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Home My WebLink About00-01962 . FIRST UNION NATIONAL BANK AS TRUSTEE FOR PENNSYLVANIA HOUSING FINANCE AGENCY, PLAINTIFF VS. TEDDY L. CAUFMAN, SR. AND DEE DEE CAUFMAN, DEFENDANTS IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW NO. 20001962 CIVIL IN MORTGAGE FORECLOSURE RETURN OF SERVICE I hereby certify that I have de~osited in the U.S. Mails at Harrisburg, Pennsylvania on l~)~~lao ,a true and correct copy of the Notice of Sale of Real Estate pursuant to PA R.C.P. 3129.1 to the Defendants herein and all lienholders of record by regular first class mail (Certificate of Mailing form in compliance with U.S. Postal Form 3817 is attached hereto as evidence), and also to the Defendants by Certified Mail. Service addresses are as follows: Teddy L. Caufman, Sr. a/k/a Teddy L. Caufman 123 East North Street Carlisle, PA 17013 Dee Dee Caufman 17 East Main Street Newville, PA 17241 Borough of Carlisle v Carlisle Opportunity Homes, Inc.' 53 W. South Street Carlisle, PA 17013 Jimmie George, President Carlisle Opportunity Homes, Inc. 162 H Street Carlisle, PA 17013 FNA Consumer Discount Company V 961 Weigel Drive Suite 4636 Elmhurst, IL 60126 Domestic Relations Office Cumberland County Courthouse Hanover & High Streets Carlisle, PA 17013 Robert Chernicoff, Esquire 2320 North Second Street P. O. Box 60457 Harrisburg, PA 17106-0457 By PURCELL, KRUG & HA LER Attorneys for Plai tiff 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 . JOHN W. PURCELL HOWARD B. !(RUG LEON P. HALLER JOHN W. PURCELL JR. BRIAN J. TYLER J[LL M. WINEI", LAW OFFICES PURCELL, KRUG AND HALLER 1719 NORTH FRONT STREET HARRISBURG, PENNSYLVANIA 17102-2392 TELEPHONE (717) 234-4178 FORECLOSURE DEPT. FAX (717) 234-1206 JOSEPH NISSLEY (1910-1982) ANTHONY DiSANTO OF COUNSEL HERSHEY 1099 GOVERNOR ROAD (717) 533-3836 NOTICE TO: Teddy L. Caufman, Sr. a/k/a Teddy L. Caufman 123 East North Street Carlisle, PA 17013 Dee Dee Caufman 17 East Main Street Newville, PA 17241 Borough of Carlisle Carlisle Opportunity Homes, Inc. 53 W. South Street Carlisle, PA 17013 Jimmie George, President Carlisle Opportunity Homes, Inc. 162 H Street Carlisle, PA 17013 FNA Consumer Discount Company 961 Weigel Drive Suite 4636 Elmhurst, IL 60126 Domestic Relations Office Cumberland County Courthouse Hanover & High Streets Carlisle, PA 17013 Robert Chernicoff, Esquire 2320 North Second Street P. O. Box 60457 Harrisburg, PA 17106-0457 NOTICE IS HEREBY GIVEN to the Defendants in the within action and those parties who hold one or more mortgages, judgments or tax liens against the real estate which is the subject of the Notice of Sale pursuant to Pennsylvania Rule of civil Procedure 3129.1 attached hereto. YOU ARE HEREBY NOTIFIED that by virtue of a Writ of Execution issued out of the Court of Common Pleas of the within county on the judgment of the Plaintiff named herein the said real estate will be exposed to public sale as set forth on the attached Notice of Sale. ;~'~ By: against the said ou have an eing notified of YOU ARE FURTHER NOTIFIED that the lien you hold real estate will be divested by the sale and that opportunity to protect your interest, if any, said Sheriff's Sale. Leon P. Halle PA I.D.15700 Attorney for Plaintiff ,. "-- FIRST UNION NATIONAL BANK AS TRUSTEE FOR PENNSYLVANIA HOUSING FINANCE AGENCY, PLAINTIFF VS. TEDDY L. CAUFMAN, SR. AND DEE DEE CAUFMAN, DEFENDANTS IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW NO. 200D1962 CIVIL IN MORTGAGE FORECLOSURE NOTICE OF SHERIFF'S SALE OF REAL ESTATE PURSUANT TO PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129 TAKE NOTICE: That the Sheriff's Sale of Real Property (real estate) will be held: DATE: WEDNESDAY, MARCH 07, 2001 TIME: 10:00 O'clock A.M. LOCATION: Commissioner'S Hearing Room 2nd Floor Cumberland County Courthouse Carlisle, Pennsylvania 17013 THE PROPERTY TO BE SOLD is delineated in detail in a legal description mainly consisting of a statement of the measured boundaries of the property, together with a brief mention of the buildings and any other major improvements erected on the land. (SEE DESCRIPTION ATTACHED) THE LOCATION of your property to be sold is: 408 NORTH PITT STREET CARLISLE CUMBERLAND COUNTY PENNSYLVANIA THE JUDGMENT under or pursuant to which your proPerty is being sold is docketed in the within Commonwealth and County to: NO. 2000 1962 is: THE NAME(S) OF THE OWNER(S) OR REPUTED OWNERS of this property TEDDY L. CAUFMAN, SR. AND DEE DEE CAUFMAN 'T'J .__ A SCHEDULE OF DISTRIBUTION, being a list of the persons and/or governmental or corporate entities or agencies being entitled to receive part of the proceeds of the sale received and to be disbursed by the Sheriff (for example, to banks that hold mortgages and municipalities that are owed taxes) will be filed by the Sheriff of this County thirty (30) days after the sale and distribution of the proceeds of sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it within ten (10) days of the date it is filed. Information about the Schedule of Distribution may be obtained from the Sheriff of the Court of Common Pleas of the within County at the Courthouse address specified herein. THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY. IT HAS BEEN ISSUED BECAUSE THERE IS A JUDGMENT AGAINST YOU. IT MAY CAUSE YOUR PROPERTY TO BE HELD, TO BE SOLD OR TAKEN TO PAY THE JUDGMENT. You may have legal rights to prevent your property from being taken away. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, YOU MUST ACT PROMPTLY. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE: Cumberland County Bar Association 2 Liberty Avenue Carlisle, Pennsylvania 17013 717-249-3166 Legal Services, Inc. 8 Irvine Row Carlisle, PA 17013 717-243-9400 THE LEGAL RIGHTS YOU MAY HAVE ARE: 1. You may file a petition with the Court of Common Pleas of the within County to open the judgment if you have a meritorious defense against the person or company that has entered judgment against you. You may also file an petition with the same Court if you are aware of a legal defect in the obligation or the procedure used against you. 2. After the Sheriff's Sale you may file a petition with the Court of Common Pleas of the within County to set aside the sale for a grossly inadequate price or for other proper cause. This petition MUST BE FILED BEFORE THE SHERIFF'S DEED IS DELIVERED. 3. A petition or petitions raising the legal issues or rights mentioned in the preceding paragraphs must be presented to the Court of Common Pleas of the within County. The petition must be served on the attorney for the creditor or on the creditor before presentation to the court and a proposed order or rule must be attached to the petition. If a specific return date is desired, such date must be obtained from the Court Administrator's Office - Civil Division, of the within County Courthouse, before a presentation of the petition to the Court. A copy of the Writ of Execution is attached hereto. PURCELL, KRUG & HALLER Attorneys for Plaintiff 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 ~ "1 .1 I ., I ',;>; ~ ALL THAT CERTAIN piece or parcel of land with the improvements thereon erected situate in the Fifth Ward of the Borough of Carlisle, cumberland County, Pennsylvania, bounded and described as follows: ON the East by North Pitt Street; on the South by property now or formerly of Hays McLaughlin, formerly Park Brownawell; on the West by an alley and on the North by property now or formerly of Guy H. Boyd, formerly George W. Waggoner, containing a frontage on North Pitt Street of eighteen (1 B) feet, more or less, and extending back an , even width of one hundred and sixty-five (165) feet, more or less, to the aforesaid alley. said property being known as No. 408 North PittStreel. HAVING ERECTED THEREON a two story frame dwelling house known as 408 North pitt Street, Carlisle, PA. BEING THE SAME PREMISES WHICH Teddy L. Caufman, Sr. and Dee Dee Caufman by deed dated 2/8/99 and recorded 2/9/99 in Deed Book 193, Page 1141 granted and conveyed unto Teddy L. Caufman, Sr. TO BE SOLD AS THE PROPERTY OF TEDDY L. CAUFMAN, SR. ON CUMBERLAND COUNTY JUDGMENT NO. 2000 1962 ASSESSMENT #06-20-1798-265 . . ~> , . . . Re: PHFA/First Union vs. Caufman Cumberland Sale 3/7/01 U. S. POSTAL SERVICE CERTIFICATE OF MAILING (In compliance with Postal Service Form 3877) Received from: Purcell, Krug & Haller 1719 North Front Street Harrisburg, PA 17102 Postage: One piece of ordinary mail addressed to: Teddy L. Caufman, Sr. a/k/a Teddy L. Caufman 123 East North Street Carlisle, PA 17013 Postmark: U. S. POSTAL SERVICE CERTIFICATE OF MAILING (In compliance with Postal Service Form 3877) Received from: Purcell, Krug & Haller 1719 North Front Street Harrisburg, PA 17102 Postage: One piece of ordinary mail addressed to: Dee Dee Caufman 17 East Main Street Newville, PA 17241 Postmark: U. S. POSTAL SERVICE CERTIFICATE OF MAILING (In compliance with Postal Service Form 3877) Received from: Purcell, Krug & Haller 1719 North Front Street Harrisburg, PA 17102 Postage: One piece of ordinary mail addressed to: Borough of Carlisle Carlisle Opportunity Homes, Inc. 53 W. South Street Carlisle, PA 17013 Postmark: i~~c-!~~~~~~;~J'rTfft*~fI~~1E i" ,.Ii'.. ",!;:Il..".. 'N",b.. ,. l'r 0['297:'00 -.. 1'. ,. iii ' .. \...". '" 'J ~ '.!., ,'.::_~,</~ 1 ~ 1"1 ...~ I- __ j: \ .;f',It.'''"~l'!4 .::: tl f to, --- f. ~~ 6'~~;~':~~~s!.__~_~_J~ '-t!, ? ._~_ , ~ , , ''''~ . . . - . -~ , U. S. POSTAL SERVICE CERTIFICATE OF MAILING (In compliance with Postal Service Form 3877) Received from: Purcell, Krug & Haller Postage: 1719 North Front Street Harrisburg, PA 17102 One piece of ordinary mail addressed to: Postmark: Jimmie George, President Carlisle Opportunity Homes, Inc. 162 H Street Carlisle, PA 17013 U. S. POSTAL SERVICE CERTIFICATE OF MAILING (In compliance with Postal Service Form 3877) Received from: Purcell, Krug & Haller 1719 North Front Street Harrisburg, PA 17102 Postage: One piece of ordinary mail addressed to: FNA Consumer Discount Company 961 Weigel Drive Suite 4636 Elmhurst, IL 60126 Postmark: U. S. POSTAL SERVICE CERTIFICATE OF MAILING (In compliance with Postal Service Form 3877) Received from: Purcell, Krug & Haller Postage: 1719 North Front Street Harrisburg, PA 17102 One piece of ordinary mail addressed to: Postmark: Domestic Relations Office Cumberland County Courthouse Hanover & High Streets Carlisle, PA 17013 '.1,---.-----, <"S'. OL'~' ,~-,.... -It 1"-.",,,... '(Q :1......,... f" f' ....I'-(':~-"-;i-.,(i~' \ ,. "'- :J t,. I,j::: ~_.....;"'~ '.F ' '. "*,"" . II~.,:,;( _f.T'OG6,n'~iJ ~r~ ;: ;{;":{!\"'fi,-l';"fl l~/3.. ~:.\~. ' .1-. -f'9 ,..1 :!J[J.J'.J:.J -J !~-,!':" +~",,';-'I"j."-:)b> ,,~, ; /~~~~:~~!:~~~:\c;~?~~0~~; ;--"",-- o , .',--, -, ~" , ~--"-" ~ '"I,,, _~ . . U. S. POSTAL SERVICE CERTIFICATE OF MAILING (In compliance with Postal Service Form 3877) Received from: Purcell, Krug & Haller 1719 North Front Street Harrisburg, PA 17102 Postage: One piece of ordinary mail addressed to: Robert Chernicoff, Esquire 2320 North Second Street P. O. Box 60457 Harrisburg, PA 17106-0457 ""-,,~- Postmark: ~ij~Ts~~~~3~?:~~~.~~4~~~~~~; ! ~ {,.."\ ~ ""r ,. ~ r"~\"'.' r.... I' l~""'" .'",,\__ j':~ q'-. ,-;;. :!.i., '" , 1;. '.J-. ,,-- '\:1 \.i.u.., .I ~-."lJ~ I FC GEC29'OD (;}) f~;r~~~t n I .. -- iE \ /",,.;.,<, ~ " 0 0 ,., "E:b.//(::t;tr~-~~~ -- _~__~___~~, """. -0" :ill ,-".- ,.' ..... , ~,' -'- ~-, I'"""-~' _.o"~,~ ~,~ '-"-." .;;,,,,,~j', ',.',' I' ",'j,,~,"",,-w,,'1'~-,"_- '.""-liii{ -~ ';' '_;_(>c,_~~, . . (") <::> 0 c " 5,... :lC .-1 -OW J~" ::c-n rl'lf:-\ :u .