deductlonlll
Federal Withholding..., ,$
Social Securlty",...., ,$
Local Wage Tax..,....., ,$
State Income Tax,.,."" $
Ret 1 rement , , . . . . , . , . . . . 1$
Health Insurance"",. ,,$
Other (specify),.,...., ,$
Glg()~III~_
'tr- + ~ 7
""'\', . . Jo.'"
c.::f\l(ct':>'--"
I. . . . . t $
I' . . . . ,$
Net Pay per Pay Period. I'. I.......,..,.""".. "1".' 1..$
(b) Other Income Week Month 'tear
Interest/Dividends.,....,. .$ $ $
Pension/Annuity".,..,.... .$ $ $
Social Security..., . , ,.. I I . $ $ $
Rents/Royalties.."..."., ,$ $ $-
Expense Account. I I... .,1...$ $ $
Oi fta. . I . . . . , . I I . . . . . . . . . . . $ $ $
Unemployment Compensat ion, . $ $ $
Workmen'a compenslltion.,., ,$ $ ~ I . $
Total Other Income. . . . . . t . I . . . . . . $ $ IN, \(; $
, , .
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J'AYIR1IllIlnt, IUHt ~J"", dfY, If,lf, 11ft cod.. ~ fIMpt~.. no. " ".nlt
HOMESTI!AD GROUP, me, .. IS
4075 MARI<E'1' S'l'HEE'1'
CAMP HILL 1>1\ 1'7011
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(717l 763-7600
PA~lll1I '_oj _, ,..,,,* nECIPIEt/N1 klOl1Ullc.II.., 1111I_
~f-2005G10 164-32-8628, ,
AIOPllHra nam.. .dd,..., .,"" III' I);)df
'THOMAS D, KNOS I<Y.
4 LUCIE 6'1'
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I' F..", Income or ~o..), ~ltJIch SchO<Jul. F
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IIllII<<lllMU117_I;:1l" W I b T..Ibl..mo,mt(IMlmlrt)
:n OIlIarI_LbllJPl'.....-_I.... _____, __________________
il2 Add 1111 IWIIOUI1Is In' llneI , '*'
,II IRA deduct on c-
''p 51udtn11oan lmeml
,all ~Ical UVlI1\ll ' ";'!iiW.',
'. Moving ''PI'''", AltIdIl"olntBoi~"l
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(717) 763-7500
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APPRAISAL REPORT
OF
6ln~le FOlllllv Relldence 01
0\ Lucie 6\
Mechenll:lt,llIIQ, PA 17055
AS OFt
Jlnulrv 1\, 2001
PREPARED FORt
Mr ThomllKnoskv
" Lucie 61
Mechonlclburll, PA 17051\
PREPARED BY:
Ablolute Rell Ellale Apprallals
Vincent R Anderlon
307 Laederl HalAhls Road
York, PA 170\02
_._-"'--~"-"---'-""'-"""""'--'-"'-' -.... .~..., ,......
".-..,.. .--.-.........-. .. .'-',-_.
Ablolule Rell hi lie Allp,.IIIII
307 Lelde,. 1111111111 Hood
YOlk, PA I 7~02
-
Jlnul'V Q, 2001
Mr Thomll I<nolky
~ Lucie 51
Mer:hDnlclbllrll, PA 70~~
RI:: Proplrty ~ Lucll 81
Mer:hlnlclburll, PA 17055
Nlml: I<nolky. Thorn..
File No, ~LUeI1!5T
e..e No,
O..r Mr I<nolky:
In Iccordlnce Wllh your requell, I hlYI perlol1111y Inlplclld Ind preplred In Ipprallall1lport ollhl r..1
property loceled al
4 Lucie 51
The purpole 01 Ihll Ipprellelll 10 elilmlle the mer1tel yelue or Ihe property deact1bed In Ihe body 01 Ihll
epprelael report
Encloled, pie lie rind Ihe epprlllel report wnlr:h rjelalbel certeln dBle gBlherld duling our InyelllgBllon
or Ihe property, TI1e methodl or IIpproer.h end reuonlng In Ihe YBluellon 01 Ihe velioul phYllcel end
economlll rectorl or Ihe lublecl property Ire contelned In Ihll report,
An Inlpecllon 01 Ihe property end e Iludy 01 pertlnenlleclorl, Including yeluellon Irlndl end en InelYll1 or
nllghbomood dole, led the epprolaer 10 Ihe conclullon Ihel the melitel yelue, elol Jenue'V 5, 2001
II:
$ 105,000
The opinion 01 velue e~preeaed In Ihll report II contlngenl upon Ihe limiting condlllonl etler:hed 10 Ihll
report,
It hBI been I pleeaure II) elllll you, III mey be 01 lurther leNlce 10 you In Ihe luture, pl"I" leI me know,
Relplcllully lubmltled,
~;e~,p
Vlncenl R. AnderlOn
AIJ~l)llIlu HUIII hllllu APPllllijlll~
UNIFORM RESIDENTIAL APPRAISAL REPORT t.llP.li!/. ... _, ,~LU";\(;lil
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~llu IUt'tI 40 Bera Celll!!I lol X )lltl '~o ~I/IJ TYPleul for oroo
Hpl!ll~( l';IlI'I~ dDUI~ulllO" .tll) 111.'''':111:1)1';11 l~oGldQnllnl SllI.p. RoclollUlllor
IlJllill!J (OJtl\Phllfl X I "!Jill 1 uilt! n')IllUllll)l/"ln~ lLJI.nlJl.lhrlrll UI.' Illegal No lel""" 0'111'11)' Appoorli Al1aQlJolQ
1tllillUI l bu. 'In .. U1111l1i,l'll . X. PII.'UI'IIJI' l 0111111 lJtIt 11.1~III/1} \!.IVY Good
UllIlIl.. Pllhllc 0111", ON,. II. h'l,UOVIIIlIIIII. l)'Jl' I'll bill; Pmr'l. l.tlfllClpmU AVQrol11l
Ellldlllll)' X 51.trl Macadam X em.w.y 5""'''1 Macadolll
GUll ClJlb/,~tllhf/ NOllll /l.PIlI'lJnl.llltrnentl TYPlcJlJ UlIlllv
W.lll' Wall GltJ......alk None FEMA Sp.elll FlootJ lilllltl /ltU 'u X No
60tll101)' uwel Gepllc Gllltlll hLlhl' None 1;I:MA lOl1a C Map ngle 6/3/02
tihJl1ll UI'lItI Aller None ,fl:MA Mlp No 420370
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UUIlun ltil)'1i.'1 I~unch GlllhUlj & l}~/l.pllj AluJnI/llHll Sump Pump No
ElilblmfJ/Plopoud (;.x15IH1rl WllllltlW Trill,) O/H Damp"".. Non a Appor
AUe 1)'1111 16 ~lo/IJl/SC/l!en. YQ5 SflUctlll!lIt NoneAppar
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HEATING I<ITCHEN feUI'" ATTIC AMENITIES r.:/l.R tilOR~t"jl;
1 ~pe Rod Htllloe,olo, I None h"pIICI!II)" NOll'
hatl Elec HonoefO\'fll SIQu. Plbo 'X UBI/Jill 2 . Ilr Clt..
