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HomeMy WebLinkAbout00-00881 . ~,', - ... " '<--'--'\-' " I , HARRIS SAVINGS BANK 235 North Second Street Harrisburg, PA 17105 Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW v. NO. ~Oco - fl> ( C~cL'T~ TAMARA L. GORDON 90 Springers Lane, Lot 12 New Cumberland, PA 17070 Defendant NOTICE YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. COURT ADMINISTRATOR 4th Floor, Cumberland County Courthouse Carlisle, Pennsylvania 17013 (717) 240-6200 Date: January 11-, 2000 By: KEEFER WOOD ALLEN & RAHAL, LLP ~.~ c..) Eugene . Pepinsky, Jr. Attorney I.D. #23702 210 Walnut Street P.O. Box 11963 Harrisburg, PA 17108-1963 (717) 255-8051 Attorneys for Plaintiff , 0'" ~~ '_ '"~, ",,,,. , ,'.' ,'" ,"-,,,", --",'."" HARRIS SAVINGS BANK 235 North Second Street Harrisburg, PA 17105 Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW NO. cZ.6-OV- 8'll1 ~ I~ v. TAMARA L. GORDON 90 Springers Lane, Lot 12 New Cumberland, PA 17070 Defendant COMPLAINT 1. Plaintiff is Harris Savings Bank, a Pennsylvania state-chartered savings bank, with its principal office at 235 N. Second Street, P.O. Box 1711, Harrisburg, Pennsylvania 17105. 2. Defendant Tamara L. Gordon, is an adult individual living and residing at 90 Springers Lane, Lot 12, New Cumberland, Pennsylvania 17070. 3. Defendant, as buyer, entered into a Pennsylvania Motor Vehicle Installment Sale Contract with Sutliff Chevrolet Co., as seller, respecting a1996 GMC Sonoma, VIN #1 GTDT19X2T8535612. A true and correct copy of the said Pennsylvania Motor Vehicle Installment Sale Contract is attached hereto, made a part hereof and marked Exhibit A. 4. The Contract was subsequently assigned to Plaintiff. 5. Defendant defaulted in her obligations under the Contract, and the Vehicle was repossessed. 6. On July 26,1999, Plaintiff sold the Vehicle, leaving a deficiency balance owing in the amount of $6,191.77. 'w. , l~ ", '" ,,- >,-ce " " '<' '_.-,;' ~",' ", '< -,;." " . ",:.: H"~' ,.~",--^-' 7. Despite Plaintiff's repeated demands, Defendant has failed and refused and continues to fail and refuse to pay the current balance owed to Plaintiff under the Contract. WHEREFORE, Plaintiff demands judgment against Defendant in the sum of $6,191.77, together with interest, attorneys' fees and costs of suit. KEEFER WOOD ALLEN & RAHAL. LLP. Date: January~, 2000 ~'kY'J' Attorney I.D. No. 23,702 210 Walnut Street P.O. Box 11963 Harrisburg, PA 17108-1963 (717) 255-8051 By: Attorneys for Plaintiff -2- ~,,,,. --' ,J .--- ''', , "'~ ," . ,'"_~_H:cl-'"",__''''''';,"~ _, ~o . "'--;".-~ :-",,-,~~ .."," ""'--N~-'_';''; ~ :.'--,'.' "''-;,"', ,I, ,-~. "1 VERIFICATION The undersigned L;M--- A, 4~rsh , hereby verifies and states that: 1. (S)He is AVP of Harris Savings Bank, Plaintiff herein; 2. (S)He is authorized to make this Verification on its behalf; 3. The facts set forth in the foregoing Complaint are true and correct to the best of (her)his knowledge, information and belief; and 4. (S)He is aware that false statements herein are made subject to the penalties of 18 Pa. C.S. 94904, relating to unsworn falsification to authorities. ~u(j n(tl Jt u/ Dated: January 3L, 2000 "~A( ~'.;')':,~,1i}:;';~ '~A~IN:A'NdE;:;",'j,o ' PEENTAGE'RA7E,i ';1.CHARGE ''', .' '1M OSrofyou~:crpm>s'~ ,,;lTh~ doUar:amount the a Y ,arty r~le,~ ',: ' :,::" ~,-:. lcredl\Wl1I cost you. ,',i, ';r~', ",:j~ "I ,) . ' ;,,. ", - }4 Total of Payments' " " rheilflt(J(wlyauWilllravellilidalteryou' have made a\l schoduled paY,menls, 9.99 i%: $ 5,605.71 I 20,032.89 25,638.60 iotaISai;'~d~tc . Tile tolalC(I$!iJ/.Yl1lJr,purclJase Ot1 crMil.ioc!udir.&yourdownpaymen' of$, 95_.31 , , ), 25,733.91 Your Payment 'Si:h~;i~;'ie'~'fil b~~ No.,oIPaymenlsi' Atno~nl.orPaymenls .601" '427;'31 N A Filing Fees:' $ ''-;1' ',I', is-,OO tate Char~.e:' 1,1, ap~~!11e,nl Is:!a!e, you.'yiJl,be .chargei:l,2%' 01 the Ror!ion olU]c payment which is late lor each month, OJ PErt 01 a monlh grealer lJlah ] 0 days, lh~i,jJ ,temajns' unpaid: See below and 3ny,otl1er Contract documenl,s lor any additional inlormatlOn aboul nonpayment default, any reqllired repayment III full before the scheduled dale and prepayment relundsandpenallies,' , e means estimate When Paym~nt5Are Due 'Monthly, beginning 1/25/1999 Security: You are ~ivil1g a security Interest in the molor vehicle being pur c 11 a sed , ~ Prepayment: Ilyou pay off early. YO\iwlll nothavetopaya penalty, IF YOU DO NOT: MEET, YOUR'CONTRACT OBUGATlONS,.'YOU MAY LOSE' fI--IE MOTOR VEHICLE ANO",PROPERTY THAT YOU BOUGHT WIT~;n-!lS CONTRACT, AND/OR MON.EY ON DEPO~,IT'WlrH THE ASSIGNEE. 90 SPRINGERS LN LOT 12 NEW CUMBERLANDTI,li~ntrqc~llMvaerl.~eller~nd Buyer, All ------;_. dlSclosart!S"tfa~,lb'e'en made by Seller. Selier Address(es) -~ Zip Code(s) inletids toassi~~I~lsCOnlractto the Assignee.' 11th II B I' I I d II ltemizatioil.of Amount Financed em is m~re Ian one. uyer, eac 1 promIses, separa e \' an toge ler. t~yay a~ SUI11S ~y::_u~!.~~erfo~_~I!!~~eemen~~,.!~,~~~lrac~,_ Cash Price $ N/A Amount Financed $ 20,032.89 Finance Charge I 5,605.71 Total 01 Payments (Time Balanco} $25,638.60 Payment Sche~ule: You agreu 10 '[lay to us IheAmountfinanced plusinteresl in 59 payments of $ 427.' 31 each, and,a final payment 01 $,', /1',' '!A27:.31':,'Therb(" ,p,~,~h,twiil,~ij;~,~1'~1~;,^JM' ' ~,5 ,o,:."1.9,9,9,-,,,,;'?t"""I,,and\llenpaymnn\s will be duo on tl)al same day 01 each monlh (anoW/lle." SECURITY AGREEMENT: To secu're'ihe [laymeht 'oi aU s~~sidu~'ana the periormahce of illI required obli~alions under this Contracl, yOU give a securily interest in Ihe Vehicle, in all parts (called accessions") aUached to LheVehlcle at any laLertime, and in any p roceedsol' the Vehicle, including insurance plOceeds.The'Ai;signee,may-"set.O!f any amounts,due and' unpaid under tllis Go-nlrad agalllsl any 01 your money;-on:dep.osit wilh,Assignee. This includes any money which IS now or may in the luture Ql!, deposited with ASSignee by you. ' ASSigteema do Il1ls wlthoul any priornoliceto oU.' ,,_., ADD TlONAl TERM AND CONDITIONS: THIS CONTRACT CONTINUES ON THE REVERSE SIDE, YOU ARE OBLIGATED TO ALL THE TERMS or THE CONTRACT WHiCH APPEAR ON THE FRONT ANO REVERSE SIDES. ' , NOTICE TO BUYER-DO NOT SIGN THIS CONTRACT IN BLANK. YOU ARE ENTITLED TO AN EXACT COPY OF THE CONTRACT YOU SIGN. KEEP IT TO PROTECT Y~GAL RIGHTS'J J.) , IlUYE~~~~'lSEALl InthisConlract"" weare the SEllER. '" l ~ ) r" ' S.UTLIFF' CHEVROLET CO. Name, POBOX 1307 HARRISBURG, PA Address 17105 Zip Code You are '''' 'UY(R(S),TAMARA L GORDON Name(s), ' TRAOE.IN: You have tradedjn Ihe following vehicle~ ", Y,ear a~d Make ,Descrip!ion If a ha\ancc'is still owing'on the vehi~.le YOll have traJed in,.lIw Seilcr will pay olf Hlis amount on your behalf. YOll warrant a:Jd replesenl to U$ tl1al any trade.in is free fr(lm lien"claim, encumbrance or security interest, except oS sl1OWl1l11ll1e Ilerllllalion of Amount Fmanced ilstlle "Lren l'ayo[l: PROPERTY INSURANCE::You'may,choose.the:persoll through wl10m insurance IS oblalncd,ilgainst loss 01 (Ialllage to Ihe,Vel1icle and against liability arising out of'llse or ownership of.'lhe'Vehicle. In IhisCnn tracl, you MC promising 10 IIlsure theVelliele and keep It msured. CRE01T lNSUR'ANCE:IS' NOT'REQUIREO:' Cr~ditUfe Insurance and Credit Disability Insurance are not mquirerlto obtain credit, and will 00.1 be provided unless Y,~u ,sign below and agree to pay the.additional cost(sl. f'lem read the NOTICE OF PROPOSED CREDIT INSURANCE oll'!he r~verse sloe. Your inSlJrailce'cerlilble or poHty wi!J Ie)) YOIl the MAXIMUM ~mDv!l1 01 insurance ,w;1.)JabJ~ AJJ insurance purchasnd wi1Jbe for Il1e lerm olthe credit. ;1' 'r. ,I By signing, you selecl Single Credil Ule Insurance. Wllatisyour By signing. you selecl Single Credil Accidenl & whichcosts$' ,'NJ!,' agel_Years Health Insurance. wliich r.osts $ N/A j'996 DODGE TRUC RAM 4X4 Wl1alisyolIr i1~el~Years Signalurl'lof Buyer 10 be insured for'Single Creoll Ufo Insurance Sign,llureofEluyer10 i;(;iil;i,rcdfor Single Cl'cdilIIccidenl&Hcalllilnsurance [lysigning.\'ounolhselecIJolntCrl!dll What arc Percentage A~[;idenl&Heallhll1slJlance.Whi~hcos\S$~AYourageS?tohe insured By signing. you both selecl Joint Credit Ute Insurance, )Vhl~h costs $ N/A Wilalare youtagcsl 1.' 1. 2. Sign,atures of bOI~ B,~ter5'tp,b:.i~sur;~d lor JointGredit Life Insurance 2. Signalllres or bolll BuyclS \0 be insured for Jolnl Credi!Acddent&Healthlnsul<lllce Insurer: VEHICLE: You have agreedto pu'rchase; under'thc llinns'ol tllis Contract, the following motor vellicle and its cxlra equipment. which is called the "Vehicle" in thisContract:c , , '" , .I!LJ! ImtkTon~ ~liillNumber l!lli!Y11YJg No.kyl "Yllii!l!!~ ",~ US~D 1.9,96 GlIGSONOMA ""J'i EXTCAB 4X4 6 15000 lGTDT19X2T8535612 Equipped' ~A:rj:~~:~. ~'AM.FMSlereo _55p6, OlllOr with A.C:' "P.W. AfMMTiI'pe' Vinyl Top ASSIGNEE:, We:may:assign'this'Co~trac't arid:Se,cufity Agreement 10 a sales finance company wl1ich is the "Assignee," If the Assignee assigns IhIliContra,c,ttO'~_s'li,bse4u'enViJsSlgnet!,;the'telrn'also rerers \0 such subsequent assignee, Aller the assignment, aU rights and benefits ollhe Selter-inl!tiis-',C,o'ntrad.ahd fntbe'Secl1rHv",Agree1l1eht'shall belonglo and be enfol'ceable by lheAssignee.-T11e ASSignee will notify you wilen a,n:~ !r~~lf~~':T~J~,i,~n~,~~~;iJ:~:Te:rit~;,~:,~,! ;;~~ i;:~' :1:' :,: ' . HARRIS SAVINGS BANK, 235 North Stlcond Streel, Harrisburg, Pennsylvania 17105 '::,-:::! ! .. CO~-SIG'NER~fAJ0h~~-HjJil~~ttij~C~.Siii~~~l'Ag;'eemerllli(lIIJW promises S€lJaratr:ly ilnd logellJu with 'aU CQ,Sifjl'ler/s) and Buyer/sl, 10 pay all sums du~, and 10, p!l(lorm ,~lI_agre,efl1ellts in Ihis Contract :Co.SigI\Qr will not be an Owner o'.lhe Vehicle. c,g~'oW,~"~~,~~AQY'-bi.