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MARK J. unREN &: ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
Norwest Bank Minnesota,
National Association as
Indenture Trustee for American
Residential Eagle Bond Trust
1999-2
P.O. Box 57038
Irvine, CA 92619-7038
Plaintiff
.
. COURT OF COMMON PLEAS
. '
: CIVIL DIVISION
: Cumberland County
v.
Joseph J. Poeschl
Nancy L. Poeschl
1620 W. Lisburn Road
Mechanicsburg, PA 17055
Defendant(s)
: NO. 00 J .J.;U> 1
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COMPLAINT IN MORTGAGE FORECLOSURE
YOU HAVE BEEN SUED IN COURT. If you wish to defend against the
claims set forth in the following pages, you must take action
within twenty (20) days after this Complaint and Notice are served,
by entering a written appearance personally or by attorney and
filing in writing with the Court your defenses or objections to the
claims set forth against you. You are warned that if you fail to
do so the case may proceed without you and a judgment may be
entered against you by the Court without furtber notice, for any
money claimed ,in the Complaint or for any other claim or relief
requested by the Plaintiff. You may lose money or property or
other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
LAWYERS REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166 or 800-990-9108
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AVISO
Le han demandado a usted en la corte. Si usted quiere defenderse
de estas demandas expuestas en las paginas siguientes, usted tiene
veinte (20) dias de plazo al partir de la fecha de lademanda y la
notificacion. Hace falta ascentar una comparencia escrita 0 en
persona 0 con un abogado y entregar a la corte en forma escrita sus
defensas 0 sus objeciones alas demandas en contra de su persona.
Sea avisado que si usted no se dafiende, la corte tomara medidas y
puede continuar la demanda en contra suya sin previa 'aviso 0
notificacion. Ademas, la corte puede decidir a favor del
demandante y requiere que usted cumpla con todas las provisiones de
esta demanda. Usted puede perder dinero 0 sus,propiedades u otros
derechos importantes para usted.
LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE, ,SI NO TIENE ABOGADO
o SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN
PERSONA 0 LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE
ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR
ASISTENCIA LEGAL.
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, P A 17013-3387
717-249-3166 or 800-990-9108
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NOTICE
The amount of your debt is as stated in the attached document.' The name of the creditor
to whom the debt is owed is as named in the attached document. Unless you notify us within
30 days after receipt of this Notice and the attached document that the validity of the stated
debt, or any portion of it, is disputed, we will assume that the debt is valid. If you do notify us
in writing of a dispute within the 30 day period, we will obtain verification of the debt or a
copy of a judgment against you, and mail it to you. If you do not dispute the debt, it is not an
admission of liability on your part. Also, upon your written request within the 30 day period,
we will provide you with the name and address of the original creditor if different from the
current creditor.
If you notify us in writing within the 30 day period as stated above, we will cease collection
of your debt, or any disputed portion of it, until we obtain the mformation that is required
and mail it to, you. Once we have mailed to you the required information, we will then
continue the collection of your debt.
This law fIrm is deemed to be a debt collector and this Notice and the attached document is
an attempt to collect a debt, and any information obtained will be used for that purpose.
LAW OFFICES OF MARIO. UDREN
Isl Mark J. Udren, Esquire,
1040 N. Kings Highway, Suite 500
Cherry Hill, NJ 08034
(856) 482-6900
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1. Plaintiff is the Corporation designated as such in the
caption on a preceding page. If Plaintiff is an assignee then it
is such by virtue of the following recorded assignments:
Assignor:
Assignee:
Recording
Option One Mortgage Corporation
Norwest Bank Minnesota, National Association as Indenture
Trustee for American Residential Eagle Bond Trust 1999-2
Date: LODGED FOR RECORDING Book: Page:
2.
Defendant(s) is the individual designated as such on the
caption on a preceding page, whose last known address is as set
forth in the caption, and unless designated otherwise, is the real
owner(s) and mortgagor(s) of the premises being foreclosed.
3. On or about the date appearing on the Mortgage
hereinafter described, at the instance and request of Defendant(s),
Plaintiff (or its predecessor, hereinafter called Plaintiff) loaned
to the Defendant (s) the sum appearing on said Mortgage,
which
Mortgage was executed and delivered to Plaintiff as security for
the indebtedness.
said Mortgage is incorporated herein by
reference in accordance with Pa.R.C.P. 1019 (g).
The information regarding the Mortgage being foreclosed is as
follows:
MORTGAGED PREMISES: 1620 W. Lisburn Road
MUNICIPALITY/TOWNSHIP/BOROUGH: Monroe Township
COUNTY: Cumberland
DATE EXECUTED: 4/9/99
DATE RECORDED: 4/21/99 BOOK: 1535 PAGE: 964
The legal description of the mortgaged premises is attached hereto
and made part hereof.
4. Said Mortgage is in default because the required payments
have not been made as set forth below, and by its terms, upon
breach and failure to cure said breach after notice, all sums
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secured by said Mortgage, together with other charges authorized by
said Mortgage itemized below, shall be immediately due.
S. After demand, the Defendant (s) continues to fail or
refuses to comply with the terms of the Note ,as follows:
(a) by failing or refusing to pay the installments of
below;
principal and interest when due in the amounts indicated
(b) by failing or refusing to pay other charges, if any,
indicated below.
4/6/00:
6. The following amounts are due on the said Mortgage as of
Principal of debt due and unpaid
Interest at 9.65%* from 11/1/99
to 4/6/00
(the per diem interest accruing on
this debt is $28.21 and that sum
should be added each day after
4/6/00)
Title Report
Court Costs (anticipated, excluding
Sheriff's Sale costs)
Escrow Overdraft/(Balance)
(The monthly escrow on this account
is $175.16 and that sum should
be added on the first of each
month after 4/6/00)
Late Charges
(monthly late charge of $54.69
should be added on the fifteenth of
each month after 4/6/00)
Other Fees
Attorneys Fees (anticipated and actual
to 5% of principal)
TOTAL
$106,687.83
4,457.18
250.00
280.00
0.00
250.20
68.25
5"334.39
, $117,327.85
* The Interest Rate and Per Diem are subject to adjustment as
more fully set forth in the Note and Mortgage.
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7. The attorney's fee set forth above are in conformity with
the mortgage documents and Pennsylvania law, and will be collected
in the event of a third party purchaser at Sheriff's Sale. If the
mortgage is reinstated prior to the sale, reasonable attorney's
fees will be charged in accordance with the reduction provisions of
Act 6, if applicable.
8. The combined notice specified by the pennsylvania
Homeowner's Emergency Mortgage Assistance Program, Act 91 of 1983
and Notice or Intention to Foreclose under Act 6 of 1974 has been
sent to each defendant, via certified and regular mail, accordance
with the requirements of those acts, and the date appearing on the
copy attached hereto as exhibit A, and made part hereof, and
defendants have failed to proceed within the time limits, or has
been determined ineligible, or Plaintiff has not been notified in .
a timely manner of Defendant(s) eligibility.
WHEREFORE, the Plaintiff demands judgment, in rem, against the
Defendant(s) herein in the sum of $117,327.85, plus interest, costs
and attorneys fees as more fully set forth in the Complaint, and
for foreclosure and sale of the Mortgaged
Mark . Udren, ESQUIRE
MARK J. UDREN & ASSOCIATES
Attorney for Plaintiff
Attorney I.D. No. 04302
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ALL THAT CERTAIN LAND AND REAL ESTATE, AND EVERY TRACT, PARCEL, LOT AND PJ:ECE
THEREOF SJ:TUATE J:N MONROE TOWNSHJ:P, CUMBEIlLAND COUNTY, PENNSYLVANJ:A, BOUNDI!:D
AND DESCRJ:BED AS FOLLOWS:
BEGJ:NNJ:NG AT A POJ:NT ON THE NORTHEBN SJ:DE Oli' LJ:SBURN ROAD (L.R. 21013) ON THE
DJ:VJ:DJ:NG LJ:NE BETWEEN LOTS NOS. 67 AND 68 ON THE HEREJ:NAIi'TER MENTJ:ONI!:D PLAN
Oli' LOTS; THENCE BY SAID DJ:VJ:DJ:NG LJ:EN AND THE DJ:VJ:DJ:NG LJ:NE BETWEEN LOTS NOS.
67 AND 69 ON SAID PLAN Oli' LOTS, NORTH 21 DEGREES 59 MJ:NUTES 20 SECONDS EAST
249.05 Ii'EET TO A POJ:NT; THENCE SOUTH 73 DEGREES 29 MJ:NUTES EAST 100.45 Ii'EET
TO A POJ:NT; THENCE BY THE DJ:VJ:DJ:NG LJ:NE BETWEEN LOTS NOS. 66 AND 67 ON SAID
PLAN OF LOTS, SOUTH 21 DEGREES 59 MJ:NUTES 20 SECONDS WEST 258.64 TO A POJ:NT
ON THE NORTHEBN SmE Oli' LJ:SBURN ROAD AFORESAID; THENCE BY THE NORTHERN SJ:DE
Oli' SAID ROAD, NORTH 68 DEGREES 00 MJ:NUTES 40 SECONDS WEST 100 FEET TO THE
PLACE Oli' BEGJ:NNJ:NG.
BEJ:NG LOT NO. 67 OF SECTJ:ON Ii' ON THE PLAN'"OF LOTS KNOWN AS MONROE ESTATES AS
RECOIlDED J:N THE OFIi'J:CE OF THE RECOIlDER OF DEEDS FOR CUMBEIlLAND COUNTY J:N PLAN
BOOK 23, PAGE 177.
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February 02, 2000
OPTION
. ONE
MORTGAGE;; CORPORATION
Joseph J Poeschl
Nancy L Poeschl
1620 W. Lisburn Road
Mechanicsburg, PA 17055
Homeowners Name: Joseph J Poeschl
Nancy L Poeschl
property Address: 1620 W Lisburn ~oad, Mechanicsburg PA 17055
Loan Account No.: 158438-2
original Lender: OPTION ONE
Current LenderjServicer: Option One Mortgage Corporation
HOMEOWNER'S
EMERGENCY MORTGAGE ASSISTANCE PROGRAM
YOU MAY BE ELIGIBLE FOR FINANCIAL
ASSISTANCE WHICH CAN SAVE YOUR HOME FROM
FORECLOSURE AND HELP YOU MAKE FUTURE
MORTGAGE PAYMENTS
IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY
MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR
EMERGENCY MORTGAGE ASSISTANCE:
.,
* IF YQUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR
CONTROL,
* IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR
MORTGAGE PAYMENTS, AND
* IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY
THE PENNSYLVANIA HOUSING FINANCE AGENCY.
TEMPORARY STAY OF FORECLOSURE - Under the Act, you are entitled to
a temporary stay of foreclosure on your mortgage for thirty (30)
days from the date of this Notice. During that time you must
arrange and attend a "face-to-face" meeting with one of the
designated consumer credit counseling agencies listed at the end
of this Notice.
THIS MEETING MUST OCCUR WITHIN" THE NEXT (30) DAYS. IF YOU DO
NOT APPLY FOR EMERGENCY MORTGAGE ASSISTANCE, YOU MUST BRING YOUR
MORTGAGE UP.TO DATE. THE PART OF THIS NOTICE CALLJ;;D "HOW TO CURE
YOUR MORTGAGE DEFAULT", EXPLAINS HOW TO BRING YOUR MORTGAGE UP TO
DATE.
on 71
EXHIBIT A
CORPORATE OFFices u:3 ADA - IRVINE.. CALIFORNIA 92618_2304" P.O. sox 57041. IRVINE. CALIFORNIA 92619~7041
PHONE 949."790.8100/ BOO.326.'500. FAXLINE 949.790.6"182
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OPTION
~ ONE
Re: Loan No. 158438-2
MORT~AGE CORPORATION
CONSUMER CREDIT COUNSELING AGENCIES - If you meet with one of the
consumer credit counseling agencies listed at the end of this Notice,
the lender may NOT take action against you for thirty (30) days after
the date of this meeting. The names, addresses and telephone numbers
of designated consumer credit counseling agencies for the county in
which the property is located are set forth at the end of this Notice.
It is only necessary to schedule one face-to-face meeting. Advise
your lender immediately of your intentions.
