HomeMy WebLinkAbout00-01741
SAIDIS,
SHUFF &
MASLAND
ATIURNEYSeAT.LAW
26 W. High Street
Carlisle. PA
,II
'""
THE FARMERS NATIONAL BANK
OF NEWVILLE
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff
v.
NO.: QCJ::{) II-<' II C
- I'-!- ',;,.oierfYl
EARL M. YOHN
Defendant
IN MORTGAGE FORECLOSURE
NOTICE
You have been sued in court. If you wish to defend against the claims set forth in
the following pages, you must take action wit1rin twenty (20) days after t1ris Complaint and
Notice are served, by entering a written appearance personal]y or by attorney and filing in
writing with the court your defenses or objections to the claims set forth against you. You are
warned that if you fail to do so the case may proceed without you and a judgment may be entered
against you by the'court without further notice for any money claimed in the Complaint or for
any other claim or reIiefrequested by the Plaintiff. You may lose money or property or other
rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IFYOUDO
NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE
OFFICE. SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, P A 17013
717 - 249 - 3166
aJ. D y,Esq
orney for P]aintif
SAllIS, SHUFF & MASLAND
26 West High Street
Car1i8]e, P A 17013
(7] 7) 243.6222
SAlOIS,
SHUFF &
MASLAND
A'ITORNEVS.ATeUW
26 W. High Slreel
Carlisle, PA
~
.'
,
"
THE FARMERS NATIONAL BANK
OF NEWVILLE
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff
v.
NO.:
/),CCQ-/74! ~Teffl1
EARL M. YOHN
Defendant
IN MORTGAGE FORECLOSURE
COMPLAINT
AND NOW, comes the Plaintiff, The Farmers National Bank, PO Box 156, One Big spring
avenue, Newville, PA 17241, by and through its attorney's Saidis, Shuff & Masland and respectfully avers
the following:
1. The Plaintiff is The Farmers National Bank of Newville, a Pennsylvania banking institution
doing business at PO Box 156, One Big Spring Avenue, Newville, PA 17241.
2. The Defendant(s) islare Earl M. Yohn, an adult individual(s) residing at 353 Crossroads
School Road, Newville, PA 17241.
3. The Plaintiff brings this action to foreclose on a Mortgage by and between the Plaintiff
and the Defendant dated November 15,1996, in the principal amount of ninety thousand and 00/100
dollars ($90,000.00); a copy of said Mortgage is attached hereto and made a part hereof marked as
Exhibit "A" and recorded in Cumberland county Recorder of deeds Office in Mortgage Book 1353, Page
94.
4. Said Mortgage is and contains a lien against that certain tract of land situate in the
Township of West Penn, County of Cumberland, Commonwealth of Pennsylvania, known and numbered
as 353 Crossroads School Road, Newville, PA 17241; a legal description is more fully described in the
attached Exhibit "A".
5.
Pursuant to the terms of said Mortgage, the Plaintiff advanced to the Defendant(s) the
sum of ninety thousand and 00/100 dollars ($90,000.00).
6. The Defendant(s) defaulted under the terms of said loan by failing to make the monthly
payments of $786.33 for the month of September 15, 1997 and subsequent monthly installments.
2
.
SAlOIS,
SHUFF-&
MAS LAND
ATfORNm'S.AT-LAW
26 W. High Street
Carlisle, P A
:
7. The Plaintiff has given 10 the Defendant a written Notice of Intention to Foreclose on said
Mortgage as required by law under the Act 6, dated March 1, 1999; a copy of said Notice is attached
hereto and made part hereof marked as Exhibit "B".
8. The Plaintiff has given to the Defendant(s) a written Notice of Homeowners' Emergency
Mortgage Assistance Act of 1983, the Act 91 , dated March 1, 199; a copy of said Notice is attached
hereto and made a part hereof marked as Exhibit "C".
9. The Defendant applied for PHFA and was denied; a copy of denial letter is attached
hereto and made part hereof-marked Exhibit "D".
10. The amount due and owing under the terms of said Mortgage are as follows:
A. Principal Balance: $89,028.18
B. Interest @ $23.19 per diem
Through 03-15-2000 $21,868.17
C. Late Charges: $ 1,179.60
D. Attorney Collection Fee: $ 4,450.00
Total Amount Due $116,525.95
WHEREFORE, Ihe Plaintiff prays your Honorable Court to enter a judgment in favor of the
Plaintiff and against the Defendant(s) in the amount of one hundred sixteen thousand five hundred
twenty-five and 95/100 dollars ($116,525.95) Dollars, plus interest at twenty-three and 19/100 dollars
($23.19) per diem, plus costs and sale and foreclosure of the mortgaged premise.
Respectfully submitted,
SAlOIS, SHUFF & MASLAND
Dated:
3- tf) .00
'BY:
na J.
# 53147
26 West High Street
Carlisle, PA 17013
717 - 243 - 6222
Attorney ~or Plaintiff
3
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pe -d
I .1." ";;,.-1-.) ',.),\.,j1--, '-,<-~ I Il. \ .1'11.' ~ I II I ,..l..r F IV
VERIFICATION
t I ~ l r- U~!
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~ t:..Lo.LCo ':..lU ~;J...N:.
f >ler J'y Ii 'eH t~lP. Sl.lf('mtmts made In thts Cumpr~int .;E!I(; tn..t: and correct. 'understand that false
t"'J~S;fIC':1rJor: 10 t:"\+,' allt~lonhcs
~tC'Jh:~!iletlt'; hf!rell:. are m<:l(~e ~lJj')ll~ct {() Ll1e pc:.-nalties of 18 P~L f:. S. Sactio.'"I4904, relating to unsworn
Dated:
3,- ze; - OD
~fLt On J
BY:~~
.James EO, Showvakor, Plaintiff
gt:~t 0061-01-re
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r~CCEnf P. ZIEGLEF;:
reCORDER OF DEEDS
:':MS::RLM1D Courny - f"
"
. 96 1101[;::1 Arl 10 23
lSpJce Abo"e This line For Recording Villal
MORTGAGI~
Tlfl!; MORTGAGE ("Security Instrument") is given 011 ... ,..N9..V:~,I\l~.r.. .l.!:}.......L.9.~.Q, .........n.~........................ .
19 . .~P.. . The mongagof is ...... . JJ:_Q,.r.J...H,..XQhtt.... '..................u..................--.--..............._.................~.....
. ~,---,-.,.,............ .....,.........,. ,..,... ("Bllrrowcr'). This Security Instrument is given (0 ,. f.~.~J1~R~.}~I.~~.~RI:1.~.~............,
. BANK. OF.'. .NE.W.v!LL.E.~.. P.l-\"."...,..,....., _~....". ".... ... .................. ......... , which is organi7ed and existing under
lhd;nvs HI' . ..P.enJlsy,J.yqn.i-a. .................'......H. . and whose address is .f...VJ~~R..l?J9..~PX.~p.g. .l;t.Y,f!nH~{......
. New.v.ill e~.. .PA... .1.7.2.41.,..".,..... .... HO. P.. ... .~.~~.... .._ .~... ........... ("Lender"). Borrower owes Lender the principal
slim of ,~.~~~-o;-;-;-.-;-.-:-:-::~N LN.E:J:'X. ,'l'.B.QJ.J~l\N,1).-:-::::-:':"';7.7.-::-::-::-:.7'."7:-:::7:::7.7::'::-:-:7:-:".--;-.--;;:::::::-.7:-::7:-:::7.7:7:-::-:--::'7.7.7:: Dollars
I U~S. S . .90.... 0.00...0.0). This debt is evidenced by Borrower's note dated Hie same dale as Ihis Security Jnstrument ("NoW'), whic[1
provides I'm monthly payments, with the full debt, if not paid earlier, due and payable on . .N.O,v.e::roAJd.+..J,~ .1...~.Q.4.1..,.......... .
Thi~ Security (nstrument secures to Lemler: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions
am] !llul!iI'iC:lticlns of the Note;(b) the payn'1cflt of all other sums, with interest, advi.\llced untler paragraph 7 to protect lhesecurity of this
Security Instrumcnt; alld (e) the performance of narrower's covenants and agreements un(]er this Security instrument and the NOle. For
Ihis pllrpose, Borrower docs hereby mOrlguge, gnHH and convey to Lender the Corlowing described property tocated in . :ti.~~ to..
. w,....... P.ennshora ,.T.ownship.". ,Cwn.ber Lan.d........ ....... .... .......n.........~... CO\lllty, !:ennsylvania:
See Exhibit llA"
\~hil:h has Lite addres~ or . ~.S.3.. Cr.O.$.I;;XQR,9,$,. .~~t\9.9.J,... RP.?-.9.... .,... ,........... ... "
{Streett
.. ...~.~)'{X~.+.+,~....
[Cily[
1\:llflSylv<tlli:I.. ..J..7.=?LJ)".
Ili[lCo(lel
.. ("Prnpcrt}' Address");
TOGETII ER WlTtl all the improvements now or hereafter erected on the property, :md all easements, appurtenances, ami fixtl\re~
Ill)\\' or hereafter a part or the property. All replncements and additions shall also be covered by this Security InstrUll1cnt. AU of the
foregoing is referred to in tllis Sccmity Instrument as the "Property."
1l0H ROWUR COVFNANT51hat Borrowcr is lawfully seised of the estate hereby conveyed unt! has the right lO llH1I"tgage, grant :lIId
Cl}llWy the Propeny and tlult the Property is unencumbered, except fo!' encumhranccs ()f record. Borrower warranLs and will dclt,llHI
generally the titlc tn ((Ie Property againsL all claims and demands, s-ubjcct to any encumbrances of recortl.
TIllS SECURITY INSTRUM[NT combines uniform convennnts for uotlion"l use i.WO non-unifnrnf (,'OYCIHlnts willi limilcd
\'ari<llion... 11)' jllrisuicliolllo cOllstlft/le (l uniform ~ectlrity instrument covering real property.
UNIFOIUvl COV[:NANTS. n~)['rowcr .1Ild Lcnder cove.nant and agree n-s follows:
I. {':I}'lllent or l'rindpllr l\lld Intercst; Prcl)uyment anti tale Charges. Borrower s(mll promptly pay WhCll tlue Ihe principal of ;ltld
illtcrc~( 011 the uebt CyjdclH:ed hy the Note am! tiny prepayment and late charges due undcl' tlle Nole.
2. Funds rur T:c\.t's and 11I~lIr:lll('e. Suhject Lo applicable law nrto JI WritLCll waiver by l.endL:r. BUl rower ~\Ial1 pay Lu I.ender 011 the <lilY
Il\\llllllly p;lYIHL:nls arc dlle lInder till: Nute, \lntil the Nute is pllid in full, II SlIlH ("Funds") J'1ll': (a) yeady 11I)(.e~ ,1l1cl (\$SeSSlllcnts whkllm.lY
:l[[aill pl'inrity over lhis Sel.:lll'ity Instnllll(:nt i\~ a lien 011 the Properly; (b) yearly lenscholcl p:\yments or ground rents on the Property. if
:illY; (c) yeul'ly hilliLld Dr property insurance premiums; (d) yearly l'lnnd insur:mcc premiullls, if any; (e) yearly mortgage insllrance
pr~'1llitlt1ls, if .lIly: und 0) :lny slims rayahlc by HOI'/"()wer 10 Lcmler, in accordilrtCe with rhe provisions ('If p:tnlgntph ~, in lieu (If rhe
p,'ymclll of mOl'lgagc in.wrllllcc premiums. These items arecnlled "E.scrow ItCIllS." Lcntlcr nUlY, al UtI}' time; collcct lwd lwld FUlld.~ ill:m
<lilitH/Ill 110110 e.,(Cl'~'d the lll11xilllllnJ ill1Wtlll1 .llcnder for <I federally relllled llwrlg.lge Io:w may require for Borrower's escrow .ICCOUIl!
Wldc!' lhe f~'der,d I~eal F$I;Ilt.' S~'!lJCIllt'111 l'nK~'dlll'C'S Acl of 1974 <IS amende() from lime 10 limc, 12 tJ.S.C. ~ 26tH l" Sl'f{. ("HI:SP^"~,
Ilolc:$s .IIJn\hcr law Ih.lJ applies III Jhc FUJlds:.t:ls Jl lesser 1l/l1011lll. Jf!;O, L.enut.'l" nwy, III :my lime, cl)llecl mHI hold Funds jn ~lll aIllOIlJllllO!
iU c)(.~'t.'ed tbe lc~ser illlHlUll!. 1.ender llIay estimate the alllount or FUI\US dtle on the basis of current d<lta and reasonable c:slilllatC'~ or
I.'x'pel\llittll'cs of future E~~rllw Hems or othef\\'ISe' in lIceonjance Wilh applicable law.
The Funds shall be held in an insffiilliOll whosedepoSils arc insured by.l fcdcmlilgency, lnstrumeill:llity. Of entity {in eluding Lender,
if LeuckI' is slIch .111 institutioll) 01' in any Fcuend lIome 1.0<111 Blink. Lender S(WIl,lpply tile Funds to pay the I~scrow Itellls. Lender may
ll()tl.'hal'g~' (hlfl'OWer for holding and" applying 1 he Funds, annually annlYling thl: t.'S(,:1 ow <lecount, or verifying the Escrow Items, \InlL:ss
J .elider PllYS Bmrower illtcl"csl olllhe Funds and applicable law permits Lentler Lo ll1uke such a charge. \Iowcvcr, Lender may rcqllin::
PENNSYLVANIA-Smglc- r~ll1ily-hnnie Mae/Freddie Mac UNifORM INSTRUMENT fOHIl 3039 {9/90) (I'(J):/' J f!f4/l/'X,..s)
Booxi353 rACE 94
EXHIB\T A
(
"
, , ' I .
Borrower to jHl)' II onc~timc charge for:ln inucpcnucnt rcnl est ale t<'lX reporting service'used by Lender in connection wiLli this loan, Ullh:S.~
appliclIblc law proviucs otherwise. Unless an agreement is made or applicable law requires interest to be pnitl, Lender shall nol he rcquirL'd
to pay Borrower any interest or earnings onllle Funds. Borrower and Lender may agree in writing, however, that inLerest shall he paid 011
tbe Fumls, I.entlcr shall give to Borrower, without charge, an annual accounting of the Funds,showiugcrcdits untl debits Lo the Funds llnd
the purpose for which clIch debit to the Funds was madc. The Funds arc pledged as [l<.hlitional security for .ill SlIlllS seemed hy tbis Scc\Jril~
Imlrumcnt.
If the Fuuds hchl by Lender exceed the amounts permittcd to he held by applicable law, Lender shall account to Borfmn:r for tin'
exccSs Funds in accordance with the requirements ofnpplicahte l'nw.lfthe amount orthc Fund!> held by Lender aL JIll}' timc is lIot surlicicnt
to pay the Escrow llemswhell due, Lender mayso notify Borrowerin writing, and, in such case, Borrower shall pay to Lender the amount
necessary to make up the deficiency. Vorrowcr shall make ur the deficiency in no more tlwn twelve monthly payments, al Lender's sole
discretion.
Upon payment in full of all sumsseeurcd hy this Security Instrument, Lender shall promptly refund to 1J0rrower any Funds held by
Lcnder. If, undcr paragrarh 21, Lender shall acquire or sell the Property, Lender, prior to tllC acquisition or sale of the Property, shat!
apply any funds held by Lender at the time of acquisition or sale as a credit ~lgainst the sums secured by this Sccurity Instrnment.
3. Application of Payments. Unless applicuble law provides otherwise, all payments received by Lemler under paragraphs! and:!
shall he .lpplied: first, to any prepayment charges due under the Note~ second, to amounts payable under paragraph 2; third, to illter~st
due; fourth, to principal due; und last, to any late charges dlle under the Note.
4. Charges; Liens. Borrower shall pay aU taxes, assessments, chnrges, fines and impositions attributable to the Property whkh Ilia)
attain priority over this Security Instrument, and leasehold payments or ground rents, if any. Borrower shall pay these obligations in the
manner provided in paragraph 2, or ifnot paid in that manner, Borrower shaH pay them on time directly to the person owed paymell!.
