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HomeMy WebLinkAbout00-01203 , . IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION FIRST UNION NATIONAL BANK, SUCCESSOR IN INTE;REST TO CORESTATES BANK, N.A. Plaintiff vs. GEORGE STUPI, JR. AND G. TYLER AUTO SALES, INC. Defendants -,,~" , ~7 No. 00 - I:lD~ Gu.-l <-y-~ COMPLAINT IN REPLEVIN FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: Lori A. Gibson, Esquire PA 1.0.#68013 WELTMAN, WEINBERG & REIS, CO., LPA 2718 Koppers Building 436 Seventh Avenue Pittsburgh, PA15219 (412) 434.7955 WWR#O 1806087 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION FIRST UNION NATIONAL BANK, SUCCESSOR IN INTEREST TO CORESTATES BANK, N.A. Plaintiff No. OO.POL~ ~ vs. GEORGE STUPI, JR. AND G. TYLER AUTO SALES, INC. Defendants COMPLAINT IN REPLEVIN AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. OF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 """"!"IT "f"'~~ '. , COUNT I - REPLEVIN 1. Plaintiff is a corporation having offices in Reading, Pennsylvania. 2. Defendant, George Stupi, is an adult individual doing business at 55 Claremont Drive, Carlisle, Cumberland County, Pennsylvania 17013. 3. Defendant, G. Tyler Auto Sales, Inc., is a corporation with a principal place of business located at 55 Claremont Drive, Carlisle, Cumberland County, Pennsylvania 17013. Defendants are hereinafter referred to as "Defendant". 4. The parties entered into a written Lease Agreement (hereinafter referred to as the "Agreement") for the lease of a 1997 Cadillac Seville Tour, more particularly identified in the Agreement, a true and correct copy of which is attached hereto, marked as Exhibit "1" and made a part hereof. 5. By the terms of the Agreement, Defendant was to make fifty (50) payments of $735.59, commencing October 4, 1997, and to pay certain license fees due at the inception of the lease and during the lease term. 6. The terms of said Agreement provide for termination upon satisfaction by Defendant of all obligations provided thereunder and upon the return of the vehicle by Defendant to Plaintiff at the end of the lease term, which term would end fifty (50) months after it commenced. 7. Plaintiff avers that Defendant defaulted under the terms of the Lease Agreement by failing to make payment to Plaintiff as promised. c, ':- ., 8. Plaintiff is the registered owner of the aforesaid vehicle by virtue of the Certificate of Title issued by the Commonwealth of Pennsylvania Department of Transportation, a true and correct copy of the Certificate of Title is attached hereto, marked as Exhibit "2" and made a part hereof. 9. Defendant has made partial payment under the Lease leaving an unpaid balance in the amount of $35,536.16 as of July 4, 1999. 10. Plaintiff avers legal interest at the rate of 6.0% per annum on the unpaid balance. 11. Plaintiff avers interest from July 4, 1999 to January 4, 2000 amount to $1,066.08. 12. Plaintiff has performed all conditions precedent as holder of all right, title and interest in the collateral, but Defendant wrongfully remains in possession of the vehicle at the above-stated address. 13. By virtue of Defendant's default, Plaintiff has an immediate right to possession of the vehicle covered by the Lease Agreement the value of which is $29,025.00 plus interest at the aforesaid rate of 6.0% per annum. 14. Under the terms of the Note, Defendant has undertaken to pay to Plaintiff its reasonable attorneys' fees and costs of retaking possession of the collateral. 15. Plaintiff avers that its reasonable attorney fees to date total $500.00 and said fees will continue to accrue. .~ [.' WHEREFORE, Plaintiff prays for Judgment against Defendants, jointly and severally, in Count I of this Complaint In Replevin, as follows: A. For possession of the vehicle, more particularly identified as a 1997 Cadillac Seville, Serial Number 1G6KY5293VU821946 or, in the alternative for damages of $29,025.00 the value of the vehicle, in the event that recovery of the vehicle cannot be obtained; B. Reasonable attorneys' fees and expenses for retaking possession, and; C. For such other relief that the Court deems just and proper. COUNT II ACTION IN CONTRACT FOR IN PERSONAM DAMAGES 16. Plaintiff incorporates herein by reference thereto each of the proceeding paragraphs of this Complaint in their entirety as if the same were more fully set forth herein. 17. In the alternative to Count I, Plaintiff pleads an action in contract as a resuit of Defendant's default for the accelerated balance due under the Lease in the amount of $36,602.24. 18. Under the terms of the Note, Plaintiff is entitled to recover reasonable attorneys' fees and costs of retaking possession of the collateral. 19. As aforesaid in Count I, Plaintiff avers that its attorney fees to date total $500.00 and said fees will continue to accrue. "7. 1 . 20. Contemporaneously hereunder, Defendant has been advised of their right to dispute the validity of this debt, or any part thereof, pursuant to the Fair Debt Collection Practices Act 30 Day Notice, attached hereto, marked Exhibit "2" and made a part hereof. WHEREFORE, Plaintiff prays for the entry of Judgment on Count II against Defendants, George Stupi, Jr. and G. Tyler Auto Sales, Inc., jointly and severally, in the amount of $37,102.24 plus interest at the aforesaid rate of 6.0% per annum from January 5, 2000, plus continuing fees and expenses for retaking possession and costs. DREIS, CO, L.P.A. - .--~ Lori A. Gibson, PA I.D.#68013 WELTMAN, WEINB G & REIS, CO., L.P.A. 2718 Koppers Building 436 Seventh Avenue Pittsburgh, PA15219 (412) 434.7955 WWR#01806087 ,,- """ ~Auto WADVANTAGE" ~ ..../1"'''.''' Merldlat""doLeaslng 1ft''' ":/' "'.~..~_....~ ~ eommonwealthAutoI.Mllns We, the Dealer named above, lnlentl assigning this Lease \0 Meridian Auto Leasing. Inc. dtlJ;a Auto Advantage, P.O. 80x 13038. Reading, P1:lnnsylvanla 19612, Telephone No, (610)'6SS.aesa (the 'Assignee'). Under the Fedlillal Consumer Leasing Act, both we and the Assignee ar.e cqnsldered "lessors" In thIs Lease, even before the assignment. However. except for this disclosure which 18 required by law, tho Assignee Will nlJt have any rights or obligations as a lesSOrOiithia Lease until it Is assigned. Then, any reference to us orlo 'Lessor" in this Lease shall mean the Assignee. YOU, THE LESSEE(S) NAMED ABOVE, MAY NOT ASSIGN'YOUR RIGHTS UNDER THIS LEASE NOR SUBLEASE THE VEHICLE, In tills Lease, "e' means an esUmale. 2, Tho Vehicle: ,We lease 10 you and you lease from us the following motor vehlcIEI, together with lis equipment and accessories, all 01 which ls carred the 'Vehlcte' Inthls Lease: .IW Street (Business Ad8""'" . 1505 QUENTIN RO. PO B X ,808 CIty ,-State ~EBAMON .PA 17042 . Telephone,Np 1717127,4c1461, :' .' GEORGESTUP1 JR 55 ,CLAREt1blf I~r'?" A_~): C'W". Stata .CARLlSLE PA 170.13 ' , I ZIp VINNU"'~ER ' ~m ..., , 303 NEN 97 CAOILLAC SEVILLE TOUR 1G6KY52S3VU821946 WITH THE FOLlOWING EQUIPMENT AND ACCESSORIES: tJ _Spd Manual Trans. o Power Steering DAM D Raar Window Deloggsr o Lealher Seals D tJ Automatic Transmission 0 Power Brakes D AMlFM D SunIMoonfT Bar ROOf 0 Vinyl Roof X~ tJ 4 Wheel Drive DPowerWlndoWs DAMlFMStereo o Till Wheel DCellularPhone 0 tJ Air Condlllonlng 0 Power Seals 0 CasslTape D CD 0 Crulse Control 0 Power Door Locks 0 3, Permitted Mileage Per Monlh: 1000 Miles 4. Charge For ExceB8 Mileage $.' ' , $.15 Per MIle It this 'PerMlIe,or spacelsleflblank. 5. Purpose: You are leasing the Vehicle orimarilv lor c consumer, oXX:. commercial, professional or agricultural purposes. 5, AmaunlDueWhBnYauSIQlY. a. Trade.ln(Df ")$ b. CashDownPaymenl $ c. PrepaldLeasBPaymenl $, d. 1stMDnlhlyPayment $ e. RerundableSecurilyDeposlt $' f, GAPProtBtUon (ses ltem14) $ MIA 155.90 NIA , 735.59 . H/A M/A II- MBP (sse Item 15) $ I,~L ' HI A.. h. PaymentBuydownfee $: ",A' I. SaleS/UsoTax $ ,,,,,14 03 ~ CertlflcateoiTitlsFee $ [1"27 60" k. ReglstraUonfees $ ':;"46'00" L aOCIHOTARYIHSNGIU 50 aa m./TIRE TAX/lUX TA~ 534 'l7 n. Total (a through m) $ 1563 '9 9. Total Df Mon!hJy Paymsms: (7,dx S) 36779.50 7. ManlblyPaymont a. MonllllyRental $ 674.95 a Includes MBP (see IIBm 15) c Includes GAP ProtecIIon (&&BlIem 14) b. Monlhly ,SaleslUSlI Tax $.J.Q..1L. e ,. '.< ", .'" $---1!l.L d. MonlhlyPaymenl'(a+b+c) $UULe 1:1. Term of lease In monlhs: 50 10 Payment Terms: This leese begins when you accept delivery of the Vehlcle Bnd ends on 11/04/01 . On the'day you sign the Leese yQu must pey (I) either one Prepaid Leasa Payment (which Is one advance payment that covetS all 01 your Monthly Payment obligations ()ver the enUre Lease term) or the 1 sl Monthly Payment, and (Ii) all other sums shown In Item 6. Unless you have paid one Prepaid Lease Payment, 1jou promise to pay 49 addillonal Monthly Paymenls beginnIng OCT4th97 and on the same dey of each following month. 'four payments must be made to Auto Advanlage, P,Q. Box 1718, Reading, PA 19003 or any other address we may direcl. YOU ASSUME ALL RISK OF LOSS OF THE VEHICLE UNTIL IT IS RETURNED TO US. YOU MUST MAKE ALL f:'AYMENTS ON'THIS LEASE EVEN THOUGH THE VEHICLE MAY BE DAMAGED, STOLEN OR FAIL TO OPERATE PROPERLY, AFTER ASSIGNMENT OF THE LEASE, THE ASSIGNEE {S NOT RESPONSIBLE IF FOR ANY REASON THE VEHICLE IS NOT SERVICED OR REPAIRED PROMPTLY OR TO YOUR SATISFACTION. 1t. Total amount you will pay during the tann for official lees, reglstralion. certlllcate of tItle, license lees and 18xes::Ii 3786.80 e. 12. Late Payments: Our c1iarge for lale paymenls Is 7% or any payment we do not receive withIn 10 days of lis due aate, 13. Insurance: During IhJs lease, at your expense, you musl oblain and keep In effect at least the lollowlng mInimum Insurance coverages: PU?llc liability. with Ilmlls 01 not less than $100,000 pl'lr person, $300.000 per accident and $50,000 for property damage; Collision. with a deductlbla of not more than $500; and Comprehensive, Are and Thett. with a deductible of nor more than $500. You agree fDoblain this insurance coverage through any agent, broker or Insurer of your choice. See Item 25 on the reverse side. 14. GAP Protection: II, before the end of Ihe Lease lerm, the Vehicle Is lost, stolen or so damaged thai It Is not reasonable to repair it (as determined solely by the Insurer), your liability will be determined under lIem 21.c. UNDER ITEM 21.c, YOUR LIABILITY FOR THE DIFFERENCE (OR "GAP") BETWEEN THE EARLY TERMJNATJON PURCHASE PRICE (ITEM 17) LESS THE PROCEEDS OF INSURANCE MAY BE SUBSTANTIAL. GAP Prolection is available at your option from or through the Lessor at a cosl of $ MIA . You may, at your option, also purchasa GAP Protecllon from a third party 01 your choice, but you musl promptly provide a copy of the thrrd party GAP Protection contract to the Lessor. lithe required Collision and Comprehensive Fire and Theft Insurance ls In ellacl atlhe lime 01 the Insured loss (Item 13), GAP Protecllon llmlts your obligation for the difference between the Early Termination Purchase.Price and the proceeds ollhat Insurance to the amount 01 your required insurance deduclible, subject to the maximum dollar limIt 01 prolacllon, II any, contained In the separate GAP Protection contmct provided to you, You should refer 10 lhat GAP Protecllon contract. as It describes GAP Protection and any limitation In thai protection In greater detail. II oblained from us and you elect to pay lor GAP Protection in cash, ils cosl is shown in Ilem 6.1. II oblalned from us and the box In nem 7.a. is checked, the cost 01 GAP Protectlon is included in the capitalized cost 01 the Vehicle and Is part 01 your' Monthly Payment. c::J (1nI11a1 only if applicable.) You acknowledye fhat yOU have been advIsed thai GAP Protaclion Is available from us al the cost Indicated above and choose N.OT to purchase it. t5. Mechanical Breakdown Protection IMBP): Protecllon against major mechanical breakdowns of the VehIcle is available at your option from or through Dealer for a period of_monlhs or_miles, whichever occurs IItSt,atacostol$~. MBP is described In delallln a separale contract or disclosure provkted to you by the Dealer, If you pay lor MBP In cash, Us cost is shown In Item 6.g. II the box in Item 7.a. is checked, the cos! of MBP Is Included In the capitalized cost of the Vehicle and Is payable as part of yQur Monthly Payment. 16, Warranties: YOU HAVE SELECTED THE VEHICLE TO BE LEASED. EXCEPT AS PROVIDED IN THE SEPARATE MBP CONTRACT, IF ANY (ITEM 151, THE DEALER HAS NOT MADI: ANY WAhRANTtES TO YOU REGARDING THE VEHICLE, EITHER EXPRESS OR IMPLIED, INCLUDING THE WARRAN11ES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, OR OTHERWISE. II the Vehicle Is new (Item 2). It Is subject 10 the standard marwfacwrer's warranty that applies to the Vehlcle and which the Deafer has provided to you. We assign 10 you all of our rlghls in the manuracturer's warranty and under any 'Lemon Law" that may apply to the Vehicle. 17. Opllon to PurchaSlll: You may purchase the Vehicle at any time at or prior to the end qfth~ Lease term by paying the applicable 'Purchase Price' plus other Sums Owed under Item 22.b, The 'End Of Term Purchase Price' IJ.8~ . This is equal to lhe 'Residual Value' we expect to receive et whotesale lor the Vehicle althe end 01 the lease Term plus one Monthly Payment (Item 7.dl. Prior to the end of the Lease term, the. 'Early Termination Purchase Price' is equalla the sum of (I) an Earfy Termination Fee of $250.00, plus (iI> the present value 01 all 01 the remaming Monthly Renlals to the end of the Lease term, discounted at the rate QI 5% per year (for which you will receive a credit for payment in lull If you have mede the alreMy discounted Prepaid Lease Payment In lIem 6.c), plus (liij the present value of the Residual Value of the Vehicle, discounted at the rate of S% per year. You must give us 30 days wrlUen notice If you ntend 10 purchase the Vehicle. 18, Security. Interest: To secure payment and performance oJ your obligations on this Lease, you grant us a NIA . in HIA IlJ<IO<:<IO<!OOCtlII'Y'm._1 _ 1Ll8""""ProP."Il 11 you oblained MBP and/or GAP Protection from or through us, you grant us a security Interest under the Unllorm CommercIal Code in any refund or credit due you on cancellation or termination of such MBP and/or GAP Protection. You also grant us a security Intel'$St and assign to us any sums you now or later mainlain on deposIt with MeridIan Bank or Bny of lis affiliated banks. II you default. we way wlthdrawsums from the depOSit sufUcienllo pay whal you Ihen owe on lhis Lease. ft the deposIt is a lime or eerlificafe of deposif, any w1lhdrawel prior to mafurny may cause you to incur subslantial early wlthdmwal penallles as provided by law and/or your deposit contract.. , 19. Maintenance; TaXE!s: You agree to malnlaln the VehIcle In good Operating condition and In accordance with the manuracturer'S scheduled warranly and selVice requirements. You are responsible for maintaining, repairing and se/Vlcing the Vehicle. You are also responsible lor all taxes and other governmenlaJ assessmenls end charges on the Vehicle, and on ils possession. use and operallon. 20. Sts~ards for w~ar afJd Use: Unless you choose Ia purchase lhe Vehicle, you must return tile Vehic16 to us on termination of this Lease. The Vehicle must be In the same condll1on as when delivered to you, 8xcepl for reasonable wear and use. On mturn, "'e Vehicle must be able to pass any Inspection then required by law. The tires must be In sala condition and of at least the same number am::l quality as were on lhe Vehicle when it w~ delivered to you, The vehicle idenllllcallon number must not have been altered, removed or defaced and must be the same as was o~ the Vehl~le wt:en you took derivery (Item 2). No retreads or snow tires are permitted. The engine. drive train and other mechanical and eleclncal parts, Including the odom.eler, must ope~ate property and may nol be damaged. There must ba no demage to the frame, suspension or trans":llsslon thai prevents the Vehicle from meetmg tl\e manufacturer's stendards lor that parl1cular model. N.o scratches, denis, pits, rust areas, mismatches 0 palnl or craclls may agpaar In the fenders, bumpers. grills, hood~ trunk, doors or roof. No special Identiflcallon or markings ~: ~~~s~7e~~e~:~~IWg~~ ~I ~t1le ~~;keS;~~%~k:~~sslve wear are permlUed In the carpel, sea~, doors, headlining or dashboard, 21. Early Termlnallon and Default: This Laase may be lermlnated belore the end of lhe Lease ten;1 on the following condllions: a, Early Termination By You: You may terminata this Lease at any time prior to the end of the lease tarm, To termInate early you must purchase (or arrange lor someone else to purchase) the VehIcle and you must pay us the sum or the Early Termlnallon Purchase Price (Item 17) plus any Other Sums Owed under Item 22.b. b. Early Termlnallon By Us: Unless olherwise provided by law, withoul nollce to you, we may terminate this Lease before the end of the Lease term upon oraller the happening 01 any 01 the lollowing delaults: Iii You do no! pay any sum 10 us on 01 w!llTJn 15 days ollis due dale; ill You do not promptly and properly perform any other promise in this Lease; 1m) You die, OT are declared legally incompetent or are Incarcerated; Ivl YOll become insolvant or a proceeding Is begun by or aqainst you under the Federal Bankruptcy Code: EXHIBIT" ~' :.'~~r!lI!fl8!"'I," "'~~!II~lm1., ~.''''''~_ ~~~"'1 ~teH~~hJ~:~OV:I~f~~'~n~t;~s{~t~~ +1. hJ';'~~I'''~i~''u':;;~a~~~bYY 1~~"f~~ ~her~~;,;p~~orl!il~~;~~!2~k'daliv~.;Y ~f-Ihe VehIcle;. If' you 'return the Vehicle at or after the end oRlj;IeJ-'4tt~4'leiID~IfRf(tnusl pay a mQfbs)tQfI FUij ot ma;Gt]fCUJtlflA~ TO PROMPTLY RETURN THE VEHICLE MAY.BE A CR~:vIE PUNISHABLE BY LAW. II any property of yours has been attached to the Vehicle il Will become our properl,Y unless It is removed prior to return of !h!l.Yebl.cl.e.lo.lJ~. y!{eJ1lflY remove that property If we.b~\inve tlIel il'WjV,Q'W.k~1 more difficult 10 sell the Vehicle or r~duce the wholesale prica we can tltAaihttlif'lit(lJU1t~hg", 10 the Vehicle due 10 re~\rlIuil'be~1 u. If the odometer ma1funcUoned while the Vehicle wes In your possession and you cannot properly substantiate the mileage on the Vehicle, or I the odometer has been tampered with, you roust also pay the charg~!fRf daI7ilij911fi!stl9l'lfl"q In lIem 39. In determining your MonII}Jy,flellwhw,e a:;sume<:lthat you would not exceed the Permitted M"eage Per Mahll't'(ltelil '3/'fClFtM''IilJfnb8r of mooths Iha~ the lease IsIW6YfeC/~ tM'nIlisl also pay us IIW Excess Mneaga Charge indicated in \tern 4 lor each mile in exooss of the Permitted Mileage Per Month. You mus' also pay lor any damages to the VehiCle which you have caused by laillng 10 meet the Maintenance requirements litem 19) and Standerds lor Wear and Use (Item 20). Within 10 business days of the day the VehiGle is returned to us at the end 01 the Lease IEIrm we will mall or deliver to you an Itemized stetement des,crlbing any excess wear or damage to the Vehicle. Within 7 business days of the date of the maiting or delivery 01 our notice, whichever is earlier, you may advise us that you desire looblam at your expense, lrom an IndependentepprelS9r agreeeble to bolhyou end us,s prolessloneleppraisal 01 the ellcess wear or damage. The appraisal musl be conducted within 10 business days 01 your nollce to us. 11 we do not hear Irom you or Ihe appralsalts not d9ne promptly, we wiff then charge you what we blUed tor Ihe excess wear or damage to Ihe Vehicle. II you desired an appraisal, 1loweV4r', and 1/ Is done promptly, we will use the appraIsed valUe, 11 any sum Is due us, you must pay us What you owe immediately on our presenting you with a linal bill as provided in Item 22,c. b. Other SWrul Owed: on My lenninaliOll of Ihls Lease, in addllJon to Ihe charges due us under Hems 17,21 or 22.a, as appJlcable, you must pay us the sum of all past due Monthly Payments, late payment charges end ~ny other sums you may then owe on this Lease. such as tie.'" processing lees and \aJo;es, Wll win then relu.\)2.9.r..H.e.91t.Y!l\! wl!h your RehmdaliUlSecuJll.'l Oepp:;ll. , cUID-ompt Payment Required: II yowftH"~ioIdu owS us promptly on teHOO.ltiCdl.blMli~a.easo you iIItul\:faJA:iur coll&tion WCijls and, if we retain an ettomey to collect what you owe, all rea$Onabla attorney's fees and court costs we InGur, Vou agree that!ha totel amount you owe that Is not paid to us within 15 days after we send you our ~nal bill will bear Inlereatllach day at !he dally equivalent 0112% per year from the date 01 our flnal bill unlil we receive payment in full. 23. Default and R6~&esslon: It we lemilnete lhls Lease becmJse at ymlr defalllt, you authorize VB to catlceJ any MBP and/or GAP ProtecllPn you obtained through us In connection with this Lease. You direct the provider 01 such MBP andlor GAP Protection 10 pay any refund or Cl"edll due you dlrecUy to us, 'Nhloh 'NO wlll apply to the sums you then owe on this LeaSe, After givIng you any notloe that may then be required by law, II any, we may take possessiOn of the Vehicle wherever we may Ilnd It, For this purpose. you authorize us to peaceably enter upon any premises where the Vehlole may be to take poasessron and remove lhe Vehicle. You authorize us to use the license plates on Ihe Vehicle In moving ft 10 e place of storage, After we repossess the Vehlcte we may hold ttlree 01 any rlphts you may hav~.\IIWfilr this Lease. Unless you advise us within 46 hours 01 the repossession 01 any personal property you claim was In the Vehicle at the lime 01 ~es910n, we will not be responsible lor that properly, See flem 22,a with regard to property attached 10 the Vehicle at the time of repossession, 24. Return lIems: U any check or other Item yoU send In payment of yoUC~ease obligallons is ratumed unpaid for any mason, you agree to pay us a Relum Item Fee of $25,00, 25, Insurance: You are required 10 obIa;n and keep In tW~ at 18881 lhe minimum Insurarn;e covGrages lndJcaled in Jlem 13 so long as Ihls Lease is in effect. Such Insurance must be Ih effect belore ydtl\Ake delillery 01 the Vehicle and may nol be cancelled until after you return the Vehicle to us, The ifl$lrflr\@ must be reasonably acceplable tJA\l1 The pQl1cy must provide us With not le!l\\man 10 days' written notice of cancellation or reduotion In Coverage, for any reason, Collision, Uabl\ll:li 8Ilf:or Comprehensive Insurance musl na,RW'Y.9Y jls the lnsul'$d and us as an additional Insured and toss-payee. II thIs leasa Is assigned to th~\6.alll nee, the Assignee must be nemed a~&n liijditlonal insured and loss-payee on the COlllslo.n, Uability endlorComprehenslvo InsurancepOlil'.' our request you must promptly fumishMllMlh sallFilactol)' evidence that the required Insurance mrmf'lS are in elfec\' II the Vehicle Is da fnd you flx It to our satisfaction, we .~u sny Insurance proceeds whIch we have retefv rYOu are not then In delault, You must s and.tbR.U;lavr9n~.~roPlWX withIn n III of any InsUrable $vunt causing loss, You must rate lully with us and the Insuranoe c In p~1"1I,1~~hWIll\B'~tId accu t1nlormalfon about the loss. Yl)U authorize us to fl~i}l,~~f of loss if YOlIfail or reluse 10 do so, 1~Il-!!fIietlleXAlO~~~ar\mJifil{lln conMtlon with this Lease In your nama or ours, and to Sign yclJr nalTlf:l' to any check or drafl representlW ~88ds oIl11Sumnce. 26.0peraUon of the Vehicle; Ticket: You will use lhe-Ve~Btibnly In oompllance with law. You will permn use of the Vehiole only by sale and 1I0ensed drlvers..'fpu mi\IlO.ot sublease the Vehicle. Vou wlll comply with all laws regarding the reporting of ~ltIents. You will not use the Vahlcle to push or tow ;!hbmh\'vdbicle or in any manner not coveted by Insurance on the VehiCle. Without OUt plitSt written consent, you will not carry goods or passengers lor hire, You will promplly pay any line or delend any action on a vlolalion notice Issued In connection wilh the Vehicle, such as for parking or speeding tlcl<ets. YOr.l N41~ ill-wq liIay us our currentlicket processing fee, not to exceed $35 per IIcket, II a violation notice Is Issued to us in connection wlth lhis lease. whb\I'I9!-,*'nol you are finally delennlned to be at faull. II you do not delend an action on a violation notice and we pay a fine on your benarf because you fail or refuse 10 do SO, we wiff add Ihe fine to the sums you owe on this t.ease, This 119m 28 wIU survive tennineUcn 01 the Lease and repossession and sale 01 the Vehicle, 27. Refundable security Deposit: On terminal10n of lhis l.~q"''1'E\fY!m apply your Retundable Security Deposlt todke sums you owe on this Lease and refun<f any sum remaining. You agree that we neM1'hbl'pay-lnfereet on yeW" Refundable 5eclJrity Deposit ahH lhat we may keep Jt wJlh our general funds. 