HomeMy WebLinkAbout00-02178
HARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, EsqUire
ATTY ~.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
United Companies Lending
P.O Box 1591
Baton Rouge,
LA 70821-1591
Plaintiff
Corp. . COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
v.
Ronald E. Wales
Constance J. Wales
25 pin Oak Lane
Newburg, PA 17240
Defendant(s)
:NO. 00 - ~17l?
C"v; l Y €'..Un.
COMPLAINT IN MORTGAGE FORECLOSURE
YOU HAVE BEEN SUED IN COURT. If you wish to defend against the
claims set forth in the following pages, you must take action
within twenty (20) days after this Complaint and Notice are served,
by entering a written appearance personally or by attorney and
filing in writing with the Court your defenses or objections to the
claims set forth against you. You are warned that if you fail to
do so the case may proceed without you and a judgment may be
entered against you by the Court without further notice for any
money claimed in the Complaint or for any other claim or relief
requested by the Plaintiff. You may lose money or property or
other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
LAWYERS REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166
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AVISO
Le han demandado a usted en la corte. si usted quiere defenderse
de estas demandas expuestas en las paginas siguientes, usted tiene
veinte (20) dias de plazo al partir de la fecha de la demanda y la
notificacion. Hace falta ascentar una comparencia escrita 0 en
persona 0 con un abogado y entregar a la corte en forma escrita sus
defensas 0 sus objeciones alas demandas en contra de su persona.
Sea avisado que si usted no se dafiende, la corte tomara medidas y
puede continuar la demanda en contra suya sin previo aviso 0
notificacion. Ademas, la corte puede decidir a favor del
demandante y requiere que usted cumpla con todas las provisiones de
esta demanda. Usted puede perder dinero 0 sus propiedades u otros
derechos importantes para usted.
LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIAT~E, SI NO TIENE ABOGADO
o SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SER~ICIO, VAYA EN
PERSONA 0 LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE
ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONnE SE PUEDE CONSEGUIR
ASISTENCIA LEGAL.
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, P A 17013-3387
717-249-3166
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NOTICE
The amount of your debt is as stated in the attached ocument. The name of the creditor
to whom the debt is owed is as named in the attached d cument. Unless you notify liS within
30 days after receipt of this Notice and the attached do ument that the validity of the stated
debt, or any portion of it, is disputed, we will assume th t the debt is valid. If you do notify us
in writing of a dispute within the 30 day period, we . obtain verification of the debt or a
copy of a judgment against you, and mail it to you. If y u do not dispute the debt, it is not an
admission of liability on your part. Also, upon your wri en request within the 30 day period,
we will provide you with the name and address of the riginal creditor if different from the
current creditor.
If you notify us in writing within the 30 day period as stated above, we will cease collection
of your debt, or any disputed portion of it, until we 0 tain the information that is required
and mail it to you. Once we have mailed to you th required information, we will then
continue the collection of your debt.
This law finn is deemed to be a debt collector and this Notice and the attached document is
an attempt to collect a debt, and any information obt . ed will be used for that purpose.
LAW OFFICES 0 MARK J. UDREN
1st Mark J. Udren, squire
1040 N. Kings Hi way, Suite 500
Cherry Hill, NJ 08 34
(856) 482-6900
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1. plaintiff is the Corporation designated as such in the
caption on a preceding page. If Plaintiff is an assignee then it
is such by virtue of the following recorded assignments:
Assignor: America's Wholesale Lender
Assignments of Record to: Bankers Trust Company of California, N.A
as Custodian or Trustee under the Applicable Custodial or Trust
Agreement without recourse
Recording Date: 9/21/98 Book: 588 Page: ,1004
Assignor:Bankers Trust Company of California, N.A as Custodian or
Trustee under the Applicable Custodial or Trust Agreement without
recourse
Assignee:United Companies Lending Corporation
Recording Date: Lodged for recording
2. Defendants are the individuals designated as such on the
caption on a preceding page, whose last known address is as set
forth in the caption, and unless designated otherwise, is the real
owners and mortgagors of the premises being foreclosed.
3. On or about the date appearing on the Mortgage
hereinafter described, at the instance and request of Defendants,
Plaintiff (or its predecessor, hereinafter called Plaintiff) loaned
to the Defendants the sum appearing on said Mortgage,
which
Mortgage was executed and delivered to Plaintiff as security for
the indebtedness.
Said Mortgage is incorporated herein by
reference in accordance with Pa.R.C.P. 1019 (g).
The information regarding the Mortgage being foreclosed is as
follows:
MORTGAGED PREMISES: 25 pin Oak Lane
MUNICIPALITY/TOWNSHIP/BOROUGH: Township of Hopewell
COUNTY: Cumberland
DATE EXECUTED: 10/22/97
DATE RECORDED: 10/28/97 BOOK: 1412 PAGE: 678
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The legal description of the mortgagedjpremises is attached hereto
and made part hereof. i
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4. Said Mortgage is in default b~cause the required payments
have not been made as set forth
,
beldw, and by its terms, upon
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brecrch after notice, all sums
breach and failure to cure said
secured by said Mortgage, together withlother charges authorized by
,
said Mortgage itemized below, shall bel immediately due.
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After demand, the Defendants fontinues to fail or refuses
,
fis follows:
,
,
(a) by failing or refusing toi pay the installments of
principal and interest when Jue in the amounts indicated
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to comply with the terms of the Note
(b)
below; i
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by failing or refusing to pay other charges, if any,
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indicated below. I
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The following amounts are due on the said Mortgage as of
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6.
3/31/00:
Principal of debt due and unbaid
Interest at 10% ARM* !
from 7/01/99 to 3/31/00 I
(the per diem interest accru~ng on
this debt is $25.83 and th.atl sum
should be added each day aft~r
3/31/00) I
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$94,287.51
7,103.25
Title Report
250.00
Court Costs (anticipated, ex~luding
Sheriff's Sale costs)
Escrow Overdraft/(Balance) I
(The monthly escrow on this ~ccount
is $0.00 and that sum should!
be added on the first of eac~
month after 3/31/00) .
280.00
0.00
Late Charges
(monthly late charge of $41.rO
should be added on the fifteenth of
each month after 3/31/00) !
422.92
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NOn-Escrow
(187.18)
Attorneys Fees (anticipated and actual
to 5% of principal)
4,714.38
.TOTAL
$106,870.88
*This is an Adjustable Rate Mortgage and the interest rate and
perdiem are subject to adjustment as more fully set forth in the
Note and Mortage.
7. The attorney's fee set forth above are in conformity
with the mortgage documents and Pennsylvania law, and will be
collected in the event of a third party purchaser at Sheriff's
Sale. If the mortgage is reinstated prior to the sale, reasonable
attorney's fees will be charged in accordance with the reduction
provisions of Act 6, if applicable.
8. The combined notice specified by the Pennsylvania
Homeowner's Emergency Mortgage Assistance Program, Act 91 of 1983
and Notice of Intention to Foreclose under Act 6 of 1974 has been
sent to each defendant, via certified and regular mail, accordance
with the requirements of those acts, and the date appearing on the
copy attached hereto as exhibit A, and made part hereof, and
defendants have failed to proceed within the time limits, or has
been determined ineligible, or Plaintiff has not been notified in
a timely manner of Defendants eligibility.
WHEREFORE, the Plaintiff demands judgment, in rem, against
the Defendants herein in the sum of $106,870.88 plus interest,
costs and attorneys fees as more fully set forth in the C mplaint,
and for foreclosure and sale of the Mqrtg ge
~. Udren, ESQUIRE
. UDREN & ASSOCIATES
ney for Plaintiff
Mark
MARK
Atto
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ALL lIRAlI! CEII!r.A:IN LOll! OR LAND, lI!OGEl!IIZR w'[lI!H IM1'R6vl!lMEN'rs lI!HEREON ZRl!:ClI!l!:D,
LYmG AND BEmG S:I!rUAlI!E :IN lI!HE lI!OWNSH:IP OF HOPZIIELL, COUN'rY OF ctlMIlEllLAND,
COMMONOiElILl!II OF PmNNSlfLVAN:IA, MORE FOLLY BOUNDl!:D AND DESCR:IBED AS FOLLOWS:
BEG:INNnlG All! AN :IRON P:IN All! lI!lIl!: l!:DGE OF lI!HE PR:IVAl!l!: RJ:GHlI!-OF-WAY, HElU!:AIi'l!ER
DESCRJ:Bl!:D, All! L:INE OF LANDS NOW OR FORMl!:llLY OF M. WAnm HI!:NSZL; l!IIENCJ![ ALONG
LANDS NOW OR FORMl!:llLY OF M. WAYNl!l HENSZL AND RONllLD D. EFFLAND, NORlI!H lI!H:IRl!Y-
NJ:NE (39) DEGRl!:ES ZERO (00) MJ:N1Jl!ES lI!H:IRl!Y (30.) smc:ONDS Wl!lSlI!, lI!lI1lI!rE 1lUNDRl!lD
E:IGlllI!EEN AND NmEl!Y-ONE llUNDRl!lDlI!HS (3~8.9~) n:ElI! l!O AN =SlI!:ING :IRON P:IN;
lI!HENCE ALONG LANDS NOW OR FORMl!:llLY 01' RONllLD D. EFFLAND, NORlI!H I':IFft-Ii'J:VE
(55) DE~S E:IGHl! (08) M:INUl!ES FORl!Y-~ (42) SECONDS mAS~, lI!H:IRl!Y AND ZERO
llUNDJal!:DlI!HS (30.00) FEElI! lI!O AN :IRON P:IN; lI!HmiCE ALONG LANDS OF lI!HE S2IMI!:, NORlI!H
l!WZN'fY.,.E:IGlllI! (28) DEGlIEl!;S F:IIi'l!Y-F:rv:e: (55) M:INUl!ES Wl!lSlI!, l!WO 1lUNDRl!lD l!II:IRTX'-
SE:VEN AND FORn-l!WO llUNDRl!lDlI!HS (2.37.42) FEElI! lI!O AN ZX:ISlI!:ING :IRON P:IN All! LDlI!:.
OF LANDS NOW OR FORMI!:llLY OF :ISAAC F. ESH; lI!lIENCE ALONG LANDS NOW OR FORMl!:llLY
OF :ISAAC 1'. ESH, NOR!l!H l!II:IRl!Y-lI!HREE (.33) .1:i.BG~ES l!II:IRl!Y-S:Il!1 (36) MJ:N1Jl!ES
l!WZN'fY (20) SI!lCONDS mASlI!, lI!HRl!Il!: 1lUNDRl!lD ANil".E:IGHl!Y-SI!:VI!:N IlUNDllEDl!IIS (300.87)
FEI!lll! l!O AN mxtSl!:ING :IRON P:IN All! LDlI!: 01' LANDS NOw OR 1'00000BLY 01' :IRV:IN K.
CORNEL:IUS; lI!HENCE ALONG LANDS NOW OR FORMI!:llLY OF :IRV:IN K. CORNZL:IUS, SOUTH
->J!H:IRl!Y-N:INE(39) DEGRl!Il!:S ZI!lRO (00) MJ:Nll'l!I!lS .mH:IRl!Y (30) SECONDS mASlI!, S:IX
1lUNDRl!lD roRl!Y AND l!II:IRl!Y-NnlE llUNDRl!lDl!IIS (640.39) FUll! lI!O AN :IRON PDr A~ LOll!
NO. 6A ON lI!HI!l III!lBE:INAI'l!ER SAm PLAN OF LOll!S; lI!HENCE ALONG LOll! NO. 6A AND
CON'r:INU:tNG ALONG LOll! NO. 6B ON lI!lIl!: lII!lBE:INAI'lI!ER SAJ:D PLAN or LOll!S, SOUl!H r:IFl!Y
(50) DEGREES I':IFft-N:INE (59) M:INUl!ES lI!H:IRl!Y (30) SECONDS Wl!lSlI!, l!WO 1IUND!lED
F:IFlI!Y-UGII'r AND S:IXl!Y-FOUR llUNDRl!lDlI!"S (258.64) FBElI! lI!O AN :IRON pm All! lI!HE
EDGB OF lI!HE HElU!:AIi'lI!ER DBSCRJ:Bl!:D P~B RJ:GHlI!-OF-WAY BY A CURVIt lI!O lI!HB LEl'lI!
