HomeMy WebLinkAbout00-01510
MARK J. ODREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
Mercantile Bank s/b/m/t Farm
and Home Savings Association
1572 Second Avenue
San Diego, CA 92101
Plaintiff
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
v.
Judith H. Dahlquist
820 Lisburn Road, Apt. 402
Camp Hill, PA 17011-742
Defendant(s)
: NO. 00 - !5'/{J
(11 u\ L '-r E:IJ.h)
COMPLAINT IN MORTGAGE FORECLOSURE
YOU HAVE BEEN SUED IN COURT. If you wish to defend against the
claims set forth in the following pages, you must take action
within twenty (20) days after this Complaint and Notice are served,
by entering a written appearance personally or by attorney and
filing in writing with the Court your defenses or objections to the
claims set forth against you. You are warned that if you fail to
do so the case may proceed without you and a judgment may be
entered against you by the Court without further notice for any
money claimed in the Complaint or for any other claim or relief
requested by the Plaintiff. You may lose money or property or
other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
LAWYERS REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166 or 800-990-9108
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AVISO
Le han demandado a usted en la corte. si usted quiere defenderse
de estas demandas expuestas en las paginas siguientes, usted tiene
veinte (20) dias de plazo al partir de la fecha de la demanda y la
notificacion. Hace falta ascentar una comparencia escrita 0 en
persona 0 con un abogado y entregar a la corte en forma escrita sus
defensas 0 sus objeciones alas demandas en contra de su persona.
Sea avisado que si usted no se dafiende, la corte tomara medidas y
puede continuar la demanda en contra suya sin previo aviso 0
notificacion. Ademas, la corte puede decidir a favor del
demandante y requiere que usted cumpla con todas las provisiones de
esta demanda. Usted puede perder dinero 0 sus propiedades u otros
derechos import antes para usted.
LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE, SI NO TIENE ABOGADO
o SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN
PERSONA 0 LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE
ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR
ASISTENCIA LEGAL.
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, P A 17013-3387
717-249-3166 or 800-990-9108
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NOTICE
The amount of your debt is as stated in the attached document. The name of the creditor
to whom the debt is owed is as named in the attached document. Unless you notify us within
30 days after receipt of this Notice and the attached document that the validity of the stated
debt, or any portion of it, is disputed, we will assume that the debt is valid. If you do notify us
in writing of a dispute within the 30 day period, we will obtain verification of the debt or a
copy of a judgment against you, and mail it to you. If you do not dispute the debt, it is not an
admission of liability on your part. Also, upon your written request within the 30 day period,
we will provide you with the name and address of the original creditor if different from the
current creditor.
If you notify us in writing within the 30 day period as stated above, we will cease collection
of your debt, or any disputed portion of it, until we obtain the information that is required
and mail it to you. Once we have mailed to you the required information, we will then
continue the collection of your debt.
This law firm is deemed to be a debt collector and this Notice and the attached document is
an attempt to collect a debt, and any information obtained will be used for that purpose.
LAW OFFICES OF MARK J. UDREN
Isl Mark J. Udren, Esquire
'1040 N. Kings Highway, Suite 500
Cherry Hill, NJ 08034
(856) 482-6900
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1. Plaintiff is the Corporation designated as such in the
caption on a preceding page. If Plaintiff is an assignee then it
is such by virtue of the following recorded assignments:
Assignor: Bank united of Texas, FSB
Assignments of Record to: Mercantile Bank s/b/m/t Farm and Home
Savings Association
Recording Date: 8/30/93 Book: 452 Page: 1150
2. Defendant(s) is the individual designated as such on the
caption on a preceding page, whose last known address is as set
forth in the caption, and unless designated otherwise, is the real
owner(s) and mortgagor(s) of the premises being foreclosed.
3. On or about the date appearing on the Mortgage
hereinafter described, at the instance and request of Defendant(s),
Plaintiff (or its predecessor, hereinafter called Plaintiff) loaned
to the Defendant (s) the sum appearing on said Mortgage,
which
Mortgage was executed and delivered to Plaintiff as security for
the indebtedness.
Said Mortgage is incorporated herein by
reference in accordance with Pa.R.C.P. 1019 (g).
The information regarding the Mortgage being foreclosed is as
follows:
MORTGAGED PREMISES: 115 Charlotte Way
MUNICIPALITY/TOWNSHIP/BOROUGH: East Pennsboro Township
COUNTY: Cumberland
DATE EXECUTED: 12/21/92
DATE RECORDED: 1/5/93 BOOK: 1111 PAGE: 1027
The legal description of the mortgaged premises is attached hereto
and made part hereof.
4. Said Mortgage is in default because the required payments
have not been made as set forth below, and by its terms, upon
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breach and failure to cure said breach after notice, all sums
secured by said Mortgage, together with other charges authorized by
said Mortgage itemized below, shall be immediately due.
5. After demand, the Defendant (s) continues to fail or
refuses to comply with the terms of the Note as follows:
(a) by failing or refusing to pay the installments of
principal and interest when due in the amounts indicated
below;
(b) by failing or refusing to pay other charges, if any,
indicated below.
6. The following amounts are due on the said Mortgage as of
2/3/00:
Principal of debt due and unpaid
Interest at 8.5%
from 6/1/99
to 2/3/00
(the per diem interest accruing on
this debt is $9.29 and that sum
should be added each day after
2/3/00)
$39,875.49
2,303.92
Title Report
250.00
Court Costs (anticipated, excluding
Sheriff's Sale costs)
280.00
Escrow Overdraft/(Balance)
(The monthly escrow on this account
is $75.13 and that sum should
be added on the first of each
month after 2/3/00)
339.78
Late Charges
(monthly late charge of $16.34
should be added on the fifteenth of
each month after 2/3/00)
114.38
Other Fees
32.00
Attorneys Fees (anticipated and actual
to 5% of principal)
1.993.77
TOTAL
$45,189.34
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7. The attorney's fee set forth above are in conformity
with the mortgage documents and Pennsylvania law, and will be
collected in the event of a third party purchaser at Sheriff's
Sale. If the mortgage is reinstated prior to the sale, reasonable
attorney's fees will be charged in accordance with the reduction
provisions of Act 6, if applicable.
8. The combined notice specified by the Pennsylvania
Homeowner's Emergency Mortgage Assistance Program, Act 91 of 1983
and Notice of Intention to Foreclose under Act 6 of 1974 has been
sent to each defendant, via certified and regular mail, accordance
with the requirements of those acts, and the date appearing on the
'copy attached hereto as exhibit A, and made part hereof, and
defendants have failed to proceed within the time limits, or has
been determined ineligible, or Plaintiff has not been notified in
a timely manner of Defendant(s) eligibility.
WHEREFORE, the Plaintiff demands judgment, in rem, against
the Defendant(s) herein in the sum of $45,189.34, plus interest,
costs and attorneys fees as more fully set forth in the Complaint,
and for foreclosure and sale of the Mortg
Mark . Udren, ESQUIRE
MARK IT. UDREN & ASSOCIATES
Attorney for Plaintiff
Attorney I.D. No. 04302
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ALL THAT CZRTAIN tlNI:T IN THE l'llOl'El!.Tr KNOWN, ........... _,D IDENTIFIED ZN TIIB
DECLARATZON n.lIN. 1Il!:FERJUlD TO BELOW AS WESTWOoD CONDllMZNZUI4 LOCATED m EAST
l"ENNSBD1\O TOPINSHZl', CIlI<IBE!lL1oND COUN'rY, C~H OF 1'BNNSn.VloNZA, WHICH
IIlAS HEl\I!:TOFOl\l!: BEEN S1lBM:tTTED TO TIIB 1'lIDV:tSIONS 01' TIlE UNIT 1'llOl'ER'n' ~ OF
11ENNSn.Vl\N:tA. ~ 01' JULY 3, J.963 , 1'. L. 196 BY Till!: 1Il!:CORDING m TIlE OF THE
()PF!CE OF THE RECORDER OF DllBDS OF CUMIII!:RLIWI> COUN'l'l!', l'BNNSn.VloNZA OJ!' A
I>ECLARATION C1lEM!mG AND ESTA8L:tllH:tNG WESTWOOD V:tLLAGI!. CONDllMZNZUI4 DATED
,J'ANU1IIl.Y 29, 1975, AND BI!lCORDED JlUlUARY 29, 1975, IN MISC. BOOK 231, AT l'ASE
283, AND AMl!:NDED BY A CZRTAIN J!'ZRS9.' AMI!:NDMI!:Ift' TO DEcr.IUlATION CRI!lATmG AND
I!:STABLJ:SHmG WES'1'IIOOI> VILLAGI!: CONDOlaNZUM DATED MAY 28, 1976 AND BI!lCORDED ON
JUNE 22, 1976, IN !dISC BOOK 222, PAGE 729 AND A ~ SECOND A'MI!lNDMI!:N'J TO
DECLARATION CRI!lATING lIND ES'l!ABLISHmG WESTWOOD V:tLLAGI!. CONDllMZNZUI4 DATED JULY
21, 1976, lIND l\I!:CORDED ON JULY 28, 1976, IN MISC. BOOK 223, A l'AGE 343, lIND A
CODE OF RllGI>LATIONS OF WESTWOOD VILLAGE CONDOMINIUM DATED JlUlUARY 29, 1975,
Ann RECORDED ON JJ\NUAIlY 29, 1975. m MISC. BOOK 213 A!r PAGE 328, lIND AMl!:NDED
!3Y A CERTAIN FZl\ST ~ TO CODE OF l\I!:~TIONS OF WESTWOOD VILLAGE
CONDOMINIUM DATED MAY 28, 1976, AND l\I!:CORDED ON JON!!: 22, 1976, ZN MISC. BOOK
2~2 AT PAGE 737. lIND DI!:CLARATION n.lIN OF WES'1'IIOOI> VILLAGE CONDOMINIUM DATED
.:JUlUAla' 29, 1975, lIND l\I!:CORDED ON JlUlUARY 29, 1975. m n.lIN BOOK 26 AT PAGE
15. lIND AMl!:NDED BY A ~ FIRST AI:<<I!\NDNZN'l TO DI!lCLI\1\A!J!ZON n.lIN OF WESTWOOD
V!LLAGE CONDOMINIUM nA!rI!lD JULY 21, 1976, lIND l\I!:CORDED ON JULY 26, 1976, IN
l'LAN BOOK 28 AT PAGE 72, BEING DESIGNATED ON SAUl DI!lCLI\1\A!J!ZoN PLl\N OF
WE S '1'IIOOI> VILLAGE CONDOKINZUM AS llNIT NO. 115. SUZTl!i 304, KNOWN AS 115
C){l'~OTTl!i mY, SUZTE 304, blOLA, l'BNNSn.VloNZA. AS MOl\I!: FULLY DBSCRJ:llBD m
SUCH DECLl\li\AT:tON l'LAN lIND DECLARATION ClIEATING lIND ES'll2\BLISHING WESTWOOD
V1:LLAGE CONDOKJ:NIUM, AS TIII!l sAMe A1'l'1!ll\RS OF l\I!:CORD AS SETH FOaTH ABOVl!:,
INCLUOZNG ANr AMENt>MI!lNTS THERETO.