28, Delivery: You acknowledge that you have received and examined the Vehicle, which Is as dssorlbed In Item 2 and In good operal1ng order. You acceptdeJlveJy 01 the Vehicle lor all purposes 01 this Lease. 29. LIabilIty: II this Lease Is signed by more than on$ 01 you, each 01 you snail be liable, separately and together, for the payment and periormance 01 all your CtiIJ,pilll3M:under Ihls Lease, We may release anyone or more 01 you Irom your obligations on this Lease without releasing any other 01 you from your oblk!allons on this lease, SO, Assumption of LlabDlfy and Indemnity: You assume lIabfl~ for, win hold us haon(ess and wiK Indemnify us against any claims, damages, penalties, lines or losses, including court costs and our attomey s lees, which may be brought againsl or suffered by us in connection with the manufacture, selection or delivery 01 the Vehicle, or which relate to Its ownership. possession, sale, condition, use, mileage or operation. This lIem 30 wm SUNlva termlnation 01 the Lease and repossession and sale oJlhe Vahlcle. 31, TlUe and Registration 01 the Vehicle: We are the owner of the VehiCle which will be tilled In our name. We will retain the Certlllcate 01 TIUe to the VehJcle. You are leasing the Vehiole and have no rights In ths Vehicle other than to possess and use II as provided In Ihls Lease, We will register the 1Ille to the Vehicle in our name In the state where the Vehicle will pennanenlly be garaged, as lndlcaled on the Delivery Receipt and Insurance COnlinnatlon. You agree to permanently keep the Vehicle garaged althis address, You musl notlly us In wrll1ng and obtain our prior -written consenllf you intend to mQIj(j.your resldenoe address orto permanently garage the Vehicle at anolher address. Normallv, unless you desire to garage the Vehicle outside the'6(1Jlllinental United Slates, we will consent to any change ill address so long as you pay aif 01 the costs 01 our reregistralion of the Vehicle, However, we may refuse to permi! you 10 move Iho Vehicle to another $(ale: If you have evar baen In default or your Lease obligations; we are nOI allowed to recover the cosls (Including any lax) In connection with llle rereglslratlon; the laws 01 the other state Impose additional duties and responsibilities andlor expose us 10 greater liability as the owner 01 the Vehlole lhan are acceptable to IJS in our sole discretion; or we reasonably believe in our sole dlscrelion that you will not be able to meetJour responslbllllles on teonlnatlon and return 01 the Vehicle as provided In Item 22.a, You must also obtain our prior written consent If you Inten to keep lhe Vehicle away Irom your resldence lor a period greatet than 30 days. 32, Extending the t.ease: Subject 10 the terms 01 thIs Lease, with our consent you may extend thfs Lease on a month-to-month basis lor up to 6 additional months, 33, Performance of your Dulles: II you are required by this Lease to do something and oon't do It, we may, 11 we choose, do tt lor you, You agree 10 pay' our COsls or ellpenses In laking any action on your behalf, You wllllndemnily us lrom any liablllly or obligation we may Incur in doing (or nor doing} anVlhing you are required to do under Ih/s Le8$B, ThIS Ilem 33 wi" s(J(V/ve lermlnaUon or the Lease and repossession and 6ale 0/ lhe Vehicle, 34. Assignment: Deale~1tI assign Its rights under this Lease. The person to whom Dealer assigns Its rights may reassign them. If you have any problems with the Vehicle or claims or defanses on this Lease other than for payments already made, you agree 10 assert them Iirst agalnSI lhe Dealer and the manufacturer 01 the Vehlole. You agree to render performance 01 your obl1Qallons to Dealer and, upon receiVIng written nab 01 ~llB~s~t~h:t~~~t~~~~gnee or any subsequent assignee, You may not assign your nghts or obligations under this Lease. YOU MAY NOT 35, No Walw~ If we do not exercls& any of our righls amt reme(fies al any lime, we do nof waive lhe tight to do so at a !aler time. 36, NoUces: Notloes may be given personally or by Certilied Mall, Return Receipt Requested, or by Mailgram, 10 the address 01 the other party as proylded in Item 1, NOllce.s shall be deemed given to us when they are personally given or actually received at the address sho'Nn In llem 1. No1ices. shall be deemed g!Vlm 10 )'OU when !heY are perSDnaJ/y given or when placed in lhe man or wnb Mallgr~m, adi:lreaaed !c you al the address shown In Item 1 or, JI dlllerent, at ~he i!ddress ihen shown on our records, even Ihough you might not actually receive our mailed nolice. 37. Governing ~w: If lhls lease IS pnmarlly fat CQll~!IllJr purposes, you agreEl thaI the laws of the State In 'Nhich y<:Ju reside, as lIhown In llem 1, shall govem thIS Lease and your obllgaUOnfibtijel;lMllQ, you agree that the laws olll1e State 11'1 whloh the Dealer does business as shown In Item 1,shaUgovem Ulfs Lease and yOur obligations. . 38.General: This Lease lslhe enllrn agreement between you and us. If any provlslon 01 this Lease is lound to be void, this Lease Is to be read as il that provision were never contained in this Lease. 39. Odometer ResponsJblnlles: You are requlr~ la maintain accurale mileage records or your usage at the Vehicle, NotmaIly, $ucll usage Is determined solely by referenoe !o the odometer In the Vehicle. However, In the event the odometer Should malfunction al any lime and lor any reason, you must Drom~"v repaIr or replaCe the odomeler and obtain, maintain and provide us with proper supporting documenlalion to Indicate lhe date and mileage w en the odometer failed and the date when.!t was repaired or replaced. II you do not provide adequete ctAcumenlallon to ~s, you agree that we may assum.e that the Vehicle has 100,006 \Mles in excess 01 the mileage shown on the odometer at thelfllrlil the Vehicle Is.returned, You are also responSible lor ~ny loss we may Incur as a result 01 any tampering wllh the odometer. It the tampering Is diSCOVered pn.or to our sale 01 the Vehicle, lhe loss ~Il be equal to the dlllerenoe between the Eatly Tennlnallon Purchase Price or End Of Term Purehase Price, ~sapPlkable {116m 17}, less lhe "MIleage UnknoWn" value we actuenyreceive on Sdle of the Vehicle al public aucfioo orprivale sale. '(lhe tampering IS discovered after the sale, you will pay any loss, cos! and expense we Incur as provided In Item 30, This lIem 39 Will survive termination of the Lease and repossession and sale 01 lhe Vehlota, 10. Odometer /?Jsclosure on TennJn~lon: You ~re J"eQUiled by Federal Jaw 10 ~y anrl properly dlsdose Ihe mneage on the VehlcJe at !he lIme of termination oflhls ,Lease, The disclosure will be needed by us tn connection witn our transfer 01 ownership of the Vehicle. Failure to provide such II. disclosure or makll1Q a lalse stalement may result In linas andlor Imprisonment. You must provide an odometer disclosure to us even il ~ou elect to pu~chase the V*!hlol~. In such a case, we w1l\ not be able to transfer tlUe to you until we receive your odometer disclosure, If we transfer Illle to Ihe VehICfe and provide Il1correc( Information regarding the odometer, either becaulle you did not provfde en odometer dfsclosure to us or you made a .false statement, you assume liability lor and wllrlndemnlly us against any claims, damages, renaltles, lines or losses which may be brought allalnsl or suf/erea by u~ In connecllon with your lallure to comply 'Nlth jaw. This lIem 40 wll sUlVlve termination 01 the Lease and repOSSBSS!Ofl and sale 01 the Vehicle, 41, Payment Buydown Fee: The Monlhly Rental In Item 7.a. is composed of a lease Fee plus the amount we estimale the Vehicle will depreciate ea~h month over the Lease teon. II you paid a PaymenlBuydown Fee (Item 6.h), lhe rate which we use to compute the Lease Fee will be re~uced, ThIS will reduce the amount of your Monthly Renlals, NOTICE: SEE FRONT SIDE FOR IMPORTANT INFORMATION. "'~~" ".., "'."'''' ...~""..~.~.,~ "1, ...,...,..- -, lollS!\. VI- I.V;;;':' u.. .ne ,"-'.-"".... ......,...' ..... ..~._ "._~ THE VEHICLE MAY BE DAMAGED, STOLEN OR FAIL TO OPERATE PROPERLY. AFTER ASSIGNMt:I'H VI- 'I tll;; 1../;;....1::., "'0.:. ....",....',-~ IS NOT RESPONSIBLE IF FOR ANY REASON THE VEHICLE IS NOT SERVICED OR rlEPAIRED PROMPTLY OR TO YOUR SATISFACTION. 11. Total amCl~i1t you will pay during the term for official lees, registration, certificate of liUe, license fees and taxes: $ 3786.80 e. 12. Late PaymentS: Our cHarge for lale payments Is 7% 01 any pa\<manl we do not receive Within 10 days Dilts due date. 13. Insufance: During this Lease, al your expenSe, y()U must obtaIn and keep In effect allElesl the lollowlng minimum Insurance coverages: Public Liabllltl" with limits of not less thllll $100,000 per person, $300,000 per accident and $50,000 for property damage; Comslon' with a deduc\1ble of not more than $500; and Comprehensive, Fire and Theft - with a deductible of nol more than $500, You agree to obtaln Ws insurance coverage thn)ugh any agen\, broker or lnaurer of your choice. See Item 25 un the reverse side. 14. GAP Protection: If, before Ihe end of the Leese lenn, the Vehicle 18 losl, slolen or so damaged that II is not reasonable to repair il (as determined sOlely by the Jnsurer), your Dability wUl be determined under lIem 21,c. UNDER ITEM 21.c, YOUR UABILlTY FOR THE DIFFERENCE (OR -GAP") BETWEl:N THE EARLY TERMINATION PURCHASE PRICE (ITEM 17) LESS THE PROCEEDS OF INSURANCE MAY BE SUBSTANTIAL. QAP ProtectIon is al/allable at youropUon from orlhrough the Lessor at a cosl 01$ nlA . You may, at your optfon, elSO purchase GAP Protection from a third party 01 your choice, but yoll must promptly pfOl/lde a copy of lhe third party GAP Protection conlract to tha Lessor. If the required CoQfslon and Comprehensll/e Flro and Theft Insurance rs In effect at the time of the insured loss (Item t31, GAP PrQleotlon limits your obligation for the difference between the Early TennlnaUon Purchase Prlce and the proceecis of that insurance to the amount of your required Insurance deductfble, subject to the maximum dollar (lmit 01 proteclfoo, if eny, contained In the separate GAP Proooclion conilaCt prOl/lded to you. You $hould refer 10 thaI GAP Protecllon conlract, as 11 describes GAP ProtecUon and any Ilmltallon In lhat protection In groater detal!. If obtained from us and you elecl 10 pay for GAP Proleclion in cash, its cosl is shown in flem 6.f, It obtained from us and the box III Item 7.a. Is chooked, the cosl 01 GAP Protection Is Included 11'1 the capltall~ed COlt 01 the Vehicle and Is part of your Monthly Payment. c::::J (Initial only If applicable.) You acknowledge that you have been adl/isGd that GAP Protection Is available Irom us althe coat Indicated abOIlEl end choose NOT ID purchase II. 15. Moohanlcal Breakdown Protell1lo~ (MBP): Protection, ~galnst major mechanIcal breakdowns of Ihe Vehicle Is al/ailable at your optlon from or throUgh Dealer for a penad of _ monflts at' ,{ , miles, whlcheverOCCtlrs I<<Bt, al a CDsl of $ ~. MaP Is described In detail In a separate conlract or disclosure prol/lded to yQu by the Dealer. 11 you pay lor Mep In cash, Its cost Is shown In Item 6.g. If the bOK In loom 7.8. Is checked, tIie cost of MBP Is irrc/uded in the cap/laIlze<I cost of !he Vehicle and is payable as part of yOUl Monthly Payment. 16. Warranties: YOU HAVE SeLECTED THE VEHICLE TO BE LEASED. EXCEPT AS PROVIDED IN THE SEPARATE MOP CONTRACT,IF ANY (ITEM 15), THE DEALER HAS NOr MAOE ANY WARRANTIES TO YOU REGARDINQ,THE VEHICLE, EITHER EXPRESS OR IMPLIED, INCLUDING THE WARRANTIES OF MERCHANTABILlTY OR FITNESS FOR A PARTICULAR PURpOSE, OR OTHERWISE. It the Vehicle Is new (/tQm 21, It Is sUbject kI the standard manulaclursr's warranly that applies kittle Vehicle and which the Dealer has pt/)v!ded to yoo. We assign to you all 01 our rights In the manufacturer's warranty and under any "Lemon law" thel may apply to the Vehicle. 17. Option to Purchllse: You may purchase Ihe Vehicle at any time alar prior 10 Ihe lind of Ih~ Lease term by paying Ihe applicable 'Purchase Price" plus Other Sums Owed under lIem 22.b. The "End 01 Term Purchase Prlce" Islil~ . This Is equalID the "l'1esldual Value' we ekpect to receIve at wholesale for the Vehicle al the end of the Lease Term plus one Monthly Payment (Item 7,d). Prior to the end of the lease term, the "Early Termination Purchase PrIce" Is equal to the sum of (I) an Early Termination Fee 01 $250.00, plus Ill) Ihe present vallie of all 01 the remaining Monlhly Rentals \0 the end of the Lease lerm, discounled at the rale of 5% per year (for which you wlI reeeive a credit for payment in lull II you have made the already discounted Prepald Leese Payment In lIem 6.c), plus (Ill) the present value of the Residual Value 01 the Vehicle, discounted at the raOO of 5% per year, You mt.!Sf give us 30 clays written notICe If you Intend to purchase !he Vehicle. ' lB. Securlty_lpJerest: To secure payment a~Ci performance 01 your obligations on this Lease. y?U grant u~. ~ . H/A, ',' ,. ','r''- "-".k' '~"I"'ln .,,~ ",MIA", ,',' "H. \".ocnoo"cuOly'nUII.oq \U........~~I 1I you oblalned MBP andfor GAP Protection from or through us, you gronl us a security Interest under Ihe Uniform Commercial Code In any relunCi Qf creal! due you on cancellaUon 01' IermlnaUon of sudl MBP amV01 GAP ProiecliDn. You also gtanl us a securlty Interest and assign 10 us anI. sums yoo now or later malnlaln on deposit with Merldlan Bank or any of ils affillated banks. II you delaul!, we may withdrew sums from the depos I $ufflcienllo pay what you then owe on Ihis lease. If the deposltls a time or certlllca\e of deposit, any wllhdrawal prior to maturity may cause you 10 Incur subslantlal early withdrawal penallles as provided by law and/or your deposit conlract. 19. Maintenance; Taxes: Yoo agree to maintain Ihe Vehicle In good operating condition and in eccordance with the manufacturer's scheduled warranty atld SflrlliC$ requIrements. You are responsible for malnlalningl repaIring and servicing the Vehicle. You are also responsible for an laXes and other governmental assessments and charges on Ihe VehIcle, ana on Its possession, usa and operation. 20. S18ndards lor Wear .md Use: Unless you choosa to purchase the Vahlcls, you mUllt return the Vehicle to us on termination 01 this Lease. The Vehicle must be In Ihe same condlllon as when delll/ered 10 you, except lor reasonable wear and use, On return, the Vehicle must be able ~e~~; ;h~~nl~~:d~I~:~d~u::~. ~~a~hTc~: l~r:U:r~~i~~en~nm~~~ r::~~ri~t" h:~~ g::~ ~~::ere~:~~~:f~~~ ~U%u~ =~eo~~: as was on /he Vehicle when you look delivery (Item 2). No refreads or snow tires are permitted. The engine, drive t/B1n and other mechanlCa! and electlical perts, including the odometer, must operate properly and may not be damaged. There musl be no damage 10 the frame, suspension orlransmJssjOl) lhal prevents the VehJcle from mee1lng lhe maiwlacturets standards for lllal parllculat model. No scratches, denls, plls. rusl areas, mismatches of painl or cracks may appear In lhe fenders, bumpers, grills, hood, trunk, doors or roof. No speclalldentillcat10n or markings ~hal :~~~s~e~s~~:~I~g~~ ~l ~g(t'eb~:;ke~o~~~~~:~esslllEl wear are permlttad In the carpal. seats, doof$, headlining or dashboard. 21. EMly Termination and DeJauJt: This Lease may be lemJinllled before the end of the Lease lerm on the following conditions: a. Early Termination By You: You m!ly lermlnate this Lease al any lime prior to the end of Ihe Lease lerm. To lerminate early you musl purchase {or arrange lor someone else to purchase) the Vehicle and you musl pay us the sum 01 the Early Termination Purchase Price (Item 17) plus any Olher Sums Owed under lIem 22.b. b. Early Termination By Us: Unless otherwise prol/ided by law, without notice 10 you, we may terminale Ihls Lease belore Ihe end 01 the Lease lerm upon or aller the happening of any of the fallowing defaulls: II) You do not pay any sum to us on or within 15 days of Its due date; ii) You do nol prompt"l and properly perform any other promise In this Lease; iil) You die, or are decared lagally Incompetent or ere Incarcerated; liV) You become Insalven! or a prOceedlnq Is begun by or 8f18lnst you under the F8<1era! Bankrup~y Code; v) You ro~ide ~s or your In~urance carner with lalse informallon 01 signatures at any I1me; 1/1) The eehlcle IS abused, misused, exoessll/ely used, abandoned, or Is c()nllscated, attached, seIzed or threatened with such action, or you sublease the Vehicle or aUempt 10 assign Ihls Lease to someone else without our consent; Somelhlng happens thai we, in good faith, beli9IIEI substantially hinders your ability to perform your promIses In this Lease; You move Ihe Vahicla 10 a new place of permanent garagIng without our prior written consent; or You fail to comply with fua insurance requirements ot Ihls Lease or your Insurance carrier refuses 10 continue to Insure you or olhersoperallnglhe VehiCle. 11 we lerminale because of your default, we may demand thai you ImmedIately pay us the Eariy Termlnallon Purchase Price (Item 17) less a credit for the wholesale value of the Veltlcle. tt the wholesale Value of the Vehicle exceedQ the Early Termlnatfon plKChass Pr1cf!, we will not credll or refund the difference 10 you. But. we will give you a c:redllfor the unapplied balance of the Prepaid Lease Payment, if any (Item 6.c). You Jm.l$I: also pay any Olher Sums Owed (lIem 22.b), as wen as our costs of repossessing, transpmting, stOtlng and selnng fhe Yehh:Je, JnchJdlng our attorney's lees and court costs. WIthin 10 business days after we obtain possession of the Vehlc:le, we will mall or delll/er 10 you a notice adIIlsir19 you that, In order to determine the wholesale value 01 the Vehicle, we will seJlthe Vehlcle at pUblic or private aucllon for the highest wh~lesale offer we receil/e. Howel/er, within 7 business days ollhe date of the malllng or delillery 01 our nolice, Whichever Is earlier, you may adl/lse us that you desire to o~taln at your expense, from an independenl appraiser agreeable to both you and us, a professional appralsal of Ihe wholesale value of the VehICle. The appraisal must then be conducted within 10 business t;lays 01 your noUce to UB. II we do nol hear from you. or the apprai.sal is nol done promptly. we wl1l selllhe Vehicle and apply Ihe proceeds against the Early Termination Purchase Price. If you deSIred an appralS?l, however, ~nd I~ fs done promplfy, we wfff apply the apprarsed value inslead. If there Is any sum due us, you musI pay us the balance ImmedIately as prol/lded In Item 22.t:. If a refund is due you, we will mail It 10 you within 15 business days after your lIabilily has been determined and salis/led. c. Termlnatl.on on Loss or Destrut:tlon D! Vehicle: If Ihe Vehicle is 10SI, slolen or so damaged that it is not reasonable to repair II (as determined solely ~ the InSUrer),.lhe: lea~e wlll Immediately termlnale. Howel/er, 11, under the lerms of lhe polley, the ilJ$urer Is gillen 30 days 10 TBCOIIflr Ihe Vehitle II stolen, termlnetlon Will occu~ at the end of the 30 days, If termination occurs under this Item 21,c., you must pay us the Early Termination Pun;hese Price (Item 17) less a credll equal to the proceeds of eny insurance we receillEl lor the Vehicle. If the proceeds of property insurance exceed Ihe Early Termination Purchase Price, we will not credit or relund the difference to you. BUI, we will give you a credit lor Ihe unapplied belance of the Prepaid Lease. Paym!=nt, if any (ltem 6.c). You must also c;:.,y us any Other Sums Owed (Item 22.b). If there Is any sum due us, ragll~~~a~e: ~:I:'= ::;e:.~~~~~s prOvided in ftem 22.c. If a re und Is o'lJe you, we wUI mail it to you within 15 busintlss days after your II/Ii) vlfi) I,) NOTICE: THIS IS A Lf:ASE, 00 NOT SIGN BELOW IF YOU INTEND PURCHASING THE VEHICLE ON CREDIT AT THIS TIMl:. IF YOU DO g~Jo~~r YOUR CONTRACT OBUGATIONS, YOU MAY LOSE YOUR mGHTTO USE THE VEHICLE AND YOUR REFUNDABlE SECURITY BY SIGNING ON THE DATE INDICATED BElOW, YOU ACKNOWLEDGE RECl:IVING A FULLY COMPLETED copy OF THIS LEASE AND AGREE TO BE LEGALLY BOUND BY ITS TERMS. LESSO"fRE~~RICK CHEX'~ By, ;1JC.,,;(j t?f LESSEE(S): '" '" ,~ By: THIS Ll:ASE CONTINUES ON THE REVERSE SIDE Form ~ B\lNSOSliS PART 1 . ORIGINAL TO ASSfGNEE PART 2 . COpy TO LES,SEE PART 3 . COPY TO DEALER -, 1 '''''',,>'~!'\'''''II''''''M'I~lm'1"'r''M 't-. .,:' ourgcnerQIJunCls. ~~'uO::;ee7~~i~~~~Init:~e~~c~al~r~~1 ~ve ~~~e~fe~l~n~e:~:~ined the Vehicle, which Is as described in 1Iem 2 and in good operallng order, 29.LJebilFty: If this lease is signed by more 3:an one of you, each of you sm.:1 be liable, separately and together, lor the payment and perlormance of all your diLgali8/i{under this lease, We may release anyone or more of you from your obllgallons on this lease without releasing any other of you from yourobllgallons 011 thJs Lease. 30. Assumption of Liability and Indemnity: You assume liablJi~ lor, will Mid us harmless and will indemnify us against any claims, damages, penalfies, fines or losses, Including court cosls and our allomey s fees, which may be brought against Or suffered by us In connecUcm with the manufacture. selection or delivery of the Vehicle, or which relate to lis ownership, pOSflesslon, sale, condition, use, mlleage or operation. This Item so will survlve termJnatlonof Ihe Lease and repossession and sale of the Vehicle. 31. Title and Registration of the VehIcle: We lre the ownar of the Vehicle which 11<;,1 be titled in our name. We wnl retain the Certlllcate 01 Title 10 Ihe Vehicle. You B.roleaslng /he VehlcJe aml /Jave no righls In the Vehicle other than to possess and use it as provided in this Laase. We will register the tllle to the Vehicle in our name In the slate where the Vehicle will permanenllY be garaged, as Indicated on the Delivery Receipt and Insurance Confirmation. You agree to permanenlly keep Ihe Vehicle garaged at this address, You must notlly us In writing and obtain our prior written consenl if you Jntend to mQ\{II'your residence address Or to pennanently garage the Vehicle at another address. Normallv, unlsss you deSire IQ garage the Vehicle outside thd\~~tinental United Slales, we will cansentto any change In address so long as you pay all 01 the costs or our reregistration 01 the VehlcJe, However, we may reluse to permit you to move the Vehlcte to another state: If you have ever been In default of your Lease obligations; we-are not allowed to recover the costs (including any tax) In connection with the reregistration; the laws 01 the other slate Impose adoJllonal dutfss ana' responslblfflles andlor expose us to greafef liab1lify as the owner at !he Vehlale than are acceptable 10 us In 0IJt soJe discretJon; or we reasonably bel1eve In our sole discretion that you will not be able to meet your responsibilities on termlnallon and relUm 01 the Vehicle as providect In Item 22.a. You must also obtain our prior written consent if you Intend to keep lhe VehIcle away from your residence lor a period greater than 30 daye; 32. Extending the LelUJe: SubJecl to the terms of this lease, with our consent you may extend this Lease on a month-la-month basis for up to 6 additional months. ' lS;p~~"o~":"~~fse o~ lx~~~~tll':i~:Jn~ua~~ ~~~~~dn by ~~Sb;~:~~ ~~OW~I?~~~~~I~~S d~~ ~~.:gfrr:~rl~6ff;'':?~S:D~~ f~~~uiny:~gr!o~ not tiolng) anything you are required 10 do under this rease. This Item 33 will survive tennlnatlon of the Lease and rBPossessYon and sale ~ the VehIcle. 34.Asslgnmenl: OeaIB~MI assign Its rights under this Lease. The person to whom Dealer assigns Its rights may reassign them, II you have any problems with Ihe Vehicle or claims or defenses on this Lease othsr than for parments already made, you agree to assert tham first agalnsl tho Dealer and the manulacturer of the VehIcle. You agree to render perlormanc:e 0 your obllQatlcina to Dealer and, upon receiving wri1len notice 01 ~ITBt~~rT~~EI~~7fl~a or BIlY subsequenl assJgne9. You may nol assIgn your nghts or obl1gations under this Lease. YOU MAY NOT 35. No WalVilr: If we do not exercise any 01 our rights and remedies at any lime, we do not waive the right to do so at a later time. 36. Notloes: Nollces may be given personally or by CertifIed Mail. Retum Receipt Requested, or by MalJgram, to Ihe address 01 the other party as prOvided In Item 1. Notices shall be deemed given to us when they are personallv gJven or actually received allhe address shown In Item 1. Notices shall be deemed given to you when !hey are personally given or when placed in the mail or with Mallgram. addressed to you at lhe address shown in Item 1 or, il different. at the address then shown on our records, even though you might not actu8lly receive our mailed nollc:e. 37. Governing Law: It this Leasa Is primarily f2t:.