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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
FIFTH THIRD MORTGAGE COMPANY
as successor by merger to CITIFED
MORTGAGE CORPORATION OF
AMERICA, Assignee of INTEGRA
MORTGAGE COMPANY,
Plaintiff,
vs.
STEPHEN P. BRUDOWSKY and
SHEILA J. BRUDOWSKY,
Defendants.
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CIVIL DIVISION
No. 2000-1404 Civil
PRAECIPE FOR DEFAULT
JUDGMENT, CERTIFICATION OF
MAILING AND AFFIDAVIT OF NON-
MILITARY SERVICE
Code 140 Mortgage Foreclosure
Filed on behalf of
Plaintiff
Counsel of record for this
party :
Louis p, Vitti, Esquire
PA J.D. #3810
Supreme Court #01072
Louis P. Vitti & Assoc., P.c.
916 Fifth Avenue
Pittsburgh, PA 15219
(412) 281-1725
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
FIFTH THIRD MORTGAGE COMPANY as
successor by merger to CITIFED MORTGAGE
CORPORATION OF AMERICA, Assignee of
INTEGRA MORTGAGE COMPANY,
Plaintiff,
Ys.
No. 2000-1404 Civil
STEPHEN P. BRUDOWSKY and SHEILA J.
BRUDOWSKY,
Defendants.
PRAECIPE FOR DEFAULT JUDGMENT
AND ASSESSMENT OF DAMAGES
TO: CUMBERLAND COUNTY PROTHONOTARY
Enter judgment in Default of an Answer in the amonnt of $104,421.38, in favor of the
Plaintiff Fifth Third Mortgage Company, et al. in the above-captioned action, against the Defendant
Stephen P. & Sheila J. Brudowsky and assess Plaintiff's damages as follows and/or as calculated in
the Complaint:
Unpaid Principal Balance
$ 86,681.70
Interest from 3/1/99 to 4/18/00
(Plus $18.4050 per day after 4/18/00)
7,619.68
Late charges (Plus $33.55 per month
on the 17th day of each month after
3/1/00 - 7/6/00 - $134.20)
327.35
Attorney's fee
4,334.09
Escrow Deficit
(Plus any additional charges that may be incurred by
the Plaintiff and transmitted to the sheriff as charges
on the writ prior to the date of the sheriff's sale)
5.458.56
Total Amonnt Due
$104.421.38 .;
The real estate, which is the subject matter of the Complaint, is situate in E. Pennsboro
Twp., Cumberland Cty., P, being Lot 43 on Final Subdivision Plan 5 of Treemont in PB 53, p 149.
HET a dwg. k/a 1044 Hemlock Lane, Enola, PA 17025. Containing 10,479 sq. ft. PIN 09-13-0998-
084. (;1uOu~
Louis P. Vitti, Esquire
Attorney for the Plaintiff
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
FIFTH THIRD MORTGAGE COMPANY as
successor by merger to CITIFED MORTGAGE
CORPORATION OF AMERICA, Assignee of
INTEGRA MORTGAGE COMPANY,
Plaintiff,
vs.
No. 2000-1404 Civil
STEPHEN P. BRUDOWSKY and SHEILA J.
BRUDOWSKY,
Defendants.
CERTIFICATION OF MAILING
I, Louis P. Vitti, do hereby certifY that a Notice of Intention to Take Judgment was mailed to
the Defendants, in the above-captioned case on AprilS, 2000, giving ten (10) day notice that judgment
would be entered should no action be taken.
LOUIS P. VITTI & ASSOCIATES, P.C.
ByKG( }jt;
LOUIS P. Vitti, squire
Attorney for Plaintiff
SWORN to and subscribed
before me this 18th day
of April, 2000.
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Nelarial Seal
Arm M. Gonzales, Notary,PubIIc
Pittsbu h. Alleghany County
My Com: Expires~. 17, 2000
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
FIFTH THIRD MORTGAGE COMPANY as
successor by merger to CITIFED MORTGAGE
CORPORATION OF AMERICA, Assignee of
INTEGRA MORTGAGE COMPANY,
Plaintiff,
vs.
No. 2000-1404 Civil
STEPHEN P BRUDOWSKY and SHEILA J.
BRUDOWSKY,
Defendants.
IMPORTANT NOTICE
TO: STEPHEN P. BRUDOWSKY
1020 Valley Road
Enola, PA 17025
SHEILA J. BRUDOWSKY
87 Cherry Lane
Carlisle, PA 17013
Date of Notice: April 5, 2000
YOU ARE [N DEFAULT BECAUSE YOU HA VE FAILED TO ENTER A WRITTEN
APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR
DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT
WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAYBE ENTERED
AGA[NST YOU WITHOUT A HEAR[NG AND YOU MA Y LOSE YOUR PROPERTY OR OTHER
IMPORTANT RIGHTS.
YOU SHOULD TAKE THIS NOTICE TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LA WYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE SET
FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP:
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17013
(717) 249-3166
BY:
ouis P. VI', squire
Attorney for Plaintiff
9[6 Fifth Avenue
Pittsburgh, PA 15219
** THE DEBT COLLECTOR IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION
OBTAINED WILL BE USED FOR THAT PURPOSE.**
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
COMMONWEALTH OF PENNSYLVANIA, SS:
COUNTY OF CUMBERLAND,
BEFORE me, the undersigned authority, personally appeared Louis P. Vitti, Esquire, who,
being duly sworn according to law, deposes and says that he is advised and believes that
DEFENDANT(S) is/are not presently in the active military service of the United States of America and
not members ofthe Army of the United States, United States Navy, the Marine Corps, or the Coast
Guard, and not officers of the Public Health Service detailed by proper authority for duty with the
Army or Navy; nor engaged in any active military service or duty with any military or naval units
covered by the Soldiers and Sailors Civil Relief Act of 1940 and designated therein as military service,
and to the best of this affiant's knowledge is/are not enlisted in military service covered by said act, and
that the averments herein set forth, insofar as they are within his knowledge, are correct, and true; and
insofar as they are based on information received from others, are true and correct as he verily
believes.
This Affidavit is made nnder the provisions of the Soldiers and Sailors Civil Relief Act of 1940.
(>;%nCjuJt:
Louis P. VIttI, Esquire
SWORN to and subscribed
before me this 18th day
of April, 2000.
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
FIFTH THIRD MORTGAGE COMPANY
as successor by merger to CITIFED
MORTGAGE CORPORATION OF
AMERICA, Assignee of INTEGRA
MORTGAGE COMPANY,
Plaintiff,
vs,
STEPHEN P. BRUDOWSKY and
SHEILA J. BRUDOWSKY,
Defendants.
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CIVIL DIVISION
No. 2000-1404 Civil
PRAECIPE FOR WRIT OF
EXECUTION AND AFFIDAVIT OF
LAST KNOWN ADDRESS
Code 140 Mortgage Foreclosure
Filed on behalf of
Plaintiff
Counsel of record for this
party:
Louis P. Vitti, Esquire
PA LD, #3810
Supreme Court #01072
Louis P. Vitti & Assoc., P.C.
916 Fifth Avenue
Pittsburgh, PA 15219
(412) 281-1725
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
FIFTH THIRD MORTGAGE COMPANY as
successor by merger to CITIFED MORTGAGE
CORPORATION OF AMERICA, Assignee of
INTEGRA MORTGAGE COMPANY,
Plaintiff,
vs.
No. 2000-1404 Civil
STEPHEN P. BRUDOWSKY and SHEILA J.
BRUDOWSKY,
Defendants.
PRAECIPE FOR WRIT OF
EXECUTION IN MORTGAGE FORECLOSURE
TO: CUMBERLAND COUNTY PROTHONOTARY
Kindly issue a Writ of Execution in favor of the Plaintiff and against the Defendant(s) in
the above-captioned matter as follows:
Amount Due
$104,421.38
Interest from 4/19/00 to 7/6/00 @
$18.4050 per day
1.454.00
Total
$105.875.38
The real estate, which is the subject matter of the Praecipe for Writ of Execution is
situate in E. Pennsboro Twp., Cumberland Cty., P, being Lot 43 on Final Subdivision Plan 5 of
Treemont in PB 53, p 149. HET a dwg. k/a 1044 Hemlock Lane, Enola, PA 17025. Containing
10,479 sq. ft. PIN 09-13-0998-084.
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Louis P. Vitti, Esquire
Attorney for Plaintiff
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
FIFTH THIRD MORTGAGE COMPANY as
successor by merger to CITIFED MORTGAGE
CORPORATION OF AMERICA, Assignee of
INTEGRA MORTGAGE COMPANY,
Plaintiff,
vs,
No. 2000-1404 Civil
STEPHEN P. BRUDOWSKY and SHEILA J.
BRUDOWSKY,
Defendants,
AFFIDAVIT
I, Louis P. Vitti, do hereby swear that, to the best of my knowledge, information and belief, the
Defendants are the owners of the real property on which the Plaintiff seeks to execute. That the
Defendant Stephen P. Brudowsky's last known address is 1020 Valley Road, Enola, PA 17025 and the
Defendant Sheila J. Brudowsky's last known address is 87 Cherry Lane, Carlisle, PA 17013.
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Louis P. Vitti, Esquire
SWORN TO and subscribed
before me this 18th day
of April, 2000.
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
FIFTH THIRD MORTGAGE COMPANY as
successor by merger to CITIFED MORTGAGE
CORPORATION OF AMERICA, Assignee of
INTEGRA MORTGAGE COMPANY,
Plaintiff,
vs.
No. 2000-1404 Civil
STEPHEN P. BRUDOWSKY and SHEILA J.
BRUDOWSKY,
Defendants.
AFFIDA VIr PURSUANT TO RULE 3129.1
Fifth Third Mortgage Company, et at, Plaintiff in the above action, sets forth as of the date the
Praecipe for the Writ of Execution was filed the following information concerning the real property
located at 1044 Hemlock Lane, Enola, PA 17025.
1. Name and address of Owner(s) or Reputed Owner(s):
Name:
Address (Please indicate if this
cannot be reasonably ascertained)
Stephen P. Brudowsky
1020 Valley Road
Enola, P A 17025
Sheila J. Brudowsky
87 Cherry Lane
Carlisle, PA 17013
2. Name and address of Defendant(s) in the judgment:
Name:
Address (Please indicate if this
cannot be reasonably ascertained)
Same as #1 above.
3, Name and last known address of every judgment creditor whose judgment is a record lien on
the real property to be sold:
Name:
Address (Please indicate if this
cannot be reasonably ascertained)
None
4. Name and address of the last recorded holder of every mortgage of record:
Name
Address (Please indicate if this
cannot be reasonably ascertained)
, I
Integra Mortgage Co.
335 Fifth A venue
Pittsburgh, PA 15222
Citifed Mortgage Corp. of America
1 Citizens Federal Centre
Dayton, OH 45402
First Union Home Equity Bank, N.A.
Cons-14 0361
Charlotte, NC 28288
NationsCredit Consumer Discount Co.
3300 Hartzdale Drive, Suite 107
Camp Hill, PA 17011
5. Name and address of every other person who has any record lien on the property:
Name
Address (Please indicate if this
cannot be reasonably ascertained)
None
6. Name and address of every other person who has any record interest in or record lien on the
property and whose interest may be affected by the sale:
Name
Address (Please indicate if this
cannot be reasonably ascertained)
None
7. Name and address of every other person of whom the Plaintiff has knowledge who has any
interest in the property which may be affected by the sale:
Name
Address (Please indicate if this
cannot be reasonably ascertained)
Tax Collector of East Pennsboro
Twp. & Sewage
98 South Enola Drive
Enola, PA 17025
PAWC
852 Wesley Drive
Mechanicsburg, PA 17055
Court of Common Pleas of Cumberland Connty
Domestic Relations Division
POB 320
Carlisle, PA 17013
Commonwealth of P A - DPW
POB 8016
Harrisburg, PA 17105
Tenant/Occupant
1044 Hemlock Lane
Enola,PA 17025
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I verifY that the statements made in this affidavit are tme and correct to the best of my personal
knowledge or information and belief. I understand that false statements herein are made subject to the
penalties of 18 Pa. c.S. Section 4904 relating to unsworn falsification to a rities.