APPLICATION FOR MORTGAGE ASSISTANCE - Your mortgage is in default
for the reasons set forth later in this Notice (see following pages for
specific information about the nature of your default.) If you have
tried and are unable to resolve this problem with the lender, you have
the right to apply for financial assistance from the Homeowner's
Emergency Mortgage Assistance Program. To do so, you must fill out,
sign and file a completed Homeowner's Emergency Assistance Program
Application with one of the designated consumer credit counseling
agencies listed at the end of this Notice. Only consumer credit
counseling agencies have applications for the program and they will
assist you in submitting a complete application to the Pennsylvania
Housing Finance Agency. Your application MUST be filed or postmarked
within thirty (30) days of your face-to-face meeting.
YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO
OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS
LETTER, FOREeLOSURE MAY PROCEED AGAINST YOUR HOME IMMJ;;DIATELY AND
YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED.
AGENCY ACTION - Available funds for emergency mortgage assistance
are very limited. They will be disbursed by the Agency under the
eligibility criteria established by the Act. The Pennsylvania
Housing Finance Agency has sixty (60) days to make a decision after
it receives your application. During that time, no foreclosure
proceedings will be pursued against you if you have met the time
requirements set forth above. You will be notified directly by the
Pennsylvania Housing Finance Agency of its decision on your
application.
OPl71
COFlPORATE OFFICES -:3 ADA _ IRVINE _ CALIFORNIA 92610-2304 - P.C>. BOX 57041 - IRVINE - CALIFORNIA 92619-7041
PHONE 949.790.8~OO J 800.326.'500. FAXL\NE. 949.790.e~82
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Re: Loan No. 158438-2
OPTION
ONE
MORTGAGE CORPORATION
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NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN
BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION
PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT
THE DEBT.
(If you have filed bankruptcy, you can still apply for
Emergency Mortgage Assistance.)
**********************************************************************
HOW TO CURE YOUR MORTGAGE DEFAULT (BRING IT UP TO DATE) .
NATURE OF THE DEFAULT - The MORTGAGE debt held by the above lender on
your property located at:
1620 W Lisburn Road, Mechanicsburg PA 17055
lS SERIOUSLY IN DEFAULT because:
A. YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following
months and the following amounts are now past due:
(a) Monthly payments: 1 MONTHS @ $ 1,086.61
2 MONTHS @ $ 1,086.61
$ 3259.83
(b) Previous late charges; $ 140.82
(c) Other charges; Escrow, Inspection,
NSF checks $ 15.00
(d) Other provisions of the mortgage obligation,
if any $ 8.25
(e) TOTAL' AMOUNT OF (a) (b) and (c) REQUIRED
AS OF tHIS DATE $ 3423.90
B. YOU HAVE FAI~ED TO TAKE THE FOLLOWING ACTION (Do not use if not
applicable) :
HOW TO CURE THE DEFAULT - You may cure the default within thirty (30)
days of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE
TO THE LENDER WHICH IS $3423.90, PLUS ANY MORTGAGE PAYMENTS
AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD.
Payments must be made either by cash, cashier's check, certified
check or money order made payable and send to:
Option One Mortgage Corporation
3 Ada
Irvine, Ca. 92618
You can cure any other default by taking the following action within
thirty (30) days of the date of this letter. (Do not use if not
(applicable. )
OPl72
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CORPORATE OFFICES - 3 ADA'" IRVINE - CALIFORNIA 92618-2304 - P.O_ BOX 57'04-1 ... IRVINE'" CAL.IFORNIA 92619-704-1
PHONE 949.790.8100/800.326.1$00'" FAXL.INE 949.7'90.8"182
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OPTION
. ONE
Re: Loan No. 158438-2
MORTGAGE CORPORATION
IF yOU DO NOT CURE THE DEFAULT - If you do not cure the default within
THIRTY (30) DAYS of the date of this Notice, the lender intends to
exercise its rights to accelerate the mortgage debt.
This means that the entire outstanding balance of this debt will be
considered due immediately and you may lose the chance to pay the
mortgage in monthly installments. If full payment of the total amount
past due is not made within THIRTY (30) DAYS, the lender also intends
to instruct its attorneys to start legal action to foreclose upon your
mortgaged property.
IF THE MORTGAGE IS FORECLOSED UPON - The mortgaged property will be
sold by the Sheriff to payoff the mortgage debt. If the lender refers
your case to .its attorneys, but you cure the delinquency before the
lender brings legal proceedings against you, you will still be required
,to pay the reasonable attorney's fees that were actually incurred, up
to $50.00. However, if legal proceedings are started against you, you
will have to pay all reasonable attorney's fees actually incurred by the
lender even if they exceed $50.00. Any attorney's fees will be added to
the amount you owe the lender, which may also include other reasonable
costs. If you cure the default within the THIRTY (30) DAY period, you
will not be required to pay attorney's fees.
OTHER LENDER REMEDIES - The lender may also sue you personally for the
unpaid principal balance and all other sums due under the mortgage.
RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE - If you have not
cured the default within the THIRTY (30) DAY period and foreclosure
proceedings have begun, you still have the right to cure the default
and prevent the sale at any time up to one hour before the Sheriff's
Sale. You may do so by paying the total amount then past due, plus
any late or other charges then due, reasonable attorney's fees and
costs connected with the foreclosure sale and any other costs
connected with the Sheriff's Sale as specified in writing by the
lender and by performing any other requirements under the mortgage.
Curing your default in the manner set forth in this notice will
restore your mortgage to the same position as if you had never
defaulted.
EARLIEST POSSIBLE SHERIFF'S SALE DATE - It is estimated that the
earliest date that such a Sheriff's Sale of the mortgaged property
could be held would be approximately (7) SEVEN Months from the date
of this Notice. A notice of the actual date of the Sheriff's Sale
will be sent to you before the sale. Of course, the amount needed
to cure the default will increase the longer you wait. You may find
out at any time exactly what the required payment or action will be
by contacting the lender.
OP173
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CORPORjIo.TE OFFICES" 3 ADA" IRVINE - CALIFORNIA 926'6-2304 .. p.o. BOX 57041 .. IRVINE" CALIFORNIA 926'9-704'1 L:.J
PHONE 949.790.8100 I 800.326.1500" FAX'-INE 949.790.8182
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OPTION
. ONE
MORTGAGe COFlPORATION
Re: Loan No. 158438-2
HOW TO CONTACT THE LENDER:
Name of Lender:
Address:
Address:
Phone Number:
Fax Number:
Contact Person:
Option One Mortgage Corporation
3 Ada
Irvine, CA. 92618
800-326-1500, Ext. 8004
949-790-8182
CINDY VASQUEZ X8216
EFFECT OF SHERIFF'S SALE - You should realize that a Sheriff's Sale will
end your ownership of the mortgaged property and your right to occupy it.
If you continue to live in the property after the Sheriff's Sale, a
lawsuit to remove you and your furnishings and other belongings could
be started by the lender at any time.
ASSUMPTION OF MORTGAGE - You mayor X may not (CHECK ONE) sell
or transfer your home to a buyer or transferee who will assume the
mortgage debt, provided that all the outstanding payments, charges and
attorney's fees and costs are paid prior to or at the sale and that the
other requirements of the mortgage are satisfied.
YOU MAY ALSO HAVE THE RIGHT TO:
* TO SELL THE PROPERTY TO OBTAIN .MONEY TO PAY OFF THE MORTGAGE
DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF
THIS DEBT. :
*
TO HAVE ,THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR
BEHALF.
* TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO
DEFAULT HAD OCCURRED, IF YOU CURED THE DEFAULT. (HOWEVER, YOU DO NOT
HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAT THREE TIMES IN ANY
CALENDAR YEAR.)
* TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE
PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE
DOCUMENTS.
* TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH
ACTION BY THE LENDER.
* TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW.
OP174
CORPORATE OFFices.. 3 AOA" IRVINE - CALIFORNIA 9261a~2304 - p.o. aox 57041 . IRVINe.. CALIFORNIA 92619-7041
Pl-lONE 949.790.8100 I 800.326.1500.. FAXL.INE 949.790.6182
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V E R I FIe A T TON
Mark J. Udren, Esquire, hereby states that he is the attorney
for the Plaintiff, a corporation unless designated otherwise; that
he is authorized to take this Verification and does so because of
the exigencies regarding this matter, and because Plaintiff must
verify much of the information through agents, and because he has
personal knowledge of some of the facts averred in the foregoing
pleading; and that the statements made in the foregoing pleading
are true and correct to the best of his knowledge, information and
belief and the source of his information is public records and
reports of Plaintiff's agents. The undersigned understands that
this statement herein is made subject to the penalties of 18
Pa.C.S. Section 4904 relating to unsworn falsification to
authorities.
Mark
MARK
Udren, ESQUIRE
UDREN & ASSOCIATES
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SHERIFF'S RETURN - REGULAR
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CASE NO: 2000-02281 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
NORWEST BANK MINNESOTA ET AL
VS
POESCHL JOSEPH J ET AL
RICHARD SMITH
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, Sheriff or eputy Sheriff of
,
Cumberland County, pensylvania, who being d ly sworn according to law,
says, the within COMPLAINT - MORT FORE
POESCHL JOSEPH J
as served upon
DEFENDANT
, at 0016:30 HOURS, on the 2 th day of April
at 1620 W LISBURN ROAD
MECHANICSBURG, PA 17055
NANCY L. POESCHL (WIFE)
by handing to
a true and attested copy of COMPLAINT - MOR FORE
NOT! CE
the
, 2000
together with
and at the same time directing Her attentio to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
18.00
4.32
.00
10.00
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32.32
So
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R. Thomas
04/27/2000
MARK J. UDRE
me this ~
Sworn ,and Subscribed to before By:
day of
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SHERIFF'S RETURN - REGULAR
CASE NO: 2000-02281 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
NORWEST BANK MINNESOTA ET AL
VS
POESCHL JOSEPH J ET AL
RICHARD SMITH
Sheriff or Deputy Sheriff of
Cumberland County, Pensyl vania , who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE
was served upon
POESCHL NANCY L
the
DEFENDANT
, at 0016:30 HOURS, on the 26th day of April
, 2000
at 1620 W LISBURN ROAD
MECHANICSBURG, PA 17055
by handing to
NANCY L. POESCHL
a true and attested copy of COMPLAINT - MORT FORE
together with
NOTICE
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
6.00
.00
.00
10.00
.00
16.00
So Answers:
~~rYJ'.- ~/
R. Thomas Kline
04/27/2000
MARK J. UDREN
Sworn and Subscribed to before By:
me this :5~
day of
~. tHvV A.D.
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rXhonotary I ~
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
104~0 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
Norwest Bank Minnesota,
National Association
as Indenture Trustee for
American Residential
Eagle Bond Trust 1999-2
Plaintiff
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: NO. 00-2281 civil term
v.
Joseph J. Poeschl
Nancy L. Poeschl
Defendant(s)
PRAECIPE TO SUBSTITUTE VERIFICATION
TO THE PROTHONOTARY:
Kindly substitute the attached Verification for the
Verification attached to the Complaint in Mortgage Foreclosure with
regard to the captioned matter.
MARK J. lIDREN & ASSOCIATES
DATED: June 27, 2000
BY:
4. Udren, Esquire
ey for Plaintiff
It
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--
V E R I FIe A T ION
The undersigned, an officer of the Corporation which is the
Plaintiff in the foregoing Complaint or an officer
of the
Corporation which is the servicing agent of Plaintiff, and being
authorized to make this verification on behalf of the Plaintiff,
hereby verifies that the facts set forth in the foregoing Complaint
are taken from records maintained by persons supervised by the
undersigned who maintain the business records of the mortgage held
by Plaintiff in the ordinary course of business and that those
facts are true and correct to the best of the knowledge,
information and belief of the undersigned.
The undersigned understands that this statement is made
subject to the penalties of 18 Pa. C.S. Section 4904 relating to
unsworn falsification to authorities.
Date: 1JrV4."1
/~-r doo1
.
.fJ,-~ f 1J.!/1A~
~i tl~: JENr'~'E PALACIOS
ASSistant Secretary
Company:
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MARX J. UDREN & ASSOCIATES
BY: Mark.J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY H!LL, NJ 08034
856-482-6900
Norwest Bank Minnesota, National
Association as Indenture Trustee
for American Residential Eagle
Bond Trust 1999-2
P.O. Box 57038
Irvine, CA 92619-7038
Plaintiff
ATTORNEY FOR PLAINTIFF
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
v.
