HomeMy WebLinkAbout00-01490
KEYSTONE FINANCIAL BANK N.A.
Plaintiff
.
.
IN THE COURT OF COMMON PLEAS
COUNTY OF CUMBERLAND
COMMONWEALm OF
PENNSYLVANIA
:
VS.
CIVIL ACTION LAW
KErm M. mOMPSON
d/b/a G& T AUTO REPAIRS
Defendant
CIVIL TERM 2000 - 1'-/ 90 f2t:.;J.. I ~
CONFESSION OF JUDGMENT
Pursuant to the Warrant of Attorney contained in the aforementioned Promissory
Note, the original or copy of which is attached to the Complaint filed in this action, I
appear for the Plaintiff and confess judgment in favor of Plaintiff and against the
Defendant, Keith M. Thompson, as follows:
Principal
$ 4,004.26
Interest to 3-10-00
$ 153.24
Late Charges
$ 22.44
Attorney's Fees
$ 500.00
TOTAL
$ 4,679.94
with interest from March 10, 2000, on the principal sum of $4,679.94 at the rate of 15.25
% per annulll.
Respectfully submitted,
Dated~[~) uttJ
Duncan & Hartman, P.C.
By'~
William A. Dunc , Esquire
PA ID #22080
Attorney for Plaintiff
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lKEYSTONE FINANCIAL BANK N.A.
Plaintiff :
IN THE COURT OF COMMON PLEAS
COUNTY OF CUMBERLAND
COMMONWEALTH OF
PENNSYLVANIA
VS.
CIVIL ACTION LAW
KEIm M. THOMPSON
d/b/a G& T AUTO REPAIRS
Defendant
CIVIL TERM 2000 - J 4'10 ~ T....-
COMPLAINT FOR JUDGMENT BY CONFESSION PURSUANT TO
PENNSYLVANIA RULES OF CIVIL PROCEDURE 2951, ET SEQ.
Plaintiff, Keystone Financial Bank, N.A., by its attorney, William A. Duncan, files
this Complaint in Confession of Judgment.
1. Plaintiff, Keystone Financial Bank, N.A., is a Pennsylvania banking
Corporation existing under the laws of the Commonwealth of Pennsylvania, with its
principal place of business located at 1415 Ritner Highway, Carlisle, Cumberland County,
Pennsylvania.
2. Defendant is Keith M. Thompson, d/b/a G & T Auto Repairs, with a last
known address of 814 N. Front Street, Steelton, Cumberland County, Pennsylvania 17113.
3. On or about April 30, 1997, Defendant Keith M. Thompson, entered into a
Promissory Note in favor of Plaintiff, Keystone Financial Bank, N.A., in the original
principal amount of Seven Thousand and 00/100 ($7,000.00) Dollars. A tme and correct
copy ofthe Note, which contains the Warrant of Attorney upon which this judgment is
confessed, is attached hereto as Exhibit" A" and is a part hereof.
4. Defendant Keith M. Thompson, has defaulted in this obligation under the
Note by failing to make his January, Febmary and March, 2000 payments of principal and
interest due thereunder the terms of said note.
5. Pursuant to the Note, judgment may be entered against Defendant Keith M.
Thompson, for aU monies due without notice or demand.
6. Pursuant to the Note, and by reason of Defendant Keith M. Thompson's
default, the following amounts are currently due and owing Plaintiff Keystone Financial
Bank, N.A., by Keith M. Thompson, Defendant.
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Principal Amount due to date: $ 4,004.26
Interest Accrued and unpaid
through Mareb 10,2000 $ 153.24
Late Charges $ 22.44
Attorney's Fee's Pursuant
to the terms of the Note $ 500.00
TOTAL
$ 4,679.94
Interest accrues at a rate of $ 1.67 for each day after March 10, 2000 that this
indebtedness remains unpaid.
In an event of a petition to strike or open this judgment is fded.
PlaintitTKeystone Financial Bank N.A., reserves the right to have interest and
attorney's fees brought current.
7. There has been no assignment ofthe Note.
8.
Judgment has not been entered on the Note in any other jurisdiction.
