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IN THE COURT OF COMMON PLEAS
OF
CUMBERLAND
COUNTY
STATE OF
PENNA.
CLARE E. RORCS,
Plaintiff
N 2000-259 CIVIL TERM
O. ........................ ..................1;1
Versus
ZACHARY N. RORCS,
I
Defendant
DECREE IN
DIVORCE
AND NOW,... ~.. .J...~......., W.?QQQ" it is ordered and
decreed that......... .<?~.~:.~~i?........................, plaintiff,
and. .. .. .. . . .. .. .. . .. . .Z.A,C.HARY: N.. m~~ . .. .... .. . . . . . . ... . . ., defendant,
are divorced from the bonds of matrimony.
The court retains jurisdiction of the following claims which have
been raised of record in this action for which a final order has not yet
been entered;
None.
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othonotary
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CIARE E. ROROS,
IN THE OJURT OF CCMMON PLEAS OF
CUMBERIJ\ND COUNI'Y. PENNSYLVANIA
NO.
2000-259 CIVIL TERM
Plaintiff
vs.
ZACHARY N. ROROS,
Defendant
PRAECIPE TO TRANSMIT RECORD
To the Prothonotary:
Transmit the record, together with the following information; to the court
for entry of a divorce decree:
1. Grounds for divorce: irretrievable breakdown under Section 3301 (c)
~ of the Divorce Code. (Strike out inapplicable section)
2. Date and manner of service of the complaint: AcceDtance of Service signed
by Defendant's attornev on Julv 11. 2000,
Divorce CanDlaint filed on January 13, 2000.
3. Complete either Paragraph A. or B.
fd ~ ~e of execution of the affidavit of consent required by Section
::,:"! ~~"'?h
3301 (c) C;;i: thEt~iivorce Code: by the plaintiff June 30, 2000
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by t1i.e defendan€?,! June 7, 2000
B. (1) Date of execution of the plaintiff's affidavit required by
Section 3301 (d) of the Divorce Code:
(2) Date of service of the plaintiff's affidavit upon the defendant:
4. Related claims pending:
None.
5. Indicate date and manner of service of the notice of intention to file
praecipe to transmit record, and attach a copy of said notice under Section
3301 (d)(l)(i) of the Divorce Code
and by Defendant on June 7, 2000
Waiver of Notice signed by Plaintiff on June 30, 2000,
.~t^\~
Attorney for Plaintiff/~
Keirsten W. Davidson Atty. I.D. #78243
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Johnson, Duffie, Stewart & Weidner
By: Keirsten W. Davidson
J.D. No. 78243
301 Market Street
P. O. Box 109
Lemoyne, Pennsylvania 17043-0109
(717) 761-4540
Attorneys for Plaintiff
CLARE E. ROROS,
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff
NO. 2000- .;zs9
CIVIL TERM
v.
CIVIL ACTION - LAW
ZACHARY N. ROROS,
IN DIVORCE
Defendant
NOTICE TO DEFEND AND CLAIM RIGHTS
You have been sued in court. If you wish to defend against the claims set forth in the following pages,
you must take prompt action. You are warned that if you fail to do so, the case may proceed without you and a
decree of divorce or annulment may be entered against you by the court. A judgment may also be entered
against you for any other c1airn or relief requested in these pages by the Plaintiff. You may lose money or
property or other rights important to you, including custody or visitation of your children.
When the ground for the divorce is indignities or irretrievable breakdown of the marriage, you may
request marriage counseling. A list of marriage counselors is available in the Office of the Prothonotary at the
Cumberland County Courthouse, Carlisle, Pennsylvania.
IF YOU DO NOT FILE A CLAIM FOR ALIMONY, DIVISION OF PROPERTY, LAWYER'S FEES OR
EXPENSES BEFORE THE DIVORCE OR ANNULMENT IS GRANTED, YOU MAY LOSE THE RIGHT TO
CLAIM ANY OF THEM.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO
FIND OUT WHERE YOU CAN GET LEGAL HELP.
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, Pennsylvania 17013
Telephone: (717) 249-3166
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Johnson, Duffie, Stewart & Weidner
By: Keirsten W. Davidson
LD. No. 78243
301 Market Street
P. O. Box 109
Lernoyne, Pennsylvania 17043-0109
(717) 761-4540
Attorneys for Plaintiff
CLARE E. ROROS,
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff
NO. 2000- d 57
CIVIL TERM
v.