CllIlIJlbon AY~ ()I~plllill a,op Sll\II Deck Al1n(hed
COOLING Ollhwlllhe, fleutUe POlell : X Oelllhud
C"nllll No FlnlHood 'I Floot Fence Owlt In
Othe/ No MI~low.\I' i ji Healed Pool COlptl.1
COMlllon N/A W8IllIHIO')'1r i Ii Flnllhtd PIIYtwl'lV
aM,,,"' """. .'e I Homll loalIJr05 storm wlndoW5, 0 Ironl porch, ond rear pallO
x
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'NTEIlIOI<
.bov. !Jr..,. eOlllltlll.
MI,ll"IIlII/CO'lIMliJIl
Ad,jmonBI tltllLJllI1 IIlPI.ICIQ! l!nU1lJ1'
CoMmon or Iho InlplO\lellll.lnll, 11epll.lCIIJtlon (phya1r.ltl. lunctlOnAl, and '~l.Iln811, lep,ul neetJed, l'1un\tty 01 CO'1lllllcbon. IUmofJt~llng/~'ht"lon. I.Ih: T h 16 hou 6 Q
16 111 ovor~1I avorago condlllon requiring 110 apparenl malor phYSical ropalr al tho pra60nl limo Funcllonally Iho Ilomo I
adllquola In layoul ond Ullllly
AI1Y'''. It"V1lonnll.lnlll (ll/ltJIt)llnl (Iuch III, bul not IllIlflad IQ. hO/.UflOUI Wllllel. 10~lC Illln.I.U1CP.t, ele I j)lesenl In IhQ unplO\lemnnls, flll Ih.1 Iill., 11' III the
""""~"'. w.""Iy.' Ih. .II"luo:I plol".'1y No advor60 onYllonmel1lal C0/1dIIIOn5 ob5ervo~ by oppral~or, 1I11110UOh, Ihe upprOlsur 15 110
JJ1lll!UQ.. <1lltlJ C I ~ u cUsgQgili2JJ B
FI(I"'JI" Mltc r IJlm 70001
. . .11 ".," f.,.~,. ~'.\o, ~I ,'~'I" .. ,.~..." I', jI'.'l"''',1 1,_, ,., "'j'''' .1', , " ., 1'1; ..
---------.------.,.-----.
AIJ6,)11I10 1<1l1l1 E 611110 AIllllltl61116
UNIFORM. ~E8IDENTlAL APP~AISA~ REPORT I!'!fj!!
". :;0 {Jon t.l;Ill'Il~':I, till l:md 1I-I'I~")lIlh IltlHh 1111 "illlLlJ iii ual IIbllllllll.
lbllt~~II,lllltl:'ilJl)I!I"lll.'ljll)bl hi H ';Il/JI'f1I)\ltIJ"jlll ,,111 Illi<JL' b"ll~llI 11;1'1 ...I"jIUIlI~" lIllll 10;. IH!11 V/I. IIIH' "1111.'" Ill.
n~lIlhll~ 1.b!i1 1"11'1 t1i I ", UO . I ()Ii,:W:! lIblllllllll"llIJIIIII,IlIIIU l.'lt:l'lHhl hili iii 11111 11':PIIII)ll'IllJ MUlbl1ull
'''I "IP 1 1I1l'lliWIII C<l6111111l'lIJlJol< 1I11111l1flJI/IIIIIIIJIl Irl)l1Il,)clIl
1'0'lI1l1'1I1,,) :1 bllll llll1l111,;I'Jl6 Wlla 116011 III dOIOllllllllllU 1110 llJal
';IIIU.II.'I''''' li~b ,,,' II (0 I ,ll 00 , ,bOO IlPP'llIlCIl 6Ilcll'''' of IIPPlltla1l1
Illhlll:"IJlIIIIII!.1 t:llbl III"", ' I tj',},:]IJJ :Jlj )i. ." '" 'Iti
I Jh~I>>'" ut 10' I,IH 1)1!IlUI I. .llIll1ul h )I. 1 h ,~ l h
iJ,nll "I lI,nll l/i/ill'1I1116qll
Vulln' d 11I1IHtJ\l"IIl/tll, ~ I .,,,. ,,,t>
'fl., Iff V"lu. III ~:IIII 111Ij:II)o1I1I1111\11 ;j" 0.000.
