Loading...
HomeMy WebLinkAbout00-02178 HARK J. UDREN & ASSOCIATES BY: Mark J. Udren, EsqUire ATTY ~.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF United Companies Lending P.O Box 1591 Baton Rouge, LA 70821-1591 Plaintiff Corp. . COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County v. Ronald E. Wales Constance J. Wales 25 pin Oak Lane Newburg, PA 17240 Defendant(s) :NO. 00 - ~17l? C"v; l Y €'..Un. COMPLAINT IN MORTGAGE FORECLOSURE YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYERS REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013-3387 717-249-3166 '1-~",,'~_ . ~ " AVISO Le han demandado a usted en la corte. si usted quiere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene veinte (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Hace falta ascentar una comparencia escrita 0 en persona 0 con un abogado y entregar a la corte en forma escrita sus defensas 0 sus objeciones alas demandas en contra de su persona. Sea avisado que si usted no se dafiende, la corte tomara medidas y puede continuar la demanda en contra suya sin previo aviso 0 notificacion. Ademas, la corte puede decidir a favor del demandante y requiere que usted cumpla con todas las provisiones de esta demanda. Usted puede perder dinero 0 sus propiedades u otros derechos importantes para usted. LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIAT~E, SI NO TIENE ABOGADO o SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SER~ICIO, VAYA EN PERSONA 0 LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONnE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. Cumberland County Bar Association 2 Liberty Avenue Carlisle, P A 17013-3387 717-249-3166 1-'- ~" ..... . ~I NOTICE The amount of your debt is as stated in the attached ocument. The name of the creditor to whom the debt is owed is as named in the attached d cument. Unless you notify liS within 30 days after receipt of this Notice and the attached do ument that the validity of the stated debt, or any portion of it, is disputed, we will assume th t the debt is valid. If you do notify us in writing of a dispute within the 30 day period, we . obtain verification of the debt or a copy of a judgment against you, and mail it to you. If y u do not dispute the debt, it is not an admission of liability on your part. Also, upon your wri en request within the 30 day period, we will provide you with the name and address of the riginal creditor if different from the current creditor. If you notify us in writing within the 30 day period as stated above, we will cease collection of your debt, or any disputed portion of it, until we 0 tain the information that is required and mail it to you. Once we have mailed to you th required information, we will then continue the collection of your debt. This law finn is deemed to be a debt collector and this Notice and the attached document is an attempt to collect a debt, and any information obt . ed will be used for that purpose. LAW OFFICES 0 MARK J. UDREN 1st Mark J. Udren, squire 1040 N. Kings Hi way, Suite 500 Cherry Hill, NJ 08 34 (856) 482-6900 '''- .'" 1. plaintiff is the Corporation designated as such in the caption on a preceding page. If Plaintiff is an assignee then it is such by virtue of the following recorded assignments: Assignor: America's Wholesale Lender Assignments of Record to: Bankers Trust Company of California, N.A as Custodian or Trustee under the Applicable Custodial or Trust Agreement without recourse Recording Date: 9/21/98 Book: 588 Page: ,1004 Assignor:Bankers Trust Company of California, N.A as Custodian or Trustee under the Applicable Custodial or Trust Agreement without recourse Assignee:United Companies Lending Corporation Recording Date: Lodged for recording 2. Defendants are the individuals designated as such on the caption on a preceding page, whose last known address is as set forth in the caption, and unless designated otherwise, is the real owners and mortgagors of the premises being foreclosed. 3. On or about the date appearing on the Mortgage hereinafter described, at the instance and request of Defendants, Plaintiff (or its predecessor, hereinafter called Plaintiff) loaned to the Defendants the sum appearing on said Mortgage, which Mortgage was executed and delivered to Plaintiff as security for the indebtedness. Said Mortgage is incorporated herein by reference in accordance with Pa.R.C.P. 1019 (g). The information regarding the Mortgage being foreclosed is as follows: MORTGAGED PREMISES: 25 pin Oak Lane MUNICIPALITY/TOWNSHIP/BOROUGH: Township of Hopewell COUNTY: Cumberland DATE EXECUTED: 10/22/97 DATE RECORDED: 10/28/97 BOOK: 1412 PAGE: 678 --~, - - The legal description of the mortgagedjpremises is attached hereto and made part hereof. i , , I 4. Said Mortgage is in default b~cause the required payments have not been made as set forth , beldw, and by its terms, upon I I brecrch after notice, all sums breach and failure to cure said secured by said Mortgage, together withlother charges authorized by , said Mortgage itemized below, shall bel immediately due. I After demand, the Defendants fontinues to fail or refuses , fis follows: , , (a) by failing or refusing toi pay the installments of principal and interest when Jue in the amounts indicated I \ 5. to comply with the terms of the Note (b) below; i i I by failing or refusing to pay other charges, if any, I I indicated below. I I The following amounts are due on the said Mortgage as of ! , , 6. 3/31/00: Principal of debt due and unbaid Interest at 10% ARM* ! from 7/01/99 to 3/31/00 I (the per diem interest accru~ng on this debt is $25.83 and th.atl sum should be added each day aft~r 3/31/00) I I $94,287.51 7,103.25 Title Report 250.00 Court Costs (anticipated, ex~luding Sheriff's Sale costs) Escrow Overdraft/(Balance) I (The monthly escrow on this ~ccount is $0.00 and that sum should! be added on the first of eac~ month after 3/31/00) . 280.00 0.00 Late Charges (monthly late charge of $41.rO should be added on the fifteenth of each month after 3/31/00) ! 422.92 ',~~. .' , _.~ NOn-Escrow (187.18) Attorneys Fees (anticipated and actual to 5% of principal) 4,714.38 .TOTAL $106,870.88 *This is an Adjustable Rate Mortgage and the interest rate and perdiem are subject to adjustment as more fully set forth in the Note and Mortage. 7. The attorney's fee set forth above are in conformity with the mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged in accordance with the reduction provisions of Act 6, if applicable. 8. The combined notice specified by the Pennsylvania Homeowner's Emergency Mortgage Assistance Program, Act 91 of 1983 and Notice of Intention to Foreclose under Act 6 of 1974 has been sent to each defendant, via certified and regular mail, accordance with the requirements of those acts, and the date appearing on the copy attached hereto as exhibit A, and made part hereof, and defendants have failed to proceed within the time limits, or has been determined ineligible, or Plaintiff has not been notified in a timely manner of Defendants eligibility. WHEREFORE, the Plaintiff demands judgment, in rem, against the Defendants herein in the sum of $106,870.88 plus interest, costs and attorneys fees as more fully set forth in the C mplaint, and for foreclosure and sale of the Mqrtg ge ~. Udren, ESQUIRE . UDREN & ASSOCIATES ney for Plaintiff Mark MARK Atto '-, , - ALL lIRAlI! CEII!r.A:IN LOll! OR LAND, lI!OGEl!IIZR w'[lI!H IM1'R6vl!lMEN'rs lI!HEREON ZRl!:ClI!l!:D, LYmG AND BEmG S:I!rUAlI!E :IN lI!HE lI!OWNSH:IP OF HOPZIIELL, COUN'rY OF ctlMIlEllLAND, COMMONOiElILl!II OF PmNNSlfLVAN:IA, MORE FOLLY BOUNDl!:D AND DESCR:IBED AS FOLLOWS: BEG:INNnlG All! AN :IRON P:IN All! lI!lIl!: l!:DGE OF lI!HE PR:IVAl!l!: RJ:GHlI!-OF-WAY, HElU!:AIi'l!ER DESCRJ:Bl!:D, All! L:INE OF LANDS NOW OR FORMl!:llLY OF M. WAnm HI!:NSZL; l!IIENCJ![ ALONG LANDS NOW OR FORMl!:llLY OF M. WAYNl!l HENSZL AND RONllLD D. EFFLAND, NORlI!H lI!H:IRl!Y- NJ:NE (39) DEGRl!:ES ZERO (00) MJ:N1Jl!ES lI!H:IRl!Y (30.) smc:ONDS Wl!lSlI!, lI!lI1lI!rE 1lUNDRl!lD E:IGlllI!EEN AND NmEl!Y-ONE llUNDRl!lDlI!HS (3~8.9~) n:ElI! l!O AN =SlI!:ING :IRON P:IN; lI!HENCE ALONG LANDS NOW OR FORMl!:llLY 01' RONllLD D. EFFLAND, NORlI!H I':IFft-Ii'J:VE (55) DE~S E:IGHl! (08) M:INUl!ES FORl!Y-~ (42) SECONDS mAS~, lI!H:IRl!Y AND ZERO llUNDJal!:DlI!HS (30.00) FEElI! lI!O AN :IRON P:IN; lI!HmiCE ALONG LANDS OF lI!HE S2IMI!:, NORlI!H l!WZN'fY.,.E:IGlllI! (28) DEGlIEl!;S F:IIi'l!Y-F:rv:e: (55) M:INUl!ES Wl!lSlI!, l!WO 1lUNDRl!lD l!II:IRTX'- SE:VEN AND FORn-l!WO llUNDRl!lDlI!HS (2.37.42) FEElI! lI!O AN ZX:ISlI!:ING :IRON P:IN All! LDlI!:. OF LANDS NOW OR FORMI!:llLY OF :ISAAC F. ESH; lI!lIENCE ALONG LANDS NOW OR FORMl!:llLY OF :ISAAC 1'. ESH, NOR!l!H l!II:IRl!Y-lI!HREE (.33) .1:i.BG~ES l!II:IRl!Y-S:Il!1 (36) MJ:N1Jl!ES l!WZN'fY (20) SI!lCONDS mASlI!, lI!HRl!Il!: 1lUNDRl!lD ANil".E:IGHl!Y-SI!:VI!:N IlUNDllEDl!IIS (300.87) FEI!lll! l!O AN mxtSl!:ING :IRON P:IN All! LDlI!: 01' LANDS NOw OR 1'00000BLY 01' :IRV:IN K. CORNEL:IUS; lI!HENCE ALONG LANDS NOW OR FORMI!:llLY OF :IRV:IN K. CORNZL:IUS, SOUTH ->J!H:IRl!Y-N:INE(39) DEGRl!Il!:S ZI!lRO (00) MJ:Nll'l!I!lS .mH:IRl!Y (30) SECONDS mASlI!, S:IX 1lUNDRl!lD roRl!Y AND l!II:IRl!Y-NnlE llUNDRl!lDl!IIS (640.39) FUll! lI!O AN :IRON PDr A~ LOll! NO. 6A ON lI!HI!l III!lBE:INAI'l!ER SAm PLAN OF LOll!S; lI!HENCE ALONG LOll! NO. 6A AND CON'r:INU:tNG ALONG LOll! NO. 6B ON lI!lIl!: lII!lBE:INAI'lI!ER SAJ:D PLAN or LOll!S, SOUl!H r:IFl!Y (50) DEGREES I':IFft-N:INE (59) M:INUl!ES lI!H:IRl!Y (30) SECONDS Wl!lSlI!, l!WO 1IUND!lED F:IFlI!Y-UGII'r AND S:IXl!Y-FOUR llUNDRl!lDlI!"S (258.64) FBElI! lI!O AN :IRON pm All! lI!HE EDGB OF lI!HE HElU!:AIi'lI!ER DBSCRJ:Bl!:D P~B RJ:GHlI!-OF-WAY BY A CURVIt lI!O lI!HB LEl'lI! HAv:ING A RlII):IUS Oli' 1':I1i'l!Y AND ZI!:RO llUNDRl!lDlI!HS (50.00) Ii'BBlI!, AN ARC LENG'rH OF. ONE 1lUNDRl!lD FJ:Fl!Y-SI!:VI!:N AND E:IGII'r-IlUNDRl!lDlI!HS (~57. 08) FBElI!, A CHOBD BEAlUNG SOUTH F:IFl!Y (50) DBGREES F:IFl!Y-N:INE (59) M:INUl!ES lI!H:IRl!Y (30) SECONDS Wl!lSlI!, AND A CHOBD LENG'rH OF ONE 1lUNDRl!lD AND ZI!:RO llUNDRl!lDlI!HS (~OO. 00) FBBlI! lI!O AN :IRON P:IN All! lI!HB PLACE OF BBG:INN:ING. CON'rA:IN:ING 4.467 ACRES ACCOBD:ING lI!O l!IIB DRAl'lI! OF SURVltY or CABL D. BBR!I!, REG:ISl!l!:Rl!lD SURvEYOR, DAlI!l!:D SBPl!EMBBR ~~, ~989, AS APPROVl!:D BY lI!HE ctlMIlBllLlIND COtlN'rY PLlINNDl'G COMlI[[SS:ION AND RECOBDl!:D :IN lI!HB OFF:ICE OF lI!HB RECOBDBR 01' DEBDS :IN AND FOR ctlMIlBllLlIND COtlN'rY Dr PLAN BOOK 59 All! PAGE 44. BEmG LO!!.' NO. 6C lI!HBREON. lI!OGBlI!HBR w'[lI!H lJNl!O lI!HB G1IANl!US, lI!HB:IR HI!::IRS AND ASS:IGNS,. AN llND:tv:IDl!:D, ONE- l!II:IBD (~/3) :I1'I'rZRl!:SlI! AS lI!BNl\Nl!S :IN COMMON :IN AND lI!O lI!HB FBE SIM1'LE OWNERSH:IP OF A CBRlI!AJ:N 1!RAC'r 01' LAND DBS:IGNAl!ED AS LOll! NO. 60 ON lI!HE Ali'OllEMBN'l!:IONED SUBD:tv:IS:ION PLAN, MORE FOLLY BOllNDl!:D AND DBSCR:IBl!:D AS FOLLOWS: BBG:INN:tNG All! AN =SlI!:ING ElA:ILROAD SP:IKB SBlI! :IN lI!HB CEN'rEllL:INE 01' lI!OWNSH:IP ROUTB lI!