CIVIL ACTION - LAW
ZACHARY N. ROROS,
IN DIVORCE
Defendant
COMPLAINT IN DIVORCE
UNDER SECTIONS 3301(cl OR 3301(dl OF THE DIVORCE CODE
AND NOW; comes the Plaintiff, Clare E. Roros, by and through her attorneys, Johnson, Duffie, Stewart
& Weidner, and files the following Divorce Complaint against the Defendant, Zachary N. Roros:
1. The Plaintiff is Clare E. Roros, an adult individual, residing at 1204 E. Powderhorn Drive,
Mechanicsburg, Cumberland County, Pennsylvania.
2. The Defendant is Zachary N. Roros, an adult individual, residing at 211 Strafford Street,
Wayne, Delaware County, Pennsylvania.
3. The Plaintiff and Defendant were married on June 1, 1974 in Brooklyn, New York.
4. The Plaintiff and Defendant have been bona fide residents of the Commonwealth of
Pennsylvania at least six months immediately prior to the filing of this Complaint.
5. There has been no prior action for divorce or annulment of marriage between the parties in this
or any other jurisdiction.
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6. The marriage is irretrievably broken.
7. The Plaintiff has been advised of the availability of marriage counseling and she may have the
right to request that the Court require the parties to participate in counseling.
WHEREFORE, the Plaintiff respectfully requests that your Honorable Court enter a decree of divorce
under Section 3301 (c) of the Divorce Code.
COUNT 11- EQUITABLE DISTRIBUTION
8. Plaintiff incorporates herein by reference, the allegations set forth in Paragraphs 1 through 7
inclusive, of the Complaint as if the same were set forth herein at length.
9. Plaintiff and Defendant have legally and beneficially acquired certain real and personal property
during their marriage.
WHEREFORE, the Plaintiff respectfully requests that your Honorable Court equitably divide all
marital property.
JOHNSON, DUFFIE, STEWART & WEIDNER
BY:~W,~
Keirsten W. Davidson
:130275
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VERIFICA TION
I verify that the statements made in this Divorce Complaint are true and correct to the best of my
knowledge, information and belief. I understand that false statements made herein are made subject to the
penalties of 18 Pa. C.S.A !l4904, relating to unsworn falsification to authorities.
Date: ~ '\
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Clare E. Roros --
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Johnson, Dnffie, Stewart & Weidner
By: Keirsten W. Davidson .
LD. No. 78243
301 Market Street
P. O. Box 109
Lernoyne, Pennsylvania 17043-0109
(717)761-4540
Attorneys for Plaintiff
CLARE E. ROROS,
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff
NO. 2000-
CIVIL TERM
v.
CIVIL ACTION - LAW
ZACHARY N. ROROS,
IN DIVORCE
Defendant
AFFIDA Vir
CLARE E. ROROS, being duly sworn according to law, deposes and says:
1. I have been advised of the availability of marriage counseling and understand that I may
request that the court require that my spouse and I participate in counseling.
2. I understand that the court maintains a list of marriage counselors in the Prothonotary's Office,
which list is available to me upon request.
3. Being so advised, I do not request that the court require that my spouse and I participate in
counseling prior to a divorce decree being handed down by the court.
I verify that the statements made in this Affidavit are true and correct. I understand that false
statements herein are made subject to the penalties of 18 Pa.C.S. 94904, relating to unsworn falsification to
authorities.
Date:~."'\ ~ ~
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Clare E. Roros
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CLARE E. ROROS,
plaintiff
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
vs.
NO. 2000-259 CIVIL TERM
ZACHARY N. ROROS,
Defendant
CIVIL ACTION
IN DIVORCE
ACCEPTANCE OF SERVICE
OF COMPLAINT IN DIVORCE
I, Catherine A, Boyle, Esquire, counsel for Zachary N.
Roros, Defendant in the above-captioned matter, certify
acceptance of service on behalf of Zachary N. Roros of a copy of
the Complaint in Divorce filed by the Plaintiff, Clare E. Roros,
on January 13, 2000, and that I am authorized to do so.