HAv:ING A RlII):IUS Oli' 1':I1i'l!Y AND ZI!:RO llUNDRl!lDlI!HS (50.00) Ii'BBlI!, AN ARC LENG'rH OF.
ONE 1lUNDRl!lD FJ:Fl!Y-SI!:VI!:N AND E:IGII'r-IlUNDRl!lDlI!HS (~57. 08) FBElI!, A CHOBD BEAlUNG
SOUTH F:IFl!Y (50) DBGREES F:IFl!Y-N:INE (59) M:INUl!ES lI!H:IRl!Y (30) SECONDS Wl!lSlI!,
AND A CHOBD LENG'rH OF ONE 1lUNDRl!lD AND ZI!:RO llUNDRl!lDlI!HS (~OO. 00) FBBlI! lI!O AN
:IRON P:IN All! lI!HB PLACE OF BBG:INN:ING.
CON'rA:IN:ING 4.467 ACRES ACCOBD:ING lI!O l!IIB DRAl'lI! OF SURVltY or CABL D. BBR!I!,
REG:ISl!l!:Rl!lD SURvEYOR, DAlI!l!:D SBPl!EMBBR ~~, ~989, AS APPROVl!:D BY lI!HE ctlMIlBllLlIND
COtlN'rY PLlINNDl'G COMlI[[SS:ION AND RECOBDl!:D :IN lI!HB OFF:ICE OF lI!HB RECOBDBR 01'
DEBDS :IN AND FOR ctlMIlBllLlIND COtlN'rY Dr PLAN BOOK 59 All! PAGE 44. BEmG LO!!.' NO.
6C lI!HBREON.
lI!OGBlI!HBR w'[lI!H lJNl!O lI!HB G1IANl!US, lI!HB:IR HI!::IRS AND ASS:IGNS,. AN llND:tv:IDl!:D, ONE-
l!II:IBD (~/3) :I1'I'rZRl!:SlI! AS lI!BNl\Nl!S :IN COMMON :IN AND lI!O lI!HB FBE SIM1'LE OWNERSH:IP
OF A CBRlI!AJ:N 1!RAC'r 01' LAND DBS:IGNAl!ED AS LOll! NO. 60 ON lI!HE Ali'OllEMBN'l!:IONED
SUBD:tv:IS:ION PLAN, MORE FOLLY BOllNDl!:D AND DBSCR:IBl!:D AS FOLLOWS:
BBG:INN:tNG All! AN =SlI!:ING ElA:ILROAD SP:IKB SBlI! :IN lI!HB CEN'rEllL:INE 01' lI!OWNSH:IP
ROUTB lI!-33~ (!tHOWN AS Wl!lSlI! ClU!:EK ROAD) All! LDlI!: OF LANDS NOW OR FOBMEllLY 01' M.
WAYNl!l HENSZL; lI!HENCB ALONG SAm LANDS 01' HENSZL, lI!HENCB ALONG SAJ:D LANDS OF
HENSZL, NOR!I!H SBVI!IN'rBI!:N (~7) DBGIlEBS Wl!lSlI!, mo 1lUNDRl!lD FORl!Y-l!WO AND NDlEl!Y-
SI!:VI!:N llUNDRl!lDl!HS (242.97) FBBlI! lI!O AN =Sl!:ING :IRON P:IN; lI!HBNCE CON'r:INU:tNG
ALONG LANDS 01' lI!HE SAMB, NORlI!H lI!H:IRl!Y-NDlI!: (39) FBBlI! ZBRO (00) MJ:N1Jl!BS lI!H:IRl!Y
(30) SECONDS \lIESlI!, lI!HREB 1lUNDRl!lD ZLI!:VI!:N AND NDlEl!Y llUNDRl!lDlI!HS (311.90) Ii'BElI!
lI!O AN :IRON PDl All! LANDS lI!O BB CONVEYED HBRl!::IN; lI!HENCB W,[l!II LANDS lI!O BB
CONVEYED III!lBEnr BY A CURVl!l lI!O lI!HB RJ:GIIl1! RAv:ING A RlII):IUS OF F:IFl!Y (50) FUll!,
AN ARC LBNG'J!H OF l!WO 1lUNDRl!lD E:IGHlI!BEN AND S=-lI!IIRI!:B llUNDRl!lDlI!HS (2~8. 63)
FEBlI!, A CHOBD BBlIlUNG OF NOR!I!H UGHl!Y-S:rx (86) DBGREES 1':Ill'lI!EEN (~5) M:IN1Jl!ES
l!WZN'fY-mo (22) SECONDS mASlI!, AND A CHOBD LENG'rH OF E:IGHl!Y-ONE AND s=-r:rv:e:
llUNDRl!lDlI!HS (81. 65) Ii'BBlI! lI!O AN :IRON P:IN All! LOll! 6B ON lI!HE Ali'ORESAm DRAl'lI! 01'
SURVltY; lI!HENClt BY A CURVIt l!O lI!lIl!: LBll'lI! RAv:ING A RlII):IUS OF l!WZN'fY-Ii':rv:e: AND ZI!:RO
llUNDRl!lDl!IIS (25.00) Il'BBlI!, AN ARC LENG'rH OF l!II:IRn AND Sl!M!:N'l.'r-SI!:VI!:N llUNDRl!lDlI!HS
(30.77) FUll!, A CHOBD BBlIlUNG SOUTH l!IUU!lB (03) DBGIlEES 1i'0Rl!Y-I'OUR (44)
MJ:N1Jl!BS lI!H:IRn-B:IGHlI! (38) SBCONDS mASlI!, AND A CHOIlD LBNG'rH OF l!WZN'fY-B:IGlllI!
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AND EJ:GHfi-SEVEN HUNDBED!!!HS (28.87) J!'EE!!!; !!!HENCE ALONG !!!HE SAME, SOU'.l!H
!!!HJ:a!rY-NJ:NE (39) DEGREES ZERO (00) IlIIJ:NU'rES 'lffiJ:M!Y (30) SECONDS BAS!!!, ONE
HUNDBED NJ:liIE'J!Y-1!'J:VE AND Nn1E'l!Y-ONE HUNDBED'l9lS (195.91) !!'Em !!!O J\N J:llON pm M
LO~ 6A ON !!!HE AI!'ORESAJ:D DE\AI!'!!! OJ!' SURVEY; !!!HENCE ALONG LO!!!. 6A SOU'.l!H !!!HJ:Rfi-
NI:1lE (39) DEGREES ZERO (00) M:INlP.rES !!!HJ:M!Y (30) SECONDS BAS!!!, SDt'l!Y-J!'J:VE AND
ZEllO HUNDI\ED!!!HS (65.00) FEE!!! !!!O J\N J:RON P:tN; !!!HENCE ALONG !!!HE SAME, SOU'.l!H
SEVEN!I!EEN (17) DEGREES ZERO (00) IlIIJ:NU'rESZEllO (00) SECONDS BAS!!!, ~ HUNDI\ED
EJ:GH!rY-NJ:NE AND ~-FOUR HUNDI\ED!!!HS (289.24) FEE!!! !!!O. A CONCRE!!!E MO~;
'lffiElNCE ALONG !!!HE SAME, SOU'.l!H FJ:F!rY-!!!IIl\EE (53) DEGREES WES~, ~-FJ:VE .l\ND
ZEllO HUNDBED!!!HS (25.00) FEE!!! !I!O J\N EXI:S!!!:tNG RAJ:LllOJID SPJ:KE J:N !!!HE CEw.I!EIlLJ:NE
OF !!!OWNSHJ:P ROU'.I!E !!!-331 (KNOWN AS WES!!! CEU!\EK llOJID); !!!HENCE J:N SAJ:D !!!OWNSHJ:P
ROU'.I!E BY A CURVE !!!O !!!HE LEli'!!! HAv:tNG A RADJ:US OF ONE HUNDBED .!!!HJ:R!rY AND ZERO
HUNDBED'lffiS (130.00) FEE!!!, J\N AlU: LENG'l!H OF 1i'OM!Y-NJ:NE AND NJ:NE!rY-SE\IEN
HUNDI\ED!!!HS (49.97) Ii'EE!!!, A CHOlUl BElI1U:NG NOR!!!H FORfi-EJ:GII'l! (48) DEGREES ZERO
(00) IlIIJ:NU'rES FOM!Y-ONE (41) SECONDS lIES!!!. AND A CHOlUl LENG'l!H OF FORfi-NJ:NE
AND SDt'l!Y-SJ:X HUNDI\ED!!!HS (49.66) FEE!!! !!!O ~HE PLACE OF BEGJ:NNJ:NG.
!I!OGE!!!HER WJ:!!!H tlN'l'0 !!!HE GlUIN!rEES, !!!HEJ:R HEJ:RS AND ASSJ:GNS, J:N C01lMON WJ:!!!H !!!HE
OWNERS OF LO!!! 6A AND LO'r 6B ON !!!HE AJO~:!:ONED SllBDJ:VJ:SJ:ON PLAN, !!!HEJ:R
HEJ:RS AND ASSJ:GNS, !!!HE 1lJ:GH!!! OF J:NGElESS, -BGiu!:SS_. AND REGRESS 1i'0R PERSONS AND
VEIIJ:CLES, AND USE AS A DRAJ:NAGE AND U'.I!J:LJ:!rY BASENEN'r OVER AND ALONG A CER!!!AJ:N
PII.t'I.A!!!E ROAD AND C1IL-DE-SAC DESJ:GNA!!!ED AS La!!! NO. 6D ON A SllBDJ:VJ:SJ:ON PLAN
- RECOlUlED J:N ctlMBEIlLAND COtlN'rY PLAN BOOK '59/-j,.!!! PAGE 44.
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January 4, 2000
DATE:
ACT 91 NOTICE
TAKE ACTION TO SAVE
YOUR HOME FROM
FORECLOSURE
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This is an official notice that the mortgage on your home is in default, and the lender
intends to foreclose. Specific information about the nature of the default is provided in the
attached pagl!S.
The HOMEOWNER'S MORTGAGE ASSISTANCE PROGRAM (JIEMAP) may he able
to help to save your home. This Notice explains how the program works.
To see ifHRMAP can help, you must MEET WITH A CON"SUMER CREDIT
COUNSELING AGENCY WITHIN 30 DAYS OF THE DATE OF THIS NOTICE. Take
this Notice with YOll when you meet with the Counseling Agem:y. .
The name, address and phone number of Consumer Credit Counseling AgI!n~ies serving
your County are listed at tbe end of this Notice. If you bave any questions, you m..y call the
. Pennsylvania Housing Finance Agen~ toll free at 1-800-342-2397. (persons with impaired
hearing can call (717) 780-1869).
This Notice contains important legal information. If you have any questions,
representatives at the Consumer Credit CoUnseling Agency may he able' to help explain it.
You may also want to contact an attorney in your area. The loeal bar association may be able
to help you find a lawyer. .
LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU
DERECHO A CON"TINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL
CONTENDO DE ESTA NOTIFICACION OBTENGA UNA TRADUCCION
INMEDITAMENTE LLAMANDO ESTA AGENCIA (pENNSYLVANIA HOUSING
FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDES
SER ELEGmLE PARA UN PRESTAMO POR EL PROGRAMA LLAMADO
"HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL
PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU
HIPOTECA. .
Page 1 of6
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HOMEOWNER'S NAME(S):
.RQ~ALD.E--WALE~_____
PROPERTY ADDRESS:
..cOI'lSTANCEJ. WALES
.-25 PIN OAK LANF.