~Wrl~.ig~(9~:t~J',c~~6wg\s::Se~~rjliAgnlemenl b~low gives us. a security interest in lhe'Ve~lcle arid ~~rees.!s,cp.ar'~lcll-a'l\,d ~ '+"'lligelfle(Wltfr~lj'60',Ol'!n~t(sr'and'Bilyet(sJ;'to perform 'all agreements tn the Secllrlty Agreement and all other pans of thiS Contl'acl excepl tlie' "Promhc,to,.P.at:,sec!iQ[lil{ ~,i~."J" ',; ;U TERMS{:rlie;l~rms'~n'&'Wii iri me boxes above a're,part:o(:\llfs Contract. PROMISE lO'PAY::YolLa~r1li! to p_ay u~ the'Total Sale P.rice lor Ihe Vehicle by making the Cash Downjlayment'and'assignjljg the'Trade'ln, if shown aboveion or bef ore lhe dale oflhis Contract, and payin~ tiS lhe Amount ,Fin~n~ed, plus intetesL You promise to make payments in'accordince wilh the Payment. Schedule;'YdttprQ;nise Ii:rmak~ paymi!n~ oll'or before the same day of each month as Ihe lIest payment nul! (late~YOlragree to pay all other amounts which may become due under the terms oj'this"CcnlracVYbu,;agree:to:pay:the,Seller'or:~ssigllee costs 01 suit. You also agree 10 pay 'reasonable attotlleys~'fees if'Selleror Assignee.hiles an allorney to collect amounts due under this ,Contract or w' prOlect or'gel possession of the Vehicle, You Jgreetom~kepaymentsalthc place or to send paymcnls to the address \,!hich the.Assignee moslrecellllys[lecirie sin thewriltM nolice to you, By signing below, we agree 10 sell the Vehicle to you Under the terms of ll1isColltracl. I' .. 12/11 / 199 BUYER Dale. BY: $ 20,001.00 Cash Downl1~ymenl $ Trade.ln Vali!ooITraoe.Jn $ 19,000.00 Lien Payoff lo: HARRIS SAVIN S $ 18,904.69 l.I!)/laid~sJJrrJceB.:lI..l1ce I .19,905.69 To Credil Insvrance Company 1[ $ N/A ,;;; To Public Ol!iciaislor: Uccnsc., Tags and Regislration 22.50 N/A ~ % ~ lien Fee ~ $ 5.00 ro 10 SALES TAX , $ 59: 70 ~ 10 c w I. N/A . ~ 10 DOC FEE " B $ 40.00 ~ ~ 10 % n.l.llL1998 D~le (SEAL) Dale CO-SIG rm:'iy ~AD rim NOTICE TO CO.~lGNlm, WIIICII liAS IlEi':N GIVEN TO YOU ON A SEI'AnATE DOCUMENT, IHWOIU: SIGNIN( TIIKCO- I(iNER'S'AGREEMI~NT. ,', ' . CO-SIGN '5- AG EEMEN'f: YOIl, 'the, pe~son (or person~) signing below ~lS "Co,Signer," promise 10 pay to u~ 011 ~ums due on thi~ Contrne! and to perform all agrecmentS ill . _ontraeL' You intend to be legally bound by alllhe terms nf this Conlrael, separately and together, wilh the Buyer. YOIl arc making this promise to induce us to make,this Contrael'with Ihe Buyer, even though we will use the proceeds ouly for 111C nu)'cr's benefit. You agree l() pay evcll,though wc may 1101 hnve made any'prior demand fOLpaymcnt on the Buyer or clt:erei~ed 0111' sec1II'ity iulcrcsl. You also acknowledge receiving a complcted copy of this Contract. Co-Signer'5(Signiitur~, , , Co~Signcr's 51gnutu(c _ (SEA!.:) Aduress (SEA.L) Address ~- Date- CO-OWNER'S:SECURITY ,AGIUmMfo:NT:-You, the pcrson signing below as "ell.Owner," togethcr wi1h Ihe Buyer or otherwise be'ing all or the OWllers of the Vehicle, give us a Security Interest in the Vehicle identified abovc. You agree to he bound by the term,\ of the SeeurilY Agreement and all olher parts of this Conlraet clt:cept the "Prol1lise 'fQ:,Pay:: section.,:You are giving us thc security interest t(l in<.Juee us to make this Contract with Ihe Buyer, l\nu hl sccwe the payment by the Buyer of all.mms due on this COlltract.,You wil1llot be responsiblc for allY del'\ciency which l11ighl he due afler r~posse5sioll and sale nf the V"hic\c, (SEAL) Co.Owlle(s Signature Address Dnle BUYER, CO-SIGNER AND CO-OWNER, AS APPLICABLE, ACKNOWLEDGE RECEIPT OF A COMPLETED COPY OF THIS CONTRACT ATTHfTlME OF SIG NG,.' ' . ~, " " ;' : ~. ) 4 '-" BUYER, CO.SIGNER NOTln;: SI\E HEVlmSI'; smE Fon IMI'OIHANT INI'OnMATION. BANCONSUMERfORM PA:<J.StC 16/98) CO.SlGNERQRCO.QWNER .. 1998 BANCONSUMEII ~ERVICE, INC , I , , ',' ,- q .' J:,/:IQW}H(l9. .',' " ' S)s::.,i;.Q.M~~TEQ:..The,rQlal,of-raym'llnI5 is'!ne,sum ollhe Amounl,rrna~ced':~n 't.e",.ln~r~e,:.c~,ar~e~<'The 'Fi~ance ,Charp,Q 'conslsts ~9Iely, of interest com.llutedc__d~IIY ,00 \h~, QiJts,landlnjl: '~~la.rce',of' the Amount Fina,rlced.;'The finarlce Charge shown on/thc, fro.nl~slde;'1\3S:l;l,~elli'c6mB4Ied:on.lhe'assull1pllQll'Jhal'w~ will receive all payt"Je[lts,Of)tHelf.,scl1ed,uled,;~ufd,~te$/':''\-J.' ,,:'" '," , ' :,; :21.cOMPUTlNG,;,I>>fJRt{t.:,:.we:'~)!I '~hatge j~leresl GI1.'a 'da,lly oasIs nn the OUI,I~~lIilll! b~lance sublet;l (0. inlcres( on each dayo( Ihe foan term.- fhe dally In(eresll'~l~ 15 nlJual In \lie Artnual P~rce,~lage ~a~~.divide'd by-Ihe n~inbet Df days In that calendar year. Buyer ~p,len~ ~h~1 becauSe,Ulle(~sLlsJ~c.!llat!ld,__on a daily basis, laic paYf11~nts will result in addilioll.ll 1)l1erest (and. if applfCalil/j;.a latMcharge)"Early paymenls Will result In Jess mlClllsllwmg 5harged',~arIY and/or ,late,payment5,wIII cause Ihe amounl oltbe linal paYlllenlln ~hany,e. 3. LAn: C./iARGE: Buyer agrees 10, pay 3'[ale cha;ge,(or any payment not mMle wilflin ](1 days, after Ils,due dali'l. .Thll,\ate, c~arge will be, 2,% per month on llle unpaid amount of Ihe payment. We will cOtlsiderani part o( a month in exce~s 01 Hfdayslo be (] lllll monlh, The lale charge wilt ,b;e: due ,Whell earned. No lale dwge will he due if Ihe reason thallllp. paymenllslate<is'bec'ause;af,ler-,delauIUheenlireou\standInr,liillanceonthl'iConlractls due. No lalecharge wilfbedue illbeonly reason !h:l-tI))c'pilymcnlis 1!1!cis Imc;wst01 iI1,)lc ~harge assessed o~ an earlier,payment. .'1. APp'lIGAT.lO~~OF,P.AYME~TS:, We, wil!, apply paymenls in the lallownig order of Priority Ilrsl to Interes!; and then ,10 late ~harges, fees, prinCipal ilml any olller amount, YOll owe iil Ineorder-Ihlltw/J,choose:'ij,:"c,,,.-,) 0' , :~]~~r~,tM!N!i~.'Yoy,may, ~r~pay~ in,'ru!i,or,fn part"~ Vie amount OWN! on UII;, G~n{lacl iI( tiny lime Wllhout pefialtY,,~lI yotl prepay Ihe'Contract In p~il, you anrce to r.onlil1lw to lii~kc regularly,scheduled:'lIiiYmenls,until',V6u pay all amounls due umler this COlllr~cL Till, Will r~~ucethe,numb~j-o,f,p'aXm~~,I~:Y9u<~i)1.rnake, :n ,,_, "", ' ij'WAIVERS' ',:"',1'< ":'1 ',l";' ,i ",I~' :" ,,, 'i .-.', c' l; I', ',,' .' 'a~ WMV(~ BX'$~(n:,R,,'V-ld AS,S}9!-lW We and Assigller! wawlll!lll nf(hl (n (reM illly property,-as secuflty for Ihe, repaymcnl 01 this Contracl,excepl I or the Vel1lcle ami IIlc oilier securilysI1eclficallymenUtlp~\l;jn,thi~S,o!llr~t.'1 ',,'" .:' ""'" . "b,;.wAI,VERS'BV"BUVl;'~.'9011.I1NER!AND,'CO~OWNEIt!Yoo agret' 10 make all jJ~ymenls 011 or befo~e"lhe~ are.,~ue,~J1hout'oljr ~aving 10 ask.:1l ynu don'!. we Inay cnlmcQ OUT rir.hls wltho,LIt.notifYlIIg yllu in advance, You,8jve up any rigbl you may havo 10 Jerluiro llioll I"I{' enforce,ou'r righls'agains[ some'olhli(pcrson or,properly belale we clllorce our IIf~llts ill:olill,1 you. Yotl agree lhal we may give up our nghls agilinsl S\lme olher pelson hut nol ~1!i1in,t YOI), You wa,v.flfJ,ue.dllig~nc2.-jn colleclionillld ~1I defenses bascd 011 slIIelyship anrllmpalflHent!i1 ,collateral or setufity,~ ,:"";"_ __ 7. INTER~ST ,AF~ER MATURITY AND JUDGMENT: Inleresl at Jhe rale ]1rovl(led 111 lhlS Conlraclsha~ co,ntlnue to accrue on tht! unpaid balance unlil paid In fUIl,even alter Illalullty and/or alter we gel a judgmenl1\~ainst you for Ihe amounls (Jue, ThiS wltlapply even Illhe molturilyoccurs becauseo( acceleraliOn.,If a\ any hme rlllelesl as provided lor 111 tillS paragraph is no.! permitted by law,-inlerestshall aCcrue al the higl1esl rate allowed by applicablarilw-be~ihlling'allh31Iimll, , ,,;' 1l.;YO.uR:J:l~OMliSE,S,:ABOUT O~R ,SECURITY INTER[ST: You will not permil anyonr. nlller than ustoobt~i?\a,s(lQutity interest QrotMr righls:in IheV€hlcle, You'wiI1 pay aU hlmK fees necessaryIMils'looblaihand,maiotil,inoursecurilyinlelesl inlheVehicle. Ynu willassislll~ in having our se.curily.'.lnlerest noted,on the CeI1i1icale,of TiUe lo lhe,Vehicle. You will 1101 ,ell or give a!'l,~y .t~~C!~h~c~'ilf someone puts a lien on the Vehicle, you will pay the obli,r,ation and clear/he/wm", ".,' '. .. . .. '9. YOUR PI\WilISES'ABOUT'THE VEHJCLE: You will k~e'p 'tile Vehicle ill gondcolloilion and repair. You'wrlf"pay alllaxes and cl1ar.ges on the Vehicle. You:wdl pay all costs (If mall1t~illin~ Ihe Vehicle. You Will ,nolabu5e,th~ Vehicle or permit anylillng 10 be done 10 the Vehicle which will reduce,its value;"i:ilhor-than'l?r.normal wear and use, You will noluse the Vehicle. for illegal (Jur{J6$/!s,ot'for hire or leasc....yoo will not move Ihe VCllick{/atffl youc'address sllQl'I1l 011 the ,'ronDof lliltConlracl.lo a lIew!pcrmanent place 01 garaging wilhoul nolllying'u5 ill ~dvancll. -- ",-, '" ", _ ,.,,', : , ", !".- ' " : '~.:, :,' ' " 10. ,YOU~~R~-f'AISES ~BOUT INSti~~N~E;'Ynu. w!1I keep lhe .Veliicle'insurerJ ~gainsi lirll, l~efl anttColllSlon"until alLsums due"u~ arc paid 111 fult:,The IIlsUr~nce COVHla~e I11l1sl I1ll silli,sfac!oty M uSfano',Pforet1:toi1r itIle[es,isi and our inlere-sls illllle lime of any inSUli1I1 k>ss Jhe insur~nce(lliusl name us'as",'loss:paY,ee:',' on the pOlicy, The inswance,nlusl he wnl\cl1 l1y an insuraBce'CG",p~nfQuahfied-'o,do,l}usinessin Pennsy\vanla alld hcensed 10 s~t1mstll.1nce in llie slate' whi!fll the Vehicle i$ per~anen(ly garaged. The Insurance poliCY mu~l provide us with allel\s,t\l,Q,days~,prior,wrillen no,liC:~ bf an~ call1:eJlatlon or reducllon in cDVer~~o, On requesl; yoU sha11'd~l!yer-tb~ I-!qhcy:or' Q~her eVidence of insurance' coverage 10 us. ,Ill the event of any loss or damage:1Y:lhe_VehiClrii,~OU will imrnedi~tely nolily us in wriling aml/(Ie a proof 01 losswlth'(he illsurer.We may, liIe 'a iproof of loss on yourbe hall if you fall orrelllse 10 do so, Wemay-en~orse your name:to al'lY check, tlrall ~(olller inslrumenl we rcc~ive in payment Clf ~n ,insured loss'or,return. insurance premiums.' Wc may apply any insurance proceedS ~e\r'celve IO"repair"or rep,lace the'Vehicle if, 111 our apioiOll, it IS econol11lcally feasiure and'yo'll afe',no.t;,tM!i,jn~d~f~~fLUi1der Inis Co~1r,ac!. OU1Crwise, w~ wiil ,apply (he 1lI~l!rancA g,ro,~'l,.db!P}F,q~c~:We,lI~~a,ld, baJance due us, ~l:-OUR"RI{Ultnf'YdtJ,':BREA'K'YOUR PRO,M1SES 'ABOUT:THE SECURITY INTERf.ST, YEHIClE (lR I,NSU,RANCE: 'ICyliti fail '10ik!lep your promises to pay filing fees, laxes, licns or Ihe cos(:4f1Mll$~{YJo')<eep the Vehicle in 'good condillon and repair, we may advancc any mOlley you.promise .to pay, 1,1 you fail,to keep your promises about reqoired insurance, w~ may advanclffllohe}.,tn.oblaln rnsu'fance 10,cover,Ioss or dam~g~ to lhe Vehicle. We havc Ihc choice ot]w.llliIhfrdir, nbtto, advanceiany nion~y .for, these purposes, Such insurance Will he Iimlled to:-all.'3mount,not,grealer,!bat,\ you owe,on this Conlract. THE INSURANCE WE rURCHASE MAY: BE SIGNWICJ\NTlY MORE!EXf'~NS]VE AND PRovfDE YOU lESS GOVEIMGE THAN INSURANCHDU CDUW PURCHASE YOURSElF,' " , We ~HI atld:a'ilY-,money,wli J8Jance On YOlH hehall to the balance on which we imposl! Financ,e~,Cbarltes',al the Ann~al,ferc\l;l)tage Rale of this Conlract Y~y'agree 10 repay, 11m :1; T; co . I I '. . . .".' mOI1Qy"advi!.