Date:
1- hI I DO
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MEYERS, DESFOR, SALTZGIVER & BOYLE
410 NORTH SECOND STREET. P.O. BOX 1062 . HARRISBURG, PA 17108
(717) 236,9428 . FAX (717) 236,2817
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Johnson, Duffie, Stewart & Weidner
By: Keirsten W. Davidson
J.D. No. 78243
301 Market Street
P. O. Box 109
Lemoyne, Pennsylvania 17043-0109
(717) 761-4540
Attorneys for Plaintiff
CLARE E. ROROS,
Plaintiff
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 2000- 259 CIVIL TERM
v.
CIVIL ACTION - LAW
ZACHARY N. ROROS,
IN DIVORCE
Defendant
AFFIDA VIT OF CONSENT
1. A Complaint in divorce under Section 3301(c) of the Divorce Code was filed on January 13,
2000.
2. The marriage of Plaintiff and Defendant is irretrievably broken and ninety days have elapsed
from the date of filing the Complaint.
3. I consent to the entry of a final decree in divorce after service of notice of intention to request
entry of the decree.
4. I have been advised of the availability of marriage counseling, understand that the Court
maintains a list of marriage counselors and that I may request the Court require my spouse and I to participate
in counseling and, being so advised, I do not request that the Court require that my spouse and I participate in
counseling prior to the divorce becoming final.
I verify that the statements made in this Affidavit are true and correct. I understand that false
statements herein are made subject to the penalties of 18 Pa.C.S. ~4904 relating to unsworn falsification to
authorities.
Date: r '?JC':> \ &007)
:135910
C2~e-~
Clare E. Roms, Plaintiff
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Johnson, Duffie, Stewart & Weidner
By: Keirsten W. Davidson
LD. No. 78243
301 Market Street
P. O. Box 109
Lemoyne, Pennsylvania 17043-0109
(717) 761-4540
Attorneys for Plaintiff
CLARE E. ROROS,
Plaintiff
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 2000- 259 CIVIL TERM
v.
CIVIL ACTION - LAW
ZACHARY N. ROROS,
IN DIVORCE
Defendant
WAIVER OF NOTICE OF INTENTION TO
REQUEST ENTRY OF A DIVORCE DECREE
UNDER SECTION 3301(c) OF THE DIVORCE CODE
1. I consent to the entry of a final decree in divorce without notice.
2. I understand that I may lose rights conceming alimony, division of property, lawyer's fees or
expenses if I do not claim them before a divorce is granted.
3. I understand that I will not be divorced until a divorce decree is entered by the Court and that a
copy of the decree will be sent to me immediately after it is filed with the Prothonotary.
I verify that the statements made in this Waiver are true and correct. I understand that false statements
herein are made subject to the penalties of 18 Pa.C.S. 94904 relating to unsworn falsification to authorities.
Date: ~ r--v-'--. () 0 I c:l OLJV
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Clare E. Roros, Plaintiff
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CLARE E. ROROS,
Plaintiff
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
vs.
NO, 2000-259 CIVIL TERM
ZACHARY N. ROROS,
Defendant
CIVIL ACTION
IN DIVORCE
AFFIDAVIT OF CONSENT
A Complaint in Divorce under Section 3301(c) of the Divorce
Code was filed on January 13, 2000.
The marriage of the Plaintiff and Defendant is irretrievabl
broken and ninety (90) days have elapsed from the date of filing
and service of the Complaint,
I consent to the entry of a final decree of divorce after
service of notice of intention to request entry of the decree.
I verify that the statements made in this Affidavit are tru
and correct, I understand that false statements herein are made
subject to the penalties of 18 Pa, C,S. Section 4904 relating to
unsworn falsification to authorities.