Borrowcr shaH promptly furnish to Lender all notices of amounts to be paid under this pamgraph. If Ol,)rrower makes these payment:-
Jirectly, Borrower shall promptly furnish to Lender receipts evidencing the payments.
Borrower shall prompttydisdHlrge any lien which has priority over this Security Instrument unless Bonowd: (a) agrees in writing ttl
the rayment of the obligation secnred by the lien in a manner acceptable to Lender; (b) contests in good faith the lien by, or Jefends against
enforcement of the lien in, legal proceedings which in the Lender's opinion operate to prevent the enforcement ()f the lien; or (c) sccure~
from the holder of the lien an agreement satisfactory to Lender subordinating the lien to this Security Instrument. If Lender tlctcrmine~
that allY pHfL of the Property is subject 10 a licn which may aLluin priority over this Sccurity InsLrument, Lender may give Borrower ,I
noticc identifying the lien. BorrowershaH satisTy fhe lien or take one or more of the actions set forth above within 10 dllYS of the giving <11
notice. -
5.lIazard or Property Insurance. Oorrower shall keep"the improvements nOW existing 9r hereafter erected ~)Il the Property insured
against loss by fire, hazards included within the term :'extended coveragc"and any other hazards, including llonus or nooding, for whidl
Lender requires insurance. This insmance shaH be maintained in the amounts and for the periods that Lemler requircs, '111e insurane~.
carrier providing thc insmunce shall b~ chosen by Borrower subjcct to Lender's approval which shaH not he unreasonably withheld. I r
Borrower fails to maintain covcrage dcscribeJ ahove, Lender may, at Lender's option, obtain coverage to protect I.cnJer's rights ill tIn.
Property in accordance with pamgrllph 7.
All insurance policies and renewals shall be .lcceptable to Lender and shall include:l st,.nd-ard mortgage clallse. l.ender shall havc lh~'
right to hold the policies and renewals. If Lender requires, Borrower shall promptly give to Lender all receipts of paid premiums alld
renewal noticc~. In the event of loss, BOl'Towcr shall give prompt notice to the insurance carrier and Lender. Lender may make proof of loss
if not madc !lrumpt]y by Borrower.
Un]css Lender and Borrower otherwise agree in-writing, insurance proceeds shall be applied to restoration or repair of the Propel'ty
dllmaged, if the restoration or repair is economically feasible and Lender's security is not lessened. If the rest-oration or repair is not
ectHlOmically fe<tsible or Lender's security would be lessened, the insurance proceeds shall be aPrlie~ to the sums secured by this Security
lnstl'ument, whelheror not then due, willi any excess paid to Borrower. If Borrower ahandolls the Property, or docs not answer within.10
Jays a notice from Len<.ler that the insurance carrier has offered \0 seltle aclaim, then Lender may col]ect th~ inSUr,ltlCC proceetls. J.cndcl
may usc the proceetls to repair or restore the Property or to pay sums secured by this Scqurity Instrument, whethcr or not thell due, Tht.
JO-day period will begin when the notice is given.
Unless Lendcr and narrower otherwise agree in writing, any application ofprocecds to principal shaH not extcnd Of poslpone (he due
date or the month(y payments referred to in paragraphs (and 20rchange the amount of the payments.lfunder paragraph 21 the Propel'ly
is acquired by Lender, lJorrower's right to any insurance policies and proceeds resulting from damage to the Property prior to the
acquisition shall pass to Lender to the ex.tent ~f the_ Slims secured by this Security Instrument immediately prior to the acquisition.
6. Occupancy, Preservation, Mninlenance nnd Prolecllon oCtile Properly; Borrower's Loan 'Application; Leaseholds. Borrower slmll
occupy, establish. and use the Property as Borrower's principal residence within sixty days after the execution of this Security Instrument
and shall continue to occupy the Property as Borrower's principal residence for at least one year after the oate of occupancy, unless I,ender
otherwise agrecs in writing, which consent shall not be unreasonably withheld, or unless extenuating circumstances ex.ist which are beyolHl
Borrowcr'scontroL Borrower shall not destroy, damage orimpair the Property, allow the Property to deteriorate, or commit wasle on the
Property. Borrowcr shall be in default ifany forfeiture action or proceeding, whether civil or criminal, is begun that in Lender's good faith
judgmcnt cou]J result in forfeiture oflhe Property or otherwise materially impair the Iiell created by this Security Instrument or l.ender's
securiLY interest. Borrower may cure such a default and reinstate, as provided in paragrapll 18, by causing the action or proceeding to be
dismissed with a ruling that, in Lender's good faith dete"rminatioll, precludcs forfeiture of the Borrower's interest in the ProperlY or olhcl
llHlteri,ll impairment of the lien crented by this Security Instrument or Lender's security inLerest. Borrower shall also be in default il
Borrower, during the loan appHcatio'n process, gave materially false or inaccurate infoflllation or statements to Lender (or failed to
provide Lender with any material information) in connection with the loan evidenced by the Note, including, but not limited to,
representations concerning Borrower's occupancy of tile Property as a princiral residence. If this Security Instrument is on a lenseholJ.
Borrowershal1 comply with oil the provisions of the lease. UBorrower acquires fee title to the Property. the leasehold and lhe fee tit]e5.hall
not merge unless Lendcr agrces to the merger in writing.
7. Protection or Lender's Hightsin the Property. If Borro':VeI [ails to perform the covenants and agrecmenlscontaincd in this Security
Instrument, or there is a lcgal proc~_edillg that maysigniflcantly affeCt"Lcilder's rights in thc Propcrty(such as a proceeding in bankruptcy,
probate, for condcmnation or forfeiture or to enforce laws or regulations), thell Lender may do and pay for \vhatever is necessary to
protect the valuc of the Prorerty and Lender's rights in the Property. Lemler's actions lllay include paying any S\lms sccured by a lien
whieh has rriority over this Security Instrument, appearing in court, paying reasonable attorneys' fees and entering un tbe Propel ty t(l
mukc repairs, Although Lender may take action under this paragraph 7, Lender docs llot have tn tlo so,
Any amounts disbursed by Lender under this paragraph 7 shall become additional dcbt of Bonower securcd by lhis Security'
Instrument. Unless norrower and Lender agree to other terms of payment, these amounts shall bear interest from tllc Jute ofdisbursemellt
at the Note rate and shall bc payable. with interest, upon notice from Lender to Borrower requesting paymellt.
8.l\l{Jrtga~c Insurance. If Lender required mortgage insurance as acondition of making the loan secured by tllis Security lnstTllmcnt.
Borrower shall poy the premiums required to maintain the mortgage insurance in effect. If, for any reason, the morlgage insurance
t;OVcfage rcquired hy Lemler lapses or ceases to be in effect, Btlrrower shall pay the premiums required to obtain coverage substantially
cquivalent to tlte mortgage insurance previously in effect, at--a cost substantially eqlliva1cnt to the cost to Borrowcr of the mortgage
form 3039 9/90 (I"lg,' '! ,~r4 (mg,.I)
BDOd353 PAGE 9.'5
".
insuranc.e. prc"ill\l.;ly in effcct, from an alle-roalC n10rtgagc insurer approved by Lender. If substantially equivalent mortgage insurance
l'{lVer<lge is nOI :LvOIlqablc, BlIrrower shall pay to Lcridereach month aSUI\l",equal to one~twelfth oCthe }!t;:arly mortgage insurance premium
being paid by IllHl (l weT when the insurance c.overMC lapsed or'ceased to be in effect. Lender will accept, use and retain these payments US.1
loss reserve in lieu of mortgage insurance. Loss reserve pay:mertlS-may no longer be required, at the option of Lender. if mortgage insurance
coverilgc (in the ,Hnnvut and forthe period thal LCl1derrequires) provided by an insurer approved by Lender again hecomes available ami
i:-; ohtainctl. Borrower shall pay the premiums required to maintain mortgage insurance in effect, or to provide a loss reserve, until the
lcquirc'incllt for mortg;,\ge illsurancc cnds In.uccordunce with any written agreement between Borrower and Lcnder or applicable Inw.
. 9. Inspcc~ioll. Lend'cr, elr its as:nt ma~Al~F~qf#t9nable entries upon and inspections of the Property. Lender shall give narrower
notIce_at the tune of or Jl nor to an mspectlOllrspl:.C,rq'mg,reasonable cause for the Inspection.
10. COlldcnmalioll.' nH: proceeds ofany'aw.3.td oLclaim for damages, direct orconsequential, in connection with any condemnation
or other taking of any pant of the Property, or for conveyance in lieu of condemnation. are hereby assigned and shaH be paid to Lender.
In theevent ofa total t;1kingofthe Property, the proceeds shall be applied to the sums secured by IhisSecuritylnstrumcnt, whether or
nol lh_e..n due, with any exc\~ss paid to narrower. In the event of a partial taking of the Property in which the fair market value of lhe
Property immediately heron~ the taking is equal to or greatcr th;m theamounl ofthesulUs secureu by this Security Instr.ument immediately
bcfore the tnking, unless nm rower and Lender olherwise agree in writing, the sums secured by this Security Instruinent shaH be reuuccu hy
Lhe amount of the proceeJs 1111lltiplicd by the following fraction: (a) the total amount of the sums secured immediately before the taking,
divitlG9 by (b) the fairmarket value of the Property immediately before the taking. Any bulanceshaU be paid to Borrower. In the event ofa
partial tllking of the ProperlY in which the fair nlarket value of the Properly immediately before the taking is less lhan the amount of the
sums secured immediately before the taking, unless Borrower and Lender otherwise agree in writing or unless applicable law otherwise
provides, the proceeds shal.l be applied to the sums secured by this Security Instrument whether or not the sums are then due.
If the Property is abarldoned by Borrower, or if, after notice by Lender to llorrower that the condemnor offers to make an award or
:-lettle a claim for damages,. Borrower fails to'respond to Lender within 30 days after the date the notice is given, Lender is authoriz~d to
collect and apply the prol.:e~ds, at its option, either to restoration or repair of the Property or to the sums secured by this Security
Instrument, whether or n\l! then dlle.
Unless Lender and B<lrrower otherwise agree in writing, any t'lpplication ofproceeus to (H'incipal shaH not extend or postpone the due
d<ltc...Qf the monthly paYltlcnts referred to in paragraphs I and 2 or change the amount of such payments,
11. Uorruwer Not " ,ll,ftscd: Fnrhcarance By Lender Not a Waiver. Extension of the time for payment or modirication of
arnonizatiol1 of the sum : h", lllis Security Instrument granted by Lender to any suceessor in interest ofllorrowershall not operate
to rclense the li.lbility ofr ! llnrrower or Oorrower'ssl!cceSSors in interest. Lender shall notbe required tocommence proceedings
against any successor in \II' refuse to extend time for payment or otherwise modify amortization of the sums secured hy this
Secu:my Instrument by rt ,I..un of any demand made by the original Bo!'rower or Borrower's successors in interest. Any forbearance by
Lell.tLc.r in exercising any right or remedy shall nol he a waiver of or preclude the exercise of any right or remedy.
12. Successors and Assigns Uoundj Joint and Several Liability; Co~Signcrs. The covenants and agreements of this Security
Instrument shall bind anti benefit the successors and assigns of Lender and Borrower, subject to the provisions of par:lgraph 17.
Borrower's covenants lIud agreements shall bcjoint and several. Any Borrower who co-signs this Security Instrument but docs not execute
lhe Note: (a) is co-signing this Security Instrument only to mortgage, grant and convey thut narrower's interest in the Property under the
(erms of this Sccurity Instrume~t; (b) is not personally obligated to pay the sums secured by this Security Instrument; and (c) agrees tlm\
I.endcr ami allY other Borrower may agree to extend, modify, forbear or make any accommodations with regard to the terms of this
Security (lIstrumeJlt or the Note without that narrower's consent. .
1.1. Loan Charges. If the loan securcd by tllis Security Instnlmcnt is subject to a law which sets maximum loan charges lLUd that law is
l'inally interpreted so tlult the interest or other loan charges collected or to be collected in connection with the loan exceed the permitted
limits, tllen: (a) any such loan charge shull be reduced by the amount necessary to reduce the charge to the permitted limit; and (b) any sums
.llready cnllectcd from norrowerwhich exceeded permitted limits will be refunded to Borrower. Lender may choose to make this refund by
lcducing the principal owed llluJer the Note or hy makingadirect payment to narrower. Tfa refund reducC!iprincipal,lhe reduction will b~
treated as a partial prcpnyment without :'IIlY prepayment charge under the Note.
14. Nolices. Any notice to Horrower provided for in this Security Instrument shall be given by delivering it or by mailing it by first
L'lass_mail unless applicable law requires use of another method. The notice shan be directed to the Property Address or any other acJdress
Borrower designates by notice to Le_nder. Any notice to ,Lender shall be given by first class mail to Lender's address stated herein or any
lllher address Lenderdesignates by nolice to Borrower. Any notrce pro'lided for in tllis Security Instrument shall be deemed to have been
given to Borrower or Lender when given as provicJed in this paragraph.
15. Governing Law; Sevcrability. This SeclUity Instrument shall be governed by fedcrnl law 'and the law of thejurisdiclion in which
lhc..Property is located, In tile ~vent that any provision orc!ause or this Security 1nstrument or thc No-teconnicts with applicuble law, such
~'ollnict shall 1\01 affect other provisions of this Security Instrument orthe Note which can be given effect without thcconDictingprovisioll.
To tbis end the provisions of this SecurilY Instrument and the Note are declared to be severable.
16. Borrower's Copy. norrower shall be given one conformed copy of the Note and of lhis Security Instrument.
17. Trnllsfer of the Pfoperty or a Beneficial Interest ill Borrower. If all or any parI of the Property or any interest in it is sold or
transferred (or if a beneficial intcrest in Borrower is solcJ or transferred and Borrower is not a natural person) without Lender's prior
written consent, Lender may, at its option, require immediate payment in full of all sums sccured by this Security Instrument. However,
this option shall not be exercised by Lender if exercise is prohibited by federal law as of the date of this Security Instrument.
If Lemlerexercises this option, Lender shall give narrower notice of acceleration. The notice shall provide a period of not less thun 30
t1nys frol1lthe date the notice is delivered or mailed within which Borrower must pay all sums secured by this Security Instrument. If
Borrower fails to pay these sums prior to the expiration of this period, Lender may invoke any_ remedies permitted by this Security
Instrument without further notice or demand on Borrowcr.
18_. Borrower's IHghl to I~eimtate. If Borrower meels certain conditions, Borrower shall have the right to have enforcement of this
Sc-c\uity Instrument discontinued at any time prior to the earlier of: (a) 5 days (or sllch other period as ;lpplicable law may specify for
rcins.tatelllent) bcforesale of tile Properly pLlrslHlIIt to any powerofsllle contained in this Security Instrument; or (b) entry ofajudgment
cnforcing this Security Instrument. Those conditions are that norrower: (a) pays Lender all sums which then would be due under this
Security Inslrument llnd the Notc as ifno acceleration had occurred; (b) cures any default of any other covenants or agreements; (c) pays
all expenses incurred in cnforcing this Security Instrumcnt, including, but not limited to, reasonable atlonieys' fees: and (d) takes sHch
,Iction as Lender may reasonably require to assure that the lien of this Security Instrument, Lender's rights in the Property and norrower's
obligation to pay the sums secured by this Security Instr'umen"t shall continue unchanged. Upon reinstatement by norrower, this Security
Instrument and the obligations secured herehy shall remain fully effective as if no acceleration had occurred. However, this right to
reinstate shall not apply in the case of acceleration under parograph'17.
19. Sale ofNotc; Change of Loall Servicer.l11e Note ora partial interest in the Note(together with this Security Instrument) may he
:-wld one or morc timcs without prior notice to Oorrower. A sale may resultjn a change in the entity (known as the "Loan Servicer") that
('nlkel:; IlHllllhly payments duc under the Note and this Security Instrument. There also may beone or more changes oCtile Loan Servieer
lInrelated to n sale ol'the N(lte, Jfthere is a change orthe Loan Servicer, norrowerwiU be given written notice ofthechange in accordance
with pamgraph. 14 nbove allLl applicable law. The notice will state the name and address of the new Loan Servieerand the address to which
payments should be made. The .notice will also contain any other information required by applicab!e law.
