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HomeMy WebLinkAbout00-00335 ,J '.- MEMBERS 1sT FEDERAL CREDIT UNION, Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA v. No. 2000-335 CIVIL TERM GABRIEL P. BOWERS, Defendant CIVIL ACTION - LAW NOTICE TO DEFEND AND CLAIM RIGHTS YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. DAUPHIN COUNTY LAWYER REFERRAL SERVICE 213 North Front Street Harrisburg, PA 17101 (717) 233-7536 , , j:,. - "', v _"', ;j MEMBERS 1sT FEDERAL CREDIT UNION, Plaintiff : IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA vs. : NO. 2000-335 CIVIL TERM GABRIEL P. BOWERS, Defendant COMPLAINT AND NOW, comes the Plaintiff, Members 1 st Federal Credit Union, by and through their attorney, Robert B. MacIntyre, and avers the following; 1. Plaintiff is Members 1st Federal Credit Union, a duly licensed and registered credit union which maintains its business headquarters at 5000 Louise Drive, Mechanicsburg, Cumberland County, Pennsylvania. 2, Defendant is Gabriel P. Bowers, an adult individual who resides at Walmar Manor #49, Dillsburg, York County, Pennsylvania, 17019. 3. On or about February 17, 1996, defendant obtained a loan of$11,406.36 at interest of 10.25% annual percentage rate for 48 months from Plaintiff for the purpose of refinancing an existing loan with Ford Motor Credit. See attached Exhibit "A". 4. Defendant offered a 1992 Ford Truck, VIN 1FTEX15N5NKA99745, as collateral and a lien was entered on the title. See attached Exhibit "B". 5. Defendant defaulted in his payment of the loan and the vehicle was repossessed. 6. After proper notice to Defendant, the vehicle was sold at auction and a deficiency balance existed. ,j -I, '" 7. The amount of the deficiency balance is $2,137.04. 8. Pursuant to the terms of the Note (Exhibit A), Defendant is liable for collection costs and attorneys' fees of up to 20% of the principal and interest. 9. Twenty percent (20%) of the outstanding principal and interest in the instant case is $427.41. 10. It is anticipated that legal fees in this case will be in excess of$500.00. II. Despite repeated demands, the Defendant refuses to pay the debt. WHEREFORE, Plaintiff demands judgment against Defendant in the amount of $2,564.45 together with costs and interest at 10.25% from November 9,1999, the date of the filing of this action before District Justice Elder. PO Box 6656 Harrisburg, PA 17112 (717) 652-9485 ~, <, "-C --o~ ,-,-;, ,;,. ,,_, _-0,; .,"_"",0 ,- ,---C. -';;~a;-J '. '~-'" . -- - ',~~-;:;:,~:t;,; ;;'~;;"--:-:-' VERIFICATION j 0 IC- 6 A/J-u~ I. . VERIFY THAT THE STATEMENTS MADE IN THE FOREGOING DOCUMENT ARE TRUE AND CORRECT TO THE BEST OF MY KNOWLEDGE. INFORMATION AND BELIEF. I UNDERSTAND THAT THE STATEMENTS THEREIN ARE MADE SUBJECT TO THE PENALTIES OF 18 PA. C. S. S 4904 RELATING TO UNSWORN FALSIFICATION TO AUTHORITIES. 17ft ~~AjnrJ - .~ ,~ . ., -'I I-'age 1 i( ~ ') . M~mb~l:~" ICANUfNIER.. NarE AND DISCLOSORE STATEMENT lOA"..." uNION NAME AND ADDRESS MEMBER NAME A AESS MEMBERS 1ST FEDERAL CREDIT UNION BOWERS. ~ GABRIEL. P. & . 5275 e. Trindle Road BOWERS. LORA A. Mechanicsburg. PA 17055 ,. 850 RANGE E:ND RD DILLSBURG PA 17019 :g~CY 037-0484-0 ~~~~~T ACCOUNT NO, 10..~SOO .. 156536 01 ~o~r, LOAN NO. JOIN IN UREO'S NAME AA1240'3 1240"" BOWERS LORA A. 6~~ MATURITV fFIXED I .1 VARIABLE <'2 DATE 0'-00 ~ 17-96 03 In this Bgreement "you' and .. ur" mean each person wno signs this agreement. The "credit union' means tne credit u in who name , yo " 0 $8 appe8 s above and anyone '0 Whom the credit unJon transfers Its rl hts und&r thls a earnen'. The terms on the reverse side are Dart of Ihi$ acnrement. Boxes checkeQ apply to this agreement. . . . FINANCE CHARGE Amount Financed Total of Payments e means an Q ma e TIM dollilr amauM the credit IMIl CCl9I)'OU. Tile ....-,nl al CIlIdit pra..Mlad 10 you Or an rh.. amOUnl you wlU n_ paid w"..n you Pl1IIpayPMUIt: If you payoff ear1y you will )'OUr Dellall'. "aye maa. all paymllnt.. ;HI schedullld. ~~~:r~':. tg.~~I~: ~~~~nuaJ Percent. 10. :500 % S 600.62 S 11406.74 $ 14 07.. 