Joseph J. Poeschl
Nancy I."-_J?oes<::l1:L _ ~'. _____u
1620 -W. Lisburn Road
Mechanicsburg, PA 17055
Defendant(s)
PRAECIPE FOR JUDGMENT FOR FAILURE TO
ANSWER AND ASSESSMENT OF DAMAGES
: NO. 00-2281 civil term
- -----..-------
TO THE PROTHONOTARY:
Kindly enter judgment in favor of the Plaintiff and against the
Defendant (s) for failure to file an Answer to Plaintiff's Complaint
within 20 days from service thereof and for foreclosure and sale of the
mortgaged premises, and assess Plaintiff's damages as follows:
As set forth in Complaint
Interest per Complaint
From 04/07/00 to 06/27/00
Late charges per Complaint
From 04/15/00 to 06/27/00
Escrow-paymentmjJer'Cbmplaint
From 05/01/00 to 06/27/00
$117,327.85
2,313.22
164.07
~ -------~3 5 0-32
TOTAL
$120.155.46
I hereby certify that (1) the addresses of
Defendant are as shown above, and (2) that notice
accordance with Rule 237.1, a copy of which
MARK
the Plaintiff and
s been given in
ed hereto.
DATE: Ju.ly
J 4 dLbO
,
Mark j' dren, ESQUIRE
Attor.~TY for Plaintiff
M '~'~~ ~
I.r .)12 ,
'pU PROTHY
DAMAGES ARE HEREBY ASSESSED
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HARK J. ODREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
Norwest Bank Minnesota, National
Association
as Indenture Trustee for American
Residential
Eagle Bond Trust 1999-2
P.O. Box 57038
Irvine, CA 92619-7038
Plaintiff
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
v.
Joseph J. Poeschl
Nancy L. Poeschl
1620 W. Lisburn Road
Mechanicsburg, PA 17055
Defendant (s)
NO. 00-2281 civil term
June 16, 2000
Joseph J. Poeschl
1620 W. Lisburn Road
Mechanicsburg, PA 17055
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN
APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE
COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST
YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE,
A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY
LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS
NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT
AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT
WHERE YOU CAN GET LEGAL HELP.
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166 or 800-990-9108
NOTIFlCACION IMPORTANTE
DATED:
TO:
USTED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER TOMADO LA
ACCION REQUIRIDA DE SU PARTE EN ESTE CABO. AL NO TOMAR LA ACCION
DEBIDA DENTRO DE UN TERMINO DE DIEZ' (10) DIM DE ESTA NOTIFICACION,
EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARARECER USTED EN CORTE 0
ESCUCHAR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA, USTED PUEDE
PERDER BIENES Y OTROS DERECHOS, IMPORTANTES. DEBE LLEVAR ESTA
NOTIFICACION A UN ABOGADO IMMEDIATAMENTE SI USTED NO TIENE ABOGADO,
o SI NO TIENE DINERO SUFICIENTE PARA TAL SERVICIO, VAYA EN PERSONA
o LLAME POR TELEFONO A LA OFICINA, CUYA DIRECCION SE ENCUENTRA
ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSIST,ENCIA
LEGAL.
SERVICIO DE REFERENCIA LEGAL
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166 or 800-990-9108
NOTICE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, THIS
LAW FIRM IS DEEMED TO BE A. DEBT COLLECTOR AND THIS IS AN ATTEMPT TO
COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT
PURPOSE.
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MARK J. ODREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
Norwest Bank Minnesota, National
Association
as Indenture Trustee for American
Residential
Eagle Bond Trust 1999-2
P.O. Box 57038
Irvine, CA 92619-7038
Plaintiff
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
v.
Joseph J. Poeschl
Nancy L. Poeschl
1620 W. Lisburn Road
Mechanicsburg, PA 17055
Defendant(s)
NO. 00-2281 civil term
DATED:
TO:
June 16, 2000
Nancy L. Poeschl
1620 W. Lisburn Road
Mechanicsburg, PA 17055
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN
APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE
COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST
YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE,
A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY
LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS
NOTICE TO :tI. LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT
AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT
WHERE YOU CAN GET LEGAL HELP.
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166 or 800-990-9108
NOTIFICACION IMPORTANTE
US TED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER TOMADO LA
ACCION REQUIRIDA DE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION
DEBIDA DENTRO DE UN TERMINO DE DIEZ (10) DIAS DE ESTA NOTIFICACION,
EL TRIBUNAL PODRA, SINNECESIDAD DE COMPARARECER USTED EN CORTE 0
ESCUCHAR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA, USTED PUEDE
PERDER BIENES Y OTROS DERECHOS, IMPORTANTES. DEBE LLEVAR ESTA
NOTIFICACION A UN ABOGADO IMMEDIATAMENTE SI USTED NO TIENE ABOGADO,
o SI NO TIENE DINERO SUFICIENTE PARA TAL SERVICIO, VAYA EN PERSONA
o LLAME POR TELEFONO A LA OFICINA, CUYA DIRECCION SE ENCUENTRA
ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA
LEGAL.
SERVICIO DE REFERENCIA LEGAL
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166 or 800-990-9108
NOTICE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, THIS
LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR AND THIS IS AN ATTEMPT TO
COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT
PURPOSE.
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
Norwest Bank Minnesota,
National Association
as Indenture Trustee for
American Residential
Eagle Bond Trust 1999-2
P.O. Box 57038
Irvine, CA 92619-7038
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
Plaintiff
v.
Joseph J. Poeschl
Nancy L. Poeschl
1620 W. Lisburn Road
Mechanicsburg, PA 17055
: NO. 00-2281 civil term
Defendant(s)
TO: JOSEPH J. POESCHL
1620 W. Lisburn Road
Mechanicsburg, PA 17055
NOTICE
Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby
notified that a Judgment has been entered against you in the above
proceeding as indicated below.
~ ---------X---JUaglllent by Default
Prothonotary
Money Judgment
Judgment in Replevin
Judgment for Possession
Judgment on Award of Arbitration
Judgment on Verdict
Judgment on Court Findings
IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE PLEASE CALL:
ATTORNEY
Mark J. Udren. Esquire
At this telephone number:
856-482-6900
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
Norwest Bank Minnesota, National
Association as Indenture Trustee
for American Residential Eagle
Bond Trust "-999-2
P.O. Box 57038
Irvine, CA 92619-7038
Plaintiff
ATTORNEY FOR PLAINTIFF
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
v.
Joseph J. Poeschl
Nancy L, _ Poeschl
1620 W. Lisburn Road
Mechanicsburg, PA 17055
Defendant(s)
PRAECIPE FOR JUDGMENT FOR FAILURE TO
ANSWER-AND--ASSE.S.SMENT OF DAMAGES
: NO. 00-2281 civil term
.
TO THE PROTHONOTARY:
Kindly enter judgment in favor of the Plaintiff and against the
Defendant (s) for failure to file an Answer to Plaintiff's Complaint
within 20 days from service thereof and for foreclosure and sale of the
mortgaged premises, and assess Plaintiff's damages as follows:
As set forth in Complaint
Interest per Complaint
From 04/07/00 to 06/27/00
Late charges per Complaint
From 04/15/00 to 06/27/00
Escrow payment per Complaint'~
From 05/01/00 to 06/27/00
$117,327.85
2,313.22
164.07
liQ.32
TOTAL
$120 155 46
I hereby certify that (1) the addresses of
Defendant are as shown above, and (2) that notice
accordance with Rule 237.1, a copy of which
MARK
the Plaintiff and
s been given in
ed hereto.
Mark J. dren, ESQUIRE
Attorrley for Plaintiff
. f
DAMAGES ARE HEREBY ASSESSED AS INDICATED
DATE:
PRO PROTHY
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
Norwest Bank Minnesota,
National Association
as Indenture Trustee for
American Residential
Eagle Bond Trust 1999-2
P.O. Box 57038
Irvine, CA 92619-7038
- COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
Plaintiff
v.
.
---- --- ---------------~ ." -------~-
Joseph J. Poeschl
Nancy L. Poeschl
1620 W. Lisburn Road
Mechanicsburg, PA 17055
: NO. 00-2281 civil term
Defendant(s)
PRAECIPE FOR WRIT OF EXECUTION
TO THE SHERIFF:
Issue Writ of Execution in the above matter:
1620 West Lisburn Road
Mechanicsburg, PA 17055
Amount due
$120.155.46
~ ~- ---Ihterest--FrolU -Jli:l1:e-28-:-Z0-0-O--~-~-----
to Date of Sale December 6 2QQO~
Per diem @$28.21
~U-4.570.02
(Costs to be added)
$
MARK J. UDREN & ASSOC TES
Mark J. U ren, ESQUIRE
ATTORN Y FOR PLAINTIFF
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
Norwest Bank Minnesota,
National Association
as Indenture Trustee for
American Residential
Eagle Bond Trust 1999-2
P.O. Box 57038
Irvine, CA 92619-7038
COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
Plaintiff
v.
,
--------------..---.------------ ---I
Joseph J. Poeschl
Nancy L. Poeschl
1620 W. Lisburn Road
Mechanicsburg, PA 17055
: NO. 00-2281 civil term
Defendant(s)
CERTIFICATE TO THE SHERIFF
I HEREBY CERTIFY THAT:
I. The judgment entered in the above matter is based on an Action:
____A. In Assumpsit (Contract)
~. In Trespass (Accident)
~C. In Mortgage Foreclosure
____D. On a Note accompanying a purchase money mortgage and the property
being exposed to sale is the mortgaged property.
II. The Defendant(s) own the property being exposed to sale as:
-----.J\. .
---"LB.
____C.
~.
____E .
____F.
An individual
Tenants by Entireties
Joint Tenants with right of survivorship
A partnership
Tenants in Common
A corporation
III. The Defendant(s) is (are):
~.
____B.
____C.
Resident in the Commonwealth of Pennsylvania
Not resident in the Commonwealth of Pennsylvania
If more than one Defendant and either A or B above
state which Defendant is resident of the
Pennsylvania.
Resident:
is not applicable,
Commonwealth of
Mark J.
Address
ESQUIRE
# as above
,
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
Norwest Bank Minnesota,
National Association
as Indenture Trustee for
American Residential
Eagle Bond Trust 1999-2
P.O. Box 57038
Irvine, CA 92619-7038
Plaintiff
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
MORTGAGE FORECLOSURE
NO. 00-2281 civil term
v.
Joseph J. Poeschl
Nancy L. Poeschl
1620 W. Lisburn Road
Mechanicsburg, PA 17055
Defendant(s)
AFFIDAVIT OF NON-MILITARY SERVICE
STATE OF ~
COUNTY OF D ~
THE UNDERSIGNED being duly sworn, deposes and says that the
averments herein are based upon investigations made and records
maintained by us either as Plaintiff or as servicing agent of the
Plaintiff herein and that the above Defendant(s) are not in the
Military or Naval Service of the United States of America or its
Allies as defined in the Soldiers and Sailors Civil Relief Act of
1940, as amended, and that the age and last known residence and
employment of each Defendant are as follows:
SS
Defendant:
Age:
Residence:
Employment:
Joseph J. Poeschl
Over 18
As captioned above
Unknown
Defendant:
Age:
Residence:
Employment:
Nancy L. Poeschl
Over 18
As captioned above
Unknown
9~(/J1()11~ I P dAA./Q-
Name:
Title. JENNIE PALACIOS
Company: Assistant Secretary
)....... ... ..... ..... ~ ..... ...... .... ..... .... .... ..... .....
ogKATHERINE J. MILCHAKL
COMM."1205572 :.
Cl : NOTARY PU8L1C.CALlFORNIACil
~ ORANGE COUII/TY 0
J . ' COMM. EXP. DEC. 202002'"
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY'HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
Norwest Bank Minnesota,
National Association
as Indenture Trustee for
American Residential
Eagle Bond Trust 1999-2
P.O. Box 57038
Irvine, CA 92619-7038
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
Plaintiff
v.