~r pUlpOSEls, you agree thaI 100 laws o1lhe Sfate in which you reside, as MC>Wn In Jitml 1, shall govem this Lease and your obllgatio~tnttMtWt8,)'(Iu agree that the laws of the State In which_the Dealer doos business, as shown In Item 1, shall govem this Lease and your obllgaUons. 36. Geneml: This lease Is the entire agreement between you and us. II any provision of thJs lease is lound to be voJd, this Lease Is to be read as il thaI provIsion were neverclmlained In this Lease. 39. Odometer ResponslbllltJes: You are requIred to maintain accul8.te mU13age records of your usage of the Vehicle. Normally, such usage is delermined solely by reference to the odometer In the Vehicls. However, In the event the odometer should malfunction al any time and for any reason, you must Promptly repair or replace the odometer and obtaJn. maintain and provide us with proper supporting documentallon 10 Indlcafe the date and mileagawnen the odometer failed and the date wh!lin.lt was repaired or replaced. If you do not provide adequate dllcumentation to us, you agree that we may assume that the Vehicle has 100,00& \tiles in excess of the mileage shown on the odomeler at thelliMfl the Vehicle is r(!lurned. You are also respol"1SlbJe for any loss we may Incur as a rasult of any tampering with the odometer. Illhe tampering Is discovered prior 10 our sale of the Vehicle, the loss will be equal to the dlflerence between the Eariy Tennlnatlon Purenese Price or End Of Term Purchase Price, as appllcable (Item 17). less the "Mileage Unknown" value we aclually receive on sale 01 the Vehicle at ~Ubllc auc:tion or private sate. U the :u;:t~~~ ~=p~~':o~a~Sa~N~t~:re~' cosIand expense we lnour as provided In Item 3D. hls Item 39 will SUNlve lennJnation 40. Odometer Disclosure on TQrmlnatlon: You are required by Federal law to promptly and properir disclose the mileage on the Vehicle at the time of termination of this Lease. The disclosure will be needed oy us In connectJon with our transler 0 ownership 01 the Vehicle. Failure to provide such a disclosure or making a false slatement may result in fines anellor Imprisonment You must provide an odometer disclosure tll us even U you elect to purchase the Vehicle, In such a case, we will not be able to transfer litle to you untll we receivQ your odomefer disclosure. If wa lransfer \iUe 10 the Vehicle and provide incorrect Inlormation regardinQ Ihe odomeler, eIther because you did not provJde an odometer disclosure to us or you made a false statement, you assume lIablllly for and wiJllndemnlfy us against any claims, damages. renames, lines or fosses whIch may be broughl a~ainsl or suffered by us In conne<:tIon with your failure to comply with law, this Item 40 wil survive termination of the Lease and repossessJon and sale of tM Vehicte. 41. Payment Buytiown Fee: The Monthly Rental In Item 7.a, Is composed or a Lease Fee plus the amount we esllmate the Vehicle will depreciate eaell month over the Leass term. If you paid a Payment Buydown Fee (Item 6,h), the rate which we use to compute the lease Fes will be reduced. ThJs will reduce the amount of your Monthly Rentals. NOTICE: SEE FRONT SIDE FOR IMPORTANT INFORMATION. INDEX OF LEAS!! PROVISIONS AJll1!unt Due When You Slgnlhe lease. ."..,........,. .6.n Assignment 01 Lease. ..........".,....".... .34 :umptltllllllUabllllyandlndemnily.......""....", .30 De~:~~3J:~~~~ro~~e.l~a5e...",......,.. '2"b'~: Dealer.....",.......,.. . .. 1 DellveryoflheVehicletoYou. . _ . . , , , '28 DescripllonolleasedVehlcle. . , . . . . . , . . . , 2 ~:rly Termination and Default. . . . . . . , . : : : :21 E~f:~~:r:~~PnCi . . . . . . , . .17 End OlTenn Purchase PrIce. . ,......". . . . , , , 'H =nMU~~~Le~~:rge. . . . . : : : : 4 OAPPro~'" .........._..32 G I P cUr~ . . . , , . . , , . 6,f., 7.a, 14, 18, 23 G~~:~I rtv~o:s: : : : : ' , . . . . . . . . . . .38 ~:~~~: : : : : : : : : : : : : : : : : : : : : : : : : : : : :~~Ji tea~e~:ents........... _,..........",. ,t2 Lessee. , : : : : : : : : : : : : . . . , : : : : : : : : : : ' , . .4~ liabilllyofJointlessees,......... ""29 l.o$Sor~IrmtJMofYeJll&re..... "'2'1c Maintenance, Taxes",. .,...... ..."",.:: .19 M~chanlcal Breakdown Protection, , . . . . . .6.g., 7.8..15, 1G. 18 23 MIOJmWTl Insurance Coverages Required t3'25 MMalurttyDate............:::" . '10 onlhlyPayment. . . . . . . . """0 MontblyRenla1 ., ", No Wl1IvurtJyui : : : : . . . , . . . , . . . " .: ~ .".....36 .."..2 .. .. .39 .40 , , 26 ...17 ,,22.b ...1 ,GM1 ...10 . . J3 ......,3 ..",G.c,10 .....22.c .......17 .,....,5 ,.6.e,22.b,27 ,.22.a ...31 ..,.17 , . . 24 .. . 23 ..,,18 ..20 .11,19 ,8.10 .10 .....31 ....9 .....2 ...,..... ..,15,16 No1k:es"...."., .."...., OlklmeterReadlng..... ..."". OlJometerResponslbmUes...",....",. . Oi:Iometer OJst:losfQS Requirements. . . , , . . . . . . Operation 01 Ihe Vehicle. Tickets. . OPllontoPurcllase,PrIce,.... OlherSumsOwed. . _ , . . . . PartIes to Ihe lease ,,'" Payment Buydown Fee . , ~~~YcnirbuiJis: Pilnnlttedt,1l1eagel'erMoolh Pfllpaldwepalfllen1.." ~~tPa~~,::I.~~I~: : PulJlO5eollease,.... Rerundable Security Deposit. RetumolVehlcle,Charges . . . , . . . . . . . . ReglsfrntionoflheVehlcle..... ~~~r~i:~~ : : :,: : : : : : : : : : : : : : : : : : : : ~ritylnterest.....,.,.......", dardslorWearandUse.,. , . , . . . . . . . iaxes.RegistraUon,lItensl/lgFeeS,elc.......:: Tl~~f.~a~e:::::::.........", , TlUeloVehlcle. . , , , . , . : : : : : : : TlltalolMonlhlyPayme/lts ,. ~~~~~I\::::: : ?lIjrJ.IIA:J, v.mJ XJHl:Ill UH ", DEPARTMENT OF TRANSPORTATION . CERTIFICATE OF TITLE FOR A VEHIC.LE ~__ _,~,_" ."_ --'- ,_..;...._,~_____::..-:..:..:~_._,...:_~_,_~-=--;,l.. ~~-.o. ':.:: {. 0',' ~7~bb00130017~0-001 SON BODY'NPE . . . <; , ,~ . ''-' 1GbKY~E~dE~~~~~l~~' "Iv!rl tADt~!~I~~}j~~-'~I~~~~~t.~1~~~~c:~: 11 ' I -.,. .'. .. 1"1'0"" 'S' l'a."7'.:I"~O'{)"'D";O"~I;g~.-=~;';O'''~F",-'::=;' - 0... . ., ..... ..,' = '" ""t~""~~"~' .='. ."..=... .. ;,u~i1. !ij~f~;1 ;~~~~itf~;ifl~~:~;~~~;~/ _9001I,.",. ~'ST:~:-,-_! . ': ^ DATE OF IsSue '7";, ---UNV;DEtfWEjG~'"" ,J~7;;~~~~! '~i:~; ~:~ ;:'~,:f~"i~T-- ,}~~~~NO~.,< ~ AUTOSALES'INC'i!;' if"';'(Y";:'h1.' ,."".:=~fir~i1{. . - 1 .. MILEAGE EXCEEDS Tll~ MECHANICAL lOl~~,~];~IG LE~,SEE 'G" REGISTE COR SER "71f1 HOR , '..."'" ;', , ....,: STATESDEAtt:R iCES''''CORP'' .. oRESHER.'lHI . ....' H. AI1 ....p,. A'].'I\OlfiJ '.' '. "I, .."";.',,,,- r".-".'-:., ) " I', ,I. "I ..: "-':'~ , , ~ UE FAVOROF: SecoND lIEN FAVOR Of: '. 1 j .!' -, ,:f i" ) ~1 . , If B 9GCQrKllel~holder" listed uEIM ~tiSfacffon of tf1e flfSt Usn, 1hG fi~i'::!<l; lIl",.. QOnhoIdel'1'IlUBt,fa._. this nr& [o'ihe Bureau of Malor Vehlt1es \II.,'~. ...' ~ appropriat~~and,fee.. ' , ~;..... ___.;_;_=~.*::"':~,,"'"~"~""'~-~"""" COR: STATES DEALER' ',\ SER{ICES CORP I FlRST U RlLEASEtl \ j041l! BY ~AlZEDREPRf"se<<AnVE ~'~.\~.__IUl" MA1UNG AODRESS BY AUTHORl~E~ REPRESa:rr~TlVE 253177 CORESTATES DEALER \SERVICES COR~ '71f7 DRESHER RD HORSHAM PA 19041f \ f certify lilS of lhe dale of Issue, the offlcflllf records of the PllJ\I'\$yfvanla Department at lransportallon ",fleet Ihallhe per$OO(s) or company namEId henllnlB Ihe Iawllll owner 01 the said vehicle. \ BRADlEYL MALLORY MO. DAY "'" WhEln awlylngfor~IIB with a eo-owner, oth~rthan y<wr &pOU$e, checli.one of lheS8 b1Dcks.1f no block Is cheCk9d,IIl.!e,wiIt bels&uW !i;$"TeMrrts In,Common~,, A 0 Jolrrtl'enanlswllhRighlofS1;Irvlirorsh;P(ondeatholllneOWller.Wa9089 B 0 ~e=~~=1~n deat~~ o~'owner, lI\te~1 01 deceaSl3d OWMf goes to hlB herhelr5OfQlllale). SlGNAWAEOFPmSdN AOMlNrsrERfNG OATH LIEN DATE: FIRST LIENHOLDER: 'F NO liEN CHECK BOX o -' US rn """ STREErr env " STATE The undursigned hereby makes applieaUon lor Cerlilicale 01 Tille \0 lllevehlcle deseriblld abowI,subjGettolhllllllC\Jmbli!,nceaandolllllrlellalclalmsSlltlarth!l$rll. LIEN DATE; SECOND LIENHOLDER: '- ZIP IFNOLIEN CHECK BOX o SIGNATUREOFAPPlICANTORAUTHOl'lI ZIP -'""!~"~''''''i~~ - ~, """",,","'. . . ,'. .:..::....'........:.:..........":-. ",' :'". .:..:.:;.:~'.~;.'h .".":~.., ,': ':.0:,:",:,,'::-" "":'~:.'~':':' .,:.:,',"' '. ,'.' . . .,.:', . . . ~. .:'.~' :, ':.' "",' " .. .: .' .' .. . : "'. .: . ,', ... .:' :'." ". . ,:'''', . . r '~.' ." '.',' " . '.:.': \'. :.., , ",'" ~ .,' " ;" '. ' . ,. " .' . . . . ~. ",' . . , '. , . . . :' ,'.\ ..;.:::....:;...;.. :',".':""'. , ' , .' i":"':' ,', :i'.\',:: }.: .... .?\... i",:,. "';". {8\~;'{;@.;, i: i" '>\. ',.:':.:.,.::<', ".:":. :' ::,.: ......~i=An:{DEeT::C6LLEcT10N:PRACjICES ACT3'O:D,c..Y:NOTiCE'::"::,.::'-"". : ":'i. .':~:."'. ':,: .'.-,i ;.:: '.:':. ~.::.-;:: :~. ';.~' (\.::,./(::...:.:,.:;.. ':.' : ~.\< :.:;::,:","':'. '::::: :::":>::.:::' :>..::.::....\ ~.~',~{;: ;t"X"/ ':;..:';' ::;:'i:::::. ::';'::':'.,:...::::;.":.:: /::<." .. " ':':''''-'' By:la;w;thjs\awfirril.is.'.requiiei:!JO':adyiseyoa tharUh\E?S~ Within:90..d?y~ after.r'epE?iptof'..' :." . '\:.;:\ '..: ......'::C :':' :.-: ; .~: ;.: ,;'. :.'.:..: :.~: :.:, /'" :~> .~::'... .1' :". : ~." ~ /: : .~: ;:':;": '. .,.;..~',~: " ~'~ '. ....; ,"';,:C :~': :'..<'.: . :;. . .t.:,.,:~. ';~:;":.;~j::. \:.')::' :.:'~,:,::,: ~ :'~:~: ,/ .j : ~'. . ::; y. ',,: : :'~.' :thisnotic;;e ~oU' dispute'the .vaJitlity:o(this'd~bt or: any portiQn .thereof.,thedebfw.ilrbe';~.sstinied. :.c:'.: " .:' >. : ::>.:; ',' .';. >>';"> '.~ :'."~:~. . =:~,.:,:",:;,', ~'" J'::. :':. : :.' ',' ~. ...~::. >.. ,~:::' :,:{ :'.: .~." :.'.:.' . ,: ;. .~ ..'/:; ::::.~.~ <./:.!<'.<: ,;~\: :: ',; ..':::'.,'.: .~.< :\~ :::.': ....~.,.:;~:,:, ..~~{ ~.. /: ::':::'.::10::Qe', Y~lid- 6y;'~s;'- .:)f.sai~~o~jfi(;atj?.rd~ 's.~~t t6.~s Xn:W~i~~; .V1.~ -a~~requJr~~~ t<?' ~~?v.i.cj;e'.~ol/.wi~ri~. :.:.-- ,::,':'. . :'. .... ....... .;' ':':". '~:.: . .:.., .:: .,..:....'~':.:. .::'. ..:..~.,.,. ~'.:::. ..... ";'. :....... .'~'.:......,'.'. :: ;.,' .'::' . ::-,.'.., -..'r.:' '.... ':.: . .: '.:: ':: v.e~ifi~~tio~.; of .th~:.4~~t;'~'i h" the.eY~~t';within'$ '3ci~d'a;yp~riod' V6~'";~~~e~tjn :writing: tr1~ ~:am~::9f.. ; <'.... . :.":. ,~:' .. .,. . .:. . ; ~~ :.;' :: . ..:~.;~..::.:: "!".: .:: .... :. . '. . '),'; '":, ~" . .:::: :.:: . ::',:':' ;'.:"': .;: :..,.' :':~' ,,':. ~~:- - . :~\' .:.: .~ :.~:-: ..'. :: <. .:' ":.;'. . ;~'\'::'::.:'. =:'. ::~ ..... :..:. <;.. .:: ':.', :..:' :.,:..:: ,1:he .'oi-i~j~al\:;i~ahor~.:if::.viil,6e .~;:9~ia'ea tq.y6u:ldiffE;!r~~~}r9~.jh~'.cuIT:~nr ~r~~i~ci/. 'iQ':th~:.ey~h! ~<;: ".; ,::.......:.:. .: .....:.::....~::...>:-.......::: ..:..:.:.::.:.;:..:.... .: .:.... ...::.,....... >L:'~"'. "':<'::<:':~:" :..~<:.:';:::~....::....,...: "'::::, :.:......~.;".,.;..... :.:-:. .':..:.th'a~ .YO~' :C;ii~pi.i\~..th.~,.d~~( ~hdi,br '.regu~~tjhe' ~~~.~;of.th:~:Qf,~ina.l.cr~d.~?dn.V;~itlng..';,yttJ:liri:.tbe ';.\.:':.. .: ~,:,:.: ~:.:: . .:. .' .: ~:~'.:' '.\':". :....~~,::t.:.:;.. ~~:.~... .'.... :~. :;'~: "'~:':> :;: ~ :...:....: '..:",: "'<'::.' ;' :,:~'~".:. ..... : ':: '; .:....:: .~ ":;'. :.;: ':. '.,..~.: :.::.~~.:::'~.:,:' :;' :/:': .' :<'.<;". .~: ;:.' :;30-q-<=iY:P!?iiod; no.fu:rth.er acUon.'!tiil be::takE:iri.toobt~iti~:.ifJu9.gm~nfin:.tf1e. pepdii:1g law~l!it(Jntir \,,'.:'- : .~:;. :'. -: '~"I: .~:,: :. :...~: "~:)'.:~:':," . _~./ ~ ;.:. : .: .;.'~ .~. ';.~ ,,: ~:,'. :'.: ~~ :' :: :",;' ':.. ';':.:~ .:~' .':.: ~. :'.:'~ i~;:' :,: </ ..: ~ :~..:: ; '..:. ....:: ~,' ,:,,: '.:--: :::\.~. . ~ '..; '.: ' .:.:~. ",: :':~ :: ........: .;...:<:;;::. ':;;'.:: th~.\ter1ficatjqi1 and/pr. na.ni€!.9f.the:.o~ginal.credi~cir:ha~ be~~:p.rovid.e~r~ciY<Ju~'.. ';..:.::::. :' :"',:"".~. -: ;:,-.,::: '. .' ~~,. . ~,:. ;~. :':.i.'. ":". '. .... .;.::.~, -,:.:' :...: .::.::..:;'. :::: .>: ..... :~:....: :;::'. . '. :::";: ~. ':.:"~': ~.';':' (':..' ", '.:'X ~':.. .':: ." ::' :'. <:~ ".:' :,',:":<'. . ~ :~.:':.':" .. :.'.::::'J. .:..< .,:'::,,- . .:. :,'::. . ~-:".This law fim:{iia~tem.pting ~o C:9HeC.nbis:debt foF6,ur:diei9t'and':i:lnYi~T<i'rm:ation'9~tainec!.':' ..... : ::... .:'.::.:~. . .:.' .:",:. ~~.~ :. '\ :>: ,~...:...,:.t '.:'.; '..:~::' :"".'~: '::'.( Y. :~: " :;.."::.' ~':"'::" .:::.... ~...::'~.". ,~ . t:":. >'.~; '~:. ':(~";:~~':'.' .;~,:: ::~ ..~ '.':': ':':;~~':."::::::.,<::.:~. f' ~::.. '~", .:."?: "7;;.:"-::'~:.:~~.~;,~~.::. 'w ... ,wlll-be. used forth at purpose...., ., '. : ,.;:: ," ::". . 'J' .., ","., '.' ..C.:.,.... '.;:.:" ", ,,' ,. .... ".' .:' ~':.~."> \. :'<': :.':-. '. '.:' ;.:: ,..~;'. .:. '..: ",,: '.,-:.: .~...~ '\.:..," ~.':, '~':': ;:':.-:. ....., . .,;..., ;:." '.. . ,".: <:::' .>~'; :'.'(',:,",: .... :'. .~:>"~.:~ :....~. :,~t ::,. .::",~' ~,:.....:.,. : . :>...... :.::.'.: - " :),: .:.: .'. " c'Tne. ?b.o\;eNcitit~ is'i:i~jng giyer{ pursuarino Ui.e.Fair'D~bt'C.o)\~cti6ii p..ra'ttjc~s.A~t:a~d.i~.::..\. .. : :,< :.... . . :.~:'." . ':..: '.' .,~, , .,,:'.' :~.... .... :".::. :.:". ....,,:'.,., .... ., :.". '.':.', ~ .' .~. .: .:. ".:: .:~.,:. '.;:.';:.:., .:: :' ':",:~ '..:,":. ~. . ". :'" :;'sep~~~t~: a~d distinct fro~ctl'\~:;f~r~g6i~g'tom~i~f~f0liich,.~u~t .~e.re.i,:pq~dJ~h6 iri:66'nfo'rrhtty ~\:.:: :;'., ..,.....-:~......:' ...:....:';:.. "', ;'.', .....:..:..:..:>'~....'..,.:.. .::".:,.~.::.,::~..... :>..,'..;..:...;.... "'.:".:.' \:::'::""\':'~'. ..<".';' ;:.:.;':....~:...:.:\,..::~:. .' :~ :wi.to tl')e .!n~tfuctions therein.. '.Be'cau.~e .of .thE? 'differe~ce_ ip time parameters, Vfewjll hot !liQye for.: . ,.. . '.:;.'.r.':,'..l..,-:.....:~'-: ......, ~':'.',:,.",,'.:'.,'. ::.'.,.;.::, ,;.......\...;:..:. :!:~,~.:.. .,'....:;.:'..:::'.....::' :,.::.:::~.:": ::..-:";';""'" ':.::...:...:....:. ',y.;:: fb'efa'ui't Jucigm\3ntfor at. .le~~t .thirtY :l30j'd~ysfr6ro.Ui:e..d~t~o~ . serVice 'ofthr~Gqmplaif)t~uppn~':-::.. :.": :.!. :: :: .', ....: .: :,: ':. << ,:,:' : .... '.' .-:.':' :.:<.'::.' ~. :.,' '~'.:...: '.. .' :.:.~ : ........~,.. :~;'.,~ ':.... ~:'.--' ..: ,..:-:: .:/ ': .~. ' ."'."':':<. :,:>:::: ./'. '" :':.:~.',:: ":,:: .:.:. .,'. .'. '. - you; .cir!d i(you ,r~qGest veri'fic~tion; weVlin not m()vefor pefault :Jy~gf!len(until:a oreas6iiablf<:: . .': ,..,.'.~.: <., '~..:'. ...:' ,,'.~".:: .:.;::t'.,;' . ,:,- ",~ ,.:. ~.:~ ....~..:,', .:~~.; ::':' ". :.:.: :.: ,'~':.:':: ~.:; .:':..;. ....:, ~..:...' ;"::,,.:,~...<,~.;. ':..,:; ; ~::-,:" / . "..:~~ <:,:,; :.>.....:, :.' ..;;.time: after ve~cati:of1'h~s b~een pr9videi:J.;' Cilld ~ft~r ,:the'e)\pir?tion.pr;\hEi,~hirty(30)~ay'pe~od.\,: '. .:.::....: ~:. < ":.' .,' "'.' ~..:.., ':. ..' . . '. :.~. '\.:' :':' .::,:,,': ;:.::.: :" '.: .' ....: :,:.,:: .' :" ::,": .:' '. ,; .. :.....":,,: .:. .:. '~ .: . . .' ..: .'. .~.:/ ' '. '. .:' . from tne date' of service. . "". . ,-.,.. .... .;'..' ....:. .' . ....-.. ": ......,..'... .... ::: ..,' ..........:::-...:.. ',..'::~'.:::.'..':.':'.':,'.' ;:...;.:."..~.:;:,..;..':.' .:;,'.. '.: t, '.~ ..';.:'.:".' ,:...., ':.;", '." . :.:'.: '.:: ,:: ",': .' .. .-. .:.. .I.::',~ ....... . ...:...:.;....:. ,: ., ..:;'./.~ ::::'.',':..... I .: .,.:~ :.:' :. ><':'.~;.~'.:. . .:..:...:.... ,. .... -'...'...... ,'" ~'. ..'...... '. , '" ,,' . ' '..: ,t.... .;~: ':~;':' .. ',.:. :.:- ".,.' <: " .". ..' ':. : ,," ,;'. ~':..', . ':;..'.':'.' .......'.........~:.:: .'.' .....,... '::.',:, . . -'. ."" ..... ':;.:'.," ": ." .' ....... ..'. '..' .,-.:..... ..',.,.........:,....,:... ',' ., , .... ..... . '. . . . .... :: :..:......... .,'~' . ~..' . . ,'. .... . . '. '. ." ":" '" . . .' " . . ~:, . ..:.:.'.:.," I" :.'.: ,:.:,:.... .,',:",:, .......... . ": .':""".. '. ". .'. " .,' ...... . . . , . .' ';':' .,.::,..,:'..:::-............, :..:;:.:..,.;....... .:...... ',' . . . . .~' '. " . ):': '': . .::: : ,'." . ' :.:~ ;.,-. ~:' ::. -:-: . '.,. .,".'. t.\f)~1 l' ,.',:', '. ,~::: ~,~ '. .'..... '. :.: ":.:.,,, . ':- EXHIBIT .j .. - ':.' '::::~<:-:. . . ,: ". '. ;<>'::":" .. ,'.' '. ," .,' ~ '. ". '. . . :.-' . . '. ' " ": ":" '. .' . .. '. ' .' . ;':.: .':,.::. ...,. ", .." , "..:,';,::,:,..:,:, ': ~. ... .' ", ' .' ~' . ':.. .' . . " '! " . .. '. ~ . '... , ".' . .. " ,'. . '. ~". '. .... ......' . ','.:':' ."'.: '. . :"."'..,' ,,". " .'.i.., :.:....:.: " ". ' '. . ..... . :'.,,' '. .'. ....... .,,:. .':'. ',' . .... .' ~. . .. '. ~. " . . . '..' ,":., ;.,. ';'.' .'.' , ... . .,,' " , ::' '. ....,. . .:. I .' ..... . ". ..' .' .... . '.,,' .., . .' ;'. ~ '.: "-- 1""'" ~m}hlJll: ~ :'\~\~( 0\ ~DGD~l ',. ,( , VERIFICATION' The undersigned does hereby verify subject to the penalties of 18 PA.C.S~ i 4904 > , relating to unsworn falsification to authorities, that he/she is ,5 T Lfl h e () , J' [3 ec I( e (' ' , , (Name) , , ' , of [-lisT iill/Of) '/VE<1iOtJa I 8M ~ " Plaintiff (Company) ftbSiTiiflT VIH Pres/c!m T- (Title) herein, that he/she is duly authorized to'make this Verification, and that the facts set forth in the. '.' , foregoing Complaint are true and correct to the best, of his/her' knowledge, information and ", belief. .. .-.' '. .'. --. ~d~," , /(Signature)' ,-'~ . '';: ''-f ~, -- ~ 13 -u -- V V'/ -. ('0- ~ ~ ~ f ~ t i!lJ _0.1J~4$~", J. Itl ~ ~ Ii:. \J d (") 0 ~ . ~ 0 ..0 ;:gea x i ~ rn ~ "-.J Z:u ::u t;is;: , ...... N ~ ~~2: ~o -0 p ::x g '\yt zR ;i>C ~ c:: z 0 ~ --<. =< ,,, -< --~1j - ~"-'cJ' , - "_ ~,",~ ',,', .~,,".,..,iillJm!~f;%l~l'ryJjlf'itN"!'m'l'"~"Jl\-"wm~llI'~~IIWlIIIljIl!<,'!ffl!III>:I~fl"l~ '"''"~" ,"''''''''''''!1!ml!I!l!Ii!~\!U -.. .~. SHERIFF'S RETURN - NOT FOUND ',' .cASE NO: 2000-01202 P CJMMONWEALTH OF PENNSYLVANIA ~OUNTY OF CUMBERLAND l FIRST UNION NATIONAL BANK ET A VS STUPI GEORGE JR ET AL R. Thomas Kline ,Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named defendant, DEFENDANT TYLER G AUTO SALES INC but was unable to locate Them in his bailiwick. He therefore returns the COMPLAINT - REPLEVIN NOTICE , NOT FOUND , as to the within named DEFENDANT , TYLER G AUTO SALES INC ATTEMPT TO SERVE DAVE CLOUSER (CURRENT OWNER) AT 530 FRWY DRIVE, MECH, UNSUCCESSFUL. Sheriff's Costs: Docketing Service Not Found Return Surcharge 6.00 6.20 5.00 10.00 .00 27.20 .~ R 'Thomas Kline Sheriff of Cumberland County WELTMAN, WEINBERG & REIS 04/06/2000 Sworn and subscribed to before me this 1Itr:. day of ~ .},1rW A.D. ~Q ""',gO. ) )Jft( Prot 0 otary -"~~ SHERIFF'S RETURN - NOT FOUND ,Cl'i:SE NO: 2000-01202 P COMMONWEALTH OF PENNSYLVANIA 'COUNTY OF CUMBERLAND . FIRST UNION NATIONAL BANK ET A VS STUPI GEORGE JR ET AL R. Thomas Kline ,Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named defendant, DEFENDANT STUPI GEORGE JR but was unable to locate Him in his bailiwick. He therefore returns the COMPLAINT - REPLEVIN NOTICE , NOT FOUND , as to the within named DEFENDANT , STUPI GEORGE JR ATTEMPT TO SERVE DAVE CLOUSER, (CURRENT OWNER) AT 530 FRWY DRIVE, MECH, UNSUCCESSFUL. Sheriff's Costs: Docketing Service Not Found Return Surcharge 18.00 3.10 5.00 10.00 .00 36.10 So ~~7 ~ f~~~ R/Thomas Kline/ Sheriff of Cumberland County WELTMAN, WEINBERG & REIS 04/06/2000 Sworn and subscribed to before me this -t2/ 11- day of ~ ;2if7JO A. D. ~ () /1.,,,: P honotary ,~ , -~'-~ IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION FJRST UNION NATIONAL BANK, SUCCESSOR IN INTEREST TO CORESTATES BANK, N.A. Plaintiff No. 00 - I ;;;'6~ c.{(.)~C~ V5. COMPLAINT IN REPLEVIN GEORGE STUPI, JR. AND G. TYLER AUTO SALES, INC. Defendants FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: JI Lori A. Gibson, Esquire PA 1.0.#68013 WELTMAN, WEINBERG & REIS, CO., L.P.A. 2718 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#01806087 111 ~~:n~~Y FROM RECORD' and the $Sar ~f, , here \lnto set my hand TIli~~~::~ atCarlis!e. Pa. 'n~ ~~ ,:1',"""" IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION FIRST UNION NATIONAL BANK, SUCCESSOR IN INTEREST TO CORESTATES BANK, N.A. Plaintiff No. vs. GEORGE STUPI, JR. AND G. TYLER AUTO SALES, INC. Defendants COMPLAINT IN REPLEVIN AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. OF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249.3166 -'],,- 1'- COUNT I -- REPLEVIN 1. Plaintiff is a corporation having offices in Reading, Pennsylvania. 2. Defendant, George Stupi, is an adult individual doing business at 55 Claremont Drive, Carlisle, Cumberland County, Pennsylvania 17013. 3. Defendant, G. Tyler Auto Sales, Inc., is a corporation with a principal place of business located at 55 Claremont Drive, Carlisle, Cumberland County, Pennsylvania 17013. Defendants are hereinafter referred to as "Defendant". 4. The parties entered into a written Lease Agreement (hereinafter referred to as the "Agreement") forthe lease of a 1997 Cadillac Seville Tour, more particularly identified in the Agreement, a true and correct copy of which is attached hereto, marked as Exhibit" 1" and made a part hereof. 5. By the terms of the Agreement, Defendant was to make fifty (50) payments of $735.59, commencing October 4, 1997, and to pay certain license fees due at the inception of the lease and during the lease term. 6. The terms of said Agreement provide for termination upon satisfaction by Defendant of all obligations provided thereunder and upon the return of the vehicle by Defendant to Plaintiff at the end of the lease term, which term would end fifty (50) months after it commenced. 7. Plaintiff avers that Defendant defaulted under the terms of the Lease Agreement by failing to make payment to Plaintiff as promised, ,~< 'lJI'!:lfI!l" 8. Plaintiff is the registered owner of the aforesaid vehicle by virtue of the Certificate of Title issued by the Commonwealth of Pennsylvania Department of Transportation, a true and correct copy of the Certificate of Title is attached hereto, marked as Exhibit "2" and made a part hereof. 9. Defendant has made partial payment under the Lease leaving an unpaid balance in the amount of $35,536.16 as of July 4, 1999. 10. Plaintiff avers legal interest at the rate of 6.0% per annum on the unpaid balance. 11. Plaintiff avers interest from July 4, 1999 to January 4,2000 amount to $1,066.08. 12. Plaintiff has performed all conditions precedent as holder of all right, title and interest in the collateral, but Defendant wrongfully remains in possession of the vehicle at the above-stated address. 13. By virtue of Defendant's default, Plaintiff has an immediate right to possession of the vehicle covered by the Lease Agreement the value of which is $29,025.00 plus interest at the aforesaid rate of 6.0% per annum. 14. Under the terms of the Note, Defendant has undertaken to pay to Plaintiff its reasonable attorneys' fees and costs of retaking possession of the collateral. 15. Plaintiff avers that its reasonable attorney fees to date total $500.00 and said fees will continue to accrue. ',~, ~'" WHEREFORE, Plaintiff prays for Judgment against' Defendants, jointly and severally, in Count I of this Complaint In Replevin, as follows: A. For possession of the vehicle, more particularly identified as a 1997 Cadillac Seville, Serial Number 1G6KY5293VU821946 or, in the alternative for damages of $29,025.00 the value of the vehicle, in the event that recovery of the vehicle cannot be obtained; B. Reasonable attorneys' fees and expenses for retaking possession, and; C. For such other relief that the Court deems just and proper. COUNT II ACTION IN CONTRACT FOR IN PERSONAM DAMAGES 16. Plaintiff incorporates herein by reference thereto each of the proceeding paragraphs of this Complaint in their entirety as if the same were more fully set forth herein. 17. In the alternative to Count I, Plaintiff pleads an action in contract as a result of Defendant's default for the accelerated balance due under the Lease in the amount of $36,602.24. 18. Under the terms of the Note, Plaintiff is entitled to recover reasonable attorneys' fees and costs of retaking possession of the collateral. 19. As aforesaid in Count I, Plaintiff avers that its attorney fees to date total $500.00 and said fees will continue to accrue, 20. Contemporaneously hereunder, Defendant has been advised of their right to dispute the validity of this debt, or any part thereof, pursuant to the Fair Debt Collection Practices Act 30 Day Notice, attached hereto, marked Exhibit "2" and made a part hereof. WHEREFORE, Plaintiff prays for the entry of Judgment on Count II against Defendants, George Stupi, Jr. and G. Tyler Auto Sales, Inc., jointly and severally, in the amount of $37,102.24 plus interest at the aforesaid rate of 6.0% per annum from January 5, 2000, plus continuing fees and expenses for retaking possession and costs. --"'-'----(:-"" Lori A. Gibson>~quire PA 1.0.#68013 -" WELTMAN, WEINB G & REIS. CO" L.P.A. 2718 Koppers Building 436 Seventh Avenue Pittsburgh, PA15219 (412) 434-7955 WWR#01806087 e-- DREIS, CO. L.PA WELTMAN, WEIN - 'r _ ", ," c __, - " ~ "@W'Auto , WADVANfAGE" 'Jj1f~Dtt...