36 ag~r~:~i=~~o~St:a~~,:~ account Variable Rate: The annual percentage rate may increase during the term of this transaction if: the N.lA (Index) chlanges. We will add a margin of N/A to the index value. The rate will change monthly on the first day of the month. The rate will never be higher than the maximum rate allowed by law. and it will never be less than N.lA . Any interest rate Jncreases will result in more payments 01 the same amount. For Example. It )rour loan was for $5.000 at 15% tor 48 months and the Annual Percentage Aate increased by 2% after one year. the term of your loan would Increase by two months. Vour Number of paymenl. Amount of Payments When Payments Are DUB PraPOr!y InSUAnca: You may obtain property Insurance from Payment 47 a"31. 8a Month 1 y Beg i n 04-01-96 anyone you want that Is acceptable to the credit union. It Schedule 1 291. 82 F i na 1 due 03-01-00 you get the Insurance from the credit union you will pay Will be: S N/R Security: COllateral securing other loans with the credit union the goods or will also secure this loan. You are giving a security interest property being Other In your shares and/or deposits in the credit union: and purchased: (Describe) AUTO Late Charge: If your payment is 10 days or more past due. you will be charged a late fee equal to 5% of Filing Fees YOur SChedUled payment. $ 5.. 00 Se. your contract ducumenl. for any add tlonal Information about nonpayment. datau t, and any I1IIqulred repayment In tul ITEMIZAT)ON OF THE AMOUNT FINANCED ~~~TI2~ GIV~Hr~ou AMJW~tJ'tfO ~1r:c~ FINANcED of $ 11406.. 74 DIRECTLY $ 10'908.53 ACCOUNT $ n.la CHARGE $ A NUAL PERCENTAGE RAT ""'-l;OStofyoOllrcrealli1Ii1V-attyralll. Non-filing Insuran.:e--- SN/A Btora tile achadu ed date. n/a. Amount Paid to $ 493.. 21 To C.,....di... I.ns,u'r"'anc& Others on $ 5.. 00 To Ene Fe. YC4ur Behalf $ To NO E AND SECU ITV A REEM NT CONTINUED ON REVERSE SIPE The following paragraph applies only if nus is a variable rate loan: The Initial rate of interest Is N/A %. hlte,...: Interest will be chargad from rhe date ot this loan until you have paid what you owe under this Agreement. The interest rate is subjact to change as follows: If the N/A (Index) changes. We will add a margin of N/A to the index value. The rate will change monthly on the first day of the month_ The rate will never be higher than the maximum rate allowed by law, and It will never be less than N/A My interest rate Increases will result In more payments 'of the same amount. PromI.. to PQ= You promIse to pay $ 11 406. 74 to th8 credll uniOn plus interesl on lhe unpaid balance at 10. 2300 until what you owe has baen reDaid. CIlIUectlon Coats: You promise to pay all costs of collecting the amount you owe under tills agreement including court costs and reasonable attorneys fees, up to 20% Principal and interest. S.curlty Onered: $ n;'a. $ $ To To To ThiS Note Is govemed by the laws of PA % par year MODEL v..... 1.0. NUMBER VVP< VAL.UE FORD TRUCK 1992 1FTEX15N5NKA~974~ AUTO n/a. n/a. GUIer (De8Orlbe): Yc,u ptedga Shares S Acct. II $ af\cllor Deposits of YlI;' a n / a SlGNATUAE: If you agree to make and be bound by the terms of this Note and Security Agreement sign below. If you are nota borrowBrbutan ownBroftfrs collateral for this loan, sign below and check the box for "Owner of Co/lateral': By doinlJ_ $0 you agree only to the terms 01 the Security Agreement. Co\UTfON: IT IS IMPORTANT THAT YOU THOROUGHLY READ THes CONTRACT BEFORE YOU SIGN IT. BC)rrow Date Ow eral (other t Trower) .>l at. Acct. 1# at. -17-91.:. rrow ~ ner of Collateral (other than a t5EALl Borrower) !Sf.....' (SALl a Borrower) Date x ,~~ . . MAXIMUM MONTHLY DIUBIUTY BENEFIT o If the Insured Is totally disabled fOr more than MAXIM I'll AMOUNT' OF LOAN -INSURABLE MAXIMOM AGE FOR' INSURANCE LIFE DISABILITY UFE 01 I ITY N ~ ~ 14 days. then the Disability BenefIt wtll begin with the 1st day of disability. YOUR APPLICATION FOA CREDIT INSURANCE "You" or "Your" means the member and the lolnt Insured (it applicable). Credit insurance i. voluntary and not required In order to obtain litis lOan. You may select any Insurar of your choice. You are applying to the Society for c~edit insurance on your loan. You agree to pay the premium charges shown below. DO