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MARKJ. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
HSBC Bank USA f/k/a Marine Midland : COURT OF COMMON PLEAS
Bank s/b/mlt First Federal Savings and LQan : CML DIVISION
AssQciatiO'n Qf RQchester : Cumberland CQunty
ATTORNEY FOR PLAINTIFF
Plaintiff
v.
Susan L. CQlebaugh
.
: NO. 00-2355 civil term
Defendant(s)
CERTIFICATE OF SERVICE
I, Mark J. Udren, Esquire, hereby certifY that I have served true and CQrrect cQpies Qf
MQtiQn fQr Reassessment Qf Damages uPQn the fQllQwing persQn(s) named herein at their last
knQwn address Qr their attQrney Qf recQrd.
_ xxxxxx _Regular First Class Mail
Certified Mail
Other (certificate Qf mailing)
Date Served: June z.z: 2001
TO: Susan L. CQlebaugh
111 0 CQcklin Street
Mechanicsburg, PA 17055
Defendant PrO' Se
MARK J. UDREN & ASSOCIATES
By: ... /Z----
Mark J. Udren, Esquire
AttQrney fQr Plaintiff/MO'vant
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS IDGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
HSBC Bank USA f/k/a Marine Midland : COURT OF COMMON PLEAS
Bank s/b/mlt First Federal Savings and LQan : CIVIL DIVISION
AssQciatiQn Qf RQchester : Cumberland CQunty
ATTORNEY FOR PLAINTIFF
Plaintiff
.
: NO. 00-2355 civil term
v.
.
Susan L. CQlebaugh
Defendant(s)
CERTIFICATE OF SERVICE
I, Mark J. Udren, Esquire, hereby certifY that I have served true and CQrrect cQpies Qf a
Rule Returnable UPQn the fQllQwing persQn(s) named herein at their last knQWll address O'r their
attO'mey Qf recQrd.
_ xxxxxx _Regular First Class Mail
Certified Mail
Other (certificate Qf mailing)
Date Served: Junetf ' 2001
TO: Susan L. CQlebaugh
III 0 CQcklin Street
Mechanicsburg, PA 17055
Defendant PrO' Se
MARK J. UDREN & ASSOCIATES
By: /Z~
MarkJ. Udren, Esquire
AttQmey fQr Plaintiff
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MARK J. UDREN & ASSOCIATES
BY: MARK J. UDREN, ESQUIRE
ATTY I.D. NO. 04302
1040 N. KINGS IDGHWAY, SUITE 500
CHERRY IDLL, NJ 08034
856-482-6900
HSBC Bank USA
f/kla Marine Midland Bank
slb/m1t First Federal Savings and LQan
AssQciatiQn O'f RQchester
ATTORNEY FOR PLAINTIFF
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.
: COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland CQunty
Plaintiff
: NO. 00-2355 civil term
v.
Susan L. CQlebaugh
Defendant(s)
RULE TO SHOW CAUSE
AND NOW, this L day Qf .}-t , 2011 uPQn cQnsideratiQn Qf the
fQregQing PetitiQn, it is hereby ORDERED that:
1. A Ru1e is issued UPQn the ResPQndent to' shQW cause why the PetitiQner is nQt
entitled to' relief requested; I
2. The ResPQndent may file an Answer to' the PetitiQn Qn Qr befQre ::JlioA.JJ; J~O
3. The PetitiQn shall be decided under Pennsylvania Rule Qf Civil PrQcedure
206.7;
. (j) I"ft. 4. DepQsitiQns shall be cQmpleted within I/o days Qf the date Qf this reSPQnse;
()X'1' .... . 5. Argument shall be he.ld Qn ~)' ,.2001, in CQurtrQQm $' ,Qf the ~
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Cumberland CQunty ~Quse;", . ...~t) r f/t'ANo- 'It...,,. "'T .~,. )
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o ~. .- . tJ. N Qtice Qf the entry Qf this Order shall be prQvided to' all parties by the ~
PetitiQner.
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FiLEO-0i-liCE
OF Th';: PROTHONOTARY
01 JUN-l PH12:54
CUMBERLAND COUNTY
PENNSYLVANiA
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MARK J. UDREN & ASSOCIATES
BY: MARK J. UDREN, ESQUIRE
ATTY I.D. NO. 04302
1040 N. KINGS IDGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
HSBC Bank USA
f/k1a Marine Midland Bank
s/b/m/t First Federal Savings and LQan
AssQciatiQn Qf RQchester
ATTORNEY FOR PLAINTIFF
: COURT OF COMMON PLEAS
: CIVIL DMSION
: Cumberland CQunty
Plaintiff
v.
Susan L. CQlebaugh
.
: NO. 00-2355 civil term
Defendant(s)
ORDER
AND NOW, this day Qf ,20, UpQn cQnsideratiQn QfPlaintiff's
MQtiQn FQr Reassessment Of Damages, and any resPQnse theretO', the ProthQnQtary is
ORDERED to' reassess the damages, in rem, in the amQunt Qf $119,717 .61 as mQre
particularly set fQrth in the MQtiQn.
BY THE COURT:
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NOTICE
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, THIS LAW
FIRM IS DEEMED TO BE A DEBT COLLECTOR AND THIS IS AN ATTEMPT TO
COLLECT A DEBT OWED BY YOU. ANY INFORMATION OBTAINED FROM YOU
WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT.
LAW OFFICES OF MARK J. UDREN
Isl Mark J. Udren, Esquire
1040 N. Kings Highway, Suite 500
Cherry Hill, NJ 08034
(856) 482-6900
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MARK J. UDREN & ASSOCIATES
BY: MARK J. UDREN, ESQUIRE
ATTY I.D. NO. 04302
1040 N. KINGS IDGHWAY, SUITE 500
CHERRY IDLL, NJ 08034
856-482-6900
HSBC Bank USA
f/kla Marine Midland Bank
slb/mlt First Federal Savings and Loan
AssQciatiQn Qf RO'chester
ATTORNEY FOR PLAINTIFF
: COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland CQunty
Plaintiff
v.
Susan L. CQlebaugh
.
: NO. 00-2355 civil term
Defendant
MOTION FOR REASSESSMENT OF DAMAGES
Plaintiff, HSBC Bank USA f/kla Marine Midland Bank s/b/mlt First Federal Savings
and LQan AssQciatiQn Qf RQchester, by its AttQmey, Mark J. Udren, Esquire, mQves the CQurt
to' direct the ProthonQtary to' reassess the damages in this matter and in SUPPQrt thereQf avers
the fQllQwing:
1. This is an actiQn in mQrtgage fQrec10sure in which Plaintiff entered judgment against
the Defendant in the in rem amQunt of $104,449.36, Qn May 30,2000. A true and CQrrect
CQPy Qf the Praecipe fQr Judgment is attached heretO' as Exhibit "A".
2. Subsequent to' the entry Qf judgment, the fQrec1Qsure prQceedings were stayed
by a Chapter 13 bankruptcy petitiQn which was filed Qn July 14,2000, M.D.Pa., NO'. 1-00-
03093. A true and CQrrect CQPy Qf the bankruptcy DQcket is attached heretO' as Exhibit "B".
3. The autQmatic bankruptcy stay is nO' lQnger in effect as indicated by a CQPy Qf
the Order fQr Relief attached heretO' as Exhibit "C", having granted plaintiff Relief Qn
January 12, 2001.
4. The mQrtgaged premises has been relisted fQr Sheriff's Sale set fQr
September 5,2001.
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5. Subsequent to' the entry Qf judgment, additiQnal sums have been incurred Qr
expended Qn Defendants' behalf during the time the fO'reclQsure proceedings were stayed, and,
as a result Qf the inQrdinate delay, CQsts and expense Qf the Plaintiff cQntinued to accrue,
which CQsts and sums include, but are nQt limited to', taxes, insurance and QngQing per diem
interest, and Defendant has been given credit for any payments that have been made since the
judgment, if any. The amQunt Qf damages shQuld nQW read as fQllQws:
Principal Qf debt due and unpaid $93,602.95
Interest at 7.375% (cQntract rate pursuant to' the MQrtgage/Ajustable Rate NQte)
frQm 10/1199 to' 6/30/00 5,151.89
Interest at 8.375% frQm 7/1100 - 9/5/01(Date Qf Sheriffs Sale) 8,609.47
EscrO'w Overdraft (Taxes, Insurance) (Pursuant to' the MQrtgage)
The ffiQnthly escrQW Qn this aCCQunt
is $207.04 and that sum shQuld
be added Qn the first Qf each
mQnth after 9/5/01) 3,431.15
Late Charges
(mQnthly late charge Qf $38.99
shQuld be added Qn the sixteenth Qf
each mQnth after 9/5/01) 748.75
Bankruptcy AttQmey Fees and CQsts (ProQf Qf Claim, MQtiQn fQr Relief
and AttQmey's Fees due to' Defendant's bankruptcy filing) 1,000.00
PrQperty InspectiQns (Pursuant to' the MQrtgage) 30.00
FQreclQsure CQsts TO' date (including Title RepQrt,
CQmplaint Filing Fee, service Qf pleadings fee, twO' Sheriff's Sale
DepQsits, etc.) 2,463.25
ReasQnable AttQmeys Fees (Pursuant to' the MQrtgage)
(5% Qfprincipal Qf $93,602.95) 4,680.15
TOTAL $119,717.61
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6. Under the terms Qf the MQrtgage, and as a result Qf the Defendant's inQrdinate
delay Qf the FQreclQsure prQceedings due to' her afQrementiQned bankruptcy filing, Plaintiff is
entitled to' inclusiQn Qf the amQunts set fQrth in paragraph 5 as part Qf the judgment, and
accQrdingly, attached heretO' as exhibits "D" and "E", are the MQrtgage and Adjustable Rate
NO'te, allQwing Mortgagee to' charge MQrtgagQr the amQunt set fQrth herein, including, inter
alia, attQmey fees, CQsts O'f suit, and authorizing MQrtgagee to' place insurance if MQrtgagor
fail to' dO' SQ. The pertinent paragraphs Qf these dQcuments are highlighted.
WHEREFORE, Plaintiff prays and respectfully requests that the HQnQrable CQurt
grant its MQtiQn and allQW the damages to' be reassessed, in rem, in the amQunt Qf
$119,717.61, as set forth hereinabove.
Respectfully submitted,
MARK J. ~ ASS
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MARK J. UDREN & ASSOCIATES
BY: MARK J. UDREN, ESQUIRE
ATTY I.D. NO. 04302
1040 N. KINGS IDGHWAY, SUITE 500
CHERRY IllLL, NJ 08034
856-482-6900
HSBC Bank USA
f/kla Marine Midland Bank
slblmlt First Federal Savings and LQan
AssQciatiQn Qf RQchester
ATTORNEY FOR PLAINTIFF
.
: COURT OF COMMON PLEAS
: CIVIL DMSION
: Cumberland CQunty
Plaintiff
v.
Susan L CQlebaugh
.
: NO. 00-2355 civil term
Defendant(s)
PLAINTIFF'S MEMORANDUM OF LAW IN SUPPORT OF ITS MOTION FOR
REASSESSMENT OF DAMAGES
As a result Qf a Bankruptcy Stay andlQr the passage Qf time, QT bQth, Plaintiff has
requested adjustment Qfthe in rem Judgment as set fQrth in its MQtiQn to' properly reflect the
sums nQW due Plaintiff.
ThQse sums reflect additiQnal interest, late charges, escrQW deficit (which may reflect
insurance payments and taxes paid), and additiQnal CQsts O'f suit, all Qf which are authQrized by
the lQan dQcuments, true and CQrrect cQpies Qf which are attached to' the MotiO'n.
TherefQre, Plaintiff prays and respectfully requests that the HQnQrable CQurt grant its
MQtiQn and allQw the damages to' be reassessed in the amQunt Qf $119,717.61, as set fQrth
hereinabQve.
Respectfully submitted,
MARK J. UD & SSOCIATES
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VERIFICA nON
Mark J. Udren, Esquire, hereby states that he/she is the attQrney fQr the Plaintiff in this
actiQn, that he is authQrized to' take this VerificatiQn, and that the statements made in the
fQregO'ing MQtiQn fQr Reassessment Qf Damages and Brief in SuppO'rt are true and CQrrect to'
the best O'f his/her knQwledge, infQrmatiQn and belief. The undersigned understands that this
statement herein is made subject to' the penalties Qf 18 Pa.C.S. SectiQn 4904 relating to'
unsWQrn falsificatiQn to' authQrities.
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS ~IGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
HSBC Bank USA
f/k/a Marine Midland Bank
s/b/m/t First Federal Savings
and Loan Association of
Rochester
2929 Walden Avenue
Deprew, NY 14043
Plaintiff
ATTORNEY FOR PLAINTIFF
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
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: MORTGAGE FORECLOSURE
Susan L: Colebaugh
1110 Cocklin Street
Mechanicsburg, PA 17055
Defendant(s)
PRAECIPE FOR JUDGMEND FOR FAILURE TO
ANSWER AND ASSESSMENT OF DAMAGES
:NO. 00-2355 civil term
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TO THE PROTHONOTARY:
Kindly enter judgment in favor of the Plaintiff and against the
Defendant (s) for failure to file an 1\I1swer to Plaintiff's Complaint
within 20 days from se~ice thereof andlfor foreclosure and sale of the
mortgaged premises, and assess Plaintiff's damages as follows:
As set forth in Complaint
Interest per Complaint
From 03/02/00 to OS/23/00 I
Late charges per Complaint
From 03/15/00 to OS/23/00
Escrow payment per Complaint
From 04/01/00 to OS/23/00
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$102,358.23
1,569.53
1Q.7 . 52
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414.08
TOTAL I $104.449.36
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I hereby certify that (1) the addresses of the' Plaintiff and
Defendant' are as shown above, and (2) that notice has been given in
accordance with Rule 237.1, a copy of which isfattached hereto.
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MARK/cr. ~/& ASSOCIATES
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Mark J. Udren, ESQUIRE
Atto ey for Plaintiff
DAMAGES ARE HEREBY ASSESSED AS INDICATED
DATE:
PRO PROTHY
EXHIBIT A
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Bankruptcy Docket Report
1 00-03093 (Harrisburg)
MEASE, SUSAN LYNN
Docket items entered between 0110111931 and 03/02/2001
Filing No. Docket Entry
Date .
07/14/00 1 VOLUNTARY PETITION under Chapter 13, Matrix, all Schedules & Statements, Plan and
Summary [EOD 07/17/00] [CA]
07/14100 2 APPLICATION to pay filing fees in installments [EOD 07/17/00] [CA]
07/14/00 2A DEBTOR(S) affidavit of disbursement of Trustee funds upon Dismissal and/or Conversion prior to
. confinnation. [EOD 07/17/00] [BW]
07/17/00 3 . ORDER for payment of Filing Fees in Installments: fees due by 08/15/00 Re: Item # 2. [Complied]
[EOD 07117/00] [CA]
. FEE PAID Re:Item# 3. [EOD 09/12/00] [SM]
.. This entry cancels the previous due dirte. Re: Item # 7. [EOD 09/12/00] [SM]
.
07/31/00 4 'CERTIFICATE of Mailing of Notice of341 Meeting. Objections to the plan are due 15 days after
meeting held. [EOD 07/31/00] [CA]
08/15/00 5 ENIRY OF APPEARANCE of ROBERT J. HAFNER, ESQ., ON BEHALF OF GENERAL
MOTORS ACCEPTANCE CORPORATION [EOD 08/15/00] [Je] .
08/23/00 6 ENIRY OF APPEARANCE ofscon A. DIETTERICK, ESQUIRE of JAMES, SMTIH, .
DURKIN &. CONNELLY LLP on behalf of ALLFIRST BANK [EOD 08/23/00] [DR]
09/07/00 7 ORDER TO SHOW CAUSE for failure to pay filing fee in full on 10/10/00 at 09:30 ~.M. at
FED.BLDG" BKRPTCY CTRM.(3RD FLR.), TIllRD & WALNUT STS., HARRISBURG,PA.
17108 [Rescheduled] [EOD 09/07/00] [SM]
.
09/08/00 8 ENIRY OF APPEARANCE of MARGARET GAIRO, ESQUIRE of McCabe Weisberg & Conway
PC on behalf of HOUSEHOLD REALTY CORPORATION. [EOD 09/08/00] [SP]
09/08/00 9 STIPULATION by PARTIES RE: MOTION TO LIFT STAY, GENERAL MOTORS .
ACCEPTANCE CORP. (REQUESTED MOTION TO LIFT STAY AND ORIGINAL
SIGNATURES ON STIPULATION) (pARTIES AGREED TO ACCEPT FACS)MILE
SIGl'~ATURES AS ORIGINALS) [Disposed] [EOD 09/08/00] [Je]
09/12/00 10 MOTION FOR APPROVAL OF STIPULATION GRANTING GENERAL MOTORS
ACCEPTANCE CORP. RELIEF FROM TIlE AUTOMATIC STAY, FILED BY GMAC Re: Item
. # 9. [Disposed] [EOD 09/12/00] [Je]
09/12/00 11 ORDER approving stipulation Re: Item # 9. [EOD 09/12/00] [Je]
ORDER to shorten time Re: Item # 10. [EOD 09/12/00] [JC]
ENTERED IN ERROR (INCORRECT DOCKET CODE) Re: Item # 10. [EOD 09/12/00] [JC]
ORDER approving stipulation Re: Item # 9. [EOD 09/12/00] [Je]
ORDER approving Re: Item # 10. [EOD 09/12/00] [Je]
09/18/00 12 341 meeting held. [EOD 09/18/00] [CA]
09/21/00 13 MOTION.for relief from stay ALLFIRST BANK FEE PD. $75.00 #562159.KZ [Disposed] [EOD
09/21/00] [Je] .
CERTIFICATE OF NON-CONCURRENCE [EOD 09/21/00] [Je]
09/21/00 14 ORDER that answers aredue on 10/11/00 Re: Item # 13. [EOD 09/21/00] [Je]
09/21/00 15 TRANSFER (ASSIGNMENT) of claim #5, SALLIE MAE SERVICING CORP. TO PHEAA IN
TIlE AMOUNT OF $4,170.14 [EOD 09/21/00] [Je]
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09/22/00 16 NOTICE to parties of transfer (assignment) of claim of SALLIE MAE SERVICING
CORPORATION (CLAIM #5) OBJECTIONS DUE OCTOBER 12, 2000 Re: Item # 15. [EOD
09/22/00] [IC]
09/25/00 17 CERTIFICATE of service Re: Item # 14. [EOD 09/25/00] [IC]
10/02/00 18 OBJECTION to plan by HOUSEHOLD REALTY CORPORATION Re: Item # 1. [EOD 10/02/00]
[BWJ .
ENTERED IN ERROR - FILING DATE IS 09/29/00 [EOD 10/02/00] [BWJ
10/04/00 19 CORRESPONDENCE SETTING HEARING on 12/06/00 at 03:30 P.M. at FED.BLDG.,
BKRPTCY CTRM.(3RD FLR.), THIRD & WALNUT STS., HARRISBURG'pA. 17108 Re: Item #
18. [EOD 10/04/00] [BWJ
10/1 0/00 20 MOTION for relief from stay filed by HSBC BANK USA ti'k/a Marine Midland Bank sIb/mlt First
Federal Saving anil Loan Association of Rochester (fee pd. $75.00, rec. #562705-CG) [Disposed]
[EOD 10/11/00] [BWJ .
CERTIFICATE OF NON-CONCURRENCE [EOD 10111100] [BWJ
10/11/00 21 ORDER that answers aredue on 10/31100 Re: Item#20. [EOD 10/11/00] [BWJ
10/16/00 22 MOTIONfordefaultjudgmentRe: Item # 13. [Disposed] [EOD 10/16/00] [IC]
10/16100 23 ORDER granting default judgment Re: Item # 22. [EOD 10/16/00] [IC]
ORDER granting relief from stay Re: Item # 13. [EOD 10/16/00] [IC]
10/18/00 24 CERTIFICATE of service Re: Item # 21. [EOD 10/18/00] [DS]
10/24100 25 ANSWER by DEBTOR Re: Item # 20. [EOD 10/24/00] [SP]
11/17/00 26 OBJECTION to plan by HSBC BANK USA, F/K/A MARINE MIDLAND BANK SIBIMIT FIRST
FEDERAL SAVINGS AND LOAN ASSOCIATION OF ROCHESTER Re: Item # 1. [Disposed]
[EOD 11/17/00] [IC]
11/17/00 27 CORRESPONDENCE from Movant requesting matter be listed for hearing. Re: Item # 25. [EOD
11/17/00] [IG]
11/27/00 28 CORRESPONDENCE SETTING HEARING on 01/11102 at 04:00 P.M. at FED.BLDG.,
BKRPTCY CTRM.(3RD FLR.), THIRD & WALNUT STS., HARRISBURG,PA. 17108 Re: Item #
26. [EOD 11/27/00] [IC]
CORRESPONDENCE SETTING HEARING on 01111102 at 04:00P.M. at FED.BLDG.,
BKRPTCY CTRM.(3RD FLR.), THIRD & WALNUT STS., HARRISBURG,PA. 17108 Re: Item #
20. [EOD 11/27/00] [IC]
12/06/00 29 PROCEEDING MEMO: phone conference held -matter has been continued for a couple of weeks -
counsel to contact Clerks Office if matter needs reset Re: Item # 18. [EOD 12/06/00] [CL]
01111101 30 PROCEEDING MEMO: phone conference Re: Item # 25. [EOD 01111101] [CL]
Phone com. held - order to be submitted. Re: Item # 25. [EOD 01/11101] [CL]
PROCEEDING MEMO: phone conference held - order to be submitted. Re: Item # 26. [EOD
01111/01] [CL]
01112/01 31 ORDER granting relief from stayRe: Item # 20. [EOD 01112/01] [IC]
This entry disposes of motion. Re: Item # 26. [EOD 01112/01] [IC]
01122/01 32 CORRESPONDENCE from Movant requesting matter be re-listed for hearing. Re: Item # 18.
I [EOD 01122/01] [IG]
01123/01 33 CORRESPONDENCE SETTING HEARING on 03/29/01 at 11:30 A.M. at FED.BLDG.,
BKRPTCY CTRM.(3RD FLR.), THIRD & WALNUT STS., HARRISBURG,PA. 17108 Re: Item #
18. [EOD 01123101] [BWJ
t'nntea: 11 J.j:ll:11
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IN THE UNITED STATES BANKRUPTCY
COURT FOR THE MIDDLE DISTRICT OF PENNSYLVANIA
.
IN RE: Susan Lynn Mease a/k/a CHAPTER 13
Susan L. Colebaugh
CASE NO. 00-03093
11 U.S.C. SEC. 362
HSBC Bank USA f/k/a
Midland Bank s/b/m/t
Federal Savings and
Association of Rochester
Movant
Marine
First
Loan
)0.;
vs.
Susan Lynn Measea/k/a Susan L.
Colebaugh
FILED Harrisburg, PA
TIME_A.M.. P.M.
Debtor(s)
.\~r22OO1
and
Charles J. DeHart III, Esquire
Trustee
RESPONDENTS
Clerk. U.S; BankMltcy Court
Per CI&lk
ORDER MOD~7G SECTION 362 AOTOMA, TIC
AND NOW, this day of ~ _., ~ y
Motion of Movant above, it isU '..' t.~ 0
'. '~.::. _c:
STAY
, 200/
,
upon
~..
ORDERED 10ND DECREED THAT: The' Automatic 'Stay of all
proceedings, as provided under Section 362'o~ the Bankruptcy Reform
Act of 1979, as amended (The Code), 11 U.S.C. 362, is modified with
respect to premises: 1110 Cocklin Street, Mechanicsburg, PA 17055
as to allow the Movant to foreclose on its mortgage and allow the
purchaser of said premises at Sheriff I s Sale (or purchaser's
assignee) to take any legal action for enforcement of its right to
possession of said premises; and it is further
E:\WP51\BKY\0021377.MFR
EXHIBIT .C
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ORDERED THAT:" The relief granted by this order shall be effective
immediateIy and shall not be subj ect to the ten day period set
forth in Bankruptcy Rule 4001(a) (3).
Btrf,~ ~'~~~
Bankruptcy Judge
cc. Heidi R. Spivak, Esq.
MARK J. UDREN & ASSOCIATES
1040 Kings Highway North, Suite 500
Cherry Hill, NJ 08034
Charles J. DeHart III, Trustee
P.O. Box 410
Hummelstown, PA 17036
Dorothy L. Mott, Esq.