-33~ (!tHOWN AS Wl!lSlI! ClU!:EK ROAD) All! LDlI!: OF LANDS NOW OR FOBMEllLY 01' M. WAYNl!l HENSZL; lI!HENCB ALONG SAm LANDS 01' HENSZL, lI!HENCB ALONG SAJ:D LANDS OF HENSZL, NOR!I!H SBVI!IN'rBI!:N (~7) DBGIlEBS Wl!lSlI!, mo 1lUNDRl!lD FORl!Y-l!WO AND NDlEl!Y- SI!:VI!:N llUNDRl!lDl!HS (242.97) FBBlI! lI!O AN =Sl!:ING :IRON P:IN; lI!HBNCE CON'r:INU:tNG ALONG LANDS 01' lI!HE SAMB, NORlI!H lI!H:IRl!Y-NDlI!: (39) FBBlI! ZBRO (00) MJ:N1Jl!BS lI!H:IRl!Y (30) SECONDS \lIESlI!, lI!HREB 1lUNDRl!lD ZLI!:VI!:N AND NDlEl!Y llUNDRl!lDlI!HS (311.90) Ii'BElI! lI!O AN :IRON PDl All! LANDS lI!O BB CONVEYED HBRl!::IN; lI!HENCB W,[l!II LANDS lI!O BB CONVEYED III!lBEnr BY A CURVl!l lI!O lI!HB RJ:GIIl1! RAv:ING A RlII):IUS OF F:IFl!Y (50) FUll!, AN ARC LBNG'J!H OF l!WO 1lUNDRl!lD E:IGHlI!BEN AND S=-lI!IIRI!:B llUNDRl!lDlI!HS (2~8. 63) FEBlI!, A CHOBD BBlIlUNG OF NOR!I!H UGHl!Y-S:rx (86) DBGREES 1':Ill'lI!EEN (~5) M:IN1Jl!ES l!WZN'fY-mo (22) SECONDS mASlI!, AND A CHOBD LENG'rH OF E:IGHl!Y-ONE AND s=-r:rv:e: llUNDRl!lDlI!HS (81. 65) Ii'BBlI! lI!O AN :IRON P:IN All! LOll! 6B ON lI!HE Ali'ORESAm DRAl'lI! 01' SURVltY; lI!HENClt BY A CURVIt l!O lI!lIl!: LBll'lI! RAv:ING A RlII):IUS OF l!WZN'fY-Ii':rv:e: AND ZI!:RO llUNDRl!lDl!IIS (25.00) Il'BBlI!, AN ARC LENG'rH OF l!II:IRn AND Sl!M!:N'l.'r-SI!:VI!:N llUNDRl!lDlI!HS (30.77) FUll!, A CHOBD BBlIlUNG SOUTH l!IUU!lB (03) DBGIlEES 1i'0Rl!Y-I'OUR (44) MJ:N1Jl!BS lI!H:IRn-B:IGHlI! (38) SBCONDS mASlI!, AND A CHOIlD LBNG'rH OF l!WZN'fY-B:IGlllI! '''''I'"!!" "" ~ ~,~ AND EJ:GHfi-SEVEN HUNDBED!!!HS (28.87) J!'EE!!!; !!!HENCE ALONG !!!HE SAME, SOU'.l!H !!!HJ:a!rY-NJ:NE (39) DEGREES ZERO (00) IlIIJ:NU'rES 'lffiJ:M!Y (30) SECONDS BAS!!!, ONE HUNDBED NJ:liIE'J!Y-1!'J:VE AND Nn1E'l!Y-ONE HUNDBED'l9lS (195.91) !!'Em !!!O J\N J:llON pm M LO~ 6A ON !!!HE AI!'ORESAJ:D DE\AI!'!!! OJ!' SURVEY; !!!HENCE ALONG LO!!!. 6A SOU'.l!H !!!HJ:Rfi- NI:1lE (39) DEGREES ZERO (00) M:INlP.rES !!!HJ:M!Y (30) SECONDS BAS!!!, SDt'l!Y-J!'J:VE AND ZEllO HUNDI\ED!!!HS (65.00) FEE!!! !!!O J\N J:RON P:tN; !!!HENCE ALONG !!!HE SAME, SOU'.l!H SEVEN!I!EEN (17) DEGREES ZERO (00) IlIIJ:NU'rESZEllO (00) SECONDS BAS!!!, ~ HUNDI\ED EJ:GH!rY-NJ:NE AND ~-FOUR HUNDI\ED!!!HS (289.24) FEE!!! !!!O. A CONCRE!!!E MO~; 'lffiElNCE ALONG !!!HE SAME, SOU'.l!H FJ:F!rY-!!!IIl\EE (53) DEGREES WES~, ~-FJ:VE .l\ND ZEllO HUNDBED!!!HS (25.00) FEE!!! !I!O J\N EXI:S!!!:tNG RAJ:LllOJID SPJ:KE J:N !!!HE CEw.I!EIlLJ:NE OF !!!OWNSHJ:P ROU'.I!E !!!-331 (KNOWN AS WES!!! CEU!\EK llOJID); !!!HENCE J:N SAJ:D !!!OWNSHJ:P ROU'.I!E BY A CURVE !!!O !!!HE LEli'!!! HAv:tNG A RADJ:US OF ONE HUNDBED .!!!HJ:R!rY AND ZERO HUNDBED'lffiS (130.00) FEE!!!, J\N AlU: LENG'l!H OF 1i'OM!Y-NJ:NE AND NJ:NE!rY-SE\IEN HUNDI\ED!!!HS (49.97) Ii'EE!!!, A CHOlUl BElI1U:NG NOR!!!H FORfi-EJ:GII'l! (48) DEGREES ZERO (00) IlIIJ:NU'rES FOM!Y-ONE (41) SECONDS lIES!!!. AND A CHOlUl LENG'l!H OF FORfi-NJ:NE AND SDt'l!Y-SJ:X HUNDI\ED!!!HS (49.66) FEE!!! !!!O ~HE PLACE OF BEGJ:NNJ:NG. !I!OGE!!!HER WJ:!!!H tlN'l'0 !!!HE GlUIN!rEES, !!!HEJ:R HEJ:RS AND ASSJ:GNS, J:N C01lMON WJ:!!!H !!!HE OWNERS OF LO!!! 6A AND LO'r 6B ON !!!HE AJO~:!:ONED SllBDJ:VJ:SJ:ON PLAN, !!!HEJ:R HEJ:RS AND ASSJ:GNS, !!!HE 1lJ:GH!!! OF J:NGElESS, -BGiu!:SS_. AND REGRESS 1i'0R PERSONS AND VEIIJ:CLES, AND USE AS A DRAJ:NAGE AND U'.I!J:LJ:!rY BASENEN'r OVER AND ALONG A CER!!!AJ:N PII.t'I.A!!!E ROAD AND C1IL-DE-SAC DESJ:GNA!!!ED AS La!!! NO. 6D ON A SllBDJ:VJ:SJ:ON PLAN - RECOlUlED J:N ctlMBEIlLAND COtlN'rY PLAN BOOK '59/-j,.!!! PAGE 44. I ,~"C'" , - - " ~ January 4, 2000 DATE: ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE -. '..--, This is an official notice that the mortgage on your home is in default, and the lender intends to foreclose. Specific information about the nature of the default is provided in the attached pagl!S. The HOMEOWNER'S MORTGAGE ASSISTANCE PROGRAM (JIEMAP) may he able to help to save your home. This Notice explains how the program works. To see ifHRMAP can help, you must MEET WITH A CON"SUMER CREDIT COUNSELING AGENCY WITHIN 30 DAYS OF THE DATE OF THIS NOTICE. Take this Notice with YOll when you meet with the Counseling Agem:y. . The name, address and phone number of Consumer Credit Counseling AgI!n~ies serving your County are listed at tbe end of this Notice. If you bave any questions, you m..y call the . Pennsylvania Housing Finance Agen~ toll free at 1-800-342-2397. (persons with impaired hearing can call (717) 780-1869). This Notice contains important legal information. If you have any questions, representatives at the Consumer Credit CoUnseling Agency may he able' to help explain it. You may also want to contact an attorney in your area. The loeal bar association may be able to help you find a lawyer. . LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU DERECHO A CON"TINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENDO DE ESTA NOTIFICACION OBTENGA UNA TRADUCCION INMEDITAMENTE LLAMANDO ESTA AGENCIA (pENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDES SER ELEGmLE PARA UN PRESTAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA. . Page 1 of6 ExhIbit A ;;"... <',0<< ;-'.,.." . HOMEOWNER'S NAME(S): .RQ~ALD.E--WALE~_____ PROPERTY ADDRESS: ..cOI'lSTANCEJ. WALES .-25 PIN OAK LANF. NEWBIJRC" PA 17240 .3lIllOZ3S4H26 LOAN ACCT. NO.: ORIGINAL LENDER: CURRENT LENDER: AMF.RTCA'S WHOI.ESAI E LENDER UNITED COMPANIES LENDING CORP. HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOTIMAYBE EUGIRI,E FOR FINANCIAl, ASSISTANCE WHICn: CAN SAVE YOUR HOME FROM FORECl,OSURE AND IfF.IJP YOU MAKE FIJTITRF. MORTGAGE PAYMENTS IF YOU COMPLY WITH _ THE; PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF.1983 (THE "ACT"), YOU MAY BE ELIGmLE FOR EMERGENCY MORTGAGE 'ASSISTANCE: .- IF YOUR DEFAULT HAS BEEN CAUSED"BY CIRCUMSTANCES BEYOND YOUR CONTROL, . IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND . IF YOU MEET OTHER ELIGmn..ITY REQUIREMENTS ESTABLISHED BY THE PENNSYL VANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECI,OSITRE - Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice. During that time you must arrange and attend a "face-to-face" meeting with one of the consumer credit counseling agencies listed at the end of this Notice. Tms MEETING MUST OCCUR WIT~ TIfF. NEXT (30.) DAYS. IF YOl J DO NOT APPLY FOR EMERGENCY MORTGAGE ASSISTANCE, YOU MUST BRING YOUR MORTGAGE UP TO DATE. THE PART OF THIS NOTICE CALLED "HOW TO CURE YOUR MORTGAGE DEFAULT", EXPLAINS HOW TO BRING YOUR MORTGAGE UP TO DATE. CONSUMER CRF.DIT COUNSEI,ING AGF.NCIES -- If you meet with one of the consumer credit counseling agencies listed at the end of this notice, the lender may NOT take action against you for thirty (30) days after the date of this meeting. The names, Rrldresses and telephone numhers of desigJ1ated consumer credit counseling agencies for the county in which the property is located are set forth at the end of this Notice. It is only necessary to schedule one face-to-face meeting. Advise your lender immediately of your intentions. APPLICATION FOR MORTGAGF. ASSISTANCE - Your mortgage is in default for the reasons set forth later in this Notice (see following pages for specific information about the nature of your default.) If you have tried and are unable to resolve this problem with the lender, you have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling ag!:llcies have applications for the program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmarked within thirty (30) days of your face- to-face meeting. YOUMTJST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN TillS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGE ASSISTANCE Wll..L BE DENIED. Page 2 of6 ~ " AGENCY ACTION - Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE Fll..ING OF A PETITION IN BANKRUPTCY, TIlE FOu..OWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ON]:, YAND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If you have filed bllnkruptcy you can. still apply for Emergency Mortgage Assistance.) HOW TO CURE YOUR MORTGAGE DEF AUL T (Bring it up to date). NA TIJRE OF THE DEF ATJI ,T - The MORTGAGE debt'heldbythe above lender on your property located at: 25 Pin Oak I,ane :. Newbu~ PA 17240 IS SERIOUSLY IN DEFAULT because: - .", A. YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the following amounts are now past due: Montbly Pl\YlDent. of $835.45 for August, 1999 tbrough .Ianuary, 2000 - $5,012.70 Monthly I,ate Cbllrges of$41.77 for August, 1999 through December, 1999 - $208;85 Other charges (explain/itemize): TOTAL AMOUNT PAST DUE: $5,221.55 B. YOU HAVE FAILED TO TAKE THE FOLLOWING ACTION (Do not use ifnot applicable): N/A HOW TO CURlIi: THE DEFATJI,T - You may cure the default within TIIIRTY (30) DAYS of the date of this notice BY PAYING TIlE TOTAL AMOUNT PAST DUE TO TIlE LENDER, WHICH IS $ 5,221.55 . PLUS .. ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THETIIIRTY (30) DAY PERIOD. PaymP.11Dt mm~t be m~np. either h.y cash, caqhier's check, certified check or mnnp.y order'made pft.yahle and sent t.o" Mark .J~ Udren & Associates 1040 N. t(jngll Highway, Suite 500 Cberry Hill, N.I08034 You can cure any other default by taking the following action within TIIIRTY (30) DAYS of the date of this letter: (Do not use if not applicable) N/A IF YOU DO NOT CIJR~ THE DEFATJI,T -- If you do not cure the default within TIIIRTY (30) DAYS of the date of this Notice, the lender intends to exercise its rights to accelel'llte tbe mortgage.deht. This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly insta11ments. If full payment of the total amount past due is not made within TIIIRTY (30) DAYS, the lender also intends to instruct its attorneys to start legal action to foreclnse upon your mortgagJ'd prope~ Page 3 of6 -~r WI!'