.!m!Jc~1 ~ 11 Y/,!Yf, p.y, ~l)~ I ~""1!9I!cIL~__________ ,___~L_____ ____1. IIH~li.1l! !i!'!I!;i~!! '-~L_,jlJ:.1jL, )!L________. ______ _.
III M MillJll. I Clll~P~Uf1lH E t~q , cUMPftlifllll E '~I.J J Cl.1'~PfiH"1H E NO l
4 Lllclll 61 20 Nnllh 61 32 MIIIIl' 6 GUIlI~~ 20iJ 1~lllilO HllIl<lj
A"'''''' . MOlljUIlIC6111.JI',I,PA.. Muc11QIlIC6111J[f1, PA, 1:llolu, PA Mllchnlllc~IJlJIfl, PA
1'101'"'''' ", """1"" ... , _ 4 112 111110G 61E I ' 112 rllllllG Nil: 3 IllIlVG SN'I
tiOI..I"". '___..I' 112,000____ _ ____.1' 1'0,000 _1.1' ,',MOO
I'''''''i'".., " A". I' () 00 . 700ll ,.., _' 'Ill 30 I 1_ ._.. GO 21i_, ._.
h16POclilJIl MI.SIConl,ul PU/11l MI.SICo/1II'OIPo/1/1 MI.f:iICu/111111 POIlIl
COUllholl6u An 13lJll~ , An SlrnulJ Anl,ohmoll
I)HKHIP11()t~ IJEI!CHlflll()N '\'JI '\<l,II.hllL!!JI t Dtti(IiIPll~)N II-I' A,j/Il.llllrll. I OUiClill'ltutj fl'l' AIJJII.ltn,nl
VA COIlV COIlV
OOM,05 I)OM-'31 OOM-17\)
7100 11/00 5/00
51lblJiIJOll Sllbll,bu/1 51lllullloll
Foo 51111p10 Fou 51111Plu Fuo Sllllplu
40 UClU , 55 oc'" -2.400. 43 UClO
GOIl~ Goo~ GOOd
1'lJlleh RUllch l'o/1ch
IJllck ,2,000. Ah/llll11lJ111 Ullck
20 26 44
Avurnou AvoroOO AvulUOO
,1J.U~lltiL
Iht'IJ16111ti/l11ll1l
I.lllllholl
t, fQulll)h1fr fll ~mll)l" I
t:rll3
VIU....
1)lIblUtl11M fl.ppUIII
(~lJnlrly t;l (1)llfjltljfhllll
AU'
51llJu'bnn
Feu SlIllplu
4G uoo
Goo~
RlJl1ch
VIIWI
10
AVUIllflo
I"., I '''I''''. i .~.(I\, , l'~a' 1 I~l''''. . 1!ll". t I'Ji" ,I~l'''.. , 11tIH'. I I t.,., I'~J"". , 1111'" ,
HIlllIIICIlIJlll 4 2 ,200, 5 2 , 100, +2,000. 0 3 : 200; I 7 3 160,
GIIlUl.tYllllJfilUIt ',561 till FI , I,GOO ~IJ II, ,0116, 1A04 5q FI1 +2,066, 1,770 Hq HI
Bltumlnl & FmlihetJ Slub l3u6ulllul11 ,6000 1305UI110111 ,0.000 lJa60mol11
HOI)11I1 Helov.' GIlIihl F aml,rn ,3.000. Un"nl5l1od IJllfin15110~
FIJl\o;-bQnIlILJIJllly Avoruno /lvorana Avomllu . Avoruno
11..lmu/CllohllU HarllNlJ El3l31No EI3IJIYu5 -2,00Q FfiNNo
l::n"lIrl::lfll:l.mlUuma 51orm5 SIOll11G , SIOrll15 SIOrll15
GltlnQl!fCOlplJll 2-AllachQd 1-/llluchod +3,000. 2,Allacllod . NO/1o
POlch, PObll, Dl!ck POrelllPolIlJ SlooplSunHm -a. 510oP5 +1,500 Porch/Polio
FUllplil(lI(t). ,Ie 2 Fplc5 -300Q :\ Fplc5
Fiene", Plllll.llle
N,l All) 110101)
.AtljlJ.ll!tl60IUI Pnel!
OICllllllllllllbltt
+ . X - $ -O,OGO ' + X - $
u__~____~ _~_'___~_~J. 104,214 L________J.
Cl)tI1m.nl, I.ln !.inlet ComplIll"on 11l1(IlJ111ng Iho llubJed P'OPl!ltyl comp8bbdll)' 10 Ihl! nell)l1l:0lhood lIe) Duo 10 tho CilabhJ ll1or~et we havQ pQQn
111 wlllcll 15 rofluclo~ III Ihu amounllJl avallublu Cl0511d 5all15, mudu II l1oc055nrv 10 U6U cOlllporaIJl06 IrOIll 0llt51do 1119
1 mila ra~ILJ5, 1I11~ U3 wlllchl1a5 0 5ulo dOlO 01 ovor 0 1110/11115 Howuvor, 1I1U comporobl05 u50d uro cOIlGldorod 10 hO
1110 b051 In~ICulorG 01 vuluo III 11115 IIn10 A~JU611ll01115 woro modo In 011 aroa5 lJf ~I"oruncu Tllo comporoIJlu5 1l50~ ar
allloculo~ In Ilia 5nmo 6cllool ~15111el 05 tllo 5ub)IlCI
,6,1142
+ X, $
I . - ,
. I
l_____ ____up!'