- -------------
Joseph J. Poeschl
Nancy L. Poeschl
1620 W. Lisburn Road
Mechanicsburg, PA 17055
.
--- ------------- -------- ....---------------- -- -----------------
: NO. 00-2281 civil term
Defendant(s)
C E R T I F I CAT E
Mark J. Udren, Esquire, hereby states that he is the attorney for
the Plaintiff in the above-captioned matter and that the premises are not
subject to the provisions of Act 91 because it is:
An FHA insured mortgage
Non-owner occupied
r Vacant
X Act 91 procedures have been fulfilled.
Over 24 months delinquent.
This certification is made subject to the penalties of 18 Pa. C.S.
Sec. 4904 relating to unsworn falsification to authorities.
\
Mark J. Udren, ESQUIRE
ATTO EY FOR PLAINTIFF
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
Norwest Bank Minnesota, National
Association as Indenture Trustee
for American Residential Eagle
Bond Trust 1999-2
P.O. Box 57038
Irvine, CA 92619-7038
Plaintiff
ATTORNEY FOR PLAINTIFF
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
v.
Joseph J. Poeschl
NancYu:L--"__P()_~s~hl ,~_________________
1620 W. Lisburn Road
Mechanicsburg, PA 17055
Defendant(s)
: NO. 00-2281 civil term
AFFIDAVIT PURSUANT TO RULE 3129.1
Norwest Bank Minnesota, National Association as Indenture Trustee for
American Residential Eagle Bond Trust 1999-2, Plaintiff in the above
action, by its attorney, Mark J. Udren, ESQ., sets forth as of the date
the Praecipe for the Writ of Execution was filed the following
information concerning the real property located at: 1620 W. Lisburn
Road, Mechanicsburg, PA 17055
1. Name and address of Owner(s) or reputed Owner(s) ,
Name Address
JOJSEPH J. POESCHL
1620 W. LISBURN RD., MECHANICSBURG, PA 17055
NANCY L. POESCHL
It20W .LISBURN Rb:,MECHANICSBURG,PA 17055
2. Name and address of Defendant(s) in the judgment:
Name Address
SAME AS # 1 ABOVE
3. Name and address of every judgment creditor whose judgment is a record
lien on the real property to be sold:
Name Address
NONE
4. Name and address of the last recorded holder of every mortgage of
record:
Name Address
Plaintiff herein.
See Caption above.
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5. Name and address of every other person who has any record lien on the
property:
Name Address
NONE
6. Name and address of every other person who has any record interest in
the property and whose interest may be affected by the sale:
Name Address
REAL ESTATE TAX DEPT.
1 COURTHOUSE SQ., CARLISLE, PA 17013
Domestic Relations Section
13 N. HANOVER ST., CARLISLE, PA 17013
Commonwealth of PA,
Department of Revenue
Bureau of Compliance, Dept. 280946
Harrisburg, PA 17128-0946
7. Name and __<3,c!ci~E!f3f3_0f_u<=~~ry___otI1E!r_person of__whom_tJl_e__plaintiff_l1<3,s__
knowledge who has any interest in the property which may be affected by
the sale:
Name Address
Tenants/Occupants
1620 W. Lisburn Road, Mechanicsburg, PA
17055
I verify that the statements made in this affidavit are true and correct
to the best of my personal knowledge or information and belief. I
understand that false statements herein are made subject to the penalties
of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities.
MARK J. UDREN & ASSOCIATES
DATED: June 27, 2000
Mark J. Udren, ESQ.
Attor y for Plaintiff
,
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
~CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
Norwest Bank Minnesota,
National Association
as Indenture Trustee for
American Residential
Eagle Bond Trust 1999-2
P.O. Box 57038
Irvine, CA 92619-7038
COURT OF COMMON PLEAS
CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
Plaintiff
v.
___ - _______n___ __ __ _
Joseph J. Poeschl
Nancy L. Poeschl
1620 W. Lisburn Road
Mechanicsburg, PA 17055
: NO. 00-2281 civil term
.,\,
Defendant(s)
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: JOSEPH J. POESCHL
1620 W. Lisburn Road
Mechanicsburg, PA 17055
NANCY L. POESCHL
1620 W. Lisburn Road
Mechanicsburg, PA 17055
Your house (real estate) at 1620 W. Lisburn Road, Mechanicsburg, PA
17055 is scheduled to be sold at the Sheriff's Sale on December 6, 2000,
at 10:00 AM in the CUMBERLAND COUNTY COURTHOUSE, COMMISSIONERS HEARING
ROOM, 2ND FLOOR, CARLISLE, PA to enforce the court judgment of
$120, 155.46, bl5tained by Plaintiff-aoove- (the mortgagee)- against you .--un--
the sale is postponed, the property will be relisted for the Next
Available Sale.
NOTICE OF OWNER'S RIGHTS
YOU MAY BI< ART,I< '1'0 PREVENT THIS SHERIFF'S SAT,I<
To prevent this Sheriff's Sale, you must take immediate actio~
1. The sale will be cancelled if you pay to the
charges, costs and reasonable attorney's fees.
you may call: (80;6) 48?-6900
mortgagee the back payment, late
To find out how much you must pay,
2. You may be able to stop the sale by filing a petition asking the Court to strike
or open the judgment, if the judgment was improperly entered. You may also ask
the Court to postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights.
more chance you will have of stopping the sale.
to obtain an attorney.)
The sooner you contact one I the
(See notice on page two on how
.
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YOILMAY STILL-BE-AaLE TOSA'IlE YOUR PROPERTY-AND YOU HAVE OTHEL:&IGHTS
EVEN ~F THE SHERIF~S SALE DOES TAKE P~~L
1. If the Sheriff's Sale is not stopped, your property will be sold to the
highest bidder. You may find out the price bid by calling 856-482-6900.
2. You may be able to petition the Court to set aside the sale if the bid price
was grossly inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount
due in the sale. To find out if this has happened, you may call 856-482-6900.
4. If the amount due from the Buyer is not paid to the Sheriff, you will remain
the owner of the property as if the sale never happened.
5. You have the right to remain in the property until the full amount due is
paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer
may bring legal proceedings to evict you.
6. You may be entitled to a share of the money which was paid for your house.
A schedule .of __dis.t:ribution of the money bid for ycmr hou_~~_~:L~_l_.Ee filed by the Sher~f~_____ ___
-----~.d thin 30 "days-- affer-- the sale. This schedute -, wilT-s-tate who will be receiving that
money. The money will be paid out in accordance with this schedule unless exceptions
(reasons why the proposed distribution is wrong) are filed with the Sheriff within ten
(10) days after Schedule of Distribution is filed.
7. You may also have other rights and defenses, or ways of getting your home
back, if you act immediately after the sale.
YOU SHOULD TAKE THJ:S PAPER TO YOUR LAWYER AT ONCE. J:F YOU DO NOT HAVE A LAWYER OR
CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFJ:CE LJ:STED BELOW TO FJ:ND OUT WHERE YOU CAN
GET LEGAL HELP.
LAWYER REFERRAL SERVJ:CE
Cumberland. County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166 or 800-990-9108
ASSOCIATION DE. LICENCIPADOS__DE_FILADELFIA
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166 or 800-990-9108
.
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~RK J. UDREN & ASSOCIATES
.'
BY: Mark J. Udren
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
Norwest Bank Minnesota, National
Association as Indenture Trustee for
American Residential
Eagle Bond Trust 1999-2
P.O. Box 57038
Irvine, CA 92619-7038
plaintiff
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland~ County
v.
Joseph J. Poeschl
Nancy L. Poeschl
1620 W. Lisburn Road
Mechanicsburg, PA 17055
Defendant(s)
: NO. 00-2281 civil term
AFFIDAVIT OF SERVICE PURSUANT TO Pa.R.C.P.RULE 3129.1
plaintiff, by its/hi~/her Attorney, Mark J. Udren, Esquire, hereby verifies
that:
1. A copy of the Notice of Sheriff's Sale, a true and correct copy of which
is attached hereto as Exhibit "A", was sent to every recorded lienholder and
every other interested party known as of the date of the filing of the
praecipe for the Writ of Execution, on the date(s) appearing on the attached
Certificates of Mailing.
2. A Notice of Sheriff's Sale was sent to Defendant(s) by regular mail and
certified mail on the date appearing on the attached Return Receipt, which
was signed for by Defendant (s) on the date specified on the said Return
Receipt. Copies of the said Notice and Return Receipt are attached hereto as
E:lChibit "B".
3. If a Return Receipt is not attached hereto, then service was by personal
service on the date specified on the attached Return of Service, attached
hereto as Exhibit "B".
4. If service was by Order of Court, then proof of compliance with said
Order'is attached hereto as Exhibit "B".
All Notices were served within the time limits set forth by Pa Rule C.P.
3129.
This Affidavit is made subject to the penalties of 18 Pa.C.S. Section 4904
relating to unsworn falsification to authorities.
BY:
U'
UDREN & ASSOCIATES
Dated: October 24, 2000
Mark J. Udren, Esquire
Attorney for Plaintiff
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
Norwe~t Bank Minnesota,
National Association
as Indenture Trustee for
American Residential
Eagle Bond Trust 1999-2
P.O. Box 57038
Irvine, CA 92619-7038
Plaintiff
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
NO. 00-2281 civil term
v.
Joseph J. Poeschl
Nancy L. Poeschl
1620 W. Llsburn Road
Mechanicsburg, PA 17055
Defendant(s)
DATE: July 18, 2000
~
TO: ALL PARTIES IN INTEREST AND ClA,~S
NOTICE ,OF SHERIFF'S SALE
OF REAL PROPERTY
OWNER(S): JOSEPH J. POESCHL & NANCY L. POESCHL
PROPERTY: 1620 W. Lisburn Road
Mechanicsburg, PA 17055
Improvements: RESIDENTIAL DWELLING
.;.it.
, ,
The above captioh~d property is scheduled to be sold at the
C~erland County Sheriff's Sale on December 6. 2000, at 10:00 AM,
at the COMMIS~IbNERS HEARING ROOM 2ND FLOOR COURTHOUSE CARLISLE PA
Our records indicate that you may hold a mortgage or judgment on
the property which will be extinguished by the sale. You may wish
to attend the sale to protect your interests.
A Schedule of Distribution will be filed by the Sheriff on a date
specified by the Sheriff not later that 30 days after
sale.Distribution will be made in accordance with the schedule
unless exceptions are filed thereto within 10 days after the ffn~~IT A
of the schedule.
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Norwest Bank Minnesota, N,A.
-vs-
Joseph 1. Poeschl and Nancy 1. Poeschl
In The Court of Common Pleas of
Cumberland County, Pennsylvania
No, 2000-2281 Civil
R. Thomas Kline, Sheriff, who being duly sworn according to law, says this writ
is returned STAYED,
Sheriff's Costs:
Docketing
Poundage
Advertising
Posting Bills
Law Library
County
Mileage
Certified Mail
Levy
Postpone Sale
Surcharge
Share of Bills
Law Journal
Patriot News
30.00
13.28
15.00
15.00
.50
1.00
9.92
1.60
15.00
20.00
30.00
23.15
260.75
252.45
$ 687.65 pd by atty
12/01/00
Sworn and subscribed to before me
~r't-t:~~
R. Thomas Kline, Sheriff
This 6'~ day of /J)p"'-"AL ..J
2000,A.D.q~-, 12.~~
Pr thonotary
B'(&:H.J~&
Real Estate Deputy
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
Norwest Bank Minnesota, National
Association as Indenture Trustee
for American Residential Eagle
Bond Trust -1999-2
P.O. Box 57038
Irvine, CA 92619-7038
Plaintiff
ATTORNEY FOR PLAINTIFF
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
v.