9. Pursuant to the Note, $ 4,679.94 is currently due and owing Plaintiff
Keystone Financial Bank, N. A. from Defendant Keith M. Thompson, and Defendant Keith
M. Thompson, has failed to pay the amount due.
WHEREFORE, Plaintiff Keystone Financial Bank, N.A. request that judgment be
entered in its favor and against Defendant Keith M. Thompson, in the sum of $ 4,679.94
and all costs of suit.
Duncan & Hartman, P.C.
DATED:~}3) WOo) By:
ilIiam A. D ncan, Esquire
Attorney for Plaintiff
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yg,wICATION
I, Jack V. Hutchison, hereby verifY that I am a Sr. Vice President of Keystone
Financial Bank, NA, that I make this verification being authorized to do so, and the facts set
forth in the foregoing Complaint are true and collect to the best of my knowledge. I
understand that faIse statements herein are made subject to the penalties of 18 Pa. C.S. Section
...........to__to-. '/.-~
~ V. cbison
Sr. VIce President
Keystone Financial Bank, NA
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CERTIFICATION OF COMMERCIAL TRANSACTION
I, Jack V. Hutchison, hereby verifY that I am a Sr. Vice President of Keystone Financial
Bank, NA, and, as such, duly authorized representative of Keystone Financial Bank, N.A.,
deposes and says subject to the penalties of 18 Pa. C.S. Section 490.4 relating to unsworn
falsification to authorities that the underlying transaction relative to this Complaint in Confession
of Judgment is a commercial transaction to the best of his knowledge, information and belief.
. ~
~
ack . Hutchison
Sr. Vice President
Keystone Financial Bank, NA
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241-0060 FINRNCIRL TRUST
181 P02/05 M~R 10 '00 15:24
PROMISSORY NOTE
BCllT01l11er: Kl!UII M. TlIomP/lOll
_, G &TAulO Repair
814 Nllf1h I'nlnt Slnlet
Sl8tIIlon, PA 17113
Lender:
Principal Amount: $7,000.00 Interest Rate: 10.250% Date of Note: April 30. 1997
Maturity Date: May 1, 2002
PRO~I.E TO PAY. KeIth M. l'homJl8Oll ("BOrnawer") promISeS to P8Y 10 PElllNSYLVAMlA NATIONAL BAN!< AND TRUST COMPANY (.........1.
or lIf!Iet ,In IaIfIlI money oI,the lIIIlled .... 01 AmeIlCllo ... pdlIOlJllllllllClUnl 01 Seven TlIous8nd.. GOI1oo DolI8rs ($7,000.001. lOIIt!lher wilh
In1enMt Illlht ra", 0I10.25Cnl. per IIIlIllIm On lite uoplllll fIlInclP __ from AprB 30, 1817.1IJIlII p* In 1\dI.
PA~. ~ "'III P8Y lh18loan In 10 paymentS 01 $14$.89 fllICI1 JNIJIIIII1I. BoQ1llleJ'$lIrsl payment i8 dUe JUne 1, llll17, "'d all
~~_~to.. tI\Ul OIllhe ...., 01. monUt __ _ Bonuwer'll.lIl11l P8YR1enI will be dUe an May I, 2G02, IIIId ",m be lor
III pljhlCl@lariClllll~n.. IntereSt no! yet pid. ......lnCIUde prlnclJllll and I"""" 1_ on this NoIQ is computed on a 365/365 simple
l~ilOSis: Ihillis. by applying lhe _ of the annual i_ rate over the numllor of days In a year. multiplied by the oulstending prlnclpal baIlu1ca.
mulU~ed by the actual numbar of days lhe principal baIaIIl:8 is oulSlllndlng. Borrowm wiQ pay Lender at Lendlll's address shown above or III suoh
othor pi_ill> Lender may dllllignale In writing. unleSS othlllWisoJ agllled at required by applie:able law, paymsnts will be applied firsllo accrued
unpwd i_to than to principal, and any remaining ....ount to any unpaid coIlecllon CCl5ls and IafB c:harges.
PRl!PAYMIONT. Borrower I11IlY pay aU or a pllI1iOn of the ",""unl owad aartier than ft is 1I11e. l!arfy payments wlII not. unlllGlll\lll88d 10 by !.ender in
writing, relieve Borrower of BIlITClWGt"s obIigalion 10 contlnue to .- payments under the payment $Chedule. Ratller, they will rtlduce the pritlCipal
bIlIain due and I11IlY resull in Bo...._ making - payments.