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April 18. 2000
Date
SWORN TO and subscribed
before me this 18th day
of April, 2000.
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Notary Public
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NOTICE OF SHERIFF'S SALE OF REAL ESTATE
PURSUANT TO
RULE OF CIVIL PROCEDURE 3129.1
TO: Stephen P. Brudowsky
1020 Valley Road
Enola, P A 17025
Sheila J. Brudowsky
87 Cherry Lane
Carlisle, PA 17013
AND: ALL LIEN HOLDERS
TAKE NOTICE that by virtue of the above Writ of Execution issued out of the Court of
Common Pleas of Cumberland County, Pennsylvania and to the Sheriff of Cumberland County,
directed, there will be exposed to Public Sale in the Cumberland County Courthouse, Carlisle, PA on
July 6, 2000 at 10:00 AM the following described real estate, of which Stephen J. & Sheila J.
Brudowsky are owners or reputed owners:
E. Pennsboro Twp., Cumberland Cty., P, being Lot 43 on Final Subdivision Plan 5 of Treemont in PB
53, p 149. HET a dwg. k/a 1044 Hemlock Lane, Enola, PA 17025. Containing 10,479 sq. ft. PIN
09-13-0998-084.
The said Writ of Execution has issued on a judgment in the mortgage foreclosure action of Fifth
Third Mortgage Company, et al. v. Stephen p, & Sheila J. Brudowsky at No. 2000-1404 Civil in the
amount of $104,421,38.
Claims against property must be filed at the Office of the Sheriff before above sale date.
Claims to proceeds must be made with the Office of the Sheriff before the sale date.
Schedule of Distribution will be filed with the Office of the Sheriff no later than thirty (30) days
from sale date.
Exceptions to Distribution or a Petition to Set Aside the Sale must be filed with the Office of the
Sheriff no later than ten (10) days from the date when Schedule of Distribution is filed in the Office of
the Sheriff.
Attached hereto is a copy of the Writ of Execution. It has been issued because there is a
judgment against you. It may cause your property to be held or taken to pay the judgment. You may
have legal rights to prevent your property from being taken. A lawyer can advise yo,u more specifically
of these rights. If you wish to exercise your rights you must act promptly.
YOU SHOULD TAKE TillS NOTICE AND THE WRIT OF EXECUTION TO YOUR
LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO
TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN
GET LEGAL ADVICE.
CUMBERLAND COUNTY BAR ASSOCIATION
TWO LmERTY AVENUE
CARLISLE, PA 17013
717-249-3166
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You may have legal rights to prevent the Sheriff's Sale and the loss of your property. In order
to exercise those rights, prompt action on your part is necessary. A lawyer may be able to help you.
You may have the right to prevent or delay the Sheriff's Sale by filing, before the sale occurs, a
petition to open or strike the judgment or a petition to stay the execution.
If the judgment was entered because you did not file with the Court any defense or objection you
might have within twenty (20) days after service of the Complaint for Mortgage Foreclosure and Notice
to Defend, you may have the right to have the judgment opened in you promptly file a petition with the
Court alleging a valid defense and a reasonable excuse for failing to file the defense on time. If the
judgment is opened, the Sheriff's Sale would ordinarily be delayed pending a trial of the issue of
whether the Plaintiff has a valid claim to foreclose the Mortgage.
You may also have the right to have the judgment stricken if the Sheriff has not made a valid
return of service of the Complaint and Notice to Defend or if the judgment ~lls entered before twenty
(20) days after service or in certain other events. To exercise this right, you would have to file a
petition to strike the judgment,
You may also have the right to petition the Court to stay or delay the execution and the Sheriff's
Sale if you can show a defect in the Writ of Execution or service or demonstrate any other legal or
equitable right.
You may also have the right to have the Sheriff's Sale set aside if the property is sold for a
grossly inadequate price or if there are defect~ in the Sheriff's Sale. To exercise this right, you should
file a petition with the Court after the sale ancl before the Sheriff has delivered his Deed to the property.
The Sheriff will deliver the Deed if no petitio~ to set aside the sale is filed within ten (10) days from the
date when the Schedule of Distribution is file~ in the Office of the Sheriff.
~~.
Louis P. VI I, squire
Attorney for Plaintiff
916 Fifth A venue
Pittsburgh, PA 15219
(412) 281-1725
**THE DEBT COLLECTOR IS ATTEMPTING TO COLLECT A DEBT AND ANY
INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. **
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ALL that certain tract or parcel of land and premises, situate,
lying and being in the Tawnshi.p of East I'ennsboro, County of
Cumberland, and Commonwealth of I'ennsylvania, more particularly
described as follows:
BEGINNING at a point on the southern right of way line of Hemlock
Lane a common corner of Lot Nos. 43 and land now or formerly of
Stan Hutichinson; thence along said right of way line South 77
degrees 22 minutes East 85.00 feet to a point~ common corner of
Lots Nos. 42 and 43; thence along said Lot No. 42, South 12 degrees
38 minutes West, 120.00 feet to a point, at lands now or formerly
of Stan Hutichinson; thence along said lands North 77 degrees 22
minutes West, 89.65 feet to a point, a common corner of Lot No. 43
and lands now or formerly of Stan Hutichinson; thence along said
lands North 14 degrees 51 minutes 14 seconds East 120.09 feet to a
point, the place of BEGINNING.
CONTAINING 10,479 square feet.
BEING Lot No. 43 as shown on Final Subdivision Plan No. 5 of
Treemont prepared by D.I'. Raffensperger Associates of Camp Hill,
dated August 25, 1987 and recorded in the Office of the Recorder of
Deeds in and for Cumberland County at Plan Book 53, Page 149.
HA VING erected thereon a dwelling known as 1044 Hemlock Lane, Enola, P A 17025.
PIN 09-13-0998-084.
BEING the same premises which Stephen P. Brudowsky and Sheila J. Brudowsky, by deed dated July
20, 1993 and recorded on September 15, 1993 in the Cumberland County, Pennsylvania. Recorder of
Deeds Office in Deed Book Volume 36N, page 466, granted and conveyed unto Sheila J. Brudowsky.
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
FIFTH THIRD MORTGAGE COMPANY
as successor by merger to CITIFED
MORTGAGE CORPORATION OF
AMERICA, Assignee of INTEGRA
MORTGAGE COMPANY,
Plaintiff,
vs.
STEPHEN P. BRUDOWSKY and SHEILA
J. BRUDOWSKY,
Defendants,
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CIVIL DIVISION
No. 2000-1404 Civil
AFFIDAVIT OF SERVICE
Code 140 Mortgage Foreclosure
Filed on behalf of
Plaintiff
Counsel of record for this
party:
Louis P. Vitti, Esquire
PA J.D. #3810
Supreme Court #01072
Louis p, Vitti & Assoc., P.C.
916 Fifth Avenue
Pittsburgh, PA 15219
(412) 281-1725
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
FIFTH THIRD MORTGAGE COMPANY as
successor by merger to CITIFED MORTGAGE
CORPORATION OF AMERICA, Assignee of
INTEGRA MORTGAGE COMPANY,
Plaintiff,
vs.
No. 2000-1404 Civil
STEPHEN P. BRUDOWSKY and SHEILA J.
BRUDOWSKY,
Defendants.
AFFIDAVIT OF SERVICE
I, Danielle Lardo, do hereby certifY that a Notice of Sale was mailed and served on all lien
holders by Certificate of Mailing for service in the above-captioned case on April 28, 2000, advising
them of the Sheriff's sale of the property at 1044 Hemlock Ave., Enola, PA 17025, on September 6,
2000.
LOUIS P. VITTI & ASSOCIATES, P.C.
BY C2J~ ~
Danielle Lardo
SWORN to and subscribed
before me this 21 st day
ofJuly,2000.
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NolmtaISeIII
Ann M. Gonzales, ~
MY~=~,17.2000
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Received From:
lOUIS P. VITTI & ASSOCIATES. P.Co'
916 FIfTH AVtNUI:.
One piece of ordinary mail addressed to:
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98 3BllIII EN6LA DRIVE
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Fifth Third Mortgage Company as In The Court of Common Pleas of
Successor by merger to Citified Cumberland County, Pennsylvania
Mortgage Corporation of America, Asignee No, 2000-1404 Civil
OfInterga Mortgage Company
-vs-
Stephen P. Brudowsky and Sheila J. Brudowsky
R. Thomas Kline, Sheriff, who being duly sworn according to law, says this writ
is returned STAYED.
Sheriff's Costs:
Docketing
Poundage
Advertising
Posting Bills
Law Library
County
Mileage
Certified Mail
Levy
Postpone Sale
Surcharge
Share of Bills
Law Journal
Patriot News
30.00
17.55
15.00
15.00
.50
1.00
29.14
.74
15.00
40.00
30.00
23.53
344.45
333.11
$ 895.02 pd by arty
12/01/00
Sworn and subscribed to before me
~~
R.Thomas Kline, Sheriff
This 51[:! dayof~, )
2000, A.D. Ck Q /ndj~.v ,~-
r onotary
BY#.~.~
Real Estate Deputy
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
FIFTH THIRD MORTGAGE COMPANY as
successor by merger to CITIFED MORTGAGE
CORPORATION OF AMERICA, Assignee of
INTEGRA MORTGAGE COMPANY,
Plaintiff,
vs.
No. 2000-1404 Civil
STEPHEN p, BRUDOWSKY and SHEILA J.
BRUDOWSKY,
Defendants.
AFFIDAVIT PURSUANT TO RULE 3129.1
Fifth Third Mortgage Company, et al., Plaintiff in the above action, sets forth as of the date the
Praecipe for the Writ of Execution was filed the following information concerning the real property
located at 1044 Hemlock Lane, Enola, PA 17025.
1. Name and address of Owner(s) or Reputed Owner(s):
Name:
Address (Please indicate if this
cannot be reasonably ascertained)
Stephen P. Brudowsky
1020 Valley Road
Enola, P A 17025
Sheila J. Brudowsky
87 Cherry Lane
Carlisle, PA 17013
2. Name and address of Defendant(s) in the judgment:
Name:
Address (Please indicate if this
cannot be reasonably ascertained)
Same as #1 above.
3. Name and last known address of every judgment creditor whose judgment is a record lien on
the real property to be sold:
Name:
Address (Please indicate if this
cannot be reasonably ascertained)
None
4. Name and address of the last recorded holder of every mortgage ofrecord:
Name
Address (Please indicate if this
cannot be reasonably ascertained)
Integra Mortgage Co.
335 Fifth Avenue
Pittsburgh, PA 15222
Citifed Mortgage Corp. of America
1 Citizens Federal Centre
Dayton, OH 45402
First Union Home Equity Bank, N.A.
Cons-14 0361
Charlotte, NC 28288
NationsCredit Consumer Discount Co.
3300 Hartzdale Drive, Suite 107
Camp Hill, PA 17011
5. Name and address of every other person who has any record lien on the property:
Name
Address (Please indicate if this
cannot be reasonably ascertained)
None
6. Name and address of every other person who has any record interest in or record lien on the
property and whose interest may be affected by the sale:
Name
Address (Please indicate if this
cannot be reasonably ascertained)
None
7. Name and address of every other person of whom the Plaintiff has knowledge who has any
interest in the property which may be affected by the sale:
Name
Address (Please indicate if this
cannot be reasonably ascertained)
Tax Collector of East Pennsboro
Twp. & Sewage
98 South Enola Drive
Enola, P A 17025
PAWC
852 Wesley Drive
Mechanicsburg, PA 17055
Court of Common Pleas of Cumberland Connty
Domestic Relations Division
POB 320
Carlisle, PA 17013
Commonwealth of PA - DPW
POB 8016
Harrisburg, PA 17105
Tenant/Occupant
1044 Hemlock Lane
Enola, P A 17025
. ,-~ ~J'~~', '1'7[;-"'-'~'-~'-'- ',_r-,-, ---"~
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I verifY that the statements made in this affidavit are true and correct to the best of my personal
knowledge or information and belief. I understand that false statements herein are made subject to the
penalties of 18 Pa. CS. Section 4904 relating to unsworn falsification to a rities.
M'
April 18. 2000
Date
SWORN TO and subscribed
before me this 18th day
of April, 2000.