~Ced i1s-we alun~ may ~PQcily: (I) immedialC1Y,OIi.AJ\,IT\~~Qt~~f,,ji.i;,~:' ,VII ~ypU: monthly naymcnls. If we choose to allow you to repay the'hloney advancetl'slon ~with'~ur, 1I10nll11y paymcnls. we can choose lhe amount althese payments and ,how loh~\;:' " ave'to' fel)~v,,If aoy of our IIp,hls slated in lhls paragraplllsMI permilled bV:law,\iolif~, the OlllPI' nl~hls nl€lllrnnerl. Our payments on your hellal] will n.ot Cure your--lailure .~~ f\. .' YOllrplOIllISPsinlhlsCnlllrilc\,- " -, ,_ \'V'?- "'/~ 17, DEFAU!.T: IlIlhls r);lJ~~raph "Yi)U" means the [JlIyer, Co.Signer and C~'Owncr, or a~y' 6ne: of lli~m, YOll l'illllJe III "Defaull" 01 Ihe Conllad II any olle' or Illore ollh~ lollowing things llap~ll: ,~ ;I YOIl (jn 1101 make allY paym~nl 011 or belore il is due; or 11. Yllll (!o nol keep ~ny IIloll1is~ YlllllII.1lle ill tllis Cill1tt~cl: or' ~ ., '." f,. rOil (10 lint keep any plOml5l: YOII ill~(k in a!lalhel Gnllfracl, Nole. Loan or Agwcl11en\ with Seilcr or A5slHllec: or . d, Vou illd\lC "rlY Ulllrue stalemen\ inlhecredit ~ppllGalion Jor this Contracl; or e, YOllcnm,lllrllerj'~lly]ofl;cry IrlCOIlIICC!iOIl wllh t1ll:'ivOnlracl; or (i ; I You die, alp. C!)llvlr,lerl 01 a Grlille Il1volvillf: Ira~d or,dishonesty, or are IOUI1(J hy a CO'lIIt 1\'ilIl(INl5r!lcllonlodosalolJem<:a(lacllaletl;ar ,,\' , ^ I;, YOII rile l1a nkruplcy III iil~lllvency pro'credingsj',or }lnyone files bankruptcy or insnlvcllCY pror,el~(/llll:S a~"ll1st you. 01 il. YOll t~kr lhe Vehicle 1lIIlside !lie Ul1Iled Slales or G<1nada without' our wriltcn consenl: oc i YOI! 11."t' Ihr Vdljr.I/:'N ,l)lm! snmcOJmeJs.r 10 USP It ill,J way tlla! causes I! /W! lobe r,nveredhYYllllrill'illrolI1Ce;or I YOll rlo Sllrnelhinr~ llioll c~W;nslllO Vl'lllcle to be sublCd to confiscalion by govel'llIMnl o1ulliurrtles;nr k, '!Ile ,Vi'hlclc'IS 1'1$t, stnlp.l1, desltoy~d 1)1 dam,ajJe(! beyond lec(lllolTlical,repalr and nol Ilxcdor fO\lndwllI1111are.l$llIlabtelmlc'llr . ,'-' , L AIHJ\hCl cr('(lllur lrips In lake tll~ Vl'IlIcle llf ynul lliOlley on depllsit wilh Assignee hy I~~iil prl)~W;S ":13 OUR-RIGlHS IF YOU ARE IN DEFAULT OF THIS CONTRACT: if,you'o'le ill DelaultoJlIlis Conhact. we m,lY enlOlr.e fllJl rights _ccording Inl,i\'/. W~ lil~\',~I~o (/(1 Ille thlllp,,; ~.peci(lc"lty menlwlletl In this GOlllr~el. We lII.1y do one 01 ll18w IhjJ)I~~' illJ!I "I lile same lirll!.' OJ' liller do anulhlll,Solll{'o(lhellllnt:sl'lemaydnMe!l1ClollowiIW: ii. I\CCHERATlON: W" call demalld th,,1 you p~y io us Ihl: enlire unpaid balance owing orl iha COliliolcl"ndaU unll~ld !'illallcr r.11MI~~S .111(1 nlh('l 1I11l1l~Y (Iue. YOII ;)):ree 1I1al you \'Iill piiylhlsllHlIlCytj)uslnonrslIlglcpaynlenlllllJlicdlatclYllllunreceivlflJ'OUldel1land. lJ. REPOSSESSION: We'ciln repMsess llie Vdlli~le, uliless'prohilliie(l IJY law, We Cilll do Ihls olllsclves. Jlave a qualllied prlSOIl (fo If fOI us, Ilr have ~ gOYllnllT\clll ollicial (by replevin) do It 1m us. You .wee lhatwe G~n peacc<1hly tonic nn to you!' flropeily 10 do lhls. We may t,lke any olher !lungs lound mlhe Velll{;Ii~, !Jut will relllnl thnse lhillgs loyolllf you ask, If you w,1Il1ll1e.sc 1I11n)lS 1)~cK YOIJ a~.ree In ask us In <1 leUer senl to us by certified Jl1ilrlwilhill 2~ 11Oms, (I you do nolsend liS lhlS I~!ler, yOIl r~ive up any c1aml to lhese lhings. YOII agree lilal \Vrlfl1ajftl'ieyourl(r,enscpl,l/esinrepoSscS>lilf,l/!cVeiJrdeartlltakingi((naplilcelorstoraf,e, c. VOLUNTARY DELIVERY:, We call ii:i~ you 10, I~ive us the Vellicle al ;I reasonably coiwel1lilnl place. You a~ree 10 gM! usllw Vehir.le,ll we ask, , d. OELAY IN ENfORCEMENT: We call delay enlorcing nur righls ullder this Contracl wlthoullo~ltIy, any righls. [If, SOME TH.!NGS YOlI SHOULD KNOW iF WE REPOSSESS THE VEHICLE: [I ViC repossess wllllo\J1 u~ing,~,govnrnmento!ficlal (by replevlIlj: ' , , : a, NOnC[:'Wl~ will send you a Notice 01 Rcpos"essionlo YQ~r'l,m address we know aboul. '11115 Nollee willlntl yeu how 10 buy back (Ied~elll) \l1e Vel1lcle.'You will NOT h~vn the riglllto reH1state the Gontlacl. TliismcaosyolI willllave 10 pay Ihe tolai balance on !l1eCnlllraclalld IIUwr':amounls dUll. You may no! <<ell/Ie< Vellicle l1~ck hI' lJayilig delirlquel11 illSlillimenls. lllis Nollccwill\eHyouothet'illlormalionreqllll'cd bylaw, , b, REOEMPTI?N: You have lIw light \n buy lHck (rndeclll)lhe Vehicte'within l5 days of lhemailinglll..theNolice.andal~nYlaterllllll!.belore wc se(llhe Velncte. if you do not ml!emn,YOu'RiveupalldalmlolllcVellIclc. . 1:. SJ1lE; II YOH don'l redeem, We will seJlthH VeJliclr., The money !Ccewel! al sale will be us~d 10 pay r.IIStS and expenses you owe, and thell to pay the amount you owe orr tlie Conlracl (1. SURPLUS OR OUlCIENCY: Iltlwrcisli\onl:ylclt, we will payittotlJC Buyer.IfHl8leis no.\ enough money Irom tile s~lc 10 pay Vihat you owe, Buyer and Co,Slgner agree lo pay I'/hal Is :;lilt ow~d 10 us, e. EXPENSES: YOIl awee to p~y lhe cosls of rellos~es,lng. slorillg, mpalring, jJrep~fII1E Jor sale and selling the Vehicle as n)~y be all\lwed by I~w. fliese [:osls witl ollly be DUC if: LDcla(Jllex~cedsfineell (lJ) days al Ihetirnc o[reIWSS/lssio,ll; 2. Thealnountofcosls3foactual,llecessaryand rcasnl1alllc'an'd 3. We "an PHWC the c051swcre paid, ,I,; 15, flEIRSANOPERSONAl REPRESENTATIVES flOUNO: Alteryourdeillh, this Conhacl sliall be enlcrceabie a~a!nst Y?II,\ h~i,~ and Ilerson~l repres:nlaHm;~f YONr,e:stal?:, 16, GOVERNING tAW: This Contml is to be Intr.rpreted accon:lll1g to Ule I~w 01 Pcnnsylvania. J7,SEVERABIllTY,OfPROVISIONS:II]orally,reasonanyputoUhis Conlracl shall become Illegal, void or unenforccable, Ihat palt shall,nol ile a,~~Tt of t11is-,yontrar.L 18, ASSlG~MENT BY BUYER:,'Buyer shallnot_asslp,n this Conlri\cl. " ' 19, THERE ARE NO:WARRANTIES BY SEtLER. EXPRESSED OR,!IMPUEO, INClUOING THE WARRANTIES OF MERCHANTABILITY AND f1TNESS'FOR,A P,ART1CULAR PURPOSE, UNlESS WE HAVE GIVEN YOU'A SEPARATE WrmTEN'WARllANTY, OR UNlESS'SUlER ENTERS INTO A SERVICE CONTRACT WlTH BUYER WITHIN 90 DAYS FROM THE DATE OF nllSCONTRACT. :_',1, " " ,,' ',,', ,,' BU'y~r's, Gutd,e Win~ow'Sli.c,kei. l,f the, Car w,hicl1 is described on, lhe far;,c of lids Contract has a Gyyer's GUidG Window Stic;ker ,re,quirc.d by Il1e Federal ~'rade'Comri]lssiriri'Used ,Car TradeiRegulalion Rule, lhe lol1owilig notice' anfllies: 1 ' , , : i ,', , .t~e' informatl9,n,YQu see on the window'form for this Vehicle is part of this Contract. Information on the window form overrides allY r~:,..:,^.,<>;)j;"o_~'r~~y..,pr~yj~i9n~JnJ~,e',c~ntract of ,sale. ..c,' " ' '1 ' _ ,,',,, ,': ' ' ,',' __,', " , ~, NOTlCEa:::i\NY"HOLOER"OFTHIS CONSUMER CREDITCONTRACT IS SUBJECT TO All CLAIMS AND OEfENSES WHICW1HE"OEBTOR'COUI0 ASSERT AGAINST THE SEllER 'oF GOOOS OR SERVICES OBTAINED PURSUANT HERETO OR WITH THE PROCEEDS HEREOF. RECOVERY HEREUNpER BY.THE,oEB!O,R SHALL NO! EXCEEO AMOUNTS PAID .BY THE OEBTOR HEREUNDER. ;:"" NOTlCEOF PROPOSED CREDlT JNSVRANCE Tile 5i~neiIS),of this Contract, hereby take(s) 'notice that Group Credit Life (nsurance coverage or Group Credit Accidenl am) llisabilily In~lIrance ceverage, will bH applicable 10 this COlltracl'lJ- ~o'm;hked:on: I~l)' (~onl 01 this' ~ontract, an(1 each such type of coverage wiii be wriUen by lhe Insurance com~any named, rhls illsurance, sublecllo acceptance by lhp. insurer, cover,(only lIJil'person orpersors signing Ihe'request lor.sur.h insurance, Tile .1lllountol cllarge IS indical~d for rach Iype oJ Greillt lnsulance t(llle purcllasClL Thc lerm of insur.ance-Wll,l cl;lJnmence as of the"d,ate,the ind,ebt~dness is inCl/rled am! will expire 01\ Ihc ongllwl scheduled l11ahmly dale ul ]lIe irillebtedness, Subject to acceplance by the IIlSUle( andwjlhln)O days;.ther~' will,~e ~el1vered (o'lhec(os.ured deblor(s) a cortificate 01 inslIl<1nce IIlOtll (ully dCSClibillg lhe,insu!~nce. In Ihe cvellt nf prepaymenl olllle indebtedness, a ierund'of insurance'i:harges will be madewhl!n due," , ,y ;,],j,ii:j!-l !:1: '1 , i';' '; :--'\"" NonCE: SEE OTHEil SIDE FOnlMr01iTANllNFORMATlON, ': J'{l/' TH(-PROVISION'BElOW)S NOT'PART OF THE PENNSYLVANIA MOTOR VEI!lClt INSTALLMENT SALE CONTRACT BEllNEEN THE IJUYER AND SEllER. .. ~,' <c, i, ASSIGNMENT To induce you, the "Assignee'\!denUliedol1l1lC lace of 1l1is Contract or as 101lIlWS.'---,--.-""'"'-.-"'.--...,.-'--..-~,._,-, ._"'~._,____.,~~_~__(NJmu) to PUIl:1HISe!~fi'e:_w,ithin!Cenjrac1t.,:t~~;S.ell!lt~er.ubY'Wa(l'<1nIs a(l(i,replc~r!r~.,~nd c~nlI1Wu~ {Il wJffilnt Mid repreSilllll1ral:!lIe s,lle lIa,~ Qf1!ll1FladP:,i!J:5trj~ti~Ggl(lflnil):'. ~iII~',jII,avpJic,lb!e federal, slale and local laws and regulations, Indudinl!. but not 1i1l111~d 10. Miele 2 01 IlIe 1'~llnsylvania Uniform Comnlerci~1 Code (13 Pa, G.S,A ~~2101,~t~eq)1-. ~r IIJle.lo lhe Cont,act alld lbe Vehicle covered Iherebyisabso(ul1!,freeolaillicl1s.uncllmbrancesalldser.urilyinlcle51s,and I',sllhieclonlytotbe rll!lIls I1f the BUYOraS!il<I,!o.rththe?.elnj:'tJi.etlr~lr;aytls. ElHHHl1e, lIle sIgnatures thereon arl! 'nut forgerle$, arose from lhe ~ale of the Vehicle therein oe~cflbed, allo all ~arlles theleto am o( IlIn a~e and had-capai:!tY'\otC'tltltrac'l; u"jj'ltfej~fI~tibn of the Vehicle" and eXlra'equipment,ls complete, and corred; tllC cash downpilymelll i11ld!0I lr~de.m allewance welC ilctunlly Ircelved and no pari thereoltoJ\s\stetl. ol'llotes, ~oshrla\ed decks, oth~1 credit aqva,ncti~_,b~ ,lI$ lo,8t1J',cr;or- t~~alu~ 9r simi.'1i1 fl8\'Il!