,(3,000
'04,1511
100,434
ITEM liUI~JrC I
Doll), Plle1!1W11 Dutil Not sold III post
fjOlJ/CI!, for pno. &a1l'1 12m 0 5
W1lhm rIDr 01 8PPlllltil1l: C t Y C l Ii s C
An"~II' 01 .n~ ('lIlltnl '1lll/fnUlIll cl ,,,I. q41111l III h'Mg d Ih. ,"tlf'o:.! 1)1l,)1~lt)' '1\<:1 '11.1)'11' III .n\, plJOI ..In 01 II.llj~1 .nll (Olll(J,IIL>l1l1 WIIhln nil' )ur cr Ih. 03.1, 01 '1>I)llllal
Nolthor tllU 5ublOCI or cOlllpurabl05 1I50~ ~old WIII1In tllO pa51 121110/11115
COMPM'M;IE NO ,
No pilar 5010 oll1or 111011
1151';d abovu
eOMPM,Mlll; NO ~
No pilar 5alo olhur Il10n
11510~ abovo
C()MPM~~I3t.E r~o 3
NlJ prior 6ul0 olll0r Il1a/1
11610<1 BlJove
INDICATED VAI.UE OY 5Alf.5 COMPARI5lJN APP,lQACIl .
INmf!!!!L VAI.UE UV INCOME ^PfJHOA~ILill /l.pphc8bhJH~!1!!!!!!~~nt~t1II~_tliA--L~iJ. GIIl~ll Renl MultlplllH .,j~:lIA-~_.
Thll approlsAll1i ll1oll. ,X ",111 Ill' lllllJJI!CI 10 Ihe llipOl/' nl1c'Bllonti. IlHiPC(!lOlHi l)I (ljflllrl101111 hli"l.l hcll)w ~ 1i1lhJl!d 10 (Oll1l)/eboll pCI 1)1111" 01111 llpeclncollonl
Co",j,",,", '" ApI""'" ApprUI5UllG l11udo 1'11111 1110 B6511f'1lpllon 1I1alll1e !llIe 15 good u/1d l11orkolalJlo f101ll0 IG 111 ovorall nvorQg
condlllon NlJll1ll1g roqulrod 0111115 111110
I'II\~ 11.",,,,,11.11011 Tlll5 5Ulllmorv apprul5ul 15 bnGlld prlmarilv on 1110 markul dolo approach and 15 5UppOrllld PV the coot
npproach Tho I/1COIllU approach 10 voluu 15 nol appllcablo duo to InGufflclulll re/1lul Inrormallon PUrp05Q 01lhl5 ropor
10 10 dlllermlnu 'air marKal vDIIl~ for Mr rllomao I<noGkv
The pUlp"" 01 IIlIlIlPP"'lalll 10 "IImele Ihe m"kelvalul Ollhlt 'I!ol P'Optuty Ihnlll IIJbJecllo Il1la repon, houd on II,., above ("l)ndt1lonl ond Ihct certlf1cllbon, l,;onbng.nl
Ind Ilmlimg (OndlIlOnl, and IJ1ll\tel value dllnnlbon 1110111./" IIIlIl!l1 m Ihe olto(hed F,ettl;l!) MDt; Fou" 43an=llnllle Mil' FOHn 100413 (RI!Vllled 6/93 )
I(WEI E5TIMATE THE MARMer VALOE, AS OEfINED, OF THE REAl. PROPERTY TIlAT IG THE GUUJECT OF TlilG REPORT, AG OF JanuBrv 6, 2001
(WHICH IS TIlE OATE OF IN6J'ECTlON ANO TIlE EFFECTIVE DATE OF T1i15 REPORTI TO BE . 105,000
APPRAJ5ER: VJ J/ .# 5UPERVI50RY~PP~ 'R}O~L~J '':'-' Jl!i!?fJ'REDI:
51~n81urll 'I-f'~ 51gnBIllro ./..,;~:"f'-[ .