Date:
6 -7 - 00
A.~O!::-
II
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MEYERS, DESFOR, SALTZGIVER & BOYLE
410 NORTH SECOND STREET . P.O. BOX 1062 . HARRISBURG, PA 17108
(717) 236,9428 . FAX (717) 236,2617
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LAW OFFICES
MEYERS, DES FOR. SALTZGIVER & BOYLE
410 NORTH SECOND STReET
P. O. BOX 1062
HARRISBURG. PA 17108
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DO JUri 14 PH ~i: \,8
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PENNSYLW\NIA
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CLARE E. ROROS,
Plaintiff
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
vs,
NO. 2000-259 CIVIL TERM
ZACHARY N. ROROS,
Defendant
CIVIL ACTION
IN DIVORCE
WAIVER OF NOTICE OF INTENTION TO REQUEST
ENTRY OF A DIVORCE DECREE UNDER
S3301{C) OF THE DIVORCE CODE
1. I consent to the entry of a final decree of divorce without
notice.
2. I understand that I may lose rights concerning alimony,
division of property, lawyer's fees or expenses if I do not
claim them before a divorce is granted,
3. I understand that I will not be divorced until a divorce
decree is entered by the Court and that a copy of the decre
will be sent to me immediately after it is filed with the
prothonotary,
I verify that the statements made in this affidavit are tru
and correct. I understand that false statements herein are made
subject to the penalties of 18 Pa,C.S, ~ 4904 relating to unswor
falsification to authorities.
Date
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MEYERS, DESFOR, SALTZGIVER & BOYLE
410 NORTH SECOND STREET. P.O. BOX 1062 . HARRISBURG, PA 17108
(717) 236-9428 . FAX (717) 236-2817
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CLARE E. ROROS,
Plaintiff
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
vs.
NO. 2000-259 CIVIL TERM
ZACHARY N. ROROS,
Defendant
CIVIL ACTION
IN DIVORCE
PRAECIPE TO ENTER APPEARANCE
Please enter my appearance on behalf of the Defendant in th
above-captioned matter.
Respectfully submitted,
Catherine A. Boyle, Esq
MEYERS, DESFOR, SALTZGI
& BOYLE
Attorney I.D. #76328
410 North Second Street
P.O. Box 1062
Harrisburg, PA 17108
(717) 236-9428
Attorney for Defendant
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MEYERS, DESFOR, SALTZGIVER & BOYLE
410 NORTH SECOND STREET . P.O. BOX 1062 . HARRISBURG, PA 17108
(717) 236,9428 . FAX (717) 236,2817
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CLARE E. ROROS,
Plaintiff
- - " ,-.- , '-- - -!;~'''-, ~"' ~, -
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
vs.
NO. 2000-259 CIVIL TERM
ZACHARY N. ROROS,
Defendant
CIVIL ACTION
IN DIVORCE
CERTIFICATE OF SERVICE
I hereby certify that on this ;}d'f-f.,.., day of ~,
2000, a copy of the foregoing Praecipe to Enter ~ppearancCJt:s
sent via U.S. mail to:
Clare E, Roros
c/o Keirsten W. Davidson, Esquire
301 Market Street
P.O. Box 109
Lemoyne, PA 17043-0109
Catherine A.
I.D. #76328
Attorney for Defendant
MEYERS, DES FOR, SALTZGIVER & BOYLE
410 NORTH SECOND STREET' P,O. BOX 1062 . HARRISBURG, PA 17108
(717) 236-9428 . FAX (717) 236,2817
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Plaintiff
Clare E. Roros
v.
Defendant
Zachary N. Roros
In The Court Of Common Pleas
Of Cumberland County, Pennsylvania
Docket No. 2000-259
In Divorce
QUALIFIED DOMESTIC RELATIONS ORDER
AND NOW, this 2 -g day of ~ ,200 t ,based on the findings
set forth below in items one through five,
IT IS HEREBY ORDERED, ADJUDGED AND DECREED
in items six through twenty-one:
1. Parties: The parties hereto were husband and wife, and a divorce action is in
this Court at the above number. This Court has personal jurisdiction over the parties. The
parties were married on June 1, 1974, and divorced on July 26, 2000.
2. Participant Information: The name, last known address, social security
number, and date of birth of the plan "Partieipant" are:
Name: Zachary N. Roros ("Participant")
Address: 211 Strafford Avenue, Wayne, Pennsylvania 19807
Social Security Number: #055-44-5395
Birth Date: March 28.1951
3, Alternate Payee Information: The name, last known address, social security
number, and date of birth of the "Alternate Payee" are:
Name: Clare E. Roros ("Alternate Payee")
Address: 1204 East Powderhorn Road, Mechanicsburg, Pennsylvania 17055
Social Security Number: #132-44-6531
Birth Date: November 1, 1952
The Alternate Payee shall have the duty to notify the plan administrator in writing of any
changes in her mailing address subsequent to the entry of this Order.