NOT SIGN THIS APPLICATION IF IT CONTAINS ANY BLANK SPACES. Thl. appllc.llon I. void and will nal ba used In a contest It all blanll: spac.. have nat bean CQmplated. If the member llaa not signad and dated the Appllc.tlon. and If the Application has not b..n witnessed. The following statements made by you are representations and are true to the best of your knowlec:lge and belief: CREDIT UFE INSURANCE xiUVes DNO Iy ntqulr d I JCIlnl Cr II L te covera CREDIT DISABILITY iNSURANCE On this date, are you prBsently actively at work and regulariy performing all of the usual duties of a gainful occupation a minimum of 25 hours a week'K eYes 0 No If no. why not? ON. ~ ... Date COVERAGE SELECTED Slngla Credit Life JC,int Credit Ufe Mop. 81o-0786PA initial Amount of Loan Yes No ,..... nllflCliIfY If you des.lre 10 name one) y\{ COVERAGE SELECTED Credit Disability APP. 8OO-Q786 PA Term of Certificate In Months Yes No lorY '>IV InsurancB Charge Monthly Payment/Benefit Effective Date of Certificate Date 01 Birth Mo. Day Yr. CO $ "Art&:.. "'74. CO$ -::tr"'\CI _..:. ~ :=>-Qt &1';::>0 CD AA nq n:=>_ll=:.h MemtHtl"lnsunod Cl $ lIi.....oI::. -rA CL $ 1a.-Z 01::.-: CL .t.A 9C ~..-:::~ r"'\.... J:..71ns{;.: CMIG 7-CUST440PN C-I MEMBERS 1 ST ~CUHA I'lUTUAI. '''5UMNC~ 5QCltTy. .-. U. .... .. n. ALL RlIJ"TS RHd1RVrD --,.---------.--- -Ex h,' 'b; T cReDI~IUFrj r . Cih; bi} \\~!( I J __,',~I" 1- ti"Ji!r 'l2 DEPARTMENT OF TRANSPORTATION CERTIFICATE OF TITLE FOR A VEHICLE 'lbObSOObSOOOS1S-002 lFTEX1SNSNKA'l'l7~S FORO ~~'l~SObIfIl03 BO VEHICLe IDENTIFICATION NUMBER BODY TYPE OU: I SEAT CAP 3/30f'l2 DATE PA TITLED -__(,J,;.>~,;,;:..y_. ./,.... ,~ !~ REGISTERED OWNER(SI ,GABRIEL P . ,...."1 _ - IlS0;RANGE DILLS BURG -:1 j ol ,j , FIRST UEt4 FAVOR OF: MEMBERS '1 ,~ ;~ FIRST UEflol RELEASED i t If YEAR MAKE OF VEHICLE TITLE NUMBER I PRIOR TITLE STATE I I UN~E:W~I~HT I ;~ cL @) i,.,_,.""",~,....~"",,,,"~,,~o:;t;?"':'D' ",H"._ , ',' (;U- I ' 3/1V'lb 3/]'~/'ib1 OOOM. PROCD. OATE 1.,050 OOOM. STATUS ~~~??lfl o DATE OF Issue GCWR nne BRANDS GVWR QOOMETER STATUS O-ACTUALMlLfAGE lw MIlEAGEEXCCEDSlt1eMECHAN/CAL UMmL.~ . z--Nat'nEACfUALA/It.EAGE ).. NOTTl1EACTUAL.MILEAGE;.QOOMEreR 't\MPERINGVERIFlEl)", 4- EXEMPTFI'IOMOllOMETERClSCLOSIJRE ~ !~ ~~J <;~ =lr:if ~~~ ~f. ;;;, ~~ ;.; ,<iij ~ .t:;-)."';,~3-::-;\:,l'1l: BOWERS END'RO PA 170],'l TITLE BRANDS A.ANTlQUEVEHlCUl: C~CL.ASSlCVEHlClE F" OUT OF COUNTI'lY oJ.. ORlGINAU.Y MFOO, FOR NON-lJ-S. OlSTRlBUllOH H" AGRlCULTURALVEHICLE L- LOGGING VEHiCLE P-FOflMERl.YAPOl.ICE~HCJ.E. R~RECONSTRUCTEO s~ STRfETROD T .. RECOVERED THEfT VEHICLE V-VEHICLECONlltdNSRE;ISSUEOVlN W "FLOOD VEHICLE ;'-' X-FORMERLYATAlQ -r-- SECOND UEN FAVOR OF: loST F C U ..- If a s~nd lienholder is listed, upon satisfaction of tile fil5f_flQn, ~ fi~' lienholder must lorwanl this Title to the Bureau 01 MoIor vehicles with Jhe appro~ate lorm and lee. ~.;Jf',J.':' "TO ~ seCOND UEN RELEASEO ~" .tJdi:Sil.lli~mwd>: . .<.", ,-.,' AUTHORIZED AEPRESENUUNE -~'" - - ~..~-~- WI -..~.""'llio~Il'l'iiil BY Alffi-IORlZED REPRESENTAT!VE MEMBERS ~ST F C U ~527S E TRINDlE RD MECHANICSBURG PA 17055 \ ';"'!,A~", i~i?('1 -", ,<,~.,- J1' :{ , ',::'~"i;~-.!t'f,,':!.\,' fJo- "'''"''. . BRADtEY,cl'I4Atl.ORY I'certify as of the date of issue.1he aIticial records althe PenJJSYivania Department ofTrao5Portatloofeftectltlat thepersonls1orc~ namedhen3inis lhelawlulfmner 01 ltIe said vehicle. MO. DAY "'" ~applyif19forti~ltwitha.-:o-owll!ll";""Othellhanyour~,cheCkoneof ~ blocks.. If 00 block is chedIed. ILIIe will be i8$Jed as "Tenants in common". A 0 ,Jo<nl1'enBnlswlIhAigtttofSurvillofshipionaealhofoneowner,IiIfeQOll:!l lolhesurvi'/,ngowner), B 0 Tenallls in ComfOOrI (on death of one owner, interest of dec,atled owner goes 10 n,sor her hetrs or estale), ~ff~ .:' .~~ :s.t' ~~ SlG ATURE OF PERSON AOMlN~ERING QATt-J UEN DATE: Rsr ENHOLDER: ~ NO UEN CHECl<80X o NAME .';;.~ -'1;'j, ""'", ~-J{.f. ~~~~ ,~~ ~~~ .",::' SIC,"l 1\1 J::l~1~~>: STI=lE~ CITY : z. STATE LIEN DATE:' SECOND LIENHOLDER ""ME iFNQUEN CHECK BOX o -;,f~ "*-- ~ Theunda~herebymal<;.....appJicaliOrlIorCefliHca\l!QITitlel0Ihevehicledascnbed above,9Ubjecl\QlI1eena.unbr;l.ncesandotherOlgalcla,ms.llllortnl1efll. SIG I./REOF APPLICANT OR AUTHORlZEOSIGNER STREET CITY 2 ~~ STATE- ZIP .