==5 . .......- C--.l!bAJllDIDIlna We, the Dealer named above. Inlend as$lgnlng thIs Lease to Meridian Auto lJ:aslng. Inc. di'.na AulO Adv8;ntage. P.O. Box 13038, Reading, Pennsylvania 19612, Telephone No. (610)655.3933 (the .Asslgnee1. Under the Fedelal Consumer leasing Acl, both we and (he AssIgnee are considered 'Lessors" In this Lease, even ~ lhe ast;lgnment. However, QKOOpt lot thIs disclosure whIch 18 required by law, the AssIgnee wlll not hAve any rlahtto or obllgations as a Cassor on this lease unlit if Is 8ulgned, Then.. any reference to us or l() ""Lessor" In this !.ease shidl mean the Assignee. '/bu, THE LESSEE(S) NAMED ABOVE, MAY NOT ASSIQIfYOUR RIGHTS UNDl::RTHIS lEASE NOR SUBLEASETHE VEHICLE. 2. The Yehlcle:.we tease to you and you lease I~~ u:1: .'i:f:la::I~~~~r~:~~elher wllh lIS equipment and accessories, all 01 which Is called the "VehIcle" In this Lease: ~~ . :YWl: l.IOOa. VlN~Bl!,fI : ~~1IilI MEW 91 CADILLAC SEVILLE TOUM IG6KY5293VUB21946 ' 303 WITH THE FOLLOWING EQUIPMENT AND ACCESSORIES: o Spd Manual trans. 0 POW8/' Steering 0 AM t:J Rear Windaw Delogger [] lealh8l' Seals 0 lJAutomatlcTransmlsslon OPowerl3rakes lJAMlFM QSUnIMoonITBarAool OVlnylRool Xf!! 04 Wheal Dnve 0 Power WIndows 0 AMIFM Slereo om Wheel 0 Cellular Phone [] o AlrCondltlonlng o Power Seats OCassfTapl;l D CD DCrulse Conlrol o Power Door Locks 0 $.15 PerMUe II thl8 space ls reftblank. 1505 QUE~W~(~~':"'~&"i\'g~9B' , City .,I.State" 'i,/-:ZJp LEBAMP" ,PA 11P42 '"" i, ! '^' " :, TeleptlO~i,I\l~.~,,:. I';,~';irl-' (717)Z1A,,,:,,1461., j" :"',1; " '11,.",,1. GEOMGE STUP I JR ' 55 ,CLARE<<b'W~-);, " CARLf~'tE:PAI1,OI3:' ~" ZIp 3. PetmJUtd Mltesgs Per Month: 1000, MIles 4. Charge For Excess MUeegll $. " .' Per Mile, or 5. Purpose: You arElleaslng the Vehicle ~ for Dconsurnor, oXX:I commerc!al, professional Qr agrrcullur.af pUrposes. $. Term of Lease In months; 50 g, MBP(seellern15) $;'~l. '" MIA.', 11. Pa)mClltBuydownfu $" iliA L SalaslIl$BTiUt $",;.14 O::l ~ CerliIIcaIeofTltleFee $ ""27 '50 ' Ie. R!gIslralklnFses $ ';"'46 00" I, DOC/KOTARY/HSMGRS'] 60 on m./TrRE TAX/LUX TAX 534 27 n. TotaI{alhrollghm) $ 156~ 29 9. Total oJ Monlhly Paymenls: (7.dx8) ,36779.50 7, MonlhlvPavment . __ $ 674.85 o IncludesMBP (Stle lblm 151 Q lncIu1les GAP Pro\8CIIon (see hem 14) b.'MonthIy$~seTn,$~e ,,' ,,, " ..' $--'!LA.. d.MonItlIyPaymenf(a+o+c) $~' 6. nunl DUI When You 8111D: . '_{of '1$" MIA b. Casl\DnwnPaymenl $,' 15590 c. Prepaldle8SePaymenl $.l' M/A II. 1SlMonlhlyJla}lmtnf $"'735.59: e, RerundableSllCuTilyDeposlt $' MIA f, GAPFroleClion (seeUem 141 $ N/A 10. Payment Terms: This Lease begll\$ when you aceept delivery ollhe Vehicle and eOdS on 11/04/01 . . On !he'day you !'Ign !he Lease ~u musl pay (1\ either one Prepaid Lease Payment (Which Is one edvance payment that covers all of your Mon!hfy Paymenl obligatians overthe enlire Lease term or the 1s! Monthly Paymenl, and (IQ all" other sums shown lilltem 6. UnCltss yau have Paid one Prepaid Lease Paymenl, you pIOmise to pay ~ addUIonBl MonIhly Payments beahmIna OCT4th97 and an !he same day 01 each IoNowlng monIh, Your payments must be made to Auto Advanlage, P,O. Box 17fb, Reading, PA 19603 or any other address we may dlreCI. YOU ASSUME ALL RISK OF LOSS OF THE VEHJCLE UNTIL rr JS RETURNED TO IJS. YOU MUST MAKE ALL PAYMENTS ON THIS LEASE EVEN THOUGH THE VEHICLE MAY BE DAMAGED, STOLEN OR FAIL TO OPERATE PROPERLY. AFTER ASSIGNMENT OF THE LEASE, THE ASSIGNEE IS NOT RESPONSIBLE IF FOR ANY REASON THE VEHICLE IS NOT SERVICED OR REPAIRED PROMPTLY OR TO YOUR SATISFACTION, ", Tolal emountyou will pey during the term lor official lees, reglstrallon, eertlllcale oflille,lIcense fees and taxes:,$ 3786.80 . e, 12. Late Paymentii: Our clifl198 101 late paymenls is 7% 01 any payment we do no) receive Wl1hln 10 clays of lIS due date. 13.lnsuranc~: During Ihls Lease, at your expense, you must obtain and keep In efleet alleasl the following minimum Insurance coverages: Public Uabt1ity . wIlh llrnit$ af oot less than $100.000 per person. $300.000 per acek1ent and $50.000 for properly damage; CoUlsion . wIth a deductible 01 nol more than $SOD; and Comprehensive, FIre anti Theil. with a tleductible 01 nol more Ihan $500. You agree 10 obtain this Insuranee coverage $Im)ugh any agent, broker or lnsurer ot your choice. See Item 2S Of/ !he reverse side, 14, GAP Protection: If. belore the end of the Lease term, Ihe Vehicle Is lost. stolen or so damaged that It Is nol reasonable to repaIr it {as determined solely by the insurerl, yourllablUly Will ba determined under Ilem 21.0. UNDER ITEM 21.c, YOUR LlABlLftY FOR THE DIFFERENCE (OR -GAP-) PETWEEN THE EARLY TERMINAnON PURCHASE PRICE (ITEM 17) LESS THE PROCEEDS OF INSURANCE MAY BE SUBSTANTIAL. GAP f:lroteclion is avaUable at youroplion from or through lhe Lessor al acosl of $ RfA . You may, at youropUon, also purchase GAP Protecllon trom a third party of your chok:e, but you musl prompUy provide a copy 01 the third party GAP ProtecUon conlracllo Ihe Lessor. II the required Comslon and Comprehensive Fire and Theft Insurance Is in ePeel alltle Ume 01 the Insured loss (lIem 13), GAP ProJettlon limUs YOW' ob>>gaVon 'orb dlIference belween!he Eatlr Tenn/nalhm PlJrchase'flrlce and !he proceeds o1lhat lnsutance 10 lheamount 01 your required insurance deductible, subject 10 the maxImum dollar limU of prolecUon, if any. contained In Ihe separale GAP Prolecllon conlracl provk!BtI to you. You shDtJfd reler to lha.! GAP ProISClion COf/lrac!, 8S it describes GAP Protection and any /JmitaHon In thai protection In groaler delail, II obtaIned from us and you elect to pay for GAP Protection in cash, lis coslls shown In Ilem 8.1. II oblalned lrom us and the box in lIem 7.a. 1$ checked, the cosl 01 GAP Protectia-n is Included in !he capilallzed cosl ot the Vehicle and Is part ot yOlJt MOtllh\y Payment C::J (Initial only II applicable,) You ackoowledge thai you have been advised thal GAP PrQtectlon Is available framus allhe cosllndlc:aled above and thoose NOT to purchase It. 15. Mechanlcel Breakdown ProlecUon (MaP): Prolection a91llns! major mechanJcal brea.lldovms of lhe Vehicle Js av.uJable at)fD1Jr option from or through Oealer lor a period 01 _ months or miles, whichever occurs 11m. al a cos! of $ -l!l!.., Map Is described in detiilln 8 sepat8f8 conlra<:l or disclosure provided to you by !he Dealer. " you pay tor MBP In cash, Its cost Is shown In loom 6.g. If lh8 Gax In lIem 7,a, is cheeked, the eost of MBP Is Included In the capitalized cost 01 the Vehicle and Is payeble as pari af your Monthly Payment t6, Werranfles: YOU HAVE SELECTED THE VEfflCLE TO BE LEASED. EXcePT AS PROVIDED IN THE SEPARATE MBP CONTRACT, IF ANY (ITEM 15), THE DEALER HAS NOT MAOE ANY WARRANTIES TO YOU REGARDING THE VEHICLE, EIT11ER EXPRESS OR IMPLIED, INCLUD-INQ THE WARRANTIeS OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, OR OTHERWISE, " the Vehicle is nl!lW (Item 2), ;1 Is subject to !he slandard manulaclurer's warranty thaI applies 10 the Vehicle and whltlh the Dealer has provided to you. We assign to you all or 0l1r rights In the manvtacturer'$ warranly and under any -c.ernon laW- lhal may apply 10 the VlIlhiefo. 17. Option to Purchase: You may purchase the Vehicle al any time al or prior 10 the end 01 Ih!! Lease term by payIng the applicable "Purchase Price. plus Other Sums Owed under Item 22,b. The .End 01 Term Purchlll;e PrIce. IJ.i~ ' This Is equal to lhe "Residual Value. we ekpeCllo receive al wholesale for the VehIcle at Ihe end 01 the Lease Term p1U$ one Monthly Payment (lIem 7.d}, Prior 10 the end 01 the Lease lenn. the "Early Terminallon Purchase Price. is equal to the sum of II) an Early TerminaUon Fee 01 $250,00, pillS 01) the presenl value of all QI the remainIng Monthly Renlals to Ihe end 01 the Lease term, discounted at the rale 015% per y~ar (for which you will rec:eivEI a credll for paymenl 111 k!" if you bave made the alreadv- cIIscounled Prepaid lease Paymenl In lIern 6.e), plus (Iii) the present value of the Resfdual Value ollhe VehICle, dlscounled at the rale 015% per year, You must give us 30 days wrltlen notice If you Intand to purchase the Vehk:!e. 111. securl~ '/Aterast: To secure paymenl and perlormanee 01 your Obli9ations on this Lease, you grant us a , '" W/A "............_....."..'"'1 IU__,J II you oblalned MBP, andIor GAP PlQleclicn Irom or through (15, )'011 grant us 8 security Interest under !oo Un/Iaml Commerclel COde In any refund or credit due you on canCilllaUon or termination 01 such MBP and/or GAP Protection. You eIso grant us a securlly interesl and assIgn to us any' sums. you now or laler maIntain on deposit with M9rldian Bank or any 01 US aJ/illB1ed bank$. 1I)'OtJ dBlauJt. we I1'lJY Willltlraw sums 110m the depo$ll SUIflClenllo pay what you then owe on Ihls lease, If Il,e depaslllS a time or c:ertlllc:ale of deoosll. any withdrawal prior to malurlly may cause you talncur substantial early withdrawal penalUes as provided by law and/or )'Qur deposil confract.. . 19. Melnlenance; Taxes: You agree to maintain the Vehicle In good operaling condition and In accordance with the manula;:turer's scheduled ~!-J<l"ty and service reqUirements. You are responslble for malnlalning, repalrliig and servicing the Vehicle. You are allso responsible lor all taxes ....... OIher govummenlal assessments and charges on the \rehfele, 8nij on Its possession, use and operation. 20. Standards lor Wear aod Use: Unless you choose to purchase the Vehicle. you must relurn the Vehlde to lIS on lerrnlnatlon 01 thIs Lease. The Vehlcfe musl be in the hme c:ondlllon 85 when d~livered to you. eKCepllor reasonable wear and use. On mturn, il'e Vehicle must be able to ~s any inspectIon then required by law. The lires musl be in sale CXlndlllon and of at leasl lhe same number and quallly as were on the Vehicle when /l was deU..-ered to yau. The vetlldeldenllflcatlon number must nol have been allered, removed or defaceci WId nwsl be the same as was on the Vehicle when you lOok del1vllry (1lem 2). No retreads or snow tires are permiUed. The engine, drive lraln and other mechanical and eJectlical palfs, lncJ.udlng fhe odomeIer, musl aperale properly Bnd may no! be damaged, There must be no damage to the /lame, susptllTSlon or Iransmisslon lhal rrevents Ihe Vehicle trom meeting the manufacrurefs srandards ror lhal particular model. No scratches, danis, pils, rusl areas. mllilTliltches 0 painl or craells may AppOOl' in 1h81endelS, bumpers. Wm", hood, lrun.ll, doors or roof. No specialld9nllllcation or matldngs ~~ :rJ'~~~~~:O~:~1~9~~ ~11:lrsbeb~~ke1~~~~~:.:essive wear are permitted In lhe carpel, seal~, doors, headlining or dashboard. 21. Early TermlnaUon and Default: This lease may be lermlnated beloro the end 01 the Lease len.l on lhe lollowlng conditi0n5: a. Early Termination By You: You may lerminale this lease alany limeprio,r 10 lh& end 01 the base 1$1l11. TotermJnale ea1ly you mllSl ptm:hase (or arrange for somllone else to purchase) the Vehlcle and you musl pay us the sum of the Early Termination Purchase Price (Item 17) plus any bIhar Sums Owed under lIern 22.b. b. Eerly Termlnallon By US: Unless otherwise proviaed by law, wlthoul notice 10 you, we may fermlnate this Lease before the end 01 tho lease lerm upon or alter the happening Of any of the following dolaulls: ll~ You do no! pay any sum fa us an or wl1l1ln 15 days ollis due date: ~) You do not promptly and properly plllnorm any other promise in lhls Lease; lID) Youdl&, orate tJecIatOO legelly Incompetorrt cram lncarcef'8led; iv) YOll hP.eOml! lo5(Jfvenl or a prOl':eedlng Is bequn bY or eqelosl you under the Federal Bankruplcy Code: " (\ \' EXHIBIT .-L ~Il" " ~"~ ~ 'j, Hl;ltum (If 1((:111<,;.1;1; um.."s \flJU dId yr""Ullltl "Ii""''' "'"... 1,:'''''' h,l f''',...,...." ..... . ,,"''-,.... "" ',"''''''''''''''''~' ..,,~ '--." -".", , ., the Vehicle to a place we doslgnate. This will nOI be unreasonably lar 'rom where ,Y9u o~glnallYJ2.~k delivery ol the Vehicle. If you return the Vehicle al or aller lha end oRt!;IeJ!ftW1f.leiWlltp.lO'nust pay a OJQ8lSJOOn RUt at U5<Hl'tW.RItlAl;UUfft: TO PROMI'TLY RETURN THE VEHICLE MAY'S!: A Ci'UME PUNISHABLE BY LAW. If MY propqdy 01 yout5 has ~ al18ched 10 !he Vehicle U wlll become O1If property unless Ills removed prior to ralum of thll.Yeb1J;l>>,lQU~. We r;nflY remove thai property II we.be1l.lllle tI1alll~~1 more difficult to Bell the Vehicle lJr reduce the wholesale price we can ~U:ail1tijf1llllRht.HaMkge 10 the VehIcle due to rerrW}\i1'rhu~rt.e u. If the odomeler maUunctloned while the VetJlcl& was in'your twSSessl(ll) ami you cannot properly SlJbs1antJale the mileage on Ih& Va cIe, or the Odometllr has been tampered with, you musl also pay Ihe ChargillH~f dalAl<lg~l$AE!dfllid In Item 39. In determining your MtlrIlhlY.f\enl,alt'/llEl assumed lhat you would not exceed the Permitted Mileage Per MOhIl'1'(lleh'l'3)''klt'fhB''nltinber of months !hat the Lease Is'M"e'lIect~tb~'nlUst also pay us the Excess Mileage Charge Indicated In Item 4 lor each mUe In excess of the Permitted MlleaJ:le Per MenU!. You mUs' also pay for any damages to the Vehicle which you have caused by failing to meet the Malntel\9nce rf;lqulrements (Item 19) and Stand..tds lor Wear and Use (lIem 20). Within 10 business days or the day the Vehicle Is returned to us althe and of the Lease term we wm mall or deliver to you an lIemized statement describing any excess wear or damage to the Vehicle. Wllhln 7 business days 01 the dale of the mailing or datlvery of our notice, whichever Is earlier, you may advige us that you desire 10 obtain al your ellpen5e, from an Independent apprelser agreeable to both you and us, a professional appraisal of the excess wear or damage, The appraisal must be conducled withIn 10 business days oj your notIce to us. If we do not hear from you or the appraIsal Is not done promptly, we will then charge you what we billed for the excess wear or damage to the Vehicle. If you desired an appraIsal. however, and ills tfQne promptly. we will use the appraised value. If any sum Is due us, you must pay us whal you owe Immediately on our presenling you with If lillal biU as provided In Item22.c. b. Other Sums Owed: On any termination of this Lease. In addItIon to the charges due us under Itema 17, 21 or 22,a, as applicable, ycu must pay us the sum of alf past due Monthly Payments, late paytnefll charges and ~fI.Y olhe( sums you may !hen owe on /his Lease, such as ticket processIng lees and tBltes, We will then relUnd or l;!t,eEl!.Y!!!! with yoyr RefundaOOlSecuJIIY,Oel:tOsll.....~., _ ,,"'_, U.IU...'l, II'.D... U:.11J C:tO&ompt Payment Required: If YoWn"~~iJdu ow8us promp.tly on teH\:WiltlOh.blulliI_ase you 1lJ]a.,....,.:-,ur co'.....-uon lI<;J'JlS and, H we relali'l an attorney to coIlec! wha! you owe, all reasona/:lle attomev's Jees and court cosls we lnt!lr. You agree lhallhe lotal emount you owe thai Is not peld to us withIn 15 days aller we send you our final b111,w1tl bear In!8rest eec:h day at the dally equrvalent 0112% per yaar lrom the dale of our final but until we recelve paYmenlln lull. 23. De!auJt and Rep'6llussJom J1 we lenrilnate !his Lease because 01 your d&fault. you authorize us to cancel any MBP andfor GAP I'>rotecUon you obtaIned through us In CQnnectlon wUh thIs Lease. You dlR)Ct the provider 01 such MBP and/or GAP Protection to pay any refund or credit due you dIrectly to us, whIch we will apply to the sums you then owe on this Lease. Aller g1v1ng you any nolice thai may then be required by law, If any, wa may lake possessIon 01 the Veihltle wherever we may find it. For this purpose, you aulhorize us to peaceably enter upon any premIses where the Vehicle may be to take posseSSion and remO'le the VehIcle. You authorize us to use the Ifcense plates on the Vehicle Cn movCng It to a place of storage, AlIlIr we repossess the VehIcle we may hold II free of any ltahts you may havE\-.vnQpr this Lease. Unless you advise us Within 48 hours 01 the repossessIon cil any personal property you claim was In the Vehrcle at the time of ~esslon, we will not be responsIble lor that property. See Item 22.a wllh regard to property attached to the Vehicle al the time 01 repossessIon, 24. Return lIems: If ally check or other Item you send In paymflnt 01 yOlj(x,ease obliganons Is returned unpaid for any reason, you agree to pay us a Return Item Fee or $25.00. 25.lnsUfance: You are required 10 oblaln and keep In liffElCf, at leasl the minimum Insurance coverage$lmRcated in Item 13 so lang as this lease 1$ in effecl. Such Insurance must be In elfect before ~\me delivery ()f the VehIcle and may nor be cancelled unli1 alter you retum the Vehicle to us. The lR~rf\l\@ must be reasonably acceptable tA~\4. ThQ ~ollcy must provide us with notlestt\JMan 10 days' written notice cil cancellatioll or reduction 1n coverage. forany ~on. C<lflfs/cin. Uabilit!.i an'iotComprehenslve Insurance mustnamf WYf1S th6/nsuredand us as an addi!l.onal Insured bod loss-payee. If thIs lease Is assigned to thb.1MiI nae, the Assignee must be named allJln tifJdltlonat Insured and loss.payee on the CollIsion. UahlOly and/or Comprehensive In$uranCQ pofi!IClel. our request you must prompUy fumlshAt\Mvllh Sal1sfactory evldenee that the required ,"wcanco m are In elfect. lIthe Vehicle Is lli you rue It 10 our safJsfaction, we.)lOLI any Insurance ptOCe9d$ whICh we have rec:elv u are net then In delault. You must a and..tl:m.lMl.Ilfmt;.e,.mfQPfK\Y wlthln I't hl 01 any Insurable event causing IQss, You musl rate lully with us and the Insurance c In pttHU8J(dl~lI.ltf~~e'l;MId accur t1nformatlon aboul. the loss. You authorize /JS 10 ~iJl,09Il' of Io$s It you tall Df retuS& to do so, h:!;~$ ttleXll~~8IOO1411t1in coniMSOI) with !his Lease In your name or ours. I1I1d to sign your name to any checK or draft representl~ ~eedS oflnsurance. 26.0peraUon of the Vehicle; Ticket: You win use thIt'Ve1'l1l:U,'bnIy in compftance with law. You wm permIt use 01 the VehiCle only by safe and Ih;ensed drivers..ypll !Nl.lJ.ot sublease !he VehJcIa. You wJJl comoly wilb aU laws regarding the reporting of a.cc1dents. You will not use the Vehicle to push or low 6ltblli!l \'Uhitle or In any manner not covered bY fnsurance on the Vehicle. WIthout our pM wrlIten consent, you will not eany goods or p~ssengers for hire, You will prompUy pay any fine or aefend any action on a vIolation notice Issued In tonnection wIth the Vehicle. such es for parking or speedlng lIckels. YO!jlR4J1ww pay us our current tlckel processIng lee. not to exceed $35 per ticket, If e vColatlon notice Is Issued to us In connecllon wIth this Lease, whblMt'*'rlot you are nnally determIne<! to be at fault. "you do nol defend an action on a vCofation nob and we pay a fine on your behalf because you lal1 or refuse to do SOh we wnt add the nne to the sums you ~ on thIs Lease. This Ilem 2a will survive termination of the Laase and repossessIon and sale 01 the Ve Icle. . 27. Relllndable Security Deposit: On termination of this l.easGt.It'E\fYiiD apply your Relundable SecurffY. Deposit todlie sums you owe on this Lease and refund any sum remaining. YOll agree that we ne8'Ct'hbt pay'lnterest on your Refundable SecU1ily Deposit ahlJ that we may keep it with ourgenerallunds, 28. Delivery: You acknowledge thill you have received and examined the Vehicle, which Is as described In'item 2 and In good operating order, You accePtt delivery of the Vehicle for all!:lUrposes of thIs Lease. 29. Uabll ty:!! II!!sJ"Q,BSe Is signed by more than one 01 you, each of you shall be liable, separalely and together, lor the payment and performance of aU your CfI~under mls lease. We may release anyone or more of you from your obligations on this lease Without rafeaslrlg any other 01 you from your ob1lgatiol'lS on this Lease, SO.Assumptlon of liability and Indemnity: You assume Uablllly for, w11t hQld us harmless and witllndemnllv us against any claIms, damages, penalti$s, fines or losses, including court costs and our al1omey's files, which may be brOught against or suFfered by us In CotmecIkm wilh the manufacture, "lactlon or delivery of the Vehlcle, or which relate 10 lis ownershIp. possession, sale, condlt1on, USe, mileage or operal1on. ThIs lIem 30 will survive termlnaUon of the Lease and repossession and sale cil the Vehicle, 31, TItle and Reglsflat/on 01 Ure Vehlc!e: We are theownercf the Vehlcl& which wlll be Wad in our nama. We wUl retain the Certiflcat& oJ TItle to the Vehicle, You are leasing the Vehicle and have no rlghlll In the Vehicle other than to possess and use it as provIded In this Lease. We will register the tiUe to the VehIcle in our name in the state where the Vehicle wiD pellTlarlently be garaged, as Indlcaled on the Delivery Receipt and ln$u1<l1lU Con1Jmla!lon. Vov agreiJ 10 pennan8J1lJy bop Ih& Vehicle garaged at this address. You must notify us in writing and obtaIn our prior written consent 11 you Intend to m~\f!j,your residance address or to pennanenUy garage the Vehicle at another address, Normally, unless you desire to garage the Vehicle outside th6'MI1llnental United Stales, we will consenllo any change In address so long as you pay air of the costs 01 our reregistration cilthe VehIcle, However, We may reluse to pennlt you to move the Vehicle to another state: If you have ever been In default of your Lease obligations; we are nol allowed to recover the costs (Including any tax) in tonnecUOll with the reregIstration; the laws of the other slate impose addlllonal duties and responsIbilitIes and/or expose us 10 greater IlabiDly as the owner 01 the Vehicle tl\an are acceptable to us In our sole discrel1on; or we reasonably believe In Ollr sole discretion that you wlll not be able to meet your responslbllllles on termination and retum of the Vehicle as provided In Item 22,a. You mllst also oblaln our prior wrlIten con$8nt If you Intend to keep the Vehltle away from your residence for a perlod greater than 3Odayll. 32. Extending the Lease: SubJect to the terms of this Laase. with our consent you may ext.end thIs Lease on 11 month-to-month basIs for up to 6 additfonalmonlhs. 33. Petformance of your Dulles: 11 you are regulred by this Lease 10 do somethIng and don't do il, we may. II we choose. do It for you. You agree to pay our costs or expenses In lakIng any acllon on }tOur behall. You wllllndemnlly us Irom any liability or obligation we may Incur In doIng {or 1101 daingJ anything you SKI Klqulred (0 do under this lease, This Ilem 33 will survive lerrnlnetlon of /hO Lease aOd r8pO$$BSS1on and s.ale of the Vehicle, 34. AsslgnmQnt: Oeale""4tf as~19n Its rights under this Lease, The person to whom Dealer assIgns lis rights may reassign lhem. II you heve any problems w!lh lhe Vehicle or cIall'rls or delenses on !hls Lease olher than !Of paymenls already made; you agree 10 assert lhem !irsl against !he Dealer and the manufaclurer of the Vehicle. You agree to render performance of your oblll1aUons 10 Dealer and, upon receiving written notice of ;~B~~~~ ~ml~~gnee or any subsequent assignee. You may nol assign your nghts or obligat1ons under Ihls Lease. YOU MAY NOT 35. No Welvrtr: " wtt do not exerc:ise any 01 our rights and remedies at any time, we do not waive the light to do so at a later lime, 36.~Qtlces: Notices may be give" personally or by Certified Mall. Return ReceIpt Requested, or by Mallgram, 10 me address ollhe other party as provided In Ilem 1. Nollces shall be deemed gIven to us when they are personally gIven or actually received althe address shown in Item 1, Nollces shall be deem~ given to you when thel! are pqrsonally gIven or when placed in thll mail or with Mailgram. addressed to you at the address shown In Item 1 or, If dlnerenl, at the address then shown Oil our reCOrds, &van lhough you mlghl nol actually receIve our mailed nollce. 37. Governing L.a;w: If this Lease Is primarily IS! cqn~lJI~r purposes, you agree that the laws 01 the ~lale In which you reside, as shown In lIem ',shall govern this lease and your obflgaUonfiOttI4Wk&. you agree thal flle faws o( Ihll Stale in which me Oealer doas business, as shown in lIem 1, shall govem this Lease and yQur obligatIons. 