. form 3039 (9/90) (pagr 3 of 4 pagts)
Bood353 PAGE 96
. ~',
.... ...' ...~'.' ""-.' "...,....'..'''.
"
20. Hazardous Substances. Borrower shall not cause or permit the presence, use, disposal, storage, or rclc.15C of allY II :lnll"CJoIIs
Substancc:i on or in the Properly. Borrowcrshall not do, nor allow anyone else to do,anything affcclillJ.; lhc Pn1pcny Ihal is'in vinlalioll n(
any EnvironU1cnlul Law. The {'>rcceding twosctl1cnccs shall not <lpply to the prcscnct:,l1sc. orstOf<lgc onlhc Property of Sill all qll<llllilh.:s (If
llaz:nrdmcs SuhsC<lnccs {/wl flrc getlC'rally rccogni7Cd to be appropriate Co normal rcsidcrJCinl uses ,1fId to malntcnance- of (lit: PnJf'crly.
BOITower shall promptly give Lender WriltCllllolicc ofunyinvcstigatiOll.c1:lim.dcnullld, lawsuit 'ur otller aclinn by llll)' governmental
or regulatory ngcllcy or private pmty involving tbe Property and any l'I;.lzardous Substance or Envirollll1cntall,aw of which Borrnwcr lm~
Hclllal knowledge. IfOorrower learns, or is notil1eu by any governmental or reguJatoryauthority, tlmt any removal or otllel' relllcdi:\lion or
any I [al..ardous Substance a!Tecling the Property is necessary, Borrowcr shal! promptly takc allncccssary I l'lllcd inlllctions In :1l.:cnrd<lllt'~.
with Environmcntal UIW.
As used ill this paragr<\ph 20, "Haz<lrdolls Substances" are those substances ucfiilCO as toxic or hazardous suhstalH..'L's by
Environmental 1.aw and the following subs lances: gasoline, kerosene, other llammab(c or toxic pelroleum products, toxic tJcslicidl.'s ancl
herbicides, volatile solvents, materinls containing lLsbestos or formaldehyde, and radiollctive matcrials. As \lsed in this par,I!~filph :W,
"Environmentn! Luw" means federal laws mld laws of the jurisdiction where the Property is IOCl\led that relalt:: to health, s,,(.:ty Ul"
environmcnUlI protcdion.
NON-UNIFORM COVENANTS. Botrowcraml Lender further c()venant and agree <IS rouows:
21. Acceleration; HClIlcdics. Lender shull give notice to UOI:T,lwer prior to accelcrntioll rollowing Uorruwcr's hrendl uf :Ul)' CU\'~'llaIl1
or lIgrccllIent ill this Security Il\sJt!!ll1ent (hut lIot prior to nccclcralillll under paragraph 17 unless applicable Inw provides ulherwise),
Lender shall notify Borrower ur, amollgother lhings:(a) the dd:mll;(b) theacl{oll required to cure the dcfllUll; (c) whenlhe dcFaulllllllsl
be cured; IInd (d) Ilrnl failure to cure 'he def:wll a$ specified m.ay result ill acceleration of 'lie slims secured by Ihis SccurilJ In.'ilruIllCIlI.
foreclusure by Judicial proceeding :tnd sale of the Property. Lender shall fmlller inform Uorrower of Hie rj~hl to rcinstntc artCl'
llccelcrntion llnd (hc right to nssert ill the roreclosure proceeding the Ilon~existence of:l dcfault or any other defense of Horruwer In
acceleration and foreclosure. Irfhe dcfault lsnot cured asspecificd, Lendcrat its option may require imlUediate pnymcnt ill filII (lfnll SUIll~
secured by this Security Instrument without further demand nnd may foreclose this Security Instrument by judit;i:\1 prucccdinl:' I.crllh'l'
shull he entitled 10 coiled nil upel1ses incurred ill pursuing the remedies Iltln'ided in this p:wlgraph 21, iucluding, hulllotlilllit(.t1lu.
nt/unley!)' fees und cosls of Hlle cl-'jdence J() 'he ex'ent permitted by npplkabJe Jaw.
22. nclcase. Upon payment of all sums secured by this Security lnstrument, this SCCllril~' Inslrument lIlld tilt:: .:slatc- ctlll\'e)'l.'d ~ll,dl
terminate tlnd become void, After such occurrence, Lender shall dlsdwrgc and satlsry this S.:curity IllSlrulPt::nl Without charg.: 1\1
Borrower. Borrower shull pay any recordation costs.
23. \'llliven.. Borrowcr, to the extent permitted by applicable law, waives and release!; any error or dercets ill pr()cecdillg~ III t:l\hHCl'
lhi,~ SeclIrity lll.'itrument, and hereby wlIives the benefit of any present or f!Jlun: laws providing [or stay af execufion, exlellsion of lime,
excmptioll from attachment, h:vy amI sale, and horn_estentl exemption.
24. Hcinst:ttclllel\ll'criod. Borrower's time to teinslate provided in parllgraph ] 8 shall extend to olle !Jollr prillI' 10 I he CO III 111L'nt:t'lI\C 11 (
nC bidding at a sheriff's sale or other sale pursuant to this Security Instrument.
25, PurcllllSC Money Morlgage. If any of the debt secured by Ihis See\ITiL)' Instr\lll1cnt is lellt (0 llnrr\Hvc-r to uequil'C' title l<1 thl'
ProperlY, lhis Sc('urity Instrument shall be a purchase money mortgage,
26. Interesl illite After .hldgmcnt. Borrowcr .lgl'ecs that the intcrc...t ratc paY<lhlt:: allel' a jlldglllCllt is enlt'll'd Ill! tilt:: N11tt:: ur ill :111
aclion of mortgnge foreclosure shall bc Ihc ratc JHlyablc from timc 10 timc under the Note,
27. Hiders tu this Security luslrulllent.1f olle or morc riders arc executed by Bort'ower nnt.! rcconkd tngcfher with this Sct::uril\"
lnstt'lllllcllt, the covenants :ll1d agrccmcnts of each !illell rider shall be incorporaled into and shall amend and sllpplemenl lilt:: l'(l\'l'llan{ ~
and .tgrecmcnls of this Sceurity {nstrUlIlcnl as i(lhc rider(s} wcre a pari o(this Securily {llslrul11cnl. f(,lled., applkahle lHH.(t::~l!
D Adjusl,lblc Rule Rider
CI Graduated Payment Rider
o Balloo]l Riller
o Olher(s) [specifY1
BY SIGNING BELOW, Borrower ueccpts <Ind agrees to the terms and covenants C<lntaill.:d ill lhi~ Security Instrulllent and ill <111)'
ridcl'(s) execuled hy Borrower lmd recorded willi it.
o Condominium Rider
o Planned Unit Developmcnt Rider
o Ralc Improvcment Rider
o 1-4 Family Rid.:!'
o Biweekly Payment RIder
o Second lIorne Ridt:!'
Witnesses: d4.
~ /1~~
....,........................,.., ... ............
~~~~~...~............ISC"I)
Earl M. V " " -B",,,,,,,,
, . . . . . . . . . .. . . . . .. . ',' . . .... . . . . . ,. . . . . .. .. . ',' . . . ~. . . .. .
. . ' , . . . ~ . . ~ . . . . . . . . . . . ~ . . . . . . ' . . . . . . . . . . . . . . . . . . . . . .. (Sea I)
-IlOlrowcr
(Splee lIelow Tlri~ Line For AckllowledgmertfJ
N01'ARIAlSEAl.
1f1<....IiJ!J)t wlBB!~.JJt.-H01.urr'UDUC
.v(\Oot<1Lct: aURa, CuMBERUHD co.. PA.
M. ,VMM1SSION UPlRESN'R1t.20, 1998
) l!cfl'll.\-' ~'cll;ry lhal Il!c Ilfecisc mhJre$S /If fIle ~'ilhin Morlg:/gcc (tell/lcr) is
~d/~~L/
_NQt.ar.y_E.ub.li,c_._____.".._~...,.._.~_'_'_._
1 W. Big Spring 'ftfl,r~r'O)/c<<ewvil1e,. PA 1,71241
~ .d,',0-,;;Z;t" /1.. . 'ct.':'- ' ..
.. ' .::J_)..L.T;5C.<~n ________.
TillcClfOlficcr
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BooKiJ53 rAGE
97
Form 3039 (9/90) fI"!,'.!"./ or./ I'''!!....,
ALL THAT CERTAIN tract of land situate in West pennsboro Township,
Cumberland County, Pennsylvania, more particularly bounded ancJ
described in accordance w.ith a survey by Thomas A. Neff, Registered
Surveyor, elated September 24 I 1971 and revised October 20 I 1972 I as
[allows,
BEGINNING at a spike in the centerline of. Township Road 438 said
road belllg the publ.ic road leading from Greason t.o the Carlisle-
Newville Road and Crossroads School, said point being also at t.he
corner of lands now or formerly of Harold G. Jones and which point
is 140 feet south from the corner of lands of the Cumberland Valley
Railroad Company, alTd property now or formerly of Mervin Yinge)~ j
thence North 15 degrees 10 minutes West 140 feet to a stake at the
corner of lands oE the said Cumberland Valley Railroad Company and
property now or formerly of Mervin Yinger, thence along lands now
01" [or:lIIerly of Mervin Yinger North 59 degrees, 17 minut.es 5 seconds
East 31G. 31 feel: to a stake; thence South 10 degrees 03 minutes
East 172.02 feet to a stake on line of lallds now or formerly of
)\lbe1."['. Watsoll; thence South 68 degrees 5.0 minutes i-'lest: 175,70 feet
Lo a post; thence South 19 degrees 25 minutes East 30 feet to a
s take at cornel' of lands now or formerly of Harold Crones j thence
along lands now or fqrmerly of Harold Jones South 72 degrees, 20
minutes West 117 feet to a spike, the point and place of BEGINNING.
UNDER AND SUBJECT to the right of way retained by RonaJ.d L. J'ones,
et UX, along the southern boundary line of the aforesaid property
"lld unclel:'" and subjecl: to__buildJng lines and the right of way lines
or Township Road 438 as set forth ill the aforementioned survey.
IT BEING tIle sallie l-eal estate which Earl t4. Yohn and Connie lJ.
YOllll, his wife, by deed dated September 7, 1995, and recorded in
tlle Office of r~he Recorder of Deeds in and for Cumberland County,
Penllsylvania, in Record Book 128, Page 199, granted' and conveyed to
Earl ~1. Yohn.
BEING FURTHER IDENTIFIED AS
records of Cumberland Counl:y,
TAX PARCEL #4608.0587-0091\
Pennsylvania.
of
tIte
iJ\\~
: ; ~~:'\ilsyhmnia 1 s~;
. '" C');'.\be(lcnd of Oeeus
i:: riw office 10r the rec~rdlOg
'\nd' Jtnk1erlilnd cou~tY.\u+iRa. .;':;.:,,~;::.-,:;,,~.,:,.,,;. "')'"
./ .", . L '. ,. , ./<C- ;; ,.,.,..' ,L.. '~;':'l
, ) ",!.\'oC _Pag'6. (\:' .:.(';.~''4; (.'\;~.~H,{i...i.l~:l
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\. Vi'l d,S\\~tof offlce 0 ", ~ (/., ,~;","11\;~T".':.!'>,,,!:?-(.,':,~,':,.J,"
: '. '.',!_' ~.' I ~;l of " .1(~ .' ,.-i'il'I':;:J.t~~jtH~~~:~/;::,F:1C:J!':,..
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c..--; .J1"'jl,A.~}'\' .i'f,':'''''~/'''''~~~':-'
Recorder ~ ~<~.!lj:1,),~'.f)~,~ii.'!1~S7,:t.: .~I;:(J-2'{
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e:xhil>lt 1\
Rood353PAGE 98
~\.,0
/'
SAID IS, -
SHUFF &
Mi\,SLAND
AT'TO(<NEYS.i\T.LAW'
26 W. High Str<<t
ea..'Usle, P ^
,.
TO:
EARL M. YORN
353 Crossroad School Road
Newville, PAl 724 I
DATE: March 01, 1999
FROM: TIfE FARMERS NATIONAL BANK
ADDRESS OF PROPERTY:
353 Crossroad School Road
Newville, PA 17241
NOTICE OF DEFAULT AND INTENT TO FORECLOSE
This is a notice or default and of our intention to foreclose on your mortgage. Please read ALL of this notice.
Your mortgage is in serious default due to non.payment of the installment due September IS, 1997 and
subsequent monthly installments. The total amount of delinquency is presently $ 14,822.32, which includes all
overdue monthly instaIIments of$ 786.33 and late charges of$ 39.32.: If any other installments or late charges
become due at the time you attempt to cure this default, they will be added to the total amount due,
YOU MAY CURE TIfEDEF AULT WITIllN TIllRTY (30) DAYS OF TIfE DATE OF TIllS LETTER BY
PAYING TIfE AMOUNT OF $ 14,822.32, WHICH INCLUDE THE FOLLOWING:
1. ALL OVERDUE MONTHLY INSTALLi'vlENTS OI'S 786.33
2. ALL U1'<"PAID LATE CHARGES OF $ 668.38
3. PLUS ANY INSTALLi'vlENT OR LATE CHARGES 1RATBECOME DUE BEFORE WE
RECEIVE PAYMENT.
The foregoing payments must be paid in CASH, or CASHIER'S CHECK, or by CERTIFIED CHECK.
Payment must be received at the office located at One Big Spring Avenue, Ne~lIe,PA 17241.
IF WE DO NOT RECEIVE TIfE REQUIRED PAYMENTS within thirty (30) dayS of this notice, we may,
wirhout any further notice to you, do any of the following:
I. We may accelerate the maturity date of the mortgage and declare the FULL AMOUNT OF
THE UNPAID PRINCIPAL BALANCE of the mortgage together with any other sums due
under the mortgage to be immediately due and payable.
2. We may begin legal proceedings to FORECLOSE the Mortgage, which proceedings the Sheriff
may sell your house.
3. We may take possession of your property and proceed to have ail of the occupants ejected from
the property. .
4. We may sue you personally forthe unpaid principal balance and all other sums due under the
tenns of the Mortgage. .-
YOU MAY CURE THE DEFAULT and restore the mortgage to the same position as if the default had not
occurted at any time at least one hour prior to the commencement of hid ding at the Sheriff Sale.
The earliest date on which your property could be sold at Sheriff Sale is approximately three (3) months from
now, depending on State and County foreclosure laws. A notice of the date of the sheriff Sale will be sent to
you during the course of the foreclosure.
EXHIBIT B
SAlDIS,
SHUFF:&
MAS LAND
ATIORNEYS-AT.tAW
26 W. High Street
Carlisle, P A
"
WARNING: If you pay the amounts due more than thirty (30) days after the date of this notice, and we
have referred this matter to our attorneys for legal action, you may have to pay, in addition to other amounts
due, an attorney's fees up to $50.00 and the cost ofa tide search and report in order to cure the default.
FURTHERMORE, if you paynotic"aiidour lav.yers have stiiited LEGAL PROCEEDINGS. you may have
to pay additional FORECLOSURE EXPENSES, including court costs and attorneys fees that may exceed
$50.00. ~ - " , .
If you pay the amount due more than thirty (30) days after the date of this notice, you must contact the
undersigned to determine the exact amount required to cure the default. Our telephone number is shown
below.
You also have the right to sell or transfer your property, subject to the terms of your mortgage, and the buyer
will have the same right as you do tQ ctlre the default. You also have the right to refinance the mortgage with
or obtain a new mortgage from, another bank or lender. Any sale, transfer, or refinance must be completed at
least one hour prior to the commencement of bidding at the Sheriff Sale.
You have the right to cure a default, after notice of default, only three (3) times in any calendar ](ear,
If you have any questions, or do not understand any part of this notice, it is urgent that you call immediately.
very. ,trulYY~~' ~"X":"".' (
~'- /-, . ",'
><- 'x' "; ,'--.--\1
,/ " ~/
Jomma 1. Deily, Esquire '
Attorney for Mortgagees
SAIDIS, SHUff & 1:lASLAND
26 West High Street
Carlisle, PA 17013
717.243,6222
SAID IS,
SHUFF &
MASLAND
ATTORh"EYS.AT-l..\W
;26 W. High Street
Carlisle, P A
"
.'