TOGETHI!:R WZTH A l'aol'ORTIONATE UND:tV:tDED INTEl\I!:ST m THE COMNON 1I!T.........NTS (AS
DEFINED ZN SUCH OI!:CLl\li\AT:tON) OF NINE HUNDRED THIRTr THOUSlIND l'El!. CI!:N'I! (.930%)
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December 24, 1999
ACT 91 NOTICE
TAKE ACTION TO S
YOUR HOME FR
FORECLOSU
This is an official notice that the mortgage on your home is in efault, and the lender intends to
foreclose. Specific information about the nature ofthe default s provided in the attached pages.
The HOMEOWNER'S MORTGAGE ASSISTANCE PROGR M (HEMAP) may be able to help
to save your home. This notice explains how the program wor
To see if HEMAP can help, you must MEET WITH A CONS MER CREDIT COUNSELING
AGENCY WITHIN 30 DAYS OF THE DATE OF THIS NOT CEo Take this Notice with you
when you meet with the Counseling Agency.
The name, address and phone number of Consumer Credit Cm seling Agencies serving your
County are listed at the end of this Notice. If you have any que tions, you may call the
Pennsylvania Housing Finance Agency toll free at 1-800-342~ 397. (Persons with impaired
hearing can call 717- 780.] 869). .
This Notice contains important legal information. If y u have any questions,
representatives at the Consumer Credit Counseling Agency m be able to help explain it. You
may also want to contact an attorney in your area. The local b r association may be able to help
you find a lawyer.
LA MOTIFICACION EN ADJUNTO ES DE SUMA IMPOR ANCIA, PUES AFECT A SU
DERECHO A CONTINUAR VIVIENDO EN SU CASA. SI 0 COMPRENDE EL
CONTENDO DE STA NOTIFICACION OBTENGE UNA T DUCCION
INMEDlT AMENTE LLAMANDO EST A AGENCIA (PENN YL VANIA HOUSING
FINANCE AGENCY) SIN CARGOS AL NUMERO MENCI NADO ARRIBA. PUEDESSER
ELEGIBLE PARA UN PRESTAMO POR EL PROGRAMA LAMADO "HOMEOWNER'S
EMERGENCY MORTGAGE ASSISTANCE PROGRAM" E CUAL PUEDE SAL V AR SU
CASA DE LA PERDlDA DEL DERECHO A REDIMIR SU IPSTECA.
EXHIBIT A
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HOMEOWNER'S NAME (S): Judith H. Dahlquist
PROPERTY ADDRESS: liS Charlotte Way
Enola, PA 17025
LOAN NUMBER: 014125272
ORIGINAL LENDER: Bank United of Texas FSB
CURRENT LENDERlSERVICER: Mercantile Bank
HOMEOWNER'S EMERGENCY MORTGAGE A SISTANCE PROGRAM
YOU MAYBE ELIGIBLE FOR FINANCIA ASSISTANCE
WHICH CAN SAVE YOUR HOME FROM FO ECLOSURE AND
HELP YOU MAKE FUTURE MORTGAG PAYMENTS
IF YOU COMPLY WITH THE PROVISIONS OF TH HOMEOWNER'S
EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 ( HE "ACT"), YOU MAY BE
ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANC
. IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCU STANCES BEYOND YOUR
CONTROL,
. IF YOU HAVE A REASONABLE PROSPECT OF BEIN ABLE TO PAY YOUR
MORTGAGE PAYMENTS, AND
. IF YOU MEET OTHER ELIGIBILITY REQUIREMENT ESTABLISHED BY THE
PENNSYLVANIA HOUSING FINANCE AGENCY.
TEMPORARY STAY OF FORECLOSURE. Under the Ac you are entitled to a temporary
stay of foreclosure on your mortgage for thirty (30) days from he date of this Notice. During
that time you must arrange and attend a "face-to-face" meet in with one of the consumer credit
counseling agencies listed at the end of this Notice. THIS M TlNG MUST OCCUR WITHIN
THE NEXT (30) DAYS. IF YOU DO NOT APPLY FOR EM RGENCY MORTGAGE
ASSISTANCE, YOU MUST BRING YOUR MORTGAGE U TO DA TE. THE PART OF
THIS NOTICE CALLED "HOW TO CURE YOUR MORTG GE DEFAULT" , EXPLAINS
HOW TO BRING YOUR MORTGAGE UP TO DATE.
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CONSUMER CREDIT COUNSELING AGENCIES- If yo meet with one of the consumer
credit counseling agencies listed at the end of this notice, the Ie der may NOT take action against
you for thirty (30) days after the date of this meeting. The nam , addresses and telephone
numbers of designated consumer credit counseling agencies for he county in which the property
is located are set "forth at the end of this Notice. It is only neces ry to schedule one face.to-face
meeting. Advise your lender immediately of your intentions.
APPLICATION FOR MORTGAGE ASSISTANCE- Your ortgage is in default for the
reasons set forth later in this Notice (see following pages for sp cific infonnation about the
nature of your default.) If you have tried and are unable to res ve this problem with thereunder,
you have the right to apply for finaricial assistance from Home ner's Emergency Mortgage
Assistance Program. To do so, you must fill out, sign and file a ompleted Homeowner's
Emergency Assistance Program Application with one of the de ignated consumer credit
counseling agencies listed at the end of this Notice. Only cons er credit counseling agencies
have application for the program and they will assist you in su itting a complete application to
the Pennsylvania Housing Finance Agency. Your application UST be filed or postmarked
within thirty (30) days of your face-to-face meeting.
YOU MUST FILE YOUR APPLICATION PROMPTLY. IF Y U FAIL TO DO SO OR IF
YOU DO NOT FOLLOW THE OTHER TIME PERIODS SE FORTH IN THIS LETTER,
FORECLOSURE MAY PROCEED AGAINST YOUR HOM IMMEDIA TEL Y AND YOUR
APPLICATION FOR MORTGAGE ASSISTANCE WILL BE ENIED.
AGENCY ACTION- Available funds for emergency mortgag assistance are very limited. They
will be disbursed by the Agency under the eligibility criteria e tabJished by the Act. The
Pennsylvania Housing Finance Agency has sixty (60) days to ake a decision after it receives
your application. During that time, no foreclosure proceedings ill be pursued against you if you
have met the time requirements set forth above. You will be n ified directly by the Pennsylvania
Housing Finance Agency of its decision on your application.
NOTE: IF YOU ARE CURRENTLY PROTECTED BY T FILING OF A PETITION IN
BANKRUPTCY, THE FOLLOWING PART OF THIS NO ICE [S FOR INFORMATION
PURPOSES ONLY AND SHOULD NOT BE CONSID ED AS AN ATTEMPT TO
COLLECT THE DEBT.
(If you have filed bankruptcy you can still apply for Erne ency Mortgage Assistance.)
NATURE OF THE DEFAULT -The MORTGAGE debt he by the above lender on your
property located at: 115 Charlotte Way
Enola, P A 17025
IS SERIOUSL Y IN DEFAULT because:
A. YOU HAVE NOT MADE MONTHLY MORTGAGE PA MENTS for the following
months and the following amount is now past due: Paym ts of $40 1.92 each for July
through December 1999, $98.04 in late charges, and $8.0 in property inspections.
TOTAL AMOUNT PAST DUE: $2517.56
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B. YOU HAVE FAILED TO TAKE THE FOLLOWING AC ON:
HOW TO CURE THE DEFAULT-You may cure the defaul within THIRTY (30) DAYS of
the date of this notice by paying the total amount past due to th lender which is $_2517.56_.
Plus any mortgage payments and late charges which become d during the thirty (30) day
period. Payments must be made either by cash, cashier's chec certified check or money order
made payable and sent to :
Mercantile Mortgage
221 West Cherry
Nevada, MO 64772
IF YOU DO NOT CURE THE DEFAULT - If you do not c e the default within THIRTY
(30) DAYS of the date of this Notice, the lender intends to exe ise its rights to accelerate the
mortgage debt. This means that the entire outstanding balance this debt will be considered due
immediately and you may lose the chance to pay the mortgage monthly installments. If full
payment of the total amount past due is not made within THIR Y (30) DAYS, the lender also
intends to instruct its attorneys to start legal action to foreclose pon your mortgaged property.