38. Generat: ThIs Lease Is the entire agreemenl between you and us, " any provIsion of this Lease Is found to be voId, thl$ Lease is to be read as il/hat provision were never conla1rre<l1n this LeaS(!, 39.0d,?melll!r Responsibilities: You ate requIred to maintain accurate mileage records 01 your usage 01 the VehIcle, Normally, such usage Is delemuned solely by reference 10 /he odometer in the Vehir::le. HOWever, in Ihe event the odomeler should rnalluncl10n at any time and tor any reason, you IJIl!Sl PfOmDllv repalJ' or replace the odomeler -and oolaJn, mainlaln and provide tJS wiUl P1Op81 SJJpporIing dQcumenlation 10 imlicale lhe dale and mlleagiWFien !he odometer laller:l and the dale when.!t was repaired or replaced. If you do nol provide edequale Qp"cumentaUon to us, you agree !hat we may assume !hat Ihe VehicIe has 100,006 WIles In excess of the mIleage shown on the odometer at thelfttriIJ the Vehicle is.returned. You are also r~sponsible far any loss we may Incur as a resull 01 any tamperIng with the odometer. lIthe lampering is discovered prtor 10 our lI~le 01 the Veh,cle, lhe loss will be equal to the difference between the Early TermInation Purchase Price or End 01 Term Purchase Prlce. ~ aPDflcable (lIem 17). less the .Mlle~ge Unknown' value we actually receive on Selle of the Vehicle at public auction or private sale. lIthe IampQnng Is' discovered aller Ihe sale, you WIll pay any loss, cost and expense we Incur as provided In lIem 30. This Ilem 39 will survive termlnanon of Ihe lease and repossession and sale of the VehIcle. 10. Odomet~r Disclosure on TermlnaUon: You are required by Federal law to promptly and property disclose the mileage on the VehIcle at the time of termination 01 this .lease. The disclosure will be needed by us In connectIon with our transfer 01 ownership 01 the Vehicle. Failure to provide such a disclosure Qr making a (alse st81emenl may result In lines andfor imprisonmenl. You musl provide an odometer disclosure to us even if "'1'11"'1 le~ to !:luhrchase the Vehicte, In such a case. we....m not be able to lransler I1lle to you untll we receive your odometer disclosure. U we Iransler I e 0 D.e Ve icle end prOVIde II\COI'I'ect.lnformation regarding the odometer, either because you dId nol provide an odometer disclosure to us or you made a lalse slatemem, you assume 1/a000Uy tor end wm in-demrTily us aaairJs( any claims. damages, aenalfles, lines or losSeS which may be brought agaInst or suffered by us in connecllon with your fallure 10 complY with iaw. ThIs Item 40 will survive tennlnallon of the LeMe and repossession and sale 01 the Vehlcle. 41. Payment Buydown Fee: Th& MDnlhJy Flanta/in l.Iem 7.8. is composOO 018 Leasa Fee plus the amOlJm we esllmale the Vehicle will depreclale e~ ~nth over the LeaSe telm. If you paid a Payment Buydown Fee (ttem 6.h), the rate which we use 10 compute the Lease Fee Will be reduced. ThIs will reduce the amount of your Monthly Rentals. " NOTICE: SEE FRONT SJDE FDA IMPORTANT INFORMATION. ..._~....... 'l=~"'''' ..-...,..~.-.,~ ,=.,-' "",,..,""rTl1l!'1 ~!'!~ ~ I ....ISAUrl..u...:>vt" 'n'" ....."..........."..., _.,~,_ ....__ THE VEHICLE MAY 6e DAMAGED, STOLEN OR FAIL TO OPERATE PROPERLY, AFTER ASSIGNMt::N I VI- .. m" I..~""'''". ,. '" .........,....._~ IS NOT RESPONSIBLE SF FOR ANY REASON THE VEHICLE IS NOT SERVICED OR REPAIRED PROMPTLY OR TO YOUR SATISFACTION. t':'rotal smau"t you wlU pay durtn!'f the term for offldallees:, registration. certlllcate- ollltle. license feeS and taxes: $ 3786.80 e, 12. Late Payments: Our ctiarge tor lale payments Is 7% 01 any paymenl we do nol receive withIn 10 days 01 lIs due dale, 13. Insurance: During this Lease, at your expense, you must oblaln anti keep In effect at leasllhe following minimum Insurance coverages: Public lJabmly. WIth IImlIIi o1lWll8,$S than $100,000 pet person, $3OD,OOO ptJ, acckfent and $50,000 Jor property damage; ColDslon . with a deductlbl. 01 not more lhall $500; and Comprehensive, FIre and Then. wllh a deducllble 01 not more than $500. You agree to obtain thIs Insurance coverage through any agent, broker or Insurer 01 your choIce. See lIem 25 Con the reverse side, 14. GAP Protection: II, before the end 01 the Lease lenn, the Vehk:le Is lost. stolen or so damaged lhat it Is not reasonable to repair It (as determined sole1yby the Insurer), your Uab/lily wm be determined under l!em 21.c. UNDER ITEM 21.c, YOUR UABJLITY FOR THE DJJ:FERENCE (OR -GAJ:>") BETWEEN THE EARLY TEHMJNATION PUflCHASE PRice (ttEM 17) LESS THE PROCEEDS OF INSURANCE MAY BE SUBSTANTIAL. GAP ProtectIon is ayallable at)101J1 opllon from or through the Lessor at a cost of $ RIA . You may, at )lour optIon, also purchase GAP Prolection from a third party 01 your choice, but you muSl promplly provlde a COpy 01 the thIrd party GAP Prolecllon conlract to the Lessor. IIIha required Comslon and Comprehensive Fire and Theft Inllurance Is Cn effect at the Ifme of !he Insurel1loss (Item tS}, GAP ProtecIIc1lllmUS your obJIgalh.m lOf!he dlllerence between the WI' TennlnallM PurchSSe Prlca and Ills proceeds ollhallnsurance to the amount 01 your required Insurance deducllble, subject to the maximum dollar limit 01 protection, II any. wntalned In the separate GAP ProteClion contract prQvlded to you. You should reler to that GAP Protection contract, 8$11 describes GAP protecllon and any llmrtalfon In that protection In greater detail. It (lbIakied tram liS B1ld you etecllo pay lor GAP ProtBc!lon !rI cash, lis cost Is .sheWn In 110m 6.1. II obtained Irom IJS and the bo.lC In 118m 7.s. Is checked, the cost 01 GAP Protection Is Included In the capltall%ed cost ollhe VehIcle and Is part 01 your Monlhly Payment [:::J (InItial only II apPUcable.) You acknowledge that you have been advised that GAP Protectlon Is avallabl.lromue at lhe cost Indlcaled above and choose NOT 10 purchase II. 15, Mechanical Breakdown Protection (MBP): ProtecUon agalns1 major mechanical braakdowns of the Vehicle 1$ available at your opUOrl from or through Dealer for a period of --.-.:.. months or '. (" ,. miles, whichever occurs W, at B cost 01 $ ~. MaP Is dBsG,/bed in delallln 8 separale conltatl or disclosure provIded to you by the Dealer. II you pay for MBP In cash. Its cost Is shown In Item 6,g. lithe bOx In Item 7.a, is checked,lhe CQSI of MBP Is included In the capitalized costollhe Vehicle and Is payable as part of your Monlhly Payment. 16. Wan-antles: YOU HAVE SELECTED THE VEHICLE TO BE LEASED, EXCEPT AS PROVTOED IN TffE SEPARATE Mep CONTRACT, tF ANY {ITEM 15}, THE DEALER HAS NOT MADE ANY WARRANTIES to YOU REGARDJNQ,THE VEHICLE, EJTHER EXPRESS OR IMPLIED, INCLUDING THE WARRANTIES OF MERCHANTABILITY OR FITNESS FOh A PARTICULAR PURPOSE, OR OTHERWISE. lIthe Vehicle is new (Item 2). it Is IWbJeclto the sle,ndard manufacturer's warranty lhat applies to Ihe Vehicle and whIch the Dealer has provIded to ytlu, We assign fa you aU of 011I' rlghfSln the manulacluret'1l warranty amllNlder any "lemon law" I~I may apply 10 the Vehicle, 17. Option ID Plllchabe: You may purchase !he Veh1cl&al any Ilm&al or prJor 10 !he ~ntlQ.'!he Lease term by payln,glhe applicable "Purchase Price" plus Olher Sums Owed under item 22,b. The 'End Of Term Purchase Pr!t:e" w.g~. This Is equal to the 'Reslclual Value" we expect to receIve at wholl;lsale lor lhe Vehicle at the end 01 the Lease Term plus one Monlhly Payment (Item 7',d). Prlorto lhe end of the Lease term. Ihe 'Earlv Termlnatlon Purchase Price" Is equal 10 the sum Qt (I) Bfl Early TermlnaHon Fee 01 $250,00, plus Ill) the prssenl vallJ8 of all 01 the Ulmalnlng Monthly Rentals to \hQ end 01 the Lease tenn, discounted at lhe rale 015% per~ (Iorwhlc:h you will receive a credlllor payment In lull" YQU have made lhe already discounted Prepaid Lease Payment In lIem a.c), plus the pUlsent value of the Resfduaf Value of the Vs-hlcIe, i:liscovnted at !he rale 015% per }'ear. You mUS! Q1ve tIS 30 days wllllen "otfce II you end 10 purchase the Vehicle. . 1B.~III'}'X81es1:TOB8CUT&~~~.~d~t;';=~,~9,4liAon,~~~ grantu~i~'" --I'OCUfIly......,. \-~ II you obtained Mep and/or GAP ProtecUon lrom OIthrOlJgh us, yOlJ grant us a secunly Interest under the Uniform CommercIal Code en any refund 01 credll we you OIl cancelJaHon or Iemlinalfoll of such MBP aiWfor GAP Pl'OIectlon.- VOIJ also grant us a securlly Interest and assign to us any sums you now or tater maintain on deposit with Meridian Bank Qr any QIIl& affiUaled banks.ll=delaUII, we may Withdraw sums lrom lhe deposit sulllcfent to pay whal you lhen owe on Ihls lea&e. If the deposit 18 a time 01 cerllflcalo of sit, any w/Ihclrawal prior to ma!urlly may cause you 10 Incur substanUaI early withdrawal penaUles as provlded by law and/or your deposIt con 19. Maintenance; Taxes: You agree to malnlaln the Vehlde In good operating condlllon and In accordance with the manulacturer's SCheduled warranty and service requirements. You are responsible tormalntalrl1flg, tepalrfrtg and S$IVlclng the Vehicle. You are aI$o responslb!e for all taxes and other govemmentalassessrnents and charges on the Vehicle, and on Its posseseion, use and opemtlon. 20. S\antlards lor Wear end Use: Unless you choose to purchase the Vehicle, you must return the Vehicle ta us on termination of this leue. The Vehicle musl be in the same coodiIIon as when defMired to you, elWSpt tor reasOflabie wear and use. On relum. the Veh/t:fe must b$ sbIe to pass any inspection then required by law, The Ilres must be In sale condition and 01 at least the same number and quality as were on the Vehide when II was dellvered to you. The vehicle Identlncation number musl not have been altered, removed or defaced and must be the same as was on !he Vehicle when you took delivery (Item 2}. No ret~s or snow fIres are pannltled. The engine, drive l1ain atld 01h&r mechanical and electrical parls, Including \he odomeler, must operate properly and may not be damaged. There must be no damage 10 lhe hme, suspension or transmission that prevents \he Vehicle lrom meeting lhe manufacturers slandards for that partfcular mocfel. No scratches, dents, pits, rust areas, mlsmatches 01 paJm or cracks may appear In the lenders. bUmpetS. grills. hCod, trunk. doors or toOl. No spsclalldBnlllitallDn or marldngs may appear on the Vehicle. No tips, tears, bUrns, somng or excessive wear are permllted in the carpet, seats. doort, headlining or dashboard. The windows, lenses and Ilghfs must nol be cracked or broken. 21, Early Tannlnallon and DefauU: This lease maybe terminated before th!t end of the Lease Ienn on !he followlng conditions: a, Early TermlnaUon By You: You may tennlnate thl$ Lease al any lime prior to lhe end 01 the Lease lenn. To terminate early you musl purchase . ~t~s'~=reA~toJ.~~se) lhe Vehicle and you muslpay us ihe sum 1)1 the Early TermlnaUon Purchase Plica (Item 17) plus any b. Early Termination By Us: Unless otherwise provided ~ law. wllhoul notice 10 you, we may terminate this Lease belore the end ollhe Lease term upon or alter the happening 01 any 01 the followlng delaulls: {J~ Voo do not pay any sum 10 IJS OIl Of wilhln 15 days oJ lis cJve dale: (II) You do not promPlhy, and properly perform any otlier promise in lhls Lease; (illl You die, or are dec ared legally incompetenf or are Incarcerated; liV) You become Insolvent or a proceerJlnQ is begun by or againsl you under the Federal Bankruptcy Code; vl You provide us or your Insurance carner witt\ talse lnlolT\1alion or slgnalures at any time; (VI) The Vehicfe Is abused, misused, e.K-CeSsively used, abQm:kmed. or Is COtlf1scated. atl8Chad, Aized or threatened wlm such adlon. or you sublease the Vehfcle or attempt to aSS!9n this lease to someone else without our consen!: IVlil Something happens thai we. In good laith, beILeve Bubstantially hinders your ability to perform your promises In thIs Lease; viiI) You move !he Vehicle 10 a new placa of permanen1 g.arag!tlg wllhDul our prIor wrlllen conssrn; 01 Ix) You tall to comply with the Insurance requirements of thIS Lease or your Insurance carrier reluses to contlnue to Insure you or ofhersoperalingtfle Vehicle. II we Iennlnale because 01 your delault, we may demand that you immediately pay us the Earl)' Termination Purchase Plica (Item 17) less a credillor the wholesale value ollhe Vehicle. 1I1he wholesale value ollhe Vehicle exceeds the Earl'i Tennlnalion Purchase Pilca, we win nol crecm or re/un(llf!e diHerence 10- you, BuI, we will give you a crecJlt tor the unapp1iad balance of the Prepaid l.ease payTlWm, if any (Item B.a). You must also pay any Olher Sums OWed (Item 22.b). as well as ourcosls 01 repossessing, transporting, storing and selling lhe VehIcle, Includlng our attorney's tees and court costs. Wilhln 10 business days alter we oblaln possession af the Vehlc;le, we WIll mail or deDver to you a nOlice advising you fhal, In order 10 deflJl1llina the wholesale value 01 fhe Vehicle we wl1I sell fhe VahlC1e al pub/Jc or private auclkm fOf !he highesl wholesale oller we receive. However, wllhin 7 business days 01 the date ollhe mailing 01 delivery 01 OlJr notice. whiehever is earlIer, you maY' advIse us Ihat you desire 10 ot)lain at your expense. Irom an Independent appraiser agreeable to balh you and us. a professional appralaal of the wholesale value 01 the VehIcle, The appr3lsal mustlhen be comIuc!ed wilhln 10 bUsin8ss days 01 Etr nolice 10 us, II we do not hear from you. or the apprai.sal is not done prO!'"pUy. we will sell the Veh1cle and apply the proceeds against the Termlnallon Purchase Price. If you desired an appraisal. however. and ills done ~fIy, we will apply the appra/slld value instead, It !here any sum due us, you must pay us ~~~%r:: ~r:::r:~t;~~~s provided In Itam 2 ,c, If a refund Is due you, we will mall It to you within 15 business days slter your "ability has been c. Termlnallon on Lou or Desfrucllon 01 Vehicle: If the- Vehk:le islosf, sIo!en or sodamaaed fhalll isnol reasonabl.e 10 repair it (as d$lerm1ned solely blthe Insurer), the LeBf!e wllllmmedlalely terminate. However. II, umler the tarms 01 ihe policy, the Insurer ill 9iVen 30 days ItI recover the Vehfcfe I sto!en. terrninalion WIU occu~ et \he encf of lfle 30 days, fftermlnalfon occurs under this f1em :Z1.~.. you must pay us the EarCy Termlnallon Purchase Pnce (Item 17) less a credit equal 10 the proceeds 01 all)' insurance we receive for the Vehicle. II the proceeds 01 property Insurance exceed the Early TermInation Purchase Prif:e. we will not credit or refund the dillerenc8 to you. But, we will give you a credftlor the unapplied balance oIlhe Prepaid l.ease Paymenf. 11 any (Item a.c). You must also pay us any Other Sums Owed (Item 22.bJ, If there Is any sum dUe us you must pay us the balance Immediately as provided lrIltem 22.c. " a relund is due yQ\l, we will mail It 10 you within 15 business days after your DabilllY has been determined and satisfied. NOnCE: THIS IS A LEASE. DO NOT SIGN BELOW IF YOU INTEND PURCHAStNG THE VEHICLE ON CREDIT AT THIS TIME. IF YOU DO ~~S~~.T YOUR CONTRACT OBLIGATIONS, YOU MAY LOSE YOUR RIGHT TO USE THE VEHICLE AND YOUR REFUNDABLE SECURITY BY SIGNING ON THE DATE INDICAT~D BELOW, YOU ACKNOWLEDGE RECEIVING A FULLY COMPLETED COPY OF THIS LEASE AND AGREE TO BE LEGALLY BOUND BY ITS TERMS. LESsol~E~RICK C"E~.-~ By, ; C~ Vl LESSEE(S): G TYt R AUTO SALES INC By: ( - By: .c l<Ut 0.111 THIS LEASE CONTINUES ON THE REVERSE StDE F~' 8ONS0595 PART 1 . ORIGINAL TO ASSIGNEE PART 2 . COpy TO LES.SEE PART 3 - COPY TO DEALER " " ,o",.JJ~~", '1 ".1. '. n Our gcnerdj IUnus. 26. Delivery: You acknowledge lhat you have received and examined !he Vehicle. whll:h Is M described In Item 2 and In good operat1ng order. You accept deliVery 01 the Vehlcle lor aU purposes olltlls Lease. . 29. uablllty: II this lease Is signed by mure than one 01 you, each 01 Y01J $hr.:1 be liable. separalely and together. for !he payment and performance ~ 01 all your if)~l\Cunder thls lease. We may release any one or more or you from your obllgaflons on this lease Wifhatlt releasing any other 01 you lrom your obllgallons on !his lease. 30. Assumption Of LJablllty and Indemnity: You assume iiablll'llot. wDl hold us harmless and wiD Indemnify us against any claims. damages, . penaWes, lines OI!osses, IilchNiIng court costs SlId DUI' allomBy s fees. wtIJch may be bro1/9hJ agaInsl or suflered by us In connection with the manufacture, selection or del[very 01 the Vehicle. or wh[cl1 relate to Its ownership. possession. calli.. condillon. use, mlleage or opemtlon. This Item 30 will survive termination 01 the lease end repossesslon and $81& of !he Vehicle. 31, lltIe and Registration of the Vehicle: We are the owner 01 the Vehicle which wi.l be tlUed In our name. We wll1 retain the Certillcate oll1Ue to the Vehicle. You are leasCng the VehIcle and have no rights In the Vehfcla other than (0 possess and U$8 It &$ ~vided Inlh]s Lease. We will register the BUe to the Vehicle In our name In the slale where the Vehlele wi[1 permanenUy be garaged, as Ind[cated on the DeUvery Receipt and Insurance confirmaUon. You agree to permanently keep the Veh[c1e garaged at this address. You must notify us In wrIUng and obtain our prior wrlllen consent 11 you Intend to mlWl~our residence address or to perml.lnenl1y garege!he Vehlcle at another address. Normally, unless you desire 10 garaga the Veliicle outside thd'MiICnental Uni(Bd Slales, we will consent to any cI1ange In address so long 8S you pay elf of the costs of our rareg[stmllon ollne Vehlcle. However. we may refuse to permit you to move tho Vehicle to another atate: II you have ever been In default 01 your lease obllgallons; we' are nol allowed to recover the C/;JslB (Including anr, tax) In connection with the raregISlrat[on: Ihe laws 01 thfl other slate Impose e:dditlottal c/uIles and resoons/bU/lies and/or expose us to grealer I BGmIy as Ihe OWlWI' oIlhe VehfcIB ~n are accepUibl.e 10 us I1l Q1Jr sols dlscreUon; or we reasonably belfeve in our sole discrellon that you wm not be able \0 meet your reaponslbllilles on termlnatlon and return of the Vehicle as provided In Item 22.a. You must also obtain our prior written consentll you Intend to keep the Vehicle away from your fecJdence for a period greater than 30 da~; , 32.Exlendlng the Lease: Subject to tho lerms 01 this Lease. with our consent you may extend this lease on a mont!l-to.monlh basts for up to 6 additional months.' . 33. Performance 01 your Duties: If you are regu[red by this lease to do something and don't do II. we may. II we cI1oose. do II for you. You agree to pay ot/( costs or e.qwnses In taking any ac/ion en your behall. You wm Ind&mnHy LIS from any IIablilly or abUgaJIOIJ we mal' I1lcur In doll19 lor nol dOIng) anything you are required to do under this lease. This limn 33 wm survive terminaUon 01 the lease and rElposse$slon and sale 01 the Vehicle. 34.Asslgnment: DealelMlttt assign Its rights uncler th[s lease. The person to whom Dealer assigns Its rights may reassign them. "you have any problems with the Vehlcle'or claims or delenses on this lease other Ulan for payments mre'!dY made. you agree to assert them tlnitagalnst the Dealer and the manufacturer of the Vehlcle. You agree to render performance of your obllaaUcina to Dealer and. upon receiving wrlllan noUQe of any assignment. to the AssIgnee or any subsequent asslgnee, You may not assign your nghts or obngations under this Lease. YOU MAY NOT SUBLEASE THE VEHJC1.E. 35. No Walvar: II we do not exercise any 01 our rights and remedies at any time. we do not waive the right to do so tit a later lime, 36. Notices: NoUcea may be a1vsn pelSOnally or by Certified MaD. Return Receipt Aeq\Jestad, or by Mailgram. to the address 01 the other party as provided In Item 1. Notices shaU be deemed given to us when they are personally given or aclUallv recelvad at the address shown [n Item 1. Notices shaU be deamed given 10 youwhen they are personalfy given orwlWn placed In !he mail orwith M~. addressed to you al!he addless shown in lIem lor. II different, at the address then shown on our records. even though you might not ac:tually recelve our mailed nonce. 37.Govttrnlng Law: II this Lease Is primarily fgt.CQNIJ.!IlI~r purposes, you agree that the laws 01 the Slate In which you reside. as shown In lIem 1. shan govern IhJs leas&and Jf01I! Ob"QatlOn~lQII:kWW:I, you agree lhat the laws 01 the 5tale In whlch.the Dealer does business, as shown In Item 1. thsll govern this Lease and your obligations. 38. General: ThIs Leasa Is the enUre agreemenl betwaen you and us. II any provision of this lease is lound to be vold, this lease Is to be read as i1that provlslon were never contained In thI$ lease. 39. Odometer Reaponslbllflles: You are required to maintaln accurate mlfeage records ot your usage or !he Velr1de. NoImallv. such ~ Is determined solely by relerence 10 the odomeler In the Vehicle. However, In lhe event the Odometer should malfunction at any UlTIIl and lor any reason. you must orom~uv repair or replace the odomeler and obtain. maintaln and provide us wi!h proper aupporting dOClJmenlalion to iN:llcale fhe dale anD mJfeige w en file odometer failed and file date when.!t was repaired or replaoecL II you do not provkle adequate dncumentatlon to us, you agree that we may as!lume that the VaI1icle has 100,ooA\Mles In exeess ollhe mileage shown on !he odometer althelllMl& the Vehicle Is returned. You are also responsible lor any loss we may Incur as II resull 01 eny ltlmperlng with the odornelE!r. If the tampering Is disCOVered prior to our sale of the Vehicle. the loss will bEl equal to the cIllference between the Early TermlnaUon Purchase Price or End Of Term Purchase Price. as applicable ("em 17), toss the Ueage Unknown" value we actually receive Qfl sale of the Ve1tlde at pub1lc aucflan or ~te sale. If the tampering Is discovered after the sale. you will pay any loss. cosl and expense we Incur as provkled in item 30. This lIem 39 wI[1 survive lermlnatlon 01 the Lease and repossession and sale of the Vehlc1e. 4O.0domeler DIsclosure on Termln.Uon: VOl.I are required by FedemJ law 10 promplly and properly dl$ctose Ihe mUeage on the Vehlcle at the time ottermlnatlon 01 this Lease. The disclosure wl1l be needed by us In connection with our transfer of ownership of !he Vehlcle, FaUure to provkte sucl1 a disclosure or making a Ialse Statement may result In fines anellor Imprisonmttnt. You must provkle an Odometer disclosure to us even if you eleel to purchase !he Vehicle, In such a case. we wI[I not be able to transfer title to you until we receive your odometer disclosure, II we transfer litle 10 the Vehicle and provide Cncorrect Inlormallon regarding the odometer. elfher b8calCSe )'Oli did not pI'O\'ldS an Qdomefer disclosure 10 us 01 you made a laIse 818tement, you assume liabi[1ty lor and wlti lndemnlly us aflalnst BrlY c[alms. damages. renalues. fmes or losseS which may be broughl a9a1nsl or sullered by us In connection with your fal[ure 10 complY wlIh law, This lIem 40 wD survive lerminalion oIlhe lease and rep0SS8BSlonandsaleoftheVehlcle. 41. Payment Buydown Fee: The Month[y Rental In Item 7.a. is composed 01 a lease Fee plus the amount we esllmate the Vehicle wlll depreciate each month over lhelease term. If you paid a Payment Buydown Fee (lIem 6.h). the rate which we use to compute the leMe Fee w1l1 be reduced. This wi[1 reduc$ the amount of your Monthly Rentals. NOTICE: SEe FRONT SIDE FOR IMPORTANT INFORMATION. INDEX OF LEASE PROVISIONS Amounl DUll When You Sign the lease. ..,......,.....,.li.l1 AsslgnmenlolLeasa..,....................,..34 ~~mpIlon~l~ilarullndemnl\Y.................. .30 "",yes on enlllRa ~ ollhe lease.,. . . . . . . , . . . . . . . . . .22 oe'1UUandRepOSSllS$lOn. . . . . . . . . . . . . . . . . . . . .21.b,23 ~M,....................,......,...l g:~~~~~eh1c:~h~lI..................... .28 ,.~f_"::"", .,....,.,. ...".."."., eaii'l'naIlon fauII. . . . . . . . . . . . . . . . , . . . . .21 Ea~T~r:,allon~~hiaePrii:a"""""""""" .1,', EndOlTermPlllChilSllP .......,.........,..... iii~iLe~~B:~::::::::::::::::::::: ::i GmeraJrot..:v~::::...".:........6.1.,7.a.14.1a.~ ~~:,i:::' i; i i i: i: i i i;::::;::: :~::~ ~DeslruCti~ehlc'te:.......,..,..........29 =~~eB~p..'::::::::::::::::::::2.1ig ~~r C roletllon....,...,.6.g..7,a.15,16.18.23 Maturilv Dat;U~C~ .~erages Requfred . , , . . . . . , . . . . , .13, 2,', M 'hl<op .,.,................".. Mon~R=enl..........",...,......,.7.d.10 NgnWalvcrbyUs : : : : : : : : : : : : : : : : : : : : : : : : : : ~~ NOIices............,..............,....36 lJdomefet11eadlng...........,.,....,........2 OdometcrResporislbnities. . , . . . . . . . . . . . . . . . . . . . . .39 ~:&~~~~~~~~~:::::::::::::: ::::: ~ OP!ionlof'\lrcl1ase,PrIce. . . . . . . . . . , . , . . . . . . . . , . ,17 OIher SUms Owed . . . . . . , . . . . , . . . . . . . . . , . . . .22.b PalllBstolheLease...........,...,....."...1 PaymenfBuydawRFee...................... .8Ml PaymantTerms. , . . . . . . . . . . . . . . . . . . . , . . . . . .10 Per!onnancBofYourDUUes.............,...",...33 _'=PerMonlh.........,............3 Prepal11lBase rnent......,................6,c.1D PromplP~ent irell.,...,................ .22.& =oI~i : : : ~ : : : : : : : : ~ : : : : : : : ~ : : : : ~ :11 RlIlundabteSecuri\y~pOSIl................. . 