{wls 110m us la Ihe Iluyer Ihowcw.'r 1lI<1l1ufilCluwr lelli/les ilIJy conslilule JU III a pal(o/,iJreAQ\y'p'It~iJl)CJ1~; all warmntscs and slatemenls ~hel'ein are' ~rue; there ,is owin)! thcreon llle Amounl FlI,lanced pillS mlcresl ~l Ihe AIHwal, rerct!111~~n fiate 01 Ula Gonlra,cl 5~:! (orth Ihereln; we ,~.r,<< duly (icel1s9d un~er the rennsyivama,.MQlor"yehlcl,e Sal,cs finance Ar.l an(J have d\lly cOl1lplled With all requHeme,nl. Ulen'ol With fl~specllo the lr~nsar.lllln alld wllh UIO (cdcl,at Truth'IJ1..L~.ndlllg ~cYand wI,th any other,federal,or slale:l~w"rule,or regllla/iorJ apphcab\c 10 Ihl$ Contract: a 1II0hH vcillc1c tlllr r.ertlflr.alr .I1Ul'Illlg alien or HIl"UlllIJrilnCI~ 11l1~vor 01 ASSignee has beetNJr-wlll be apphctl lor promptly; Ihe:ter,islralion oHheNel1icle lIas lIot bClW ,llslwlldmJ and IIlc Seller l\IIo\V;, of no f,Icl-; which may r~sllll iulho "Jsl'en,'.inn ol,said rr.f~lslrali\ll1'ullde.r,\he Pennsy(nnia Molor Velllcle Financial ReSf1')flsl!Jllify /leI; lha [Iuyer/slll.1mr.(/ III tile WllIllll GIIIIII.'lr.! IS /;l/fJ) /le-ISilJ);IJ)p IflJM~l) II! 1111) .'>.r!!ICf III Jlr I))r ,'0)I1W IJJI'J1jIC~1 pI')sor)(,) wlJOse SJgnature(s) IS'/'1IC) affixed 10 this Contrar.l: ann Soller has no knowledge Otlilcl:; ill'palrin~ tile valilliiy or 'lalliI' ollile C(,nll.1cl. If any surll \'I;)llal1lil:, 111 (epresruliltllJn~; :;llIlulrJ be breached ;]1 any tinle. Sel\er <.11.111 lep\lrchase said Conlracllrom AssiWll'e, on rlemaml, ~Ilrl Will pa1 tliCllliOl. III cash, Ihe ~nlllllnt o'liil1l: Ulcrrnli. cOInplllrrl as s('llollh hrlow, ,1I1(I,aid remedy 0.110111 hr tllmulalivn alld nol ~~clusiv~, aod",haH net'aflecl any other right (\f r~nlp'(j)' Ihat Assil(IHle rllif,hlllav~ .1\ law or ill rquilY ,l~~~nsl ~dlel Inlhr eVl:lIlll;~lllIlYct lail, or relosd 10 make ~J1Y paYlllcnt due hp'fcunde; Oll,the asSetJlon, either olalor wrillen, lhat tile Vr.hicle IS (Ief"clive, nlll ii, lCpresellted lolhr nUYI'r hy Scllrr. HI Illill S'~lIcr reI uses 10 hOllor any walranly or sp.rvice a~leernenl oi ,Sqller or',manufaclurer, Seller agrclJs .tlla!, on IWill/; iJl!l';sl.'d by lI."slgnci' 01 wrh claim 01 'RHyN. ~;elJr.1 will rcp(irr.Jia~r the r.onliacllrom Assigner and pay A~;signer. for same immedialely-ill,accorda'nce with the repurchase lNrl1S ~,cl forth below, and Sellel, lurther a~rers In [\Did f'o'il!(llec hilllllless Irol11 any olhl!r cI.1illls nf lIllyer, inclurJinl( illlollleys' fees, costs and expenses incurred in delcnding,againsl clmmsassertcd by BUYI~I' and mcllJdll1R damls lor IcflJnd hi jl~Ylnellts made by Buyer 10 Assignee: ,II th~! Scller conlracls IO,pyrchasf! prope.rl~ insurance on' tiehalf',of'IM,auyer?and'lhal insurance is cancelled by llie inSlIlill\ce company lilr\Jf 10 it, sr.hedule(j eXlllralir:n dale, Seller wili 'attempt to place cOl1lpMab\e c(1vela~e with another' insurancll cornpiiliy-on'behaU Of:tlJt! BUY~r:'11 Sellet,is unable I{I (\0 S(l, :ieller WIIllltJlify l1uyer and pay 10 li.uYf!r "IIV addilional'c()Sls incurred by Ihe Buyer in ohlaininr, :' IIlpJiIi:llmenl'in5vrance lor !h!lcu!I/1Xpj/IlO /Jer)mJ 0/ Jilt: t,-,ji:JJ)~J J!l;;I;rilntl: poky, By rJt'livOJiuJj Ihls Contrad 10 lI,lI! AS';Ip'n~e and ~cc.~ptillr, paymcnl for It, Seller auU10flll'S lhe Asslgnen to -, complefe or correclllm idenlilicalil:m el the.As.~ip,nr.e in tili~ A$~if~l1Ineltll(1 Jt~llrd t!1(' trlle ^~~[I:Il{le wlln plllclia:;{lllllllS Conlract, and/or 10 ~i~n Seller's naJf1e 10 (his Assignl1lelll, wilhout " r\1course, iflheAssignl11cnl has been delivered wllhnlll S~lt(!j's sip.nature, :' In the e,vent-lhal Seller is required by lhis Asslgr1l11Onlln replJlch~;e Ill(! r.nnlract and/or VelHcle, :>1%'1 shall pay III A~~ignec, ill cash, the full unnaid bal~nce 01 thl', Conllacl a~ 01 the ~">dale of'tepurchHe, plus any, Ihen earned finance r.11.1rp,e allll any and ~lIeosls Jnd expensrs p,wl 01 II1(:lllrrd hy Assignec in respect thereto, including reasonable allorneys' fees. \II ::'; tDmlecljwtw)l.lrc!lJilml;bY!lrllr.aj~stJnY'Buye', OWI!lll pr pmSOIl$1I1 pOS-,1'551011 of lh~ VHlnchl and/or )'l' or ~f.ainsl Seller. " '_' .'~: " ' ' ", . for'\I~lue'ieeeived, Seller heleby sells, assigns aild hanslr.rs linIn thll AS;igllel'. lIs Sllcr.eS"or" al1d nSlens. lhe wllhlll C(tI1lracl, all moneys due and 10 hecome dueUlereunder. and all : right. hlle and interesl in and to the VehlClc lhcrelll {h~scrihed. with fu1\ power il1l1lr. ASSI~nee ill It, Of om name 10 lake such lel:~l or olller ac\roll whlch \'I~ mir,hl have taken save for thi5 : AssijJnnllml. Uoless Seller marks eilher of Ule endorsements betpw. lllled "WlrH rUll. fl[C(lIIllSF" or "Willi R[I'IJI1CHASE," Seller's assl~nme!1t shait, eXcept for the pIQvisions ollhe ,!lmgraph IiHed "Assip,nmenl,:' be withoul recoursu, o WIIH FUll RrCmH1Sf-SrlJer ap,trr,s \l1oll, in .1llrlil'~l1ln 1111' l"H"~I,lph ahllVI' l,lIrd "A'i"II'!IIIIi'III" 11l1I'r ~v(~,iI ,,[ drLlIIill>y (llly.'r illllil' lult I),1Ylilpn\ 1111 Ull~ due lialf'lhell'nf III any , "I p' ,'!'[, ..,d." I"" ('''''1, "l ," ,n n'" ' i '''dr',,''''"'''' '~,," ,,11'1" "!I:,pll"" I" I,,' 1'".r"'llr"rl 11'1'11" II..' r.ntllt,i('1 hV 1:liYPi, ~:,'II"I "1,11, 1'1' dl,m,w<ll,y ^',c"l:npr, Inlll"'lllll . i<j. f ~ 0 h~ ~ & 0,,", ~ ~ I ~ () Iv ~ U ~ ~ { F i- ~ (') c ~;;ii (/;'" - (", - r' .,:'- ~,.:; .'..', .:::.:::~ -(-", "-':"':",' ):~ ~;~.. ,,0 00\ o d ~ -n -" /-ri ...; ~::;J ~ w 55 oJ::"" -<;; . " . '1 "~. ( , SHERIFF'S RETURN - OUT OF COUNTY CASE NO: 2000-00881 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND HARRIS SAVINGS BANK VS GORDON TAMARA L R. Thoma.s Kline , Sheriff or Deputy Sheriff who being duly sworn according to law, says, that he made a diligent search and and inquiry for the within named DEFENDANT , to wit: GORDON TAMARA L but was unable to locate Her in his bailiwick. He therefore deputized the sheriff of YORK COUNTY County, pennsylvania, to serve the within COMPLAINT & NOTICE On March 10th , 2000 , this office was in receipt of the attached return from YORK COUNTY Sheriff's Costs: Docketing Out of County Surcharge York County 18.00 9.00 10.00 42.00 .00 79.00 03/10/2000 KEEFER WOOD ~~,~ R. Thomas Klin~ Sheriff of Cumberland County ALLEN & RAHL Sworn and subscribed to before me this ;l3d day of ~ :vnro A.D. n.. a~pe~.)~ '---r-i~ Prothonotary ~~.," "'--".,.,,~ ~. f,., ~ m: COUNTY OF YORK OFFICE OF THE SHERIFF SERVICE CALL (717) 771-9601 28 EAST MARKET ST., YORK, PA 17401 SHERIFF SERVICE PROCESS RECEIPT, and AFFIDAVIT OF RETURN 2.COURTNUMBER 20-881 Civil 4. TYPE OF WRIT OR COMPLAINT Notice & Complaint 1. PLAINTIFF/S/ Harris Savings Bank 3. DEFENDANT/Sf Tamara L. Gordon SERVE { 5. NAME OF INDIVIDUAL, COMPANY, CORPORATION, ETC. 0 SERVE OR DESCRIPTION OF PROPERTY TO BE LEVIED, ATTACHED. OR SOLD. . Tama.ra L. Gordon M~v 6. AODRESS (STREET OR RFnWITH BOX- NUMBER, APT ., CITY, BORO, TWP., STATE AND ZIP CODE AT 9n a['r;n~ T' T:--t 11. 1\lo.'rA71111..1.1.] 1 P}~ 1:Q7~ 7. INDICATE SERVICf ' 2 Ii} P"&nONAL Q PERSON IN CHARGE )Q DEPUTIZ~ \lm MMa\i\m. a 1ST CLASS MAIL NOW [I 19 _I, SHERIFF OFXIIlMCOUNTY, PA, IOIr.. COUNTY to exec . to law. This deputation being made at the request and risk of the plaintiff. 8. SPECIAL INSTRUCTIONS OR OTHER INFORMATION THAT WILL ASSIST IN EXPEDITING SERVICE: "',,,f<;;;' umb'!:Eland c': ".,2UT OF COUNTY ~~,. CUMBERLAND r' --lJ ADVANCE FEE PAID BY CUMBERLAND COUNTY SHERIFF ....:-'" I";'i :~ r",..... NOTE ONLY APPLICABLE ON WRIT OF EXECUTION: N.B. WAIVER OF WATCHMAN - Any deputy sheriff levying upon or attaching any property unc;ler within wril,h,ay leave same without a watchman, in cllstOdy of whomever is found in possession, after notifying person of levy or attachment, without liability on the part of s~Qllijeputy or th~ sheriff to any plaintiff herein for any loss, destruction, or removal of any property before sheriff's sale thereof. 9. TY~~I'f;'l~~R~?~I~~Rand SIGNATURE 210 Walnut St., PO Box 11963, HarriSburg, PA 17108-1963 10. TELEPHONE NUMBER 11. DATE FILED (717) 255-8051 2/15/00 12. SEND NOTICE OF SERViCE COPY TO NAME AND ADDRESS BELOW: (This area must be completed if notice is to be mailed). Cumberland County -::":~:~?~:!~~~;%:f0~:\~~~~la~~ ....lI'i._~J:i~Jii~~;":~~1'tl01';wJjlte'aIi~:JtIi!l$:,"1. SIGNATURE OF AUTHORIZED CLERK 14. Date Received J. Ludwig 3/1/00 ~;:,~/,:;::;~;:/;~,-',jc, ~ 13. I acknowledge receipt of the wri1 or complaint as indicated above. 16. HOW SERVED: PERSONAL ( ) RESIDENCE( ) POSTED ( POE( ) SHERIFF'S OFF ( ) 17. I hereby certify and return a NOT FOUND because I am unable to locate the individual, company, corporation, etc, named above. 1 B. AME AND TITLE OF INDIVIDUAL SERVED I LIST ADDRESS HERE IF NOT SHOWN ABOVE (Relationship to Defendant) OTHER ( ) SEE REMARKS 21. ATTEMPTS (See remarks below.) 19. Date of Service 20. Time of Service i Time' Miles, Int. i i 22. REMARKS: Notaria! SE:31 James V. Van9reen, I' ,otary Public o York, yorK County, PA "'~ My Commission Exoirf::S Jan. 22,2001 ~, " 23. Advance Costs 24. Service Costs 25. N/F 26. Mileage 75.0~ 5.00 26.00 42. day of March V:~ 8th }!lI:2000 44. Signature of De . Sheriff 45. Signature of York County Sheriff William M. Hose 47.0ate 41. AFFIRMED and subscribed to before. me niis_ g. ., !Il , 't~otal)' Public 46. Signature of Foreign MY COMMISSION EXPIRES Coun Sheriff 50.1 ACKNOWLEDGE RECEiPT OF THE SHERIFF'S RETURN SIGNATURE OF AUTHORIZED ISSUING AUTHORITY AND TITl.E 1. WHITE . Issuing Authority 2. PINK --'1ttorne-y ~3, C:"NARY~' Sheriff's Office 4. BLUE" Sheriff's Office 48. Date 43. 3/8/00 49. Date 51, Date Received COUNTY OF YORK OFFICE OF THE 'SHERIFF SERVICE CALL (717) 771-9601 28 EAST MARKET ST., YORK, PA 17401 Tamare ~, . GG~'dcn ::1?~~~~: ' ',~ ,Jl)E)';,N1 ~/~' '""~,, 1'i-~> 2. COURT NUMBER 4. TYPE OF WRtT OR COMPLAINT Nr "i~:"2 & Compla in t SHERIFF SERVICE PROCESS FlECEIPT, and AFFI[)AVIT OF RETURN 1. PLAlNT1FF/SI Macri.s Savings Edn~ 3. DEFENDANT/S! ~ {i@~I~~~~~~;:""""m""ffi'"~," 7. INDICATE SERVI<<f'/ :~ lj fll~ONAL O,PERSON IN CHARGE )b DEPUTIZE'; um~8~Ml 0 1S~S~ MAIL a POSTED 0 OTHER NOW 1v~'" ,'~' . 