~rvt~
Notary Public
....=
AMM.Gilitalee~ ,PublIc
~y~=~.17.2000
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NOTICE OF SHERIFF'S SALE OF REAL ESTATE
PURSUANT TO
RULE OF CIVIL PROCEDURE 3129.1
TO: Stephen P. Brudowsky
1020 Valley Road
Enola, P A 17025
Sheila J. Brudowsky
87 Cherry Lane
Carlisle, PA 17013
AND: ALL LIEN HOLDERS
TAKE NOTICE that by virtue of the above Writ of Execution issued out of the Court of
Common Pleas of Cumberland County, Pennsylvania and to the Sheriff of Cumberland Connty,
directed, there will be exposed to Public Sale in the Cumberland County Courthouse, Carlisle, PA on
September 6, 2000 at 10:00 AM the following described real estate, of which Stephen J. & Sheila J.
Brudowsky are owners or reputed owners:
E. Pennsboro Twp., Cumberland Cty., P, being Lot 43 on Final Subdivision Plan 5 of Treemont in PB
53, p 149. HET a dwg. k/a 1044 Hemlock Lane, Enola, PA 17025. Containing 10,479 sq. ft. PIN
09-13-0998-084.
The said Writ of Execution has issued on a judgment in the mortgage foreclosure action of Fifth
Third Mortgage Company, etal. v. Stephen P. & Sheila J. Brudowsky at No. 2000-1404 Civil in the
amount of $104,421.38.
Claims against property must be filed at the Office of the Sheriff before above sale date.
Claims to proceeds must be made with the Office of the Sheriff before the sale date.
Schedule of Distribution will be filed with the Office of the Sheriff no later than thirty (30) days
from sale date.
Exceptions to Distribution or a Petition to Set Aside the Sale must be filed with the Office of the
Sheriff no later than ten (10) days from the date when Schedule of Distribution is filed in the Office of
the Sheriff.
Attached hereto is a copy of the Writ of Execution. It has been issued because there is a
judgment against you. It may cause your property to be held or taken to pay the judgment. You may
have legal rights to prevent your property from being taken. A lawyer can advise you more specifically
of these rights. If you wish to exercise your rights you must act promptly.
YOU SHOULD TAKE TillS NOTICE AND THE WRIT OF EXECUTION TO YOUR
LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO
TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN
GET LEGAL ADVICE.
CUMBERLAND COUNTY BAR ASSOCIATION
TWO LIBERTY AVENUE
CARLISLE, PA 17013
717-249-3166
-
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.
You may have legal rights to prevent the Sheriff's Sale and the loss of your property. In order
to exercise those rights, prompt action on your part is necessary. A lawyer may be able to help you.
You may have the right to prevent or delay the Sheriff's Sale by filing, before the sale occurs, a
petition to open or strike the judgment or a petition to stay the execution.
If the judgment was entered because you did not file with the Court any defense or objection you
might have within twenty (20) days after service of the Complaint for Mortgage Foreclosure and Notice
to Defend, you may have the right to have the judgment opened in you promptly file a petition with the
Court alleging a valid defense and a reasonable excuse for failing to file the defense on time. If the
judgment'is opened, the Sheriff's Sale would ordinarily be delayed pending a trial of the issue of
whether the Plaintiff has a valid claim to foreclose the Mortgage.
You may also have the right to have the judgment stricken if the Sheriff has not made a valid
return of service of the Complaint and Notice to Defend or if the judgment was entered before twenty
(20) days after service or in certain other events. To exercise this right, you would have to file a
petition to strike the judgment.
You may also have the right to petition the Court to stay or delay the execution and the Sheriff's
Sale if you can show a defect in the Writ of Execution or service or demonstrate any other legal or
equitable right.
You may also have the right to have the Sheriff's Sale set aside if the property is sold for a
grossly inadequate price or if there are defects in the Sheriff's Sale. To exercise this right, you should
file a petition with the Court after the sale and before the Sheriff has delivered his Deed to the property.
The Sheriff will deliver the Deed if no petition to set aside the sale is filed within ten (10) days from the
date when the Schedule of Distribution is filed in the Office of the Sheriff.
cz%QEt!1!!
Attorney for Plaintiff
916 Fifth Avenue
Pittsburgh, PA 15219
(412) 281-1725
**THE DEBT COLLECTOR IS ATTEMPTING TO COLLECT A DEBT AND ANY
INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.**
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ALL that certain tract or parcel of land and premises, situate,
lying and being in the Township of East l?ennsboro, County of
Cumberland, and Commonwealth of l?ennsylvania, more particularly
described as fallows:
BEGINNING at a point on the southern right of way line of Hemlock
Lane a cammon carner of Lot Nos. 43 and land now or formerly of
Scan Hutichinson; thence along said right of way line South 77
degrees 22 minutes East 85.00 feet to a point~ cammon corner of
Lots Nos. 42 and 43; thence along said Lot No. 42, South 12 degrees
38 minutes West, 120.00 feet to a paint, at lands now or formerly
of Stan Hutichinson; thence along said lands North 77 degrees 22
minutes West, 89.65 feet to a paint, a cammon carner of Lot No. 43
and lands now or formerly of Stan Hutichinson; thence along said
lands North 14 degrees 51 minutes 14 seconds East 120.09' feet to a
point, the place of BEGINNING.
CONTAINING 10,479 square feet.
BEING Lot No. 43 as shown on Final Subdivision l?lan No. 5 of
Treemont prepared by D.l? Raffensperger Associates of Camp Hill,
dated August 25, 1987 and recorded in the Office of the Recorder of
Deeds in and far Cumberland County at Plan Book 53, Page 149.
HA VING erected thereon a dwelling known as 1044 Hemlock Lane, Enola, P A 17025.
PIN 09-13-0998-084.
BEING the same premises which Stephen P. Brudowsky and Sheila J. Brudowsky, by deed dared July
20, 1993 and recorded on September 15, 1993 in the Cumberland County, Pennsylvania, Recorder of
Deeds Office in Deed Book Volume 36N, page 466, granted and conveyed unto Sheila J, Brudowsky.
'.'
.
WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEAL T.f:I QF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO. 00-1404 CIVIL ~ Term
CIVIL ACTION - LAW
TO THE SHERIFF OF Cumberland COUNTY:
To satisfy the debt, interest and costs due FIFTH THIRD MORTGAGE COMPANY as successor by merger to
CITIFIED MORTGAGE CORPORATION OF AMERICA, Assignee of INl'EGRA MORTGAGE COMPANY
PLAINTIFF(S)
Enola, PA 17025 and SHELIA J. BRUDOWSKY,
from
STEPHEN P. BRUDOWSKY, 1020 Valley Road,
87 Cherry Lane, Carlisle, PA 17013
DEFENDANT(S)
(1) You are directed to levy upon the property of the defendant(s) and to sell See Legal Description
~'.' -" -,' ^,
(2) You are also directedio'~ttathtnl\ property'ollhe defendant(s) not levied upon in.the pOllsession of
'~,.
GARNISHEE(S) as follows:
'."< ~ .'J.J!,:' :
and to notWy the garnishee(s) that: (a) an allachment has been issued; (b) the garnishee(s) is/are enjoined from paying any
debt to or for the account of the defendant(s) ancHroril delivering any property of the defendant(s} or othel'Nise disposing
thereof:
, . .
.(3) If pr~perty of the,delendamlslnolleyi!tc;lyponan subject to attachmenl'isfound Ln.lh,epQsse~sionof anyone other
than a named garmshee, you are directed to.notlfy hlm/herthat he/she has been added as a garnishee and is enjoined as above
stated, .
Atty's Comm
Atty Paid
Plaintnf Paid
%
L.L.
Due Prothy
Other Costs
$.50
$1.00
Amount Due $104.421. 38
from 4/19/00 to 7/6/00 @
Interest $] 8 40')0 r"r (JAY - $1,454.00
$129.64
Date: April 25, 2000
-bY:
REQUESTING PARTY:
Name Louis P. Vitti, Esq.
Address: 916 Fifth Avenue
Pittsburqh, PA 15219
Attorney for.: Plaintiff
Telephone: 412-281-1725
Supreme Court ID No. 3810
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REJ\l ESTJ\TE SALE No. r~
On /P1 ~ I, ~ the sheriff levied upon the defendants
Interesf in the real property situated In ~ jlbYJ'Y'../~.(J ~dWI"~:'"
Cumberland County, Pa., known and numbered as; loW 11..-. /...1 it, n
Cw.L
and more fully described on Exhibit "A" filed with
this writ and by this reference incorporated herein.
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
FIFTH THIRD MORTGAGE COMPANY
as successor by merger to CITFED
MORTGAGE CORPORATION OF
AMERICA, Assignee of INTEGRA
MORTGAGE COMPANY,
Plaintiff,
vs.
STEPHEN P. BRUDOWSKY and
SHEILA J, BRUDOWSKY,
Defendants.
---1-
- ~-~- .
CIVIL DIVISION
NO. 2000-1404 CIVIL
PRAECIPE TO ISSUE WRIT OF
EXECUTION AND AFFIDAVIT OF
LAST KNOWN ADDRESS
- MORTGAGE FORECLOSURE -
Filed on behalf of
Plaintiff
Connsel of record for this
party:
Louis P. Vitti, Esquire
PA J.D. #3810
Supreme Court #01072
Louis P. Vitti & Assoc., P.C.
916 Fifth Avenue
Pittsburgh, PA 15219
(412) 281-1725
,
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
PRAECIPE FOR WRIT OF EXECUTION IN MORTGAGE FORECLOSURE
FIFTH THIRD MORTGAGE COMPANY,
Successor by merger to CITFED MORTGAGE
CORPORATION OF AMERICA, Assignee of
INTEGRA MORTGAGE COMPANY,
Plaintiff
Vs.
STEPHEN P. BRUDOWSKY and SHEILA J.
BRUDOWSKY,
Defendants.
( ) Confessed Judgment
(x) Other
File No. 2000-1404 Civil
: Amount Due
: Interest 4/18/00-9/5/01
: Att'ys Comm.
: Costs:
$104,421.38
9,294.53
TO: PROTHONOTARY OF CUMBERLAND COUNTY
The undersigned hereby certifies that the below does not arise out of a retail installment
sale, contract, or account based on a confession of judgment, but if it does, it is based on the appropriate
original proceeding filed pursuant to Act 7 of 1966 as amended; and for real property pursuant to Act 6
of 1974 as amended.
Issue a Writ of Execution in the above matter to the Sheriff of Cumberland County, for
debt, interest and costs upon the following described property of the defendant(s): property situate in E.
Pennsboro Twp" Cumberland Cty., P A, being Lot 43 on final Subdivision Plan 5 ofTreemont in PB53,
p.149. HET a dwg. k/a 1044 Hemlock Lane, Enola, PA 17025. Containing 10,479 sq. ft. PlN09-13-
0998-084.
PRAECIPE FOR ATTACHMENT EXECUTION
Issue writ of attachment to the Sheriff of Cumberland County, for debt, interest and costs, as
above, directing attachment against the above-named garnishee(s) for the following property (if real estate,
supply six copies of the description; supply four copies oflengthy personalty list):
and all other property of the defendant(s) in the possession, custody or control of the said gamishee(s).
_ (Indicate) Index this writ against the garni hee(s) as a lis pendens against real estate of the
defendant(s) described in the attached exhibit.
Lo IS p, VittI, Esquire
Louis P. Vitti & Associates, P.C.
916 Fifth Avenue
Pittsburgh, PA 15219
Attorney for Plaintiff
(412) 281-1725
Supreme Court ID #0 I 072
Date: March 20, 200 I
j).,
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
FIFTH THIRD MORTGAGE COMPANY,
Successor by merger to CITFED MORTGAGE
CORPORATION OF AMERICA, Assignee of
INTEGRA MORTGAGE COMPANY,
Plaintiff
Vs.
STEPHEN P. BRUDOWSKY and SHEILA 1.
BRUDOWSKY,
Defendants.
( ) Confessed Judgment
(x) Other - Judgment Mortgage Foreclosure
File No. 2000-1404 Civil
AFFIDAVIT
I, Louis P. Vitti, do hereby sWear that, to the best of my knowledge, information and
belief, the Defendant(s) are the owners of the realproperty on which the Plaintiff seeks to execute. That
the Defendants' last known address is 1020 Valley Street, Enola, PA 17025 for Stephen p, Brudowsky
and 1044 Hemlock Lane, Enola, P A 17025 for Sheila J. Brudowsky Miller who has a mailing address of
PO Box 100, Enola, P A 17025.