!! "~ IF THE MORTGAGEJS FORE.ChOSED UPON - The mortgaged property will be sold by the Sheriff to payoff the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender begins legal proceedings against you, you will still be required to pay the reasonable . attorney's fees that were actually incurred, up to $50.00. However, iflegal proceedings are started against you, you will have to pay all reasonable attorney's fees actually incurred by the lender even if they exceed $50.00. Any attorney's fees will be added to the amount you owe the lender, which may also include other reasonable costs. lfyou cure the default \rithin the TJlTRTY (30) DAY period, you \riD not he recplired to P'-Y attornl\Y's fees. OTHF.R {.RNORR RRMlmTF.S - The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. If your debt bas been discharged in bankruptcy without your having reaffirmed it, then lender cannot pursue this remedy. RIGHT TO CURE THE DEFAIlI.T PRIOR TO SHRRIFF'S SALE - If you have not cured the default within the TInRTY (30) ])A Y period and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale at any time up to one-hour hEifore the Sheriff's Sale You mllY do so by paying the total amount then pa.t due, plus any late' or other chaill"" then due, rea..onable attorn<:y's fees and costs c;"nnected with the foreclosure sale and any other co~sconnected with the Sheriff's Sale a.'llpecitied - .... ..- in writing by the lender and by performing any other reqJ1irements under the mortgage. Curing your default in the manner set forth in this notice will restore your mortgage to the same position as if you had never defaulted. EARI,lfF,ST POSSffil.E SHRRIFF'S SAI,R DATF. -- It is estimated that the earliest date that such a Sheriff's Sale of the mortgaged property could be held would be approximately 6 months from the date oftbis Notice. A notice of the actual date of the Sheriffs Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment or action will be by contacting the lender. HOW TO CONT ACT THR I.RNORR: Name ofl .enderIServicer: Address: United Companies I,ending Corporation 8549 United Plaza Boulevard Baton Roug/!, LA 70809 225/987-2719 225/987-4228 Debbie M"Ye.". Pbone Number: Fax Number: Conta.ct Person: EFFECT OF SHERIFF'S SAI,R - You should realize that a Sheriff's Sale will end your ownership of the mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriff's Sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at any time. ASSUMPTION OF MORTGAGE - You _ may or ~ may not (CHECK ONE) sell or transfer your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges and attorney's fees and costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied. . Page 4 of6 .--",~ ~.- """"',~ - , - NOTICE The amount of your debt is as stated in the attached document. The name of the creditor to whom the debt is owed is as named in the attached document. Unless you notify us within 30 days after receipt of this Notice and the attached document that the validity of the stated debt, or any portion of it, is disputed, we will assume that the debt is valid. H you do notify us in wrilting of a dispute within the 30 day period, we will obtain verification of the debt or a copy of a judgment against you, and mail it to you. If you do not dispute the. debt, it is not an a~ssion of liability on your part. Also, upon .!ou~ written request within the 30 day period, we will provide you with the name and address of the original creditor if different from the current creditor. If you notify us in writing within the 30 day period as stated above, we will cease collection of your debt, or any disputed portion of it, until we obtain the information that is required and mail it to you. Once we have mailed to you the required information, we will then continue the collection of your debt. This law firm is deemed to be a debt collector and this Notice and the attached document is an attempt to collect a debt, and any information obtained will be used for that purpose. LAW OFFICES OFMARKJ. UDREN 1st Mark J. Udren, Esquire 1040 N. Kings Highway, Suite 500 Cherry Hill, NJ 08034 (609) 482-6900 Page 5 of6 -'--'Ii. '" ~ . YOU MAY ALSO HAVE TlIRRIGlI'L: . TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF TIllS DEBT. . TO HAVE TIllS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. . TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE TIllS RIGHt TO CURE YOUR DEFAULT MORE mAN TIIREE TIMES IN ANY CALENDAR YEAR.) . TO ASSERT THE NONEXISJENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LA WSillTINSTITUTED UNDER THE MORTGAGE DOCUMENTS, TO ASSERT ANY OTIIER DEFENSE YOU SELlE\lE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. . . TO SEEK PROJECTION UNDER THE FEDERAL BANKRUPTCY LAW. '- CONSUMER CREDIT COUNSEI.ING AGENCIES SERVING YOUR COUNTY (Fill in a Ii'll of all Coun..eling A.gencies listed in Appendix C, FOR THE COUNTY in which the pro pert)! i. located. u..ing additional pages if neces..aQl) ClJMBRRJ.AND COUNTY CCCS of Western Pennsylvania, Inc. 2000 Linglestown Road Harrisburg, PA 17102 (717) 541-1757 FAX (717) 541-4670 YWCA of Carlisle 30 I G Street Carlisle, PA 17013 (717) 243-3818 FAX (717) 731-9589 Financial Counseling Services of Franklin 31 West 3rd Street Waynesboro, PA 17268 (717) 762-3285 Community Action Comm of the Capital Region 1514 Derry Street Harrisburg, PA 17104 (717) 232-9757 FAX (717) 234-2227 .Urban League of Metropolitan Harrisburg N. 6th Street Harrisburg, PA 17101 (717) 234-5925 FAX (717) 234-9459 Adams County Housing Authority 139-143 Carlisle St. Gettysburg, P A 17325 (717) 334-1518 FAX (717) 334-8326 Page 6 of6 """'\.r-' . ~~ :j ,j '.' .iI \i> ..~~ ::"':''ii]ii. . .~.. ..... . ~"~ .;j . ;';1 ., "j ~::~ ;j .] '.,- ~ --.-- 2, 9J 10 rC> u\ b- - ~~~ ~.~. r cB )l'ri -iJ~i J7 (< 8- - ~ 0~ 6r .., ;... ) ii :J o ~C:t- .<cnAO~ IS::;;JJ:1i _-;_m :=mOZO : I)J rnQo 7i: ~g;!;:>;l! G)W" c wm (Xl ~o(l> 8 <(') ... >5> -<-; m '0 \,"0 ~ .zt.. "",000 co CON NO .. t, * ~ O'JN.'l't' m 1...1 "0 . """'t; "..' ;a 'II; ,.... ~ N ') ~~ ~ ;lhi ~ ~ ~Itl' ..t--ON ~ ~ t t. ..' X i~ 0:--- .;..:,. n"'" ..:.- . ;:-.'i;. :::, j~~t:,;::'~!:~:';};;:;\t<l;;.;t;;.:.;: "C'". 'r.' ~:,. ..,.. :: ... ..i;" ::~.'~;~ ;~~~.;.:;~..:-::. .' .. . ':; .~,...;:;:;~;.:\~'!f?);;;?, " , . ---'- ~.-_...._...,. N In- 0&: ..... ..... ln I.JJ 38pO. April 1995 ~i ~I I ~~ 3 3 ::I. ~\:t l2'>::D 1 ~~ ~i 0 l; g1. ~1l ~ ",'~ f?cn ~ ~9' ';2'5 < ~~ il i ~ ,; '" o o ()) . L o . ..~: :.:..::': .... ,,~-.. "'A"';C, . ," .--':..............-.-:--..~..:-"1' !II ~ o. ... " ... .. ~ ." ~ ~ N ln 0&: ..... .... lJ'I UJ Do o o Q '" 3i ~ Q. .. ~ - ';)(.. ..._-:- ,_-'r'-'''~'-; c-,.C".~-;'" - ",'<'" -}> 'fJ-~'-P ":' ':~,', '~' '",OM .".." .' ..~~1~:'~:~~~:;'~~1~f~;jj;k;~1;'X~~~'-;.\..=f:K:i~;:l:;J;~,1;i~"::.;j.:;::.::..~;,, "; , .-" ~ ,......;. ;"~. ~:.. .:;. ':.:"- ,- , ". :~. 1.0: . ,. of': . ";-<.. '. ~'. : ..; ..' .:1 ,. -........, - .1 . , "U 1" Ul ,. r:~~ " a 0 0 1 3 10 :j Z (,J 0 CD ~ ;'''1 ~ I...,. ~ ~ '- C'l c: 0 " ~ <0 ii' <0 <0 ):~ .:;lj ., 'I " 0_ ~ )\. g. ~,}) o 3 :n . o . -g: ., .'l ..~; ,1 ;1 .. ......"!.: ~::~-::~i .. ", '.; ':L"~ 2 m m m ~ m \< '" ~ , ~'.~ ,....~ . ',.~ ~,~ "., .. , \ .... , I 1 ... . . . )>(II"O;:;:C) ~::+o~([Io olD:f;;l.33 ~ (') lI.l '< ~"Q. :T::"'o~a ([I2:~E;:a([l ~(IICll~Cll;:;: d(')(')ID!!lCll 3.~~35i ~c..a (I).CD..... (IIo-QJa.~ -0 c::::::I N Ql ....., a. o~ (') ~:'QJo.~" ([I ::r <'~ -ogCll~Clla. ~(')(')m-<~ ~. "'~ Ul (ij'~ ...8,a.Oa.Ul !Jl-O~(DO ffi '< :T!!.!. (') 30([l@03 C:~o. fa.' !:g' -0 'ff (1) CD fir Ul $' 16 co "'7 CD- D ~ .?-.., 0\ () it e '-U'~ I J ?~; -D~~ ;p ~2- -L ~ ~ ~\ C> !'- ~ o 0 \g-'g> ~~~~ c 19. 5; CD ii) ;e. -.-<, c. CD 8."0 s:ii) s: CD ~a.~ :n . ~ ~ !l. ll. " !'- .. . ~ O~O W ,,~m if b $1(~ J1 . C ca m P 3 ~ --=- ffi':c:: g ~. '2:- g o ~ - !=' X i' 00 "'. , a o . "'- -<0. m!,- 00 .. ~~ - . ~ S: 0.. ~ ~ ~ ~ . . 0.. ""' . - ~~ . -. i~ :::; ;:: . a ,,- . , 0. ~. . 0000 z;f6:~ o 1JI c. CD . a . . m . ........'. " ;....." ........_ i~. .~~, .... ....: ::". .. .. .~. . ~:...~..~...., :.:::.If..:.......'..:..'~.....,....._t.~:..::..:.:~..c,;.;.... .;..c(.:~~;:Ci~...', .:.... ...~:.:~...:~ ;~::~":~:. . : ."~.;.:~).::.;ii~ ~:~..i~~;.:~.f~?;.~: , ._ . };;:.:: :.~;~~::;~:t.~~:.)~~ .~~:: ,..... ':;.~l:. ;, .,.. E. ......-.... .... ... '.-'~" . ...:. " #' '.."# j ~;.:r.;',. , " , ",. ,., ", . ,.i.;. ,.., .'.' : .;';\. ;':,. .;~:.; ':",;;: G.\ ~ J.:..;,;".Ih:.H:...... , . .. . I.: H!;., ,ji<..:i-;!'~'1fii~~,~\<<:;;,~..:,:; :,\:'!:~~~:J:~~ ~- '. ,,", Slick postage stamps to artIcle to cover First.Class postage, certified mail fee, and cha~ges for any selected optional services (See front). 1. If IOU want tiJis rei~;Pl postmarl<ed. slfcklhe gUm~ed 'lub to the righl 01 the c.lucn addreks leavi(tg the receipt attached, and preSent.ll'le article at a post office service window or hand)! 10 your rural carrier (no extra charge). . 2. If ybu do ~ot IVant Ihis receipt pos/mamea, Stick the gummed stub 10 the right of the return address of the article, date, detach, and retain the receipt, and mail the article. T. If. you want a rerum receipt, write the certilied mail number and your name and address on a1returrt' receipt Card, Form 3811, and attach it to ihe front of lhe article by means of the 9Vmmed ends if space permits. Otherwise, affix to back of article. Endorse front of article REJURN RECEIPT REQUESTED adjacent to the number. 4. If you want deli,very reslricled to the addressee, or to an authorized agent of the addressee, endorse RESTRICTED DEUVERY on the front of the article. 5. Enter fees for the services requested in the appropriate spaces on the front of this .receipt. If return recelpl is requested, .check Ihe applicllble, blocks in item 1 of Form 3811. .: 6. Save this receipt and present it if you make an inquiry. l0259S.98-B.P005 .,. 12 !!! ~ e:. '" 0) 0) ~ O' o <Xl M E o LL (J) a. .'1""'- ..~', . 10' .. .f5, " "'", . ~',,: ,.. ". . :;',..'- ...... .'.. . . ...,. .. "'~~>';~'''''''':~:':''...., ~'~';'..: .. ;-. . i5.'~i~~.,;ii;f.i;f:;1;1!.;'?~.#;~fii;J;:;~,:$:" t ft'1;:.::~,.~ . ,<,'.i.. .. ...- - ,. ,. :") "'i: ",;..:If,.(~ .::~~(!,~,~~..~ ........, ..,.~ :.':.:<.;;." ,. .:; '::~ .A ",;1 .. . .t.._'.3.:,~~rj .~:, ~~F:z ."j 1 I "~,- .. :.~ -. ~ - z:Q)-~ F (j\.:::: S c}. ~--- :V a. ~5 (--, Dn - ~ 0 1Jr::c- Y' - r;g- -l :s -'- )U~K) ,J; V' o I I j , . , s; )> ~:IJ Q 2" m o!'- :IJ ZC!j; ~~1s~:E :I:::jzmo i"'mGlZ'TI -'",en..... zo:I:)>('S c-OGjenm o :I:en(Jl OJ :Eo o )>0 l\: -<~ m en ., ... . . ... ... ','.'..:~.::.!..;","',',"':.';:.'.:.."..'.;'....',.'.......,.:.:.:................:.:.:,:......'.:~......'"':":i,':.........:..........c...".....'..........:.' '.