Joseph J. Poeschl
Nancy L.Poeschl
1620 W. Lisburn Road
Mechanicsburg, PA 17055
Defendant(s)
: NO. 00-2281 civil term
AFFIDAVIT PURSUANT TO RULE 3129.1
Norwest Bank Minnesota, National Association as Indenture Trustee for
American Residential Eagle Bond Trust 1999-2, Plaintiff in the above
action, by its attorney, Mark J. Udren, ESQ., sets forth as of the date
the praecipe for the Writ of Execution was filed the following
information concerning the real property located at: 1620 W. Lisburn
Road, Mechanicsburg, PA 17055
J.. Name and address of Owner(s) or reputed Owner(s):
Name Address
JOJSEPH J. POESCHL
1620 W. LISBURN RD., MECHANICSBURG, PA 17055
NANCY L. POESCHL
1620 W. LISBURN RD., MECHANICSBURG,~A 17055
2. Name and address of Defendant(s) in the judgment:
Name Address
SAME AS # 1 ABOVE
3. Name and address of every judgment creditor whose judgment is a record
lien on the real property to be sold:
Name Address
NONE
4. Name and address of the last recorded holder of every mortgage of
record:
Name Address
Plaintiff herein.
See Caption above.
co
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.
5. Name and address of every other person who has any record lien on the
property:
Name Address
NONE
6. Name and address of every other person who has any record interest in
the property and whose interest may be affected by the sale:
Name Address
REAL ESTATE TAX DEPT.
1 COURTHOUSE SQ., CARLISLE, PA 17013
Domestic Relations Section
13 N. HANOVER ST., CARLISLE, PA 17013
Commonwealth of PA,
Department of Revenue
Bureau of Compliance, Dept. 280946
Harrisburg, PA 17128-0946
7. Name and address of every
knowledge who has any interest
the sale:
Name
other person of whom the plaintiff_ has
in the property which may be affected by
Address
Tenants/Occupants
1620 W. Lisburn Road, Mechanicsburg, PA
17055
I verify that the statements made in this affidavit are true and correct
to the best of my personal knowledge or information and belief. I
understand that false statements herein are made subject to the penalties
of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities.
MARK J. UDREN & ASSOCIATES
DATED: June 27, 2000
Mark J. Udren, ESQ.
Attorn y for Plaintiff
~-- ~~"' .,~ "~' ~~~.~.
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
Norwest Bank Minnesota,
National Association
as Indenture Trustee for
American R~sidential
Eagle Bond Trust 1999-2
P.O. Box 57038
Irvine, CA 92619-7038
COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
Plaintiff
v.
Joseph J. Poeschl
Nancy L. Poeschl
1620 W. Lisburn Road
Mechanicsburg, PA 17055
: NO. 00-2281 civil term
..\ .
Defendant(s)
NO'l'LCE OF SHERll'F I S SA~QFJl.EAL~OPERTY
TO: JOSEPH J. POESCHL
1620 W. Lisburn Road
Mechanicsburg, PA 17055
NANCY L. POESCHL
1620 W. Lisburn Road
Mechanicsburg, PA 17055
Your house (real estate) at 1620 W. Lisburn Road, Mechanicsburg, PA
17055 is scheduled to be sold at the Sheriff's Sale on December 6, 2000,
at 10:00 AM in the CUMBERLAND COUNTY COURTHOUSE, COMMISSIONERS HEARING
ROOM, 2ND FLOOR, CARLISLE, PA to enforce the court judgment of
$120,155.46, obtained by Plaintiff above (the mortgagee) against you. If
the sale is postponed, the property will be relisted for the Next
Available Sale.
NMI.CE-~WNE~~GH'l'S
YOU MAY BE ART,E TO PREVENT THIS SliERTFF'S SALE
To prevent this Sheriff's Sale, you must take immed~ate action:
1. The sale will be cancelled if you pay to the
charges, costs and reasonable attorney's fees.
you may call: la56) 482-6900
mortgagee the back payment, late
To find out how much you must pay,
2. You may be able to stop the sale by filing a petition asking the Court to strike
or open the judgment, if the judgment was improperly entered. You may also ask
the Court to postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights.
more chance you will have of stopping the sale.
to obtain an attorney.)
The sooner you contact one, the
(See notice on page two on how
,
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YOU MAY~ .~.STILL.. BE ABLE TO SAVE_YOUR ~ PROPERTY AND YOU_ HAVE.OTHER_RIGHTS
EVEN IF_THE_SHERIFF--'-S SALE DOESJAKE,!'LACE..
1. If the Sheriff's Sale is not stopped, your property will be sold to the
highest bidder. You may find out the price bid by calling 856-482-6900.
2. You may be able to petition the Court to set aside the sale if the bid price
was grossly inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount
due in the sale. To find out if this has happened, you may call 856-482-6900.
4, If the amount due from the Buyer is not paid to the Sheriff, you will remain
the owner of the property as if the sale never happened.
5. You have the right to remain in the property until the full amount due is
paid to the Sheriff and the Sheriff gives a deed to the buyer, At that time, the buyer
may bring legal proceedings to evict you.
6. You may be entitled to a share of the money which was paid for your house.
A schedule of distribution of the money bid for your house will be filed by the Sheriff
wi thin 3 0 days after the sale. This schedule will ~ state who will be receiving that.
money. The money will be paid out in accordance with this schedule unless exceptions
(reasons why the proposed distribution is wrong) are filed with the Sheriff within ten
(10) days after Schedule of Distribution is filed.
7. You may also have other rights and defenses, or ways of getting your home
back, if you act immediately after the sale.
YOU SHOULD TAKE THJ:S PAPER TO YOUR LAWYER AT ONCE. J:F YOU DO NOT HAVE A LAWYER OR
CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFJ:CE LISTED BELOW TO FJ:ND OUT WHERE YOU CAN
GET LEGAL HELP.
LAWYER REFERRAL SERVJ:CE
cumberland. County Bar Association
2 'Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166 or 800-990-9108
ASSOCIATION DE LICENCIDADOS DE FILADELFIA
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166 or 800-990-9108
-
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JU,L THAT CERTAIN LAND AND REAL ESTATE I AND E'TJERY TRACT, PARCEL I LOT AND PIECE
THEREOF SJ:TUATE J:N MONROE TOWNSHJ:P, CUMBERLAND COUNTY, PENNSYLVANJ:A, BOUNDED
AND DESCRIBED AS FOLLOWS:
BEGINNING AT A POJ:NT ON THE NORTHERN SJ:DE OF LJ:SBURN ROAD (L.R. 21013) ON THE
DJ:VJ:DJ:NG LINE BETWEEN LOTS NOS, 67 AND 68 ON THE HEREJ:NAIi'TEI~, l1ENTJ:ONED PLAN
OF LOTS; TH~CE BY SAJ:D DrvIDJ:NG LIEN AND THE DJ:VJ:DJ:NG LINE BETWEEN LOTS NOS.
67 AND 69 ON SAID PLAN Oli' LOTS, NORTH 21 DEGREES 59 MJ:NUTES 20 SECONDS EAST
249,05 FEET TO A POJ:NT; THENCE SOUTH 73 DEGREES 29 MJ:NUTES EAST 100.45 FEET
TO A l?OINT; THENCE BY THE DIVJ:D!NG LINE BET"AEEN LOTS NOS. 66 AND 67 ON SAID
~LAN OF LO~S, SO~H 2~ DEGREES 59 MX~ES 20 SECONDS WEST 259.64 TO A POINT
ON TH~ NORTHERN SIDE OF LISBURN ROAD AFORESAID; THENCE BY THE NORTHERN SIDE
OF SAID ROAD, NORTH 68 DEGREES 00 MJ:NUTES 40 SECONDS WEST 100 FEET TO THE
PLACE OF BEGJ:NNJ:NG.
BEING KNOWN AS
1620 WEST LISBURN ROAD
"
PROPERTY I!J NO.
22-26-0227-028'
.
TITLE TO SAID PREMISES IS VES'rED IN JOSEPH J. POESCHL AND NANCY L.
POESCHL, HIS WIFE BY DEED FROM JOHN B. LAMPI AND PATRICIA A. LAMPI,
HIS WIFE DATED 8/29/1986 AND RECORDED 8/29/1986 IN DEED BOOK 32 D
PAGE 504
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WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO. 00-2281 Civil Term
CIVIL ACTION - LAW
TO THE SHERIFF OF
Cumberland
COUNTY:
To satisfy the debt, interest and costs due Nm:west Bank Minnesota, N.A.
PLAINTIFF(S)
from Joseph J. poeschl and Nancy L. Poeschl, 1620 W. Lisburn Road, Mechanicsburg, PA
17055
DEFENDANT(S)
(1) You are directed to levy upon the property of the defendant(s) and to sell See Legal Description
(2) You are also directed toal\ach.,the pr9perty of the defendant(s) not levied upon in the possession of
, '
GARNISHEE(S) as follows:
,~, "
and to notffy the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is/are enjoined from paying any
debt to or for the account of the defendant(s) and ,from delivering any property of the defendant(s) or otherwise disposing
thereof;
(3) If property of the dllfendant(s) not levied upon an subjectto attachment is found inthe possession of anyone other
than a named garnishee, you ari! direbtl!dto notifyhirnlherthat he/she has been added as a garnishee and is enjoined as above
-~ '
Amount Due $1 ?n, 1 SS 4fi
from 6/28/00 to date of sale
Interest 12/6/M $4,515.02 peL dielll @28.21
Atty'S Comm %
AttyPaid $120.32
Plaintnf Paid
L.L.
Due Prothy
Other Costs
$.50
$l.00
Date:
July 14, 2000
curtis R. Long
Prothonotary, Civil Division
<-by: Mo/Y1L ~" 7J;rf7/?'-~/
. ~ Deputy
REQUESTING PARTY:
Name Mark J. Udren, ESG.
Address: 1040 N. Kinqs Hiqhway, Suite 500
Cherry Hill. NJ 08034
Attorney for: Pl aintiff
Telephone: 856-482-6900
Supreme Court ID No. 04102
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the sheriff levied upon the defendants
interest in the real property situated inry?1~A _,0 -!:,AJ:y.-lJfl
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Gumberland County, Pa., known'lnd numbered as:
cyy/p-<.d;lV",,~11'1 and more tu:" bed on Exhibit "A" filed with
this writ and by this reference incorporated herein.
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UDREN LAW OFFICES, P.C.
BY: ~Mark J. Udren, Esquire
ATTY I.D. NO. 04302
WOOD CREST CORPORATE CENTER
221 WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
856-669-5400
ATTORNEY FOR PLAINTIFF
Norwest Bank Minnesota,
National Association as
Indenture Trustee for American
Residential Eagle Bond Trust
1999-2
P.O. Box 57038
Irvine, CA 92619-7038
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
MORTGAGE FORECLOSURE
plaintiff
v.
Joseph J. Poeschl
Nancy L. Poeschl
1620 W. Lisburn Road
Mechanicsburg, PA 17055
NO. 00-2281 Civil Term
Defendant(s)
,
PRAECIPE TO ISSUE WRIT OF EXECUTION
TO THE SHERIFF:
Reissue Writ of Execution in the above matter:
Amount due
Interest From 6/28/00
to Date of Sale September 8, 2004
Per diem @$27.63
$120,155.46
42,384.42
(Costs to be added)
$
Mar J. U ren, ESQUIRE
ATTORNEY FOR PLAINTIFF
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WRIT OF EXECUTION andlor ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO 00-2281 Civil
CIVIL ACTION -LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due NORWEST BANK MINNESOTA, NATIONAL
ASSOCIATION AS INDENTURE TRUSTEE FOR AMERICAN RESIDENTIAL EAGLE BOND
TRUST 1999-2, Plaintiff (s)
From JOSEPH J. POESCHL AND NANCY L. POESCHL
(1) You are directed to levy npon the property of the defendant (s)and to sell SEE LEGAL
DESCRIPTION
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession
of
GARNISHEE(S) as follows:
and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof;
(3) Ifproperty of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, yon are directed to notify him/her that be/she has been added as a
garnishee and is enjoined as above stated.
Amount Due $120,155.46 L.L.
Interest FROM 6/28/00 TO DATE OF SALE 9/8/04 PER DIEM @$27.63 -- $42,384.42
Atty's Comm % Due Prothy $1.00
Atty Paid $820.47 Other Costs
PlaintitTPaid
Date: MAY 26, 2004
CURTIS R. LONG
(Seal)
prothon~
<-Bv: IJ~
p~ ~(".oA"I'-' J
Deputy
REQUESTING PARTY:
Name MARK J. UDREN ESQillRE
Address: WOODCREST CORPORATE CENTER
111 WOODCREST ROAD, SillTE 200
CHERRY IDLL, NJ 08003-3620
Attorney for: PLAINTIFF
Telephone: 856-669-5400
Supreme Court ill No. 04302
""
UDREN LAW OFFICES, P.C.