SWORN TO and subscribed
before me this 20th day of
March, 2001.
. NOTARIAL Sl'OAI.
Ann M. Gon~ales, Notary Public
City of Pillaburgh, County of Ailegheny
My Commission eXpif'1!S Aug. 17,2004
.
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
FIFTH THIRD MORTGAGE COMPANY,
Successor by merger to CITFED MORTGAGE
CORPORATION OF AMERICA, Assignee of
INTEGRA MORTGAGE COMPANY,
Plaintiff
Vs.
STEPHEN p, BRUDOWSKY and SHEILA J.
BRUDOWSKY,
Defendants.
( ) Confessed Judgment
(x) Other- Judgment Mortgage Foreclosure
File No. 2000-1404 Civil
AFFIDAVIT
I, Louis P. Vitti, hereby certifY that as representative of Fifth Third Mortgage Company am
familiar with the above-captioned case and various servicing activities related thereto and that the
provisions ofthe laws of the Commonwealth of Pennsylvania and specifically, Act 91 of 1983, have been
complied with in the above-captioned case,
SWORN to and subscribed
before me this 20th day
'!OTARIAL SEAL
Ann M. Gonzales. Notary Public
City ill Pill>< ~urgh, County of Aii..:qheny
My CommtSSlon Exp'r~s A\.Ig. ";'Z(XM.
1.;-' -"',' "_. - ._'.~"_~JJ"., -.,
"
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
FIFTH THIRD MORTGAGE COMPANY,
Successor by merger to CITFED MORTGAGE
CORPORATION OF AMERICA, Assignee of
INTEGRA MORTGAGE COMPANY,
Plaintiff
Vs.
STEPHEN P. BRUDOWSKY and SHEILA J.
BRUDOWSKY,
Defendants.
( ) Confessed Judgment
(x) Other - Judgment Mortgage Foreclosure
File No, 2000-1404 Civil
AFFIDAVIT PURSUANT TO RULE 3129.1
Fifth Third Mortgage Company, et al. Plaintiff in the above action, sets forth as of the date the Praecipe
for the Writ of Execution was filed the following information concerning the real property located at 1044
Hemlock Lane, Enola, P A 17025.
1. Name and address ofOwner(s) or Reputed Owner(s):
Name:
Address (Please indicate if this
cannot be reasonably ascertained)
Stephen P. Brudowsky
1020 Valley Road, Enola, P A 17025
Sheila J, Brudowsky a/k/a Sheila J.
Miller
1044 Hemlock Lane, Enola, P A 17025
Also:
87 Cheny Lane, Carlisle, Pa 17013
2. Name and address of Defendant(s) in the judgment:
Name:
Address (Please indicate if this
cannot be reasonably ascertained)
Same as No. I above.
, 1-'
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3. Name and last lmown address of every judgment creditor whose judgment is a record lien on
the real property to be sold:
Name:
Address (Please indicate if this
cannot be reasonably ascertained)
None
4. Name and address of the last recorded holder of every mortgage of record:
Name
Address (Please indicate if this
cannot be reasonably ascertained)
Integra Mortgage Co.
335 5th Avenue
Pittsburgh, PA 15222
CitFed Mortgage Corp. of America
I Citizens Federal Centre
Dayton, OH 45402
NationsCredit CDC
3300 Hartzdale Dr., Suite #107
Camp Hill, PA 17011
First Union Home Equity Bank NA
c/o First Union National Banl, of Delaware
1100 Corporate Center Drive
Raleigh, NC 27067
-and-
Cons. -14, 0361
Charlotte, NC 28288
5. Name and address of every other person who has any record lien on the property:
Name
Address (Please indicate if this
cannot be reasonably ascertained)
None
6. Name and address of every other person who has any record interest in or record lien on the
property and whose interest may be affected by the sale:
Name
Address (Please indicate if this
cannot be reasonably ascertained)
None
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7. Name and address of every other person of whom the Plaintiff has knowledge who has any
interest in the property which may be affected by the sale:
Name
Address (please indicate ifthis
cannot be reasonably ascertained)
Tax Collector ofE. Pennsboro Twp, &
Sewage
98 South Enola Drive,
Enola, Pa 17025
PAWC
852 Wesley Drive
Mechanicsburg, P A 17055
Commonwealth ofP A -DPW
P.O. Box 8016
Harrisburg, P A 17105
Clerk of Courts
Criminal/Civil Division
One Courthouse Square
Carlisle,PA 17013
Court of Common Pleas of
Cumberland County
Domestic Relations Division
P.O. Box 320
Carlisle, PA 17013
Bureau of Compliance
Clearance Support Section
Dept. #281230
Harrisburg, PA 17128-1230
Attn: Susan Blough
Tenant/Occupant
1044 Hemlock Lane, Enola, P A 17025
I verifY that the statements made in this affidavit are true and correct to the best of my personal
knowledge or information and belief. I understand that false statements herein are made subject to the
penalties of 18 Pa. C.S. Section 4904 relating to unswo
o s P. Vitti, Esquire
Attorney for Plaintiff
3.Zo.et
Date
SWORN TO and subscribed
before me this ~ d~
o , c..h, LE:O I.
Notmy Public
NOTARIAL SEAL
Ann M. Gon~ales, Ntllary P~blic
City 01 Pl\1sburgh, County of A1lt>!;","Y
My Commission expires Aug. 1 f, .004
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NOTICE OF SHERIFF'S SALE OF
REAL ESTATE PURSUANT TO
PENNSYL VANIA RULE OF CIVIL
PROCEDURE 3129.1
TO: STEPHEN P. BRUDOWSKY
1 020 Valley Road
Enola, Pa 17025
SHEILA J. BRUDOWSKY a/k/a
SHEILA J, MILLER
1044 Hemlock Lane
Enola, P A 17025
SHEILA J. BRUDOWSKY, a/k/a
SHEILA J. MILLER
87 Cheny Lane
Carlisle, P A 17013
AND: ALL LIEN HOLDERS
TAKE NOTICE that by virtue of the above Writ of Execution issued out of the Court of Common
Pleas of Cumberland County, Pennsylvania and to the Sheriff of Cumberland County, directed, there will
be exposed to Public Sale in the Cumberland County Courthouse on SEPTEMBER 5, 2001 at
10:00 A.M., the following described real estate, of which Stephen P. Brudowsky and Sheila J.
Brudowsky a/k/a Sheila J. Miller are owners or reputed owners:
E. Pennsboro Twp., Cumberland Cty., P A, being Lot 43 on Final Subdivision Plan 5 ofTreemont in PB
53, pg. 149. HET a dwg. Ida 1044 Hemlock Lane, Enola, P A 17025. Containing 10,479 sq. ft. PIN 09-
13-0998-084.
The said Writ of Execution has issued on a judgment in the mortgage foreclosure action of FIFTH
THIRD MORTGAGE COMPANY, et al. vs. STEPHEN P. BRUDOWSKY, ET UX. at NO, 2000-1404
in the amount of$104,421.38.
Claims against property must be filed at the Office of the Sheriff before above sale date.
Claims to proceeds must be made with the Office of the Sheriff before the sale date.
Schedule of Distribution will be filed with the Office of the Sheriff no later than thirty (30) days
from sale date.
Exceptions to Distribution or a Petition to Set Aside the Sale must be filed with the Office of the
Sheriff no later than ten (10) days from the date when Schedule of Distribution is filed in the Office of the
Sheriff.
Attached hereto is a copy of the Writ of Execution. It has been issuedbecause there is a judgment
against you, It may cause your property to be held or taken to pay the judgment. You may have legal
rights to prevent your property from being taken. A lawyer can advise you more specifically of these
rights. If you wish to exercise your rights you must act promptly.
-:. fV
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YOU SHOULD TAKE THIS NOTICE AND THE WRIT OF EXECUTION TO YOUR
LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO
TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN
GET LEGAL ADVICE.
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, P A 17013
(717) 249-3166
You may have legal rights to prevent the Sheriff's Sale and the loss of your property. In order to
exercise those rights, prompt action on your part is necessary. A lawyer may be able to help you.
You may have the right to prevent or delay the Sheriff's Sale by filing, before the sale occurs, a
petition to open or strike the judgment or a petition to stay the execution.
If the judgment was entered because you did not file with the Court any defense or objection you
might have within twenty (20) days after service of the Complaint for Mortgage Foreclosure and Notice
to Defend, you may have the right to have the judgment opened in you promptly file a petition with the
Court alleging a valid defense and a reasonable excuse for failing to file the defense on time, If the
judgment is opened, the Sheriff's Sale would ordinarily be delayed pending a trial of the issue of whether
the Plaintiff has a valid claim to foreclose the Mortgage.
You may also have the right to have the judgment stricken if the Sheriff has not made a valid
return of service of the Complaint and Notice to Defend or if the judgment was entered before twenty (20)
days after service or in certain other events. To exercise this right, you would have to file a petition to
strike the judgment.
You may also have the right to petition the Court to stay or delay the execution and the Sheriff's
Sale if you can show a defect in the Writ of Execution or service or demonstrate any other legal or
equitable right.
You may also have the right to have the Sheriff's Sale set aside if the property is sold for a grossly
inadequate price or if there are defects in the Sheriff's Sale. To exercise this right, you should file a
petition with the Court after the sale and before the Sheriff has delivered his Deed to the property. The
Sheriff will deliver the Deed ifno petition to set aside the sale is filed within ten (10) days from the date
wh~ <ho 'rn",,"e ,fDi'In',,"oo i, filoo io tho O~ff
'~
uis p, Vitti, Esquire
Attorney for Plaintiff
916 Fifth Avenue
Pittsburgh, P A 15219
(412) 281-1725
**THE DEBT COLLECTOR IS ATTEMPTING TO COLLECT A DEBT AND ANY
INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.**
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04 04/01 wED 15: 25 FAl 513 744 4917
5/:3 Loss 'IIT1G.'lTlO\
~oo~
Received: 02.Apr.01 01:25 PM From: 7172331149 To: 8016500737
A"R-l!I2-2001 14: 43 P1JRCELL,KRUG & ~LER
Powered b)l81F...:..com Page: 3 o( 3
717 233 1149 p,e3/B3
UNITED STATllS BlW'KRl11i'TCY COURT
FOR THE MIDDLE DISTRICT OF PENNSYLVANIA
nr RE:
SHEILA JS:AN MILLBR
SANRRUPTCY NO. 1-00-03701
Debtor
CRAPTElR 13
tn'TH THIRD MORTGAGE eOi'll/ANY
Movant
VS.
FILED H.rTlsbtJr~, PA
T1t~E_A.M.. ~.M,
SHBlLA JEA.'l' MILLER and CHARI..I'JS J. '
VBBART, III, Trustee
Respondents
'IAR - 5 2001
Clori<. u.s. flanlol.;"icy C'.otJ:j
"'" ~Clotl<.
OR D Iil R
AND NOW, this:i.Ji day of "'h1...,~_ L", , 2001, upon
con.ideration of Motion tor Reconsideration filed by Fifth Third
Mortgage Company, good cause appearing therefor, IT IS HXREBY ORDERED
AND DECREED that the Order of Deoembor 28, 2000, is ~mended to
provide that any futur~ Bankruptcy will not apply to real estate
known as 1044 H~mlock Lane, Enola, pQnnDylvania 1702!, and there
would be no automatic stay to 8aid proPQrty in the event of a
BankruPtcy filing by Debtor.