-11r-~ Z.::;:t I --1m z,.... .:55:: ~2; -J (") ~.. .:,...c> ~() -0 ~",: -r, ''''--:D ;S:o :x ~o <--0 ~ ~-rn >c: S ~ 0 ~ -J "'~ '-'- ...-..." . w'-'~,"'O'" 1P!lI!!!Fl~lR"mt'-'Wl"W!'l"'jffl'fiIij~~li;:IJ"''f'I'i~'lI~'lmFffiw.~_I'I~~ftl~ , , < '. FIRST UNION NATIONAL BANK AS TRUSTEE FOR PENNSYLVANIA HOUSING FINANCE AGENCY, PLAINTIFF VS. TEDDY L. CAUFMAN, SR. AND DEE DEE CAUFMAN, DEFENDANTS IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW NO. 20001962 CIVIL IN MORTGAGE FORECLOSURE P RAE C I P E TO THE PROTHONOTARY OF THE WITHIN COUNTY: Please enter JUDGMENT "in rem" in favor of the Plaintiff and against Defendants TEDDY L. CAUFMAN, SR. AND DEE DEE CAUFMAN for failure to plead to the above action within twenty (20) days from date of service of the Complaint, and assess Plaintiff's damages as follows: Unpaid principal balance Interest (Per diem of $7.37 from 9/1/99 to 4/1/00) Accumulated late charges Late charges ($12.75 per month to 4/00) Escrow Deficit 5% Attorney's Commission $36,325.87 $ 1,562.44 TOTAL $ 63.75 $ 89.25 $ 89.52 $ 1.816.29 $39,947.12** ** Together with additional interest at the per diem rate indicated above from the date herein, based on the contract rate, and other charges and costs to the date of Sheriff's Sale. PURCELL, By Leon P. Haller PA I.D. #15700 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 I:\HOMEIMKF\DQCS\CUMBERLA\CAUF.P n :i ,:1 ;~1 L.' " I :'1 1 "j ~~ , "" - ;~ FIRST UNION NATIONAL BANK AS TRUSTEE FOR PENNSYLVANIA HOUSING FINANCE AGENCY, PLAINTIFF VS. TEDDY L. CAUFMAN, SR. AND DEE DEE CAUFMAN, DEFENDANTS IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW NO. 20001962 CIVIL IN MORTGAGE FORECLOSURE CERTIFICATE OF SERVICE PURSUANT TO PA. R.C.P. 237.1 I hereby certify that on OCTOBER 6, 2000 I served the Ten Day Notice required by Pa. R.C.P. 237.1 on the Defendant(s) in this matter by regular first class mail, postage prepaid, as indicated on the attached Notice. B Leon P. Haller PA I.D. #15700 Attorney for Plaintiff Purcell, Krug & Haller 1719 North Front St. Harrisburg, PA 17102 ~ ~ '-'-" . ~ ~ ....... FIRST UNION NATIONAL BANK AS TRUSTEE FOR PENNSYLVANIA HOUSING FINANCE AGENCY Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO. 00-1962 Vs. TEDDY L. CAUFMAN, SR. AND DEE DEE CAUFMAN Defendants CIVIL ACTION - LAW IN MORTGAGE FORECLOSURE DATE OF THIS NOTICE: October 6, 2000 TO: TEDDY L. CAUFMAN, SR. A/K/A TEDDY L. CAUFMAN 123 EAST NORTH STREET CARLISLE, PA 17013 DEE DEE CAUFMAN 17 EAST MAIN STREET NEWVILLE, PA 17241 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A J1JDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP: Lawyer Referral Service Court Administrator Cumberland County Courthouse Carlisle, PA 17013 717-249-3166 By Leon P. Haller Attorney for Plaintiff I.D. #15700 1719 N. Front Street Harrisburg, PA 17102 717-234-4178 cc: ROBERT CHERNICOFF, ESQ. 2320 NORTH SECOND ST.; P.O. BOX 60457 HARRISBURG, PA 17106-0457 '-,,0; FIRST UNION NATIONAL BANK AS TRUSTEE FOR PENNSYLVANIA HOUSING FINANCE AGENCY, PLAINTIFF VS. TEDDY L. CAUFMAN, SR. AND DEE DEE CAUFMAN, DEFENDANTS IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW NO. 2000 1962 CIVIL IN MORTGAGE FORECLOSURE NON-MILITARY AFFIDAVIT COMMONWEALTH OF PENNSYLVANIA SS COUNTY OF DAUPHIN Personally appeared before me, a Notary Public in and for said Commonwealth and County, LEON P. HALLER, ESQUIRE who being duly sworn according to law deposes and states that the Defendant(s) above named are not in the, Military or Naval Service nor are they engaged in any way which would bring them within the Soldiers and Sailors Relief Act of 1940, as amended. Sworn to and sub~ibed : before me this 0 day: of -Llt~ 20 tJ.d : 4rft4i,~4 LEON P. HALLER, ESQUIRE mnMW~.L SEt1,L ~_;1!\F(1/1 L,'-'''' r:~~:-~ -'C'T' \\',(;',::-v Pub!!c l.O"'" ;';''-'-''!'', >";i;'\! CJW1'ly My CJ;r;:'~,i$F~(m Lxplmst\UJllST fJ, 2002 .~~ "po" ."_ ~~ ,~ If - ^ ~=" -P _~ ~'-'" .,~ -I"" ''',',-",'' r'' . ~-..do"~,.';",- ',ff. h ,~ -'t1j'I'uK.iJ(Wnr''''1 ~ ~ (J '"E4. ..0 '[ C") C:> C) 8 c: (::>- -Ti - s: C) f ;:gw r'i " 2;:1::: c-, C\ ~ -V :;:::l~ r" .l::: r- ~~Z 1'0 ~, ~ ...() ~ r !<:C) 0.-" ~[l~ ~ PC. ::x ,- . 0- J ~C) cD ~~;Vj c: g;-- Z --l ::::> "~> --j :'iJ -< (n -::.: r-- ~ _~~.;n~_",_ .,~..m~!l!llJl9~~~~ , ~,o~!II~ ~ --. . IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION PRAECIPE FOR WRIT OF EXECUTION vs. . 'IEDDY L. CAUFMI\N, SR. AND DEE DEE CAUFMI\N, Defendants (. ) Confessed Judgment (XX) Other IN MOR1'GAGE FORECLC6URE File No. 2000 1962 Civil Amount Due $39,947.12 fl Caption: FIRST UNICN NATICNAL BANK AS TROS'IEE FOR PENNSYLVANIA HOUSING FINANCE AGENCY, Plaintiff , 'Interest $7. 37/diem 4/1/00 to 3///01 Late charges $12. 75/mo EscrCHl. Defici t Costs 2,505.80 140 . 25 2,000.00 $44,452.92 TO THE PROTHONOTARY OF THE SAID COURT: The undersigned hereby certifies that the below does not arise out of a retail installment sale, contract, or account based on a confession of judgment, but if it does, it is based on the appropriate original proceeding filed pursuant to Act 7 of 1966 as amended; and for real property pursuant to Act 6 of 1974 as amended. Issue writ of execution in the above matter to the Sheriff of CUMBERLAND for debt, interest and costs, upon the following described property of the defendant(s) Real Estate: 408 North Pitt Street, Carlisle, PA 17013 County, IN MOR1'GAGE FO URE RAECIPE FOR ATTAC NT EXECUTION REAL CWNER: and all other property of the defendant(s) in the possessio ,custody or control of the said garnishee(s). o (Indicate) Index this writ against the garnishee(s) as a lis pendens against real of the defendant(s) described in the attached exhibit. Date 12/8/00 Signature: Print Name: Address: leon P. Haller, Esquire Purcell, Krug & Haller 171Q ~Qrth PYGRt StVget Harrisburg, PA 17102 Attorney for: Telephone: Supreme Court 10 No.: PIAINTIFF 717-234-4178 1fl5700 (over) .. . -,. ~,~ ',_i '-'.' , C_, ~ " = _? . .,. . '" ALL THAT CERTAIN piece or parcel of land with the improvements thereon erected situate in the Fifth Ward of the Borough of Carlisle, Cumberland County, Pennsylvania, bounded and described as follows: ON the East by North Pitt Street; on the South by property now or formerly of Hays McLaughlin, formerly Park Brownawell; on the West by an alley and on the North by property now or formerly of Guy H. Boyd, formerly George W. Waggoner, containing a frontage on North Pill Street of eighteen (18) feet, more or less, and extending back an even width of one hundred and sixty-five (165) feet, more or less, to the aforesaid alley, said property being known as No. 408 North PHlStreeL RAVING ERECTED THEREON a two story frame dwelling house known as 408 North pitt Street, Carlisle, PA. BEING THE SAME PREMISES WHI,CH.. Teddy: L: Caufman, Sr. and Dee De~ Caufman by deed dated 2/$/99 and recorded 2/9/99 in Deed Book 193, Page 1141 granted and conveyed unto Teddy L. Caufman, Sr. ., TO BE SOLD AS THE PROPERTY OF TEDDY L. CAUFMAN, SR. ON CUMBERLAND COUNTY JUDGMENT NO. 2000 1962 ASSESSMENT #06-20-1798-265 , ill ,. <; ,- , I "H'~' ., ,. 'Y. .h """.11.".'1'".... 1...11I I _!II. ." : "~'+1$.i;f~'~;";1i(_ ~ ''\t.~. ..... ~ IV It> ~ ,.tq <Q ~ ~ ...0 4 j\; W -I<t fi. :--... w "l . ~ :--- ~ & () 0 0 0 d ~ n c..-::J C) D ..... c 0 D- o 0 0 :;?' --q "" -ofi3 <:::) 0- Iv I I I I I (> l1'1rn P1 ,:1 7::rj n n-..!..l ~ f'. ?' {}J Zl" ...,...,.., ..0 ~ r- ~ r (j)Jc 1'-..) .;:::d ~ "- ~~5 .-<', ! ~ ~ ~':~() V) ~ "- .... ~ p. >- ~~ " 7C -- , ~O .~~ .J>C 'f1 . " ~ ,~ ~ .... , , ~ " m ::n , ""' -< . 'f..:j-!.. , . , -...!!~ ,"'!'~~~Wl1M "__~." ~ ~ ~ ,~ """'~/.I'IIB~,!:~:"w"'a_11f"J!1'l"A,!jmt_~lm~iPlfiiIM ~~~IQIII~~gzl'p~!r " , " i-i :j ,1 !'I ; , d , ~I .1 :?-. r FIRST UNION NATIONAL BANK AS TRUSTEE FOR PENNSYLVANIA HOUSING FINANCE AGENCY, PLAINTIFF VS. TEDDY L. CAUFMAN, SR. AND DEE DEE CAUFMAN, DEFENDANTS IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW NO. 200/) 1962 CIVIL IN MORTGAGE FORECLOSURE AFFIDAVIT PURSUANT TO P.R.C.P. 3129.1 The Plaintiff in the above action, by its attorneys, Purcell, Krug & Haller, sets forth as of the date the praecipe for the writ of execution was filed, the following information concerning the real property located at 408 NORTH PITT STREET, CARLISLE, PA 17013: 1. Name and address of the Owner(s) or Reputed Owner(s): Teddy L. Caufman, Sr. a/k/a Teddy L. Caufman 123 East North Street Carlisle, PA 17013 Dee Dee Caufman 17 East Main Street Newville, PA 17241 2. Name and address of Defendant (s) in the Judgment, if different from that listed in (1) above: SAME 3. Name and address of every judgment creditor whose judgment appears of record on the real property to be sold: Borough of Carlisle Carlisle Opportunity Homes, Inc. 53 W. South Street Carlisle, PA 17013 Jimmie George, President Carlisle Opportunity Homes, Inc. 162 H Street Carlisle, PA 17013 4. Name and address of last recorded holder of every mortgage of record: PLAINTIFF HEREIN (AND ANY OTHERS AS NOTED BELOW) FNA Consumer Discount Company 961 Weigel Drive Suite 4636 Elmhurst, IL 60126 5. Name and address of every other person who has any record lien on the property: UNKNOWN 6. interest sale: Name and address of every other person who has any record in the property and whose interest may be affected by the UNKNOWN 7. Name and address of Plaintiff has knowledge who has may be affected by the sale: every other person of whom the any interest in the property which TENANTS IF ANY... Domestic Relations Office Cumberland County Courthouse Hanover & High Streets Carlisle, PA 17013 I .j " j J Robert Chernicoff, Esquire 2320 North Second Street P. O. Box 60457 Harrisburg, PA 17106-0457 (In the preceding information, where addresses could not be reasonably ascertained, the same is indicated.) I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge, information and belief. I understand that false statements herein are made subject to the penalties of 18 PA C.S. Section 4904 relating to unsworn falsification to authorities. , 'I Leon P. Haller PA I.D. #15700 i Purcell, Krug & Haller J 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 DATE: December 7, 2000 t! '~ " ~ ".'- I"" I '^_"m'~_l~_' riO_' t'fdi"-','r'iHr I:) c::> 0 c: 0 "'n g c:> -00:1 rri :::!J nlf'n (J Z:r~ 1- ZC --;'::8 (3)~ N ~.' ,;'"\ 1 ~c:j :.::-",(-..-1 "'" .~::;~ ;r~CJ ::c j;G~~'~ /.-:....(-, Pc 'P. ,--' Z --1 ~ => :s5 (l'> .-< ,,.~"!.,,, ~_ ~ J"'~ ~ .',,'. ~ ~'!lI~JlI 1Iffif.!I'~""'~_~~1<W"~~,~Mj~i~~!I!~IliI!j~~~~rr; FIRST UNION NATIONAL BANK AS TRUSTEE FOR PENNSYLVANIA HOUSING FINANCE AGENCY, PLAINTIFF VS. TEDDY L. CAUFMAN, SR. AND DEE DEE CAUFMAN, DEFENDANTS IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW NO. 20(01962 CIVIL IN MORTGAGE FORECLOSURE NOTICE OF SHERIFF'S SALE OF REAL ESTATE PURSUANT TO PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129 TAKE NOTICE: That the Sheriff's Sale of Real Property (real estate) will be hHd: DATE: WEDNESDAY, MARCH 07, 2001 TIME: 10:00 O'clock A.M. LOCATION: Commissioner's Hearing Room 2nd Floor Cumberland County Courthouse Carlisle, Pennsylvania 17013 THE PROPERTY TO BE SOLD is delineated in detail in a legal description mainly consisting of a statement of the measured boundaries of the property, together with a brief mention of the buildings and any other major improvements erected on the land. (SEE DESCRIPTION ATTACHED) THE LOCATION of your property to be sold is: 408 NORTH PITT STREET CARLISLE CUMBERLAND COUNTY PENNSYLVANIA THE JUDGMENT under or pursuant to which your property is being sold is docketed in the within Commonwealth and County to: NO. 2000 1962 is: THE NAME(S) OF THE OWNER(S) OR REPUTED OWNERS of this property TEDDY L. CAUFMAN, SR. AND DEE DEE CAUFMAN ~-,"~ .