IMPORTANT: NOTICE OF HOMEOWNER'S
EMERGENCY ASSISTANCE ACT OF 1983
PLEASE READ tms NOTICE. YOU MAYBE ELIGffiLE
FOR FINANCIAL ASSrS'TA.l'rCE TOWARD YOuR MORTGAGE PAYMENTS
Date:
MARCH 01, ]999
Address:
353 Crossroad School Road
NewviIIe, PA 17241
To:
Earl M. Yohn
From:
The Farmers National Bank
I
I
I
I'
!
I
,
I
I
II
II
--
YOUR MORTGAGErS IN SERIOUS DEFAULT because you have failed to pay
promptly installments of principal and interest as requited for a period of at least sixty (60)
days. The total amount of the delinquency is $ 14,822.32, That sum incIudes the
following: September 15. 1997andsubsequent monthly installments of$ 786.33, and late
charges of $ 668.32.
Your mortgage is also in default for the foIlowing reasons: N/ A
YOU MA Y13E EI.:IGIBLE FOR FINANCIAL ASSISTANCE THAT WILL
PREVEm~FORJ::C:COSURE ON YOUR MORtGAGEifyo~ comply with the provisions
of the Homeowner's Emergency Mortgage Assistance Act of 1983 (the "ACT"). You may
be eligible for emergency temporary assistance if your default has been caused by
circumstances beyond your control, and if you meet the eligibility requirements of the Act
as determined by the Pennsylvania Housing Finance Agency. PLEASE READ ALL OF
THIS NOTICE. -IT cmrr' AINS AN EXPLANATION OF YOUR RIGHTS.
Under the Act, youare entitled to a temporary stay of foreclosure on your mortgage
for thirty (30) days from the date of this notice. During that time you have the right to
arrange a "face to face" meetirig wIth a representative oftlUs lender, or with ~ designated
consumer credit counselirrg agency. The purpose of that meeting is to attempt to work out
a repayment plan, or to otherwise settle your delinquency. THAT MEETING MUST
OCCUR IN TIIE NEXT THrRTY (30) DAYS.
If you attend the face to face meeting with this lender, or with consumer credit
counseling agency identified in this notice, no further proceeding in mortgage foreclosure
may take place for thirty (30) days after the date of that meeting.
EIH~BIT C
SAIDIS,
SHUFF &
MASLAND
ATTOR."ffi'lS-AT.u\W
26 W. High Strei!:t
Carlisie. PA
,
I
II
i
I
I
I
I
I
.'
The name, address. and telephone number of our representative is:
James E;'Showvaker
The Farmers National Bank
One Big Spring Avenue
Newville, PA 1724]
7177765312
The name(s) and addresses of (a) designated consumer credit agency counseling
agency (ies) is (are): SEE ATTACirEDLIST.
It is only necessary to schedule one face to face meeting. You should advise this
lender immediately of your intentions.
If you have tried and are unable to resolve this problem after or your face to face
meeting, you have the right to apply for fmancial assistance from Homeowner's
Emergency Mortgage Assistance Fund. In order to do this you must fIll out, sign and fIle
a completed Homeowner's Emergency Assistance Application with the Pennsylvania
Housing Finance Agency. The consumer credit counseling agency wiII assist you in filling
out your application. IT MUST BE FILED OR POSTMARKEDWUH.lI'I THIRTY
(30) DAYS OF YOUR FACE TO FACE MEETING.
You must either mail your application to the Pennsylvania Housing Finance
Agency, or Iyoumust file it atthe office of one of the designated consumer credit
counseling agencies listed above.
The Pennsylvania Housing Fimii1ce Agency is located at: 210 1 North Front Street,
P. O. Box 8029, Harrisburg, PA 17105. Telephone number (717) 730 - 3800 or] .800-
342 . 2391 (toll free number).
An application for assistance may be obtained from this lender, from the consumer
credit counseling agency, or directly from the Pennsylvania Housing Finance Agency.
IT IS EXTREMELY !J.'\1PORTANT THAT YOU FILE YOUR
APPLICA nON PROMPTLY. IF YOU DO NOT DO SO, OR IF YOU DO NOT
FOLLOW THE OTHER TIME PERIOD SET FORTH IN THIS LETTER,. ,
FORECLOSlJRE MAY PROCEED AGAINST YOUR HOI\-lE IM:M:EDIA TEL Y.
Available funds for emergency mortgage assistance are veJjr limited. They wiII be
disbursed by the agency under the eligibility criteria established by the Act.
SAlOIS,
3HUFF &
MASLAND
ATIORNEYS.AT.L\W
26 W. High Street
Carlisle. P A
'.
IT IS EXTREl'vfEL Y llv1PORTANT THAT YOUR APPLICATION IS
ACCURATE AND C01vlPLETE IN EVERY RESPECT. Thecounse]ing agency will
help you to fiIl out the application. The Pennsylvania Housing Finance Agency has sixty
(60) days to make a decision after it receives your application. Dwing that additional
time, no foreclosure proceedings wiII be pursued against you if you have met the time
requirement set forth above. You wiIl be notified directly by that Agency of its decision
on your application. .
In addition, you wJ1l receive another notice from this lender under Act 6 of 1974.
That notice is caIled "Notice of Intention to Foreclose". You must read both notices, since
they both explain rights that you have under the Pennsylvania Law. However, if you
choose to exerciseyournghts described in this notice, we carmot foreclose upon you
dwing that time. Also, if you receive financial assistance from the Pennsylvania Housing
Financing Agency, youi home cannot be foreclosed upon while you are receiving that
assistance. .
Very truly ~our~, ../ /? ,.
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Jo --- 1. Dei1/,' Esquire
Att rney for Mortgagees
SAIDIS, SHUFF & MASLAND
26 West High Street
Carlisle, PA 17013
7]7 - 243 - 6222
SAIDIS;
SHUFF &
MASLAND
ATTORNEYS-AT-LAW
26 W. High Street
Carlisle, P A
, .
ACT 91 NOTICE
TAKE ACTION TO SAVE YOUR HOME FROM ]fORECLOSURE
The Commonwealth ofPennsy]vania's Homeowner's Emergency Mortgage
Assistance Program may be able to help you. Read the following notice to find out how
the program works.
If you need more information call the Pennsylvania Housing Finance Agency at
] - 800 - 342 - 2397.
La notification en ad junto es de suma importancia, pues afecta su derecho a
continuar viviendo en su casa Si no comprende el contenido de esta notificacion obtenga
una lraduccion immediatemente llamanda esta agencia (Pennsylvania Housing Finance
Agency) sin cargos aI numero mencionado arriba Puedes ser e]egible para un prestamo
por el programa lIamado "homeowner's Emergency Mortgage Assistance Program" el cual
puede salvar sucasa de la perdida del derecho a redimir su hipoteca.
.
ACT 91 NOTICE
TAKE ACTION TO SAVE
YOUR HOME FROM
FORECLOSURE
The Commonwealth of Perm sylvania's
Homeowner's Emergency Mortgage Assistance
Program
may be able to help you.
Read the attached notice to find out how the
program works.
If you need more information call the Pennsylvania
Housing fi'inance Agency at 1(800) 342-2397
LANOT]F!CACION EC'-i ADJl..TNTO ES[)E SUMA lMPORTANCIA. PUES .-'...Ff:CTA SU
DERECHO .-\ CONTf.\!UAR VIVlf:NDO EN SU CASA. S1;\10 COMPRENDE EL
CONTENfDO DE .CSTA :;rO'fIFICACION OSTtc"\.;GA UNA TRADUCCI0]\:
[NMEDIA T AMENTE.' LLA~[ANDO ESTA AGENCI..\ I PE1'<'NSYf. \' ANIA HOUSrNG
FINANCE AGE:--ICY) SiN CARObS AL NUMERO MENCIONADb .-\RRlBA. PUEDES$ER
ELEGIBLE PAR.AL';{ PRESiAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S
EMERGENCY \.fORTG.-\GE.-\SSISiANCE PROGRAtvj" ~E-LCU:-\L PUEDE SAL VAR SC
CASA DE LA PERDIO.-\ DEL DERECHO A REDIMIR SU HIPOTEC-\.
CRA WFORD COlJNTY
Booker T. Washington Center
1720 Holland Street
Erie. P A 16503
(814) 453-5744
FAX # (814) 453'5749
Greater Erie Community Action Committee
18 West 9TH Street
Erie. PA 16501
(814) 459-4581
FAX # (814) 456-0161
john F. Kennedy Center. Inc.
2021 East 20th Street
Erie. Pennsylvania 16510
(814) 898-0400 .
FAX # (814) 898-1243
Shenango VaHey Urban League. Inc.
601 Indiana Avenue
Farrell. PA 16121
(412) 981-5310
CTJMllERLAND COUNTY
Consumer Credit Counseling Service of Western Pennsylvania. Inc.
2000 Linglestown Road
Harrisburg, P A 17102
(717) 541-1757
Financial Services Unlimited
117 West 3rd Street
Waynesboro. PA 17268
(717) 762-3285
Urban League of Metropolitan Harrisburg
25 N. Front Street
Harrisburg. PA 17101
(717) 234-5925
FAX # (717) 232-4985
YWCA of Carlisle
30 I G Street
Drlisle. P!\ 17013
1717) 243-3818
FAX ~ 17171243-3948
. The Pennsylvania Housmg Fin<lnce Agency c::J.n be re:J.ched rOLL FREE:1t USOO) 3~1.:397.
. .
C;; SENDER:
't::I' . Complete items T and/or 2 for additional services.
Iii . Complete items 3, 4a. and 4b.
IV . Pnnt your name and address on the reverse of this form so that we can return this
~ ~W~u. - '-
> I!I Attach this form 10 Uie front of the rnai1piece, or on Ule back if space does not
e . e:g~it;'Return Rece~t Request;;' 00 the mallpiece below the article number.
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PENNSYLVANIA HOUSING FINANCE AGENCY' ,
Homeowners' Emergency Mortgage A8Sistance Loan Program
Paym"nls Generallnjormatlon (717) 780-3940 CurresDondence
2101 North Front Street GeneralInformation 1-800-342-2397 2101 North Front Street
P.O. Box 15206 TDD 1# For Hearing Impaired (717) 780-1869 P.O.8ox 15530
Hanisblll"g, FA 17105-520(j FAX II (717) 780-3995 Harrisburg, PA 17105-5530
6/09/1999
THE FARMERS NATIONAL BANK- JAMES SHOWVAKER
PO BOX 156
1 W BIG SPRING AVE
NEWVILLE, PA. ~7241
SUBJEC1',
EARL M YOHN
353 CROSSROADS SCHOOL RD
NEWVILLE, PA. 17241
Your application for a HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE LOAN has been DENIED
pursuant to Act 91 of 1983, 35 P.S. Section 168.401-C et seq. and/or Agency
Guideline6 12 PA Code Section 31.201 ee' aeq. far the Eollow~ng reaoon4:
PELETED IN LENDE~'S COPY
You ~ay be_entitled to an appeal hear1ns if you d1sag~ee ~ith our decision_ We must
rece.ive a wr1t.ten reques-t- for a hearing withi.n 15 days of the postmark da.te of th:i::J
letter. (Appea.l request.s must be in wri.ting; a verbal request :1s not a.cceptable).
The hearing, ra..ay be eonductad by a telephone confllrance c.all; 'thill'refore7 you muat
inclurlB your telephone number. Requests for hearingQ mu~t 8tata the re8~on(B) that a
hear20g io requeBtad and mU8t be sent firat cla8~, r8gi8ter~d or certified mail to:
Ch~ef Counsel. Hearing Request, PHFA/HEMAP, 210L North Front Street, P.O. ~ox 15628,
Harrisburg, Penn8ylvan~a, 171Q5-5628. The Agency w111 attempt to schedul~ the hearing
within thirt1 (.30) days after the request is received. When send'ing your appeal,
-pleEise be sure t.o print your name lag.:fhly and 1.nclude YO\i.r 80c1a1 6ec'Ur!.ty numbe.r.
You have a right to be r~presented by an attornQY in connection with your appeal. If
you_cannot afford an attorney yo~ m~y be eligible for Legal Servicee repreaen~$t~on.
You can cont:act a L~gal Services represei1t:at-.1va th;r:ough the follow:f.ng toll free
n~er' 1-800-732.3545. Please be awarB that scheduling an apPQal he4r~ng doe a not
necQssarily stay foreclosure procQed~n88.
DISCLOSURE OF USE or INFORMATION QBTAINED FROM OUTSIDE SOURCE:
I._Disclosure inapplicable.
The Federal Equal Credit Opportunity Act prohib~ts creditors from discriminating
against crodit applicants on the basis of r~ca, colo~, rel~g~on, nat~onal or~&in, sex,
marital status, age {provided that: ths appli.ca.nc has the capac;i.ty to ent0~ :into a.
binding contract); because all or part of the "pplicant'lJ income derive.. frOtll any
public assistance program; - or beca.use the .app~j,canc has in good fs.:it:h 2-x.erc:!.sad ..any
risht under the Consumer Credit Protection Act. The Federal Agency that administers
compliance ~ith this law concern~ng this c~aditor 1& the FBderal Trade Comm1aBion~
Equal Credit Opportunity, Washington,~D.C.
ThQ Pennsylvania Housing F~nance Agency
EXHIB\T D
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SHERI FF 'S RETURN . REGULAR
CASE NO: 2000-01741 P
COMMONWEALTH OF pE1JNSYLVAN1A:
COUNTY OF CUMBERLAND
FARMERS NATIONAL BANK NEWVILLE
VS
YOHN EARL M
CHRISTOPHER EVANS
_, Sheriff or Deputy Sheriff of
Cumberland County, pensylvania, who being duly sworn according to law,
says, the within COMPLAI&T . MORT FORE
was served upon
YDHN EARL M
the
DEFENDANT
, at OO~3:42 HOURS, on the 24th day of March
, 2000
at 353 CROSSROADS SCHOOL.RQ1ill
NEWVILLE, PA 17241
by handing to
EARL YOHN
a true and attested copy of COMPLAINT cMORT FORE
. together with
NOTICE
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
18.00
5.58
.00
10.00
,00
33.58
So Answers:
r~~!
R. Thomas Kline
me this /0 e
day of
03/27/2000
SAWIS, s;!3lrr.-MA,S,~~. ..
BY:ud~
. Deputy She i f
Sworn and Subscribed to before
LV':?' A.D.
qUd. () /1,,/;,., ~.~"..
'Prothonotary'
SAlOIS,
SHURF &
MASLAND
ATl'ORNEVS_AT.LAW
26 W. High Street
Carlisle~ P A
"
THE FARMERS NATIONAL BANK
OF NEWVILLE
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY. PENNSYLVANIA
Plaintiff .
v.
NO.: 2000-1741
CIVIL ACTION - LAW
EARL M. YOHN
Defendant
IN MORTGAGE FORECLOSURE
PRAECIPE FOR DEFAULT JUDGMENT
TO THE PROTHONOTARY:
Please enter a judgment by default in favor of the Plaintiff and against the Defendant(s) for failure
to Answer the Complaint in the amount of one hundred sixteen thousand five hundred twenty-five and
95/100 ($116,525.95) Dollars, plus Interest at $23.19 per diem and costs and for foreclosure and sale of
the mortgaged premises. I certify the Ten (10) Day Notice of Entry of Defauit pursuant to Rule 237.1 was
mailed U. S First Class mail postage prepaid and is attached hereto as Exhibit "N'.
Respectfully submitted,
SAlOIS, SHUFF & MASLAND
Dated
8" 7' (/V
Prothonotary
AND NOW, this!). day of ~ 2000, a default judgment has been entered in the amount of
one hundred sixteen thousano five hundred twenty-five and 95/100 ($116,525.95) Dollars, plus Interest at
d costs and for foreclosure and sale of the mortgaged premises.
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THE FARMERS NATIONAL BANK
OF NEWVILLE
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff
V.