LA,", CHAR~ II a payment is 15 daYs or manllllle,llortower will be cIlllrgell 5.l111Cl'll. OIl1le reglll8rly _uleCl payment or $1.00, VIIlIthever
is 11I1-.
()I;f!llJLT. aonower will be In defautt if any of the fcIlowing happens: (al Borrower failS to l'lllIke any payment When 0'00. (h) Borrower breaks any
ptOrrdse BOfTDY!er hl!5 ItllId8 10 Lender. or Bamlwer fails to comply with at to perlorm .wll8n due any olber Iann, obllganon, covenanl. or condition
contuined In this Note or any agreement relaled to this Nol(l, ClI in any olber agreement or lean BOJrO\VG/' hl!5 with lend",. (el Borrower defaults under
any illllfl. elllension 01 c:recllt _Ority l\llreemen~ purchasll or sales agreement, or any other agraemont. in favor of any ether r:reditor or pGl'$on thaI
may malBrially allliot any 01 Borrowe(s propotly or Borrowe(s sOldlY lo repay this Note Or perform Borrow.... Obligations under Ihis Nola at any of tha
ReIa\ed Documants. (d) Any representation or stalementltllld8 or furnished to lender by Borrower or on Borrowers bahall is false or misleading In any
mab\riaI respect ..th"' now at althe time made or furnished. (e) Borrow", dies or ~ insolvent, a receiver is llPPointed for any pwt 01 Borrower's
proparty, Borrower m..... an assignmanllor the benefit 01 c:re<litol$, or any plllOl'lGtllng is commam:ea either by Borrow", or I\IIllInst Borrower undar
any benk,uptcy or Insolvency laWS. (~Any Cl1lditor !ties to lake any of Borrow..... pmparty on or in which lendllr has a lien or securlly Inletesl This
inclujles a garnishment of. any of Bo"ower'S aa:ounts ,.;t/l lender. (gJ Any of tile evonts _bed in this d""'ull 51lOIion occurs with respect to any
gUll1lnlor of this Note. (h) A material alive.... change OCCIJl$ in Borrower's financial condllion, or L.ender bslievE the prClSpaot 01 paymenl or
p""'omanoe oflhe Indebtedness is imp8lted. (il lender in ~ failh d8e1l1S __
It any default, olhar than a default in payment, is curable and if Borrower has nut been given a notice 01 a breactl 01 the sama proviSiOn of this Nole
wilhin tile pracadlng IwlllVa (121 month.. ft mey be cured (and nO evenl of dalaull wiA have occurred) ill3o_. alter roceMng written nolioe from
LenolBr demanding <:ura of SUCh default (a) curas tile defaull within fifteen (15) wyS; at (b) if the oure requires more lhan lifteen (15) days,
Immlldialaly ini_ $lap. which Lender d8ems in L.end.... sole discnJIlon to be sufficient to cure the defaull and Ihe....fter continues and complales all
rea$9nabla and necassary slaps sufficient 10 produce cornpUance as .llOIIll5 tailSOnably pracIical.
LEN\DER'S RIGHTS. UpOll default. LlII1dllr may, attar gMnll suoh no_ as required by applicable law, d_ lIla anUra unpaid principal _co on
lhis lIIoteand liIl acc:ruad unpaid inlllretl immedia\llly due, and then ~ W11 pay lI!*Iamoun~ Upon d"""ft. inc:luding failure to pay upon ftnal
malurity, lender, at its option. mey alSo. if permiIIaCl under applicable law. I_the interas! ntI& on this Note 5.000 pan:enlage points. 1l1e 1-
_ will not.excea<llhe maximum rate permi\ted by appliCllbfe law. lendorl11llY nIre or pay s"""""'" _to Ilelp _ this Nale if Borrower d08S no!