BY THE COt:tRT:
IIJRllberlJ.'~
Robert J. Woodside
aanxruptcy Judge
Tom.. P. B3
j~~
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OJ '04/01 WED 15:25 FAX 513 714 4917
5,:l LOSS \IITIGATlO\
I4J 00:)
Received: 02-Apr.01 01:25 PM From: 7172331149 To: 8016500737
Powered by A'Fax.com Page: 2 01 :)
APR-e2-2001 14:42 PURCELL.I<RUG & HALLER 717233 1149 P.('l:M33
umfit .....ATES BAl.nUPTCY COURF'
MIDDLE.DISTRIcr,OF PENNSYLVAMA
INRE
SHEILA JEAN MILLER
F/KJA SHEILA JE:AN BRUDOWSKY
,CASE NO.. 1-00-413701
CHAJ:>TER 13
I?!btol'(S)
9RDER DISMIS!lING CASE
At, Harrisburg, in said district. on the 28111 day of DECEMBER, 2000,
It appearing that the &bon-named debtor(~) hasihave failed to APPEAR AT
RESCHEDULED 341 MEETING and it luwing been determlIled after notice that the case should
be di'lm1tcrved,. it is
ORDERED that the case of the above-l1llIIled debtor(s) be and it hereby is dismissed and
it is further
ORDERED that the trustee hcrcbyisdisclwged framfurtherreSponsibility in this asse, and
"
it'la further
ORDERED that all pending advCI'S8lj' PIO=diIlill in this ~. be and tbIIy hmlby are
dismiued, and it is further
ORDERED that lIIIY outSWlding fees are !nuuedlately due and payable to the U.S.
Bankruptcy Court.
BY THE COURT:
gr~~?t~
ROBERT J. WOODSIDB
CHIEF BANKRUPTCY JUDGE
I:"
-~"""I_l7'
,
ALL that certain tract or parcel of land and premises, situate,
lying and being in the Township of East Pennsboro, County of
Cumberland, and Commonwealth of Pennsylvania, more particularly
described as follows:
BEGINNING at a point on the southern right of way line of Hemlock
Lane a common corner of Lot Nos. 43 and land now or formerly of
Stan Hutichinson; thence along said right of way line South 77
degrees 22 minutes East 85.00 feet to a point~ common corner of
Lots Nos. 42 and 43; thence along said Lot No. 42, South 12 degrees
38 minutes West, 120.00 feet to a point, at lands now or formerly
of Stan Hutichinscn; thence along said lands North 77 degrees 22
minutes west, 89.65 feet to a point, a common corner of Lot No. 43
and lands now or formerly of Stan Hutichinson; thence along said
lands North 14 degrees 51 minutes 14 seconds East 120.09 feet to a
point, the place of BEGINNING.
CONTAINING 10,479 square feet.
BEING Lot No. 43 as shown on Final Subdivision Plan No. 5 of
Treemont prepared by D.P. Raffensperger Associates of Camp Hill,
dated August 25, 1987 and recorded in the Office of the Recorder of
Deeds in and for Cumberland County at Plan Book 53, Page 149.
HA VING erected thereon a dwelling known as 1044 Hemlock Lane, Enola, P A 17025.
PIN 09-13-0998-084.
BEING the same premises which Stephen P. Brudowsky and Sheila J. Brudowsky, by deed dated July
20, 1993 and recorded on September 15. 1993 in the Cumberland County. Pennsylvania. Recorder of
Deeds Office in Deed Book Volume 36N. page 466, granted and conveyed unto Sheila 1. Brudowsky.
,'\~~;~~~
-,
-
.
'...
SHERIFF'S RETURN - REGULAR
CASE NO: 2000-01404 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
FIFTH THIRD MORTGAGE CO ETC
VS
BRUDOWSKY STEPHEN P ET AL
DAWN KELL
Sheriff or Deputy Sheriff of
Cumberland County, Pensylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE
was served upon
BRUDOWSKY STEPHEN P
the
DEFENDANT
, at 0019:20 HOURS, on the 15th day of March
2000
at 1020 VALLEY ROAD
ENOLA, PA 17025
by handing to
STEPHEN BRUDOWSKY
a true and attested copy of COMPLAINT - MORT FORE
together with
NOTICE
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
18.00
9.30
.00
10.00
.00
37.30
So Answers:
~~~~t
R. Thomas Kline
me this
1'1b.
day of
03/16/2000
LOUIS P. VITTI & ASSOCIATES
By: ~ ~ \ J . /\
\J o.W"f'l (t Wll
Deputy Sheriff
Sworn and Subscribed to before
Or'c-' ~iQ ~A.D.
~honotary ~.
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SHERIFF'S RETURN - REGULAR
CASE NO: 2000-01404 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
FIFTH THIRD MORTGAGE CO ETC
VS
BRUDOWSKY STEPHEN P ET AL
DAWN KELL
, Sheriff or Deputy Sheriff of
Cumberland County, Pensylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE
was served upon
BRUDOWSKY SHEILA J
the
DEFENDANT
, at 0020:00 HOURS, on the 15th day of March
2000
at 87 CHERRY LANE
CARLISLE, PA 17013
by handing to
SHEILA BRUDOWSKY
a true and attested copy of COMPLAINT - MORT FORE
together with
NOTICE
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
6.00
4.34
.00
10.00
.00
20.34
So An;;~<~t
R~mas Kline
me this 7J;J;i
day of
03/16/2000
LOUIS P. VITTI & ASSOCIATES
BY:~~~ ~
Deputy Sheriff
Sworn and Subscribed to before
Qr:o 0UvV A.D.
~CJ: 7k.{;',.,~
r thonotary
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'I
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
FIFTH THIRD MORTGAGE COMPANY
as successor by merger to CITIFED
MORTGAGE CORPORATION OF
AMERICA, assignee of INTEGRA
MORTGAGE COMPANY,
Plaintiff,
vs.
STEPHEN p, BRUDOWSKY and SHEILA
J. BRUDOWSKY,
Defendants.
-"'-'I--'~ - '. ~,_'C" '._J,"; '_',~~,_ _."". .__ ,-__;_,_~,__,_ ''--._" .',
CIVIL DIVISION
No.c1HHJ - jt/(}ti
COMPLAINT IN MORTGAGE
FORECLOSURE
Code
MORTGAGE FORECLOSURE
Filed on behalf of
Plaintiff
Counsel of record for this
party:
Louis P. Vitti, Esquire
PA J.D. #3810
Supreme Court #01072
Louis P. Vitti & Assoc., P.C.
916 Fifth Avenue
Pittsburgh, PA 15219
(412) 281-1725
" ." , - 'O'd~_
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COMPLAINT IN MORTGAGE FORECLOSURE
NOTICE
YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND AGAINST
THE CLAIMS SET FORTH IN THE FOLLOWING PAGES, YOU MUST TAKE
ACTION WITHIN TWENTY (20) DAYS AFTER THIS COMPLAINT AND NOTICE
ARE SERVED, BY ENTERING A WRITTEN APPEARANCE PERSONALLY OR BY
THE ATTORNEY AND FILING IN WRITING WITH THE COURT YOUR DEFENSES
AND OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. YOU ARE
WARNED THAT IF YOU FAIL TO DO SO THE CASE MAY PROCEED WITHOUT
YOU AND A JUDGMENT MAYBE ENTERED AGAINST YOU BY THE COURT
WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED IN THE COMPLAINT
OR FOR ANY OTHER CLAIM OR RELIEF REQUESTED BY THE PLAINTIFF.
YOU MAY LOSE MONEY OR PROPERTY OR OTHER RIGHTS IMPORTANT TO
YOU.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU
SHOULD NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR
TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN
GET LEGAL HELP.
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17013
(717) 249-3166
COMPLAINT IN MORTGAGE FORECLOSURE
AND NOW, comes the Plaintiff by its attorneys, Louis P. Vitti and Associates, P.C. and Louis P.
Vitti, Esquire, and pursuant to the Pennsylvania Rules of Civil Procedure Numbers 1141 through 1150, for
its Complaint in Mortgage Foreclosure, sets forth the following:
I. The Plaintiff is a corporation duly authorized to conduct business within the laws of the
Commonwealth of Pennsylvania, having a principal place of business located at mail drop 10908A, 38
Fountain Square, Cincinnati, OH 45263.
2. The Defendant(s) is/are individuals with a last known mailing address of 1044 Hemlock
Lane, Enola, P A 17025. The property address is 1044 Hemlock Lane, Enola, P A 17025 and is the subject
of this action.
3. On the 6th day of October, 1992, in consideration ofa loan of Ninety-Three Thousand,
Six Hundred Fifty and no/I 00 ($93,650.00) Dollars made by Integra Mortgage Company, a P A corporation,
to Defendant(s), the said Defendant(s) executed and delivered to Integra Mortgage Company, a PA
corporation, a "Note" secured by a Mortgage with the Defendant(s) as mortgagor(s) and Integra Mortgage
Company, as mortgagee, which mortgage was recorded on the 13th day of October, 1992, in the Office of
the Recorder of Deeds of Cumberland County, in Mortgage Book Volume 1093, page 852. The said
mortgage is incorporated herein by reference thereto as though the same were set forth fully at length.
4. The premises secured by the mortgage are:
SEE EXHIBIT "A" ATTACHED HERETO
5. On or before the 17th day of July, 1995, Integra Mortgage Company, a PA corporation,
assigned to the Plaintiff, Citifed Mortgage Corporation of America, the said mortgage, that assigument being
recorded in the Office of the Recorder of Deeds of Cumberland County on the 17th day of July, 1995, in
Mortgage Book Volume 499, page 1057. The said assigument is incorporated herein by reference.
'.~
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6. Said mortgage provides, inter alia:
"that when as soon as the principal debt secured shall become due and payable, or in
case default shall be made in the payment of any installment of principal and interest, or any
monthly payment, keeping and performance by the mortgagor of any of the terms, conditions
or covenants of the mortgage or note, it shall be lawful for mortgagee to bring an Action of
Mortgage Foreclosure, or other proceedings upon the mortgage, of principal debt, interest
and all other recoverable sums, together with attorney's fees."
7. Since April I, 1999, the mortgage has been in default by reason, inter alia, of the failure
of the mortgagor(s) to make payments provided for in the said mortgage (including principal and interest)
and, under the terms of the mortgage, the entire principal sum is due and payable.
8. In accordance with the appropriate Pennsylvania Acts of Assembly and the Pennsylvania
Rules of Civil Procedure, the mortgagor(s) has been advised in writing of the mortgagees intention to
foreclose. The appropriate time period has elapsed since the Notice of Intention to Foreclose has been
served upon the mortgagor(s).
9. The amount due on said mortgage is itemized on the attached schedule.
10. Plaintiff does hereby release the personal representative, heir and/or devisee of the
mortgagor(s) from liability for the debt secured by the mortgage.
11. Mortgagor(s) not named are (is) hereby released pursuantto PA.R.C.P. 1144(b).
WHEREFORE, pursuant to Pennsylvania Rule of Civil Procedure Number 114 7( 6), Plaintiff
demands judgment for the amount due of One Hundred Four Thousand, Ninety and 09/100 Dollars
($104,090.09) with interest and costs.
Respectfully submitted,
~c
y . ~
Louis P. Vitti, Esquire
Attorney for Plaintiff
'''!."
,r ... _ "" ,~_,
Brudowsky, Stephen P.
SCHEDULE OF AMOUNTS DUE UNDER MORTGAGE
Unpaid Principal Balance
Interest @
(Plus
7.7500% from 03/01/99
$18.4050 per day after 03/31/00
through
)
Late charges through 03/01/00
o months @ 33.55
Accumulated beforehand
(Plus $33.55 on the 17th day of each month after
Attorney's fee
Escrow deficit
03/31/00
0.00
327.35
03/01/00 )
(This figure includes projected additional charges that may be incurred by the Plaintiff and
transmitted to the sheriff as charges on the writ prior to the date of the sheriff's sale)
BALANCE DUE
,; 1
, :'F '~_YI __ _ - __>0-. ,. ....~<"' __
86,681.70
7,288.39
327.35
4,334.09
5A58.56
104.090.09
Exhibit "A"
ALL that certain tract or parcel of land and premises, situate,
lying and being in the Township of East Pennsboro, County of
Cumberland, and Commonwealth of Pennsylvania, more particularly
described as follows:
BEGINNING at a point on the southern right of way line of Hemlock
Lane a common corner of Lot Nos. 43 and land now or formerly of
Stan Hutichinson; thence along said right of way line South 77
degrees 22 minutes East 85.00 feet to a point, common corner of
Lots Nos. 42 and 43; thence along said Lot No. 42, South 12 degrees
38 minutes West, 120.00 feet to a point, at lands now or formerly
of Stan Hutichinson; thence along said lands North 77 degrees 22
minutes West, 89.65 feet to a point, a common corner of Lot No. 43
and lands now or formerly of Stan Hutichinson; thence along said
lands North 14 degrees 51 minutes 14 seconds East 120.09 feet to a
point, the place of BEGINNING.