NO.: 2000-1741
CIVIL ACTION - LAW
EARL M. YOHN
Defendant
IN MORTGAGE FORECLOSURE
TO: Earl M. Yohn
353 Crossroads School Road
Newville PA 17241
DATE OF NOTICE:
April 19, 2000
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO TAKE ACTION REQUIRED OF YOU
IN THIS CASE. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A
JUDGMENT MAY BE ENTERED ,AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR
PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT
ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE
THE FOLLOWING OFF1CE TO FIND OUT WHERE YOU CAN GET LEGAL HELP:
,~~
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013
66
Recei\
U,S, POSTA 'fRVICE CERTIFICATE OF MAl G
MAY BE USED, FOA DOMESTIC AND INTERNA rlONAL MAIL, DOES NOT
PROVIDE FOR fN'SURANCE-POSTMASTER' .
SAlOIS, SHUFF & MASLAND
-26 West High Street
Caliisle PA 17013.2956
One piece of ordinary mail addressed to:
Earl M. Yohn
- 353 Crossroads School Road
Newville PA 17241
...............
PS FOI7T1 38'} ;l..--Mor. '1.989
By:
a J. 0 i1y, Esq e
I 3147
Attorney for the Plaintiff
SAlOIS, SHUFF & MASLAND
26 West High Street
Carlisle, PA 17013
(717) 243-6222
SAlOIS,
SHUFF &
MASLAND
ATIORNEVS.AT.UW
26 W. High Street
Carlisle. PA
THE FARMERS NATIONAL BANK
OF NEWVILLE
Plaintiff
v.
EARL M. YOHN
Defendant
TO: Earl M. Yohn
353 Crossroads School Road
Newville PA 17241
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
NO.: 2000-1741
CIVIL ACTION - LAW
IN MORTGAGE FORECLOSURE
You are hereby notified that on
2000, the following Judgment has been entered against you in the above-captioned case.
Date:
Prothonotary
I hereby certify that the name and address of the proper per80n to receive this notice is:
Earl M. Yohn
353 Crossroads School Road
Newville PA 17241
SAlOIS,
:HUFF &
MAS LAND
ATIORNEYS-AT.{.A.W
26 W. High Street
Carlisle, P A
~
fNRE:
YOHN, EARL M.
Soc. Sec. 169-44-5591
YOHN, CONNIE J.
Soc. See, 168-48-3528
Debtor(s)
Rr;G~lVeo JUt 2 8 _
IN THE UNITED STATES BANKRUPTCY COURT
FOR THE EAS.TERN DISTRICT OF PENNSYL VANIA
""'1"'\ Harrisburg, PA \
FiL!:.:lJ TIME. "",M.' P.M.
JUL 27 2000 BahkruptcyNo 00-01874RJW-l
\
Clerk, U.S. San ruptcy Court
Deputy dB ,ter 7
~ ORDER
AND NOW, this "d-\ day of ,~~ .,
~
Certificate of No Response,
,2000, in consideration of the attached
IT IS HEREBY ORDERED Ai'll) DIRECTED that the Automatic Stay as it applies to Movant The
Farmers national Bank of Newville, PO Box 156, One Big Spring Avenue, Newville, PA 17241 shall be lifted so
that Movant is free to proceed with its remedies outside of the protection of the Bankruptcy Court, including but not
limited to foreclosing on the property known as 353-Crossroads School Road, Newville, PA 17241. This Order
shall survive any subsequent Bankruptcy filings..
BY THE COURT:
;~ lnnert 1 W~sW.
The Honorable
CHIEF BANKRUPTCY JUDGE
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THE FARMERS NATIONAL BANK
OF NEWVILLE
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff
v.
NO.: 2000-1741
CIVIL ACTION. LAW
EARL M. YOHN
Defendant
IN MORTGAGE FORECLOSURE
AFFIDAVIT OF SERVICE
I, Johnna J. Deily, Esquire, do hereby certify that I served the below-named parties by first class mail,
postage prepaid, the Affidavit Pursuant to Rule 3129.1; Notice to Lien Holders Pursuant to Pa. R.C.P. 3129.2;
Notice of Sheriffs Sale of Real Estate Pursuant to Rule 3129 and a copy of the Legal description on the date
and time reflected on the Certificate of Mailing:
Earl M. yohn
353 Crossroad School Road
Newville PA 17241
Cumberland County Tax Claim Bureau
Cumberland County Courthouse
One Courthouse Square
Carlisle, PA 17013
The Farmers National Bank of Newville
PO Box 156
One Big spring Avenue
Newville PA 17241
Northwest CDC
4813 Jonestown Road, Suite 107
Harrisburg PA 17109
Concord Financial Services Inc
PO Box 002
Melville NY 11747-9002
Penna. Power & Light Co.
1801 Brookwood Street
Harrisburg P A 17015
Dated: August 17,2000
BY:J~'
SAIDIS, SHUFF, FLOWER & LINDSAY
26 West High Street
Carlisle, PA 17013
ID #53147
THE FARMERS NATIONAL BANK
OF NEWVILLE
IN THE COURT OF COMMON PLEAS~
CUMBERLAND COUNTY. PENNSYLVANIA
Plaintiff
V.
NO.: 2000-1741
CIVIL ACTION - LAW
(iffix fe:-~eT~slmps
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Po.;;tmastej. tOi~s rrent
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Carlisle PA 17013 ',', -
EARL M. YOHN
!
U.S. POSTAL SERVICE CERTIFICATE OF MAILINQ
MAY BE USED FOR O.oMEST1C ANO '~TERNAT10NAL MAIL, DOES NOT
PROVIDE FOR INSURANCE-POSTMASTER
""'u
Received Fro'
1 PS Form 3817, Mar. 1989
U,5, POSTAL 'RVIC CERTIFICATE OF MAILING
MAY BE USEe FOR DOMi$TIC AND INTERNATIONAL MAll, DOES NOT
PROViDE FOR INSURANCE-POSTMASTER
Received Frot
Law Offices .
Saidis, Shuff, Flower & Lindsay
26 West High Street
Carlisle PA 17013.2956.
One piece of ordinary mail addres$8d to:
~ PS Form 3817, Mar. 198'9
u,s.;;O$~~LSERvicr--CERTIFICATE OF MAIUN
'l MAY BE' USED FOR DOMESTIC AND INTERNATIONAL MAIL. DOes NOT
PROVIDE FOR INSURANCE POSTMASTER
Received Fr
Law Offices
Saidis, Shuff, Flower & Lindsay
26 West High Street
Carfisle PA 17013-2956
-f'\~
One pIece of ordinary mail addressed to: ~/
, -.:{=. ~
- Farm,e,rs, National Bank of Newville ":\ ~ " '
PO Box 156 ~ , .~~_
- One Big-Spi"ing Avenue , ~,>,':;:'
_ Newville PA 17241 ,:'_'
I PS Fo,m 3S17. Ma,. 1989
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THE FARMERS NATIONAL BANK
OF NEWVILLE
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY. PENNSYLVANIA
Plaintiff
v.
NO.: 2000-1741
CIVIL ACTION - LAW
EARL M. YOHN
Defendant
IN MORTGAGE FORECLOSURE
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Earl M YOhn. t;( ~.::; ~ '
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THE FARMERS NATIONAL BANK
Of NEWVILLE
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff
v.
NO.: 2000-1741 Civil Term
EARL M. YOHN
CIVIL ACTION. Law
MORTGAGE FORECLOSURE
Defendant(s)
AFFIDAVIT PURSUANT TO RULE 3129.1
The Farmers National Bank of Newville, Plaintiff in the above action, sets forth as of the date the Praecipe for
the Writ of execution was tiled the following information concerning the real property consisting of one tract of
land situate in West Pennsboro TOWl1Ship, Cumberland County, Pennsylvania, known and numbered as 353
Crossroad School Road, Newville, PA 17241.
1. Name and address of owners or reputed owners:
Earl M. Yohn
353 Crossroad School Road
Newville PA 17241
2. Name and address of defendants in the judgment:
Earl M. Yohn
353 Crossroad School Road
Newville PA 17241
3. Name and address of every judgment creditor (other than the Plaintiff herein) whose judgment is a
record lien on the reai property to be sord:
The Farmers National Bank of Newville
PO Box 156
One Big Spring Avenue
Newville, PA 17241
Cumberland County tax Claim Bureau
Cumberland County Courthouse
One Courthouse Square
Carlisle PA 17013 .
Northwest CDC
4813 Jonestown Road, Suite 107
Harrisburg PA 17109
1
4. Name and address of the last recorded holder (other than the Plaintiff herein) of every mortgage of
record:
The Farmers National Bank of Newville
PO Box 156
One Big Spring Avenue
Newville, PA 17241
Northwest CDC
4813 Jonestown Road, Suite 107
Harrisburg PA 17109
5. Name and address of every other person who has any record lien on the property:
Concord Financial Services, Inc
PO Box 9002
Melville, NY 11747.9002
Penna. Power & Light Co.
1801 Brookwood Street
Harrisburg, PA 17015
6. Name and address of every other person who has any record interest In the property and whose
interest may be affected by the sale: ~ . ,
7. Name and address of every other person of whom the plaintiff has knowledge who has any
interest in the property, which may be affected by the sale: ~.
I, Johnna J. Deijy, Esquire, attorney for the Plaintiff, Harris Savings Bank, verify that the statements
made in this affidavit are true and correct to the best of my personal knowledge, information and belief. I
understand that false statements herein are made subject to the penalties of 18 Pa. C.S. section 4904
relating to unswom falsification to authorities.
SAlOIS, SHUFF, FLOWER & LINDSAY
Dated:
By:
Johnna J. Deily, Esquire
Supreme Court 10 #53147
26 West High Street
Carlisle, PA 17013
Telephone: (717) 243-6222
Attorneys for Plaintiff
2
LEGAL DESCRIPTION
ALL that certain tract of land situate in West Pennsboro Township, Cumberland
County, Pennsylvania, more particularly bounded and described in accordance
with a survey by Thomas A. Neff, dated September 24, 1971, and revised
October 20, 1972, as follows:
BEGINNING at a spike in the center line of Township Road 438 said road being
the public road leading from Greason to the Carlisle-Newville Road and
Crossroad School, said point being also at the comer of lands now or formerly of
Harold G. Jones and which point is 140 feet south from the corner of lands of the
Cumberland Valley Railroad Company, and property now or formerly of Mervin
Yinger; thence North 15 degrees 10 minutes West 140 feetJo a stake at the
corner of lands of the said Cumberland Valley Railroad Company and property
now or formerly of Mervin Yinger, thence along lands now or formerly of Mervin
Yinger North 69 degrees. 17 minutes, 5 seconds East 316.31 feet to a stake;
thence South 10 degrees 03 minutes East 172.02 feet to a stake on line of lands
now or formerly of Albert Watson; thence South 68 degrees 50 minutes Wet
175.70 feet to a post; thence South 19 degrees 25 minutes East 30 feet to a
stake at corner of lands now or formerly of Harold Jones; thence along lands now
or formerly of Harold Jones South 72 degrees, 20 minutes West 117 feet to a
spike, the point and place of BEGINNING.
UNDER AND SUBJECT to the right of way retained by Ronald L. Jones, et ux,
along the southern boundary line of the aforesaid property and under and subject
to building lines and the right of way lines of Township Road 438 as set forth in
the aforementioned survey.
IT BEING the same real estate which Earl M. Yohn and Connie J. Yohn, by their
deed dated September 7th, 1995 and recorded in the Office of the Recorder of
Deeds in and for Cumberland County, Pennsylvania in RecordBook 128, Page
199, granted and conveyed unto Earl M. Yohn, grantor her~jn.
BEING SOLD AS THE PROPERTY OF EARL M. YOHN, CUMBERLAND
COUNTY NUMBER 2000-1741 CIVIL ACTION
TAX ID #46.08-0587.009A
THE FARMERS NATIONAL BANK
Of NEWVILLE
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff
v.
NO.: 2000-1741
EARL M. YOHN
CIVIL ACTION - Law
MORTGAGE FORECLOSURE
Defendant(s)
NOTICE OF SHERIFF'S SALE OF REAL ESTATE
PURSUANT TO
PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129.2
TAKE NOTICE:
That the Sheriff's Sale of Real Property (real estate) will be held:
DATE:
..On December 06, 2000
TIME:
10:00 A. M. Prevailing time
LOCATION:
Cumberland County Courthouse
1 Courthouse Square
Carlisle PA 17013
THE PROPERTY TO BE SOLD is delineated in detail in a legal description mainly
consisting of a statement of the measured boundaries of the property, together with a
brief mention of the buildings and any other major improvements erected on the land.
(SEE DESCRIPTION ATTACHED)
THE LOCATION of your property to be sold is: all that certain improved tract of
land situate in West Pennsboro Township, Cumberland County, Pennsylvania, known
and numbered as 353 Crossroad School Road, Newville, PA 17241.
THE JUDGMENT under or pursuant to which your property is being sold is
docketed in the within Commonwealth and County to The Farmers National Bank of
Newville. v. Earl M. Yohn, No. 2000.1741 for $116,525.95, plus interest from March 15,
2000 at $23.19 per diem, costs, attorneys' fees and for foreclosure of the mortgaged
premises until the Sheriff Sale.
1
THE NAMES OF THE OWNERS OR REPUTED OWNERS of this property are:
Earl M. Yohn
353 Crossroa-d School Road
Newville, PA 17241
A SCHEDULE DISTRIBUTION, being a list of the persons and/or governmental or
corporate entities or agencies being entitled to receive part of the proceeds of the sale
received and to be disbursed by the Sheriff (for exarnple, to banks that hold mortgages
and municipalities that are owed taxes) will be filed by the Sheriff of this County thirty (30)
days after the sale and distribution of the proceeds of sale in accordance with this
schedule will, in fact, be made unless sorneone objects by filing exceptions to it within ten
(10) days of the date it is filed.
Inforrnation about the Schedule of Distribution may be obtained from the Sheriff of
the Court of Cornrnon Pleas of the within County at the Courthouse address specified
herein.
THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF
YOUR PROPERTY.
IT HAS BEEN ISSUED BECAUSE THERE IS A JUDGMENT AGAINST YOU.
. -'. -..-
IT MAY CAUSE YOUR PROPERTY TO BE HELD. TO BE SOLD OR TAKEN TO
PAY THE JUDGMENT.
You rnay have legal rights to prevent your property from being taken away. A
lawyer can advise you more specifically of these rights. If you wish to exercise your
rights, YOU MUST ACT PROMPTLY.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR
TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN
GET FREE LEGAL ADVICE.
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013
717 - 249 - 3166
THE LEGAL RIGHTS YOU MAY HAVE ARE:
1. You may file a petition with the Court of Cornmon Pleas of the within County
to open the judgrnent if you have a rneritorious defense against the person or cornpany
2
that has entered judgment against you. You may also file a petition with the same Court
if you are aware of a legal defectin the obiigation or the procedure used against you.
2. After the Sheriff's Sale, you may file a petition with the Court of Common
Pleas of the within County to set aside the sale for a grossly inadequate price or for other
proper cause. This petition MUST BE FILED BEFORE THE SHERIFF'S DEED IS
DELIVERED.
3. A petition or petitions raising the legal issues or rights mentioned in the
preceding paragraphs must be presented to the Court of Common Pleas of the within
County. The petition must be served on the attorney for the creditor or on the creditor
before presentation to the Court and a proposed order or rule must be attached to the
petition.
If a specific return date is desired, such date must be obtained from the Court
Administrator's Office . Civil Division, of the within County Courthouse, before a
presentation to the Court.
A copy of the Writ of Execution is attached hereto.
SAlOIS, SHUFF, FLOWER & LINDSAY
Dated:
By:
Johnna J. Deily, Esquire
Supreme Court ID#53147
26 West High Street
Cariisle, PA 17013
Telephone: (717) 243-6222
Attorneys for Plaintiff
3
THE FARMERS NATIONAL BANK
Of NEWVILLE
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff
v.
NO.: 200001741 Civii Term
EARL M. YOHN
CIVIL ACTION. Law
MORTGAGE FORECLOSURE
Defendant(s)
NOTICE TO LIEN HOLDERS PURSUANT TO PA. R.C.P. 3129
NOTICE IS HEREBY GIVEN TO the following parties who hold one or more
mortgages, judgment or tax liens against the real estate of EAR M. YOHN.