6.e. 22.b, 27 RlllumolVelrlcle,Cllargll$ . . . . . . . . . . . . . . . . . , . . . .22.a RlIglslratlollollheVehlcle. . . . . . . . . . . , , . . . . . . . . . . .31 Rel;[dualVaiue. , . . . . . . . . . . . . . . . . , . . . . , . . . . .17 E=l~:: :'::::::::::::::::::::::: ii SlandardsIorWearandUse.'. . . . . . . . , . . ; . . . . . . . . . 20 Taxes.Reglstral1on.UtensingFees.elc...,............11.19 ~~'.~a~:.:::: ~:::::::::::::: ~:::::: ~.~~ fIllBIoV:[cle.....,...................... .31 v.OI.alOI lllllhlyPavmen!S.............,....... _.9 J:1rr:U~~~:::::::::::::::::::::::: :15:1~ 1.11 ]rt.IIA:I. VJIlJ )tJHBIl un ';" ..,,~, cc'." . '. DEPARTMENT OF TRANSPORTATION , " , CERTIFICATE OFTITLEi='OR AVEHICLEi, ;, _'':,...l,;..-'':'-~'':~_'__:''':;-:~4-7;.~~_---j:-'-+rl~ ':.. ,:~,:" ":~"~~"\:':-" \ ~ ~~: ".. .. :,' f~'i ~ '~t~, \;\.. "\72bb0013001790-001 . ", . " . lGI.~.V..~1~3~,t~~~ c ".. "~Iiir tA[}tiL~v~~;'~~~\_;~lf~~~~~~,~p~~~~=' SON" --:t:: ' .,11, -'0,'1' ; I I i-101' 15'[-a1- le~DD'-D";;;D-~'I~~~d~-n'''-;' ;,::=g , .:_. -. :. ..:,. :. ," ;r~ ;a .::J-'j=:;'-;::"==U---=.' ..:;'==== _ ~D;:""_E ',l\,,;.DU', E~T_eAPg I;;;;'~:;~;~~;~I~;':::~O:DATE~~":"'""" -F!:~; O~'STA:":'___, 1.0J],,51"\7,', --],0/15/"\7,"" ,~- --.,.,,_..,~ =,,=~-==~-~- ...:;: DATEPATITLE"O/ ',OATEOFISSUE < VNlADENWI'IGHT " .G\tWR1^'/ :>r~~~13~'\1 {{TJTi.tB~NOS ~ ~ h " -'" '1;~' :~~ ." -M",~ , tt;~,~EE/ AUTO > SAlES.INC-;'~:! !-~i;~).i~j ~~:~~;~f .' ,', ", " :1 :;~ S~~'~~:~'~;l(~!:;}~ill\~i~[~i;'i:':, SER lCeS'CORP;' ' . " -7q1 DRes~ER"~6~ c HO,R HAH"PA,::l.'i\01f4 ,,' i .:,>,/' :~';,~','<;:, ,~~t;h,)-i'l --::,. " ..'.. -'. 'd , . L' . " . ;'1-...,- "!', .. , /....... .1 F1Asr LIE FA.-. OF; , , SecoND LlI:N FAvOR OF: " "\ i' ~ ,\, ' '.. ,),"',<: \' ~'" T' 1 " .~ If.secoiidlGlnholder/.sllsted ~N~ oJ 1M IlmDllI', IIle ~;-,!, .' ~ ~~1~~~ T1U"~~ B'~' of MoO. V"":i.~'~ - ._ _~'.~~"~::::::=~~"'J~~~ln.,.~~ff~',.:;":'" " COR;STATES DEALER' SEi1CES CORP msr RB.EASED: , "'04TTi BY ,wrHDRlZEOREPRESEN1"Anve ..?I:~~lG'Il;e..,vej.~lIlf1l!.,,"- "\It MAilING ADDRESS ;:\ / I: BY AUTHORIZED REPRESENTATIVE 253177 CORESTATES DEALER ,SERV 1 CES COR~ ?If? DRESHER RD HORSHAM PA 19Dqq \ I certllyl;lSoIlhedale D1lssoe, tile oUIda! records 01 the PennsyhlanlaDeparlmenl oITf~reJJect lhm!he p8BDtl(s)Dt company named hEI,eln Is !he IawM owner . dIM MId vehk:le. \ BRADLEYl HALlORY MO. DAY """ _~. totlfllewltll.!l~.OOletIhml'lQflispdllsq.-~_oI theseb1ocb. nob\odl;lschck~,tlOewlllbels5uMlI,S"T8nenl$InCQmmon.. AD Jolnl enanlswilhRlghloISuNlYorsn1p{ondealhoIOMowne,.lltlegoon Iotlle$ll7VMng_rt. \', . EI 0 Tenan\5.1n Common {on de8llf 01 one owner, Interesl of decuaSQd owner goeslolM ,herhe1rsore5latel. SIGN T\lRE OF PEFlsdH ADMINISTeRING OATH UEN DATE: FIRST LIeNHOLDER: IF NO LleN CHECK SOX o -... ... .;.l m NAME Thellnderslgnedh$i~fnakes.appliclltlonlorCertlllc<lleollitleto\l1ell8hlcled<l$Cribed sboY"S44Ij&dlotmt~and-dhet/ll;aldalJJlsse.l~1llIte. STREET e,TV STATE UEN DATE: SECOND liENHOLDER: " "' IF NO LlEN CHECK BOX o " 01 SlGNATUREOFAPPLICANT AUlltOR1ZCOSlGN1:R .. . '. .. . :'.. .." . ',. '. ,', .. . - " ': ',;. .:.. .: ..' '. ; .:::~:~ :' ',' " ':,' . '.: . ~ " . '/,:..... .... ',.: .' . .. . .' ....' .-.: . ,',', , . . ... ',,:::' '. ::'" ,: .',: :. :" :.. '::" ~ ' ".. '. . '. . . . .':' " . '.. ,'. :':: ~ . '" , . .';.... ,. .' . '.:,,:,'~,':.~.".'..': '.' .' , . . . . .'. t.1 . ~. ~. " - . . ".~'~...~:":.'~...i.'. :..,: ',\:'='.. ," . ' . , ... . '. . '. . ,.': ',;'::',::',~ ~:.'.;,.':..,.:.,..':,.'...,.'.~.',::.':::',~.,:.:.':.' ',': -:~.: ~::':;"';"'~'~'::.:.',-.':.:.,",,::.::.'.::,.':'.:.',.',.::.:',,',' . ..'..:,.,. ;',';, ,..:;....;..'~.:,..'..:....,,:, .....':.,:.. ,.:...;;:.:,..,.,...::.... ~;.:.:.~..,':::.....:.~.;':.,..:....,...'.:~.......::','.':','. ~.::".:,.'.:.:..:..:,...;,.,:,.','...:.::',.:......:.,:':,:'.::':::::..:.:.:;:','.. '.:, : ".: ....~~.. :'. ""~ ':. . ~'.; ',' . . .. " . :-: ',;" · . "',.' ..... . . ... " , ',' .... e::.>i ;i;:;"jJ t>(.1\","i> "Z "'.;<, .', , .'.:; ":"'.':'::i.:. :' :".:";' .:':':F.:N.R-P~~T:colLE~tIQ1'JPRA:CJI9ES .A9T?O:Pf';'YN..OT(<;;E :.' :\.:.....:., :;..:'.:":,: ,,:::: :",: ::.:: i.:: ~:~ :.: >: "'::~' ~.~. .;. :/:1:::"/ :::';':'.\' ,::" .:: : :>t::.: '.:':.;:"" .~. '.:':." ~::. :.>'::.:..<: :.~.:': :,:~":i:' ~.~'. ~i.:;" ,f}' J. ,,;...:.,. ,'::::.'i'::::;.:. :\: :":, ~ ..,'i;. .::. :' ::'/:. ", ,; .. ..:.:, .,..... .~y:!a;W. '~his .\a't! .~rri1.j~:r~q~i.l'eq}9':adYise Xci.i:! t~~r':~~lt?s~ .~it.hi~:.;30..d?y.~ ~fte.r '(~.GE}ip~~of,< i;': . : t':\ "': .:: :~., :'~: ~~ : '~,;: ,;":' .~..: :.~. ": t',,:::: '~:- ..~~ :., >... : ;:.: :' '~: ;:'0,: ", ~ ,;-~.~: /:.~ :.,." .;:!l :~: : '.<,: ~\." :i.:":,:- ":{.~":;~' ::, ';:.',:,~::':: ~':':~'\ :'::: !:::; ;j :: '. . .:;..~ .: :',' :this notice ~ou'dispute'the .v.a:!idity:of this' debt or:.aniriortion :there6f..thedebf'w.ili~be':ass.lime'd. ,,:"': ; . ~.. ~ ': , : r:~; -,' .~ ~l': ~:.\.:': :' :':',.:. . :,\ ::.:.:;.... ::. ..:>~:: ':. : :' '. . :. '~:':'.,\ '~:'~.;,:/ :.,: ,~. :.',:~ . ,: ,~. :. )'~ ~ ::.l:.~.~. :~/:.:' ~'.\ ~ ~l" :.: ',; ::::~,: ',= ';~: ~ ~':.::. ' : ....;.::>~~: ..~,~;': '.::.- ';':}::.:.::10::~$:'Y~I\~': 6~;~'~:' .::rf'S~I~ "ij~.tips~t!9.n::i~ .~~~t ~6js ;i;;;~,~i~p;:~'~ ~t~.~r~q~i~~~:t~' ~~i.v.i.ci'~'.~oJ:.~i\h~. :.:;'.::";'" ,:",. t" ...... .:' '~"". ":.:. ~ . .~... 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'.' . ". : l1~~\...( , VERIFICATION' 0\ ~DGD~1 The undersigned does hereby verify subject to the penalties of 18 PAC.S~ ! 4904 '. , relating to unsw()fn falsification toa)Jthorities, that he/she is <~T coh e() 'J f3ecK eV' " (Name) , of ' Fii5T ilnion 'N",Jion" I [JMJ<, (Company) ftbSiTiuiT V((f preSJc1cVJT' (Title) " Plaintiff herein, that he/she is duly authorized to' make this Verification, and that the facts set foithin the' . . . . .. ..... foregoing Complaint are true and correctto the best of his/her knowledge; information and ", belieL.; ~ . ;." .. ,. -_.-.,.. .n.. ,.. .......' ... ..,.... .' .., '.. ~.: "..' ~ -: .~ ".:-; ~ ~~ ~ ,- ~d~~.," , /(Signature)' c- '-"' ---" ;~'-""J"" iI!lIlillo~~'" . ;c>~ ': "~J.AtJ "".-, ::~ ':,,~ '.'~ i~ ::~ '!!!L.,~" ",., ""... ,~ ~-.... 1iI!~llil_~I<,.;illiloitdlii("iIIf _._ OF;lC:? ~JF THe (,;HE.tf'F f':' ""V liJlR 3 3 35 PI~ '00 FE,--" '_J] , I~'-" ~",J ; /\. ~ ~..,.... . ,~". . .. , '~"; @f.V IiV\l ~ cE"S r;vu III . , IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION FIRST UNION NATIONAL BANK, SUCCESSOR IN INTEREST TO CORESTATES BANK, N.A. Plaintiff vs. GEORGE STUPI, JR. AND G. TYLER AUTO SALES, INC. Defendants TRUE/COPY FROM RECORD In Testimor.y-Whereof. I herjl unto set my hand I "fill the seal L said Court at Carlisle Pa. II '- T~. day~~;;~i_~~) i othonotary - ~ '''''''li<l''~~ ,I No. 00 - I~ Cu .:CT0'L1j COMPLAINT IN REPLEVIN FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: Lori A. Gibson, Esquire PA 1.0.#68013 WELTMAN, WEINBERG & REIS, CO., L.P.A. 2718 Koppers Building 436 Seventh Avenue Pittsburgh. PA 15219 (412) 434-7955 WWR#01806087 " -~,.~ ~~nYr~_~M =,~,\ t Carl'" ," ThI ., ~ . , IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION FIRST UNION NATIONAL BANK, SUCCESSOR IN INTEREST TO CORESTATES BANK, N.A. Plaintiff No. vs. GEORGE STUPI, JR. AND G. TYLER AUTO SALES, INC. Defendants COMPLAINT IN REPLEVIN AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff, You may lose money or property or other rights important to you. :i "i i YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. OF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 , i 'I I "I ., 1 ~! .?,'~ ._, " COUNT I - REPLEVIN 1. Plaintiff is a corporation having offices in Reading, Pennsylvania. 2. Defendant, George Stupi, is an adult individual doing business at 55 Claremont Drive, Carlisle, Cumberland County, Pennsylvania 17013. 3. Defendant, G. Tyler Auto Sales, Inc., is a corporation with a principal place of business located at 55 Claremont Drive, Carlisle, Cumberland County, Pennsylvania 17013. Defendants are hereinafter referred to as "Defendant". 4. The parties entered into a written Lease Agreement (hereinafter referred to as the "Agreement") for the lease of a 1997 Cadillac Seville Tour, more particularly identified in the Agreement, a true and correct copy of which is attached hereto, marked as Exhibit "1" and made a part hereof. 5. By the terms of the Agreement, Defendant was to make fifty (50) payments of $735.59, commencing October 4, 1997, and to pay certain license fees due at the inception of the lease and during the lease term, 6. The terms of said Agreement provide for termination upon satisfaction by Defendant of all obligations provided thereunder and upon the return of the vehicle by Defendant to Plaintiff at the end of the lease term, which term would end fifty (50) months after it commenced. 7. Plaintiff avers that Defendant defaulted under the terms of the Lease Agreement by failing to make payment to Plaintiff as promised. '~.! -;'''':' ~ " 8. Plaintiff is the registered owner of the aforesaid vehicle by virtue of the Certificate of Title issued by the Commonwealth of Pennsylvania Department of Transportation, a true and correct copy of the Certificate of Title is attached hereto, marked as Exhibit "2" and made a part hereof. 9. Defendant has made partial payment under the Lease leaving an unpaid balance in the amount of $35,536.16 as of July 4, 1999. 10. Plaintiff avers legal interest at the rate of 6.0% per annum on the unpaid balance. 11. Plaintiff avers interest from July 4, 1999 to January 4, 2000 amount to $1,066.08. 12. Plaintiff has performed all conditions precedent as holder of all right, title and interest in the collateral, but Defendant wrongfully remains in possession of the vehicle at the above-stated address. 13. By virtue of Defendant's default, Plaintiff has an immediate right to possession of the vehicle covered by the Lease Agreement the value of which is $29,025.00 plus interest at the aforesaid rate of 6.0% per annum. 14. Under the terms of the Note, Defendant has undertaken to pay to Plaintiff its reasonable attorneys' fees and costs of retaking possession of the collateral. 15. Plaintiff avers that its reasonable attorney fees to date total $500.00 and said fees will continue to accrue. ,'",~~ WHEREFORE, Plaintiff prays for Judgment against Defendants, jointly and severally, in Count I of this Complaint In Replevin, as follows: A. For possession of the vehicle, more particularly identified as a 1997 Cadillac Seville, Serial Number 1G6KY5293VU821946 or, in the alternative for damages of $29,025.00 the value of the vehicle, in the event that recovery of the vehicle cannot be obtained; B. Reasonable attorneys' fees and expenses for retaking possession, and; C. For such other relief that the Court deerns just and proper. COUNT II ACTION IN CONTRACT FOR IN PERSONAM DAMAGES 16. Plaintiff incorporates herein by reference thereto each of the proceeding paragraphs of this Complaint in their entirety as if the same were more fully set forth herein. 17. In the alternative to Count I, Plaintiff pleads an action in contract as a result of Defendant's default for the accelerated balance due under the Lease in the amount of $36,602.24. 18. Under the terms of the Note, Plaintiff is entitled to recover reasonable attorneys' fees and costs of retaking possession of the collateral. 19. As aforesaid in Count I, Plaintiff avers that its attorney fees to date total $500.00 and said fees will continue to accrue. 20. Contemporaneously hereunder, Defendant has been advised of their right to dispute the validity of this debt, or any part thereof, pursuant to the Fair Debt Collection Practices Act 30 Day Notice, attached hereto, marked Exhibit "2" and made a part hereof, WHEREFORE, Plaintiff prays for the entry of Judgment on Count II against Defendants, George Stupi, Jr. and G. Tyler Auto Sales, Inc., jointly and severally, in the amount of $37,102.24 plus interest at the aforesaid rate of 6.0% per annum from January 5, 2000, plus continuing fees and expenses for retaking possession and costs. -, Lori A, Gibson>Esquire PA 1.0.#68013 " WELTMAN, WEINB G & REIS, CO., L.P.A, 2718 Koppers Building 436 Seventh Avenue Pittsburgh, PA15219 (412) 434-7955 WWR#01806087 o REIS,CO. L.P.A. " ~ ~,~ T I ,@>>"Auto ' . WADVANrAGE" J/J/f54./ Dela==:a~5 '~.~AuIoLe"" We, the Dealer named above, Intend assignlng Uds lease to Meridian Auto leasing, 1nC, driJla Auto Advanl8g8. P.O. Box 1303B, ReadJng. Pennsvlvanla 19612, Telephone No. (610) 655-3933 (the "Asslgne's"). Under the Federal Consumer leasing Act, both we and the Assignee are consk[ered "Lessors" In this leBSft, even before the assignment. However, except for thls disclosure which 18 required by law, the Assignee wiD nol have any riWlIs Of oblhlalkms as a lesSOJjjjj thls Lease unW Ills assigned. Then, any reference to us or 10 "Lessor" In this lease sh8l1 mean the Assignee. Y'OU, THE LfiSSEE(S)NAMED ABOVE, MAY NOT ASSIGN YOUR RIGHTS UNDER THIS LEASE NORSUBLEASETHE VEHICLE. In \hIs Lease, "e" mean; an eslimale. ~. ca:ci,~:~~~ici:~ i~:::~: ami you lease from us the loUowlng mOlor vehicle, together with Its equipment eml8.ecesBorle9, all of which ~ T' VJN~: ";"",,~' NEW 97 CADILl.J\C SEVILLE TOUR IG6U5293VU821945 WITH iHE FOLLOWING EQUIPMENT AND ACCESSORIES: o Spd Manual Trans. CJ Power Steering (J AM 0 Reer WindoW Defogger 0 Leather Saals 0 o AutomaQcTransm1ssl<ln 0 Power Brakes. OAM/FM OSunlMocm/T Bar RooI QVlnyl Roof Xfb 0" Wheel Drive OPower WIndows 0 AMlFM Steroo o TIlt Wheel aCellular Phone D o Air ConcJIUonlng o Power Seals OCassfTape 0 CD OCnJIse Control o Power Ooor Locks 0 , SIJ1let(e.lJ!llnessAdgt~l!) ,I. 1505 QUEN'IN RU. PO 8 '~08 City , I State, 'Zip LEBAROR ,PA 170~2, i. 0- " ~: T~,"W~:,':'-'I'/~I"l/, (117)27A..1~~l" '1'" ell .' H" ""j !\, GEORGE STUPI JR " 55 .CLARE~b1V lfj'i!'~ Add""'; , ,CARlFsti M 17013 :~, ,,' 2lp 303 < ,; $.15 PorMUa II this 3. PermItted MReage Per Month: 1000, Miles 4. Charge For Excess Mileage $. ' . Per Mile, or space Is left blank. 6, Purpose: You are leasing !he Vehicle ~ for oconsumer, oX}b commercIal. professional or agricuftur'lf pUrposes, 6. Am9UlllDflaW/ltnYU/lSljlt. e, Trade-1n(of '}S,,: b. CesllDownPayrnenl $, c, PrepaldleasePaymenl $. II. 1slMonlhlyPayrnenl S e. RaCUna'ableSecurityOeposit $' f. GAP f'rot8clIon (sea Item 14) iii N/A 155.90 N/A .73559: RIA MIA Q. MBP(se811sm1S) $;.j,j, "MIA" II. PaymenlBuydownFee $" nil' I. SalesiUsaTax $ ".:.14 03 I. CSltillcateofTltlGFee $ 11"27 '50:' II. !l8glslrallanFees $ ';"'46'00" l DOC/NOTAR\'IHSNGR$.I 50 00 m./TIRE TAX/LUX 1M 534 27 n. Total (a through mJ $ 156~ 29 9. Total' 01 Monthly Paymentfl: (7.d II 8) 36779 "50 7. MOObI1PaVmSJlt a. Monlh/yRenlal $ 674"85 o lncludssMBP(see Ilem15) tI 1ncIul!!s GAP ProIecIIDll {soo ltem 14) b.Monlh1vSg1.es/US'la11..,,<$~' t.' ..," $--1UA... d.Month1yPavJnllnt(a+b+c) $~a B, Term of Lease In mon1hs: SO 10. Payment Tenna: This Lease begilt$ when you accept delivery of the Vehicle and endS on 11/04/01 ' . On the'day you sign the lease )IOu must pay il) ellher one Prepaid [ease Payment (Which Is one aclvance payment that covers all of your Monthly Payment obllgalions over the entire lease term) or the 1s1 Monthly PavmE!ll'1I. and (0) all other sums shown In lIem 6. UnleSS you have j:!ald one Prepaid Lease Payment, you promise to pay ~ additional Monthly Paymenls beginning OCT4th97 and on the same day 01 each 10010wing month. Your payments must be made to Aulo Advantage, P.O. 80111118, Reading, PA 19603 or any other aclWess we may direct. '(au ASSUME ALL RISK OF LOSS OF THE VEHICLE UNTIL IT IS RETURNED TO US. YOU MUST MAKE ALL PAYMENTS ON THIS lEASE EVEN THOUGH THE VEHICLE MAY BE OAMAGEO, STOLEN OR FAIL TO OPERATE PROPERLY. AFTER ASSIGNMENT OF THE LEASE, THE ASSIGNEE /S HOT RESPONSfBLE IF FOR ANY REASON THE VEHICLE /S NOT SERWCEDOR REPAIRED PROMPTLY OR TO YOUR SAT1St=ACTION. 11. Total amount you will pay during the term lor official lees, reglstratkln, cerl1licale ollll1e, ncense lees and tax.es: $ 3786.80 e. 12. Late F'ayments: Our cliarge lor lats paymenls Ill; 7% 01 any pa9ment we do nol receive within 10 days ollis due date. 13. Insurance: During this Lease, at your ellpllnse, you must obtain and keep In effect at least the folklwing mfntmurn Insurance covemges: PvbIIc liablUty, with Umils 01 not less Ihan $100,000 per person, $:300,000 per accident and $50,000 lor property damage; Collision. with a deducl1ble 01 nol more than $500; and Comprehensive, Fire and iheft . with a deductible 01 not more than $500. YOIJ agree to oblaln this Insurance coverage thrOlJgh any agent, broker or Insurer 01 your choice, See Item 25 Of! the reverse side. 14, GAP Protection: If, belore the end of the lease term, the Vehicle I; lost, stolen or so damaged that II Is nol reasonable to repair it (as delermined .solely by Ihe Insurer). your DabJlll)' will be delennlned under llem 21.c. UNDER ITEM 21.c, YOUR LIABILITY FOR THE DIFFERENCE (OR ~GAP~) BETWEEN THE EARLY TERMINATION F'URCHASE PRICE (ITEM 17) LESS THE PROCEEDS OF INSURANCE MAY BE SUBSTANTIAL. GAP Proleclion is available at your opUon trom or through the Lessor al a cost 01 $ MIA. You may, al your option, also purchase GAP Prolecllon from a third party 01 your choice, bul you must prompUy provide a ClJpy 01 the third party GAP Protection conlracllo the Lessor. lithe required Collision and Comprehensive Fita and Theil Insurance Is In effect althe Ume 01 the Insured loss (lIam 13), GAP Prolection limits your obligation lor the dillerence between the Early Termlnallon Purchase.price and Ill$' proceeds 01 thai Insurance 10 the amount 01 your required insurance deductible. subjecllo the maximum dollar limU of prolection, II any, ClJnlalned in the separate GAP Protection contract provided 10 you. You shouid reler 10 that GAP ProtecUon conlract. as It describes GAP Proleclion and any limilaUon In that protection In greater detail. II obtained Irom Ull; and you elect 10 pay lor GAP ProtecUon In cash, ils CO$lls shown In lIem 6.1. II obtainecllrom us and the boK in Item 7.a.ls checked, the COsl 01 GAP Protection Is Inclutled in Ihe capllalized cost 01 the Vehicle and Is part 01 your Monthly Payment. c=I (Initial only il applicable,) You acknowledge thai you have been advised that GAP ProlecUon is avalJable lromus at the cost lndlcated a/:)ove and choose NOT to purchase II. 15. Mechanical Breakdown Prolectlon (MBP): PrQtection against major mechanical breakdowns 01 the Vehicle is atreble at your option lrom or IhnwQh Dealer lor a petlcd 01_ mGW#Js or _ miles, which9ver 0CWts lIT$!, al a cost 01 $ H A . MBP Js described In datan In a separate contract or disclosure provided to you by the Dealer. II you pay lor MBP In cash, lis coslls shown In Item 6.g. If the bOK in Itam 7.8. Is checked, the cost of MBP is Included In the capitalized cost <II the Vehicle and Is payable as part 01 your Monlhly Payment. 16. Warranties: YOU HAVE SELECTEC1 THE VEHtCLE TO BE L.EASED. EXCEPT AS PROVIDED IN THE SEPARATE MBP CONTRACT. JF ANY (lTaM 151. THE DEALEFt HAS NOT MADE ANY WARRANTIES iO YOU REGARDING THE VEHICLE. EITHER EXPRESS OR IMPLIED, INCLUDING THE WARRANnES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, OR OTHERWISE. lithe Vehicle is ne.... (Item 2). It Is subfect to the standard manufacturer's warranty that applies 10 lhe VehCcle and which the Dealer has provlcfe(f Ie you. We assign 10 you all of our rights In the manulacturer's warranly and under any 'Lemon Law" thai may apply 10 Ihe VehIcle, 17. Option to Purchase: You may purchase Ihe Vehicle at any time at or prior to the!lJd qr thlj!,Lease term by paying \he applicable .Purchase Price- plus Other Sums 0wecI under liei'll 22,b, The "End 01 Term Purchase Price" w.B8b8.b9 . This Is equal to the "Residual Value" we expect to receive at ....holesale lor the Vehicle at the end 01 the Lel(lSe Term piUS one Monthly Payn:Jent (Itsm 7.d). Prlor 10 the end 01 the Lease term, the "Earlv Termination Purchase Price- is aquallo the sum 01 (i) an Early Termination Fee 01 $250.00, plus I") the present value 01 all 01 rhe remaining Monthly Ranlals to the end 01 the Lease lerm, discounted al the rale 015% per year (lor whIch you wit receive a credit lor pavment In ,fl.!lIlf )'Clu have made the already discounted Prepaid lease Payment In lIem 6.cl. pluS (Iiil the present value of the ResWual Value of the Vehicle, dlscounled al the rale 015% per year, You must give us 30 days written notfce II you Intend to purchase the Vehicle, 18. Securlty,lnterest: To secure payment and performance of your obligations on this Lease, yoU grant us a m ' . m \.......-......,........) ."'"""'....po~} U you obtained MBP and/or GAP Protection Irom or Illrough us, you grant us a security Interest under the Unilorm Commercial Code in any refund or credil due you on cancellation or termlnatlon of such MBP and/or GAP Protection. You also grant us a security Interest and assign to us eny' sums you now Of Iafer mainlaln em deposlf wi/h Meridf/UI B.1nk or any of ils sllilimed banks. II you c/61au1f we fT'IJY wllhdraw .sums lrom the depos/J sullicienllo pay Wha'1OU then owe on this Lease, If the deposit IS a lime or cerl1llcale of deposit, anY w\lhdrawal prior 10 maturity may cause you 10 Incur substanU8 early wilhdrllwal penalties as provided by law end/or your deposll contract.. , 19. Malnlenance; iaxas; You agree 10 malnl8in !he V6hic1e In g.ood operallng com1ilWn and In accwdam;e wllh !he manu!aolure(s scheduled warranty and service requlrements. You are responsible lor malnlalning, repairing and selViclng the Vehicle, You are also responsible lor all taxes and other gOVlilmmenlal assessments end charges on the Vehicle, and on Its possession. use and operation. 20. Standards for Wear a!\d Use: Unless you choose 10 purchase lh& Vehicle. you must relurn Ihe VehfcJs 10 us on tem!JnelJon 01 this Lease.. The Vehicle ~usl ~ in the samo.condition as when dellvo'ed to you, except lor reasonabla ",'ear al\d use, On mtum.ll>e Vehicle musl be able 10 pass any Inspection Ihen reqUIred by taw. The tires musl be In sale condition end 01 atleastltw same number and quality as were on lhe Vehicle when II was delivered to you, The vehlcle Idenlillcallon number must not have been altered, removed or delaced and must be the same as was on the Veh~e when you took delive,,! (Item 2). No relreads or snow tires are permllled. The engine. drive train and othar meChanical and eleclr!Cal paris, I"c1udlng fhe odometer, musl opeJate properly and may not be clamaged. There must be no damage to the frame, suspension or transmission thai preventll; the Vehicle lrom meeling the manufaclurer's standards ror thaI particular model. No scratches, denis, p;1s. rusl ereas. mismalches of palnl or craCks may appear In Ihe feno'ers, bumpltrs, griCfs. hood, trunk, doors or rool. No SS:;ial identification or markings ~~X ~!:f=s~7e~:o~:~~I:g~~ ::e;SI ~~:~eb~~ke~~~~r~~~sslve wear are permitted In lhe carpet, seal~. rs, headlining or dashboard, 21, Early Termfnallan end Default: This lease may be terminated before lhe end of lhe Lease len,l on Ille following condllions: a. Early Terrnlnellon By You: You may lermlnate Ihis Lease alany time prior to the end ollhe Lease tarm, To terminate early you must purchase tor arrange lor someone else to purchase) the Vehicle and you rnust pay us lhe sum ollhe Early Termination Purchase PrICe (liei'll 17) plus any bihar Svms Owed under lIem 22.0, b. Early Termination By Ua: Unless olherwise provided by la.... Vlilhout nollce 10 you we may lenninate this Lease before lhe end of the Lease t!lrm upon or alter lhe happoning 01 any 01 the lollowing delaultS: ' I!) You do l'Iot pay any 8um 10 us on or wi1hln 15 days oJ lJs due dale; !!} You d? l'IOt promptly and p~rly pet10rm any other promise in thi$ leasEl: 111I) You dIe. or are declared legaRy lncornpelent or are lncarcsrated. ivl You bP.l".omflln.O;Olvant or a pl1>Clledlng is bequn bv or aoainsl yOu under the Federal Bankruptcy CodEl: ,I. \' EXHIBIT ~ ~-~'1~ , '1IniI'!l"!ffiW'~"'''~!I~'~ ' ~~ '~r' ~ ,,~~~~..., '....., A ~ ,,' ;he~hl~~o\,:j~a~~ ~~/f1J~r~af~~ fh:~lr{tln~b~'u-;;r~a~;;-~~bly~~r"f~; ;;h~~~y;~"ariQl~~il'yj;;ok'deiiv;;Y ~fihe Vehl~le. II' you 'return Ihe Vl)hicle at or after !he end aRl!;le~W~leleitf}IItI:tKtnust pay a lJIQ8>Sxafl F\1!1 at llIasmlfDU.RJflAlUUl~ TO PROMPTLY RETURN 1'He VEHICLE .MAY,BE A CR~E PUNISHABLE BY LAW, II any property 01 yours has be~n altached 10 Ihe Vehicle II will become our property unless il is removed prior 10 return ollhI\Yeb1J:1.e.lo,Ul!, It{e OIf1Y remove thai property If we .beUeve tlIlJlll,>>'iVJ!iWkril more difllcult 10 sell the Vehicle or reduce Ihe wholesale price we can Hb\alhmlJ1ltllJOlt~age to the Vehicle due 10 re~llI\fflutl1>eI)lSltVJfi u, II the odometer malfunctioned white !he Vehicle was in your possessIon and you cannot properly substanllate the mileage on the Vehicle, or I the odometer ~ been tampered with. you musl also pay the charg(l!fRt daWflgllPl!iRE!gfiid In Item 39. In determining your Mac1II}J:f.