19_I,SHERIFFOF~COU~lTy,~A,doherebYdeputiz"thesheri~of , " . COUNTY to e1<ecute this Wntand make return ther~ofaccord,"g to law. This deputation being made at the requesland risk of theplaintill. 'HERI" 0' X~){iX ~'OC"NH 8. SPECIAL,INSTRUCTIONS OR OTHER INFORMATION'THAT WILL ASSIST IN EXPEDITING SERVICE: C urn b tii-.l and OUT OF CODNTY~ CUMBERlJIND AllVANCE FEEPA1D BY cur.mpRL,mm COUl'<1'Y SHEPH'F NOTE ONLY APPLICABLE ON WRIT OF EXECUTION: N.B. WAIVER OF WATCHMAN - Any deputy sheriff levying upon or attaching any property under within writ may leave same without a watchman, in custody of whomever is found in possession, after notifying person of levy or attachment, without liability on the part of sucti, deputy or the sheriff to any plaintiff herein for any loss" destruction, or removal of any prope'rty before sheriff's sale thereof 9. T'ffli~MeAI!P. A~~~~V~R!j~!~RI~~tf?R and SIGNATURE', 10. TELEPHONE NUMBER 11. DATE FILED 210 Walnut St., PO Box 1.1963, Harrisburg, PA 1')108,.1963 i 717) 255-8051 2/15/00 12, SEND NOTICE OF S,~.RVICE: COpy TO NAME AND ADDRESS BELOW: (This area must be completed if notice is to be mailed). CU!roer land -\I' ,. "'-~~',:' 13. , acknowledge receipt of the writ or complaint as indicated above. J. 14. Date Received 3/1/00 15. Expiration/Hearing Date 3/16/00 16.HOWSERVEDo PERSONAe ( IflESIDENCE( ) POEt ) 'SHERIFF'SOFF( ) , f ' ' ~'~, .. ,~ " /' , " , 17. thereby certify and return;i NOT FOUNEJ because I am ~nabl~fl' locate the individual, companY"rporporation, etc, na'med above. 18. 'NAME AND TITLE, OF INDIVIDUAL SERVED I LIST ADDFiE;$S' RE IF NOT SHOWN ABOVE (fi~lationship, to Defendant) . ' ~Z~--'~,~ " " ~" OTHER ( ) SEE REMARKS " 22. REMARKS: i -. -.t \J c-/ '4\' l} '. .... '. ,'" 23.-Advance Costs 'i5.0~ J:1farch 8th lQ.g2000 SO ANSWER. 'f.....:-.,,<;:~~'~ ~.e'(..---"--"- ~ ;j ~onetary/Notary Public 46. Signature of Foreign MY COMMISSION EXPIRES Coun Sheriff 50.1 ACKNOWLEDGE RECEIPT OF THE SHERIFF'S RETURN SIGNATURE OF AUTHORIZED ISSUING AUTHORITY AND TITLE 1. WHITE -Issuing Authority 2. PINK ~Attorney 3, CANARY - Sheriff's Office 4. BLUE - Sheriff's Office 44. Signature of De . Sheriff 45. Signature of York County Sheriff wi '! 1 H3fi1 j1.-[ ," J-J,,:),s6 47. Date 41. AFFIRMED and subscribed to befor~, me this' 42. day of 48. Date 43.C, "~/~,L. ',"'; .. ,:' , 3/8/00 49. Date 51. Date Received ~ , .. - I . HARRIS SAVINGS BANK 235 North Second Street Harrisburg, PA 17105 Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW v. NO. ~- Pf>/ eoJ~ TAMARA L. GORDON 90 Springers Lane, Lot 12 New Cumberland, PA 17070 Defendant NOTICE YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you . You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUTWHE~E YOU CANGEl'CEGAL HE~. [. C:) COURT ADMINISTRATOR 4th Floor, Cumberland County Courthouse Carlisle, Pennsylvania 17013 (717) 240-6200 ,:~,::1 :::'::':J - . "'''' , ;.---...\ (",", ,,",,>, ~ ;j.-..; ~,'~ ' ""'l",: (".-:' , ....-" -,"'! ~t"'- M_ ~--\ :''-..J :: KEEFER WOOD ALLEN & RAHAL, LLP-.r: t--~ ""q C---. ~ Date: January 1L-,2CJOO By: C ~. Eugene . Peplnsky, Jr. Attorney 1.0. #23702 TRUE COPV' fROM< ReepRD 210 Walnut Street In TlItImonywtwr.eef, t ~r1t~nto'.",band P.O. Box 11963 and the ~ pI said, Cou a,t .~. " ) Harrisburg, PA 17108-1963 T 1S'""!:!:::AaY. " ~. 7(7yj{' . (717) 255-8051 I ~ Attorneys for Plaintiff ~ -~ .~.. HARRIS SAVINGS BANK 235 North Second Street Harrisburg, PA 17105 Plaintiff v. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW NO. TAMARA L. GORDON 90 Springers Lane, Lot 12 New Cumberland, PA 17070 Defendant COMPLAINT 1. Plaintiff is Harris Savings Bank, a Pennsylvania state-chartered savings bank, with its principal office at 235 N. Second Street, P.O. Box 1711, Harrisburg, Pennsylvania 17105. 2. Defendant Tamara L. Gordon, is an adult individual living and residing at 90 Springers Lane, Lot 12, New Cumberland, Pennsylvania 17070. 3. Defendant, as buyer, entered into a Pennsylvania Motor Vehicle Installment Sale Contract with Sutliff Chevrolet Co., as seller, respecting a1996 GMC Sonoma, VIN #1 GTDT19X2T8535612. A true and correct copy of the said Pennsylvania Motor Vehicle Installment Sale Contract is attached hereto, made a part hereof and marked Exhibit A. 4. The Contract was subsequently assigned to Plaintiff. 5. Defendant defaulted in her obligations under the Contract, and the Vehicle was repossessed. 6. On July 26,1999, Plaintiff sold the Vehicle, leaving a deficiency balance owing in the amount of $6,191.77. - 7. Despite Plaintiff's repeated demands, Defendant has failed and refused and continues to fail and refuse to pay the current balance owed to Plaintiff under the Contract. WHEREFORE, Plaintiff demands judgment against Defendant in the sum of $6,191.77, together with interest, attorneys' fees and costs of suit. KEEFER WOOD ALLEN & RAHAL. LLP. Date: January~, 2000 By: ~'ky.J" Attorney 1.0. No. 23,702 210 Walnut Street P.O. Box 11963 Harrisburg, PA 17108-1963 (717) 255-8051 Attorneys for Plaintiff -2- . . b.-isi-', VERIFICATION The undersigned L;s~ Ii, ~lClrsh , hereby verifies and states that: 1. (S)He is /-IV P of Harris Savings Bank, Plaintiff herein; 2. (S)He is authorized to make this Verification on its behalf; 3, The facts set forth in the foregoing Complaint are true and correct to the best of (her)his knowledge, information and belief; and 4. (S)He is aware that false statements herein are made subject to the penalties of 18 Pa. C.S. S 4904, relating to unsworn falsification to authorities. I! :~ ,-)0 n/ti AI AL) / I \ Dated: January -::; I , 2000 '- .. " ". - 'I i I I ! , '~Al ',--:---;;NA~CE ....- - - Amount FInanced lotal 01 Paymenls lolal Sale Price PE ENTAGERATE. . CHARGE Ih~ amounl of credilllrl,lvnlc\l Iheamilll111youwiUhavclI,lirlaltr.ryou llwlulalcoslolVlJul pUrchi/selln The osl of your credit as: iThedollaramoullltllc !v yoo or 011 yoU(I1CI1JIt. IIavemadeilllsdle(/ulwllarrncllls, Credll,fflcl(/(Jrur,S'(J((l dOl'll1PilyrncI11 ayarlyrale. ; credtlwlllcoslyou. of$_'._'.'.'2.'~_I..,,. " 9.99 % $ 5,605.71 $ 20,032.89 I 25,633.60 I 25,733.91 Your Paymenl Schedl;lewill ~e: No,orf>aymenls. Amount of Paymenls 60 I 427.31 I N A filingFees:$~.OO ~ate Charge: II a payment is late, you will be charged 2% ot tile pudioll ot the payment which IS l,lle lor each !lllllllh, 01 pilllll! a month greatclf than If) lidY;, that illCI11ail1s ullllaid: 5',' "dmw and allY other Conlract OOcumcnls lor illlY J(klitiilrlallill(Jrr11aliiJrI alJOul r10rtIJdyruertt, default, ,111Y reqUIred leliaymenl in full belOle flw 'rhClfuff'u dafe and 'lrB,,,yment reunsandpenal\les_ ' ,-, , e lIIeal1~ estunate . MO!lIJlly.hr.l:mlliliJ; 1/25/1999 Security: You ale ~ivinc a security iulcresl III the rllolol vchir.Je being rlUrr.liascd. When PaYl1l~ols A-;C!)\lC ~~. Prepaynwnt: lfyoupayoUearly,yulJwlllnultlavelopaya penalty. IF YOll DO NOT MEET YOWl CONlllACT SUTLIFF' CHEVROLET CO. P BOX I J( 7 R OUUGAIIONS, YOl! MAY LOSE rHE MOTOR __..Q..______~_L._,!.IAl~.!,~~!1RG. PA 17105 Vfl/ICLE AND ('ROHIlTY THAT YOU Name Address - ~--'------ZIPCQ(ie' 1I0\11;111 WITH THIS CONmACT, AND/OR You are MONEY ON DEPOSIT WIlH lHE ASSIGNEE. the BUYER(S). TAMARA L GORDON "3:,Q_.~!?~I N~RS ~_ LO]' .12 NT':W CUMBERLAND lhisICt^nlr'I~,..lyi\veen Seller and 1Juye.r. All Name/sl -... ----.._,---;-,-' rhsr.o,{t'Jre~ IraW! b'lfcll made by Seller. SeliN Address(esJ --- llpCode(s) intcnlbtll assign IlrisColllract 10 lheAssignee i~h~~n?re tha~~~..~~IY:!!_:~~_~.~I!!~es:.~Il'p~r~ll~~,Y and logelher,lo jlay aU ~IUllS lhl~ us al1(llo perform all aglccnlll111s in this Conhac1. ,~t ,- -, -- --- "" .. .. --"-- --" ....- ...-.. C i ! I I I I I , I '1 I I 1 I 1 I I I In tillS COfl[racl weare (heSEll[R,. TRADE-IN: Ylluhavlltradlldin tlie 10nowiJl~ vehicle: --.l.2.2i DODGE TR.!ILHAM !,X4 Year amI Mi'.kc --Uestri)Jlion '~-~ tI a balancllls still owing.on the ,velllo.le YOll have liaJed ill, tlll~ Seller wilt P,lY off lIlis amounl Oil Y!lllllmh~11. You wanallt a:ld leplcsellllo us 1I1al ~nYllade'lIlIS lree from lien, ,1alll1, ellr,Ulllllrall'~ or ser,II~,~~:~~S~ cw~pl as shown in lhe IhiiOll!~lrOIl 01 Alllount rillolllCc(1 as the "Lielt Paynfl." PROPERTY ,INSURANCE: You may clwose /III} pCIS/JIJ /lJrGIlt;11 \Vllnm illsurall.;e is oia..iIJeli~~ail1,~s.;mda/l(a~i11GTiuiV;;;l1cla and i1vaillSI liability ausmc out 01 use orowllillship of the Vehicle, In \IllS Contract you all~ plomlsll\g to insule thc Vehrcle and xr.ep It rnsulI~u, ' CREDIT INSURANCE IS NOT. REQUIRED: Credil Life In511f~l1Ce and Credit Disallil~yioslll'lnce ale nnt r\~quirer! to obtain credil, and will nolbe provrded,ufllessyou Sign helowand aurce to pay lllll addllioualcost(s). Please Icalllhe N()JICE or f'ROI'OSEDCIlEll1T lNSlJIfANl:[ on the reverse side. Your Insurance certlticate or policywlillellyuu the MAXIMUM alllount ot insurance available. All insurance putchased wil/llelo{Ulelermolllrecredil. By signing, you select SinKle Credil Ute lnsulance, which costs $ NLA- Bysigning,YOllsctCl:tSingleCredllAccj(lenl& He~lllr Insurance, which cosls $ ___lJ.lA Whalisyom agcl"_YI~ars g ~ Whallsyoul agel.._,___ YeJls Sii:oature or Buyer lo-~eirisured lor SinR\eCfCd~-lTI;; lr;SIIlJ~;;:-C'-' Slgi;:\IUrC;;fIJI~';lo'b;; ins'I;;ciliOi'Si;;;:le 6edii ii~citl;il';l' i ~i;~ajll~'llls'u'ra;;ce lIy signing, YOll Imth setecl Joint Crellil Llle Insuraoce, whicll costs $ ._,___l!Ltl. Wh~lm Youragesl Hysil111ing, YOII l1(1jhscllid Joinl ~:fedil 1 Wh,lt arc f'l!Icl~lIlagc Ar.r.ldcnl & Health InslIlanCl!, whiCh r.lls1s $ ___ ~ j L\llm agc~,l 10 he IIlsllrctl ---- % ,. Signatures 01 bol~ Bllyers'lo b~ insmed for Joinl Crediilife iil;,~rai;C;;- , S'\lnali;;csofbOlli ljijV~lSin-be ins(lrc(i'tor--Joilit-'- CredilAcr.idelll&Healllllnsurancc Insurer; VEHICLE; You have agreed 10 purchase, umler Ihe telllis Ilf this Contra!:t, the following motor vehicle an(l its extra equipmenl. which is called lhe "VehiCle" in this Conlracl. , , fUll l<lI ... Mill lllli!Y~!.I'!g Irn~h.T.Q!lCitl!~dl1 ,~!ll(;!! t'JJ!.n.l!l!:[ Wlli1 NJ1Qy1 USED 1996 GMC SONOMA EXTCAB I,X4 6 15000 IGTDT1~X2T853S612 Equipped _A,T;_P.S. _AM-FM51elea ,_,_5Srx!. OU1Cr___.._.