~ ....... '.;.. .' :;";: ::.:. -j~~ ~t:~F;. .~:: .. .... "~;:. ...." . ':~: ,:'~~:: ~:;::; ..I.:.<..~..:~:F ~!~:)~ ~~: ..;..... . ...~- ... ".. . . .~:r. . ~ .----'-"-.- .3800. April 1995- ''0 .a .;- . .. ~ .. :ifii' ~~ if JD~ 0 C ~:D 33 fr ~l'l ll<>;:c g, ~~ lit_Ii " ill "_ mglal-g: ~-~ OC/) ~. .~.s' t~ -< ~ i [! m N 1M ~ ~ ~ 1M LU 0> o ~ ~ ..0 co - .. ....coco cowO> ~ ""0 '" * ~ OUN/;J;t> ~ <.N~-'\ ! ~JI,.: ~~~~ "'ON .:.,:......... '::-l.-~";,~,, --..-",:.~ "...... '--'-' ~ .-. .f!l " Q. !!!. " !!!. ~ -< ~ * ~ 1M LU 0> CJ ~ (') " " .. " ~ JJ " ClZ::DC: "ooCll'" , - " og,~(')CIlO !i a _.~ (1)::3-0 - _0,..00 ~ (1) -ft~ 5' () 0 -. ti~""~ ~.. 0 ~i>> o:(Q CD 0" ;l. ~ -0_. -a - S:S.-' "o.CIl =~c. ffl' s: .. III a = ~ ~ .. N 1M ~ ~ .';,~-~' . ~'!::-:A.~~,"c~;,:_'i.'"_ '~.~ - ~~.; ":-. ", f!-..: "J.f:'.' . .,;. ':"h~ -_~. ,". . . ..~..' .;'. .'. .....~.' ;.. . . ~ j;,:~~;.::H;;~;i::;H:~;#\~i:i:~'~i{/.::f:i'/~.~.;ti .~:~).;.::::~.. ... ,....-.. ... .... '.:, ,--' ~ .' ~'" -, .-:.,... ,. ~- } . "tl !" rn ." ,. 0 " 3 o' m "" z (Xl " ~ 3 ~, ~ 0- ~ '- i'l <: .g '" ,':Ih,(~ '< !;,\: <C <C <C ...j ii:~~E'1~ ' Cl --~ 0 0 '" 1 0 ~ " 0 ;\' - ~. ]a ",' ..:.~.::'~ ~~ i " N ~ ~ ~ " ~ \:: " ~ ~ Of:; .~t";::.::~.:~ ~ ,....::',.j ~,.. '.' '.~ - \~ ,....: ,~ " A ..- Q:,('::)'^ ~Olb! E va I ~~"p~ ~ a~'~ - r" -t> ~ --L F s-~ Q) '::) - .l:. f(P CY . . . Q~~~;:b' g~:r3.33 ....~l>>'< ~'C iig:~g ~~' ~arttt;~~ 0(') (') Q:l en CD :a.~~3~3 ;::;;o.~(D_(Jl {joe-!l1t=-" l>> =13 o.o,!\) 2CD_~m..Q) lcr~o.<:-::I. OJ CD ii CD Q. i ~gtP-<~ ;:;:0 a~ iir)> !P::_:Ja..<ii' :::rO CD 0 (0<< :f!a.n 30 cP CD 0 !!!. ~ ; fl-.a "2. ~< ii" '" - ~ <ll (I) f" :D o 1l n- o 0. Cl - '" - '3. i .[ '" !" >< f' OO~ '" ;;; w ~il" ". a i t1l ~ ~ ;j m c: '9. ~ CD 2" i!S3i~ ;; o ll. '< or m s:<l " e-S:o , e- ~ ~ o.e- o ;; ~8: o 0- O~O -< 'li m 0 f' W 2:~ 0-" ;; - P3ii 0 a- 0 :0 0 0- 3 o s: 0 - ~~ i5" ~ ~ ]a :::; g s: 0000 0 5if~~ 0 0- 0._ m 01 a ~ 0. ~ .. ~ . . o ;if o :\ <jj,:N.;:~~!::;;:;}~;;;;r;~;\' ::~::;:;:~;.,,::' ;: .:~ .t':~:':, ~:';~',t.. ::?;i: .~~; "'. .:,~;,.:, . v ....' . ~',' '," P,,-,~ " ..'-'''' \l'i\/'- 'h\'; '.:l,.,::, ~.(~..:~(, '.~-i. ,c. . ,ji ~-tlJ1'; \~" .~,,:', 1,'I:,"b:,t:, ~~- !;. " ,,' ' ,j' ,..~.: ,- '. Stick postage stamps to article to cover First-Class postage, certified mail f1!e, and charges for any selected optional services (See /ront). . 1. If you want this .receipt postmalked. slick the gummed stub 10 the right of the relum addr~s leaving Ihe'receipt attached, and present .ihe article at a posl office service winddw or hqnd it to..ywr rural carrier (no extra charge/ 2. 11 you do.~; want .this receipt postmarked. stick the gummed stub 10 the right 01 the return address of the article, date, de~h, and retain the receipt, and mail the article. 3. If .you wanl a ratum receipt, write the certified mail numb'ar and your name and address on a n,tum receipt card, Form 3811, and attach it to the front of the article by means of the gummed. ends it space permits. Otherwise. affix to back of article. .Endorse front of article ~~~RN RECBPT REQUESTED adjacent to the number. 4. If you want delivery restricted to the addressee, or to an authorized agent of the addressee, endorse RESTRICTED DEUVERY on the front 01 the article. 5. Enter fees lor the services requested in the appropriate spaces on the front of this receipt. If return receipt is requested, check the applicable blocks in item 1 of Form 3811. 6. Save Ihis receipt and present it if you make an inquiry. l02595-98-8-POOS Q;- !l !! ~ !!;. "' '" '" ~ = ~ g '" .., 8 u.. (J) a. .". .'.ti''':-. ' .. -... ~~!.,; . .~'.. .. . ,~- , '. . '.. c~,:~;~:;;(0~f~iiii!;k~~~~;~::~:ft~i,:k,~~{ ~;::~.t:~~::>:<i:i~~,:. ',:' ,':..~ , :;- e_._ .1 .,_.-... .... ,. , . ," V E R I FIe A T ION Mark J. Udren, Esquire, hereby states that he is the attorney for the Plaintiff, a corporation unless designated otherwise; that he is authorized to take this Verification and does so because of the exigencies regarding this matter, and because Plaintiff must verify much of the information through agents, and because he has personal knowledge of some of the facts averred in the foregoing pleading; and that the statements made in the foregoing pleading are true and correct to the best of.his knowledge, information and belief and the source of his information is public records and reports of Plaintiff's agents. The undersigned understands that this statement herein is made subject to the penalties. of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. Ma Udren, ESQUIRE UDREN & ASSOCIATES I c . .- ~~ - " '-, - ~ . , ".III,,, ,",~~_"". ." ~.'llOlffl_~~!ill!!!. "_ t,j (J t ~ Ii. '( ~ ~ ~ -.() III ~ & 8 c5 () -t. I ~ ~ lJ~ ~~ ~ 0 c:'} () G f~' C~) 'I r.r~ :1'1'" =--:1 ~p -:'" "'] .' --; .'-3 Cf] C) -~'" ; ~~ ~'O CJ " ~:! -_.. ,"', T, '.-' (~.) ~; ( .' ~ C c....:i (J ;-n Z r:;-' ;& ~ c:) -< ."'l"~l!ffiiWj'l'ii'!"f~1f~,~~R!r"4jj1!Wi'f1il~li'Wiil!$'~~~"~~"!ilj:~~~ ",,' ..,. CASE NO: 2000-02178 P SHERIFF'S RETURN - REGULAR COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND UNITED COMPANIES LENDING CORP VS WALES RONALD E HAROLD WEARY Sheriff or Deputy Sheriff of Cumberland County, Pensylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon WALES RONALD E the DEFENDANT , at 0009:30 HOURS, on the 17th day of April 2000 at 25 PIN OAK LANE NEWBURG, PA 17240 by handing to ANNETTE BURKHOLDER (DAUGHTER IN LAW & RESIDENT) a true and attested copy of COMPLAINT - MORT FORE together with NOTI CE and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge So Answers: 18.00 11.78 .00 10.00 .00 39.78 ~~nM<~C R. Thomas Kline 04/18/2000 MARK J. UDREN Sworn and Subscribed to before By: 7-.~~ ~~"'? Deputy heri , me this 1'1 ~ day of C<tA .. P CJ-u?.rD A. D . QJ" a. ')v,d;,-,.# r thonotary c_'JIi!aJ! SHERIFF'S RETURN - REGULAR ... . ...... CASE NO: 2000-02178 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND UNITED COMPANIES LENDING CORP VS WALES RONALD E HAROLD WEARY , Sheriff or Deputy Sheriff of Cumberland County, Pensyl vania , who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon WALES CONSTANCE J the DEFENDANT , at 0009:30 HOURS, on the 17th day of April , 2000 at 25 PIN OAK LANE NEWBURG, PA 17240 by handing to ANNETTE BURKHOLDER (DAUGHTER IN LAW & RESIDENT) a true and attested copy of COMPLAINT - MORT FORE together with NOTI CE and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge So Answers: 6.00 .00 .00 10.00 .00 16.00 ~~~~~( R. Thomas Kline 04/18/2000 MARK J. UDREN Sworn and Subscribed to before me this JCl ~ day of q; ~ A.D. d. . )","l~,) A. q.l1~ Prothonotary' By: . ~"')/ / Deputy Sheri -;- -'"" - . , MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF United Companies Lending Corp. Plaintiff . COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County v. Ronald E. Wales Constance J. Wales Defendant(s) : NO. 00-2178 civil term PRAECIPE TO SUBSTITUTE VERIFICATION TO THE PROTHONOTARY: Kindly substitute the attached Verification for the Verification attached to the Complaint in Mortgage Foreclosure with regard to the captioned matter. MARK J. UDREN & ASSOCIATES DATED: May 23, 2000 BY: Ma . Udren, Esquire At orney for Plaintiff . V E R I FIe A T ION The undersigned, an officer of the Corporation which is the Plaintiff in the foregoing Complaint or an officer of the Corporation which is the servicing agent of plaintiff, and being authorized to make this verification on behalf of the Plaintiff. hereby ve~ifies that the facts set forth in the foregoing Complaint are taken from records maintained by persons supervised by the undersigned who maintain the business records of the mortgage held by Plaintiff in the ordinary course of business and that those facts are true and correct to the best of the knowledge, information and belief of the undersigned. The undersigned understands that this statement is made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. Date: 9/?r /00 ~. rtlfU ~ Name: Title :L,'+t'71'1'-h",'" Company:Un t+-E"d ~e C-1/.d..is~ CO/?-(>fliV /12'5 ",~tmll!lllill '" ". !~ ..=.=~,~ ~"R -..,.., .. C c:> ~~ 0 !?, .~ :J: ::;:J 3>. ..., 1':{;o -1'1 c;":l 'f= ~~ 0, ~2t9 .<> :;::::0 :J:>o 0(1. Jg ;E1r! :x O::Ll - ,,;>-0 - Off'! ~ " l'> ~ 0\ -< ""'Il_. = __~.~":n~;"''''~~~I~~J!!!WlB~l~],;'>'lW.!il'f;1''ml?'''~~~~l<M\IfiI;~"ln~.Jj!i~~nll!lll~! ~!l!m~ ,fllI~___ "" ~ " MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF United Companies Lending P.O. Box 1591 Baton Rouge, LA 70821-1591 Plaintiff . Corp. . COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County : MORTGAGE FORECLOSURE v. Ronald E. Wales Constance J. Wales 25 pin Oak Lane Newburg, PA 17240 Defendant(s) :NO. 00-2178 civil term PRAECIPE FOR JUDGMENT FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly enter judgment in favor of the Plaintiff and against the Defendant (s) for failure to file an Answer to Plaintiff I s Complaint within 20 days from service thereof and for foreclosure and sale of the mortgaged premises, and assess Plaintiff's damages as follows: As set forth in Complaint Interest per Complaint From 04/01/00 to OS/23/00 Late charges per Complaint From 04/15/00 to OS/23/00 Escrow payment per Complaint From iii/A to N/A $106,870.88 1,368.46 83.40 0.00 TOTAL. $108.322.74 I hereby certify that (1) the addresses of the Plaintiff and Defendant are as shown above, and (2) that notice has been given in accordance with Rule 237.1, a copy of which is attached hereto. MARK DAMAGES ARE HEREBY ASSESSED AS DATE: fY/::J'f ~ :JOO() J. U ren, ESQUIRE rney for Plaintiff I CA(! ~ l~/ ~ ) ~_ 1>RO PROTHY '" ~- .j , ~ MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 United Companies Lending Corp. P.O. BOX 1591 Baton Rouge, LA 70821-1591 Plaintiff ATTORNEY FOR PLAINTIFF ~ COURT OF COMMON PLEAS . CIVIL DIVISION Cumberland County v. Ronald E. Wales Constance J. Wales 25 pin Oak Lane Newburg, PA 17240 Defendant(s) NO. 00-2178 civil term DATED: TO: May 10, 2000 Ronald E. Wales 25 Pin Oak Lane Newburg, PA 17240 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FINn OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013-3387 717-249-3166 NOTIFICACION IMPORTANTE USTED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER TOMADO LA ACCION REQUIRIDA DE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION DEBIDA DENTRO DE UN TERMINO DE DIEZ (10) DIAS DE ESTA NOTIFICACION, EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARARECER USTED EN CORTE 0 ESCUCHAR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA, USTED PUEDE PERDER BIENES Y OTROS DERECHOS, IMPORTANTES. DEBE LLEVAR ESTA NOTIFICACION A UN ABOGADO IMMEDIATAMENTE SI USTED NO TIENE ABOGADO, o SI NO TIENE DINERO SUFICIENTE PARA TAL SERVICIO, VAYA EN PERSONA o LLAME POR TELEFONO A LA OFICINA, CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONnE SE PUEDE CONSEGUIR ASSISTENCIA LEGAL. SERVICIO DE REFERENCIA LEGAL LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013-3387 717-249-3166 NOTICE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR AND THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. '''lj',l ',~ . " . ' .. MARK J. UDREN & ASSOCIATES BYI Mark J. Udren, Esquire ATTY I.D. NO. 04302 10.0 N. KINGS HIGHWAY, SUITE 500 CHSRRY HILL, NJ 08034 856-482-6900 United Companies Lending Corp. P.O. Box 1591 Baton Rouge, LA 70821-1591 Plaintiff ATTORNEY FOR PLAINTIFF v. i COURT OF COMMON PLEAS ! CIVIL DIVISION I CUmberland County I NO. 00-21'8 civil tem Ronald E. Wales constance J. Wales 25 pin Oak Lane Newburg, PA 17240 Defendant(s) DATED: TO: May 10, 2000 Constance J. Wales. 