114 South Street
Harrisburg, PA 17101
Susan Lynn Mease a/k/a Susan L. Colebaugh
1110 Cocklin Street
Mechanicsburg, PA 17055
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RETORN TO;
IiANK UNITED OF TSXAS FSa
I>llA CO"'''''''''SAL'l'H 1lN1TEI> lITG
346,1 MARJtE't S'l'RIlS'l'
CAM' HILLI PENNSfLVANIA ~7011
?oe~tH ?, ZIECUR
RECORD"l Dr DEEDS
CUMBEnlAI/D CDUNTY-PA
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003367513
'S'IAPU ~ A1'I1057
Ito:l"ccr\OO'. 1'IIM IJII~ I~..t RHONh"l PYl:aJ
Cllmull'lhwenUb orl'euusylv;:miO,
MORTGAGE
PURCJlASE MO~
filA c.c NQ,
44U83Z902:
70,
"HJS MORTOAOS("Sl:l:urJly 'n~lnanu.lllljis8iv"'Ilon MARCIl 301 19941
SUSAN L COLEBAUGlI I SOLE OWNER
. 1110 Morlgllgor is
("Borrowl,\tj. Thi:cS"urllyll\slrllltll.lll(is&ivcnlo BAlttC Um:!l'ED OF TEXAS 1'88
",l\icbisor~niWlllld~islint\qlllur1h~lllW6(1r THE UNI.'1'2D STATES .llhtl~
tllltlrcssl~ 3200 SOu'l'HWElS'l' FREllilflAY, #2000, HOOS'J'ONI TEXAS 17027
("(..umJl:t"'), Borrower oWes LeI,der Ihe prllKlijlal {KlIlI elf
ONE HUNDRE.D THOUSAND "XVE nUNDRED SEVENTY Nt" AND 00/100
Dollars (U.S. $ . "100 I 579 "00 ). This dl:btl;; ~vhJelll:l:d l1y Borrowl.lr'llllole dAted &he same dill.:: Gl; IhisScc:urily
hl.'\Inll.ul:l\1 ("Nulu"), which pnwidu:s for \\\Ol.\IlIly pll.)'UWI\ls, with tI,.;, full debl. ir l\a\ IWoid culkr, du.\:.w pa)'abI~ 011
APRIL 01, 2024 .111b: SC:UlIriIY JnslnJnwnl :O~llrc.s 10 l.cm'l:t: M die rcpnymllnl 01' lJ}G debl
c:vhknccll by dll~ NellI:, with inl1.ll'dl. "lid all rc;ul.lwIlb, cxll':,IISiollS IIl1d modin~lions; (b) lbl) PlIYllwnt ufull 011"" SUlnS,
widl Jnlll'l\:.1ll. .IldvallCl:CI ulld.;r plll'l:llPUph 6 to prolwt lb\l ~urily or d~ Suullrity 11\~ll\I\\\CI,\t;, 1l,l\\1 (c)
UIC ))I:rfunllall~ or BottUwcr'lII covelUUlls wul agrc:cllllllllS Imdcr ,thi&: Sccllril)' IUSlnlmenl 1lIu.1 "IC NoCl:, FIll' lllia
P\npt~ BllJrOWUr dl'K1lt hereby lUurigll&I.I, grilnl Will C!Clnv~"y tel l.euduf Ihu rollowin.c dlZeribed ph.lflCrly locmfed in
COMBERLAN1> CoW\ly. PclttlS)'lvlalUa:
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~BE ATTACnED ~EGAL nsSctUP'1'ION
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whiebhujihl,laddN&>()r 1110 COCKLIN STlEET, Ne:CHANICSBURG
PllJllIS)'lvl\llill 1"1 055 12ipeu.I~J ("rro~y Add',,*"')j
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EXHIBIT.])
93-3S-S1
16:19 PREMIER ABSTRACT
Tb_71724333961
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TOOETHER WITH NI lbe iR1.ptovemc!l.CS now or IIer=tRI.'{' cm:c:tctl Clnllle propt:l'ly,:.\lld aU e:1$I:tnClllts, rjgftl~
IlPJ1llrlcn<mc:e:r. remis, fO)'lI:11ics, mlncral, oil and gl\S righrs and Ph:dil$., w;'ller rights and ltIock and .nil fixture::; now tIr
flcmlnc::r'll pnr((Irlbcpropc:fty, An rerl~menLo;~nd ndtlilion.o;:o;/u,lllll:m he ~lvl:tI."(lh'y IhisSecnrily 'n.>:fmlncnl. Air ()(r1IO
FUTC.;olng i$rdem:d IOlfllhisSce'llrilyfnstnlmcnt'lSthc::"Pmpcfl)'."
BORROWER COVENANTS lhlll Borrower b: lawftflly scin"cJ Clr Ihe cslnle Jlcrchy CO'1'11cyo::r and lias the tiS'IIIU
mOflt"8e, grant and ~ycy 1I1c"PmpL'tly Met 111111 {he Propl:rty ill IJnerll:mnJx:n:d, elCccrf (Of c:r1~lll1br.ut1cc." of ~CI""
B(JfT(lwcr wn!'f'anLo; and will ilefenil gcnernlly 1111. lill,=, la Ul(I1"r(lpcrty :!'IlMnst ull chtim.c; :me! deJI1::1,mls, sullied to :my
ocllCl1mhrano::s:.Q[fecotd.
.
1. PlIymtln( at PrincIpal, Tnler-est And L:t(e Chtn~e. BClftoWet8!JnTl p~y WllC1l dlle rhe ptinciF'flI ('fr,lIlld inftlrc.'>I Oil,
thedcbl evidence:d by111e: Note: nnd l:llc c:1ltlt&CS dlle tmclcr Ille NOlo.
2. Mordhly 1":2]'ml!nts nC'f:Jxe$, lusnmtJl:C nlld Other CIl:lrge$. BC'lrmwct:o;h,nTl include 111 Clch l110nlhly {l.'l)'Il1ClN.
[(lgellK.... willi the l'rTlteip.lllnnd inlercst:J..'I: sel (urlh in che Nnlc anu I'lhy Infe cluugc:;, IIfJ in$l~I"nc:nl Qr llUY (n) l~lI'C$lInd
~clnll1:,o;es:;menl$lowied or 10 be lcl'ic:d asninst llle PMpcrly, (b) f(llllidlOld pnymenls UT ground rtlnl$ 011 nlG 'ProflC'l)"
and (c) prclnilllns(af instuan= tcq\d~ hy pnm;grafl1l4.
em:11 nlnnlhly il1$lallrncnt fOr ilem:; (a), Cb), (IntI (c) ~JI.llJl cqtl:al (lIIc.lwclnh at "ie ffllllWlIl1mmmls, t1:'l tc:1.~lIll::lhlr
C!$lirnQlcd hy Lcn~tc', pltt<: an llmolmt ~Ilmeicnt 10 In:linlJlillun luldi!iun"J h:IT:'JK."C elf llullnCltC Ir)lUl nn~xlh of 1T1~
~limtlh:d l"I1nQllllis. The f,,1t nnm1:l1 ...mmml (('11' all:11 ilCln shnU loe l1eeumublce{ by Lender will1in a pcri(ld ending one
mflnlll ha:rarc M ilc:rn WOllrd bo:cotne: de:linqu<:nL Lendl:rshrtl! bold ll\c: llltlClunts collo:d.l.ld in (1U$l1o r.:ay items: (,,), (bl.~lld
ee) befflre (hey become c!cUllqucnt.
Ir ll' l\'\\)' limo 11n:; 1('>\111 or thc }Il'ymcn't:s beld h)' Lc1der for ilems (11), (b), :md (0), 'ogclllef with the fllhlrt: 111t1nlhly
tmYlncnls for s;uch hems ~yable 1(.1 Lellder print ICllhc clerc dares (If such ilern.;;, t."xce.;d$ h)' InNt: thu1\ nllt."sixrII Ill(:
e.<:tlrnlllc:d{1IlIOlllll ~rpny"'clll$ required 1('lf,llysuch 1It..'111S \vIICII due, nnd irp.'lymetllSoo tIll: NOlcare ctlrrcnf. fllcn Lendcr
$hnll dChCt Jc:fUhd lhe cxeC$Sovc:r ollc.....ixll Q(t1,,:: cslimllrecl payment:; or credit Ihc exec:;;>: oyc:r m,c4ixlh (l(jh~U'\jjlllll-l.:d
fl1'l)'111cnlstn-~\,h::clr-ltnt Pfl)'lrlttlt:-;hy BntrnWI;:f, ut lhoapl101'l of 13rontl'IVl;:1', 1f 1l1ctoll'l1 or 1111:~ ~cnlShll'Ldc.by Borrower
fell ill.lhl (a), (b}.clrCe.:) is lnsuJricien( tOFny1hc item when dl1c,t!\ett Ban-ower &udl ,,"y 10 Lender iUly ammtn{ t~\ry (0
l\'1nkclI(llhc: crdic:icncy on Clrbc((I!'t: IIlcdale 1I1e: ilem r'lee()ltlCl'>duc'
ASll$'Ctf ih Ihls SCC'lIIily In....fnltncm. "Scerctllry~ rnc.'n..~ lhc ScerclOlry ('I( Hau...-ing mid Urbnn Dc..'Vc!opmJ;:f11 or !lis or
(lC1' dcsigflC<:. In IlflY yenr in which th~ tender !tlast (1l!1Y A motfgng;e: in..':umnee prclnitllD [(1 till; Scerclllry (or nny j'Cllr in
wl,ieh ~lJc-b prentimn wcnl1d lu'IVC hl.lt:n rcqtrirc:d if the l..enclcr ,sill11tc:1d II,c SlXllrily Insinflncl'lO. eac:lllnolll1dy I'AYIl'lcrlt
sllI\!t <<Iso illdw.le either; (i) an mstallmem or {he: Ilmwll'il mO'l'Ig:sae il'$>.it<'lnee premium tn he JY,Ut1 hy Lcndcl lo t11C
Seorel8ry. or (Ii) ;r rnonlhly charge InsfClld of n mrlf(guse Il\Sun,nce premillln rr llaj~ Set:~ui.y IIl~itt.lln(lllllsJlcld by rhe
Scc:rl:lury. ellc" It1rmlhly irl.'Slll!lmcll[ oflllc R:lDrtga;o Insul'iIl1C<: rm:lnillJn :::h;l1T Pc in 3tll:ltntlunl :mffieiChI 10 lIccIHT:m!alo
Ihe: fllll nnmml mCltll.:ls;e in.~~Ir.:lnce rremium wilh tclldcr om:: m(lnrJI prIor Ib Ru,! dale (h~ (ull .:If,"uul morrgll;c In.>;tlf;U1cc.
t'fetnitltn i~d~Je. ta dle Sccr<:-tl'oty, Ot if (1Il~ St:l:\mt)' 1nslmlfl.e1\t iz; 'w.\d t-.y (he. S~tl:blry. <:ach lnonlbly clmfgc lUm{l he. ill tin
lunClunt<:qtln11ot'lne:olWcJnh of one.I,aJ(rcracn[ nrClleouJ,~tI11ding rrinc::ip."ll nuhlMcc Creleal1lhe: Nflle.
.
. If Bork;lwet lendd:5lo LencIer the: futt p:rymclll C'r 1111 stuns St:C:ufccl by Olis Sealritr lnlltn1lncn!, Bono.....ct.s IIccahnt
=:I11lt1 ht:'Iltl:(lited wl\h (he hlllllnee tel'l'ltlinll1& (or!'lU in.~'l.l11rnCll\s fP't ilCl'l):'; (:I), (h), nfltl (e) Mid till)' nmtlS"111c in~\lflll\cc
prc:tn;um in.~latlmc(Jt Iha! Lander has not hcc:omc ohllgtlrcd 10 l):\Y 10 flu: Sccrcl.ory. 8nd Lr.!llc1er shll-II prnmptly n:t'und;;l.l1y
ex= fllnck 10 Bnn'(1IWcr. fmmccli.[1fcly priorl[t~ fnreclCl$III'Cl$Ulc Clflhe rlflrx:rfy Clr jf.s DequisiliCln by 1..cJ1<rcr. Born.lwcr.....
nc-c:ou/l1 shnnbec:redilccl "'illl.nny b:Jhzncc rcmlllnin& (nt .011 insr:l:lhnC!lfstt'lrfl<ltn:'lC.o), (b', nnd (c).
3. Application orraymellfs.AIl pnymenlsnnd'cr r:T1U&taphs I "n&2 sllllll bc:lJlpliud hy Lendcr a:~ rnlJ~
r:ir:-.i. lu n,a: IntlrtE::n~c ih:iIIrl!nC:Cl premium 10 1'1e pal" by 'Lender ta Ihe St:I,."tClary at t{I Ille 'nanlhly ehnt,se hj Ihe
S~fdllty it1.~(~cl(lrth.emontl\ly mat(ga;elN>l.lr.ltlcerfeUlimt1;
~,(o lIny InXe;:.>;. s~llI ~cnts, len.~huld pnymcnLs ar tjtolmd 14:111$, .om/ fire,flood al'ld olller /ln7Jlrd
i/l,SlIranee flreminltl."I',ns rf:Cltlired;
111Inl.lo inlere.'ll dlle unilt:flhc]llotc;
FOiidh, (o:\fllorli7.flIitln aflheprlncl(l3t nrthe Nol~
Finll,flllnlcc!llltG.;scfalciindllrlhcJololc.
q.cRlJ'N ~J111 "-Hit iioo!. 120.1 r"tt (;:Hs 'r1!m.l>1.l!..4-
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4.1i'ire., Flood and Othor Hazard lU8urance. Bormwet' 511all ills&lro all improvwnenLs on die Proecrty, WhCUKlI
JIOW ill llllb;(Cl1Q(,l or 1l1l~IIl:nUy crcc:lcd, U&lli~IIlDY ha~rd$, ~liC5. Bnd conlillgencics, ineJuJi"B fil~ (or which
LA:.lulc:r ho<f'lil'C:li' in:tutarwc. 11lil> i~IR"lOC ldlllll tx: Illllilllllim:d in the amowlLS and (or Ihl: periods Ib;ll un"cr n:qldn:s.
Bomlwcr ,llhllll aIM in:am~ 1111 improvcmenlS on Ibc Propcriy. whclhcr now in uxistcncc 01 subsequently eleCted, apiMI
I(lU bl floods 10 Ihe CJ;lcnl n:lluin:d by Ihe Sl:CNlOlry. An insuranwlIlball bccarricd wiLb eoll\JWlles o1pplOVcc.I hy Lender.
nlC lnsura~ 1M)licic.s wu.l an)' tl;I1U\lfD11l Ottmll be hdd by l.I:nd~ and :l1ball illC:lucJelOoAi pIIYllblo cJa\l.S.:0:5 ;nfilVOr or, B1ul in
ll. Corm Q\l(."CPlllblu IO,uullJcr.
III the event of 10:1$, Borrower .11111111 give Lentll:r imml,lcliale noll~ b)' uUliJ. Lemler may mllko ('roof of lass if IKlt
mllIN Illllmfllly hy ~llfCIWc:r. "II i1Wutalklc: lo'Ul11IJaIl)' cx.mwnuxll~ bert.:by ,"ltllori~'tI QIlI! cJirvdcd to Iludic paYDlcnl for
:mch loss cJircclly 10 l.c.:nderl in:<<clIcJ of In 80rruwat IlIld 10 Lelldur jOilllly. All or any part ofllle insurant:!: proccucls InIlY
bc uppllcd hI Lender, lit Us t'lriillll, .;jth.:r (a) 10 IIn: l'I:lhwUon of Ihe il1dclllcdnllSlS llncJlX' the Nole Wid tbis Swurily
IllslrUlnullt, 1~1':i1i111l Jl/1y dllUnqllenlllmcmnls oppli.:d In tho order in parus'Dph 3, and lbcn 10 rr~YDlcnt of prlucipul, or
(b) 10 tillS rcstorlllioll or n:pnir O(OILl dumUSc:d ProJ1Crly. Any applilOiltion of diLl pmcucds wille prillcipal.:slleaU not CXlend
or postpnnlllhc ducdalc utlbc Illunlhly fNIymcnb which are refurtutllQ hllJllrllgruph 2. (lr c1mnsc Ihe UIDOUIII OfSl.leh
p\ymllnl$. Any ~ct::SSlD$llr.&ncl,l pruc:ucd$ over an &Imounl rcqlliNd 10 pay oU oulslandillg iulk.blcdrwss uncJlX' the Note
Dlld Ihis SCGllrily Inscmmen{ :sball be paid to tbD cmtily legqlly cnlillcd IhcICio.
In Ihe cvel\l or (Ofll(l!o.sUfC oflh!$ Secllrity IIl15Crumcllt or oilier IransfC( Qf tille La chI:. Property Ihat ,,'XtinguisJte:i lhe
iJldchh:dn~:l1I risbt, IlIlcww intcNllt lit Borruwer in and loinsurance policies in foruc shllll pass to lllelnncl~r.
S. OCCIlP;IIIC,)', Preservationl Malnlcllant:e Alld Protection or the Property; Borrower'. Loan Appli~llollj
Leuellolcb. Borrower shllll nec\lpy, establish, 'llIILll~ llle Property u Borrowl:/"s prillclpul resicJence wUhill shc., 40ys
an"r the tl~POlltlon of Ihis Securily Instruflltltlt Wid ihQII continue 10 oc.,-clIpy lhe Properly as Borrower's principal
rC5icJeru.'I:o for at leasl one 'teat atl!:r the WIll,': of OCctlpancy, unless Ihe Secrclary dCIMllinc:s this reqllir~ncnl will causc
\uKhu: IlllnlshipCor Borrower, or unlC$:l cxtcnualins c:in:umsblIlCK:S w:i$t which loR beyond Borrower'_ cUlllruI. Borrower
shllllllolify Lcndlll' ar W1)' CJilcrlUlllillg CiMUnlstllnccs, Burn)wcr shllll not cummit Wl\llu or destroy, dalll;lg~ ar
s.ul'lNlolltMly clmngc the Prolx::rly or allow Ibe Ptup,:ri)' lu &wlcrioIlllc11'\,'uscmablc wear and leIl' oxceplcd. l.Imdw mllY
Itl~J'lWIIlIC Prupcrly if the Prol'lCl'ly is VIII:WII at i1hWlClultccJ II' lhe IOlln is in dtf,lUII. l.endur Inny tuke re:lSOnllbllllWtioll 10
Ilrol"'i:llllltl prllSl:tvc IIllld. VIWlIIU ur .IIbwlI.lc.mcd PPJpcrty. Uorrowllr shull nl$O be in d",falllt if Borrower, during the 1000n
IIp('llicllli(ln proc:cll.'l, 8'lVC mlltcrilllly tWse or imlccufUlc inflmmlliull or Slalelnelllls 10 Lender (or (lIi1ed 10 provide Lender
with ~l'Iy llI11t..:rinl In(,'rllllllil.lu) ill e:l.lhll\.lC.:doll wilh Ihe loall \;:vldC'lIccc.l 1Ir. th\.l NUle, lllcllldh}g, hul IIl'II limiCl.lllt(l.
ruprc:lIcululiolls cUllwming I),'rrowllr's ()(:~'I.II,w\l"Y uf Ihe Prop,:rly 11:I u. prine plllldidcncc:, If chis Sccuri()' iJlSlrullle:lll i$
1111 Q Ic.:lI:ic.:huld, Bc.llruwcr :!ihull (lUmply with fh\.l pRlVi:duIlS 11J' the lcu:w. If Borrower acqLtin.:s fee title: let the PJ()JICllY.lh\.l
I....usebl,lld Dud fo:c. tiI!ullll~i nlll he lIIurged unl~ LlOlldc:r ~8~ l~ Ib\.l merger in writing.
6. Cb2rgC$ 10 Borro\l'er and Prolt:dloll 01 LOllder's Rigllls in tbe Properly. Borrower $hllll puy :111
1$1W1lJ111RCllIIll ur QI1mici('lw charges, lines und lmpcJSitiul1s lh;llllre nOllncludcd hi paragraph 2. Borrowcr sl1l111 pll)' thllliG
oblillulldl~ dn limll dinx:lly Iu lhe \."lllity whidll,)l ~IWc:d the: J1lIym\:n~, If failure to pay wouidlldvcrscly utfllC! Lender';
inl\lf'CSt in (hll Prop"'Iy, ulIt'lJl Lender's rcclucst 9orrowur ,bull promplly fUlIIisb 10 Lmdcr rcc:cipls l,\yj~lIcinB Ihese
('IlI)'IIU:IIlS.
.
If Borrower (ulls 10 Inllla: lhl.'$c pa)'mlmls or the pnYlnenrs retluircd by p1uagrolph 2, Dr fllils 10 perform ll1Iy ollwr
covaumlS JlItd Ug-rwll1t:1llS "'OIlIuim:d in Ihis Scctu,h)' INllnnJlcnt, or lIwre is II leglll proceeding dUll ma)' signlliconlly
ilJ'fcct LendW", rlghls illlhc. Propa:rlY {such us Ii proc,,-cdins.-in banklllptay, for condcnUllldoll or 10 enforce I;ws or
rl::BlIllIliolls),lhcn 1..I:ndCl may du And pay whlllcvcr ill' IlCCc.:s:;:Iry (0 prolccl.lbe valllc (If lh~ Pnlpc:rty and l.cnc.lcr's riaiats
illl/It: l'ttlfM.1rty, including lJ:lynn:nl "I' taxc.:.1, Im'l.l.lld IIL11tlfWlt.'Il.a1l11 (lUll::r ilcllls mcnlicml.ltl ill p:lflIgf'dllh 2,
.. All)' llnlOlllllSdl,lllmNCu b)' l.uclllcr lUllfur IJlilC )1ll1'Ol1l'1'lI1))1 <<1;nI1IIClKHllellll ,::u.lc.lhhln1\1 debt OtBC.IlU1WCf' Wid hCSl:c:t1n:d
by this Suc:util)' hUllnulUml. 'n~ .mullnts ~htlll bcut intelClll (rom Ih", dllt~ o( disburSl:UlCIlI, !lllhe NoIe Me, Wid ill cll.:
l!plioll of Lender, sl~1I be ianll1cdialcly c1uc':lIlc.l pa)"'.tM\:,
'i" 7, CondCIUD&I!ioll.lllc proc:~-dlI or un)', DWIlrd or cluim r,'r dllma!j:tl::l, direct orcouscqllcntilll, ill ccnnucliCIII with an)'
1l1ll1dUllllllllion (,Ir olher IlIking ur WlY Jlllr1 of the PWJ1ClI)', tlf for conve)'wlcc in rlllllC ot cOndellUl:ll.ld.tI, ure hereb)'
U9ignc:d and shull be puid iC11.I:nc.ler to Ibe: cXtcnl of Ibe fun lImtnllll oflhe incJebtedness Olear rl:lnains Wl('lllid under Ihe
Noll: IInd Ihis Sccurlly IIlSlnllnc.ml. 1..IlJ1c.lllr N",II11pply such JlrOCCl:l:b; 10 t1lQ rt,;ducllion ot Ih~ IlllJcbtcdncss uuder Ihe Nolc
an,l'chis Securlt)' IlllIltulllCl'111 fim to 11I1)" deilnlluCUI'DlIlouul$ applied in lhe urd~r provided in parogruph 3, and UUln 10
prllllll)'imllll of prilleiplll. All)' :IP1II1Clltioll of Ihe proceeds: 10 lbe prlntJlpul BlllllllluL CJIlcnd at poslpono Ihe dut) datil of
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ID=717243339&
PS9/L4
93-39-91 16:29 PREMIER ABSTRACT
,
LF!<<PA
Il~ nltmlhly flaymenls, whlr:h arc rcrcrtcd 10 in flllmgmph 2. ar dmng.e Ibe amollnl nf snc;1l flAymcllls. Any cxec.u
flrooc:cds over an amounl required 10 fitly alJ oul."ilandilll: Inclc:hlccfnC$$under lilt! Nnll; nod Ihis Scx::urily 11I~mllnClnI shall
l\etmMttod~endty le&ftl1y a"iU"dU~o.
8. Fets. Ll.mcl':r InDy conecl rccs anch:llarp oullltlri7.C111,)" Ihe Sl.!cn.'hIfY.
9, GrcnrnddDl' ACCl!.lcraUoft vCDdlt.
.
(A) Detnolt. Lender mny. exccld lIS limilcd fly rqullllicms j~n~1 by Ihlg Scc:Mllry in 11Ic: 1,l11'OU <II' f'Uyt\Ulh(
del'~IlI115, rr.:quire hnlnl.oclinle (7I.lym'1II1 in rul1 urn" 8111n$$Cli:!lrcc.l by lllis Sl!l.lllrily IlISInmu:n1 if:
(i) Bonow~ 4eC~\11Is by falling ttl pay in full uny lnt'lrrth1y JlIlymeht requital by dri$ SccurilY In:dnlml.'1l1 print
lonranlhc dne dule arlIt&: nexl mClnl111ypnpnl.lnl,nr .
(ii) 8orra\Ver defaults by roiling. ror II penael of1hirly dtlys,ln ~rfllrtn ,my ulher uhligullm"o;CMluillcd in llli8
Sec:llrilyll18Cn,mettl.
(b) S1\l~ WithCu~ Chdit AlJpl'O'l"1. Lender ~hal1. irpemriUed by 1'1pp1iCllh1e law ami wilb the flrinr nppwval or
l"eSI1lCh:l.Ilry, RqUire Immcdialcparmcnlln full ofulf S\lln55CCllrcc! by eMs Seconl)' 't1Slnlnu:nl ir:
(i) An at part or Ihe Property, or 11 beneficiAl inlcre.st in a Inl5t owning 11/1 or pari or Ihe Property, 18 sold or
QtI~lsctrucmd (Olhcrtlum by dMscor ~Cftl) by ll'\ll.BorltVoV\W,llnd
(ii) 1l1Cl. Pfflpcrly hUlol occupied by the rurchD$er or gtllnlo"tIS hill or her flrincipal rcsid.mec, fir lhe rll~hnscr
nr grnntee dOCll' m t'leCllpy Ille Proparty hut Ilis or her crrcdillll'l$ lIot bccm nppl'(WecJ in ncCt.ltdllllC:C wilh Ihc
rcqlliremotdsol'lhcSccrdary, .
(c) ~o W1\lvu, if cir~~ances ClCC't.lr I1ml woold permit 1..cndc:r In require ilmnedlillc JVl)'lnclllln fun, hul
Lcnlrcr c1~ nctl rec.tuiN S\lch p."I)'mchls, LcllderdUClllllI1 waive ils righ''swilh ra;reellolluNctPI<:III evenl$.
(d) kegu.laUo1\s or Run kretl'lt)'.11\ m\\ny eiTC\\lnllbme~ tC:g\,lfllicms iS$Iled by the ScelCllU}' win limit
Lender's tillhls irllhe cnse ar pnYNJunl dcfilUlls leI roquiN iUllnedinlo paymcn( in fun llnd fClrecltl$l! if nol paM.
This Scr:mrit.Y lnslnllncnl docs lIul nlll1lOri~ ".wuJcr'olliah nr rurcelll$lIrc: if hlllll'Ctlniflc:lf hy regullllitlll.'I' uf fhu
Scc;telllry.
(\.';) Marttt"ge NGl tlm1~. Bntmwl$ nc~ IhM ght1\lltllhil' Seeulity 1I15im1ncnll'lml the Null::: S\!Cuh:c111xm:by
110t be eligible (or inSlII'R~ ttnd~r IIn~ Nalianul Housing Ad withih 60dtlys Iiolh the dule hcrcur,l.endl$lnny.:1(
ils Oplictn DIId nOlwllh,'~I"ndinB anyll,ing in rmmgrop" 9, Nqllire illlmudiule l"3ymllfll in lilll ufrdf SlllllSSi.,'C1nc..d by
Ibis: See\utly hwtUmel\t. A wli.ltcm S1.alcl1'lCfll. a( nny l\ullmrttecl agent or the Seutel.llJ)' ,bltcl1 subsequent \0 60
dny, rrom Ihe dalc hereor, clecllnina: to 111$\II'1: (lab; SCCllrily 1r~IJllm1lll1 and lhe NOle 8eellrcd Ihch-'hy,lIl1alJ bo
deemed oonc1l1sivc rroor ofSlleh incllt:lhillt)'. NolwlJl1.o;l3llding lilt: r(1f'Cgoing. litis qplitJII milY nol he cXCh:ised
by Lt:fKfcr when (he lmllvDiI"bllil)' or rn.!lllranCt:l i:I sololy due II) Lender's Cnilllre to remit a mMgagc illsunmc.:c
flfl::lflilltn lalhc Sccrc.:lOI)'.