pay. Borrower alljo wiQ pay Lender thaI anlQUnL This inc:ludes. sUOjllGlto any 6mits under applicable law, Landers aftomeys' '""" and Lender's legal
8XPE}..... whether or nollhere is a lewsuft. inc:luding allomays' 1aes and legal expall5QS lor bankruptcy pnx:aadlngs (lIlClud"mg efIcrlS 10 modify or
v_Ie any automatic slay or injunelion), appaals, and any anlicipalad posl-judgment ooIIecIion seovloes. II not prOhibited by applicable law. Borrower
alSO .wi11 pay any court CCl5ls. In addiUon to all olher surns pnll/lded by law. II jullgmant is an....d in connecBOII with this NoI&, interest .wiU continua 10
""'"1'a o~ this Nale _ Judgmenl al tha existing Interest rale prOllided for in this Nol&. 1l1Is Note h8s lleeflllellvennllo .....der and acc:epled by
I.I:nlfer Inllle Commonwealth 01 PennGylVlInla, It lIIera is a _n, Bonowerllll/eeS upon Lender's rcquesllO _mil to lIIe jutlSdlcllon oIlIIe
CQlIIIe 01 Cum~ Counly, IlIe Commo_ of PennsylVllllIL TIll. Nole _. be governed by and construed In accordance With the
IaWIJ 0I1he commonweslllt of Penn&ylVenlL
RIGHl' OF SETOFF. BOITower grants to.Lender ~ con_ ponl!5w ll8I::\IriIy intenJslln, and hereby assigns. con~. del...... pladges, and
Ira"'!""" ~ Lender all Borro........ nghl, 1ilIa and inlareslln and to, Borrower's IICOOlInts witl1 lender (whether _ng, savlngs, at some olher
account), Inc:luding withOullomifllliOn all accounls hald JOInay with $OIIIIlOJ1B else and all accounts Borrower may open in tile future, GKCludlng howawr
aIllFlA and Keogh accounts, and all trust accounts far which the grant 01 a sacurity interost would ba prchibillld by law. Borrower autnon_ lender. 10
the extant parmillad by applicable law, 10 charge or $BIClI all surns owing em 1I1is NoIe agllil1$l any and all such accounts.
G~ PROVISIONS. Lenller may delay or forgo elllorcing any 01 ilS rights or rama... UnC!et this Note wilhoutloslng them. 130""_ an4..any
o~her petlIOn who Signs. gUllranteas or end..... thl. NOIll, lo the extant allOY/ell by law. ...... presentment. demand for paynlllnt, pl'Q!esland nol& of
dIShonor. Upon any ChBn9' In lhe terms of this Note, and unlass otlulrwisa expnlSSly staled in writing, no party who signs Ihis Nol&, whether as maker.
guaranlat,accommowfion maker or endo...... shall be released ~om liability. AlI.uch pat1Ies agree IhaI Lender may renllW or axtend (repeatedly and
10' any length of Umellhis lcen. or reIea&a any party or glWantor at oOllateral; or impair, !ail to realize upon at parfecl L8nde(s security interest in tha
collllletal; and take any other actlon lI_d """""""'Y by Lender wiIhoutlhe cOll$lnl of or nutica 10 anyone. All such pal1ies also I\IIraalhat Lendor
mey modlly this loan wllhoutlha con5l!nt of or notice 10 anyone other lhan tile PllllY with whom the modification is n1IIda. K any pottion 01 this Nola is
for any reason delllrmlned to ba unenlorcaallle. . will not all8cl tile alllOtceabi!ity of any other prOVisions olll1is Note.