IF THE MORTGAGE IS FORECLOSED UPON-The mo gaged property will be sold by
the Sheriff to payoff the mortgage debt. If the lender refers y r case to its attorneys, but you
cure the delinquency before the lender begins legal proceeding against you, you will still be
require to pay the reasonable attorney's fees that were actually ncurred, up to $50.00. However,
if legal proceedings are started against you, you will have to p all reasonable attorneys' fees
actually incurred by the lender even if they exceed $50.00. An attorney's fees will be added to
the amount that you owe the lender, which may also include ot er reasonable costs. If you cure
the default within the thirty (30) day period, you will not be re uired to pay attorney's fees.
OTHER LENDER REMEDIES -- The lender may also sue u')Jersonally for the unpaid
principal balance and all other sums due under the mortgage.
RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF S SALE--- If you have not cured
the default within the THIRTY (30) DAY period and foreclos e proceedings have begun, you
still have the right to cure the default and prevent the sale at a time up to one hour before the
Sheriffs Sale. You may do so by paying the total amount the past due, plus any late or other
charges then due, reasonable attorney's fees and costs connect d with the foreclosure sale and
any together costs connected with the Sheriff's Sale as specifi in writing by the lender and by
performing and other requirements under the mortgage. Curin your default in manner set forth
in this will restore your mortgage to the same position as if yo had never defaulted.
EARLIEST POSSIBLE SHERIFF'S SALE DATE-It is es imated that the earliest date that
such a Sheriffs Sale ofthe mortgaged property could be held ould be approximately
_eight months from the date of this Notice. A n tice of the actual date of the
Sheriffs Sale will be sent to you before the sale. Of course, th amount needed to cure the default
will increase the longer you wait. You may find out at any tim exactly what the required
payment or action will be by contacting the lender.
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HOW TO CONTACT THE LENDER:
Name of Lender: Mercantile Mortgage
Address: 221 West Cherry
~evada, MO 64772
1.800-446-4042
1.417-448.8281
Vonnie Foster
Phone Number:
Fax Number:
Contact Person:
EFFECT OF SHERIFF'S SALE-You should realize that as eriff's Sale will end your
ownership ofthe mortgaged property and your right to occupy i If you continue to live in the
property after the Sheriff's Sale, a lawsuit to remove you and y r furnishings and other
belongings could be started by the lender at any time.
ASSUMPTION OF MORTGAGE-You_may or _X may not (CHECK ONE) sell or
transfer your home to a buyer or transferee who will assume the ortgage debt, provided that all
the outstanding payments, charges and attorney's fees and costs re paid prior to or at the sale
and that the other requirements of the mortgage are satisfied.
YOU MAY ALSO HAVE THE RI
. TO SELL THE PROPERTY TO OBTAIN MONEY TO P
DEBT OR TO BORROW MONEY FROM ANOTHER LE
OFF THIS DEBT.
. TO HAVE THIS DEF AUL T CURED BY ANY THIRD P
BEHALF
OFF THE MORTGAGE
DING INSTITUTION TO PAY
TY ACTING ON YOUR
. TO HAVE THE MORTGAGE RESTORED TO THE SAM POSITION AS IF NO
DEFAULT HAD OCCURRED, IF YOU CURE THE DEF UtT. (HOWEVER, YOU DO
NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT ORE THAN THREE TIMES IN
ANY CALENDAR YEAR.)
. TO ASSERT THE NONEXISTENCE OF A DEFAULT IN NY FORECLOSURE
PROCEEDING OR ANY OTHER LAWSUIT INSTITUTE UNDER THE MORTGAGE
DOCUMENT,
. TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YUMA Y HAVE TO SUCH
ACTION BY THE LENDER.
. TO SEEK PROTECTION UNDER THE FEDERAL BAN UPTCY LAW.
CONSUMER CREDIT COUNSELING AGENCIES SERVIN YOUR COUNTY
See APPENDIX C
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V E R I F I CAT ION
Mark J. Udren, Esquire, hereby states that he is the attorney
for the Plaintiff, a corporation unless designated otherwise; that
he is authorized to take this Verification and does so because of
the exigencies regarding this matter, and because Plaintiff must
verify much of the information through agents, and because he has
personal knowledge of some of the facts averred in the foregoing
pleading; and that the statements made in the foregoing pleading
are true and correct to the best of his knowledge, information and
belief and the source of his information is public records and
reports of Plaintiff's agents. The undersigned understands that
this statement herein is made subject to the penalties of 18
Pa.C.S. Section 4904 relating to unsworn falsification to
authorities.
Mark J. Udren, ESQUIRE
MARK J. UDREN & ASSOCIATES
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SHERIFF'S RETURN - REGULAR
C;\SE NO: 2000-01510 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
MERCANTILE BANK ET AL
VS
D1\.HLQUIST JUDITH H
RICHARD SMITH
, Sheriff or Deputy Sheriff of
Cumberland County, Pensylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE
was served upon
DAHLQUIST JUDITH H
the
DEFENDANT
, at 0019:08 HOURS, on the 17th day of March
, 2000
at 820 LISBURN ROAD
APT 402
CAMP HILL, PA 17011
by handing to
J1IDITH DAHLQUIST
a true and attested copy of COMPLAINT - MORT FORE
together with
NOTICE
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
So Answers:
18.00
9.92
.00
10.00
.00
37.92
r~~~
R. Thomas Kline
03/21/2000
MARK J. UDREN
Sworn and Subscribed to before By:
me this 10 ~
day of
_j)~ ~ A.D.
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t2. ~,UP;;-'
rothonotary
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
AT,]~Y LD. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
6051-482 -6900
Mercantile Bank s/b/m/t Farm
and Home Savings Association
1:;72 Second Avenue
Sam Diego, CA 92101
Plaintiff
ATTORNEY FOR PLAINTIFF
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
v.
Judith H. Dahlquist
820 Lisburn Road, Apt. 402
Camp Hill, PA 17011-742
Defendant(s)
:NO. 00-1510 Civil Term
PRAECIPE FOR JUDGMENT FOR FAILURE TO
ANSWER AND ASSESSMENT OF DAMAGES
TO THE PROTHONOTARY:
Kindly enter judgment in favor of the Plaintiff and against the
De:Eendant (s) for failure to file an Answer to Plaintiff I s Complaint
wi1:hin 20 days from service thereof and for foreclosure and sale of the
mortgaged premises, and assess Plaintiff's damages as follows:
As set forth in Complaint
Interest per Complaint
From 02/04/00 to 04/21/00
Late charges per Complaint
From 02/15/00 to 04/21/00
Escrow payment per Complaint
From 03/01/00 to 04/21/00
$45,189.34
724.62
49.02
150.26
TOTAL
$46.113.24
I hereby certify that (1) the addresses of the Plaintiff and
Defendant are as shown above, and (2) that notice has been given in
accordance with Rule 237.1, a copy of which is ttached hereto.
MARK
Mark J Udren, ESQUIRE
Attorn y for Plaintiff
D~~GES ARE HEREBY ASSESSED AS
DATE: IA,VI ( .J. /j. J (J-(HJ
INDICATED
PRO
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N.KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
Mercantile Bank s/b/m/t Farm and Home
Savings Association
1572 Second Avenue
San Diego, CA 92101
Plaintiff
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
v.
Judith H. Dahlquist
820 Lisburn Road, Apt. 402
Camp Hill, PA 17011-742
Defendant(s)
NO. 00-1510 Civil Term
DATED:
TO:
April 10, 2000
Judith H. Dahlquist
820 Lisburn Road, Apt. 402
Camp Hill, PA 17011-742
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN
APpEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE
COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST
YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE,
A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY
LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS
NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT
AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT
WHERE YOU CAN GET LEGAL HELP.
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166 or 800-990-9108
NOTIFICACION IMPORTANTE
US TED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER TOMADO LA
ACCION REQUIRIDA DE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION
DEBIDA DENTRO DE UN TERMINO DE DIEZ (10) DIAS DE ESTA NOTIFICACION,
EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARARECER USTED EN CORTE 0
ESCUCHAR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA, USTED PUEDE
PERDER BIENES Y OTROS DERECHOS, IMPORTANTES. DEBE LLEVAR ESTA
NOTIFICACION A UN ABOGADO IMMEDIATAMENTE SI US TED NO TIENE ABOGADO,
o SI NO TIENE DINERO SUFICIENTE PARA TAL SERVICIO, VAYA EN PERSONA
o LLAME POR TELEFONO A LA OFICINA, CUYA DIRECCION SE ENCUENTRA
ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA
LEGAL.
SERVICIO DE REFERENCIA LEGAL
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166 or 800-990-9108
NOTICE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, THIS
LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR AND THIS IS AN ATTEMPT TO
COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT
PURPOSE.
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MARK J. UDREN & ASSOCIATES
BY: Hark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
609-482-6900
Mercantile Bank s/b/m/t Farm
and Home Savings Association
~572 Second Avenue
San Diego, CA 92~0~
Plaintiff
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
MORTGAGE FORECLOSURE
v.
Judith H. Dahlquist
820 Lisburn Road, Apt. 402
Camp Hill, PA ~70~~-742
Defendant(s)
NO. 00-~5~0 civil Term
AFFIDAVIT OF NON-MILITARY SERVICE
STATE OF
SS
COUNTY OF
THE UNDERSIGNED being duly sworn, deposes and says that the
averments herein are based upon investigations made and records
maintained by us either as Plaintiff or as servicing agent of the
Plaintiff herein and that the above Defendant(s) are not in the
Military or Naval Service of the United States of America or its
Allies as defined in the Soldiers and Sailors civil Relief Act of
~940, as amended, and that the age and last known residence and
employment of each Defendant are as follows:
Defendant:
Age:
Residence:
Employment:
Judith H. Dahlquist
Over ~8
As captioned above
Unknown
f
Nam: Ohn . ie.;,.