]0. Reinstatement. Bormw" 11M a r1,hl'a be n:inslalccJ' ifLcndcr Jm>; requited ilnrnecnnlc pl'I)"ncnl in rull hCelll"'lC
or Borrower's failufC 10 pay on amounl duc tinder Ihe Nolo Qr,lhill Sf;curity (n!llmmen!. TIlls riglll aJlpll~ even lifter
((ltcclQS11rc ~inl}S Gre inslil\\too. Yo rclr..'\IPole. thc Seem;l)' tnslr\llntnl, Bor~, almU t\ll.'I1.\1:.r in '1\ hllnp tI\1m ntl
tllnollnlS required 10 bnng Bnrrowct'$ nr:eounl current inwtKling,lo fllcc",lonr ItlC}' lire (lhIiSlllicmsorSllrrowc:r \lllller Ihis
Seemily hl$lmmcnl, rorod(Jllurc costs and rcasonabtt' and CII$loll1ory nlto-meys' fCCl6 &Uti! ex~ pf(l~rly fl$SOCillh:d
wilh tlte rOUlclnsul't: proceeding. Upon reinslnh::tnt:n1. hy SOttl.lWCl.lllis Security 1n."-l'lUncnt arid tile ~lhliglllkms tlwl it
$l:alJCS sholl ",moin In cm.'C( M If lender 'md nol ftIqllircd illllncwalc p."lyrncnl in filII, H(IWCVer, Lendl.T is llul rctfuircd
to rermit rl;:illSlalcrncnt if: (i) Lender lHl..<l' ftcccplqI relnllilnlcmcnl nrler Ihe cannnc:nccmunl ar rnrccln.<urc ptoCCC.'tIl'Ig5
wilhin two ycut$ ImmeclhUely pflUlCt.llna: llle COlnrncnctllncnl or 0 currOhI fcnt:closure (Iroct:edinu-. (ii) ruin.'lIl.ltmnc:trt will
rrcc.llIdc rnreck$lIrc on dirrerel11 BtOllltW; in Ihe rlllllr~ or em) rl:inslmC:lllenl WllllldVC:l'l'lCly lIffC:IlI,I1\:l flnONI)' nJ'lhc lien
t.'7calccl t-.y tbisSccllmy lnstmment,.
u. POrTflW~1'" Not Relense<l; Forbellt'llnce By Lellder Not n W:!i...er. P.lIlellltiml of Ihe lime or pnymclIl ar
Il'KldlliClllt1an (lr t\n1CIrtt7.Mlcm or ,he ~'ms ~l"-"ll)y t1li~ $cu\lri\y INOtnll'ncnt gmnlcd \\)' 1~~r In 111\)' "'-tCt."1.'$Sl.\f ill
irl'e~1 afSnm'lWef Shllll lIal opur:llc 10 release Ihe 1I11hi'ityof,ltcariginnl Balrcnvc:r or BOlTOwl,lr's SIl,..cc.q,'1or in inlerc:.<;l.
l.cndcr slul1l nut llf rCCJuired la eommence pmceeelinBJI DSIliI1:tt otly lU1C~r ill fn'cfCIl elf re11I,1;C 10 C,lxlend lilllt.! rut
[lll)'lnelll m Illhc,W~ lllar:liry ftmorli'l'Alle)ll of 1110 m.IIM sc:t.1trecl by Ihill Scmrrily IIl$fmfncut by tcDl'Il.m or liUlY dJ;.lno.lId
mode by dIe euiginw 9o,Nlwc:r or BarrowOl"S $rcce.U()1S ill inren:.~. Any romCo'nnncc hy ~ndcr in exerclslrljJ lIny rij;hl
nl' remedy 1dullI nnt he 1\ WllWI)f nr(lt}lrl."Cl\ldc U~t;ltl;,'ft,'isenr:lllY liShl t'>T len'ludy.
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!0"'7172433396
16:21 PREMIER ABSTRACT
,
L""""
.
12. Sucee.s.wrs: Dlld AssigU3 Bound; JoJn~ :md Sevel"ill UablJltYi Co-SIgners. nll~ cownllllfs nnd Ugroelilcn~ of
lIus SC<;llrll)' l~tr&lIIwuf sbalt bincl !\Ild bctll,:.!i, Ul(; SIlC(,'CoUOC> and WjllS of Lender nnd &rrowllt. subject w tl~
provisionsofpw'a;rJ(l1l9,b. Borrower's COVQUllllll'und ugrQCunelllss!Jull hl: Oill[lU1d~Yor.ll. ;..ny Borrower whoco...sigll$
lllis SceurHy Iuslnllnclll but docs lIof c~eclIlc lhc Note: (a) is co-ziCuinI; Uw; S(:OI;lIily Ins(lUfllelll Quly l(lo 1II0rlS~bC, .Gnult
~ COI'lYlt)' Ihal BUl'l'ower's 1l:\(erCSC ill IIle PlD,(WlrIY IU~fcr [hu terms ear 1I1i" SCClltlly IllSlfUflIC111; (b) 1:,: IICII jlcrscmally
ublij;1llcd to pay dlt~sur~$(,"f.r.;!;r by IIUs S~,tiJy JII$lnflllcn[; 1Uld (c) Q~rcQ; nUll LI.1I1JI:I' Wlc!111lY ulher Borrowcr 1I111Y
llgrc.: 10 cXlClltl, llIudlfr, fllrbi:llr W l1lUkUIIII)' t1CC()IllIDIJOOt]UflS Wilh n:1:;U(lIO the lel1ns oflhis: $<.\dItlly J~ltlm\Cllt or Ule
Nulc wlliu,mllhal BiltTOWcr',s ~0I~11,
:13. NoUctI, Any llolic:o to &uuwct' provIded fur in lhis Sc:(Iurity luslrumClll,glal! be given by tMivNillE it or by
lnuiling it by first clll$$ muil unl~ ;l.pplicablo 111w requires \'lSt: of llnotber rnclb04. The- DtltiCt: :s1'l;:lH be diro;.Gl&!i to lhc.
PropalJ AJdllZS or allY OUlet lIddrQl$ Sunawcr dc:siBt'llltll$ b)' lu)ti~lo Lq)Ut:f. A.ny notic:~ ~ ~)lkr sball b\:. ~\"Cl~ by
11m. ~ >>lail t\) U:bde;"::,;: tltl..\r~ stut\.'1:t heNll) 1,)f :my :\&dress Ll:f\d~ dl:Si,\l.tl"t<:s by notl\:c ~ BurS{lwtt', AWl lv.\tjcu
l>>ovil.fed' fur ill lhi$ Secmny InsID\tI~\t IOllU~1 b<: d,,:wncd to l\ll'n ~, &ivciI to Banow~ or I..eudost wlu:n ~iv.c:tl ;r:
proYidcdintllls ~2,r,.l.lltl.
14. GovCll:'uillg lAw; S~enablJllJ'. TIlls SC4:urilY Jnslrumcnl :;:Il<lll be gov~tJ by fcdt:rull;l.w and IlIelll\1l oi lhe
junswclion VI wblch lite Pl'Opetly i~ Jocnt.cxJ, In lbe CVQ'lllh:tllllt}' prtlvisiuu ot c:b,lIsc (If UIIS S~llrily Jnsln/rnent or Ibe
Nole COtlaicts wiillllppUt:'olblc:: Law, .sucll eonl1ict j,ib:1f[ nul oIlrrc:<,:1 other provi5iClllS o(lhis Se;:eurilY Inslnllilcnl or IJle Nalo
which elIn he slvcn ~ect wifhoulthecollt1iclill~ pmvi.sion. To 1Iliselld 111(.' provJsiolls~rlhj.:i Security l"stnll:ncnl :1m.! Ilia
Nole till; dc.c:lurc;d 40 bcscyc,..blc,
15. Borrower's Cop)'. BorWWCI'shllfl hi.! sill,," OITC ~lIrunncd t.o{)ll.roftliis:S~rlly InstruUlent.
16. A,uigruueht orRen!s. Dorrowt;/' Ullc<tndllionnlly :w:iglls =aod lncnstcrs 10 LelldCt ulJ [Jle renf.s: Olnd t(,'VCl:II/CS of Oll:
Ptopcny. Doftowt:r ilutbari'%.US 'Lender or L~1.f1:r'$llgcnLs 1()~()lIect ihe rl:tlts and n:-venueS and haw)' dir~ts cu.cJ, I~lltl.t
of 'b~ Pft'lpl:ny to pay the (..:Ills 10 Lender or t.end"'$ ~g<::l.\~ Howt:>JC:t, ptior (0 l.ehlkr's I<<,l\icc. to BotrQw<1r of
&l'f'O"'o'q';/> btcw.:h of ';)1'\>' c(Wa.alll OlIl'ltt<<-I1\C1\t in 1I~ Si:C\lrit)' 1~(I\I='l> Bouo.....oaslUlII ~Qltecl:md rc:cdw 1111 tents
lltl\1 SI.WIln\ll.l:i 0( Ibe Pf0pcrty ~ truS\<:.c:. for \I~ l\\:rl,:Jil of L:ru1er ulKl BonowCf". 'l'hIs ~tgnIUr.;nt of reul~ constitutes ~
0I'l'lSOluleA.~l:l-l\memtl,ll(.toott.\n.us,;ismtwntrorndd1tku.Ult$ee\lri(yonl)',
Ie Lcl\Ckr gives Uutil;<:o(hrc;.lcll to SuWJWlll': (a) aU fI."ttL5 tc:c<:1~ by BouQWer shllll bl:.IH:Jd by aorrowcfll$lrustco
for bcnclito( u:n,krtmly. ({I be OIPlllicd 10 lb<::>wuss.;r:urcd by il.e Sccm;ty 111~ttullltnl; (h) Lc:1lder .:shall be cl1til!c.'d In
Clllll.ocl iUld reeclv~.lIlI ofllle rctll$ot Ihe rropcrty; al'lfJ (c:) c:ach le0l1/1t 4lr!lk:- PrClpcrfy ItlJIlIl (lilY llll MUS dll~(I.ud llOllaid 10
Lc:rldcr elt Lcnda:r.s allclltOI1 Lcaucr'sWnlLcndr.:JllIllltl ic.>lbclc.ct:ull.
8orrow<:r llll.'l nol eXl.<(,"flfutl' lln)' prior us.s:J&nmctll of Ihe rails lIOd Jw 1l011Ulcl will.uol perfllrm lU'l)' :let Ihal would
preyerll Ll.<lu.lcr irom clI:crci.:s[u: ltsn&:hlsuna1~r this J1llract".lph J6.
Lender sllUll tl01 bc IJ:(juired tel cllt~ U{lllllllUke c(lIltrol (If c.>( 1Il11lnr:lil'l the Properly bd"te vt unct glvinS lloliCc ot
brCll~1 fo I3tlrwwcr. Ht1wcvcr. t.cMWr or a jmhcilllly J1ppoilllcd n:cdvcr may do so OIt ally time tbere is A bIeilclt. Any
:lppli(ljllion ofrellls ,:Ulalf lIul (un: 01 wutve 1I1ly dc(llull or mvurIduh: AllY olhc:r right or rclacclt of L.cuc.Jcr, This llSSigllmCflI
of ft:lllSof lllc Property :dl:lll lcrlllillu!c; whclllhc: cfebt sccured by Ihe Sccurlly rl1:.:.lnnnc.llf is plnd in fuIl,
NON.UNlFORM COVENANTS. Botrowc:r&ld Lemler funhcrcvvr.:Jllmt I\ill.ll\gte~us fallows:
11, li'orcclo~urc Proc:edul'e.ItLelldc:r l"eClulres blUl1ediatepD.1JII~ut In lull under P:lh12tl1pll'l Lender Illny
lOhlc)(lsolhi" Security IlIsll"lllllcnl by jlldlci:ll proeet:dill&. LellQel":$'lIl1.11 be ehtitled 10 c:ol~d u1l t)(PCIl$e.ll iucurred
in purJ:uiJlJ: tbe rcmC:Qj~ l)t"Qvided in this plU"..'I.gl';lph 1". iDcludine. bu1 not ibniletl t", Atiornt:Y1i:' fcO$ alld t:oob of
lillc:evldellcc:. "
18, Rde:ll"'. Upon ~)'n\cnt o'rOlll SlI1nS;SCC\lfell by this Sec:l.1lily InstnunCfl\. {his SCCtlut;y ll'1$trunlc.l't\;md the C$I'Ol\c.
eutlv~ed shllll leMl1iltalc ;,U'\t1 bccol\\~ voicl, AflCl :l\I..:h nc.t:\lm:tlCC, L:ntlcr ,shall dischargc Ihl:> Suwsit>, Insii\ll1'l\.'ll\
wilhU\ll ch...rj;\.' tu B~)trower, Bmrow\lrshlll! pll)'uny r~ct:mlal.iOll e~1s.
19. \l1Livel'1i'. Borrower. (0 lhe: ~ldcn' pcrmillcd by nplllicl1bre law, walvC$ lUlU rdC:l::iCS "-llr ~rror (It tlr:f(lC[$ in
(l111cJ.:edhIGS focnrorcc litis Security 'll::lrlllllr:lll, :lllcf h~n:by w~lvcs tIle b~ulli, oJ'OIl1Y ptest:nl or (1Ilure lll.ws pwvliJillg fot
stuy of cxc('''lltjoill cXICIl.:iioll of lillll:. cxCJIl(lfioll (,0111 ~[[uclllllelll. Jf:.'Vr uncl.salc, uncf holncsIe.oJ exemption,
.20. .R.ci;i.sl:llclllellf Pel'joel, BortllW4:r's lime I() tt'iUsl:!lc proviJed in p<rragJ'll'ph 10 &hl1l'1 a:c.ltlncllo one: houI JI.dOf (0
IhcC/.l!1lmc:ne~~?[ ufbidding III tI s:hf:.'rtrf'.s,:;:llc,orolllC::r SlIfe 11Utl>"l1l1l1( tel (hisSc:cunty JnslruflTCJII,
:ZI. PureJua)si: MtlnllY MOI'ICllge, (funy (lj[he llcblsccun:d by IbIsS<:ellr'ty t,.:;lnum:J\1 i:;.lcat 10 Borrowl:S' 10 lU:<Iuirc
Jitlel<J Itll:: Propcrly,'lhis S.:l:Ilr1(Y l/l:>trull1C/lls!l:l)fbe:2 purdwcJIi(llley tno.rlgl:lJl,e.
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G3-3G-G1 16:21 PREMIER ABSTRACT
I
ID"717243339G
P11/14
A~~,:
LFMPA
%2.lnlf!rest RIte ^,"er Jodgment. Borrower agh:eS IIw the inlcl'CSl rule p.'\Yllhlo an.,r ajudc.ncnt is !:nlcrcd Millie
Nolear in liD action or nlorlgllgcfnn:closurc~1I bc.lhoralc p"yablc rmm limc:ID lime\lndcrthc Note.
.
%3. 'RIden 10 lhls Securlty Instrument. If one or more rMers arc csccutcd hy Borrower and rcgotdcd togclhcr with
Ihis Security h"~nlmcnt. the covCM.nlS of each lltlcb rider shall be illC(\1'j1C'lml.cd Inln and :;hallamcnd IInd :;upplcmcnllhe
covenanls nnd (lgrccmenls or Ihis Security }nslnlment lIS If lhe ridw(s) were a pnrt (If Ihilll Setlurily InslnlmclIl. 'Chuck
upp1iC;lblcoo1(d:)J
8 Condominium Ridt.r 8 Graduated Payment Rider
PlannctJ Unit Owcloprnem. Rider Orowing Equity Rider
00 OIl", ISpc,ify'.
ADJUSTABLE RAn 'RIDER
BY SIGNING BBI",OW, Borrower IlCCCflls ond ftgrcc.s to Ihe (erlUS conll'lincd in lhis Sccuril)' Instmmcnl ami in I'Iny
rider(:!;) exec y cr recorded with it
Wilncss-cs:
L'
.JI. .. y: ~/.... ~ .,'
suloJili L COLfiliUGH ,!:Jl
(S..I)
.BolTOwcr
(Seal)
.Snlft)WCt
(Seal)
.........
(81:131)
.....""
CerlifiCIIle nfResJcJentc ~
I. dOl,,,) U. Mel.lc<,I'1.J.'-l-
I1dd(~flrtltewithin.n.mcdLcndcris 3200 soU'1'1twEST FREEWAY I
77027
Wlttlcssmyllandlhis ?OWI dAyar
.
"~"ll'IrLollller
COMMONWEALTROFPENNSl'LVANIA, t!tIA1LJ.-e,,/a./,-,J.. C(lunlf.ul
Onlhi~,(he :3DW) dayor )'>1"1/(4...) /991 ,hcrcm:mc,thoundlJl'Slglled
Clfficlii'r, flCf':'lomdly llppeared sUSAN L COLBBAVGH
knnwn 10 me ((If ~li$ruClnrlly provcn) 10 be
Ihe pcT:>Ql1 whg.<;ehllme IS :;tlhsctibcdC(llhe within instnlmentnf1() acknCJw1edsed thai SHE
cXt."C1lled lhcsame r(lrlhc f1urfl('lSC9horcin (lolllninccl. I
INWITNESSWHeReOFrfhcremdasctlnyhl1ndDn~OmciulsCIII.. 1. i/ -1.t _LL
MyC(lmmi~innJ!ltpircs: 1I\\\.IlI)IIlfJfJlI,o;j:';:, ~t4a.Mr"l. Ie:.. /'(JJc...:UtLA
N I sm ,:'''",''i\~,n'~''''/:'''''' I-h A .
SUSANNE k. SATHEft,NotafyPubDc :r"~.~,.,.,IP~~~~ (1,-/ A I.
Ca"l>"II~~o. Cilinbflr.i!toirnll' i.:;"N.~f.r\t.\~"\ tnlUV- ItHt-e..
Co~ IresAug. 25. 1997 .f:Jls!i!,p~!t'\~I'1"'I"f!t&oromcll\' f
tllti,aAmlcq[loIlolllcl~fkt f::.~~.~\~~I~~lh)"l
,; \f1;;.r.~~'lij'i-it~"':: ':'~~'-1' 201' 6<2
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93-39-91 16:22 PREMIER ABSTRACT
ID"'7172433399
.
~
I
First American Title Insurance Company
CommlllnoDI No. 479446
SCHEDULE C
AJ,.1. ~b..t ccnUn 10" Or trl!.Ct of lAnd $l.'t\la~e in ~bc BO'i'Ollph O'f Hccbanic,..
lllli'!h C'UIlIbCi'land ~unt)'1 f"(!QfI$)'lv:ud-:., .OrCl. p:).(t1c:,ula;s::l)l' bo\mdc<l lLM1 4c-
~c~lbcd as tollowl, to' wLt~ .
DBCIHNIHC at A point on the southern line of Cgcklin Street a~ the
line o~ a,djoul'l:l' be tlOccn l.lilU No,~ as .ltond 04 in tlM! bc:to4,naLtt:!.t' l1;ullQd Plan;
ttumCQ SO\lth 25 dQliIxl!.l!.s ).7 .unut05 2a1lt. a.lonp 'toho- alLid Uno ot ;.l1jolnQZ' A
dLst~nce o~ 176~02 :QQ~ to A point; thence SoUUI 67 dcgtee$ 33 .in.to~ wc,t
Alano the Lower tu,len Towm.hip Une Md tJle hnd. nCIf ct. tcrJM!r1Y o~ .14,11er '
oa.n4 .lil1or, ~ dbtoUlca: at 14.63 .coc~ to' ll. pol.n\; thence Along 'the :JUU:~ Town-
.hip line oa.nd l~~ SCU~l 65 dC9~cc:J 06 a1n\ltos West iI, d!.taneo ot 60.)9 teet
'to' .. po:i.ntj: 'hence aloAD t-ba l.i.ne of aclijoll'lcr botIJecn Lou NOli. US and 86 tal
~hc.l:lordn~tat n;L4lC.,l PlAn, North 23 deDtQ-41i J.7 IRLnut.oa WeS\ a. dinanc:c 0"(,
171.51 teet to ~ PQ~n~ cn the 3QUUle~ly linQ of COek11n St~04t; thence Ho~~b
66 degreo# 43 minute, ~5t alang tho OO\ltberly lIne ot .4!d rOad, a d1.'tan~o
o~ 15 t,!.~'t to II. poInt and plAce of DIiGINNING.
IIUIJ'i'G Lot no. os .Ln 'the I'1;In ot Se~t.loll 104 o{ Ol'c~U CrU1, Ine~ "I
~ecctded in plan Dook la, P~go 24.
\. IfAV'nIC l,h~c~on \lcc,cud .. bdck _ u\4llin_ ~:u"lch ~W11.11no w1't.h M
.:a,tt~chcd.eArpo~t.. -, .'". ..,.......,...._~,~
rhO abO\ilo P~CIllLaU uc: convo>,od LIndo!: And .lItljlilot 'to 'tb,. .....llIlnt. lI,Dd
ro.'r ettcn, ot roco~~ uppllqobLl to &nd po~toln\np \0 .A1d praa1li. And
a to.uU.d!nv IU..uAClk 1.ino 30 .cOClt trCal COQklJn S1:i'.U. !
,
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G3-3s-el 15:22 PREMIER ABSTRACT
ID"'71724-333961
'PTS7'1-4
l'}IAClISIINo.
4414832902 703
.
ADJUSTABLE RATE RIDER
LFADR
'rHISAOJUSTABLERATERIOER.ismadt:dn.-= 30TH du)' or
MAItCH . ~994. and is Incof[lOf'8Ir::t1 imo nnd shall be deemed 10 alncnd Md
supplement lhe MnrCg1l2c, Dc:cd orTn1$l or Socurity DeW ("Seem'h)' Tnslnlmcm") C'lf lllc :!:Cline daCe. ~i"en
by the undersIgned (~Botrowcr") losect:lte Borrower's No\c("Nalc") CO BANK UNITED OF 'l'EXAS
FSB, 3200 SOUTHWEST FRESWAY, 12000, HOUSTON, TEXAs 77027
(the ~Lctldct") of lhe ~lI1cda[e and covering lhe property dc::lcnhed in t!te Security InslnllnCIU anrl localed
lilt: 111.0 COCKL-IN B'l'UE'l'. MECHAN'ICSSORG, PENNSYLVANIA .17055
IPraroel1yAddrc:s;5!
THE NOTE CONTAINS PROVISIONS ALl-OWING FOR CUANGES IN THE
INTEREST RATE AND THE MONmL Y PAYMENT. THE NOTE LIMITS THE
AMotJNTTHE DORRoWER'S INTEREST RATE CAN CHANGE AT ANY ONE
TIME AND THE MAXIMUM RATETREBOJUtOWERM1}STPAY.
ADDITIONAL COVENANTS. In addition to the .::(lVt::tllUlll; amI ..g:rcc::rnenls I=da:; in (he Sccllfily
lnsttlJm'2l.l., Bonawel';\OO Lender furth'Ct 'CQV~nl'lt and l:lgrceflS f~\Iaws:
INTEREST RA TEAND MONTHLY PA'\:'MENT CU/\.NGES
(A) Change DatI!.
The inleresl rnlcmnydlM/:conlherirstdaycf aULY 1 199$, nnd (1l1ll1al day
of ench $tlccccding: yenr. "Chan,c;e Dntc" lIlc.1ns ctlCn dlllc on which the interest mle amld change.
CD) ThcIndex
6egil1ning wilh lhe ri~ Chango D:sle, the interest hlle will be based O(l nn Index. "Indcx" mCtlns tbe
weekly "'...c.n>ge yield (tn Unllcd Slates Treasury Securities; ndjn.o;(cd to II cOf\$h\nt lnalmil)' ('If one ycor. lIS'
made available by chc F'edCf.lll R~rve Bcmrd. "C,lrtcnt Ind""i" mentIS tTIe mO$ln:<:cn{ Inuex fignTe nvailable
30 d3-)'3i i'lcfQlc the Chnngc Dnle. 1r IIlc Index (35 delincd above) i:; no longer avrulilhlc. Lencler will use as a
lleW Indcx MY index ptlZClibed by IheSecrctaty. As w:cd in Ihis Rider, "Scercttlry mcuns IheSccrclary of
Housing und Urblln Dcvc:1opmcnt or his or hf:r cresignee." Lendc.r will g:ivC' Borrower n(ltiec: or lllc n~w
Index. '
(C) Cnkulalion orJnterest Rate Chatlg:es
Berate co.cn CnangeDRtc, LencJcrwiJ1 c;lleull1!can~w interest ,a[c by .:ldlling :lllllarSin of
TWO AND ONE-RALF ~ccnU\f:,cprn[\l(s)( "z.500 %)
10 Ihe. Cvrrcnt Index and mtlndlng the::.sUm 10 Ihe ncarc,<;t onc-clshth or one perCClllp.!;.C }lolnt (0.125'%).
S\lbjeCl to Ihe limits :;:laled in pumSnzph (0) or this ltldcr. this fUlIlldcd :UnolUlt will he the flew illlCl'\:$t rate
\lnlil thcne;1l( Cho.nge Date.
(D) L1m(li: olllnler<<t Rate CbangR
The Intcl'C3t rate wiTI never lncrens~ or deCl'CDM by maTe toom one percc:JllJ;lgc poinl (1.0%) on any
slnde Change Date. TI\e In(cres.l rate wiU nev~ be m(ltc tl\tUl five paeent\\gc }\Oi.nt$(S.O"} higl\c.r (ir lQwef
Ilult! the initial inter=st ml~"
.
q.~ttft031
003367513
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VMPMOflTG40EFO"':1' "jJI3IU'.fl00"(iClO\S%I.7'" In/II.W:
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QS-3G-S1 16:22 PREMIER- ABSTRACT
I D=717243-:3'398
---PT4/T4
,
.