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
WOODCREST CORPORATE CENTER
111 WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
856-669-5400
ATTORNEY FOR PLAINTIFF
Norwest Bank Minnesota,
National Association as
Indenture Trustee for American
Resi4ential Eagle Bond Trust
1999-2
P.O. Box 57038
Irvine, CA 92619-7038
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
MORTGAGE FORECLOSURE
Plaintiff
v.
Joseph J. Poeschl
Nancy L. Poeschl
1620 W. Lisburn Road
Mechanicsburg, PA 17055
NO. 00-2281 Civil Term
Defendant(s)
C E R T I F I CAT E
Mark J. Udren, Esquire, hereby states that he is the attorney
for the Plaintiff in the above-captioned matter and that the
premises are not subject to the provisions of Act 91 because it is:
An FHA insured mortgage
Non-owner occupied
Vacant
X Act 91 procedures have been fulfilled.
Over 24 months delinquent.
This certification is made subject to the penalties of 18 Pa.
C.S. Sec. 4904 relating to unsworn falsification to authorities.
,P.C
Mark J. Ud en, ESQUIRE
ATTORNEY FOR PLAINTIFF
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IN RE: Joseph John Poeschl
Nancy Louise Poeschl d/b/a Prof
Administrative Resources
LJV
/ j8l{3f:~
IN THE UNITED STATES BANKRUPTCY -0-V)/9 / L"/ 3
COURT FOR THE MIDDLE DISTRICT OF PENNSYLVANIA -;rij T U:?
~.~ ((Sl)YLA
CHAPTER 13
~-,
Option One Mortgage Corporation
Movant
CASE NO. 00-04984 MDF
11 U.S.C. SEe. 362
vs.
Joseph John Poeschl
Nancy Louise Poeschl d/b/a Prof
Administrative Resources
Debtor(s)
and
Charles J. DeHart, Ill, Esquire
Trustee
RESPONDENTS
ORDER MODIFYING SECTION 362 AUTOMATIC STAY
AND NOW, this ~~-#--- day of ~ A..... ~: 0 , 20~, it is ORDERED
AND DECREED that: ~
The Automatic Stay of all proceedings, as provided under Section 362 of the Bankruptcy
Reform Act of 1979, as amended (The Code), 11 V.S.C. 362, is modified with respect to premises:
1620 W. Lisburn Road
Mechanicsburg, P A 17055
as to allow the Movant to foreclose on its mortgage and allow the purchaser of said premises at
Sheriffs Sale (or purchaser's assignee) to take any legal action for enforcement of its right to
possession of said premises.
The relief granted by this order shall survive the conversion of this bankruptcy case to a case under
any other Chapter of the Bankruptcy Code.
IlliMAF!Y D. ~E
Bankruptcy Judge
FilED
HARRISBURG
PA
E,\WP51\BKY\2002\0230990cod.wpd
APR - 6 2004
~!..rk, ,U.8, Bankruptcy Court
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cc. Heidi R. Spivak, Esquire
Marisa Joy Myers, Esquire
UDREN LAW OFFICES, P.C.
W oodcrest Corporate Center
111 W oodcrest Road, Suite 200
Cherry Hill, New Jersey 08003-3620
Charles 1. DeHart, ill, Esquire, Trustee
P,O. Box 410
Humme1stown, P A 17036
Michael S. Travis, Esq.
4076 Market Street, Suite 209
Camp Hill, PA 17011
Joseph John Poeschl
Nancy Louise Poeschl d/b/a Prof Administrative Resources
1620 W. Lisburn Road
Mechanicsburg, PA 17055
E:\WP51\BKY\2002\0230990cod.wpd
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UDREN LAW OFFICES, P.C.
'BY: Mark J. Udren, Esquire
~ ATTY I.D. NO. 04302
WOODCREST CORPORATE CENTER
III WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
856-669-5400
ATTORNEY FOR PLAINTIFF
Norwest Bank Minnesota,
National Association as
Indenture Trustee for American
Residential Eagle Bond Trust
1999-2
P.O. Box 57038
Irvine, CA 92619-7038
Plaintiff
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
MORTGAGE FORECLOSURE
v.
Joseph J. Poeschl
Nancy L. Poeschl
1620 W. Lisburn Road
Mechanicsburg, PA 17055
NO. 00-2281 Civil Term
Defendant(s)
AFFIDAVIT PURSUANT TO RULE 3129.1
Norwest Bank Minnesota, National Association as Indenture Trustee
for American Residential Eagle Bond Trust 1999-2, Plaintiff in the
above action, by its attorney, Mark J. Udren, ESQ., sets forth as
of the date the Praecipe for the Writ of Execution was filed the
following information concerning the real property located at:
1620 W. Lisburn Road, Mechanicsburg, PA 17055
1. Name and address of Owner(s) or reputed Owner(s) :
Name Address
Joseph J. Poeschl
1620 W. Lisburn Road
Mechanicsburg, PA 17055
Nancy L. Poeschl
1620 W. Lisburn Road
Mechanicsburg, PA 17055
2. Name and address of Defendant(s) in the judgment:
Name Address
Same as #1 above
3. Name and
record lien
Name
address of every judgment creditor
on the real property to be sold:
Address
whose judgment
is a
None
4. Name and address of the last recorded holder of every mortgage
of record:
Name Address
Plaintiff herein.
See Caption above.
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-5. Name and address of every other person who has any record lien
~. on the property:
Name Address
None
6. Name
interest
sale:
Name
and address of every other person who has any record
in the property and whose interest may be affected by the
Address
Real Estate Tax Dept.
1 Courthouse Sq., Carlisle, PA 17013
Domestic Relations Section
13 N. Hanover St., Carlisle, PA 17013
Commonwealth of PA,
Department of Revenue
Bureau of Compliance, Dept. 280946
Harrisburg, PA 17128-0946
7. Name and address of every other person of whom the plaintiff has
knowledge who has any interest in the property which may be
affected by the sale:
Name Address
Tenants/Occupants
1620 W. Lisburn Road
Mechanicsburg, PA 17055
Michael Travis, Esq.
4076 Market St., Suite 209
Camp Hill, PA 17011
I verify that the statements made in this affidavit are true and
correct to the best of my personal knowledge or information and
belief. I understand that false statements herein are made subject
to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn
falsification to authorities.
UDREN LAW OFFICES, P.C.
DATED: May 20, 2004
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UDREN LAW OFFICES, P.C.
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
WOODCREST CORPORATE CENTER
III WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
856-669-5400
ATTORNEY FOR PLAINTIFF
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Norwest Bank Minnesota,
National Association as
Indenture Trustee for American
Residential Eagle Bond Trust
1999-2
P.O. Box 57038
Irvine, CA 92619-7038
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
MORTGAGE FORECLOSURE
Plaintiff
v.
Joseph J. Poeschl
Nancy L. Poeschl
1620 W. Lisburn Road
Mechanicsburg, PA 17055
NO. 00-2281 Civil Term
Defendant(s)
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: Joseph J. Poeschl
c/o Michael Travis, Esq.
4076 Market St., Suite 209
Camp Hill, PA 17011
Your house (real estate) at 1620 W. Lisburn Road, Mechanicsburg, PA
17055 is scheduled to be sold at the Sheriff's Sale on September 8,
2004, at 10: 00 am in the Commissioners Hearing Room, 2nd Floor,
Courthouse, Carlisle, PA, to enforce the court judgment of
$120,155.46, obtained by Plaintiff above (the mortgagee) against
you. If the sale is postponed, the property will be relisted for
the Next Available Sale.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriff1s Sale, you must take immediate action:
1. The sale will be canceled if you pay to the mortgagee the back payment,
late charges, costs and reasonable attorney1s fees. To find out how much
you must pay, you may call: (856)-669-5400.
2. You may be able to stop the sale by filing a petition asking the Court to
strike or open the judgment, if the judgment was improperly entered. You
may also ask the Court to postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact
one, the more chance you will have of stopping the sale. (See notice on
page two on how to obtain an attorney.)
.~ ,~-~
._~~~ .
,
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE
SHERIFF'S SALE DOES TAKE PLACE.
1. If the Sheriff's Sale is not stopped, your property will be sold to
the highest bidder. You may find out the price bid by calling 856-482-6900.
2. You may be able to petition the Court to set aside the sale if the
bid price was grossly inadequate compared to the value of your property,
3.
amoWlt. due
6900.
The sale will go through only if the buyer pays the Sheriff the full
in the sale. To find out if this has happened, you may call 856-482-
4. If the amount due from the Buyer is not paid to the Sheriff, you will
remain the owner of the property as if the sale never happened.
5. You have the right to remain in the property until the full amount
due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that
time, the buyer may bring legal proceedings to evict you.
6. You may be entitled to a share of the money which was paid for your
house. A schedule of distribution of the money bid for your house will be filed
by the Sheriff within 30 days after the sale. This schedule will state who will
be receiving that money. The money will be paid out in accordance with this
schedule unless exceptions (reasons why the proposed distribution is wrong) are
filed with the Sheriff within ten (10) days after Schedule of Distribution is
filed.
7. You may also have other rights and defenses, or ways of getting your
home back, if you act immediately after the sale,
YOU SHOULD TAKE THJ:S PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER
OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FJ:ND OUT
WHERE YOU CAN GET LEGAL HELP.
LAWYER REFERRAL SERVJ:CE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-2493166 or 800-990-9108
ASSOCIATION DE LICENCIDADOS
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-2493166 or 800-990-9108
.
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UDREN LAW OFFICES, P.C.
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
WOODCREST CORPORATE CENTER
III WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
856-669-5400
ATTORNEY FOR PLAINTIFF
Norwest Bank Minnesota,
National Association as
Indenture Trustee for American
Residential Eagle Bond Trust
1999-2
P.O. Box 57038
Irvine, CA 92619-7038
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
MORTGAGE FORECLOSURE
Plaintiff
v.
Joseph J. Poeschl
Nancy L. Poeschl
1620 W. Lisburn Road
Mechanicsburg, PA 17055
NO. 00-2281 civil Term
Defendant(s)
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: Nancy L. Poeschl
1620 W. Lisburn Road
Mechanicsburg, PA 17055
Your house (real estate) at 1620 W. Lisburn Road, Mechanicsburg, PA
17055 is scheduled to be sold at the Sheriff's Sale on September 8,
2004, at 10:00 am in the Commissioners Hearing Room, 2nd Floor,
Courthouse, Carlisle, PA, to enforce the court judgment of
$120,155.46, obtained by Plaintiff above (the mortgagee) against
you. If the sale is postponed, the property will be relisted for
the Next Available Sale.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriff's Sale, you must take immediate action:
1. The sale will be cancelled if you pay to the mortgagee the back payment,
late charges I costs and reasonable attorney's fees. To find out how much
you must pay, you may call: (856) 669-5400.
2. You may be able to stop the sale by filing a petition asking the Court to
strike or open the judgment, if the judgment was improperly entered. You
may also ask the Court to postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact
onel the more chance you will have of stopping the sale. (See notice on
page two on how to obtain an attorney.)
-'
.'
, ~
, "...0
,.
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER
. RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1. If the Sheriff's Sale is not stopped, your property will be sold to
the highest bidder. You may find out the price bid by calling 856-482-6900.
2. You may be able to petition the Court to set aside the sale if the
bid price was grossly inadequate compared to the value of your property.
3, The sale will go through only if the buyer pays the Sheriff the full
amount due in the sale. To find out if this has happened, you may call 856-482-
6900,
4. If the amount due from the Buyer is not paid to the Sheriff, you will
remain the owner of the property as if the sale never happened.
5. You have the right to remain in the property until the full amount
due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that
time, the buyer may bring legal proceedings to evict you.
6. You may be entitled to a share of the money which was paid for your
house. A schedule of distribution of the money bid for your house will be filed
by the Sheriff within 30 days after the sale. This schedule will state who will
be receiving that money. The money will be paid out in accordance with this
schedula unless exceptions (reasons why the proposed distribution is wrong) are
filed with the Sheriff within ten (10) days after Schedule of Distribution is
filed.