Tit A5'&\-. Vi v... "'"?"'esl~t
Company: MUc:..of\-\11c:.. ~I'\~ tJ. A.
JAMES W. LITTELL
Notar:r Public - Notary Seal
STATE OF MISSOURI
Vernon County
My Commi8sion Expil"ea: June 12. 21000
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS H~GHWAY, SUITE 500
CHERRY HILL, NJ 08034
609-482-6900
Mercantil~Bank s/b/m/t Farm
and Home Savings Association
1572 Second Avenue
San Diego, CA 92101
ATTORNEY FOR PLAINTIFF
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
Plaintiff
v.
Judith H. Dahlquist
820 Lisburn Road, Apt. 402
Camp Hill, PA 17011-742
: NO. 00-1510 civil Term
Defendant(s)
TO: JUDITH H. DAHLQUIST
820 Lisburn Road, Apt. 402
Camp Hill, PA 17011-742
NOTICE
Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby
not:ified that a Judgment has been entered against you in the above
proceeding as indicated below.
~ Judgment by Default
Prothonotary
Money Judgment
,
Judgment in Replevin
Judgment for Possession
Judgment on Award of Arbitration
Judgment on Verdict
Judgment on Court Findings
IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE PLEASE CALL:
ATTORNEY
Mark ,To Udren. Esquire
At this telephone number:
609-482-6900
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
609-482-6900
Mercantile Bank s/b/m/t Farm
and Home Savings Association
1572 Second Avenue
San Diego, CA 92101
ATTORNEY FOR PLAINTIFF
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
Plaintiff
v.
Judith H. Dahlquist
820 Lisburn Road, Apt. 402
Camp Hill, PA 17011-742
: NO. 00-1510 Civil Term
Defendant(s)
PRAECIPE FOR WRIT OF EXECUTION
TO THE SHERIFF:
Ise:ue writ of Execution in the above matter:
115 Charlotte Way
Enola, PA 17025
Amount due
$~6.113.24
Interest From April 22. 2000
to Date of Sale September 6 7.000
Per diem @$9.29
1. 282 02
(Costs to be added)
$
MARK J. UDREN & ASSOCIATES
Mark
ATTO
. Udren, ESQUIRE
EY FOR PLAINTIFF
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A:l;L THAT CERTAIN UNIT IN THE PIlOPERTY KNOWN, _D AND IDENTIFIED IN ~KE
D",c;t..ARl\.~ION PLAN, REIl'ElUIED TO BELOW' AS WESTI'IOOD qONDOM:INIUM LOC,'l.TED IN EAST
PFNNSBORO TOWNSHIP, CUMBERLl\ND COUNTY, COMMONWEllLTH 011' PENNSYLV.lINIA, WIlICH
HAS HERETOFORE BEEN SUBMITTED TO THE PROVISIONS OF THE UNIT PROPERTY ACT OF
PENNSYLV.lINIA, ACT OF JULY 3, J.963 , Po L. J.96 BY THE RECOllDING IN THE OF THE
Of'f'YCE OF THE 1ll!:COllDER OF DEEDS OJ!' ctJMBERLl\ND COuNTY, I!'ENNSYLVANIA OJ!' A
DlECJ:J\RATION CREATING AND ESTABLISHING WESTI'IOOD VILLAGE CONDOMINIUM DATED
JAW/AllY 29, J.975, AND RECOllDED JANUAllY 29, J.975 , IN MISC. BOOK 231, AT PAGE
28'3, AND AMENllEl:> BY A CER!I!lUN FIRST AMENIlMENT TO DECLlUlATION CREATING AND
EPrABLISHING WESTWOOD VILLAGE CONDOMINIUM DA'rED MAY 28, J.976 AND HECOllDED ON
J'M>; 22, J.976, IN MISC BOOK 222, PAGE 729 AND A CERTAIN SECOND .l\.MENDMl!:NT TO
DJi'c:J:J\RA'rION CHEATING AND ES!l!ABLISHING WES!l!WOOD VILLAGE CONDUMINIUM DATED JULY
21., J.976, AND RECOllDED ON JULY 28, J.976, IN MISC. BOOK 223, A PAGE 343, AND A
CtJl)J!: OF REGULA~XONS OF WESTI'IOOD VILLAGE CONDOMINIUM DA~ED oJ2\NUARY 29, J.975 ,
ANc HECOllDED ON J:ANUARY 29, J.975 , IN MISC. BOOK 2J.3 A~ PAGE 328, AND AWENDED
BY )I. CER~AIN FI:as~ .l\MENDMEN'r ~O CODE OF HEGULA~IONS OF WESTI'IOOD VILLAGE
CONDOMINIUM DA~l!:D MAY 28, J.976, AND HECOllDED ON JUNE 22, J.976, IN MISC. BOOK
22.2. AT PAGE 737, AND DECLlUlATION PLAN OF llESTI'IOOD VILLAGE CONPUMINIUM DATED
JAfofI.JARY 29, J.975, AND HECOllDED ON oJ2\NUARY 29, J.975, IN PLAN BOOK 26 AT PAGE
J.5, AND lIMENDED BY A CER~AIN FIRS~ AMENllWEN~ ~O DI!:CLlI1lA!l!ION PLAN Oli' llESTNOOD
VILLAGE CONDOMINIUM DATED JULY 2J., J.976, AND RECOllDED ON JULY 26, J.976, IN
l?'..l\t~ BOOK 28 AT PAGE 72, BEING DESIGNA~ED ON SAnl DECLlUlATION PLAN OF
Wi'S'l:'i'IOOD VILLlIGl!: CONDOMINIUM AS UNIT NO. J.J.5, SUI'rB 304, mOWN AS J.15
ClIARLOT'rE ro\Y, SUI~E 304, ENOLA, PENNSYLVANIA, AS MOllI!l F!lLLY DBSCRIBED IN
SUell DECLlI1\A'J!IOlil PLAN' AND DECLlI1\A'J!ION CREA'rING AND ES'rABLISHING WES=OOD
Vn...LAGE CONDOMIlilIUM, AS ~HB SAWE Al'PWs Oli' RECORD AS SE~ 1i'0ll!l1H ABOVE,
INC:WDING ANY Al<ll!lNDMENTS 'rIIEHE~O.
To.r;i!:THER WITH A PIlOPOR~IONATE UNDIVIDED IN'rBRES~ IN 'rKE COMMON ELEMENTS (AS
DU'J:NED IN SUCH DI!lCLlUlATION) OF NINE HUNDB.EIl 'rHIRfi 'rHOUSAND E'ER CEN'r (.930%)
BEING KNOWN AS
115 CHARLOTTE WAY
PROPERTY ID NO.
09-12-2992-011-A-12304
TITLE TO SAID PREMISES IS VESTED IN JUDITH H. DAHLQUIST, SINGLE
PERSON BY DEED FROM LISA ANN FINK, NOW BY MARRIAGE, LISA ANN
HACKENBERG, AND KURT A. HACKENBERG, HER HUSBAND, DATED 4/28/1989
AND RECORDED 5/3/1989 IN DEED BOOK 33 X PAGE 919
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
609-48'2-6900
Mercantile Bank s/b/m/t Farm
and Home Savings Association
1572 Second Avenue
San Diego, CA 92101
ATTORNEY FOR PLAINTIFF ,
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
Plaintiff
v.
Judith H. Dahlquist
820 Lisburn Road, Apt. 402
Camp Hill, PA 17011-742
Defendant(s)
: NO. 00-1510 Civil Term
AFFIDAVIT PURSUANT TO RULE 3129.1
Mercantile Bank s/b/m/t Farm and Home Savings Association, Plaintiff in
the above action, by its attorney, Mark J. Udren, ESQ., sets forth as of
the date the Praecipe for the Writ of Execution was filed the following
information concerning the real property located at: 115 Charlotte Way
Enola, PA 17025
1. Name and address of Owner(s) or reputed Owner(s) :
Name Address
JUDITH H. DAHLQIST
820 LISBURG RD., APT 402, CAMP HILL, PA
17011-742
2. Name and addres&of Defendant(s) in the judgment:
Name Address
SAME AS # 1 ABOVE
3. Name and address of every judgment creditor whose judgment is a record
lien on the real property to be sold:
Name Address
NONE
4. Name and address of the last recorded holder of every mortgage of
record:
Name Address
Plaintiff herein.
See Caption above.
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5. Name and address of every other person who has any record lien on the
property:
Name Address
NONE
6. Name and address of every other person who has any record interest in
the property and whose interest may be affected by the sale:
Name Address
REAL ESTATE TAX DEPT.
1 COURTHOUSE SQ., CARLISLE, PA 17013
Domestic Relations Section
13 N. HANOVER ST., CARLISLE, PA 17013
Corrmonwealth of PA,
Department of Revenue
Bureau of Compliance, Dept. 280946
Harrisburg, PA 17128-0946
7. Name and address of every
knowledge who has any interest
the sale:
Name
other person of whom the plaintiff has
in the property which may be affected by
Address
Tenants/Occupants
115 Charlotte Way, Enola, PA 17025
I verify that the statements made in this affidavit are true and correct
to the best of my personal knowledge or information and belief. . I
understand that false statements herein are made subject to the penalties
of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities.