-. --, ( A SCHEDULE OF DISTRIBUTION, being a list of the persons and/or governmental or corporate entities or agencies being entitled to receive part of the proceeds of the sale received and to be disbursed by the Sheriff (for example, to banks that hold mortgages and municipalities that are owed taxes) will be filed by the Sheriff of this County thirty (30) days after the sale and distribution of the proceeds of sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it within ten (10) days of the date it is filed. Information about the Schedule of Distribution may be obtained from the Sheriff of the Court of Common Pleas of the within County at the Courthouse address specified herein. THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY. IT HAS BEEN ISSUED BECAUSE THERE IS A JUDGMENT AGAINST YOU. IT MAY CAUSE YOUR PROPERTY TO BE HELD, TO BE SOLD OR TAKEN TO PAY THE JUDGMENT. You may have legal rights to prevent your property from being taken away. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, YOU MUST ACT PROMPTLY. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE: Cumberland County Bar Association 2 Liberty Avenue Carlisle, Pennsylvania 17013 717-249-3166 Legal Services, Inc. 8 Irvine Row Carlisle, PA 17013 717-243-9400 THE LEGAL RIGHTS YOU MAY HAVE ARE: 1. You may file a petition with the Court of Common pleas of the within County to open the judgment if you have a meritorious defense against the person or company that has entered judgment against you. You may also file an petition with the same Court if you are aware of a legal defect in the obligation or the procedure used against you. 2. After the Sheriff's Sale you may file a petition with the Court of Common Pleas of the within County to set aside the sale for a grossly inadequate price or for other proper cause. This -~-,~'" ,<, , i petition MUST BE FILED BEFORE THE SHERIFF'S DEED IS DELIVERED. 3. A petition or petitions raising the legal issues or rights mentioned in the preceding paragraphs must be presented to the Court of Common pleas of the within County. The petition must be served on the attorney for the creditor or on the creditor before presentation to the court and a proposed order or rule must be attached to the petition. If a specific return date is desired, such date must be obtained from the Court Administrator's Office - Civil Division, of the within County Courthouse, before a presentation of the petition to the Court. A copy of the Writ of Execution is attached hereto. PURCELL, KRUG & HALLER Attorneys for plaintiff 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 7.:(M~ --" ALL THAT CERTAIN piece or parcel of land with the improvements thereon erected situate in the Fifth Ward of the Borough of Carlisle, Cumberland County, Pennsylvania, bounded and described as follows: ON the East by North Pitt Street; on the South by property now or formerly of Hays McLaughlin, formerly Park Brownawell; on the West by an alley and on the North by property now or formerly of Guy H. Boyd, formerly George W. Waggoner, containing a frontage on North Pitt Street of eighteen (18) feet, more or less, and extending back an : even width of one hundred and sixty-five (165) feet, more or less, to the aforesaid alley, said property being known as No. 408 North Pitt Street. HAVING ERECTED THEREON a two story frame dwelling house known as 408 North pitt Street, Carlisle, PA. BEING THE SAME PREMISES WHICH Teddy L. Caufman, Sr. and Dee Dee Caufman by deed dated 2/8/99 and recorded 2/9/99 in Deed Book 193, Page 1141 granted and conveyed unto Teddy L. Caufman, Sr. TO BE SOLD AS THE PROPERTY OF TEDDY L. CAUFMAN, SR. ON CUMBERLAND COUNTY JUDGMENT NO. 2000 1962 ASSESSMENT #06-20-1798-265 '~ :'!i1 ~~.......- ~ c j111lJ1l11J1 ~~~..,sM\ _ "I, ,~ _~ .~, '"' "I ~' --"~'"'"-I""< - '.-,' --~a~-"~- 'c'~"'iiJtt"-- ';:c,"-iih'-" ,,_, (") 0 0 c: 0 ^Tl ~:::: '=' ...-1 -oFc:', [T1F~ rq 'J~ " z:i:~ C"J ;.,.... i-:;~~ 7"'" '~;"-~ m "K'_ (~J W,.'.' I'> ~~:~ -</. r:':J I- e) -- :t~ ~?: --r ~~ "d C) ::I': ('") d_ () :;; c Y? (') m 2: ---I ::::) P ~ :0 en -< ~_",n"~_~!I!Ml'flfl;;~~~~lIIiql!ll~i~I!I!!1. ~,_ W~!W <",.;;J!! SHERIFF'S RETURN - REGULAR CAS~ NO: 2000-01962 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND FIRST UNION NATIONAL BANK VS CAUFMAN TEDDY L SR ET AL CPL. TIMOTHY REITZ , Sheriff or Deputy Sheriff of Cumberland County, Pensylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon CAUFMAN TEDDY L SR the DEFENDANT , at 0013:50 HOURS, on the 5th day of April , 2000 at 123 EAST NORTH ST CARLISLE, PA 17013 by handing to PEGGY HANCOCK (SISTER, LEGAL ADULT RESIDENT) a true and attested copy of COMPLAINT & NOTICE together with PROPERTY LOCATED AT: 408 N. PITT ST, IS VACANT and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge So Answers: 18.00 3.10 .00 10.00 .00 31.10 r~..~-~~t R. Thomas Kline Sworn and Subscribed to before 04/06/2000 PURCS::: .:~~ Dep - Sheriff - - me this 1.2. ~ day of q:;~ VP. . (l ~l;. , " ",r Prothonotary i $ ) A.D. ~~ " ~ ;;i~.::;;: . - SHERIFF'S RETURN - REGULAR CASE NO: 2000-01962 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND FIRST UNION NATIONAL BANK VS CAUFMAN TEDDY L SR ET AL CPL. TIMOTHY REITZ , Sheriff or Deputy Sheriff of Cumberland County, Pensyl vania , who being duly sworn according to law, says, the within COMPLAINT IN MORTGAGE FOR was served upon CAUFMAN DEE DEE the DEFENDANT , at 0014:47 HOURS, on the 5th day of April , 2000 at 17 E. MAIN ST NEWVILLE, PA 17241 by handing to DEE DEE CAUFMAN a true and attested copy of COMPLAINT IN MORTGAGE FOR together with NOTICE and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge So Answers: 6.00 6.20 .00 10.00 .00 22.20 ~~~4t:~e R. Thomas Kline. Sworn and Subscribed to before me this ;.2-- ~ day of flt-<..I r21nrO A. D . ~,. (1- ~J;... /A.J..;;:; . Prothonotary , 7-/ 04/06/2000 PURCELL, KRUG & HALLER By, },~ ~ (/ Dep S eriff '-~"..",. ~ - ~. ~ 1- FIRST UNION NATIONAL BANK AS TRUSTEE FOR PENNSYLVANIA HOUSING FINANCE AGENCY Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA vs. NO. 00 - Iq~ (}u.:l '-r~ TEDDY L. CAUFMAN, SR. AND DEE DEE CAUFMAN Defendants CIVIL ACTION - LAW - IN MORTGAGE FORECLOSURE THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. NOT ICE You have been sued in court. If you~wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after the Complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Court Administrator 4th Floor, Cumberland County Courthouse Carlise, PA (717) 240-6200 Lawyer Referral Service Cumberland County Court House Carlise, PA (717) 24-6200 AVISO LE RAN DEMANDADO A US TED EN LA CORTE.. SI DESEA DEFENDERSE CONTRA LAS QUEJAS PERESENTADAS, ES ABSOLUTAMENTE NECESSARIO .QUE USTED RESPONDA DENTRO DE 20 DIAS DESPUES DE SER SERVIDO CON ESTA DEMANDA Y AVISO. PARA DEFENDERSE ES NECESSARIO QUE USTED, 0 SU ABOGADO, REGISTRE CON LA CORTE EN FORMA ESCRITA, EL PUNTO DE VISTA DE USTED Y CUALQUIER OBJECCION CONTRA LAS QUEJAS EN ESTA DEMANDA. RECUERDE: SI USTED NO REPONDE A ESTA DEMANDA, SE PUEDE PROSEGUIR CON EL PROCESO SIN SU PARTICIPACION. ENTONCES, LA COUTE PUEDE, SIN NOTIFICARIO, DECIDIR A FAVOR DEL DEMANDANTE Y REQUERIRA QUE USTED CUMPLA CON TODAS LAS PROVISIONES DE ESTA DEMANDA. POR RAZON DE ESA DECISION, ES POSSIBLE QUE USTED PUEDA PERDER DINERO, PROPIEDAD U OTROS DERECHOS IMPORTANTES. LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE. SI NO CONOCE A UN ABOGADO, LLAME AL "LAWYER REFERENCE SERVICE" (SERVICIO DE REFERENCIA DE ABOGADOS), 215-238-6300. Pennsylvania Lawyer Referral Service P.o. Box 186, Harrisburg, PA 17108 800-692-7375 i j I J ~~ , FIRST UNION NATIONAL BANK AS TRUSTEE FOR PENNSYLVANIA HOUSING FINANCE AGENCY Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO. vs. TEDDY L. CAUFMAN, SR. AND DEE DEE CAUFMAN Defendants CIVIL ACTION - LAW - IN MORTGAGE FORECLOSURE THE FOLLOWING NOTICE IS BEING PROVIDED PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, 15 U.S.C. ~1601: The undersigned attorney is attempting to collect a debt owed to the Plaintiff, and any information obtained will be used for that purpose. The amount of the debt is stated in this Complaint. Plaintiff is the creditor to whom the debt is owed. Unless the Debtor, within thirty (30) days after your receipt of this notice disputes the validity of the aforesaid debt or any portion thereof owing to the Plaintiff, the undersigned attorney will assume that said debt is valid. If the Debtor notifies the undersigned attorney in writing within the said thirty (30) day period that the aforesaid debt, or any portion thereof, is disputed, the undersigned attorney shall obtain written verification of the said debt from the Plaintiff and mail same to Debtor. Upon written request _by Debtor to the undersigned attorney within said thirty (30) day period, the undersigned attorney will provide debtor with the name and address of the original creditor if different from the current creditor. PURCELL, KRUG & HALLER Leon P. Haller, Esquire 1719 North Front Street Harrisburg, PA 17102-2392 (717)234-4178 Attorney ID #15700 Attorney for Plaintiff ,:! ;~ ;;! :'1 \ ] FIRST UNION NATIONAL BANK AS TRUSTEE FOR PENNSYLVANIA HOUSING FINANCE AGENCY Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO. ()iJ- 19t..:L ~ ~ vs. TEDDY L. CAUFMAN, SR. AND DEE DEE CAUFMAN Defendants CIVIL ACTION - LAW - IN MORTGAGE FORECLOSURE COM P L A I N T 1. Plaintiff, FIRST UNION NATIONAL BANK AS TRUSTEE FOR PENNSYLVANIA HOUSING FINANCE AGENCY, pursuant to a Trust indenture dated as of April 1, 1982 ("Trustee"), is a National Association with a servicing agent of Pennsylvania Housing Fiance agency, with an address of 2101 North Front Street, Harrisburg, Pennsylvania 17105. 2. Defendant, TEDDY L. CAUFMAN, SR., is an adult individual whose last known address is 123 EAST NORTH STREET, CARLISLE, PENNSYLVANIA 17013. Defendant, DEE DEE CAUFMAN, is an adult individual whose last known addres~ is 123 EAST NORTH STREET, CARLISLE, PENNSYLVANIA 17013. 3. On or about April 30, 1997 Defendants executed and :i i ! delivered a Promissory Note ("Note") in favor of EASTERN MORTGAGE SERVICES, INC. ("Original Mortgagee") in the principal amount of i , , =1 $37,200.00, the proceeds of which were used to purchase a , :1 ~! residential property located at 408 NORTH PITT STREET, CARLISLE, , ,:) PENNSYLVANIA 17013. A copy of the,Note is attached hereto and marked Exhibit "A". 4. Contemporaneously with and at the time of the execution of the aforesaid Mortgage Note, in order to secure payment of the same, DefendantS made, executed, and delivered to original :J ,I Mortgagee, a certain real estate Mortgage which is recorded in " 1- ~'11"", To. " -, ~- ~ the Recorder of Deeds Office of the within County and Commonwealth in Mortgage Book 1379, Page 1131 conveying to original Mortgagee the subject premises. The Mortgage was subsequently assigned to MELLON BANK, N.A. and recorded in the aforesaid County in Mortgage Book 546, Page 1104 on May 6, 1997. The Mortgage was subsequently assigned to PENNSYLVANIA HOUSING FINANCE AGENCY and recorded in the aforesaid County in Mortgage Book 623, Page 481. The Mortgage was subsequently assigned to FIRST UNION NATIONAL BANK AS TRUSTEE FOR PENNSYLVANIA HOUSING FINANCE AGENCY and will be sent for recording. Said Mortgage and Assignments are incorporated herein by reference. 5. The land subject to the Mortgage is: 408 NORTH PITT STREET, CARLISLE, PENNSYLVANIA 170~3, and is more particularly described in Exhibit "B" attached hereto. 6. The said Defendants are the real owners of the land subject to the Mortgage. 