HomeMy WebLinkAbout00-02680
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SHERIFF'S RETURN - REGULAR
CASE NO: 2000-02680 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
KEYSTONE FINANCIAL BANK N A
VS
GRANT ROSEMARY E
DAWN KELL
, Sheriff or Deputy Sheriff of
Cumberland County, pensylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE
was served upon
GRANT ROSEMARY E
the
DEFENDANT
, at 0010:10 HOURS, on the 3rd day of May
at 342 WALTON STREET
, 2000
LEMOYNE, PA 17043
by handing to
ROSEMARY GRANT
a true and attested copy of COMPLAINT - MORT FORE
together with
NOTICE
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
18.00
9.92
.00
10.00
.00
37.92
So Answers:
~~~t:~~
R. Thomas Kline
05/04/2000
DUNCAN & OTTO
Sworn and Subscribed to before
By:
C\J~ ?s - \M1
Deputy Sheriff
C'~
me this 6-
day of
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.n. I a 'J1..utJ#".. 11Jrr.
'--t:Xthonotary ;'7"'7'
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KEYSTONE FINANCIAL BANK, N.A. : IN THE COURT OF COMMON PLEAS
Plaintiff : OF CUMBERLAND COUNTY,
: PENNSYLVANIA
v.
: CIVIL ACTION - LAW
ROSEMARY E. GRANT
Defendant
: IN MORTGAGE FORECLOSURE _
: CIVIL TERM 2000-<>,(.,5",1 ~
NOTICE
YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND
AGAINST THE CLAIMS SET FORTH IN THE FOLLOWING PAGES, YOU MUST
TAKE ACTION WITHIN TWENTY (20) DAYS AFTER THE COMPLAINT AND
NOTICE ARE SERVED, FILING IN WRITING WITH THE COURT YOUR DEFENSES
OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOu. YOU ARE
WARNED THAT IF YOU FAIL TO DO SO, THE CASE MAY PROCEED WITHOUT
YOU AND A JUDG.MENT MAY BE ENTERED AGAINST YOU BY THE COURT
WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED IN THE COMPLAINT
OR FOR ANY OTHER CLAIM OR RELIEF REQUESTED BY THE PLAINTIFF. YOU
MAY LOSE MONEY OR PROPERTY OR OTHER RIGHTS IMPORTANT TO YOu.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF
YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR
TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU
CAN GET LEGAL HELP.
CUMBERLAND COUNTY
BAR ASSOCIATION
2 LffiERTY AVENUE
CARLISLE, PA 17013
(717) 249-3166
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KEYSTONE FINANCIAL BANK, N.A.
Plaintiff
IN THE COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY,
PENNSYLVANIA
v.
CIVIL ACTION - LAW
ROSEMARY E. GRANT
Defendant
IN MORTGAGE FORECLOSURE "
CIVIL TERM 2000 .. ;(r...W ~ T~
COMPLAINT
AND NOW, comes Keystone Financial Bank, N.A, formerly Farmers Trust
Company, through its Attorney, William A Duncan, Esquire, and files this Complaint in
Mortgage Foreclosure, of which the following is a statement:
1. Plaintiff is Keystone Financial Bank, N.A., a corporation organized and existing
under the laws of the Commonwealth of Pennsylvania with its main office and principal place
of business located at 1 West High Street, Carlisle, Cumberland County, Pennsylvania 17013.
2. Defendant, Rosemary E. Grant, an adult individual, reside at 342 Walton Street,
Lemoyne, Pennsylvania, 17043.
3. On or about January 26, 1995, Defendant made, executed and delivered to
Plaintiff a note and a real estate mortgage financing Fifty Thousand ($50,000.00) Dollars, a
copy of said note and said real estate mortgage being attached hereto as Exhibits" A" and "B",
respectively, and are incorporated herein by reference as though fully set forth.
4. Said note and said real estate mortgage have not been assigned.
5. Rosemary E. Grant, is the sole record owner in fee simple of said premises subject
to said mortgage, by virtue of a Deed dated April 22, 1983, and recorded in the Cumberland
County Recorder's Office in Deed Book "E", Volume 30 Page 81, and by virtue ofa Deed
dated September 19, 1988, and recorded in the Cumberland County Recorder's Office in Deed
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Book "Q", Volume 33 Page 157, more specifically set forth in Exhibit "C", attached hereto
and made a part hereof by reference.
6. Said note and said real estate mortgage are in default because Defendant herein has
failed to pay the payments that were due and owing for the months of January 2000, February
2000, March 2000 and April 2000.
7. The Plaintiff has given to the Defendant written notice of intention to foreclose on
said mortgage as required by iaw under Act 6, dated March 28, 2000, a copy of which is
marked Exhibits "D" and "E", and attached hereto and made a part hereof by reference.
8. The Plaintiff has given written notice of default as required by the Homeowner's
Emergency Assistance Act of 1983, dated March 28,2000, a copy of which is marked Exhibits
"F" and "G", and attached hereto and made a part hereof by reference.
9. By reason of the aforesaid default, the entire balance of Fifty Three Thousand Five
Hundred Seventy-three and 95/100 ($53,573.95) Dollars, with interest thereon at the rate of
10.25 % percent per annum computed from December 26, 1999, along with late charges and
attorneys fees now due and payable.
10. The Defendants are liable to the Plaintiff for the following on said mortgage loan:
A. Principal due to date $49,203.24
B. Interest due to date 1,848.19
C. Attorney's Collection fee 2,552.57
TOTAL: $ 53,604.00
,,,,,,,,,,",,,,.
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WHEREFORE, Plaintiff prays the Court to enter judgment in favor of Plaintiff and
to order the foreclosure and sale of the mortgaged property and for the amount of Fifty Three
Thousand Five Hundred Seventy-three and 95/100 ($53,573.95) Dollars, together with interest
thereon, costs and all other amounts advanced by Plaintiff
i A. nc sqUIre
Attorney for Plaintiff
1 Irvine Row
Carlisle, PA 17013
(717) 249-7780
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VERlFICA nON
I, Jack V. Hutchison, hereby verifY that I am a Sr. Vice President of Keystone
Financial Bank, NA, that I make this verification being authorized to do so, and the facts set
forth in the foregoing Complaint are true and correct to the best of my knowledge. I
understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section
4904 relating to unsworn falsification to authorities. ~
44
ack V.lIutchison
Sr. Vice President
Keystone Financial Bank, NA
241-0060 FINANCIAL TRUST
358 P€12
APR 28 '00 07:07
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PROMISSORY NOn:
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Bcmawer: R. Eo Gr"'1 COInpIlIy.1$.