~ .".,. ,.'~.J ,.~~,~~~~?~~~f~__V. Idwillllillf 1 -,,--- JIiiiJlIlIil'.~J"'--' -~'''-iI3~~>~ ~-- ,,~ - ~ ,"'.""'~ ~ ... r~ "" o C.; -.-.~'"" v ",~.J rnrT'i ~~~ -(/,-, ~c::; '1> __ ZL.( ---Co )>C Z ~ . 1'1 c:> o -n .-1 :::-r.:: 'T1 :11 ~i~ X-d S40 ~rn ,-' "" :55 -< ~ .!';)If :.u N o "0 -;,,,, -"" ~~, ~ ' ~. ..- MEMBERS 1 ST FEDERAL CREDIT UNION, Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA vs. NO. 2000-335 CIVIL TERM GABRIEL P. BOWERS, Defendant CIVIL ACTION - LAW PRAECIPE FOR ENTRY OF JUDGMENT OF DEFAULT TO THE PROTHONOTARY: Please enter a judgment by default in favor of plaintiff, Members 1st Federal Credit Union, and against defendant, Gabriel P. Bowers, for his failure to plead to the complaint in this action within the required time. The complaint contains a notice to defend within twenty days from the date of service thereof. Defendant was served by the United States Postal Service First Class, Certified Mail with green card being signed on March 26, 2001 with the answer being due to be filed on April 16, 2001. Attached as Exhibit "A" is a copy of plaintiff's written Notice of Intention to File Praecipe for Entry of Default Judgment which was mailed by United States Postal Service first class, certified mail with green card being signed on April 20, 2001 which is at least ten days prior to the filing of this Praecipe. Attached as Exhibit "B" is the signed green card. Dated: 51-~IDl the Please assess damages in the amount amount demanded in the complaint. Ro ert B. MacIntyre, Esquire Attorney for Plaintiff PO Box 6656 Harrisburg, PA 17112 (717) 652-9485 ~ " ,^' ~ MEMBERS 1ST FEDERAL CREDIT UNION, Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA vs. NO. 2000-335 CIVIL TERM GABRIEL P. BOWERS, Defendant CIVIL ACTION - LAW TO: GABRIEL P. BOWERS IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO TAKE ACTION REQUIRED OF YOU IN THIS CASE. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELF: DAUPHIN COUNTY LAWYER REFERRAL SERVICE 213 N. Front Street Harrisburg, PA 17101 (717) 232-7536 7/^~," /' Dated: Y/lr}6) /-, // /~,y Rob B. Mac} tyre, Esquire Attorney for Plaintiff PO Box 6656 Harrisburg, PA 17112 (717) 652-9485 l ~ _ I E~H\b\\ A \ ~" . =~-n..o~."~.. ~,,~,' - """'"' .... U1 -II f1J '" Postage $ 1::1 .... Certified Fee f1J Return Receipt Fee $1.50 f1J (Endorsement Required) 1::1 Restricted Delivery Fee $0.00 CJ (Endorsement Required) 1::1 1::1 Total Postage & Fees $ $J.H 1::1 ::r '" IT IT 1::1 r'- ,'I" 'I" ", . Co;"plete items 1.2: "",:13. Also complet~ item 4 if Restricted Delivery is desired. . Print YOll!,r name and address on the reverse so that we can return the card to you. . Attach this card.!o the back of the mailplece, or on the front if space permits. 1. Article Addressed to: GCtb(\~1 f. (?;bw-ifJ dO,'lX) broot~(At S~O ~w(OdGf mechOJlI'csbLA(~ 7fPo 3. Service Type f&,Certified Mail D Registered D Insured Mail D Express Mail D Return Receipt for Merchandise OC,O,O, 4. Restricted Delivery? (Extra 1=ee) 0 Yes '. 2, ~iCI"!;{lrl9o/>~!)'J' fWiCe/~/} ~ ;1 () 3;L / A ~.I .. ,,'1, 'rfu.O,Jl i)./ (J/v , l j _ l' Q11!' : \ \.,\ l t !',",.' I I PS Form 3" , July 1 ~99 Domestic Return Receipt fxJr \'8 102595-00-M.0952 ~ l ( , , B\' I -< J!I." ", -",,-,,~ ~<, - '-3Llillll' , ,- .~. . . ,,,,,;, . ".. ,..." "".,?..., P It:. -', ~ "- ........ ....... "-> CJ ~ff "::>... g ~ ~~ " ,-' ~ ~~ (') c:: c: -os. l tJJ rnn: 2::0 zr-- t U)> ee , =<:'/' \r:;O .~ "0 ZO ;II , ]-0 ,-i-' ;l:>c: - '.~ ~ IIr:1 " P _:0 -< < -, , I J ; , ~-"~ I I i~" . MEMBERS I ST FEDERAL CREDIT UNION, : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff Ys. : NO. 2000-335 CIVIL TERM GABRIEL P. BOWERS, Defendant : CIVIL ACTION - LAW AFFIDAVIT OF SERVICE I, Robert B. MacIntyre, Esquire, hereby certify that a true and correct copy of the Complaint was served upon the Defendant by the United States Postal Service, certified mail, return receipt requested, on March 26,2001 (green card attached as Exhibit "A") addressed as follows: Gabriel P. Bowers c/o Delbrook Manor Apts. 520 Breezewood Court Mechanicsburg, PA 17055 R ert B. MacIntyre Attorney for Plaintiff "~-~ IIi<Il. - ~ "'~~ '_."