MARK J. UDREN & ASSOCIATES
DATED: April 21, 2000
Mark . Udren, ESQ.
Atto ney for Plaintiff
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MARX J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATT'Y I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHE'RRY HILL, NJ 08034
609-482-6900
Mercantile Bank s/b/m/t Farm
and Home Savings Association
1572 Second Avenue
San Diego, CA 92101
. ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE. FORECLOSURE
Plaintiff
v.
Judith H. Dahlquist
820 Lisburn Road, Apt. 402
Camp Hill, PA 17011-742
: NO. 00-1510 Civil Term
Defendant(s)
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: JUDITH H. DAHLQUIST
820 Lisburn Road, Apt. 402
Camp Hill, PA 17011-742
Your house (real estate) at 115 Charlotte Way, Enola, PA 17025 is
scheduled to be sold at the Sheriff I s Sale on September 6, 2000, at
10: 00 AM in the CUMBERLAND COUNTY COURTHOUSE, 1 COURTHOUSE SQUARE,
CARLISLE, PA to enforce the court judgment of $46,113.24, obtained by
Plaintiff above (the mortgagee) against you. If the sale is postponed,
the property will be relisted for the Next Available Sale.
NOTICE OF OWNER'S RIGHTS
YOU MAY RF: ART.F: '1'0 PREVENT THIS SHF:RTFF'S SALE
To prevent this Sheriff's Baler you must take immediate action:
1. The sale will be cancelled if you pay to the
charges, costs and-reasonable attorney's fees.
you may call: (609) 482-6900
mortgagee the back payment, late
To find out how much you must pay,
2. You may be able to stop the sale by filing a petition asking the Court to strike
or open the judgment, if the judgment was improperly entered, You may also ask
the Court to postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact one, the
more chance you will have of stopping the sale. (See notice on page two on how
to obtain an'attorney.)
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y~r MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS
EYll:N IF THE SHERIFF I S SALE DOES TAKE PLACE.
1. If the Sheriff's Sale is not stopped, your property will be sold to the
highest bidder. You may find out the price bid by calling 609-482-6900.
2. You may be able to petition the Court to set aside the sale if the bid price
was grossly inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount
due in the sale. To find'out if this has happened, you may call 609-482-6900.
4. If the amount due from the Buyer is not paid to the Sheriff, you will remain
the owner of the property as if the sale never happened.
5. You have the right to remain in the property until the full amount due is
paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer
may bring legal proceedings to evict you.
6. You may be entitled to a share of the money which was paid for your house.
A schedule of distribution of the money bid for your house will be filed by the Sheriff
within 30 days after the sale. This schedule will state who will be receiving that
mon~~y. The money will be paid out in accordance with this schedule unless exceptions
(reasons why the proposed distribution is wrong) are filed with the Sheriff within ten
(10) days after Schedule of Distribution is filed.
7. You may also have other rights and defenses, or ways of getting your home
back, if you act immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR
CANlqOT AFFORD ONE. GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN
GET LEGAL HELP.
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166 or 800-990-9108
ASSOCIATION DE LICENCIDADOS DE FILADELFIA
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166 or 800-990-9108
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
609-482-6900
ATTORNEY FOR PLAINTIFF
Mercantile Bank s/b/m/t Farm
and Home Savings Association
1572 Second Avenue
San Diego, CA 92101
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
Plaintiff
v.
Judith H. Dahlquist
820 Lisburn Road, Apt. 402
Camp Hill, PA 17011-742
: NO. 00-1510 Civil Term
Defendant(s)
C E R T I F I CAT E
Mark J. Udren, Esquire, hereby states that he is the attorney for
the Plaintiff in the above-captioned matter and that the premises are not
subject to the provisions of Act 91 because it is:
An FHA insured mortgage
Non-owner occupied
Vacant
X Act 91 procedures have been fulfilled.
Over 24 months delinquent.
This certification is made subject to the penalties of 18 Pa. C.S.
Sec. 4904 relating to unsworn falsification to authorities.
MARK J. UDREN & AS OCIATES
Mark J. dren, ESQUIRE
ATTORNEY FOR PLAINTIFF
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
609-482-6900
ATTORNEY FOR PLAINTIFF
Mercantile Bank s/b/m/t Farm
and Home Savings Association
Plaintiff
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
v.
Judith H. Dahlquist
Defendant(s)
. NO. 00-151.0 Civil Term
PRAECIPE TO SUBSTITUTE VERIFICATION
TO THE PROTHONOTARY:
Kindly substitute the attached Verification for the
Verification attached to the Complaint in Mortgage Foreclosure with
regard to the captioned matter.
MARK J. UDREN & ASSOCIATES
DATED: April 21, 2000
BY:
Ma' J. Udren, Esquire
At orney for Plaintiff
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V E R I F I CAT I 0 N
The undersigned, an officer of the Corporation which is the
plaintiff in the foregoing Complaint or an officer
of the
Corporation which is the servicing agent of plaintiff, and being
authorized to make this verification on behalf of the plaintiff,
hereby verifies that the facts set ,forth in the foregoing Complaint
are taken from records maintained by persons supervised by the
undersigned who maintain the business records of the mortgage held
by Plaintiff in the ordinary course of business and that those
facts are true and correct to the best of the knowledge,
information and belief of the undersigned.
The undersigned understands that this statement is made
subject to the penalties of 18 Pa. C.S. Section 4904 relating to
unsworn falsification to authorities.
Date:
~~/ /00
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MARK J. UDREN & ASSOCIATES
BY, Mark J. Udren
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
Mercantile Bank s/b/m/t Farm
and Home Savings Association
1572 Second Avenue
San Diego, CA 92101
Plaintiff
ATTORNEY FOR PLAINTIFF
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
v.
. ,
Judith H. Dahlquist
820 Lisburn Road, Apt. 402
Camp Hill, PA 17011-742
Defendant(s)
:NO. 00-1510 Civil Term
AFFIDAVIT OF SERVICE PURSUANT TO Pa.R.C.P.RULE 3129.1
Plaintiff, by itS/his/her Attorney, Mark J. Udren, Esquire, hereby verifies
that:
1. A copy of the Notice of Sheriff's Sale, a true and correct copy of which
is attached hereto as Exhibit "A", was sent to every recorded lienholder and
every other interested party known as of the date of the filing of the
Praecipe for the Writ of Execution, on the date(s) appearing on the attached
Certificates of Mailing.
2. A Notice of Sheriff's Sale was sent to Defendant(s) by regular mail and
certified mail on the date appearing on the attached Return Receipt, which
was signed for by Defendant (s) on the date specified on the said Return
Receipt. Copies of the said Notice and Return Receipt are attached hereto as
Exhibit "B".
3. If a Return Receipt is not attached hereto, then service was by personal
service on the date specified on the attached Return of Service, attached
hereto as Exhibit "B".
4. If service was by Order of Court, then proof of compliance with said
Order is attached hereto as Exhibit "B".
All Notices were served within the time limits set forth by Pa Rule C.P.
3129.
This Affidavit is made subject to the penalties of 18 Pa.C.S. Section 4904
relat,ing to unsworn falsification to authorities.
Dated: August 3, 2000
MARK J. UDREN & ASSOCIATES
BY:
~.
Mark J. Udren, Esquire
Attorney for Plaintiff
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
609-482-6900
Mercantile Bank s/b/m/t Farm
and Home Savings Association
1572 Second Avenue
San Diego, CA 92101
ATTORNEY FOR PLAINTIFF
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
Plaintiff
v.
Judith H. Dahlquist
820 Lisburn Road, Apt. 402
Camp Hill, PA 17011-742
Defendant(s)
: NO. 00-1510 Civil Term
AMENDED AFFIDAVIT PURSUANT TO RULE 3129.1
Mercantile Bank s/b/m/t Farm and Home Savings Association, Plaintiff in
the above action, by its attorney, Mark J. Udren, ESQ., sets forth as of
the date the Praecipe for the Writ of Execution was filed the following
information concerning the real property located at: 115 Charlotte Way
Enola, PA 17025
1. Name and address of Owner(s) or reputed Owner(s) :
Name Address
JUDITH H. DAHLQIST
820 LISBURG RD., APT 402, CAMP HILL, PA
17011-742
2. Name and address of Defendant(s) in the judgment:
Name Address
SAllIE AS # 1 ABOVE
3. Name and address of every judgment creditor whose judgment is a record
lien on the real property to be sold:
Name Address
NONE
4. Name and address of the last recorded holder of every mortgage of
record:
Name Address
Plaintiff herein.
See Caption above.
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5. Name and address of every other person who has any record lien on the
property:
Name Address
NONE
6. Name and address of every other person who has any record interest in
thE! property and whose interest may be affected by the sale:
Name Address
REllL ESTATE TAX DEPT.
1 COURTHOUSE SQ., CARLISLE, PA 17013
Domestic Relations Section
13 N. HANOVER ST., CARLISLE, PA 17013
Commonwealth of PA,
Department of Revenue
Bureau of Compliance, Dept. 280946
Harrisburg, PA 17128-0946
7. Name and address of every
knowledge who has any interest
the sale:
Name
other person of whom the plaintiff has
in the property which may be affected by
Address
WESTWOOD VILLAGE CONDOMINIUM
650 WESTWOOD DR., ENOLA, PA 17025
Tenants/Occupants
115 Charlotte Way, Enola, PA 17025
I verify that the statements made in this affidavit are true and correct
to the best of my personal knowledge or information and belief. I
understand that false statements herein are made subject to the penalties
of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities.
MARK J. UDREN & ASSOCIATES
DATED: AUGUST 3, 2000
l-fY\.
Mark J. Udren, ESQ.