7. The Mortgage is in default due to the fact that :i Mortgagors have failed to pay the installment due on October 1, \ 1999 and all subsequent installments thereon, and the following amounts are due on the Mortgage: i :, ;,1 ,j (a) Unpaid principal balance $ 36,325.87 ~ '! i.~ , (b) Interest at $7.37 per day from 9/1/99 to 4/1/00 (based on contract rate of 7.300%) 1,562.44 (c) Accumulated Late Charges 63.75 (d) Late charges at $12.75 per month for 7 months 89.25 (e) Escrow Deficit 89.52 (f) 5% Attorney's Commission' 1,816.29 $ 39,947.12 ,,~..,,"~ '.0 ~, ' *Together with interest at the per diem rate noted in (b) above after April 1, 2000 and other charges and costs to date of Sheriff's Sale. The attorney's fees set forth above are in conformity with the Mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the Mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged that are actually incurred by Plaintiff. 8. No judgment has been entered upon said Mortgage in any jurisdiction. 9. Plaintiff has complied with the notice procedures required by Pennsylvania Act 160 of 1998 by sending to each Defendant, by regular mail, a copy of the combined Act 6/91 Notice. True and correct copies of the Combined Act 6/91 Notice, along with copies of the Certificate of Mailing, is attached hereto as Exhibit "C". 10. The Defendants have either failed to meet the time limitations as set forth under the Combined Act 6/91 Notice or have been determined by the Pennsylvania Housing Finance Agency not to qualify for Mortgage Assistance. 11. Defendants are not members of the Armed Forces of the United States of America, nor engaged in any way which would bring them within the Soldiers and Sailors Relief Act of 1940, as amended. '- ~ ~ " " .,~ ~" """",0' WHEREFORE, Plaintiff demands judgment in Mortgage foreclosure "IN REM" for the aforementioned total amount due together with interest at the rate of 7.300% ($7.37 per diem), together with other charges and costs including escrow advances incidental thereto to the date of Sheriff's Sale and for foreclosure and sale of the property within described. HALLER By Leon P. Haller Attorney for Plai tiff I.D. #15700 1719 N. Front Street Harrisburg, Pa. 17102 (717) 234-4178 .. ~" . - '><+1.)\J't.)'" ~~ <../ i ~ i ,J-\ 5"4/"$ e"':3' v NOTE [""" ICity) PENNSYLVANIA [Stale) April 30 1997 AKRON 408 NORTH PTIT STREET CARUSLE, FA 17013 [~yAd<ms1 1. BORROWER'S PROMISE TO PAY In return for a loan that I bave received, I promise to pay U.S. $ 37.200.00 (this amount is called "principal'), plus interest, to the order of the Lender. The Lender is EASTERN MORTGAGE SERVICES, INC. I understand that the Lender may tran$fer this Note. The Lender or anyone who takes litis Note by transfer and who is entilled to receive payments under this Note is called the "Note Holder." 2. INTEREST Interest will be charged on unpaid principal until the fuU amount of principal has been paid. I will pay interest at a yearly rate of 7.300%. The interest rate required by this Secdon2 is the J&tC I will pay both before and after any default described in Section 6(8) of this NOlC. 3. PAYMENTS , (A)TIMEANDPLACEOFPAYMENTS I will pay principal and interest by making paymentS eveI)' month. I will make my monthly payments on the 1ST day of each month beginning on June 1997 . 1 will make these payments eveI)' month until I have paid all of the principal and interest and any other charges Qescribed"b~low lIiat I may owe under this Note. My monthly payments wUl be applied to interest before principal. If, on Mav I 2027 , 1 still owe amounts under this Note. I wm pay those amounts in full on that dale, which is caIled the Mmaturity date." I will make my moOlhly payments at 4 NESHAMINY INTERPLEX. SUITE 305, TREVOSE, PA 19053 or at a different place if required by the Note Holder. (8) AMOUNT OF MONTIILY PAYMENTS My monthly payment will be in the amount of U.S. $ 255.03 . 4. BORROWER'S RIGHT TO PREPAY I bave !he right to make payments ofprincipal at any time before they are due. A payment of principal only is known as "prepayment." Whenl make a prepayment, I will tell !he Note Holder in writing that I am doing so. I may make a full prepayment or partiaJ prepayments without paying any prepayment charge. The Note Holder will use all of my prepayments to reduce the amount of principal that I owe under this Note. If I make a partial prepayment, !here will be no changes in the due date or in !:he amount of my monthly payment unless the Note Holder agrees in writing to those changes. 1 j ;'1 S. LOAN CHARGES If a law, which applies to this loan and which sets maximum loan charges, is fmany interpreted so that the interest or olber loan charges col. Iected or to be collected in connection wi!h this loan exceed the pennitted limits, then: (i) any such loan charge shall be reduced by the amount necessal)' to reduce the charge to the permitted limit; and (ii) any sums already collected from me which exceeded penmtted limits will be re- funded 10 me. The Note Holder may choose 10 make this refund by reducing the principal I owe under this Note or by making a direct payment 10 me. If a refund reduces principal, Ibe reduction will be treated as a partial prepayment. 'I I '1 I :J 1 -; ~ 6. BORROWER'S FAILURE TO PAY AS REQUIRED (A) LATE CHARGE FOR OVERDUE PAYMENTS If the Note Holder bas not received the full amount of any monlhly payment by the end of IS calendar days after the date it is due, I will pay a late charge to the Note Holder. The amount of the charge will be .5.000 'Jli oflhy oveidue payment ofprineipal'and interest. I will pay this late clwge promplly but only once on each late payment. (8) DEFAULT If I do not pay the full amount of each moOlhly payment on the date it is due, I will be in default. (C) NOTICE OF DEFAULT If I am in default, the Narc Holder may send me a written notice rcllins me that if I do not pay the overdue amount by a cenain date, the Note Holder may require me to pay immediately the full amount of principal which has not beeJt paid and all the interest that I owe _on that amounL That date must be at least 30 days after !he date on which the notice is delivered or mailed to me. (D) NO WAIVER BY NOTE HOLDER EveJt if, at a time when I am in default. the Note Holder does nOI require me to pay immediately in full as described above, the Note Holder will still have the right to do so ifl am in default at a later time, (E) PAYMENT OF NOTE HOLDER'S COSTS AND EXPENSES If the Note Holder bas required me to pay immedialely in full as described above. the Narc Holder will have the right to be paid back by me for ail of its costs and expenses in enforcing litis Note to the extent not prohibited by applicable law. Those expenses include, for example. reasonable attomey's fees. n ':'I '.:1 "!1 ",j <1 :1 i [ i'l ",j 7. GIVING OF NOTICES Unless applicable law requires a different method, any notice that must be given to me under this Note will be giveJt bY"delivering it or by mailing it by fust class mail to me at the Property Address above or at a different address if I give the Note Holder a notice of my different address. Any notice that must be given to the Note Holder under this Note will be siven by mailinS it by fIrSt class mail to the Note Holder at !:he address stated in Section 3(A) above or at a different address if I am given a notice of that different address. , , '"J 1 1 MUI.TtSTATEFlXED RATE NOTE-SingIc Famlly-FNMAlFHLMC Uniform lnslnlllll!ftl 32OOSSl.FRMI',e\'.(lQl94lFiTECH .~ \~\- PqelDf2 \\"'V,\~~W;'" 8h iplt "N' 1::~.C -9"'- .;':1 b, V.D.L.l..:J"t~J.J.UJ.'':' V.r L'L.!i..::". unll~!i. J.~J.'IIUJ.L. If more than one penon sp Ihii"'ute, each person is fully and personally obligattd to keep a1J of the promises Blade in !his Note, including the promise to pay !be full amount owed. Any perron who is II guarantor, surety or endorser of lhis Note is also obliglUed do Ibese things. Any person who rakes over these obligadons, including the obligations of a guarantor, surety or endoner of this Note, is.also obligated 10 keep all of !he promises made in this Note. The Note Holder may enforce its rights under this Note against each person inl;rividual/y or against all of us together. This means dlat anyone of us may be requited to pay all of the lIlIIOl!rUS owed under this Note, 9. W AlVERS I and any other person who has obligations under this Note waive th.e rights of presentment and notice of dishonor and waive the homestead exemption, "Presentment" means the right to require the NOll: Holder 10 detnand payment of amounts due, "Notice of dishonor' means the right 10 require the NOIll Holder to live notice 10 other persons that amounts due have not been paid, 10. UNlFORM SECURED NOTE This Note is a uniform instrument with limited variations in some jurisdictions. In addition to the proteCtions give to Ibe Note Holder under this NOIll, a Mortgage, Deed of Trust or Security Deed (!he "Security Instrument"), dated the same dale as this Note, protects the Note Holder from possible losses which might result if I do not keep the promises which I make in this Note. That Security Insuurnent describes how and under what conditions I may be required to make immediate paymem in full of all amounts I owe under Ibis Note. Some.ofthoSl: conditions are described as follows: TRANSFER OP nIE PROPERTY OR A BENEPlCIAL INTEREST IN BORROWER. If all or any part of the Property or any interest in it is sold ortmnsferred (orifa beneficial interest in Borrower is sold or ttanSfened and Borrower is not a nalunll person) without Lender's prior written consent, Lender may; at its option, require immediate payment in full of all surns IieCUt'ed by this Security lrISUtU1teIlt. However, this opdon sluill rrot b~ exercised by Lender if exercise isprohibiled by federal law as of the date of this Seculity InstnlIRCDt. If Lender exercises lhis option, Lender shall give Bonuwer notice of acceleration. The notice sball provide a period of less !han 30 d!lXs from the date Ibe notice is delivered or mailed wjtJUn which Borrower mustpaJ all suins secured by this Seculi1;)' InsllUJJ1eJ:lt. If Bonuwer fails to pay th~st sums prior to the expiration of this period, Lender may invoke any remedies pennitted by this Security Instrument without funher notice or demand on Borrower. WITNESS THE HAM>(S} AND SEAL(S) OF THE UNDERS1GNED. 'i I I 'I ~ ;( ~..J ---J(L TED L. CA , SR. {Seal} ....., I' '" ,:1 'I ::1 .'1 " PAYTOTHEO~DERO~::':-'~- ~'^~QCQAr I . . 1\l!Metl.ONBANK.H.A..M ~ ~ SUCCEs..OOR TRUSTEE lINOER A TRUST INDENTURE OF THE PENNSYLVANIA HOUSING I'INAtlCE AGENCY DA1<D AS Of APRIl 1. 1982. WITHOUT RECOURSE EASTERN MORTGAGE SERV/CM./NC. 1JUwiJtJryL MARlON VOGel ASSISTANT VICE PRESIDENT (Seal) .-. (Seal) ....... i:i ., :J .ii .Ii (Seal) .~ :I ',1 ,I ~ ',:1 ::1 ORIGINAL ~97J . , Wime.ss ^'! I I I ':'1 'j ;d 32OOISSJ(SJB9)FiTECII_ItEVISEDISmIb Paiel..n [,'" :,1 ;,;~. = _n _~'~'~~-~~'~'~>"_"""'";;,"'H'~""-""""-'---r"">:~~>'-" ,.-' ..... AlL 'THAT CERTAIN piece or parcel of land with mprolltmtnlllhervon 8rtlCltd S1lU818 h the Flth Ward 01 the Borough 01 ClrtlSre. Cumbl1flilnd Ct'unt~, Pefl"sylvanla. bounl:led Me! dllcrlt:led as follow, '0 wll: On the Easl by North Pilt Street; on lhe South by property now or formerly of Hays McCLau;hlln. lormorl, Perk Brown.we!