___..~_,__,.,'_"__.__~,_"_~__ wilh __A.C.'_P.w. _AM.FMTape "..,,_Vinyllop .__,___"____. 10 ASSIGNE[; We may assign Ihis',Contract and Security ^p,rcemefltto a s~l~s fmallce r.omp~IlY which is:lhe "Ass11:,nee.' IIlhe ASSignee aSSll~ns the Contract to a suhseQuent'assignee, the lerm alslllcfels to such subsequenl assi~nee. Alter the assigmnellt, allliehts and henlllits otlhe pa Seller in this'Conlract and in trle Security Agreement shall betong to ~n(l be enforceable by the Assi~llce. 1110 AssiglWll willllrJtily you when 1(1 and it Seiter maxesan assignmenl." , . HARRIS SAVINGS BANK, 235 North Second Street, Harrisburg, Pennsylvania 17105 D' " ,. CO-SIGNER; 'Any'~p~rsori ~slgJlng tile' Co. Signer's AJlreelllellt helow jlfollllses separately ~Ild togcther with all Co,Sip,nr.r(s) alld [Iuyer(s), to pay all sums llue ami to perform aU agreements in this Conllacl. Co-Signer will not be an Owner or 1110 Vehicle. CO-OWNER: Any' persllrl'signing lhe Co-Owner's Security Al:reement belllw gives, liS a sllcutily interesl in Ihe Vehicle and al:rells separately and lOl:elher with all Co-Ownllr{s) and lluyer(s), to ller/orm all a~H:en1enls ill thll Security A~leemel\l ami all olher parts nlthis Cunlracl exceplthe "f'romise to Pay. sec!ion, JERMS:Jllelermssl1owninlllelloxesa!Jove,ireparl()llhisClllltrat!. PROMISE TO PAY: You !&ree'lo pay us the Total Sale I'IIC~ lorlbe Vehicl~ by ll1aking the C~sh Downpaymenland assigning the Trade-In, ir showlI ahove, on ofllel ore the dale of Itlis Con\racl,311l! pa~lng llS the Amount Financed pillS intelest You promise t,) make pa~ll1eflls in accordance with the Payment Schedule, You plomise 10 make paymellls on or belole the same day 01 each month as the Ilrsl payment due dale. You agree 10 pay allolheramourtls \vhlcl1 may become dllf. u/lder IIliJ lerm5 otlhlsContrac[YOllagleetopay tire Sejler 01 Assignee costs 01 Sll II. You also aglee to pay reasotlah)e atlorneys' lees ilSeller or, Assignee hi.resaliallnrncy 10 ,coiled amOlmts duc 11lliler this Co(ltractoltoproteclllrgelpouessillfleflheVehicle:YllUJI:Wlllomake jlaYJllOllt,s 31'1llC ptaceor to send payments 10theaddresswhich'theAssicnce'mo.stlllCt~,lltty ~1)Cf.llres IIltbell'llltcn Illllrce tll VOIr. [ly sicninK below, we aglee (0 seUlhe Veflicle 10 you under lhe (crlllS Of lhis Coutract '. .!~ization of Amount Financed aslrl'lice $ 20,001.00 shl);;"wlipaYlllent~--- ...J, --'---- N/A ,1l1e.ln ---'- Iih'olflailr..ln I 19,000,00 III f'aYlllllo , _ __I'!,NU~J~L~-!\ YI N -, _.L 18,90/..69 1[l,ul!l:,lshrricell,ltalit.r. $ 19,905.69 To Crcdll tllsUral1Ce Company $ N/A .!~~llrcOlflciahl~----;~ tlccIISC,J.11:Solnllllrg151ratI01l 1 22.50 ,.._~-----~ LWlllee >1---. ~___.~ .00 10, _~~!"J~~, ~r:.~X _ __,_ J,_ 59.70 '" ... -- - ~ --.-.---'- $ N/A - To ,PQ~fEE _,_" I 110 "DO 10 L1 ~~:.==-__liA ~ 10unlFillanced $ 20,O:n.89 13nccCIlargc I 5,605.71 ~- lalofPayrncnIS(llllIclIalance) I 25,638.60 Ylllcnt Sclrcdu!~ . Yuu agree 10 pay liS l!1cAlllollnlfinancNlpillsinte1eslin 5') YlllclIls III $ 427.31 eh, allll alillatpaymenlaf 427.31.1hefilsl' liIenl 11'111 be due an .JAN. 25 1999 ,anrlUiellP3ymenls llHi due on l!1~1 sallie flay ot e,lcll 1001l1l1 owine, c. " V. Lit ~ UI E "- ~ ~ " i5 " u ~ ^" Fil Ilay w" loll SECURITY AGREEMENT: fa secure the f1aYIllr.nl ot all Slims rille am! lhr. [l1~llolmall(:l~ nf all rerjullcd ollliualions undcl this Contract, ynu i~ive a scclIllly i~telCstlll the Vellldr., In all parIs (called accessions") altache(lla the Vellictc at any latel tllne, ~Il(llll any procee(ls of theVehiclr., includini:insUlance [lrocCeds,lltel\ssil:uee lllaysel-oll any amounlsl\ueand "'11aid'uIHler this Contract agaInst any-ot your money on dcposit Wllh ASSignee, Tlus illc udes allY mlll\I1Y which IS unw Of may [n (he flltUJP. be deposlled willi AssiKnee by YOll. ~nnelllaydoU\lswitholJlanYPllorllolicetoyo(J. ADDtfio'NMTERM1A1HfcoIffiTfTONS: HlIS cONTifACn:ONTiNlTES Or-r THE flEVmSE StI)[, YOU MIE {)[JLI{;A1[IJ TO AIL TllE TERMS or lHE CONIRACl WHIClt AI'rEMl ON THE rHONT ANOnEVEfiSEStDES, NonCE TO BUVEI?-OO NOT SIGN THIS CON mACT IN BI.ANle YOU AIlE ENTITLED TO AN EXAC r copy OF HIE CONIIIACT YOU SIGN. KEEP IT 10 :~y~:~=TSL_~'2 ..IS[All SELLER T__CO ..~ _____~__._____.~_._ 12/11/199, BUYll<_,,_~___~___~__~_.__ ~""--bafe--'--- JJI1J1.199B Vall! _,,,(SEAlI -'-[)a't~'~'- CO-Sl(:, Im:'Y ,':AD TilE NOTICE TO CI}-)iIGNi':It, WIIlCII liAS ImEN GIVEN TO YOU ON A SEI'AUATI'; I)OClil\H:NT, IIE!'OItE SIGNINC TlH<; CO-, IGNJo;K'S AGIU:1~MI';NT, ("O-SleN 'S Ae; }o:I~MI~NT: YOII, the rcr~l>n (Ul' [1er~ulls) ~llll\iHg heluw as "Cu-SigllCl'," prtllllisc 'U pay 1(, liS :In ~lIIns uue ,)1\ this Contra":l IIlHl 10 jl":lhlllll all 111!rcclllcnts ill . ofllract. You Intend tu be ICIl;rl1y tlUlIllu hy alllhc lCfm.1 tJl'lhis Cunlract, scparately lint! tngcllrer, with the Iluyer, Vuu ,\II' nHlking lhi~ [lwlni,'C 1<1 imlu..:c us tlllllakc this Contrnct wilh the IIIlYCl', evcn IhulIgh we will IIse Ihe pr<lcecds nuly fur Ihe Buyer's henefil. Yuu agree lu Ilny cwo. lhtlul.~h we \lHlY nUl have nl;ldc ilny prior Jenullld for Illlymelll ulIlhc !luyer "I t',I\..:n.;I~c\1 tHII' security rnlcrcsl. Villi atsu acknowledge rereiving a cumplc\cd ":!l[lY utthls Cmlllw::l. __,_,_,_~___...0.!i~!l ^J;f,:c,~;-'--------~----~'---~- Cll-Sil:\llcr'sSignaturc Co-Sil:\ncr'sSignature .__,_.______j,s!.:~~~J Adurc;S.----------------'-.- i~----- 'i"laTc"-- CO-OWNI':n'S SJo:CUUITY AGIUmMENT: YIlII, Ihe persoll signing hcl\l\Y as "Cu-Owner," lugelher wilh llie Buyer or lJ(herwise heing I,t! <lllhe Oll'IlelS "f lhc Vchide, give liS II security Interest in the Vehicle idenlifled ahuve, YUII agree III 01' hllun.j hy the terms uf the Securily Agreelllenl anti ,Llllllher paris or tlris CUII(ru..:! cSccpllhe "l'rllllliscTu l'ay"sc<;tlon. Yllll lire giving us Ihc.\ccurit)'inh::l'l:sl III inJuee liS 10 l\l;lke lh is('unlr;lcl wilhtt1\" nuyer,ilml l<l secure the !layment hythc Jluycl ufallsurnsduc Iln lhis C'lllIHlct. VIlU will not be rcspollsihlc f\>I' ;ll\}' dclicicll":y which mighl he .1111. after r~Ptlsscssi\ln nut! sale or the Vehicle. _._~____.---0.~~~~} ^Jd;~~,;-----'--- ----~-,~-----. BUYER, CO-SIGNER AND CO-OWNER, AS APPLICABLE, ACKNOWLEDGE RECEIPT OF A COMPLETED COpy OF THIS CONTRACT ATTHETIME OF SIGN NG Date <.\l-Owu;r's Sign~llIre , , BUYER CO.SIGNER NOTICE: 'sm,; JtJ.:n:n,SI'; slm: FOI~ tMI'()ItTM'lT Il'oTOItMA't'ION. , , ., .1 ". OAtlCOtlSUMERfORMPA2J.SlCIG/98) CO'SIGNEI10f1CO,OI'lNHI "1~9SIIAllf.IJII:,IJMWStliVif:[,iNr. ~ ~~._,..._~ ~'" .bIOL~ ' JUJU! 111..1;;/11. 11.11,"" lI11u """0.11,, ~Ih' 1. JIOW THE TOTAl Of PAYMENTS IS COMPUIW: 11m lulall./ I'ilywcuh is Ihe Sum (I' /II\! Amounl FlOaryceu and the Fmancll Chalce. llle rlllilllce Chal,:" 1"!Il~I~t:; ~olei\' III IlIl~le\t COlllpllled dallv on the oulstandin~ balance 01 the AlIlouut lill,lIlCC(j, 11111 l'illMIr;1l C:hMJ:C shown on Ihe-lronl side has been computed on the a~SUlUj,[1{I1l Illal we 1'1111 receiv~ dl! pa,mcnlson IhcltscheduJed due dales. _ 2.' COMPUTING I,NTERUT: We will charl:e iulclest (In a r),lIly ha~l\ rJll 1111' 1I11151i1l1!llIiI' balance 'iUllle!;llo lJlleresl 011 each dav 01 Ihc loan lerlll, Ilw ria,:!, 1Il\l~II!~11 ,111' I!, (,llual hllll(' AIlJlua\ Percenlage flate dl~ided by the numhel 01 days Iulh,jl C<lI(~llilal YI!JJ, Buyer af~f('{'~ IIlal hec<luse lI1tereslls calculaled on a dally tJasi';, I~tn fl,ly:nI~llh Will 11::;111t ill iHfthlinn,l1 llI(el(~~1 (~nd, If apphl:ahlp,: ~ f,'le'i:hMI:el, (ally jI.IYllicIII'; \'I;lII~',ult ~n Ir:~\ IIlh'i1:,t 11I'llIg chdlj:CI!. l<llly,dJldlor lale payments WIll C311,e 1I1l! alllllUlI1 01111" 1011;11 paYIIIl~nll" <:h~UI',I! J. LAIE CHARGE: Buyer a~lecs 10 pay a I,)l!! chafl:n 10)1 ,lilY fl"yuwnlllol fll;ule wllhlll HI daysal1m lis lluc lIalc.,lhll lale charge Will he 7% pelllwull, 101' llip IlIlllaid ,tlll(l\HlI oltlu: P"Yll"Ic'll, We ~HII cOlIsitlcr'aIlY part 01 a UI()illh UI HI,H:,~ I,f Ii! iI~y~; lo hi! a IlIflulUulli [fll' laic ChiHl:t: Villi 1m ~Ue when carned, No lall! {;h~lf;l! will I,,' <llIt! II llle rl!,l~ijll 11101\ 1I1t~ paymenl is lale !S because, alter delaull, Ihe elllire olll,lam!rlll: l.al.lIIcr. 011 1I11~ Cnnll~d I; dUll, Nil lair. chM~e willllCdue illhe llnly lCawu 111;11 Ihe P,l\,llH'nl ,!; i;lh! IS Ilec,Jw,e!l1 a laIc ClhlIJ;C3Ssns;edonallealllerpaYlllenL ~, APPUCAlION Of PAYMENTS: We will apply IJnynlenl:; (Jl Ihl' 11I1!11wllll: lIJ(h:r 01 PII(l1I1V, 11I5l10 Ulh~1 esl; aud \heu ,10 lale (,har ges, lee:;, pour-Illal ~Il, j ,lilY 1,1I'lil alllllll uls y'lIl (lwr ill Ihcr,rdllrlhaIVlcehoose. 5, PREPAYMENI: YIJU may /lie/lay, m lun firm flad, till: JIII<J!lrll ,,;'It'd 011 li<i~ C,l.lliac/ al rlliY tlUw Vlllhou1lJlmafly. II you p.cpay Ule Cl)ufto1cl in jlMI, YOll "I~Ir.I! 10! uwlii\u\' III lIl~kc rrl:ularly scheduled paymenls unllf you pay all <1111[111111', Iltle Iwill'l 1Ii!~ (:olllrar.l flll',1'I111 retluclllhe lluUllJllroljlaymclIlsyouwilllllake, I), WAJVERS. ' . .I. WAIVER BY SElLER AND ASSIGNEE: Ifh~ <lIHl ("'!,li',iI'~" II,IIV,' Ihp IIl'.hl III IIral ,lilY prollcHy as sewnly Imllle repaymenl 01 flus r.on\r<li:l, el.(,['I!II~,1 IIH' Velll!;h~ ;IIIIJ 1I11~ 1IIIII'r ~,eculllysllecljicalfymen~ti1le\f.II\lhi~C.oulfa~t, I" ," b, WAIVERS BY BUYUt CO-SIGNEh ~Nll CO.OWNER: Yr.li ,11:ol!I'ln 1Il,1~1! 011t pa'lliwnl', (HI ()j helore Ihny ale due wllholll our havUlI: 10 ask, 11 'lUll 01',11'1. WI~ !I~,1Y t'llllJln' mil rll:hh WIlIlOUlllUhlylllC you in advanCe, YOIl gIVe 1111 allY IIr:ll! I'llll lII~y h~v,! til II'qIJlIl! lli,ll I'll' enlOI\;~ our Ilf:lil5 agalllsl50rne olher [}l!rS(l1l (U tlIOpm(111\'II!Io~ '....c l:nll'Ii:1' oilr IIl'hl:, ,11'.\111',,1 ynu, You al:ll:e thai we may ~.ive up ollr nl:hls a~~III!,1 ~,~JllIl~ !Jlli,'1 pl'r:,~11I hul nlll ';I~;lIill,i \,'111 Yf}Jj VJ.;IVI;/!l!l) iJ,JJlenJ;1l III wJ!!:r.lUlI);lI~! ,)!) !1p.li~II',I~'; I~I,',,'tI fill :,wd~.',"JII"IIIIIIiI>IWIiIWI,1 III tnll~lcrilll!