25 Pin Oak Lane Newburg, PA 17240 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE yOU HAVE.. FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS.' TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU W~THOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP. . . LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013-3387 717-249-3166 NOTIFICAC70N 7MPO~TANTE USTED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER TOMADOLA ACCION REQUIRIDA DE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION DEBIDA DENTRO DE UN TERMINO DE DIEZ (10) DIAS DE ESTA NOTIFlCACION, EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARARECER USTED EN CORTE 0 ESCUCHAR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA, USTED PUEDE PERDER BIENES Y OTROS DERECHOS, IMPORTANTES. DEBE LLEVAR ESTA NOTIFICACION A UN ABOGADO IMMEDIATAMENTE SI USTED NO TIENE ABOGADO, o 131 NO TIENE DlNERO SUFICIENTE PARA TAL SERVICIO, VAYA EN PERSONA o J:.,LAME POR TELEFONO A LA OFICINA, CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA LEGAL. SERVICIO DE REFERENCIA LEGAL LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013-3387 717-249-3166 NOTICE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR AND THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. , ';<i;. r" " ~ 1JJ =~ ~-~-" ,.~' ,~ - ~ ~!;'l ~~~. _~'JI!I!;iI'lI!I~ "', ,'---, t ~ t ~ - 9v 8 JJ .() '-J \J f'" oS:. (!J ~~ ~ r ~ rf: ~t - ~,,-- , " ~ "'" _, _,__ "o"~-_~" ___'C~" ~TI """___ ,._"_. .. ~ o. C5 ~ ..... Co,) <::> "'" ~ - -- r:;? "-J iii ;;g :;>171 ..10 (~)(:l:,. 25:--1... .. :+! l,.{"'> <-m o 35 -< 8 s:.: CBO) 2lE ~2i ;s::O ~.8 ~ ~ ,P\,) "'" " ~ ~!'J;".,...,.,~l -.iR'l;f'i-'!"ifl~,"""f ~;~"=,,." ,"~~~l'"'!f<!-'I!!'!i'~Iljl!~~~l , 4- 33toa35 qJ:u, MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY .I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR .PLAINTIFF United Companies Lending Corp. P.O. Box 1591 Baton Rouge, LA 70821-1591 Plaintiff ~ COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE v. Ronald E. Wales Constance J. Wales 25 pin Oak Lane Newburg, PA 17240 Defendant(s) NO. 00-2178 civil term AFFIDAVIT OF NON-MILITARY SERVICE STATE OF Lol.z/s /A N 14 COUNTY OF r=~f 13A-lw{ 1J,I.{j..... SS THE UNDERSIGNED being duly sworn, deposes and says that the averments herein are based upon investigations made and records maintained by us either as Plaintiff or as servicing agent of the Plaintiff herein and that the above Defendant(s) are not in the Military or Naval Service of the United States of America or its Allies as defined in the Soldiers and Sailors civil Relief Act of 1940, as amended, and that the age and last known residence and employment of each Defendant are as follows: Defendant: Age: Residence: Employment: Ronald E. Wales Over 18 As captioned above Unknown Defendant: Age: Residerice: Employment: Constance J. Over 18 As captioned Unknown Wales a~fh~ Name: Ti tle : f...; /,'., A-N" 1'1 -Sp-t-C<'A-(.,:s -h- Company: lA"';+/TcI eon..plf>l /es Sworn to and subscribed before me . s ~ day of , 20 .'''mi L. Lynch. Notary Public, duly :missioIl2~ L:'-I~, '; :iied in and for L . J parish of East Baton Rouge, State of Louisiana, My commis"i"n is for I"~ 'i'V-'!::ilF~' ~~-- ~ , , " ,~ lill\o 0'" ,.' i 0 ~ 0 i! ::;j -< r17:JJ 6j" (.) r- .om -<: . 0 ;"''? ~o J:lo 5=') {'J Ja ~cj- ::r CS""H "- "0'"[;;3 ~ - 5' ;:< l'\3 ~ 0'\ -< !I11!1'11l"...,-.,~~~~.........g!i!'ll'll~~_ _.~,l'~""~'ln~~%ll_$_'1;t;t"~f"@_~'IW',m~~~.~~,,,,,,,,,I~lP~P!~~l!1~~~!:\'I!f!~r"Tr ~~~ . ,. MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL,NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF United Companies Lending Corp. P.O. Box 1591 Baton Rouge, LA 70821-1591 . . COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County Plaintiff : MORTGAGE FORECLOSURE v. Ronald E. Wales Constance J. Wales 25 pin Oak Lane Newburg, PA 17240 : NO. 00-2178 civil term Defendant(s) TO: CONSTANCE J. WALES 25 pin Oak Lane Newburg, PA 17240 NOTICE Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby notified that a Judgment has been entered against you in the above proceed1ng as indicated below. Prothonotary ~ Judgment by Default Money Judgment Judgment in Replevin Judgment for Possession Judgment on Award of Arbitration Judgment on Verdict Judgment on Court Findings IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE PLEASE CALL: ATTORNEY Mark J. Udren. Esquire At this telephone number: 856-482-6900 :q~i !I'I'lI!l', ~ , " . (' ~ MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF United Companies Lending P.O. Box 1591 Baton Rouge, LA 70821-1591 Plaintiff Corp. . COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County . : MORTGAGE FORECLOSURE v. Ronald E. Wales Constance J. Wales 25 pin Oak Lane Newburg, PA 17240 Defendant(s) :NO. 00-2178 civil term PRAECIPE FOR JUDGMENT FOR FAILURE TO ANSWER AND ASSESS~ OF DAMAGES TO THE PROTHONOTARY: Kindly enter judgment in favor oi the Plaintiff and against the Defendant. (s) for failure to file an Answer to Plaintiff's Complaint within 20 days from service thereof and for foreclosure and sale of the mortgaged premises, and assess Plaintif~'s damages as follows: .. As set forth in Complaint Interest per Complaint From 04/01/00 to OS/23/00 Late charges per Complaint From 04/15/00 to OS/23/00 Escrow payment per Complaint From N/A to N/A $106,870.88 1,368.46 83.40 0.00 . ,i 1; TOTAL.' $108.322.74 I hereby certify that (1) the :addresses of the Plaintiff and Defendant are as shown above, and (2),1 that notice has been given in accordance with Rule 237.1, a copy of which is attached hereto. DAMAGES ARE HEREBY ASSESSED DATE: ~ .J~ ;;) Q)!){) MARK /11f~)ASSOCIAT'S Mark! J. Udren, ESQUIRE . At::[ney for Plaintiff AS I CATED 4 fat(J~~.) Q . R PROTHY ~ i MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF United Companies Lending P.O. Box 1591 Baton Rouge, LA 70821-1591 Corp. . COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County Plaintiff . : MORTGAGE FORECLOSURE v. Ronald E. Wales Constance J. Wales 25 pin Oak Lane Newburg, PA 17240 : NO. 00-2178 civil term Defendant(s) TO: RONALD E. WALES 25 pin Oak Lane Newburg, PA 17240 NOTICE Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby notified that a Judgment has been entered against you in the above proceeding as indicated below. Prothonotary -X- Judgment by Default Money Judgment Judgment in Replevin Judgment for Possession Judgment on Award of Arbitration Judgment on Verdict Judgment on Court Findings IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE PLEASE CALL: ATTORNEY Mark J. Udren. Esquire At this telephone number: 856-482-6900 ""~ p!"" . I' i MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF United Companies Lending P.O. Box 1591 Baton Rouge, LA 70821-l591 Plaintiff Corp. . COURT OF COMMON PLEAS : CIVIL DIVISION :Cutnberland County . : MORTGAGE FORECLOSURE v. Ronald E. Wales Constance J. Wales 25 pin Oak Lane Newburg, PA 17240 Defendant(s) : NO. 00-2178 civil term PRAECIPE FOR ANSWER AND JUDGMENT'. FOR FAILURE TO ASSESSMENT OF DAMAGES , TO THE PROTHONOTARY: Kindly enter judgment in favor o~ the Plaintiff and against the Defendant(s) for failure to file an Answer to Plaintiff's Complaint within 20 days from service thereof and for foreclosure and sale of the mortgaged premises, and assess Plaintif~'s damages as follows: '- As set forth in Complaint Interest per Complaint From 04/01/00 to OS/23/00 Late charges per Complaint From 04/15/00 to OS/23/00 Escrow payment per Complaint From N/A to N/A $106,870.88 1,368.46 83.40 0.00 :d TOTAL." $108,32-~ I hereby certify that (1) the laddresses of the Plaintiff and Defendant are as shown above, and (2);' that notice has been given in accordance with Rule 237.1, a copy of which is attached hereto. DAMAGES ARE HEREBY ASSESSED DATE: (ft';;Jy -~ ;JI'"~D MABX (j}V"'OCIATE' Mar~ J. Udren, ESQUIRE Atto,rney for Plaintiff " I.),"2! k / .J/7 7..a ) Q -~ 'pro PROTHY - ,',0,,,,",,,,,,_ . "~ . MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF united Companies Lending P.O. Box 1591 Baton Rouge, LA 70821-1591 . Corp. . COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County Plaintiff . : MORTGAGE FORECLOSURE v. .Rona1d E. Wales Constance J. Wales 25 pin Oak Lane Newburg, EA 17240 : NO. 00-2178 civil term Defendant(s) PRAECIPE FOR WRIT OF EXECUTION TO THE SHERIFF: Issue writ of Execution in the above matter: 25 pin Oak Lane Newburg, ~A 17240 Amount due $108.322.74 Interest From May 24. 2000 to Date of Sale september 6. 2000 Per diem @$25.82 2.736.92 (Costs to be added) $ M rk . Udren, ESQUIRE A TORNEY FOR PLAINTIFF ,~ '~"T , , -~ , " . ~ . ," no_.' ~ < , ""- CJ...~ ~ ~ ).,) ~'- ~ .fcO ~ JlJ..() ur f" :-Oh . '- ~B8c8 ~8 (") g d , ~ g ~ ..0 ~ --I l; , iZOJ :r , , I ' r-V z!E -< n1f9 (' )J '-U ~.r.; w t1f9 - ~ rF .. r: .,;2 0 f51 }.) 0 ;J>o ::;-1Q t) ~~) ...I~ -H '"'-c: .... .... ;~ ::J:: 2~ ... .... .... , ~ - .... , - ~ .... ~ ~0 , " ~ l'O ::> , .;0 ..... - en '-.:: ..... ,-, ~ ~_, ~e~r .