COJllRSSION OF JUDGMENT. BORROW!;R HEREBY IRReVOCABLY AUTHORIZES ANP EMPOWERS AN'( ATTORNEY Of! THE PROl'HONOTARY
OR CLERK OF AN'( COURT IN THE COMMONWEAlTH OF PENNSVl VANIA, OR ELSEWHERE, 10 APPEAR AT ANY 11ME FOR IlORROWEA AFTER
A DIEFAUL T UNDEfl THIS NOTE, AIIID WIT11 OR WITHOUT COMP1.AINT FILED, r.s OF ANY TERM; CONFESS OR ENTER JUDGMENT AGAINST
BORROWER FOR TIlE ENTIRE PRINCIPAL BAlANCE OF THIS NOTE, ALL ACCRUED INTEREST. LAl1: CHARGES. AND fIN'( AND ALL AMOUfIITS
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241-0060 FINANCIAL TRUST
181 P03/05 M~R 10 '00 15:25
0440--1997
Loa" No 30001
PROMISSORY NOTE
(COntinUed)
Page 2
EXPENDED OR ADVANCED BY LENPER FlELATlNG TO ANV COLLATERAL SECURING rHlS NOTE TOGETtiER WITH INTEREST ON SUCH
~.. S.'. TOGEiH.... ER. WITH CO$T....8 OF SUIT. ,.AND. N4 ArroRNEY'. 8 COMMISSION OF 1eN PERCEM'.{1.(l.'!I>). OF.THe UNPAID PRINCIPAL
NCE A/Iitl...,AElCfIUED IN1'EIlEST fOR t\OLLEC'I10N. Bur IN pm EVENT' NOT LESS THAN fiVE HUII!Dfi\ED DCl'..LARS ($500) ON WHICH
ENTORJUDGMENTS ONE OR ~EXECUTIONS MAY ISSUE IMMEDlAlELY; AND fOR SO DOINl>.'THIS NUn; OR A COpy OF THIS
N VERifiED BY AFFIDAVIT SHALL BE SUFFICIENT WARlW/T. THE AUlliORm' GRANTED IN THIS NOTE TO CONFESS JUDGMENT
AGAINST $ORROWER SHAlL NOT BE ElCHAU$'TEl)BY ANY EXERCISE OF THAT AUTOORITY. aur $HALl. C(lJImNOE FROM TIME TO TIME AND
AT ALL TIMES UNTIL PAYMENT IN fULL Of AU. AMOUNTS DUE UNDER THIS NOTE. llOfIROWER HEREllY ,WAIVES ANY RIGHT BORROWER
MAY HAIlE TO NanCE OR TO A HEARING IN CONNEcnoN wrTH ANY SUCH CONFESSION OF JUOGM$NiT. EXCEPT A/>l'(NOfICE AND/OR
~= REQUIRED UNDER APPU.. ..CABI.E.. ....W WITH RESPECT TO. EXECUTION OF THe JUDGMENT..., AND...' STATES. THAT EITHER A
R NTATlVE OF LENPER SPECIRCI\l.L V CllUED TIiIS CONfESSION OF JUDGMENT PAOVl$ON'TO SGAROWER'S ATTeNTION OR
B~OWER HAS BEEN REPRESENtED BY INDEPENDENT LEGAL COUNSEl. THE LIEN ARISING FROM /\NY JUDGMENT CONFESSED OR
EN'f!EREO PURSUANT TO THE FOREGOING AUTHORIlY SHALL NOT EXTEND TO ANV OF BORROI'VER'll.! RESIDENllAL REAL PROPERTY AS
THAIf TERM IS DEFINED IN THE PENNSYLVANIA JlCr OF JANUARY 30.1914 (fA. LAWS 13. NO.6). REFERRED TO lIS THE LOAN INTEREST N4D
PROTECTION ....W. AS "MENDEll. AND THE HOLDER OF pm JUDGMENT CONFESSED OR ENTERED ; PURSUANT iO THE FORGOING
Al1l'HORIiVSHALL NOT. IN ENFORCe.lENT OF ANV SUCH JIJOGMENl'. ElCECUlE. lJNV OR OTI1ERwisE PROCEED AGAINST ANY SUCH
eE. ENll. ilL REAL PROPER'T'I. ; I'fIOV. IbED. HOWEVtiR, THAT THE.. . L1ENO. F llUCH JUDGMENT SHAI.L $"'DT,O SUCH R.ESIDENTIAL. REAL
PR ERiY AND THAi THE HO\.D,ERTH_OF S/W.I. eE PERMITla) TO exeCUTE. L!VY OR PROCEED ;AGAINsT SUCH RESIDENTIAL FEAL
:ry FROM AND AFTeR THE: ENTRY OF A JUDGMENT AS CONTEMPl..AlED BY SECTION 4117 OF. SUCH LOAN INTEREST AND
PRctreC'l1ON LAW AND AWS ml TO 29116 OF THE PENNSYLVAIAA /l1JlES OF CIVIL PROCEDURE. OR SU~$SOA OR SIMILAR STATUTES
ANI:) RULES. NO LIMITATION OF LIEN OR ANV ElCECUl1ON. LEW OR OTl-IER ENFORCEMENT CONTAINEO IN rHe IMMEDIA'TaV PRECEDING
SEf1/TENCE SHALL AflPL Y WITH RESPECT m ANY JUDGMENT Q8TAlNED OTHER THAN BY THE FOREGbING AUTHORITY TO CONFESS OR
ENl!ER JUDGMFiNT.
