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Home My WebLink About00-01231 LOWELL LATSHAW, in his individual capacity and as Attorney-in-Fact for HELEN H. LATSHAW, IN THE COURT OF COMMON PLEAS FOR CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff v. CIVIL ACTION - LAW TRACY DAVID FOSTER, an adult individual, Defendant No. 00-1231 PRAECIPE TO ENTER JUDGMENT BY DEFAULT TO THE PROTHONOTARY: Please enter judgment of default in favor of Lowell Latshaw, in his individual capacity, and as Attorney-in-Fact for Helen H. Latshaw, and against defendant Tracy David Foster for his failure to plead to the complaint in this action within the required time. The complaint contains a notice to defend within twenty (20) days from the date of service thereof. Defendant was served with the complaint on March 17, 2000, and its answer was due to be filed on April 6, 2000. Attached as exhibit "A" is a copy of plaintiff's written notice of praecipe to enter judgment by default, which I certify was mailed by regular mail to defendant at his last known address on April 7, 2000, which is at least ten (10) days prior to the filing of this Praecipe. I have not been notified by any " I" ",,~<, - -'" -"""'''''''','}~-',~,>'' -':- "--,,,~.< 1"-_~-_-'''F"'!''~''''''',_-,,,,'<- -- --~;~---,-,' ~,/~,-~,' "',",- ,_0' ,-. , .,~ attorney that an appearance has been entered of record on behalf of defendant. Please assess damages in the amount of $6,706.39 (as described below), plua interest from the date of judgment. Past due payments (Count I) $5,539.31 Interest at the rate of 8 and 1/2 percent per annum (for Count I) as provided in the complaint for the time period from the 2/28/00 thru through 4/20/00 67.08 Attorney's fees as specified in the complaint (Count II) 1,100 00 TOTAL ASSESSED DAMAGES $6,706.39 Please assess costs in the amount of $93.04 ($45.50 for the filing of the complaint, $38.54 for Sheriff's costs, plus $9.00 as the fee for filing this praecipe) . KEEFER WOOD ALLEN & RAHAL, LLP Dated: April 20, 2000 By ~/N. Brenda L. Gacki 210 Walnut Street P. O. Box 11963 Harrisburg, PA 17108-1963 717-255-8010 Attorneys for plaintiff - 2 - h,~c, ,. -p'.. ." -"','_'_- -.\~,~'\t-- _".i!'" ,-,--" . -- 0" ~ . ,~_- ~,.,~ - _ -", -- ,--!~, - ,-"-__~,_ '~i'_'c:__, -',' '"",< . _ _~ ,_:','0,,".. . - rd-, -,,". ~ ". ,-,.~,- -~'",,-' ",.,_.,C, , LOWELL LATSHAW, in his individual capacity and as Attorney-in-Fact for HELEN H. LATSHAW, IN THE COURT OF COMMON PLEAS FOR CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff v. CIVIL ACTION - LAW TRACY DAVID FOSTER, an adult individual, Defendant No. 00-1231 NOTICE OF PR~ECIPE TO ENTER JUDGMENT BY DEFAULT TO: Tracey David Foster, Defendant DATE OF NOTICE: April 7, 2000 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT ~.VEA LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP: Lawyer Referral Service Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 -A :~7~ Brenda L. Gacki 210 Walnut Street P. O. Box 11963 Harrisburg, PA 17108-1963 717-255-8010 Dated: April 7, 2000 Attorneys for plaintiff ~- Ir~ - -. " CERTrFrCATE OF SERVrCE I, Brenda L. Gacki, Esquire, one of the attorneys for plaintiff, hereby certify that I have served the foregoing paper upon defendant this date by depositing a true and correct copy of the same in the United States mail, first-class postage prepaid, addressed as follows: Tracy David Foster 1775 Kings Arms Court New Cumberland, PA 17070 KEEFER WOOD ALLEN & RAHAL, LLP ,u/! fi~ Brenda L. Gacki By Dated: April 7, 2000 \'t:~ ..,.. CERTIFICATE OF SERVICE I, Brenda L. Gacki, Esquire, one of the attorneys for plaintiff, hereby certify that I have served the foregoing paper upon defendant this date by depositing a true and correct copy of the same in the United States mail, first-class postage prepaid, addressed as follows: Tracy David Foster 1775 Kings Arms Court New Cumberland, PA 17070 KEEFER WOOD ALLEN & RAHAL, LLP By ~/4~' Brenda L. Gacki Dated: April 20, 2000 I: II I' II i:c:" .' e~ ''',,~.~ "~"" ,'7;~_,.'_~ ,c. ~,,, .,.'~ ""_.'_U ~",_>c", "~ ,~,_,~ ,~" ~'- "',- "',",~' - ," .-- - - ~- , " ]' IT c p 0 -tq. ~ It- ~ ~ 0 R --() :a 0 (~, -- t: -0- ~ 7" ~. 3 ...) D ~ ri~ ';~--' "1 -".. n"_' 6" 4'_' [11' ?~ i"~_) {~; ~ ---. ~ t ~-~:, r--- - ~ .... Ii ~.-_., -- C' r: r--, --.....(, ~:~ :=i -< {"J ,~ , ,_, .,''5""'S-,,~.,. .",-- - ,'.' , -"r""'~- -.' .c '-o"..~qo-~~'i~"'--- 1.:'_- - ~- I l, I LOWELL LATSHAW, in his individual capacity and as Attorney-in-Fact for HELEN H. LATSHAW, IN THE COURT OF COMMON PLEAS FOR CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff Civil Action - Law v. TRACY DAVID FOSTER, an adult individual, No. 00 - I:lJI C!,v.:L '-r~ Defendant NOTICE YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Lawyer Referral Service Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 f,-<"W~t-"' '""C--'-7""-- "t. _~_ -._'H,' - - - -- -:"":_-~--.~ ,---~~ '-' ~~ " '--,"t, "'"~'-~Y'-_'''~'P'I " ,.,., -". _ ~_~, ..c__,._<~:_e-<,_',~__ , .__~_~~,'" ~ _' 0'_' ,_~ _ 1... NOTICIA Le han demandado a usted en la corte. Si usted quiere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene viente (20) dias de plazo al partir de la fecha de la demand a y la notifcacion. Usted debe presentar una apariencia escrita 0 en persona 0 por abodago y archivar en la corte en forma escrita sus defensas 0 sus objeciones alas demandas en contra de su persona. Sea avisado que si usted no se defiende, la corte tomara medidas y puede entrar una orden contra usted sin previa aviso 0 notificacion y por cualquier queja 0 alivio que es pedido en la peticion de demanda. Usted puede perder dinero 0 sus propiedades 0 ostros derechos importantes para usted. LLEVE ESTA DEMANDA A UN ABODAGO 1MMED1ATAMENTE. S1 NO T1ENT ABOGADO 0 S1 NO T1ENE EL D1NERO SUF1C1ENTE DE PAGAR TAL SERV1C10, VAYA EN PERSONA 0 LLAME POR TELEFONO A LA OF1C1NA CUYA D1RECC10N SE ENCUENTRA ESCR1TA ABAJO PARA AVER1GUAR DONDE SE PUEDE CONSEGU1R AS1STENC1A LEGAL. Lawyer Referral Service Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 1,;._;>""-' ~', ~"'-" .," - . --~,-" .^ -~---,cp,_-'-"''1T'-'' ,", .,,," "~" -- - ~ ,-- ~, ,,8,- . . - ,.<'_' .~,',_ ~_",,_ _,_~,,__ ,'_ _~, ~_v_,~~ "-"_>""'~",."l, "-""IV ,rn,"''''I''',''-~- ,- -,'-' _ ." . ,~,,_ Ii II I', J I' I I ! ! II U:'T' .' iL".. ,. . LOWELL LATSHAW, in his individual capacity and as Attorney-in-Fact for HELEN H. LATSHAW, IN THE COURT OF COMMON PLEAS FOR CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff Civil Action - Law v. TRACY DAVID FOSTER, an adult individual, No. (;V./231 ~( lLc- Defendant COMPLAINT NOW COMES plaintiff Lowell Latshaw, in his individual capacity and in his capacity as Attorney-in-Fact for Helen Latshaw, by and through his attorneys, Keefer Wood Allen & Rahal, LLP, and files this complaint, averring as follows: 1. Plaintiff Lowell Latshaw is an adult individual, residing at 8 Tree Top Place, Black Mountain, North Carolina. 2. Defendant Tracy David Foster is an adult individual, residing at 1775 Kings Arms Court, New Cumberland, Cumberland County, Pennsylvania. 3. Helen H. Latshaw is an adult individual, residing in Palm Beach County, Florida. 4. By Durable Family Power of Attorney, dated September 5, 1990 (the "Power of Attorney"), which has not been revoked and is in full force and effect, Helen H. Latshaw appointed Lowell Latshaw to act as her Attorney-in-Fact. A true and correct copy of the Power of Attorney is attached hereto as Exhibit "A" and incorporated herein by reference. .",.'-- ;' e, co=>" '",-""" .'_>,"_" ,~,_ ,,' ,", _'~_J'_', ,~__.,_ - ~- --"\-~, 'h ~~_~',-'..~,...",_o,~=,"_'_~~'~~"'__""- .-'rt"- _ ,-e;. ,-"_"- l. (. 5. The Power of Attorney, intp.r alia, authorizes Lowell Latshaw to do any acts on behalf of Helen Latshaw that she could do herself, including, but not limited to, collecting all sums of money that may be payable or belonging to Helen Latshaw and prosecuting actions relating to matters concerning her. Count I Breach of Contract/Installment Payments 6. The averments of paragraph 1 through 5 above are incorporated herein by reference. 7. On or about July 18, 1996, Tracy David Foster and Catherine Foster, as makers, executed an installment note (the "Installment Note") with Lowell Latshaw, wherein they borrowed $31,000 from Helen Latshaw, the lender, at an interest rate of 8.25%, which was to be repaid in monthly installments in the amount of $632.28. A true and correct copy of the installment note is attached hereto as Exhibit "B" and incorporated herein by reference. 8. At the time of the execution of the Installment Note, Catherine Foster and Tracy David Foster were married. 