( ~ecullly: '. , I. INl(REST AfTER MATURITY Arlll JUOGMcrn: JIlh:iI".1 ,dllll! (illl! IHtlvHh'd 1111111', Cl/lllldl.l shall cullltnue 1(l.lcClllc on1fw ullpalrl hafAllI.Il 111\1,1 Iwd III lull, eVl~11 ,llItl 111,111l1l1y ~lldI()r dller we gel a )udgmenl ~!:alll:;1 )IOU 11)[ the dlllllllUI, lIue, Ihl~ WIll ;tjl!Jl1 r!veJlII lIJ1' Iii ,1! III II Y or.r,lH 5 hecd USll 01 atGelel a lion, If ~ I ,lny IlIlle III I,! Il:~,t d~, 1llllviiJI'ol lor ill 11m pJlill:lapli 15 rllll ,pclnlliletl hy law, lnlelesl Sllolff ar.CIlH! ,II Ihl~ hll:lle~llale ,lll!)w~ld lly riflplll..ahlc law he~lnlling allhallimc. , It YOUR PROMISES AB.OUT OUR SECURITY INURES!; Y(W '1II111lOl jlellnil ~lIyorh1 "thel lhan us 10 ohlJu),a secu/lly mleresl or olher 1Ip,lltS mllll! V,!lili,le, '{()U Will p~y alllllHl(j ki'~ J1cr.e~~aJV lor us tll oblam and lllamlam our ~,ecurlly Irlltlll~,t in 11Ie VI!1l1de. You will as~i~1 ~IS III ha~11l1( our sllcunly inlel1l5tnoled on Ihe CClllftc~le o! 1111,\ tnllll~ Vchu:le. You Will not ',r:tl (II gl~e a!'i~y lhe,~~hic!e,:fl someone puis a him on Hm Velllck Yllll will \I~y lhl! flh!i~ali/jn and dear 11i~ Iren, . 9, YOUR ~RO~IS[S ABOUT TilE VEHiCLE: You will kCl\pllll' Velui:le in gooll r.l1Iulilioll ,1I11! 1l~ll,lIL you wlllpav all laxes and charges on Ihe VIJhlCle, )'0:] will p~y all cosls Illlll~inl,lilliill! Ihl! Vehicle, You wiflnol abuso Ihe Vehicle Or plllllUl anythllll: to Io(~ dune lulill' Vr!hidl! wlm,h V11111/!/j(lCe I/s valw, a//K!rlhatr far oorm<tl WI!arallil use, You w(11 (lUII/SI! UIi! Vc!(lcll!liH IlIf!gaIIJUqIOSI!S or for hire or lease. You Wiflnllllllo~n lhn V~hidl: hill YOUf addre~,,; shown llll Ille flOlll'of IhJs Conlractlo 3 IICW pennanelll plar:e \11 l:M,'ll:inl:wllhoulnolilyinjt u;, in i1l1v~llt:e. lD. YOUR"P/lO/AISfS ABOUT INSURANCE; Vlll/IV;!! hm'l! 11m Vt'hu:lc iuwmJ J~Jim! 1m', theft and colhsioll unlil all SUUIS due u5,aHl flo1id in 11111: Ihl~ IW,IJlatlte ,~(lVl!I~I"~ 1ll1I',1 h,! salisfactory 10 us'"and plOled your interests ~n1l OUI inlele~fs ;lllhl! Iune 01 ~IlY (,n'sull~d hISS The insurance :lTl,uSlname U5 a5 "loss. payee" 011 Ihe pnlity. ! 11r. ~IISUlaIICC rnw,llm Wjilll'~1 IIY an lIlSUlanCe comll~nv Quahfied III do busulOss 1Il l'enll~yl~,'llIa ,I III! hr.ellsl!d 10 self 1Il~H1 ~IIW in lhe 51ate where the Vehi!;!e is permanently gMagell, flm In~,~JI',lIICr~ pllhcy must tlHl~I(fl~ liS wllh alleasllO days', prior willIen nolice III allY CillU:cll"llon M 1I~1!lIdion ill cO~cr~l:lL On r cqoe51. you shaff debvef Ih~ pohcy or other evi\lenCI~ 01 IIISU r ,)II!.n elNer av,(~ 10 us. In lh!' e~cnt III any 1000s,Qr d~magelH the Vehicle, YIlU will illlmelll,j(e!y Illllily us in wlilmy, ,IIU( hlf~ a 1/1001 IJI loss II'llh 1I1\l JlI5Urcr. We may IlIe a-proo!ol 1I15S (J() fvwlll')lall 11)1 ()II lall1J(lelw,cfa do so, We may endorse Yllur namo III dny check, lIr.1fl or .-.Illl!( III;fr!lllleulwl! rer,l~i~l! iu jlaym~nt 01 an insured los5 or return insurance jlfllllllUlm. Vie 1I\;IY ~flllly any lIl~llIann~ fllocentls wc r6cei~e 10 repalr or leflla,ce lhe Vehlcfe iI, Iii nur nlliuillll, ill~ etollouur.ally leasible and YOll are not Ihell_ in' default uruler lhis Cuntlact OlhillWisl~, VlC will Jpply thl! inslJlallceploceqdsto.leducelh'eunpaidbalallclldueus. 11. OUR iiIGHTS"Ir'VOU BREAK YOUR PROMISES ABOUT HIE: SECURITY INTEREST, VEHICLE OR INSURANCE: II you laillo keep vour IHonUse:, In fMY film!! lells, Id~I)~, IWI15 III the Gosts: .\eCe$~fYJu keep Ihe Vehide illl(ootl conrlillulI ,wi !ell~il, WI) UlilY ,1llvanr~l~ ~uy money you promIse 10 pay. II YIlU latllll keep your 11I0Il1IS'~S ~ll(llll reqUlfed mWr~ncn, we lllolY advance money 10 obtain 1llsu'rance 10 r.o~er loss 01 1Ial\1,)j;1l lu Illn Vnllldll. We ha~l~ till' (,hUlell of)wllelher,or. nlllto ad~ance any 1Il011ey 101 tfH!5C DUrp(l~e~, $och IIlSlJl,)lIr.e will lie linulcd tll an amounlnol ~realer Ihan YIlU owe on IIl1s C"nll,lCl. lIl[ IN:iUI1^NG[ 1':1. 1'/IHCIIASf. MAY BE SIGNIFICANllY MOHE EX/,ENSIVE ANlI/'IWVII]f YOU lESS COVEINI/;L lllAN INSIJIlANC( YOU COUlD PUIlCHAS( Y(ll)HSHr. We will alld any rnonev we ~dv'ance on your heh~U In Ih(~ IM1;lIlcn on which wc illlpn\l~ llllallrll Charges at the Annual rercentagc flale 01 tillS C[ll\lr~c\. you a!:tl1l! III IIlpdY 111(\ - I' II' 'Iii ~~ .--" ((I(J(f(!Y ~dV~tlc.r.d a~ we al~11C may sllwly: (1/ illlruc(/Idfdy UIl uelllanu, O( (ill a\.J?i;iii~ ypur" , Illllnlhly Ir~ylllrlll~,. Il we thull',\' In 1l1lllW you Illlcpay Iiw ll\llnry ,lll~allced alnn'f\,wllh your, 1I1(111111)y payml!i11s, wn can rJ((l!)~t~ llie amounl 01 the;e IIi1Yllll;nl, JIIII hllW lOll!:,; '~a~e 10 1l!(Jay It ~lly ul ()UI 1I!~lIl, ~I~lrd Iil1lHS fJara~lallh 15 I\U[ pellililled lJy law, Vie ~~rtill lilhl'l (1);hL mell!llInrrJ Om IMYlllellls lill your l!ell~JI w)l) !I()) !;IJIU yow laiJlI1e, rr,\\\\ll'l~~~ \ n VIIIIl pllHlw,r:; lilliII', C(<llll,lel.' \ ~~,\ I I, II ErA lJ tT: In II <I', 1',\1 a l: I 011111 "Y iII{' II \(' all'; If I (l Ul! \' I ~ I, CO S II: Ill' I ,11ld Go, Ol'lI\e I, 01 a I \ y 00 e .,t !IIPII;, )'0(1 1',rlll,1' III "l)l'1aull" 01 the t;unll~r.1 II dllY (lIlt! IJI IiIUle ot lbe IlIlhJ\"lIlI~ Iltm)~s h'I!I)lo'll " YOll !to I ~IJIIII'lk,' ,111 '{ paYIIII~1I1 011 III helnin II i~ <l1l1t; or h, YIJIl tfll IlUl kl"!11 ~IIY 111111111',1' YLIIIIII.1lfe 1Il11,1!~ [:,!lllI.ILI; lit . l;, Y(lU illllH,1 kt:r~p .!flY 11I"lhl~,'\ \OIIIlWJr~ III ,lIlrJlllt:1 COIlII,I',1. f'Joli', 10311 rll J\l',II~l:lI)t'lll 1'I~11i ~;dlel or A!,:,ll:n~'I~, ,)I (j, y(,u III.III(~ JilY UIi\1I11' \I~ 1I'IIIellllll IlIe CI el! It a ppli<;al inn I'll IllI~ Clilltr ,H I' (II ':, YnuculIlll'llIt:of',myfull:,'rYii'!:l)lIll1'(!lOIII'oIlh!lu;,Cnlill.l.-t;"I " I. YOIl dli',.rI1' !:lliWlr,I,!oI ut a Cllllil: 100'lllvlI!l: tl~lJ<I'l1l ili:;llcl~I",ly, or alr.IIilJoil'j hy 3 ("<lull Willi (u:l,dll!ln11 l<l 110 Sir lolJe Ilic,lpacllal,'d.OI '. , /, '(UII 'i),' j',lllklllplq' III II/',n!vem:y IIf//ce('I/lrl!~';, IH ,'!(rjriJII(~ Iilw, 1!.\i1~([(flky (,[ lII~l1IVI~IIr.y IHurl',:I!HlI:'; ;W.lIII!,1 YIlII, III h, YOII 1,lkl' ll1e 'Irdllcll~ lJHf~lofl' 1I1n lJllIh'd Sl,Ih!:, 1\1 r.1~IoHI,1 'I,illlfltil ,ltIf \'wlkll crHISl'111; '" I, Y'1il II:,I! III" V~'hld~! IIr .111,,'0'1 :,l1I:lI:nlle ('1:,1' I" II,,' It III ,) ",.."yl!t;I! raJJ-"i'~ i! 111I1 In J~e r,nvrll'{1 IIY YIlIIIII!~U1,lnCl': f11 I Yntl do "ollll'lIiIl'I'.IIi:iI !:~II',I', Uw Vidllde hi h,' ~,IIIJjl'r.lloll LIIII~,,~ alHIlIIi'1 ~nVl'lilllll'lrI ,111 I ilu lilli' ~ ,; (JI f, HI!~ VI'llldl' I:, I'i',f, ',liMo. d~~\II\lYP'(l or d:llll.11jlld I)I)'I'HI<I '~trll")IIIIr.illlt'!l'IH, ~ild 11<11 fl~..(1 III ['11111,1 \.Iillllll ;1 11~,,',nnallll: 111111'; 01 I 1\llIlllwl cl~',lIlol \rll", \" 1,1~1~ 1111' Vdlll:Ir' IIi YUill Ilhll~'!y ('II <1"111",11 ;'11111 1\':',II~Ur,! liy h,;:" I (\II' r.+: ',~, :!:l OUljRIGHr~IFVOU fIRE IN LlEFI\\Jl.TOF TillS GmnRllcl: I1Yl,'I;lInirtlll'l,lllllolllll', (;111111 dr.!, \VI' IIl,tY l'lIl1ll( I' I>~II 111:111'; ,U;WII!lIII: III 1<1 w, Vi<' 101,1\ "I~,I> rill tfH! tilllll" "l't'dllC;llly IIWI~II"II("IIUll'I', CllIlliM t. WI! In~v 110 nil!' "I t11(:~'l Ih~lll:" .Hill ,llllir~ '"HII" lUlU! III 1011'1 Ii" .j;lulIll,l, '~"I~II' 'JI f1w (1iIl1i:~' '/,1' Iil,'y 11', all' Ihe 1{1!lIIWlIII:, ". I\CCHlflAflDN: '.'il! c;w dmllalld IIl.lt y'lIl P,IY III II'~ II", ~'llllIl' IIIII',II[II',II"I\(~' (JI'IIIII: 1m Ilw 1:ll/Illd[1 ,1il,1 ill! Imj,;I~11 hj/I(,(~ (:I(.1II:<::i ,11111 ,,<'Iw, II/,II,,:,{ dlr~', \'(111 :~I:fl'" 1/1,11 j'llU l'llt! p.V IIl1',II"\lI.,y In ~I', ~II HII" ~,IIII'.ll~ IMyllll'U[,IIIi1H',II,II\'I'I ~IIHJI~ Ii ~ l'IVlIll: '~III dl~III,11lI1 11, U~.I'V:;Sl 5$I\)N: Wl' ri111 I>'II('~',~:;:; tllr. Vdll"Ii', Illlli:,~, '1I~<lhlllllt'.\ I)y I,~\'I, Wt: '-,HI "Ii !tW, "1iI~,dVI"" 1i,IVI!,j 1I11rllllWd l'I'I~,i'n IIn II li'l "",1'1 II,IV,: a l',M~'IIIIIH!111 'Jill( l,illl.y 11'(\11"1111) dli II Int 11';, '(11I1 ,11:HlI! 111,11 I'll' 1:~i1 jll' ,,1.1',11 .Iy 1:1I11"~ 011 iii j'llo I )II "J\I' II j I" 0111 till", Vii! IlI,j \' 1,1~1~ ,lilY 1I111~'1 thilll~~ fouullui IIIl' ''''I\Il:le,IJl[ll'Illllpf~lflllhw,,! lhllll:'; III ylllllt '/UII ,l',k, tf you \'I,lIIll1ll!!;I! \lHII;:'; IIdd\, Yllll a~II!I~ III ,v;k U', III ;III,lh'l ~<~III III w, \ly cellilll'iI ~II,III Wlllull i'-1 1101111,_ II 'lOll ~lllllnl ,1'1lI111~ UII~ I~lfm, you j~lVl' lip .lilY dWll III flll!~l~ IIlillf:~. '{IIU ,ll:we 111.1! I'm m,lY II~~I YIHlf 11i:l1ll5n (l1~le:; in rel1()S5'!~;~IIi): thl' '11!lwlll illllll;I~lIli,~ II (II ,I pl.wI! l'li ,I(}I~~:'!, 1:, VOtUfUAflY ClnIV[f{Y: W~ 1:0111 ~:,k you III l:iv~ II~ IlIe VdlWIIl 3t ,I 1(';l:>'lil.~IIIV cnIIVI~I1I1)llll'ld(.I~, You d~lce t(lI~I~I! u, IIln VehidulI \'1Il ,tsk iI. OUAY IN [NfORC[MUlT: We r,,11l ilei~y elllllrCII1;~ Ilill f11:lil$ IlIldel Ilti" CIII;II,I(,[ 1'I111](lul 10<;11\): ,lilY li~hh H SOME TlHNGS YOU SflOUtD KNOW IF WE REPOSSESS IHt: VEIIICLL II ','Ie lelll)',,';!";', wilhllut 1I~IIW,a p,nvelnlllonl olhclal (by 11!flh!VIll)' ~, NOIICE: WI! wil!seml 'lOll a Noliee o( flel!nsws~llIlllo yquI lasl ~Ihhn,\ WI' kllow ;1110111. JliI;, Nli!lCI' wi!llr~1l you IlIlw In buy llack (tf'lII~elll) lhe Veliil:I,' '{Oil Will NOl lI;1vl'lhe IIf:hl!ll mmslalr I!II~ I;oulldCI. litis me,lf15 you WIIII(i/vl? 1/1 pal' 1/1-0: 1()I,lIli,ll.1m:e Ifff 111" {'(llIli,lel ,Hhl IIIhl1l 311l01mt, rhllJ. You Illay 1lI)1 ~ellhe Vnlm:ln bad 1Iy 11;IYIIlI: ill!lillquellllll~I,llhlll!l\l~, 1111:, NiJlu:e williI'll you rrlhor lnlnrll!,llinn n~iltIIlc<l hl'lal'l. b. R[QEMPTlON: Yuu h,l~llllle 111:1I111l!;UY luck 11i~[li~~1I111Iie Vellil:11' 'l~illlIll I~i d,lY:, 01 IlIn II1olihll)) Ilf the Nullcn ,wd al any lali~1 !II III! ImftHl~ w(' :;pll 111l~ V~!IIIf.k. II ,ou lh, 1~1I1 1!1Iill'IUI. ,/IHlI:lveiJflilflddlllllollwVehll:le. (:, SlUE: If YOII duo'l !ed~I'III, WI: will ~;ellll1e Vdw:ll: 1I1O~ ~lhJlICI' 1I~~:('~vl:d ~I ~,llr! 1'l1111te lI~ed tt! 11"\' O:II~,I> ,11l11 eXfll~w,r5 'lOti nwe. ~I~d [l11'li \" l1.1i' IIII! ,j111011I11 j'IHI (lWI~ UiI IiiI' ClJlltrad. d, SUlll'tuS OR llEFlCIENCY: fl1fwie is mOIlI!'; li'II, W~ 1'1111 P,IY II h!llic I!IIYI~r, If IJII!II! I', Ilnl enoul:h Iliuney !lllIll the ;.lh! III fla Y wlial ynli Il\'le, B{l'l',~r .11111 Co SII:III~1 ;1 ~I ill' tn pay \'i1l,11 is:;llllnwed 1'1 115. 