__~I"t~~"~_. , ~~" ~~- . ru c[] ..n ru fT1 Postage . CJ .-=I Certified Fee ru Return Receipt Fee ru (Endorsement Required) CJ CJ CJ $ SO.55 Restricted Delivery Fee (Endorsement Required) $1.5 SO.OO CJ CJ '" IT1 Total Postage & Fees Ir Ir CJ l'- i . ComPlete ite';;s'{2, and 3. Also complete item 4 if Restricted Delivery is desired. i . Print your name and address on the reverse so ~hat we can return the card to you. . Attach this card to the back of the mail piece, or on the front if space penn its. D. delivery add nt from item 1? If YES, enter delivery address below: G-~bA;d~itl~ l?Dwe(~ c/ 0 1>(lhrook mo.ro( S d-O 6rrCZ-elJXfr1 C* methOYll'O b U;!:j o[~ 4. Restricted Deliv~ry?(E'xtraFee) 2. Article Number (C r from service lCiJ)oo fJ> "La '" d. -'OA'C1l;; U,:>I.O' . ,. ,,' "::-'.) n, " ,_ ',0' I ;: f1j i1ilA.' ';".: ~ Wi 1, I', : ::;' :;-, PS Form 3811 , July 1999 Domestic Return Receipt \ 3.~rvice TYP, e ertifled Mail o Registered o Insured Mail' o Express Mail o Return Receipt for Merchandise DC.O.D. Exhibit "A" o Yes'- 102595.00-M..ooS2 ~---.m~.___l iliili o.;'~L . ,J "' _~ ~ _" ~ ---~- _;~~ ';'''.''''''''tl!i!liii o ,,~ M .' ~,>,,,,"~.> > ,~, > . , c "" r -of .J... ~---:" ~ ~t u<.. Z5 I (f)_ . c:.;. ~C ~C 5>f :2 :.,r; ~ r-~: - ,-- ,: . """ ~~,,-~ ,-""~ .0 , . MEMBERS 1ST FEDERAL CREDIT UNION Plaintiff IN THE COURT OF COMMON PLEAS ~COUNTY, PENNSYLVANIA aJMBERLAND VS, CMt ACTION - NO. ",', , To nll.RRTF.r. P. OOWERS . Defendant(s) fYl ';:J "{ jP :l(")/) I , I ,the following ~ You are hereby notified that on .,". (Judgment) has been entered against you in the above captioned case. $3,527.13 default judgment ') DATE: f>'1~" j> ':>tY,J (' I -- .' (L--b~ ~ ~ Prothonotary , I hereby certify that the name and address of the proper person(s) to receive this notice is: Gabriel P. BOwers Wa!marManor #49 Dillsbllr9, pA 17019 A ,Defendido/a Defendidos/as Por em medio se Ie esta notificando que e1 do del . e1l1a siguiente (Orden) (Decreto) (Fallo) he sido anotado en contra suya e~ e1 caso mencionado en e1 epigrafe. PECHA: Prothonotario Certifico que 1a siguiente direccion es 1a del defendido/a segun indicada en el certificado de residencia: Abogado del Demandante DCBA - 400 - Rule 236 (a) (2). a / 1/99 Proth. - ~8 I ~ ,i,' ,lLl J ,_,;:",. . 'I'~ '" ~ ," L_"l',_, , '-~"il<4l " ,CPMMONWEA(TH bFp.EN~:$~l.~'AN,I_A: NOTICE OF APfiEAL . ", COl.,lRT OF COMMoN-PLEAS FROM Jl)DllOIAL ~~IC'r, DISTRICT liIltIIi,' .,'..', ',... .,,', ", '" ' Ji .,.~~~;~ J ,1 "";,,," ,,,) -Notice ,i,s :gl:Ve:~~~~.hat - ~he:';.~p:~~'r"i~~h:<h:a~ :th~ffiein-fh-e abo~,e- G~J.'d,- ofC'ommo'n-Pleas an ap'p~al.-fr-bm th~"ju~,'~~:~,hf:;'~ndered:'-bY-tt)'~_:'p\st+i.~t' j~stice- on the date and in the c~s~:ment:l,q~:e~-beI6vv'. ;"" '~:'-;--- -_::>::::.:;!- .:,';- . -.,':'. " ':.-' -:-..-, "!'llOtl~J;,.pf". APPEAL">' , ,1'~>,' ',i';' '"- '''',~,~.'' . ,:,' ,:::';. "'_t<l>~~~~!$;~~ i~i~c) :;"~~.)~::~;. '\"".:I'~ :,::t?<.~:j~!F;,,;::' "-'/;:;~~;:':" , , ".... :-,>/ iD;l~;;N'Rl~AS N~l!:tJ~~~ .,,:',;';::-': i'_' ,- _,,,.,"'_:.,, _'. _" ':';~'(:-"',,-,_: __ - ,;-: ,_,_I. ..,01:-"," ''--j:',,: ,,"-".'.; "f' ': ~.;i)'.'- :,:i-"-. N~MI! OF API'I!"'L.A"'T MAG-. DlST. "'0. OR NAME OF I).), Members 1stFerIIet'a;l Credit Union AI)I)RI;;5S OP APPEL.L.ANT EltlIer/09-3-05 PO Box 4Q, CITY ST'-'TE ZIP CooE 17055 OAT'" OF JUOGMENT lDelendanr! ..1+/...Ht9!L I \,,' ,..).. cv 'fW19 315..9~ LT 19 '-" ' . ~ _. <1i!i".\iJ:~l- ',...-~~ , 'i.~"~E~Jj;; C....'AIM NO. This block will be si~ned ON;L Y when this notation is R.C,P.J.P. No. 1008B,. This Notice of Appeal,. when:-,l€:ceived by the District Justice, a SUPERSEDEAS to th'e"ju~:fgni,e~-t:for,possession in this case. a. If appellant No. 1001(6) was Clailnant (se.e Pa. in ae tion before 'iJ istr/t t R.C.P.J.P, I , I I ;I will operate as Justice, he :-'f:f.:';,,< , ' , MUST FILE ACOMf'LAfNTw!thin, twenty " :-"-,::,."-':,',-,,,-,':',-', -,,:, ,:,:-\ days afte(/iling.Ais/il,P,n'OEilf'APPIfM, , : . _ '_ ! ,- "~:. c~' ".;.., '," ,-'" , -, "~-'_i (20) ,',-,;,-",., ~';,t ~ - , fi~'9ijltAre/e~' Pio't~,~I}~:afl,or;r'Pe.'?}I.(Y- .;<:'.: ...,-:1 .:J ~'.'