~~~ 1Il!fIilI_ ~~~ ~ill fflII!llL '''','Mt>Wmilll''OWi!FlIill ~~-~. - ...._~ -~l!'"'''''"'''''''''"'' llI!f!t~!!i~~-1I~ ~,""'''' MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF United Companies Lending Corp. P.O. Box 1591 Baton Rouge, LA 70821-1591 . COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County Plaintiff . : MORTGAGE FORECLOSURE v. Ronald E. Wales Constance J. Wales 25 Pin Oak Lane Newburg, PA 17240 : NO. 00-2178 civil term Defendant(s) C E R T I F I CAT E Mark J. Udren, Esquire, hereby states that he is the attorney for the Plaintiff in the above-captioned matter and that the premises are not subject to the provisions of Act 91 because it is: ( ) An FHA insured mortgage ( ) Non-owner occupied ( ) Vacant ( X ) Act 91 procedures have been fulfilled. ( ) Over 24 months delinquent. This certification is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. MARK J. UDREN & AOCIATES Mark:J. Udren, ESQUIRE ATTO. Y FOR PLAINTIFF . . .,- --~. = ~1_~. @ & s:f? :1:JS': !eW if :";1 . .$J -< ,~:!J ti~ c.v r- ;S Q J3t9 i8 06 :J:>o :J!" Ii :x ~~ ~ ~ ~ .<;;1 Cl'> ::0 "'< .~~". "",,~'_~'~~J'iiIi';l:iHl;O;~Ml'H<!,. _~'~'~1~~.m~,;WJV"!''l'k~~!ll~I~~ . . l MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF United Companies Lending Corp. P.O. Box 1591 Baton Rouge, LA 70821-1591 . . COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County Plaintiff : MORTGAGE FORECLOSURE v. Ronald E. Wales Constance J. Wales 25 Pin Oak Lane Newburg, PA 17240 : NO. 00-2178 civil term Defendant(s) AFFIDAVIT PURSUANT TO RULE 3129.1 United Companies Lending Corp., Plaintiff in the above action, by its attorney, Mark J. Udren, ESQ., sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at: 25 Pin Oak Lane, Newburg, PA 17240 1. Name and address of Owner(s) or reputed Owner(s): Name Address RONALD E. WALES 25 PIN OAK LANE, NEWBURG, PA 17240 CONSTANCE J. WALES 25 PIN OAK LANE, NEWBURG, PA 17240 2. Name and address of Defendant(s) in the judgment: Name Address SAME AS #1 ABOVE 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address NONE 4. Name and address of the last recorded holder of every mortgage of record: Name Address Plaintiff herein. See Caption above. 5. Name and address of every other person who has any record lien on the property: Name Address NONE . . -~,,",, " ~ ~ v 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Name Address REAL ESTATE TAX DEPT. 1 COURTHOUSE SQUARE, CARLISLE, PA 17013 Domestic Relations Section 13 N. HANOVER ST., CARLISLE, PA 17013 Commonwealth of PA, Department of Revenue Bureau of Compliance, Dept. 280946 Harrisburg, PA 17128-0946 7. Name and address of every knowledge who has any interest the sale: Name other person of whom the plaintiff has in the property which may be affected by Address Tenants/Occupants 25 Pin Oak Lane, Newburg, PA 17240 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities. MARK J. UDREN & ASSOCIATES DATED: May 23, 2000 dren, ESQ. for Plaintiff Mark Attor ,'''':'If , 1. ~- -,,- - ~~"Ii ~>- ,~ ~, <-. -," ---, . . ., g g 0 ~ ::J:: .." ~~ :r. --/ :r -< rn :.n w -nHi ~ c "g 1"'::0 (5 ~O ;bo :::-1-r-- :J:: i;5i1 "8 - 7.0 - c.'5rTj ~ A.) ~ en -< ~~, __""""""I!I!!I!J'IliRII'l'~~I!W-,.t~-@f''''~'lm'I~-~~-'t~)l;ij_~"~~>fI'!<?-I\~~~~!!RIl1 ! ! I MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF United Companies Lending Corp. P.O. Box 1591 Baton Rouge, LA 70821-1591 . COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County Plaintiff : MORTGAGE FORECLOSURE v. Ronald E. Wales Constance J. Wales 25 pin Oak Lane Newburg, PA 17240 : NO. 00-2178 civil term Defendant(s) NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: RONALD E. WALES 25 pin Oak Lane Newburg, PA 17240 CONSTANCE J. WALES 25 pin Oak Lane Newburg, PA 17240 Your house (real estate) at 25 Pin Oak Lane, Newburg, PA 17240 is scheduled to be sold at the Sheriff's Sale on September 6, 2000, at 10:00 AM in the CUMBERLAND COUNTY COURTHOUSE, COMMISSIONERS HEARING ROOM, 2ND FLOOR, CARLISLE, PA to enforce the court judgment of $108,322.74, obtained by Plaintiff above (the mortgagee) against you. If the sale is postponed, the property will be relisted for the ~ext Available Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale, you must take immedia~e actinn~ 1. The sale will be cancelled if you pay to the charges, costs and reasonable attorney's fees. you may call: 18561 482-6900. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. mortgagee the back payment. late To find out how much you must pay, 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. more chance you will have of stopping the sale. to obtain an attorney.) The sooner you contact one, the (See notice on. page two on how ~ "~ "i r YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY-AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 856-482-6900. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 856-482-6900. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the. sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after Schedule of Distribution is filed. 7. You may also have other rights and defenses. or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013-3387 717-249-3166 ASSOCIATION DE LICENCIDADOS DE FILADELFIA Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013-3387 717-249-3166 '-<;"'1"11"I , ,~ ,~ _ ~c ~ ~~ -"~ . -"~~'-~""J!"'!'! " .~~ , ,!!Il , 0 0 0 ~~ 0 "TJ % :yt .rn ",. ~i~ -< r~'1"" w '--p .~ '3m 0 -'0 ~2 Co :;::::0 :1>> i8 -~.T; :x i: "-n '-.('5 ~ - (3m .. N 1;7 0> :0 -~ l!Ilm"':: I7T ~."~ _~_""W',_~",J_","'_~i!~*"~"""~':~J'.~!'j!!;'lf!"iJiFm\II~.l!~~'l"tf,",!!'!I'!"JIll~OO'fI"I"'".",,,,""UilfU ~ , , r ALL ~HA~ CER~AIN LO~ OR LAND, ~OGE~HER ~~H IMPROVEMEN~S ~HEREON EREC~ED, LYING AND BEING SITUATE IN THE TOWNSHIP OF HOPEWELL, COUNTY OF CUMBERLAND, CO""lONWEAL~H OF PENNSYLVANIA,' MORE FULLY BOUNDED AND DESCRIBED AS FOLLOWS: BEGINNING A~ AN IRON PIN A~ ~HE EDGE OF ~HE P~~TE RIGHT-OF-WAY, HEREAFTER DESCRIBED, A~ LINE OF LANDS NOW OR FORMERLY OF M. WAYNE HENSEL; THENCE ALONG LANDS NOW OR FORMERLY OF M. WAYNE HENSEL AND RONALD D. EFFLAND, NORTH THIRTY- NINE (39)-DEGREES ZERO (00) MINU~ES THIRTY (30) SECONDS WEST, THREE HUNDRED EIGHTEEN AND NINETY-ONE HUNDREDTHS (318.91) FEET TO AN EXISTING IRON PIN, THENCE ALONG LANDS NOW OR FORMERLY OF RONALD D. EFFLAND, NOR~H FIF~Y-FIVE (55) DE:GREES EIGHT (08) MINUTES "FORTY-TWO (42) SECONDS EAS~, ~HIR~Y AND ZERO HUNDREDTHS (30. 00) FEET ~O AN IRON PIN, ~HENCE ALONG LANlJS OF ~HE SAME, NORTH TWENTY-EIGHT (28) DEGREES FiF~Y-FIVE (55) MINU~ES WEST, TWO HUNDRED ~HIRTY- SEVEN AND FORTY-TWO HUNDRED~HS (237.42) FEET ~O' AN EXIS~ING IRON PIN A~ LINE OF LANDS NOW OR FORMERLY OF ISAAC F. ESH; THENCE ALONG LlUIDS NOW OR FORMERLY OF ISAAC F. ESH, NORTH ~HIRTY-THREE (33) DEGREES ~HIRTY-SIX (36) MINUTES TWENTY (20) SECONDS EAST, ~HREE HUNDRED ~ EIGHTY-SEVEN HUNDREDTHS (300.87) FEET TO AN EXIS~ING IRON PIN AT LINE OF LANDS NOW OR FORMERLY OF IRVIN K. CORNELIUS; ~HENCE ALONG LANDS NOW OR FORMERLY OF IRVIN K. CORNELIUS, SOUTH ~HIR~Y-NINE (39) DEGlU!:ES ZERO (00) MINUTES ~HIRTY (30) SECONDS EAST, SIX HUNDRED FORTY AND ~HIR~y-N'INE HUNDRED~HS (640. 39) FEE~ ~O AN IRON PIN A~ LOT NO. 6A ON ~HE HEREINAF~ER SAID PLAN OF LO~,S, THENCE ALONG LO~ NO. 6A AND CO~INUING ALONG LO~ NO. 6B ON ~HE HEREINAF~ER SAID PLAN OF LO~S, SOU~H FIFTY (50) DEGREES FIFTY~NINE'(59) MINUTES ~HIRTY (30) SECONDS WES~, TWO HUNDRED FIF~Y-EIGHT."AND SIXTY-FOUR HUNDRED~HS (25~.64) FEE~ ~O AN IRON PIN A~ ~HE EDGE OF THE HEREAF~ER DESCRIBED PRIVA~E RIGHT-OF-WAY BY A CURVE ~o ~HE LEF~ HAVING A RADIUS OF FIFTY AND ZERO HUNDREDTHS (50. 00) FEET, AN ARC LENG~H OF ONE HUNDR?D FIFTY-SEVEN AND EIGH~-HUNDRED~HS. (157.08) FEE~, A CHORD BEARING SOUTH FIF~Y (50) DEGlU!:ES FIFTY-NINE (59) MINUTES ~HIRTY (30) SECONDS WES~, AND A CHORD LENGTH OF ONE HUNDRED AND ZERO HUNDRED~HS (100. 00) FEE~ TO AN IRON PIN A~ ~HE PLACE OF BEGINNING. CO~AINING 4,467 ACRES ACCORDING ~O ~HE D~~ OF SURVEY OF CARL D. BER~, ElEG:IS~ERED SURVEYOR, DATED SEPTEMBER 11, 19li-S 1 AS APPROVED BY !l'HE CUMBERLAND COUNTY PLANNING CO~sSION AND RECORDED IN ~HE OFFICE OF ~HE RECORDER OF DEEDS IN AND FOR CUMBERLAND COuNTY IN PLAN BOOK 59 A~ PAGE 44. BEING LO~ NO. 6C ~HEREON. ~OGE~HER ~~H UNTO ~HE GlU\N~EES, ~HEIR HEI~ AND ASSIGNS, AN UNDIVIDED, ONE- ~HIRD (1/3) INTERES~ AS ~ENAN~S IN COMMON IN AND ~O THE FEE SIMPLE OWNERSHIP OF A CERT~N TRACT O~ LAND DESIGNATED AS LO~ NO. 6D ON THE AFOREMENTIONED SUllDrvISION PLAN, MOlU!: FULLY BOUNDED AND DESCRIBED AS FOLLOWS: , BEGINNING AT AN EXIS~ING RAILROAD SPIKE S~i IN ~HE CENTERLINE OF TOWNSHIP ROllTE ~-331 (KNOWN AS WES~ CREEK ROAD) A!J! LINE OF LANDS NOW OR FORMERLY OF M. WA-ntE HENSEL; THENCE ALONG SAID LANDS OF H~SEL, THENCE ALONG SAJ:D LANDS OF H~SEL, NOR~H SEVENTEEN (17) DEGREES WES~, jtWO HUNDRED FORTY-TWO AND NINETY- SEVEN HUNDRED~HS (242.97) FEE~ TO AN EXIS~ING IRON PIN, THENCE CONTINUING ALONG LANDS OF ~HE SAME, NOR~H THIRTY-NINE' (39) FEET ZERO (00) MINU~ES ~HIR~Y (30) SECONDS WEST, ~HREE HUNDRED ELEVEN AND NINETY HUNDREDTHS (311.90) FEE~ ~O AN IRON PIN AT LlUIDS ~O BE CONVEYED HEREIN; THENCE ~~H LANDS ~O BE CO~YED HEREIN BY A CURVE ~O ~HE RIGHT HAVING A RADIUS OF FIFTY (50) FEE~, AN ARC LENGTH OF TWO HUNDRED EIGHTEEN AND SI~-~HREE HUNDRED~HS (218.63) '. FEET, A CHORD BEARING OF NOR~H EIGHTY-SIX (86) DEGREES FIF~EEN (15) MINUTES 'rWltNTY-TWO (22) SECONDS EAS~, AND A CHORD LENG~H OF EIGHTY-ONE AND SIXTY-FIVE HUblDREDTHS (81.65) FEE~ ~O AN IRON PIN A~ LOT 6B ON ~HE AFORESAID DRAF~ OF SU1\VEY; THENCE BY A CURVE ~O ~HE LEF~ HAVING A'RADIUS OF TWENTY-FIVE AND ZERO HUblDREDTHS (25.00) FEE~, AN ARC LENG~H OF ~HIRTY AND SEVENTY-SEVEN HUNDRED~HS (30.77) FEE~, A CHORD BEARING SOUTH ~HREE (03) DEGREES FOR~Y-FOUR (44) MI~~ES ~HIRTY-EIGH~ (38) SECONDS EAS~, AND A' CHORD LENG~H OF TWENTY-EIGH~ ~ , AND EIGHTY-SEVEN HUNDREDTHS (28.87) FEET; THENCE ALONG THE SAME, SOUTH THIRTY-NINE (39) DEGREES ZERO (00) MINUTES THIRTY (30) SECONDS EAST, ONE HUNDRED NINETY-FIVE AND NINETY-ONE HUNDREDTHS (195.91) FEET TO AN IRON ~IN AT LOT 6A ON THE AFORESAID DRAFT OF SURVEY; THENCE ALONG LOT 6A SOUTH THIRTY- NINE (39) DEGREES ZERO (00) MINUTES THIRTY (30) SECONDS EAST, SIX'rY-FIVE AND ZERO HUNDREDTHS (65.00) FEET TO AN IRON ~IN; THENCE ALONG THE SAME, SOUTH SEVENTEEN (17) DEGREES ZERQ (00) MINUTES ZERO (00) SECONDS EAST, TWO HUNDRED EIGHTY-NINE AND TWENTY-FOUR HUNDREDTHS (289.24) FEET TO A CONCRETE MONUMENT; THENCE ALONG THE SAME, SOUTH FIFTY-THREE (53) DEGREES WEST, TWENTY-FIVE AND ZERO HUNDREDTHS (25..00) ,FEET TO AN EXISTING RAILROAD S~IKE IN THE CWTERLINE OF TOWNSHI~ ROUTE T-331 (KNOWN AS WEST CREl!jK ROAD); THENCE IN SAID TOWNSHI~ ROUTE BY A CURVE TO THE LEFT HAVING A RADIUS OF ONE HUNDRED THIRTY AND ZERO HUNDREDTHS (130,00) FEET, AN ARC LENGTH OF,FORTi-NINE AND NINETY-SEVEN HUNDREDTHS (49.97) FEET, A CHORD BEARING NORTH FORTY-EIGHT (48) DEGREES ZERO (00) MINU1ES FORTY-ONE (41) SECONDS WEST, AND A