Attorney for Plaintiff
''''''''''-'ru~_,"~~" ,
-,.....
laRK J. UDREN & ASSoOCIATES
BY: Mark J. Udren, Esquire
ATTY LD. NoO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
1356-482-6900
Mercantile Bank s/b/m/t Farm
and Home Savings Association
1572 Second Avenue
San Diego, CA 92101
Plaintiff
ATToORNEY FoOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
NO. 00-1510 civil Term
v.
Judith H. Dahlquist
820 Lisburn Road, Apt. 402
Camp Hill, FA 17011-742
Defendant(s)
DATE: April 28, 2000
'ToO: ALL PAR'l'IES IN INTEREST AND CLAIMANTS
NoOTICE oOF SHERIFF'S SALE
oOF-REAL_ERQEER~Y
OWNER(S): JUDITH H DAHLQUIST
PRoOPERTY: 11S Charlotte Way
Eno1a, PA 17025
Improvements: RESIDENTIAL DWELLING
The above captioned property is scheduled to be sold at the
~~e~and County Sheriff's Sale on ~ep_~e~e~6~QO~, at 10:00
AM, at the CUMBERLAND COUNTY COURTHOUSE,l COURTHOUSE SQUARE
CARLISLE PA. Our records indicate that you may hold a mortgage or
judgment on the property which will be extinguished by the sale.
You may wish to attend the sale to protect your interests.
A Schedule ot Distribution will be filed by the Sheriff on a date
specified by the Sheriff not later. that 30 days after sale.
Distribution will be made in accordance with the schedule unless
exceptions are filed thereto within 10 days after the filing of the
schedule.
~IBITA
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STATE OF PENNSYLVANIA,
COUNTY OF CUMBERLAND
} 55.
Robert P Ziegler
I, __h___n_nnh_n_nnhnn__________ n_____________ n________nn__h_____ Recorder of
Deeds in and for said County and State do hereby certify that the Sheriff's Deed in which ____U_n_n____
Federal Natl Mtg Assoc .
___________________________.________________________________________________________ ~ the grantee
6th
the same having been sold to said grantee on the ___________________________u__________n____n day of
___~~l'_t:.~lIll>_~~n__nnnn_________nn_ A. D.,~()9.9-n-' under and by virtue of a wriL___u________
Execution . d th 25th
___ _____ ________ ___ __ __ _ __ __ __ ___ ___ __ _____ _____ Issue OIl e ______ __ ___ __ ___ __ _ ___ __ ________ __ ___
Apnl 19 xx2000 C .
dllY of u___________~hn_____n_ A. D., n____' /lut of the Court of omman Pleas of smd County as of
Civil ~~2000
_..._ _______________ ---__ _____ __",______ - ______ __ _ _ __ ______________ __ ____ __ __ ______ _ Term, I ~_ ______
Number __~~.!-_C!.____n_' at the suit of ___l>!~!'~_~~!.!__J,,~_~~_~~_~!'!.~t:._!'_~~lIl_~__l!()!'!.~_~~.Y_~_~~_s_~~hn____
. Judith H Dahlquist :.
_._________________________________agamst____________________________________________________ ~
dldy recorded in Sheriff's Deed Book No. n_:~_~___h' Page ____~~~_____.
IN TESTIMONY WHEREOF, I have hereunto
set my hand and seal of said office this _Cz_~~_n_ day
of ___
- -:AW#;~
Iletorder oIlleeds, Cumberland Coo"" Carlisle PA
Mw CammilsiGa (apires Ule fll$\ _ of an: 2Illl2
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Mercantile Bank slb/m/t
Farm and Home Savings Association
-vs-
Judith H. Dahlquist
In the Court of Common Pleas of
Cumberland County, Pennsylvania
No. 2000-1510 Civil
Richard E. smith Deputy Sheriff, who being duly sworn according to law says on May 1,
2000 at 12:45 o'clock P.M. EDST, he served a copy of Real Estate Writ Notice and
Description in the above entitled action upon the within named defendant to wit: Judith
Dahlquist by making known unto Judith Dahlquist at 820 Lisburn Road Apt 402, Camp
Hill, Cumberland County, Pennsylvania, its contents and at the same time handing to her
personally the said true and attested copies of the same.
Richard E. Smith Deputy Sheriff who being duly sworn according to law, says on
July 13,2000 at 3:50 o'clock P.M. EDST, he posted a copy of Real Estate Writ Notice
Poster and Description on the property of Judith Dahlquist located at 115 Charlotte Way,
Enola, Cumberland County, Pennsylvania according to law.
R. Thomas Kline, Sheriff, who being duly swom according to law, says he served the
above Real Estate Writ Notice Poster and Description in the following manner: The
Sheriff mailed a notice of the pendency of the action to the defendant Judith Dahlquist at
820 Lisburn Road Apt 402, Camp Hill, Pennsylvania. This letter was mailed under the
date of July14, 2000 and never returned to the Sheriff's Office.
R. Thomas Kline, Sheriff, who being duly sworn according to law, says that after due
and legal notice had been given according to law exposed the above described premises
at public venue or outcry at Court House, Carlisle, Cumberland County, Pennsylvania on
September 6, 2000 at 10:00 o'clock A.M, EDST and sold the same for the sum of$ 1.00
to Attorney James Flower Jr for Federal National Mortgage Association. It being the
highest bed and best price quoted for the same Federal National Mortgage Association of
1900 Market Street, Suite 800, Philadelphia, being the buyer in this execution paid to
SheriffR. Thomas Kline the sum of $ $ 1071.57 it being costs.
Sheriff's Costs:
Docketing
PGundage
Posting Bills
Advertising
Acknowledging Deed
Auctioneer
Law Library
County
Mileage
Certified Mail
Levy
Surcharge
Law Journal
Patriot News
Share of Bills
30.00
21.01
15.00
15.00
30.00
10.00
.50
1.00
9.30
.74
15.00
20.00
442.10
386.89
23.53
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Distribution of Proceeds
Sheriff's Deed
25.00
26.50
$1,071.57 Pd By Arty
10/3/00
Sworn and Subscribed To Before Me
This ft.€:: Dayofa~
. - ~ . Soan~/ __.i ~.4
2000, A.D. 1_ (l ~~ r ~-r~-
ro onotary R. Thomas Kline, Sheriff
By_{J;t~.#.~
Real Estate Deputy
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
609-482-6900
Mercantile Bank s/b/m/t Farm
and Home Savings Association
1572 Second Avenue
San Diego, CA 92101
ATTORNEY FOR PLAINTIFF,
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
. MORTGAGE FORECLOSURE
Plaintiff
v.
Judith H. Dahlquist
820 Lisburn Road, Apt. 402
Camp Hill, PA 17011-742
Defendant(s)
.
: NO. 00-1510 Civil Term
AFFIDAVIT PURSUANT TO RULE 3129.1
Mercantile Bank s/b/m/t Farm and Home Savings Association, Plaintiff in
the above action, by its attorney, Mark J. Udren, ESQ., sets forth as of
the date the Praecipe for the Writ of Execution was filed the following
information concerning the real property located at: 115 Charlotte Way
Enola, PA 17025
1. Name and address of Owner(s) or, reputed Owner(s) :
Nam,e Address
JUDITH H. DAHLQIST
820 LISBURG RD., APT 402, CAMP HILL, PA
17011-742
2. Name and addres&of Defendant(s) in the judgment:
Name Address
SAME AS # 1 ABOVE
3. I~ame and address of every judgment creditor whose judgment is a record
lien On the real property to be sold:
Name Address
NONJ~
4. Name and address of the last recorded holder of every mortgage of
record:
Name Address
Plaintiff herein.
See Caption above.
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5. Name and address of every other person who has any record lien on the
property:
Name Address
NONE
6. Name and address of every other person who has any record interest in
the property and whose interest may be affected by the sale:
Name Address
REAL ESTATE TAX DEPT.
1 COURTHOUSE.SQ., CARLISLE, PA 17013
Domestic Relations Section
13 N. HANOVER ST., CARLISLE, PA 17013
Corrmonwealth of PA,
Department of Revenue
Bureau of Compliance, Dept. 280946
Harrisburg, PA 17128-0946
7. Name and address of every other person of whom the plaintiff has
knowledge who has any interest in the property which may be affected by
the sale:
Name
Address
Tenants/Occupants
115 Charlotte Way, Enola, PA 17025
I verify that the statements made in this affidavit are true and correct
to the best of my personal knowledge or information and belief. I
understand that false statements herein are made subject to the penalties
of 18Pa.C.S. sec. 4904 relating to unsworn falsification to authorities.
MARK J. UDREN & ASSOCIATES
DATED: April 21, 2000
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Mark p. Udren, ESQ.
Atto~ney for Plaintiff
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MAF~ J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
AT'rY LD. NO. 04302
104,0 N. KINGS HIGHWAY, SUITE 500
CHE~RRY HILL, NJ 08034
6051-482-6900
Mercantile Bank s/b/m/t Farm
and Home Savings Association
1572 Second Avenue
San Diego, CA 92101
,ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
Plaintiff
v.
Judith H. Dahlquist
820 Lisburn Road, Apt. 402
Camp Hill, PA 17011-742
: NO. 00-1510 Civil Term
Defendant(s)
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: JUDITH H. DAHLQUIST
820 Lisburn Road, Apt. 402
Camp Hill, PA 17011-742
Your house (real estate) at 115 Charlotte Way, Enola, PA 17025 is
scheduled to be sold at the Sheriff I s Sale on September 6, 2000, at
10: 00 AM in the CUMBERLAND COUNTY COURTHOUSE, 1 COURTHOUSE SQUARE,
CARLISLE, PA to enforce the court judgment of $46,113.24, obtained by
Plaintiff above (the mortgagee) against you. If the sale is postponed,
the property will be re1isted for the Next Available Sale.