Earl M. yohn
353 Crossroad School Road
Newville PA 17241
The Farmers National Bank of Newville
PO Box 156
One Big spring Avenue
Newville PA 17241
Northwest CDC
4813 Jonestown Road, Suite 107
Harrisburg PA 17109
Concord Financial Services Inc
PO Box 002
Melville NY 11747.9002
Penna. Power & Light Co.
1801 Brookwood Street
Harrisburg PA 17015
Cumberland County Tax Claim Bureau
Cumberland County Courthouse
One Courthouse Square
Carlisle, PA 17013
1
You are hereby notified that on December 06,2000, at 10:00 a .m. prevailing time,
by virtue of a Writ of Execution issued out of the Court of Common Pleas of Cumberland
County, Pennsylvania, on the judgment of The Farmers National Bank of Newville v. Earl
M. Yohn, No.2000.1741 in the amount of $116,525.95 plus interest from March 15th,
2000 at $23.19 per diem, costs, attorneys' fees and for foreclosure of the mortgaged
premises, the Sheriff of Cumberland County, Pennsylvania will expose at Public Sale at
the Cumberland County Courthouse, Commonwealth of Pennsylvania, real estate of Earl
M. Yohn, known as that tract of land situate in West Pennsboro Township, Cumberland
County, Pennsylvania, known and numbered as 353 Crossroad School Road, Newville,
PA 17241. A description of said real estate is attached hereto.
You are further notified that a Schedule of Proposed Distribution will be filed by the
Sheriff of Cumberland County within thirty (30) days after the sale, and distribution of the
proceeds of sale in accordance with this schedule will, in fact, be made unless exceptions
are filed thereto within ten (10) days thereafter.
You are further notified that the lien you hold against said real estate will be
divested by the sale and that you have an opportunity to protect your interest, if any, by
being notified of said Sheriff Sale,
Dated:
By:
Johnna J. Deily, Esquire
SAIDIS, SHUFF, FLOWER & LINDSAY
26 West High Street
Carlisle, PA 17013
Telephone: (717) 243.6222
Attorney for Plaintiff
Attorney I.D. 53147
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PRAECIPE FOR WRIT OF EXECUTION P.R.C.P. 3101 TO 3149
THE FARMERS NATIONAL BANK
Of NEWVILLE
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
WRIT NO.
Plaintiff
NO. 200n-1741 Civil Term
v.
EARL M. YOHN
AMOUNT DUE: $116,525.95
INTEREST AT $23.19 per Diem FROM
03/15/2000, thru Date of Sale
AllY COMM.: $4,450.00
COSTS: TO BE ADDED
Defendant(s)
TO THE PROTHONOTARY OF SAID COURT: ISSUE WRIT OF EXECUTION IN THE ABOVE MATTER,
(1) Directed to the Sheriff of Cumberland County, Pennsylvania;
(2) against: Earl M. Yohn, 353 Crossroads School road, Newville, PA 17241.
(3) and against the following Gam.ishees: N/A
(4) and index this writ
(a) Eari M. Yohn, 353 Crossroads School road, Newville, PA 17241
(b) against N/A
Garnishee(s),
as a iis pendens against the real property of the Defendant(s) in the name of the Garnishees as follows: all
that certain tract of land situate In Silver Spring Township, Cumberland County, Commonwealth of
Pennsylvania, known anti numbered as 106 maple Drive, Mechanicsburg, PA 17055..
(5) Exemption has (not) been waived.
Dated:
?, -/5-(fi)
By~
. ,Esquire
upreme urt ID #53147
26 West High Street
Carlisle, PA 17013
(717) 243-6222
Attorneys for Plaintiff
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SHUFF &
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26 W. mgh Street
Carlisle. P A
THE FARMERS NATIONAL BANK
Of NEWVILLE
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff
v.
NO.: 2000-1741 Civil Term
EARL M. YOHN
CIVIL ACTION - Law
MORTGAGE FORECLOSURE
Defendant(s)
AFFIDAVIT PURSUANT TO RULE 3129.1
The Farmers National Bank of Newville, Plaintiff in the above action, sets forth as of the date the Praecipe for
the Writ of execution was filed the following information concerning the real property consisting of one tract of
land situate in West Pennsboro Township, Cumberland County, Pennsylvania. known and numbered as 353
Crossroad School Road, Newville, PA 17241.
1. Name and address of owners or reputed owners:
Earl M. Yohn
353 Crossr~ad School Road
Newville PA 17241
2. Name and address of defendants in the judgment:
Earl M. Ybhn
353 Crossroad School.Road
Newville PA 17241
3. Name and address of every judgment creditor (other than the Plaintiff herein) whose judgment is a
record lien on the real property to be sold:
The Farmers National Bank of Newville
PO Box 156
One Big Spring Avenue
Newville, PA 17241
Cumberland County tax Claim Bureau
Cumberland County Courthouse
One Courthouse Square
Carlisle PA 17013
Northwest CDC
4813 Jonestown Road, Suite 107
Harrisburg PA 17109
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4. Name and address of the last recorded holder (other than the Plaintiff herein) of every mortgage of
record:
The Farmers National Bank of Newville
PO Box 156
One Big Spring Avenue
Newville, PA 17241
Northwest CDC
4813 Jonestown Road, Suite 107
Harrisburg PA 17109
5. Name and address of every other person who has any record lien onthe property:
Concord Financial Services, Inc
PO Box 9002
Melville, NY 11747-9002
Penna. Power & Light Co.
1801 Bmokwood Street
Harrisburg, PA 17015
6. Name and address of every other person who has any record interest in the property and whose
interest may be affected by the sale: 6
7. Name and address of every other person of whom the plaintiff has knowledge who has any
Interest in the property, which may be affected by the sale:~.
I, Johnna J. Deily, Esquire, attomey fDr the Plaintiff, Harris Savings Bank, verify that the statements
made In this affidavit are true and correct to the best of my personal knowledge, Information and belief. I
understand that false statements herein are made subject to the penalties of 18 Pa. C.S. section 4904
relating to unsworn falsification to authorities.
SAlOIS, SHUFF, FLOWER & LINDSAY
Dated:
9-iS.VD
By:
J aJ. y, Es ire
Supreme Court ID 3147
26 West High Street
Carlisle, PA 17013
Telephone; (717) 243-6222
Attorneys for Plaintiff
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Carlisle. P A
THE FARMERS NATIONAL BANK
Of NEWVILLE
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff
v.
NO.: 2000-1741 Civil Term
EARL M. YOHN
CIVIL ACTION - Law
MORTGAGE FORECLOSURE
Defendant(s)
NOTICE TO LIEN HOLDERS PURSUANT TO PA. R.C.P. 3129
NOTICE IS HEREBY .GIVEN TO the fOllowing parties who hold one or more
mortgages, judgment or tax liens against the real estate of EAR M. YOHN.
Earl M. yohn
353 Crossroad School Road
Newville PA 17241
The Farmers National Bank of Newville
PO Box 156
One Big spring Avenue
Newville PA 17241
Northwest CDC
4813 Jonestown Road, Suite 107
Harrisburg PA 17109
Concord Financial Services Inc
PO Box 002
Melville NY 11747-9002
Penna. Power & Light Co.
1801 Brookwood Street
Harrisburg PA 17015
Cumberland County Tax Claim Bureau
Cumberland County Courthouse
One Courthouse Square
Carlisle, PA 17013
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SHUFF &
MASLAND
ATTORNEYS-AT-LAW
26 W. High Street
Carlisle, P A
You are hereby notified that on December 06, 2000, at 10:00 a .m. prevailing time,
by virtue of a Writ of Execution issued out of the Court of Common Pleas of Cumberland
County, Pennsylvania, on the judgment of The Farmers National Bank of Newville v. Earl
M. Yohn, NO.2000.1741 in the amount of $116,525.95 plus interest from March 15th,
2000 at $23.19 per diem, costs, attorneys' fees and for foreclosure of the mortgaged
premises, the Sheriff of Cumberiand County, Pennsylvania will expose at Public Sale at
the Cumberland County Courthouse, Commonwealth of Pennsylvania, real estate of Earl
M. Yohn, known as that tract of land situate in West Pennsboro Township, Cumberland
County, Pennsylvania, known and numbered as 353 Crossroad School Road, Newville,
PA 17241. A description of said real estate is attached hereto.
You are further notified that a Schedule of Proposed Distribution will be filed by the
Sheriff of Cumberland County within thirty (30) days after the sale, and distribution of the
proceeds of sale in accordance with this schedule will, in fact, be made unless exceptions
are filed thereto within ten (10) days thereafter.
You are further notified that the lien you hold against said real estate will be
divested by the sale and that you have an opportunity to protect your interest, if any, by
being notified of said Sheriff Sale.
Dated:
S . Is . IT1.>
By:
John
SAI , SHUFF, OWER & LINDSAY
26 West High Street
Carlisle, PA 17013
Telephone: (717) 243.6222
Attorney for Plaintiff
Attorney I.D. 53147
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Carlisle, P A
THE FARMERS NATIONAL BANK
Of NEWVILLE
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff
v.
NO.: 2000-1741
EARL M. YOHN
CIVIL ACTION - Law
MORTGAGE FORECLOSURE
Defendant(s)
NOTICE OF SHERIFF'S SALE OF REAL ESTATE
PURSUANT TO
PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129.2
TAKE NOTICE:
That the Sheriff's Sale of Real Property (real estate) will be held:
DATE:
December 06, 2000
TIME:
10:00 A. M. Prevailing time
LOCATION:
Cumberland County Courthouse
1 Courthouse Square
Carlisle PA 17013
THE PROPERTY TO BE SOLD is delineated in detail in a legal description mainly
consisting of a statement of the measured boundaries of the property, together with a
brief mention of the buildings and any other major improvements erected on the land.
(SEE DESCRIPTION ATTACHED)
THE LOCATION of your property to be sold is: all that certain improved tract of
land situate in West Pennsboro Township, Cumberland County, Pennsylvania, known
and numbered as 353 Crossroad School Road, Newville, PA 17241.
THE JUDGMENT under or pursuant to which your property is being sold is
docketed in the within Commonwealth and County to The Farmers National Bank of
Newville. v. Earl M. Yohn, No. 2000.1741 for $116,525.95, plus interest from March 15,
2000 at $23.19 per diem, costs, attorneys' fees and for foreclosure of the mortgaged
premises until the Sheriff Sale.
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26 W. High Street
Carlisle, P A
THE NAMES OF THE OWNERS OR REPUTED OWNERS of this property are:
Earl M. Yohn
353 Crossroad School Road
Newville, PA 17241
A SCHEDULE DISTRIBUTION, being a list of the persons and/or governmental or
corporate entities or agencies being entitled to receive part of the proceeds of the sale
received and to be disbursed by the Sheriff (for example, to banks that hold mortgages
and municipalities that are owed taxes) will be filed by the Sheriff of this County thirty (30)
days after the sale and distribution of the proceeds of sale in accordance with this
schedule will, in fact, be made unless someone objects by filing exceptions to it within ten
(10) days of the date it is filed.
Information about the Schedule of Distribution may be obtained from the Sheriff of
the Court of Common Pleas of the within County at the Courthouse address specified
herein.
THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF
YOUR PROPERTY.
IT HAS BEEN ISSUED BECAUSE THERE IS A JUDGMENT AGAINST YOU.
IT MAY CAUSE YOUR PROPERTY TO BE HELD. TO BE SOLD OR TAKEN TO
PAY THE JUDGMENT.
You may have legal rights to prevent your property from being taken away. A
lawyer can advise you more specifically of these rights. If you wish to exercise your
rights, YOU MUST ACT PROMPTLY.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR
TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN
GET FREE LEGAL ADVICE.
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013
717 - 249 - 3166
THE LEGAL RIGHTS YOU MAY HAVE ARE:
1. You may file a petition with the Court of Common Pleas of the within County
to open the judgment if you have a meritorious defense against the person or company
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SAID IS,
SHUFF &
MASLAND
ATTORNEYS-AT-LAW
26 W. High Street
Carlisle, P A
that has entered judgment against you. You may also file a petition with the same Court
if you are aware of a legal defect in the obligation or the procedure used against you.
2. After the Sheriff's Sale, you may file a petition with the Court of Common
Pleas of the within County to set aside the sale for a grossly inadequate price or for other
proper cause. This petition MUST BE F]LED BEFORE THE SHERIFF'S DEED IS
DELIVERED.
3. A petition or petitions raising the legal issues or rights mentioned in the
preceding paragraphs must be presented to the Court of Common Pleas of the within
County. The petition must be served on the attorney for the creditor or on the creditor
before presentation to the Court and a proposed order or rule must be attached to the
petition.
If a specific return date is desired, such date must be obtained from the Court
Administrator's Office - Civil Division, of the within County Courthouse, before a
presentation to the Court.
A copy of the Writ of Execution is attached hereto.
SAIDIS, SHUFF, FLOWER & LINDSAY
Dated: ~. IS --co
By:
Joh a J. ily, squire
Supreme Court 10#53147
26 West High Street
Carlisle, PA 17013
Telephone: (717) 243.6222
Attorneys for Plaintiff
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LEGAL DESCRIPTION
ALL that certain tract of land situate in West Pennsboro Township, Cumberland
County, Pennsylvania, more particularly bounded and described in accordance
with a survey by Thomas A. Neff, dated September 24, 1971, and revised
October 20, 1972, asfollows:
BEGINNING at a spike in the center line of Township Road 438 said road being
the public road leading from Greason to the Carlisle-Newville Road and
Crossroad School, said point being also at the corner of lands now or formerly of
Harold G. Jones and which point is 140 feet south from the corner of lands of the
Cumberland Valley Railroad Company, and property now or formerly of Mervin
Yinger; thence North 15 degrees 10 minutes West 140 feet to a stake at the
corner of lands of the said Cumberland Valley Railroad Company and property
now or formerly of Mervin Yinger, thence along lands now or formerly of Mervin
Yinger North 69 degrees. 17 minutes, 5 seconds East 316.31 feet to a stake;
thence South 10 degrees 03 minutes East 172.02 feet to a stake on line of lands
now or formerly of Albert Watson; thence South 68 degrees 50 minutes Wet
175.70 feet to a post; thence South 19 degrees 25 minutes East 30 feet to a
stake at corner of lands now or formerly of Harold Jones; thence along lands now
or formerly of Harold Jones South 72 degrees, 20 minutes West 117 feet to a
spike, the point and place of BEGINNING.
UNDER AND SUBJECT to the right of way retained by Ronald L. Jones, et ux,
along the southern boundary line of the aforesaid property and under and subject
to building lines and the right of way lines of Township Road 438 as set forth in
the aforementioned survey.
IT BEING the same real estate which Earl M. Yohn and Connie J. Yohn, by their
deed dated September 7th, 1995 and recorded in the Office of the Recorder of
Deeds in and for Cumberland County, Pennsylvania in Record Book 128, Page
199, granted and conveyed unto Earl M. Yohn, grantor herein.
BEING SOLD AS THE PROPERTY OF EARL M. YOHN, CUMBERLAND
COUNTY NUMBER 2000-1741 CIVIL ACTION
TAX ID #46-0S-0587-009A
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STATE OF PENNSYLYANIA,
COUNTY OF CUMBERLAND
} 55.
Robert P Ziegler
~ ______________________________________________________________________________Ilecorderof
Deeds in and for said County and State do hereby certify that the Sheriffs Deed in which uuuu__uu._
Farmers National Bank of Newville
___________________________"'"'-_____,...___________ ___________________________________ is the grantee
the same having been sold to said grantee on the u___uE?!O.u.u__.u._uuuu_______uu.uu day of
DECember xx2000
______________________________________ A. D., 19________, under and by virtue of a wriL_____________
Execution 17th
_ _____ __,______....__________________....__~~"..______ issued on th.e ______ _ ____ ___.,-.___ __ _______ ____ ____ ___
August xx2000
day of __uu.___.______._._.___. A. D., 19uu.., out of the Court of Cornman Pleas of said County as of
Civil xx2000
......_...._.._...._._______._________.__._.__ __m__.______________ llenn, 19..._...