CONTAINING 10,479 square feet.
BEING Lot No. 43 as shown on Final Subdivision Plan No. 5 of
Treemont prepared by D.P. Raffensperger Associates of Camp Hill,
dated August 25, 1987 and recorded in the Office of the Recorder of
Deeds in and for Cumberland County at Plan Book 53, Page 149.
BEING the same premises which Windsor Homes, Inc. a PA. corporation.
by deed dated June 15, 1988, and recorded in the Office of the
Recorder of Deeds in and for Cumberland County in Deed Book 33-K ,
Page 367 , granted and conveyed to Stephen P. Brudowsky and Sheila
J. Brudowsky, his wife, Borrowers herein.
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bOOK 1U83 PAGE 058
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VERIFICATION
AND NOW Louis P. Vitti verifies that the statements made in this Complaint are true
and correct to the best of his knowledge, information and belief. I understand that false statements
herein are made subject to the penalties of 18 Pa.C.S. 4904, relating to unsworn falsification to
authorities.
By virtue of the fact that the Plaintiff is outside the jurisdiction of the court and the
verification cannot be obtained within the time allowed for the filing of this pleading, the pleading
is submitted by counsel having sufficient knowledge, information and belief based upon the
information provided him by the Plaintiff.
~L"PV'tt' '
OUIS . I I
Dated: March 6, 2000
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYL V ANlA
FIFTH THIRD MORTGAGE COMPANY
as successor by merger to CITFED
MORTGAGE CORPORATION OF
AMERICA, assignee of INTEGRA
MORTGAGE COMPANY,
CIVIL DIVISION
NO. 2000-1404 CIVIL
AFFIDAVIT OF SERVICE
Code MORTGAGE FORECLOSURE
Plaintiff,
Filed on behalf of
Plaintiff
vs.
STEPHEN P. BRUDOWSKY and SHEILA
J. BRUDOWSKY,
Counsel of record for this
party:
Defendants.
Louis P. Vitti, Esquire
PA LD. #3810
Supreme Court #01072
Louis P. Vitti & Assoc., P.C.
916 Fifth Avenue
Pittsburgh, PA 15219
(412) 281-1725
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
FIFTH THIRD MORTGAGE COMPANY, as successor
by merger to CITFED MORTGAGE CORPORATION
OF AMERICA, assignee of INTEGRA MORTGAGE
COMPANY,
NO. 2000-1404 CIVIL
Plaintiff,
vs.
STEPHEN P. BRUDOWSKY and SHEILA J.
BRUDOWSKY,
Defendants.
AFFIDAVIT OF SERVICE
I, Audra J. Hunger, do hereby certify that a Notice of Sale was mailed and served upon
alllien holders by Certificate of Mailing for service in the above-captioned case on April 24,
2001, advising them of the Sheriff's sale of the property at 1044 Hemlock Lane, Enola, P A
17025, on September 5, 2001.
LOUIS P. VITTI & ASSOCIATES, P.C.
Bah duJJ~-1(/>>J1gur--
Audra J _ unger
SWORN to and subscribed
before me this 26th day
of July, 2001.
~M
NoMia/ Seal
Cheryl B. Edler, Nolary Public
P'ttsbul'!lh. Allegheny County
My CommissIon ExpIres June 10, 2002
Member, Pennsylvania MOOtlat/on of N"t<tru:'.
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(412) 281-1725
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Tenant/Occupant
1044 Hemlock Lane
Eno1a, P A 17025
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MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAU... DOES NOT
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nno. ,,;<>.~.. ...f ^r....'..."." .....~a ........lr.."".,,'" ...."
First Dinon Home Equity Bank NA
Cons-14 0361
Charlotte, NC 28288
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CIiRTIF' ,.-n: .
One piece of ordinary mall addressed to'
First Union Home Equity Bank NA
C/o First Union National Bank of Delaware
1100 Corporate Center Drive
Raleigb, NC 27067
PS Form 3817, Mar, 1989
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U.S, POSTAL SERVICE CliIT/FICATE OF MI,L NG
MAYBE USED FDA DOMESTIC AND INTEANA TIONAL .MAIL, DOES NOT
PROVIDE FOR INSURANCE-POSTMASTER ~POs-l
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Postmaster for current
One tli..r:e of orninarv mail lldnrA!:!:..n to:
Integra Mortgage Co.
335 5th Avenue
Pittsburgh, PA 15222
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MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAll, DOES NOT
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PITTSB
(412) 281-1725
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CitFed Mortgage Corp. of America
I Citizens Federal Centre
Dayton, OR 45402
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One o;ece of ord;narv_ mail addressed to:
NationsCredit CDC
3300 Hartzdale Dr., Suite 107
Camp Hill, P A 17011
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One Courthouse Square
Carlisle, P A 17013
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PmsBURGJf. P.
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Tax Collector ofE. Pennsboro Twp.
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98 South Enola Drive
Enola, P A 17025
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R,oe;vtoms P. VITTI ~issocl
PITTSBUA
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One Diece of ordinary maiLaddressed .to:
PAWC
852 Wesley Drive
Mechinsburg, PA 17055
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Received from: * * *
lOUIS P. VITTI & tA~SO
(412) 281-1725
One. p.ieee of on;!IDa~ry ,m;3it addressed to:
COurt of Common Pleas of Cumberland
County -Domestic Relations Division
PO Box 320
Carlisle, PA 17013
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Received from: * * * Q"
LOUIS P. VITTI1& ASSO
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Postmaster for current
On.. niA<'''''' rof nrrlinArv m...il ..rlrl..,..,..",rl tn.
.
(412) 281-1725
Bureau of Compliance
Clearance Support Section
Dept. #281230
Harrisburg, PA 17128-1230
Attn: Susan Blough
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Commonwealth of P A - DPW
PO Box 8016
Harrisburg, PA 17105
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STATE OF PENNSYLVANIA,
COUNTY OF CUMBERLAND
} 55.
Robert P Ziegler
I, ______________________________________________________________________________Recorderof
Deeds in and for said County and State do 'hereby cenify that the Sheriff's Deed in which ________________
Federal National Mtg Assoc .
____________________________________________________________________________________ ~ the gr.ontee
5th
the same having been sold to said gr.ontee on the --______________________n________n_______n__ .day of
September ' ~l . . .
__________n___n_n_____n______n__n_ A. D., ' n___' under and by Vlnue of a wnL____n_______
17th
Execution .
---____________________ -------___ --_ __ ___ _____n ISSued on the ___ n_n ___n___ n ____ ____ n __ ____ ___
day of ________!-.P.E~!____________ A. D.,
Civil
---------------------------- --.... ----- -- _____ ___ n _________ _____ ____ ____ ____ _______ Tenn, :
1404 Fifth Third Mtg Co sbm to Ditfed Mtg Corp
Number ______________, at the suit of ------_n_n_n_..o.LADw:iJ;..lL<!~!lJ..&!1~!U2LJ.!lt:!:1\.!_~_~..!'.$..._~?__
. Stephen P Brudowsky & Sheila J
---------------- ------------ --- ---- agalDst_ __ _ ____ _____ __ ___ _____ ..___ ________ ____ __ ______ __ __ _ is
duly recorded in Sheriff's Deed Book No. _n__~~_8nn' Page ____nn_=!_~8
01 '
_u__, out of the Court of Cornman Pleas of said County as of
2000
IN TESTIMONY WHEREOF, I have hereunto
set my hand and seal of said office this _.d::f_u_ day
of _nkC_______n_________ A. D., kL_
~-~~~-------------------
7r--- Recorder of Deeds
T~~W
,{",
Fifth Third Mortgage Company, Successor
By Merger to Citfed Mortgage Corporation
Of America, Assignee ofIntegra Mortgage
Company
VS
Stephen P. Brudowsky and Sheila J.
Brudowsky aIkIa Sheila J. Miller
In The Court of Common Pleas of
Cumberland County, Pennsylvania
Writ No. 2000-1404 Civil Term
Shawn Harrison, Deputy Sheriff, who being duly sworn according to law, states
on May 24, 2001 at 1:13 o'clock P.M., EDST, he served a true copy of the Real Estate
Writ, Notice and Description, in the above entitled action, upon one of the within named
defendants to wit: Stephen P. Brudowsky, by making known unto Stephen Brudowsky,
at 1020 Valley Rd., Enola, Cumberland County, Pennsylvania, its contents and at the
same time handing to him personally the said true and attested copies of the same.
Richard Smith, Deputy Sheriff, who being duly sworn according to law, states on
May 30, 2001 at 8:30 o'clock A.M., EDST, he served a true copy of the Real Estate Writ,
Notice and Description, in the above entitled action, upon one of the within named
defendants to wit: Sheila J. Brudowsky aIkIa Sheila J. Miller, by making known unto
Sheila Brudowsky, at 19 W. Main St., New Kingston, Cumberland County, Pennsylvania,
its contents and at the same time handing to her personally the said true and attested
copies of the same.
David McKinney, Deputy Sheriff, who being duly sworn according to law, states
on July 2, 2001 at 6:55 o'clock P.M., EDST, he posted a copy of the Real Estate Writ,
Notice, Poster and Description on the property of Stephen P. Brudowsky and Sheila J.
Brudowsky aIkIa Sheila J. Miller located at 1044 Hemlock Lane, Enola, Cumberland
County, Pennsylvania, according to law.
R. Thomas Kline, Sheriff, who being duly sworn according to law, states that he
served the above Real Estate Writ, Notice, Poster and Description in the following
manner: The Sheriff mailed a notice of the pendency by regular mail to one of the within
named defendants, to wit: Stephen J. Brudowsky, at his last known address of 1020
Valley Road, Enola, P A 17025. This letter was mailed under the date of July 5, 2001 and
never returned to the Sheriff's Office.
R. Thomas Kline, Sheriff, who being duly sworn according to law, states that he
served the above Real Estate Writ, Notice, Poster and Description in the following
manner: The Sheriff mailed a notice of the pendency by regular mail to one of the within
named defendants, to wit: Sheila J. Brudowsky aIkIa Sheila J. Miller, at her last known
address of 19 West Main Street, New Kingston, PA 17072. This letter was mailed under
the date of July 5, 2001 and never returned to the Sheriff's Office.
R. Thomas Kline, Sheriff, who being duly sworn according to law, says that after
due and legal notice had been given according to law, exposed the within described
premises at public venue or outcry at the Court House, Carlisle, Cumberland County,
Pennsylvania, on September 5, 2001 at 10:00 A.M., E.D.S.T., and sold the same for the
sum of $1.00 to Attorney Louis P. Vitti for Federal National Mortgage Association. It
being highest bid and best price received for the same, Federal National Mortgage
Association of 1900 Market Street, Philadelphia, P A 19103, being the buyer in this
execution paid Sheriff R. Thomas Kline the sum of $872.14, it being costs.
?~
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Sheriffs Costs:
Docketing
Poundage
Posting Handbills
Advertising
Acknowledging Deed
Auctioneer
Law Library
Prothonotary
Mileage
Certified Mail
Levy
Surcharge
Law Journal
Patriot News
Share of Bills
Distribution of Proceeds
Sheriff's Deed
30.00
17.10
15.00
15.00
30.00
10.00
1.00
23.39
.97
15.00
30.00
316.55
290.97
25.66
25.00
~
$872.14
Sworn and subscribed to before me So Answers:
This~dayof ()erJ... ,~~ ~-~ ~
~ R. Thomas Kline, Sheriff
2001, A.D. _t2 .~~
Pro honotary 'BY UD jvrU...i:h
Rea\ E~j Deputy
j-'.~''''~''''
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
FIFTH THIRD MORTGAGE COMPANY,
Successor by merger to CITFED MORTGAGE
CORPORATION OF AMERICA, Assignee of
INTEGRA MORTGAGE COMPANY,
Plaintiff
Vs.
STEPHEN P. BRUDOWSKY and SHEILA 1.
BRUDOWSKY,
Defendants.