9. Tracy David Foster filed an action for divorce against Catherine Foster on December 27, 1996, in the Court of Common Pleas for York County, Pennsylvania, docketed as Foster v. Foster, C.C.P. York County, No. 96-8U-05955-02D&C (the "Divorce Action") . - 2 - , ~~t-, ~ . > - ,'.,,",'-"'-'--, . . "';-~ ,'-"'"' -'-' -;,~-~_ _', ", "" -~ - -, H" ". ""y, -,' '-'''',,' '----- - '"'Co,,' ,~_,.,,, ',' ,'- , _0'_''''2; _~~-, ", .= ,,,~_-,,,, ,fe' ~- ~ ,-l; -,' .' -~' .' , t. 10. Some payments were made toward the Installment Note prior to the divorce of Tracy David Foster and Catherine Foster. 11. Paragraph 5 of the post-nuptial agreement attached to the final decree as exhibit UA" (collectively referred to as the "Divorce Decree") entered on May 26, 1998, in the Divorce Action, provides, inter alia, as follows: The real estate proceeds in the amount of $19,270.03 held in escrow by Husband's attorney at First Capitol Bank shall be applied in their entirety, together with interest accrued thereon, to the Helen Latshaw debt. Any balance remaining due on said debt shall be divided between the parties [Catherine Foster and Tracy David Foster], with the Husband [Tracy David Foster] assuming 60% of the liability and the Wife [Catherine Foster] assuming 40%. The parties shall make payment on any balance remaining pursuant to the tenure of the original note dated July 18, 1996. A true and correct copy of the Divorce Decree is attached hereto as Exhibit "C" and incorporated herein by reference. 12. After the real estate proceeds described above were applied to the amount owed to Helen Latshaw, the outstanding balance on the Installment Note as of July 16, 1998 was $12,004.20. 13. Pursuant to the Divorce Decree, Tracy David Foster is responsible for payment of 60% of the outstanding balance, or $7,202.52. 14. Lowell Latshaw, by letter dated July 16, 1998, informed Tracy David Foster of the balance owed by him and requested that - 3 - , k~,,;)'--c:~ , - "'~f'':"'_~_;1''';P_-~,",,_'r.'~'~''-,-' -' ?-~.,~ -. <:\;-- "~ ",."~}f"-_T"__- >,. _;",,7':"'-10-Y'~'-'" - "',-,,,">'-^-.- .,,.....""'. 1.'_ ,~ ~~., ,,",__ "'''', ." __',0' ""'~_-_"'_"__'__~_ ""~,,,_ .,__ "~._ -,~-... I, . he immediately resume payments in the amount of $379.37 per month. A true and correct copy of said letter is attached hereto as Exhibit "D" and incorporated herein by reference. 15. By letter dated August 19, 1998, from Tracy David Foster to Lowell Latshaw, Tracy David Foster acknowledged the personal debt of $7,202.52 and requested that the terms of the loan be modified to allow him to repay said amount monthly over a period of 48 months at a rate of 8.25%. A true and correct copy of said letter is attached hereto as Exhibit "E" and incorporated herein by reference. 16. By letter dated August 23, 1998, from Lowell Latshaw to Tracy David Foster, Lowell Latshaw agreed to modify the terms of the repayment as requested. A true and correct copy of said letter is attached hereto as Exhibit "F" and incorporated herein by reference. 17. Subsequent to August 23, 1998, Tracy David Foster was to make monthly payments in the amount $176.67 to Lowell Latshaw on behalf of Helen Latshaw, which were to continue until July 2002. 18. payments. ~~'-?'- "-. In October 1999, Tracy David Foster ceased making any - 4 - - .".'._ "., x -, ~ < '..._.-,._[ ,"'. 0,_ ,0. 'I<'~ . . 19. Lowell Latshaw has not received the payments due for October, November and December of 1999 and January and February of 2000. 20. Tracy David Foster's failure to make monthly payments constitutes a material breach of the installment note and any modifications thereto. 21. Lowell Latshaw has demanded that Tracy David Foster pay the overdue installments, but he has failed to do so. 22. As of February 28, 2000, the outstanding principal balance owed by Tracy David Foster on the Installment Note is five thousand three hundred and forty dollars and six cents ($5,340.06), and the outstanding interest owed by Tracy David Foster on the Installment Note is one hundred ninety-nine dollars and twenty-five cents ($199.25). 23. As of February 28, 2000, Tracy David Foster owes five thousand five hundred thirty-nine dollars and thirty-one cents ($5,539.31), for the outstanding principal and interest owed by him on the Installment Note, and interest will continue to accrue thereon at a rate of 8.25% per annum. WHEREFORE, plaintiff Lowell Latshaw, in his individual capacity and as Attorney-in-Fact for Helen Latshaw, requests this Honorable Court to enter judgment in his favor and against defendant Tracy David Foster, and to award him damages in the - 5 - Ii'''' ~p I - -'-'- .- ,-~.,', '-' "~? .u'<__'.' -' - - ~ ~- , '-- ~"~~~,~ ,-~>.."'- .-~--, - , amount of $5,539.31, together with attorney's fees, interest thereon, costs of suit and such other relief as the Court deems just. Count II Breach of Contract/Recovery of Attorney's Fees 24. The averments of paragraph 1 through 23 above are incorporated herein by reference. 25. The Installment Note provides, inter alia, that the parties agree "to waive demand, notice of nonpayment and protest, and in case suit shall be brought for the collection hereof, or the same has to be collected upon demand of an attorney, to pay reasonable attorney's fees for making such collection." 26. To date, Lowell Latshaw has incurred attorney's fees in the amount of approximately one thousand one hundred dollars ($1,100.00) relating to the collection of the money owed by Tracy David Foster under the Installment Note, including a demand by the attorneys and filing of this action. 27. Upon information and belief, Lowell Latshaw will continue to incur attorney's fees relating to this collection action. WHEREFORE, plaintiff Lowell Latshaw, in his individual capacity and as Attorney-in-Fact for Helen Latshaw, requests this Honorable Court to enter judgment in his favor and against defendant Tracy David Foster, and to award him damages in the - 6 - r,-- -"~,,,'_'_ . "-"', "'. ~'-, -, ~--" ' ",,""'._-, ',-<' ., ~--, .,-- ,,'~._,~--~" .' < = "'<'" "_',,-;',_c-_,, <,'P,' ( amount of $1,100.00 for attorney's fees incurred to date, plus additional attorney's fees that may be incurred, with interest thereon, costs of suit and such other relief as the Court deems just. Respectfully submitted, KEEFER WOOD ALLEN & RAHAL, LLP Dated: March 2, 2000 By -tLL -L )~ Brenda L. Gacki Attorney I.D. #75912 210 Walnut Street P. O. Box 11963 Harrisburg, PA 17108-1963 717-255-8037 Attorneys for plaintiff - 7 - :,---,,,,,",-,~-,, 'T' , ,~ q- -.-. , _,n:_, " - .. - ~ . ~ '" =. -.- - _'__'.Ceo,"", " . VERIFICATION The undersigned, Lowell Latshaw, hereby verifies and states that: 1. He is a plaintiff herein; 2. The facts set forth in the foregoing complaint are true and correct to the best of his knowledge, information, and belief; and 3. He is aware that false statements herein are made subject to the penalties of 18 Pa.C.S. Sec. 4904, relating to unsworn falsification to authorities. J j /xU~ ~L LATS W Dated: February~~, 2000 bf-'~"!'- 0,.__- -,~ .' __ _~~-., ,~_ - ',n,~ _,., ,,_,~, ~ "~,<_ -~~ '-0 , 1-<'-' STATE OF FLORIDA . . . . ss COUNTY OF PALM BEACH DURABLE FAMILY POWER OF ATTORNEY BY THIS DURABLE FAMILY POWER OF ATTORNEY I, HELEN H. LATSaAW, of Palm Beach county, Florida, appoint as my attorney in fact to manage my affairs my son, LOWELL LATSHAW, and if he does not serve, then my son, DON LATSHAW. This durable family power of attorney shall not be affected by any physical or mental disability that I may suffer except as provided by statute, and shall be exercisable from this date. All acts done by my attorney pursuant to this power shall bind me, my heirs, devises and personal 'representatives. This power of attorney is nondelegable. All of my property and interests in property are subject to this durable family power of attorney. without limiting the broad powers conferred by the preceding provisions, I authorize my attorney in fact to: 1. Collect all sums of money and other property that may be payable or belonging to me, and to execute receipts, releases, cancellations or discharges. 2. Settle any account in which I have any interest and to pay or receive the balance of that account as the case may require. 3. Enter any safe deposit box or other place of safekeeping standing in my name alone or jointly with another and to remove the contents and to make additions, substitution and replacements. 4. Borrow money on such terms and with such security as my attorney may think fit and to execute all notes, mortgages and other instruments that my attorney finds necessary or desirable. 