\; on the Wee:t by.n IlIay Ind on thl North by pl'Dperty'now or fOlmllrlr of S,y H. Sord. Iomlerfy GevlVlt W. Waggoner, conta1nlng a fronllge on Nonh Pitt Street of 81ghltlln CtA) lolll. more or mil, and 9JdendhO beck an even width of one hundred and ,Pdy.live (165) teet. mOI8 or 1959, 10 the alo-.ld allsy. saki PrDperly being known as No. 408 North .PIU StreeL BEING THE SAME PREMISES WHICH CARLISLE OPPORTUNITY HOMES,INC., BY INDENTURE BEARING EVEN DATE THE 30TH DAY OF APRIL A.D. 1997 AND INTENDED TO BE FORTHWITH RECORDED IN THE OFFICE FOR THE RECORDING OF DEEDS IN AND FOR THE COUNTY OF CUMBERLAND, THE COMMONWEALTH OF PENNSYLVANIA, GRANTED AND CONVEYED UNTO TEDDY L. CAUFMAN, SR. AND DEE DEE CAUFMAN, IN FEE. ! ! ey h ibH" "'f/ ',-,...,.,~"......-,,- ,". 800K13'79 PAGE1136 )1 ~~ ;1 , ~"r 'i ,'i ! " "I "1 ) I ;:; -:,i , , I :1 I : " - ~ , J I 'I I , I 1 ! I ; . -'I! 1)'11 ,r- Date: January 14,2000 ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE This is an official notice that the mort!!a!!e on vour home is in default. and the lender intends to foreclose. Snecific information about the nature of the default is nrovided in the attached na!!es. The HOMEOWNER'S MORTGAGE ASSISTANCE PROGRAM (REMAP) mav be able to heln to save vour home. This Notice exnlains how the nrOl!ram works. To see ifHEMAP can heln. vou must MEET WITH A CONSUMER CREDIT COUNSELING AGENCY WITHIN 30 DAYS OF THE DATE OF THIS NOTICE. Take this Notice with vou when VOll meet with the Counselin!! A!!encv. The name. address and ohone number of Consumer Credit Counselin!! A!!encies servin!! your County are listed at the end ofJhis Notice. If vou have anv Questions. vou mav call the Pennsvlvania Mousin!! Finance A!!encv toll free at 1-800-342-2397. (Persons with imnaired hearin!! can call cr!1) 780-1869). - This Notice contains important legal information. If you have any questions, . representatives at the Consumer Credit Counseling Agency may be able to help explain it. You may also want to contact an attorney in your area. The local bar association may be able to help you find a lawyer. LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU DERECHO A CONTINUAR VlVIENDO ENSU CASA. SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICACION OBTENGA. UNA TRADUCCION INMEDITAMENTE LLAMANDO ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDES SER ELEGmLE PARA UN PRESTAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SALV AR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA. Eihlbltl(tI Page 1 ofS - -~ o ~ ,~ HOMEOWNER'S NAME(S): T~ ,VLCAUFMAN DEE DEE CAUFMAN PROPERTY ADDRESS: 408 N. PITT STREET CARLISLE, P A 17013 LOAN ACCT. NO.: 663369 CURRENT LENDERlSERVICER: Pennsylvania Housing Finance Agency :ZlOI North Front Street P.O. Box 8028 Harrisburg,PA 17105 HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOU MAY BE ELlGmLE FOR FINANCIAL ASSISTANCE WillCR CAN SA VE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS IF YOU COMPLY WITH THE PROVISiONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGmLE FOR EMERGENCY MORTGAGE ASSISTANCE: . IF YOUR DEFAULT HAS BEEN CAUSED BY CmCUMSTANCES BEYOND YOUR CONTROL, . IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND . IF YOU MEET OTHERELIGmILITY REQumEMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. ,., , TEMPORARY STAY OF FORECLOSURE - Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice. During that time you must arrange and attend a "face-to- face" meeting with one of the consumer credit counseling agencies listed at the end of this Notice. THIS MEETING MUST OCCUR WITHIN THE NEXT (30) DAYS. IF YOU DO NOT APPLY FOR EMERGENCY MORTGAGE ASSISTANCE. YOU MUST BRING YOUR MORTGAGE UP TO DATE. THE PART OF TIllS NOTICE CALLED"HOW TO CURE YOUR MORTGAGE DEFAULT". EXPLAINS HOW TO BRING YOUR MORTGAGE UP TO DATE. ::i "I I ,1 \ I j ;'! CONSUMER CREDIT COUNSELING AGENCIES -- If you meet with one of the consumer credit counseling agency listed at the end of this notice, the lender may NOT take action against you for thirty (30) days after the date of this meeting, The names. addresses and teleohone numbers of desi!!11llted consumer credit counseling agencies for the county in which the DroDertv is located are set forth at the end of this Notice. It is only necessary to schedule one face-to-face meeting. Advise your lender immediatelv of your intentions. , i:'j APPLICA nON FOR MORTGAGE ASSISTANCE -- Your mortgage is in default for the reasons set forth later in this Notice (see following pages for specific information about the nature of your default.) If you have tried and are unable to resolve this problem with the lender, you have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmarked within thirty (30) days of your face-to-face meeting. YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORm IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED. ~~ . ,- Page 2 ofS AGENCY ACTION -- Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If you bave filed bankruptCy you can still apply for Emergency Mortgage Assistance.) HOW TOCURE YOUR MORTGAGE DEFAULT (Brine it up to date):. NATURE OF THE DEFAULT --The MORTGAGE debt held by the above lender on your property located at: -408 N. pm STREET, CARLISLE, PA 17013 -. IS SERIOUSLY IN DEFAULT because: YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the months October 1999 thru the first of JanUlU) 2000 in the amount of $1,388.00 plus late charges and other charges that have accrued in the amount of $38.25. THE TOTAL AMOUNT DUE IS $1,280.25. HOW TO CURE THE DEFAULT -You may cure the default within nnRTY (30) DAYS of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $1,280.25 PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DQE DURING THE TIllRTY (30) DAY PERIOD. Pavmen~ must be made either bv cash. cashier's check. certified check or monev order made Davable and sent to: PENNSYLVANIA HOUSING FINANCE AGENCY 2101 N FRONT STREE P.O. BOX 8028 HARRISBURG. PA 17105 IF YOU DO NOT CURE THE DEFAUL T"-Ifyou do not cure the default within THIRTY (30) DAYS of the date ofthi~ Notice, the lender intends to exercise itsril!hts to accelerate the mortl!al!e debt This means that the entire OUtstandinf balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthl~ installments. If full payment of the total amount past due is not made within THIRTY (30) DAYS, the lender also intendr to instruct its attorneys to start legal action to foreclose unon vour mortl!al!ed Dronertv, Page 3 ofS i I ,':,.-w,~ - - IF THE MORTGAGE IS FORECLOSED UPON - The mortgaged property will be sold by the Sheriff to pay off the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender begins legal proceedings against you, you will still be required to pay the reasonable attorney's fees that were actually incurred, up to $50,00. However, if legal proceedings arc;; started against you, you will have to pay all reasonable attorney's fees actually inCUlTed by the lender even if they exceed $50.00. Any attorney's fees will be added to the amount you owe the lender, which may also include other reasonable costs. If vou cure the default within the THIRTY (30) DAY oeriod. you will not be required to Dav attornev's fees. OTHER LENDER REMEDIES -- The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE -- If you have not cured the defiwIt within the nnRTY (3/}) DAY period and foreclosure proceedings have begun, you still have the ril!:ht to cure the default and Drevent the sale at any time up to one hour before the Sheriff's Sale. You mav do so bv Davin~ the total amount then oast due. olus any late or other chames then due. reasonable attornev's fees and Costs connected with the foreclosure sale and anv other costs connected with the Sheriff's Sale as specified in writinl! bv the lender and bv oerforminl! any other reauirements under the mortl!al!e. Curing your default in the manner set forth in this notice will restore your mortgage to the same position as if you had never defaulted. n EARLIEST POSSIBLE SHERIFF'S SALE DATE -- It is estimated that the earliest date that such a Sheriff's Sale of the mortgaged property could be held would be approximately three months from the date of this Notice. A notice of the 'I actual date of the Sheriff's Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment or action will be by contacting the lender. HOW TO CONTACT THE LENDER: ! I -1 :1 :] PENNSYL VANIA HOUSING FINANCE AGENCY 2101 NORTH FRONT STREET P.O. BOX8028 HARRISBURG, PA 17105-8028 1-800-822,-7375 717-780-3804 (fax) Contact Person: TOM GOUKER " , _:j ! I 1 , :1 EFFECT OF SHERIFF'S SALE": You should realize that a Sheriff's Sale will end your ownership of the mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriff's Sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at any time. , _.5 ASSUMPTION OF MORTGAGE -- You may sell or transfer your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges and attorney's fees and costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied. (This does not apply if your mortgage was originated under the HomeStart Program.) - Page 4 of S ;! ! ~"-"~ , " YOU MAY ALSO HAVE THE RIGHT: . TO SELL TIlE PROPERTY TO OBTAIN MONEY TO PAY OFF TIlE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF TInS DEBT. . TO HAVE TInS DEF AUL T CURED BY ANY TInRD PARTY ACTING ON YOUR BEHALF. . TO HAVE TIlE MORTGAGE RESTORED TO TIlE SAME POSmON AS. IF NO DEFAULT HAD OCCURRED, IF YOU CURE TIlE DEFAULT. (HOWEVER, YOU DO NOT HAVE TInS RlGHr TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.) . TO ASSERT TIlE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTIlER LAWSUIT INSTITUTED UNDER TIlE MORTGAGE DOCUMENTS, . TO ASSERT ANY OTIfER DEFENSE,YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY TIlE LENDER. ~. TO SEEK PROTECTION UNDERTIlE FEDERAL BANIffi.UPTCY LAW. CONSUMER CREDIT COUNSELING AGENCIES SERVING YOUR COUNTY 'I I 'I [" " Z 196990 241 f! ,; :1 ;-j :i $ i Certified Fee io;/.l(' Spadal Delivery Fee ;OJ , ''oj , /\,-- I ; ;'"'-<:) ,I :i '" ;:1: " I - Y~,.- ~_ .. Z 196 990 240 $ ,-~ ~t~ Certified Fee ',1-/ ( Spedal Dallvety Fee i ~ ~ ~, ~..;; ~~( f',- /,i.;; ," {. elf r--- .....","--."" Page S ofS Pennsylvan._ Housing Finance Agency Home Emergency Mortgage Assistance Program County Counseling Agency List CAUFMAN January 2000 DAUPHIN CCCS of Western PA 2000 Linglestown Road Harrisburg, PA 17102 (717) 541-1757 TO: c_"" '", "F~ta7':L :L:"I5 3B 6 :.'J DEE DEE CAUFMAN 123 EAST NORTH STREET CARLISLE,'PA'17013 SENDER: RI REFERENCE: 663369 -~ PS FORM 3800 SEPTEMBER 1995 ......go Certified Fee ,-' , , ., RETURN RECEIPT SERVICE RetumRecelplFee RestricteclDellwry , " ;'i 1: .;'f..Ys ~r~~o :::0/ J Receipt for ~ ~ \ \~ ;;;; Certified Mail ~~~~/ No Insurance Coverage Provided ;,; u'08'"" Do not use for International Mail Total PoaIageand Feea US Postal Service "J " ,~ I " ! " !! F~I.,~, ., 'n ~ Communily Aclion Commission of Ca 1514 Derry Street Harrisburg, PA 17104 (717) 232-9757 Urban League of Metropolitan Hbg 2107 N. 6th Street Harrisburg, PA 17101 (717) 234-5925 0.55 I. 1.25 o o 3.20 .--.-." P"I?:L:L"I5352 TO: TEDDY L CAUFMAN 123 EAST NORTH STREET CAlli-ISLE, PA 17013 SENDER: RI REFERENCE: 663369 PS FORM 3800 SEPTEMBER 1995 - CertIfledFee RETUR,,! RECEIPT SERVICE Retum Aece\pt Fee RestrlctedDeliv8ly T""'_....... <?",;<, 81-, . US Postal Service ~~S1'~' ~i!K ORD.o;rE, " , ..... , .\, \., \ I ' ' Receipt for ; ( \~ ',C , Certified Mail ~~ 'l.~~~ " . .. ., / ~"",,,-,, No Insurance Coverage Provided <.___~~'. , Do not use for International Mail r I I <1 ;jj -i'1 'i! ;:j 1 ! 1 1 '1 Jj 'j -'i%<ill ."'" .~.~ PENNSYLVAI~IA HOUSING FINANCE AGI:::NCY . Single Family Programs Division . 