NOTICE OF OWNER'S RIGHTS
Yilll MAY BE ABT,E TO PREVENT THIS SHERIFF'S' SALE
To prevent this Sheriffrs Sale, you must take immedia.te action:
1. The sale will be cancelled if you p'ay to the
charges, costs and reasonable attorney's fees.
you may call: (609) 482-6900
mortgagee the back payment, late
To find out how much you must pay,
2. You may be able to stop the sale by filing a petition asking the Court to strike
or open the judgment, if the judgment was improperly entered'. You may also ask
the Court to postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact one, the
more chance you will have of stopping the sale. (See notice on page two on how
to obtain an'attorney.)
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YOll MAY STILL B1L.ABLE TO ,SAVE YOUR PRQ.P,ERTY AND_,yrm HAVE OTHER-RIGH'l'S
EYE:N IF THE FlHERIl"F-'-S SALE DOES TAKE PLACE...
1. If the Sheriff's Sale is not stopped, your property will be sold to the
highest bidder. You may find out the price bid by calling 609-482-6900.
2. You may be able to petition the Court to set aside the sale if the bid price
was grossly inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount
due in the sale. To find out if this has happened, you may call 609-482-6900.
4. If the amount due from the Buyer is not paid to the Sheriff, you will remain
the owner of the property as if the sale never happened.
5. You have the right to remain in the property until,the full amount due is
paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer
may bring legal proceedings to evict you.
6. You may be entitled to a share of the money which was paid for your house.
A schedule of distribution of the money bid for your house will be filed by the Sheriff
within 30 days after the sale. This schedule will state who will be receiving that
mane=y. The money will be paid out in accordance with this schedule unless exceptions
(reasons why the proposed distribution is wrqng) are filed with the Sheriff within ten
(10;0 days after Schedule of Distribution is filed.
7. You may also have other rights and defenses, or ways of getting your home
back, if you act immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR
CANlIIOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN
GET LEGAL HELP.
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-2,49-3166 or 800-990-9108
ASSOCIATION DE LICENCIDADOS DE FlLADELFIA
CUmberland County Bar ASSbciation
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166 or 800-990-9108
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MARX J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
AT'!'Y LD. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHE:RRY HILL, NJ 08034
609-482-6900
Mercantile Bank s/b/m/t Farm
and Home Savings Association
1572 Second Avenue
San Diego, CA 92101
,ATTORNEY FOR PLAINTIFF
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE. FORECLOSURE
Plaintiff
v.
Judith H. Dahlquist
820 Lisburn Road, Apt. 402
Camp Hill, PA 17011-742
: NO. 00-1510 Civil Term
Defendant(s)
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: JUDITH H. DAHLQUIST
820 Lisburn Road, Apt. 402
Camp Hill, PA 17011-742
Your house (real estate) at 115 Charlotte Way, Enola, PA 17025 is
scheduled to be sold at the Sheriff's Sale on September 6, 2000, at
10: 00 AM in the CUMBERLAND COUNTY COURTHOUSE, 1 COURTHOUSE SQUARE,
CARLISLE, PA to enforce the court judgment of $46,113.24, obtained by
Plaintiff above (the mortgagee) against you. If the sale is postponed,
the property will be relisted for the Next Available Sale.
NOTICE OF OWNER'S RIGHTS
YillL MAY BE ABLE TO PREVENT THIS SHERTFF' S' SAT,E
To prevent this Sheriff's Sale, you must take immediate action:
],. The sale will be cancelled if you p'ay to the
charges, costs and-reasonable attorney's fees.
you may call: (60ql 482-6QOQ
mortgagee the back payment, late
To find out how much you must pay,
2. You may be able to stop the sale by filing a petition asking the Court to strike
or open the judgment, if the judgment was improperly entered, You may also ask
the Court to postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.,
You may need an attorney to assert your rights. The sooner you contact one, the
more chance you will have of stopping the sale. (See notice on page two on how
to obtain an'attorney.)
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YOU MAY STILL BE ABLE T~AVE YOU~EROPERTY~AND YOU HAVE OTHER RI~TS
EYE:NJF THE SHER,lFF' S-.-SAL.E DOES TAKE.I'.LAClL.
1. If the Sheriff's Sale is not stopped, your property will be sold to the
highest bidder. You may find out the price bid by calling 609-482-6900.
2. You may be able to petition the Court to set aside the sale'if the bid price
was grossly inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount
due in the sale. To find out if this has happened, you may call 609-482-6900.
4. If the amount due from the Buyer is not paid to the Sheriff, you will remain
the owner of the property as if the sale never happened.
5. You have the right to remain in the property until, the full amount due is
paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer
may bring legal proceedings to evict you.
6. You may be entitled to a share of the money which was paid for your house.
A schedule of distribution of the money bid for your house will be filed by the Sheriff
within 30 days after the sale. This schedule will state who will be receiving that
mone,y. The money will be paid out in accordance with this schedule unless exceptions
(rea.sons why the proposed distribution is wrqng) are filed with the Sheriff within ten
(10) d~ys after Schedule of Distribution is filed.
1. You may also have other rights and defenses, or ways of getting your home
back, if you act immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR
CAm<IOT AFFORD ONE. GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN
GET LEGAL HELP.
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166 or 800-990-9108
ASSOCIATION DE LICENCIDADOS DE FILADELFIA
Cumberland County Bar ASSbciation
2 Liberty Avenue
Carlisle, pA 17013-3387
717-249-3166 or 800-990-9108
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A:l~L. THAT CERTAl:N UNIT IN !CHE PROPERfi KNOWN, NAMED AND IDENTIFIED IN THE
DlCC:I:.ARATION PLlIN, REFERRED TO lIELOl'l AS WESTWOOD c;ONDOMJ:NXUM LOCATED Ilo! EAST
PFNNSBORO TOWNSHIP, CUMBERLAND COUNTY, COMMONWEALTH OF PENNSYLVANIA, V~AICH
HAS HERETOFORE BEEN SUBMITTED TO THE PR011ISIONS OF THE UNIT, PROPERTY ACT OF
PENNSYLVANIA, ACT OF JlJLY 3, 1963, P. L. 196 BY THE RECORDING IN THE OF THE
Of'f":rCE OF THE RECORDER OF DEEDS OF CUMBERLAND COtl!llTY, PENNSYLVANIA OF A
DECLARATION CREATING AND ESTABLISHING WESTWOOD VILLAGE CONDOMINIUM DATED
JANIJARY 29, 1975, AND RECORDED .:JANUARY 29, 1975, IN MISC. BOOK 231, AT PAGE
283, AND AMENDED BYA CERTAl:N FIRST AliIEI:IDMEN'.r TO DECLA!lATION CREATING AND
E1>'i'ABLISHING WESTWOOD VILLAGE CONDOMINIUM DATED MAY 28, 1976 AND RECORDED ON
JuNE 22, 1976, IN MISC BOOK 222, PAGE 729 AND A CERTAIN SECOND AMENDMENT TO
DJ<aAllATION CREATING AND ESTABLISHING WESTWOOD VILLAGE CONDOMINIUl-J DATED JlJLY
21., 1976, AND RECORDED ON JULY 28, 1976, IN MISC. BOOK 223, A,PAGE 343, AND A
COl>l!l OF REGULATIONS OF WESTWOOD VILLAGE CONDOMINXUM DATED JlINUARY 29, 1975,
AN'" RECOtlDED ON JlINUARY 29, 1915, :tN MISC. BOOK 213 AT PAGE 328, AND AMENDED
BY A CERTAIN FIRST AMENDMENT TO CODE OF REGULl\!I!IONS OF WESTWOOD VJ:LLl\GE
C~Nj)OMINIUM DATED MAY 28, 1916, AND RECORDED ON JUNE 22, 1916, IN MISC. BOOK
22.2. AT PAGE 131, AND DECLARATION PLAN OF WESTWOOD VILLAGE CONPOMINIUM DATED
JAfl1.1ARY 29, 1975, AND RECORDED ON .DINUARY 29, 1915, IN PLlIN BOOK 26 AT PAGE
15, AND AMENDED BY A CERTAIN FIRST AMENDMENT TO DECLARATION PLllN OF WESTWOOD
V1:~!:AGE CONDOM:INIUM DATED JULY 21, 1916, AND RECORDED ON JULY 26, 1916, IN
P..i\L~ BOOK 28 AT PAGE 12, BEING DESIGNATED ON SAJD DECLARATION PLAN OF
Wl<5'1'W00D VILLl\GE CONDOMINIUM AS UNIT NO. 115, SUITE 304, KNOWN AS 115
ClIi<;u.OTTE WAY, SUITE 304, ENOLA, PENNSYLVANIA, AS MORE li'llLLY DESCRIBED IN
su<,f{ DECLAlIl\.TION PLAN AND DECLAlIl\.TIO~ CIlEAT:mG AND ESTABLISHING WESTWOOD
V!:lA(JUOE COI:lDOM:INIUM, AS 'rIlE SAbIIE APPEARS OF RECORD AS SETH FORTH ABOVlil,
INC.:LUDING ANY AMENDMENTS THERETO.
To,G8THER WJ:TH A PROPORTIONATE UNDIVIDED IN'rERESTIN THE COMMON ELEMl!:NTS (AS
DEf'tNED IN SUCH DECLARATION) OF NINE HUNDRED THIRfi THOUSAND PER CENT (. 930ls)
BEING KNOWN AS
115 CHARLOTTE WAY
PROPERTY ID NO.