( ) Confessed Judgment
(x) Other - Judgment Mortgage Foreclosure
File No. 2000-1404 Civil
AFFIDAVIT PURSUANT TO RULE 3129.1
Fifth Third Mortgage Company, et al. Plaintiff in the above action, sets forth as of the date the Praecipe
for the Writ of Execution was filed the following information concerning the real property located at 1044
Hemlock Lane, Enola, PA 17025.
1. Name and address ofOwner(s) or Reputed Owner(s):
Name:
Address (Please indicate if this
cannot be reasonably ascertained)
Stephen P. Brudowsky
1020 Valley Road, Enola, P A 17025
Sheila J. Brudowsky aIkIa Sheila J.
Miller
1044 Hemlock Lane, Enola, P A 17025
Also:
87 Cherry Lane, Carlisle, Pa 17013
.
2. Name and address of Defendant(s) in the judgment:
Name:
Address (Please indicate if this
cannot be reasonably ascertained)
Same as No. I above.
,~""!l
"
3. Name and last known address of every judgment creditor whose judgment is a record lien on
the real property to be sold:
Name:
Address (Please indicate if this
cannot be reasonably ascertained)
None
4. Name and address of the last recorded holder of every mortgage of record:
Name
Address (Please indicate if this
cannot be reasonably ascertained)
Integra Mortgage Co.
3355'" Avem:e
Pittsburgh. P A 15222
CitFed Mortgage Corp. of America
1 Citizens Federal Centre
Dayton,OH 45402
NationsCredit CDC
3300 Hartzdale Dr.. Suite #107
Camp Hill. PA 170] I
First Union Home Equity Bank NA
c/o First Union National Bank of Delaware
1100 Corporate Center Drive
Raleigh, NC 27067
-and-
Cons. -14. 0361
Charlotte, NC 28288
5. Name and address of every other person who has any record lien on the property:
Name
Address (Please indicate if this
cannot be reasonably ascertained)
None
6. Name and address of every other person who has any record interest in or record lien on the
property and whose interest may be affected by the sale:
Name
Address (Please indicate if this
cannot be reasonably ascertained)
None
041~JI!Il'1
.
~--
7. Name and address of every other person of whom the Plaintiff has knowledge who has any
interest in the property which may be affected by the sale:
Name
Address (Please indicate if this
cannot be reasonably ascertained)
Tax Collector ofE. Pennsboro Twp. &
Sewage
98 South Enola Drive,
Enola, Pa 17025
PAWC
852 Wesley Drive
Mechanicsburg, P A 17055
Commonwealth ofP A -DPW
P.O. Box 8016
Harrisburg, P A 17105
Clerk of Courts
Criminal/Civil Division
One Courthouse Square
Carlisle, PA 17013
Court of Common Pleas of
Cumberland County
Domestic Relations Division
P.O. Box 320
Carlisle, PA 17013
Bureau of Compliance
Clearance Support Section
Dept. #281230
Harrisburg, PA 17128-1230
Attn: Susan Blough
Tenant/Occupant
1044 Hemlock Lane, Enola, P A 17025
I verify that the statements made in this affidavit are true and correct to the best of my personal
knowledge or information and belief. I understand that false statements herein are made subject to the
penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities.
'5 . 20 - C7 I /~~. JJ {)Ll/.;..
Date ~SqUlre
Attorney for Plaintiff
SWORN TO and subscribed
beforemethis~ d~
olche l.E:::OI. ,-
t
NOTARIAL SEAL
Ann M. Gonzales. Notary Public
City of pittsburgh, County of Ann .~3ny
My Commission Expires Aug. 1.'. . 004
:-_'~":m"'f"!!!'fO'~,'9_'f"'>-''''''''''' 7'l!"
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NOTICE OF SHERIFF'S SALE OF
REAL ESTATE PURSUANT TO
PENNSYLVANIA RULE OF CIVIL
PROCEDURE 3129.1
TO: STEPHEN P. BRUDOWSKY
1020 Valley Road
Enola, Pa 17025
SHEILA J. BRUDOWSKYaJk!a
SHEILA 1. MILLER
1044 Hemlock Lane
Enola, P A 17025
SHEILA J. BRUDOWSKY, alk/a
SHEILA 1. MILLER
87 Cherry Lane
Carlisle, PA 17013
AND: ALL LIEN HOLDERS
TAKE NOTICE that by virtue of the above Writ of Execution issued out of the Court of Common
Pleas of Cumberland County, Pennsylvania and to the Sheriff of Cumberland County, directed, there will
be exposed to Public Sale in the Cumberland County Courthouse on SEPTEMBER 5, 2001 at
10:00 A.M., the following described real estate, of which Stephen P. Brudowsky and Sheila J.
Brudowsky.aJk!a Sheila 1. Miller are owners or reputed owners:
E. Pennsboro Twp., Cumberland Cty., PA, being Lot 43 on Final Subdivision Plan 5 ofTreemont in PB
53, pg. 149. HET a dwg. Ida 1044 Hemlock Lane, Enola, PA 17025. Containing 10,479 sq. ft. PiN 09-
13-0998-084.
The said Writ of Execution has issued on a'judgment in the mortgage foreclosure action of FIFTH
THIRD MORTGAGE COMPANY, et al. vs. STEPHEN P. BRUDOWSKY, ET UX. at NO. 2000-1404
in the amount of$104,421.38.
Claims against property must be filed at the Office of the Sheriff before above sale date.
Claims to proceeds must be made with the Office of the Sheriffbefore the sale date.
Schedule of Distribution will be filed with the Office of the Sheriff no later than thirty (30) days
from sale date.
Exceptions to Distribution or a Petition to Set Aside the Sale must be filed with the Office of the
Sheriff no later than ten (10) days from the date when Schedule of Distribution is filed in the Office of the
Sheriff.
Attached hereto is a copy of the Writ of Execution. It has been issued because there is a judgment
against you. It may cause your property to be held or taken to pay the judgment. You may have legal
rights to prevent your property from being taken. A lawyer can advise you more specifically of these
rights. If you wish to exercise your rights you must act promptly.
?i,;~~-m'!l'F~_~"",
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YOU SHOULD TAKE THIS NOTICE AND THE WRIT OF EXECUTION TO YOUR
LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO
TO OR TELEPHONE THE OFFICESET FORTH BELOW TO FIND OUT WHERE YOU CAN
GET LEGAL ADVICE.
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17013
(717) 249-3166
You may have legal rights to prevent the Sheriff's Sale and the loss of your property. In order to
exercise those rights, prompt action on your part is necessary. A lawyer may be able to help you.
You may have the right to prevent or delay the Sheriff's Sale by filing, before the sale occurs, a
petition to open or strike the judgment or a petition to stay the execution.
If the judgment was entered because you did not file with the Court any defense or objection you
might have within twenty (20) days after service of the Complaint for Mortgage Foreclosure and Notice
to Defend, you may have the right to have the judgment opened in you promptly file a petition with the
Court alleging a valid defense and a reasonable excuse for failing to file the defense on time. If the
judgment is opened, the Sheriff's Sale would ordinarily be delayed pending a trial of the issue of whether
the Plaintiff has a valid claim to foreclose the Mortgage.
You may also have the right to have the judgment stricken if the Sheriff has not made a valid
return of service of the Complaint and Notice to Defend or if the judgment was entered before twenty (20)
days after service or in certain other events. To exercise this right, you would have to file a petition to
strike the judgment.
You may also have the right to petition the Court to stay or delay the execution and the Sheriff's
Sale if you can show a defect in the Writ of Execution or service or demonstrate any other legal or
equitable right.
You may also have the right to have the Sheriff's Sale set aside if the property is sold for a grossly
inadequate price or if there are defects in the Sheriff's Sale. To exercise this right, you should file a
petition with the Court after the sale and before the Sheriff has delivered his Deed to the property. The
Sheriff will deliver the Deed ifno petition to set aside the sale is filed within ten (10) days from the date
whoo tho S"""""le" D;,tributioo ;, filed m th, ~' Sh<riff.
~(?U~
uis P. Vitti, Esquire
Attorney for Plaintiff
916 Fifth Avenue
Pittsburgh, PA 15219
(412) 281-1725
**THE DEBT COLLECTOR IS ATTEMPTING TO COLLECT A DEBT AND ANY
INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.**
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ALL that certain tract or parcel of land and premises, situate,
lying and being in the Township of East Pennsboro, County of
Cumberland, and Commonwealth of Pennsylvania, more particularly
described as follows:
BEGINNING at a point on the southern right of way line of Hemlock
Lane a common corner of Lot Nos. 43 and land now or formerly of
Stan Hutichinson; thence along said right of way line South 77
degrees 22 minutes East 85.00 feet to a point~ common corner of
Lots Nos. 42 and 43; thence along said Lot No. 42, South 12 degrees
38 minutes West, 120.00 feet to a point, at lands now or formerly
of Stan Hutichinson; thence along said lands North 77 degrees 22
minutes West, 89.65 feet to a 'point, a common corner of Lot No. 43
and lands now or formerly of Stan Hutichinson; thence along said
lands North 14 degrees 51 minutes 14 seconds East 120.09 feet to a
point, the place of BEGINNING.
CONTAINING 10,479 square feet.
BEING Lot No. 43 as shown on Final Subdivision Plan No. 5 of
Treemont prepared by D.P. Raffensperger Associates of Camp Hill,
dated August 25, 1987 and recorded in the Office of the Recorder of
Deeds in and for Cumberland County at Plan Book 53, Page 149.
HA VING erected thereon a dwelling known as 1044 Hemlock Lane, Enola, PA 17025.
PIN 09-13-0998-084.
BEING the same premises which Stephen P. Brudowslcy and Sheila J. Brudowsky, by deed dated July
20, 1993 and recorded on September 15, 1993 in the Cumberland County, Pennsylvania. Recorder of
Deeds Office in Deed Book Volume 36N, page 466, granted and conveyed umo Sheila 1. Brudowsky.
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WRIT OF EXECUTION and/or ATTACHMENT
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COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO. 00-1404 CIVIL 1l1X TERM
CIVIL ACTION - LAW
TO THE SHERIFF OF
Cnmberland
COUNTY:
To satisfy the debt, interest and costs due Fifth Third Mortqaqe Company, Successor by merger to
Citifed Mortqaqe Corporation of America, Assingee of Integra Mortgage corrq:>any PLAINTIFF(S)
from Stephen P. Brudowsky 1020 Valley Road, mola, PA 17025 and Sheila J. Brudowsky a/k/a
Sheila J. Miller, 1044 Hemlock Lane, mola, PA 17025 and 87 Cherry Lane, Carlisle, PA 17013
DEFENDANT(S)
(1) You are directed to levy upon the property of the defendant(s) and to sell See Leqal Description
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of
GARNISHEE(S) as follows:
and to notWy the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is/are enjoined from paying any
debt to or for the account of the defendant(s) and from delivering any property of the defeli1dant(s) or otherwise disposing
thereof;
(3) If property of the defendant(s) notlevied upon an subject to attachment is found inthe possession of anyone other
than a named garnishee, you are directed to notify him/herthat he/she has been added as a garnishee and is enjoined as above
stated.
Amount Due
$104.421.38
Interest frnm 4/1R/OO-Q/c;/rn - SQ,?Q4 S:l
Atty's Comm %
L.L.
Due Prothy
Other Costs
$l.00
Atty Paid
Plaintiff Paid
$1029.16
Date: April 17, 2001
Curtis R. Long
Prothonotary, Civil Division
~: ~(ho" 2. 7f02A~ f
../
REQUESTING PARTY:
Name Louis P. Vitti, Esq.
Address: 916 Fifth Avenue
Pittsburgh, PA 15219
Attorney for: Plaintiff
Telephone: 412-281-1725
Supreme Court 10 No. 01072
Deputy
~~~~"'-~ " " '~~I
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REAL ESTATE SALE No. '1
,.
vII fl/.c.J 3, .;Jool the sheriff levied upon the aetenoan"
interest in the real property situated in t o.d, ~ T ~
GtImberland County, Pa., know;' zl'Jd numbered as: lOW I!em/ou hvuz.