CHORD LENGTH OF FORTY-NINE AND SIXTY-SIX HUNDREDTHS (49.66) FEET TO THE ~LACE OF BEGINNING. TOGETHER WITH UNTO THE GRANTEES, THEIR HEIRS AND ASSIGNS, IN COMMON WITH THE OWNERS OF LOT 6A AND LOT 6B ON THE AFOREMENTIONED SUBDIVISION ~LAN, THEIR , HEIRS AND ASSIGNS, THE RIGHT OF INGRESS, EGJq:SS AND REGRESS FOR ~ERSONS AND VEHICLES, AND USE AS A DRAINAGE AND UTILITY EASEMENT OVER AND ALONG A CERTAIN ~RrVATE ROAD AND CUL-DE-SAC DESIGNATED AS LOT NO. 6D ON A SUBDIVISION FLAN RECORDED IN CUMBEllLAND COUNTY ~LAN BOOK 59, f.T ~AGE 44. ~': ; ",' BEING KNOWN AS 25 PIN OAK LANE PROPERTY ID NO. 11-09-0505-023 TITLE TO SAID PREMISES IS VESTED IN RqNALD E. WALES AND CONSTANCE J. WALES, HUSBAND AND WIFE BY DEED FROM JAY L. PYNE AND DOROTHY PYNE, HUSBAND AND WIFE DATED 3/30/1990 AND RECORDED 4/4/1990 IN DEED BOOK 34-M PAGE 566 '-;'~ . . =-- f " MARK J. UDREN & ASSOCIATES BY: Mark J. Udren ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, IiIJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF United Companies Lending Corp. P.O. Box 1591. Baton Rouge, LA 70821-1591 Plaintiff . COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County v. Ronald E. Wales Constance J. Wales 25 pin Oak Lane Newburg, PA 17240 Defendant(s) :NO. 00-2178 civil term AFFIDAVIT OF SERVICE PURSUANT TO Pa.R.C.P.RULE 3129.1 Plaintiff, by its/his/her Attorney, Mark J. Udren, Esquire, hereby verifies that: 1. A copy of the Notice of Sheriff's Sale, a true and correct copy of which is attached hereto as Exhibit "A", was sent to every recorded lienholder and every other interested party known as of the date of the filing of the Praecipe for the Writ of Execution, on the date(s) appearing on the attached Certificates of Mailing. 2. A Notice of Sheriff's Sale was sent to Defendant(s) by regular mail and certified mail on the date appearing on the attached Return Receipt, which was signed for by Defendant (s) on the date specified on the said Return Receipt. Copies of the said Notice and Return Receipt are attached hereto as Exhibit "B". 3. If a Return Receipt is not attached hereto, then service was by personal service on the date specified on the attached Return of Service, attached hereto-as Exhibit "B". 4. If service was by Order of Court, then proof of compliance with said Order is attached hereto as Exhibit "B". All Notices were served within the time limits set forth by Pa Rule C.P. 3129. This Affidavit is made subject to the penalties of l8 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. Dated: August 3, 2000 MARK J. UDREN & ASSOCIATES lH'-- BY: Mark J. Udren, Esquire Attorney for Plaintiff ~ .' !'I"I!I c, t \ MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 United Companies Lending Corp. P.O. Box 1591 Baton Rouge, LA 70821-1591 Plaintiff ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County v. Ronald E. Wales Constance J. Wales 25 pin Oak Lane Newburg, PA 17240 Defendant(s) NO. 00-2178 civil term DATE: May 25, 2000 TO: ALL PARTIES IN INTEREST AND CLAIMANTS NOTICE OF SHERIFF'S SALE OF REAL PROPERTY OWNER(S): RONALD E. WALES & CONSTANCE J. WALES PROPERTY: 25 Pin Oak Lane Newburg, PA 17240 Improvements: RESIDENTIAL DWELLING The above captioned property is scheduled to be sold at the Cumberland County Sheriff's Sale on September 6. 2000, at 10:00 AM, at the CUMBERLAND COUNTY COURTHOUSE,COMMISSIONERS HEARING ROOM 2ND FLOOR CARLISLE PA. Our records indicate that you may hold a mortgage or judgment on the property which will be extinguished by the sale. You may wish to attend the sale to protect your interests. A Schedule of Distribution will be filed by the Sheriff on a date specified by the Sheriff not later that 30 days after sale. Distribution will be made in accordance with the schedule unless exceptions are filed thereto within lO days after the filing of the schedule. EXHIBIT A "W~ . ~" " ~ " " ....--< ~ ~ ~ ~ 00 ![~ (J1 ~ '" '" "T1 0 il.z 3 0'0 :::",::,,\'u'<> '::'. '" '<3 000' CO ~~ "'-I "" i.:,.;,.,:;;,:,;.;:::,::;,: -"'-I (~ "T1 ~ ~ Q" . < , t . 0 i i " .~ ,:":,;".i',, . ..:.:,.i0~t~. '>" . .':L."', ,..: . :.;1::,; .. ...... .'.":""'".'''..' . i .".,.. ...'>:.... : .:i:~.::<;"::;.:., " '., .. :,,,;,,.;.'.::~"'" ..~. '- ,'. " .:..'............. . ...' ': '." -- , ," '"'.' , ,- ,', .-, . ~:................ . ..'L~. .: . ...... -.... ...... .. ~( .0 ,. . . -,~w.., <0 <0 .. ffi'~ - ." fill!!. '. .tz 11 0..3 ag "" 00 0- -" 0-' :;;Pl 2m I \ " 0 " 3 " " "T1 ~~ 0 ~ 3 " s: ~ " <f ~ a " Q" 3 .. CD 0 ' , 0 i ~ 0 3 ill " " ~ CD s' 0. ,,' Q" <Q '< ~ ~ " " ~ .. ~. ~ ~ " ~ ~[~~~~ ~ ~ ()g 3g:~c I'JIOe.moC5'= ~ 0] ~ggg. "'tl "Cl3 ~1Il"Cl_!l o ~~~~~ ffi~ a ~fCijlg:~.~g: ~ om~~"gg~ ::J 2:~Sa~g; a3' ;:J.Q:o 2" IIlIl> 000 ~ "-"m a,6'm ~.=g 00" _:Jol'Jlog,... ga(j'~IIl;:J21 :J.::s::3o=:0c: ::Till (D 9~,S @. Q."'-'[@,-j-mQ. !:!~~ffi;;~g ~~%3g:~e. g ~~~.g~~ (Fo:J3oo3 , :li13~gm g.i::j"9; $ go ~~g.g3.g: g.o30~C. I'JI CI);:J ~;:J S' g,~~~g.Cii 0_1:0:1] g;;'3 S! 1Il'<' x~. 11l;:J III -j"Cl 0 ~ ~~ffim & CD ~OO'3 I'JI m gb~~'~~' a~9'~a:W ~~:g3g~ III fi>_S'3 3 g'a:Q g.g: Ill, ;:J;:J.... 3-' ~1'JI~:!.<tl-j ~~i[-<g15 -'0 CD"Cl;:J 3 ~~~~~~. ~~~~g~ iij,l1l .=0;:J 3 ;:g I'JI :;:I S':r ~ s.g: ~~ go g; ~ ;~ ~ 5 ~~gl:lg~ Ill. ~, , ,"! ~ ~ /) lL " ,f? ~ :f /~? ",/- L'/ /,J ~ ~ f~ CVM......17- E€ W ~~~. 8f ~ C)J"7l .J) -~ - t-\~' (Po cJl ~ ~~ j ( ~ '+. t~ ~ ~~ · f. -\ ~ d J;~~Sf. f ~~",~~ '~~ ~~~~ ...,.~ "S I- ~ ib -<cnC/l ~ "tr ;;(/.l~; E~g ~ ~~ ~f c: f"rri~ l<, c: (}I 2 O1cn C? v' pi1;:g -:.; ;;;' ~ ~ :.d ~ >- "orv'll '4 .> 0 .:J ~).. '+I j~ ~~ .::J ..r: l:;;: C- o. 'C't- ;::;:; For Accountable Mail ~ o ell (J1 ~ co co --.. (,:) '" ~ ( / ~ ....J 9 (jJ ,,,\' """.,..' :i-', .. " '. . \ . iJ'1 i,< / ......--,"< -. 'J L ~t- ~ _ .... or .. a>~ 000.3 g~CD 0..... ...." ~"o. ...... I I << I I~ 00:::J :Dc l1l Or.n<<lll ~o~~.a ~ o.~~ m, c., DOG m5-:ng "J Q ~Q!! 11> a; :Il~f; i 1'JIl1l~:::J CD ~gg.ffi' llla~(') -'~Q,~. og:- !'- dI ~ o:I: ~m ~g, ~" ~ DDi!'~ ~ ;:;~.~ g.:;:-", O"1)"~Dl S.OCD"O "1J (/) a. "C g~s:o ![5'Dl~ 5' ~ ?? iii' III iii CD ~ Q a: " 0 2 " Q =;J> -!:t :no ~.~ !:.~ <, m0 _0 ffi~ o o -~ 000 om oil. ~ ~ 1ll0):> ~ ~~;: ~ ii$-3 ~ no'C D:I O-::r ::J ~,~~ Q, en =CD ~ oS'~ en ~~. o Cir:.ffi _ 0'00. ~ J=""g: " CD ~ ,,:n ~. ~:n ,,00 ~. ~!=' ,,00 ~. ~;J: :n :nm ~ ,. 30 m ~ ~:;; ~ ~ "I A TialHQ ~"""'!"'!I'!'!"'!'"_ ~~,~". ~l!l~__~ ~_ ~'"IIfII!l~'''''~"~ ,~. "~ ",' .~,~, '" ," ".- ""-,""-"=~, 8 -uS:: mCP z'9i ZC ~2: kG I8 ~ ""m , ~ o o "'" c::: G"> I -.J o -il -~-i '''r ?~1 fl1 d~? :1!~1'> () :rJ '">-0 om -; ~ ""Q ::Jl: W ~ "",....,.,."'"'~~lI"'!<Nffi!~-"f~If'!l!'!;llll1!ii"~"'1"l'~_~"I/1~<it'lI~l'Ill'O.'i'l~'r~"Ili!!f .,,~.! United Companies Lending Corp -vs- Ronald E. Wales and Constance 1. Wales In The Court of Common Pleas of Cumberland County, Pennsylvania No. 2000-2178 Civil R. Thomas Kline, Sheriff, who being duly sworn according to law, says this writ is returned STAYED. Sheriff's Costs: Docketing Poundage Advertising Posting Bills Law Library County Mileage Certified Mail Levy Postpone Sale Surcharge Share of Bills Law Journal Patriot News 30.00 35.64 15.00 15.00 .50 1.00 23.56 3.29 15.00 40.00 30.00 23.53 921.05 664.73 $ 1,818.30 pd by atty 12/01/00 So answers: Sworn and subscribed to before me This ~. day of A/Jn<<~ 2000, A.D. ~t2 ~~ rothonotary R. Thomas Kline, Sheriff BY~~~ Real Estate Deputy 'J", ,-. "." ., ~ ." , "" <': '-' ~ "<t l,sO Ol..'(O Ckll ~y 10,/11 ~ ._~~, . ---*~ . . MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF United Companies Lending Corp. P.O. Box 1591 Baton Rouge, LA 70821-1591 . . COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County Plaintiff . : MORTGAGE FORECLOSURE v. Ronald E. Wales Constance J. Wales 25 pin Oak Lane Newburg, PA 17240 Defendant Cs) : NO. 00-2178 civil term AFFIDAVIT PURSUANT TO RULE 3129.1 , United Companies Lending Corp., Plain~iff in the above action, by its attorney, Mark J. Udren, ESQ., sets fort~ as of the date the Praecipe for the writ of Execution was filed the foll6~ing information concerning the real property located at: 25 pin Oak Lane, Newburg, PA 17240 1. Name and address of Owner(s) or reputed Owner(s): Name Addres~ RONALD E. WALES 25 PIN O~ LANE, NEWBURG, PA 17240 CONSTANCE J. WALES 25 PIN OAK LANE, NEWBURG, PA 17240 2. Name and address of Defendant(s) in ~he judgment: Name Address SAME AS #1 ABOVE , :'[i ,- 3. Name and address of every judgment cr~ditor whose judgment is a record , lien on the real property to be sold: " Name Addres~ NONE 4. Name and address of the last recorded holder of every mortgage of record: Name Address Plaintiff herein. See Caption above. 5. Name and address of every other person who has any record lien on the property: Name Address NONE 1-'\,,, -,I;' . . 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Name Address REAL ESTATE TAX DEPT. . 1 COURTHOUSE SQUARE, CARLISLE, PA 17013 Domestic Relations Section 13 N. HANOVER ST., CARLISLE, PA 17013 Commonwealth of PA, Department of Revenue Bureau of Compliance, Dept. 280946 Harrisburg, PA 17128-0946 7. Name and address of every knowledge who has any interest the sale: Name other person of whom the plaintiff has in the property which may be affected by Address Tenants/Occupants 25 Pin Oak Lane, Newburg, PA 17240 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge, or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to uns~orn falsification to authorities. MARK J. UDREN & ASSOCIATES DATED: May 23, 2000 ! f , i / Mark; . , Att~,rfey dren, ESQ. for Plaintiff ; Ji c"",,~~ _, _" ,~ "" . ,. .' / MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF United Companies Lending Corp. P.O. Box 1591 Baton Rouge, LA 70821-1591 . COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County Plaintiff . : MORTGAGE FORECLOSURE v. Ronald E. Wales Constance J. Wales 25 pin Oak Lane Newburg, PA 17240 ) Defendant(s) : NO. 00-2178 civil term NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: RONALD E. WALES 25 pin Oak Lane Newburg, PA 17240 CONSTANCE J. WALES 25 pin Oak Lane Newburg, PA 17240 Your house (real estate) at 25 Pin Oak Lane, Newburg, PA 17240 is scheduled to be sold at the Sheriff's Sa4e on September 6, 2000, at 10:00 AM in the CUMBERLAND COUNTY COURTHOUSE, COMMISSIONERS HEARING ROOM, 2ND FLOOR, CARLISLE, PA to enforce the c;ourt judgment of $108,322.74, obtained by Plaintiff above (the mortgag~e) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE OF OWNE~~ RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE , i To prevent this Sheriffls Sale, you must take 1MmAdiate actio~~ 1. The sale will be cancelled if you pay to the charges, costs and reasonable attorney's fees. , you may call: (8561 482-6900. ~: , 2~ You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. mortgagee the back payment, late To find out how much you must pay, 3:. