HomeMy WebLinkAbout00-02483
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Johnson, Dnffie, Stewart & Weidner
By: David 1. Lanza
J.D. No. 55782
301 Market Street
P. O. Box 109
Lemoyne, Pennsylvania 17043-0109
(717)761-4540
Attorneys for Plaintiff
L.B. SMITH FORD, INC.,
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff
NO. 2483 Civil 2000
v.
CIVIL ACTION - LAW
KEVIN C. SUNDAY,
Defendant
NOTICE TO DEFEND
To the Defendant:
You have been sued in court. If you wish to defend against the claims set forth in the following pages,
you must take action within twenty (20) days after this complaint and notice are served, by entering a written
appearance personally or by attorney and filing in writing with the court your defense or objections to the
claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a
judgment may be entered against you by the court without further notice for any money claimed in the
complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other
rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO
FIND OUT WHERE YOU CAN GET LEGAL HELP.
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, Pennsylvania 17013
Telephone: (717) 249-3166
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Johnson, Duffie, Stewart & Weidner
By: David J. Lanza
I.D. No. 55782
301 Market Street
P. O. Box 109
Lemoyne, Pennsylvania 17043-0109
(717)761-4540
Attorneys for Plaintiff
L.B. SMITH FORD, INC.,
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff
NO. 2483 Civil 2000
v.
CIVIL ACTION - LAW
KEVIN C. SUNDAY,
Defendant
COMPLAINT
AND NOW, this _ day of May 2000, comes the Plaintiff, L.B. SMITH FORD, INC., by and
through its undersigned attorneys, Johnson, Duffie, Stewart & Weidner, and aver in support of this
Complaint as follows:
1. The Plaintiff, L.B. SMITH FORD, INC., is a Pennsylvania corporation with a place of business
at Twelfth and Market Streets, Lemoyne, Cumberland County, Pennsylvania 17043.
2. The Defendant, KEVIN C. SUNDAY, is an adult individual with an address of 24 Howard
Drive, East Berlin, Adams County, Pennsylvania 17316.
3. On or about February 15, 1999, Plaintiff and Defendant entered into a Lease Agreement for a
1999 Ford Explorer. A true and correct copy of the aforesaid Lease is attached hereto as Exhibit "A."
4. The aforesaid Lease Agreement required Defendant to make certain initial payments to
Plaintiff.
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5. Defendant has failed and refused to make the aforesaid payments in the amount of Two
Thousand Two Hundred Forty-three and 95/100 Dollars ($2,243.95), and continues to fail and refuse to
make the aforesaid payment or any part thereof.
6. Plaintiff has demanded the aforesaid amount from Defendant.
WHEREFORE, Plaintiff demands judgment against Defendant in the amount of $2,243.95, plus
interest at the rate of six percent (6.00%) per annum from February 23,1999.
Respectfully submitted,
JOHNSON, DUFFIE, STEWART & WEIDNER
M
By:
David J. Lanza
Attorney I.D. No. 55782
301 Market Street
P.O. Box 109
Lemoyne, PA 17043-0109
Telephone (717) 761-4540
Attorneys for Plaintiff
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VERIFICA TlON
I, ED HENCH, Credit Manager of L.a. SMITH FORD, INC., verify that the statements made in the
foregoing Complaint are true and correct to the best of my knowledge, information and belief. I understand
that false statements made herein are subject to the penalties of 18 Pa.C.S. ~4904 relating to unsworn
falsification to authorities.
Dated:
.r::lu ((Jv
Ed Hench, Credit Manager
LOSED EN.\) MOTOR VEHICLE LEASE
('nD 1$')[1 B!'Ll
[ '} Business, Co~~~rCial ~r Agricultural Purposes Lease
lease Date:
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;;;;;,?,..o. >>,,,,,"~'.;i:<<"$~:ti'S:i*}.u:,,,,,,,mh~,'gg,, ,.,-:w, ,*>>..,,~" ,~~: >' ."",,,,:,,,,,~.,,m<<,,,,,,:<:,,{,wt&::::;,,.
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LEn'
f'F TH f')I1D INC
i\ m 11'.R!(ET STREETS
/)!.; PA
17043-0606
. KEVIN SUNDAY
. 24 HO\,~ARD DR
~Jlift'FT ~5~bF~
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PA 17316
1 afe the I esseo;(s) named above. We are the lessor named above. We intend to assign this Lease Agreement (the "Lease' to the Assignee named below. Prior to the assignment, any
ere nee in this Lease to "we," "us. or to "lessor" shall mean the lessor named above. However, under the Federal Consumer leasing Act, both we and the Assignee named below are
lsidered "I.essors," Except for this required disclosure, the Assignee will have no rights or Obligations as a lessor on this lease until it is assigned. Then, any reference to "we: "us. or to
:ssor. shalt me;:n the Assignee. Each of you who signs the lease is individually liable to us for all lease obligations. You are leasing the Vehicle deserfbed below {"the Vehicle"} from us.
J agree to pay;1I amounts due under the lease and fulfill all your obligations under the lease. You intend to use the Vehicle primarily for personal, family or household purposes unless
~ "Susines." Commercial or Agricultural Purpose lease" box above is checked. In this Lease, "e" means an estimate. '
""ii'@)>''ere'''''it)Wg\Nh,'itfXiW1J%1lW*,,',' I%Nln$ '.,","D',"~,"< i4;","'I",';,';''''I','Il%P'''~, """""Wii" ;'*','h" ',"i\illl'''r'~'l~'' W,";WWW ,'I? '
:~~~;g4f ,J1'; i~W1M<t~MtX':lM&tAtU?t.$ti' 'mit1~tk:f~L,,;~:;ftMi{-:JUt~<u im,~~,~jl~I,t,~~f~R'f/ '~{it~<_t!~~l~, ~K-~W -: Ji0~' ,4' J ,$1,
'W (1 Year Make Model No. of Cy1. Style Vehicle Identification Number
ed [ I
mol I
uipped "Nh:
99
fORD
EXPL "HER
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Amount Due at lease
Signing or Delivery
(ItelT1ized below)*
Monthly Payments
Your first monthly payment of $ 396.
is due on FF.B 15TH .~;
followed by 59 payments of
$ 3%. Sldueon the' 17'l'H
of each month. The total of your monthly payments
is$ 23,790. GO
Other Charges (Not part of your montbly payment)
,1
Disposition fee (If you do not
purchase the Vehicle) , $
$
$
Total $
Total of Payments
(The amount you will have
paid by the end of the lease)
250.00
N/A
$ 1.7'5').00
$ 25.994,09
Amount due at lease signing or delivery:
Capitali~ed CGst Reduction $
Sales 1a < on Cash Dawn payment +$
Sales/LIse Tax +$
Optional MBP +$
First Monthly Payment +$
repaid Renlal Payment +$
'Itemization of Amount Due at lease Signing or DeliveJy
Refundable Security Deposit +$ 400, Oiiow the amount dUe.at lease signing or deliveJy
1, 733. 9 ,Title Fees +$ 22. 5\!i11 be paid:
1 56-;, () (Registration Fees +$ 41 . 0 taet trade-in allowance**
NIl\. +$ N/ A ,\,Rebates and non.cash credits
N/A +$ N/A"A';;~ntto be paid in cash
396.51 .
N/A Total =$ ?.750.0<:l( . ill Total -$
$
+$
+$
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HIli' !
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N/;~
2,750.' I
Gross capit?lized cost. The agreed upon value af the
Vehicle 1$ 28. I} 00. Orand any items you pay over
the lease term (such as service contracts, insurance, and any
outstaflding prior credit or lease balance) ~ $
Capitatized cost reduction.. The amount of any net trade-in
allowance, rebate, non-cash credit, or cash you pay that
reduces the gross capitalized cost
Adjusted capitalized cost. The amount used in
calculating your base monthly payment
Residual Value. The value of the Vehicle at the end of
the lease used in calculating your base monthly payment -$
Your Monthly Payment is Determined as shown below:
Rent charge. The amount charged in addition to the
depreciation and any amortized amounts
, ,!, \.
Total of base monthly payments. The depreciation and
29,. 050. 00 any amortized amounts plus the rent charge .
'.d.
-$
1. 733,93
Lease term. lhe number of month? in your lease
Base Monthly Payment
=$
27.316.07
12,256.
95
Depreciation and any amortized amounts. The amount
charged for the Vehicle's decline In value through normal
wear and for other items paid over the lease term == $
Monthly sales/use tax
15, 05>1. 12 Total monthly payment
EARLY rERMiNAfiON. rou mJ.ykJ.ve fo pa-Yii substantial charge if you end this Lease early. The char2"e mav be UD to sevp.rnl thousand dollars. The .act~a\ char&e win depend
O_"_w.h.eJIJl1e_Leasejs_terminated. The earlier vO.ll...end.lhe lease. the l!reater this charl!e is IikeLv.lo h~ " . '
"~- ~ The purchase option 'price
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does not include official fees such as those far taxes, tags, license and registration. .