_~_ "._' o,~:~" , -c.'; ._'''' -.0, .'_',:,' .'-",-,., :',-, "'c.- i,~.:':;.- ,."i". , .' ,,~''', ,'flB)S,i~~~:+Q.'*t;NTE~'ROlf~o"'~I~~P~~~L~i~tt~<~N D :FiO\l'fit6':Fili~;~"l:iiJ;"':"..","'."""~, / " 'Ithissectivi;,'!r' tQrm.~Qiti~q'!ii~qN Ll<S;t.&~n ,apMllant w.!sDE FlNlJi;rf't(;;~tl;'a.R.C,PJ.P. NO.!)O:Q((?9 in;~t;fi,m~efoJ;.e:[).;~trict Justice. "iFNOT USIfD.Ali:tai:hf;+;If{cPPY.'Of'noffceo~appea/tiJ b.~,s~(J!equp()n appelieif). '. ,,',,'" '. '".', 1 PRAECIPE: To Prothonotary Enter rule upon ,appellee(s)" to file a complaint in, this appeal (Common Pleas No, ,. .,. Name of appeJlee(s) ) within twenty (20) days after service of rule or suffer entry of judgment of non pros, ,,,",- c);'. .j ;5ignature or.,appellant or his,attorney or agent '--".,' ' ,-:,-, RuLE: To Y," "~'_:i~_,.,.t!rn:,,~~~~frl~_~!S}!:_'t f---'. ~,-,." , appellee(s) ;.~J, i,-:f- ~_: t\ :} 1 -l,l-' l-~- 1 (2) You are notified tti~s::_a- rule, is,her;~by--:_elJtered;J:;upon you to hie a comp['aint in -this 'appeal within twenty (20) days after the date of of-:this -rule 'upon _y~u. by per?6~ar service ,Qr by certified or registered mall. , ,_, r ::?~" - c. ,t' I~"_';"___'" ~,_ If youd6'not fi!~ a~~';'Plaint within this time, a JUDGMENT OF NON PROS WI LL BE ENTERE~~,GI'\W:fr.;~'i'J11!'- . '_;~ " - . . '..1.,,! .he> ;1- -' .t? n;;,4 (3) The date of service of:~his rule if se'rvice-was by mail is the date of mailing: :} r:.:'b.".;;.\I:~"!:~':;';;'" <'" (1) service "';,. ii:" ,. " ,. ~;i;' f'-'i, ~-;;;~~~q,-;:;~:0~'::':I;) Date: ,19~. Sign8:_ture of Prorhono'tary or Qeputy t t.',..,.,,'..,',, i ~; If I,. " j, I I $ COURT flLf l-s,~~~~,,'Y?.;~;{:t~.'ir1,~~\;;:0:"'~~'~~;:p2:~;:;g-:?.';< ,:"''"'':'~~~'"!Si~ rr 1 I .L~"'!i6\-~.~; _~ _"F",,"'1<-""iI',"~":~WD..'"' ,,,,,,===-,,,,,,;-'_'_'C_" "_,,,~,:>",",.,.H'''''~_ "-,'" -,",--"- AOPC 312-84 '- -'-" '~ ; '" ""-,, . . PROOF OF SERVICE OF NOTICE OF APPEAL i~\ND RULE TO FilE COMPLAINT 7his proof of service fi"rUST BE FILED WITfl/N FIVE (5) DA YS AFTEa ii/loq the notice of appear Check applicable boxes} cor'.'\MeJ-NWEAL TH OF PENNSYLVANIA COUNTY OF_,.._,__D9.~hi~_,____ ; 55 l\FFIPAVIT: I hl~f8hV svve:JI ()i a;'f:rrl; that I served L"1 (; copy 0' in.: NoticC' ut J'qJpCJ\' Commo!" Pleas No.2Q.O.o.-=-::i35-, upqn the D:,trict Ju~ticr: desiqnan:d there"ln DJ) (date ofs('/vice)_,_""Jan~"22,._,,,2QOP19_ [] by ;)I~r5()l1al st:r\li~;e ~ by (certifiedl~) mail, sei'lder';:; 1-('C:C1fJt attcdled tH~reto, and LJpOll the nppi':llce, (name) '"" "__ ~~i~l_,:P,.!'__~_~_____,_~ _,"". "____,,"____ " "_~__ on _J.anuaxY_2J-I__2QOGJ by PCrSOfi(l) sl:"v'lce L~ by (cenil:ed) ~d) nlJd, sender's r-eco.!pt-anJch0d lv:reto. [~1 and tlilthu that I serv8d t~le Ruie to File a COl1lpla;nt accompanying the above Norice of Appe,li upon the appellec(s} to whoin till! :-Iule WJ" ~'ldd~"f;5Si;;d {HL__ ,,__,,__~"" .'__~, ~9 hV personal se:'vicG j bV (certified) (Ieqistered) maiL sender"; receipt anachNl hNeto, ~\"l:!iN {An IR,v1EDI ,~NQ43..lj8SI?~IBED BeFORE I Hb_ -I-MY o. -T ----'X: .. _ _n ':f11d1)___ .. SigJl2:llfc! of -')f('C/aJ twlo,.,;, -~~-"'~,"~~"m~, M)' con'J:1is'Zion (;Xpii'CS or,. ~~_. 0 C) C., C 0 -fl ~ -r, -r~'(l"1 ...." ::J m.rr~ CO r- "'"7+-;,,\ ..';},t~j ~~- ! ZC;: 1'-0 (F-;~; "'"' ; ~".-;_o ~:;;:;S{ ~O -0 ;~~-B ~O :;:f;: -0 r..;: 6rn >c ~ ~ 51 ...l ~ Titre of offici a! Nolarial Seal P bti Ann D. Baddorf, NO~ryhinUco~n\Y LoWer Pa.xtO<1 TWPE ". Das Web, 15, 200!l I My commtSs1on xp"e , n.nns"I\I3nia Association ol14ola"" Member, r~' " '1.'[ 1iJ ''',,,,,"-,~',"_c-.~,;.-,..,..,,_',\,r,'..,:;,;t-c''li;ll.'_'''';':'",,!f,"-;~i.-'>~;!,Ji\~:m,;:-'1i\?T0~'1ffi\~~;'~..;1:' -~1il",;~: ."'_'" . , I', i ] , , , , " , jj,j" + ~ In rJ ~e 403 489 826 v -~~-'" .."-'~ ~,~ '" """,,,,""''''"'''Cci.;.. ~' '..... '..'...','.c' ....,.'........ " "'<:'0 " ", . Complete'ltem_s 1',- 2, and 3. Also complete item 4 if Restricted Delivery is desired, . Print your name and address on the reverse so that we can return the card to you. . Attach this card to the back of the mailpiece, or on the front if- space permits. 