1', f, X r Ell S[ 5: Y iJ II a f.1 '~I' I 0 flay U Il~ en '; 1', (, I II! Ill):; ~,ll:, ~,II i):. stili 1111:, II'! l,i 111/11:, I Ii P P ,1111 i l: I" I sMI! Mid sdlillf. l~e lIeliide ~~ Hlay he "UoVI('(I "y lilW, Ik,e f.,)sl!, '!.'Iii ulliy ill' ,/ill' II I. llldallll r.xt:Ccds Ilfteen 115} d,l y~, ,It 1110 Iillle 01 I efl(I):."S!,IIJII; 7., I he aUUlullt (If Cli,l~, al e J!;luJI, lIece';5olry ,1I111Ie~\IHl.llill', ,111(1 1 Wr r,anl!(ovl) the co~!~ well' I).lld, l~. fl((f15 ANO f'fRSOfIAl REPRESEi'Hn.f1vtS (InUNU: AUnr YOll! tleollh.lhi5 r;olllrar.l :,II,\H be clllurceable ,1!:ain~t Y(l~Jr hel,rs al~d pel sonal lepl esent,I,II'ie, of YiJur esl;lte. IIi, GOVERNING lAW: 1 hi, GOlllrar.\ is In III' Illh!lpleh~d olc{:IllolllIl: 10 th1~ !,\\'/ 01 1'1'lln5ylv;IIII.1 11, SEVUIAltlLlTY Of PROVISIONS: If 1(1( .lilY 1l!a~;1I11 rlllY p'lll n1 tfllS CUlllrad \11,111 1l1!CIIIllIl llfln:,II,vuidur ullcnlorceable, Ihalp.111 sho1f1 Iml lIe 01 po1l!olll liSC(ln1<,ld, lB,I\SSIGNMENTBVlJUYER:BuveI5I1alluola!,!;11:lItlll':iCOllh.llJ I!) THERE ARE NO WARRANTIES BY SELLER, [XI'IlEllSEll OlllMPUED, INCLUOl!Hi \lIE WAflRMHlES OF MERCffANfABIlIfY AND fiTNESS fOR J\ PARffCl.IlIU{ f'URPOSE, UNlESS WE llAVE GIVEN YOU A SEI'MIAT[ WRlTTEN WARRANTY OR UNLESS SELLER EN TEllS INTO A SERVIC[ CONTRACT WHIt HUYEtl WfilllN 90 OAYS FROM IllE OAIE OF nUSCONfRACT. BuyrH's Guide Window'SUcker.1f the Gal wllir:11 is {lescribcd qn the f!lc(~ of Uris yOl1lrold hil~ a Bl,l~'l!r'5 Guide Willdow Slir,k\~1 required by tile r1~d(~I;i1 lriHJe Commission Used Car Tr aile l~eU\Jlati()l1 Ilule, the lollowilll.(l1olice' ilpplles: ' The information )'Qu sell 011 the WillUOW form for thiS Vehicle is pall of litis Contract. Informalioll 011 the winduw fOlIO uvelrides ilU}' contrary provisions in the contract uf sail!, ., " NOTlCE-'ANYHOWER OF THIS' CONSUMER C11[D1T CONTRACT IS SUBJECT TO All. CLAIMS ANO OffENSES WIIICII TIIEO(BTOIl COULD ASSEIlT AGAINST THE SELLER 'OF GOODS OR SERVICES OBTAINED PURSUANT HEIlETO OR WITH THE PROCfEllS HEREOF. RECOVERY HEREUNDER BY THE DEBTOR SHAll NOT EXCEED AMOUNTS PAID IlY TIlE DEIlTOIlIIElIEUNDER, rlOTfCEOf rRorOSEOCREOlilNSURANCE lhe slllnel(sl of Ihis Conllacl hereby lakp.(~lllohcc IIbll C:lm:1l Crcdill.ile III~uranw r.o~nr,IJ~e or (;Illllfl Crolhl Acr:idllllt ,tud fJis;i1lilily IiISUI;lIICe 1,()VI!I,lr~'~ I'/llIlJI~ apfllic,lhll' 1'1 tillS ClllllJad il so 1)J.llltcd on Ihe Ironl ollhjs Conlral~l rlJIIJ each sud\ ly)lC 01 cnwra~e will hn Wlltll'lI h)l flU! IIl;uram:e CllllljJi1Uy lMmetl, 111I~; 11I~,Ulolncc, ',ulil(!LlII! ~ccl\pl,U11:U IJ~ llll~ inSlIrer, co~ers only Ihe persnn or person:; :;I(jnlllj: lhe 1~IIl)e,1 (\II sur.h lIl~lI/anCI!, ifill allltlunl (II f,lldli:e IS llidirdlcd IlIr (';1[:11 1~lm 01 CII~IIiIIIl;'I!I~IlI:e III Le pllll:h~SI~d, Ihc lellll III in$uI ancn wifl COlnlllcnce as of Ihe date Ihe hllh~l!Il!dlll':,:, I;, illculllld ,11\11 willl~~flue (III lht~ 'lIil:IIi;l1 \!;rH'd~lled I!l;llurily dale 01 lfw ill(khlt'dnl:~,\, SlIilW',ll'l ~cI:I'I'I'lIl1:e fly !1m In,llIl'( ,wll wilhin 30 \lays, lhere wllIlJe delivmed 10 Ihe Ul;tIl(!ilIJllhlnl(~) a r'~lliflcali~ 0) insurauce mllll! Iully IlesClllllnc Iii\' III;W,lnr,e. III fllt~ eW~l\llol fiH'p.1Y~licrll ulllw IlIl!ehh'dl\I!!,':, a relund lllinsUlance charlleswill be madll WhCll due, NorICE: SEl: nrll(ll SIIlL I'llflIMf'n1([ANIINfOflMAllON HIE PROVISION BElOW IS NOT PAin Of fUE PENNSYLVANIA Moron VEHIClE INSrl\LLt.lENT SALE COIHllACT Of:1WEHl litE flUYE!1 AllU SELLfR, ''.; ASSIGNMENT 10 imluce you, tile "Assignec",ideaUIiCd (Jilllle 1,1!:IiOI /III" CU(ll(;rr.lllrils '(('hlw,~, ' ,.., ".. '''' ,," (NJllle) 10 pUIGhase the wilhin Conlrac.l;lhe Seflar'lUireby WollI,~:1l:, ,lud Il'llWS\~1I15, antl COnllll!H!S In \'J,]II,lul aud lelll(:~elll that: ItH~ SJlr. h;1:; Ilet~l1l1101lll' iIUlrir.t, conr(llllllly v(llh,alJ.,l~fJlie'lblr; lerl\'l,lt, state amJ IlJc"llaws antllel:ulalions, illclw\IIII:, l'lil 1101 hllllll'tf 10, i'lilu:h! 2 01 11I1! 1"~lllI,~\V,lllli\ llilll(llul CllllllHl'lcral emir 113 p~, (;,S ^ fl~ZlOJ eL inll); tiUI lllh~ 1[, llll' LlIllllal:t ,I'''! lhl' Vr.hide r.nvl!lcd lhCleby is absulule, free 01 ,,!lIi,!lls, 1~llrlllllhl,IIIrI!S ,11111 sl'{,lIl1ly iuh~je~,I~" amI I', ,~Ihil!clllllij' ItJ Ow ril~III~; III [hn Ullyer a,> ~!j'1 lorlh IhlJ~dnj tjle.~:Iri)!f,iI~I,!; l;I!llllrlll', IIll' "'I?MjlllllslhI.'lClm alV f)utIOlgIl/W5, arn,')c Iii)))) lll!~ ,';;Ill) P; llH' Vl'ludJ! JJwll!m ilesclj!lr'I1, ,11111 all /!iII!if.~; Ihejl~11I "II! lit luft ~l:11 allllli~d eapa't.ily-~uii;tlllll"'l.l; 11.t!~eS{;liJlII!1I1 01 (lie VI'lli"il~ olwl C~llil elJUipllienl is Cllmpletc and {:oIH~cl; 11111 c~:;h dr;,'Il1\I,IYIiH!1\1 olllol/UI hal!e.jU ,ll\nw,l!ln~ W{'iP Ilclu,l!ly 11'r.~IVC,j ,lod IIn parlI1I1Hl'flll:oqw;II'd III ililks, IJII~I,tlalrd dll'r.~':, 'lllll!1 (:Iedlt a~~auced by us lu 8uyel.ollch.lles ur ~iUlilal (l~)'IWllh h\lillll~ 10 11li' BUYI!I{hlll'II:V"1 r\lalill!achJll'lH,[l.ll!I:; 1I1;IY r:llil::lilule ,1ft HI ,Iliad ullhe d,nW[IIHl'rli(:llll: ,III WJlliHl[a,', ~lltI slaterllenls lhewlIl ,ue Ilue; Ihp.le is OIVIIlY, tfler('OIl III!' !\11I011iI1 I lIl.ln(.l~iI plll~ 1lI1p.1f!~,1 31111,' AlllilIall'l'lcl'IlI.lgl~ li:lh~ nllhl~ COlltracl 'i'~llfHlIl tlrelf.\II; Vie .u~~ drily lic('lIsr.d 111111\'1 tilE' 1'1!llllsyl~alllol Mulor Vdlitlc Sales finance Ad illId ha~l' ,hlly CL,IIIIlIIl~d wllh alll['.lullI'Ulculs IIwu'lJl willi H'5fl,!clIOJ Ihe tlolliSadliJll and w~lh 1I11~ ledel:ll 1111\11 11I,1{!I(hlil: I\cl all~l wllh an'! ollie I ledlllJI Of staLe law, rulC.llr ICr,ulalion appflt;,tlJl,' !',' III!', CUlllr;l(,I, allloltll ~Hlllt.i(! [(!II' (,I:II~III.~I~ !;hl,I'IIIlI:;1 him 'II !!IICWll(JI,llh:1' III 1,lvor (If A~,Slf:llnl~ h<i;; bedhtHYlff h,~ illiflhl'~1 l(lI IHlIHlPIII',; Illc'lel:ishahon 01, lhe Velllr,h~ holS Iwllll!ell .,~,! Ill'lId"11 illlLllh,: :;l'lfer !<lInw'; o! nn f,ld", whwh rlll!y Ill~!llIllllhp o;IjSl'l!II~lltll 01 ,s~id H'I:I!,liaIIlJII 11I,liel lIil! 1'l'llIl~~I'lillll~1 MullH VI!ftlf.le I lIlannal IlnsjlollSlhlh[y Acl; lhll tlllj'I~!{:.IIl;IIllI"] 1!llIl" wllhllll;I!IIII,l\,II:' 1,lll'IIII'I,ilually kllllWllll1 1I11~ ~,I'II\'llo 111' 1110' ~;lllh~ lI\(:1l111:;11 fl"I"L~III',ll'jlill~l~ ::i~I',lhill!l',1 i'i {:lW) alll~ell llllhi, COllll<l!:l; 011111 Sdlr.! has n\l ~UOWh!lh~l~ "I 1.11:1" 111'HIIIIII: IIIl! v~IIlIIIV 01 V;ll\h' (.1 lh(~ tonh;l! l. If ,lilY :'1It'l1 W,ill,ll\ll":, In :('IIIl"I'III,lllr.:~', :,Ii"lll,1 ht, 1,1l','Il:[,<'i\ ,il ,lilY lolliI', Spih'r ',!r;.tl 1!~lJufdlasc salll COIl!r;ld 11011I As>iguPll, 011 dr.m,md. ,1!,.1 \'.;ll P;li Ilif'll'!"I, III tasl" [fie alll"ilnl 1I'I~illl: tlll'II'lln, l"1I111,~III'rt ,1', :;d (llI(!IIIl'IMI, ,,[It! ",IIt! 1r'(lwll'f <;1;,,1/ Ii" {'(Utl(I/,il,'/(' "rli! mil {'~cliJSiVI\ allll shall nol allecl allY hlhcr III:hll,1 1l~lHrl:i !il,11 A:;~i::IH'I' IIII):II! have ~II,WI ,llln t'quih' ,H',HI\\l ~;dl"1 hllh.. (,v"1I1 1I1,llllli\,1'1 !.1I1', III 1l'llI','~'; II> III,lke ,lI\V r'ilYIIII'n! dill' hefeunder onlhe asselliQIl, eill1eroral \II' wlllh'll.lf1"IIIIl~ VI!llld~'I" d,'I",:IIVI!, Ilnl,l:. 1!'lli\,';I'III,~d lu Ihl\ I~H'{('II,y ~..tl<'I, Illlil'll :;,~IIi:llefw;I'" 10 Ih",WI :<111 \'MII,lrltv IH '.,!I\'lfr! ~y'II~(,(!I[,~11 01 SClfr~1 or fIlol11Ulactule/, Sl~lfer a~ll!e~ Iii;!!. UIl 1)(:111,' 'lLl~l;l'{1 11'II\W~III'I' nl SIII:11 I,I~UII of Buy/!!. ~;dlt!1 will 1O~IIlIIl.llil~e Ih(! C"uhatl tlUl!i f.s~:il~lll'e ,Hid pay fl',',il:III'r! flll sallil' U1l1lle\jlalely Ill'accordance WIlli Ifill WIIUlclw,~ If'/m~ ~,d IlIdll 111'1(J~i, ,w,1 ,~rll(~lllI(lIw( ,1I;!ef~ 1<1 )1/1;') Il"';'I:III!I! )I,'IIIIIt.'H IIIlIll ,my ojlll" d.l/m:, vi !lIJY)'I, mdlJJJml: ,!IJi))!!"y;' It'H, [O~h alld e~penscs incurrmlul tJelcnding al(ilin:;t dall!l' il%'!Ilt-.! hy fluY(:1 ,llId indll,linj~ rlMlHs hu 1..f1l1lrf 101 1"1V'Ill'~It:. Illadn It/lluYl'r 1'1 A>>i'lrlr'(', II UII! SI'lII~1 Clllltracl', 1(1 f1lucha,ejlll)pcrly IIlS1U"IlCi! on behalf ollhe (Iuyer, 'antllhal inr,uro1l1l:l' i!, e.1n!;l'lll~d hy thl~ lIISUl"nCI' compolny lill\11 Iu II', r,r!wdllh'iI explril!lIHlllale, Sdlt'l wllI'"II~lllpl hi placl~ l:'lI11tl,ito1ht(~ cIIVeliW\!, wl\h annl!lI'r illSUJdnCe tomllaflY on br.billt III the f1uy(~r, II :;1'111'1 I~ unable III tlo ~O, :ilJlll'l w~1I tllllily !lIIYI'I ~Ild lia~ (0 1I1i,/l'( ally Jlhl\ll\lllall:II,ls incllllcll 1Jy 11I1' Ilily(.1 ill ol,lalllluy' 11'Il1.U(!I1IWI in~lIIam;e lot /JIe U/lt'xl1)wII,iP.,iIJlJ iliUm PI~I:Ii!~) j!l~I)I;)))h' /lIdJl:Y, Ily rldlVlllill): Iln, l:uillr,1t:!lrlllw k,~Ip'IlI!I~ aud lll:f.l'jlJinll Nyml'1l1 101 It, Sllllel ~lIlhiH""~ IIH~ A~.';'J:i1r'l~ h, r.lllllpldll or currecllhl' Id~llllfir.aliun 01 llie,A'_~il:Ut'I' III tlil', ,\ ;';Il:IliIlPnlllll,~fll'd Ill<' hue ^'i~\I'.nt'I' wIl0lIlllit:I<;I',,'1lIhI5 f:olllll<Jr.I, ,11Id/nr h) ;lj:~l Sr.ffl'r'); nMI"! 1(1 l!il~ ^'.';II:llll1enl, wilhfllll rr,coU/sc, lIlhe Assl~,llmclll has been lil'h~ell!rJ mlll(I\11 :,dll'I':, !,il:nol!iul: , Illllw event thai SrJller is rcqUUCl! hI' !Ius A~,~lf;IHllrlil \<1 lI'flllH haw!lH' {:rlull~I.1 allt!/(rJ Vl'hid,', ;,,'lh'l ~IHIlII'lY 1'1 /I'"i,:Il\'I', III c,lsll, Ihe lull Ullflalll !J~llrlnc(' (,lilli' (:"lIlr,1I:1 ,I~ (II, lilt tlalr.' III H'/lUJr.h3SC, plUS any Umn eallll!d .in,InCl' CI;,oIJ;1' a~11i any ilnd ,tlll'll,l~ ,ulIl e~llnllw5 j1;ull 1'1 1111:11111'11 hy A~~I'lIIl~e hi II'Sfled IIlcrt'l'\, 1111111111111] Ir.lsllil,lh!!' ~1I"ltWy,' fel':" ill , CQllIl('c!lIIn with r:faims by or aCdinsl any Buyer, Uwuel nf liUfSlln~ illllOSs\'sslon 01 llll! Velllcll~ ,)IlIJ!m !ty 'H ,1falll~1 :\rllnr. , ' fllr v,llue received, Seller heleby sl~lb, ,ISSI~IlS dlld I( ,lll:,ters IU1!1l1lle Ihslf:IlI!I', lIs SIIl,:reS~lJr~, ~IUI ,1\',~1:1I~. Ihl~ wllhm C'lllll,Jcf, 01\1 uWUtty~ due iwd 111 hel;ol1lr. dup t1WlnundCl, and a,lI nr.:h!. hlle and inlerest in ami 10 lhe Vehicle Iherein ,Iw,cllhl!d, wllh lullllOwel III Uj(~ IISSI\(llI'e III i!~,!II nUl nalHl~ In 1~1I.~ ~I!ch lel:"1 (II Illhe. al,lllllI winch wl! Illll~hlll.)~e lallen ,savc 101 Il\!~ A~,il~nrnenl. Unless ScllCI lllaik:; eilher ollhl) l!lIdor!"~III"I\I'i hd(1W, tlllCI) "WillI IWl f![C1111H:;1.' 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