~ Otherfrm.portant Terms. See your ~e~se docul!1ents !or additional information on early termination, purchase options and maintenance responsibilities, warranties, late and default
charges, msurance, and any secunty l~terest, If apphcable. . ",'--:' ";_~~<" ,.,'
"'.~i', ;'~" .'tj.~:, ;~--! :i,
, Agreed upon value of the
Vehicle
$ i 13 ' 800 :':-('I(
Official Fees :an.d Taxes. The total amount you will pay for official and license fees,
registration, title and taxes over the term of your lease, whether included with your monthly
payments or'assessed otherwise: $ f"J I -:r 1 2 9 <;: e
Warranties. The Vehicle is subject to the following express warranties: If the Vehicle is new,
the Vehicle is subject to the manufacturer's standard new car warranty. [ I 'If this box is
checked, the Vehicle is subject to the following express warranty or guarantee:
If the Vehicle is not new, and no warranty is identified in the previous sentence, there is no
express warranty on the Vehicle. Unless prohibited.by law, the following two sentences apply.
YOU ARE LEASING THE VEHICLE "AS IS." WE DISCLAIM ANY WARRANTIES IMPLIED BY LAW,
INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR ANY
PARTICULAR PURPOSE. Ii we make a wlitlen warranly cDveling Ihe Vehicle Dr, wilhin 90
, days of the lease Date we extend a service contract covering the Vehicle, this disclaimer will
pe.modified only to the extent of those specific warranties. .' '- . " '
tate Payments. The charge for late payments is: 7% of the base monthly payment for any
pa1ment nat recei'led within 10 days af the date it is due. -, .,- , ..,--
No late charge will be assessed or collected when the only delinquency is late charges
assessed on an earlier delinquency. .
. Disposition Fee (See UReturn of the Vehicle" on the other side of this lease):
$ 250.00
Early Termination Penalty (See "Terms Concerning Early Termination.of the lease" on the
other side of this Lease):
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Physical Dam,age and liability Insurance';a'(ou,hav.e obtained the insurance that is required for this lease (see~aInsurance" .Of} the ather SIde of this lease.}
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INSURANCE COMPANY Ifli.JL J.iro:'nJS I'iGEt4Ci POLICH i
NAME OF AGENT/ADDRESS TELEPHONE # \ IiI 1.'J.-::rt::J:J
.lIit\I;tW'~J,'~:iiq;1!&#~ii1%~~'U\I%~;lli~j Il~!, ,:'tll~t~lg4[iUtqd,I1&~]!!91~,~it~;~~WJl:~,&1I\*.Jti~itlt'l :,. ;"l~!~f;t.*.fJ.f:UI~illjw;
You are not required to buy any optional products and services to enter into the lease. The Optional Mechanical Breakdown Protection eMBP"J Term
term of any product or service will be the lease term, unless a different term is shown to the Lessee's Initials
right If you d_ecide you want to buy an optional product or service, review the terms of the. Coverage ,,'. < ;';:,. ," .~ ",
contract which describes the product or service before you initial to the right. A completed . '. ,.
copy of the contract will be given to you as soon as practicable. OptIOnal Se.r~lce Contract Term or Extended Warranty Term
Lessee's lmtlaIs
By Initialing to the'.right. you indicate that you want to buy the optional products and Coverage
services indicated. If the cost shown is not shown as' part of the Itemization of Amount
Due at lease Signing above, it has been added to the Gr.oss Capitalized Cost (se~ aboye).
(;j(1~1iITt;:II,';ltW:tl!\~1i~11.~~,II~%'i~~iR:l!'\ kW,.~&~t1*m~~~If~lflJl, "4**f:d,;llffl~t.ll1lt: ~.*
NOTICE TO THE LESSEE: YOU HAVE NO OWNERSHIP RIGHTS IN THE VEHICLE UNLESS AND UNTIl YOU EXERCISE YOUR OPTION TO PURCHASE
THE VEHICLE. DO NOT SIGN THIS LEASE BEFORE YOU READ BOTH SIDES OF IT OR IF IT CONTAINS ANY BLANK SPACE TO BE FILLED IN. YOU ARE
ENTITlED TO A COMPlETELY FIlLED-IN COPY OF THIS LEASE WHEN YOU SIGN IT. BY SIGNING THE LEASE, YOU ACKNOWLEDGE THAT YOU HAVE
RECEIVED AND READ A COMPLETED COPY OF THIS LEASE BEFORE SIGNING IT. . '. , ' .
+#'i";lM1'~ml'tsSh!lJsTG~ AtUR2:I,tft1t~'Jtjoll1efilfianllh'\jlV'ilJin(~)l'r,[t:!':Cotlilatm'1htl ;;Pailh1!isni ,
"~,~::>,,,i%L~~,=:' ~~",;,.~,~.,.;,~"",~", ,':<<;'>:',*,......~~.,. ,:~''*,::;"...":0<",''':W,rr'm,i>>.&~~,~'''~,*,.,':,,,....,~<>,~:.,r,::::A'''''''''''.<<,.,.;":l,~,,,,,1~.1;'''''<''(P':>':;;':;w;,,<:,~'~ ,""R' "., ." rn ""'%:>;."",~",,"
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lessee Signature /
Type/Print le,ssee Name' ;'
,
I
lessee Signature
Type/Print lessee Name
j~ll~i'itl9'~~~~,~~;~lf~ti~B:gsI~Rll~!.~~I~Iit\j1.Jltil.t,.t\1~1':1'1: ,,;i,'~1r.1'11~~
The lessor's authorized signature indicates the lessor has accepted the terms, conditions and obligations of the Lease and that the lessor agrees to the ulessor's Assignment" proviSion
an the other side of this lease.
lessor Name:
Assignee Name;
L B SMITH fORD INC
First National Bank of Maryland and its divisions Dauphin Deposit
Bank, York Bank, Bank of Pennsylvania, Farmers Bank and VaUeybank
By:
Type/Print Name:
Type/Print Title:
LEASE GUARANTY
( (the Guarantor(s) signing below) understand that the lessor and lessee named above have entered into a vehicle lease agreement (Uthe lease") dated as of the date above. I hereby
unconditionally guarantee full and timely payment when due of all rentals and other payments and the full performance by lessee of all promises, terms and conditions of the lease
(COllectively the "Uabilities~). If an event of default occurs under the lease, I shall pay immediately any amounts due from the lessee or take any action required of the lessee under the
Lease. My liability under this Guaranty is primary and will nat be affected by any settlement, extension, renewal or modification of the lease or by the discharge or release of the lessee's
obligations, whether or not by operation of law. I waive all damages, presentments, and demands and notices of every kind and nature. I agree to pay all expenses (including attorneys'
fees and legal expenses) you payor incur in trying to collect all or any part of the liabilities, and in enforcing this Guaranty. This Guaranty is an absolute, continuing and unconditional
guaranty. After assignment of the lease, this Guaranty may be modified or terminated only with the assignee's prior written consent Any parts of this Guaranty which conflict with any
statute, rule or Jaw, shall be deemed null and void to the extent of such conflict, but without affecting the rest of this Guaranty. If more than one party signs this Guaranty" each is jointly
and severally obligated. Each signer on behalf of any corporate guarantor warrants that he had authority to sign on behalf of such corporation and by so signing, to bind the corporate
guarantor under this Guaranty. .
Signed in the presence of:
Signature of Guarantor
Date
(SEAL)
(SEAL)
Signature of Guarantor
Date
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'~'..{0g>.<::&t#.fum0;:;'1:.?&:'tJ:h4q(Hi:kt:l'.&dlj~j;'NM;'%~1t;~~;#::iH~~~~\X't'~(:'M:,;:";'j-,,',;~.::::t-~<,,,~:~,Jgg~,~~~,,~~Jk~:ru,~:b::,~,::,,9>~~;;~mm$,~)~Jt:4:i1!w"-$:>:t~:i:N" i ,0t0i,d~lL",*M,;:~*f,f.@,g,**;:::" , .t ,~~~~,::' ~t,~ . ,r'
You will be in defaull if: You failla make a monthly payment when it is due; .. You fail to pay any amount you owe under the Lease when iUs due or when demand is made; .. You provi
any false or misleading information in any tease application; .. You fail to maintain the required insurance; .. You lose possession of the Vehicle by confiscation, forfeiture or other involunt<'
transfer regardless of whether the Vehicle is the subject of judicial or administrative proceedings; . You or your property become subject to bankruptcy proceedings; . You die and the-
is no surviving lessee; . The Vehicle is lost, stolen or damaged beyond repair; . Vou assign the Lease or transfer the Vehicle; . You fail to keep any other promise or Obligation under t
lease or violate any other term of the lease; . You return the vehicle to Assignee or Dealer prior to the expiration of the agreed term of the lease.