.
(E) CAlculatiog oCPaymenl Cb'l1llge.
J( th... Inlerest N.le l.1lmnc:es (In u Clwn;e Datc, Lemler win calculmc Ihct>.mOtlnl o(lllonthly lI=-ymenl. of
prillcipal and inl",~ wbich woutd be n<:e=al:)' {I) n.-p0l>)' tbe Uup.ald prilteipul blIlunoc in full at lhc mllhJdty
doJe 111111... new intcn::ll rale thll.lIlgh ~ub:;Wltiullr ~Illd pu.yzntmts, In m~kiug: :such c:Ucula1iot~, Lender will
use tho unp"id principal b~lunee which would be owed on the. Change !):Ite It there hud bc:cn no default In
~)'ment on the NOle, rC(!tlCoo by t1w ItI1\uunl (jf OII':I,Y prepn'ylncnlS 10 princip2ill. 1111; rl:SllU of tbis calculation
wjJI he Ihcalnuunl ufthonow moolhIYP~,Ylllcntorprint:ipllllmd interesl,
(I') NoUcc.ofCIIQUgcs
Lcl~dcr will give notice to Borrower of <lny cJmnge 11llhe illlere$!, lIlte and monlhly payment Il.lDOlUll.
"nUl' lIolice mLl$tue: g.iVCll4t IC<\SI. 25 days belON lhenew monlhly Jl8)'fllCbI Ulllount is dUl.; :omS must set fol1h
(I) thu c1ule uf Illem)lice, (ii) the C1lllllgc Dale, (iii) cht;:oId intercs( rale. (iv) lhu new inlur~ laIc, (v) Ihe now
lIlClIIlllly p:.1'ylW:ot lUllOlllll, (vi) lhe: OU1'ent Itulex Met IIlc clute it WItS publishcd', (vii) the method of
calcula1ing thc.chOll1~C iUlm\nthly PUYlnCnlllnlOUnl,and (viii) nny otbel information which 11"Iay be required
by luw from time to Cune,
(G) EUcc:Uve DClleorCIIl~uge:
A new illlcrc.:;1 mlc elllt.'\ll~tcd in ~elXlrd;II~'t: with po1rD.llr.lphs (C) lUlU (0) of (his Rider will b<<omc
cll;;cliv~ on tbe CIIUIlSC Du.le. Bl)trow..~shll.lIl1)ll1<<: II. payment in Che ncw monlbty llmOUt\t beginning on lhe
li~t puyment Mle which occnrs at least 25 d:lys .llflcr Lender b.'\S given B<mower the notice of chllnges
l'C<{uircd hy [mrngl'llph (F) IlfthisRidcf_ 13:orrowcrsll..ll b;l.vC 110 obli~alionlo pny 1m)' illc~ in lhcmonlhly
r.aymctlt Jln\OImt culclIlated ill au:corduncc with p..ragrolph (E) Qf lhl~ Rider Cor 81lY paymenl dUle o~C\lfdng
~ thml 2,5 days ;IIftCI Lender llil.~ sivculhc: rcquirctl notice, If the monlllly P-3ymcllC lIlnOUll1 culeulllCcd in
lIccorilimcc wilh (\.'1t:lgl"oIph (E) of lhili Rlclll't d~d, but Lulluef fflikillo give. timely notice of lhe
d...L:rCilSc nillJ BI~ftQwcr lnndll' 1111)' mnnthly paymcnt lllnOlUl[:;: c:xC:l:Cding lbe puyment amount wbich.should
have bl:en ~tlh:d in II. limely notice,lhen Bl)rrower Ii:.:; UlCoptloll to either (i) delnl1lld th... rL:tum 10 BOllowcr
(If any exceSS payment, with interest t111:tCm~ ~t the Nalc rule (n rule C(1\1OI1Io the itltefcsl rate which should
J1UVC bl:ClI ),111led ill 1Ilimc.ly Illllicc).(lr (ii) n:CjU~llll.-1t II.IIY excess pa'ylncbt, wilh InlctC$llherl:Qn lU: tbe Nolo
tute, be npplicd us pIlylu..:n1 of prin<:ipl1l. l..:nder's obli!:.::ltion 10 1'<:1\Ln\ :In)' excess puylnl.:rlt wilh interc:sl on
, <1L:malld is.m)!. uss11l1lUblc CVe!l iflhe NDlc:isulhcrwise ~ssigfled berote: ch~ dellland for return i:. made..
BY SIGNINa BELOW, &rwwcr accep1s and Il.grcl:S 10 tllc.ll.:llllS and ctIVi:lItlH(s ctIl1tuint:d In thil!:
At!illst;lblcR.ateRicler,
(SenJ)
.BotNW<><'
./.,~.,.~~L~Soal)
SUSAN L r. 1o.UGB ,BotJlJoWC'
(SClll)
.BorralVllt
{Space BclDW TlIis Linll ResctvcU for At-lalQWfwttll1l:llfl
(Seal)
.Burtolo'et
.
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. ~~...lf!\::rl:md ,J
, in Ihi:! uf,j';:.l for Ihe recarding ~'li' CI~ . ',~
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,-;:;:",'L1lil'JH';:f:i'J,.V)':; "".,~~ t'~ ,:;.),'~ \lot. - P&ge\.eI 0LI
:t-;,,;;.j,~ <::;I!l.;;!l~ ;'~"':,'''~~.',:,i1J . ln,' tJii.tld rlJI:Aa~1 of offi ;.J
':,'. '....':-~\f~!.i:~r.',I. :~',:' . I '!,.h~;:'IIJ> !f.I.!-LdllYO ~.L.H...
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03/17/00 11:39 FAX 716 841 5923
HSBC MORTGAGE CORP
~002
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-91' 4
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OQ~3'67S1.3
FHA Pise No. -
441.4832902
703
-.,
"(.,-;
Multistate
ADJUSTABLE RATE NOTE
MARCH 30, 19!'4
[Dale]
1110 COClCLIN STREET, HECHANICSBURG, PENNSYLVANXA 17055
[Property Address]
1. PARTIES
"Borrower" lD.eaJ:iS each person signing at. the time of chis Note, and the person's SUCCC5SOrS and assigllS. "Lender"
means BANK mUTED OF 'lEnS Fsa
and its ~'lSS?1S and assigDB.
2. BO:R.ROWEll'SPROMlSETO PA.Y; lNTEREST
In retum for a loatueceived from Lendet, BOtIOwer promises to pay the principal sum of
01iIE HUJ:lDRED ~~OUSAND FIVE HUJ:lDRED SEVENTY NINE AND 00/100
Dollars(U.S.$U2.00,579,OO ), plus intetest, to the order of Lender. Interest will be cbatgcd on unpaid
principal, from thedatclofdisbwsementoftheloan~ by Lender,8t 8fatc of FIVE AND 00000,1:100000
petQCIlt ( '" * 5 . (100 %) per year until the full. amount of princ:ipalhas been paid. The inten:sl rate may change
in accotdanc:c with Paragtaph S(C) ofchis Note.
3, PROMISE TO PAY SECURED
Borrower's promise to pay is secuted by a mortgage, deed of trust or sillli1ar security instrument that is dated the
same date as this Nott: and called the "Security lDst:rwnent" That Security Instrulnent protects the Lc:nder frol1llosses
which might result if Borrower defaults under this Note.
4. MANNEROFPA.l'MENT
(4.) Time
Borrower shall make a payment of principal and interest to Lender on the filst day of each month beginning on
HAY 01. , 1994 .AnyprincipalandinterestT"WainingonthcfilStdayof APlUL
2024 , will be clUe on that date, which is called the "Maturity Date." ,'.
r
(B) Place
Payrnentsball bemadeat
77027
writing by notice to BCllfOwer.
(C) A.m.ount
Initially. each mnntbJ.y payment of principal and interest will be: in the am.ount of $ * U 5 3 9 . 93 .
This amount will be part of a larger monthly payment ~red by the Security Instnunent that shall be: applied to
principal, interest and other items in the Older described in the Sc:c::uti.ty InsbUment. This amount may change in
accordanc:c: with Pamgraph 5(E) of this Note.
3200 SOUTHWEST FREEWAY, '#2000, HOUSTON, TEXAS
or at such other plac:c: as ~er may designate in
5. IN'l'ERESTBAT.EANDMONTBLYPAnmNTCHANGES
(A) Change Date
Theinterestratemaycbangeonthefustdayof JULY , 1995, ant:! on that day of each
succeeding year. .Change Dalc. means each date on whioh the intcrCllt rate could e:hange.
(B) TheIudex ... ,. ". "
Beginning with the: first Change Date, the interest ~~~ ~ 1?&~.?D an Index.. "Index" means the weekly
I ..
fIlA MultistateAc1jllSlable hte Note - 41'''
ClIil.sllO (9".'
.
_MOI{TGAGCI'O~MS' (n3)2.93-81OO' (8OOl&2.7i
PaGtI , of:J. InilkllF.
100,5'19'>(
5<368216=
. .9.2.2 -. '191064<'
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03/17/00 11:39 FAX 716 841 5923
HSBC MORTGAGE CORP
~003
.
LFAN'r .
003367513
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eVent of any subsequent default. This Note does not authorize acce1e!aliOll when not pemli.tted by ROO regulations. As
used in Ibis Note. "Seclretmy" means the Scctctaly of Housing and U!ban Development or his or her designee.
(C) PaymeDtof Costs and Expenses
If Lender has required immediate payment in full, as dcscribed above, Lender IDaY require Boaower to pay costs
and expeuses includinJ~ reasonable IIIld custonuuy II1tomeys' fees for enforcing Ibis Note. Such fees and costs shall bear
interest from the date of disbulSelmmt at the 15anllnate as the principal of this Note.
'-"
-
..
,
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8. WAIVERS
Borrower and an)' other person who has obligatiOllli under this Note waive the rights of presentment and notice of
dishonor. "PtesenbnCll.tH DlelIbS the right to require Lender to demand payment of amounts due. "Notice of dishonor"
means tho right to rectu ire Lender to give notice to other persons that atnoWlts due have not been paid.
,. GlVINGOFNO'l'ICES
Unless applicable law requires a different method, any notice that must be given to Bonower under this Note will be
given by delivering itor by mailing it by fu:st.elass mail to Borrower at the property address above or at a different addre:ss
. ifBoJrower has given l..ender anotice ofBorrower's different address.
Any notice that IILust be given to Lender under this Note will be 'given by fUllt class mail to Lender at the address
slllted in Patagraph 4(B) or at a different address if BottoWer is givenanoticeoflhat diffetelltaddress.
10. OBLIGATIONS OFPERSONSllNDEB.. TBISNOTE
If more than one .person signs this Note, each pelSOn is fully and pelSOllally obligated to keep all of the promises
made in this Note, inllI-adiI'lg the promise to pay the full amount owed. ADy person who is a guarantor, SIIl:ety or endorser
of this Note is also obligated to do these things. Any person who labs over these obligations, including lheob1igations of
a guarantor, SUlCty or cmdorser of this Note, is also obligated to keep all of the promisc:s made in this Note. I..cnder may
enforce its tights under this Note against each person individually or against all signatories together. An:y one person
signing this Notemay herectuired to pay all of the amounts owed under this Note.
BY SIGNING BELOW, Boaowc;raccepts and agrees to the terms and coveoants eontainedin this Note.
<--::::.", L
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(Seal)
-Bom>wer
(Seal)
-Bonower
(Seal)
. .Borrower
(Seal)
-Borrower
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MARK J. UDREN & ASSOCIATES
BY: MARKJ. UDREN,ESQUlRE
ATTY I.D. NO. 04302
1040 N. KINGS IllGHWAY, SUITE 500
CHERRY lULL, NJ 08034
856-482-6900
HSBC Bank USA
f/k/a Marine Midland Bank
s/b/m/t First Federal Savings and LQan
AssQciatiQn Qf RQchester
ATTORNEY FOR PLAINTIFF
: COURT OF COMMON PLEAS
: CML DIVISION
: Cumberland CQunty
Plaintiff
v.
Susan L. CQlebaugh
: NO. 00-2355 civil term
Defendant(s)
CERTIFICATE OF SERVICE
I, Mark J. Udren, Esquire, hereby certifY that I have served true and CQrrect cQpies Qf
the Plaintiff's MQtiQn for Reassessment Qf Damages and Brief in SUPPQrt UPQn the fQllQwing
persQn( s) named herein at their last knQwn address Qr their attQrney Qf recQrd.
xxxxxx Regular First Class Mail
Certified Mail
Other (certificate Qf mailing)
Date Served: May U( , 2001
TO: Susan L. CQlebaugh
1110 CQcklin Street
Mechanicsburg, PA 17055
Defendant Pro Se
MARK J. UDREN & ASSOCIATES
"
By:
M . Udren re
ttQrney fQr P aintiff/MQvant
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
HSBC Bank USA
f/k/a Marine Midland Bank
s/b/m/t First Federal Savings
and Loan Association of
Rochester
2929 Walden Avertue
Deprew, NY 14043
Plaintiff
v.
Susan 1.. Colebaugh
1110 Cocklin Street
Mechanicsburg, PA 17055
Defendant(s)
" ,
" ~......,
ATTORNEY FOR PLAINTIFF
.
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: NO. 00 - ~3S'~ C,~~( '-r~
COMPLAINT IN MORTGAGE FORECLOSURE
YOU HAVE BEEN SUED IN COURT. If you wish to defend against the
claims set forth in the following pages, you must take action
within twenty (20) days after this Complaint and Notice are served,
by entering a written appearance personally or by attorney and
filing in writing with the Court your defenses or objections to the
claims set forth against you. You are warned that if you fail to
do so the case may proceed without you and a judgment may be
entered against you by the Court without further notice for any
money claimed in the Complaint or for any other claim or relief
requested by the Plaintiff. You may lose money or property or
other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
LAWYERS REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166
-
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AVISO
Le han demandado a usted en la corte. si usted quieredefenderse
de estas demandas expuestas en las paginas siguientes, usted tiene
veinte (20) dias de plazo al partir de la fecha de la demanda y la
notificacion. Hace falta ascentar una comparencia escrita 0 en
persona 0 con un abogado y erttregar a la corte en forma escrita sus
defensas 0 sus objeciones alas demandas en contra de su persona.
Sea avisado que si usted no se dafiende, la corte tomara medidas y
puede continuar la demanda en contra suya sin previa aviso 0
notificacion. Ademas, la corte puede decidir a favor del
demandante y requiere que usted cumpla con todas las provisiones de
esta demanda. Usted puede perder dinero 0 sus propiedades u otros
derechos importantes para usted.
LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE, SI NO TIENE ABOGADO
o SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN
PERSONA 0 LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE
ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR
ASISTENCIA LEGAL.
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, P A 17013-3387
717-249-3166
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NOTICE
The amount of your debt is as stated in the attached document. The name of the creditor
to whom the debt is owed is as named in the attached document. Unless you notify us within
30 days after receipt of this Notice and the attached document that the validity of the stated
debt, or any portion of it, is disputed, we will assume that the debt is valid. If you do notify us
in writing of a dispute within the 30 day period, we will obtain verification of the debt or a
copy of a judgment against you, and mail it to you. If you do not dispute the debt, it is not an
admission of liability on your part. Also, upon your written request within the 30 day period,
we will provide you with the name and address of the original creditor if different from the
current creditor.
If you notify us in writing within the 30 day period as stated above, we will cease collection
of your debt, or any disputed portion of it, until we obtain the information that is required
and mail it to you. Once we have mailed to you the required information, we will then
continue the collection of your debt.
This law fIrm is deemed to be a debt collector and this Notice and the attached document is
an attempt to collect a debt, and any information obtained will be used for that purpose.
LAW OFFICES OF MARK J. UDREN
Isl Mark J. Udren, Esquire
1040 N. Kings Highway, Suite 500
Cherry Hill, NJ 08034
(856) 482-6900
"
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1. Plaintiff is the Corporation designated as such in the
caption on a preceding page. If Plaintiff is an assignee then it
is such by virtue of the following recorded assignments:
Assignor: Bank United of Texas, FSB
Assignments of Record to: HSBC Bank USA
f/k/a Marine Midland Bank s/b/m/t First Federal Savings and Loan
Association of Rochester
Recording Date: 1/17/96 Book: 512 Page: 54
2. Defendant is the individual designated as such on the
caption on a preceding page, whose last known address is as set
forth in the caption, and unless designated otherwise, is the real
owners and mortgagors of the premises being foreclosed.
3. On or about the date appearing on the Mortgage
hereinafter described, at the instance and request of Defendant,
Plaintiff (or its predecessor, hereinafter called Plaintiff) loaned
to the Defendant the sum appearing on said Mortgage,
which
Mortgage was executed and delivered to Plaintiff as security for
the indebtedness.
Said Mortgage is incorporated herein by
reference in accordance with Pa.R.C.P. 1019 (g).
The information regarding the Mortgage being foreclosed is as
follows:
MORTGAGED PREMISES: 1110Cockliri Street
MUNICIPALITY/TOWNSHIP/BOROUGH: Borough of Mechanicsburg
COUNTY: Cumberland
DATE EXECUTED: 3/30/94
DATE RECORDED: 4/4/94 BOOK: 1204 PAGE: 647
The legal description of the mortgaged premises is attached hereto
and made part hereof.
4. Said Mortgage is in default because the required payments
have not been made as set forth below, and by its terms, upon
breach and failure to cure said breach after notice, all sums
secured by said Mortgage, together with other charges authorized by
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said Mortgage itemized below, shall be immediately due.
5. After demand, the Defendant continues to fail or refuses
to comply with the terms of the Note as follows:
(al by failing or refusing to pay the installments of
principal and interest when due in the amounts indicated
below;
(b) by failing or refusing to pay other charges, if any,
indicated below.
6. The following amounts are due on the said Mortgage as of
3/01/00:
principal of debt due and unpaid
Interest at 7.375% *
from 10/01/99 to 3/01/00
(the per diem interest accruing on
this debt is $18.91 and that sum
should be added each day after
3/01/00)
$93,602.95
2,869.32
Title Report
250.00
court Costs (anticipated, excluding
Sheriff's Sale costs)
280.00
Escrow Overdraft/(Balance)
(The monthly escrow on this account
is $207.04 and that sum should
be added on the first of each
month after 3/01/00)
Pro Rata MIP/PMI
410.93
74.02
other Fees
47.50
Late Charges
(monthly late charge of $35.84
should be added on the fifteenth of
each month after 3/01/00)
143.36
Attorneys Fees (anticipated and actual
to 5% of principal)
4,680.15
TOTAL
$102,358.23
*This is an Adjustable Rate Mortgage and the Interest Rate and Per
Diem are subject to adjustment as more fully set forth in the Note
and Mortgage
.....A
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7. The attorney's fee set forth above are in conformity
with the mortgage documents and Pennsylvania law, and will be
collected in the event of a third party purchaser at Sheriff's
Sale. If the mortgage is reinstated prior to the sale, reasonable
attorney's fees will be charged in accordance with the reduction
provisions of Act 6, if applicable.
8. Notice of Intention to Foreclose underAct 6 of 1974
of the Commonwealth of Pennsylvania is .not required as the original
principal amount exceeds the sum of $50,000.00.
The notice
specified by the Pennsylvania Homeowner's Emergency Mortgage
Assistance Program, Act 91 of 1983, has not been sent because the
Mortgage is insured by the Federal Housing Administration ("FHA")
and the notice is therefore not required.
WHEREFORE, the Plaintiff demands judgment, in rem, against
the Defendant herein in the sum of $102,358.23 plus interest, costs
and attorneys fees as more fully set forth
for foreclosure and sale of the Mortgage
laint, and
J. Udren, ESQUIRE
J. UDREN & ASSOCIATES
rney for Plaintiff
ney I.D. No. 04302
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ALL !rHA!r CEP.!rAIN LO!r OP. TP.AC!r OF I.llND SI!rt1A!rE IN !rHE BOP.OUGH OF
MECHANICSBtnlG, CtlMBEllLlIND COtm'l'Y, PENNSY.LVAN:tA, MOElE PAP.!rICtlI.l\1lLY BOUNDED AND
DESCEU:BED AS FOLLOWS, !rO WIT:
BEGINNING AT A POINT ON THE SOUTHEIlN LINE OF COCKLIN STilEET AT !rHE LINE OF
ADJOINEll BETWEEN LO!rS NOS. 85 AND 84 J:N !rHE HEiIE:tNAFTER NAMED PLAN; THENCE
SOUTH 23 DEGElEES 17 :MJ:NUTES El\.ST 1lIoONG THE SAJ:D LJ:NE OF ADJOINER A DJ:STANCE
OF 176. 02 FEET TO A POINT; THENCE SOUTH 67 DEGREES 33 M:tNUTES WEST 1lIoONG TIlE
LOWEP. ALLEN TOWNSH,J:P LINE AND THE I.llNDS NOW Oil FORMEllLY OF MILLER AND MILLER,
A DJ:S!rANCE OF 14.63 FEET TO A POJ:NT; !rHENCE 1lIoONG !rHE SAME TOWNSHJ:P L:rNE AND
I.llNDS SOUTH 65 DEGREES 06 MINU'l'ES WES!r A DIS!rANCE OF 60.39 FEET TO A POINT;
THENCE 1lIoONG THE LJ:NE OF ADJOINEB. BETIIIEEN LO!rS NOS. 85 AND 86 :IN THE
HEREINAFTER NAMED PLAN, NOP.!rH 23 DEGREES 17 MINUTES WEST A DISTANCE OF 177.51
FEET !rO A POINT ON !rHE SOUTHEllLY LJ:NE OF COCKL:tN S!rE\EE!r; !rHENCE NOP.!rH 66
DEGlIEES 43 MINU'l'ES El\.S!r 1lIoONG !rHE SOUTHElILY LINE OF SAJ:D P.OAD, A DIS!rANCE OF
75 FEET !rO A POINT AND PLACE OF BEGINNING.
BEING LOT NO. 85 IN !rHE PLAN OF SECTION 104 OF OP.CHARD CElES!r, J:NC. AS
lIECOlUlED IN PLAN BOOK 18, PAGE 24.
HAV:ING !rHEREON EREC!rED A BEU:CK AND 1lIoUM:INtlM RANCH DWEIW:ING WI!rH AN A'l!.=
CARPORT.
-
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V E R I FIe A T ION
Mark J. Udren, Esquire, hereby states that he is the attorney
for the plaintiff, a corporation unless designated otherwise; that
he is authorized to take this Verification and does so because of
the exigencies regarding this matter, and because Plaintiff must
verify much of the information through agents, and because he has
personal knowledge of some of the facts averred in the foregoing
pleading; and that the statements made in the foregoing pleading
are true and correct to the best of his knowledge, information and
belief and the source of his information is public records and
reports of Plaintiff's agents. The undersigned understands that
this statement herein is made subject to the penalties of 18
Pa.C.S. Section 4904 relating to unsworn falsification to
authorities.
Mark J. dren, ESQUIRE
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SHERIFF'S RETURN - REGULAR
CASE NO: 2000-02355 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
HSBC BANK USA ET AL
VS
COLEBAUGH SUSAN L
ROBERT L. FINK
, Sheriff or Deputy Sheriff of
Cumberland County, pensylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE
was served upon
COLE BAUGH SUSAN L
the
DEFENDANT
" at 0016:55 HOURS, on the 17th day of April
, 2000
at 1110 COCKLIN STREET
MECHANICSBURG, PA 17055
by handing to
SUSAN COLEBAUGH
a true and attested copy of COMPLAINT - MORT FORE
together with
NOTICE
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
18.00
8.06
.00
10.00
.00
36.06
So Answers:
~~K~l
~ Thomas Kline
04/18/2000
MARK J. UDREN
me this
It( ~ day of
By:.u1L;;6 c;;Z-:7--2 X--
Deputy Sheriff
Sworn and Subscribed to before
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
HSBC Bank USA
f/k/a Marine Midland Bank
s/b/m/t First Federal Savings
and Loan Association of
Rochester
Plaintiff
v.
Susan L. Colebaugh
Defendant(s)
.
'''';'':.l:
ATTORNEY FOR PLAINTIFF
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: NO. 00-2355 civil term
PRAECIPE TO SUBSTITUTE VERIFICATION
TO THE PROTHONOTARY:
Kindly substitute the attached Verification for the
Verification attached to the Complaint in Mortgage Foreclosure with
regard to the captioned matter.
DATED: May 23, 2000
MARK J. UDREN & ASSOCIATES
BY:
M rk J. Udren, Esquire
A torney for Plaintiff
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V E R I FIe A T ION
The undersigned, an officer of the Corporation which is the
Plaintiff in the foregoing Complaint or an officer
of the
Corporation which is the servicing agent of Plaintiff, and being
authorized to make this verification on behalf of the Plaintiff,
hereby verifies that the facts set forth in the foregoing Complaint
are taken from records maintained by persons supervised by the
undersigned who maintain the business records of the mortgage held
by Plaintiff in the ordinary course of business and that those
facts are true and correct to the best of the knowledge,
information and belief of the undersigned.
The undersigned understands that this statement is made
subject to the penalties of 18 Pa. C.S. Section 4904 relating to
unsworn falsification to authorities.
Date: ~Id-& IOD
~~
Name:
Title:
Company:
DIANA ROBINSON
AVP, #7179
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
HSBC Bank USA
f/k/a Marine Midland Bank
s/b/m/t First Federal Savings
and Loan Association of
Rochester
2929 Walden Avenue
Deprew, NY 14043
Plaintiff
ATTORNEY FOR PLAINTIFF
.
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
v.
Susan L. Colebaugh
1110 Cocklin Street
Mechanicsburg, PA 17055
Defendant(s)
PRAECIPE FOR JUDGMENT FOR FAILURE TO
ANSWER AND ASSESSMENT OF DAMAGES
: NO. 00-2355 civil term
TO THE PROTHONOTARY:
Kindly enter judgment in favor of the Plaintiff and against the
Defendant (s) for failure to file an Answer to Plaintiff's Complaint
within 20 days from service thereof and for foreclosure and sale of the
mortgaged premises, and assess Plaintiff's damages as follows:
As set forth in Complaint
Interest per Complaint
From 03/02/00 to OS/23/00
Late charges per Complaint
From 03/15/00 to OS/23/00
Escrow payment per Complaint
From 04/01/00 to OS/23/00
$102,358.23
1,569.53
107.52
414.08
TOTAL
$104.449.36
I hereby certify that (1) the addresses of the Plaintiff and
Defendant are as shown above, and (2) that not 'ce has been given in
accordance with Rule 237.1, a copy of which is ttached hereto.