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OIWWlIlIl HI... ~
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Prl"ci~ Amount: $SlI,lIIIO.DO initial Rate: 9.7511% DafI: of NotE: .lam,lIlly:26. 1995
I'ROJIISS TO PAY, R. E. GtfnI Qlmflllll1. 11lC. r'lIvo.__ ) ~ la ""Ill __ nu.t ~ l"IoII~. or _.1" 1..".,._
0/ 1M Un.., 1I_ 01 __ ... *'-'do, 11IoI ......... .......... t1I FIIIr _ &. _ __ ($Ill,Gm.aDJ or . mllCll _ may be
~_Ildll\ll, tllQ"l\_ _ ~CllI.........-. prlndpal.......or___ II\IerMt-' becolCDl_ _ "_01
__UIlIll~oI-"_ .
PAYMENT. '*-.. wiD __ _.,....- II, _ L--.-. In --.. a....__....... "" rquIIr IlIOIIIbIy ~IlIaDr lID
lICl:I'U8dUllpo!d In......_.lIf_ .-._d doIa.~rarlJ1ll1i1F"""'ll15."'.'" ~l_ _...,......r.IO"- """mille
....., clay 01_ _ ... t/lIt. ao........ 'MIl plIy I.Ilnrl.- cI c..an _ __ ...such 0III0r pr.,., "" !snder .,., Clftsiu""'" in
wtIl1ng. u._ IllfIInoolle aQ!Md or __ by 'lIP""""'" ..... ~ d ba IppIiocI till tl> III:tlIUOCI uqpoid irlI&nl5l. 1110. 10 princiPI~ And "'"
",maJn(11ll /IllIOUnll<> '""Y Ul1pII!d c=/lBcIlatl ~ ancIlIIIo t:I1orgori,
vmAllLE INl'BIE$T RAT!!. ThB 1_" "" IWs _1c$\IblCIOtloclw1ll8 ""'" lma "'_ based on d\IIl1IllIS In,an i..-wl1lcll"'\IIe FIl''''''''
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d~,,". If Ilia lndoo< I l 4IIIG unaVllllllbllo dlIdng IhB _ of lllis I..... \.wndor may ~... $ubd!uIB lndal<_ I'!lllil;ng~. l..endtlr will
Ie, ~ \lie cumonll_... up"" ~,~ llorrcIIIw u/lOonlllldS t/IAIlMo1er movllUll<8lo1ns _ llll DII1D1' _ os ...n. TJ8
IrdDlut .. d\II,,1ll' 1IlIlI1IO' GOCIIT m_ oIlell tN./I *"'" dlly. ThB ~ CUlNIlIIJ Ia ~ .. --.. llIa __ ~ tD blI ~ la IlIe
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~ UrIcIer""~VI\II""i..-t_anlNo: Nolo ba"""" __..-......_byapplCabloll......
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by J..andor In wrIIIng. _ ~~ d _. dlIGIlIDn to con!n!lll '" .- __ d I<CUIcI ~ _ llalhor, llleywlllBd..... '""
prlllClpal baIaneB cfLlL I
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__mlalBd lD 1his NoI8. orIn lltl\I 01"'" ~ arlllllll ~ has wllIl~. (I') BamlW1If dofaulls lmdar any IaDn, lIllIan5lcn "'ad.
_fly agmBlfIIllf, putth.... or .... ofll1llllllllj1l II' allY _ --" In _ d anv 0lIIlIr c:nulItar or """""' l1lIlI moylllllflldNlY 8ffool:l1lllY of
EIorrClWlll'S ~ ar llarrtWlW's IIbIIIly If> rapaytllis _arpllrklnn IlllmlWel's ~ und8rlhls _ or lIIlI' d lllD RolIaIIld 0a:um8nl$. (d) Any
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III)' proaHllling 1$ c:r>rn1lllll1Cl!ld lIiIf1ar by EIorr..- CO'IIQIJnol9orJclllat undlIf allY ~.... b...._~,...... (l) AIry cr.odilot 11I85 fa fal<a any d
a.....",onPJOJ*tllll'l '" ,n_1..ancf8r _._".........,. _ l!lII_ a QlIII'Ibllnl8nf...." "'~ __ ten<la<. (v)
AnYol1tl8_-'_lnlhit-..rl___~lOany~QI___ /ll1......,ngoocffl!lll__I_
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!lIIs No'" one! all acc:tU8cf unpQllnlllrllollm~ _ 81XI _ 1IImlww... pay lIlIIalllOWlt '-"_ fillY !lint or pay _ _ 10 IloIp
c:QlacI.lhio NDID U IlCmlMr '*"" fIIll PlI\I. _ "'"" wlI pay Ler1dar IIlII 4"-1l. Thb /ndlld.... subjrlollo any IlmIl$ uncfor app(l:able laW.
tel1dsr's IIIemq,( '""" and I..8r1cfen illOI/lIlqlIlJ/lSII5 whlIlltar cr noll!llf8 19 a _ Inc:fUcfIr1g IIInrMyIl' _ and IogJll ........._ far IlIt1Iul4lftY
Jl(QCI8llftlgl (lndudlll/l eIIlI<Is to modifll'lr _lIIlI'.LtonuIIlc"",y fit ttrjual:tlafl~ appu/S, and any ~ posI-judgment CIlIlodlan lI8rW:801. If
IlOI prohIlIted by applit:.lbla II.., _ """ ... Il8Y lIIlI' c:ou1 com. In add\lltln to .. _ SUlll!l prD\li<llId by laW. II JUdgll1lOllt '" _rBd In
CClIlI1ac1on IOill1lhio NoIQ. In_ ... .........10 &ea\lII aR IlI/S _ atlar ~ III tlIB _ tqIa lIPP-. '" Illls Nol8 at IIlIlllmD judgmMt Is
lIlllorocr. TIll. _ .... _ ~ I<> ~ IIld Illl'.~"" by ~ In .. ~.,.o.I"_ '" PeI\norIYMla. If _ .. . -.
___~fIIIlUI!'lClo_tl>_jllol>odllJlo,1or___DII~ClMIIr.tIV!~oIPennllJMwlf..
ThlallalUMIIIIe_,""" by _ constlUll4 In''''''Dtllln:ll_Ille-.,allIIe ~ Lnh aI~.
RIGHT OF SETOFf'. !IcmlMIr grattlS lcl ~ . ~ . l<<'{ llllCUlll\IlnlonosI In. Int llIrabI' 0Sllill1lSo. ~ doIIiwrs, ~ lIJ1d
1IlI~ to I.andar all ~ right. tlIl9 4lllI _1Jl and 10. ~ _nIs _ IanrlIIr t- clIacIclll/l, ..\ling$, .... """'" _
lOCCOUt'l).lncluding wIIhcut a_ III aa:DUl!I _ jClInIlY "'"" __ _..... of """"""" IlorrtJooao ..oy cpllII In 1M1uhnt. _11lll _
aU IRA, Kaogh" ond tIuslllCCllll.... aano...er aulltorlms ~. 10 lIla _ penrilled by appliClb... ...., Ie "'- rr SBtc1I all .urn:; llWftIQ "" Ihls
Nll\s All'linst!lllY and"l ....h """"unls.
cOLlA1SAl. This Nola Is SIlCUllld 1Iy.1n a<IcfII!cn Ia llIlY _ ClllllIluJII. a MarfQ/JOo dIIacl.JmwaIY l!ll, IlI96. 10 LandlIr Qlt nlllI PfIlpll!ly lol:aUIclln
~d County. Cbm~ af Pennsy!1IIII1s. and a MOtIQI08 daI8d Ja/lUaIy 2Il, III!Ili, In lAnder en I1IlIlll/Dfl8'lY Iooalad In CU_18nQ
CcunIy. Ccmma_ nI ~....a" ilia lllm15and_oI..nrCII...llIlIbyln<:DrllMlladlUld_apadcllhi&_.