1. Article Addressed to: ..Cc0Z o Agent o Addressee DYes DNo x D. Is delivery address different from item 1? If YES, enter delivery address below: p~ GCt~Ie- Oolef '301 tJ YD(~ Str MechonlcS bVI~ fPt I lOSS 3. Service Type 'Sl,Certified Mail 0 Express Mail "tJ Registered 0 Return Receipt for Merchandise o Insured Mail 0 G.Q.D, 4. Restricted Delivery? (Extra Fee) 0 yeS 2. Article Number (Copy from service fabeQ , Z 4 0 J ~ ~ 102595-99-M-1789 DomeStic Return 'ReceiPt PS Form 381'1.. J~IY 1999' , .' ~h1'piete items 1,-2';'~nd 3. Aiso complete item 4 if Restricted Delivery is desired. . Print your name and address on the reverse so that we cao.return the card to you. . Attach this card to the back of the mailpiece, . or on the front if space penn its. D Agent D Addressee Dyes D No 1. Article Addressed to: G CLbrie ) P. 80wers C/o Dd broOk mo.oo 5.;( 0 Breeze woOd C+ rrlech()flicS bU(9 fit ( 70 5S 4. Restricted Delivery? (Extra Fee) z...4fX3 3. i:e ice Type rtified Mail Registered o Insured Mall o Express Mail o Return Receipt for Merchandise D C.O.D. DYes 2. Article Number (Copy,frpm service Jabel) pi; Form' 3811, July \999 Dom~ic Return Receipt 102595-99-M-1789 ....~~ "'';-l'11 ~'n ~ 1 ...",,,",,.......,,,,,,,...,,,,,,,,,,,..,,<;/1.'.,,,,,,,.-'" TO 'q.'l~ " .,1, IllIii11 ,- COMMONWf_ TH OF PENNSYLVANIA COURT OF COMMON PLEAS NOTICE OF APPEAL JUDICIAL DISTRICT FROM DISTRICT .J~~~Uxi~l'in Entd in PJ:othy's Office 1-lS-00",,- COMMON PLEAS NJooo=lli Civil Term NOTICE OF APPEAL ,;'/ Notice is given that the appellant has filed in the-above Court of Common Pleas an appeal fr6m the judgment rendered by the District Justice on the date and in the case mentioned below. "''''1-1I'4 OF ",PPEl.\""'''IT MAG. DIST. NO. OR NAME 0.. D.J. Members 1st Federal credit Union ADgRESS OF APPEt....ANT CITY Elder/09-3-05 STATe ZIP CODE PO Box 40, Mechanicsburg, PA, 1 7055 gATE OF JUgGMENT IN THE CASE OF IPI~'nT"I! (Dp'e",j~ntJ 12/17/99 Members 1st Feqeral Cre9it Unipn v.. Gqbriel P. ~s If appellant was Claimant (see Pac R.C.P.J.P. No. 1001(6) in action before District Justice. he MUST FILE A COMPLAINT within twenty (20) days after filing his NOTICE of APPEAL. C...AIM NO. cv m19 315-99 LT 19 This block will be signed ONLY when this R,C.P.J.P. No. 1008B. This Notice of Appeal, when received by the District Justice, will operate as a SUPERSEDEAS to the judgment for possession in this case. Signature of Prothonotary or Deputy PRAECIPE TO ENTER RULE TO FILE COMPLAINT AND RULE TO FILE (This section of form to be used dNL Y when appellant was DEFENDANT (see Pac R,C.P.J.P, No. 1001(7) in action before ~istrict Justice. IF NOT USED. detach from copy of,notice of appeal to be served upon appellee). j PRAECIPE: To Prothonotary //" Enter rule upon (Common Pleas No. Name of appeJlee(s) ) within twenty (20) days after service of rule or suffer entry of judgment of non pros. , appellee(sl, to file a complaint in this appeal Signature of appellant or his attorney or agent RULE: To Name of appellee(s) , appellee(s) (1) You are notified that a rule is hereby entered upon you to file a complaint in this appeal within twenty (20) days after the date of service of this rule upon you by personal service or by certified or registered mail. (2) If you do not file a complaint within this time, a JUDGMENT OF NON PROS WI LL BE ENTERED AGAINST YOU. (3) The date of service of this rule if service was by mail is the date of mailing. Date: ,19_. Signature of Prothonotary or Deputy AOPC 312.a4 COURT fiLe TO Be fiLeD WiTh i'ROYI101ll0YARV ;~1il6~~~I>blf\[4l*,~:,jj",ti'.'~i'~lill'~",*"J!iliJ;;g"'M~!{iW>r,,-i!,'J"~;~~_'., Co'd_ ,'''_>I~',',,",,~:1:!$t.'fi',,;~(>li!dIli8n ",' ~U11l11~~ >- 4,""__;iWl~IIf'''''1\!l-~8!~~t,,,j;,'jl';I'~~~Mili~.',~''-''''='~'i!llr:JlliI > -~ ",. ~....... ~@ ~ ~ ~, 0 0 0 -n '- ~I . '-00:1., ~> {Ei ill- cJ mrn :ie' -- z.::n -nn1 ~ ~ z.~~ co i:'Jr 0 CJ1.i::, C) , "< .L ~".{t..) ~ ~CJ -u ~r- .";1 r 0 ~8 ..,.. f5:l1 - '70 ~ ~.......,m .c: :i>c ~ ~ y ~S\ ~ 'U1 ~. ~ co '< ---- ,""'" \ \ PROOF OF SERVICE OF NOTICE OF APPEAL AND RULE TO FILE COMPLAINT (This proof of service MUST BE FILED vVITl-lliV FiVE (5) DA YS AFTEF? filing the notice of appear Check 8f)plicalJ/e boxes) CO;v1MONWEAL TH 0 F PENN-SY LV AN iA COU!\JTY OF _._~_______ ;ss AFFIDAVIT: ! herebv S\/'Je<.