4, Plan Name: The name of the Plan to which this Order applies is the Nortel
Networks Long-Term Investment Plan (hereinafter referred to as "Plan"). Further, any
successor plan to the Plan or any other plan(s}, to which liability for provision of the
Participant's benefits described below is incurred, shall also be subject to the terms of this
Order. Also, any benefits accrued by the Participant under a predecessor plan of the
employer or any other defined contribution plan sponsored by the Participant's employer,
whereby liability for benefits accrued under such predecessor plan or other defined
contribution plan has been transferred to the Plan, shall also be subject to the terms of this
Order.
Any changes in Plan Administrator, Plan Sponsor, or name of the Plan shall
not affect Alternate Payee's rights as stipulated under this Order.
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5. Effect of This Order as a Qualified Domestic Relations Order: This Order
creates ~~d re?ognize~ the existence of an Alternate Payee's right to receive a portion of
the Participant s benefits payable under an employer-sponsored defined contribution
pension plan that is qualified under Section 401 of the Internal Revenue Code (the "Code")
and the Employee Retirement Income Security Act of 1974 ("ERISA"). It is intended to
constitute a Qualified Domestic Relations Order ("QDRO") under Section 414 (p) of the
Code and Section 206(d)(3) of ERISA and the Retirement Equity Act of 1984. P.L. 98-
397
6, Pursuant to State Domestic Relations Law: This Order is entered
pursuant to the authority granted in the applicable domestic relations laws of Pennsylvania.
7. For Provisions of Marital Property Rights: This Order relates to the
provision of marital property rights as a result of the Order of Divorce between the
Participant and the Alternate Payee.
8. Amount of Alternate Payee's Benefit: This Order assigns to the Alternate
Payee an amount equal to One Hundred Percent (100%) of the Participant's Total Account
Balance accumulated under the Plan as of the date this Order is approved and
implemented by the Plan Administrator.
The Alternate Payee's portion of the benefits described above shall be allocated on a
pro rata basis from all of the accounts and/or investment funds maintained under the Plan on
behalf of the Participant. Such benefits shall also be segregated and separately maintained
in a nonforfeitable Account(s) established on behalf of the Alternate Payee. This
Account(s) will initially be established in the same fund mix percentages as the Participant
maintains in his account.
9. Commencement Date and Form of Payment to Alternate Payee: If the
Alternate Payee so elects, her benefits shall be paid to her as soon as administratively
feasible following the date this Order is approved as a QDRO by the Plan Administrator, or
at the earliest date permitted under the terms of the Plan or Section 414(p) of the Interal
Revenue Code, if later. Benefits will be payable to the Alternate Payee in any form or
permissible option otherwise available to participants under the terms of the Plan, including,
but not limited to, a single lump-sum cash payment.
10. Alternate Payee's Rights and Privileges: On and after the date that this
Order is deemed to be a Qualified Domestic Relations Order, but before the Alternate
Payee receives her total distribution under the Plan, the Alternate Payee shall be entitled to
all of the rights and election privileges that are afforded to Plan beneficiaries, including, but
not limited to, the rules regarding the right to designate a beneficiary for death benefit
purposes and the right to direct Plan investments, only to the extent permitted under the
provisions of the Plan.
11. Death of Alternate Payee: In the event of the Alternate Payee's death prior
to her receiving the full amount of benefits called for under this Order and under the benefit
option chosen by the Alternate Payee, such Alternate Payee's beneficiary(ies). as
designated on the appropriate form provided by the Plan Administrator (or in the absence
of a beneficiary designation, her estate), shall receive the remainder of any unpaid benefits
under the terms of this Order.
12, Death of Participant: In the event that the Participant dies prior to the
establishment of separate account(s} in the name of the Alternate Payee, such Alternate
Payee shall be treated as the surviving spouse of the Participant for any death benefits
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payable under the Plan to the extent of the full amount of her benefits as called for under
Paragraph 8 of this Order. Should the Participant predecease the Altemate Payee after the
new account(s) have been established on her behalf. such Participant's death shall in no
way affect the Alternate Payee's right to the portion of her benefits as stipulated herein.