UN!' OF CREDIT. TI1ls Nata..._ a hl\IDIWlu.... cf tl'IlCIIl. Ad1oono:as"-1hfs _ /NY ba ""l' _. -"",1Iy ~'" by... 11III_
_, 1sntlor may, bulllllll<l _ raqulnl tl1Il all_l1IqIIIli\s 'o81:Dlltimlo<11n WItlng. AII.:ommunlcallonl, lrl:lIIudicno, Dr cIl1_ IIylallptlona Of
alhmwIs8lc Lender am Ie "" cfNdad Ic ~ .... _ ftbouo, n. ~ plUtytJI:perflIs_~"'raqtJIIOI-... umlarlha Una
cI cnocIIt unlil Lendor """"'- tam _ a11..eMo1's __ &l-.. _ _ ....... cI ~ ol1hdrllldhlri1y: 11, ..., Eo GrmIl,
PnNlldelll- ~_Ict:l8_feral sums_ OO~"'-..dInc8_tIla_Dlan~ _ tJI: (I>)<l8CIiIud
Iolll1y..1 BOI'''-",,, llCtDW1III_landw. lleuolpl!a pPDcIIlII balanc:a ~.,.,lllls _ 81....._ maybe ......0.....:\ by _onllllo
Nnllo or by I.and/lJ':o ._ -. illClUdno daiIv ClDIIipuIat ptln\.-<>ut<. Lencfot WII _ _ ~. 10 """"""" funds und<lr u.a. Nolll I~ (8)
B~ or IIIlY QUl\1Inlor l:s In <loIaull under 1M ,..... '" 1m. _ Of IUl'f ...._.. \llat 1larT_ ... .ny ___ h4& 'I4lb Lend<Ir. Indud~ ..,.,
_nt mad. in coMllCflcflIMm "'" r;IgnIl1\I oIlllis Nota: (0) B.........ar 8lIlI a_"" __ dll!rcl _ ...'" _.1; (0) ony~r
-._ or_ ollomllb to~mll. madlfll'" _."""__,,_nlMallnio NoloDte.<r1_lIllln oIllh lBncfar; (1l)_1m
.ppllod lunlis pIllVIcJad pUlSWlnt '" thl. Nclll fer p_ _ lhan "'.... /lulb_ by I.8ndat: or I.} Lender In Qaall ~ _ _,......,...
undorll115 NoIa0l8llll1llller ___-'l.\lIIdIIrlnd El",,-,
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241-0060 FINANCIAL TRUST
PROMISSORY NOTE
(~nueCl)
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358 Pro
APR 28 '00 07:08
page 2
GBIERAL PRlwtsIoN8.. 'TbII; N.,.Is".,.nJto on '*""nd. 'Ib9'IlCI1lstOn a/8jOlIl:IIJc _ pnl\II$lons tJ( rlQhIs of UlIIdor sW J1ClI preclud.l.8ndor.
rtg!It to _ ~ OIl111s Nda on lis _.:I. Lentter may doioy "'1oIvo onron:lnu any allIIi: Ilgh\s << ,_ llI1d8r \hif Note WIthout lINIng
-. n1111l1TOWtl1' """ IIIIY oliUIr _ WIto OIgI1ll, ~<<ondllltaS iI>s -. 10 "'" orxIotlI ~ by Jaw..... ",_,I/I""nt. detnQnd tor
pAylne . pnlIast """ IIGIIco d <llsl1onor. Up"" _ c:!IatIg& In lIUI _ of 1llIs NGf-. """ unIlIss llC!w/lIIIw ~ sIIllId In lOriIl/lg "" pjI/1V..no
Pvno 1hls Nola, wllolII8r., _, QUlIIaI1IOr. accommaclollon .... 0( ....~. .. bD .-..- Ilom 1IlrbIlIlY. ill suclI JlOI/Ia _ u.t Lendsr
JIII)'_ tlt _ (~""" lev OIlY Ionglll 01_> lI1I:I r-.<< _...,.p8dyor_crc:ollollonl/; 01......., flIIl to _ upo. or
potfec:t Lender's ~I)I il1iluIIcIlIt "-.....-; IlIld lolctt _ ""* oQo<l dIomlIO _ by ~ fIOIIIhOuIlllD c<nMI ", Of _10 lIIIYOne.
Ail suclI Pll/IlOs olio _1hlIl1.8lllllr lDIIY mocIf1lhis an wJl!lC<llllllJCllrl5IIIIl '" 01_10_ aIlW _lho patty","" _ rile mlldUll:allon
..llIUlD. If lU1Y palIo/l 0I1I1Is NollIIs tor __ ~ to blt"'_~. ...Illlfa&cllho """"-bIliIy 01 ""y _ ",ll\IIsInoo 0I11l1s
NolIJ.
CONFESSION Of .JJllG1IEIlT. IIOflIlOVt'!;R HER8:lV lflRS\ICJCASLY AllrHOfllZESAN!) EMPOWERSAN'( Al'TOR/'JSY 0Il"l'HE PRarHQNOTAAV
OR Cl.EfIl( OF N<< COt.Rt IN -me COICUONWEAL'fH OF PENNSVLIINM, OR ELSEW~ TO N'I'EAR AT ANY"TIME FOR BORIlOWER Iol'TER
"OEFI\Ll.T UNDER mS NOm. AND W/Tlf OR Wm/OUT COMPl.AINT A/.EP. AS OF NN TERlI. CONfESS OR _ JUDGMENT AGAINST
1lOAA0Wlm FOR THe amRE P!llNCIPAL BIll..ANCE OF TIllS NO'lE 1ol\II> AU. o\CCRlI2) lNl'ERES1". TO&E'IHl:R WITH COSTS OF SUIT. AMl AN
A'TTQlM:Y'S ct>>I~1SSlON OF 1E/oIl'ERCENT 111l%) OF THE U/IlI'A1D PAINClPAL llAUNCE I\ND ACCAlJS) INTEREST FOR ~ON, BUT
''''-''NY EVENT NOT lESS THMI AIlE HlJNDRED OOl.l.NlS ~) ON WHICH ~ OR .J1JDGI.IENlS OI'E OR MCflE EXECUTlONS MAY
ISSUe IMMEDlAla Y: AMl FOR SO OOING, TIil$ NOTE OR A COPY OF ms N01r VSlFlED ilY Ilff'IDAVJT stlAU. BE SlJFF1CteNT WARRAN1.
TliEAlIrHOROY GRAN'fa> IN nilS NOlE TO CONFESS JLIOGMENT AGAINST BalIlOWER SHJ.U. NOT BE ElCHAlJSTEl) 'H'INol'f EllEI'lCIs; Of
Tfl"T AUiHORllY. BISf SHALl. CONT1NUE fROM illle'l'O TillE I\ND AT AU.. i1~ UNTlL PA'nIENT IN FUU. OF AU.. AMOUN'IS DUE UNDEl'l
THIS t<<m:. llORIlOWm HEREBY 'NAJVe$ AHf RK>HTIlOfW7t,51 WAV HA'IIE TO NOl1Cl: OR TO 1\ ~ Il\I CONNECTION WITH Mor(
SUCH CONI'IlSSION OF .lIJOGMENT AND sr...lES 'TliAr IlCAIlClIHS'llWlllEEN ~ 'H'I L.EGAL COUNSEL -n1E WEN ARISING
l'ROr.t fW'( .lUtJGMENT CCNf'l;SSED OR ENTERal l'\lRSUANT TO nE FORSGOlNG AUlliOMV SHAU. NOr ElC'I'END 'TO ,.,..., or
1lORl\0WER'S IlES10ENTlAL IlEAl. PRQPERl'Y AS TliAT"TERM IS IlEfINEO IN '!"HE ~VANlA ACT OF JANLWlV 30. 11174 (PA. LAWS la,
NO. 6), RI:FERRED TO AS TIt: LOAN INTEREST" ANllI"llOTECTlON LAW, AS 1lMENDED. AND 'nil: HOLDER OF fW'( JlJOGlo.4ENT CONFESsED
OR ENI'aIEn PlJRSUIINT TO nJE FORGOING ,.tmlCRllY SIW.L NOr. IN ENFOFICI3iErfI' OF A,..., SUCH JUPGMENT. ElCEcun;. u:vv OIl
OfIJERWlSE PIlOCEED AGl\JNST PH( SIJCll RE5IllEtmAL REAl. PRCI'EffIY; l'flO\IIDED. liO\NE\IER, "tWIT 'THE WEN OF SUCH JUllGMENl'
SHALl. EXra.ID 'TO SUCH RESlDENTl"'- REAL I'ftCPEmY AND TliAT THE H~ 1liBlEOF Sl-W.l. lIl; PER,..rrn:;n TO ElIECUTE I..EIIY OR
PRCCEW AGl\JNST SUCH RSSlDENTIAL REAL Pl\Ol'SiTY FROM AND IIFlEH nv: ENmV OF A JUDGMENT AS CCNrEMPLA1m BY SECTION
4117 OF SOCIi I..OI\N II'lTER$!' NI:) J'llOTECTlON u.w I\ND R1.ll.ES 2llIl' 'l'O;!9llIl OF TtiE ~v.w... RtJI.ES OF CIVIL PAOCeDllRE, OR
S\.....a:ssoR OR S1MItAII STATUTeS AND RIJ\..ES. NO UMrrt.'llOIt OF I.JaoI OR Nol'f !;llECUl1ON. I.EVY Olt 0T1iaI ENFORCaAENT
CONTN/iSJ IN TIt: INIolBllA1E.Y PREaallNG samora SHoW. ~Y WITH R!:SPI;Cf TO ANY .l1JDGMENT OIJrAlNEtl 0l1G 'lW.N 'H'I THE
~NG MSTHORlTYTO CONFESS OR EN'lEII JUOGMENT. .