~f1tai.t'N.8 assumed !hat you would nol exceed the Permitted Mileage Per M"ohtrl '(ltettl '3)1cIt' fhY'nln'nber 01 months Ihat the Lease Is' M'EMe!:~ 't'tlJ) 'nMst also pay us the Excess Mileage Cnarge indicated In lIem 4101 each mile In excess or the Permitted Mileage Per Monlh. You mus' also pay for any demages 10 the Vehltle which you have caused by failing to meel the Maml6nance requkements (116m 191 and Slatlderos lor Wear and Use (/lem 20). Wilhin 10 business days Ollhe day the Vehicle Is returned to us el the end 01 the Lease term we will mall Ot deliver to you an lIemized statement deSCribing any ex\X!ss wear or damage to the Vehicle. Within 7 business days 01 the date 01 the mailing or delivery 01 our notice, whichever Is earlier. you may advise us that you desire to oblem at your expense. lrom en lndepandent appraiser a9reeable 10 both you and us. a proresslonal eppralsal 01 the excess wear or damage. The apprai$al musl be conducted within 10 business days 01 your notice to us, II we do not hear lrom you or the appralsatls not done promptly. we win then charge you what we bilted lor the excess wear or damage to the Vehicle. 11 you deslreii an appraisal. however. and II is done promptly. we will use the appraised value, II any sum Is due us. you must pay us what you owe Immedlately on our presenting you with a fltlal bIll as provided fn f1em 22,c, b, Other Sums Owed: On any terminaUon 01 this Lease, In addition 10 the charges due us under ltems 17. 21 or 22,a, as applicable. you must pay us the sum of an past due Monthly PaymenlS. late payment charges end ~I1Y _other sums you may then owe on thIs Lease, such es tick, " ~Ing fHSand talWS, W8willlheitreluM.W.gfMIH.~ with 'fO!!.rReI~'-!!Ily.08P!JSif . ctOOompl Payment Required: II yowa6'll~ilfu owO us promptly on teHWlliOkbJl:It.aa.ease you aA&l\Jd'JA:iLr coM:Uon WJls and. If we retain an attorney to collect what you owe. all reasonable allomev's lees and court costs we Incur. You agree thet the total emount you owe that Is notJ)ald 10 us wIthin 15 days after we send you our final b1tl,Wllfbear Interest each day at the dally equivalent 0112% per year lrom the date or our Iinal bill until we receive payment In lull. 23. DefaUlt and Re~8es910n: II WEt tennlnate this Leese because of your defaull, you authorize us to cancel any MBP and/or GAP Prolectlon you obtained lhrough us In connecUon wIth Ihls Lease. You dlrecl the provtder 01 such MBP and/or GAP Protection to pay any refund or credll due you tlfrecUy to us, which we wIfI appfy to the sums youlhen owe on this lease. AftllrgMngyou any nauce!hat may then be reqWOO bylaw, If any. we mayleke possession 01 the Velllcle wheraverwe may find It. For this purpose, you aulhorlze us 10 peaceably enter upon any premises where the Vehicle may be to take possession end remove the Vehicle. You authorize us 10 use the license plntes on the Vehicle in moving It 10 .II place 01 sforage. AltlJl" we repcssess Ih8 YehIcle we may 1wIrl1l Ires 0'1 any rlglJ1s yay mey haV4.\JIWP' lhIs Lease, Unless you advise us within 4B hours of the repossession 01 any personal property you e1alm was In the Vehicle at the time 01 ~esslon. we wlU nol be responsible lor thai property. See 118m 22.8 with regard to property attached 10 the Vehicle at the time of repossession. 24. Return Items: II any check or other lIem you send in payment 01 yolXX-.ease Obligations Is returned unpaid for any reason, you agree 10 pay us a Return Item Fee 01 $25.00. 25.lnaurence: You are required to obtain and keep In lillEl~ atleest the minimum Insurance coverages Indicated In Item 13 so iong as this Lease Is In eflact. Such Insurance musl be In effect belora ytfil\1lke delivery 01 the Vehicle and may not be cancelled unlll alter you return the Vehlcfe 10 us. The li'I$l.r~ musl be reasonably aeceplabee ~~It The (:!olicy musl provide us WIth nollesl;\lHan 10 days' written nofice of cancellation or reducUon 1n coverage, lor any reason. 'Colilslon, Uabi90r Comprehensive insurance musl nalM vM fl.$ the Insured and us as an additional Insured and loss-payee. If this Lease Is assigned to th nee. the Assignee must be named a9J.ir\ ilfdlllonallnsured and loss-payee on the CoUislon. UabllilyandlorComprehenslVEJ InsUrance poII[i' ourrequest you muslpJ'O!llPtly hrrnlshM-Hvllhsaflsfactoryell1dence!haf Ihe~red Insurance ~~r are In effect Illhe Vehicle Is da ~nd you flxlt to our satisfecUon. "!~_~"IV6~u any Insurance proceads which we ~e=i~rre n~:t~~~I~~st ~'fnand . ~dwl~n1orm~tl:,~~~~a~: ~~~~lyC:UUS~~::e us to 1il@(II ~I of ~, you fall or refuse to do so. t . ell1e '9Mfam.4iltJ in conAAllon with thls Lease In your name or ours. and 10 sign your name to eny check or draft represen suranca. 26. Operation 01 the Vehicle; Ticket: You will use mp1tance wllh law. You will permit use 01 the Vehicle only by sale and licensed driver$,.'fpu.lfIu'lJ.Ol. sublease the Vehicle. You will compey wi!h 811 fews regarding the reporllng of ~Idenls. You Wilt no! use lhe Vehfcee 10 push or tow ihtIl~'r 'Wtiicle or In any manner not covllred by insurance on the VehICle, Withoul our plmt wrltlen consent. you will not carry goods or passengers lor hire. You win promptly pay any line or derend any action on a violation notice Issued In connecUon with the Vehicle. such as for parkfng or speeding tickets. YOl,lx.ilk~q iay us our current lIcket procesSing fee. nol l\:I exceed $35 per tick8t. If a vloIaUon 1Klti06 Is Issued to us In connection with this lease. \ttdMOt '* 'nol you are finally determined to be at laull. II you do nol delend an action on a vIolallon notice and we pay a line on your behalf because you fall or reluse 10 dO so, we wilt add the line 10 the sums you owe on this Leese, This Item 26 wUI survive IermirJaUon 011h8 Lease and repo86esskm and sale of the Vehicle. - 27. Refundable Security Deposit: On termlnallon 01 this 1o.~4~'feIfY!iU apply your Refundable SecuriIY. Deposit. tOotle sums you owe on this lease and rel1Jnd any sum remaining. You agree thai we ne\l'tl'hblflay"lnteresl on your Refundable Secunly Deposll aM that we may keep II with our Qenem1 funds. 26. Delivery: You acknowledge that you have received and examined Ihe Vehicle. which is as. described In Item 2 and In good operal1ng order. You accepl delivery 01 the Vehicle Ioi' all purposes 01 this lease, 29. LlablUty: If thIs Lease Is signed by more than one of YOU. each 01 you shall be flable, separately and together, for the payment and perlormance of all your cef.gal8/OCunder thls LellSO. We may release anyone or more 01 you from your obligations on this lease wilhout rel88lOfng any other 01 you from your obllllallons on thIs lease, 30, Assumption of 1:Iablllty and IndemnIty: You essume liablllty for, will hold us harmless and wll1lndemnlly us egalnsl any claims. damages. perWlies. lines or losses. including court costs and our attorneY's fees. which may be broughl agalnsl or suffered l1y us In ccnneclian with Ih8 manu/aclure. s.elecllon Of delivery 01 the Vehicle, or which relate to Its ownership. possession. lIale. condlUon. use, mileage or operation. This Item 30 will surviVe termination 01 the Lease and repossession and sale of the Vehll:le. 31, Tille and keglstrallon of the VehJcle: We BJ8lhe owner of the VehJcte whlch will be liUed in our name, We wilt retain Ihe Certificate 01 TIDe to the Vehicle. You "re leasing the Vehicle and have no rights In the Vehicle Olher than to possess and use it as provided In this Lease. We will regIster the tltle to the Vehicle In our name in lhe state Where the Vehicle win permanenlly be garaged. as indicated on the Derivery Receipt and Insurance ColllirmaUon. You agree to permanently keep the Vehicte garaged at Ihls address, You must noUly us In wriUng and obtain our prior wrlUen consent II you Inlend to mQ\f",your residence addl'flss or 10 permanently garaQe the Vehicle at another address, Normally, unless you d8srre to gara.ge !he Velllcle outside th6'1ll5htlnental United Stales, we wUl consent to any change In address so long es you pay all of the costs of our rereglstratlon 01 the Vehicle. However. we may refuse to permll you 10 move the Vehicle to another stale: II you have ever been In delaull Qf your Lease obligations; we are not ellowed 10 recover the costs (Including ill'!)' tax) In connection with the reregiSlraUon; the laws 01 the other stale Impose adallional dulies end responsibilities andfor expose us to greater Iiabtnty as the owner 01 the Vehicle lhen are acceptable to us In our sole discreUon; or we reasonably believe In our sole discretion that you will not be able to meet your respcnsibitlUell on termlnal10n end return of the Vehicle as provided In lIem 22.s. You muM aJso obtaIn 0lJf prlDr wrltlen consam B you intend 10 keep the VehJe1e away from your rasidenca lor a perlod grealer than 30 days. 32, Extending the Lease: Subject to Ihe terms 01 thIs Lease. with our Consent you may extend this Lease on a month-to-month basis lor up to 6 eddllionalmonlhs. 33. Performance 01 your Duties: II you are reguired by this Lease to do something and don't do n. we may. il we choose. dQ 1\ lor you. You agree to pay our COSls or expenses In talUng any acllon on your behall. You will indemnify us Irom any liability or obligation we may Incur in doing for nol doing) enythlng you are required 10 dO under this lease, ThIs lIem 33 will survive terminatlon 01 the Lease and repossession and sale ollhe """"~, 34. Assignment: Deale~fty assIgn Its rights under this Lease, The person 10 whom Dealer assigns its rights may reassign them, II you have any problems wtIh the Vehicle or claIms or derenses on this Lease olher than lor payments already made. you agree 10 assert Ihem lirst agalnsllhe Dealer and the manu1aclurer of the VeJJJcl&. You agree to render performam:& 01 your obli!{a:lJons to Dealer aOO. upon receiving wriUen nollee 01 ~'lrB~~~Et~~~m:gnee or any $ubsequen! assignee, You may not assign your nghts or obligations under thIs Lease, YOU MAY NOT 35. No Waiver: II we do not exercise any 01 our rights and remedies at any tIme. we do nol waive the right to do so ar a later lime. 36. NoDces: Nollces may be given personally or by Certified Mall, Retum Receipt Requested, or by Mailgram. 10 the address ollhe other party as proyid9d In Item 1. NotiC8;S shall be deemed given to us when they are personally given or actually received at the address shown In Ilem 1. Notices shall be d8Gm~ given 10 you when they are personally gIven or when placed In the mall or wilh Mailgram, alldresseQ 10 you at the address shown In Ilern 1 or, U difl+Jrfml. al fl1e- eddr6ss then s/Town on our records. even tholS!Jh you might nol aclIImly receivtJ OIJI' tnailSd nolice. 37.Governlqg L.l!W: II this Lease is primarily lSf cqfl'l-ltl:\flr purposes, you agree that the laws or the Stale In which you reside, as shown In Item 1, shall govern thl$. Lease and your ()b"QQtlon!!(ti~. you agree thallhe laws or the Slate in which the Dealer does business. as shown in Item 1, stlall govem this Lease and yOUr obUgatlons. 38. Generat: This Lease Is the entlre agreement between you end us. II any provlslon of this Lease Is found 10 be void. this lesse Is to be read as II thai provision were never contained In this Lease. 39. Odometer ResponslblllUes: You are required to maintain lIccurate m~eage records or your usage of the Vehicle. Normally such usage Is del6nnined solely by reference to the odometer In Ihe Vehicle, However. in ttie event the Odomeler shoued malfunclion at any time end lor any reason. you m~st Drom~v repair Of replace the odometer and obtain. maintaIn and provide us with proper supporting documentation to Indicate the dale and mileage w n the odometer lalled and the date whppjt was repaired or raplaced. If you do nOI provide adequate dncumentatlon to us. yQU agree lhat we may asswna thai th8 Vehlde ha$ 100.00IJ l*1e$/n mtcess oIlhe ml1eaga shown on rh8 odorn6ter al theJ/i^", th8 Vehicle Is .returned. You are also responSible lor any loss we may Incur as a result of any lamperlng wIth the odometer. If Ihe tampering is dlsc:overell pn.or to our $ale or the Vehicle. the loss will be equal to the dil[erence between the Early TermInation Purchase Price or End 01 Term Purchase Price. li-s afsPllcable (Item 17). less the 'Mile!1pe Unknown' value we actually receive on sdte or the Vehicle at ~bllc auction or private sate. IIlhe ~~~ear~~ ~~ovr:~~~r~~~~~re~i~:~~~r~~ss, cost and ellpense we Incur as provided In lIem 30. is Item 39 wllt survive termlnallon 10, Odomel~r ,?Isclosure on Termlne.Uon: You ere required by Federal law to promptly and properly disclose the mileage on the Vehicle al the lrme 01 termrnation or this Lease. The disclosure '0'111I tie needed by us In connectfon wflil our transfer of ownership of the Vehicle, Falfure 10 prOllkfe such a dlsclosure or making a lalse statement may result In lines and/or Imprisonment. You must provide an odometer disclosure to us even il ~ou elect 10 pU~hase the VE!hlcle. In s~ a case. we will not be eble 10 transler tiUe to you until we receive yourodomeler olSclosur-e. II we Iransler IiUe to 1hB Vehicle and pwlIWe incon"ecl /nlormal1on regarding lhe odometer. eilher lui<:ause YG'! did not provide an odometer disclosure to us or you made a lalse statement. you assume liablUty lor end wllllndemnlly us egalnst eny cleims. damages, pllInalttes. lines Or losses which may be broughl a~lnst Of suffered by us In connecllon with your lailure 10 comply with law, TIli!!; lIem 40 wit survive termlnetion of the Lease and repossession and sale 01 the Vehicte, 41. Payment Buydown Fee: The Monthfy Rental In Item 7.a. Is composed 01 a Lease Fee plus the amount we esUrnate the Vehicle will depreciate each 11)0nlh over the Lease term, II you paId a Payment Buydown Fee (Item G.h), the rate which we use 10 compute the lease Fee will be reduced, This Will reduce Ihe amount of your MOnJhly Renlals. '.. Nonce: SEE FRONT SIDE FOR IMPORTANT INFORMATION. "._~.....~ I F:~c.", ..-...."...~.,~ - -",1~" ~'''~'II'!'''"''l~~",,"..! :.' -', - HI::>!\. VI" I..v..:....... ,n..:. .~.-"...~... ..,..... ., .... '.~. _ '. .__ THE VEHICLE MAY BE DAMAGED, STOLEN OR fAIL TO OPERATE PROPERLY. AFTER ASSIGNMl:N 1 UI"'I m:. 1..l:::J.\..c., ,,'~ .......,......-... , 1& NOT hESPONSI13LE IF FOR ANY REASON THE VEHICLE: IS NCT SERVICED OR REPAIRED PROMPTLY OR 10 YOUR SATISFACTION. 11. Totsl amOw.tyoll will pay dut!ng fh., lerm loroJflclal lees, reg'lstmnon. drfJncate 01 lliJe, Jlc.,nse lees and taJIes; $ 3786.80 e. 12. Late Payments: Our cliar!Je for !ale payments Is 7% 01 any payment we do nOI recelva Within 10 days ollts due date. 13, ktsu...nce: Owing this lease, at yQUt expense, you must obtain and keep 1ft effec( at least /he folfcJw!ng min1mlJm Insurance cover~: Public Uabnlty. with Omits 01 not less than $100,000 per person. $300,000 per accident and $50,000 for property damage; Collision - with a deductible of not more than $500; and Compfflhenslve, Fire and Theft- Vlith a dedllctlble 01 nol more than $500. You agree 10 oblain this Insurenoo c:overage tIuough eny agent broker or lnsurerotyourctloke. SlllllWm 2S on /he reverse Sfdll, 1-4. GAP Protection: II, b&/Qre lh$ end of lhe IAase !arm. the Yehk:ht Is lost, stolen or so damaged !hat Ills TJOI reasonable 10 repair It las delennlned solely by the Insurer), your liability will be delermlned under Ilem 21,1:, UNDER rrEM 21.c, YOUR UABIUTY fOR THE DIFfERENCE (OR "GAP") BETWEEN THE EARLY TERMINATION PURCHASE PRICE (ITEM 17) LESS THE PROCEEDS OF INSURANCE MAY BE SUBSTANTIAL. GAP Prot&etlon Is aV8l1ablll at your opl1on from or through the Lessor at e cost of $ H/A . You may, sl your optfon, also purolJase GAP ProteeJlDn 110m a IhJra party 01 your clwIce, bul you must promp!i}r provIde a copy of the IhJrd par1y GAP Protection conlract 10 the Lessor. If the required Collision end COmprllhensive FIre and Thefllnsurance Is In ellset at the time 01 the Insured loss (lIem 13), GAP Proteclion Umljs your obligaf{on for the difference balW8iln f1ui Earfy TennCnatfon PUrchasll Pr!oe end the proceeds of lhallnsurance 10 the arnounl of your required insurance deducllble. subject to the maximum dollar Ilmll 01 prolecl1on. 11 any, contained In the sepamte GAP Proleclion contract provided 10 you. You should reler 10 that GAP ProlecUon contract, as II describes GAP ProtecUon and any limltatlon In thai proteetlon In greater detail, It obtained from us and you elecl (0 pay for GAP Protection in cash, its cost Is shown In lIem 6.f. It oblalned from U$ and !he box In /fem 7.a, is thecked, the cast 01 GAP Protect1on Is lne!lRled In the capll8llzed cost 01 the Vehicle and Is part 01 your' Monthly PaymenL c:::=J (In1Ual only II appUcablO.) You ach:nowledge that you have been advised that GAP ProlecUon is available lromus al the cost Imllcated above and Choose NOT to purchase It 15. Mechanical Breakdown protectron (MBP): Protectlon egafnst mafor mechanical breakdowns of the Vehicle Is available al your oplion from orthroughD&alerforaperlodrA~manthsor" \' . 'mHes.whlchevarOCCUlSfJrsl.alacosto'J~.MePIsd2smlberJin delellln a separale contract or dIsclosure provlded 10 you by the Dealer. II you pay lor MBP In cash, Its coatis shown In Item 6,g. If the box In Ilem 7,8. Is checked. the cost of MBP is Included In the ceplta1izeCi cost 01 the Vehicle and 18 payable a8 part of your Monthly Payment. 18. Wamnlles: YOU HAVE SElECTSD THE VEHICLE TO BE lEASED. EXCEPT AS PROVIDED IN THE SEPARATE MBP CONTRACT,IF ANY (ITEM 15), THE DEALER HAS NOT MADE ANY WARRANTIES TO YOU REQARDING,THE VEHICLE, EITHER EXPR~S OR IMPUED, INCLUDING THE WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSe. OR OTHERWfSE.lf Ihe Veh(cfe Is new 1Ilem 2). 1.I1s S1lb}ee1lo lhe standard matlulac1urar's warranly Iha1 appjJss 10 lha Vehicle aml which the Dealer has provided to you. We assign to you all 01 our rights In Ihe manulacturllr's warranty and under any "Lemon law' that may apply to the Vehicle. 17, Option to Purchase: You may purchase the Yehlcle al any time al or prior to the '(IW, of thi Lease oorrn by paying the applicable "Purchase PrCce" plus Other Sums Owed under llam 22.b, The "End Of Term Purcflase Price" f81.1~. This Is equal to the ~esrcluaf Value. we ellp8C\ to receive al wholesale lor the Vehicle allhe end 01 the Lease Term plus one Monthl)' Payment (Item 7.d), Prior to the end 01 the Lease oorm, the "Early Termlnatlon Purchase Price" 1s equal to the sum 01 (i) an Early Termination Fee of $250.00, plus Ill) the presenl value of all 01 the r&mainlng Monlhly Renlals to the end 01 t~ lease term, dlscounIed al the raw at S% per r!l!r (for which you wIIi rece1\le a credSt fer payment In full If you 'have made the already discounted Prepaid Lease Payment In Item 6.0), plus (11l) the pl'lasent varue of the Residual Value of the VehIcle. discounted at file rate of 5% per year, You musl give us 30 daya written notice If you,lmend' to purchase the Vehlcfe, . 16. Sec.url\}Aterest: To SlJCUn3 ~ym~~~, ~,~ ~~~ !~,f :~~_~~,1UAon, ~rs Lease~ ~ granf ~:~". .' -....."".,-, ""'"""""~ If you oblained MBP andfor GAJ:l Protection from or through us. you grant us a security Interest under the Uniform COmmarclal COde en any fflfund D1 crecfl.l due you on earn;ajJallrm or larmlnallon of such MaP antVol' GAP ProIectio1i You also gJal'J1 us a security Interesl and assign to us SO)' sums you now or laler maintain on deposit With Mericllan Ban\( or any of Its affiliated banks. If you d~laull. we may w1thdraw SlIms from the depoSIt 5uf!l<;lent to pay what you then owe on this lease. If the deposit Is a lime or certltIcala of 4epoSIt, any wllhdr8wal prior to maIUrII)' may cause you to incur subslantiat eally Y#llh4rawal penallles as provlded by law and/or your deposll conlraCt. 19. Maintenance; Taxes: You agree to malnlaln the Vehicle In good opemting condition end In aocordance with the manufacturer's scheduled WSlJ'aTl1y end seNJes requirements. You am responslbl& lor maInISlnIng repairing ami servicing the VehJc!a. You are also responsible for all taXeS and other governmental aSSl:lSSmQ1lts and charges on the Vehk:le. 8;:3 on Its possesslon. use and operation.. 20. Standards for Wear lInd Use: Unless you choose 10 purchase the Vehicle. you musl retum the VehICle to us on termination ol1his lease. The VehIcle musl be In the same condltlon as when deUvered to you, exc:ept lor reasonable WIlar ami use. On return, the Vehlde must be able to pass any Inspection then requtred by law. The tires must be In sale coilclltion and 01 alleesl the same number and quality as were on the Vehlcls when n was deUvered to you, The vehid8ldontiflcallan number musI not have ~ altered, removed or de1ac9d and mu81 bs Ih9 same as was on the Vehicle when you took de1tvery (Item 2), No relreads or snow tires are permltled. The engine, drive lraln and other mec:hanical and eleclricaf parts, inclucflng lhe odometer, must opemte properly and may no( be damaglld. There mus! be no damage (0 the framG, suspension or Iransmlssion thet prevents the Vehicle from meeting the manulacturer's standards lOT that particular model. No scratches. dents, pits, rusl areas, mismatches 01 palnl or cracks may appear in the lenders, bumpers. grlhs. hood, trunk, doors or 1001. No speclalldenllllcatlon or markings may appear 01) !he Yehlcle. No rlps, lears. .bums, .solliml or excessive weal are p.emlitled in !he CBIp&I, seats, doors, heatllinlng Of dashboard Too windows. lenses and Ughts must nOI be cracked or broken. 21. Early TennlnaUon and Default: ThIs Lease may be terminated before the end of the Lease term on the lollowlng eondil1ons: a Early TermJmlllon By You: You may fermlnale this lease al any l!me prior 10 !he end 01 the lease lann. To I&rmlrJale eally)'01l must purchase lor arrange for someone else 10 purchase) the Vehicle and you must pay us the sum of the Early Termlnal10n Purchase Price (1lem 17) plus any Other Sums Owed under Item 22,b. ' , b.' Early Termination By Us: Unless otherwise provided by law, wilhout notice 10 you. we may terminate this lease before the er<<:l of the Lease Illrm upon or aller the happening 01 any olll1e 100Iowlng delaults: ~) You do not pay any sum 10 us on or wi/hID 1S days oj its dlJ9 dale; ii) You do not promptly and properly perform any other promise In Ihls Lease: lill YOll dill, or are declared legally lnCl:lmpelllrt( or are lncarcemied; liV) You become Insolvent or a proceedfnl;lls begun by or againsl yoU under the Federal Bankruptcy Code; v) You prOvide us or your Insurance earner with lalsa Inlormal1on or signatures al any time; VI) The Vehicle 15 abused, misused, eJ!ce$Sivaly 1J$ed, abandoned, or Is conI!