NEWBIJRC" PA 17240
.3lIllOZ3S4H26
LOAN ACCT. NO.:
ORIGINAL LENDER:
CURRENT LENDER:
AMF.RTCA'S WHOI.ESAI E LENDER
UNITED COMPANIES LENDING CORP.
HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM
YOTIMAYBE EUGIRI,E FOR FINANCIAl, ASSISTANCE
WHICn: CAN SAVE YOUR HOME FROM FORECl,OSURE AND
IfF.IJP YOU MAKE FIJTITRF. MORTGAGE PAYMENTS
IF YOU COMPLY WITH _ THE; PROVISIONS OF THE HOMEOWNER'S
EMERGENCY MORTGAGE ASSISTANCE ACT OF.1983 (THE "ACT"), YOU MAY BE
ELIGmLE FOR EMERGENCY MORTGAGE 'ASSISTANCE:
.- IF YOUR DEFAULT HAS BEEN CAUSED"BY CIRCUMSTANCES BEYOND YOUR
CONTROL,
. IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR
MORTGAGE PAYMENTS, AND
. IF YOU MEET OTHER ELIGmn..ITY REQUIREMENTS ESTABLISHED BY THE
PENNSYL VANIA HOUSING FINANCE AGENCY.
TEMPORARY STAY OF FORECI,OSITRE - Under the Act, you are entitled to a temporary stay
of foreclosure on your mortgage for thirty (30) days from the date of this Notice. During that time
you must arrange and attend a "face-to-face" meeting with one of the consumer credit counseling
agencies listed at the end of this Notice. Tms MEETING MUST OCCUR WIT~ TIfF.
NEXT (30.) DAYS. IF YOl J DO NOT APPLY FOR EMERGENCY MORTGAGE ASSISTANCE,
YOU MUST BRING YOUR MORTGAGE UP TO DATE. THE PART OF THIS NOTICE
CALLED "HOW TO CURE YOUR MORTGAGE DEFAULT", EXPLAINS HOW TO BRING
YOUR MORTGAGE UP TO DATE.
CONSUMER CRF.DIT COUNSEI,ING AGF.NCIES -- If you meet with one of the consumer
credit counseling agencies listed at the end of this notice, the lender may NOT take action against
you for thirty (30) days after the date of this meeting. The names, Rrldresses and telephone numhers
of desigJ1ated consumer credit counseling agencies for the county in which the property is located
are set forth at the end of this Notice. It is only necessary to schedule one face-to-face meeting.
Advise your lender immediately of your intentions.
APPLICATION FOR MORTGAGF. ASSISTANCE - Your mortgage is in default for the
reasons set forth later in this Notice (see following pages for specific information about the nature
of your default.) If you have tried and are unable to resolve this problem with the lender, you have
the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance
Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency
Assistance Program Application with one of the designated consumer credit counseling agencies
listed at the end of this Notice. Only consumer credit counseling ag!:llcies have applications for the
program and they will assist you in submitting a complete application to the Pennsylvania Housing
Finance Agency. Your application MUST be filed or postmarked within thirty (30) days of your
face- to-face meeting.
YOUMTJST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU
DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN TillS LETTER,
FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR
APPLICATION FOR MORTGAGE ASSISTANCE Wll..L BE DENIED.
Page 2 of6
~
"
AGENCY ACTION - Available funds for emergency mortgage assistance are very limited. They will be
disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing
Finance Agency has sixty (60) days to make a decision after it receives your application. During that time,
no foreclosure proceedings will be pursued against you if you have met the time requirements set forth
above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your
application.
NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE Fll..ING OF A PETITION IN
BANKRUPTCY, TIlE FOu..OWING PART OF THIS NOTICE IS FOR INFORMATION
PURPOSES ON]:, YAND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO
COLLECT THE DEBT.
(If you have filed bllnkruptcy you can. still apply for Emergency Mortgage Assistance.)
HOW TO CURE YOUR MORTGAGE DEF AUL T (Bring it up to date).
NA TIJRE OF THE DEF ATJI ,T - The MORTGAGE debt'heldbythe above lender on your property located
at: 25 Pin Oak I,ane :.
Newbu~ PA 17240
IS SERIOUSLY IN DEFAULT because: - .",
A. YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the
following amounts are now past due:
Montbly Pl\YlDent. of $835.45 for August, 1999 tbrough .Ianuary, 2000 - $5,012.70
Monthly I,ate Cbllrges of$41.77 for August, 1999 through December, 1999 - $208;85
Other charges (explain/itemize):
TOTAL AMOUNT PAST DUE:
$5,221.55
B. YOU HAVE FAILED TO TAKE THE FOLLOWING ACTION (Do not use ifnot applicable):
N/A
HOW TO CURlIi: THE DEFATJI,T - You may cure the default within TIIIRTY (30) DAYS of the date of
this notice BY PAYING TIlE TOTAL AMOUNT PAST DUE TO TIlE LENDER, WHICH IS $ 5,221.55 . PLUS ..
ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THETIIIRTY (30)
DAY PERIOD. PaymP.11Dt mm~t be m~np. either h.y cash, caqhier's check, certified check or mnnp.y order'made pft.yahle
and sent t.o"
Mark .J~ Udren & Associates
1040 N. t(jngll Highway, Suite 500
Cberry Hill, N.I08034
You can cure any other default by taking the following action within TIIIRTY (30) DAYS of the date of
this letter: (Do not use if not applicable)
N/A
IF YOU DO NOT CIJR~ THE DEFATJI,T -- If you do not cure the default within TIIIRTY (30) DAYS
of the date of this Notice, the lender intends to exercise its rights to accelel'llte tbe mortgage.deht. This
means that the entire outstanding balance of this debt will be considered due immediately and you may lose
the chance to pay the mortgage in monthly insta11ments. If full payment of the total amount past due is not
made within TIIIRTY (30) DAYS, the lender also intends to instruct its attorneys to start legal action to
foreclnse upon your mortgagJ'd prope~
Page 3 of6
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IF THE MORTGAGEJS FORE.ChOSED UPON - The mortgaged property will be sold by the Sheriff
to payoff the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency
before the lender begins legal proceedings against you, you will still be required to pay the reasonable
. attorney's fees that were actually incurred, up to $50.00. However, iflegal proceedings are started against
you, you will have to pay all reasonable attorney's fees actually incurred by the lender even if they exceed
$50.00. Any attorney's fees will be added to the amount you owe the lender, which may also include other
reasonable costs. lfyou cure the default \rithin the TJlTRTY (30) DAY period, you \riD not he recplired
to P'-Y attornl\Y's fees.
OTHF.R {.RNORR RRMlmTF.S - The lender may also sue you personally for the unpaid principal balance
and all other sums due under the mortgage. If your debt bas been discharged in bankruptcy without your
having reaffirmed it, then lender cannot pursue this remedy.
RIGHT TO CURE THE DEFAIlI.T PRIOR TO SHRRIFF'S SALE - If you have not cured the default
within the TInRTY (30) ])A Y period and foreclosure proceedings have begun, you still have the right to cure
the default and prevent the sale at any time up to one-hour hEifore the Sheriff's Sale You mllY do so by
paying the total amount then pa.t due, plus any late' or other chaill"" then due, rea..onable attorn<:y's fees and
costs c;"nnected with the foreclosure sale and any other co~sconnected with the Sheriff's Sale a.'llpecitied
- .... ..-
in writing by the lender and by performing any other reqJ1irements under the mortgage. Curing your default
in the manner set forth in this notice will restore your mortgage to the same position as if you had
never defaulted.
EARI,lfF,ST POSSffil.E SHRRIFF'S SAI,R DATF. -- It is estimated that the earliest date that such a
Sheriff's Sale of the mortgaged property could be held would be approximately 6 months from
the date oftbis Notice. A notice of the actual date of the Sheriffs Sale will be sent to you before the sale.
Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any
time exactly what the required payment or action will be by contacting the lender.
HOW TO CONT ACT THR I.RNORR:
Name ofl .enderIServicer:
Address:
United Companies I,ending Corporation
8549 United Plaza Boulevard
Baton Roug/!, LA 70809
225/987-2719
225/987-4228
Debbie M"Ye.".
Pbone Number:
Fax Number:
Conta.ct Person:
EFFECT OF SHERIFF'S SAI,R - You should realize that a Sheriff's Sale will end your ownership of the
mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriff's
Sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at
any time.
ASSUMPTION OF MORTGAGE - You _ may or ~ may not (CHECK ONE) sell or transfer your
home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding
payments, charges and attorney's fees and costs are paid prior to or at the sale and that the other requirements
of the mortgage are satisfied. .
Page 4 of6
.--",~ ~.-
""""',~ - , -
NOTICE
The amount of your debt is as stated in the attached document. The name of the creditor
to whom the debt is owed is as named in the attached document. Unless you notify us within
30 days after receipt of this Notice and the attached document that the validity of the stated
debt, or any portion of it, is disputed, we will assume that the debt is valid. H you do notify us
in wrilting of a dispute within the 30 day period, we will obtain verification of the debt or a
copy of a judgment against you, and mail it to you. If you do not dispute the. debt, it is not an
a~ssion of liability on your part. Also, upon .!ou~ written request within the 30 day period,
we will provide you with the name and address of the original creditor if different from the
current creditor.
If you notify us in writing within the 30 day period as stated above, we will cease collection
of your debt, or any disputed portion of it, until we obtain the information that is required
and mail it to you. Once we have mailed to you the required information, we will then
continue the collection of your debt.
This law firm is deemed to be a debt collector and this Notice and the attached document is
an attempt to collect a debt, and any information obtained will be used for that purpose.
LAW OFFICES OFMARKJ. UDREN
1st Mark J. Udren, Esquire
1040 N. Kings Highway, Suite 500
Cherry Hill, NJ 08034
(609) 482-6900
Page 5 of6
-'--'Ii. '"
~
.
YOU MAY ALSO HAVE TlIRRIGlI'L:
.
TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR
TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF TIllS DEBT.
.
TO HAVE TIllS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF.
.
TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT
HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE TIllS
RIGHt TO CURE YOUR DEFAULT MORE mAN TIIREE TIMES IN ANY CALENDAR
YEAR.)
.
TO ASSERT THE NONEXISJENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING
OR ANY OTHER LA WSillTINSTITUTED UNDER THE MORTGAGE DOCUMENTS,
TO ASSERT ANY OTIIER DEFENSE YOU SELlE\lE YOU MAY HAVE TO SUCH ACTION
BY THE LENDER.
.
.
TO SEEK PROJECTION UNDER THE FEDERAL BANKRUPTCY LAW.
'-
CONSUMER CREDIT COUNSEI.ING AGENCIES SERVING YOUR COUNTY
(Fill in a Ii'll of all Coun..eling A.gencies listed in Appendix C, FOR THE COUNTY in which the
pro pert)! i. located. u..ing additional pages if neces..aQl)
ClJMBRRJ.AND COUNTY
CCCS of Western Pennsylvania, Inc.
2000 Linglestown Road
Harrisburg, PA 17102
(717) 541-1757
FAX (717) 541-4670
YWCA of Carlisle
30 I G Street
Carlisle, PA 17013
(717) 243-3818
FAX (717) 731-9589
Financial Counseling Services of Franklin
31 West 3rd Street
Waynesboro, PA 17268
(717) 762-3285
Community Action Comm of the Capital Region
1514 Derry Street
Harrisburg, PA 17104
(717) 232-9757
FAX (717) 234-2227
.Urban League of Metropolitan Harrisburg
N. 6th Street
Harrisburg, PA 17101
(717) 234-5925
FAX (717) 234-9459
Adams County Housing Authority
139-143 Carlisle St.
Gettysburg, P A 17325
(717) 334-1518
FAX (717) 334-8326
Page 6 of6
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cha~ges for any selected optional services (See front).