If you default, we may, but are not required to, take action to protect our interest in the Vehicle (such as buying insurance). Our action does not cure your default Amounts we sper
taking such action will be added to your Lease obligations and will bear lease charges, if permitted by law. If we end this lease because of default you authorize us to cancel any MBP
other optional product or service you bought in connection with this lease and to receive any refund or credit due upon such cancellation to apply to amounts you owe. After giving a
notice required by law, and subject to any waiting periods imposed by law, we may peaceably repossess the Vehicle wherever we may find it You authorize us to enter onto any propel
where the Vehicle may be to take poss_ession of it and remove it. We may use the license plates on the Vehicle in moving it to a storage place. After '(Ie repossess the Vehicle, we will hold
free of any rights you !flay have under this Lease, subject to any right you may have under the law to cure a breach or redeem the Vehicle. Unless you tell us within 48 hours of any persor
property you claim was in the Vehicle when it was repossessed, we will not be responSible for that property. This Section 11 will survive termina.tian of this lease.
f~.~;~UlMtiE4(~Lfj~i;~(~81~;li~!~:~~;i1~i.~ii!~~lli;:~iJi~fj~~~1;~,~}t~,~:m~;E~~il~{tQl['~~!2it'I.:ti}w~~e~ITj~,';i~ai~~!~%~~ItI~_I!&!i~~:ill!~ i~1I ,:~t~ll~tti,~
(a) If you are not in default under the lease, you may terminate {end} the lease before the end of the lease term by returning the Vehicle to us and paying us, within five business days
the date we make demand, your Early Termination Liability (see below).
(b) If you are in default we may terminate (end) the lease before the end of the lease term. You must return the Vehicle to the place we designate. You must pay us, within five busim
days of the date we make demand, your Early Termination Liability (see below).
Your Early Termination liability will be determined as the sum of: any amounts past due under this lease at the time of termination; PLUS. all other unpaid charges for Which you c
responsible under this Lease; PLUS . all repossession costs including, but not limited to legal fees, court costs, storage charges and expenses related to taking possession of the Vehie
PLUS. al/ remaining manthly payments far the balance af the lease term; PLUS. the amount in "Purchase Optian at End of Lease Term" as shown on the other side of this lease; PU
. an amount equal to five percent of the Adjusted lease Balance at the time of termination (see below); PLUS. any official fees and taxes imposed in connection with termination; lE'
. the unearned rent charges as of the next rental payment due date; LESS. the Vehicle's Realized Value; LESS. your security deposit.
We figure your Adjusted Lease Balance, which is the balance subject to rent charge, using the "FASB.13 Method." "FASB" refers to the Financial Accounting Standards Board, a natio!
board that provides guidance to Certified Public Accountants; and "13" refers to the FASB's Pronouncement Number. The "FASB.13 Method" means, in the case of a monthly payment lea~
the method of determining the rent charge portion of each base monthly payment under which the rent charge for each month is earned in advance oy mUltiplying the rate implicit in t
lease times the balance subject to rent charge as it declines during the Lease term. At any lime during the scheduled term of a monthly payment lease, we determine the balance subjf
to rent charge by subtracting from the adjusted capitalized cost the portion of the base monthly payment not allocated to rent charge, for all base monthly payments that have accru
through the date of early termination.
In the case of a single or advance payment lease, the 'fASB.13 Method" means the method of determining the periodic earning of rent charges under which the rent charge for ea
computational period is. earned in advance by multiplying the rale implicit in the Lease times the balance subject to rent charge as it increases during the scheduled lease term. At any tir
during the scheduled term of a single payment Of advance payment lease, the balance subject to rent charge is determined by subtracting from the estimated residual value the total rf
charges scheduled to be earned over the Lease term and adding to the difference all rent charges accrued during lhe preceding computational periods.
Unearned rent charges are determined by subtracting earned rent charges from the total rent charges scheduled to be earned over the lease term.
The Vehicle's Realized Value is: the price we receive lor the Vehicle upon disposition; lhe highest offer we receive for the disposition of the Vehicle; or fhe fair market" value of the Vehicle
the end of the Lease term.
To the extent that these charges take into account the value of the Vehicle at termination, if you disagree with the value we assign to the Vehicle, you may obtain, at your own expense, a
within 10 business days from the lease termination, from an independent third-party agreeable to you and to us, a professional appraisal of the wholesale value of the Vehicle which eOl
be realized at sale. We will then use the appraised value a? the realized: value: :.
If we have to pay someone to help us collect the amount you owe us, we will add the amount we have to pay to the amount you owe us. This may include reasonable attorneys' 'fees a
court costs, if permitted by law. .
tffi~}mJWt~~~~)W!!V~W0titA~fi\t\t,$i@1~Wm~~T;W!0t~~t,~~~~m;J~~i~1i1~irtJ1~~i3WO:rtY~tJtMw~<1a;JR~"~S~'*lftgA~~fh.~Jj' '::' it~{0~'ffI, Wm ~~ .~: ~"._~{ ~;~,~W"; L~ i'*~ ,~mH!~,:
"~.".;m::~_,,,,'x':,' '"l[:, ";M'~'::::,'&"t.;<.,,~ ~~ ,,'<'.'" ,'~"",o;;~::<<m'''''' '?;':~': ~, .",,,K,~.:::::,*,_<<,? -<'''',~~,*,: ;~=::-,;;:;~::,,~:""'~~"i>'~,~* ~*" ,"" '",''':;:;:' :,' ,. " .' <' ,>>" r%t,'!..;'-*_<::>,.,:,:" " W'&Yd::,," ,. m" " tt, ~'"" = '. .:~,.",' ',- ,h",.' :",,;,t
Insurance. You agree to maintain, in your name, fhe following fypes and amounts of primary insurance for the Lease term and <<nW you return the Vehicle: Public liability insurance w
coverage limits of at least $100,000 if one person is injured and $300,000 if more than one person is injured; uninsured motorist coverage; property damage liability in~urance with covera
of at least $50,000; collision and comprehensive fire and theft with a deductible amount of no more than $500. You can obtain insurance at your expense through any agent, broker
insurer of your choice. This required insurance must be in effect before you take delivery of the Vehicle and may not be cancelled until after you return (he Vehicle to us. The insuran
company and the policy must be reasonably acceptable to us. The policy must provide us with no less than 30 days' written notice of cancellation or reduction in coverage for any rease
Cof1ision,liahi1ily and/or comprehensive insurance must name you as the insured and us as an additional insured and loss. payee. If we ask, you must furnish us with salisfacfory,eviden
that the required insurance is in effect. You must notify. us and the insurer within 48 hours of any event causing loss. You must cooperate fully with us and the insurer in providing fL
complete and ae_curate information about the loss. If the Vehicle is damaged and you fix it to our satisfaction, we will pay you any insurance proceeds we have received if.you 'are n9t lh
in default You authorize us to file a proof of loss jf you do not and to sign your name to any check or draft representing insurance proceeds. .
NOTICE: PHYSICAL OAMAGE OR LIABILITY INSURANCE COVERAGE FOR BOOllY INJURY AND PROPERTY DAMAGE TO OTHERS IS NOT INCLUDED IN THIS lEASE. . .
Gap Waiver. If the vehicle IS s{ofen and unrecovered or deemed a total loss by your insurance company, we agree to waIve the difference ("GAP'" between the outstanding balance of t
Lease on the date of loss, and the ACtual Cash Value of the Vehicle, if lower, not to exceed $25,000.00. Actual Cash Value equals your primary insurance company determination tlf the ret
value of the Vehicle, or if no primary insurance is in effect, our determination of the retail value, plus the amount of primary insurance deductible, plus any applicable taxes. You are responsll
for maintaining primary insurance as required by the lease. loss or theft must be promptly reported to insurer and to us.
The GAP waiver does not include delinquent monthly payments, late charges, interest that has accrued due to payments being delinquenL parking/mOVing violations, or any other char~
not inCluded in {he monthly payment Payment of lhes_e amounts remains your obligation as provided in lhis lease. ~
This waiver does not apply to early terminations caused by occurrences ariSing out of racing, speed contest, confiscation, or for vehicles over 35,000 pounds gross weighf, and given any
these circumstances you will remain responsible for all amounts agreed to in this lease.
Standards for Wear and Use. When you return the Vehicle at the end of the scheduled Lease term (including any extension), you are liable for charges for excess wear and use. The followi
standards apply for determining unreasonable or excess wear and use: . The Vehicle must be able to pass any inspection required hy law, even if an inspecrion Is not then due. The Velli,
must have matching tires (not retreads) comparable to those on the VehIcle when it was delivered to you, with at least 1/8" of tread remaining at the lowest spot. The engine, drive tr<l
odometer, and other mechanical and electrical parts shall operate and not be damaged, There must be no scratches, dents, pits, rust areas, mismatched paint or cracks in or on the fende
bumpers, grills, hood, trunk, roof or doors. No special identification or decal will appear on the Vehicle. There must be no rips, tears, burns, soiling or excessive wear in the carpeL seats, doc
headlining or dashboard. The windows, lenses and lights shall not be cracked or broken. The Vehicle Identification Number in Section 2 must not have been altered or defaced. There mt
be no frame or suspension damages. We determined the amaunt of your hase manlhly payment in part on the mileage shown in Section 4, "Excessive Wear and Use." Unless you buy I
Vehicle at the end 9f the lease term, you will return it to us in the condition in which you received it, except for reasonable wear and use.
Security Deposit. Unless required by law, we do not keep the security deposit separate in a bank or earmarked on our books. We may apply some or all of the security deposit to wt
you owe. Any unused security deposit will be returned to you at the end of the lease. We have no fiduciary duty to you with respect to the security deposit No interesL increase or pH
on the security deposit will accrue or be paid to you. .