2101 North Front Street P.O. Box 8028 Harrisburg, Pennsylvania 17105-8028 (717) 780-3870 TDD For The Hearing Impaired Only -(717)780-1869 NOTICE JanuaIY 14,2000 TEDDY L CAIJFMAN DEE DEE CAIJFMAN 408 N. pm S'rnEEI' CARLISLE PA 17013 RE: AcCOilllt#: 663369 'IO: TEDDY L CAIJ]MAN DEE DEE CAIJFMAN 123 El\ST NORTH STREEI' CARLISLE PENNSYLVANIA 17013 FRCM: PENNsYLVANIA HOUSlliG FINANCE AGENCY -'C. The Federal Housing and DevelOfIlEllt Act, of 1987 (as arrended) directs creditors to notify hareownets who are . delinquent in their rrortgage obligation of the availability of hareownership counseling provided by nonprofit organizations approved by the Secretax}' of the Depart:1rent of Housing and Urllan DevelOfIlEllt ( "BUD") and experienced in the provision of hareownetship counseling. Attached is a cu=ent list of BUD-approved counseling agencies for Pennsylvania. Enclosure Housing Counseling List - !I )i o ,;1 H ',: t-: [i! 'i :-1 " 'i 'I u "~I ,'I 'i , , ,',I :;,: ,,I 'I i I , I i i -'I ~;:".~~ > ; 2 OF 2 *Please be sure the agency of your choice sexvices your county . Urllan league of Harrisburg, me. 25 North Second Street Harrisburg, PA 17101' (717) 234-3253 Tabor Crnmmity Sexvices 439 E. King Street L3ncaster, PA 17602 (717) 397-5182 Housing Council of York 116 N6rth George Street York, PA 17401 (717) 854-1541 U.S. POSTAL SERVICE CERTIFICATE OF MAILING "'AY BE USED FOR DOMESTle AND INTERNA nONAL MAIL DOES NOT IROVIDE FOR. INSURANCE -POSTMASTER . R~iYlld Ftom PA Housing Finance Agenc,' 2101 North Front Street P.O. Box 8028 Harrisburg, P A 171 05-8028 .-..."..-.."E:.... 0". tMC8 of otdin.ry "m.-; 'd'd~~.iici to: DEE DEE CAUFMAN 123 EAST NORTH STREET CARLISLE, P A 17013 (-Of ' ,\-Y' : ~ -::::...,.... \ '" _: ---..;~.,.- >,:;... l m- ,':c, ":':_ ,-,.' /'-< ~ - \ ,. .....!. .- ,c, \ <(",~, 9/..........,J- "" .~-:-.:: .~-,' '- ~;S .,' --::.3 ; /' \/, '-> -- 11 cY C' .f,~ /. I ~,-., () \0 10 "i ~.J &-. ! U, . 0 l ERV1 CE ICATE OF M ILlNG MV BE USED FOR DOMESTIC AND INTtRNA nONAL MAIL DOES NOT 'AOVICE FOR INSURANCE-POSTMASTER . R__id From PA Housing Finance Agenc,' 2101 North Front Street P.O. Box 8028 Harrisburg, P A 171 OS-8028 . . ~...l.;;"~.-::~, ".._.:_ One pi.ce of oraiNry mail .dclre....d to: .. . .~ ,(;..... TEDDY L CAUFMAN 123 EAST NORTH STREET CARLISLE, P A 17013 ,.'.<-.r'.--. T(;, !...." "\J I, \'_ / -;;s~y 9- .....--- A+.- :,' 5i', = ;-:.~:) ...., , - iP \ , \" f<'> - 'J- " ~ '.--< -.." /' ,.........' ..~ :"'",,' -,..-- I" -,2:::Z' . L~ 'l:' I.c ':) ) (.: 1 1 - -' ,1 ...~...-....... , .'1 ~. ifC~ 111 ..,j ~!I ~ ~ ~~ II~ ~ ',~~,~~JJ:e~ ~1' ~ ~~ , r.'1.~ ;;: p" I "'~ .,. I" .? .. .... 1 i ,',C '" ;1,') ",. ~'~'~ , J (r 'I j Ji '!; j ,\j 'I " , ~' , :'1 ~I!-::"W _ ~~ RE: '563369 __ SENDER:Rl j) 0 J1/ / L rt 1/ e /It'.tE. /7 C rYl/1/-U S/;:E-c r X ;veu; 1I it 3. Article Addressed to: I also Wish to receive the following service ifor an extra fee): RElItR1CTEO 0 DElJVER'( X, Consutt postmaster for fee. 4a. Article Number DEE DEE CAUFMAN 123 EAST NORTH STREET CARLISLE,PA 17013 P97119538b 1~lmlll11~mllm~Ullll~llmllIUIII~I~~IIIUI 4b. Service Type 181 CERTIFIED 7. Date 01 DeI,very /-;;?7-C'CJ 8. Addl'ElSsee's Address ill 11 lit 11 !1St I , I ! 1- j 1 ..ENDER: I also wish to receive the Complete _ 1 ondIor 2 for addItionol ..",Ices. following services (for an J Complete _ 3, 40. and 4b. . PItnt your name and address on the reverse of thl& form 80 that we can return IhIa extra fee): _10_ "_IhIo....1o It10 '- of the mallp1eco, 0' on It10 _II spooe doeS not 1. 0 Addressee's Address . ="R...... Receipt ~ on It10 mollplecebolow the artlcl. number. 2. 0 Restricted Delivery "'1M Retum ~.-Pt wW"ow 10 wtlom the - W.., deJivelOd and the deI8 Consu" postma ter for fee deliYered. -:' +?or .p.'" 4-.... f n S . 3. ArtIcle Addressed to: 4a. Article Number r/i;:-;.." t? ". ~ q /p ,l(~ ~ Du t::~"-"'-:<-'-- 4b. Service Type ,/ I vO .t...-!- I) i~ 0 Registered 7 C q ru _, r .Ll...LU 0 Express Mall G r /I f) n 0 Return Recelplfor Men:handlse 'D-'t.U.-!...LL. r ,- 7. DaleO, 1 Delivery 11Cf~ I-If-au 8. Addressee's Address (Only if requested and fee is paid) :s g, i ~ il j 1i. 'ii 91C /)4/ ~ E ~msd i DI~d l!' DeOD ~ S . 5. Received By: (Print Name) 1<,,,"".B e 022lI Domestic RetumReceipt . 1"',' ,-,-'." , , . - '- , " ,;i " I! ~i ~I i! " ;1 :1 ',I ;![ iI ;1 ,:, if; T\ , , I I 'I I 1 i I I :! i :,"1 , , ,:j .: ~! -~~ V,S, PQSTA' "'V1" CEBTlFIC 0 AILING olAY BE USED 'FOR DOMESTIC AND INTERNATIONAL MAil. DOES NOT "ROVICE FOR INSURANCE-POSTMASTER --...""'.........-<i'~.......~ ., 'I . '11~ .u 3',"': L.J Q 111\ ql'l~ ~ :~ 'III,.f. 0 A.~ ,~~ IU ~ ~ ~,"I',~~~~@'~ l " ~'~fJ _'%(~ 1 ;A ~~Fa::'''' , ~"t~ · Q..... ~e ',J~ :/1> ReQliwld From PA Housing Finance Agenc)' 21<<11 North Front Street P.O. BOI 8028 HarriSburg. P A 17105-8028 --':--.~ ...... One piece of an:tin.ry rtI.U .dd,.alld 10: .;~ " (/.~" Ii) . ".. .'. > > ./ r:.. C"l,_CC,-/ .../CL.....LL.;'}',.....cl.. f'\.... j 1'):" '.: ~ [' (i f!) , r u::C Lr (; a ?Jl..1-lc-- 1/:) r,'-~ 4,/ ~ ,- 'A....-- ~ I --,.I ,_ -- 5 Form 3817. Mo,. 1989 j".'CIl3 , '. I r~ 1( (" q lc.__ /.t. CPQ , 1993 Q - 151-051 ",S,POSTAlSmUle! CERTIFICATE OF MAILING .d....dH.~ olAY BE'USED FOR DOMESne AND INTER'NA nONAL MAIL. DOES NOT ~ ~ wi 'ROVIDE FOR INSURANCE-POSTMASTER '; ,11. R_ivtId From \\i;l c ~l PA Housing Finance Agenc).i\\ -D. ~ 2101 North Front Street ,:;\ OJ .;\ __, . P.O. Box 8028 t'~\ II! ~ , , ' Ba:n~bUrg. PA 17105-8028 f.~"~;.e! ~~ o.........f...'n."'m.,i.........,.' ._____,_ '-.. ki\ ~~~~';;; . <" ( I, .-' -, ," ~~~~~"\:1\o..,.. '."..z._ _,'i__ a__l..v~'i,,'_:"L_'-', -- -: -&'''8 .I 11./, ./-- _H ~t: ~ '0 'Ie r;; 1', f'L.CC \ I :::: . -- - '" ~./ - -- Qtl ::;.,. l( I L I." 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I ~;i t t~ I ~ ~ ~ a:IUfi ~~~~ ,~~ Ilnii~n~. ~ ~ ~ ell' .-.. . .. ~ \.'. , " ~~ M ~VJO ':'.:9' ~!:: "5l ~< ~ ~ ;0\ 'lJluZ- !~ ::;I':::: .~::~~ 1:8 ffi'~" 6<r;~..... ,Iii ffi; ,,~,g'~ i ~.. , .; ,~ ~'u '-'-:~,._.~~........_..u.......,.~.......u."'.....u r--:.~~~.~~r,',~",'~,...,~..... ~ A. <c'- .. ~ .}f~-.- :.L'!~ ~ ." - .. ft~ ji,. ffl 0'1.. '. rt:.":']'. t~~.;_, !~7:'." r-Jf::- -... I lI() "- \...l \" .... '" ~ '" Ol Gi' <( Ol ~ E ~ I;; ~ I '" E .~ Q) i u i .. Q;. 0 ;:. :$. .. I '" .. ~ i!! gj :s .~ 7ii E I ~ ! Cl & a: iij I .,; .,; 1e I ~--~--] I II -- i '" & Cl Ol I <( ~ a 15 ~ ,. '" 1Il E € ~ 8 l!;. :g ~ ~ :$. ... ! ... 't> 10 ~ t tt:t Ii ~. &l a: iij>< lL I/) .,; ..; 0.. '. .. , ", :'1 L8Pl- -lllft uo""'""""'" 553I1QQY NtllU3t1JnoA'1II I I '. J -,- .~~......h~-::-_._..,.;::t~_.n'_.__._ ~.".." .h...U ",. in~"Ratum RE!!;eipt Service '~t - :, . ;:zf~ T-' :.',:1' I; f;, ~H ~ i ~ ,W ::; /, " .' :oJ :;j I " VERIFICATION Donald J. Plunkett hereby states that he is the Assistant Executive Director for Single Farnily Programs of the Pennsylvania Housing Finance Agency, mortgage servicing agent for Plaintiff in this matter, that he is authorized to take this Verification, and that the statements made in the foregoing Civil Action in Mortgage Foreclosure are true and correct to the best of his knowledge, information and belief. The undersigned understands that this statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. Date; 1VArrI1?R ?m1 Do,d~!LL1i Assistant Executive Director for Single Farnily Programs ffiIN3YL'iDINJA HJ13JN3 F'IJ'W>,(E !'(HC{, SERIilCIN::]lJ);NI' KR F.IR3I' lNJilII NZlT.[QW, H'\NK 'PS S I I ,.,,'-' >( WlEIEE KR 1HE ffilN3YLWNIA HJ13JN3 F'.IN\l'a. !'(HC{ I '!'<i""'" ~ ~- ~-~,.. - ~" ,'" ~~~ ST ATE OF PENNSYLVANIA, COUNTY OF CUMBERLAND } ss. Robert P Ziegler ' I, ______________________________________________________________________________Ilecorderof Deeds in and for said County and State do hereby certify that the Sheriff's Deed in which ___nn_n______ lei I;i I" {j c.~g!]._s_~~_.9.E.E2E_t_~I)g.YJ!?!"_<:.~_!E.c:._____________ ___m__n__________________n______ is the grantee the same having been sold to said grantee on the _______!_:~_h__________________________n_nn day of __nn__I>!.:'_':.~~____nnn_n___nnnnn A. D., ; ~~_n, under and by virtne of a wriL___nn______ Execution . 12th _____n__________nn_n__________hn_n__n_nISSUed on the _n____________n_nnn________nn_ '1 "i ;;-1 ;t:j day of __n_n_!.>.!'_"-_____nh_h__ A. D.tOOO _nn' out of the Court of Conunan Pleas of said County as of Civil 2000 ______________________________._. __ ________ __ ___ __ _______ __ _____________ __ _________ Term, : :A . 1962 First Union Natl Bk trustee for Penna Housing Fin Agency Number ___nn_nn__' at the suit of _h____n___________nn_______________________n__hn_h_n__ ".; ,f.! nnh____m__m_______________n againsL__n!~_<!.<!.:i"_~__~~~_~'!'~.!'n~:_~_I!~~nl!~~____m_____ is 243 300 duly reCorded in Sheriff's Deed Book No. __nn______, Page ____n______. IN TESTIMONY WHEREOF, I have hereunto. set my hand and seal of said office this _~_f.~_ day of -mm~~---,A;t-~~! -------------------~-----~- J'~ Recorder of Deeds lIllconler of Deeds. Cumbettand eou_ Callislt, PA M, Commission Expires llIe flm _ 01....._ ? ,-- " - ~ "19W:_ , - . , ,c First Union National Bank as Trustee For Pennsylvania Housing Finance Agency -vs- Teddy L. Caufman, Sr. and Dee Dee Caufman In the Court of Common Pleas of Cumberland County, Pennsylvania No. 2000-1962 Civil Trevor Kent, Deputy Sheriff, who being duly sworn according to law, says on January 26, 2001 at 3:20 o'clock P.M. EST, he served a true copy of Real Estate Writ Notice Poster and Description in the above entitled action upon one of the withinnamed defendants to wit: Teddy L. Caufman, Sr by making knqwn unto Teddy Caufman Sr at Court House, Carlisle, Cumberland County, Pennsylvania, its contents and at the same time handing to him personally the said true and attested copies of the same. David McKinney, Deputy Sheriff, who being duly sworn according to law, says on January 25,2001 at 3:21 O'clock P.M. EST, he served a true copy of Real Estate Writ Notice Poster and Description in the above entitled action upon one of the within named defendants to wit: Dee Dee Caufman by making known unto Dee Dee Caufman at lot 15 Countryview Estates, Bloserville Road, Newville, Cumberland County, Pennsylvania its contents and at the same time handing to her personally the said true and attested copies of the same. Michael E.Barrick, Deputy Sheriff who being duly sworn according to law, says on January 8, 2001 at 9:03 o'clock A.M. ESTR, he posted a copy of Real Estate Writ Notice Poster and Description in the above entitled action upon the property of Teddy L Caufman Sr and Dee Dee Caufman located at 408 North Pitt Street, Carlisle, Cumberland County, Pennsylvania according to law. R. Thomas Kline Sheriff who being duly sworn according to law, says he served the above Real Estate Writ Notice Poster and Description in the flowing manner: The Sheriff mailed a notice of the pendency of the action to one of the within named defendants to wit: Teddy L. Caufman by regular mail to his last known address 123 East North Street, Carlisle, Pennsylvania. This letter was mailed under the date of January 29, 2001 and never returned to the Sheriff's Office. R. Thomas Kline Sheriff, who being duly sworn according to law, says he served the above Real Estate Writ Notice Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to one of the within named defendants to wit: Dee Dee Caufman by regular mail to her last known address lot 15 Countryview Estate, Bloserville Road, Newville, Pennsylvania. This letter was mailed under the date of January 29, 2001 and never returned to the Sheriff's Office. R. Thomas Kline, Sheriff, who being duly sworn according to law, says that after due and legal notice had been given accordiiig to law, exposed the within described premises at public venue or outcry at the Court House, Carlisle, Cumberland County, Pennsylvania, on March 7, 2001 at 10:00 o'clock A.M., E.S.T. and sold the same for the sum of $47,142.14 to Christopher Houston for Carlisle Opportunity Homes, Inc. It being the highest bid and the best price received for the same Carlisle Opportunity Homes, Inc. of60 West Penn St. Carlisle, PA 17013, being the buyer in this execution paid SheriffR. Thomas Kline, the sum of $47,142.14. Sheriffs Costs Docketing Poundage Posting Bills Advertising Acknowledging Deed 30.00 903.34 15.00 15.00 30.00 -"'1"""""" ~_. ,.' Auctioneer Law Library County Mileage Certified Mail Levy Surcharge Legal Search Law Journal Patriot News Share of Bills Distribution of Proceeds Sheriff s Deed 10.00 .50 1.00 13.64 1.49 15.00 30.00 200.00 251.45 197.58 25.53 25.00 26.50 $1791.03 paid by Christopher Houston 04-23-2001 Sworn and subscribed to before me This J. (,. 