1. If IOU want tiJis rei~;Pl postmarl<ed. slfcklhe gUm~ed 'lub to the righl 01 the c.lucn
addreks leavi(tg the receipt attached, and preSent.ll'le article at a post office service
window or hand)! 10 your rural carrier (no extra charge).
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return address of the article, date, detach, and retain the receipt, and mail the article.
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on a1returrt' receipt Card, Form 3811, and attach it to ihe front of lhe article by means of the
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REJURN RECEIPT REQUESTED adjacent to the number.
4. If you want deli,very reslricled to the addressee, or to an authorized agent of the
addressee, endorse RESTRICTED DEUVERY on the front of the article.
5. Enter fees for the services requested in the appropriate spaces on the front of this
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.: 6. Save this receipt and present it if you make an inquiry. l0259S.98-B.P005
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charges for any selected optional services (See /ront). .
1. If you want this .receipt postmalked. slick the gummed stub 10 the right of the relum
addr~s leaving Ihe'receipt attached, and present .ihe article at a posl office service
winddw or hqnd it to..ywr rural carrier (no extra charge/
2. 11 you do.~; want .this receipt postmarked. stick the gummed stub 10 the right 01 the
return address of the article, date, de~h, and retain the receipt, and mail the article.
3. If .you wanl a ratum receipt, write the certified mail numb'ar and your name and address
on a n,tum receipt card, Form 3811, and attach it to the front of the article by means of the
gummed. ends it space permits. Otherwise. affix to back of article. .Endorse front of article
~~~RN RECBPT REQUESTED adjacent to the number.
4. If you want delivery restricted to the addressee, or to an authorized agent of the
addressee, endorse RESTRICTED DEUVERY on the front 01 the article.
5. Enter fees lor the services requested in the appropriate spaces on the front of this
receipt. If return receipt is requested, check the applicable blocks in item 1 of Form 3811.
6. Save Ihis receipt and present it if you make an inquiry. l02595-98-8-POOS
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V E R I FIe A T ION
Mark J. Udren, Esquire, hereby states that he is the attorney
for the Plaintiff, a corporation unless designated otherwise; that
he is authorized to take this Verification and does so because of
the exigencies regarding this matter, and because Plaintiff must
verify much of the information through agents, and because he has
personal knowledge of some of the facts averred in the foregoing
pleading; and that the statements made in the foregoing pleading
are true and correct to the best of.his knowledge, information and
belief and the source of his information is public records and
reports of Plaintiff's agents. The undersigned understands that
this statement herein is made subject to the penalties. of 18
Pa.C.S. Section 4904 relating to unsworn falsification to
authorities.
Ma
Udren, ESQUIRE
UDREN & ASSOCIATES
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CASE NO: 2000-02178 P
SHERIFF'S RETURN - REGULAR
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
UNITED COMPANIES LENDING CORP
VS
WALES RONALD E
HAROLD WEARY
Sheriff or Deputy Sheriff of
Cumberland County, Pensylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE
was served upon
WALES RONALD E
the
DEFENDANT
, at 0009:30 HOURS, on the 17th day of April
2000
at 25 PIN OAK LANE
NEWBURG, PA 17240
by handing to
ANNETTE BURKHOLDER (DAUGHTER
IN LAW & RESIDENT)
a true and attested copy of COMPLAINT - MORT FORE
together with
NOTI CE
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
So Answers:
18.00
11.78
.00
10.00
.00
39.78
~~nM<~C
R. Thomas Kline
04/18/2000
MARK J. UDREN
Sworn and Subscribed to before
By:
7-.~~ ~~"'?
Deputy heri ,
me this 1'1 ~ day of
C<tA .. P CJ-u?.rD A. D .
QJ" a. ')v,d;,-,.#
r thonotary
c_'JIi!aJ!
SHERIFF'S RETURN - REGULAR
... . ......
CASE NO: 2000-02178 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
UNITED COMPANIES LENDING CORP
VS
WALES RONALD E
HAROLD WEARY
, Sheriff or Deputy Sheriff of
Cumberland County, Pensyl vania , who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE
was served upon
WALES CONSTANCE J
the
DEFENDANT
, at 0009:30 HOURS, on the 17th day of April
, 2000
at 25 PIN OAK LANE
NEWBURG, PA 17240
by handing to
ANNETTE BURKHOLDER (DAUGHTER
IN LAW & RESIDENT)
a true and attested copy of COMPLAINT - MORT FORE
together with
NOTI CE
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
So Answers:
6.00
.00
.00
10.00
.00
16.00
~~~~~(
R. Thomas Kline
04/18/2000
MARK J. UDREN
Sworn and Subscribed to before
me this JCl ~ day of
q; ~ A.D.
d. . )","l~,) A. q.l1~
Prothonotary'
By:
. ~"')/ /
Deputy Sheri -;-
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-
.
,
MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
United Companies Lending Corp.
Plaintiff
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
v.
Ronald E. Wales
Constance J. Wales
Defendant(s)
: NO. 00-2178 civil term
PRAECIPE TO SUBSTITUTE VERIFICATION
TO THE PROTHONOTARY:
Kindly substitute the attached Verification for the
Verification attached to the Complaint in Mortgage Foreclosure with
regard to the captioned matter.
MARK J. UDREN & ASSOCIATES
DATED: May 23, 2000
BY:
Ma . Udren, Esquire
At orney for Plaintiff
.
V E R I FIe A T ION
The undersigned, an officer of the Corporation which is the
Plaintiff in the foregoing Complaint or an officer
of the
Corporation which is the servicing agent of plaintiff, and being
authorized to make this verification on behalf of the Plaintiff.
hereby ve~ifies that the facts set forth in the foregoing Complaint
are taken from records maintained by persons supervised by the
undersigned who maintain the business records of the mortgage held
by Plaintiff in the ordinary course of business and that those
facts are true and correct to the best of the knowledge,
information and belief of the undersigned.
The undersigned understands that this statement is made
subject to the penalties of 18 Pa. C.S. Section 4904 relating to
unsworn falsification to authorities.
Date:
9/?r /00
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Name:
Title :L,'+t'71'1'-h",'"
Company:Un t+-E"d
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
United Companies Lending
P.O. Box 1591
Baton Rouge, LA 70821-1591
Plaintiff
.
Corp. . COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
v.
Ronald E. Wales
Constance J. Wales
25 pin Oak Lane
Newburg, PA 17240
Defendant(s)
:NO. 00-2178 civil term
PRAECIPE FOR JUDGMENT FOR FAILURE TO
ANSWER AND ASSESSMENT OF DAMAGES
TO THE PROTHONOTARY:
Kindly enter judgment in favor of the Plaintiff and against the
Defendant (s) for failure to file an Answer to Plaintiff I s Complaint
within 20 days from service thereof and for foreclosure and sale of the
mortgaged premises, and assess Plaintiff's damages as follows:
As set forth in Complaint
Interest per Complaint
From 04/01/00 to OS/23/00
Late charges per Complaint
From 04/15/00 to OS/23/00
Escrow payment per Complaint
From iii/A to N/A
$106,870.88
1,368.46
83.40
0.00
TOTAL.
$108.322.74
I hereby certify that (1) the addresses of the Plaintiff and
Defendant are as shown above, and (2) that notice has been given in
accordance with Rule 237.1, a copy of which is attached hereto.
MARK
DAMAGES ARE HEREBY ASSESSED AS
DATE: fY/::J'f ~ :JOO()
J. U ren, ESQUIRE
rney for Plaintiff
I CA(! ~
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1>RO PROTHY
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
United Companies Lending Corp.
P.O. BOX 1591
Baton Rouge, LA 70821-1591
Plaintiff
ATTORNEY FOR PLAINTIFF
~ COURT OF COMMON PLEAS
. CIVIL DIVISION
Cumberland County
v.
Ronald E. Wales
Constance J. Wales
25 pin Oak Lane
Newburg, PA 17240
Defendant(s)
NO. 00-2178 civil term
DATED:
TO:
May 10, 2000
Ronald E. Wales
25 Pin Oak Lane
Newburg, PA 17240
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN
APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE
COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST
YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE,
A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY
LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS
NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT
AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FINn OUT
WHERE YOU CAN GET LEGAL HELP.
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166
NOTIFICACION IMPORTANTE
USTED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER TOMADO LA
ACCION REQUIRIDA DE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION
DEBIDA DENTRO DE UN TERMINO DE DIEZ (10) DIAS DE ESTA NOTIFICACION,
EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARARECER USTED EN CORTE 0
ESCUCHAR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA, USTED PUEDE
PERDER BIENES Y OTROS DERECHOS, IMPORTANTES. DEBE LLEVAR ESTA
NOTIFICACION A UN ABOGADO IMMEDIATAMENTE SI USTED NO TIENE ABOGADO,
o SI NO TIENE DINERO SUFICIENTE PARA TAL SERVICIO, VAYA EN PERSONA
o LLAME POR TELEFONO A LA OFICINA, CUYA DIRECCION SE ENCUENTRA
ESCRITA ABAJO PARA AVERIGUAR DONnE SE PUEDE CONSEGUIR ASSISTENCIA
LEGAL.
SERVICIO DE REFERENCIA LEGAL
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166
NOTICE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, THIS
LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR AND THIS IS AN ATTEMPT TO
COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT
PURPOSE.
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.
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..
MARK J. UDREN & ASSOCIATES
BYI Mark J. Udren, Esquire
ATTY I.D. NO. 04302
10.0 N. KINGS HIGHWAY, SUITE 500
CHSRRY HILL, NJ 08034
856-482-6900
United Companies Lending Corp.
P.O. Box 1591
Baton Rouge, LA 70821-1591
Plaintiff
ATTORNEY FOR PLAINTIFF
v.
i COURT OF COMMON PLEAS
! CIVIL DIVISION
I CUmberland County
I NO. 00-21'8 civil tem
Ronald E. Wales
constance J. Wales
25 pin Oak Lane
Newburg, PA 17240
Defendant(s)
DATED:
TO:
May 10, 2000
Constance J. Wales.
25 Pin Oak Lane
Newburg, PA 17240
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE yOU HAVE.. FAILED TO ENTER A WRITTEN
APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE
COURT YOUR DEFENSES OR OBJECTIONS.' TO THE CLAIMS SET FORTH AGAINST
YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE,
A JUDGMENT MAY BE ENTERED AGAINST YOU W~THOUT A HEARING AND YOU MAY
LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS
NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT
AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT
WHERE YOU CAN GET LEGAL HELP. . .
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166
NOTIFICAC70N 7MPO~TANTE
USTED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER TOMADOLA
ACCION REQUIRIDA DE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION
DEBIDA DENTRO DE UN TERMINO DE DIEZ (10) DIAS DE ESTA NOTIFlCACION,
EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARARECER USTED EN CORTE 0
ESCUCHAR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA, USTED PUEDE
PERDER BIENES Y OTROS DERECHOS, IMPORTANTES. DEBE LLEVAR ESTA
NOTIFICACION A UN ABOGADO IMMEDIATAMENTE SI USTED NO TIENE ABOGADO,
o 131 NO TIENE DlNERO SUFICIENTE PARA TAL SERVICIO, VAYA EN PERSONA
o J:.,LAME POR TELEFONO A LA OFICINA, CUYA DIRECCION SE ENCUENTRA
ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA
LEGAL.
SERVICIO DE REFERENCIA LEGAL
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166
NOTICE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, THIS
LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR AND THIS IS AN ATTEMPT TO
COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT
PURPOSE.
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY .I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR .PLAINTIFF
United Companies Lending Corp.
P.O. Box 1591
Baton Rouge, LA 70821-1591
Plaintiff
~ COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
MORTGAGE FORECLOSURE
v.