N.",. VI/1cont R AndurGon N.m. -C~arfe5 G Smith
0"011'1'<111 sIU'!O,j Januury 0, 2001 DOlell'poIISlu'o1 January 6, 2001
510" co",n'O"OIl' RI.,OOI 249. L 51n'0 PA 51010 Co,Me""oll' GA,000265-L
0, 6111111 u:enl\ll . 61elo 0, SllJle I ICl!nu"
F'Q'JlJift MII~ I.tJlIll 1011-03
I I Did I X !Olo1 Nol
Inapect P,opelty
I ,,, ~I I ~.IJl': 1.'.1 I t.lllf "I~~II'I>II' "".oil_II! I,... 11'/1,,11),) "~ I'''''''~I'I' ,"I~: II.,'; ~,.;, I
51ale
Slole
Fennle Mae Porm 1004 (e .93)
DEFINITION OF MARKET VALUl!1 III. IIll)ll 11I1)hd1JI. pIIC. ",hll h II P/l'P."Y llllllihl IlIlIlij III d ,l)lIlp.'lhv. .11"
Ollllll 1I11tlhl IJlltJIH ..II CIJlltllllUnl IlJ1.llllllllu III II lUll uh, Ihu 1)lj~lJl lIIlIl Iitilhll, Ulll:h "~h"U f)llJIluntlv, ~l1lJWhHIUllllhlV "'lIf
...IUII1HlU III.. IHII':U II 1101 a""a.:hul IIV tj/\lllllt IllIIllJha lInpllcll III ifill dufulIholl " 11111 l.:IHlIHIfIHIIIIIIIlIl 01 " uh, UI uf u
IfJrll:lllul' tjall. lIllll Ih. IHIUHlU 1)1 (11Iu 1111111 lulhll It) hll~u, IJ/lIlt" UJlllJlllIJllI Wh'III'by (I) IJI'~IJ' IIIIL' nlltU UIU I~Pll:lJlly
1111J11~lJlutJ. (1llmlh jllUlltlll lUll WIJII 1IlllJIIllUIJ IJI wull UIj\iIUIJ "'/lIJ UIlt:1I ut.;llllU 01 v.hlll h.. t;IJIIIlIlJUII hll I}Wn IHJlillllhuUIII
(JI . IU'UOllllhlu 111111 II ulh)WIU' fill UIlPl)IIJI., III II1It IJfJUIl tI1lJt~ul. t'" pllytlllJ/lI II Il\llllu 111 hI/filii III (111111 III II li IJutl,.,1
01 111 IU/lI1I III 1ll1llllcIIII lIfllJlIUUIllUlll1l ClHllpUIIIIlhJ th,jII.t11l IUlLl (Ill 1110 fllllU IlJIUUlUllIl 11111 IllJIIIlUI lUflIillJUIlIlll)l\ lur 1110
plUjllJlt) loll. Illllllllll:hJlJ IJ) blllJl.:IIIIIJ/ UUI"I"''' IIIHIIlL'I/lU lH 1i1l11J1 t.:1JI\l:I/~IUU"ti. UI11I\lcuJ hV IJIlYUlllJ IIIi6Ul.:UllcttJ ~llh 1111. IlIlu
.AdllJlllHUIlII II} 11111 l.:tHnpUIIIIJ1UI 1I11/1i1 1m Itlluhl IlH lipUlIlI1 or "IIOIIYI! IinUI\C1l1U 0/ IHIhn conrlUllOIl/f No 1I11jlllilmenll
DI. IHfCUUUI)I fm thulU (lHlb v..llIl:h 11111 lliJlIlllllI) flU II' I)y nlhlll lIG II IUliu11 of IIIJiIJlHlII 0/' IIIW 1/1 .. "'111,,".,1. lhuu 1;0115
.', ""I.Ny IlhJllhhllllh. ,U1CQ Ihlt ",111.1/ fH'Y" llltu cO'11 Ul Yllh'lIlly 1111 IlIlhlli tll1/11U1cllOllb tillUC1Ul 01 (I""I1YU IIlHIIlCUlU
III'jllllll1l)nl. I:UIl hi mUlhl II) 11111 I:OIl1PUI ullll. IJ/Oflul1y by (.1)1I1111111111JIII 10 h/luru.:IIlY IIJ/lJ1I 01"'''111 by U Ihl/ll IJlllty
1I1allh,II01H11 la/1lJllr lhlll II Ill} I UlllUIi.Jy I"'yul\lud III U", pllJpur1y lJI IIUn,lJl;IIUIl Ally otljlJlIlll1unl IIhOllllJ IlIlI fJlJ cllh.:Llhlh,d
on " Ullldl&1lHcul !jUUIII 10/ IJulluI COIl 01 Illu IlIlIUH:1/1U 01 CUIlCUUlon 11I11 IIlQ (folllJ/ dll10lJnl 1)1 uny IIlljllbllllunl IhOllhl
npI'"J)lllllIlIO Ihu "1IJ1~1J1'1 , lJlldlll/1 ItJ Ill.. 11II1II1CI110 01 (OllCUlaIOllllwtilll' Oil Ihd IIPfJIIUblll-'6jIJlJUl1l1Jl1I
STATEMENT OF LIMITING CONDITIONS AND APPRAISER'S CERTIFICATION
CONTINGENT AND LlMITINO CONOITIO~IS: 111. 1I(IP'II".l'l ",,,"1""'11)/1 1I1111 "ppOlll III Ih. IPI""lllll"IJtlll Il
IlIbJ.el lel Ih, folloWIIlU 1:011111110111
Th. .pP/lIIUI' ""II 1101 il. IUPI)Il6Iill. 101 m.llol. 01 . I.U.I /11111110 Ih., .ff.,1 ..,h., 111. I"l)p.ily h.1I1U .PIlI.IU.j ,"
tho IIl1e 10 II The dpptlJllllH liUlJlll1tB Ihut Iho 111111 16 uood Bill' Illdlhllllllilu lllld Ihu,uhJlU. Will nul '1!IHht( IIny OpUll0l11
obQullhu IIUu Thl! PlQPl1l1y II npP'OlbIJ1' on Ihul)U61' of IIIHW1U lulthll 'UIiPOlllilblu OWIIlJ'lhlP
2 Th. .pp,"".r hn IlIOYidod II .~"'ch "' Ih. .PI"..l.' I.P'"' III lhl)'" dp'"I)"mBI. dlmdlllllln. 01 Ih. IlIlp'l)v.nl.lIll
.nd 111. '~.'ch Ii IIldlld.d I)nly II) IIlOlll Ihl! IlIlId., 01 111. I.PI)I' III YiUlIlIllllllij 11111 plOpOI'y .nd IIndml.ndlllij Ihd
oppIIII..l'l,jdl.,nllIlQIIIIII 01 III m.