'lZ'day of ~ 2001 A.D.94" D. )n'lj,",,~ Pr onotary so~ ~ ~ .~, ,,"'" 4- R. Th~jS Kline, Sheriff By 7( ~ ~ Deputy Sheriff ~- ~ o;Y 3b,"" ,0> , Ck.. 3), J ?/ ~ JID lfO - I I ,--'-~.,.,...., , , . ~, , 'J ~ . Schedule of Distribution March 7, 2001 Date fi1ed-Apri16, 2001 Sale No.22 Writ No. 2000-1962 Civil First Union National Bank as Trust For Pennsylvania Housing Finance Agency VS Teddy 1. Caufinan, Sr. and Dee Dee Caufman 408 North Pitt Street Carlisle, PA 17013 Sale Date-March 7, 2001 Buyer- Carlisle Opportunity Homes Incorporated Bid Price-$45,167.00 Real Debt. Interest 4/1/00 to 3/7/01 $7.37/diem Atty Writ Cost Late charges $12.75/mo Escrow Deficit DISTRIBUTION Amount Collected Sheriff s Costs Title Search Transfer Tax-Local Transfer Tax-State Credit Writ No.2000-1962 Civil Refund Attorney Advance Costs - -, - $39,947.12 2,505.80 125.30 140.25 2.000.00 Total 44,718.47 47,142.14 1,591.03 200.00 435.90 435.90 44.479.31 $00,000.00 $1000.00 sOE ~ ?:1 'Ar'< ~ '.4 R. Thomas Kline, ~erill By~J~ Real Estate Deputy .~~~III'I~ .. TITLE REPORT THE PREMISES ENDORSED HEREON ARE SUBJECT TO THE FOLLOWING ITEMS WHICH WILL BE EXCEPTED IN THE POLICY UNLESS SATISFACTORY , EVIDENCE PERMITTING THEIR REMOVAL IS PRODUCED. . SHERIFF SALE NO. 22 Held Wednesday, March 7, 2001 Date: March 7, 2001 TAXES: Receipts for all taxes for the years 1998 to 2000 inclusive. Taxes for the cUlTent year 2001. WATER RENT: SEWER RENT Company assumes no liability for private supply of water or sewer. Receipts to be produced if services are lienable. MECHANICS' AND Possible unfiled Mechanics Liens and Municipal Claims. MUNICIPAL CLAIMS MORTGAGES: Listed Under Other Exceptions Below. JUDGMENTS: Listed Under Other Exceptions Below. INSTRUMENTS TO BE PRODUCED: Deed from Cumberland County Sheriffto dated ,2001, andrecorded ,2001, in Cumberland County Deed Book , Page RECITAL: BEING the same premises which Teddy L. Caufman, senior and Dee Dee Caufman, husband and wife, by deed dated February 8, 1999 recorded February 9, 1999 in the office of the Recorder of Deeds in and for Cumberland County, Carlisle, Pennsylvania in Deed Book 193, Page 1141 granted and conveyed to TeddyL. Caufman, senior. . OTHER EXCEPTIONS: I. The identity and legal competency of parties at the closing of this title should be established to the satisfaction of the closing attorney acting for this Company. 2. Rights or claims of parties in possession, if any, other than the owner. 3. Unrecorded easements, discrepancies or conflicts in boundary lines, shortage in area and encroachments which an accurate and complete survey would disclose. 4. Payment of State and local Real Estate Transfer Taxes, if required. 5. Public and private rights in the roadbed of North Pitt Street and an unnamed public alley adjoining the property on the left. 6. Mortgage in the amount of $37,200.00 given by Teddy L Caufman, senior and Dee Dee Caufman to Eastern Mortgage Services ,Inc. dated April 30, 1997 recorded May 6, 1997 in Mortgage Book 1379, Page 1131. Said mortgage was assigned to Mellon Bank, N.A. by instrument dated April 30, 1997 recorded May 6, 1997 in Miscellaneous Record Book 546, Page 1104. Said mortgage was subsequently assigned to Pennsylvania Housing Finance Agency by instrument dated April 24, 1999 recorded August 27, 1999 in Miscellaneous Record Book 623, Page 481. Said mortgage was subsequently assigned to First Union National Bank by instrument I "l!lrll'lI1'i'''1'=' i ~- . ~I'-~" "', ''-I -~" -- -~. -~~ '. dated February 17,2000 recorded Octobedl, 2000 in Miscellaneous Record Book 658, Page 965. Complaint in Mortgage Foreclosure filed by First Union National Bank, trustee as Plaintiff against Teddy L. Caufrnan, senior and Dee Dee Caufrnan as Defendants on March 20, 2000 in the office of the Prothonotary of Cumberland County to File No. 200-1962. Default judgment entered December 12, 2000 in the amount of $39,947.12. 7. Mortgage in the amount of $17,599.85 given by Teddy L. Caufrnan, senior and Dee Dee Caufman, husband and wife, to FNA Consumer Discount Company dated January 22, 1999 and recorded January 28, 1999 in Mortgage Book 1515, Page 989. 8. Subject to grant agreement-lease purchase rehabilitation assistance Between Teddy L. Caufman, senior and Dee Dee Caufrnan and the Borough of Carlisle dated April 30, 1997 and recorded May 6, 1997 in Miscellaneous Record Book 546, Page 1105 in the amount of $20,112.72. . 9. Satisfactory evidence to be produced that proper notice was given to the holders of all liens and encumbrances intended to be divested by subject Sheriff Sale. 10. Real estate taxes accruing on and after July 1,2001 not yet due and payable. It is to be noted that no search of Domestic Relations Records has been made to determine support arrearages regarding Rouse Bill 1412, Act 58 of 1997, nor has any search been made for environmental liens in Federal District Court. A R bert G. Frey, Agent Note: This Title Report shall not be valid or binding until countersigned by an authorized signatory. ,. ~~ _~_"""__"_ JI'~~~'~IJ""I"'~""1___ - ~~ ") ,_,_ ~~_, T''!'am'_~n-lrr-''-~_~ll'!l!~''!\j~r!!W,~""""",,~ ~!~ . . I , 1 ! I I I I I " ',- ~lntwrl'WW' ,- . " REAL ESTATE SALE NO. 22 Wrtt No, 2000-1962 Civil First Union National Bank as Trustee for Pennsylvania Housing F~ance Agency vs, Teddy L. Caufman. Sr. and Dee Dee Caufman. Atty.: !.eon p, Haller ALL THAT CERTAIN piece or parcel of land with the improve- ments thereon erected situate in the Fifth Ward of the Borough of Carlisle. Cumberland County, Pennsylvania. bounded and described. as follows: ON the East by North Pitt Street; on the South by property now or formerly of Hays McLaughlin. for- merly Park Brownawell; on the West by an alley and on the North by property now or formerly of Guy H. Boyd, formerly George W. Waggon- er, containing a frontage on North Pitt Street of eighteen (I8) feet. more or less. and extending back an even width of one hundred and sixty-five (165) feet, more or less, to the afore- said alley. said property being known as No, 408 North Pitt Street HAVING ERECfED THEREON a two story frame dwelling house known as 408 North Pitt Street. Carlisle. PA. BEING THE SAME PREMISES WHICH Teddy L. Caufman. Sr. and Dee Dee Caufman by, deed dated 2/8/99 and recorded 2/9/99 in Deed Book 193. Page 1141 granted and conveyed unto Teddy L. Cauf- man, Sr. TO BE SOLD AS THE PROP- ERTY OF TEDDY L. CAUFMAN. SR. ON CUMBERlAND COUNTY JUDG- MENT NO. 2000 1962. ASSESSMENT #06-20-1798- 265, I I: I. h I' 1'1 II !! II Ii ! I; I:: " I, I !i if! ,: " II I, 1 I I I:,; 1:-1 I, I 1< Ii , , copy .. i .,,".... ',' " " FIRST UNION NATIONAL BANK AS TRUSTEE FOR PENNSYLVANIA HOUSING FINANCE AGENCY, PLAINTIFF VS. TEDDY L. CAUFMAN, SR. AND DEE DEE CAUFMAN, DEFENDANTS IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW NO. 20001962 CIVIL IN MORTGAGE FORECLOSURE AFFIDAVIT PURSUANT TO P.R.C.P. 3129.1 The Plaintiff in the above action, by its attorneys, Purcell, Krug & Haller, sets forth as of the date the praecipe for the writ of execution was filed, the following information concerning the real property located at 408 NORTH PITT STREET, CARLISLE, PA 17013: 1. Name and address of the Owner(s) or Reputed Owner(s) : Teddy L. Caufman, Sr. a/k/a Teddy L. Caufman 123 East North Street Carlisle, PA 17013 Dee Dee Caufman 17 East Main Street Newville, PA 17241 2. Name and address of Defendant (s) in the Judgment, if different from that listed in (1) above: SAME 3. Name and address of every judgment creditor whose judgment appears of record on the real property to be sold: Borough of Carlisle Carlisle Opportunity Homes, Inc. 53 W. South Street Carlisle, PA 17013 Jimmie George, President Carlisle Opportunity Homes, Inc. 162 H Street Carlisle, PA 17013 . 4. Name and address of last recorded holder of every mortgage of record: PLAINTIFF HEREIN (AND ANY OTHERS AS NOTED BELOW) : '____0__ ',' " ~- " " . FNA Consumer Discount Company 961 Weigel Drive Suite 4636 Elmhurst, IL 60126 5, Name and address of every other person who has any record lien on the property: UNKNOWN 6. interest sale: Name and address of every other person who has any record in the property and whose interest may be affected by the UNKNOWN 7. Name and address of Plaintiff has knowledge who has may be affected by the sale: every other person of whom the any interest in the property which TENANTS IF ANY... Domestic Relations Office Cumberland County Courthouse Hanover & High Streets Carlisle, PA 17013 Robert Chernicoff, Esquire 2320 North Second Street P. O. Box 60457 Harrisburg, PA 17106-0457 (In the preceding information, where addresses could not be reasonably ascertained, the same is indicated.) I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge, information and belief. I understand that false statements herein are made subject to the penalties of 18 PA C.S. Section 4904 relating to unsworn falsification to authorities. , Pr>"" . .______/ /Z;/' "'---- ./" ( Leon P. Haller PA I.D. #15700 Purcell, Krug & Haller 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 DATE: December 7, 2000 - '-x'\Jn, W - _ _. . .v FIRST UNION NATIONAL BANK AS TRUSTEE FOR PENNSYLVANIA HOUSING FINANCE AGENCY, PLAINTIFF VS. TEDDY L. CAUFMAN, SR. AND DEE DEE CAUFMAN, DEFENDANTS IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW NO. 200D1962 CIVIL IN MORTGAGE FORECLOSURE NOTICE OF SHERIFF'S SALE OF REAL ESTATE PURSUANT TO PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129 TAKE NOTICE: That the Sheriff's Sale of Real Property (real estate) will be held: DATE: WEDNESDAY, MARCH 07, 2001 TIME: 10:00 O'clock A.M. LOCATION: Commissioner's Hearing Room 2nd Floor Cumberland County Courthouse Carlisle, Pennsylvania 17013 THE PROPERTY TO BE SOLD is delineated in detail in a legal description mainly consisting of a statement of the measured boundaries of the property, together with a brief mention of the buildings and any other major improvements erected on the land. (SEE DESCRIPTION ATTACHED) THE LOCATION of your property to be sold is: 408 NORTH PITT STREET CARLISLE CUMBERLAND COUNTY PENNSYLVANIA THE JUDGMENT under or pursuant to which your property is being sold is docketed in the within Commonwealth and County to: NO. 2000 1962 is: THE NAME(S) OF THE OWNER(S) OR REPUTED OWNERS of this property TEDDY L. CAUFMAN, SR. AND DEE DEE CAUFMAN i i '~: , -" -" A SCHEDULE OF DISTRIBUTION, being a list of the persons and/or governmental or corporate entities or agencies being entitled to recei ve part of the proceeds of the sale received and to be disbursed by the Sheriff (for example, to banks that hold mortgages and municipalities that are owed taxes) will be filed by the Sheriff of this County thirty (30) days after the sale and distribution of the proceeds of sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it within ten (10) days of the date it is filed. Information about the Schedule of Distribution may be obtained from the Sheriff of the Court of Common Pleas of the within County at the Courthouse address specified herein. THIS PAPER IS A NOTICE OFdTHETIME AND PLACE OF THE SALE OF YOUR PROPERTY. IT HAS BEEN ISSUED BECAUSE THERE IS A JUDGMENT AGAINST YOU. IT MAY CAUSE YOUR PROPERTY TO BE HELD, TO BE SOLD OR TAKEN TO PAY THE JUDGMENT. You may have legal rights to prevent your property from being taken away. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, YOU MUST ACT PROMPTLY. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE: Cumberland County Bar Association 2 Liberty Avenue Carlisle, Pennsylvania 17013 717-249-3166 Legal Services, Inc. 8 Irvine Row Carlisle, PA 17013 717-243-9400 THE LEGAL RIGHTS YOU MAY HAVE ARE: 1. You may file a petition with the Court of Common Pleas of the within County to open the judgment if you have a meritorious defense against the person or company that has entered judgment against you. You may also file an petition with the same Court if you are aware of a legal defect in the obligation or the procedure used against you. 2. After the Sheriff's Sale you may file a petition with the Court of Common Pleas of the within County to set aside the sale for a grossly inadequate price or for other proper cause. This "~I'!f ~ ',1 petition MUST BE FILED BEFORE THE SHERIFF'S DEED IS DELIVERED. 3. A petition or petitions raising the legal issues or rights mentioned in the preceding paragraphs must be presented to the Court of Common pleas of the within County. The petition must be served on the attorney for the creditor or on the creditor before presentation to the court and a proposed order or rule must be attached to the petition. If a specific return date is desired, such date must be obtained from the Court Administrator's Office - civil Division, of the within County Courthouse, before a presentation of the petition to the Court. 'A copy of ,the .writ o.f Execution is attached hereto, Jl PURCELL, KRUG & HALLER Attorneys for Plaintiff 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 :;j :1 'I , , -.~," - i': II r:J l! ii !i [I I, !:! [I i) -, -~-' . . ALL THAT CERTAIN piece or parcel of land with the improvements thereon erected situate in the Fifth Ward of the Borough of Carlisle, Cumberland County, Pennsylvania, bounded and described as follows: ON the East by North Pitt Street; on the South by property now or formerly of Hays McLaughlin, formerly Park Brownawell; on the West by an alley and on the North by property now or formerly of Guy H. Boyd, formerly George W. Waggoner, containing a frontage on North Pitt Street of eighteen (18) feet, more or less, and extending back an " even width of one hundred and sixty-five (165) feet, more or less, to the aforesaid alley, said property being known as No. 408 North Pitt Street. HAVING ERECTED THEREON a two story frame dwelling house known as 408 North Pitt Street, Carlisle, PA. BEING THE SAME PREMISES WHICH Teddy L. Caufman, Sr. and Dee Dee Caufman by deed dated 2/8/99 and recorded 2/9/99 in Deed Book 193, Page 1141 granted and conveyed unto Teddy L. Caufman, Sr. TO BE SOLD AS THE PROPERTY OF TEDDY L. CAUFMAN, SR. ON CUMBERLAND COUNTY JUDGMENT NO. 2000 1962 ASSESSMENT #06-20-1798-265 . . WRIT OF EXECUTION and/or ATTACHMENT . COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO, 00-1962 CIVIL TERM CIVIL ACTION - LAW TO THE SHERIFF OF Cumberland COUNTY: To satisfy the debt, interest and costs due First Union National Bank as Trustee for Pennsylvania Housinq Finance Aqency PLAINTIFF(S) from Teddy L. Caufrnan, Sr. and Dee Dee Caufman, 408 North Pitt Street, Carlisle, PA 17013 DEFENDANT(S) (1) You are directed to levy upon the property of the defendant(s) and to sell See Leqal Description '. (2) You are also directedto allachthe property 01 the defendant(s) not levied upori ill the posSession 01 ',- GARNISHEE(S) as follows: i :1 " ';1 and to notffy the garnishee(s) that: (a) an attaphment has been issued; (b) the garnishee(s) is/are enjoined from paying any debt to or for the account of the defendant(s)'ahdfrom delivering any property of the defendant(s)or otherwise disposing thereof; i,; i ',I ,I I (3) II property of the defelldaht(srnotlevied~pon an subjecfto aftachment,islound inlhe possession of anyone other than a named garnishee, you.are directed to nolify-him/herthat he/she has been added as a garnishee andis enjoined as above stated. Ally's Comm Ally Paid Plaintiff Paid % LL $ . 50 Due Prothy $1. 00 Other Costs Late charqes $12.75/rno $140.25 Escrow Deficit $2,000.00 Amount Due $19.947.12 $7.37/diem - $2,505.80 Interest 411 Inn Tn ?, /7 101 $125.30 Date: December 12, 2000 Curtis R. LDng Prothonotary, Civil Division br-UO_-D~ 2.'7?(~;- Deputy REQUESTING PARTY: Name Leon P. Haller, Esq. Address: 1719 North Front Street r;r-:, , , Harrisburg, PA 17102' " Attorney for.: Plaintiff Telephone: 717-234-4178 Supreme Court ID No. 15700 ., I" -:-';~~~~""~~~I""I'"'- - , ill 1 .. '1 .,.""" "" ~,,_.,,' 'Tni , Rt~l tSl~lE S~lE No.P- \.ill ~:J.;;;..,7'P the sheriff levied upon the defenaaii, interest in the real property situated in~ (~A ~ ~ ,1. Cumberland County, Pa, ~. . :1 numbered as: ~~ . ~ ana mon: Qed on Exhibit "A" filed with this writ and oy this reference iI'lcorporated herein. Oat.:n<~_L /3-~ B~u~r i,,'3~Hr3. 'i\\I,~ "C;\lB~0 3l~. ~~, ~~ 90" t\ ~ , ()\l~.i\!~QiI~-, .".\,1li\~2 :'u.\. :lOiQ(I'IU" ,1lI\\lln' ",. . a CViJ :@ GB lMJ ~~ ~~..., ~ "="---_"'_'IIU'Jll!_!o_J,!.. ,. ~~li'll'le" 1 J ~ ..... '~~-<\1H!~"ijj"1'j1'''''l'tll~W!lliW~_.!~tn'!fl~MW"i~~~~il'~_''!o41lIlUll'',,~~~~ wru'; '-:>__ '" THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin} ss Michael Morrow being duly SWOrn according to law, deposes and says: That he is the Ass!. Controller of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsyivania, with its principal office and place of business at 812 to 818 Market Street, in the Cily of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday Palriot-News newspapers of general circulation, printed and published at 812 10 818 Market Street, in the Cily, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto Is exactly as printed and published in their regular daily and/or Sunday/ Metro editions which appeared on the 30th day(s) of January and the 6th and 13th day(s) of February 2001. That neither he nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of j publicalion are true; and That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statemenl on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of th said Company and subsequenUy duly recorded in lhe office for the Recording of Deeds in and for said County of Da In in Mi ellaneous Book "M", Volume 14, Page 317, PUBLICATION COpy SALE#22 Sworn to and subscribed before Notarial Seal Terry L. Russell, Notary Public Harrisburg, Dauphin County My Commission Expires June 6, 2002 Memller, pennsylvania Association 01 Nolar~ commission expires June 6, 2002 CUMBERLAND COUN1Y SHERIFFS OFFICE CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA, 17013 , Statement of Advertising Costs To THE PATRIOT-NEWS CO., Dr. For pubiishlng the notice or publication attached hereto on the above stated dates $ Probating same Notary Fee(s) $ Total $ 196,08 1.50 197,58 Publisher's Receipt for Advertising Cost The Patriot News Co" publisher of The Patriot-News and The Sundav Patriot-News, newspapers of general circulation, hereby acknowledge receipt of the aforesaid notice and publication costs and certifies that the same have been duly paid. By.,.,......,."""".,.,..,..................""",,.,.,.......,.', .;,,~,,-- .,. ,. "-, . ~- ~RW:E5TATESALE No. 22 ~--.l...a WrltNo.2000-1962 :;;'" C1,IlTII'll\ ~ :-=:--~~'"-)irit1Jnion NaUonal Bank _ -~-ulWl~forPennsylvanla _ ~ -~ouslng Finance Agency ,','c~; ,ti 'i,... TiiliFiL.C:!iufm.n,Sr..nd ::0- .,~, .._~--.DteoeeCaufman .,:~ .h::_c" _ .\tlY:Leoop,H,atler .- ----, ~ IlESCRIPTION '1~J.ljllAD:riTAlN r.ieie or I""eI of land -~~ l)i:e. ~proVements 1J1erron ereded situate )lr~ \flfth Ward of the 'BOTOUgry. of Carlisle, ~4 c::ounty, Pennsylvania, bounded -. a5foIJO\'.'S: . )~ North Pin S!ree~ on the South by -' formerly of Hays Mcuughlin, lfro.....naweni. on the West by an ,- _ ..ell_and on the North bY propem' now or :lilIiil~Gul H. Boyd, formeny (;'",rg, w. .~~er,. ,oon!a,_ minK a frontage on North Pitt - ~.oxgntl.'en (18) fet'~ more or less, and' U. - 'li~,_pa ai:d an ('\'en ",idth of one hundred :----.-, - ~~(16...i;) feet, more or ress, to the ',,:= " alley,. !.aid property ~ing kno\'t"Tl as ~11US!reeL Jm:[NG, ~ECTEQ. TI1EREON a Iwo-stol)' ., ~g,g house knoWri as 408 North Pitt "~PA, . \lG'UlE SAME PREMISES which Teddy L ~n. ;::.and_De\' Dee (aufman,. bv aeed ~ and recorded 219/99 in deea Book >: ~::~~~~anled and cOn\'~ed unto Teddy jO-1lf;._hD as the property orTeddy L ~on Cu, mbC,r~n.a (nunI)' Judg;nent ~1IU6-2ll-17'J!1.26,1~ "". . ~ . REAL ES"ATE SALE NO. 22 Writ No. 2000-1962 CiVIl First Umon National Bank as Trustee for Pennsylvania Housing Finance Agency vs. Teddy L. Caufman, Sr, and Dee Dee Caufrnan Atty.: Leon P. Haller ALL THAT CERTAIN piece or parcel of land with the improve- ments thereon erected situate in the Fifth Ward of the Borough of Carllsle, cumberland County, Pennsylvania, bounded and described as follows: ON the East by North Pitt Street: on the South by property noW or formerly of Hays McLaughlln, for- merly Park Brownawel1: on the West by an alley and on the Norlh by property noW or fonnerly of Guy H. Boyd, fonnerly George W. waggon- er, containing a frontage on North Pitt Street of eighteen (18) feet, more or less, and extending back an even width of one hundred and sixty-five {165} feet. more or less, to the afore- said alley. said property being known as No. 408 North Pitt Street. HAVING ERECTED THEREON a two story frame dwelling house known as 408 North Pitt Street. Carllsle. PA. BEING THE SAME PREMISES WHICH Teddy L. Caufman, Sr. and Dee Dee Caufman by deed dated 2/8/99 and recorded 2/9/99 in Deed Book 193, Page 1I4I granted aM conveyed unto Teddy L. Cauf- man, Sr. TO BE SOLD AS THE PROP- ER1Y OF TEDDY L. CAUFMAN, SR ON CUMBERLAND COUNlY JUDG- MENT NO. 2000 1962. ASSESSMENT #06-20-1798- 265. ,,'.'.,'- . P'!7 Ie ".r;~"~-;~r~;"""i! '!I ":"i'lJl_ ~ ~~ " . " PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16,1929), P. L.1784 STATE OF PENNSYLVANIA : ss. COUNTY OF CUMBERLAND : Roger M. Morgenthal, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, V1Z: JANUARY 19,26, FEBRUARY 2,2001 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. R~I'Editor' SWORN TO AND SUBSCRIBED before me this 2 day of FEBRUARY, 2001 NOT Al lOl6 E. SNY06R; Nolory Publi< Carlitle Boro, C_berland Cauniy, PA My Commlllion Expir.. March 5, 2001 - " , ~". .r '0'''_'''''''''' ',' " . . $ 1000.00 advance costs paid 12/13/00 Assessed Valuation $ 43,590.00 I Real Sale No 22 ' Atty Leon P. Haller , Writ No. 2000-1962 Civil Term First.Union National Bank as Trustee For Pennsylvania Housing Finance Agency -vs- Teddy L. Caufman, Sr. and Dee Dee Caufman Real Debt Interest 04/01/00 to 03/07/01 @ 7.37 Atty's Fees Atty's Writ Costs Escrow Late Charges 12.75 per month Sheriff s Costs Docketing Poundage Posting Bills Advertising Acknowledging Deed Auctioneer Law Library County Mileage Certified Mail Levy Surcharge Postpone sale Out of County Legal Search Law Journal Patriot News Share of Bills Distribution of Proceeds Sheriffs Deed TAXES 2001 County & Borough Taxes Water and Sewer - 'I $ 39,947.12 2,505.80 125.30 2,000.00 140.25 30.00 903.34 15.00 15.00 30.00 10.00 .50 1.00 13.64 1.49 15,00 30.00 200.00 251.45 197.58 25.53 25.00 26.50 194.02 156.99