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. more chance you will have of stopping the sale. to obtain an attorney.) The sooner you contact one, the {See notice on page two on how ',,"1' ,,~ > -, -~_. ~ / YOU MAY STILL ~.E~ABLE-.T.Q SAVE YOUR PROPERTY AND---YQU_HAYE OTHER !UGK~S EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out ~he price bid by calling 856-482-6900. 2 . You may be able to peti tion the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 856-482-6900. 4. If the amount due fram the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after Schedule of Distribution is filed. 7. You may also have other rights and'defenses, or ways of getting your home back, if you act immediately after the sale. , YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. I LAWYER REFERRAL SERVICE Cumberland County Bar~Association 2 Liberty Avenue Carlisle, PA 17013-3387 717-249-3166 ASSOCIATION DE LICENCIDADOS DE FILADELFIA Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013-3387 717-249-3:J.(j6 ifi " I,. .. , , ALL ~HA~ CER~AIN LO~ OR LAND, ~oGE~HER WI~H IMPROVEMEN~S ~HEREON EREC~ED, LYING AND BEING SITUA~E IN ~HE ~OWNSHIP OF HOPEWELL, COUNTY OF CUMBERLAND, COI1!-JONWEAL~H OF PENNSnVANIA, MOllE FULLY BOUNDED AND DESCRIBED AS FOLLOWS: BEGINNING A~ AN IRON PIN A~ ~HE EDGE OF ~HE PRr~~E RIGH~-OF-WAY, HEREAF~ER DESCRIBED, AT LINE OF LANDS NOW OR FOI1MERLY OF M. WAYNE HENSEL; ~HENCE ALONG LANDS NOW OR FORMERLY OF M. WAYNE HENSEL AND RONALD D. EFFLAND, NO~H ~HIR~Y- NINE (39). DEGREES ZERO (00) MINU'rES ~HIRTY (3D) SECONDS WES~, ~HREE HUNDRED EIGH~EEN AND NINETY-oNE HUNDRED~HS (3J.S. 9J.) FEE~ ~O AN EXIS~ING IRON PIN; ~HENCE ALONG LANDS NOW OR FOIlMl!:RLY OF RONALD D. EFFLAND, NOR~H FIF~Y-FIVE (55) DEGIlEES EIGH~ (OS) MINU'rES FORTY-TWO (42) SECONDS EAS~, ~HIRTY AND ZERO HUNDRED~HS (30.00) FEE~ ~O AN IRON PIN; ~HENCE ALONG LANDS OF ~HE SAME, NOR~H =TY-EIGH~ (2S) DEGREES FIFTY-FIVE (55) MINU~ES WES~, TWO HUNDIlED ~HIRTY- SEVEN AND FO~-TWO HUNDRED~HS (231.42) FEE~ ~O AN EXIS~ING IRON PIN A~ LINE OF LANDS NOW OR FOI1MERLY OF ISAAC F. ESH; ~HENCE ALONG LANDS NOW OR FOI1MERLY OF ISAAC F. ESH, NOR~H ~HIRTY-~HREE (33) DEGREES ~HIR~Y-SIX (35) MINU~ES TWENTY (20) SECONDS EAS~, ~HIlEE HUNDRED AND EIGHTY-SEVEN HUNDRED~HS (300.S1) FEE~ ~o AN EXIS~ING IRON PIN A~ LINE OF LANDS NOW OR FOIlMl!:RLY OF IRVIN K. CORNELIUS; ~HENCE ALONG LANDS NOW OR FORMERLY OF IRVIN K. CORNELIUS, SOUTH ~HIR~Y-NINE (39) DEGIlEES ZERO (00) MINU'rES ~HIRTY (30) SECONDS EAS~, SIX HUNDRED FORTY AND ~HIRTY-NINE HUNDRED~HS (540.39) FEE~ ~o AN IRON PIN A~ LO~ NO. 5A ON ~HE HEREINAFTER SAID PLAN OF LO~S; ~HENCE ALONG LO~ NO. 5A AND CONTINUING ALONG LO~ NO. 5B ON ~HE HEREINAF~ER SAID PLAN OF LO~S, SOUTH FIFTY (50) DEGREES FIFTY~NINE' (59) MINU'rES ~HIRTY (30) SECONDS WES~, TWO HUNDRED FIFTY-EIGH~..AND SIXTY-FOUR HUNDRED~HS (25S.54) FEE~ ~o AN IRON PIN A~ THE EDGE OF ~HE HEREAF~ER DESCRIBED PRIVA~E RIGH~-OF-WAY BY A CURVE ~O ~HE LEF~ HAVING A RADIUS OF FIFTY AND ZERO HUNDRED~HS (50.00) FEE~, AN ARC LENG~H OF ONE HUND~ FIFTY-SEVEN AND EIGH~-HUNDRED~HS (J.51.0S) FEE~, A CHORD BEARING SOUTH FIFTY (50) DEGREES FIFTY-NINE (59) MINU'rES ~HIRTY (30) SECONDS WEST, AND A CHORD LENG'rH OF ONE HUNDRED AND ZERO HUNDREDTHS (J.OO, 00) FEET TO AN IRON PIN AT ~HE PLACE OF BEGINNING. CONTAINING 4.451 ACRES ACCORDING ~O THE DRAF~ OF SURVEY OF = D. BERT, REGISTERED SURVEYOR, DATED SEPTEMBER 11, 1989, AS APPROVED BY THE CUMBERLAND COUNTY PLANNING COMMISSION AND RECORDED IN THE OFFICE OF THE RECORDER OF DEEDS IN AND FOR CUMBERLAND COUNTY IN PLAN BOOK 59 AT PAGE 44. BEING LOT NO. 6C THEREON. TOGETHER WITH UNTO THE G~EES, THEIR HE::tRS AND ASSIGNS, AN UNDIVIDED, ONE- THIRD (J./3) INTEREST AS ~ENAN~S IN COMMON IN AND TO THE FEE SIMPLE OWNERSHIP OF A CERTAIN TRAC~ OF LAND DESI~ED AS LOT NO. 50 ON THE AFOREMENTIONED SUBDIV:tSION PLAN, MORE FULLY BOUNDED AND DESCRIBED AS FOLLOWS: BEGINNING ~ AN ~STING RAILROAD SFIKE SET IN THE CENTERLINE OF TOWNSHIP ROUTE ~-33J. (KNOWN AS WEST CREEK ROAD) A~ LINE OF LANDS NOW OR FOI1MERLY OF M. WAYNE HENSEL; 'rHENCE ALONG SAID LANDS OF HENSEL, THENCE ALONG SAID LANDS OF HENSEL, NOR~H SEVEN'l!EEN (J.1) DEGREES WEST, TWO HUNDRED FORTY-TWO AND NINETY- SEVEN HUNDREDTHS (242.91) FEE~ ~O AN EXISTING IRON PIN; ~HENCE CONTINUING ALONG LANDS OF THE SAME, NORTH THIRTY-NINE (39) FEET ZERO (00) MINU'rES THIRTY (30) SECONDS WES~, ~HREE HUNDRED ELEVEN AND NINETY HUNDREDTHS (3J.J..90) FEET ~o AN IRON PIN A~ LANDS ~O BE CONVEYED HEREIN; THENCE WITH LANDS TO BE CONVEYEDHEIlEIN BY A CURVE TO THE RIGHT HAVING A RADIUS OF FIFTY (50) FEET, AN ARC LENG~H OF TWO HUNDRED EIGHTEEN AND SIXTY-THREE HUNDRED~HS (2J.S.63) FEET, A CHORD BEARING OF NORTH EIGHTY-SIX (S6) DEGREES FIF~EEN (J.5) MINU'rES =TY-TWO (22) SECONDS EAS~, AND A CHORD LENGTH OF EIGHTY-ONE AND SIXTY-FIVE HUNDREDTHS (SJ..55) FEET ~O AN IRON PIN AT LOT ~B ON THE AFORESAID DRAFT OF SURVEY; THENCE BY A CURVE ~O THE LEF~ HAVING A RADIUS OF TWENTY-FIVE AND ZERO HUNDREDTHS (25.00) FEET, AN ARC LENGTH OF ~HIRTY AND SEVEN'l!Y-SEVEN HUNDREDTHS (30.11) FEET, A CHORD BEARING SOUTH THREE (03) DEGREES FORTY-FOUR (44) MINU~ES THIRTY-EIGH~ (3S) SECONDS EAS~, AND A' CHORD LENGTH OF TWENTY-EIGHT .' .- .. ~ . AND EIGHTY-SEVEN HUNDREDTHS (28.87) FEET; THENCE ALONG THE SAME, SOUTH THIRTY-NINE (39) DEGREES ZERO (00) MINUTES THIRTY (30) SECONDS EAST, ONE HUNDRED NINETY-FIVE AND NINETY-ONE HUNDREDTHS (195.91) FEET TO AN IRON ~IN AT LOT 6A ON THE AFORESAID DRAFT OF SURVEY; THENCE ALONG LOT 6A SOUTH THIRTY- NINE (39) DEGREES ZERO (00) MINUTES THIRTY (30) SECONDS EAST, SIXTY-FIVE AND ZERO HUNDREDTHS (65.00) FEET TO AN IRON PIN; THENCE ALONG THE SAME, SOUTH SEVENTEEN (17) DEGREES ZERO (00) MINUTES ZERO (00) SECONDS EAST, TWO HUNDRED EIGHTY-NINE AND TWENTY-FOUR HUNDREDTHS (289.24) FEET TO A CONCRETE MONUMENT; THENCE ALONG THE SAME, SOUTH FIFTY-THREE (53) DEGREES WEST, TWENTY-FIVE AND ZERO HUNDREDTHS (25,,00) ,FEET TO AN EXISTING RAILROAD SPIKE IN THE CENTERLINE OF TOWNSHI~ ROUTE T-331 (KNOWN AS WEST CREEK ROAD); THENCE IN SAID TOWNSHI~ ROUTE BY A CURVE TO THE LEFT HAVING A RADIUS OF ONE HUNDRED THIRTY AND ZERO HUNDREDTHS (130,00) FEET, AN ARC LENGTH OF FORTY-NINE AND NINETY-SEVEN HUNDREDTHS (49.97) FEET, A CHORD BEARING NORTH FORTY-EIGHT (48) DEGREES ZERO (00) MINU'lES FORTY-ONE (41) SECONDS WEST, AND A CHORD LENGTH OF FORTY-NINE AND SIXTY-SIX HUNDREDTHS (49.66) FEET. TO THE ~LACE OF BEGINNING. TOGETHER ~TH UNTO THE GRANTEES, THEIR HEIRS AND ASSIGNS, IN COMMON WITH THE OWNERS OF LOT 6A AND LOT 6B ON THE AFOREMENTIONED SUBDIVISION ~LAN, THEIR HEIRS AND ASSIGNS, THE RIGHT OF INGRESS, EGRESS AND REGRESS FOR ~ERSONS AND VEHICLES, AND USE AS A DRAINAGE AND UTILITY EASEMENT OVER AND ALONG A CERTAIN ~RIVATE ROAD AND CUL-DE-SAC DESIGNATED AS LOT NO. 6D ON A SUBDIVISION ~LAN RECORDED IN CUMBERLAND COUNTY ~LAN BOOK 59, AT ~AGE 44. BEING KNOWN AS 25 PIN OAK LANE' PROPERTY ID NO. 11-09-0505-023 TITLE TO SAID PREMISES IS VESTED IN RqNALD E. WALES AND CONSTANCE J. WALES, HUSBAND AND WIFE BY DEED FROM JAY L. PYNE AND DOROTHY PYNE, HUSBAND AND WIFE DATED 3/30/1990 AND RECORDED 4/4/1990 IN DEED BOOK 34-M PAGE 566 -"~,,", . ,~ .. WRIT OF EXECUTIOttandJor ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO. 00-2178 CIVIL @' Term CIVIL ACTION - LAW TO THE SHERIFF OF Cumberland COUNTY: United Companies Lending Corp. ' To satisfy the debt, interest and costs due PLAINTIFF(S) Ronald E. Wales and Constance J. Wales, 25 pin Oak Lane, Newburg, PA 17240 from DEFENDANT(S) (1) You are directed to levy upon the property of the defendant(s) and to sell See Legal Description ,;,<,! (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of "0';.".: ..,-' ""-_O"H>,."._ ,n "~ '~_';~lr!i 'l: GARNISHEE(S) as follows: I''''I"'', ~J';li(" . i I,,: ". _ , ,_ , "., and to nomy the garnishee(s) that: (a) an attachmenfhas been issued; (b) the garnishee(s) is/ate erijGined.from paying any debt to or for the account of the defendant(s) and from delivering any property of the defendant(s) or otherwise disposing thereof;,-,___ ___", (3) If property olthe defendant(s) not levied upon an subjectto attachment is found inthe pOl;session of anyone other than a named garnishee, you are directed to nomy him/herthat he/she has been added as a garnishee and is enjoined as above stated_ Amount Due :\ '2~7M .t32a1~ f 15 1 'J '6 'M -FrulU I e 0 d e / / Interest per diem @ $25.82 - $2,736.92 Ally's Comm Ally Paid Plainmf Paid % LL Due Prothy Other Costs $.50 $1.00 $127.78 Date: May 30, 2000 ~ Curtis R. Long Prothonotary, Civil Division Lho-r'''' P 7pCr7/>iTt. r-- Deputy REQUESTING PARTY: Name Mark J. Udren, Esq. Address: 1040 N. Kinqs Hiqhway, Cherry Hill, NJ 08034 Attorney for~ Plaintiff Telephone: 856-482-6900 Supreme Court ID No, 04302 Suite 500 l. :,. ~'" or. ~"' REAL ESTATE SALE No. 'J.Jl c:nr /. ~ the sheriff levied upon the defendants interest in the real property situated in /4h. Ll,#IZ",A.A J;,.,o r Cumberland County I Pa" known and numbered as: :J.S L ~,.,j~ ~ and more fully described on exhibit "A" filed with this writ and by this reference Incorporated herein. oate: f)-. 4 ~ ~~4:- ~--.' ; ~ 1 v;""', " I :_~ ~,! ~"l d ..; rd ~- i ,7r }\m"i _'''' ~n A~.i:n ~~ill';I:i,; ..:,. II II !.", ., _ ." ,,_ q_, ~~ _"", ,~ 'JJ.~, ~".. ."~ .-4_~" ~,,_~,JMII'IW. ~~,~"""'!<'W"''G;ij\",*",~Rlfl'''''--====- __, .. _ ~"",,,~,-o-;,..,,.,ffl"T'!.IJIIl!m!1lm1f'~~(11~. . - s;:nJ c::I <fi> GVi1 ~ F'~-~'~. UDREN LAW OFFICES, P.C. BY: Mark J. UdreD, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 ATTORNEY FOR PLAINTIFF united Companies Lending Corp. Plaintiff COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County v. Ronald E. Wales Constance J. Wales Defendant NO. 00-2178 Civil Term PRAECIPE TO WITHDRAW JUDGMENT AND DISCONTINUE WITHOUT PREJUDICE TO THE PROTHONOTARY: Kindly mark the above captioned matter JUDGMENT WITHDRAWN and ACTION DISCONTINUED WITHOUT PREJUDICE, upon payment of your costs only. Mark ren, Esquire UDREN OFFICES, P.C. Attorney for Plaintiff DATED: Februarv 1, 2007 l - ~ ~ ~ -t ~ Crl . ~ () ~~ ~ p J- () i\ ~ .-\ ~..,."'\ me -0 rG. -c'J t;l (~21 (~?, ~ . -,\-., ~,:...;~c) ~ /~'<: rf\ u q ::;;~ u:> ~ N ~ ~ "'1'\ g \ 0"'