7, You may also have other rights and defenses, or ways of getting your
home back, if you act immediately after the sale,
YOU SHOULD TAKE THJ:S PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER
OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LJ:STED BELOW TO FJ:ND OUT
WHERE YOU CAN GET LEGAL HELP.
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-2493166 or 800-990-9108
A8S0CIATION DE LICENCIDAD08
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-2493166 or 800-990-9108
I
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UDREN LAW OFFICES, P.C.
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
WOODCREST CORPORATE CENTER
~1~ WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
856-669-5400
ATTORNEY FOR PLAINTIFF
Norwest Bank Minnesota,
National Association as
Indenture Trustee for American
Residential Eagle Bond Trust
1999-2
P.O. Box,8517
Portland, OR 97207
Plaintiff
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
NO. 00-2281 Civil Term
v.
Joseph J. Poeschl
Nancy L. Poeschl
1620 W. Lisburn Road
Mechanicsburg, PA 17055
Defendant(s)
SUGGESTION OF BANKRUPTCY
To the Prothonotary:
Kindly note on the record that the above Defendant, Joseph John
Poeschl has filed Chapter 13 Bankruptcy in the Middle District of
Pennsylvania on November 14, 2000, Bankruptcy Case No. 00-04984.
Bankruptcy reimposed May 12, 2004.
0019463
Mark J. Udren, Esquire
UDREN LAW OFFICES, P.C.
Attorney for plaintiff
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Norwest Bank Minnesota, et al
VS
Joseph J. Poeschl and Nancy L.
Poeschl
In The Court of Common Pleas of
Cumberland County, Pennsylvania
Writ No. 2000-2281 Civil Term
R. Thomas Kline, Sheriff, who being duly sworn according to law, states this writ
is returned STAYED per instructions from Attorney Mark J, Udren.
Sheriff's Costs:
Docketing
Poundage
Posting Handbills
Advertising
Law Library
Prothonotary
Levy
Mileage
Surcharge
Law Journal
Patriot News
Share of Bills
30.00
8.39
15,00
15.00
1.00
15.00
6,66
30,00
184.80
91.49
30.49
$ 427.83
Sworn and subscribed to before me So Answers:
This.3A dayof 4~ ?"'""'~~
n R. Thomas Kline, Sh'eriff
2004, A.D,'--I'r' Cl n. .1//,. ), ~
Prothonotary
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UDREN LAW OFFICES, P.C.
'BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
WOOD CREST CORPORATE CENTER
III WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
856-669-5400
ATTORNEY FOR PLAINTIFF
Norwest Bank Minnesota,
National Association as
Indenture Trustee for American
Residential Eagle Bond Trust
1999-2
P.O. Box 57038
Irvine, CA 92619-7038
Plaintiff
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
MORTGAGE FORECLOSURE
v.
Joseph J. Poeschl
Nancy L. Poeschl
1620 W. Lisburn Road
Mechanicsburg, PA 17055
NO. 00-2281 Civil Term
Defendant(s)
AFFIDAVIT PURSUANT TO RULE 3129.1
Norwest Bank Minnesota, National Association as Indenture Trustee
for American Residential Eagle Bond Trust 1999-2, Plaintiff in the
above action, by its attorney, Mark J. Udren, ESQ., sets forth as
of the date the Praecipe for the Writ of Execution was filed the
following information concerning the real property located at:
1620 W. Lisburn Road, Mechanicsburg, PA 17055
1. Name and address of Owner(s) or reputed Owner(s):
Name Address
Joseph J. Poeschl
1620 W. Lisburn Road
Mechanicsburg, PA 17055
Nancy L. Poeschl
1620 W. Lisburn Road
Mechanicsburg, PA 17055
2. Name and address of Defendant(s) in the judgment:
Name Address
Same as #1 above
3. Name and
record lien
Name
address of every judgment creditor
on the real property to be sold:
Address
whose judgment
is a
None
4. Name and address of the last recorded holder of every mortgage
of record:
Name Address
Plaintiff herein.
See Caption above.
~
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~, 5. Name and address of every other person who has any record lien
on the property:
Name Address
None
6. Name
interest
sale:
Name
and address of every other person who has any record
in the property and whose interest may be affected by the
Address
Real Estate Tax Dept.
1 Courthouse Sq., Carlisle, PA 17013
Domestic Relations Section
13 N. Hanover St., Carlisle, PA 17013
Commonwealth of PA,
Department of Revenue
Bureau of Compliance, Dept. 280946
Harrisburg, PA 17128-0946
7. Name and address of every other person of whom the plaintiff has
knowledge who has any interest in the property which may be
affected by the sale:
Name Address
Tenants/Occupants
1620 W. Lisburn Road
Mechanicsburg, PA 17055
Michael Travis, Esq.
4076 Market St., Suite 209
Camp Hill, PA 17011
I verify that the statements made in this affidavit are true and
correct to the best of my personal knowledge or information and
belief. I understand that false statements herein are made subject
to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn
falsification to authorities.
UDREN LAW OFFICES, P.C.
DATED: May 20, 2004
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UDREN LAW OFFICES, P.C.
BY: Mark J. Udren, Esquire
~TY I.D. NO. 04302
WOOD CREST CORPORATE CENTER
III WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
856-669-5400
ATTORNEY FOR PLAINTIFF
Norwest Bank Minnesota,
National Association as
Indenture Trustee for American
Residential Eagle Bond Trust
1999-2
P.O. Box 57038
Irvine, CA 92619-7038
g COURT OF COMMON PLEAS
g CIVIL DIVISION
i Cumberland County
I MORTGAGE FORECLOSURE
Plaintiff
v.
Joseph J. Poeschl
Nancy L. Poeschl
1620 W. Lisburn Road
Mechanicsburg, PA 17055
NO. 00-2281 civil Term
Defendant(s)
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: Joseph J. Poeschl
c/o Michael Travis, Esq.
4076 Market St., Suite 209
Camp Hill, PA 17011
Your house (real estate) at 1620 W. Lisburn Road, Mechanicsburg, PA
17055 is scheduled to be sold at the Sheriff's Sale on September 8,
2004, at 10:00 am in the Commissioners Hearing Room, 2nd Floor,
Courthouse, Carlisle, PA, to enforce the court judgment of
$120,155.46, obtained by Plaintiff above (the mortgagee) against
you. If the sale is postponed, the property will be relisted for
the Next Available Sale.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriff1s Sale, you must take immediate action:
1. The sale will be canceled if you pay to the mortgagee the back payment,
late charges, costs and reasonable attorney1s fees. To find out how much
you must pay, you may call: (856)-669-5400.
2. You may be able to stop the sale by filing a petition asking the Court to
strike or open the judgment, if the judgment was improperly entered. You
may also ask the Court to postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact
one, the more chance you will have of stopping the sale. (See notice on
page two on how to obtain an attorney.)
~
~,
.... .
~ -~~
-
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RJ:GHTS EVEN IF THE
. SHERIFF'S SALE DOES TAKE PLACE.
.
-, 1. If the Sheriff's Sale is not stopped, your property will be sold to
the highest bidder. You may find out the price bid by calling 856-482-6900.
2. You may be able to petition the Court to set aside the sale if the
bid price was grossly inadequate compared to the value of your property.
3.
amount due
6900.
The sale will go through only if the buyer pays the Sheriff the full
in the sale. To find out if this has happened, you may call 856-482-
4. If the amount due from the Buyer is not paid to the Sheriff, you will
remain the owner of the property as if the sale never happened.
s. You have the right to remain in the property until the full amount
due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that
time, the buyer may bring legal proceedings to evict you.
6. You may be entitled to a share of the money which was paid for your
house. A schedule of distribution of the money bid for your house will be filed
by the Sheriff within 30 days after the sale. This schedule will state who will
be receiving that money. The money will be paid out in accordance with this
schedule unless exceptions (reasons why the proposed distribution is wrong) are
filed with the Sheriff within ten (10) days after Schedule of Distribution is
filed.
7. You may also have other rights and defenses, or ways of getting your
home back, if you act immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. J:F YOU DO NOT HAVE A LAWYER
OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT
WHERE YOU CAN GET LEGAL HELP.
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue '
Carlisle, PA 17013-3387
717-2493166 or 800-990-9108
ASSOCIATION DE LICENCIDADOS
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-2493166 or 800-990-9108
0....,
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PDREN LAW OFFICES, P.C.
BY: Mark J. Udren, Esquire
~~TTY I.D. NO. 04302
WOOD CREST CORPORATE CENTER
III WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
856-669-5400
ATTORNEY FOR PLAINTIFF
Norwest Bank Minnesota,
National Association as
Indenture Trustee for American
Residential Eagle Bond Trust
1999-2
P.O. Box 57038
Irvine, CA 92619-7038
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
FORECLOSURE
Plaintiff
v.
Joseph J. Poeschl
Nancy L. Poeschl
1620 W. Lisburn Road
Mechanicsburg, PA 17055
~
NO. 00-2281 civil Term
Defendant(s)
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: Nancy L. Poeschl
1620 W. Lisburn Road
Mechanicsburg, PA 17055
Your house (real estate) at 1620 W. Lisburn Road, Mechanicsburg, PA
17055 is scheduled to be sold at the Sheriff's Sale on September 8,
2004, at 10:00 am in the Commissioners Hearing Room, 2nd Floor,
Courthouse, Carlisle, PA, to enforce the court judgment of
$120,155.46, obtained by Plaintiff above (the mortgagee) against
you. If the sale is postponed, the property will be relisted for
the Next Available Sale.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriff's Sale, you must take immediate action:
1. The sale will be cancelled if you pay to the mortgagee the back payment,
late charges, costs and reasonable attorney's fees. To find out how much
you must pay, you may call: (856) 669-5400.
2, You may be able to stop the sale by filing a petition asking the Court to
strike or open the judgment, if the judgment was improperly entered. You
may also ask the Court to postpone the sale for good cause,
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact
one, the more chance you will have of stopping the sale. (See notice on
page two on how to obtain an attorney.)
-
-~..
[I~,
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER
~~IGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1. If the Sheriff's Sale is not stopped, your property will be sold to
the highest bidder. You may find out the price bid by calling 856-482-6900.
2. You may be able to petition the Court to set aside the sale if the
bid price was grossly inadequate compared to the value of your property.
3,
amount due
6900.
The sale will go through only if the buyer pays the Sheriff the full
in the sale. To find out if this has happened, you may call 856-482-
4. If the amount due from the Buyer is not paid to the Sheriff, you will
remain the owner of the property as if the sale never happened.
5. You have the right to remain in the property until the full amount
due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that
time, the buyer may bring legal proceedings to evict you.
6. You may be entitled to a share of the money which was paid for your
house. A schedule of distribution of the money bid for your house will be filed
by the sheriff within 30 days after the sale. This schedule will state who will
be receiving that money, The money will be paid out in accordance with this
schedule unless exceptions (reasons why the proposed distribution is wrong) are
filed with the Sheriff within ten (10) days after Schedule of Distribution is
filed.
7. You may also have other rights and defenses, or ways of getting your
home back, if you act immediately after the sale,
YOU SHOULD TAKE THJ:S PAPER TO YOUR LAWYER AT ONCE. J:F YOU DO NOT HAVE A LAWYER
OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED 2ELOW TO FIND OUT
WHERE YOU CAN GET LEGAL HELP.
LAWYER REFERRAL SERVJ:CE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-2493166 or 800-990-9108
ASSOCIATION DE LICENCIDADOS
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-2493166 or 800-990-9108
~
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ALL THAT CERTAIN LAND AND REAL ESTATE, AND "EWBY TRACT, PARCEL, LOT AND PIECE
TllEREOF SJ:TUATE J:N MONROE TOWNSHJ:P, CUMBEBLAND COUNTY, PENNSYLVANJ:A, BOUNDI!:D
AND DESCR.J:BED AS FOLLOWS:
BEGJ:NNJ:NG AT A POJ:N'l! ON THE NORTHEllN SJ:DE OIi'LJ:SBURN ROAD (L.R. 21013) ON THE
DJ:VJ:DJ:NG LJ:NE BETWEEN LOTS NOS. 67 AND 68 ON THE HEREJ:NAli'TER MEN'.l!J:ONI!:D PLAN
Oli' LOTS; THENCE BY SAJ:D DJ:VJ:DJ:NG :LJ:EN AND THE DJ:VJ:DJ:NG LJ:NE BETWEEN LO':!!S NOS.