5. Draw, accept, endorse or otherwise deal with any checks or other commercial or mercantile instruments, specifically including the right to make withdrawals from any savings account or building and loan deposits. 6. any of deposit Redeem bonds issued by the United States Government its agencies, any other bonds and any certificates or other similar assets belonging to me. or of IJ.7~'~' i'...,...", ~_, ...-, 7. Sell bonds, shares of stock, warrants, debentures, or other assets belonging to me, and execute all assignments and other instruments necessary or proper for transferring them to the purchaser or purchasers, and give good receipts and discharges for all money payable in respect to them. 8. Invest the proceeds of any redemptions or sales and any other of my money, in bonds, shares of stock and other securities as my attorney shall think fit. 9. Vote at all meetings of stockholders of any company and otherwise act as my attorney or proxy in respect of my shares of stock or other securities or investments that now or hereafter belong to me, and appoint substitutes or proxies with respect to any of those 9hares of stock. 10. Execute in my behalf any tax return and act for me in any examination, audit, hearing, conference or litigation relating to taxes, including authority to file and prosecute refund claims; and enter into any settlements. 11. Sell, rent, lease for any term, or exchange any real estate or interests in it for such considerations and upon such terms and conditions as my attorney may see fit, and execute, acknowledge and deliver all instruments conveying or encumbering title to property owned by me alone as well as any owned by me and another per90n jointly. 12. Pr0gecute, defend and settle all actions or other legal proceedings touching my estate or any part of it or touching any matter in which I may be concerned in any way. 13. Authorize the discontinuance of any heroic or unusual measures for the unnatural or undue prolongation of my life. 14. Do anything regarding my estate, property and affairs that I could do myself. The powers conferred upon my attorney in fact extend to all of my right, title and interest in property in which I may have an interest jointly with any other person, whether in an estate by the entirety, joint tenancy or tenancy in common. This instrument is executed by me in the state of Florida, but it is my intention that this power of attorney shall be exercisable in any other state or jurisdiction where I may have any property or interests in property. I hereby confirm all acts of my attorney in fact pursuant to this power. p,1J ,}" ~'R ~ -~ ""'" Any act that is done under this power between the revocation of this instrument and notice of that revocation to my attorney shall be valid unless the person claiming the benefit of the act had notice of that revocation. 5 IN WITNESS WHEREOF, I have set my hand and seal on this day of September, 1990. Signed, sealed and delivered ~Qie ~ iJ~ ? .fI~ 11 ~, ~4't 'JJ, ~ci~VCdar ELEN H. LAT HAW STATE OF FLORIDA . . : ss COUNTY OF PALM BEACH : BEFORE ME personally appeared HELEN H. LATSHAW, to me well known and known to me to be the person described in and who executed the foregoing instrument, and acknowledged to and before me that she executed said instrument for the purposes therein expressed. WITNESS my hand and official seal this September, 1990. 5 day of Notary Public, . and for the State of Florida .aFlCIAI. NIll'AR't SUI.' IIlIllJIIJ.__ NIll'AR't IllaIC STATt ~ RAIlIIA tty c......ildt... bp. a:r.atm '~""'''''''''~~r "" ~l -"" INSTALUlENT NOTE Agreement made ~~ (q (month nd day) ,"'fluid f rht::JlN.- f(j1.A. y '(Name of maker herein known as maker, of ~r~}~~~'f D1 8b-s (City) Yule (County) Pfl 11,,1(1 (State) , 19 ql.;; , between: (yrJ (~~ t~rj:rgQ uJ herein known as lender, of ,1I111l ~I'Y\t.W06 d Blvd ("AdcI'ress ) bUr {ill '& Ct eM..- (City) , yJtill'Yl &Ct(J.- (County) FL .3.34'i S- (State) s 3\ ,000 (Amount of loan) ~tJ r... l/[Ib . b-....~ I promise to pay the sum of71t,(j.,.-st.vf.I,.+i-Wll~ Y'J/I/..l!ul1tLud. fjvA.1{ Dollars !.JI. ,1 ) (S "5l Cj~. 'b'D ) to the order of ~ La t,s h (L v-J i n the . . (name 0 lender) following manner: The sum of .s1~-it.wJJud tJu:.h:.. -I.tu'll . I ~ day of 5RtJ.l1rnhSPt (n " ) (month ~J(-/'11UlrlA8J fJ,J;~1 -Lf>>o + :J."cIIt>J I ...J.\/U'.;r Dollars ($ ~3J.. 1't ,19 tf&; and the sum of W Dollar~ ($ IP.3J..1V ) on the ) on the )5-1- (nWllber) of each month thereafter until the entire amount is repaid, together with interest at the rate of ,ll~J ~ C'nl ~/lOA{iA- (Y',].') I) percent per annum, payable with each installment of the principal. "",_ r"jIII..< . '. INSTALLMENT NOTE . Continued The maker and endorser of this note further agree to waiv~ demand, notice of nonpayment and protest. and in case suit shall b~ brought for the collection hereof, or the same has to be collected upon demand of an attorney, to pay reasonable attorney's fees for making such collection. Deferred interest payments to bear interest from maturity at per annum, payable semian~ual11. ( S) percent ~~,r;- ignature 0 en orser - ',~ , ,~ , - '^>"~'-"""'T'''''_'''''''''~~.i~-.!:'...HJ.$.''"""~&;;:::C","~ ',r.-v.;.;..." ~"'~.tiii;;'li"~'~ _t -, -.- ~.~ ~- - " ~~;;\ ~.>..: -;, '.:.~":':': :<:'1;',. -. :~> :,.';;;:,':'.:'. ":';~.: '.\":,..>:';< ..,:; "':'. :": ~'?'~" :'\ ,,: ') ',:' ;.::;; go . . ~ I . f ~ f t .' II 'l'HJ: COURT OF COMMOI PL&A.S OF IOU: COUJlT"f, PEJIJISn.VAJlIA CIVIL ACTIO. - LAW FIliAL D!CRJ:X I ~, I I TRACY DAVID FOSTER, : Plaintiff, 10. 96-Su-05955-02DlC va. CATHER lIE LATSHAW FOSTER, Defendant. . /' At.,.. AND NOW, TO WIT, this ~~, ~ day of ~~' 1998, action having been heard by the Court, and on the evidence thie pre- Rnntn<l, IT IS ORDF.RF.D AND DF.CREED that: I. The bonds of marriage between Plaintiff, ':'racy David Fostor, and Defendant, Catherine Latehaw Foeter, are heluby dissolved by virtue of the marriagv being irretrievably broken and the parties hereto are hereby divorced from the bonda of matrimony and all the duties, rights and ~laims accruing to either of the said parties at any time heretofore, in pursuance of said marriage, shall henceforth cease and determine, and the eaid partie. ahall severally be ot liberty to marry again in like manner a. if they had never been married. . '. 2. The Property Settlement Agreement between the p.rt~ea, introduced in evidence and marked "Exhibit A", v.. exeCuted 'ah" .fI ';'.,,1," [:1 r:1 ~l 1'1 C~f;"C.,,~.'~:_~.c"':':'..,":'." ':.;",: . - . "'. " '. or J"-"', _~...;...' ;.,;;:'..~~~./..=''''' '''''''''''~~.~-'~':'''''''''~..<i'"trrr- < ~~ s~';1!~>:'.,':';':'>'.<,',:>":.',\:,.:;,,; ,.': '!"'>:'~::":': "J;, ":' .'.,....:, " ,',:>':-';~ ~~. ..,' '" l'~ ,,~I~j___,I,,- , ,.,--""..., I ",' \~.I', " _ J_" .' " " . ..... -~ - ~ - . . . ~ . .' .) ,- - ~ - " , . .. . . .. ~ volun~arily af~er full disclosure and is for the best interest of the par~ies and is incorporated herein but shall not be merged. .., i BY THE COURT, .~ /' ~_.- ' ~ J. . "'If' &r ";,,,,1,., 2 CERTIFIED from the reco$ of the Coun of Common Pl~r~ co~, P~ns~ania r.bis J:;h day of AUff~ A.D. 19 crq , '114 . (QA " , , SllICia N. Gab:s. ProtlIllnowy "_'_"~','-'< ~'L:l~~~~C ~ ""tC'r ~,,~>l"' .~"-~ ,- . f!iii;~.;'::~.:;.,:~::.:~\/:;:./,~~~:~~};'~~:~:,::~A:!:~~>:.,:,,~;~';.~:} 'J, ;, ~",:~~X,.,:~i,,:::i~;<:\':F."'.:. :::~,'~: ;~ ',.:",.':;'.\ '.),::: ,~::'E . . . I . , , IN THE COURT OF COMMON PLEAS OF 10RK COuwrl, PE"STLVAaIA CIVIL ACTION - LAW TRACY DAVID FOSTER, Plaintiff, No. 96-SU-05955-0~D'C . . 7S. CATHERINE LATSHAW rOSTER, Defendant. CATHERINE LATSHAW FOSTER No. ~6~7 SA 1996 VS. 0110 No. 61159 TRACY DAVID rOSTER r05I-RU1IIAL AQBIIMIII TH IS ACREEMENT m..d" t hl!l ..:;.' d"y <> I' .' .... .~""'-.. hy .'l1d hut......." Tr..cy n..vi,1 I'<>Ht.ftr. or Moow ~1I",h"rlan(I, .' I'PUi, P..nn..ylvII"'I\, h..rt'l"l\ltor r..ferred to.... "lIusband", and Catherine Latshaw 'oatur, of Stlwlckloy, Pennsylvania, hereinafter reterred to .a "Wite". WIT N ESE T H I WHEREA';, HusbAnd and Wife were lawfully married on Allquet 10, 1984; and " :,'" '!"'~ tt '.:',,,/." EXHJB IT "A" ;.-" J_" '.~ _ _""",_~~__~_.__:'~~" " 'I';_',..~\,,-~~:;. '"'_' ,-.-,' '..' '~. ....,..!'~~".,~;:-:;:~..::_::....:,'..:1.;:~;'.::.:...:~~~~.,',:;:-"7.-::-".,,~.,".H,_'!:-"'''1':;"..:.-'--,y,>';' .' ^~, . v_~ . . , " < WHEREAS, two (2) chi Idren have been born of this marria(1" Brittany Leigh Foster, born May 6, 1991; and Frances Olivia Fast born September 3, 1996; and WHEREAS, differences have arisen between Husband and Wife in consequence of which they have lived separate and apart from each other since November 1, 1996; and WHEREAS, an action in divorce was instituted in the Court of Common pleas of 'lork county, Pennsylvania, on December 27, 1996; and WlI~:R~:^S. ^n Ordo. was entered by the Court 01 COlllll\On Pie,,,. 