MARK
ASSOCIATES
Mark J. Udren, ESQUIRE
Atto ney for Plaintiff
DAMAGES ARE HEREBY ASSESSED
AS INDI([ ~
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40 PROTHY .
DATE: fYl2y.30 -< OO()
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HARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
HSBC Bank USA
flkla Marine Midland Bank
s/b/m/t First Federal Savings and
Loan Association of Rochester
2929 Walden Avenue
Deprew, NY 14043
Plaintiff
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
v.
Susan L. Colebaugh
1110 Cocklin Street
Mechanicsburg, PA 17055
Defendant(s)
NO. 00-2355 civil term
DATED:
TO:
MClY 10, 2000
Susan L. Colebaugh
1110 Cocklin Street
Mechanicsburg, :PA 17055
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN
APPEARANCE PERSONALLY OR BY ATTORNEY ~ FILE IN WRITING WITH THE
COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST
YOU. UNLESS YOU ACT WITHIN TEN DAYS FRpM THE DATE OF THIS NOTICE,
A JUDGMENT MAY BE ENTERED :AGAINST YOP WITHOUT A HEARING AND YOU MAY
LOSE YOUR PROPERTY OR OTHER IMl;'ORT~' RI.GHTS. YOU SHOULD TAKE THIS
NOTICE TO A. LAWYER AT ONCE. I-F YOU DO NOT HAVE A LAWYER OR CANNOT
AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT
WHERE YOU CAN GET LEGAL HELP.
LAWYER REFERRAL SERVICE
Cumberland County Bar .Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166
NOTIFICACION IMPORTANTE
US TED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER TOMADO LA
ACCION REQUIRIDA DE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION
DEB IDA DENTRO DE UN TERMINO DE DIEZ (10) DIAB DE ESTA NOTIFICACION,
. EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARARECER USTED EN CORTE 0
ESCUCHAR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA,USTED PUEDE
PERDER BIENES Y OTROS DERECHOS, IMPORTANTES. DEBE LLEVAR ESTA
NOTIFICACION A UN ABOGADO IMMEDIATAMENTE SI USTED NO. TIENE ABOGADO,
o SI NO TIENE DINERO SUFICIENTE PARA TAL SERVICIO, VAYA EN PERSONA
o LLAME POR TELEFONO A LA OFICINA, CUYA DIRECCION SE ENCUENTRA
ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA
LEGAL.
SERVICIO DE REFERENCIA LEGAL
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166
NOTICE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, THIS
LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR AND THIS IS AN ATTEMPT TO
COLLECT A DlBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT
PURPOSE.
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
609-482-6900
HSBC Bank USA
f/k/a Marine Midland Bank
s/b/m/t First Federal Savings
and Loan Association of
Rochester
2929 Walden Avenue
Deprew, NY 14043
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
MORTGAGE FORECLOSURE
NO. 00-2355 civil term
Plaintiff
v.
Susan 1.. Co1ebaugh
110 Cocklin Street
1110 Cocklin Street
Mechanicsburg, PA 17055
Defendant(s)
AFFIDAVIT OF NON-MILITARY SERVICE
STATE OF
SS
COUNTY OF
THE UNDERSIGNED being duly sworn, deposes and says that the
averments herein are based upon investigations made and records
maintained by us either as Plaintiff or as servicing agent of the
Plaintiff herein and that the above Defendant (s) are not in the
Military or Naval Service of the United States of America or its
Allies as defined in the Soldiers and Sailors civil Relief Act of
1940, as amended, and that the age and last known residence and
employment of each Defendant are as follows:
Defendant:
Age:
Residence:
Employment:
Susan L. Colebaugh
Over 18
As captioned above
Unknown
~
Name: .
Title: DIANA ROBINSON
Company: AVP, #7179
Sworn to and subscribed
before me this <:2tof1"day h .
of ~ ,:j,.9-9 000
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MARLENE MORAN No. 01 M05075508
Notary Public, State of New York
Qualified in Erie Cou~ty
My Commission Expires Apnl7, 2001
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
HSBC Bank USA
f/k/a Marine Midland Bank
s/b/m/t First Federal Savings
and Loan Association of
Rochester
2929 Walden Avenue
Deprew, NY 14043
ATTORNEY FOR PLAINTIFF
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
Plaintiff
v.'
Susan L. Colebaugh
1110 Cocklin Street
Mechanicsburg, PA 17055
: NO. 00-2355 civil term
Defendant(s)
TO: SUSAN L. COLEBAUGH
1110 Cocklin Street
Mechanicsburg, PA 17055
NOTICE
Pursuant to Rule 23~ of the Supreme Court of Pennsylvania, you are hereby
notified that a Judgment has been entered against you in the above
proceeding as indicated below.
Prothonotary
-X- Judgment by Default
Money Judgment
Judgment in Replevin
Judgment for Possession
'Judgment on Award of Arbitration
Judgment on Verdict
Judgment on Court Findings
IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE PLEASE CALL:
ATTORNEY
Mark J Udren. Esquire
At this telephone number:
856-482-6900
-':a
.
MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
HSBC Bank USA
f/k/a Marine Midland Bank
s/b/m/t First Federal Savings
and Loan Association of
Rochester
2929 Walden Avenue
Deprew, NY 14043
Plaintiff
ATTORNEY FOR PLAINTIFF
. COURT OF COMMON PLEAS
: CIVIL DIVISION
~Cumberland County
: MORTGAGE FORECLOSURE
v.
Susan L. Colebaugh
1110 Cocklin Street
Mechanicsburg, PA 17055
Defendant(s)
PRAECIPE FOR JUDGMEND FOR FAILURE TO
ANSWER AND ASSESSMENT OF DAMAGES
: NO. 00-2355 civil term
TO THE PROTHONOTARY:
Kindly enter judgment in favor of the Plaintiff and against the
Defendant (s) for failure to file an Apswer to Plaintiff's Complaint
within 20 days from service thereof and [for foreclosure and sale of the
mortgaged premises, and assess Plaintiff's damages as follows:
t,l
As set forth in Complaint
Interest per Complaint
From 03/02/00 to OS/23/00
Late charges per Complaint
From 03/15/00 to OS/23/00
Escrow payment per Complaint
From 04/01/00 to OS/23/00
$102,358.23
1,569.53
107.52
,
4,1
,f
414 08
TOTAL \
,
.$104.449.36
,
,
I hereby certify that (1) the addresses of the Plaintiff and
Defendant are as shown above, and (2) that notice has been given in
accordance with Rule 237.1, a copy of which is ,.attached hereto.
/
MARK / . V;&/ ASSOCIATES
I
Markl J. Udren, ESQUIRE
Attorney for Plaintiff
DAMAGES ARE HEREBY ASSESSED
DATE: (Y(;:J \ f J 0 ":>f'"Y~
( ,
AS "''''CATED ~
~lI8urJ-u) Q. .
o PROTHY
"
-~~~=
MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
HSBC Bank USA
f/k/a Marine Midland Bank
s/b/m/t First Federal Savings
and Loan Association of
Rochester
2929 Walden Avenue
Deprew, NY 14043
ATTORNEY FOR PLAINTIFF
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
Plaintiff
v.
Susan L. Colebaugh
1110 Cocklin Street
Mechanicsburg, PA 17055
: NO. 00-2355 civil term
Defendant(s)
PRAECIPE FOR WRIT OF EXECUTION
TO THE SHERIFF:
Issue Writ of Execution in the above matter:
1110 Cocklin Street
Mechanicsburg, PA 17055
Amount due
$.104.449.36
Interest From May 24 2000
to Date of Sale September 6. 2000
Per diem @$18.91
2.004.46
(Costs to be added)
$
REN & ASSOCIATES
Mark
ATTO
dren, ESQUIRE
FOR PLAINTIFF
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
HSBC Bank USA
f/k/a Marine Midland Bank
s/b/m/t First Federal Savings
and Loan Association of
Rochester
2929 Walden Avenue
Deprew, NY 14043
ATTORNEY FOR PLAINTIFF
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
Plaintiff
v.
Susan L. Colebaugh
1110 Cocklin Street
Mechanicsburg, PA 17055
:NO. 00-2355 civil term
Defendant(s)
C E R T I F I CAT E
Mark J. Udren, Esquire, hereby states that he is the attorney for
the Plaintiff in the above-captioned matter and that the premises are not
subject to the provisions of Act 91 because it is:
X An FHA insured mortgage
Non-owner occupied
Vacant
Act 91 procedures have been fulfilled.
Over 24 months delinquent.
This certification is made subject to the penalties of 18 Pa. C.S.
Sec. 4904 relating to unsworn falsification to authorities.
MARK J.
Mark J U ren, ESQUIRE
ATTORN Y FOR PLAINTIFF
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MARK J. UDREN ~ ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS aIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
HSBC Bank USA
f/k/a Marine Midland Bank
s/b/m/t First Federal Savings
and Loan Association of
Rochester
2929 Walden Avenue
Deprew, NY 14043
ATTORNEY FOR PLAINTIFF
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
Plaintiff
v.
Susan L. Colebaugh
1110 Cocklin ~treet
Mechanicsburg, PA 17055
: NO. 00-2355 civil term
Defendant(s)
AFFIDAVIT PURSUANT TO RULE 3129.1
HSBC Bank USA f/k/a Marine Midland Bank s/b/m/t First Federal Savings
and Loan Association of Rochester, Plaintiff in the above action, by its
attorney, Mark J. Udren, ESQ., sets forth as of the date the Praecipe for
the Writ of Execution was filed the following information concerning the
real property located at: 1110 Cocklin Street, Mechanicsburg, PA 17055
1. Name and address of Owner(s) or reputed Owner(s) :
Name Address
SUSAN L. COLEBAUGH
1110 COCKLIN ST., MECHANICSBURG, PA 17055
2. Name and address of Defendant(s) in the judgment:
Name Address
SAME AS #1 ABOVE
3. Name and address of every judgment creditor whose judgment is a record
lien on the real property to be sold:
Name Address
NONE
4. Name and address of the last recorded holder of every mortgage of
record:
Name Address
Plaintiff herein.
See Caption above.
(
,
"
MASTER FINANCIAL, INC.
ADDRESS UNKNOWN
HOUSEHOLD REALTY CORP.
25 GATEWAY DR., GATEWAY SQ. STE. 107,
MECHANICSBURG, PA 17056
5. Name and address of every other person who has any record lien on the
property:
Name Address
NONE
6. Name and address of every other person who has any record interest in
the property and whose interest may be affected by the sale:
Name Address
REAL ESTATE TAX DEPT.
1 COURTHOUSE SQ., CARLISLE, PA 17013
Domestic Relations Section
13 N. HANOVER ST., CARLISLE, PA 17013
Commonwealth of PA,
Department of Revenue
Bureau of Compliance, Dept. 280946
Harrisburg, PA 17128-0946
7. Name and address of every
knowledge who has any interest
the sale:
Name
other person of whom the plaintiff has
in the property which may be affected by
Address
Tenants/Occupants
1110 Cocklin Street, Mechanicsburg, PA
17055
I verify that the statements made in this affidavit are true and correct
to the best of my personal knowledge or information and belief. I
understand that false statements herein are made subject to the penalties
of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities.
DATED: May 23, 2000
Mark dren, ESQ.
Attor ey for Plaintiff
'@lmi!J.!lIjlfflili.l!ii~~~~(~~,~ftK"iilili<;~-lN'lijlji\;ll"'I!li'i.<!~il'l!i!'--'~"-- ,..."J~"
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORil'EY FOR PLAINTIFF
HSBC Bank USA
f/k/a Marine Midland Bank
s/b/m/t First Federal Savings
and Loan Association of
Rochester
2929 Walden Avenue
Deprew, NY 14043
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
Plaintiff
v.
Susan L. Colebaugh
1110 Cocklin Street
Mechanicsburg, PA 17055
: NO. 00-2355 civil term
Defendant(s)
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: SUSAN L. COLEBAUGH
1110 Cocklin Street
Mechanicsburg, PA 17055
Your house (real estate) at 1110 Cocklin Street, Mechanicsburg, PA 17055
is scheduled to be sold at the Sheriff's Sale on September 6, 2000, at
10:00 AM in the CUMBERLAND COUNTY COURTHOUSE, COMMISSINERS HEARING ROOM,
2ND FLOOR, 1 COURTHOUSE SQUARE, CARLISLE, PA, to enforce the ,court
judgment of $104,449.36, obtained by Plaintiff above (the mortgagee)
against you. If the sale is postponed, the property will be relisted for
the Next Available Sale.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERTFF' S SAI,E
To prevent this Sheriff's Sale, you must take immediate action~
1. The sale will be cancelled if you pay to the
charges, costs and reasonable attorney's fees.
you may call: (856) 482-6900
mortgagee the back payment, late
To find out how much you must pay,
2. You may be able to stop the sale by filing a petition asking the Court to strike
or open the judgment, if the. judgment was improperly entered. You may also ask
the Court to postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights.
more chance you will have of stoppin~ the sale.
to obtain an attorney.)
The sooner you contact one, the
(See notice on page two on how
,-
-
,
~?
.
~
YQU MAY STIL~BE ABLE TO SAYE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS
EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1. If the Sheriff's Sale is not stopped, your property will be sold to the
highest bidder. You may find out the price bid by calling 856-482-6900.
2. You may be able to petition the Court .to set aside the sale if the bid price
was grossly inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount
due in the sale. To find out if this has happened, you may call 856-482-6900.
4. If the amount due from the Buyer is not paid to the Sheriff, you will remain
the owner of the property as if the sale never happened.
5. You have the right to remain in the property until the full amount due is
paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer
may bring legal proceedings to evict you.
6. You rosy be entitled to a share of the money which was paid for your house.
A schedule of distribution of the money bid for your house will be filed by the Sheriff
within 30 days after the sale. This schedule will state who will be receiving that
money. The money will be paid out in accordance with this schedule unless exceptions
(reasons why the proposed distribution is wrong) are filed with the Sheriff within ten
(10) days after Schedule of Distribution is filed.
7. You may also have other rights and defenses, or ways of getting your home
back, if you act immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR
CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN
GET LEGAL HELP.
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166
ASSOCIATION DE LICENCIDADOS DE FILADELFIA
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166
i~~llIiiili~I>\i~~I~i!l:lji:~'~ftl1","'~"""'I!"-f"~I~_'~UitJ:1~-'
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HSBC Bank USA flk/a Marine
Midland Bank s/b/m/t First Federal
Savings and LQan AssQciatiQn Qf
Rochester
In the CQurt of CQmmon Pleas Qf
Cumberland County, Pennsylvania
No.2000-2355 Civil
-vs-
Susan L. CQlebaugh
R. ThQmas Kline, Sheriff, whO' being duly SWQrn according to' law, says this writ
is returned STAYED.
Sheriffs CQsts:
Docketing
pQundage
Advertising
PQsting Bills
Law Library
CQunty
Mileage
Certified Mail
Levy
Postpone Sale
Surcharge
Share Qf Bills
Law Journal
PatriQt News
30.00
14.17
15.00
15.00
.50
1.00
12.40
1.38
15.00
20.00
20.00
23.53
293.30
261.41
$ 722.69 Pd By Atty
08/30/00
SWQrn and subscribed to' before me
This f~ day Qf ~
2000,A.D.~ Q ~n-
P QthQnotary
..'.., /,/ ./,,~.,;/.
W'fu11 . '-/' ,1P'~ ~.'..:..A~f
";:S'~~-'''''''f'f><'' <
R. ThQmas Kline, Sheriff
BY~~
Real Estate Deputy
\.6b c..h.. .;>.%s'3
'~I~'iID
.'~' . dO' .
:~ ,,~, , 1
< f
.'
MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HlGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
HSBC Bank USA
f/k/a Marine Midland Bank
s/b/m/t First Federal Savings
and Loan Association of
Rochester
2929 Walden Avenue
Deprew, NY 14043
ATTORNEY FOR PLAINTIFF
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
.
: MORTGAGE FORECLOSURE
Plaintiff
v.
Susan L. Colebaugh
1110 Cocklin Street
Mechanicsburg, PA 17055
: NO. 00-2355 civil term
Defendant(s)
AFFIDAVIT PURSUANT TO RULE 3129.1
HSBC Bank USA f/k/a Marine Midland Ba~ s/b/m/t First Federal Savings
and Loan Association of Rochester, Plaintiff in the above action, by its
attorney, Mark J. Udren, ESQ., sets forth as of the date the Praecipe for
the Writ of Execution was filed the fol19wing information concerning the
real property located at: 1110 Cocklin 'Street, Mechanicsburg, PA 17055
1. Name and address of Owner(s) or reputed Owner(s) :
Name Address
SUSAN L. COLEBAUGH
1110 COC~LIN ST., MECHANICSBURG, PA 17055
2. Name and address of Defendant(s) in the judgment:
Name Address!
SAME AS #1 ABOVE
3. Name and address of every judgment creditor whose judgment is a record
lien on the real property to be sold:
Name Address
NONE
4. Name and address of the last recorded holder of every mortgage of
record:
Name Address
Plaintiff herein.
See Caption above.
~-
="
,,'
"',~ ,
,
MASTER FINANCIAL, INC.
ADDRESS UNKNOWN
HOUSEHOLD REALTY CORP.
25 GATEWAY DR., GATEWAY SQ. STE. 107,
MECHANICSBURG, PA 17056
5. Name and address of every other person who has any record lien on the
property:
Name Address
NONE
6. Name and address of every other person who has any record interest in
the property and whose interest may be affected by the sale:
Name Address
REAL ESTATE TAX DEPT.
1 COURTHOUSE SQ., CARLISLE, PA 17013
Domestic Relations Section
13 N. HANOVER ST., CARLISLE, PA 17013
Commonwealth of PA,
Department of Revenue
Bureau of Compliance, Dept. 280946
Harrisburg, PA 17128-0946
7. Name and address of every
knowledge who has any interest
the sale:
Name
}
other person of whom the plaintiff has
in the 'property which may be affected by
Address
Tenants/Occupants
1110
17055
Cocklin
Street,
Mechanicsburg,
PA
~.
I verify that the statements made in thi~ affidavit are true and correct
to the best of my personal knowledge: or information and belief. I
understand that false statements herein are made subject to the penalties
of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities.
,
MARK J. UDREN & ASSOCIATES
DATED: May 23, 2000
, I
';1
,
~/
"
,
I
, I
,[ I
Mark f' dren, ESQ.
Attorrey for Plaintiff
;,,=
-
Mrl
o
.Y,
to
MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
HSBC Bank USA
f/k/a Marine Midland Bank
s/b/m/t First Federal Savings
and Loan Association of
Rochester
2929 Walden Avenue
Deprew, Ny 14043
ATTORNEY FOR PLAINTIFF
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
Plaintiff
v.
Susan L. Colebaugh
1110 Cocklin Street
Mechanicsburg, PA 17055
: NO. 00-2355 civil term
Defendant(s)
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: SUSAN L. COLEBAUGH
1110 Cocklin Street
Mechanicsburg,PA 17055
~
Your house (real estate) at 1110 Cocklin Street, Mechanicsburg, PA 17055
is scheduled to be sold at the Sheriff's Sale on September 6, 2000, at
10:00 AM in the CUMBERLAND COUNTY COURTHOUSE, COMMISSINERS HEARING ROOM,
2ND FLOOR, 1 COURTHOUSE SQUARE, CARLISLE, PA, to enforce the .court
judgment of $104,449.36, obtained by;;Plaintiff above (the mortgagee)
against you. If the sale is postponed, 'the property will be relisted for
the Next Available Sale.
I
,
NO'l'I..CE OF OWNER \8 RIGHTS
YOU MAYBE ABT ,F, TO PREVENT THT S SHERIFF'S SALE
To prevent this Sheriff's Sale, you must take ~ediate aotion!
1:. The sale will be cancelled if you pay to the
charges, costs and reasonable attorney's fees.
you may call: (856) 482-6900
mortgagee the back payment, late
To find out how much you must pay,
2. You may be able to stop the sale by filing a petition asking the Court to strike
or open the judgment, if the. judgment was improperly entered. You may also ask
the Court to postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights.
more chance you will have of stopping the sale.
to obtain an attorney.)
The sooner you contact one, the
(See notice on page two on how
~.~~
,~- "".~,
/-
"
YQU MAY.sT.I.LL-.B.IL.ABLE TO SAV~YOUR PR01>ERTY AND YOU HAJlJLQTHER RIGH'l'S
&VEN IF THE SHERIFF'S SALE DOES TAKE PLACE~
1. If the Sheriff's Sale is not stopped, your property will be sold to the
highest bidder. You may find out ~he price bid by calling 856-482-6900.
2. You may be able to petition the Court to set aside the sale if the bid price
was grossly inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount
due in the sale. To find out if this has happened, you may call 856-482-6900.
4. If the amount due from the Buyer is not paid to the Sheriff, you will remain
the owner of the property as if the sale never happened.
5. You have the right to remain in the property until the full amount due is
paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer
may bring legal proceedings to evict you.
6. You may be entitled to a share of the money which was paid for your house.
A schedule of distribution of the money bid for your house will be filed by the Sheriff
within 30 days after the sale.. This schedule will state who will be receiving that
money. The money will be paid out in accordance with this schedule unless exceptions
(reasons why the proposed distribution is wrong) are filed with the Sheriff within ten
(10) days after Schedule of Distribution is filed.
7.
back, if
. . ,
You may also have other rlghts and defenses,
you'act immediately after the sale.
or ways of getting your home
YO'U SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR
CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE .LISTED BELOW TO FIND OUT WHERE YOU CAN
GET LEGAL HELP.
~~
LAWYER REFERRAL SERVICE
Cumberland'county Bar/Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166
ASSOCIATION DE LICENCIDADOS DE FILADELFIA
cumberland County Bart Association
2 Liberty A~enue
Carlisle, PA 17013-3387
717-249-3166
~~.
, " i._ ,~
--. 'c \,1
ALL THAT CERTAIN LOT OR TRACT OF LAND SITUATE IN THE BOROUGH OF
MECHANICSBURG, CUMBERLAND COUN'rY, PENNSYLVANIA, MORE PARTICULARLY BOUNDED AND
DESCRIBED AS FOLLOWS, TO WIT:
BEGINNING AT A POINT ON THE SOUTHERN LINE OF COCKLIN STREET AT THE LINE OF
ADJOINER BETWEEN LOTS NOS. 85 AND 84 IN THE HEREINAFTER NAMED PLAN; THENCE
SOUTH 23 ~EGREES 17 MINUTES EAST ALONG THE SAID LINE OF ADJOINER A DISTANCE
OF 176.02 FEET TO A POINT; THENCE SOUTH 67 DEGREES 33 MINUTES WEST ALONG THE
LOWER ALLEN TOWNSHIP LINE AND THE LANDS NOW OR FORMEELY OF MILLER AND MILLER,
A DISTANCE OF 14.63 FEET TO A POINT; THENCE AL~NG THE SAME TOWNSHIP LINE AND
LANDS SOUTH 65 DEGREES 06 MINUTES WEST A DISTANCE OF 60.39 FEET TO A POINT;
THENCE ALONG THE LINE OF ADJOINER BETWEEN LOTS NOS. 85 AND 86 IN THE
HEREINAFTER NAMED PLAN, NORTH 23 DEGREES 17 MINUTES WEST A DISTANCE OF 1.71.51.
FEET TO A POINT ON THE SOUTHERLY LINE OF COCKLIN STREET; THENCE NORTH 66
DEGREES 43 MINUTES EAST ALONG THE SOUTHERLY LINE OF SAID ROAD, A DISTANCE OF
75 FEET TO A POINT AND PLACE OF BEGINNING.
BEING LOT NO. 85 IN THE PLAN OF SECTION 1.04 OF ORCHARD CREST, INC. AS
RECORDED IN PLAN BOOK 1.8, PAGE 24.
BEING KNOWN AS
1110 COCKLIN STREET
PROPERTY ID NO.
17-24-0791-079
TITLE TO SAID PREMISES IS VESTED IN SUSAN L. COLEBAUGH A SINGLE
,
WOMAN BY DEED FROM CHARLES P. PISANO AND BETTY J. PISANO, HIS WIFE
DATED 3/29/1994 AND RECORDED 4/4/1994 IN DEED BOOK 103 PAGE 474
. t
41
.,
JJ;;'"'
- '.~
-<,. .' _.~~~ "'~h
.
.
WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO. 00-2355 CIVIL ~ Term
CIVIL ACTION. LAW
TO THE SHERIFF OF
Cumberland
COUNTY:
To satisty the debt, interest and costs due HSBC Bank USA f/k/a Marine Midland Bank s/b/m/t
First Federal Savinqs and Loan Association of Rochester PLAINTIFF(S)
from Susan L. Colebaugh, 1110 Cocklin Street, Mechanicsburg, PA 17055
DEFENDANT(S)
(1) You are directed to levy upon the property of the defendant(s) and to sell See LeClal Description
(2) You are also'directed to attach the property of the defendant(s) not levied upon in the possession of
GARNISHEE(S) as follows:
and to not~y the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is/are enjoined from paying any
debt to or for the account of the defendant(s) and from delivering any property of the defendant(s) or otherwise disposing
thereof;
(3) If property ofthe defendant(s) not levied upon an subjectto attachment is found inthe possession of anyone other
than a named garnishee, you are directedto notify him/herthat he/she has been added as a garnishee and is enjoined as above
stated.
Amount Due $104,449.36 L.L. $.50
from 5/24/00 to date of sale ~/b/UU
Interest P"r nipm @ $lR ql $/,004 46 Due Prothy Sl.OO
Atty's Comm
Atty Paid
Plaintiff Paid
%
Other Costs
$108.06
Date:
May 30, 2000
curtis R. Long
Prothonotary, Civil Division
~~O 2_ 7p07/7JJ
Deputy
REQUESTING PARTY:
Name Mark J. Udren, Esq.