Option to Purchase Vehicle Upon Early Termination. You have an option to buy the Vehicle prior to the end of the lease term. The price will be the amount due upon early terminatl
(see Item 12). plus anv taxes or fees imposed on our sale of the Vehicle to you. You must give us 30 days' notice in !,r~ng of your intl:n\ \0 buy tnl: Vehic~:~ ....._"'-'-"""~~ UlA~
. ,
Return of the Vehicle.. /f you do nol buy Ihe Vehide lrolll us under your purchase option, you agree to relurn the Vehicle to us at the end of the lease ,terlll at a ,place we deSlg~;te.\t
Will return the VehIcle 10 clean c?ndlllOn. When you return the Vehicle, you must give us a completed, signed odometer disclosure statement You agree to pay us any amounts you ow
under the lease and have nol paid. We lIlay apply all or part of yoursecurity deposil to what you owe us. If you keep the Vehicle after the date you are supposed to return it you will pa
us a monthly amount equal to the Total monlhly payment and other amounts that may come due. Your payment does not permit you to keep the Vehicle unless you get OUr ,permission il
advance. You Will pay us upon relurn ot the Vehicle, a disposilion tee as shown in 'Disposition fee" on the other side of this lease. '
Maioteoan". You will mainlain the, Vehicle in good working order and repair. You wi!1 pay all operatin~ cosls, such as gasoline, oil, and replacement tires. You will, at your expense, seIVic,
the ~e~lcle according to the owner s manual maintenance schedule. If the Vehicle IS recalled, you will have the recall repairs or servIce performed. You will return the Vehicle in cleal
conditIOn.
Regi,stration. ~ar~ing Ti~kets and Taxes. We, own the Vehicle. Yo~ must ker-p the Vehicle cu!ren!ly registered i~' o~r name. ,You are leasiryg the Vehicle, and have no rights to it except t.
use It as p~rmltted by t.hls Lease ~nd t~ exercIse ~our purchase optIOn. Vou must pay all parkmg tickets and traffiC fines relating to the Vehicle and a Ticket Processing Fee of $25 for ever
summons Issued to us In connection With the Vehicle, whether or not you are lound tobe at laull. If you do not pay such tickets and lines, we have the rightlo do so lor you, and you wi
repay us these amounts upon demand. We may add the amount to what you owe us If you do not pay us when we make demand. Vou must pay when due or reimburse us if we pay fa
you all governme.nt charges, fees and taxes ~hether assessed. on you, us, or the Vehic'~. Vou will not have to pax our income taxes. If you do not pay the charges, fees and taxes ani
Interest or penalties are assessed {unless the Inl~rest or penalties are a ~esult of our negligence}, you must pay the Interest or penalties when due or reimburse us if we pay them. You mu~
pay personal property taxes assessed on the Vehicle, whether you are billed for them by the government or whether we pay them and bill you for them or include the amount 01 such laxe
as part ot your monthly payment. This paragraph will survive terminalion of Ihis lease.
Returned Chtck Charge. If any check you give us in payment of any obligation_ under this lease is dishonored or returned for any reason you agree to pay a returned check fee of $25 bl
if appficabfe law permits a higher amount or limits such a fee to a lower amount, you agree to pay such higher or lower amount '
Use 01 the Vehicle: You will keep the Vehicle permanently garaged at the address shown in this lease. You will keep the Vehicle Iree from any liens or claims. You have the risk of f",
and are respo~slble for !he Vehicle's damage or destruction. You Will not allow unlicensed drivers to drive the Vehicle. Vou will not use the Vehicle for more than 30 days outside the stat
where Ihe Vehicle was fllst lilled wilhoul our prior wrillen permission, rr we permil you to regisler Ihe VehiCle in another slale. you agree 10 pay aft costs and expenses of regtstration plu
an admlOlstratlve fee of $50. We are not required to permit you to move the Vehicle to another state.
Ackno~l:dgment. You acknow.ledge rou have exa.mined .the Vehicle. You acknowledge that the Vehicle is equipped as you want. that it has no missing parts aod that it Is in goo'
condItion and the odometer mIleage IS as shown m Section 2. You accept the Vehicle for all purposes of the lease. You further acknowJedge you have taken delivery of, the Vehiclf
Odometer. You are required to maintain accurate mileage records of your usage of the Vehicle. Normally, usage is determined solely by the odometer in the Vehicle. However if th
o~Clmeter should break for any reason. you must immediately repair or replace the odometer and be able to provide us with proper supporting documentation to indicate the da'te an
mileage when the odometer failed and the date when it was repaired or replaced. II the odometer maifunctioned or was tampered wilh and you cannot substantiate the mileage shown 0
the odomeler, you agree to pay the amount we estimate Ihe Vehicle's market value has been reduced by reason ot additional miles not rellected on the odometer, the inability to determin
the Vehicle's aclual mileage, or both, This paragraph will survive terminalion of the lease.
Odometer Disclosure. Federal law requires you to properly certify the Vehicle's mileage at the time of lease termination, whether or not the Vehicle is returned to us. This certification
neElded so that we can transfer ownership of the Vehicle. Failure to certify the mifeage or making a false statement may result in fines and/or imprisonment You must certify the mileat
even if you buy the Vehicle. If we transfer title to the Vehicle and provide incorrect odometer information, either because you did not provide a certification to us or you made a fal~
statement, you are liable for and will indemnify us against any claims, damages, penalties, fines or losses, including our court costs and attorneys' fl!itls', which we may incur in connectio
with your failure 10 cnmply wilh the law. This paragraph will survive termination of the lease. ,,'I
Indemnification. You agree to indemnify us and hold us and our assignees, agents, and insurers harmless from all damages, injuries, claims, demands, and expenses, includill
""onable aUorneys' lees, arising out of the condition, maintenance. use or operation of the Vehicle, Including a claim under the strict nability doctrine. 'I
SeeuTity Interest. We reser" a securily inleresl of Ihe following type in the following properly to secure performance of YOUT obligations under the lease: any un"rned returned premiun
or charges or other amounts relating to insurance or any optionai product or service sold in connection with this lease and returned OT paid to us. You will earn no interest, increase' il
profit with respect to such property. :1
Waiver. If we fail to exercise any right or remedy at any time, we do not waive the right to do so at a later time. ,I
Giving Notice. Nolices may be given personally or sent by first class mail to the address shown on Ihe front side of this lease. Nolices shall be deemed given to us when they are personal
given or actually received at our address shown in Section 1 or as we otherwise direct from time to time. Notices shall be deemed given to you when they are personally given or whf
placed in the mail, addressed to you at your address then shown on our records, even though you might not actually receive our mailed notice. Vou agree that 10 days' notice is a reasonab
notice period, unless state taw requires a longer period, in which case you agree that the slate required period is reasonable.
ASSignment and Transfer 01 the Vehicle. YOU MAY NOT ASSIGN THE lEASE OR,TRANSfER THE VEHICLE WITHOUT OUR PRIOR WRITTEN PERMISSION EXCEPT AS DESCRIBED IN TH
lEASE. We may assign all 01 our righls under this lease. You agree to render p~rformance of your obligations to the original lessor and, upon receiving written notice 01 any assignment,
the Assignee or any subsequent assignee. The person to whom we assign our righTs may reassign Ihem. You may nol assign your Tights aod obligalions under this lease, except lhal, \
agree thaI an assignmenl at your Obligations under the lease to a licensed molor vehicle dealer in connection wilh the purchase or lease 01 another motor vehicle will be permitted, howev'
you will remain liable for the obligations under the lease until we release you, or all amounts due under the lease are paid and all obligations fulfilled.
Generar. This lease is Ihe enlire agreemenl belween you end us. We have not made any promise 10 you Ihal is not in this lease. Any change to Ihis lease musl be in a wTiting thai
sianed by you and us. If any provision of this lease is found to be void or unenforceable, this lease is to be read as if that provision were never contained in this lease.
Governing law. II any part of Ihe lease is invalid, unenforceable or illegal in any jurisdicllon, the part that is invalid, unenforceable or illegal will not be ellective as 10 that jurisdicti,
The resl of Ihe lease will be enforceable, If you lease the Vehicle primarily for personal, family or household purposes. the iaw of the state in which you reside will govern the lease a
the interpretation at the lease. II Ihis lease is not primarily for personal, family or household purposes, you agree that t~~ law! of the slate in which the original lessor does business,
shown in Section I, shall govern this lease and your obligations.