01 '{lJlk ('''"l1ly, P"nnnylv"",,,, Oil J""u,uy Il, 1'197, relatIve to ,oulIto"y ot thu (~ht lttrAn horn to t.tlLa m.4( [i.41LJ"j And WUt:~,,:^S. hy vtftun ur thu ~t(HOti41d Order, th" Mnth.-r Pltt:h.nt ly rtttlitt.,:,,\ \n ~;.tW'('''''.Y, Alla'Jhony Cdunty, ".nnaylv4n,...; I\nll wllt.~~:^:;. .." "..t ,.." III ""1'1"'" WIt. lll.t,tuted by the Motll.r "'I"'"U! Ihu t'"t,her wIth Ih.. !lOlllellt.\<' II..I,,! 'one Section docketed at Nt), .!.f..:! ~i.A. lq'J"j "net W'lIl':ln.:^~, .4 tluppurt nrder' WA. ant_r.,l JAnuary ;:4, 1~"1, , pr"vldll\.} f\)[ th~ 1iUPPOtt tit "pOUlafl In thn Amount ot T"." Hundred ~:i'lhh"'/l ,Illd No/IOOth", Do1l4rs ($2111.00) p..r w..k 4nd Two Hundred 'l'hrn.' "/ld No/IOOth:; l>ol14rs <$201.00) p.r .....k tor the aupport of two (~) l'hl [,fron; ...nd "n.- ,\r "j',IIi,t 2 t 1 j I :; :\'~'" ~:'~"~ <'-c~_~,~~~~~_',- ~ ~ '~L~ _"'_~'._:'_~__~'____~~_~__~____' --,_." ,-", ._.'f .".~--," ...."'<"<..,,,.;.."'~-'-- -.~ .~ " 1t:;;.:}::.;;'r,>:~;.:: /:,~~';', ~~: ~'}::~'~;':~9:>::~Y:~\:\~:.::.:'::.;~ >>:;,.::,;:~.:~:';:::', ,; ~::~.,:' ;:,::.',.,,':: ::, ~\;:',,:< :\ "I J I . . Wllt:RI!:A5, ..ach ot tll.. partio.. fil..d an appeal to the afore,. Order; and .....IlEREAS, an initial de novo hearing was held June 9, 1997; and WHEREAS, the hoaring was to be concluded October 20, 1997; and WHEREAS, Husband and Wife have negotiated one with the other and have arrived at an agreement settling and determining their right5, obligations and the support and maintenance of the children by tll; Husband, and the support and maintenance of the Wife by the Husband; and WHEREAS, the wife was previously employed at Standard Reqister as d major account administrator with an annual salary ot appr~~imately $26,000; and WII~:Rt:A:;, tll.. HU"l>4IHI I" curr..nt ly .mploy.d by United Con~.orrll,t Cql~11it11l11f:t tit. IIn 1ll\l1UII1 bll1i'lty ld 4l'lHt,X1dl4t..ly $'I~,OO(); 4nll '..IIt-.IU:A:.1, thl! }lllllllllts, ,hu llltJ 'hu '"OUI.... uf th.11 Ift41 11..,,,., l'ull-h,,:u,d tutll OlSt.fttu o"'It 1~ GIllY I'l.'yet Or Lv_, t:tt.r., Yurk- Cuunty. I'unn:~y 1 v.,n 1..,. wh ~ c'h hll" h...n IIfllt. "ntS t h. I'roc~..d. .1'_ pr....nt I y tlld.t ln t'~ler()w; IInti WH~:~f.AS, both p"rt 1.... "qr.. to r.1ln'lulah any "nd all <"...\.." '"h'.:h ,tlrhu[ m"y h..v.. aq"inst any property now owned or belonqln'l to th.. othar or which may her."tt.r be acquir.d by either or tl1... by IHlrchalU', qUt, devise bequest, Inheritanelt and otllltrvl.e. \""ru,',\t ""'1"/,'. ~ ~~~:~~~"~~~"~~A""~=-~Od'~_'<:'C~-'." -; ~..,.:~ ~..._ ;.' ..... ,'."'_ ", ...~~.'.. .," ",'I~~~""'."""'" '.r. .' , . . ., ~ , !/ II ,i except as to the obligations, covenants and agreements contained herein; and WHEREAS, the parties hereto wish to reduce their agreement to writing; and WHEREAS, the parties hereto have each had the beneti t 0 f competent and independent legal advice by separate counsel. NOW, THEREFORE, with the foregoing recitals being hereinafter incorporated by reference and deemed as an essential part hereof, and intending to be legally bound hereby, and for other good and sufficient consideration, the receipt whereof is hereby acknowl- edged, the part ies being separately advised and represented by counsel, mutually agree as follows: 1. DESCRIPTIVE HEADINGS: The descriptive headings use'! herein are tor convenience only. They Shall have no .r feet \ wh...t:;.",vt:r III <1ut.ermln\n<l t.he rl<JhtB or obi \qatlona ot the part \"'" ~U'ARAIIQtl : It shal \ he lawful lor each pArty at ..II llm.!:i hcttJdltUt tv IJ.VfJ :iUp4f4ttt dud 4p4rt rroln. the othttr party 4t l'Iul'h ,dlt"tJ "':I hn or rt.hu m.o1.Y trl~1ft t ~"'. tl) t 11l. choo.. ur d... r It. 'rh., !"IUt,"lntj pl'JV1~1'11I:i nh411 1I..f tie '4"_U ... 40 ..t.,!Sal.un ..11 th. p.,,' ,,' .'Ith.,r p.,r"; "t thu 1.,wtulJ\"".~ 'It ~4hi...s...t"'i,.n..s uf tth, r..,u.:...: In"dinlJ tll thUll llvlnq "p4rt. t....h nf the p.rt~.a .h.-ll b- I'tH If I...! t,) f.ontr.".t. IOArr"{ nn .,nft -n',..qtt In Any ""'plny"'.nt. '. 'Il,.' 4 i . I \ , , i \ , ( \ . ."........... I 'I ,. 1\ . . . \ I ! . I I I I !\ bUflinOBB or trllde which elthor may de..m tit, tree tram contrnl. rcntrllint or interferance, rliroct or indirect, by the other, dll respects llS if such parties were unmarried. 3. WIFE'S DEBTS: Wite represents and warrants to Husb.snd that since the separation she has not and in the tuture she viii not contract or incur any debt or liability tor which Husband or' hlS estate cught be responsible and shall indecnify and save ~d~; !S5 Husband troc any and all clalms or demands made against ~'" t., ~eascn at d"bts or abllgatlons lncurred by her. .. !It:SBA:fD' S DEB7S: HUSband represents and warrants to Wite t~dt s,nce the separatlan he has not and in the future he will not cantr..ct or incur any debt or liability for which Wife or her esta:~ ~Iqht be responSIble and shall indemnify and save harmlesn _If" from any /lnd /lll cl/llms or demands made aqainst her by reason at ~Qhtn or ohllq/ltiann Incurred by him. ,. O!lI~IAlIDINc.i JlJII1T Ot:llT:i: Dunnq th.. course of th.' m"'rl'\<lO:, the pArtlt\R lncurrnc\ " <Il1bt t<> 11..1..11 L4tsh4W, at which tiler.. l:l " bal4nc. due at "pproxlmAt.ely $30,000 And which haa not but'ln ~ul1d :l1.nCd Jllnu4ry. l{~q,_ Thn p.,.r'tlall In(:urred " (t.bt wlth lU'" Wh.d.."..I.. M.."ten:Ard, A"c()unt No. ~44'l 14111 01~2 1317, thrau'lll 11""." '.:1,11 NdtlulIAI Bank USA which Wa5 titled in the R4118 ul (','thu, In.' ~'()"tflr <'In<1 which hAS" b"l,meR nt. IIpproximAtely 0' \'1 :,Ih .'ii -.,,,,,,,,, ~ ~;~~O~,' -,' :\:'... ;'-::. ~,:~-<-_.~. "",.', . --" -, ~ ; .;- - .',' . -" ' t ' . . ...,. OJ. . . _ < ~ , _ __ _ _ _ __ __ _~ _.. _ _ _ ___ _ _ =- _ ~.. . . . .. J' _. _ ~ ~". . . ../' .' :-1' . .... ~ . ". ~ . 'II' . " . ~ . .', . . .. . ~~,-,.;,;rJ.G/o__ .. . -'_..... '._.,_.~..,.~C<.._..,"::'. I " . i ~I I '\ . . $2,000. There is alsc) an Advanta VISA credit card with a balan"" as of Novembnr 1, 1995, of approximately $3,411. The parties, "" It r"su1t of an audit of the 1995 income tax, are liable to Internal Revenue Service in the approximate amount of $450. Husband agrees to assume and pay the Advanta Visa together with th~ Internal Revenue Service liability due to the parties' 1995 Federal Tax deficiency. Husband shall promptly provide Wife with copies of all c3rrespondence and communication received by him with respect to the! obligation owed and shall provide proof of payment and satisfaction (if received) within ten (10) days thereof. Wife agrees to assume anc! pay the BJ's Wholesale obli- gation. The real estate proceeds in the !lIIIount of $19,270.03 held 'I ..! in escrow by Husband's attorney at First Capitol Bank shall be applied in their entiroty, together with interest accrued thereon, to the Helen Latshaw debt. Any balance remaining due on said debt shall be divided between the parties, with the Husband Assuming 60\ of th" I iability and th.. Wife assuming 40\. The parUes shall mak.. payment on any balance remaining pursuant to. the tenure of th.. original note dated July 18, 1996. Any further debts incurred by " :,] :1 ','; .,.,.,.,'11 , thp. part ies or increase in any ot thOl aforesaiel ,to.bt. lncurre.l 'I ';,1 :!i " l<ullse'luent to the date of the separation shall be tile r..ponsl- 1l111ty of the individual incurring the same. ':1 , ':j 'I ',:1 in i " , ,>I " , , , 'ili Ii II;, ! ;iL " ~ - .- - _.-.' -, - . '. * .~ .". - . . ~.. ; .... - - .. - - .. - - . ." ',-- - ." ~ -. -, - .... -- -- -- " . - " .. ....... . ....- ." ..' ..' .' .. ... ",.w_. ~w._.;;,;;:,;.=;:"'';::;:;':';':..i~~':..':>'~~':~~'i:-~ \'f~"'-".'- -['~-''''''''o{:;;: "<-,,,.;r~:<.::..:1s';a\~'~"'" 'I . . h. H!DEMlIlflCATlOtl: F...."h of tho p4rties ...groes to Indemnity I l { , ~ t ! , "n<1 holll .....ch other harmless for payment of each and every of t. obli'1"tlons which .....ch has 4qreed to 4SSwne 48 provided herein. '. LlJ1J... DISCLQs.llR.E: E4ch p4rty h4S h4d 4 full And complet.. op~)rtunlty to make independent inquiry into the financial circum- stances of the other p4rty and h4s been informed of the income, assets, property and financial procpects of the other to the extent that the S4llle 15 desired, The attorney for each party has expla;ned the right of further financial disclosur. and procedures, and e~ch of the parties has expressly wa1ved the further exercise ~! tn:s.. rlqhts and IS content to rely solely upon the disclosure 4S r::.,de. Each party acknowledges that a claim bas.d upon lnco~plete or improper f1nancial disclosur. may not be a besis for In'la: ,dating or chanqlng any of the t.rms of this aqr....nt and Is Content, neverth.less, to proce.d on the baais of knowl.dq. as it prp.sently Qxists. A. CAR TITLES: Husband aqre.s to transf.r all his riqht, title and interest whatever It may be in a 1990 Konda Accord EX to tllp Wtf,.. Q. tU:LlSION OF PERSONAL PROPtlUY: Th. parti.. have IHvl.I..,t bet~een them, to their mutual satisfact1on. the p.r.onal .ff.cts, hlHl:whold turniture 4nd turnlshinqs, ...nd 411 oth.r art Lcl.. 01 ',,!, .