I'RIOR TO SIGHING THIS IIOTE" IIOIlIlOWEIl _ AND I.INOSRSTOOD ALl. TllE PROV/SIOIIIS OF THIS JI07E. lNa.lJDlNG THE V,lPIAllLE
INTalelT RATE I'ROV\SIONS. IIORROWER IlGlIfei TO 11E TERllS OF TtlE IIOre NID AClaIOWLeIIGES RECBI'T OF .. COMI'I.ETtro
COPY OF l1fE NOtE.
IIQIUCWER:
:~ . .P,. . . .... .... ..
\Iar1&I)ItR3M.Lift&otQrtdll., LASEf\""O.~u.s."'l" ""r.....Q"..vtlt_3.1gl=1'..CfI~ta::.. AII~"",..liC'Wdo.(Pa.-g;o~.lf(Ct.D~l
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241-0060 FINANCIAL TRUST
dl..\Sj
358 P04
APR 28 '00 07:08
RECORDATIoN,REQUESTED BY:
I'ame<sTrUSr-camc-v
one Wat Hl~ strIIet
catt_. PA 11013
~~.:- ::-:::-;'" ...r.... ......~
r:t:f',..-.......:... ...,......~:;;,
.!"l'':.~:':':'''~:\ OF D.:EDS
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. -~"-~"- COUNTY, ".
. ...
~95 FEl3 3
flfllD 51
WHEN RECORDED MAIL TO:
~_ Tnrat COmpany
an. Wat Hlglt s_
COI1Is1e, PA 17013
'"
SEND TAX NOTICES TO:
-mlltY E. Grenl
:u2 WlOIton Skeet
lJ!mOyne, PA 1~
Sl,'ACEAII01IETHlSUNE IS FOR RECORDER'S USE ONLY
OPEN - END MORTGAGE
THIS MORTGAGE SECURES FUTURE ADVANCES
THIS MORTGAGE IS DATED JANUARY 26. 1995. between Rosemary E. Grant, whose address is 342 Wallon
street, Lemoyne. PA 17043 (referred to below as -Grantor"); and Fllmlers Trust Company, whose address 15
One West High Street, Carlisle. PA 17013 (referred to below as "Lender}.
--
~
GRANT OF KORTGAGE. Far v_.. consklerallan, Gmntor grants, ~ ~ conveys. __ __ ~ conl!nn4 and
mort_ to Londer IlIJ at GnonIo"s right. tilla. and interest in and to "'" following _ rlllll pr~. togIlUl8r wil!1 411 <JXistiIlg ",. Sllbsequon!ly
_ or affllaJd bUildill!lS. improvements and fixIIns: .. _. Ianas, aJIoys, P""""""" and ways; all _. righls 01 way, aU Ub-'
privileges, _nis, IletedItamenIs, and apputlananc:es UawnIo belonging CI" anywise mad& apptJr1snanI _. and too nworsions and
11lnWnden; witIInlSpOCl_: aII_. water righls. ~ a1>d cit:b rfgl1Is 6~ sleek In _ wiIh dilch ",. irrfga_ rightS); B.nd all
o/h... rights. royalties, and prc!lls _ng 10 !I1lI realll'oP<l'1Y. incllJdng _ _tion .. minerals, oil. gas. geolhermaJ and similar mailllrs, lOcated
in Cumberland County, Commonwealth or Pennsylv<lnia (the "Real Property"):
Deed Book:1O-E Page 81 Township: L r=..""", of,,, ~
The Real Property or its address is commonly known as 342 Walton$treet, Lemoyne, PA 17043.
GranIer PI1lS<Intly assigns to lander aU 01 Glan1cfs riQIlt. liI!e, and interest in alld to all leaSes 01 the Property and all Rants from the Property. In
addition. Gtalltor gnurts to lander a Unffcrm Com_ COde see!lrll\l in!AlnlSl in th8 Per.sonal Ptoperty and R8nls.
DEFINITIONS. The fallowing words shall have lhe following masnlnQs when tJSad in this I.lcrtQage. Terms nol c/herwise c'ofined in Ihis Mortgage .hall
have Ihe mea'nings aIlribulGd to SIlCh terms in the Uniform CO........caJ Code. AI roletences 10 doIlw amounls _ mean amounts in lawful mcney at
the Unilad State:l at America.
1lorroIIo:r. The WOtd "llorrowd' "-'" ear;h and <M$'f pllr.iOO or ""lily signng _ NOle. including wilholll ~tallon R. E. Gralll Company. Inc.
Granlor. lbs WCI"d "Grantor" means any and all I*'SOtlS """ enfiIim lWICuling tIiis Mortgage, including willloul limitation all Grantors named
Db""". The GIani",. is the mortgagor under !his Mortgage. Any GlanIllr who signs this Ma1gag8. but _ nat sign I"" Nola. is signing this
MQrlgage ClIIy la gnurt and ='~ 1l1at Granla<'s _ in ths R<loll Ptcperty and 10 gnurt a sacurity intecaslln Gtantor's intarBSl in the Renls B.nd
Personal Proporly to Lande< and is no/ porsonally li.oble under iha Note _IllS 01llllrwis8 provid6d by conlraCl CI" law.
GUlltantor. The word "GUararllo" """"'" and includes wilhcUllimilaUon oac:It and sa of iha guarantors, sureties. and IICCOtIImodauon parties In
connection witIIlhe Ind_......
ImprovemelllS. The w",.d "lmptO\lements" maans and IncludeS wiIhouI ,miIaIion all eJdsting and fuItn8 imp_nls. 1Ilc!unls. IlUlldings,
_..... mobilo hOllleS _ on the Real Ptopeo1y. -. adcIilions. ~ and _ ~ on 1h8 Real ProparIy.
Ind__ The WD<d "lnd9bledness" means IlIJ principal up Ie ~5lI.OOO 00 ~ under the Nola al.any lime and In_ payable untlel
the Ncle and any emounls expended ",. advancad by Landor '" __ ~ 01 GraI>lor or _.... incunud by Lander 10 enfon:a
obllgaUOllS 01 Grantor under this Mortgage. Iogether willi _ on .tx:hlllllOlltlls as pIOVided in this I1IQrigag.. Speclftcall\l, WllhOUlllmllalfon.
thla Mor1goge secures a revolving """ 01 CQCQl, which _gales l.Bacler to """'" odvances to Borrower um- Borrower falls 10 comply
With 011 Ih. terms at tne _ _ ~ gives llOo'roWer a nollce of GelaUII. TIle _ _ secw1ty Irllereslll crllllll:d po"""",t to tl1I8
Uort_ COV_lIlhe Ind__ wl1lcn may be crurod In the tulure llIlall relale _10 the date of lnla McrlgogC.
l.oIKIer. Tha word "Lander" means FllI1IMIr$ TI'IlOI company. its 5l~ Otld assigns. Tha Landar is Ihs mortgag... under.his Morlgaga.