$Caled, atlaChed, 5BJ%ed or Ihre1tlened wll/J svch ac1/on, or you sublease the Vehicle or aloomp\ to assign !his Lease 10 someone else without our canaant; Svli1 Something happens that we. In good taith, beueve substanlially hinders your ability 10 perform your p-romlses In Ih/s Leese; viii) You move the Vehicle 10 a new place 01 parmanenl garaging wllhout our prior wrlllen consQnt; or x) You fall to comply with the Insurance requirement; of this Lease or your Insurance carrier refuses to continue 10 Insure you or others operaUng the Yehlcle. II we terminate because of your delaun, we may demand thai you Immedlalely pay us the Early Termination Purchase Price (Item 17) less a Cledit tor !he wholesale value ct lhe YehIcle. It lhe wholesale value 01 the Vehicle exceeds !he Early Termination Purchase Price. we wiIIl10l credit or relund the dlflerence to you. But. we w1l1 give you a credillor Ihe unapplied balance of the Prepaid Lea811 Payment, II ani (Item 6.c). You must also gay any Other Sums Owed (I1em 22.bl. as weB as our costs of repossessing, transportfng, storfng and selling the Vehlc e, IncllKiing our allomeY'$ ees and c:oul1 costs. Within 10 business days after we oblain possession 01 the VllhlCJe, we will mall or deliver to you a norlce advising you lhat, In order to delermine the wholesale value 01 the Yel1lcle. we Will sell the VElhicle al pubUc or privaoo auction lor the highest wholesale ofler we receive. Howewu, withln 7 business days oIlhe dale 01 ttle mailing or delivery rA 0Uf nol1ce, whichever Is earlier. you msy advise us that yoo desire to oi)taln al your expense. lrom an independent eppralser agreeable to both you and us, e professional appraCsal 01 Ih6 wtrotesafe varus C?f the Vehicle. The appralsal must then be conducted within 10 business days of your noUce 10 us. Ii we do nOI hear from you,or lhe appralsalls nol done promptly, we will sell the Vehicle and apply the proceeds agalnsllhe Earl>, Termination Purchase Price. II you tfesW"B:d an appra~l, however. and i~ is done prompUy, Vie Villi apply the appraised value tnslead, II there IS any sum due U$, you mU$1 pay us =e~= =:::lffld~ pruvlded In lIem 22.c- If a refund is due you, we wm mail II 10 you will)ln 15 busmess days Bller your liabilily has been t', Tennlnatlon on Loss or Destruction of Vehicle: If ttre Vehicle Is lost. $ta'en or so damaged thalli is not real>onable to repair II (8$ d81ermlned $olely bV the insurer).. the Le~e will immediately termlnale. However, iI. under the terms 01 the policy. the insurer is given 30 daw to recover the Vehicle If stol8fl. fermlnajlon Will occur al the emlof the 30 days. If oormlnal1on occurs under this lIem 21.c., you must pay us the Early Termlnalion Pun:hase Price (Item 17) llitSS a credit equal 10 the proceeds 01 any Insurance we reeelve lor the Vehicle. ll1he proceeds 01 property Insuianc& eXCeed the Early TermlnatiClrl Purchase Price. we will nOI credit or relund the dillerente to you. But. we will ~ you a creCIIllor lhil unapplied balance of Ihs Prepa1Q /.ease Pa}'l'll8nl. !J any ("am 64 YOI) must also pay vs any 0Uler Sums ~ (lIem 22,/)). H lhere is any sum due U$ you. ':"USI pay us the bal~nce Immediately as provided in loom 22.c.1I a relund Is due you, we will mall 11 to yoU within 15 business days alter your UabIlrty has been demtmmed and satisfied, NOTICE: THIS IS A LEASE. DO NOT SIGN BELOW IF YOU INTEND PURCHASING THE VEHICLE ON CREDIT AT THIS TIME. IF YOU DO ~~JJ1sW YOUR CONTRACT OSUGATJONS, YOU MAY LOSE YOUR RIGHT TO USE THE YEHlCLE AND YOUR REFUNDABLE SECURITY BY SIGNING ON THE DATE INDICATED BELOW, yOU ACKNOWLEDGE RECEIVING A FULLY COMPLETED COPY OF THIS LEASE AND AGREE TO BE LEGALLY BOUND BY ITS TERMS. , LESSO.r~E~RICK CHE~'~ By' ; C~{j Vl G TYL a AUTO SALt,s INC By: I LESSEE(S): '"'" By: c - ~. THIS LEASE CONTINUES ON tHE; REVERSE SIDE Foan I 8ONS0595 PART 1 . ORIGINAL TO ASSIGNEE PART 2 - COPY TO lES.SEE PART 3 . COPY TO DEALER .'"''-'!''",~,''', ~- -. .,1.;' " , T ourgcnerallUnuS. 28. Delivery: You ecknowledge that you have re<:Qived and examined Ihe Vehicle. which Is as described In lIem 2 and in good operal1ng order, Yoo aoceol ckl1ivmy 01 the Vehicle lot alt purposes 011hls Lease. 29. Uablllty: II this Lease Is slQned by more than one 01 you, each of you sht.~1 be liable, sepamlely and together, lor Ihe paymenl and performance 01 all your C:6~I\{under thIS Leasa, We may release any one or more 01 you from your obngations on this Lease withoul releasing any olher 01 you lrom your obligations on this Lease, 30,AssumpUon of Uablllty and Ind13mnlty: You assume lIabllil,Y: for, wDl hold uS harmless Bnd wlIllndemrdtv us agalnsl any claims, damages, penalties, lines or losses, Including court cosls and our allomay e lees, which may be brought agalnsl Of suffered by us In connection with the manufacture. lJelection or cIeliveiY of lhe Vehicle, or which refale to lIS ownership, possessIon. sale, condition. use. mlIeag8 or operation. ThIs IIem 30 w1l1 sulVlve termination 01 the Lease and raposl>esslon and sale of tho VehICle, 31. Title and Registration of the Vehicle: We ara th,e owner ollho Vehicle which wi.1 be 11lled in our name. We wlll retain the Certillcale 01 Tille 10 the Vehlcle. You are leasing the Vehicle and have no rights In the Vehicle other than 10 possess and use It as pro, vided In Ihls Lease, We wnf register the tiUe to the Vehicle In our name In the Slate where the Vehicle will permanently be garaged, as Indicated on,the Delivery Receipt and Jnsur~ ConfJmlatlon. You Bgree 10 permanently keep the VehIcle garaged at this address. You musl noti~ us m wrIllng and obtain our prior written consent II you Intend to mg\[q,your residence address or to permanently garage !he Vehicle at another address. NormElllr' unfess Y\)u desIre to garage !he Vehicle outslde thl!\lll5ht1nental United Stales, W& will consenl to any change In address so long as you pay alaI the costs of our r&regiSlrsllon of!ha Vehicle. However, wa msy refuse to permit you to move !he Vehlcle to another state: If you have ever been In default 01 your LeaSe obllgallons; we'are nol anowed to recover the costs (includIng any lax) In connection with the rereglstm.llon; Ihe laws of !he olher slate Impose additional dulles and responslbUitles and/or expose us 10 grealer IlabUlly BS the owner 01 the Vehicle than are acceptable 10 us In our sole diScretion; or we reasonably beHave In our sole discrel10n !hal you will not be able fo meal yout ~mtles on termlnallon and return 01 the Vehicle as provided In Item 22.a, You musl also obtain our prior wrltlan consenllf you mlend to keep the VehIcle away from your residence lor a period greater than 30 days: 32. Extending the Leese: Subject to the terms 01 this lease, wIth our consent you may extend this lease on a monlh-to-month basis far up to 6 addlllonal months. . 33. Performance of your Duties: II you are required by this Lasse to do somalhlng and don't do It, we may, If WfIl choose, do II for you, You agree 10 pay our costs or expenses In taking any acUon on your beharf. You wflf Indemlill'y us (rom any l/ablllly or obligation we may Incur In dolnrIlot not doing) anything you are required to do under this lesse. This Item 33 w1ll survive lermlnat10n of the Lease and repossesslon and SIlle olthe Vehicle. . 34.Asslgnm&nt: Deale~1tf assign Its rights under this lease. The person to whom Dealer assigns lis rights may reassign them. If you have any problems with the Vehicle or claims or dEifenses on this lease other than for payments already made, yoU agree to sssert them flrslagalnst the -Oemr and Ihs manuh1Clurer of !he Vehlcle. You agree to render performance of your obltgatlcins to OUler and, upon recelvlng wrlIIen notlce 01 any asslgnment. to the Assignee or any subsequent esslgnee. You may not assign your "ghls or obRgattons under IhCS lease. YOU MAY NOT $UBLEASE 'IliE VEHICLE. 35. No Waiver: If we do not exercise any of OUT rlghls and remedies at any lime, we do not waive the right to do so al a laler lime. 36. Notices: Notices may be given personslly Of bj Cerllffed MaD, Refum Receipt Requested, or by Msllgram, to the address of the other party as provided in Item 1. NoUcee shaD be deemed given 10 us when they are personally given or actually received at the address shoWn In lIem 1. Nolkes shall be deemed given fa you when they are personally given ot when placsd in the maJJ or with MaUglBl1!. addressed to you at the address shown In lIem 1 or. If dIfferent, at the address then shown on our records. even though you mIght not actually receive our malfed oolice, 37. Govemlng law: If this Lease Is primarily 12tCQJlllj.!JIijlr purposes, you agree thai the laws of the Stale In which you re$lde, as shown In Item 1, shaD govern Ihls Laesa and yourObllgaUonlt"lQltI&WAl;b, you agree that the laws of the Slate In whlch.the Dealer dOes business, as shown In Item 1, shall govem this lease and your obllgallons. 38. General: This Lease Is the enUre agreement between you and us. II any provision of this Lease Is found to be void, this Lease Is to be read as II that proylslon were never contained In this l.ease. 39.0domettr Res'ponslbIllUes: You are required to malnlaln accurate mllesge records of y,our usege 01 the Vehicle. Normally, such usage Is determined solely Dy reference to Ihs odomeler In the Vahlcte. However, In the event the odometer should malfuncllon at any lime and lor any reason, you musl prompl!v repair or replace the odometer and obtain, maintaIn and provide us with proper supporting documenlallon 10 Indicate the date and mlleagewFiiil the odometer lalled and the dale whjlnJI was repalred Of replaced. 11 you dO not prOvIde adequate ~entaUon 10 us, you agree lhaf W8 may assume- /hat th9 Vehlde- has 10D.008 bllJes In e-xeeS8 oJ Ih& mJleage Shown on the odometer al theJlii'lifllhe Vehicle Is retumed. You are also responsible lor any loss we may Incur as a result of any tampering with the odomeler. II the tampering Is discovered prior to our liale of the Vehlcle. tho loss wlll be equal to the dlllerence between the Early TermInation Purchase Price or End 01 Term Purcnese Price, as a~licable (lIem 17), less the "Mileage Unknown" value we actually receive on sale of the Vehlcfe at ~blIC auction or private aafe. "the :"~:~~~e ~=red SS::krnea~~F~:tye~~~ss, C{)SI and expense we Incur as provided In Item 30. Is Item 39 wIll survive lermlnalion 40. Odometer DlacCure on Term{naUon: You are requIred by Federal law to promptly and properly dIsClose the mr1eage on the Vehicle allhe lime oltenninalion of this Lease. The disclosure Win be needed by us In conneclion wIth our lransfer of ownership 01 the Vehicle. Fallure to provide such a disclosure or making s false statemenl may result In fines and/or Imprlsonmenl. You must prOvIde an odometer disclosure to us even If you elect to purchase the Vehicle. In such a ease,. we win nol be able to transfer lide to you until we receive your odometer disclosure. If we lransfer filte 10 the Vehlcle and provide incorrecllnlormation regarding the odometer, ellher because you' did nol ptoYiQe an odometer disclosure to us or you made a lalse slalemenJ, you assume JJabllJ1y Jot and wm lndemnlly us agalnsl any cIalms, damages, renallles, fines or losses which may be brought a~ainst or suffered by us In connection with your fsllure to comply with taw. ThIs lIem 40 wn survive termination 0I1he laasa and reposseSSion and sale of the Vehicle. 41. Payment Buydown Fee: The Monthly Rental In Item 7.a. is compo!led of a lease Fee plus the amount we estlmale the Vehicle will depreciate each month over the Lease lenn, If you paid s Paymenl Buydown Fee (lIem 6,h), lhe rale which we use to compute the Lease Fee will be reduced, This wm reduce the amount of your Monthly Rentals. NonCE;: SEE FRONT SIDE FOR IMPORTANT INFORMAnON. INDEX OF LEASE PROVISIONS AmounIDuaW/lenYOllS!gntlle!.ease. . . . . . . . . . . . . . . , . B.n AssIgnmrnl.ofLease. . . . , . . . . . . . . . . . . . . . . . . , . .34 ~mPlonofUabllltyandlndemnl1y.......,..,....... .30 amrO~Tenninalkmolthelease................,. .22 Delauan Repossession......-...........,...21.b,23 8'=.f...'..... ............... ......1 e l~theVehfuletoYou..................... .28 ~ten;nIOlleasedV'hlcle.....,...,...,....,...2 ""'Tenn.naIIllllandOefaUII. . . . . , . . . . . . . . . . . , . . . .21 ~TenTl!naUOnfell,......................,..17 ""'OJ~mlnationPun:haseprice........,.........., .17 ~ M~Plm:hasePme. . . . . . . . . . . . . . . . . . . . . . .17 ~lagecha.TlIe.........................4 GAP~lIuilease...............,......... .32 G 1.;.llon.......,....,....... 6.1~ 7.a. 14, 18, 23 !'w.n........1 r:~~leornance T=~'~e~ICle: : . , . . . : . . . . . . . . . . . . .21,',' M lllllf IBrekd p' ...,.,........,..... M:::i Ie, a,n rotecllon....,.... .6.g..7.a~15.16.18.23 MaIu~rmO:urance overagesRequlrecl.....,"...". ,13,25 Monlh~Pa .........................,.. .10 Monl~Re:r"""" .. .7.11.10 No Wmvcr by US ::::::::....,....,....,... ~~ Nollcss..........."........ .....36 DdometerReadlng........ .....2 OdometerRQSllOnslbUlIles, . , . . . . . , .39 OdomelerDlsClosureRequlrements. . . . . . . . . . . . . ,40 OperaUonofthaVehlcle. Tickets, . . . . . . . . . . . . . , , . . . . 26 g~e~ns~Ww~e:~~e~::::::::::::::::::::: :2i~~ Partlestothelease....................,...,.1 Payment 8uydown fee . . . . . , , . . . . , , . . . . , . . . . .6,h,41 PaymentTarms. . . . . . , . . . . . . . . . . , . . . . . . . . . .10 PerlormanceolYolUDulles. . . , . . . . . . . . . . . . . . . . . . .33 PetmlfledMll8aQBPerMonIIJ . . . . . . . . . . , . . . . , , . . . . .3 PrepaidleasePa~lll1I........,...". ....6.c.10 PrcmPtP~nl.ReqtJlred....,...,......,.,.....22.C ~~~~of'i.:s8 : : : : : : : : : : : : : : : : : : : : : : : : : : :1~ RelimdableStcurltyDeposll..........,....., . 6,e,22.b,J7 RelumotVelifde.Cf1arges.,.....,...,......... .u.a Reglslr.llklnoltheVehlcfe. . . . . . . . . . . . . . . . . . , , . .'. .31 ~:n~te';.~e:: :,:::::::::::::::::::::::: i~ RlghlsonDefaull. . . ... . . . . . . . . . . . , . , . , . . . . . . 23 Sst!IIl.fyIntm$l......,...........,.....,...18 Standards for Wear and Use,', ..................., 2D Taxe$,ReglstraUon. Ucensing Foos,elll. . . . . , , . . . . , . . . .11,19 r!~:~'~Q~"~~:lli ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ; ~ ~ ~ ~ ~ ~ ~ ~ ~ !)! VehlcleOescrlpUon. . . . . . . . . . . . . . . . . , . . . . . . . . .2 WarranUes .......................,... .15,16 1.(1 j(J'lIA:I. V,lIIJ )lJIH311 un DEPARTMENT OF TRANSPO!tTATION ' " CERTIFICATE OF TITLEi:"OR AVe:HICLe:; : '~',;-_'~""'.:"~'-~'-'~---_:'--7~"--7~~~-----j--+~*~ "'" ;'~,~r' "";,-,,,,-- ~;\,;,'_:i:. :~~ ~l ,',,, ' - :'.' " ',' ," "" , ," 'c, - ' , ' 91261,0013001190-001 j, '?i~ ~" ~:' :,~S:.'i;;:::!:, ",'. , t:~ ;r~ ". ::.. . ~ ' . ",',":':::' "';':0;::::'::::::'-:=:"::-:::' :;::,__,,~:c.-::~,~~,,~,:::..,;::::::,.:..:,::::;:;;-;;i 1GbK V ~E~.d.3,~I*~~l9,\1 :- ' "';Iin-;\ CA D~ft,~,~~'~'i'\;~l~,1ijlf.t~~~!l-J."ceos r ~ -,' ~,. SON - .:.~ ' ,', 1 : ;0'-1 \1'p-.ltihst~1!f~oOo3{l'a~I~~lj~1tl~~:~3 '1ohi:;~;!~ll~tr~h. s'J~f~[\1 ;i~;*i~i;\\~I@:~::j:~D:~Y' . ,9DO~.~I~~ _p,'- ~(~ STA~=-_ ::' '; " DATEPATITLED/ ,'" "DATEOFISSUE '{" UNLAOENWElGHT ;.,', .~'B~"":\~ ~.t~,i1!:19#t,:;: ::Tt1'i:EeAANos:', {' ;< :... ,,'. ,':' (:: <<.A~":,:~:': ';~'l, ~~~"~'\'l~",~~,' f~::~ .:.'{f!;, "....',' ~ U;~.~EE';";Gj. YlER' AUTO,SAlESIN(;'!~ !'i\i;H!;f;'>'~~~ / ODDMETE~~~.' Q. ACTUALMlLlOAGE , . 1.. MILaAQE EXCEEDS TllE MEC1-IAN1CAl. -I 'I I COR~STATES DEALER' SE1ICES CORP' , I FIRST RElEASeD' , ,;, i~TE B'l' /olITliORlZEO REPRESENTATlVE ..~:;l;l.~~Z.;:'LI.~jLaolll::.",,~ MA1UNG ADDRESS :\ SECONDlmNFAVOROF: ., ,'1'{' " -, ,. \ \ I I I I , . ; ,~ -'. , , !', , ': <:",' 1 -\-";- !."i ,kLfE FAVOR OF: ' , 'f. / .,., \' " . ~ "asecoildlelnholclerlslJsled~~lactiono!lh&rJlStIlen.the~'::!Ii lienholder musllorward this TlU,-[O'ihe Bureau of Molor Vehicles with tI'f ~ app~'!l,",:~J~.. ::, .t-" : ~. :' ,: " ," ,;,' \ .' ' _l';~';"''';;t ;" SECOND UEN RElEASED ....<4.~. , , > ~...~~"';.~_q._.._,...~'1~Un~.""'JT:,..,;rm~r;I-'",,~ "~ '" ~ . , . AlI'i-HOAlZEDRfPRESENT"ATlVE 253111 CORESTATES DEAlER \SERVICES CORr 1'17 DRESHER RD HORSHAM PA 190'1'1 \ I certify.. oj thlIdate ollssuQ, theQnldalllleOrds oIlhe Penne.yivanill Department oI1ransportalionretlecllhllllhepel$Oll{S)OfeQn\PllrTYoamedhe<<llnlslhelawlulOWllflr ofthesaldveh~. \ BRADLEYL HALLORY "t ~'^"I !J~)r_" J;.,i;'\,,-\I'?:'-"41;~:':-;:/~i",i}'~,~+j'!f' {;:~:::',-;:~j;ff:>'),;{t}i , ..:--;.".':,:.:; ., ~ :'.:':; ":::FAIB:DEEmColCECT10N,PRACTICES ACT3ci:DAYiNOTicE:;' ..:,:......., :'.:'....: .:'. :,;' .....,:: ;.::..:~:.. ;.:...,:::' ;:; .;;. /:~:::..;:;(.: ":.' :.;.. < : ;..\< : :;:,:..,"'~.'..:::: ~::'~',,":.:.::: :.::.:..~<. "\':::',(i" ~) '/. '::..:': :::~' ":::'.-::.:. :,....,:.:...: ..,\;:-::...: .:::;<... :; ..,. ,:. ...... ....' . ..' ,~y:!i\w; '~hjs .\aYt.~rri1..i~..r~q~i.r'eq-:t.9. 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'~""':""::"~":"'::..::.:...:::'.~..~'..::.:'~" ". .::. :;':sep~~~t~:.~~d. ~i~\inci 'fro~ :tt'\.~;f~r~g6i~.:t6~~i~1~f0liic~~.mu~t .b~'.re.~ipq~dJ(bd: i'n: ~i!fo'rrhi\Y -::....,::.<. "~i:.':'''~.:,.:' ,.,:.:: "':.'" :.". :. ..... ....:.:..:.:..:../ .'.:': .:'.': ....:'..~.....:.:,:. ::-.:.:...::.... ',.:".:.- .:...:,:..,.I:':~.,;,.~,,:,',; .~.:.:.:..'.;:.:;::.~...>~~,' .;'.::)IA.tl:.;the' .!n~tfucti~ns,~herei~,...:.Becau.~e;.oLth~"diffe'reB'c~_ i[1 time para~etdr~~ v:;~,willriot JTiQye {or,: ,.,.,:. . '.:;':"r'.~,~""":.:')'-: ".:': ~:..<....';'~'. :::".;:':. .;,.,'.:~....::.':. .~:~..:.:.. .:.:.:;.:...:::.:.:/.: -::,:,:~.:": ::...:..;.;...... I:.::~:.....:,',.:, ',:::::: " fOefauh J(ic;!9h1enffor at.le~~t ihirty:l30)a~ys.frhrD,tti:e..d.at~'p~.serVicce 'of thl~'Cq~plai[)t::up~n:..:: .:" , ',: :."':::1. ::'::.'. .'.': ,: : .:.... '<;.~~ .:~' :..... '.'::';';,:-:::'-:' :... ':'.:..,~: ::.:.~:,:":.;,,,;~'.,~ ':..,~:..,'." .::-::.:...':.~ . ....~.,.:~:~:.:/:\~.~., : :.~::.t:,'....:':.:..~.,... .' ':, '.-.. Y?U; .?:t1ci, i(-yoy r~qu~st veri~q:ati~m; .w~:wjl1. not rTI9v'e-jor .Qefa-u1t :Jy~gq1eJ1t\in~i1.a: reasoii~blf:.~: , '.: ..,.'..': .::.:. ":,:. : .:....: :".{..;' ...,. ': ..:.....:.....,:.:.:_ .:-:'.':.:.: ..:,....:.::;.:. :" '. ~ i'.;";';:',~' .\;.:......:...;.,:' .j...:. ..::.; ":," :' ....': .:':;:~ime:: afte:t.y~!ffic~ti:~~:.h~~' b~e~n" ~rp\,ided;: <j~~.. a,ft~r ,:th~' ~~ri'r?tI6~.~f~h~\hirty .C30) '4~Y"peQ~d ,\.:-:-:' :". ';":::".: ...:. ". \~..' ' :'. ; ...)..::. ::;:-.. ~ " ....:~.:; ",:' :: :>:~,'\~;:'~, :.~ ;: :.: ..... .,:: '.:,....~: ' .:',:~: ':'.': ':~" ;'. '':-;,:.,:-),:<:..-,,::, ..: ';;:. J., '" ~.:. '::'(/'. " .,.. frqmttje ,pate of serv.lce. :..... '.' .." ": ..., . ': ..:........., .... ". :...- : '.. '.' !.' .... '. ..::.:";"5:" .' : '.:. .', . . ., '. '. . - "..., .." . ... . .:.,..;..' '.... . .. ..1:. .... . . ...'".:.',...:... '.' , ~, ... .... '. . :' '. . .'~. ':., . .". '.' '. I"'. '.;.,' , .:. ,'... . " \ ":': ". . ,.:.." ' .... . .:',.:' :."'. .. .:. '~...' , . ~ ... ~:,: . .,~..: :.~ :'.' '. '.. ," , . ...., .' '.' , . EXHIBIT "2\1 . ~: ". .' . . ,.':' . :'. .<: ,:~..<:'f:<...':: '., ,. '.' " . ......., ":' . ...... ..~' . ":: ,.... . .', . , "": .. '. . '.... . . ' '. "~, .... ..'.... :'.' :' ",:"...:,' ..' . .' ..: . ~., . .... ':. "::' ::,.,,::, :., I. ~,.'.' .' .... :':' .. ...: . '. .~ . :'.: :::.: ~ '. .' " ,.... '., i. .,...:. . ..~ .:." :'.,' .........;. '.. '. :: '" :"',: ....: ::<,".: , .::': - .:. ,:.;:: ,'.:' '. '....' ":)~" .' ..::: .' " ...... .. .. ,.,. ': ..' ,..' ., j" . !. '. ' ,,- 1'- " " " .. ~ :': . f , '" , , ~~~\..( o \ ~()GD ~7 . , VERIFICATION' The und'ersigned <,ioes hereby verify sUbject to the penalties of 18 PAC.s~ i 4904 , , , , '. , relati~g to unsworn falsification to 'a1Jthorities, that he/she is 6T CO h e () " J' 13 eel( e{' " '. ,/ (Name) , , ' , of ' Fii5J ;;.nion 'N41iol'lt; I 8M 1<, " Plaintiff (Company) A-fJSiTallT VILe PrcSidcv1T' (Title) herein, that he/she is duly authorized to'make this Verification, and that the facts set foithin the' , , foregoing Complaint are true and correct to the best , of his/her' knowledge:' information and ", belief. '.', . - . ". ~ .. ." '". .' ....: . ..:~ ::.' .:..: ':...',... ....- ....' , . .' ., .', ... .-. ~.~ 'OFFICIAL SEAL' ,O[i1" u"", \.......,[$ G, ERMIN ' ", . COMM!SSION liCe 729076 \~, if "" '~"'...., -: " " ~~''''c~7 My ....d7:ri'.\,S:,,~. tx!',re.~ ~'Er..h 29, 2002 <tf.:..... ;'" '\~.!tff'\ l':r.:<,i~ CWl W. F~'tcUJN3, C.'l . ~~ ~4~~," , /(Signature) , l...... "-" ,~"" ):l'IIliIilliiiJ:n "~.~l (~ ';~,~.-'::\ ~-~ ~ ~ ~ <ii.lllliilii!lllllIllI".""L.....-........' .4~;'f#i!lo,,~'.IW!"""'..*"-"">I!l-,f~~~~~-"'1~~~~ t\Ff'\,,~' ("\: L\ 0 \1~" pIl:,I'l "If "{-\',-" 1 'j ~.5 n\ '~~ , ' ~ '.,\ J i. r.~ \ r ~~~ "~loI!II~.,,< ;,j \~ ',~", " ~' ~ II IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION FIRST UNION NATIONAL BANK, SUCCESSOR IN INTEREST TO CORESTATES BANK, N.A., NO: 00.1202 CIVIL TERM ISSUE NO.: Plaintiff, v. CODE: GEORGE STUPI, JR. AND G. TYLER AUTO SALES, INC., TYPE OF PLEADING: Defendants. PRAECIPE TO REINSTATE COMPLAINT FilLED ON BEHALF OF: PLAINTIFF COUNSEL OF RECORD FOR THIS PARTY: LORI A. GIBSON, ESQUIRE Pa.I.D.#68013 WELTMAN, WEINBERG & REIS CO., LP.A. Firm #339 2718 KOPPERS BUILDING 436 SEVENTH AVENUE PITTSBURGH, PA 15219 (412) 434.7955 WWR#01806087 i',:,~r"", I _ .,'_~ . IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION FIRST UNION NATIONAL BANK, SUCCESSOR IN INTEREST TO CORESTATES BANK, N.A., NO: 00.1202 CIVIL TERM Plaintiff, v. GEORGE STUPI, JR. AND G. TYLER AUTO SALES, INC., Defendants. PRAECIPE TO REINSTATE COMPLAINT Kindly reinstate the Complaint in the above-captioned matter. Lor n, Es Ire Pa,I.D,#68013 Attorneys for Plaintiff 2718 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR #01806087 ','''-""..".,l-r'''''''' , , , ,. ~" ~..... y ~- ,~~"""~~ - , "~~ """""'~... ,~~-",,",,""'~'~_'_~",=~,~,~,",~- ~ ~ ~ - ~- , , k ~-~"/" ".' ~ '~. .." ,u'i"f,1 .'" - lUlU! In . 8 0 Cl 0 " '"tiS:: en :.:-::\ ~! !'T1 I'k:D -0 r-- -om <J1 ;,;;19 S:?-6 ;<CJ -u -"cT; ~8 :x f":j..:o ;;:-;.(") :i>~ ~ (5 in --j 0 iJ6 (.., -< ~',~ ~1'l!mR~_"~""11",!,~",~gl"Wli'~~""'~""""~~'i'~I~illllWll!"~!ll!!l~_ """,,~_i SHERIFF'S RETURN - REGULAR CASE NO: 2000-01202 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND FIRST UNION NATIONAL BANK ET A VS STUPI GEORGE JR ET AL KATHY J. CLARKE , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within REINSTATED COMPLAINT was served upon STUPI GEORGE JR the DEFENDANT , at 0009:24 HOURS, on the 21st day of September, 2000 at 702 E. COOVER ST MECHANICSBURG, PA 17055 by handing to GEORGE STUPI, JR. a true and attested copy of REINSTATED COMPLAINT together with IN REPLEVIN WITH NOTICE and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge 18.00 6.20 .00 10.00 .00 34.20 So Answers: ~ i r'~re{~t:1~ R. Thomas Kline 09/22/2000 WELTMAN, WEINBER~ & REIS, CO. Sworn and Subscribed to before By: t(a:!:JJs~ me this .:U. (;& day of J;;:~ .J.rxyO A.D. q c2 ' ( 1. .,. / Ju,n'I!..J ~ iprothonotary , "~ - IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION FIRST UNION NATIONAL BANK, SUCCESSOR IN INTEREST TO CORESTATES BANK, NA, Plaintiff No. 00-1202 CIVIL TERM vs. SUGGESTION OF BANKRUPTCY GEORGE STUPI, JR., AND G. TYLER AUTO SALES, INC., Defendants FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: JAMES P. VALECKO, ESQ. PA ID 79596 WELTMAN, WEINBERG & REIS CO, L.PA 2718 KOPPERS BUILDING 436 7TH AVE, PITTSBURGH, PA. 15219 (412) 434-7955 WWR#01806087 " ..~O. , " ~ ... IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION FIRST UNION NATIONAL BANK, SUCCESSOR IN INTEREST TO CORESTATES BANK, N.A., Plaintiff No. 00-1202 CIVIL TERM vs, GEORGE STUPI, JR., AND G. TYLER AUTO SALES, INC., Defendants SUGGESTION OF BANKRUPTCY TO PROTHONOTARY: AND NOW comes Plaintiff, by counsel, Weltman, Weinberg & Reis, Co., L.P.A. to advise this Honorable Court that the above named Defendant, George Stupi, Jr., has filed a Chapter 07 Bankruptcy in the United States Bankruptcy Court for the Middle District of Pennsylvania at Bankruptcy Case Number 1-00-03323, and accordingly, all proceedings in this Court are stayed pursuant to 11 U.S.C. ~ 362. WELTMAN, WEINBERG & REIS CO" L.P.A. By: Q James . a ecko, Esq. Attorney for Plaintiff 2718 Koppers Buiiding 436 Seventh Avenue Pittsburgh, PA 15219 ,~ ~f'- , 1i!l -~, - ,"~" 1\ ~~~ _1f~i!IllI!'lF>~, ~ ~, 011II111 - 0 C.l () C C.l "n s: 0 -ow l,~ q:!IT: --l ;:::c:: ",,-.J...} :--r, ~?2 -' ~~ '~ a '- :~:J , ~C) """'r) ~;) '- -,.., :?e, -'" illr~ ""--{-" ~? ::Pc z :;! r....) -< "" "''''''''tIl!l!I"""""!",, ,~.IIIIl'i' _ .,,~'.-,:r~ '~ ? IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION FIRST UNION NATIONAL BANK, SUCCESSOR IN INTEREST TO CORESTATES BANK, N.A., Plaintiff No.: 00-1202 CIVIL TERM VS. TYPE OF PLEADING: GEORGE STUPJ, JR., AND G. TYLER AUTO SALES, INC., PRAECIPE TO SETTLE, DISCONTlNE & END WITHOUT PREJUDICE TO REFILE Defendant(s) FILED ON BEHALF OF: Plaintiff COUNSEL OF RECORD OF THIS PARTY: JAMES P. VALECKO, ESQ. PA I.D. #79596 Weltman, Weinberg & Reis Co., L.P.A. 2718 Koppers Building 436 th Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#01806087 i~_"""T~ ,__ . ' ~ IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION FIRST UNION NATIONAL BANK, SUCCESSOR IN INTEREST TO COREST A TES BANK, N.A., Plaintiff No.: 00-1202 CIVIL TERM vs. GEORGE STUPI, JR., AND G. TYLER AUTO SALES, INC., Defendant(s) PRAECIPE TO SETTLE. DISCONTINUE & END WITHOUT PREJUDICE TO REFILE PROTHONOTARY: Kindly settle discontinue and end without prejudice to refile the above-captioned matter and mark the docket accordingly. Respectfully submitted: Weltman, Weinberg & Reis Co., L.P.A. By: Q JAMES . VALECKO, ESQ. PA 1.0. #79596 Weltman, Weinberg & Reis Co., L.P.A. 2718 Koppers Building 436 7th Avenue Pittsburgh, PA 15219 (412) 434-7955 , " Beth A IllNo1aI1a/ Ileal .MYC~~~~ Member.~ res July 19, l!OO4 Associ8iiOiiOl Norarie8 Sworn and sUbscri~efore This 9 day of , 20o'Q J fbtj. Notary Public '"'""'1"" "" ",' "-, = ". " ,'c,"'__ "" ~~~:. "" ,-, '''',,,,'''~, :'>rr"1hf~':''tf&lr''~-';:r' ';, f. i"~h~ ,\~ 't ,,~ _'~<'~"'h 'jib fM,oM: Yr'~:'ijlltt'J'lit i....V1, ~ "o'-', ; i ~" ~="~"""",,,,~~~ .... . () CJ d c: " = "- ~,'~ "'- -om "" rnn~ z Z::tJ N t1i~ N '-'t':J -<~..~" ,-~~, ~. kC~ :> ,.......,.-, /5~ ~~ ::!: 151 ) '2 ~ w );! c;1\ :!;!, '."1 .'. , ';-"'<' "",~ ~ ~"" _ ,~, rf!-'. ~,'