\1: '.",,1." 1 ... . .... .... ;.. ,,,,,,,,,,,..,..;J..rn,,"""'" . .,,~...".;' ,...., ."~< , ,~~,-,--'-'- ~,'~ '. ,,;;}/;~,,:.:.;.,::':: r-/,/:':,...;; ':<:~::':'\~:;~:;r): }): ':.:, ~~'".:,:":c: <,.:/: :, <';'/:~.:.: ;/3::;'::.." ";. ".. : ',:': ',: " ..., .. ~ .' ~": . . p"rnon^ 1 proporty wh 1<:11 have heretofore been used by ther common, ~nrt noithor p~rty will m4ke Any claim to any such 1 ~mfi which are now in the possession or under the control of the other, Shou let it become necessary, the parties each Aqree to siqn Any titles or documents necessary to give effect to this paragraph upon request. 10. CREDIT CARDS/CHARCE PLATES: Each of the parties hereby aqre~n to return to the other any an 411 credit cards or charge plate~ which either may have in their possession and agrees that any debts incurred on any credit card or charqe plates returned to the other party shall be the sole and exclusive respcnsibility of the party incurring the same and each party shall indemnify and save the other harmless from Any obligation or institution of sU1t thereunder. Any debts incurred on said credit cards orcharg.. platuu after the date of sep4ration Sh411 be the sol.. And eXC1US1V., responSIbility of the party incurring the 8AZ11e, ll. ~SstIS: The parties hereby aqree that, a8 to all assots not specific41ly mentioned herein whiCh are pre.ently title,1 in the solo name of one at thn p..rties I\'oreto, or, it untitled, aro presently in the noln possession of on.. ot th.. P'lrtlOS hureto, tho party not having title th.reto or po.....lon thl!['.,,>t, hureby walvus, roll/AlIoa, rol Inqul!lh.." an'! fortw..r 4b,lnl!ons ., ,"" II. ~i'C-~__~_ ~ _'~ _'-~____ ," _'---_~__'_-~'~~.~~ ': .:=-~_:___~" _ ~ "_~'~_~' _~~=-=-__'J~ -<~'~"""'-""'; ..~ ; , .' -''->1.~'~')f~!:''~',;:'~/;~{?:':;, -:'\;\;(;.':?::::>;-:;?/:~~'~\'~ :,',~,': ~:: '~:,:: :"~ :::,,~" .:, :.: ,',': ~." -:~<.':., J. :.:,. '-, , . j . 1 i 1 . . . I I I ~ "ny "nd "II claims therein 4nd 4cknowledqes th4t the party h4vit''l 1 ~. /\,fI.EI\._.M:Q\lli!.EJ:L PROPERTY: L4ch of the parties Sh41. i I I ! f ! I ~ title or possession of "uch item or items Sh411 be the solo "I nx(~lu:~ivH ownor thoreof. herp"ftPr own 4nd enjoy independently of 4ny cl4im or right of the oth"r, all items or property, be it real, person41 or mixed, ,tangible or int4nqible, which are here4tter 4cquired by him or her. with full powor in him or her to dispose of the S4llle as fully 4nd effe~'lvely, in all respects ~nd for all purposes as thouqh he or she were unmarried, 13. CUSTODY: The parties established the custody arrange- ments reflecting their belief that they constitute the best arr4nqement to meet the children's needs to have a continuinq, close relationship With both parties and their recoqnition th4t an 4rr"nq'lmpnt that provides tor less contact between the children anll the parties would not be in the children'. beat interests, Theretoru neither party sh411 remoVe the children frolll th.. Commonw""lth of Pennsylvania or the county in which they presently rnulc14~ t.q tho purpotluu of t.:h4nqlnq the children's HUIl.dencCIt tv .\ loc"t.I<ll1 outs!,I" th., sL.tn or county unless that party ! Irs! ollt""", t.hl! writtnn pntmlsnlon nt the other party to cia an '" tlnlntl!1 :Illl.h movn nh"ll h4' I'lotlll' to th.. nthnr p~rAnt" or \n th.. . " ".1 .'f._ 'I ~,~""_,__"'-'-"'-" ,:~~_,_:.. "-i.:>,...';""';;';k!!. ...'''' t~::,' >;: ............., . ...... ......\ .'.: ,;:. .... ...., } .,.; if'. '. <,,' .... .' .... \ . . , . i l I t of th., Court t.Cl do no. {'''rmillldon IIh411 b.. v41ld only 1 t ".....'hl i t ~ ! i I r ...h"nnrn 01 pormission 01 th.. othnr p4rty, Rh"ll oht...ln p..rmi" pr lor to thtt ^ctuAl remov41 4n<l sha! I not be obtained on 4n ftX- In th.. event th4t the party wlshlnq to remov.. th~ p.,rtu 1>"':115. Chll.I,..n from this stolte must' obt4in leAve of Court to effect such ''''''''1.11, ...ntl the party sh"ll etltAbll..h th4t the reason for leaVln'l 18 I..n... II<lu ...n<l th". hu ,)f shH 18 pl..nninq to move ln qood fAith. not' "11 th.. purpnu4- Ilf undotmininq tht~ vhll.t/ltlon 4cr4nt.J.,m..l\f:i ..,h I. t. l" ..~t,'nt l'r' f.X t nt tlt~t Wt'4!n t h,' l'tu lJrclI and ttut athet r eSiJlItILot t ....' p..r"nl Iln.1 furthor th,l' . h.. ,..movIlll of tho chi ldren to th.. n.." lCJj",H LOn wt 11 not hn c1.tlntorlOUS or h4nnful to the best lntflrent at tho ":llldren. 1I0thlnq cont4ined here1n shall prohib1t either part., tram tl\kin'1 thn children out of the state for brief periods of tim~ for oxn,rsionn or v4cations provide.!, however, that the other pl\ny shdll hn notilied of tha lenqth of time that the children will b~ 4bsent l rom tho stAte 4nd the 10<:4t lon, addres8es and telephon~ numbers where the children will be taken. I f either p4rty sh411 Attempt to remov" the chi Idren wlthuut nbt4ininq permis"Lon from the other or the Court, th4. p"rt'{ :111.111 h.. lL,hl.. to th.. nth.." p,orty 411 lollows: ("l inclemnlfy th., .It h'"1 lI"r ty IH\ .,~:,:uunr uf ttll t.:unl:t 41UJ ttxV.n... LncUrtetl by th"t p."t.,. tl1 r lndlllq thu IIIIRIIVll\'J pAtry'" nMW hJt.:t'lLUl\, Ln~hllhn.. " ,.... III ;;-~ ^,. """,,~"'''_\-'~~" ,.,,4 ~~ti:1~~;'~~"">~':',,"'::':>':':'>: ';..,':';~' ,~,<,:':/.':::,,:,>": >.':, ,.: . :.... ..' ',-:. 7 ..1 . . , I ! ~ [ , j . ~ t , , t 1. , t r4Vft l axpftnSRft, counnn 1 tunn, ct.-tAct 1 "" f ...., Wlt')fUI Ilnd ot. , , ! I t slmlltH v1" relatec1 cost,,; (h) indemnify tho other party {Ill .11 cu"t" ","l ..xp..nsus lllcurrod in <:llnn..ction with IIny I..ttal prll- , Cau'IlIIlJ" tOI purpolI"s at ollt41ninq custody or .stl\hllllhlnc; rlclht" ot mlnurlly <:ulftody; (C) th.. r"movin'1 ptHty shall pay all COlftll of tr,'fl:~l'OII'ntJ thu ~hl1dtttn to (lilt! tram th.e new r..idence lOCAtion fo, 1''''1''''''''' "r prOVl<lllllJ tlltJ uthul party with rlqhts at minority runtl tv, includitllJ hut I\tu'uun.o.r ily limit~l1 tu public c4rrier !tUtti, prnvl'llnq thu l~hil(hlln w\th uncort:J It nttl:llttlU4IY. 14. CUlL!) :lUl'l'lJRT: lIuKh"nd "<lr.oll to P^y tll wit. child rlUppt r t 'n .1n ..,mount ttf;tt1hllnhud hy thll nom.Nt It" RulAt l<)fltl or r l'~I' ot th.. ("ourt of Cllmmllll Pl.."s llr Vnrk ("nunty, Pennsylvanl4, And ShAll I", "ntltloc! tll tAke th.. chlluren "II a '!eductlon for incom.' tAX purpnses so lonq AS the current nnl..r r.malns In .f f.."" prOV11h.<I thAt lIusband sholl 1 not ha In ArrO...r.. for the y....r of th.. deuuctlon 48 ot December Jl. HusbAnd furth.r aqr.e. to maint...in t",,,lth lnsur4nce for the chlldren untll such tilll" as they sholl I attain thu age of u1ghteen (18) 4nd h4ve qraduated from hl'1h school. which..ver occurs 14St or 1n th.. event that th.y ShAll purs"" "" ll..qe throuqh gradu4tion from 4n und..rqr.adu4te course or study, nn lon'1 "8 such inl1urAncu shall he provided to him by his "l1lpl"'{,,, .It .\ l'llaoonnhlu <:nut. Nothinq cunt4ined hsr.ln lIh411 b.. II , '-"'~~';-'" ..""-,.""'....~.~ .." .':~~:~I- . :'::, " " ,>, ../: >. <-:-":"~" -:' .:.;~i_'::..C>. ',.-;,':':'-..:.', ~-->~."l-~'<~,.i' "~",;:,,: .:' . . .. 4."/, ,I " \ ~,...,.,," .. , " .' I ,'_ _", ',. , I . "' ;~~: ';,.' '\~'". i "~~~ :-~ ; ;~,:~~: ::<:~; ~ :':-~~~~: ; 1-'; \ ;!~~'~:<::' :...~':-~;~~ :.:'~~:- >.~ L ~- ~~~; " : : ,:.~ :.- ~/ 1; '~" I..', :~:" "~. ~ _"~. " < -, #'.'~. ' .~C .'-'., , ., ~-, '1 . . i I t I t { l'onnt r \Jt'ut ".. " (~h"nfJn or f'i rc.umnt tafu:a w~rr4nr l-ruJ ~ mucll t LC.tlt it. t htt f'lU'r..nt nrt1ltr. I ~. l!l:WRA1lCJ::: Th.. 1111111>1\1111 ..h'l 11 I'IIW \ d. II tal nAIII I\1I.'n .'"va''''I'' Oil hili 11 ra \n th.. Allm nr $1~O,OIlIl "lllll'"ta<l a'l""11y ror tha t,nllatlt or Yr"nc"tO:t ~'n'Httr ...ncl Rrtt'tl\ny P'n..t...r. Thn "'l\" "".Ul"".... :111,,11 t>1I p"y"hlu to C"th..rlne I.. rOllter Itnll .Ju...ph n. t"afll:l'f. r"IU:lftu.S., rId thu t.ttnlllrtt nt ."'1<1 f"htlt1r_n And the ~)rOt~..ctn :~h/1l. t'H U:!t..