MoI1goge. The word "Mortgage" II1IIat\S this Mortgage b9Iwoon Grantor and Lande<. and includes wilhC<JI timltation .. assignments and SllCUIlly
intamsl previsions reJaIlng to In. Personal Property and RallIS.
Nolo. The ward _" maans iha pIOJ1lIS5oIy nolo or credII agreemant dalad J:lnuary 2ll. 1995. in the orlgina! principal amount of
$50.000.00 inlm Borrcwer to Landor. logIII!1ar with .. _ 01. mdansions 01. rnoclifications 0/. _ngs 01. consolklelions of. and
subsUtutians lor the promissory no/a or lI9'ooment NOTICE 10 GllANTCR: 1lE NOTE CONTAINS'" VARIABLE IIfTEREST RATE.
Personol Property. Tha """ds"Person8l PrDpady" moon all oquipmunI. _ and ollie< _ Of personal property now or horoatter ownod
Oy Gl1lntor. B.nd new CI" I10tealblr atlach9d or _ to the _ with aD ae<:esslol15, parls, and additions to. .. replacemonts of.
aod a. subslitulions lor. any at sllCh properly; and 10gClIlar with all tion all ins"",""" proceeds and ",hmds at
premfums) kom 8J\Y sale or _ dispo$Uon oliha Ptcparty.
Property. The word "I'rqmrly" means collectivoly IhB Real PrOllorty
Real Property. lbo words "Real PrOj:lllr1y" lJI860 the property. Inter
_ Do<."nents. Tha words "RoJafed Documonls" mean
~
"Granlof MortQago' sootIon.
omIssory no.... credtt agroomenls. loan
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241-0060 FINANCIAL TRUST
358 P05
APR 28 '00 07:09
"
MORTGAGE
(Continued)
Page 2
_.1Is, -"rnIlnIIll aqroelllGtllS,.91l'I'"/Itie.1l. lIeCUrily aQ/ll8I1111111s, mortgages. daads 0I1rust. and all oIhar instrull1llllls ag....llI8nts and
dOllUll1ef\Is, WIIeIh8r now or hecll8flat ~.llIll8Cllted In conneclion with the llldebl8dness. .
~.The word '1'lenIs' IIl8llf'lS IllI _01 and Iulu,* ,anls, ,_nues, lneoma, ...... royalties, profiIs. and oIhar banIIfifs derived ftom Ihll
THIS MORTGAGE, INCLUDING 1111! ASSIGNMENT OF RetTS AND THE SECURITY 1NTERE$T IN THE RENTS ANIIl PERSONAl. PROPER I f IS
GIVEN TO SECURE (11 PIoYMENT OF THE -"""","E$S NGl (21 PERFORMANCE OF oW.. OBUGAnONS OF GRANtOR UllDER rias
MORTGAGE I\IID THE RELATED IlClalIIEJrTS. 1HIS MORTGAGE IS GIVEN NGl.\Ca!PlED ON nE FOI.LOWING TERMS:
GRAHlpR'S WANaIS. Gral1lct \l/llMls all ~ or deIenses arising by ......., 01 any "lln811Clion" or ~ocy" law. cr any oIher law which
may p:MnI Lander from bril1Qlllll any acllon againSt Gnu1Ior'. Including a Claim lor dGb..cy 10 the _ I.andar is olh_ enIiIfed to a claim far
daliciancy, balalI or -l\IIIder's commanc:emant or CXlIIIpletion 01 any lmIc:losur. aclioJ1, eIIhet jodicially or by lll<IIIllIse Of a power 01 sale,
GRANTOR'S REPREllENTIonONS A/olD WARIWmES. Gtanlor -.anls thaI: (a) uiis Marlgage is _uled al Bomlwer's IWqUO$I and not Illlha
reque:rt of Lander, (b) Grantor has lI18 IuJI pow<< and right ta an"" Into IIlis MOrlgaga'lmd ta hypoU-1e IIl8 Proparly; (e) Glantor has _lisl'Iad
acteq.- IlI8lIns of obtaining from Borrower on a continUing basis inlollnallon about' BDmlW8I"s ftnancllll COIlClitian: a~d (d) Lender lias madB no
/1Iflresentatton 10 Gnlntor about Borrower Qncluding Without fimltation the ~ 01 Bomlwer~ '
PAYMENT AND PERFORMANCE. liOu:apt as aIhorwise pllIIIidec:l in _ Mcrtgage, BOlI1lWar shall pay 10 Lender a11lndebl8d..... SBCllIIId by tills
MClItgagIl as ij becomes due. and Bonawer and Glanlor shall sVictIy perform alIlheir rMpadive cbIigaIIons uncleir 1Ills Moutgagll.
PO$l!EllSION AND WUIlTENIlNCE OF THE 1'flOpfftfy. Glantor and BllII'llWlIr _ tIIaI GJ;anIor's PDSSeS$ion and..... of th8 ~ shaU lle
gIMIIIIClCl by tile 1clI0Wing provisions:
1'0<'_.''''1 ami \Ia. Until In defaull, GninIor may I8lIlain ;n pass_on and control 01 and operate and manage Ih8 Proparty and collect IhG
Ranis from the P'Ilpe<Iy.
DIlly to UaInIaIn. Grantor shall maintain the Ptopetly In IElnanlable concfdion and prempUy perform aU rapaQ. Illptac:emenls. and malnlananca
necessary ta _ it!; value. .
-- SUbellnces. The ll/mIS _deus waste," "ha2ardaus sub3lance," 'disposal," "1eleasa," and "tI1rIIaIened rei....: as USOld In lhis
Mortgage. shall haw the $Il/lI8 meani/lgS as ..llarlh in lI1e CornprehQnsive EnWonmanlal Respon;e, CompeRsdcn, _1.iabiIi1y Id of 1!lllO, as
amendecl, 42 U.S.C. SscIion 96tH, at seq. ("CERClA1.lhe SlJpedu/Id _ and Rea~ ACt of 1986, Pub. L. No. 9Il-49ll
("SARA"), !he Huerdous Mal8rialS Tf'8n8POriation Act. 49 U.S.C. SacIion lBOI. at SClCl-, the Resouoce Con:Iervaion and Recovery Ad, 49 U.s.C.
SllctIon 6EIOl, at seq.. or _ opplicabla Slalll or F_ ra.... ...... or l8lIuIaIions adcpled jllIISUlInI ta any of the foregoing. TIle terms
"huatclous _' and "ha2ardo1lS subsIanca" $IlalI """' includB. without limilatlcn, ~m and peInlIaum by-jlroducls or GJOf ltacfIon !hare0l
and asbesIos. Grantor I1IpIllI8IllS and warranIS to Landor _ (II) Duling the period 01 GIaIIlar's --.;p a11h8 PIogerIy. ..... lias baetl I1C
use. g&nanltion. manUlaclule, sfol\lQII, L-.t clispasaI, ,.... or 1/vaeIeRec:l_ of any __ _ or substance by any peraon 0tI,
under, DC about !lie Proparly; (b) Grantor IlIIS no knawladge 01, a _ to believe lIlal thenl _ _. _I as previously cIisClo\!ed to and
acklKlWilldged by Lender in writing, (i) any ...... ganeratian, manutacturs, ~ 1nIaImenl, clispasaI, ndease, or threatened release of any
hazardous waste or substance by any prior ClWI1IIIlIor occupants 01 the Ptopeo1y or (n)lony acIuaI or IhnIatened litigation or _ 01 any Idnd by
any parson reIIIIlng 10 such maDe/$; and (e) Except as pl8ViOUSly ~ ta and acknowledged by Lander In writing, (i) _ G...tor nor any
lenant, con_, aganl or _ ~ ~ oIlhe Property shaH use. _Ie. manUlaclule. slonl. ltaal. dispose of, or _ any
hBZBrdow waste or substance on, under. or aboul1ha Property and (u) any such activity shall b/I canduclad in eomplianc8 wilIl all appUcable
lec:leraI, slale. and local laWS, l8lIulaIIons and ordi_. including without /lmitaliorI f/lose ~ nlgUIations. ami mdnanoas deocribed above.