Arbitr~tion. You and we agree that Disputes [detined below) Ihat arise under or in connection with this lease shall be subject to binding arbitration. A "Dispute' is any controversy-pi cia
arising from or relating to this lease, A "Dispule" includes, bul is not limited to, the negotiation or breach of the lease, or any mailer arising from the lease of the Vehicle 1n"lving a
lessee, Co-lessee, Co.Signer, Guarantor, lessor or any assignee, agent, employee, surety bonding company or insurer of any of these persons. A "Dispute" also includes any quesli
regarding whether a matter is subject to arbitration under this paragraph. You and we agree that if any Dispute arises, either you or we may choose to have the Dispute resolved by pino:
arbitration under the rules then in e/feel of Ihe National Arbitration forum, Box 50191. Minneapolis, MN 55405 (612-631-1105). The eleclion fa arbitrale may be mad...ven jf an acf'
has been filed in court, so long as no judgment has been rendered. The arbitration hearing shall be held near where you signed this lease on 30 days' notice to the parties. The arbitrator
shall apply relevant law. The hearing shall be concluded within 120 days unless otherwise ordered by the arbitrator(s). Th~ award shall be made within 30 days aft~r the close of 1
slJbmission 01 evidellce. The t.IecisiOli'of the illbiltatol(sJ shall be evit.lenced by wlitten, reasoned lint.lings of lact and conclUSions 01 law. An award by Ihe arbitrator (or If more than onr
majorily of the arbitralors) shall betinal and binding on all parties to the proceeding. Each party shall pay all 01 its own arbltrafion costs and expenses, including allomeys' fees. Judgm'
011 the award may be entered by either party in any court of competent jurisdiction or the highest local, state or federal court orbefore any administrative body. This agreement to arbilr
Disputes shall, with respect to any Dispute, survive the termination or expiration of this l~~se. Nothi~g in this paragraph ~r in t~is l~ase shall be deemed to giv~ the a~~itrator(s) 2
authority, power Dr right 10 alter, change, amend, modify, add to or subtract from the proVisIOns of thiS Le~se. No c~ass ach~n arbltr~lIon m~y be ordered under thIS provlsl~n 8IId thl
shall be no joinder of partjes, except for joinder of parties to this lease. The parties agree th~t the transactions relatmg to thiS lease Involve mterstate commerce and that thiS agreeml
to arbitrate shall be SUbject to and governed by the federal Arbitration Act 9 U.S.C. Sections 1-16. as amended. BY SIGNING THIS lEASE. YOU ACKNOWLEDGE THATYOU HAVE READ n
PARAGRAPH. YOU UNDERSTAND AND AGREE THAT: YOU ARE GIVING UP THE RIGHT TO SEEK REMEDIES IN COURT, INCLUDING THE RIGHT 10 A JURY TRIAL AND THE RIGHT TO fill
CLASS ACTION; YOUR ABIliTY 10 COMPEL OTHER PARTIES 10 PROOUCE DOCUMENTS OR TO BE EXAMINED IS MORE liMITED IN ARBITRATION THAN IN COURT; AND, YOUR RIGHTS
APPEAL OR CHANGE AN ARBITRAtiON AWARD IN COURT ARE VERY liMITED.
BANCONSUMER FORM USS911.5.2IRev. 9/981
PENNSYlVANIA
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CERTIFICA TE OF SERVICE
AND NOW, this 11. Ie!) day of May, 2000, the undersigned does hereby certify that he did this date
serve a copy of the foregoing COMPLAINT upon the other parties of record by causing same to be deposited
in the United States Mail, first class postage prepaid, at Lemoyne, Pennsylvania, addressed as follows:
Kevin C. Sunday
24 Howard Drive
East Berlin, PA 17316
JOHNSON, DUFFIE, STEWART & WEIDNER
By: I\m,on., \. ~.-f:.,\,,'X.~
Michelle M. Bross
Legal Assistant
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COMMONWEALTH OF PENNSYLVANIA
COURT OF COMMON PLEAS
NOTICE OF APPEAL
"
fROM
DISTRICT JUSTICE JUDGMENT
COMMON PLEAS No.t-~ - 0)'11.. ~ c1i~
NOTICE OF APPEAL 1~
Notice is gi_ that the appellant has filed in the above Court of Common Pleas an appeal from the judgment rendered by the District Justice on the
date and in the case mentioned below.
JUDICIAL DISTRICT
MAG. DIST. NO. OR NAME OF D.J.
aTY
O'1-/-(!)/
STATE
ZIP CODE
rr<\,
1731
CV 12 ":000074-00
lT 19
This block will be signed ONLY when this notation is required under Po. R. P J.P. No.
1oo8B.
This Notice of Appeal, when received by the District Justice, will operate as a
SUPERSEDEAS ta the judgment for possession in this case.
(Defendant)
v;
SIGNATURE OF APPELLANT
Signature of Prothonotary or Deputy
LAIMANT (see Pa, R.G.P.J.P. No.
tOO t (6) i action before District Justice, he MUST
FILE A COMPLAINT within twenty (20) days after
filing his NOTICE of APPEAL.
PRAECIPE TO ENTER RULE TO FILE COMPLAINT AND RULE TO FILE
(This section of form to be used ONLY when appellant was DEFENDANT (see Pa. R.C.P.J.P. No. 1001 (7) in action before District Justice.
fF NOT USED, detach from copy of notice of appeal to be served upon appellee).
PRAECIPE: To Prothonotary
Enter rule upon /... , 6, S ""': of h ~,., r& , appellee(s), to file a complaint in this appeal
~ _ ... ..Name of ~~Jee(S)
(Common Pleas No. ;)666 ri4~3 ~ithin twenty (20) days after servic
Of his attorney or agent
RULE: To t.. ;:S. $1fV\;.j. h Fa 14"
Name 01 appelllleM
, appellee(s).
(1) You are notified that a rule is ~by entered upon you to file a complaint in this appeal within twenty (20) days after the date of
service of this rule upon you by personal~ice or by certified or registered maiL . .
(2) If you do not file a complaint within this time, a JUDGMENT OF NON PROS WIll BE ENTERED AGAINST YOU.
Date: T:lrr: , 20
~
. ..w:::: .
(3) The date of service of this rule if service was by mail is the date of maili
NJPC 312-84
COURT FILE TO BE FILED WITH PROTHONOTARY
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PROOF OF SERVICE OF NOTICE OF APPEAL AND RULE TO FILE COMPLAINT
,
(This proof of service MUST BE FILED WITHIN TEN (10) DAYS AFTER filing the notice ot appeal, Check applicable boxes)
COMMONWEALTH OF PENNSYlVANIA
COllNTY OF ; ..
AFFIDAVIT: i hereby swear or affirm that I served
a copy of the Notice of Appeal, Common Pleas No" ' upon the District Justice designated therein on
(date ot service) ~_ D by personal service D by (certilied) (registered) mail, sender's
receipt attached hereto, and upon the appellee, (name) , on
, 19__ D by personal service D by (certified) (registered) mail, sender's receipt attached hereto.
D and further that I served the Rule to Filea Complaint accompanying the above Notice of Appeal upon theappellee(s) to whom
the Ruie was addressed on , 19~ D by personal service D by (certified) (registered)
mail, sender's receipt attached hereto,
SWORN (AFFIRMED) AND SUBSCRIBED BEFORE ME
THIS
DAY OF
,19_
Signature of affiant
Signature of official before whom affidavit was made
Title of official
My commisSion expires on
. 19_____
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COMMONWEALTH OF PENNSYLVANIA
COUNTY OF: CUMBERLAND
t
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,
Address:
CHARLES A. CLEMENT,
1106 CARLISLE ROAD
CAMP HILL, PA
JR.
NOTICE OF JUDGMENTITRANSCRIPT
CIVIL CASE
PLAINTIFF; NAME and ADDRESS
'L.B. SMITH FORD I
12TH & MARKET STREETS
LEMOYNE, PA 17043
L ~
VS.
Mag,Oist.No.:
09-1-01
OJ Name: Hon.
Teleph,"e (717) 761-4940
17011
DEFENDANT: NAME and ADDRESS
'sUNDAY, KEVIN
24 HOWARD DR
EAST BERLIN, PA,,17316
L
Docket No.: cv- 0000074 - 00
Date Flied: 2/04/00
I
KEVIN SUNDAY
24 HOWARD DR
EAST BERLIN, PA 17316
~
'1;<
THIS IS TO NOTIFY YOU THAT:
Jud(fmehl:
[iJ Judgment was entered for:
D-'F.FAiJir'T Jiii)(.iMRl\TT PT.TF
(Name) T. R !'lMT'I'H FnRn
[iJ Judgment was entered against: (Name) !'lTlNnl\V, KRVTN
in the amount of $
2,110 q4 on:
(Date of Judgment)
1/21 /00
. .
D Defendants are jointly and severally liable.
D Damages will be assessed on:
(Date & Time)
D Amount of Judgment Subject to
AttachmenVAct 5 of 1996 $
Amount of Judgment $ 2,243.94
Judgment Costs $ 67.00
Interest on Judgment $ .00
Attorney Fees $ .00
Total $ 2.310.94
Post Judgment Credits $
Post Judgment Costs $
------------
------------
Certified Judgment Total $
D This case dismissed without prejudice.
D Levy is stayed for
days or D generally stayed.
D Objection to levy has been filed and hearing will be held:
- - --....
Date: Place:
Time:
"
ANY PARTY HAS THE RIGHT TO APPEAL WITHIN 30 DAYS AFTER THE ENTRY OF J~DGMENT BY FILING A NOTICE
OF APPEAL WITH THE PROTHONOT ARYfCLERK OF THE COURT OF COMMON PLE~S; CIVIL mVISION. YOU
MUST INCLUDE A COPY OF TH S NOTICE OF JUDGMENTfT ANSCRIPT FORM wrrH <tOUR NOnCE OF APPEAL.
/' r--:-.