Ronald E. Wales
Constance J. Wales
25 pin Oak Lane
Newburg, PA 17240
Defendant(s)
NO. 00-2178 civil term
AFFIDAVIT OF NON-MILITARY SERVICE
STATE OF Lol.z/s /A N 14
COUNTY OF r=~f 13A-lw{ 1J,I.{j.....
SS
THE UNDERSIGNED being duly sworn, deposes and says that the
averments herein are based upon investigations made and records
maintained by us either as Plaintiff or as servicing agent of the
Plaintiff herein and that the above Defendant(s) are not in the
Military or Naval Service of the United States of America or its
Allies as defined in the Soldiers and Sailors civil Relief Act of
1940, as amended, and that the age and last known residence and
employment of each Defendant are as follows:
Defendant:
Age:
Residence:
Employment:
Ronald E. Wales
Over 18
As captioned above
Unknown
Defendant:
Age:
Residerice:
Employment:
Constance J.
Over 18
As captioned
Unknown
Wales
a~fh~
Name:
Ti tle : f...; /,'., A-N" 1'1 -Sp-t-C<'A-(.,:s -h-
Company: lA"';+/TcI eon..plf>l /es
Sworn to and subscribed
before me . s ~ day
of , 20
.'''mi L. Lynch. Notary Public, duly
:missioIl2~ L:'-I~, '; :iied in and for
L . J parish of East Baton Rouge, State
of Louisiana, My commis"i"n is for I"~
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.
,.
MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL,NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
United Companies Lending Corp.
P.O. Box 1591
Baton Rouge, LA 70821-1591
.
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
Plaintiff
: MORTGAGE FORECLOSURE
v.
Ronald E. Wales
Constance J. Wales
25 pin Oak Lane
Newburg, PA 17240
: NO. 00-2178 civil term
Defendant(s)
TO: CONSTANCE J. WALES
25 pin Oak Lane
Newburg, PA 17240
NOTICE
Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby
notified that a Judgment has been entered against you in the above
proceed1ng as indicated below.
Prothonotary
~ Judgment by Default
Money Judgment
Judgment in Replevin
Judgment for Possession
Judgment on Award of Arbitration
Judgment on Verdict
Judgment on Court Findings
IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE PLEASE CALL:
ATTORNEY
Mark J. Udren. Esquire
At this telephone number:
856-482-6900
:q~i
!I'I'lI!l',
~ ,
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
United Companies Lending
P.O. Box 1591
Baton Rouge, LA 70821-1591
Plaintiff
Corp. . COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
.
: MORTGAGE FORECLOSURE
v.
Ronald E. Wales
Constance J. Wales
25 pin Oak Lane
Newburg, PA 17240
Defendant(s)
:NO. 00-2178 civil term
PRAECIPE FOR JUDGMENT FOR FAILURE TO
ANSWER AND ASSESS~ OF DAMAGES
TO THE PROTHONOTARY:
Kindly enter judgment in favor oi the Plaintiff and against the
Defendant. (s) for failure to file an Answer to Plaintiff's Complaint
within 20 days from service thereof and for foreclosure and sale of the
mortgaged premises, and assess Plaintif~'s damages as follows:
..
As set forth in Complaint
Interest per Complaint
From 04/01/00 to OS/23/00
Late charges per Complaint
From 04/15/00 to OS/23/00
Escrow payment per Complaint
From N/A to N/A
$106,870.88
1,368.46
83.40
0.00
. ,i
1;
TOTAL.'
$108.322.74
I hereby certify that (1) the :addresses of the Plaintiff and
Defendant are as shown above, and (2),1 that notice has been given in
accordance with Rule 237.1, a copy of which is attached hereto.
DAMAGES ARE HEREBY ASSESSED
DATE: ~ .J~ ;;) Q)!){)
MARK /11f~)ASSOCIAT'S
Mark! J. Udren, ESQUIRE .
At::[ney for Plaintiff
AS I CATED 4
fat(J~~.) Q .
R PROTHY
~
i
MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
United Companies Lending
P.O. Box 1591
Baton Rouge, LA 70821-1591
Corp. . COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
Plaintiff
.
: MORTGAGE FORECLOSURE
v.
Ronald E. Wales
Constance J. Wales
25 pin Oak Lane
Newburg, PA 17240
: NO. 00-2178 civil term
Defendant(s)
TO: RONALD E. WALES
25 pin Oak Lane
Newburg, PA 17240
NOTICE
Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby
notified that a Judgment has been entered against you in the above
proceeding as indicated below.
Prothonotary
-X- Judgment by Default
Money Judgment
Judgment in Replevin
Judgment for Possession
Judgment on Award of Arbitration
Judgment on Verdict
Judgment on Court Findings
IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE PLEASE CALL:
ATTORNEY
Mark J. Udren. Esquire
At this telephone number:
856-482-6900
""~
p!""
.
I'
i
MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
United Companies Lending
P.O. Box 1591
Baton Rouge, LA 70821-l591
Plaintiff
Corp. . COURT OF COMMON PLEAS
: CIVIL DIVISION
:Cutnberland County
.
: MORTGAGE FORECLOSURE
v.
Ronald E. Wales
Constance J. Wales
25 pin Oak Lane
Newburg, PA 17240
Defendant(s)
: NO. 00-2178 civil term
PRAECIPE FOR
ANSWER AND
JUDGMENT'. FOR FAILURE TO
ASSESSMENT OF DAMAGES
,
TO THE PROTHONOTARY:
Kindly enter judgment in favor o~ the Plaintiff and against the
Defendant(s) for failure to file an Answer to Plaintiff's Complaint
within 20 days from service thereof and for foreclosure and sale of the
mortgaged premises, and assess Plaintif~'s damages as follows:
'-
As set forth in Complaint
Interest per Complaint
From 04/01/00 to OS/23/00
Late charges per Complaint
From 04/15/00 to OS/23/00
Escrow payment per Complaint
From N/A to N/A
$106,870.88
1,368.46
83.40
0.00
:d
TOTAL."
$108,32-~
I hereby certify that (1) the laddresses of the Plaintiff and
Defendant are as shown above, and (2);' that notice has been given in
accordance with Rule 237.1, a copy of which is attached hereto.
DAMAGES ARE HEREBY ASSESSED
DATE: (ft';;Jy -~ ;JI'"~D
MABX (j}V"'OCIATE'
Mar~ J. Udren, ESQUIRE
Atto,rney for Plaintiff
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
united Companies Lending
P.O. Box 1591
Baton Rouge, LA 70821-1591
.
Corp. . COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
Plaintiff
.
: MORTGAGE FORECLOSURE
v.
.Rona1d E. Wales
Constance J. Wales
25 pin Oak Lane
Newburg, EA 17240
: NO. 00-2178 civil term
Defendant(s)
PRAECIPE FOR WRIT OF EXECUTION
TO THE SHERIFF:
Issue writ of Execution in the above matter:
25 pin Oak Lane
Newburg, ~A 17240
Amount due
$108.322.74
Interest From May 24. 2000
to Date of Sale september 6. 2000
Per diem @$25.82
2.736.92
(Costs to be added)
$
M rk . Udren, ESQUIRE
A TORNEY FOR PLAINTIFF
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
United Companies Lending Corp.
P.O. Box 1591
Baton Rouge, LA 70821-1591
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
Plaintiff
.
: MORTGAGE FORECLOSURE
v.
Ronald E. Wales
Constance J. Wales
25 Pin Oak Lane
Newburg, PA 17240
: NO. 00-2178 civil term
Defendant(s)
C E R T I F I CAT E
Mark J. Udren, Esquire, hereby states that he is the attorney for
the Plaintiff in the above-captioned matter and that the premises are not
subject to the provisions of Act 91 because it is:
( ) An FHA insured mortgage
( ) Non-owner occupied
( ) Vacant
( X ) Act 91 procedures have been fulfilled.
( ) Over 24 months delinquent.
This certification is made subject to the penalties of 18 Pa. C.S.
Sec. 4904 relating to unsworn falsification to authorities.
MARK J. UDREN & AOCIATES
Mark:J. Udren, ESQUIRE
ATTO. Y FOR PLAINTIFF
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l MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
United Companies Lending Corp.
P.O. Box 1591
Baton Rouge, LA 70821-1591
.
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
Plaintiff
: MORTGAGE FORECLOSURE
v.
Ronald E. Wales
Constance J. Wales
25 Pin Oak Lane
Newburg, PA 17240
: NO. 00-2178 civil term
Defendant(s)
AFFIDAVIT PURSUANT TO RULE 3129.1
United Companies Lending Corp., Plaintiff in the above action, by its
attorney, Mark J. Udren, ESQ., sets forth as of the date the Praecipe for
the Writ of Execution was filed the following information concerning the
real property located at: 25 Pin Oak Lane, Newburg, PA 17240
1. Name and address of Owner(s) or reputed Owner(s):
Name Address
RONALD E. WALES
25 PIN OAK LANE, NEWBURG, PA 17240
CONSTANCE J. WALES
25 PIN OAK LANE, NEWBURG, PA 17240
2. Name and address of Defendant(s) in the judgment:
Name Address
SAME AS #1 ABOVE
3. Name and address of every judgment creditor whose judgment is a record
lien on the real property to be sold:
Name Address
NONE
4. Name and address of the last recorded holder of every mortgage of
record:
Name Address
Plaintiff herein.
See Caption above.
5. Name and address of every other person who has any record lien on the
property:
Name Address
NONE
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v 6. Name and address of every other person who has any record interest in
the property and whose interest may be affected by the sale:
Name Address
REAL ESTATE TAX DEPT.
1 COURTHOUSE SQUARE, CARLISLE, PA 17013
Domestic Relations Section
13 N. HANOVER ST., CARLISLE, PA 17013
Commonwealth of PA,
Department of Revenue
Bureau of Compliance, Dept. 280946
Harrisburg, PA 17128-0946
7. Name and address of every
knowledge who has any interest
the sale:
Name
other person of whom the plaintiff has
in the property which may be affected by
Address
Tenants/Occupants
25 Pin Oak Lane, Newburg, PA 17240
I verify that the statements made in this affidavit are true and correct
to the best of my personal knowledge or information and belief. I
understand that false statements herein are made subject to the penalties
of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities.
MARK J. UDREN & ASSOCIATES
DATED: May 23, 2000
dren, ESQ.
for Plaintiff
Mark
Attor
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
United Companies Lending Corp.
P.O. Box 1591
Baton Rouge, LA 70821-1591
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
Plaintiff
: MORTGAGE FORECLOSURE
v.
Ronald E. Wales
Constance J. Wales
25 pin Oak Lane
Newburg, PA 17240
: NO. 00-2178 civil term
Defendant(s)
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: RONALD E. WALES
25 pin Oak Lane
Newburg, PA 17240
CONSTANCE J. WALES
25 pin Oak Lane
Newburg, PA 17240
Your house (real estate) at 25 Pin Oak Lane, Newburg, PA 17240 is
scheduled to be sold at the Sheriff's Sale on September 6, 2000, at 10:00
AM in the CUMBERLAND COUNTY COURTHOUSE, COMMISSIONERS HEARING ROOM, 2ND
FLOOR, CARLISLE, PA to enforce the court judgment of $108,322.74,
obtained by Plaintiff above (the mortgagee) against you. If the sale is
postponed, the property will be relisted for the ~ext Available Sale.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriff's Sale, you must take immedia~e actinn~
1. The sale will be cancelled if you pay to the
charges, costs and reasonable attorney's fees.
you may call: 18561 482-6900.
2. You may be able to stop the sale by filing a petition asking the Court to strike
or open the judgment, if the judgment was improperly entered. You may also ask
the Court to postpone the sale for good cause.
mortgagee the back payment. late
To find out how much you must pay,
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights.
more chance you will have of stopping the sale.
to obtain an attorney.)
The sooner you contact one, the
(See notice on. page two on how
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r YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY-AND YOU HAVE OTHER RIGHTS
EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1. If the Sheriff's Sale is not stopped, your property will be sold to the
highest bidder. You may find out the price bid by calling 856-482-6900.