Grantor'authoriZlls Lender and itS agllnts to enIar uPon !he Propet1y to .- such inspaclions and lesls. at G<anlor's """..... as Lander may
deem approprlale 10 deIennina <;omplian:8 01 !he Property with this -.. of tho Mortgage. Arfy inspeclions or Iests made by Lanclar shaD bll for
Lander's purposes only and sllall nol b/I COIl3lruad to l;IaaIe any responsibiIiIy '" liabilily on th8 pall of Lender to Glanlor Ct 10 any oIhar pelSon.
The I9Ilresenlalions and WIl/'/lIIlIIGS ca_ hBnin _ based on Gtantor's _ cliIigancB in invesIigaling-lhe PropGfly-lor hazardous Wasta.
Gtantor hereby <a)"""" and waives any futute CI4ims againol LfIndar lor indemnity or contriOIIlIolIln tile _01 Grantor _ IiaIlIII 101
daanup or oIhar costs under any suclllaws. and (b) _ to indemnify and hOlCl harmless Lender against any and aD claims, 1_ liabiIiIie$,
demages, penaltles, and """.".... whieh Lender may directly or lndirec1ly Sustain or:wller resulting from a blllllCh 01 this seclIon of lite MerlQage
or as a consaquonca of any usa. ganeration, manulaclure, storage, disp05lll. ""- or Ihreataned release OCClltIing ptIot 10 Grantor's ownetSlIIp
or Intaraal in the Properly. wllethOl' or nolthe same _ or should haVII been known to Granlot. The provisions oIl1lls _n of IhB MortgagB.
InClUdillllll1e obliglllion to indemnify. sbaII surville the paymBnl of tho Indebtedness and the saIlsIactIon and recomeyance Of llUlllen ollhls
Mortgage and sbaII not be affacled by Lon,,",," _ulsiIion of GJrf interest In the PropetIy, whelhar by IDnlCi05Ul8 or a\htIrwisIt.
NoINnce, Waste. Grantor shoO not ca..... conduct or petmIl any nuisance nor comnUl. ponIiI, Ct sulIer any slripping of or _Ie on or to the
Praplllly or any portion 01 the Pnlparly. WiIhout fimiling !he generallly of !he foregoing, GnIIIIor will not _. or granllo any olller pany tile
right to 111III0.., IIt1Y timbar. minsrals ~ncIuding oil and gas). SOil, gaVlll or mc:k products without Il>e prior writIen consent of Lender.
Removal OIlm__ Glantor:shall not _ or _ any ImptOVtlIPEIIlts r.o.n lhB Raal PraparIy _out the prior wrilten consent 01
Lender. As a condition to the ...nlll'laJ of eny ImplOV8'llGRlS, ~ may requira GIantcr to make 8/l'angemenlS saIislaclDly 10 Landor to IBpIac8
such Improvemenls with Impro\l8mants 01 a1leas1llClulllll8lUG.
Lender'e Right to fIllet. Landor and i!$ egents and IBpresanlativ8S maY Qn18r upon the I1eal Ptopeo1y aJ all raasonabl8 timas 10 alland In
Lender'll i_ and to inspect the Propetly far purpD911S 01 Gtanlor's complJence will1lhe Itlrm:; IInd conditiOIl$ of IhI$ Mcrtgnge.
Com~ w1lh Govemmem.J RequltemenlS. Glllntor shaD promptly comply with aU laws, ordinances. and reguJaUons. now or herllatlar In
atIacl. 01 all 9owmllUll1lal authcrilies app/1c8b18 to tile use 01 occupancy of the Properly, IndUcllIlll _ fimilaliOll, the A~ Wdh
Oisabililiw Act. Grantor may conlesI in 900d IaillJ any suc\llaw, ordinallal. or regulation and wilhhold compliance during any proceeding.
Including approprilllll appeals, $(I long as Grantor haS n_ Lender in writing prior to clOing $0 and $0 lOng ... in Lend8r's sola opinion.
Lancler's i_ in tho Property ..... not jeopardiZlld. LfIndar may l8Q\liI8 Grantor to posI aclaqua18 ......,;ty or II sunlly band. IIIIISOnabIy
sa.-y ta Lander, to protecI Lanclef's In_
Duly to Pro_. Glantor agrees _ ta abandon nor _ unaltencleCl IrMo PropBtly. Glantor shall de ell _ acIs, In addition to tIlose acls
sellar1h obove in !his sectlon. whiCh from Uta cIvirecIlIr and _ 01 tne Propetty ore rBIlSDtUIbIy nacassary to protect and PIll9GMlIIte Property.
il2 DUE ON SALE _ CONSENT BY LENOI!R. Lender may. al ;to option, declare immediately dua and peyabla all SUlll9 _urII<I by !his Mortgage upon tha
~ sale 01 lIllnsf8r. willlout lI1e I.andar's prior wrltIan COI1SBI1t, or all or any pari of the AeaI Properly, or any i_ in the Real Property. A "Sale 01
. ltansler" means the conveyance of AIW property or IIny righ~ UlIa or InIetu:lI therein; whaIhar 1agaI, b8neficial Ct equitable; wIlelhel' voIunlaty or
JIIIIOlunblry; whether by outrtght saIa, dII8CI. InsIaIlment saIa conltaol. land conb8cl, conbacll... _, __ inIereII with a Ietrn gllelller then tlltea
(3) years, fQo'~'on contract, or by sale. assig"men~ at ltansfar 01 any bBneliciaJ Inleresl in or ta eny lend trust holdlno UlIa 10 the Reel Properly. or
by any oIher method Of ~ 01 Real Property lnlaresL II Bny Grantor is . carpCllltion. pllllnarship or IlmileclIlabIUly company. lnIns1et also
InclUdes eny cluu1ga in owl18l$hlp 01 more than twllnly-tive pan:anI (25'llo) of the voIIng stock, parlnetshlp inIeftlSIs Of Umllad DabUlly company inIanlSIs,
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241-0060 FINANCIAL TRUST
358 P06
APR 28 '00 07:11
.'
MORTGAGE
(Conlinued)
Page 3
as the C8S8 may ~ 'at GI8nIor. Howewr. this QIltion _ nm be -=eel by lMdIIr H suc/I ~ is prohibited by Iad8nd "'wor by PllIlIlsyfvarDa
laW.
TAXES AND UENll. TIle IoIIowIlICl prOllisions _ng Ia "'" tues and li8ns on the Property ... a pgrt oIlhIs MOl1gage.