3/21/2000 Date I' ., If, , District Justice
I certify that this is a true and correct copy of the record of the proceedings c
Date
taiililJ9. the jUdgment.
!!<~
"",'bis\Fict Justice
My commission expires first Monday of January,
2002
SEAL
AOPC 315-99
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CoMMoNWEALTHOFPENNsYLVANIA' ,,' ".ICEOF APPEAL
COURT OF COMMON PLEAS
FROM
DISTRICT JUSTICE JUDGMENT
COMMONPLEAsN.#~_~LJ 13 C4<l!.P
NOTICE OF APPEAL '. I~
Notice is gi'len that the appellant has filed in the above Court of Comman Pleas an appeal from the iudgment rendered by the District Justice on the
date and in the case mentioned below.
JUDICIAL DISTRICT
OfY,
r"" ,
[MAG. DlST, NO. O. NAME Of OJ,
01-1-01
STATE
ZIP CODE
NAME Of APPaLANT
k1:V'''' (!. SuvM'/
ADDRESS OF APPEUANT
tl4.f I-IOu.u.\RI:> PI"", EA"io.7
DATE Of Jl.lDGMENT II"-l THE CASE OF (Plaintiff)
3'~":Zk L.i!,.Sm,'-I1. Pot<.f)
ClAIM NO.
'731("
(Defendant)
vs. ,1<Ii'VIU $",,,,;)>'1'-
SIGNATURE Of APPB.LANT OR HIS ATTORN Y OR AGENT
CV 12 {,)00CJ074-oo
LT 19
This block will be signed ONLY when this notation is required under Po. R
10088. . .',. ,,',. "...
This Notice of Appeal, when recei'led by the District Justice. will ,operate as a
SUPERSEDEAS ta the judgment far possession in this case.
I
LAIMANT (see Pa. R.C'p,J,P. No.
1001 (6 V ,'action before District Justice, he MUST
FILE A COMPLAINT within twenty (20) days after
filint} his NOTICE of APPEAL.
Signature of Prothonotary or Deputy
PRAECIPE TO ENTER ROLE TO FILE COMPLAINT AN~ RULE TO FILE
.' ,
(This section of form to be used ONLY when appellant was DEFENDANT (see Pa. R.C.P.J.P No. 100t(7) in action before District Justice.
IF NOT USED, detach from copy of riotice of appeal to be served upon appellee).
PRAECIPE:, To Prothonotary
,. .,.,..- ,
En~ rule upon /.. , a, s~:". h p",g r-d:" ' . i , . , , , appilllee(s), ta file a complaint in this appeal
~ __, ' Nameot~fee(s)
(Comma," Pleas t;,!o. d 606- ~t.jf..~ ~Within twenty (20) days after servic
RULE: To 1... i:5. $w';+h FO R~
Name of appe/~e(s)
, appellee(s).
'.' ~ ,,"
(1) Yoo are notiliedthat a rule is hereby entered upon you ta file a complaint inthis appeal within t~!)ty(~O) days after th~QaJ~()l
service of this rule upon you by personal service or by certified or registered maiL; ,~.):;:';~~~~~; :" ~,~ >, .. " ~'\, ", . " -'
~~")~~'~('_:;' ,(t,~,: '_, ~:); ~. ~~~j_, , _'," '
(2) If you do not file a complaint within this time. a JUDGMENT OF NON PROS WILL Be~fd~~'j,G<\INsl~.~' 'i:<, ;,
(3) The date of service elf this rule if serYice was by mail is the date of maili:;tV ";""0 . ,,';~~.
Date: Rpri I 20 .~
.
,
,~
.
N)pC 312-84
COURT FILE
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PROOF OF SERVICE OF NOTICE OF APPEAL AND RULE TO FILE COMPLAINT
(This proof of service MUST BE FILED WITHIN TEN (10) DA YS AFTER filing the notice of appeal, Check applicable boxes)
AFFIDAVIT: I hereby swear or affirm that I served
o a copy of thll Notice of Appeal, Common Pleas No,~-:;t~3 ,upon the District Justice designated therein on
(date of service) t-If"'r I 2"1, ,..".,..~ , 51 b.l personal service Oil" by (certified) (registered) mail, sender's
receipt attached hereto, and upon the appellee. (name) J.... ~, S.....~ ;-bQr. , on
Elpc.!'\ '2r ,1r 0 by personal service ~by (certified) (registered) mail, sender's receipt attached hereto,
o and further that I served the Rule to File a Complaint accompanying the above Notice of Appeal upon the appellee(s) to whom
the Rule was addressed on , 19_~ 0 by personal service 0 by (certified) (registered)
mail, sender':; receipt attached hereto,
SWORN (AFFIRMED) AND SUBSCRIBED BEFORE ME
("')c, r\_ ' ,
d ...) DAY OF I """V {'~ \ , 19 (c)
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COMMONWEALTH OF' PENNSYlVANIA
COUNTY Of Cy~"~~It:i,,,,&
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L. B. SMITH FORD, INC.,
Plaintiff,
vs.
KEVIN C. SUNDAY,
Defendant.
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IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
NO. 2000 - 2483 CIVIL
NOTICE
YOU ARE HEREBY NOTIFIED to plead to the within Counterclaim within twenty
days after service of this Answer and Counterclaim.
FLOWER, FLOWER & LINDSAY
Attorneys for the Plaintiff
James D. Flo , Jr.,
11 East High Street
Carlisle, PA 17013
(717) 243-5513
I.D. #27742
.
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L. B. SMITH FORD, INC.,
Plaintiff,
vs.
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
KEVIN C. SUNDAY,
Defendant.
NO. 2000 - 2483 CIVIL
ANSWER
AND NOW comes KEVIN C. SUNDAY, through his attorneys, FLOWER,
FLOWER & LINDSAY, and makes the following answer:
1. Admitted.
2. Admitted.
3. Admitted.
4. Admitted.
5. After reasonable investigation Defendant is without sufficient knowledge or
information to form a belief as to the truth of this averment. Also as part of this transaction,
Plaintiff provided a customer order to Defendant, a copy of which is attached hereto as Exhibit
"B". On said order the Plaintiff indicated that '1f payoff is less than $19,000.00, you receive
difference, if more than $19,000.00, you pay difference." The closed end motor vehicle lease
which Plaintiff attached to his Complaint as Exhibit "A" indicated a payoff of $19,000.00 for
Defendant's 1996 Jeep Grand Cherokee. Defendant has not been provided documentation to
determine the appropriate payoff on the aforesaid Jeep Grand Cherokee. Furthermore, the
closed end motor vehicle lease indicates an amount due of $2,750.00.
2
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Defendant made a payment to Plaintiff by check in the amount of $1,200.00, on or about
February 15, 1999. Defendant made an additional payment to Plaintiff in cash in the amount
of $900.00. Considering the amount due on the face of the closed end motor vehicle lease
attached to Plaintiffs Complaint as Exhibit "A," and the payment made by Defendant, the
amount due would appear to be $650.00. If the appropriate trade-in was for more than
$19,000.00, the amount due should be less than said sum.
WHEREFORE, Defendant requests that the relief sought in plaintiffs Complaint
be denied.
COUNTERCLAIM
AND NOW comes Defendant and makes the following counterclaim against
Plaintiff:
6. Early in the period of the warranty on Defendant's vehicle, beginning when
the odometer read 3,887 miles on March 18, 1999, Defendant's 1999 Ford Explorer developed
noises in the area of the front end. It was serviced for this problem and related problems
repeatedly numerous times, including on or about October 15, 1999, on or about November 22,
1999, on or about March 13, 2000, on or about March 24, 2000. The problems with the motor
vehicle included not only noises, but a vibration, which appeared when driving the vehicle at
higher speeds and a rubbing or grinding noise at lower speeds.
3
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7. Defendant believes and therefore avers that the motor vehicle in question
was in a defective condition when conveyed to him, and that Plaintiff had more than adequate
opportunity to repair the motor vehicle and remedy any problems with it, and has failed to do so.
8, As a result of the defective condition of the motor vehicle, Defendant
believes that said motor vehicle now has, and from the date of the lease, has had, a lower
market value than it would have had if not defective, such that Defendant did not receive full
consideration at the commencement of the lease.
WHEREFORE, Defendant requests that the Court enter judgment for the
Defendant in an amount not in excess of $25,000.00, requiring submission to a Board of
Arbitration for determination.
FLOWER, FLOWER & LINDSAY
Attorneys for Defendant
ames D. Flo
11 East High
Carlisle, PA 17013
(717) 243-5513
I.D. #27742
4
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VERIFICATION
I, KEVIN C. SUNDAY, Defendant in the within action, hereby verify that the
statements made in the within instrument are true and correct to the best of my knowledge,
information and belief. I understand that false statements herein are made subject to the
penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities.