Number 1J.1L____, at the suit of m~~.r:':l~!.~_~~.!.~__!.3.~12~_.?L~.e_~~J}_'O._________.________.__.
_ _______ _____ ________ ____________ __ againsL__ _ _~@-!}__~_.x.Ql}Q.__ _ __ ______ __________ ______ _______ is
235 . 1003
duly recorded in Sheriffs Deed Book No. ____.u.____, Page .uuu._._-'
IN TESllIMONY WHEREOF, I have hereunto
set my hand and seal of said office this ./~d__ day
of __.if~___._.u_ A. D., ~...?-e.!2'
~~A~'~in;~
Recorder 01 Deeds. Cumberland l:oa~ CI~I" PA
My Commission Expires II1e first Moodi~ oI./1ll. 2002
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The Farmers National Bank ofNewviIIe
.vs-
In the Court of Common Pleas of
Cumberland County, Pennsylvania
No. 2000-1741 Civil
Earl M. Y ohn
Gerald Worthington, Deputy Sheriff, who being du1y sworn according to law, says on October 13,
2000 at 2:18 o'clock P.M. EDST, he served atrue copy of Real Estate Writ Notice Poster and
Description in the above entitled action upon the defendant Ear] M. Y ohn by making known unto
Connie Yohn, wife at 10] Springview Road, Carlisle, Cumberland County, Pennsylvania, its contents
and at the same time handing to her personally the said true and attested copies of the same.
J. Michael Ickes, Deputy Sheriff who being duly sworn according to law, says on October 9, 2000 at
10:40 o'clock A.M.EDST, he posted a copy of Real Estate Writ Notice Poster and Description on the
property of Earl M. Y ohn located at 353 Crossroads School Road, Newville, Cumberland County,
Pennsylvania according to law. '
R. Thomas Kline, Sheriff who being du1y sworn according to law, says he served the above Rea]
Estate Writ Notice Poster and Description in the folIowing manner: The Sheriff mailed a notice of the
pendency of the action to the defendant Earl M. Y 000 by regular mail to his last known address 353
Crossroads School Road, NewviIIe, P A. This letter was mailed under the date of October] 4, 2000 and
never returned to the Sheriff's Office.
R. Thomas Kline Sheirff, who being duly sworn according to law, says that after due and legal notice
had been given according to law, exposed the above described premises at public venue or outcry at
Court House, Carlisle, Cumberland County, Pennsylvania on December 6, 2000 at 10:00 o'clock A.M.
EST and sold the same for the sum of $ ] .00 to Attorney Johnna Kopecky for The Farmers National
Bank ofNewviIIe. It being the highest bid and best price quoted for the same The Farmers National
Bank of Newville, One Big Spring Avenue, NewviIIe, P A being the buyer in this execution paid to
SheriffR. Thomas Kline the sum of$ 875.37 it being costs.
Sheriff's Costs:
Docketing
Poundage
Posting BiIIs
Advertising
Acknowledging Deed
Auctioneer
Law Library
County
Mileage
Certified Mai]
Levy
Surcharge
Law Journal
Patriot News
Share of Bills
Distribution of Proceeds
Sheriff's Deed
30.00
17.16
15.00
.15.00
30.00
10.00
.50
1.00
8.06
1.60
15.00
20.00
349.10
288.30
23.15
25.00
2Q2Q
$ 875.37 Pd By Atty
12/08/00
Sworn and Subscribed To Before Me ..
This .,lv~ayof~
2000, A~l!.-<- {2, ~. up.,
P 0 onotary
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R. Thomas Kline, Sheriff
BYJit;h- Jfl:fl:
Real Estate Deputy
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THE
THE PATRIOT NEWS
SUNDAY PATRIOT NEWS
Proof of Publication
UntiorAd NQ.oBI, Approved May 16, 1929
Comrnomvealth of Pfmnsylvania, Cmmtv of Dauphin} ss
James L Clark being duly sworn according to law, deposes and says:
That he is the Acounts f~ocelvab\e Manager of The Patriot News Co" a corpor a.tion mganized and oxisting
under th~~ taws of H)o CQrnmoml\.r~3:'alth of Pennsylvania, wiH't its principal oftlcf.~ and plfiCO ot buslnoss at 812 to 81 g
Market Street, in the- City of Harrisburg, County of Da.uphin, State of Pennsylvania, O\I\'ner and publishor 01 I.h,g,
Eillr1Ql:,.Nfnvs and_.The. ._S1J..D.g~_glrj.Q.t~New_~. newspapers of general circulation, printec1 and published at H 12 to ~n 8
Mark€,t Street, in tho City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-f",jews were
estalJlIsllOo Mmch 4th, 1854, and Septccmber 18th. '1949, respectively, and all trave been continuously published
G'./€'r slnco;
That the printed notice or publication which is securely attached hot'eto is exactly as printed and published in
their rogUlar daily andlor Sundayl Metro editions wtrich appeared on the 31st day ot Octob", and the 7th and 14\h
day(s) 01 November 2000, Thai neither he nor said Company is interested in thH subject matter of sc)id print\:'Jd
notice or advertising, and thai all of the allegations of this statement as to the time, pl.:HJe and character of
publication are true; and
That he has personal knowled[~e of tho facts aforesaid and is duly .authodzed and empowered to verify this
staternent on iJGhE-ilt of The f-\:itriot"News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and
,]clopte,d severally IJY the stQckho!ders and board of dins~ctors of the said Comp~ny and subsequently' duly rOGorded in
the o11i("XJ for lh(~ F{ecording of De{~ds in and for said County of Dauphin in I'v1lrbeUaneous Book "M"',
Volume '14, F-">ag:(~ 317. /1 !
,/ J
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Sworn to and subscribed before '~7.thi,~1"t day of f;;..m~",.~'frVOO A.D.
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~ ~.~.,{.".,a Kill 01 Notaries
PUBLICATION
COpy
S ALE #23
My G<::,rnmlssion ~~xplres June 6, 2002
CUMBEHU;ND COUNTY SHERIFFS OFfiCE
CUM13ERU;ND COUNTY COURTHOUSE
CAHLlSLE, PA. 1701:,
Statement of Advertising Costs
To THE PATRIOT-NEWS CO" Dr.
For publishing the notice or pUblication attached
hereto on the above stated dates $
Probating same Notary Fea(s) $
Total $
28e.80
'1,50
288,30
Publisher's Receipt for Advertising Cost
The Patriot News Co., publhsher of The Pm.oot-News and The ._,fu.J.nday P.~l.lot~Ne\~!~,~, newspapers of general
c(rcula.Hon, hereby acf<no'.Nledgo receipt of the aforesaid notice and publication costs and certifies that tho same have
been duly paid.
By...,...'''..'''''...'''.'''.'''........,.....'"''....''''''''.''''''
ltEAL ESTATE SALE NO. 23
Writ No. 2000.1741 Clvil
The Fanners National Bank of
Newville
vs.
Earl M. Yohn
Atty.: Johnna J. Deily
LEGAL DESCRIPrION
!~-
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AIL that certain tract o!land sltu. I
- ate in West Pennsboro To-wnship, [
Cumberland County, Pennsylvania. -
more particularly bounded and de- l
scribed in accordance with a sur- '
ve:y by Thomas A. Neff, dated Sep~
tember 24. 1971. and revised Oc- ;::- ,-
tober 20, 1972. as follows: i~"
BEGINNING at a spike in the cen-
ter l1ne of Township Road 438 said
road being the public road leading
from Greason to the Carlisle-
Newville Road and Crossroad
School. said point being also at the
comer of lands now or formerly of
Harold G. Jones and which pOint is
140 feet south from the C'Qmer of
lands of the Cumberland Valley Rail-
road Company. and property now r ':"'
or formerly of Mervin Yinger; thence
North 15 degrees 10 minutes West ",
140 feet to a stake at the comer of
lands of the said Cumberland Val~
ley Railroad Company and property
now or formerly of Mervin Yinger.
thence along lands now or formerly
of Mervin Yinger North 69 degrees. 1-""
17 minutes, 5 seconds East 316.31
feet to a stake; thence South 10
degrees 03 minutes East 172.02
feet to a stake on line of lands now
or formerly of Albert Watson; thence
South 68 degrees 50 minutes Wet
175.70 feet to a post; thence South
19 degrees 25 minutes East 30 feet
to a stake at comer of lands now or
formerly of Harold Jones; thence
along lands now or formerly of
Harold Jones South 72 degrees, 20
minutes West 117 feet to a spike.
the point and place of BEGINNING.
UNDER AND SUBJECT to the
right of way retained by Ronald L.
Jones, et ux, along the southern
boundary line of the aforesaid prop-
erty and under and subject to build-
ing llnes and the right of way lines
of Township Road 438 as set forth
in the aforementioned survey.
IT BEING the same real estate
which Earl M. Yohn and Cormie J.
YOM. by their deed dated Septem-
ber 7, 1995 and recorded in the
Office of the Recorder of Deeds in
and for Cumberland County, Penn-
sylvania in Record Book 128. Page
199, granted and conveyed unto
Earl M. Yohn. grantor here1n.
BEING SOLD AS THE PROP.
ERTY OF EARL M. YOHN, i
CUMBERLAND COUNTY NUMBER
2000. 1741 CJV1L ACTION.
TAX JD #46,08-0587-009A.
.
PROOF OF PUBLICATION OF NOTICE
IN CUMBERLAND LAW JOURNAL
(Under Act No. 587, approved May 16, 1929), P. L.1784
STATE OF PENNSYLVANIA:
55.
COUNTY OF CUMBERLAND :
Roger M. Morgentha], Esquire, Editor of the Cumberland Law Journal, ofthe County
and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland
Law Journal, a legal periodical published in the Borough ofCarlis]e in the CQunty and State
aforesaid, was established January 2, 1952, and designated by the local courts as the officiitl legal
periodical for the publication of all legal notices, and has, since January 2,1952, been regularly
issued weekly in the said County, and that the printed notice or publication attached hereto is
exactly the same as was printed in the regular editions and issues ofthe said Cumberland Law
Journal on the foIIowing dates,
VlZ;
OCTOBER 27, NOVEMBER 3,10,2000
Affiant further deposes that he is authorized to verify this statement by the Cumberland
Law J ourna], a legal periodical of general circulation, and that he is not interested in the subj ecl
matter of the aforesaid notice or advertisement, and that all allegations in the foregoing
statements as to time, place and character of publication are true.
~~Edito;--
SWORN TO AND SUBSCRlBED before me this
10 day of NOVEMBER. 2000
NOTARIAL SEAL
LOIS E. SNYDER, Nolary Public
Ca~ 8010, Cumberland County, PA
My Commiuion ExpirlH March 5:. ~1
-" -'...
~,...~...
SAIDIS,
SHUFF &
MAS LAND
ATl"ORNI!YS.AT-LAW
26 W. High Street
Carlisle. PA
THE FARMERS NATIONAL BANK
Of NEWVILLE
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff
v.
NO.: 2000.1741 Civil Term
EARL M. YOHN
CIVIL ACTION - Law
MORTGAGE FORECLOSURE
Defendant(s)
AFFIDAVIT PURSUANT TO RULE 3129.1
(") = 0
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The Farmers National Bank of Newville, Plaintiff in the above action, sets forth as oqQjl;j:!at'f}5le Pr~pe for
the Writ of execufion was filed the following information concerning the real property;2QnSistiug of O(l~,rr-lf act of
land situate In West Pennsboro Township, Cumberland County, Pennsylvania, kno'Mi'3md ntImber~2'ls 353
Crossroad School Road, Newville, PA 17241. '< co ",. ::2 =n
? z o.~
--8 - Z?f,
1. Name and address of owners or reputed owners: 5" c: '2 ~
, ~ ~ ~
Earl M. Yohn
353 Crossroad School Road
Newville PA 17241
2. Name and address of defendants in the judgment:
Earl M. Yohn
353 Crossroad School Road
Newville PA 17241
3. Name and address of every judgment creditor (other than the Plaintiff herein) whose judgment is a
record lien on the real property to be sold:
The Farmers National Bank of Newville
PO Box 156
One Big Spring Avenue
Newville, PA 17241
Cumberland County tax Claim Bureau
Cumberland County Courthouse
One Courthouse Square
Carlisle PA 17013
Northwest CDC
4813 Jonestown Road, Suite 107
Harrisburg PA 17109
1
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~.~
SAIDIS,
SHUFF &
MAS LAND
ATI'ORNEYSotAT.LAW
.26 W. High Street
Carlisle, P A
---------
4. Name and address of the last recorded holder (other than the Plaintiff herein) of every mortgag,
record:
The Farmer~ National Bank of Newville
PO Box 156
One Big Spring Avenue
Newville, PA 17241
Northwest CDC
4813 Jonestown Road, Suite 107
Harrisburg P A 17109
5. Name and address of every other person who has any record nen on the property:
Concord Financial Services, Inc
PO Box 9002
Melville, NY 11747-9002 ..
Penna. Power & Light Co.
1801 Brookwood Street
Harrisburg, PA 17015
6. Name and address of every other person who has any record interest in the property and whose
interest may be affected by the sale: ffilUti
7. Name end address of every other person af whom the plaintiff has knowiedge who has any
interest in the property, which may be affected by the sale: ~.
I, Johnna J. Deily, Esquire, attorney for the Plaintiff, Harris Savings Bank, verify that the statements
made in this affidavit are true and correct to the best of my personal knowledge, information and belief. I
understand that faise .statements herein are made subject to the penalties 01 18 Pa. C.S. section 4904
relating to unsworn falsification to authorities.
SAlOIS, SHUFF, FLOWER & LINDSAY
Dated: 9 IS. co
2
,J' -.-. ~.
,r-" --,..-.
SAIDfS,
SHUFF &
MASLAND
ATTORNEYS_At_LAW
26 W. High Street
Carlisle. P A
THE FARMERS NATIONAL BANK
Of NEWVILLE
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff
v.
NO.: 2000-1741 Civil Term
EARL M. YOHN
CIVIL ACTION - Law
MORTGAGE FORECLOSURE
Defendant(s)
NOTICE TO LIEN HOLDERS PURSUANT TO PA. R.C.P. 3129
NOTICE IS HEREBY GIVEN TO the following parties who hold one or more
mortgages, judgment or tax liens against the real estate of EAR M. YOHN.
Earl M. yohn
353 Crossroad School Road
Newville PA 17241
The Farmers National Bank of Newville
PO Box 156
One Big spring Avenue
Newville PA 17241
Northwest COC
4813 Jonestown Road, Suite 107
Harrisburg PA 17109
Concord Financial Services Inc
PO Box 002
Melville NY 11747-9002
Penna. Power & Light Co.
1801 Brookwood Street
Harrisburg PA 17015
Cumberland County Tax Claim Bureau
Cumberland County Courthouse
One Courthouse Square
Carlisle, PA 17013
1
...
~~y
SAlOIS,
SHUFF &
MASLANO
A'ITORNEVS-AT-UW
26 W. High Street
Carlisle. P A
You are hereby notified that on December 06,2000, at 10:00 a .m. prevailing time,
by virtue of a Writ of Execution issued out of the Court of Common Pleas of Cumberland
County, Pennsylvania, on the judgment of The Farmers National Bank of Newville v. Earl
M, Yohn, No.2000-1741 in the amount of $116,525,95 plus interest from March 15th,
2000 at $23.19 per diem, costs, attomeys' fees and for foreclosure of the mortgaged
premises, the Sheriff of Cumberland County, Pennsylvania will expose at Public Sale at
the Cumberland County Courthouse, Commonwealth of Pennsylvania, real estate of Earl
M. Yohn, known as that tract of land situate in West Pennsboro Township, Cumberland
County, Pennsylvania, known and numbered as 353 Crossroad School Road, Newville,
PA 17241. A description of said real estate is attached hereto.
You are further notified that a Schedule of Proposed Distribution will be filed by the
Sheriff of Cumberland County within thirty (30) days after the sale, and distribution of the
proceeds of sale in accordance with this schedule will, in fact, be made unless exceptions
are filed thereto within ten (10) days thereafter.