2. You may be able to petition the Court to set aside the sale if the bid price
was grossly inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount
due in the sale. To find out if this has happened, you may call 856-482-6900.
4. If the amount due from the Buyer is not paid to the Sheriff, you will remain
the owner of the property as if the. sale never happened.
5. You have the right to remain in the property until the full amount due is
paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer
may bring legal proceedings to evict you.
6. You may be entitled to a share of the money which was paid for your house.
A schedule of distribution of the money bid for your house will be filed by the Sheriff
within 30 days after the sale. This schedule will state who will be receiving that
money. The money will be paid out in accordance with this schedule unless exceptions
(reasons why the proposed distribution is wrong) are filed with the Sheriff within ten
(10) days after Schedule of Distribution is filed.
7. You may also have other rights and defenses. or ways of getting your home
back, if you act immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR
CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN
GET LEGAL HELP.
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166
ASSOCIATION DE LICENCIDADOS DE FILADELFIA
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166
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ALL ~HA~ CER~AIN LO~ OR LAND, ~OGE~HER ~~H IMPROVEMEN~S ~HEREON EREC~ED,
LYING AND BEING SITUATE IN THE TOWNSHIP OF HOPEWELL, COUNTY OF CUMBERLAND,
CO""lONWEAL~H OF PENNSYLVANIA,' MORE FULLY BOUNDED AND DESCRIBED AS FOLLOWS:
BEGINNING A~ AN IRON PIN A~ ~HE EDGE OF ~HE P~~TE RIGHT-OF-WAY, HEREAFTER
DESCRIBED, A~ LINE OF LANDS NOW OR FORMERLY OF M. WAYNE HENSEL; THENCE ALONG
LANDS NOW OR FORMERLY OF M. WAYNE HENSEL AND RONALD D. EFFLAND, NORTH THIRTY-
NINE (39)-DEGREES ZERO (00) MINU~ES THIRTY (30) SECONDS WEST, THREE HUNDRED
EIGHTEEN AND NINETY-ONE HUNDREDTHS (318.91) FEET TO AN EXISTING IRON PIN,
THENCE ALONG LANDS NOW OR FORMERLY OF RONALD D. EFFLAND, NOR~H FIF~Y-FIVE
(55) DE:GREES EIGHT (08) MINUTES "FORTY-TWO (42) SECONDS EAS~, ~HIR~Y AND ZERO
HUNDREDTHS (30. 00) FEET ~O AN IRON PIN, ~HENCE ALONG LANlJS OF ~HE SAME, NORTH
TWENTY-EIGHT (28) DEGREES FiF~Y-FIVE (55) MINU~ES WEST, TWO HUNDRED ~HIRTY-
SEVEN AND FORTY-TWO HUNDRED~HS (237.42) FEET ~O' AN EXIS~ING IRON PIN A~ LINE
OF LANDS NOW OR FORMERLY OF ISAAC F. ESH; THENCE ALONG LlUIDS NOW OR FORMERLY
OF ISAAC F. ESH, NORTH ~HIRTY-THREE (33) DEGREES ~HIRTY-SIX (36) MINUTES
TWENTY (20) SECONDS EAST, ~HREE HUNDRED ~ EIGHTY-SEVEN HUNDREDTHS (300.87)
FEET TO AN EXIS~ING IRON PIN AT LINE OF LANDS NOW OR FORMERLY OF IRVIN K.
CORNELIUS; ~HENCE ALONG LANDS NOW OR FORMERLY OF IRVIN K. CORNELIUS, SOUTH
~HIR~Y-NINE (39) DEGlU!:ES ZERO (00) MINUTES ~HIRTY (30) SECONDS EAST, SIX
HUNDRED FORTY AND ~HIR~y-N'INE HUNDRED~HS (640. 39) FEE~ ~O AN IRON PIN A~ LOT
NO. 6A ON ~HE HEREINAF~ER SAID PLAN OF LO~,S, THENCE ALONG LO~ NO. 6A AND
CO~INUING ALONG LO~ NO. 6B ON ~HE HEREINAF~ER SAID PLAN OF LO~S, SOU~H FIFTY
(50) DEGREES FIFTY~NINE'(59) MINUTES ~HIRTY (30) SECONDS WES~, TWO HUNDRED
FIF~Y-EIGHT."AND SIXTY-FOUR HUNDRED~HS (25~.64) FEE~ ~O AN IRON PIN A~ ~HE
EDGE OF THE HEREAF~ER DESCRIBED PRIVA~E RIGHT-OF-WAY BY A CURVE ~o ~HE LEF~
HAVING A RADIUS OF FIFTY AND ZERO HUNDREDTHS (50. 00) FEET, AN ARC LENG~H OF
ONE HUNDR?D FIFTY-SEVEN AND EIGH~-HUNDRED~HS. (157.08) FEE~, A CHORD BEARING
SOUTH FIF~Y (50) DEGlU!:ES FIFTY-NINE (59) MINUTES ~HIRTY (30) SECONDS WES~,
AND A CHORD LENGTH OF ONE HUNDRED AND ZERO HUNDRED~HS (100. 00) FEE~ TO AN
IRON PIN A~ ~HE PLACE OF BEGINNING.
CO~AINING 4,467 ACRES ACCORDING ~O ~HE D~~ OF SURVEY OF CARL D. BER~,
ElEG:IS~ERED SURVEYOR, DATED SEPTEMBER 11, 19li-S 1 AS APPROVED BY !l'HE CUMBERLAND
COUNTY PLANNING CO~sSION AND RECORDED IN ~HE OFFICE OF ~HE RECORDER OF
DEEDS IN AND FOR CUMBERLAND COuNTY IN PLAN BOOK 59 A~ PAGE 44. BEING LO~ NO.
6C ~HEREON.
~OGE~HER ~~H UNTO ~HE GlU\N~EES, ~HEIR HEI~ AND ASSIGNS, AN UNDIVIDED, ONE-
~HIRD (1/3) INTERES~ AS ~ENAN~S IN COMMON IN AND ~O THE FEE SIMPLE OWNERSHIP
OF A CERT~N TRACT O~ LAND DESIGNATED AS LO~ NO. 6D ON THE AFOREMENTIONED
SUllDrvISION PLAN, MOlU!: FULLY BOUNDED AND DESCRIBED AS FOLLOWS:
,
BEGINNING AT AN EXIS~ING RAILROAD SPIKE S~i IN ~HE CENTERLINE OF TOWNSHIP
ROllTE ~-331 (KNOWN AS WES~ CREEK ROAD) A!J! LINE OF LANDS NOW OR FORMERLY OF M.
WA-ntE HENSEL; THENCE ALONG SAID LANDS OF H~SEL, THENCE ALONG SAJ:D LANDS OF
H~SEL, NOR~H SEVENTEEN (17) DEGREES WES~, jtWO HUNDRED FORTY-TWO AND NINETY-
SEVEN HUNDRED~HS (242.97) FEE~ TO AN EXIS~ING IRON PIN, THENCE CONTINUING
ALONG LANDS OF ~HE SAME, NOR~H THIRTY-NINE' (39) FEET ZERO (00) MINU~ES ~HIR~Y
(30) SECONDS WEST, ~HREE HUNDRED ELEVEN AND NINETY HUNDREDTHS (311.90) FEE~
~O AN IRON PIN AT LlUIDS ~O BE CONVEYED HEREIN; THENCE ~~H LANDS ~O BE
CO~YED HEREIN BY A CURVE ~O ~HE RIGHT HAVING A RADIUS OF FIFTY (50) FEE~,
AN ARC LENGTH OF TWO HUNDRED EIGHTEEN AND SI~-~HREE HUNDRED~HS (218.63)
'. FEET, A CHORD BEARING OF NOR~H EIGHTY-SIX (86) DEGREES FIF~EEN (15) MINUTES
'rWltNTY-TWO (22) SECONDS EAS~, AND A CHORD LENG~H OF EIGHTY-ONE AND SIXTY-FIVE
HUblDREDTHS (81.65) FEE~ ~O AN IRON PIN A~ LOT 6B ON ~HE AFORESAID DRAF~ OF
SU1\VEY; THENCE BY A CURVE ~O ~HE LEF~ HAVING A'RADIUS OF TWENTY-FIVE AND ZERO
HUblDREDTHS (25.00) FEE~, AN ARC LENG~H OF ~HIRTY AND SEVENTY-SEVEN HUNDRED~HS
(30.77) FEE~, A CHORD BEARING SOUTH ~HREE (03) DEGREES FOR~Y-FOUR (44)
MI~~ES ~HIRTY-EIGH~ (38) SECONDS EAS~, AND A' CHORD LENG~H OF TWENTY-EIGH~
~
,
AND EIGHTY-SEVEN HUNDREDTHS (28.87) FEET; THENCE ALONG THE SAME, SOUTH
THIRTY-NINE (39) DEGREES ZERO (00) MINUTES THIRTY (30) SECONDS EAST, ONE
HUNDRED NINETY-FIVE AND NINETY-ONE HUNDREDTHS (195.91) FEET TO AN IRON ~IN AT
LOT 6A ON THE AFORESAID DRAFT OF SURVEY; THENCE ALONG LOT 6A SOUTH THIRTY-
NINE (39) DEGREES ZERO (00) MINUTES THIRTY (30) SECONDS EAST, SIX'rY-FIVE AND
ZERO HUNDREDTHS (65.00) FEET TO AN IRON ~IN; THENCE ALONG THE SAME, SOUTH
SEVENTEEN (17) DEGREES ZERQ (00) MINUTES ZERO (00) SECONDS EAST, TWO HUNDRED
EIGHTY-NINE AND TWENTY-FOUR HUNDREDTHS (289.24) FEET TO A CONCRETE MONUMENT;
THENCE ALONG THE SAME, SOUTH FIFTY-THREE (53) DEGREES WEST, TWENTY-FIVE AND
ZERO HUNDREDTHS (25..00) ,FEET TO AN EXISTING RAILROAD S~IKE IN THE CWTERLINE
OF TOWNSHI~ ROUTE T-331 (KNOWN AS WEST CREl!jK ROAD); THENCE IN SAID TOWNSHI~
ROUTE BY A CURVE TO THE LEFT HAVING A RADIUS OF ONE HUNDRED THIRTY AND ZERO
HUNDREDTHS (130,00) FEET, AN ARC LENGTH OF,FORTi-NINE AND NINETY-SEVEN
HUNDREDTHS (49.97) FEET, A CHORD BEARING NORTH FORTY-EIGHT (48) DEGREES ZERO
(00) MINU1ES FORTY-ONE (41) SECONDS WEST, AND A CHORD LENGTH OF FORTY-NINE
AND SIXTY-SIX HUNDREDTHS (49.66) FEET TO THE ~LACE OF BEGINNING.
TOGETHER WITH UNTO THE GRANTEES, THEIR HEIRS AND ASSIGNS, IN COMMON WITH THE
OWNERS OF LOT 6A AND LOT 6B ON THE AFOREMENTIONED SUBDIVISION ~LAN, THEIR
,
HEIRS AND ASSIGNS, THE RIGHT OF INGRESS, EGJq:SS AND REGRESS FOR ~ERSONS AND
VEHICLES, AND USE AS A DRAINAGE AND UTILITY EASEMENT OVER AND ALONG A CERTAIN
~RrVATE ROAD AND CUL-DE-SAC DESIGNATED AS LOT NO. 6D ON A SUBDIVISION FLAN
RECORDED IN CUMBEllLAND COUNTY ~LAN BOOK 59, f.T ~AGE 44.
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BEING KNOWN AS
25 PIN OAK LANE
PROPERTY ID NO.