~~
Date: July
,2000
, CLOSED END MOTOR VEHICLE LEASE
Lease Date:
] Business, Commercial or Agricultural Purposes lease
L B SMITH FORD INC
Ii.. 12TH AND l'1ARKET' STREETS
LEMOYNE FA 17043-0606
.KEVIN SUNDAY
'24 HOWARD DR
~fif:rfr i1E~~~N
PA,17315
You are the Lessee(s) named above. We are the less-or named above. We intend to'assign this Lease Agreement [the "lease") to the Assignee named below. Prior to the assignment, any
r'eference'in this Lease to "we," "us" or to "Lessor" shall mean the lessor named above. However, unoer the Federal Consumer leasing Act, both we and the Assignee named below are
considered "Lessors," Except fdrthis required disclosure, the Assignee will have no rights or obligations as a Lessor an this Lease until,it is assigned. Then, any reference to "we," "us" or to
':Lessar" shall mean the Assignee. Each of you who signs the Lease is indiVIdually llable to us for all Lease obllgations. You are leasing the Vehicle described below {"the VehIcle") from us.
You agree to pay all amounts due under the Lease and.fulfill all your obligations under the lease. You intend to use the Vehicle primarily for personal, family or household purposes unless
the "Business, Con:mercial or Agricultural Purpose Lease" box: above is checked. In this Lease, "e" means an estimate.
New I
Used I
Demo I ] 99
Equipped With:-
fORD
6
1 i",MYU24-0 U
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r . Monthly Payments Other Charges (Not part of your monthly payment) Total of Payments
Amount Due at lease,
Signing or Delivery Your first monthly payment of $ 396. 1 {The amount you will have
(lte'mized below}':' 'is due on FEB, 15TH . J.9.9> Disposition fee (If you do not paid by the end of the Lease)
followed by 59 payments of purcha~e the Vehicle) $ 250.00
$ 396. Sldueonthe ]7TI. $ N/A
$ 2,750.00 of each month. The total of your monthly payments '$ $ 2.5.-994.09
'- " is$ 23,790.i,!,O Total $ ./
/' "Itemization of Amount Due at lease Signing or DeliveIY '\
, Amount due at lease signing or delivery: Refundable Se'curity Deposit +$ 40,). Olffow the amount due at lease signing or delivery
Capitalized Cost Reduction $ 1. 7 33. 9 ~ttie Fees +$ 22. 5~i11 be paid:
Sales Tax on Cash Oownpayment +$ 150; . OlRegistration Fees +$ 41. O~et trade-in allowance** $ "bl/A
Sales/Use Tax +$ N/P!. +$ MIA Rebates and non-cash credits +$ Nil'.
Optional MBP +$ N/A +$ MIA Amount to be paid in cash +$ 2.750. ; ) 1
First Monthly Payment +$ 396.51
~repaid Rentai Payment +$ t</A Total =$ 2.750.0<C .. Total -$ 2.750. f l)
,
/' Your Monthly Paymeot is Determined as shown below: "
Gross capitalized cost. The agreed upon value of the Rent charge. The amount charged in addition to the
Vehicle ($ 28, aoo, OJ:and any items you pay over depreciation and any amortized amounts +$ Ii. 76" .01;;
t~e lease term (such as service contracts, insurance, and any Total of base monthly payments. The depreciation and
outstanding prior credit or lease balance) $ 2S.050.00 any amortized amounts plus the rent charge =$ ] 1., g:r~'. 20
Capitalized cost reduction. The amount of any net trade-in
allowance, r~bate, non-cash credit or cash you,pay, that lease term. The number of months in your lease : 60
reduces the gross capitalized cost -$ , 1.,733.93'
Adjusted 'capitalized cost. The am~unt used in Base Monthly Payment =$ ,~,6;'< '7'7
calculating your base monthly payment =$ 27. 316.07
Residual Value. The value of the Vehicle at'the end of + N/FJ.
the lease used in calculating your base monthly payment -$ 12..2.56.95
Depreciation and any amortized -amounts. The amount Monthly sales/use tax +$ ~)). 'e4
charged for, the Vehicle's decline i~ value through normal
wear and for other ttems paid over the lease term =$ 15,059.12 Total monthly payment = :196, $1
'- ./
EARLY TERMINATION. You may have to pay a substantial charge if you end this lease early. The ch.up;e may be un to several th~usand dollars. The actual charge will depend
on when the lease. is terminated. The earlier you end the lease. the greater this charge is likely to be.
J.x<;~ssive Wear and Us,~. You maY__b~ .ch.argedJpr ex.c.e.s$,Ne....w,g,aLb.ase.cloo.o.uuta.o.da.rdsJor n.nrm~r_ 11O;:P-'i.$lJL-d.rill;:,jn..exc:ess:~f , 'C;:~________.,.mjJ.~or__.,
year; the excess mileage penaity"wili be $ I b(. '~hmiie., (If spaces are ieft biankifor mileage in excess of l.DOO,mlles/<m~nU:. you ~iil be charged $ .15 per mile.)
- ~ ","'"", _ \. ' _ 2; ~ V".;:I 3 ~ 4\::.
Purchase '9ption at E,nd of lease Term_ You have f1ie",o" ',t.' purchase the Vehicle at the end of the lease term for $' . The purchase option price
d~es not incllJde official fees such as those for taxes, tags, Iic~nse and regiStration. , '
Other Imp9rtant Terms. See your Lease documents for additional information on early termination, purchase options and maintenance responsibilities, warranties, late and default
charges, in$urance, and any security interest; if applicable. ~
....
Agreed upon value of the
Vehicle
$ ?& lion 00
SalesJax
(Including Luxury Tax)
$ N/;il,
Mechanical Breakdown
Protection
$ >J/A
$
N/A
$
N/~
$
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Adjus,ted capitalized cost. The amount used in Base Monthly Payment =$ 3t~ ~< 77
calculating your base monthly payment =$ 27 ,.316,07 . !
Residual Value. The value of the yehicle at the end of + Nt'!'.
\noc \.~a'5'C US'CQ '\11 ca\cu\a'l.ing your base montl11y payment -$ 12',256.95
Depreciation and any amortized amounts. The amount Monthly sales/use tax +$ 3'2_ "e.:!:
charged for, the Vehicle's decline in value through normal
wear and for other items paid over the Lease term =$ IS,059.12 Total monthly payment = 396. $1
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EARLY TERMINATION. You may have to pay a substantial charge if you end this Lease early. The charl!e mav be un to several th~usand dollars. The actual charge will depend
on when the Lease.is terminat~d. The earlier you end the Lease, the greater this charge is likely to be. " "
E.xcessive Wear and Vse. You may be charged ~ excessive.w~ar based on ouutandardsfor rJ,Otmal llsdIYou 9.riJI.~in.excess of '. .i5000.. " . .... . "mo.,o, .
year; the excess mileage penalty'will be $ 1 tJ . . J~e~s mile.. (If spaces are left blank; for mileage in excess of},OOO miles/~onth, you ivill be charged $ .15 per mile.) .
,t<lii""h''" ,.' 12,<053.46
~urchase Option at End of Lease Term. You have ftle;o-, t :n"{ 'pUrchase the Vehicle at the end of the Lease term for $ . The purchase option price
do.es not include official fees such as those for taxes. tags, license and registration.
Other Important Terms. See your Lease documents for additional information on early termination, purchase options and maintenance responsibiltties, warranties, late and d~fault
charges, insurance, and any security interest; if applicable. ~
"-
Sales Tax Mechanical Breakdown
(Including Luxury Tax) Protection
$ N/1>. $ N/!; $ N/ll<$ NIl', $
IF YOU DO NOT MEET YOUR OBLlGATIONSUNDER THIS LE~SE.WEMAY RETAKE THE VEHICLE.
;.7:W,~~ll.'..~~'.~l.ifta; :fgpjljj,"~!:m%~'t\i~ldi.,~i *~ fu~~~~~J:I!.ij:
Official Fees and Taxes. The total amount you will pay for, offidal aryd license .fees, Late Payments. The charge for late payments is: 7% of the base monthly payment for any
registration, title and taxes ov~r the term of your Le~se, whether Included With your monthly payment not received within 10 days of the date it is due.
payments or assessed otherWise:, $ 1. ~.:.. 2. ~ ~G e No late charge will be assessed or collected when the only delinquency is late charges
Warranties. The Vehicle is subject to the following express warranties: If the Vehicle is new, assessed on an earlier delinquency.
the Vehicle is su~ject. to th~ manufacturer's. standar,d new car warranty. [ ] If this box is Disposition Fee (See "Return of the Vehicle" on the other side of this lease):
checked, the VehIcle IS subject to the follOWing express warranty or guarantee: '
. $ 250.00
Early Termination Penalty (See "Terms Concerning Early Termination of the Lease" an the
ather side of this Lease):
Other (SpeCify)
i:lANK-PEE
'j.sn
If the Vehicle is not neVi, and no warranty is identified in the prevIous sentence, there is no
express warranty on the Vehicle. Unless prohibited by law, the following two sentences apply.
YOU ARE LEASING THE VEHICLE "AS IS." WE DISCLAIM ANY WARRANTIES IMPliED BY LAW,
INCLUDING THE IMPliED WARRANTIES DF MERCHANTABILITY AND FiTNESS FOR ANY
PARTICULAR PURPOSE. If we make a written warranty covering the Vehicle or, within 90
days of. the Lease Date we extend a service contract covedng the Vehicle, this disclaimer will
'be modified only to the extent of those specific warranties.
Physical Damage and Liability Insurance. You have obtained the insurance that is.'required for this lease (see "Insurance" on the other side of this Lease.)