3 TI,e OppIOI.., hn ..olllllled III. "VOlldille 1I00d 1Il0pl Ihol .,. plovlll.d ily Ihe F.d.,.' Em.ro.ncy M.noU.IIl.nl ^u.ncy
(or olhel dolo lOllrcul ond hPl nl)l.d III Ihll .pp.'.,601 I.Por' ",11.lh., 111. lllll).cl 611d 10 locolod "' on .d.nhlt.,! Gp.clol
Flood H.Uld />01.0 U.COlll. Ih. OpP""6.' .6 nol . lIlIV.YOI h. 01 .It. 1Il.~.l no Ulldl.nl..., .'I".U 01 lI11plI..I, I.UOldlnij
Ihll d.'.,lIlln.l1on
4 Tile .pnrllllor ""lInol glY. lultlllony 01 Opp..' In cOllll il.c.llfi. h. 01 lh. modo on IPIl/OIIPI 01 111. pIOp.,ty 111 qll.lllon,
unlou epoclllt Brrongullwl1lli 10 dO 10 hlJVo 1.1IJQIl mode beforehand
6 TI,e OppIOllOI hn ..lImol.d III. volll. ollhe lond In Ihe COli opprooch 01111 hlgh..'llnd bul1l60 .Ild Ih. lI11prov.lIlonll
"I Iheir conlnbulory 'Voluo Thus lU!fJl1rohJ \loluOIIOIHi or Ihl! land 011lJ IInprovomonll mll151 nol Ild uud III COlljUIlCllol1 wllh
ony olh., .pplllll.I'"~ dr. IIwolld Illh.y 01. 60 Ul.d
6 The oflflullur hnllloled mille' opproll5lll ropol1IJny od\leru condlllOll15 (alleh 015, needlld ropolrl, deprecIlItlon, Ihl! ,HUlme"
01 hOlllldOUl "'"llu, 10>lC ll)bllo"c.l, .,c I oblelvod dUII"U Iho ",opocllo" 01 Ih. lUb,.cl p,op.'ly or 111.' ho 01 lh. IlOCO"'.
OWOI. 01 dun"U 1I1~ "orl11 01 I.l.llrch '''volv.d I" pOlJOl/nlnu IlIe oppr.,l.' Vllle.. olh.,WlfiO ll.,." 111 111. .pplmol l.pOl1,
Ihe Ipp'.'l., h.l "Q ~"I)"'I.dU. 01 ."y hidden 1)1 u".ppdle,,1 cO"dilIO"l ollhe prop.~y or OdVOIl. ."""0""'."'01 CI)"dlllo".
(Including 1110 plel5llnCe or 110Z0(l~OUIi wOl5hn, 10llle IwbIiIOIlCI!6. ole) thai wouhj moko llle ptOpcH1y more or leu \lolullule,
Dnd h06 oUtJJl1od 1I101lholQ alQ no 6IJch condlholll and Il\oku IlfJ Olloranh.!el5 or worronllelS, Q);preu or Implied. r8oo1l1mo
lhe condillllll of Iho pl'opdt1y Tho upprollslJl' Will 1101 bu rCfipOlHillJlrJ lor any 15uch C0l1dIIIOIl15 Ihol do 0).111 or for ony
onginuul1l1g or IClSlll1U 11101 mIght be requlrud 10 d16CO\ll!r whelher IiIJCI\ condlliolll5 0),1151 l3oClJlJl5d Ihe OpPHlll5Or 115 not an I!.ltplll
In thl! field 01 fJ'Wlronrnenlol hAzards. the opprollHl1 report IlHJ6t 1\01 ho cOl\l5lderud 06 on ElIl\IlrOnl11onlol OnOI5l5I1I1H\I of
Ihe plopelty
7 The .pprollol obl.II,.d Ih. In10111101l0n, .61t",.'el, o"d opl"IO". Ihol we Ie .,pl.n.~ 111 II'. opprdll.' l.pO~ 110m 'OUlce.
Ihol h. 01 lh. cO"lldm 10 be lellllhlo Ond h.llevel Ihol11 lo b. Ilu. o"d corr~cl Tho opprd"el dO.6 "01 anume IOlpO"6lblllly
for Ihe accuracy of fiuch 11011115 lhol werd furnllsllfJd by clllor pOl1te6
6 The Ipp,o".r Will "01 dllcl06e 111. conlenll of Ih. opproll.' I.po/l .>cepl a. provld.d lor .1 Ih. lJrulolm 610ndlld. 01
P,01..1I0n.' ^ppr.llol P,ocIICO
Q Th. Opp'.'..' hu bO..d hll 01 hor ."plol.ol l.pO~ ond valuOllon conclu610nlol an OPPlolullh.'lllUbl.cllo 60h61aclory
complellol1, rdpOlr5. or ulleratlOrH' on the I1SllUl11pllon Ihol complellOn of tl10 m1proVcmonl15 Will bd pOlrormod In d
wor~l11dllhke IIlAnnOr
10 Th. Ipprol..r mUll provld. hi. 01 h.r pnor wnllen conlOnl b.rol. Ih. l.ndorfclI.,,1 .p.clfi.d In Ih. applolul l.pol1
can dl.lnbul. Ih. Ipprll.al l.pOrt (including r.onclu.lon. about Ihe plopMy volue, Ih. opproll.r'l IdOllllly ond plol...lonal
dulgn.llon., and ror.,.ncu loony plolonlonll 01'1'101.01 olglnllOllo". or Ih. fim, wllh which Ih. opplolur " I..oelal.d)
10 onyon. olh., Iholl Ih. borrow." Ih. mOltuoQo. or ,I. .ucc...or. .nd .ulon., Ih. mo~g.g. IlllU,." con.ullonl.,
pror."'onll apPlllul olgonl~.llon., a"y .,01. or I.delolly 'PPloved Mlnclol In.'l'ollon, 01 ."y d.portmeni, og.ncy,
or In.'rumon'lhly of Ih. U"".d 6101.. or any .'010 01 Ih. O"'lIcl 01 Columbia, .>copl Ihol Ih. I."dlllcll.nl mlY dl.llibulo
Ihe plop.rty deocnpllon ..cllon of Iha l.pOrt only 10 dOld collocllo" 01 l.po~lng ..",Ico(.) wllhoul hIVing 10 obllln Ih.