-ot t)y thUln 'loti t.h"y Kh41l deem propsr or necessAry for t lu- I d 1.H't~ "fhi uthUf uxpun:hfs ot S41d Chl1tJr.n in the event at dUAth I" thu IfIlHh"nd. III tll.. t:vunt th"t th.. Husb4n<l Sh411 dl.. An.t !hn ':\1~;f ~h.,ll h.. tund,'d pI lor tu ulthwr ur both ot th.. (:hlltSren "ttlllnln'l f)f rftlllor1ty. It Is IIp.Clf1~41Iy directed th4t th~ 'rru'If,'"'' sh"II pity to) ....th"rllle I rom Income anll/or pr1nClp41 (I t the I/H:om" ah,,11 b" in'H1ff!cip.nt) of the truRt .. monthly alllOun. tJtfUal t.o tht, Chlld 8upJ.I()rt ordor thvn 1n .ttoct "t the tlrft" or II lJut",ncl, " <l""th. Ituuh"n.. IIh"ll provl<l.. to Wite proor th...t th.. Tru:lt haD been funded within Rixty (60) dAYS of the d4te of execu- tion ot this Agreement. Husband speCifically authorites any insur- ance carr1er which is used to fund this Trust to release to wif~ infonn.1tlon concerning the stAtus of the policy sO lonq ..s thO' Ilu:lband IS required to hAve the policy under the tena8 of the Trust. The insllr4nce c4rrLer Sh411 provide to Wite with notice of 1 ~ , . - ."....,......~.....".." .'''''~'' ."'~~0 , :~~~~::... .1;;;;';" ~ . . '!-, -. ~,- ~:~;< ,:', :.., ::~:. ;:',:,,", '< <<:~' ,>....:.; :.,:::..': ';,.,\':~:.::;i' ;';....>:;:' ".:' '.',;.:: <. ,'.. ,': . . ",,'( "vent ot default ...nd thft pdymont ot Any premium dun. In t I ,,"..nt th"t tho HURh"nd sh"ll d..fl'lult, WI ta .h"ll hl\vu th. "l' '," I'lit Ih" ullll'l...tlon to p"y ,,,,l<l prftmium to mdintAln thtl polll:Y In I all lurce 411<1 ett.".:t 4n<l IIh411 bo entitled to indemnification from f:w hu:slu,nd for .csny o.mount p.csl<t by hsr. In the event thAt th~ "".li'.""'" polley "h,,11 nul. bu In ..ttect upon the HusbAnd's death ..lid I h,,1 th.. lIusb...,..j ..1\,,11 h... nlll1<14ted und..r the termll of thin t"Jr"t:':'lt"lnt, thon, in t.h(H f"lvtlnt, Wlto stl..,lL h1JVA d c14un ~q41n8f J!lI:il),t,:\d'~i f~!Jt...,t:~ 10 thn.t /1mount thAt sho would h4ve reculvod had '~'" poll<'y hOlln in or roct Ill. tho tlmo of Husbano's d"4th, ..... 841.:1> .':Illd tH'cnmnn t,mdncipi\tod or tormiU^tA!I hor sC"hoollnc), whlchlitvl1l ",:cur;. l...st, the Husb"lId sh411 bft permitted to lower the cover.,q.' pl'<WI d",! herein proport ion4t..ly. Ac\dltion41Iy, any b41anc.. "I funds rumainin'l in the hands of the Trulltefl upon the completLon 01 t:lft educ..tion or em"nclp"tion of tho children, .h"ll be equAlly ,Ilvld..d be~w..un the then Burv1vLnq children. The followinq provisions shall apply with respect to the Pt) 1 ic lCB; ..) Husb..nd sh..ll do wh..tever Is necRBB41'( to k..p th" pnlicl"" in full force and effect, He Sh411 poly 411 dues, pre.1Ums ",,<I 4.."essments in connection therewith, 4nd shall, 1f req~e.ted, ""~ihlt rncalpts theretcra, , , "":".;'-. .'~"'-'e--~" .c. ':";:'~,t~':-~',.:',,-c'~:'~'~' :'-'~"'J",,;\:':',<;:.:,<I"'O'~";" ~"','."',", ,r_' ~'" ,:,',;. '-'~::..'" -'~ .t,~r.t,(" " ~'-;'.. I" ~ f /1" " - ,. . ~ " t. ~.' ~ " ~.~~{.-:.~:{~..t:i.:'j '~:'.:-..-/" ~:~,:...~,,~ ~.r ',""~~~o...,....<~ : :, "-." ,"' " - . . \ I , , t i , ~ . ~ ( b) The Husband shall not bot'row against or in "e' n,nn~t' pledge or hypothecate the policies. C) The Husband shall take 411 necessary steps to \; ll,vocably chanqe the beneficiary of the policies into the names ',: tho ehildt'on equ411y. Ih. I\LH1QtlY: Tho p"rtioll "''1roe that the spous41 BUpport ",h,( currently in ofloet throu'1h th.. York County Court of Common ; ;".". tlomfflltie Rolat,onu :;"ctllln utl..ll 1)0' <:onverted to "n Alimony "'.\.,r upon ontry ot" d,voree elueroo, SalC!lIupport and/or alimony "(",""l" "h"ll ce4Stl ~..pt"mber 1,2001, or in the event ot dfl4th o! ,':,,,, p,.rty or U.tl t<,m,Hn,,'l" or Coh4bit4tion of the wit... .'01 ;,IIII'O"U" ul this A'lreumunt, cohabltdtion Sh4ll be defined as th.. ":.r\t inuous nh,lrlnq of t1. rosi,1enGtl wLth a non-related mtunber of th.. "! pOSllu S"lC !or " I'"r,oo in "lCcesa of silCty (60) d4YS, Th.. p.ll t iun "qrA" thi'lt tho t.nrm "(OOhllblt4t ion" Lnvolv8o a ft"xu~,l "'l..tlonship and does not Includo .. tenant with whom there is nO) '''',m..te relationship. Wife hereby acknowledqes her aqreement to receiVe alimony '" the amount of Two Hundred Eighteen 4nd HO/lllOths 00114r:; I ~218.00) per week as set forth In the foregoinq paraqraph 4nd 1l11:;band acknowledges his obligation to pay Solid alimony a. more : ;: 1'( "'Jt forth in the foreqoinq par4qraph, Wife hereby (ufthpr 14 'U,",' """.' ~ , " \.'..4.'S ::~ '-..\,".' " ,- ._",-'-:.:,=<iI'-.':".. '.,' ".~ ,:,' :: ".;.... . ~ .~ . ,"'-.' '-' , '-'1 ,. ;". ":"",,, :: . , ~::::"""" .~ .:~ ,~< I .1 'i, 'I ~ . . J 'I ;1 'I 'I I , I declares that it has always been the intention of the parties th~oughout the negoti4tions leading up to this Agreement that tne payments of Two Hundred Eighteen and No/100ths Dollars ($218.00) per week shall be considered alimony to her from the Husband and she will declare the ~eceipt of these monies as income on her federal, state and local income tax returns each year. Further- , f i i I I i more, Wife acknowledges that she understands that pursuant to the negot tat ions leading up to this Aq~eement. Husb.,nd has 41 wl\yn contempl4ted being able to fully and will one hundred p..rcent (100\) deduct the weekly payment'" to the Wlte of Two Kundr.d Elljht.."n "nd No/lOath.. Do1l4rs ($218.00) on lIuslMnd's fed..ral. stat.. and loc41 incomu tax ~eturns. II Ihu.b4ntl "4nnot d.u!uct all or any portion of ""il! w....kly p'lymunt ot '!'Wo lIundnsd !J.qhteen and No/100th. Doll4rs (S~IH,IlIl)_ thun, 'In<l In th4t ..v..nt, Wlf.. a'lr.... to th.. followlnq: _t) (f WII"-,, t"xahl.. Incom.. IS ~.duc..d by not havlnl/ to d..cl"ro liS t4x4ble Income all or " portion of th.. Two Kunur..d EI'1ht."'n 4nd Ho/100thR Dol14rs ($218,00) p...yment t...:eivud Irl"" Husband, then the tax s4vinq to tho Wif" by not hll''''''1 to del'l..,.. as income 411 o~ a portion of Solid monies Sh411 b.. given to th.. Husband as a credit on his weeKly payment. durinq the t4X year immediately after the t4X year fo~ which the payments aCe not .'\""i'III'." ~I','fo 1~ '\"...tm.'.~ SI':lrf." . . :1 , " :1 :1 wholly or partly deductible by the Husband for federal, sta or local income tax purposes. b) wife is accepting the aforesaid payments in lieu of any other claim for alimony, spousal support, or alimony pendentfl lite beyond the amount set forth above. c) Furthermore, Wife agrees to indemnify Husb4nd for any t4xes he lIIay be required to pay by virtue of Wife's failure to ej,'cl..ro tho entire weekly p4yment of Two Hundr.d Eighteen 4nd No/lOOths Dol14rs ($218.00) 4S income on her federal, state and lac..! Income tAX roturns. ! '1 . MQtllf..U:Al' ION _. OF ALIMONY PROHI8ITED: The 41 illOny prOV1:llonn h..rnot h'lvn heon n"qotiAt..d to t4ke in to aCCOunt th.. p"rt In!\ overall economic clrcumstanc...., lncludinq the equitabl.. distribution of property a.. otherwl..e provld..ct her..!n anct h"..... b...." A(lntult to by both p4rt l..s with the .pacl fie uncter:ttanctinq th... ndither the amount nor the duration shall be .ubject to modifi- cAtion for any reason, includinq mat.rial Change in financial Circumstances, employment status or health .tatu. ot either party. The understandinq was an indUCement and a condition precedent t" the er~cution of this Aqreement and both partie. agree that neither will seek any modification hereof in any COurt of any coapetant jurisdiction. 16 _,Wf ."'''':IH.'.V ::;1'",1." :! . . 18. DEFERRED COMPENSATION, PENSION/PROFIT SHARING/RETIREMENT fLAM: It is acknowledged between the parties that the Husb~ nas a retirement plan available to him through his prior employer, IBM, and that he participates in a United Concordia Defined Benefit Plan through the United Concordia Voluntary Investment Plan. It is stipulated 4nd 4greed between the p4rties that the IBM Plan at the date of separation had a value of approximately $7,691, the United Conco~dia Voluntary Investment Plan was valued at $8,288 and the United Concordia Defined Benefit Plan was valued at $3,812 and the Unitod Concordi~ Dofinud Benefit Plan was not vested and will not be VARtAd until tho yedr 2000. It is now aqroed by and between th.. p4rtids that counsAI for C4therine Fostsr Shall or shall cause to be prtlpAI"od " OUAl I f led Domestic Rel4tions Order to provide that C4thurine Foster shall be entitled to receive $8,288.21 and accrued interest on this princlpdl bdl4nc.. from the United Concol'dia Volunt..HY Investmont I'l'ln, which slim Sh41l be tr4nsferred into An In<llvi<lu<11 retirement dccount in the name of Catherine Foster. D4Vid Foster shall be entitled to receive and Catherine Fa.t.r shAll Wdlve any claim or interest that she may have in or to allot th.. other retirement plans available to the Defendant as more fully set forth herein~bove. , . 17 I .\ ,I il .I . . 