Address: 1040 N. Kings Highway, Suite 500
Cherry Hill, NJ 08034
Attorney for.: Plaintiff
Telephone: 856-482-6900
Supreme Court ID No. 04302
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Cumberland County, Pa., kniilnd numbered as: /I/()(! .At_ #:::7'
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this writ and by this reference incorporated herein.
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
HSBC Bank USA
f/k/a Marine Midland Bank
s/b/m/t First Federal Savings
and Loan Association of
Rochester
2929 Walden Avenue
Deprew, NY 14043
ATTORNEY FOR PLAINTIFF
.
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
plaintiff
v.
Susan L. C91ebaugh
1110 Cocklin Street
Mechanicsburg, PA 17055
Defendant(s)
: NO. 00-2355 civil term
PRAECIPE FOR. WRIT OF EXECUTION
TO THE SHERIFF:
Issue Writ of Execution in the above matter:
1110 COCKLIN STREET
MECHANICSBURG, PA 17055
Amount due
$104.449.36
Interest From May 24. 2000
to Date of Sale June 6. 2001
Per diem @$21.77
8.250.83
(Costs to be added)
$
MARK J.
Mark J. U re , ESQUIRE
ATTORN Y FOR PLAINTIFF
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
HSBC Bank USA
f/k/a Marine Midland Bank
s/b/m/t First Federal Savings
and Loan Association of
Rochester
2929 Walden Avenue
Deprew, NY 14043
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
: MORTGAGE FORECLOSURE
Plaintiff
v.
Susan L. Co1ebaugh
1110 Cocklin Street
Mechanicsburg, PA 17055
Defendant(s)
CERTIFICATE TO THE SHERIFF
: NO. 00-2355 civil term
I HEREBY CERTIFY THAT:
1. The judgment entered in the above matter is based on an Action:
---.A. In Assumpsit (Contract)
B. In Trespass (Accident)
~C. In Mortgage Foreclosure
~D. On a Note accompanying a purchase money mortgage and the property
being exposed to sale is the mortgaged property.
II. The Defendant(s) own the property being exposed to sale as:
~.
~B.
C.
D.
~E.
F.
An individual
Tenants by Entireties
Joint Tenants with right of survivorship
A partnership
Tenants in Common
A corporation
III. The Defendant(s) is (are):
~.
~B.
C.
Resident in the Commonwealth of Pennsylvania
Not resident in the Commonwealth of Pennsylvania
If more than one Defendant and either A or B above is not applicable,
state which Defendant is res' dent of the Commonwealth of
Pennsylvania.
Resident:
Mark J.
Address
ESQUIRE
# as above
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MARK J. UDREN &0 ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N..KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
BSBC Bank USA
f/k/a Marine Midland Bank
s/b/m/t First Federal Savings
and Loan Association of
Rochester
2929 Walden Avenue
Deprew, NY 14043
ATTORNEY FOR PLAINTIFF
.
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
plaintiff
v.
Susan L. Co1ebaugh
1110 Cocklin Street
Mechanicsburg, PA 17055
Defendant(s)
: NO. 00-2355 civil term
C E R T I F I CAT E
Mark J. Udren, Esquire, hereby states that he is the attorney for
the Plaintiff in the above-captioned matter and that the premises are not
subject to the provisions of Act 91 because it is:
X An FHA insured mortgage
Non-owner occupied
Vacant
Act 91 procedures have been fulfilled.
Over 24 months delinquent.
This certification is made subject to the penalties of 18 Pa. C.S.
Sec. 4904 relating to unsworn falsification to authorities.
MARK J.
Mark J. U en, ESQUIRE
ATTORNE FOR PLAINTIFF
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
HSBC Bank USA
f/k/a Marine Midland Bank
s/b/m/t First Federal Savings
and Loan Association of
Rochester
2929 Walden Avenue
Deprew, NY 14043
ATTORNEY FOR PLAINTIFF
.
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
Plaintiff
v.
Susan L. Colebaugh
1110 Cocklin Street
Mechanicsburg, PA 17055
Defendant(s)
: NO. 00-2355 civil term
AFFIDAVIT PURSUANT TO RULE 3129.1
HSBC Bank USA f/k/a Marine Midland Bank s/b/m/t First Federal Savings
and Loan Association of Rochester, Plaintiff in the above action, by its
attorney, Mark J. Udren, ESQ., sets forth as of the date the Praecipe for
the Writ of Execution was filed the following information concerning the
real property located at: 1110 Cocklin Street, Mechanicsburg, PA 17055
1. Name and address of Owner(s) or reputed Owner(s) :
Name Address
SUSAN L. COLEBAUGH
1110 COCKLIN STREET, MECHANICSBURG, PA
17055
2. Name and address of Defendant(s) in the judgment:
Name Address
SAME AS # 1 ABOVE
3. Name and address of every judgment creditor whose judgment is a record
lien on the real property to be sold:
Name Address
NONE
4. Name and address of the last recorded holder of every mortgage of
record:
Name Address
Plaintiff herein.
See Caption above.
MASTER FINANCIAL, INC.
HOUSEHOLD REALTY CORP.
733 MERCER ROAD, BEAVER FALLS, PA 15010
25 GATEWAY DR., GATEWAY SQ. STE. 107,
MECHANICSBURG, PA 17056
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5. Name and address of every other person who has any record lien on the
property:
Name Address
NONE
6. Name and address of every other person who has any record interest in
the property and whose interest may be affected by the sale:
Name
Address
REAL ESTATE TAX DEPT.
1 COURTHOUSE SQUARE, CARLISLE, PA 17013
Domestic Relations Section
13 N. HANOVER STREET, CARLISLE, PA 17013
Commonwealth of PA,
Department of Revenue
Bureau of Compliance, Dept. 280946
Harrisburg, PA 17128-0946
7. Name and address of every
knowledge who has any interest
the sale:
Name
other person of whom the plaintiff has
in the property which may be affected by
Address
Tenants/Occupants
1110 Cocklin Street, Mechanicsburg, PA
17055
I verify that the statements made in this affidavit are true and correct
to the best of my personal knowledge or information and belief. I
understand that false statements herein are made subject to the penalties
of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities.
MARK
ES
DATED: March 5, 2001
Mark
Attar ey
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ08034
856-482-6900
HSBC Bank USA
f/k/a Marine Midland Bank
s/b/m/t First Federal Savings
and Loan Association of
Rochester
2929 Walden Avenue
Deprew, NY 14043
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
: MORTGAGE FORECLOSURE
Plaintiff
v.
Susan L. Colebaugh
1110 Cocklin Street
Mechanicsburg, PA 17055
Defendant{s)
: NO. 00-2355 civil term
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: SUSAN L. COLEBAUGH
1110 Cocklin Street
Mechanicsburg, PA 17055
Your house (real estate) at 1110 Cocklin Street, MeChanicsburg, PA 17055
is scheduled to be sold at the Sheriff1s Sale on JUNE 6, 2001, at 10:00
AM in the COMMISSIONERS HEARING ROOM, 2ND FLOOR, COURTHOUSE, CARLISLE, PA
to enforce the court judgment of $104,449.36, obtained by Plaintiff above
(the mortgagee) against you. If the sale is postponed, the property will
be relisted for the Next Available Sale.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFFIS SALE
To prevent this Sheriff's Sale, you must take immediate a~tion:
1. The sale will be cancelled if you pay to the
charges, costs and reasonable attorney's fees.
you may call: (856) 4B2-6QOQ
2. You may be able to stop the sale by filing a petition asking the Court to strike
or open the judgment, if the judgment was improperly entered. You may also ask
the Court to postpone the sale for good cause.
mortgagee the back payment, late
To find out how much you must pay,
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights.
more chance you will have of stopping the sale.
to obtain an attorney.)
The sooner you contact one, the
(See notice on page two on how
~j)
~~
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.
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS
EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1. If the Sheriff's Sale is not stopped, your property will be sold to the
highest bidder. You may find out the price bid by calling 856-482-6900.
2. You may be able to petition the Court to set aside the sale if the bid price
was grossly inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount
due in the sale. To find out if this has happened, you may call 856-482-6900.
4. If the amount due from the Buyer is not paid to the Sheriff, you will remain
the owner of the property as if the sale never happened.
5. You have the right to remain in the property until the full amount due is
paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer
may bring legal proceedings to evict you.
6. You may be entitled to a share of the money which was paid for your house.
A schedule of distribution of the money bid for your house will be filed by the Sheriff
within 30 days after the sale. This schedule will state who will be receiving that
money. Tne money will be paid out in accordance with this schedule unless exceptions
(reasons why the proposed distribution is wrong) are filed with the Sheriff within ten
(10) days after Schedule of Distribution is filed.
7. You may also have other rights and defenses, or ways of getting your home
back, if you act immediately after the sale.
YOU SHOULIl TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR
CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN
GET LEGAL HELP.
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166
ASSOCIATION DE LICENCIDADOS DE FILADELFIA
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166
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Docket for Case: "+ GetCaseNoO +" (" + DktTypeExpand(m.gsDktType) + ")
Page 1 on
.
-,
Bankruptcy Docket Report
1 00-03093 (Harrisburg)
MEASE, SUSAN LYNN
Docket items entered between 01/01/1931 and 03/02/2001
Filing 'No. Docket Entry
Date
07114/00 I VOLlJiNl;ARYPETITION under Chapter 13, Matrix, all Schedules & Statements, Plan and
Summ!u"Y [EOD 07/17/00] [CA]
07/14/00 '2 APPLICATION tapay 'filing fees in installments [EOD 07/17/00] [CA]
" , ,
07114/00 2A QEBTOR(S) affidavit qf disbur~ement of Trustee funds upon Dismissal and/or Conversion prior to
. confini1ation, [EOD 07/17/00] [BW]
07/17/00 3 qRliJER ~or payment MFiling Fees in Installments: fees due by 08/15/00 Re: Item # 2. [Complied]
[BOD 07/17/00] [qA}
FEE PAW Re: ltem #'~. [EOD 09/12/00] [SM]
. This entry cancels !b.eprevious due date. Re: ltem # 7. [EOD 09/12/00] [SM]
07/31/00 4 CERTIFICATE Of~~g ofNptice of341 Meeting. Objections to the plan are due 15 days after
meeting held. [EOIil 0;7/31/00] [CA]
08/15/00 5 ENTRY OF APPE~CE of~OBERT I. HAFNER, ESQ., ON BEHALF OF GENERAL
MOTORS ACCEPTANCE CORPORATION [BOD !08/15/00] [Ie]
! ,i '
08/23/00 6 ENTRY OF APPE)\RA'NCE of 'SCOTT A. DIETTERrCK, ESQUIRE of lAMES, SMITIl,
DURKIN & CONJ':ffiLL Y LLP on behalf of ALLF~ST BANK [EOD 08/23/00] [DR]
09/07/00 7 .ORDER TO SHO\y CAUSE for failure to pay filing fee in full on 10110/00 at 09:30 A.M. at
FED.BLDG., BKRPTCjY CTRM.{3RD FLR.), THIRD & WALNUT STS., HARRISBURG,PA.
171 08 [R~scheduled] [~OD 09/07/00] [SM]
09/08/00 8 ' ';'1,: '
ENTRY elF APPEARf\iNCE of MARGARET GAIRO, ESQUIRE of McCabe Weisberg & Conway
PC on behalf of Hq>US.\lHOLD REALTY CORPORATION. [EOD 09/08/00] [SP]
09/08/00 9 STIPULATION bY: PA({TIES R)3: MOTION TO LIFT STAY, GENERAL MOTORS
ACCEPTANCE C<f)RPi (REQUESTED MOTION 1'0 LIFT STAY AND ORIGINAL
SIGNATURES ON STJ;PULATION) (pARTIES AGREED TO ACCEPT FACSIMILE
SIGNATURES AS ORIGINALS) [Disposed] [EOD 09/08/00] [Ie]
\: ;':
09112/00 ' 10 MOTION FOR ABPRQV AL OF STIPULATION GRANTING GENERAL MOTORS
ACCEPTANCE CORP; RELIEF FROM THE AUTOMATIC STAY, FILED BY GMAC Re: Item
. # 9. [Disposed] [BOD 09/12/00] [Ie]
09/12/00 11 ORDER approving stipulation Re: ltem # 9. [EOD 09/12/00] [Ie]
ORDER to shorten!tim~ Re: ltem # 10. [EOD 09/12/00] [Ie]
ENTERED IN ERROR! (INCORRECT DOCKET CODE) Re: Item # 10. [BOD 09/12/00] [Ie]
ORDER approving stipulation Re: Item # 9. [BOD 09/12/00] [Ie]
ORDER approving Re: ,Item # 10. [BOD 09/12/00] [Ie]
,
09/18/00 12 341 meeting held. [EOD 09118/00] [CA]
09/21/00 ! 13 MOTIONJor relief from stay ALLFIRST BANK FEE PD. $75.00 #562159-KZ [Disposed] [EOD
09/21/00] [Ie]
CERTIFICATE OF NON-CONCURRENCE [EOD 09/21/00] [Ie]
09/21/00 14 ORDER that answers aredue on 10111/00 Re: ltem # 13. [EOD 09/21/00] [Ie]
09/21/00 15 TRANSFER (ASSIGNMENT) of claim #5, SALLIE MAE SERVICING CORP. TO PHEAA IN
THE AMOUNT OF $4,170.14 [BOD 09/21/00] [Ie]
.../nPacer?ExecThis=docket&puid=00983556571 &case _ no=2000-03093&office= 1 &DktTypt03/02/200 1
-.....,~-
~~
,w......~~, .~ ,~_..~, ~ ~
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Docket tor Case: "+ GetCaseNoO +" (" + DktTypeExpand(m.gsDktType) +")
Page 2 of3
,
~
09/22/00 16 NOTICE to parties of transfer (assignment) of claim of SALLIE MAE SERVICING
CORPORATION (CLAIM #5) OBJECTIONS DUE OCTOBER 12, 2000 Re: Item # 15. [EOD
09/22/00] [Je]
09/25/00 17 CERTIFICATE of service Re: Item # 14. [EOD 09/25100] [Je]
10/02/00 18 OBJECTION to plan by HOUSEHOLD REALTY CORPORATION Re: Item # 1. [EOD 10/02/00]
[BW] .
ENTERED IN ERROR - FILING DATE IS 09/29/00 [EOD 10/02/00] [BW]
10/04/00 19 CORRESPONDENCE SETTINO HEARING on 12/06/00 at 03:30 P.M. at FED.BLDG.,
BKRPTCY CTRM.(3RD FLR.), THIRD & WALNUT STS., HARRISBURG,PA. 17108 Re: Item #
18. [EOD 10104/00] [BW]
10/10/00 20 MOTION for relief from stay filed by HSBC BANK USA fi'k/a Marine Midland Bank sIb/mlt First
Federal Saving and Loan Association Of Rochester (fee pd. $75.00, rec. #562705-CG) [Disposed]
[EOD 10/11/00] [BW]
CERTIFICATE OF NON-CONCURRENCE [BOD 10/11/00] [BW]
10/11/00 21 ORDER that answers aredue on 10/31/00 Re: Item # 20. [EOD 10/11/00] [BW]
10/16/00. 42 MOTION for default judgment R~: Item # 13. [Disposed] [EOD 10/16/00] [Je]
10/16/00 23 ORDER granting defaulijudgmertt Re: Item # 22. [EOD 10/16/00] [Je]
ORDER granting relief from stayRe: Item # 13. [EOD 10/16/00] [Je]
10/18/00 24 CERTIFICATE of service Re: Item # 21. [EOD 10/18/00] [DS]
10/24/00 . 25 ANSWER by DEBTOR Re: Item # 20. [EOD 10/24/00] [SP]
1l/17 100 26 OBJECTION to plan by HSBC BANK USA, FIKIA MARINE MIDLAND BANK. SIBIMIT FIRST
FEDERAL SAVINGS AND LOAN ASSOCIATION OF ROCHESTER Re: Item # 1. [Disposed]
[EOD 11117100] [Je]
1l/17/00 27 CORRESPONDENCE from Movant requesting matter be listed for hearing. Re: Item #25. [EOD
11117/00] [IG]
11127/00 28 CORRESPONDENCE SETTING HEARING on 01/11/02 at 04:00 P.M. at FED.BLDG.,
. BKRPTCY CTRM.{3RD FLR.), THIRD & WALNUT STS., HARRISBURG,PA. 17108 Re: Item #
26. [EOD 1l/27/00] [Je]
CORRESPONDENCE SETTING HEARING on 01/11/02 at 04:00 P.M. at FED.BLDG.,
BKRPTCY CTRM.{3RD FLR.), THIRD & WALNUT STS., HARRISBURG,PA. 17108 Re: Item #
20. [EOD 11127/00] [Je]
12/06/00 29 PROCEEDING MEMO: phone conference held - matter has been continued for a couple of weeks -
counsel to contact Clerks Office if matter needs reset Re: Item # 18. [EOD 12/06/00] [CL]
01/1l/01 30 PROCEEDING MEMO: phone conference Re: Item # 25. [EOD 01/11/01] [CL]
Phone conf. held - order to be submitted. Re: Item # 25. [BOD 01/11101] [CL]
PROCEEDING MEMO: phone conference held - order to be submitted. Re: Item # 26. [EOD
01/11101] [CL]
01/12/01 31 ORDER granting relief from stayRe: Item # 20. [EOD 01/12/01] [Ie]
This entry disposes of motion. Re: Item # 26. [BOD 01/12/01] [Ie]
01/22/01 32 CORRESPONDENCE from Movant requesting matter be re-listed for hearing. Re: Item # 18. .
. [BOD 01/22/01] [IG]
01/23/01 33 CORRESPONDENCE SETTING HEARING on 03/29/01 at 11:30 A.M. at FED.BLDG.,
BKRPTCYCTRM.(3RDFLR.), THIRD & WALNUTSTS.,HARRISBURG,PA. 17108 Re: Item #
18. [EOD 01/23/01] [BW]
l'nnted: l.J:Il:U
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS IDGHWAY, SUITE 500
CHERRY lllLL, NJ 08034
856-482-6900
HSBC Bank USA f/kla Marine Midland : COURT OF COMMON PLEAS
Bank slb/mlt First Federal Savings and Loan: CIVIL DMSION
Association of Rochester : Cumberland County
ATTORNEY FOR PLAINTIFF
Plaintiff
v.
Susan L. Colebaugh
: NO. 00-2355 civil term
Defendant(s)
ORDER
~
AND NOW, to wit, this I ~ day of h- ' 206(, upon consideration of
Plaintiff's Motion for Reassessment of Damages, and any response thereto, it is hereby
ORDERED AND DECREED that the Rule entered on June 1, 2001, Returnable June 25,
2001, is hereby made Absolute.
It is further ORDERED that the Prothonotary is ORDERED to reassess the damages,
in rem, in the amount of $119,717.61 as more particularly set forth in the Motion and the
Argument scheduled for August 31,2001 at 9:00 a.m. in Courtroom No.5 is stricken from
the list.
J.
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CUMtJt:RU;,\D COUNTY
PENNSYLVANIA
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS IDGHWAY, SUITE 500
CHERRY IllLL, NJ 08034
856-482-6900
HSBC Bank USA f/k/a Marine Midland : COURT OF COMMON PLEAS
Bank s/b/mlt First Federal Savings and Loan: CIVIL DIVISION
Association of Rochester : Cumberland County
ATTORNEY FOR PLAINTIFF
Plaintiff
v.
Susan L. Colebaugh
.
: NO. 00-2355 civil term
Defendant(s)
MOTION TO MAKE RULE ABSOLUTE
Plaintiff, HSBC Bank USA f/k/a Marine Midland Bank s/b/mlt First Federal Savings
and Loan Association of Rochester, by its Attorney. Mark J. Udren, Esquire, moves for a
Rule Absolute, thereby granting Plaintiff the relief prayed for in its Motion for Reassessment
of Damages and in support thereof, avers as follows:
1. A Motion for Reassessment of Damages, together with a Rule to Show Cause
why said Motion should not be granted was filed by counsel for Plaintiff on May 30, 2001.
2. The Rule to Show Cause was entered on June 1, 2001 with a Rule Returnable
date of June 25, 2001. A true and correct copy of the Rule is attached hereto as Exhibit "A".
3. On June 4,2001, Mark J. Udren, Esquire, attorney for Plaintiff, served a true
and correct copy of the Rule to Show Cause upon all the Defendant(s), interested person(s),
and/or attorney(s) Via First Class Mail as certified to by Certificate of Service. A true and
correct copy of the Certificate of Service is attached hereto and marked Exhibit "B".
4. To the best of Plaintiffs knowledge, information and belief, no response was
filed or any objections interposed by any of the served parties, attorneys, and/or interested
persons. Therefore, no cause has been shown as to why the relief prayed for in said Motion
for Reassessment of Damages should not be granted.
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5. The Rule to Show Cause should be made Absolute and the relief prayed for in
the Plaintiff's Motion for Reassessment of Damages should be granted.
WHEREFORE, Plaintiff prays and respectfully requests that this Honorable Court
enter an Order making the Rule Absolute and therefore grant the relief prayed for in its
Motion for Reassessment of Damages.
Respectfully submitted,
MARK J. UDREN & ASSOCIATES
By: ~
Mark J/Udren, Esquire
Attorney for Plaintiff/Movant
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BY:MARKJ.UDREN,ESQUIRE
ATTY I.D. NO. 04302
1040 N. KINGS ffiGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
HSBC Bank USA
f1k1a Marine Midland Bank
sfb/mlt First Federal Savings and Loan
Association of Rochester
ATTORNEY FOR PLAINTIFF
___ MAY 3 120~
: COURT OF COMMON PLEAS
; CNIL DMSION
: Cumberland County
I
\'1
Plaintiff
: NO. 00-2355 civil term
v.
Susan L. Colebaugh
Defendant(s)
RUT ,F. TO SHOW CAUSF.
AND NOW. this 1!- day of ~ ' 20' ( upon consideration of the
foregoing Petition, it is hereby ORDERED that:
,
1. A Rule is issued upon the Respondent to show cause why the Petitioner is not
entitled to relief requested; ,
· ..,. .. ,. JOO
2. T4e Respondent may me an Answer to the Petition on or before oJ ......llIl"'''' ;
3. The Petition shall be decided under Pennsylvania Rule of Civil Procedure
206.7;
. cP l\ ft . 4. Depositions shall be completed within I/O days of the date of this response;
oXG.. ... 5.. Argument shall be held on ~)' , 2001, in Courtroom S" ,of the ~
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Cumberland County ~ouse;.. ..- - 0". r.-.. -, ,"," "'T .,- r-" J
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l) -' .-. ~. Notice of the entry of this Order shall be provided to all parties by the
Petitioner.
BYT
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EXHIBIT A
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D; NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482"6900
HSBC Bank USA f/k/a Marine Midland : COURT OF COMMON PLEAS
Bank slblrnft First Federal Savings and Loan : Crvn. DMSION
Association of Rochester : Cumberland County
ATTORNEY FOR PLAINTIFF
Plaintiff
.
: NO. 00-2355 civil term
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CERTIFICATE OF SERVICE
I, Mark J. Udren, Esquire, hereby certify that I have served true and correct copies of a
.
Rule Returnable upon the following person(s) named herein at their last known address or their
attorney of record.
_ xxxxxx _Regular First Class Mail
Certified Mail
Other (certificate of mailing)
Date Served: June '/,2001
TO: Susan L. Co1ebaugh
'1110 Cocklin Street
Mechanicsburg, PA 17055
Defendant Pro Se
MARK J. UDREN & ASSOCIATES
BY:/Z~
Mark.4. Udren, Esquire
Attorney for Plaintiff
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EXHIBIT B
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VERIFICA nON
Mark J. Udren, Esquire, hereby states that he/she is the attorney for the Plaintiff in this
action, that he is authorized to take this Verification, and that the statements made in the
foregoing Motion To Make Rule Absolute are true and correct to the best of his/her
knowledge, information and belief. The undersigned understands that this statement herein is
made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to
authorities.
MARK J. UDREN & ASSOCIATES
Dated: c;,1z-~~ l
,
By:
Mark J dren, Esquire
Attorney for Plaintiff/Movant
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
HSBC Bank USA
f/k/a Marine Midland Bank
s/b/m/t First Federal Savings
and Loan Association of
Rochester
2929 Walden Avenue
Deprew, NY 14043
.
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: NO. 00-2355 civil term
Plaintiff
v.
Susan L. Colebaugh
1110 Cocklin Street
Mechanicsburg, PA 17055
Defendant(s)
AND NOW, this
30~
o R D E R
day of ~ ,200r, after
Petition for Postponement of Sheriff's
consideration of Plaintiff's
Sale of the mortgaged property located at 1110 Cocklin Street
Mechanicsburg, PA 17055, it is hereby ORDERED that the said Sale
currently scheduled for September 5, 2000, is extended 4 Month(s)
to the regularly scheduled Cumberland County Sheriff's Sale
scheduled for December 5, 2001. No further advertising or
additional notice to lienholders or Defendant{s) is required.
BY TH
J.
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
HSBC Bank USA
f/k/a Marine Midland Bank
s/b/m/t First Federal Savings
and Loan Association of
Rochester
2929 Walden Avenue
Deprew, NY 14043
.
: COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: NO. 00-2355 civil term
Plaintiff
v.
Susan L. Colebaugh
1110 Cocklin Street
Mechanicsburg, PA 17055
Defendant(s)
PETITION FOR POSTPONEMENT OF SHERIFF'S SALE
Plaintiff, by its counsel, Mark J. Udren, Esquire, petitions
the Court for a 4 month (s) postponement of the Sheriff's sale
scheduled in the above captioned matter 'and in support thereof
avers the following:
1. A Sheriff I s sale of the mortgaged property involved
herein, located at 1110 Cocklin Street, Mechanicsburg, PA 17055 was
originally scheduled for June 6, 2001, then postponed to September
5, 2001 due to the need to Obtain an Order for Reassessment of
Damages.
2. A 4 month{s) postponement of the Sheriff's sale is now
required in order to allow Plaintiff the opportunity to Obtain an
Order for Special Service of the Notice of Sheriff Sale and future
pleadings.
WHEREFORE, Plaintiff respectfully prays and requests that the
Sheriff's sale of the mortgaged property be postponed to the
December 5, 2001 Sheriff's sale.