app,ol.ol'. pnol wlIlI.n Con6.nl. Th. opprol.er'. wnll.n conl.nl ond opprovol l11u.' OllO b. ohlaln.d b.lor. Iho .pplol..,
can be conv.y.d by Qnyol1o 10 1110 pl)bllc Ihrollgh odv.rtl.lng, public r.'allon., now., .01..,01 olh., m.dlo
f'~h. MI( rl)l"1 4,ltJ 11\ OJ)
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opprolul,.porl, I w,III.~e 110 rlllpol1l1l)1l1ly lor "
SUPERVISORY APPRAISER'S CERTIFICATION: II 0 I"pa'~i.ot)' opproll.r I'Ql1od Ih. ol\pro'lol mpor1, h. or .h.
c.I1II,.1 011~ our... \1101 I ~".clly I"PO"'''. Ih. IIpproll.r who pl"poro~ Ihu .pprolllll r.pon, hove r.vl.w.d 111. oppro..ol
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ADDRESS OF PROPERTY APPRAISED:
4 Lucl~ 51, Macl1alllc5bur(l, PA 17055
APPRAISER:
:~::::SORY APPRAk-- ~.d)
Nom.. ~~Ih
001.5IQ".d Janu(lry 6,2001
6101. Car1lficoliol1. GA-000265-L
or 5101. Llc.I1U.,
6101. P A
t:.plrollon Oala of C.r1lncollon or Llc.nu: 00/30/2001
I ! Ohl I X' Ol~ Nol'"lpoc1 PlopOlly
/4'4,( ~~
Vlncenl R Anderson
January 6, 2001
RL.OQ1249.L
5Ig"01,,r.
Nam.
Dale 5lQned'
5101. C.nlficallon .
or 6101. Llco"u.
5101. PA
E~plralion Dole 0' C.r1ificollol1 or Lic.nu
6/30/200 1
t: ,..kl" Mill f Olin 4.lU I) OJ
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IN 'l'IIl'; COUil'1' 01" COMMON PI,li:Mi 01"
CUMIWIlI,ANI1 COUNTY. PIi:NNBVINAN IA
r.: I V I L ACT I ON - LAW
NO. q~7"(dJ?b CIVIl. I')
IN IlIVOIH'E
H'I'A'I'l/t1 HIIBB'J'
__'\ ACTIVITII'::;,
(' I '
. -~~,t tr.rtl\JCK(l.lry;..,(iYr .tzJ (! 6\X~~
Dlf1xtl('i:\I.A~ \1~'fl^r. ~ ~I pa} lI;.x;:1/6(!j,fl~b'
'.t~V C.t\l~ t;d, hv:> l\)~ V, ~Y~jr ~i\~:; (1lI(}~'
.f~~,~Y\~_) 1)1~ ~.dC- )1, ,
~/-~r;Jyu(;-f ~~' (:1. 'j() '00 Ai 'I,}a 0,1')\,
. t""T~i~~~/'(~l~H lF~f~(?~"-r.!(l:f_
J I ~'r 0 ( A f 1 ',W l\ ,'1\,
I ~/~,{JJ<;)'l'(~'(('/il'~"f~;;~.\tYI{)(jho ~~ ~ "11~/(). )
\.. I-~'N) n .N" ~' I ~)
LII),'rtt",."I,,1,Jjl"'oI,"!r.. (""''I'^'''~I J't,-.l..v"
,.t... I., ,/f/~Jr:" "",f)r. (l/{(df'''( ',.,101'l'1. 1(,(1/
11. \ I" ", .I.' I (" II " 'I'd [J.::.' ~ ,..... Ij "!L'- / <-t'u j/"-V""" I.., ~ I " I' "
I I ''III, ,/, t' ../ .1.~I,.(' ", ,'I-. .,1", r"T(.I'~'f I,' I'Ll' ,,,,. ,
I..'". .1, ,/.. ,,1"((.//"'''1 "',11"/,1,,,,(., "-I/o,,,..,,
f14/ ;t?" t.'~" _' .", 7 -(.,.,0' ,"'{'",,(I\LI' A"" ,ttl'V1"'''11
IJ'~~II",f .l,/(H,I'-';"~ I" ~"""u,,t d,;1i.! 7r1nl 'tv.J/, .0",.1.1'"
,~...,). ';J tJM,.IloIUi " a.,')"IooU;("" ..'I,
5, Income I See Defendant'a Income and J;;XP0I1110 Statement.
is, E>I/ilBnSe.ll1 See Defendant'a In<:ome and l>xpenae Statemel1t.
7, ~~tinment/PunWnI
Husband - None
Wife - ~Ol (J{) with E:mployer, Highmuk
0, Counaul Fe~/:I1 Defendant reserves the right to alairn counaol
fees at the time of hoaring if neceasnry.
9, pisouted Perllonal Property. I Defendant is willing to return to
the plaintiff, or release any claim which he rnay have to, itelllo
I, 2, 7, and 12 requeated by plaintiff in her letter of June 15,
1996, A copy of the plaintiff's letter of June 15, 199B io
attllched h~reto. Defendant has no knowledge regarding items 3, .1,
5, 6, 6 and 15 on the list. Items 10, 11, 13 and 1~ are items
which Defendant purchased for himself with his own personal funds
and thus items which Defendant desires to retain.