['nata. and more JUIi\iescritJed on Exhibit "A" filed with
this writ and by this reference incorporated herein.
flate: f1!d3,~DD I By: (~~
D...p ..1J~
V'INV^ll~SHN3d
~ 1 :-~: ! ~ ~~' V 8 ,
IOi Wd U Z 02 HdV
alNna~ cN\l"igMnO
,iidl\liH1i~hl ~y jlnlllidO
f.~
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PROOF OF PUBLICATION OF NOTICE
IN CUMBERLAND LAW JOURNAL
(Under Act No. 587, approved May 16,1929), P. L.1784
STATE OF PENNSYLVANIA :
ss.
COUNTY OF CUMBERLAND :
Roger M. Morgenthal, Esquire, Editor of the Cumberland Law Journal, of the County
and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland
Law Journal, a legal periodical published in the Borough of Carlisle in the County and State
aforesaid, was established January 2, 1952, and designated by the local courts as the official legal
periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly
issued weekly in the said County, and that the printed notice or publication attached hereto is
exactly the same as was printed in the regular editions and issues of the said Cumberland Law
Journal on the following dates,
VIZ:
JULY 20, 27, AUGUST 3, 2001
Mfiant further deposes that he is authorized to verify this statement by the Cumberland
Law Journal, a legal periodical of general circulation, and that he is not interested in the subject
matter of the aforesaid notice or advertisement, and that all allegations in the foregoing
statements as to time, place and character of publication are true.
REAL ESTATE SALE NO.7
~'~~
Roger . Morgenthal, Editor
Writ No. 2000-1404 Civil
Fifth ThJrd Mortgage Company,
Successor by merger to
Citfed Mortgage Corporation
of America. Assignee of
Integra Mortgage Company
SWORN TO AND SUBSCRIBED before me this
3 day of AUGUST. 2001
VS.
Stephen P. Brudowsky and
Sheila J. Brudowsky
Atty.: Louis P. Vitti
, NOTARIAL'SEAt.
LOIS E. SNYDER, Notary PubIlc
Celfislellol'o, CumbeffanlI CcunIY
My CommlaaIon Expiles March 5, 2005
ALL that certain tract or parcel
of land and premises. situate, lying ,
and beingiIJ",the Io"'.!!~b!IU!f..!<;;lsj:-
._- ~-,~~>
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THE PATRIOT NEWS
THE SUNDAY PATRIOT NEWS
Proof of Publication
UnderAct No. 587. Approved May 16. 1929
Commonwealth of Pennsylvania, County of Dauphin} ss
James L. Clark being duly sworn according to law, deposes and says:
That he is the Acounts Receivable Manager of The Patriot News Co., a corporation organized and existing
under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818
Market Street, in the City of Harrisburg, County of Dauphin. State of Pennsylvania. owner and publisher of ~
Patriot-News and The Sunday Patriot-News newspapers of general circulation. printed and published at 812 to 818
Market Street. in the City. County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were
established March 4th. 1854. and September 18th, 1949, respectively. and all have been continuously published
ever since;
That the printed notice or publication which is securely attached hereto is exactly as printed and pUblished in
their regular daily and/or Sunday/ Metro editions which appeared on the 24th and 31 st day(s) of July and the 7th
day(s) of August 2001. That neither he nor said Company is interested in the subject matter of said printed notice
or advertising. and that all of the allegations of this statement as to the time. place and character of publication are
true; and
That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this
statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and
adopted severally by the stockholders and board of directors of the said COrP ny and subsequently duly recorded in
the office for the Recording of Deeds in and for said County of Dauphi "n Mi ellaneous Book "M",
Volume 14. Page 317.
I/~
S ALE #7 Notarial Soal
Terry L. Russell, Notary Public
Harrisllurg, Dauphin County
My COmmission EJqlifes June 6, 2..2 TARY PUBLIC
Member, PennsylVania Association of Natartes My commission expires June 6. 2002
CUMBERLAND COUNTY SHERIFFS OFFICE
CUMBERLAND COUNTY COURll-iOUSE
CARLISLE. PA. 17013
Statement of Advertising Costs
To THE PATRIOT-NEWS CO., Dr.
For publishing the notice or publication attached
hereto on the above stated dates $
Probating same Notary Fee(s) $
Total $
289.47
1.50
290.97
Publisher's Receipt for Advertising Cost
The Patriot News Co., publisher of The Patriot-News and The Sundav Patriot-News. newspapers of general
circulation, hereby acknowledge receipt of the aforesaid notice and publication costs and certifies that the same have
been duly paid.
By....................................................................
T~~
REAL ESTA1E SALE No.7
Writ No. 2000.1404
Civil Term
. Rfth Third Mortgage
Company, Successor by
. merger to Cltfed Mortgage
Corp. of America, Assignee
of Integra Mortgage Co.
vs
Stephen P. Brudowsky and
Sheila J, Brudowsky
Attv: Louis P. Vitti
DESCRIPTION
ALL tlm! l'l'rtain trill! or p:lTcd llf land anJ
premf~s, sit,U.'l.li.'.lying llnd !xing in Ih.... T(wl'n~hip
of EJ~( P....nn~oom, ('nunlv of Cum~rl:lllJ. and
Commonwealth of P....nn~:h,mi:l. mOTl'
pil.l1icularly d....\CribeJ <l~ foIlO\\-:
BEGI~1\'1NG -at a point on the <,(lu(ocm right of
way line of H....mlock La~ :.l commPll comer of
Loll"os. .J.3 and land O(lll.' or fomlcrly (If St;1o
HUlicbin~on; lht:occ alon\! ....id ril!hl of wu.... lint'
SOuth 77 degr~s:::; minutl"i EastR5JIO fl'j,.:t 10:.l
point! common ('orner of LoN 1'.;'0:;. .n and J~;
thence along said Lnt ~o. -l:!, Snulh I ~ d..;~!\:l.'>;
38 minutes West. 1 :!O.OO f..:d to a pDin1- at l.md~
now or fOlTl1crl~' (If Stan IImichin\\ln; II1\.'II(c
:11001:1 ~aid l:.ind~ \nrth 77 '''-'Sl'':<.'\ 2:! minUl..:\
West. ~.65 r"'l.'t tll :.i point, a I.'ommf\n com(-T of
Llll ~o. .n :lnU bnJ\ nu\!,' PT form,'rh (If Stan
HUlkhill~0n: lh.:n~'" ahlll~ ..alJ lam.b \;orth 1...+
Jl.'sr..'C~ 51 mimlh.', 1-1. \...~'m,h FAht 120.09 li.:.,t
10 a point, Ih<.: pla(-\.' ofBEG1:-;t\I~G.
Cm.:TAJ\:r~G 10.-17\1 -,quar... kd. __ _
'mtl~G Lllt ~(l. -1.\ :,I, ,11(1\\11 o~l
~hbinn Plan t\,\511f Ti......1I10nl pr<.:~1'5'
~-D. r. f{an.ell1iIR.~1 ~~""II.l;i~.Ca~ Hill,
~ug.'US't ,]'987;1M recotdcd HI Ilk: ome..::
~c.~r of l).'i::ds i~n and, for Cumbcrf:md
~1rPt3J1 JJ99k $\Pag..:: 1.j.'),
~en.'\:ted tlx:re()I1 a d....'(lling kno\vn :,I.,
10-1-1.-H~mrock unl.'. Ennla, PA no:!).
PIN09'13.(J99S,{)8.l.
BEI~G the ~mt:: premi\l.'s which SIr;'ph..:n ~
BrudovIsky :lnd Sheila J. Brudlll-l.S!..}, by Jecd
dated July :!O. 1993 and reeord...d on S<.'p!L'ml'l<.'T
15. 1993 in the Cumlxrlnnd fnu1lt\.
~myh'ani:l. Rl.'cordcr of I);<.'d\ Off....>.; in DcJJ
Book Volume 36'S, jXlg.' .ffif>, ,granted anll
conreyedulltoShcilaJ. BruJl.l\\"J..),
,
NOTICE OF SHERIFF'S SALE OF
REAL ESTATE PURSUANT TO
PENNSYLVANIA RULE OF CIVIL
PROCEDURE 3129.1 it CJ1r t4o't-
TO: STEPHEN P. BRUDOWSKY
1020 Valley Road
Enola, Pa 17025
SHEILA J. BRUDOWSKY a/k/a
SHEILA J. MILLER
1044 Hemlock Lane
Enola, P A 17025
SHEILA J. BRUDOWSKY, a/k/a
SHEILA J. MILLER
87 Cherry Lane
Carlisle,PA 17013
AND: ALL LIEN HOLDERS
TAKE NOTICE. that by virtue of the above Writ of Execution issued out of.the Court of Common
Pleas ofCumbyrland County, Pennsylvania and to ,the Sheriffof Cumberland County, directed, there will
be exposed to Public Sale in the Cumberland County Courthouse on SEPTEMBER 5, 2001 at
10:00 A.M., the following described real estate, of which Stephen P. Brudowsky and Sheila J.
Brudowsky.a/k/a Sheila J. Miller are owners or reputed owners:
E. Pennsboro Twp., Cumberland Cty., PA, being Lot 43 on Final Subdivision Plan 5 ofTreemont in PB
53, pg. 149. HET a dwg. k/a 1044 Hemlock Lane, Enola, P A 17025. Containing 10,479 sq. ft. PIN 09-
13-0998-084.
The said Writ of Execution has issued on a judgment in the mortgage foreclosure action of FIFTH
THIRD MORTGAGE COMPANY, et aI. vs. STEPHEN P. BRUDOWSKY, ET Ux. at NO. 2000-1404
in the amount of$104,421.38.
Claims against property must be filed at the Office of the Sheriff before above sale date.
Claims to proceeds must be made with the Office of the Sheriff before the sale date.
Schedule of Distribution will be filed with the Office of the Sheriffno later than thirty (30) days
from sale date.
Exceptions to Distribution or a Petition to Set Aside the, Sale must be filed with the Office of the
Sheriff no later than ten (10) days ,from the date when Schedule of Distribution is filed in the Office of the
Sheriff.
Attached hereto is a copy ofthe Writ of Execution. It has been issued because there is ajudgment
against you. It may cause your property to be held or taken to pay the judgment. You may have legal
rights to prevent your property from being taken. A lawyer can advise you more specifically of these
rights. If you wish to exercise your rights you must act promptly.
-.-;'hi.#~',
..
YOU SHOULD TAKE THIS NOTICE AND THE WRIT OF EXECUTION TO YOUR
LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO
TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN
GET LEGAL ADVICE.
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, P A 17013
(717)249-3166
You m;ly h;lve legal rights to prevent the Sheriff's Sale and the loss of your property. IiI order to
exercise those rights, prompt action on your part is necessary. A lawyer may be able to help you.
You may have the right to prevent or delay the Sheriffs Sale by filing, before the sale occurs, a
petition to open or strike the judgment or a petition to stay the execution.
If the judgment was entered because you did not file with the Court any defense or objection you
might have within twenty (20) days after service of the Complaint for Mortgage Foreclosure and Notice
to Defend, you may have the right to have the judgment opened in you promptly file a petition with the
Court alleging a valid defense and a reasonable excuse for failing to file the defense on time. If the
judgment is opened, the Sheriffs Sale would ordinarily be delayed pending a trial of the issue of whether
the Plaintiff has a valid claim to foreclose the Mortgage.
You may also have the right to have the judgment stricken if the Sheriff has not made a valid
return of service of the Complaint and Notice to Defend or if the judgment was entered before twenty (20)
days after service or in certain other events. To exercise this right, you would have to file a petition to
strike the judgment.
You may also have the right to petition the Court to stay or delay the execution and the Sheriffs
Sale if you can show a defect in the Writ of Execution or service or demonstrate any other legal or
. bl . h
eqmta .e ng t.
You may also have the right to have the Sheriffs Sale set aside if the property is sold for a grossly
inadequate price or if there are defects in the Sheriffs Sale. To exercise this right, you should file a
petition with the Court after the sale and before the Sheriff has delivered his Deed to the property. The
Sheriff will deliver the Deed if no petition to set aside the sale is filed within ten (10) days from the date
when the Schedule of Distribution is filed in the Office of e Sheriff.
uis P. Vitti, Esquire
Attorney for Plaintiff
916 Fifth Avenue
Pittsburgh, PA 15219
(412) 281-1725
**THE DEBT COLLECTOR IS ATTEMPTING TO COLLECT A DEBT AND ANY
INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.**
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