13. Savings Clause: This Order is not intended, and shall not be construed in such
a manner as to require the Plan:
(a)
(b)
(c)
to provide any type or form of benefit option not otherwise
provided under the terms of the Plan;
to require the Plan to provide increased benefits determined on
the basis of actuarial value; or
to require the payment of any benefits to the Alternate Payee
which are required to be paid to another altemate payee under
another order that was previously deemed to be a QDRO.
to make any payment or take any action which is inconsistent with
any federal or state law, rule, regulation or applicable judicial
decision.
(d)
14. Certification of Necessary Information: All payments made pursuant to
this Order shall be conditioned on the certification by the Alternate Payee and the Participant
to the Plan Administrator of such information as the Plan Administrator may reasonably
require from such parties to make the necessary calculation of the benefit amounts contained
herein.
15. Continued Qualified Status of Order: It is the intention of the parties that this
QDRO continue to qualify as a QDRO under Section 414(p) of the Internal Revenue
Code. as it may be amended from time to time, and that the Plan Administrator shall
reserve the right to reconfirm the qualified status of the Order at the time benefits become
payable hereunder.
16. Tax Treatment of Distributions Made Under This Order: For purposes of
Sections 402(a)(1) and 72 of the Internal Revenue Code, any Alternate Payee who is the
spouse or former spouse of the Participant shall be treated as the distributee of any
distribution or payments made to the Altemate Payee under the terms of this Order, and as
such, will be required to pay the appropriate federal income taxes on such distribution.
17. Constructive Receipt: In the event that the Plan Trustee inadvertently pays
to the Participant any benefits that are assigned to the Alternate Payee pursuant to the
terms of this Order, the Participant shall immediately reimburse the Alternate Payee to the
extent that the Participant has received such benefit payments, and shall forthwith pay such
amounts so received directly to the Alternate Payee within ten (10) days of receipt.
In the event that the Plan Trustee inadvertently pays to the Alternate Payee
any benefits that are to remain the sole property of the Participant pursuant to the terms of
this Order, the Alternate Payee shall immediately reimburse the Participant to the extent that
the Alternate Payee has received such benefit payments, and shall forthwith pay such
amounts so received directly to the Participant within ten (10) days of receipt.
18. Effect of Plan Termination: In the event of a Plan termination, the Alternate
Payee .shall be entitled.to receive her po~io~ of the ~~rticipant's ~~nefits as stipula~e~ .
herein In accordance With the Plan's termination prOVISions for partiCipants and benefiCiaries.
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19. Continued Jurisdiction: The Court shall retain jurisdiction with respect to this
Order to the extent required to maintain its qualified status and the original intent of the
parties as stipulated herein. The Court shall also retain jurisdiction to enter such further
orders as are necessary to enforce the assignment of benefits to the Alternate Payee as
set forth herein, including, but not limited to. the recharacterization thereof as a division of
benefits under another plan, as applicable. or to make an award of disability benefits that
may become payable under the Plan, if applicable, or to make an award of spousal
support, if applicable, in the event that the Participant or the Plan Administrator fails to
comply with the provisions contained in this Order requiring said payments to the Alternate
Payee.
20. Actions by Participant: The Participant shall not take any actions, affirmative or
otherwise, that circumvent the terms and provisions of this Qualified Domestic Relations
Order, or that diminish or extinguish the rights and entitlements of the Alternate Payee as set
forth herein. Should the Participant take any action or inaction to the detriment of the
Alternate Payee, the Participant shall be required to make sufficient payments directly to the
Alternate Payee to the extent necessary to neutralize the effects of the Participant's actions
or inactions, and to the extent of the Alternate Payee's full entitlements hereunder.
21. Notice of Pending Retirement: In the event that the Plan Administrator
requires the Alternate Payee to wait until the Participant's actual date of termination or
employment or retirement before becoming eligible to receive her distribution, then the
Participant shall be required to notify the Alternate Payee, in writing, within ten (10) days
following his termination or employment or retirement. The notice shall be sent via regular
first-class mail. For this purpose, the Alternate Payee shall notify the Participant of any
changes in her mailing address.
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