Respeo~'ed.
Mark;!. Udren, Esquire
Mark J. Udren & Associates
Attorney for Plaintiff
~
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
HSBC Bank USA
f/k/a Marine Midland Bank
s/b/m/t First Federal Savings
and Loan Association of
Rochester
2929 Walden Avenue
Deprew, NY 14043
.
: COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: NO. 00-2355 civil term
Plaintiff
v.
Susan L. Colebaugh
1110 Cocklin Street
Mechanicsburg, PA 17055
Defendant{s)
PLAINTIFF I S MEMORANDUM OF LAW
Pennsylvania R.C.P. 3129.3{b) allows for
a Sheriff's sale. In the present matter,
one postponement of
the sale has been
previously postponed as a result of Plaintiff's inability to serve
the Notice of Sale on one of the Defendants.
Therefore, in order for the Plaintiff to be able to properly
conduct itself at the Sheriff's sale, a 4 month postponement of
the sale is necessary to allow the Plaintiff to obtain a Special
Order of Service of the Notice of Sale and future pleadings.
Pa.R.C.P. 3129.3(a) allows the postponement of the sale more than
once, and without new notice, by Special Order of Court.
Accordingly, for the reasons hereinabove stated, and as more
particularly set forth in the Motion, Plaintiff respectfully
requests a 4 month continuance of the Sheriff's Sale of the
mortgaged premises located at 1110 Cocklin Street
Mechanicsburg, PA 17055, to the December 5, 2001 Sheriff's sale.
By:
Mark . Udren, Esquire
MARK.J. UDREN & ASSOCIATES
ATTORNEY FOR PLAINTIFF
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VERIFICATION
Mark J. Udren, ESQUIRE, hereby states that he is the Attorney
for the Plaintiff in this action, that he is authorized to take
this Verification, and that the statements made in the foregoing
Petition for Postponement of Sheriff's Sale are true and correct to
the best of his knowledge, information and belief.
The undersigned understands that this statement herein is made
subject to the penalties of 18 Pa.C.S., Sec 4904 relating to unsworn
falsification to authorities.
Date: August 24, 2001
Mark . Udren, ESQUIRE
MARK J. UDREN & ASSOCIATES
ATTORNEY FOR PLAINTIFF
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
HSBC Bank USA
f/k/a Marine Midland Bank
s/b/m/tFirst Federal Savings
and Loan Association of
Rochester
2929 Walden Avenue
Deprew, NY 14043
.
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: NO. 00-2355 civil term
Plaintiff
v.
Susan L. Colebaugh
1110 Cocklin Street
Mechanicsburg, PA 17055
Defendant{s)
CERTIFICATE OF SERVICE
I, Mark J. Udren, ESQUIRE, hereby certify that I have served
true and correct copies of the attached papers upon the following
person (s) named herein at their last known address or their
attorney of record by:
xxxx
Regular First Class Mail
Certified Mail
Other
Date Served: August 21, 2001
TO: Susan L. Colebaugh
1110 Cocklin Street
Mechanicsburg, PA 17055
MARK J. UDREN & ASSOCIATES
Mar J. Udren, Esqu1re-
A orney for Plaintiff
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MARK J. UOREN & ASSOCIATES
BY: MARK J. UOREN, ESQUIRE
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
HSBC Bank USA f/k/a Marine
Midland Bank s/b/m/t First
Federal Savings and Loan
Association of Rochester
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
Plaintiff
NO. 00-2355 civil term
v.
Susan L. Colebaugh
Defendant{s)
ORDER
AND NOW, this jtJ-M
day of AU'u.s.f
, 20d/, upon
consideration of Plaintiff's Motion For Special Service and the
Affidavit of Good Faith Investigation attached hereto, it is hereby
ORDERED that service of the Notice of Sale and all subsequent
pleadings on Defendant{s), Susan L. Colebaugh shall be complete
when Plaintiff or its counselor agent has mailed true and correct
copies of the Notice of Sale and all subsequent pleadings by
certified ma:i.l and regular mail to the last known address of
Defendant{s), Susan L. Colebaugh at 1110 Cocklin Street,
Mechanicsburg, PA 17055'and by posting the mortgaged premises at
1110 Cocklin Street, Mechanicsburg, PA 17055.
J.
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MARK J. UOREN & ASSOCIATES
BY: MARK J. UDREN, ESQUIRE
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
HSBC Bank USA f/k/a Marine
Midland Bank s/b/m/t First
Federal Savings and Loan
Association of Rochester
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
Plaintiff
NO. 00-2355 civil term
v.
Susan L. Colebaugh
Defendant{s)
MOTION FOR SPECIAL SERVICE PURSUANT
TO SPECIAL ORDER OF COURT
Plaintiff, by its counsel, Mark J. Udren, Esquire, moves this
Honorable Court for an Order directing service of the Complaint In
Mortgage Foreclosure upon Defendant (s), Susan L. Colebaugh by
regular mail and certified mail and in support thereof avers the
following:
I. Process was unable to be served at the then last known
address of said Defendant{s) at 1110 Cocklin Street, Mechanicsburg,
PA 17055, which is the mortgaged premises. A copy of the Return of
Service is attached hereto as Exhibit A.
2. Pursuant to Pa.R.C.P. 430, Plaintiff made a Good Faith
Investigation, the report thereof being attached hereto as
Exhibit B.
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3. Pursuant to information obtained by the Good Faith
Investigation, service was attempted upon the said Defendant{s) as
follows:
1045 Lake Shore Drive, #204, West Palm Beach, FL 33403
4. The Returns of Service indicating that service was
unsuccessful at the above addresses are attached hereto and marked
Exhibit C.
5. The last known address of Defendant(s) is as set forth in
the attached Exhibits.
WHEREFORE, Plaintiff prays and respectfully requests that this
Honorable Court enter an Order pursuant to Pa.R.C.P. 430 directing
service of the Complaint In Mortgage Foreclosure by regular mail
and certified mail upon said Defendant{s), Susan L. Colebaugh.
By:
Mark J. Udr n, Esquire
Atto ney for Plaintiff
~~~
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[Pit:
MARK J. UDRE~ & ASSOCIATES
BY: MARK J. ~REN, ESQUIRE
ATTY I.D. NO'. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
HSBC Bank USA f/k/a Marine
Midland Bank s/b/m/t First
Federal Savings and Loan
Association of Rochester
Plaintiff
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
v.
Susan L. Colebaugh
Defendant{s)
NO. 00-2355 civil term
MEMORANDUM OF LAW
Pennsylvania Rule of civil Procedure 430(a) specifically provides:
(a) If service cannot be made under the applicable rule
the plaintiff may move the court for a special order
directing the method of service. The motion shall be
accompanied by an affidavit stating the nature and extent
of the investigation which has been made to determine the
whereabouts of the defendant and the reasons why service
cannot be made.
NOTE,: A sheriff I s return of "not found" or the fact that
a defendant has moved without leaving a new forwarding
address is insufficient evidence of concealment.
Gonzales vs Pol] s, 238 Pa. Super. 362, 357 A.2d 580
(1976). Notice of intended adoption mailed to last known
address requires a "good faith effort" to discover the
correct address. Adoption of Walker, 468 Pa. 165, 360
A2d 603 (1976).
An illustration of a good faith effort to locate the
defendant includes (I) inquiries of postal authorities
including inquiries pursuant to the Freedom of
Information Act, 39 C.F.R. Part 265, (2) inquiries of
relatives, neighbors, friends and employers of the
defendant and (3) examinations of local telephone
directories, voter registration records, local tax
records, and motor vehicle records.
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As set forth in the Returns of Service marked as Exhibits A and C,
the Sheriff, has been unable to serve the Notice of Sale. A good
faith effort to discover the whereabouts of the Defendant{s) has
been made as evidenced by the attached Affidavit of Good Faith
Investigation marked Exhibit B.
WHEREFORE, Plaintiff prays and respectfully requests service
of the Notice of Sale upon Defendant (s) Susan L. Colebaugh by
regular mail and certified mail.
MARK
By
Ma k J. Udren, Esquire
At orney for Plaintiff
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H~Bank USA f/kIa Marine Midland
Bank slb/m/t First Federal Savings' and Loan
VS
Susan L. Colebaugh
In the Court of Common Pleas of
Cumberland County, Pennsylvania
No.2000-2355 Civil
Gerald Worthington, Deputy Sheriff, who being duly sworn according to law,
says on April 16, 2001 at 6:15 o'clock P.M.EDST, he posted a copy of Real Estate Writ
Notice Poster and Description on the property of Susan L. Colebaugh located at 1110
Cocklin Street Mechanicsburg, Cumberland County, Pennsylvania, according to law.
R. Thomas Kline, Sheriff, who being duly sworn according to law, says he served
the above Real Estate Writ Notice Poster and Description in the following manner: The
Sheriff mailed a notice of the pendency of the action to one of the within named
defendants to wit: Susan L. Colebaugh by Certified Mail Return Receipt Requested,
Restricted Delivery, Deliver To Addressee Only to her last known address 1045 Lake
Shore Dr. Lake Park, FL 33407. This letter was mailed under the date of April 17 ,2001
and the return receipt and letter were never returned to the Sheriff's Office.
R. Thomas Kline, Sheriff, who being duly sworn according to law, says that he
served the above Real Estate Writ Notice Poster and Description in the following
manner: The Sheriff mailed a pendency of the action to one of the within named
defendants to wit: Susan L. Colebaugh by regular mail to her last known address, 1110
Cocklin St. Mechanicsburg, P A. This letter was mailed under the date of May 7, 2001
and never returned to the Sheriff's Office.
~~'
R. Thomas Kline, Sheriff
By
1(~ ~~
Deputy SHeriff
EXHIBIT A
""
AUK-I 6-01 02:33pm Prom-PLAYERS ASSOCIATION
. ~ ~ ~~
6962900658
N53 P 02/03 F-49T
"
.
PLAYERS NATIONAL LOCATOR
AFFIDAVIT OF GOOD FAITH INVESTIGATION
Loan Number 0019245
Attorney Firm: MARl< J UDREN & ASSOCIA TES
Case Numller
SUlljeCI SUSAN L COLfBAUGH
A. K A.: SUSAN L MEASE. SUSAN L COLEVAUGH. SUSAN L COLBAUGH
New Address. 1046 LAKE SHORE DRIVE, #204
VIlEST PALM BEACH, F1- 33403
Last Known Adaress: 1110 COCKLIN STREET
MECHANICSBURG, PA 17056
Lasl Known Numller: ( ) .
M,CI1ael K Gross. llelt'lg duly swom according to law. deposes aM says.
1, I am employed In Ihe capacity of PreSident for Players Nallonal Localor.
2 On 07/25/2001. I conducted an It'Ivestlgatlon into the whereaboulS of the above named
aefendant(S). Tne reSults of my Investigation are as follows
CREDIT INFORMATION-
A. SOCIAL SECURITY NuMBER: 207-44-6973
B EMPLOYMENT SEARCH.
Unable to locate a good employer for Susan.
C, INQUIRY OF CREDITORS.
The creditors indicated that SUll8n is living at 1045 Lake Shore DrivlI 204, Wellt Palm t:leac:h. FL.
33403 with no valid homll phone number. Susan filed c:hapter 13 bankl1lptcy in July 2000 with
attorney Dorothy Mott. Case # 2000.030113 with no release date givlln,
,
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INQUIRY OF TELEPHONE COMPANY -
A DIRECTORY ASSISTANCE SEARCH
Thll direc:tory usisulOce has no listing for Su&an COlebaugh. Contacted 717-939.0896 anCl spOke
with a woman who stated Sunn is living at 1D4S Lake Shore Drive 204, West Palm Beach. FL.
33403.
INQUIRY OF NEIGHBORS -
NlA
INQUIRY OF POST OFFICE -
A NATIONAL ADDRESS UPDATE
As of July 23. 2001 thll National Change of Address (NCOA) has no change for SUllan from 1045
Lake Shore Drive 204. West Palm eeach. fL. 33403.
MOTOR VEHICLE REGISTRATION. e .
A. MOTOR VEHICLE & DMv OFFICE: XHlB1TS
Unable to obtain 4rivers licensing informaliDn.
OTHER INQuIRIES.
A. DEATH RECORDS.
As of July 23, 2001 the Socia' Security Administration has no dllath record on filII for Susan L
-
'''-,,;
Aua-16-01 02:34pm From-PLAYERS ASSOCIATION
6362300558
T-853 P, 03/03 H9T
. .
Colebaugh llnd or a.k.a:s under her social security number.
6. PUB~IC ~ICENSES ( PILOT, REAL ESTATE, ETC )
None Found
C. COUNTY VOTER REGISTRATION
NIA
ADDITIONAL INFORMATION ON SuBJECT-
A DATE OF BIRTH:
05158
r
~ ~OTARY SEAL"
Krisllne M. Soon. Notal\' Public
Sf louIS Cou~lY, Slate 01 Missouri
My CommIssIon ExpIres 9/2/2002
Players National Locator 113 Old State Road. Suire 104 St. Louis. MO 63021
Pnone. (636) 230-9922 Fax' (636) 230-0558
EXHIBIT B
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".'--'HS~C---BaDk US..\f~al'ine Midland Bank, et. al.~ Plain:tHT(5)
".5.
Sel"rice of Process hy
APS International, Ltd.
1-800-328-7171
r~.'r-."
Susan L. Colebaugh~ eL al., Defendant(s)
APS International Plaza
7800 Glenroy Rood
\finnt:apolis. MN 55~39~3122
I
AFFIDAVIT OF DUE AND DILIGENT ATTEMPT
1
Service of Process on:
MARK J. rDRE!Ii
\15. Alice Dick
10-40 \"ortb Kings Higbway
Suite 500
Chel'ry HilL l'iJ 08034
..Susan L. Colebaugh, aka Susan :Vlease
Court Case :-\0. 00'2355
CttJlau.u Filt.
-, --"--
S'rate of:..f::1ncY'I<)
'.C~lIntyof:Q:l\n\ ~h
Name of Server:.
.J ss.
-r:~~ "IC'rYnO ~ . undersigned. being duly sworn. deposes and says.
that at the ti . of service. slhe 'as over the age of tweuty-one. "''as not a party to this action:
Documents Served:
the undersigned attempted to serve the documents described as:
Notice of SherifFs Sale of Real Property
Service of Process on:
Attempts:
The undersigned attempted to serve the documents on
Susan L. Colebaugh, aka Susan Mease
and after due and diligent efforts. was unable to effect sen~ce.
The following is a list of the attempts made to effect service:
nate,.TimeiAddl'""Attempted: :1liOD,JOI 'if: /O()m'/{\L!'5 L(jrl ~~ Jy. ~4 u:J;>(l." FL. ~4()3
Reo,onforNon.Set;'i<e: A(}:'o(\<Y\OC'\\ \~ Om(:*t j. I \('\(j'f'l ~
Dates_'Time!Address AUeml,ted:
Rea$on for Non.Sendee:
Dates/Tlm~,'Address Attempted:
Remoon for Non-Service:
o Based upon the above stated facts. Affiant believes the defendant is avoiding service.
Signature of Server:
Undersigned declares nnder penalty of peIjnry
that the. fOfegoi g is true and correct.
~ ~. . ~~
\Da~e)
Snbscribed and sworn to before me this
?-,\'& day of .20 Ol.
(Commission Ex~;n~<;)
APS International. Ltd.
APS File #: ().J712.'.OOOI
..~~IJ:tlll, Jennifer L. WJ.e88Il
fm~~Commisslon#CC!l88ll2ll'
;~ ~g Expires Doc. 17,2004
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VERIFICATION
Mark J. Udren, Esquire, hereby states that he is the Attorney
for the Plaintiff in this action, that he is authorized to take
this Verification, and that the statements made in the foregoing
MOTION FOR SPECIAL SERVICE PURSUANT TO SPECIAL ORDER OF COURT are
true and correct to the best of his knowledge, information and
belief.
The undersigned understands that this statement herein is made
subject to the penalties of 18 Pa.C.S. Sec 4904 relating to unsworn
falsification to authorities.
MARK J. UDREN & ASSOCIATES
Date: ~-Z7-DI
. U en, Esquire
ey for plaintiff
Mark
Atto
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MARK J. unREN & ASSOCIATES
BY: MARK J. unREN, ESQUIRE
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
HSBC Bank USA f/k/a Marine
Midland Bank s/b/m/t First
Federal Savings and Loan
Association of Rochester
Plaintiff
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
NO. 00-2355 civil term
v.
Susan L. Colebaugh
Defendant{s)
CERTIFICATE OF SERVICE
I, Mark J. Udren, Esquire, hereby certify that I have served
true and correct copies of the attached Motion For Special Service
upon the following person (s) named herein at their last known
address or their attorney of record by:
x
Regular First Class Mail
Certified Mail
Other
Date of Service: ~ - L 7- 0 I
TO: Susan L. Colebaugh
1110 Cocklin Street
Mechanicsburg, PA 17055
Mark J. Udren, Esquire
ttorney for Plaintiff
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"1;:,:
MARK J. UDREN.
STUART WINNEG..
GAYL SPIVAK ORWFF...
HEIDI R. SPIVAK...
CHRISTOPHER J. FOX...
CORINA M. CANlZ...
*ADMlTl'ED ALSO IN PAAND FL
*1r-ADMJ7TED ONLY IN PA
..1r-"ADMlTl'ED ALSO IN PA
TINA MARIE RICH
OFFICE ADMINISTRATOR
LAW OFFICES
MARK J. UDREN & ASSOCIATES
1040 NORTH KINGS HIGHWAY
SUITE 500
CHERRY HILL, NEW JERSEY 08034
856 . 482 . 6900
FAX: 856. 482 . 1199
PENNSYT.VANTA OFFTCE
24 NORTH MERION A VENUE
SUITE 240
BRYN MAWR, PA 19010
2IS-S6g.9S00
2IS-S6g.1I41 FAX
FREDDIE MAC
PENNSYl.VANIA
DESlGNA TED COUNSEL
"PLEASE RESPOND TO NEW JERSEY OFFICE"
August ~7 , 2001
Susan L. Colebaugh
1110 Cocklin Street
Mechanicsburg, PA 17055
Re: HSBC Bank USA f/k/a Marine Midland Bank s/b/m/t First Federal
Savings and Loan Association of Rochester
vs.
Susan L. Colebaugh
Cumberland County C.C.P. No. 00-2355 civil term
Dear Susan L. Colebaugh:
In connection with the above captioned matter, enclosed you will
find a copy of the Motion for Alternate Service which was sent for
filing on August 2-7 , 2001.
THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PURPOSE.
questions, please contact our office.
Mark J. Udren, Esquire
MARK J. UDREN & ASSOCIATES
/cmw
Enclosures
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
HSBC Bank USA
f/k/a Marine Midland Bank
s/b/m/t First Federal Savings
and Loan Association of
Rochester
2929 Walden Avenue
Deprew, NY 14043
.
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: NO. 00-2355 civil term
Plaintiff
v.
Susan L. Colebaugh
1110 Cocklin Street
Mechanicsburg, PA 17055
Defendant{s)
CERTIFICATE OF SERVICE
I, Mark J. Udren, Esquire, hereby certify that I have served
true and correct copies of the Order to Postpone the Sheriff Sale
upon the following person (s) named herein at their last known
address or their attorney of record.
xxxxxx Regular First Class Mail
Certified Mail
Other (certificate of mailing)
Date Served: August 30, 2001
TO: Susan L. Colebaugh
1110 Cocklin Street
Mechanicsburg, PA 17055
MARK J. UDREN & ASSOCIATES
BY:~
Mark J. Udren, Esquire
Attorney for Plaintiff
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
HSBC Bank USA
f/k/a Marine Midland Bank
s/h/m/t First Federal Savings
and Loan Association of
Rochester
2929 Walden Avenue
Deprew, NY 14043
Plaintiff
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
v.
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NO. 00-2355 civil term ~ ~
Susan L. Colebaugh
1110 Cocklin Street
Mechanicsburg, PA 17055
Defendant(s)
VERIFICATION OF SERVIr.E BY CERTIFIED MAIL AND
REGULAR MAIL PURAUANT TO COURT ORDER
The undersigned hereby verifies that he is counsel for Plaintiff in
the above case and that pursuant to the Court order issued in this
matter he mailed a true and correct copy of the NOTICE OF SALE to
Defendant{s), by certified mail and regular first class mail, to
the last known address of Defendant(s) as follows:
DATE MAILED: September 10, 2001
Susan L. Colebaugh
1110 Cocklin Street
Mechanicsburg, PA 17055
1045 lake Shore Drive 204,
West Palm Beach Fl. 33403
I verify that the statements made herein are true and correct and
I understand that false statements made herein are subject to the
penalties of 18 Pa.C.S. Section 4904 relating to unsworn
falsification to authorities.
MARKJ. UDREN & ASSOCIATES
Dated:
71t
Mark J.
----
Udren, Esquire
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, MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
HSBC Bank USA
f/k/a Marine Midland Bank
s/b/m/t First Federal Savings
and Loan Association of
Rochester
2929 Walden Avenue
Deprew, NY 14043
Plaintiff
ATTORNEY FOR PLAINTIFF
.
. COURT OF COMMON PLEAS
: CIVIL DIVISION
; Cumberland County
v.
Susan L. Colebaugh
1110 Cocklin Street
Mechanicsburg, PA 17055
Defendant(s)
: NO. 00-2355 civil term
AFFIDAVIT OF SERVICE PURSUANT TO Pa.R.C.P.RULE 3129.1
Plaintiff, by its/his/her Attorney, Mark J. Udren, Esquire, hereby verifies
that:
1. A copy of the Notice of Sheriff's Sale, a true and correct copy of which
is attached hereto as Exhibit "A", was sent to every recorded lienholder and
every other interested party known as of the date of the filing of the
Praecipe for the Writ of Execution, on the date{s) appearing on the attached
Certificates of Mailing.
2. A Notice of Sheriff's Sale was sent to Defendant{s) by regular mail and
certified mail on the date appearing on the attached Return Receipt, which
was signed for by Defendant (s) on the date specified on the said Return
Receipt. Copies of the said Notice and Return Receipt are attached hereto as
Exhibit "B".
3. If a Return Receipt is not attached hereto, then service was by personal
service on the date specified on the attached Return of Service, attached
hereto as Exhibit "B".
4. If service was by Order of Court, then proof of compliance with said
Order is attached hereto as Exhibit "B".
All Notices were served within the time limits set forth by Pa Rule C.P.
3129.
This Affidavit is made subject to the penalties of 18 Pa.C.S. Section 4904
relating to unsworn falsification to authorities.
BY:
~K J. UDREN & ASSOCIATES
Mark J. Udren, Esquire
Attorney for Plaintiff
Dated: November 26, 2001
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
HSBC Bank USA
f/k/a Marine Midland Bank
s/b/m/t First Federal Savings
and Loan Association of
Rochester
2929 Walden Avenue
Deprew, NY 14043
ATTORNEY FOR PLAINTIFF
.
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
Plaintiff
v.
Susan L. Colebaugh
1110 Cocklin Street
Mechanicsburg, PA 17055
: NO. 00-2355 civil term
Defendant{s)
AMENDED AFFIDAVIT PURSUANT TO RULE 3129.1
HSBC Bank USA f/k/a Marine Midland Bank s/b/m/t First Federal Savings
and Loan Association of Rochester, Plaintiff in the above action, by its
attorney, Mark J. Udren, ESQ., sets forth as of the date the Praecipe for
the Writ of Execution was filed the following information concerning the
real property located at: 1110 Cocklin Street, Mechanicsburg, PA 17055
1. Name and address of Owner{s) or reputed Owner{s) :
Name Address
SUSAN L. COLEBAUGH
1110 COCKLIN STREET, MECHANICSBURG, PA
17055
1045 LAKE SHORE DRIVE, 204, WEST PALM
BEACH, FL 33403
2. Name and address of Defendant{s) in the judgment:
Name Address
SAME AS # 1 ABOVE
3. Name and address of every judgment creditor whose judgment is a record
lien on the real property to be sold:
Name Address
NONE
4. Name and address of the last recorded holder of every mortgage of
record:
Name Address
Plaintiff herein.
See Caption above.
MASTER FINANCIAL, INC.
HOUSEHOLD REALTY CORP.
733 MERCER ROAD, BEAVER FALLS, PA 15010
25 GATEWAY DR., GATEWAY SQ. STE. 107,
MECHANICSBURG, PA 17056
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5. Name and address of every other person who has any record lien on the
property:
Name Address
NONE
6. Name and address of every other person who has any record interest in
the property and whose interest may be affected by the sale:
Name
Address
REAL ESTATE TAX DEPT.
1 COURTHOUSE SQUARE, CARLISLE, PA 17013
13 N. HANOVER STREET, CARLISLE, PA 17013
Domestic Relations Section
Commonwealth of PA,
Department of Revenue
Bureau of Compliance, Dept. 280946
Harrisburg, PA 17128-0946
7. Name and address of every
knowledge who has any interest
the sale:
Name
other person of whom the plaintiff has
in the property which may be affected by
Address
Tenants/Occupants
1110 Cocklin Street, Mechanicsburg, PA
17055
I verify that the statements made in this affidavit are true and correct
to the best of my personal knowledge or information and belief. I
understand that false statements herein are made subject to the penalties
of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities.
MARK J. UDREN & ASSOCIATES
DATED: NOVEMBER 26, 2001
h
Mark J. Udren, ESQ.
Attorney for Plaintiff
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
HSBC Bank USA
f/k/a Marine Midland Bank
s/b/m/t First Federal Savings
and Loan Association of
Rochester
2929 Walden Avenue
Deprew, NY 14043
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
NO. 00-2355 civil term
Plaintiff
v.
Susan L. Colebaugh
1110 Cocklin Street
Mechanicsburg, PA 17055
Defendant(s)
DATE: March 29, 2001
TO: ALL PARTIES IN INTEREST AND CLAIMANTS
NOTICE OF SHERIFF'S SALE
OF REAL PROPERTY
OWNER{S): SUSAN L. COLEBAUGH
PROPERTY: 1110 Cocklin Street, Mechanicsburg, PA 17055
Improvements: RESIDENTIAL DWELLING
The above captioned property is scheduled to be sold at the
Cumberland County Sheriff's Sale on June 06. 2001, at 10:00 AM in
the COMMISSIONERS HEARING ROOM, 2ND FLOOR, CUMBERLAND COUNTY
COURTHOUSE, CARLISLE, PA. Our records indicate that you may hold
a mortgage or judgment on the property which will be extinguished
by the sale. You may wish to attend the sale to protect your
interests.