INSURANCE COMPANY , ALLSTATE INS CO POLICY # 008153631
NAME OF AGENT/ADDRESS PI'LIL i'lA.'TI'US AGENC.Y (717) 73.l-51!S6
You are not required to_ buy any_ optionaLproducts and services to enter into .the Lease. The
term of any product or service will be the Lease term, unless a different term is shown to the
right If yol,l decide you want to buy an optional product or service,.review"the'terms of the
contract which describes the product or service before you initial to the right. A completed
copy of the' contract will be given to you as soon as practicable.
By initialing to the right, you indicate that you want to buy the optional products and
services indicated. If the cost,shown is not shown ,as part of the Itemization of Amount
Due at lease Signing above, it has been added to the Gross Capitalized Cost (see ~bove).
Optional Mechanical Breakdown Protection {"MBP~J Term -
Lessee's Initials
Coverage
Optional Service Contract Term or Extended Warranty Term
Lessee's Initials
Coverage
i The lessor's aut~orized signature indicates the lessor has accepted the terms, conditions and obligations of the Lease and that the Lessor agrees to the "Lessor's Assignment" provision
ion the other side of this Lease.' .
Lessor Name:
Assignee Name: Fir!t NJiloniiilW,J;kfJiiMlr;Q~l{nd jli?ll~isions Dauphin Deposit
Bank, York Bank, Bank of Pennsylvania, Farmers Bank and Valleybank
By:
-Type/Print Name:
Type/Print TItle:
lEASE GUARANTY .
1 (the Guarantor{s) signing below) understand that the lessor and Lessee named above have entered into a vehicle lease agreement ("the Lease"} qated ~s of th~ da~e aboveL). hereby
unconditionally guarantee full and timely. payment when due of all rent~ls and other payments and the full performance by lessee of all promises, terms and conditions of the .Lease
{collectively the "Liabilities"}. If an event of default occurs under the lease, I shall pay immediat~ly any amounts due from the lessee or take any action required of the Lessee under the
lease. My liability under this Guaranty is primary and wiJlnot be affected by any settlement, extension, renewal or modification of the Lease or by the-discharge or release of the Lessee's
obligations, whether or not by operation of law. I waive, all damages, presentments, and demands and notices of every kind and nature, I agree to pay all expenses (including attorneys'
-fees and legal expenses) you payor incur in trying to collect all or any part of the Liabilities, and in enforcing this Guaranty. This Guaranty is an absolute, continuing and unconditional
guaranty, After assignment of the Lease, thiS Guaranty may be modified or terminated only with the assignee's prior written consent Any parts of this Guaranty which conflict with any
statute; rule or law, shall be deemed null and void to 'the extent of such conflict" but without affecting the rest of this Guaranty. If more than one party. signs this Guaranty, each is jointly
and severally obligated. Each signer on behalf of any corporate guarantor warrants that he had authority to sign on behalf of such corporation and by so signing, to bind the corporate
guarantor under this Guaranty. '
Signed in the presence of: .
(SEAL) EXHIBIT
Signature of Guar~ntor Date Signature of Guarantor J
8ANCONSUMER FORM USS98,5.Z (Rev, 9(98) lESSORCOPY-WhileoOEALERCOPY.Canary-LESSEECOPY.Pink-COPY.Goldenrod (IBIl
PENNSYLVANIA
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Johnson, Duffie, Stewart & Weidner
By: David J. Lanza
LD, No, 55782
301 Market Street
P. O. Box 109
Lemoyne, Pennsylvania 17043-0109
(717) 761-4540
Attorneys for Plaintiff
L.B. SMITH FORD, INC.,
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff
NO, 2483 Civil 2000
v.
CIVIL ACTION - LAW
KEVIN C. SUNDAY,
Defendant
ANSWER TO
COUNTERCLAIM
AND NOW, this /I-l1-ay of August 2000, comes Plaintiff, L.B, SMITH FORD, INC., by and through
its undersigned attorneys, Johnson, Duffie, Stewart & Weidner, and provides answers to Defendant's
Counterclaim as follows:
6. Denied. It is denied that the vehicle had or developed a problem with "noises." Plaintiff
serviced this vehicle numerous times in 1999 without ever detecting any evidence of any such noise.
Defendant brought the vehicle to Plaintiff numerous times for miscellaneous service without raising the
aforesaid issue to Plaintiff.
7.
Denied.
The vehicle was not in a defective condition when conveyed to Defendant. It
is denied that any repair work is necessary.
8.
Denied,
It is denied that the vehicle is defective or that the market value has somehow
been adversely affected,
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WHEREFORE, Plaintiff respectfully requests that Defendant's Counterclaim be dismissed.
Respectfully submitted,
JOHNSON, DUFFIE, STEWART & WEIDNER
By:
~
David J. Lanza
Attorney I.D, No. 55782
301 Market Street
P,O, Box 109
Lemoyne, PA 17043-0109
Telephone (717) 761-4540
Attorneys for Plaintiff
:137557
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VERIFICA TION
I, BRUCE HETRICK, Vice President of L.B. SMITH FORD, INC" verify that the statements made in the
foregoing Answer are true and correct to the best of my knowledge, information and belief, I understand that
false statements made herein are subject to the penalties of 18 Pa,C,S, 94904 relating to unswom falsification
to authorities.
Dated: <t\ / ( .;"- oc)
By: .f;vuu- f1J:uJ
Bruce Hetrick, Vice President
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CERTIFICA TE OF SERVICE
AND NOW, this I' """day of August 2000, the undersigned does hereby certify that he did this date
serve a copy of the foregoing ANSWER TO COUNTERCLAIM upon the other parties of record by causing
same to be deposited in the United States Mail, first class postage prepaid, at Lemoyne, Pennsylvania,
addressed as follows:
James D. Flower, Jr., Esquire
SAIDIS, SHUFF, FLOWER & L1NDSA Y
26 West High Street
Carlisle, PA 17013
::HNSOLJ:'E. STEWART & WEIDNER
David J. Lanza
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Legal Caption
Statement ofIntention to Proceed
To the Court:
La s", ./-t.. f'"... 0.
Date: IO-7-1J~
intends to proceed with the above captioned matter
!J/?.J. J. LII/V'2/1r, 7"trdv,,"; 1J"vr-,.! J''ll!v~r I tv~1 OM!!/<.
Attorney for ,- L tJ ,5 po I,j-t. f>-v<-C. '
Explanatory Comment
The Supreme Court of Pennsylvania has promulgated new Rule of Civil Procedure 230.2 governing the
termination of inactive cases and amended Rule of Judicial Administration 1901. Two aspects of the
recommendation merit comment.
1. Rule of civil Procedure
New Rule of Civil Procedure 230,2 has been promulgated to govern the termination of inactive cases
within the scope of the Pennsylvania Rules of Civil Procedure, The termination of these cases for
inactivity was previously governed by Rule of Judicial Administration 1901 and local rules promulgated
pursnant to it. New Rule 230.2 is tailored to the needs of civil actions, It provides a complete procedure
and a uniform statewide practice, preempting local rules.
This rule was promnlgated in response to the decision of the Supreme Court in Shop v, Eagle, 551 Pa.
360,710 A.2d 1104 (1998) in which the court held that "prejudice to the defendant as a resnlt of delay in
prosecution is required before a case may be dismissed pursuant to local rules implementing Rule of
Judicial Administration 1901."
Rnle of Judicial Administration 1901(b) has been amended to accommodate the new rule of civil
procedure, The general policy of the prompt disposition of matters set forth in subdivision (a) of that rule
continues to be applicable.
II Inactive Cases
The purpose ofRnle 230.2 is to eliminate inactive cases from the judicial system The process is
initiated by the court, After giving notice of intent to terminate an action for inactivity, the course of the
procedure is with the parties, If the parties do not wish to pursue the case, they will take no action and "the
Prothonotary shall enter an order as of course terminating the matter with prejudice for failure to
prosecute," Ifa party wishes to pursue the matter, he or she will file a notice of intention to proceed and
the action shall continue.
a, Where the action has been terminated
If the action is terminated when a party believes that it shonld not have been terminated, that party may
proceed under Rnle230( d) for relief from the order of termination. An example of such an occurrence
might be the termination of a viable action when the aggrieved party did not receive the notice of intent to
terminate and thus did not timely file the notice of intention to proceed.
The timing of the filing of the petition to reinstate the action is important. If the petition is filed within
thirty days of the entry of the order of termination on the docket, subdivision (d)(2) provides that the court
must grant the petition and reinstate the action. If the petition is filed later than the thirty-day period,
snbdivision (d)(3) requires that the plaintiff must make a show in to the court that the petition was promptly
filed and that there is a reasonable explanation or legitimate excuse both for the failure to file the notice of
intention to proceed prior to the entry of the order of termination on the docket and for the failure to file the
petition within the thirty-day period under subdivision (d)(2),
B. Where the action has not been terminated
An action which has not been terminated but which continues upon the filing of a notice of intention to
proceed may have been the subject of inordinate delay. In such an instance, the aggrieved party may
pursue the remedy of a common law non pros which exits independently oftermination under Rule 230.2.
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