09-12-2992-011-A-12304
TITLE TO SAID PREMISES IS VESTED IN JUDITH H. DAHLQUIST, SINGLE
PElRSON BY DEED FROM LISA ANN FINK, NOW BY MARRIAGE, LISA ANN
HACKENBERG, AND KURT A. HACKENBERG, HER HUSBAND, DATED 4/28/1989
AND RECORDED 5/3/1989 IN DEED BOOK 33 X PAGE 919
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WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNW OF CUMBERLAND)
NO. 00-1510 CIVIL ~ Term
CIVIL ACTION . LAW
TO THE SHERIFF OF
Cumberland
COUNW:
To satisfy the debt, interest and costs due Mercantile Bank s/b/m/t Farm and HOme Savinqs
Association PLAINTIFF(S)
from Judith H. Dahlq\list. 820 T.; ",hllrn Ror1iJ. Apt- 40~ (''''11'1[> Hill, PI\, 17011-747
DEFENDANT(S)
(1) You are directed to levy upon the property of the defendant(s) and to sell See Legal Description
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of
GARNISHEE(S) as follows:
and to not~y the garnishee(s) that: (a) an attachment has belln issued: (b) the garnishee(s) is/are enjoined from paying any
debt to or for the account of the defendant(s) and from delivering any property of the defendant(s) or otherwise disposing
tt\ereof;
(3) If property 6ffhedefendant(s) not levied upon an subject to attachment is found in thepo!;session of anyone other
than a named garnishee, you are directed to notify.himlhert/lat he/she has been added as agarnishee and is enjoined as above
stated.
Amount Due 4 '2~186113'~16 '()()
trum / "LO /
Interest per diem @ 9.29 - $1.282.02
Atty's Comm
Atty Paid
Plaintiff Paid
%
L.L.
Due Prothy
Other Costs
$.50
$1. 00
$109.92
Date: April 25, 2000
Curtis R. Lonq
Prothonotary, Civil Division
~y: .t/;O/Y1.P_ 2.7107//.&,...1'-
Deputy
REQUESTING PARTY:
Name Mark J. Ddren, Esq.
Address: 1040 N. Kings Hiqhway,
Cherry Hill, NJ 08034
Attorne~f for: Plaintiff
Telephone: 609-482-6900
Supreme Court 10 No. 04302
Suite 500
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REAL ESTATE SALE No. Iv
vII ~(U, Hn the sheriff levied upon the defendam~
interest in the real property situated in /SA/ ~A L ~fA"'~
Cumberland County, Pa., known and numbered as: lIS 1)- A L ff'(/e<f
~.y___ and more flJi;i\ined on Exhibit "A" filed with
this writ ancl by this reference incorporated herein.
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THE PATRIOT NEWS
THE SUNDAY PATRIOT NEWS
Proof of Publication
UnderAct No. 587. Aooroned MaD 16. 1929
Commonwealth of Pennsylvania, County of Dauphin} ss
.Tames L. Clark being duly sworn according to law, deposes and says:
That he is the Accounts Receivables Manager of THE PATRIOT-NEWS CO., a corporation organized and existing under
the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market
Street. in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of THE PATRIOT.
NEWS and THE SUNDAY PATRIOT.NEWS newspapers of general circulation, printed and published at 812 to 818
Market Street, in the City, County and State aforesaid; that THE PATRIOT.NEWS and THE SUNDAY PATRIOT-NEWS
were 'established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously
published ever since:
That the printed notice or publication which is securely attached hereto is exactly as printed and published in
their mgular daily and/or Sunday and Metro editions/issues which appeared on the 1 st, 8th and 15th day(s) of
August 2000. That neither he nor said Company is interested in the subject matter of said printed notice or
advertising, and that all of the allegations of this statement as to the time, place and character of publication are
true; and
That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this
statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and
adopte,d severally by the stockholders and board of directors of the said Company and subsequently duly recorded in
the office for the Recording of Deeds in and for said County of Dauphin in Misceieous Book "M",
vo;:': ~~'::~I:~ ------------------?2---~-----------------------
COpy Sworn to and subscribed bef . 30th day of gus 00 A.D.
S ALE #12
Notarial Seal
Terry L. Russell, Notary PLlblic
Harrisburg, Dauphin County
My Commission Expires June 6. 2002 NOT Y PUBLIC
Member, PennsylVania Associalion 01 N lIe~ommission expires June 6, 2002
4
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CUMBERlAND COUNTY SHERIFFS OFFICE
CUMBERlAND COUNTY COURTHOUSE
CARLISLE, PA. 17013
Statement of Advertisin9 Costs
To THE PATRIOT-NEWS CO., Dr.
For publishing the notice or publication attached
hereto on the above stated dates $
Probating same Notary Fee(s) $
Total $
385.39
1.50
386.89
Publisher's Receipt for Advertising Cost
THE PATRIOT.NEWS CO., publisher of THE PATRIOT.NEWS and THE SUNDAY PATRIOT-NEWS, newspapers of general
circulation, hereby acknowledge receipt of the aforesaid notice and publication costs and certifies that the same have
been duly paid. THE PATRIOT.NEWS CO.
By....................................................................
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PROOF OF PUBLICATION OF NOTICE
IN CUMBERLAND LAW JOURNAL
(Under Act No. 587, approved May 16,1929), P. L.1784
STATE OF PENNSYLVANIA :
ss.
COUNTY OF CUMBERLAND :
Roger M. Morgenthal, Esquire, Editor of the Cumberland Law Journal, of the County
and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland
Law Journal, a legal periodical published in the Borough of Carlisle in the County and State
aforesaid, was established January 2, 1952, and designated by the local courts as the official legal
periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly
issued weekly in the said County, and that the printed notice or publication attached hereto is
exactly the same as was printed in the regular editions and issues of the said Cumberland Law
Joumal on the following dates,
V1Z:
JULY 28, AUGUST 4, 11,2000
Affiant further deposes that he is authorized to verify this statement by the Cumberland
Law Joumal, a legal periodical of general circulation, and that he is not interested in the subject
matter of the aforesaid notice or advertisement, and that all allegations in the foregoing
statements as to time, place and character of publication are true.
I
Roger M. Morgentha1, Editor
SWORN TO AND SUBSCRIBED before me this
11 day of AUGUST. 2000
NOTARIAL At
LOlli E. SNYDER. ,NOtoryPublic,
COrlitl. Dora, evmb<itla,nilqiunty, PA
My Commistion Expi~ ~"""5.2001
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REAL ESTATE SALE NO. 12
Wrtt No. 2000-1510 Civil
Mercantile Bank. s/b/m/t Farm
and Home Savings Association
vs.
Judith H. Dahlquist
Atty.: Mark J. Udren
ALL TIolAT CERTAIN unit 1I1 the
property known. nariled and identi-
fied in the Declaration Plan. referred
to below as Westwood Condominium
located 1I1 East Pennsboro TownsbJp.
Cumberland County, Commonwealth
of Pennsylvania, which has hereto-
fore been submitted to the provtsions
of the Unit Property Act of Pennsyl.
vania, Act of July 3, 1963, P. L. 196
by the recording in the Office of the
Recorder of Deeds of Cumberland I
County. Pennsylvania of a Dec1ani- :
lion creating and estiblishing West-
wood Village Condqrniniumd..t.\l
January 29, 1975, and recoF<led
January 29, 1975.1I11\fisc.Book231,
at Page 283. and amended by a cer.
tain First Am~ndment to Declaration
creating and establ1shlng Westwood
Village CondOmlI1iuni dated May 28.
1976 and recorded on June 22. 1976.
1I1 MIsc. Book 222. Page 729 and a
certain SecondAmencftrnent to Decla-
ration creating and esfublishingWest-
wood Village Condotninium dated
July 21, 1976, and recorded on July
28. 1976. 1I1 MIsc. Book 223. at Page
343. and a Code of Regulations of
Westwood Village ~ondominlum
dated January 29. 1975. and record-
edonJanuary29. 1975.1I1M1sc. Book
213 at Page 328. and amended by a
certain First Amendnient to Code of
Regulations ofWestwo6d Village Con-
domlI1ium dated May2S. 1976. and
recorded on June 22, 1976. in Misc.
Book 222 at Page 737. and Declara-
tion Plan of Westwood Village Condo-
mlI1ium dated January 29. 1975, and
recorded on January 29. 1975. in
Plan Book 26 at Page 1,5. and amend-
ed by a certain First Amendment to
Declaration Plan of Westwood Village
CondomlI1ium dated July 21. 1976.
and recorded on July 26. 1976. in
Plan Book 28 at Page 72. being des-
Ignated on said Declaration Plan of
Westwood Village Condominium as
Unit No. 115, Suite 304. known as
115 Charlotte Way. Sulte 304. Enola.
Pennsylvania. as more fully de-
scribed in such Declaration Plan and
Declaration creating and establish-
ing Westwood Village Condominium,
as the same appears of record as set
forth above. including any amend-
ments thereto.
"
. ,
TOGElHER with a proportionate
undivided interest in the common
elements (as defined in such Decla-
ration) of nine hundred thirty thou-
sand per cent (.930%).
BEING KNOWN AS 115 Charlotte
Way.
PROPERlY 1D NO, 09-12.2992-
01l.A.12304.
TITLE TO SAID PREMISES IS
VESTED IN Judith H. Dahlquist. slI1-
gIe person by deed ITomLlsaAnn Fink
now by maniage, Lisa Ann Hacken~
berg, and Kurt A. Hackenberg her
husband, dated 4/28/1989 and re-
corded 5/3/1989 1I1 Deed Book 33X
Page 919.
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