You are further notified that the lien you hold against said real estate will be
divested by the sale and that you have an opportunity to protect your interest, if any, by
being notified of said Sheriff Sale.
Dated:
S' ' I:; . CI...o
By:
John,
SAI'. ,SHUFF, OWER & LINDSAY
26 West High Street
Carlisle, PA 17013
Telephone: (717) 243-6222
Attorney for Plaintiff
Attorney 1.0.53147
2
..-' ". - ..".
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SAIDtS,
SHUFF &
MAS LAND
^"t'TQ1Uo,~^T.LAW
26 W. High Street
Carlisle. P A
THE FARMERS NATIONAL BANK
Of NEWVILLE
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff
v.
NO.: 2000-1741
EARL M. YOHN
CIVIL ACTION - Law
MORTGAGE FORECLOSURE
Defendant(s)
NOTICE OF SHERIFF'S SALE OF REAL ESTATE
PURSUANT TO
PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129.2
TAKE NOTICE:
That the Sheriff's Sale of Real Property (real estate) will be held:
DATE:
December 06, 2000
TIME:
LOCATION:
10:00 A. M. Prevailing time
Cumberland County Courthouse
1 Courthouse Square
Carlisle PA 17013
THE PROPERTY TO BE SOLD is delineated in detail in a legal description mainly
consisting of a statement of the measured boundaries of the property, together with a
brief mention of the buildings and any other major improvements erected on the land.
(SEE DESCRIPTION ATTACHED)
THE LOCATION of your property to be sold is: all that certain improved tract of
land situate in West Pennsboro Township, Cumberland County, Pennsylvania, known
and numbered as 353 Crossroad School Road, Newville, PA 17241.
THE JUDGMENT under or pursuant to which your property is being sold is
docketed in the within Commonwealth and County to The Farmers National Bank of
Newville. v. EarfM. Yohn, No. 2000.1741 for $116,525.95. plus interest from March 15.
2000 at $23.19 per diem, costs, attorneys' fees and for foreclosure of the mortgaged
premises until the Sheriff Sale.
1
"",..-~~,
,. !
SAIDIS,
SHUFF_&
MASLAND
ATrORNEYS-AT-L\W
26 W. High Street
Carlisle. P A
THE NAMES OF THE OWNERS OR REPUTED OWNERS of this property are:
Earl M. Yohn
353 Crossroad School Road
Newville, PA 17241
A SCHEDULE DISTRIBUTION, being a list of the persons and/or govemmental or
corporate entities or agencies being entitled to receive part of the proceeds of the sale
received and to be disbursed by the Sheriff (for example, to banks that hold mortgages
and municipalities that are owed taxes) will be filed by the Sheriff of this County thirty (30)
days after the sale and distribution of the proceeds of sale in accordance with this
schedule will, in fact, be made unless someone objects by filing exceptions to it within ten
(10) days of the date it is filed.
Information about the Schedule of Distribution may be obtained from the Sheriff of
the Court of Common Pleas of the within County at the Courthouse address specified
herein.
THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF
YOUR PROPERTY.
IT HAS BEEN ISSUED BECAUSE THERE IS A JUDGMENT AGAINST YOU.
IT MAY CAUSE YOUR PROPERTY TO BE HELD, TO BE SOLD OR TAKEN TO
PAY THE JUDGMENT,
You may have legal rights to prevent your property from being taken away. A
lawyer can advise you more specifically of these rights. If you wish to exercise your
rights, YOU MUST ACT PROMPTLY.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR
TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN
GET FREE LEGAL ADVICE.
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013
717-249-3166
THE LEGAL RIGHTS YOU MAY HAVE ARE:
1. You may file a petition with the Court of Common Pleas of the within County
to open the judgment if you have a meritorious defense against the person or company
2
'. ._~~ ...-.--,,:~.
.
SAID IS,
SHUFF &
MASLAND
ATTORNEYS-AT-LAW
26 W. High Street
Carlisle, P A
that has entered judgment against you. You may also file a petition with the same Court
if you are aware of a legal defect in the obligation or the procedure used against you.
2. After the Sheriffs Sale, you may file a petition with the Court of Common
Pleas of the within County to set aside the sale for a grossly inadequate price or for other
proper cause. This petition MUST BE FILED BEFORE THE SHERIFF'S DEED IS
DELIVERED.
3. A petition or petitions raising the legal issues or rights mentioned in the
preceding paragraphs must be presented to the Court of Common Pleas of the within
County. The petition must be served on the attorney for the creditor or on the creditor
before presentation to the Court and a proposed order or rule must be attached to the
petitio n.
If a specific return date is desired, such date must be obtained from the Court
Administrator's Office - Civil Division, of the within County Courthouse, before a
presentation to the Court.
A copy of the Writ of Execution is attached hereto.
SAlOIS, SHUFF, FLOWER & LINDSAY
Dated: ~ 15. c.O
By:
Joh a J. . ily, squire
Supreme Court 10#53147
26 West High Street
Carlisle,PA 17013
Telephone: (717) 243-6222
Attorneys for Plaintiff
3
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.
LEGAL DESCRIPTION
ALL that certain tract of land situate in West Pennsboro Township, Cumberland
County, Pennsylvania, more particularly bounded and described in accordance
with a survey by Thomas A. Neff, dated September 24, 1971, and revised
October 20, 1972, as follows:
BEGINNING at a spike in the center line of Township Road 438 said read being
the public road leading from Greason to the Carlisle-Newville Road and
Crossroad School, said point being also at the corner of lands now or formerly of
Harold G. Jones and which point is 140 feet south from the corner of lands of the
Cumberland Valley Railroad Company, and property now or formerly of Mervin
Yinger; thence North 15 degrees 10 minutes West 140 feet to a stake at the
corner of lands of the said Cumberland Valley Railroad Company and property
now or formerly of Mervin Yinger, thence along lands now or formerly of Mervin
Yinger North 69 degrees. 17 minutes, 5 seconds East 316.31 feet to a stake;
thence South 10 degrees 03 minutes East 172.02 feet to a stake on line of lands
now or formerly of Albert Watson; thence South 68 degrees 50 minutes Wet
175.70 feet to a post; thence South 19 degrees 25 minutes East 30 feet to a
stake at comer of lands now or formerly of Harold Jones; thence along lands now
or formerly of Harold Jones South 72 degrees, 20 minutes West 117 feet to a
spike, the point and place of BEGINNING.
UNDER AND SUBJECT to the right of way retained by Ronald L. Jones, et ux,
along the southern boundary line of the aforesaid property and under and subject
to building lines and the right of way lines of Township Road 438 as set forth in
the aforementioned survey.
IT BEING the same real estate which Earl M. Yohn and Connie J, Yohn, by their
deed dated September 7th, 1995 and recorded in the Office of the Recorder of
Deeds in and for Cumberland County, Pennsylvania in Record Book 128, Page
199, granted and conveyed unto Earl M. Yohn, grantor herein.
BEING SOLD AS THE PROPERTY OF EARL M. YOHN, CUMBERLAND
COUNTY NUMBER 2000-1741 CIVil ACTION
TAX ID #46.08-0587.009A
",...<t..
SAIDIS,
SHUFF &
MAS LAND
A1TOJtNF.YS-AT-LA w
-., '26 w. High Street
Carlisle. P A
THE FARMERS NATIONAL BANK
Of NEWVILLE
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff
v.
NO.: 2000-1741
EARL M. YOHN
CiVIL ACTION - Law
MORTGAGE FORECLOSURE
Defendant(s)
NOTICE OF SHERIFF'S SALE OF REAL ESTATE
PURSUANT TO
PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129.2
TAKE NOTICE:
That the Sheriff's Sale of Real Property (real estate) will be held:
DATE:
December 06, 2000
i
I
i
I
I
i
I
I
I
I
THE PROPERTY TO BE SOLD is delineated in detail in a legal description mainly i
consisting of a statement of the measured boundaries of the property, together with a I
brief mention of the buildings and any other major improvements erected on the land. I
(SEE DESCRIPTION ATTACHED) i
I
THE LOCATION of your property to be sold is: all that certain improved tract of "
land situate in West Pennsboro Township, Cumberiand County, Pennsylvania, known,
and numbered as 353 Crossroad School Road, Newville, PA 17241. '
TIME:
n, 10:00 A. M. Prevailing time
LOCATION:
Cumberland County Courthouse
1 Courthouse Square
Carlisle PA 17013
THE JUDGMENT under or pursuant to which your property is being sold is
docketed in the within Commonwealth and County to the Farmers National Bank of
Newville. v. Earl M. Yohn, No. 2000-1741 for $116,525.95, plus interest from March 15,
2000 at $23.19 per diem, costs, attorneys' fees and for foreclosure of the mortgaged
premises until the Sheriff Sale.
1
,
~.,J
SAIDIS,
SHUFF &
MASLAND
ATIORNEvs.AT-UW
-.1{; W. fIlgh Street
Carlisle. P A
THE NAMES OF THE OWNERS OR REPUTED OWNERS of this property are:
Earl M. Yohn
353 Crossroaa School Road
Newville, PA 17241
A SCHEDULE DISTRIBUTION, being a list of the persons and/or govemmental or
corporate entities or agencies being entitled to receive part of the proceeds of the sale
received and to be disbursed by the Sheriff (for example, to banks that hold mortgages
and municipalities that are owed taxes) will be filed by the Sheriff of this County thirty (30)
days after the sale and distribution of the proceeds of sale in accordance with this
schedule wHl, in fact, be made unless someone objects by filing exceptions to it within ten
(10) days of the date it is filed.
Information about the Schedule of Distribution may be obtained from the Sheriff of
the Court of Common Pleas of the within County at the Courthouse address specified
herein.
I
I
I
THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF i
YOUR PROPERTY. i
I
!
i
i
IT MAY CAUSE YOUR PROPERTY TO BE HELD, TO BE SOLD OR TAKEN TO !
PAY THE JUDGMENT. I
I
You may have legal rights to prevent your property from being taken away. A I'
lawyer can advise you more specifically of these rights. If you wish to exercise your
rights, YOU MUST ACT PROMPTLY. . - I
,
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR i
TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN i
GET FREE LEGAL ADVICE. I
!
,
IT HAS BEEN ISSUED BECAUSE THERE IS A JUDGMENT AGAINST YOU.
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013
717.249 -3166
THE LEGAL RIGHTS YOU MAY HAVE ARE:
1. You may file a petition with the Court of Common Pleas of the within County
to open the judgment if you have a meritorious defense against the person or company
2
y-f .,~
SAIDIS,
SHUFF &
MASLAND
A1TORNEYS_AT.W\W
26 W. High Street
Car!bl.. P A.
that has entered judgment against you. You may also file a petition with the same Court
if you are aware of a legal defect in the obligation or the procedure used against you.
2. After the Sheriffs Sale, you may file a petition with the Court of Common '
Pleas of the within County to set aside the sale for a grossly inadequate price or for other
proper cause. This petition MUST BE FILED BEFORE THE SHERIFF'S DEED IS
DELIVERED.
3. A petition or petitions raising the legal issues or rights mentioned in the
preceding paragraphs must be presented to the Court of Common Pleas of the within
County. The petition must be served on the attorney for the creditor or on the creditor
before presentation to the Court and a proposed order or rule must be attached to the
petition. .
If a specific return date is desired, such date must be obtained from the Court
Administrator's Office - Civil Division, of the within County Courthouse, before a
presentation to the Court.
-
A copy of the Writ of Execution is attached hereto.
I
SAlOIS, SHUFF, FLOWER & LINDSAY I
I
I
i
I
I
I
Dated: 2' ,5 -cO
.~
By: ),' .
Johl)1la J. ily, squire
Supreme Cdurt 10#53147
. 26 West High Street
Carlisle, PA 17013
Telephone: (717) 243-6222
Attorneys for Plaintiff
3
LEGAL DESCRIPTION
ALL that certain tract of land situate in West Pennsboro Township, Cumberland
County, Pennsylvania, more particularly bounded and described in accordance
with a survey by Thomas A. Neff, dated September 24, 1911, and revised
October 20, 1972, as follows:
BEGINNING at a spike in the center line of Township Road 438 said road being
the public road leading from Greason to the Carlisle.Newville Road and
Crossroad School, said point being also at the corner of lands now or formerly of
Harold G. Jones and which point is 140 feet south from the corner of lands of the
Cumberland Valley Railroad Company, and property now or formerly of Mervin
Yinger; thence North 15 degrees 10 minutes West 140 feet to a stake at the
corner of lands of the said Cumberland Valley Railroad Company and property
now or formerly of Mervin Yinger, thence along lands now or formerly of Mervin
Yinger North 69 degrees. 17 minutes, 5 seconds East 316.31 feet to a stake;
thence South 10 degrees 03 minutes East 172.02 feet to a stake on line of lands
now or formerly of Albert Watson; thence South 68 degrees 50 minutes Wet
175.70 feet to a post; thence South 19 degrees 25 minutes East 30 feet to a
stake at corner of lands now or formerly of Harold Jones; thence along lands now
or formerly of Harold Jones South 72 degrees, 20 minutes West 117 feet to a
spike, the point and place of BEGINNING.
UNDER AND SUBJECT to the right of way retained by Ronald L. Jones, et ux,
along the southern boundary line of the aforesaid property and under and subject
to building lines and the right of way lines of Township Road 438 as set forth in
the aforementioned survey.
IT BEING the same real estate which Earl M. Yohn and Connie J. Yohn, by their
deed dated September 7th, 1995 and recorded in the Office of the Recorder of
Deeds in and for Cumberland County, Pennsylvania in Record Book 128, Page
199, granted and conveyed unto Earl M. Yohn, grantor herein.
BEING SOLD AS THE PROPERTY OF EARL M. YOHN, CUMBERLAND
COUNTY NUMBER 2000-1741 CML ACTION
TAX 10 #46.08.0587-Q09A
---f:
'u' '.*
.
WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO. 2000-1741 CIVIL ~
CIVIL ACTION - LAW
TO THE SHERIFF OF Cumberland
CQUNTY:
To satisfy the debt, interest and costs due The Farmers National Bank of NeWVille
PLAINTIFF(S)
from F~rl M. Vnnn; 3Si ~ro~AroRnR S~'h()()l rnPln-.
New\rill e, Pa 17241
DEFENDANT(S)
(1) You are directed to levy upon the property ot the defendant(s) and to sell
See Leqal Description
,.
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of
~-=-~ '.' ~
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GARNISHEE(S) as follows:
'~ri~',
~,
tkllt:.",
~-,-",.._.~,..---",
and to notffy the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is/are enjoined from paying any
debt to or for the account ot the detendant(s) 'and from delivering any property of the defendant(s) o'r otherwise disposing
thereot;
(3) It property ofthe detendant(s) notievied upon an subjectto attachment is found in the possession of anyone other
than a named garnishee, you are direcfeclforiOtifyhimlherthat he/she has been added as a garnIshee and is enjoined as above
state.d.
Alty'sComm $4.450.00
Atty Paid $11 4 ~A
Plainliff Paid
%
L.L. .50<:
Due Prothy $1. 00
Other Costs
Amount Due $116,525.95
$23.19 pel:: Dire; FROM 3/15/2000,
Interest t-hru Date ot Sa ,. c .
Date: :n.1H'J11!::.t" 17 _ ?oon
Curt-is R. ,~n(f ~
", .~ Prothonotary, Civil DiVision
by: {2mlWlj 4 );4~~~
Deputy
REQUESTING PARTY:
Name Johnna J. DeHy
Address: 26 West Hiqh Street
Carlisle, Pa 17013
Attorney for: Elffl The Farmers National Bank
Telephone: (717) 243-6222
Supreme Court 10 No. 53147
'.
REAL ESTATE SAlE J'JQ.~:J
.
.
,
,
.
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On ~ 3 i , ~ the sheriff levied upon the defendants
Interest in the real property situated in t/I/Jf rfh'l~ -7w-;tO
Cumberland County, Pa" known and numbered as: 3-)::J {)ur:XJ4.~.L,~~
AA)'v...,fl!L and more fully described on Exhibit "A" filed with ~
- ~
~
this writ and by this reference incorporated herein.
flat.: 14.""".:1 ~/, ;wn B!;/!;~
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