A Schedule of Distribution will be filed by the Sheriff on a date
specified by the Sheriff not later that 30 days after sale.
Distribution will be made in accordance with the schedule unless
exceptions are filed thereto within 10 days after the filing of the
schedule. EXHIBIT A
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MARK J. UDREN & ASSOCIATES
BY: Mark J.Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
HSBC Bank USA
f/k/a Marine Midland Bank
s/b/m/t First Federal Savings
and Loan Association of
Rochester
2929 Walden Avenue
Deprew, NY 14043
Plaintiff
ATTORNEY FOR PLAINTIFF
.'
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland ,County
1
v.
Susan L. Colebaugh
1110 Cocklin Street
Mechanicsburg, PA 17055
Defendant{s)
NO. 00-2355 civil t,erm
VERIFICATION OF SERVICE BY CERTIFIED MAIL AND
REGULAR MAIL PURSUANT TO COlffiT ORDF.R
The undersigned hereby verifies that he is counsel for Plaintiff in
the above case and that pursuant to the Court order issued in this
matter he mailed a true and correct copy of the NOTICE OF SALE to
Defendant(s), by certified mail 'and regular f'irst class )llail, to
the last known address of Defendant{s) as follows:
DATE MAILED: September 10, 2001.
SUsan L. Colebaugh 1
1110 Cocklin Street 1045 Aake Shore brive 204,
Mechanicsburg, PA 17055 West Palm Beach;FljS3403
I verify that the statements made herein are true and correct and
I understand that false statements made herein are subject to the
penalties of 18 Pa.C.S. Section 4904 relating to unsworn
falsification to authorities.
MARK J. UDREN & ASSOCIATES
Dated:
71t
Mark J.
----
Udren, Esquire
j(HIBIT B
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AUG 2 8 2001~
MARK J. UDREN & ASSOCIATES
BY: MARK J. ~REN, ESQUIRE
ATTY I.D. NO~ 04302
1040 N.KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
i
HSBC Bank USA f/k/a Marine
Midland Bank s/b/m/t First
Federal Savings and Loan
Association of Rochester
1 COURT OF COMMON PLEAS
1 CIVIL DIVISION
I Cumberland county
NO. 00-2355 civil term
,
Plaintiff
v.
Susan L. Colebaugh
Defendant(s)
lLR n F. R
AND NOW, this JeJ-eh
day of Aut; us.!
, 20tJ/, upon
consideration of Plaintiff's Motion For Special Service and the
Affidavit of Good Faith Investigation attached hereto, it is hereby
.
ORDERED that service of the Notice of Sale and all subsequent
I
pleadings on Defendant{s), Susan L. Colebaugh shall be complete
when Plaintiff or its counselor agent has mailed true and correct
copies of the Notice of Sale and all subsequent pleadings by
certified mail and regular mail to the last known address of
Defendant(s) ,
Susan L. Colebaugh at 1110 Cocklin Street,
I '
PA ,17055 and by posting the mortgaged premises at
Mechanicsburg,
1110 Cocklin Street, Mechanicsburg, PA 17055.
, fRUE COpy FROM RECORD
In Testimony whereof, I here unto ~et my hand
and the seal 01 said Court at Carlisle, Pa.
rhi~ 8(~h day J~~'l;~~~, J::;I
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STATE OF PENNSYLVANIA,
COUNTY OF CUMBERLAND
} 55.
Robert P Ziegler
I, _____________________________________________________~________________________FLecorderof
Deeds in and for said County and State do 'hereby certily that the Sherilrs Deed in which ________________
Secretary of Housing & Urban Dev
___________________________ .____________________ ____________________________________ is the grantee
d . 5th
tbe same baving been sol to sasd grantee on tbe ___________________________n______________n__ day of
__________________.S&pt_________________ A. D., ; _IE__, under and by virtue 01 a writ______________
14th
Execution .
________________________________________________ ISSUed on the ___ ___ _____ __ ___ __ __ ____ _________n__
day of ____________~_"'_"'_~~________ A. D.,
Civil
______________________________.,._____ __ __________ _________ ___ __________ _n_ __ _____ Tenn, :
, 2355 HSBC Bank USA fka Marine Midland Bank sbmt First
Number ______________, at the suit of __________n_________________________n_n__________________n_
Federal Savings & LOan Assoc of Rochester
_______________________________ ___... against_ __... ____ __ _____~~~ !l~_l:._S;.9_~-: ~~~~~ __ __... _______ __ __... is
249 4828
duly RCOrded. in Sherifrs Deed Book No. ____________, Page ____________.
01 '
_____, out of the Court of Comman Pleas of said County as of
00
IN TESTIMONY WHEREOF, I have hereunto
-tI.
set my /r'd and seal of said office this _L[.______ day
of --~ift---------------JrP'Jt .. --
----- -~-~~---
~ Rec:oroer f
C\mIIierll!m1 Call"". CadiI\t.!"-L
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HSBC Bank USA fi'kla Marine Midland
Bank slb/mlt First Federal Savings and Loan
VS
Susan L. Colebaugh
In the Court of Common Pleas of
Cmnberland County, Pennsylvania
No.2000-2355 Civil
Gerald Worthington, Deputy Sheriff, who being duly sworn according to law,
says on April 16, 2001 at 6:15 o'clock P.M. EDST, he posted a copy of Real Estate Writ
Notice Poster and Description on the property of Susan L. Colebaugh located at 1110
Cocklin Street Mechanicsburg, Cmnberland County, Pennsylvania, according to law.
R. Thomas Kline, Sheriff, who being duly sworn according to law, says he served
the above Real Estate Writ Notice Poster and Description in the following manner: The
Sheriff mailed a notice of the pendency of the action to one of the within named
defendants to wit: Susan L. Colebaugh by Certified Mail Return Receipt Requested,
Restricted Delivery, Deliver To Addressee Only to her last known address 1045 Lake
Shore Dr. Lake Park, FL 33407. This letter was mailed under the date of April 17,2001
and the return receipt and letter were never returned to the Sheriff s Office.
R. Thomas Kline, Sheriff, who being duly sworn according to law, says that he
served the above Real Estate Writ Notice Poster and Description in the following
manner: The Sheriff mailed a pendency of the action to one of the within named
defendants to wit: Susan L. Colebaugh by regular mail to her last known address, 1110
Cocklin St. Mechanicsburg, P A. This letter was mailed under the date of May 7, 2001
and never returned to the Sheriff s Office.
R. Thomas Kline, Sheriff, who being duly sworn according to law, states that
after due and legal notice had been given according to law, exposed the within described
premises at public venue or outcry at the Court House, Carlisle, Cmnberland County,
Pennsylvania, on December 5, 2001 at 10:00 A.M., EST. He sold the same for the smn
of$1.00 to Attorney Mark J. Udren for The Secretary of Housing and Urban
Development, an Officer of the United States of America, its successors and assigus. It
being the highest bid and best price received for the same, The Secretary of Housing and
Urban Development, an Officer of the United States of America, its successors and
assigns of 100 Penn Square East, Philadelphia, P A 19107, being the buyer in this
execution paid SheriffR. Thomas Kline the smn of$849.83, it being costs.
Sheriff s Costs:
Docketing
Poundage
Advertising
Posting Bills
Acknowledging Deed
Auctioneer
Prothonotary
Mileage
Certified Mail
Levy
Surcharge
$30.00
16.66
15.00
15.00
30.00
10.00
1.00
6.82
8.21
15.00
20.00
.
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,
Postpone Sale
Law Journal
Patriot News
Share of Bills
Distribution of Proceeds
Sheriffs Deed
40.00
302.60
262.95
25.09
25.00
26.50
$849.83
Sworn and subscribed to before me
So~Y" '~
r ~r-- ~
This /'I e:- day Of()w u my
2002, A.D., Q'I'-" () nu~/,.) <.pr
Pr tltonotary ,
R. Thomas Kline, Sheriff
By().D~~S~
Deputy Shenff
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
HSBC Bank USA
f/k/a Marine Midland Bank
s/b/m/t First Federal Savings
and Loan Association of
Rochester
2929 Walden Avenue
Deprew, NY 14043
ATTORNEY FOR PLAINTIFF
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
Plaintiff
v.
Susan L. Colebaugh
1110 Cocklin Street
Mechanicsburg, PA 17055
Defendant{s)
: NO. 00-2355 civil term
AFFIDAVIT PURSUANT TO RULE 3129.1
HSBC Bank USA f/k/a Marine Midland Bank s/b/m/t First Federal Savings
and Loan Association of Rochester, Plaintiff in the above action, by its
attorney, Mark J. Udren, ESQ., sets forth as of the date the Praecipe for
the Writ of Execution was filed the following information concerning the
real property located at: 1110 Cocklin Street, Mechanicsburg, PA 17055
1. Name and address of Owner{s) or reputed Owner(s) :
Name Address
SUSAN L. COLEBAUGH
1110 COCKLIN STREET, MECHANICSBURG, PA
17055
2. Name and address of Defendant(s) in the judgment:
Name Address
SAME AS #1 ABOVE
3. Name and address of every judgment creditor whose judgment is a record
lien on the real property to be sold:
Name Address
NONE
4. Name and address of the last recorded holder of every mortgage of
record:
Name Address
Plaintiff herein.
See Caption above.
MASTER FINANCIAL, INC.
733 MERCER ROAD, BEAVER FALLS, PA 15010
HOUSEHOLD REALTY CORP.
25 GATEWAY DR., GATEWAY SQ. STE. 107,
MECHANICSBURG, PA 17056
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t 5. Name and address of every other person who has any record lien on the
property:
Name Address
NONE
6. Name and address of every other person who has any record interest in
the property and whose interest may be affected by the sale:
Name
Address
REAL ESTATE TAX DEPT.
1 COURTHOUSE SQUARE, CARLISLE, PA 17013
13 N. HANOVER STREET, CARLISLE, PA 17013
Domestic Relations Section
Commonwealth of PA,
Department of Revenue
Bureau of Compliance, Dept. 280946
Harrisburg, PA 17128-0946
7. Name and address of every
knowledge who has any interest
the sale:
Name
other person of whom the plaintiff has
in the property which may be affected by
Address
Tenants/Occupants
1110 Cocklin Street, Mechanicsburg, PA
17055
.
I verify that the statements made in this affidavit are true and correct
to the best of my personal knowledge or information and belief. I
understand that false statements herein are made subject to the penalties
of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities.
MARK
ES
DATED: March 5, 2001
Mark
Attor ey
~
tlren, ESQ.
for Plaintiff
..
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MARK J. UDREN& ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHW~Y, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
HSBC Bank USA
f/k/a Marine Midland Bank
s/b/m/t First Federal Savings
and Loan Association of
Rochester
2929 Walden Avenue
Deprew, NY 14043
ATTORNEY FOR PLAINTIFF
.
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
Plaintiff
v.
Susan L. Colebaugh
1110 Cocklin Street
Mechanicsburg, PA 1705$
Defendant{s)
: NO. 00-2355 civil term
.
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: SUSAN L. COLEBAUGH
1110 Cocklin street
Mechanicsburg, PA 17055
Your house (real estate) at 1110 Cocklin Street, Mechanicsburg, PA 17055
is scheduled to be sold at the Sheriff's Sale on JUNE 6, 2001, at 10:00
AM in the COMMISSIONERS HEARING ROOM, 2ND FLOOR, COURTHOUSE, CARLISLE, PA
to enforce the court judgment of $104,449.36, obtained by Plaintiff above
(the mortgagee) against you. If the sale is postponed, the property will
be relisted for the Next Available Sale.
NOTICE OF OWNER'S RIGHTS
YOU MAY RE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriff's Sale, you must take immediate a~tion:
1. The sale will be cancelled if you pay to the mortgagee the back payment, late
charges, costs and reasonable attorney's fees. To find out how much you must pay,
you may call: (856) 4B2-6QOO
2. You may be able to stop the sale by filing a petition asking the Court to strike
or open the judgment, if the judgment was improperly entered. You may also ask
the Court to postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact one, the
more chance you will have of stopping the sale. (See notice on page two on how
to obtain an attorney.)
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YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS
EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1. If the Sheriff's Sale is not stopped, your property will be sold to the
highest bidder. You may find out the price bid by calling 856-482-6900.
2. You may be able to petition the Court to set aside the sale if the bid price
was grossly inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount
due in the sale. To find out if this has happened, you may call 856-482-6900.
4. If the amount due from the Buyer is not paid to the Sheriff, you will remain
the owner of the property as if the sale never happened.
5. You have the right to remain in the property until the full amount due is
paid to che Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer
may bring legal proceedings to evict you.
6. You may be entitled to a share of the money which was paid for your house.
A schedule of distribution of the money bid for your house will be filed by the Sheriff
within 30 days after the sale. This schedule will state who will be receiving that
money. The money will be paid out in accordance with this schedule unless exceptions
(reasons why the proposed distribution is wrong) are filed with the Sheriff within ten
(10) dayS after Schedule of pistribution is filed. -
7. You may also have other rights and defenses, or ways of getting your home
back, if you act immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR
CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN
GET LEGAl- HELP.
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166
ASSOCIATION DE LICENCIDADOS DE FILADELFIA
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166
,,{
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ALL THAT CERTAJ:N LOT OR TRACT OF LAND Sl:TUATEl:N THE BOROUGH OF
MECHl\Nl:CSBtJRG, CUMBERLAND COllN'rY, PENNSYLVANIA, MORE PARTIctlLARLY BOUNDED AND
DESClUBED AS' FOLLOWS, TO mT:
BEGINNl:NG AT A POINT ON THE SOUTHERN LINE OF COCKLl:N STREET AT THE Ll:NE OF
ADJOl:NER BETWEEN LOTS NOS. 85 AND 84 l:N THE HEREl:NAFTER NAMED PLAN; THENCE
SOUTH 23 DEGREES 17 MJ:NtJ'rES EAST ALONG THE SAJ:D Ll:NE OF ADJOl:NER A Dl:STANCE
OF 176.02 FEET TO A POl:NT; THENCE SOUTH 67 DEGREES 33 MINUTES WEST ALONG THE
LOWER ALLEN TOWNSHIP Ll:NE AND THE LANDS NOW OR FOIlMERLY OF MILLER AND MILLER,
A Dl:STANCE OF 14.63 FEET TO A POl:NT; THENCE ALONG THE SAME TOWNSHl:P Ll:NE AND
LANDS SOUTH 65 DEGREES 06 MJ:NtJ'rES WEST A Dl:STANCE OF 60.39 FEET TO A POl:NT;
THENCE ALONG THE Ll:NE OF ADJOl:NER BETWEEN LOTS NOS. 85 AND 86 l:N THE
HEREl:NAFTER NAMED PLAN, NORTH 23 DEGREES 17 MINUTES WEST A Dl:STANCE OF 177.51
FEET TO A POl:NT ON THE SOUTHERLY Ll:NE OF COCKLl:N STREET; THENCE NORTH 66
DEGREES 43 M:INU'rES EASl' ALONG THE SOUTHERLY LJ:NE OF SAJ:D ROAD, A DJ:STANCE OF
15 FEET TO A POZNT AND ?LACE OF BEGJ:NNING.
BErNG LOT NO. 85 IN THE PLAN OF SECTl:ON 104 OF ORCHARD CREST, l:NC. AS
RECORDED l:N PLAN BOOK 18, PAGE 24.
BEING KNOWN AS
1110 COCKLIN STREET
PROPERTY ID NO.
17-24-0791-079
TITLE TO SAID PREMISES IS VESTED IN SUSAN L. COLEBAUGH A SINGLE
WOMAN BY DEED FROM CHARLES P. PISANO AND BETTY J. PISANO, HIS WIFE
DATED 3/29/1994 AND RECORDED 4/4/1994 IN DEED BOOK I03 PAGE 474
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WRIT OF EXEGUTION and/or ATTACHMENT
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COMMONWEALTH OF PENNSYLVANIA)
COUN1Y OF CUMBERLAND)
NO.
00-2355 CIVIL 1llX TERM
CIVIL ACTION - LAW
TO THE SHERIFF OF Cumberland COUNTY:
To satisfy the debt, interest and costs due HSBC Bank DSA f/k/a Marine Midland Bank s/b/m/t
First Federal Savings and Loan Association of Rochester PLAINTIFF{S)
from Susan L. Colebaugh, InO Cocklin Street, Mechanicsburg, FA 17055
DEFENDANT(S)
(1) You are directed to levy upon the property of fhe defendant(s) and to sell See Leqal Description
(2) You are a.lso cfi~~c~_~)o.llta\;blillw,property of the defendant(s) \l~II~~Xi7d,~n,i~ the ~?SSeSSion of
'11'1, 'fQ'1I!"'
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.!Jill m,,,_''',,
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'lifl'I" 'VI.. ^loo..L . W-
' ..,; ". '''nI' ''''-UAt'lNISHEE{S) as follows:
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and to notffy the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is/are enjoined from paying any
debt to or for the account of the defendant(s) and from delivering any property of the defendant{s) or otherwise disposing
thereof;
(3) If property oflhe defendant(s) not levied upon an subject to attachment Is found In the possession of anyone other
than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above
stated.
LL
Due Prothy
Other Costs
51 00
Amount Due $lQ4 449 36
I t 51 from 5/24/00 to 6/6/01 per diem
n ere @$21. 77 $8,250.83
AllY'S Comm %
Ally Paid $843.25
Plaintiff Paid
Date:
March 14, 2001
Curtis R. Long
Prothonotary, Civil Division
~by:
/2f}/h t1 _[:7. 71(07A~ r
Deputy
REQUESTING PARTY:
Name Mark J. Ddren, Esq.
Address: 1040 N. King Highway, Suite 500
Cherry Hill, NJ 08034
Attorney for: Plaintiff
Telephone: 856-482-6900
Supreme Court 10 No. 04302
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REAL ESTATE SALE NO.JiJ
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On 11 ~ J'5, ~ DO I the sheriff levied upon the detendan;;;.
Interest In the real property situated in fI1~c.itr..J'.I'~ I3tY1~ ~
6umberland County, Pa., known and numb8l8d as: III 0 {'~.JI: .
_ r1!.l-Utu,-",bIH/1 and more fully described on exhibit II A" flied with
-
this wftt and by tht6 reference incorporated her8ln.
Oats: fl/fJ..M.}... 15,J.-OOI By: (~~
D.(j)'-'*12>~
VI ~!~ ~,'~,(, ~N N 3d
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10. NV~z 01 51 HUH
AIHi1Cc; ,'I!'_I_:,-;
JlJII!J3f1S i111' 'cJ9'iIlO
dO 301;1.10
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REAL ElSllIAll\E 8'AiIoE NO. 24
Writ No. 2000-2355
HSBC Bank USA. f/k/a Marine
Midland Bank, s/b/m/t First
Federal Savtrlgs and Loan
Association of Rochester
vs.
Susan L. Colebaugh
Atty.: Mark J. Udren
ALL THAT CERTAIN lot or tract
of land situate in the Borough of
Mechanicsburg, Cumberland Coun-
ty. Pennsylvania, more particularly
bounded and described as follows.
to wit:
BEGINNING at a point on the
southern line of Cocklin Street at
the line of ad Joiner between Lots Nos,
85 and 84 In the hereinafter named
plan; thence South 23 degrees 17
minutes East along the said line of
adJolner a distance of 176.02 feet
to a point: thence South 67 degrees
33 minutes West along the Lower
Allen Township line and the lands
now or formerly of Miller and MUler,
a distance of 14.63 feet to a point;
thence along the same township line
and lands South 65 degrees 06 min-
utes West a distance of 60.39 feet
to a point; thence along the line of
adjoiner between Lots Nos. 85 and
86 in the hereinafter named plan,
North 23 dewees 17 m1nutes West
a distance of 177.51 feet to a point
on the southerly line of Cocklin
Street; thence North 66 degrees 43
minutes East along the southerly
line of -said road. a distance of 75
feet to a point and place of begin-
ning.
BEING Lot No. 85 In the Plan of
Section 104 of Orchard Crest, Inc.
as recorded In Plan Book 18. Page
24.
BEING KNOWN AS 1110 Cocklin
Street.
PROPERTI ill NO, 17-24-0791-
079.
TITLE TO SAlD PREMISES IS
VESTED IN Susan L. Colebaugh a
single woman by Deed from Charles
P. Pisano and Betty J. Pisano. his
wJfe dated 3/29/1994 and recorded
4/4/1994 In Deed Book 103 Page
474.
.."
-' ~ ,- - , -~.
PROOF OF PUBLICATION OF NOTICE
IN CUMBERLAND LAW JOURNAL
(Under Act No. 587, approved May 16, 1929), P. L.1784
STATE OF PENNSYLVANIA :
SS.
COUNTY OF CUMBERLAND :
Roger M. MQrgentha1, Esquire, Editor of the Cumbe;1and Law Journal, ofthe County
and State aforesaid, being duly sworn, according to law, d\lPos~s and says that the Cumberland
Law Journal, a legal periodical published in the Borough of C<trlis1e in the County and State
aforesaid, was established January 2, 1952, and designated by the local courts as the officia11ega1
periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly
issued weekly in the said County, and that the printed notice or publication attached hereto is
exactly the same as was printed in the regular editions and issues of the said Cumberland Law
Journal on the following dates,
V1Z:
APRIL 27, MAY 4,11, 2001
Affiant further deposes that he is authorized to verifY this statement by the Cumberland
Law Journal, a legal periodical of general circulation, and that he is not interested in the subject
matter of the aforesaid notice or advertisement, and that all allegations in the foregoing
statements as to time, place and character of publication are true.
R~ditor '
SWORN TO AND SUBSCRIBED before me this
11 day of MAY. 2001
" ' NlAL EAL
~~PIlbIk:
My CoII..ilwiu.1 Expires'Man:h ~
'REAL ESTATE ,SALE No. 24
WI' No, 2000-2355
ClvifTenn
HSBC Bani< USA IMa
Marine Midland Bank
Slb/mlt First f~1 Savings
and L~n AssociatIon
of Rochester
vs
5U$an '- Coieb;lugh
Atty;J!arl<J.udren
DE::~mPTlON .
.
Ale. TfiAT CERTA!N lot or tract ofland sihlale
in" tne borough of Mechanicsburg, Ctimberland
County, Pennsvlvania, more particula.rly
I bound~d and desCribed as follows, to wit:
, BEGJN!\.lt\G A a point on the SDutnernline- of
Cbcl<lin Street at the line of adjoiner betwt!en
tots NM. tiS and 84 in the hereinafter named
plan;' Ih~nce south 23 degree!! 17 mlnutes.cast
along ,the said line of adjoiner a distance of
!i.6.02 (eet to a point; th~ce south 67 degrees 33
minuh:~ west along the 1..O\\-'er Allen Township
line ,arid the lands now or formerly of Mmer ana
, Miller"a distance of 14.53 rget to,,a point; thence
, ,a1011$ the same townshlp line and lands soulh 65 .
, . degree1i 06 minutes w~ a dL<;tance of 60.39 feet
00 a roln~ th~nce along the line of adjolner
between Lots Nos. 85 ana 86 in the hereinafter
named plan, north 23 degrees 17 minutes west a
distan~e: ofl77.51 fel?t hJ il p<Jlnt Qn the southerly
Une 01 Cocklin Street thence north 66.degrces 43
mhWres east alo"~ .the Sl)utnerly line of said
roil.O!" qjstilnce (J( ; ~t to a point and place of
BEG[N}JING. ' )
Bf(NG Lot no. 85 in.the l'lan'of S,e:ction 104 of
Orchard Crest,. Inc...5 r<<clrcled in Pldn Book 18,
p"e24,
,BE NGKNOWNAS1110CodJinS\reel
PROPERTY 10 NO.17-14.Q791.079.
TITLE, T9 S.l\lD premises is ves.ted in Susan L.
Colebaugh a single _worn'an. by Deed from
Charles P. Pis"no and Betty J. Pisano, his wife,
dated 3J29/1994 and recorded 4/411994 in Deed
.~~~11J3 Pas~.!7~_..--:___,,___ ___
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THE PATRIOT NEWS
THE SUNDAY PATRIOT NEWS
Proof of Publication
Under Act No. 587, Approved May 16,1929
Commonweanh of Pennsylvania, County of Dauphin} ss
James L. Clark being duly sworn according to law, deposes and says:
That he is the Acounts Receivable Manager of The Patriot News Co., a corporation organized and existing
under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818
Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The
Patriot-News and The Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818
Market Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were
established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published
ever since;
That the printed notice or publication which is securely attached hereto is exactly as printed and published in
their regular daily and/or Sunday/ Metro editions which appeared on the 24th day(s) of April and the 1 st and 8th
day{s) of May 2001. That neither he nor said Company is interested in the subject matter of said printed notice or
advertising, and that all of the allegations of this statement as to the time, piace and character of publication are
true; and
That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this
statement on behalf of The Patriot.News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and
adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in
the offioe for the Recording of Deeds in and for said County of DaUPhi{Miscellaneous Book "M",
V;~:L11~:~;~~7. ..........................Y!:.............m...............m...... ......................
COpy Sworn to . e 21st day. f May 1 A.D.
S ALE #24 NotartalSoal
rorry L. Russall, Notary Public
Harrisburg, Dauphin County
My Commission E><lllr.s Juna 6, 2002 NARY PUBLIC
Member, Pennsylvania Association 01 NOlar1es My commissioo expires June 6, 2002
.
CUMBERlAND COUN1Y SHERIFFS OFFICE
CUMBERlAND COUN1Y COURTHOUSE
CARLISLE, PA. 17013
,
Statement of Advertising Costs
To THE PATRIOT-NEWS CO., Dr.
For publishing the notice or publication attached
hereto on the above stated dates $
Probating same Notary Fee(s) $
Total $
261 .45
1.50
262.95
Publisher's Receipt for Advertising Cost
The Patriot News Co., publisher of The Patriot-News and The Sundav Patriot-News, newspapers of general
circulation, hereby acknowledge receipt of the aforesaid notice and publication costs and certifies that the same have
been dUly paid.
By....................................................................
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