P&yIIlenL GIaJ!IUr shall pay when dll8 (lIIId in 811 _Is pIi(ll' to delinquency) lIl1laxeG, pa)Rlll '"- speclaItaxes, _nls, water chalges
lIIId sower - chaJuas IeIIle<lIlUllin&l or on aa:ounl 01 the I'ropady, IUId shall pay When due lIll cIalms lor worIc done On or lor seI1IItoo
renCl8nld or malJeriaI lumlShllCl to the Propllllv. GrIIntor shaIlll1llinlllin Ihe PnIperly fnIe 01 alllI8ns Ilaving priorily 0IIIlr or eqlllll to the Interest 01
1..ender unelet this Morlgage, 8Ill8Pllor thtl/ien of tues and - TT""lIlIIIs not dlol,lUId GICllPIas _... prDIIfder2 in lhe IolIclwlng JlIl/Il;I'aph.
RIghi To CoIdea. 6rantor may.wilhhold payment at ~ tax. lISSGSSII1IInl, or claim In CIlJIII8ction wftIl a good faiI/I dlspUle over the Gb/lgaIlon Ia
pal/. so long as Lendat's !n!IlIBIt In Ihe Prope.ly IS .001 joopatclimd. If a lien 8lIses or is Mod lIS a llISldl 01 nanpaynl4llIt, Gmnlor shall w1lh111lifl8Gn
(15) dap alter the lien ...... or. H a IIallIs fiIacl. _n fIfleen (15) days alter Gr8n1or lias no1ic:e 01 the filing,ll8l:Ure the Cllschar;eOllhe IIall or H
1IlIluas!ed by LeMar, cIspQlil wItlIlMdIIr """" or a suHiciem COlpOIaIe IlIIlII\I bond Or _ NCUri1y .-"'o<y to l.ender In an amounl suHicl.nl
Ia dischalge 1118 IiBn pus any costs and auClfl1llYS' Ieos or ortw ctvqllS thet COUICllU:ClUll /1$ a I8S1JU 01 a tlll'lll:losutrl or saIo .ndar Uta lien. In
any conl8Sl, G"""'" s/lall defend _1UId Landor and shall satisfy any acllIeow iudg-- belora _ aqaIlISllhtl Property. Branlor shaU
name Leneter as an addl~ Obligoa undat any suraIy band fumishad In Ilia...... P'OClIlOdings.
EvIdence of P8'JIllt!nL Granlor shall upon demand fumls/l1O lMdIIr saIisIactory 811iclance 01 paymant of Ilia _ or _menls and SllaII
authorl2ie the appropriala gOV8l'IImanlaJ oIticild 10 deIIvGt 10 I..endw at any lItne a wrifIan stalamenl Ollila tues and .........manls agalnsllha
Prope.ly.
NllIb:e 01 Con8lIuctlon. GllInlor shaU nolIfy L8lldar a1least IilIeen (15) days bolOI8 any ~ is commenced. any s8rvIcas 818 iumishlld, or any
materials ate SUPPII8d 10 1118 Property. H any maehanicfs lien, mal8riId.........lien. or oIh8rliBll coukl be ~ on sa:ount Ollhe work. SIlVIces.
or _ and lhe COSI ......... $6,000.00. GIaIlklr IIIiII upoII request Of ~ fumisIl to Landai' advance ..........ncas --, 10 L8llder
lhIl GRlntor can and Will pay Ihe cost 01 SUCh improwumen/s.
PROPERlY DAMAGE INSURANCE. ThIll_no proIIiSIons raIaling 10 insuring tII8 ~ BIB a pari 01 fh;s _gage.
MllnI8llllRc:e of 1__. GnmIar shaJI procure and _n PQIicies OIfWlnsul&nC8 with slandard exlanClGd ~ ~ on a
repllu:tunanl basis for lhe full 1_ value eovet'lng 811lmpro1111ments on Ihe AeaI Pnlperty in iU1 amount suIlIcienI ... avoid appllcatlon of any
c:oinsUlllIIC8 clause. and Wilh a slandan:I mDf1Qaoee c1ausa in Iavot 01 Lendar. Granlor shall also _ and maintain eomprehansive general
lIaIlilily illSUflllC8 In such _Ill am....nts as Lander may lIlIluesl wiIh TtUStee and Landai' baing named as aadlllc:lnallllSU18ds ill such IiabUIIy
Insura_ polJcles. Addifielllllll'. GrIIntor shall maintain such olhet Insurenca. incfuding bur noIllmitec1lo ha2llrd, businass InIerruptioII and 1loIler
inIIURI_ as Landar may IOquire. PoIIcfes shan ba wriIIan by such ItlSUI'IlIICII companies IUId In such form as may be reasonably &llC8plable 10
Landor. Granlor shaJI dsIlwlt 10 L8lldor cerIiIicaIas 01 COVIRlga lram each insurer ainllllnlllg a stipulation theI COl'IltIlga wiD IlOI be l:IIIl:8IIed or
diminished witllout a mlnlmurn 01 tan (101 da~ prior wriltan "'*" 10 LendII' IUId IICll containitIg any discIaimar 0/ ilia insunlr'llliabili\y lar failure 10
gi1/8 such nollce. Each ins.llInc:e f)Clit;t also SIIalI incIudB an andotsemenI praviding thai ClMlI8gIl in favor of Lander witI nor be impaired In all\'
way by any acl, amission or deIauII of Granrcr or any oIh8rl*'SOlL Shollld tha RaaI Pnlparly at any time baCOma IOClll8d In an _ deslgnalad
by IIla DiIvelor of fila FacfGral En1argenI;y ManaQemant IqiJrq ... a JlleciaI flood hazard 8I8lL GranIor aglll8S 10 obtaln and maintain FaderaI
Flood Insurance. 10 tlla -..r such insurance Is I8ClUinld by Lender and Is or Ilec:ona availablll. lor lh8 Ierm of the loan and lor Uta full unpaid
principal baIanc8 atllla loan, or Ihe lIlIIIIim.m Iimil of coverage Ihalls all8il8lllB, whidl" ill Jess.
APPlIClIlIon of l'nIcIed8. Glllnlor shaJI promptly noliIl' Lendar of any lOSS or danIage 10 tha PI\lparty I tha estimated cost of repalr or
replacamanr _ tIiOQ.Ol1. Lendet may maka proof 01 '-, GtanIor IaiIs 10 de so wilhin .... (IS) deys of the _lIaIly. _ or not
Lenclel's SllCurily is impailad. Lender may. "' iIs _on, apply Ihe proceedS 10 lha _on of lh8 lndobfed..-. paymenl of any fi.on _g
me Proplllly, or fila resIotatIQtI aM repalr of lha Property. U Lander _ta apply Uta ~ 10 -..Ion anel repair, Gmnlor shall rapair or
repIaC8 "'" damaged or dlIsII'OY8Cllmp_ in a mannar fallsIaClOtV 10 Lander. Lander shall. upon saflslacto<y plOOf 01 such OlCpeIlCllfure.
pay or raimbuna Grantor frofIIlII8 proceeCls lor llI8lUSOMb1e _I 01 repair or _ n Grantor is IlOIln clefaull _ndar. Any p_
which have nol_ disbUlSlld wtlhln 180 days _ _ r~ and which Lander has net commi1l8d 10 Ihe.repajr or raslOllllion 01 1118 Properly
Shall ba usad firs! to pay any ama.n! owing to Lander under lhis Mar1gBga, lllan to prepay accnled Inlerest, and "'" _ndel, ~ "ny, lIhaII bu
appliud 10 11I8 principal baJane8 of Ihe Indebledness. U Lander holds any procuuds alter payment in full of "'" Indebtednuss. such plOOlllldS shaH
bu paid Ie Grantor.
~1fId 1_ at Sale. Any ull8llpired insurance Shall inure to Iha baIllIfiI 01. and pass to, lh8 purchBs8r oIlhe Proparty CO\IllI'lId by Ihis
Mortgage at any _'8 ""'"... oIhar sale held undllr "'" prouisions oIlh1s MOIfD8ll8. or 01 any IDnlCIQSUtG saIo 01 such Propatty.