10. Marital Debts I See Defendant'a Inventory and Appraisement,
11, Qivorcol Husband will consent to the entry of a final
divorce decree under section 3301(c) of the Divorce Code,
12. Prooosed Resolution,
A. Except as noted in paragraph 9 above, each party shall
retain all personal property in his/her possession,
including any checks, checking/savings accounts, and
- 2-
"
II \dIV\~"o.~y '1"'.
PROPERTY TRAN8PBRRIO
~'HOMA~ DOMINICK KNOSK". DEFENOAN'l'. lists all property in which
either or both spouses had a legal or equitable interest individually
or with any other person and which has been transferred within the
precedil19 threo yearsl
Item
~
Ducription
pf ProD8rt;~
Date of
Transfer
Consid-
u.oll2n
pe rill on
to Whom
1ransferred
NONI
.
.
IXiJIUIU
1I0lllll
Mortgage/Rant, I , I , , I , I 1'1 I I , , I , I , I I I , I I , I I 1$
MniJltenanr.:e I I I , I I , I I I I I I , I , , I I I I I I I I , I I , I I I ~
Utilities (tlllephono, heating,
aloctrlc, ete,) I I , I I I , I , . I , , , t I I I I I I . , 'I 1$
Weelt
Month
L1JO.00
$
$ J130.00
I':lIlployment
(t ransportat iOI1,
lunches)
III I. I
,. .$
$ J.Ii!l.. 0 0
'['axes
RlHlllEatate"I""'1
P'j)."uonal Property,.,
Income I I I I I I , I I I I I , I
. , . , , . , , , , , . , . . . . , , , . ,$ $Illllid with I~
, , . , , . , . . , . , , . , . , , , , . " $ $-
, , , . , , . , , , , . , . . . , , 11.$____ $
Inaurnnco
lIomeownOl."a " I , , I I I I I , I I I I , I , , I I I I . I I I I I , I I . $
Au t ol1lob i 1 e I , I I I , I I I I I I , I I I . I , I , . I I . I , I . I I . I $
Life/Accident/Health.."..."."., ,., ., ...$
Other It' I I I I , I , I t I I I . , I I I I I I I I I I . I I I I . . I , I 1$
$-
$ 130.00
$ 115.00
$
I\utolllobi Ie
Ip'llymflntll, fuel, repairs},.,.,."."",." ,$
$ 50.00
Medical
Doctor, Dentist, Orthodontist. , , . " , , . I I . I . $
lloapit~l, I I t I I I I I . I I I II .. , " '" , . ,. , . . , I I I' $
Special (glasses, ate I) I' . I I I I I , . ,. , . , . . I I' $
$
$
$
-
Education
Private,
College.
.
Parochial School.,
IIIII
." II
" " ,$
,$
$
$
I., I I.. .111 I I I 1'1 I
'I I" 11"1""
Personal
Clothing,
Food, I I I I
IIII f I""'" f'"
.. I"""" f' I
" . $
$
$
$
$
200,00
300.00
., I"" 1'1 f f"" f
, . , , t I , ,t. I , , , ,t ,$
barber, ate.) ,. $
.$
300,00
Other (household suppliell,
Credit payments and Loans,
t, t I"""""
Miscellaneous
Household help/child care......,. ..,..., ,..$
Entertainrnent (inc. papers, books,
vaeat ion, pay TV, ate;)" I , , I , , , I ,
GHtll/C:haritable contributions.,....., ,..
$
Legal fees.,., I , , I I . , , f I I , I . I , I , , I I I
"II'
., ,$
.1)
. $
" . $
'1,$
I I I , 1$
$
$
$
$
$
$
Other child support/alimony payments..
Other (specify)..... .. .. .,.
'rota 1 Expenses.. I I . I I . . I I I , . I I I I I I I I , . , I
fROPIIlRTY QWlfIJ2 W::OCIU PTIQl:l VALUm OWN ErUjJI IlH
If W J
Chllcking Account II , ,.,.. $
." I" - $- --
Savings Accounts" f, I I' $
1"""- $
Cl.'lIdit Union""""", $
III III I IIII $
Stocks/aondll""".", , $
II I 1'1 I IIII - $ -
Real lEatate I I I I I I I I , I , I $
11'1 f 1'1111' $
Other I I I I , I I I I I I I I I I I I I $-
I II I I . IIII I I II I II' $ -
'l'otal Property, I I I , I I I I I , $
:rNSt1RAI&IiI COMPANY POLICY NO. ~E'
H w C
Hospital, I I I I I I I I , , "1 1$
Medical, . I I I I I I I I , f I I I 1$
Ire a 1 thl Accident, . , . , , , 1$
Disability Income I I I I I -- $
Other (dental, etc,) " $
(oH-Husband, \'I-Wife, J-Joint, C-Child)
SUPPLEMENT INCOME S'l'A1'EMEtlI
A, This form must be filled out by a person who (check one) r
(1) operates a bUlliness or practices a profession, or
(2) is a member of a partnership or joint venture, or
(3) is a shareholder in and ia salaried by a clo/led corpor.ation or
similar entity,
B. Attach to this statement a copy of the following documents relating to
the business, profession, partnership, joint venture, corporation or
similar entity,
(1) the most recent rederal Income Tax Return, and
(2) the most recent Prof it and LOBS Statement.
C. Narne and addres~ of businessr
Telephone number
D, Name and address (if different than C) of accountant, controller or
other person in charge of financial recordsr,
E. (1) Annual income from bllsineus..... "'" I'...... 1'1" 1.$
"
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