PRIIOR TO" SlGNING THIS NOTE, BORIlOWER REAll AND UNIlERSTOOD ALL THE PROVISIONS OF TIllS NOTE. BORROWER AGREES TO
~ TERMS OF THe NOTE AND ACKNOWLSlGl!S RECEIPT Ol' A COMPl.ETEll COPY OF l'tte NOTe.
THIS HOlE HAS BEEN SIGNED AND SEW!O BY THE UNDERSIGNED.
BORROWER,
WIlIIess
FiXlldRII.. In$1t1lmen1.
LASER PRO, RelJjl. V.s. Pal. 6 T,M. Off., 'let. 3.23 {C)1_ cA ProSeNU:IS, IftC. Ann;"I! rUcrved. (fIIA-Dto THOI,'I'PKElLN c,4.0VLI
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KEYSTONE FINANCIAL BANK N.A.
Plaintiff
IN THE COURT OF COMMON PLEAS
COUNTY OF CUMBERLAND
COMMONWEALm OF
PENNSYLVANIA
VS.
CIVIL ACTION LAW
KEITH M. THOMPSON
d/b/a G & T AUTO REPAIRS
Defendant
CIVIL TERM 2000
TO KEITH M. mOMPSON, Defendant
You are hereby notified that on March /<I, 2000, judgment by Confession was
entered against you in the sum of $ </, t rrq, q,-/ in the above- captioned case.
DATE: ~ /'1 :Lbvv
,
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Prothonotary ..
YOU SHOULD TAKE TWS PAPER TO YOUR LAWYER AT ONCE. IF YOU
DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE
THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL
HELP.
CUMBERLAND COUNTY
BAR ASSOCIATION
2 LffiERTY AVENUE
CARLISLE, PENNSYLVANIA, 17013
717-249-3166
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I hereby certifY that the following is the address of the defendant stated in the
certificate of residence:
814 N. FRONT STREET
STEELTON. PA 17113
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, Defendido/a
Defendidoslas
U sted esta siendo notificado que el ( day) de
(month) del 2000, se anoto en contra suya un faDo por
confesion en la suma de $ en el caso mencionado en el epigrafe.
FECHA:
Prothonotario
USTED DEBE LLEV AR INMEDIATAMENTE ESTE DOCUMENTO A SU
ABOGADO. SI USTED NI TffiNE UN ABOGADOO NO PUEDRE PAGARLE A UNO,
LLAME 0 V AYA A LA SIGumNTE OFICINAPARA A VERlGUAR DONDE PUEDE
ENCONTRAR ASISTENCIA LEGAL.
CUMBERLAND COUNTY
BAR ASSOCIATION
2 LffiERTY AVENUE
CARLISLE, PENNSYLVANIA, 17013
717-249-3166
Certifico que la siguiente direccion es la del defendidola segun indicada en el
certificado de residencia:
Abogado del Demandante
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KEYSTONE FINANCIAL BANK N.A.
Plaintiff
IN THE COURT OF COMMON PLEAS
COUNTY OF CUMBERLAND
COMMONWEALm OF
PENNSYLVANIA
VS.
CIVIL ACTION LAW
KErm M. mOMPSON
d/b/a G & T AUTO REPAIRS
Defendant
CIVIL TERM 2000
ENTRY OF APPEARAN~E
TO THE PROTHONOTARY:
Please enter our appearance on behalf of PlaintitT, Keystone Financial Bank,
N. A. and enter judgment for Plaintiff and against Defendant Keith M. Thompson for
damages.
Duncan & Hartman, P.c.
DATED: ~.l 1) 'z.&.C1y:
U~.L~
. . m~. can, Esquire
Attorney for Plaintiff
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