19. REPRESENTATIONS BY COUNSEL: The provisions of this Agreement: and their legal effec.t have been fully explained t, ... parties by their respective counsel. The Wife has employed and had the benefit of counsel of Cindy Conley, Esquire, Harrisburg, Pennsylvania, as her attorney, The Husband has employed and had the benefit of counsel of Kenneth J. Sparler, Esquire, York, Pennsylvania, as his attorney. Each party 4cknowledges that he or she h,lS received independent logal advice from counsel of his or her choice and that each fully underst4nds the facts and h4S been fully informed as to his or her legal rights and Obligations 4nd each party acknowledges "nd accepts that this Agreement Is, In the circumst4nces, fair and equitable and that it is being entered into freely and voluntarily after havLng received such advLce and with Such kllllwledqe 4nd th4t execution of thiu Agreement Ls not the rOllU 1 t. <>! 'lilY <lures.. or undue int 1 uence and th4t L t LlI not the r""ult "r ""Y cllllu:Jl<Jfl or lmprup..r or illeqalaqreement or 4c:rU1'muntu. E'lch or the parties acknowledge that he or she has boon fully advised by their respectiv.. attorneys ot the impact of tho Ponnsylv4nia Divor~o Reform Act whoreby the Court has the riqht and duty to dot..rmLno <Ill m4rit'll rlqhts of the p4rties inclUding di<Jorce, al imony, 411mony pendente lite. equit4ble distribution ot property, cc)unsel fees and costs of litigation, and fully knowinq :\"..,,,,,',,,, "",,10 11 - , .1 . . !\ ! I ii !1 !1 :\ I i the same and being fully advised of his or her rights thereunder, each party hereto still desires to execute this Agreement, acknowl- edging that the terms and conditions set forth herein are f, .r, just 4nd equitable to each of the parties and hereby waives their respective rights to have the Court of Common Pleas of York County or any other court of competent jurisdiction to make any deter- mination or order effecting the respective parties' rights. Each of tt.e parties hereto further covenant and agree for themselves and their heirs, executors, administrators and assigns that they, he or she, will never at any time here4fter, sue the other party or his or her heirs, executors, administrators or assigns, in any action, di ,"oct or indirect, that th"re W4S any absence or lack of full dIBc\o~urQ. fraud, duress. undue lnfluence or that there W48 any "lll""I"O <It' l.u'k of filii, l'rop..r And Independent representatlnn. ;'Il, nLIN<L.Qf. lllVQRCE ..l'llT1LAfUD.AVIT .Q~QliS.tm:: Ilu"hllnd fi I..d .. divnr"" ...ctlon in tho Court ot Common PleAS of York County. PnnnllY 1 V'ln I" to Numh..r 96-SU-05955-02D'C on Decemb"r 27. 199", llu8t",ntl 4nd Wit.. IIqrou th4t their lIlarriaqe is irr.t.rievably broken 4nd th4t It shall b.. <HIIBolved pllrauant. to Section 1301(<:) ot the Divorce Code ot 1980, The parties, therefore, aqr.e to the following: \1,""""/", ",',uh" 19 i . i ,I , . . ~ " , l IS. Husband and wife shall execute Affidavits con: _l.ng to the entry of 4 fin'll Decree in divorce on the date of execution of this Agreement. b. Husband shall cause the Affidavits to be filed of record and the divorce finalized, c. Unless either party shall have requested counseling prior to the filing of the Affidavits of Consent, the right to so request shall be deemed waived. ~I. AGREEMENT TO BE INCORPORATED INTO DIVORCE DECRE~: The pdni..s agree that tho terms of this Aqreement shall be incor- pordt..d into any Divorce Decree which may be entered with respect t,) th"m, The parties further IIqroo that the Court of Common Pleas whieh mftY entor such Divorce Ducrne Rh'lll rotllln continuinq luris- ltll-t.i"" "vur thu p<trtl..ll And the llubj"ct m.,tter of thi. Agreement lnt t hn 1'\l'POUU ut untorcement or Any of th.. provlaiolu, tharaol, '1'h l r; 1\'11 uamUI\t: tihn II nut tlt:I d..mlle' to hit mot"fJ.ct 1 nt n "flY }'ldcJmtllnt or ,IPt"r,tn or ctlvon~a" .,., ENt"QRCUlJ::N'L\l.L AUl\nM~HT: It LII .xpr".lIly unrierlltoo.! 11",1 lI'lrdud by MId hatwaulI t. hD 1'4rt lDtI hareto thAt thia Aqre.m..nt m"y hu :sp..d t kl\lly ""ror"",1 hy "lthar Ihu.banl! or wit. in Equity, ...nd th.. l',t[t L.... l\'1rue thl\t 1 f 'ln "ct lOll to enforce thi. Aqr.em.nt. \.. tJllllll/ht In Equity nulth..t pMty Will IMk.. 4n obj('ctlon on th.. ~o :1 ,\ :: :\ . . 411Uljo<l qround of lack ot jurisdiction at the court bec4usu there 1" dll 4doqul\te remedy at law. Tho p4rties do not intend or pUt r to improperly confer jurisdiction on a court in Equity by this Agreement but they agree as provided herein for the forum of equity in mutu41 recognition of the general jurisdiction of courts in Equity over agreements such as this one. Notwithst4nding anything to the contrary herein, Husb4nd and ~lfe may also proceed with an action at law for redress of his or her rights under the terms of this Agreement, and in such event it is specifically understood and agreed th4t for and in specific considerl\tion of th.. other provisions And covenants of this Agroement, each shall waive any right to a jury triAL so as to expedite tho h'Mrln'1 "nd dillporlltion or ouch C4se 4nd so 411 to "VI) I d ,h1\ "y , ~:I\r.h p"rty hurdhy "I,r...." to I''lY ...11 'lH.nrnay' e ra.e 'l"d ,,,..., " <>t lltl'll\tlulI th"t. th.. 11t.h..r "I'ou.... Ift"y ftuftt"ln 0" In,,ut In ""Y w"Y wh"t"uav"l' all A r.un..e'lullnce n r I\ny <i. r 1\11 I t or bra,,'~h hy t h. ,,' It", "\,,,IIt.,, ot lOllY ut tlla termll or provision. or tn1. AcJt'e.m.nt: 111 111/ \ dlsd t l\t\t the lUll t.y whu .o.k." t,t) rtu:o".r Jtuch attorn.y.. f.... ",,<I ,'"n''' ..r lit l'l"tiun mu..t tir:tt boO lIuCce..otul In WhOle or In !'"n, b..t..,." ,....:h 1 i"blllty IndY I.", lmpo...d. It i. the .pecit1c "'/'"'''011111 MId lntant nf th" I'"rtl<'" thAt 1\ brll"chlnq or wronqdolnc! \'f "'h.,\{ ,",' I ~l -- ":,' . . !I ;\ 1\ I'^rt.y uhnll bedr the burden and obligation of any.and all costll ,.. I exp~nucu and counsel fees incurred by himself or herself as we as thn other party in endeavoring to protect. and enforce his or her rl<Jht:l lIndor this Agreement. For enforcemont purposes of any terms of this Agreemont, parties specifically acknowledqe that the Fobt'udry 12, 1988 amendments to the Divorce Code of 1980 apply to this Agreement, including, but not limited to, Section 3105. 23, WArVER OF COUNSEL FEES: The parties acknowledge that the Pennsylvania Code of 1980 45 Amended provides for counsel fees, costs and expenses to be allocated between t.he part.ies. The p4rtins acknowledge and accept tho provisions of this agreement in lloll ot and in full and final settlement and satisfaction of all el"imu "nd th.. demandu that he or she may now have or herelltter hllvt! '''ldilUlt ..aeh oth..r for payment or contributIon of counsel ftlt~:J. l'tIUt.~ (Iud dXPtlI\tltU1i 4nd tlxc:ttpt ft. nth.Nt.. provld.,t har_ln, <1".'11 "I t h.. I"" t l.... d"knowleulle that the prov1Jllons of thl.. A'IT....,.a,,' ('rov ida tOI th..1. r own .eparat. and lndap.nu.nt .lIpport .,"" m., lnl Jln"nt.~a. .'.\, l'IUOI\ AURUm:~I'r:1: It III ul\<h.n.too,! and a.JI..1i t.hat any "nd ,,11 pf (JI'Qr t Y Aut t 1 amant:. 4(JI. allmtUlll& wh.l~h IftdY or hAY" b..n 'u.,.,,,!...1 prior to th.. d"f,n "nd tlm.. uf thls A'lr.ement al'. null and VOld .1nd C..lf no ..(rft(~t. 2~ . . 25. Aff.L.lCAJU.E...LAW: This Aqroement ISh411 be construod unci... thH l~wK of tho CommonWft4lth of Pennsylvania. 2h, CllAN~~F ADDRESS: The p4rties hereby aqre. that "4ch wlll llotlty the other by certified moil ot any change of address and/or telephone within ten (10) days of the date of such chanqe. 27. INDEPENDENT COVENANTS: Each of the respective rights and obligations of the parties hereunder sholl be deemed independent and m"y be enforced independently irrespective of any of the other rights and obligations set forth herein. 28, DUPLrCATE COprES: The parties hereto agree that the within agreement shall be executed by them in duplicate origin4ls and the fully executed document shall be held by their respective Couns~ 1 . 2Q, DATE OF EXECUTIOM: The "Dote ot Execution" or "Execution D4tF.l" of this Agreement shall be defined as the date upon which it is p.xecutea by the parties, if they hAve executed this Agreement on the same dote. Otherwise, the "Data of Execution" or "Execution Date" of this Agreement shall be defined as the dAte of execution by thu p..rl'Y lllst executing this Agroement, This A1lreement -holl h.. ..lljllUd in qU4uruplic4ttt with eoch copy actin'} in full torce And ..UUt:!. "" ..n "rlllinal, H :~ . '''''flit.',\, .'.'-1.. I"~._. ~ . . . 30, CONFIRMATORY DOCUMENTS: Husband and wife covenant n 4qree th4t they will forthwith (and within at least fifteen (I') d4YS dfter dem4nd tho.efore), execute any 4nd 411 written instru- ments, assignments, releases, satisfactions, deeds, titles notes or such other writings 4S m4Y be necessary or desirable for the proper offectu4tion of this Agreement. The parties will further deliver to each other whatever personal papers, documents or writings that each now possesses which 4re the property of the other. 