11-09-0505-023
TITLE TO SAID PREMISES IS VESTED IN RqNALD E. WALES AND CONSTANCE
J. WALES, HUSBAND AND WIFE BY DEED FROM JAY L. PYNE AND DOROTHY
PYNE, HUSBAND AND WIFE DATED 3/30/1990 AND RECORDED 4/4/1990 IN
DEED BOOK 34-M PAGE 566
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, IiIJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
United Companies Lending Corp.
P.O. Box 1591.
Baton Rouge, LA 70821-1591
Plaintiff
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
v.
Ronald E. Wales
Constance J. Wales
25 pin Oak Lane
Newburg, PA 17240
Defendant(s)
:NO. 00-2178 civil term
AFFIDAVIT OF SERVICE PURSUANT TO Pa.R.C.P.RULE 3129.1
Plaintiff, by its/his/her Attorney, Mark J. Udren, Esquire, hereby verifies
that:
1. A copy of the Notice of Sheriff's Sale, a true and correct copy of which
is attached hereto as Exhibit "A", was sent to every recorded lienholder and
every other interested party known as of the date of the filing of the
Praecipe for the Writ of Execution, on the date(s) appearing on the attached
Certificates of Mailing.
2. A Notice of Sheriff's Sale was sent to Defendant(s) by regular mail and
certified mail on the date appearing on the attached Return Receipt, which
was signed for by Defendant (s) on the date specified on the said Return
Receipt. Copies of the said Notice and Return Receipt are attached hereto as
Exhibit "B".
3. If a Return Receipt is not attached hereto, then service was by personal
service on the date specified on the attached Return of Service, attached
hereto-as Exhibit "B".
4. If service was by Order of Court, then proof of compliance with said
Order is attached hereto as Exhibit "B".
All Notices were served within the time limits set forth by Pa Rule C.P.
3129.
This Affidavit is made subject to the penalties of l8 Pa.C.S. Section 4904
relating to unsworn falsification to authorities.
Dated: August 3, 2000
MARK J. UDREN & ASSOCIATES
lH'--
BY:
Mark J. Udren, Esquire
Attorney for Plaintiff
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
United Companies Lending Corp.
P.O. Box 1591
Baton Rouge, LA 70821-1591
Plaintiff
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
v.
Ronald E. Wales
Constance J. Wales
25 pin Oak Lane
Newburg, PA 17240
Defendant(s)
NO. 00-2178 civil term
DATE: May 25, 2000
TO: ALL PARTIES IN INTEREST AND CLAIMANTS
NOTICE OF SHERIFF'S SALE
OF REAL PROPERTY
OWNER(S): RONALD E. WALES & CONSTANCE J. WALES
PROPERTY: 25 Pin Oak Lane
Newburg, PA 17240
Improvements: RESIDENTIAL DWELLING
The above captioned property is scheduled to be sold at the
Cumberland County Sheriff's Sale on September 6. 2000, at 10:00 AM,
at the CUMBERLAND COUNTY COURTHOUSE,COMMISSIONERS HEARING ROOM 2ND
FLOOR CARLISLE PA. Our records indicate that you may hold a
mortgage or judgment on the property which will be extinguished by
the sale. You may wish to attend the sale to protect your
interests.
A Schedule of Distribution will be filed by the Sheriff on a date
specified by the Sheriff not later that 30 days after sale.
Distribution will be made in accordance with the schedule unless
exceptions are filed thereto within lO days after the filing of the
schedule.
EXHIBIT A
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United Companies Lending Corp
-vs-
Ronald E. Wales and Constance 1. Wales
In The Court of Common Pleas of
Cumberland County, Pennsylvania
No. 2000-2178 Civil
R. Thomas Kline, Sheriff, who being duly sworn according to law, says this writ
is returned STAYED.
Sheriff's Costs:
Docketing
Poundage
Advertising
Posting Bills
Law Library
County
Mileage
Certified Mail
Levy
Postpone Sale
Surcharge
Share of Bills
Law Journal
Patriot News
30.00
35.64
15.00
15.00
.50
1.00
23.56
3.29
15.00
40.00
30.00
23.53
921.05
664.73
$ 1,818.30 pd by atty
12/01/00
So answers:
Sworn and subscribed to before me
This ~. day of A/Jn<<~
2000, A.D. ~t2 ~~
rothonotary
R. Thomas Kline, Sheriff
BY~~~
Real Estate Deputy
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
United Companies Lending Corp.
P.O. Box 1591
Baton Rouge, LA 70821-1591
.
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
Plaintiff
.
: MORTGAGE FORECLOSURE
v.
Ronald E. Wales
Constance J. Wales
25 pin Oak Lane
Newburg, PA 17240
Defendant Cs)
: NO. 00-2178 civil term
AFFIDAVIT PURSUANT TO RULE 3129.1
,
United Companies Lending Corp., Plain~iff in the above action, by its
attorney, Mark J. Udren, ESQ., sets fort~ as of the date the Praecipe for
the writ of Execution was filed the foll6~ing information concerning the
real property located at: 25 pin Oak Lane, Newburg, PA 17240
1. Name and address of Owner(s) or reputed Owner(s):
Name Addres~
RONALD E. WALES
25 PIN O~ LANE, NEWBURG, PA 17240
CONSTANCE J. WALES
25 PIN OAK LANE, NEWBURG, PA 17240
2. Name and address of Defendant(s) in ~he judgment:
Name Address
SAME AS #1 ABOVE
,
:'[i
,-
3. Name and address of every judgment cr~ditor whose judgment is a record
,
lien on the real property to be sold: "
Name Addres~
NONE
4. Name and address of the last recorded holder of every mortgage of
record:
Name Address
Plaintiff herein.
See Caption above.
5. Name and address of every other person who has any record lien on the
property:
Name Address
NONE
1-'\,,,
-,I;'
.
.
6. Name and address of every other person who has any record interest in
the property and whose interest may be affected by the sale:
Name Address
REAL ESTATE TAX DEPT.
. 1 COURTHOUSE SQUARE, CARLISLE, PA 17013
Domestic Relations Section
13 N. HANOVER ST., CARLISLE, PA 17013
Commonwealth of PA,
Department of Revenue
Bureau of Compliance, Dept. 280946
Harrisburg, PA 17128-0946
7. Name and address of every
knowledge who has any interest
the sale:
Name
other person of whom the plaintiff has
in the property which may be affected by
Address
Tenants/Occupants
25 Pin Oak Lane, Newburg, PA 17240
I verify that the statements made in this affidavit are true and correct
to the best of my personal knowledge, or information and belief. I
understand that false statements herein are made subject to the penalties
of 18 Pa.C.S. sec. 4904 relating to uns~orn falsification to authorities.
MARK J. UDREN & ASSOCIATES
DATED: May 23, 2000
!
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Mark; .
,
Att~,rfey
dren, ESQ.
for Plaintiff
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
United Companies Lending Corp.
P.O. Box 1591
Baton Rouge, LA 70821-1591
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
Plaintiff
.
: MORTGAGE FORECLOSURE
v.
Ronald E. Wales
Constance J. Wales
25 pin Oak Lane
Newburg, PA 17240
) Defendant(s)
: NO. 00-2178 civil term
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: RONALD E. WALES
25 pin Oak Lane
Newburg, PA 17240
CONSTANCE J. WALES
25 pin Oak Lane
Newburg, PA 17240
Your house (real estate) at 25 Pin Oak Lane, Newburg, PA 17240 is
scheduled to be sold at the Sheriff's Sa4e on September 6, 2000, at 10:00
AM in the CUMBERLAND COUNTY COURTHOUSE, COMMISSIONERS HEARING ROOM, 2ND
FLOOR, CARLISLE, PA to enforce the c;ourt judgment of $108,322.74,
obtained by Plaintiff above (the mortgag~e) against you. If the sale is
postponed, the property will be relisted for the Next Available Sale.
NOTICE OF OWNE~~ RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
, i
To prevent this Sheriffls Sale, you must take 1MmAdiate actio~~
1. The sale will be cancelled if you pay to the
charges, costs and reasonable attorney's fees.
,
you may call: (8561 482-6900. ~:
,
2~ You may be able to stop the sale by filing a petition asking the Court to strike
or open the judgment, if the judgment was improperly entered. You may also ask
the Court to postpone the sale for good cause.
mortgagee the back payment, late
To find out how much you must pay,
3:. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights.
more chance you will have of stopping the sale.
to obtain an attorney.)
The sooner you contact one, the
{See notice on page two on how
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YOU MAY STILL ~.E~ABLE-.T.Q SAVE YOUR PROPERTY AND---YQU_HAYE OTHER !UGK~S
EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1. If the Sheriff's Sale is not stopped, your property will be sold to the
highest bidder. You may find out ~he price bid by calling 856-482-6900.
2 . You may be able to peti tion the Court to set aside the sale if the bid price
was grossly inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount
due in the sale. To find out if this has happened, you may call 856-482-6900.
4. If the amount due fram the Buyer is not paid to the Sheriff, you will remain
the owner of the property as if the sale never happened.
5. You have the right to remain in the property until the full amount due is
paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer
may bring legal proceedings to evict you.
6. You may be entitled to a share of the money which was paid for your house.
A schedule of distribution of the money bid for your house will be filed by the Sheriff
within 30 days after the sale. This schedule will state who will be receiving that
money. The money will be paid out in accordance with this schedule unless exceptions
(reasons why the proposed distribution is wrong) are filed with the Sheriff within ten
(10) days after Schedule of Distribution is filed.
7. You may also have other rights and'defenses, or ways of getting your home
back, if you act immediately after the sale. ,
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR
CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN
GET LEGAL HELP. I
LAWYER REFERRAL SERVICE
Cumberland County Bar~Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166
ASSOCIATION DE LICENCIDADOS DE FILADELFIA
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3:J.(j6
ifi
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ALL ~HA~ CER~AIN LO~ OR LAND, ~oGE~HER WI~H IMPROVEMEN~S ~HEREON EREC~ED,
LYING AND BEING SITUA~E IN ~HE ~OWNSHIP OF HOPEWELL, COUNTY OF CUMBERLAND,
COI1!-JONWEAL~H OF PENNSnVANIA, MOllE FULLY BOUNDED AND DESCRIBED AS FOLLOWS:
BEGINNING A~ AN IRON PIN A~ ~HE EDGE OF ~HE PRr~~E RIGH~-OF-WAY, HEREAF~ER
DESCRIBED, AT LINE OF LANDS NOW OR FOI1MERLY OF M. WAYNE HENSEL; ~HENCE ALONG
LANDS NOW OR FORMERLY OF M. WAYNE HENSEL AND RONALD D. EFFLAND, NO~H ~HIR~Y-
NINE (39). DEGREES ZERO (00) MINU'rES ~HIRTY (3D) SECONDS WES~, ~HREE HUNDRED
EIGH~EEN AND NINETY-oNE HUNDRED~HS (3J.S. 9J.) FEE~ ~O AN EXIS~ING IRON PIN;
~HENCE ALONG LANDS NOW OR FOIlMl!:RLY OF RONALD D. EFFLAND, NOR~H FIF~Y-FIVE
(55) DEGIlEES EIGH~ (OS) MINU'rES FORTY-TWO (42) SECONDS EAS~, ~HIRTY AND ZERO
HUNDRED~HS (30.00) FEE~ ~O AN IRON PIN; ~HENCE ALONG LANDS OF ~HE SAME, NOR~H
=TY-EIGH~ (2S) DEGREES FIFTY-FIVE (55) MINU~ES WES~, TWO HUNDIlED ~HIRTY-
SEVEN AND FO~-TWO HUNDRED~HS (231.42) FEE~ ~O AN EXIS~ING IRON PIN A~ LINE
OF LANDS NOW OR FOI1MERLY OF ISAAC F. ESH; ~HENCE ALONG LANDS NOW OR FOI1MERLY
OF ISAAC F. ESH, NOR~H ~HIRTY-~HREE (33) DEGREES ~HIR~Y-SIX (35) MINU~ES
TWENTY (20) SECONDS EAS~, ~HIlEE HUNDRED AND EIGHTY-SEVEN HUNDRED~HS (300.S1)
FEE~ ~o AN EXIS~ING IRON PIN A~ LINE OF LANDS NOW OR FOIlMl!:RLY OF IRVIN K.