-lr or aff<rrn that I served [J a copy of I'hr' i\jotice of /\DpeJ!, Common Pleas No. _~__________, upon the Distr:ct JL:stice design;:lt(:d there:)") on (date of service)__ _"___'____~___.__, 19..___, [J by [';crsonal servicu [J by (certified) (reqis.terr~d) mail, semler's receipt Jtt-::lched hcp,?to, and upon the appel!ee, (name)~ _______________ ____________________n ____ ____ _.___""__~_"'..,_,_ _""_"_~. on ___,.___,.__""" ~_"__~_~, 19 by pCrSOl\dl service [J by (cnrtih'ldl (registered) mali, sender's receipt attached hereto. and f'urthel- that 1 sel've(] the Rule to Fdc <3 Complaint accompanYing wiivm the Rule I-vas adcicessed DrL_"".__.._ ___,19___"..__, mall, sender's receipt attached hereto. lhe abo-ve Notice of Appe<1i upon the <Jppt)ilee(s) to hy personal service [~i by (certified) (rf](jisteredJ SWORN (AFF!R:ViED) ,.':\f\iO SU8SCKlBED BEFORE ME THIS_~_~_ DAY OF.____~__~.,___~__, 10 ~ Signaruf(' of affianr Sh;'fIciiun: of Dft/cia! before wh::-m atfidav,'/ ,..'iI" clade Title of oFficiai rvi'! cCirnrnis:;ion expires orL_~___~_~____, 19 __. iil t~M-- ..!. l WI) ..... ,\lr!lf~~ .. l~ ~l' II "~~='H_~ ~ , ,.,.-,<' ~MMONWEALTH OF PENNSYLVANIA COUNTY OF: CUMBERLAND 09-3-05 NOTICE, OF J,', UDGM:E"""N, T"ITRAN,SCRIPT .CIYIL CASE,," ',',,",".. PLAINT.!,FF:: i.. ,': './_ NA~EandADDRESS IMEMBE:R~1S'J,VFEDE~ CRElJIT UNION I PO BOX 40 ' MECHANICSBURG, PA 17055 L --1 Mag.Oist.No.: OJ Name: Hon. D '. GAYLE A. ELDER Add'""'507 N.YORK ST. MECH.I\NICSBlntG,' PA {, UNION' DEPENDANT;, ' NAME and ADDRESS,.- , fB9~l{S, GABRIEL' P. 'DELBR()()~MANOR". ," 520 "B)iEE~EWOO]) dCOlntT,' ~CHiUUCSBuRG, FA 17055 Docket No.: CV- 0000315 - 99 Date Filed: 11/09/99 VS. ;( , ",' ',-,',-' ,'.','- ,- ,:;;..,,'.,..-~-" ,:.,,!,'t,~, ;.f~:,,:::,.;'l/~,>':-:' . ":., ;:,' I MEMBERS 1ST FEDERAL CREDIT PO BOX 40 MECHANICSBURG, PA 17055 --1 l t; THIS IS TO NOTIFY YOU THAT: Judgrnent:,;..:-..w,.... .","" , ,':;~:Eg1\~IT JUDGMJWPl;'JoTF:, ~ Judgment was entered for: (Name) MRMRRIHI 1!'1rr 1>RTlRRlIT. I8Jl~..llNT D F. ARD AND HA5 Jl~~N GJ.\lEN ~ Judgment was entered against: '(Name) ROWRRll, nll.RRTRT. P 9 MONTHS TO PAY THIS DEBT. ~<.- --:.-'. ,':'i\ in the amount of $ 2,1;1471; on: (Date of Judgment) 12/17/qq ~ ' D Defendants are jointly and severally liable. D . DamagesliViH be assessed on,: (Date & Time) ;0-,' ,. . -'-", -': . , .' ~J: ' " 'D This case dismissed without prejudice. Amount of Judgment Judgment Costs Interest'on,Judgment Attorney Fees,' Total $ 2~531. 76 $ 83.00 $ .00 $ .00 $ 2.614.76 f ~. D Amount of Judgment Su\Sie,ctto . AttachmenVAct 5 011'9,96 $ Post Judgment C,redits Post Judgment Costs $ $ D D Levy is stayed for days or D generally stayed. ------------ ------------ , Certified Judgment Total $ Objection to levy has been filed and hearing will be held: ,--- -......~,:""-- - .' Date: Place: ," '.' , Time: ! i , , , , , " , --..... ! 1': (t-, r. i i " ANY PARTY HAS THE RIGHT TOAi'PEALWITHIN 30 DAYS AFTER THE,ENTRY OF JUDGMENT BY FILING A NOTICE OF APPEAL WITH THE PROTHONOTARY/CLERK OFTHE,C:QtJRTOFCOMMONPLEAS;CIYIL DIVISION. YOU M,UST,INCL,UDEACOI!V,OF';rHIS,NOTICEOF JUD~MENT ANS T FORM WITH YOUR NOTICE OF APPEAL. ',i~:i;ltllJ~~t~' ",' ',DistrictJUstice Icertifythatt i t"d./ ' , District Justice f! i' My commission expires first Monday of January, AOPC 315-99 2002 SEAL ~ ""'--. -~ '~;, , . , MEMBERS 1ST FEDERAL CREDIT UNION, Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA v. NO. 2000-335 CIVIL TERM GABRIEL P. BOWERS, Defendant AFFIDAVIT OF SERVICE I, Robert B. MacIntyre, Esquire, hereby certify that a true and correct copy of the Notice of Appeal was served upon the Defendant and District Justice Gayle Elder by the United States Postal Service, certified mail, return receipt requested, on January 27, 2000 (green cards attached as Exhibit "A") addressed as follows: Gabriel P. Bowers c/o Delbrook Manor 520 Breezewood Court Mechanicsburg, PA 17055 District Justice Gayle Elder 507 N. York Street Mechanicsburg, PA 17055 ~> /H/ 6}/ y' Ro t B. MacIntyre, E~uHe Attorney for Plaintif~ 1><< OH ",:;;j <o-l "'l> o-l>< p.,,,, zf@ 0'" ~p., o . 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