31, INDEPENDENT SEPARATE COVENANTS: It is specifically understood and agreed by and between the parties hereto that each paraqraph hereof shall be deemed to be a separate and independent agreement. 32. VOID CLAllSES: If any term, condition, clause or provision of this Agreement shall be datermined or declared to be voi'l or invalid in law or othenli.., then only that term, condition, clause or provision shall be stricken from this Agreement, and in all other respects this Aqreement shall be valid and continue in full force, effect and operation. 3J, LEGAL AND BINDING EFFECT: It is warranted, covenanted I . I f 'In<t rllpro<1ontod by Huuband And Wifo, each to the other, that thill ^qroomont, il1 l"wful And enforceable and this warranty, COVenAnt anti rnprn:l<mt/\tion is mAde tor the spflciHc purpose ot inducinq Ifusbend 24 ,. ~- . .. ~ -? "" \,."!'l',,,,\- '1':;,:.:. 1 . . . . -j I J I and Wi/a to execute this Aqroement. Husb4nd and Wit. knowingly "nd understandingly hereby waive any 4nd 411 poSSible Claims that this Agreqment Is, for any reason, illeqal or for any reason Whatsoever of publi~ policy, unenforceable in whole or in part. Husband' \\nd wite e,ach does hereby, warrant, covenant and agree that, ' in 'any Ppssible avent, he and she is and shall fOr&!,er be estopped froll1'ass~rtinq ~ny illeqaUty or unenforceability as, to : I ! J ': , , all c r any put of ~his Ag~eement. , , I " ! , 1:H WITHESS, ~l!J!:OF ,tn~ parties have hereunto Set their h4nds : , ' '! ! a:~.:~_ ~;~__dar and year !first ~j,;~'V- " W1.::f1. .IJ.iI. :1. \., " '-1.,.\]?, ,\ WITH'€SS above written. ~..,/ . -----. .~~ .' .-.:~< ;. '-: ~-":'-<"-tSEAL) Thci" Davld Foster . ./. . ,,..f;,.. ~ ~.., (SEAL!) Latshaw Foster :~ 'U..'/i', ,~_ Catherine 2') !' t r '!!lrll~ll!IIII""!!lIm";-n':"'J"f~l!lrl!": !'!S1ll~~l"l:!l~.' "...., '" II...." I'!' ~[,nrllli " "''' """or I. 'i~ t '" 1fI'~1'!"~ 11:~1 "'1,', r!';l! '" 1'I'"'~!1~'''',",ff'< ,... ~. Lowell Latshaw 8 TreeTop Place Black Mountain, NC 28711 Home Phone (828) 669 - 4791 July 16, 1998 T.D. Foster 1775 Kings Arms Court New Cumberland, PA 17070 Dear David, I have received a check for $19764, 19 from Cindy S, Conley which I have applied to the outstanding balance on the personal loan made to you and Catherine by my mother. The loan balance is calculated as follows : Balance as of 2/1/97 - $ 28441,44 Balance as of 7/16/98 - $31768,39 Detail : 17 months of interest - $ 3324.09 16 days of interest - $ 102,86 Less $ 100,00 payment made by you on 4/15/97 The terms of the original loan are: 8,25% Payment of $ 632.28 per month As 017/16/98, the total outstanding debt is : $ 31768,39 - $ 19764,19 = $ 12004,20 Per the settlement agreement your share is 60 % which amounts to: $ 7202.52 I would request that you immediately begin payments of $ 379,37 ( 0.6 x $ 632.28) per month to payoff your remaining share, Sincerely, Lowell Latshaw cc: Cindy S, Conley Kenneth J, Sparler , '~,~ '"'''''' ' f ~ ~" r ,~.~ ~"" ... .- ., .' q"a&'t 1)aoiJ 7tJsl,J' 1775 "i.nes ;4J'1IIS CtJun j\J,", CUHl6"lAn~1 1>;4 17070 August 19, 1998 Lowell Latshaw 8 Tree Top Place Black Mountain, NC 28711 re: Personal Loan Dear Lowell: I have enclosed a check to you toward the total personal debt of $7202.52. This total debt was articulated on your letter to me, dated July 16. In an attempt to avoid personal bankruptcy, I am have enclosed this check and proposing a payment arrangement of 48 months at the 8,25% rate. I cannot commit that this reduction in the monthly payment amount will allow me to escape financial demise, though it presents you with an altemative to recover the initial loan in addition to a greater interest income. I will strive to deliver these monthly payments to you on or about the 161h of every month, Respectfully, / ~( cc: Kenneth Sparler, Esq. ':11);, _ ~, _. " , . . ..t''':'..... \' How much will my payments be? http://www.smartcalc.comlcgi-binlsmartcalcIPER.2.cgill Be sure to check out our current Personal Service Loan rates. How much will my payments be? 17,202 Iws 148 10 . Amount Borrowed ($) 'Interest Rate (%) . Months Until Repaid , Your State + Fed Tax Rate (%) Calculate I Results & Explanation: Initial Monthly Payment Ending Monthly Payment T otallnterest Amount Owed after 48 Months Loan 5176 5176 $1,278 $0 '. SmartCalc 'OM Future Rate Change: @) None o Increase 1/2% per year o Decrease 1/2%- per year Line of Credit $49 $49 $2,376 $7,202 Initial Monthly Payment vs Rate 200 ~ 175 .. " i ISO ... " 12S .. :i 100 g z: 75 .. ~ 50 .:l c .... : : ~: I ...-'":............................ ...,........-: , I '. . , .:__....~_.....~_............._---~........: , : : : : : : ----~.._.._;...__...~......~--_..~.......;_.._..~ : : : : : . : . . : ' . : . -... --;-.-... -l". --.. -,. .--- -; -.... - ~ -..... ;_.....~ . I ,I I I' I I . --....-~......t -....~-..-.."':...-....:..... : ..-...: : : :' . I --..-i..--.~-..-...~-- .._--.~.._..t.----~ , I . : : : ..----:.... -----r--..-.~_.....,,--. .-;.......: : : : : 7 9 .~.,." -LiM of" Credi't II 13 15 17 19 Interest. Rate The payments for th& loan are higher than for the line of credit because the loan payments include principal, meaning that you are-repaying a portion of the original amount you borrowed with each payment. Payments for the line of credit usually consist only of the interest you owe. . Lowell Latshaw 8 Tree Top Place Black Mountain, NC 28711 Home Phone (828) 669 - 4791 August 23, 1998 T,D. Foster 1775 Kings Arms Court New Cumberland, PA 17070 Dear David : I received your letter of August 19, 1998 and check for $176,00, I accept your proposal to repay the balance of $7202,52 at an interest rate of 8.25 % over a 48 month period, Therefore, subsequent payments of $176,67 , not $176.00 , will start on 9/15/98 and will continue until the balance is paid in full , Lowell Latshaw cc: Kenneth J, Sparler r-0'm'~"" ,.~~_ l , ,~ , "~ ~" ~ ~~ ~ 6 -~~~~ ~ ""'-Jf:~ + q)(t .L-_ JJ t5 ~~-~,: -<: .. ~'0 ,"",., , , s;: ;~) -Cl ~ . (") ~; ;~ --< a a <:) 'n ~ ,I !-:lfg g .'I",n1 ::;:1-<:::J ~~\!~ UJ -~:o; ('') ~~cn ~.< :"'0:> ::;::1 I (..) "0 1'0 ''.) 1'0,,) ""T. _[!lf~i~!11i"~~"'",~__,,",_~,~ rmllfJt!~~, ,_,_~~~ff . J , . . LOWELL LATSHAW, in his individual capacity and as Attorney-in-Fact for HELEN H. LATSHAW, IN THE COURT OF COMMON PLEAS FOR CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff v. CIVIL ACTION - LAW TRACY DAVID FOSTER, an adult individual, Defendant No. 00-1231 NOTICE OF PRAECIPE TO ENTER JUDGMENT BY DEFAULT TO: Tracey David Foster, Defendant DATE OF NOTICE: April 7, 2000 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU, UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP: Lawyer Referral Service Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 Dated: April 7, 2000 :"'~~:I ::;[; Brenda L, Gacki 210 Walnut Street P. O. Box 11963 Harrisburg, PA 17108-1963 717-255-8010 Attorneys for plaintiff If"",:"" , .~- %=-ec'''~' "-~"~7\- ',~:--,,,,,__,, .~___ _'_ _ _ "",",_"._ ,,,, ,.e.,__, _~_____ ~~",~,_. ^ ,', ~,- , ----,~,._-,,- -- -~---" '.,' -. '"',.,"""V _~_ c ',,"_, __ - ~-, } , ' , CERTIFICATE OF SERVICE I, Brenda L, Gacki, Esquire, one of the attorneys for plaintiff, hereby certify that I have served the foregoing paper upon defendant this date by depositing a true and correct copy of the same in the United States mail, first-class postage prepaid, addressed as follows: Tracy David Foster 1775 Kings Arms Court New Cumberland, PA 17070 KEEFER WOOD ALLEN & RAHAL, LLP ---;U vi! fi~ By Brenda L. Gacki Dated: April 7, 2000 Jr..- '.'-...,...., ~,"c,' _"""."~,, '0__ .,",,_ _':.__ "'~__ .._.~,,__->~ _"",,,,__~~,,,~,, :_,,_,_ "'---"'" "",<.__ __~'_N;_.. _,,_,~,_- ,_~" '" _" ,- -<--='-~'->"~.' ", ,-,,- -~--".' '" , "." c'" \. c') p \~?, C C1 :so :.c::-" -cl lJ ,-, " rn S~; ,~ r-: ~. "- ;T, 2~_ C- C.7 (f) <;~~." '-< Ci . 1-') ~ :'?~ ::r-:, c> '" ....."" Z '- C). 5- (j CO ..'-) : [ (.= -::-.:::\ ;2, ~_Jl :J:J -1 ~ -<:, ,~~ -< PlIl!!lI!'I'lI ~T !"'~c 1-" .c." _ ~.> '0'-'. --,~~- SHERIFF'S RETURN - REGULAR CASE NO; 2000-01231 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND LATSHAW LOWELL ET AL VS FOSTER TRACY DAVID RICHARD SMITH , Sheriff or Deputy Sheriff of Cumberland County, Pensylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon FOSTER TRACY DAVID the DEFENDANT , at 0018:43 HOURS, on the 17th day of March , 2000 at 1775 KINGS ARMS COURT NEW CUMBERLAND, PA 17070 by handing to TRACY FOSTER a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge 18.00 10.54 .00 10.00 ,00 38.54 ~~l R. Thomas Kline 03/21/2000 KEEFER, WOOD, & RAHAL Sworn and Subscribed to before By; me this (, ~ day of OrA'oj.unrV A,D, q7,'-' a /hj U,. ~ ~, P othonotary \~~~"