67 AND 69 ON SAJ:D PLAN Oli' LOTS, NORTH 21 DEGREES 59 MJ:NUTES 20 SECONDS EAST
249.05 FEET TO A POJ:N'l!; THENCE SOUTH 73 DEGREES 29 MJ:NU'l!ES EAST 100,45 FEET
TO A POJ:NT; THENCE BY THE DJ:VJ:DJ:NG LJ:NE BETWEEN :LOTS NOS. 66 AND 67 ON SAJ:D
PLAN Oli' LOTS, SOU'l!H 21 DEGREES 59 MJ:NUTES 20 SECONDS WEST 258.64 TO A POJ:NT
ON Till!: NORTIIEBN SJ:DE Oli' LJ:SBURN ROAD Ali'ORESAJ:D, THENCE BY THE NOl1!rHI!lllN SJ:DI!:
OF SAJ:D ROAD, NOl1!rH 68 DEGREES 00 =ES,40 SECONDS WEST 100 FEE':!! TO 'l'lIE
PLACE Oli' BEGJ:NNJ:NG.
BEJ:NG LOT NO. 67 OF SEC'l!:tON Ii' ON Till!: PLAN.'OIi'LOTS KNOWN AS MONROE ESTATES AS
RECOIlDED :m THE OFIi'J:CE Oli' 'l'lIE RECOBDER Oli' DEEDS 1i'0R CUMBEIlLAND COUNTY J:N ]?LAN
BOOK 23, PAGE 177.
BEING KNOWN AS: 1620 WEST LISBURN ROAD, MECHANICSBURG, PA l7055
PROPERTY ID NO. 22-26-0227-028
TITLE TO SAID PREMISES IS VESTED IN JOSEPH J. POESCHL AND NANCY L.
POESCHL, HIS WIFE BY DEED FROM JOHN B. LAMPI AND PATRICIA A. LAMPI,
HIS WIFE DATED 8/29/86 RECORDED 8/29/86 IN DEED BOOK 32 D PAGE 504
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WRIT OF EXECUTION and/'!.f ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO 00-2281 Civil
CIVIL ACTION - LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due NORWEST BANK MINNESOTA, NATIONAL
ASSOCIATION AS INDENTURE TRUSTEE FOR AMERICAN RESIDENTIAL EAGLE BOND
TRUST 1999-2, Plaintiff (s)
From JOSEPH J. POESCHL AND NANCY L. POESCHL
(I) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL
DESCRIPTION
(2) Vouare also directed to attach the property of the defendant(s) not levied upon in the possession
of
GARNISHEE(S) as follows:
and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from
paying any debt to or for the account ofthe defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof;
(3) Ifproperty of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are directed to notify himlher that he/she has been added as a
garnishee and is enj oined as above stated.
Amowt Due $120,155.46 L.L.
Interest FROM 6/28/00 TO DATE OF SALE 9/8/04 PER DIEM @$27.63 - $42,384.42
Atty's Comm % Due Prothy $1.00
Atty Paid $820.47 Other Costs
Plaintiff Paid
Date: MAY 26, 2004
CURTIS R. LONG
(Seal)
ProthO~ p ~
'---By: ~ . 'C/l/Z/v, I
Deputy
REQUESTING PARTY:
Name MARK J. UDREN ESQUIRE
Address: WOODCREST CORPORATE CENTER
111 WOODCREST ROAD, SmTE 200
CHERRY HILL, NJ 08003-3620
Attorney for: PLAINTIFF
Telephone: 856-669-5400
Supren1e Court ill No. 04302
;~1liti@~41l~iilIliIllilfilj_ji",-""",''','''h''';'~.'''Jl>)tl;~~~~\WI$!!;~lilM"d'F~i','1\'''-;",,""NI,i'il-',l'"~"~KE~,'ilii...-....._~jiWIIlil'l.liiti!4mIiilAAJliOlIId!iiMII__I;>~lfl~'Mliil~iiO~mil~ ~- OJ. 1 Iill-~'u"
Real Estate Sale #33
On June 10, 2004 the sherifflevied upon the
defendant's interest in the real property situated in
Monroe Township, Cumberland County, P A
Known and numbered as 1620 West Lisburn Road,
Mechanicsburg, more fully described on Exhibit "A"
filed with this writ and by this reference incorporated herein.
Date: June 10, 2004
By:J~J.q5~
Real Esta~e Deputy
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THE PATRIOT NEWS
THE SUNDAY PATRIOT NEWS
Proof of Publication
Under Act No. 587, Approved May 16,1929
Connnonwealth of Pennsylvania, Counly of Dauphin} ss
Joseph A. Dennison, being duly sworn according to law, deposes and says:
That he is the Assistant Controller of The Patriot News Co., a corporation organized and existing under the
laws ofthe Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market
Street, in the Cily of Harrisburg, Counly of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-
News and The Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market
Street, in the Cily, Counly and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established
March 4th, 1854, and September 18th, 1949, respectively, aud all have been continuously published ever since;
That the printed uotice or publicatiou which is securely attached hereto is exactly as printed and published
iu their regular daily andlor Sunday/ Metro editions which appeared on the 27th day(s) of July 2004. That neither he
nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the
allegations of this statement as to the time, place aud character of publication are true; and
That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verifY this
statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed
and adopted severally by the stockholders and board of directors of the said Company and subsequently duly
recorded in the office for the Recording of Deeds in and for said Counly of Dauphin in Miscellaneous Book "M",
Volume 14, Page 317.
, , ALL THAT CERTAIN land and real estate,
and every tract, parcel, lot and nIece thereof
situate.in 1!onroe Township, Cumberland County,
~sylvama, bounded and described as follows:
:. '",:BEGINNING at a poinl on the Northern side
of Us bum Road (LR.21013l on the dividing line . . . .
hetweo, Lot, Nos, 67 ,nd 68 on the Iwreinaft" PublIsher's Receipt for Advertlsmg Cost
mentioned Plan of Lo", thon", by ,.d dividing'h f Th P 'N d Th S d P . Nfl
line. and the dividing line between Lots No.~. 67 :> er 0 . e atriot- ews ~ e un ay ~tn~t- ews, newspa~ers 0 genera
~ 69 on said Plan of Lots, North 21 degrees 59 ~dge receIpt of the aforesaId notice and pubhcation costs and certifies that the same have
mmlltes 20 seconds East 249.05 feet to a point;
i ~ce South ?3 degrees 29 minutes East IOQ.45
, feet to a pom~ thence by the dividing line
between Lots Nos, 66 and 67 on said Plan ofiots
SO)lth21 degrees 59 minutes 20 seconds We~
. 158.64,to a pciinfoJitheNorthern Side of Lis burn
R9ad aforesaid; thence by the Northern side of
swd .road, North 68 degrees 00 minutes 40
seConds West 100 feet to the Place of
BEGJl\'NlNG, ..
BEENG Lot No. 67 of Section F on the Plan
of LoiS known as Monroe Estates as recorded in
! the. Office of the Recorder of Deeds for
Cuiiib. .. erland County In pJan Book 23, Page 177.
."II.BING KNOWN AS: 1620 West Llsbum
, Ro~d, Mechamcs-burg, PA 17055.
PROPERTY ill NO,: 22.26.0227.028,
TITLE; TO SAID premises is Vested in
, Joseph J. Voeschl and Nancy 1. Poeschl, IUs wife,
by Deed from John B. Lampi and Patricia A.
Lamp;' his wife., d!Jteo 8129/E6 re....orded &'29/.86
in Deed Book 320 Page 504. .
PUBLICATION
COpy
S ALE#33
,. . ,ilEAL ESTATE SALE No. 33
Writ No. 2000-2281
Civil Term
Norwest Bank Minnesota,
National Association as
Indenture Trustee for
American Residential
Eagle Bond Trust 1999.2
Va"
Joseph J.Poeschl and
Nancy L. Poeschl
Atty: Mark Udren
DESCRIPTION
CUMBERLAND COUNTY SHERIFFS OFFICE
CU1vlBERLAND COUNTY COURTHOUSE
CARLISLE, PA. 17013
Statement of Advertising Costs
To THE PATRIOT-NEWS CO.
For publishing the notice or publication attached
hereto on the above stated dates
91.49
By..........................,........................................,
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PROOF OF PUBLICATION OF NOTICE
IN CUMBERLAND LAW JOURNAL
(Under Act No. 587, approved May 16, 1929),P, L.1784
STATE OF PENNSYLVANIA :
ss.
COUNTY OF CUMBERLAND :
Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and
State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law
Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid,
was established January 2, 1952, and designated by the local courts as the official legal
periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly
issued weekly in the said County, and that the printed notice or publication attached hereto is
exactly the same as was printed in the regular editions and issues of the said Cumberland Law
Journal on the following dates,
v!z:
JULY 16, 23, 30, 2004
Affiant further deposes that he is authorized to verify this statement by the Cumberland
Law Journal, a legal periodical of general circulation, and that he is not interested in the subject
matter ofthe aforesaid notice or advertisement, and that all allegations in the foregoing
statements as to time, place and character of publication are true.
~~%~di"
SWORN TO AND SUBSCRIBED before me this
30 dayof JULY 2004
L~
N TARALSEAl
LOIS E. SNYDER, Notary Public
Carlisle 60ro, Cumberland County
My Commission Expires March 5, 2005
.
MAL 1!iS1'A'rt!~E NO. 33
Writ No, 2001>"2281 Civil
Norwest Bank MiIjnesota, Natlonah
Association as Inpenture Trustee
for American Re~E;identia1 Eagle
Bond Tru~t 1999.2 .
VB,.
Josepb J. POeschl and
Nancy L. Roeschl
Atty.: Mark J. Udren
AlL THAT CERTAIN land and real
estate, and every tract, parcel, lot
and piece thereof situate in Monroe
Township, Cumberland County,
Pennsylvania, bounded and de-
scribed as follows:
BEGINNING at a point on the
northern side of LislDum Road (L,R.
210 13) on the dividing line between
Lots Nos. 67 and 68 on the herein-
after mentioned Plan of Lots; thence
by said dividing lien and the diviq",
iug line between Lots Nos. 67 aild I
69 on said Plan of Lots, North 21
degrees 59 minutes 20 seconds
East 249.05 feet to a point; thence
South 73 degrees 29 minutes East
100,45 reet to a point; thence by. '
the dividing line between Lo'tS -NO's:" 1
66 and 67 on said Plan of Lots.
South 21 degrees 59 minutes 20
seconds West 258.64 to a point on
the northern side of Lisburn Road
aforesaid: thence by the northern
side of said road, North 68 degrees.
00 minutes 40 seconds West 100
reet to the place or beginning.
BEING Lot No. 67 of Section F
on the Plan of Lots known as Mon- !
roe Estates as recorded in the Of- i
flce of the Recorder of Deeds for
Cumberland County in Plan Book
23, Page 177,
BEING KNOWN AS; 1620 West
Lisburn Road, Mechanicsburg, PA
17055 Propert;y lD No. 22-26-0227-
028.
TITLE TO SAID PREMISES IS
VESTED IN Joseph J. Poeschl and
Nancy L. Poeschl, his wife by Deed
from John B. Lampi and Patricia A.
Lampi, his wife dated 8/29/86 re-
corded 8/29/86 in Deed Book 32
D Page 504.
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UDREN LAW OFFICES, P.C.
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
WOODCREST CORPORATE CENTER
111 WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
856-669-5400
Northwest Bank Minnesota,
National Association as
Indenture Trustee for American
Residential Eagle Bond Trust
1999-2
Plaintiff
v.
Joseph J. Poeschl
Nancy L. Poeschl
Defendant
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ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
County
NO. 00-2281 Civil Term
PRAECIPE TO WITHDRAW JUDGMENT AND DISCONTINUE WITHOUT PREJUDICE
TO THE PROTHONOTARY:
Kindly mark the above captioned matter JUDGMENT
WITHDRAWN and ACTION DISCONTINUED WITHOUT PREJUDICE, upon payment
of your costs only.
DATED: Auqust 4. 2006
~~
Mark J: Udren, Esquire
UDREN LAW OFFICES, P.C.
Attorney for Plaintiff
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