CORNELIUS; ~HENCE ALONG LANDS NOW OR FORMERLY OF IRVIN K. CORNELIUS, SOUTH
~HIR~Y-NINE (39) DEGIlEES ZERO (00) MINU'rES ~HIRTY (30) SECONDS EAS~, SIX
HUNDRED FORTY AND ~HIRTY-NINE HUNDRED~HS (540.39) FEE~ ~o AN IRON PIN A~ LO~
NO. 5A ON ~HE HEREINAFTER SAID PLAN OF LO~S; ~HENCE ALONG LO~ NO. 5A AND
CONTINUING ALONG LO~ NO. 5B ON ~HE HEREINAF~ER SAID PLAN OF LO~S, SOUTH FIFTY
(50) DEGREES FIFTY~NINE' (59) MINU'rES ~HIRTY (30) SECONDS WES~, TWO HUNDRED
FIFTY-EIGH~..AND SIXTY-FOUR HUNDRED~HS (25S.54) FEE~ ~o AN IRON PIN A~ THE
EDGE OF ~HE HEREAF~ER DESCRIBED PRIVA~E RIGH~-OF-WAY BY A CURVE ~O ~HE LEF~
HAVING A RADIUS OF FIFTY AND ZERO HUNDRED~HS (50.00) FEE~, AN ARC LENG~H OF
ONE HUND~ FIFTY-SEVEN AND EIGH~-HUNDRED~HS (J.51.0S) FEE~, A CHORD BEARING
SOUTH FIFTY (50) DEGREES FIFTY-NINE (59) MINU'rES ~HIRTY (30) SECONDS WEST,
AND A CHORD LENG'rH OF ONE HUNDRED AND ZERO HUNDREDTHS (J.OO, 00) FEET TO AN
IRON PIN AT ~HE PLACE OF BEGINNING.
CONTAINING 4.451 ACRES ACCORDING ~O THE DRAF~ OF SURVEY OF = D. BERT,
REGISTERED SURVEYOR, DATED SEPTEMBER 11, 1989, AS APPROVED BY THE CUMBERLAND
COUNTY PLANNING COMMISSION AND RECORDED IN THE OFFICE OF THE RECORDER OF
DEEDS IN AND FOR CUMBERLAND COUNTY IN PLAN BOOK 59 AT PAGE 44. BEING LOT NO.
6C THEREON.
TOGETHER WITH UNTO THE G~EES, THEIR HE::tRS AND ASSIGNS, AN UNDIVIDED, ONE-
THIRD (J./3) INTEREST AS ~ENAN~S IN COMMON IN AND TO THE FEE SIMPLE OWNERSHIP
OF A CERTAIN TRAC~ OF LAND DESI~ED AS LOT NO. 50 ON THE AFOREMENTIONED
SUBDIV:tSION PLAN, MORE FULLY BOUNDED AND DESCRIBED AS FOLLOWS:
BEGINNING ~ AN ~STING RAILROAD SFIKE SET IN THE CENTERLINE OF TOWNSHIP
ROUTE ~-33J. (KNOWN AS WEST CREEK ROAD) A~ LINE OF LANDS NOW OR FOI1MERLY OF M.
WAYNE HENSEL; 'rHENCE ALONG SAID LANDS OF HENSEL, THENCE ALONG SAID LANDS OF
HENSEL, NOR~H SEVEN'l!EEN (J.1) DEGREES WEST, TWO HUNDRED FORTY-TWO AND NINETY-
SEVEN HUNDREDTHS (242.91) FEE~ ~O AN EXISTING IRON PIN; ~HENCE CONTINUING
ALONG LANDS OF THE SAME, NORTH THIRTY-NINE (39) FEET ZERO (00) MINU'rES THIRTY
(30) SECONDS WES~, ~HREE HUNDRED ELEVEN AND NINETY HUNDREDTHS (3J.J..90) FEET
~o AN IRON PIN A~ LANDS ~O BE CONVEYED HEREIN; THENCE WITH LANDS TO BE
CONVEYEDHEIlEIN BY A CURVE TO THE RIGHT HAVING A RADIUS OF FIFTY (50) FEET,
AN ARC LENG~H OF TWO HUNDRED EIGHTEEN AND SIXTY-THREE HUNDRED~HS (2J.S.63)
FEET, A CHORD BEARING OF NORTH EIGHTY-SIX (S6) DEGREES FIF~EEN (J.5) MINU'rES
=TY-TWO (22) SECONDS EAS~, AND A CHORD LENGTH OF EIGHTY-ONE AND SIXTY-FIVE
HUNDREDTHS (SJ..55) FEET ~O AN IRON PIN AT LOT ~B ON THE AFORESAID DRAFT OF
SURVEY; THENCE BY A CURVE ~O THE LEF~ HAVING A RADIUS OF TWENTY-FIVE AND ZERO
HUNDREDTHS (25.00) FEET, AN ARC LENGTH OF ~HIRTY AND SEVEN'l!Y-SEVEN HUNDREDTHS
(30.11) FEET, A CHORD BEARING SOUTH THREE (03) DEGREES FORTY-FOUR (44)
MINU~ES THIRTY-EIGH~ (3S) SECONDS EAS~, AND A' CHORD LENGTH OF TWENTY-EIGHT
.'
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.
AND EIGHTY-SEVEN HUNDREDTHS (28.87) FEET; THENCE ALONG THE SAME, SOUTH
THIRTY-NINE (39) DEGREES ZERO (00) MINUTES THIRTY (30) SECONDS EAST, ONE
HUNDRED NINETY-FIVE AND NINETY-ONE HUNDREDTHS (195.91) FEET TO AN IRON ~IN AT
LOT 6A ON THE AFORESAID DRAFT OF SURVEY; THENCE ALONG LOT 6A SOUTH THIRTY-
NINE (39) DEGREES ZERO (00) MINUTES THIRTY (30) SECONDS EAST, SIXTY-FIVE AND
ZERO HUNDREDTHS (65.00) FEET TO AN IRON PIN; THENCE ALONG THE SAME, SOUTH
SEVENTEEN (17) DEGREES ZERO (00) MINUTES ZERO (00) SECONDS EAST, TWO HUNDRED
EIGHTY-NINE AND TWENTY-FOUR HUNDREDTHS (289.24) FEET TO A CONCRETE MONUMENT;
THENCE ALONG THE SAME, SOUTH FIFTY-THREE (53) DEGREES WEST, TWENTY-FIVE AND
ZERO HUNDREDTHS (25,,00) ,FEET TO AN EXISTING RAILROAD SPIKE IN THE CENTERLINE
OF TOWNSHI~ ROUTE T-331 (KNOWN AS WEST CREEK ROAD); THENCE IN SAID TOWNSHI~
ROUTE BY A CURVE TO THE LEFT HAVING A RADIUS OF ONE HUNDRED THIRTY AND ZERO
HUNDREDTHS (130,00) FEET, AN ARC LENGTH OF FORTY-NINE AND NINETY-SEVEN
HUNDREDTHS (49.97) FEET, A CHORD BEARING NORTH FORTY-EIGHT (48) DEGREES ZERO
(00) MINU'lES FORTY-ONE (41) SECONDS WEST, AND A CHORD LENGTH OF FORTY-NINE
AND SIXTY-SIX HUNDREDTHS (49.66) FEET. TO THE ~LACE OF BEGINNING.
TOGETHER ~TH UNTO THE GRANTEES, THEIR HEIRS AND ASSIGNS, IN COMMON WITH THE
OWNERS OF LOT 6A AND LOT 6B ON THE AFOREMENTIONED SUBDIVISION ~LAN, THEIR
HEIRS AND ASSIGNS, THE RIGHT OF INGRESS, EGRESS AND REGRESS FOR ~ERSONS AND
VEHICLES, AND USE AS A DRAINAGE AND UTILITY EASEMENT OVER AND ALONG A CERTAIN
~RIVATE ROAD AND CUL-DE-SAC DESIGNATED AS LOT NO. 6D ON A SUBDIVISION ~LAN
RECORDED IN CUMBERLAND COUNTY ~LAN BOOK 59, AT ~AGE 44.
BEING KNOWN AS
25 PIN OAK LANE'
PROPERTY ID NO.
11-09-0505-023
TITLE TO SAID PREMISES IS VESTED IN RqNALD E. WALES AND CONSTANCE
J. WALES, HUSBAND AND WIFE BY DEED FROM JAY L. PYNE AND DOROTHY
PYNE, HUSBAND AND WIFE DATED 3/30/1990 AND RECORDED 4/4/1990 IN
DEED BOOK 34-M PAGE 566
-"~,,", .
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WRIT OF EXECUTIOttandJor ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO. 00-2178 CIVIL @' Term
CIVIL ACTION - LAW
TO THE SHERIFF OF
Cumberland
COUNTY:
United Companies Lending Corp. '
To satisfy the debt, interest and costs due
PLAINTIFF(S)
Ronald E. Wales and Constance J. Wales, 25 pin Oak Lane, Newburg, PA 17240
from
DEFENDANT(S)
(1) You are directed to levy upon the property of the defendant(s) and to sell See Legal Description
,;,<,!
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of
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GARNISHEE(S) as follows:
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and to nomy the garnishee(s) that: (a) an attachmenfhas been issued; (b) the garnishee(s) is/ate erijGined.from paying any
debt to or for the account of the defendant(s) and from delivering any property of the defendant(s) or otherwise disposing
thereof;,-,___ ___",
(3) If property olthe defendant(s) not levied upon an subjectto attachment is found inthe pOl;session of anyone other
than a named garnishee, you are directed to nomy him/herthat he/she has been added as a garnishee and is enjoined as above
stated_
Amount Due :\ '2~7M .t32a1~ f 15 1 'J '6 'M
-FrulU I e 0 d e / /
Interest per diem @ $25.82 - $2,736.92
Ally's Comm
Ally Paid
Plainmf Paid
%
LL
Due Prothy
Other Costs
$.50
$1.00
$127.78
Date:
May 30, 2000
~
Curtis R. Long
Prothonotary, Civil Division
Lho-r'''' P 7pCr7/>iTt. r--
Deputy
REQUESTING PARTY:
Name Mark J. Udren, Esq.
Address: 1040 N. Kinqs Hiqhway,
Cherry Hill, NJ 08034
Attorney for~ Plaintiff
Telephone: 856-482-6900
Supreme Court ID No, 04302
Suite 500
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or.
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REAL ESTATE SALE No. 'J.Jl
c:nr /. ~ the sheriff levied upon the defendants
interest in the real property situated in /4h. Ll,#IZ",A.A J;,.,o
r
Cumberland County I Pa" known and numbered as: :J.S L ~,.,j~
~ and more fully described on exhibit "A" filed with
this writ and by this reference Incorporated herein.
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UDREN LAW OFFICES, P.C.
BY: Mark J. UdreD, Esquire
ATTY I.D. NO. 04302
WOODCREST CORPORATE CENTER
111 WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
856-669-5400
ATTORNEY FOR PLAINTIFF
united Companies Lending Corp.
Plaintiff
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
v.
Ronald E. Wales
Constance J. Wales
Defendant
NO. 00-2178 Civil Term
PRAECIPE TO WITHDRAW JUDGMENT AND DISCONTINUE WITHOUT PREJUDICE
TO THE PROTHONOTARY:
Kindly mark the above captioned matter JUDGMENT
WITHDRAWN and ACTION DISCONTINUED WITHOUT PREJUDICE, upon payment
of your costs only.
Mark ren, Esquire
UDREN OFFICES, P.C.
Attorney for Plaintiff
DATED: Februarv 1, 2007
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