Gtllllar's Report on Inourance. Upon lBQueot of Lander. h_ not more lhIn once a \'11I'. Grantor shall furnish 10 Lo.ndet a l8port on each
lIIli:sfiog policy oIlnsUlllllCll sIlllwing: (allhe nama of Iha illSUl8l'; (bllhe risks Insured: (e) Iha IIIIIOUIII Ollha pQIfcy; (eI) the proparty Insured, Uta
than curren! replal;amanl value 01 such proparty. IUId Iha manner 01 cleIerminIng _1IlII..; and (ellhe 8IlPIIlltIon ClaIa 0I1ha poliCy. Grantor
shall, upon raquesl 01 LeI1dGr. have an indapondanl appraisar satlslacloiy 10 lMdIIr _... Ihe cash lIlllua replaC8manl CDsI of Ilia PropulIy.
EXPENDI1\lIIES BY LENDER. . Gr.InIor fails to comply with any pnMsion of lIis Morlgaga. or II any adion or proalBdiog is eommllllOlld thel would
malerially affect Lendar's inlaras1s in the Properly, Lendar on Brantor's bo/lalI may, DOl Shall net be raqUillld to. lak8 any adiOll lhaI L8llClll' d8Ilms
BPllropriale. Any amo.nt tI1aI Lendar GllP8/lCIS in so daing witI bear im.-est 81 Uta ralII c:Iauged under the Note Irom the _ incumId or paid by
lenGer ta lha data ofP8P8yment by Grantor. All such _, at Lendar's apfion, will (al ba payable on damand. (b) be 8ddIld to Iha baIanca of the
Nole and be BPllcrtianed among 8nd be payabIa willt any inslaIlmenl paymanls to bacome due dOtIng _ OJ Uta Ierm 01 any applicabla Insurenca
< palIcy or (ii) "'" remaining Iarm 01 the Note, or (c) be lrealad as " ~ payment W,lItCh will be due and payable at tI1e Nolll's malurily. T1IIll
ilMOrlQaOa also Will secure paymanl OIlh_ amounts. TIle righlll providad lor ill fh;s paIllQ18ph SIvIII ba in addition 10 any other righls or any _
lID wlticllLenClGr may be entillad on ac;caunt 0/ the CleMull. Arrt suchacflon by l.end8r shaJI nol be consItueclss CUlinglha _~ so lIS to bar Lunder
~'Irom IUlV lllmady theiR otherwiie -*l have had.
r. ARRANlY; DEFEIII8E OF TJ'TlE. TIle IoIIowino ptOVIstons f8IaJing to ownership of the Pnlporty ate. part 01 fh;s MoIlgage.
TlIIe. Granlor warrants thai: (a) Gnintor hOIllS goad IUId marI<eIabIe II1ID 01 _ fa the Propatty In fee slmple, Ir8a anet Clear of aIIIIBIIS and
ellCWIIlnnr:es oIhllr than lhll58 sat lorth In IIle Real Pl'opelly""" 1pUOll or In any 1iIlB lnslllllllC8 policy, fItIe report. ", llnaIlItI8 opinion Issuaa In
'l1 ravor of. alld lIIlC8pled by,lJIncter in cameclIon with lhis Mortgage, and (b) GranIorhas lha lull righi, powet. anet authCrily 10 IIIliICUla ond _
;;;'; this MorIgeQ. 10 Lender.
Ilerenee of TllIe. Subjtlcllo the axcaption i1111la panIllIlIph -. Grantor W\lII'aIIIs and wll __ daland IIla IiIfe 10 Ihe Proparty agalnsllhe
I lawful Claims at 811 pIII1lOlIS. In Uta event any don or procaeding is. com--* thai qUGSllons GIllnlor's 1i1le or the interest of Lender under litis
. Mortgage, Grantor shaJI cleland IhtI Bdion at GRlnlor's _ Granlor may be the nominal paIIy In such ~ng, b.lLander shall be
entitled to I>8/tiI;iIlllte in lite p~ng and to be represanted in lh8ll1QC8ad1ng by CllUnseI of l.Bnder's own choice. and Grantor wiD _, or
caUSlt 10 be dBlMlnld. to Landor $uch instrulllBlllS asl.encter may requas!1rom lima 10 lItne to permit such participafiOJl.
ConIpUance WIlb..... 6/IInlot _ lhal Uta Property IIl1Cl GranIot'$ use of llI8 Prope.ly compllas with all axlsHog applicaDle laws.
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MORTGAGE
(Continued)
Page 4
241-0060 FINANCIAL TRUST
358 P07
APR 28 '00 07:12
~
ordillll'lCG!o. I1tld "'lIUIlltions 0/ govem_ auIIlcriti8s.
CONDEMNATION. The following provisions IIlI8ling to c:ondemnalion 01 the Prcparly.... II PGtl 0I1his Martgage.
AppJIcdan 01 Net PJoc:ee.b. II all at any port 01 the PrclpeIIy is COl1dIlmIled by eminent domain prllC:lllldingG or by Ilny pnJC:II9dlng or purdJase
in lieu elf condemnallon, Lender may.. ib eIec:flon l8qUirBlIral all Olllny partian of the net JlRlC88ds 0I1IIe awatd De applied to Ihe Illdabledness
or the repair at I'IlSIClrlItion 0I1IIe Prcpllrly. The neI PI- of the award _ mean lIle _ _ pa}llll8tll 01 aU lU:lual cosls, Illq)IlI1S8S and
a~' IBBs Incurred by Lender in c:onnectJcn WiIll the c:ondemnalion. '
PnlceedInp. If any pr-ng in condemnation is filed. GIllnlor shall promplIy no1iIy Lendet In writing, lIlld GrIlnlor shad P1OJl1PIIY lIlka such
stllps as may be ~ to defend tile 8Clion lIlld obtain the award. G<an1cr may be !he nomInaJ por\y in SUCh P/'OC8Ildinv. but lender ihaII be
enIIIl9d to parlIdpIIIB in Ihe proc:eedlng lIlld 10 be .IIlPo-.lBd in tho PI_'" by CGllIISlII 01 iIs own cllOIce,lIlld Grantor wID dllliwlr or cause to
be defi\Illl8d to Lander such InsII1Jments lIS may be l1lClusslod by It from limo lo lkne 10 pennjI SUCh pIlI1icipaIian.
IMPOSlTlOll OF TAXES, FEES AND CHARGES BY GOVERNMENTAL AUTHOllmES. Tho follOWing proI/iSiOftS reIIlling to g~nmentaJ lams lees
and Charges are a part of this Mortgage; . '
CUrrent T-. F_ and CIlarges. Upon l8quosl by Landet. GIanI... ihaIIllllllCUIli such doculnenls in addition to this Mortgage and taka
whaI8vGt other action is l1lCluosled by. Lander to porfecI and continue Lender's lien on the Rellll'rop&r\y. Sranlot shaR IJIimburse lIlnder lor all
IIlXoG. as d9Saib8d below, logelhllr with 811 0lIpllI1SllS 1nc:umJd .n rocctdIIIg, perf8cting or conllnuing this MmIgaga. including wiIhouI Umllation all
texas, -, dccumenlary S18mps, and 01/1<< ehalVes lor recording or I8llisI8ring this MorIgage.
T-. The _ng shall cons1ilUle _ 10 WIIil:Il this secIIon apptios: (Ill a specIlIc talc upon Ihis type of MCltIgage or upon all CI' any pari 01
ilia Indebtedness sacUlBd by Ihis MOIlgagB: (b) a $pGCifIC talc on ~ whlch BDmlW8r is auIhorizlld or l8qUirBd 10 deduct /rom paymams on
1118 Indebtedness _urad by Ihis 'YPfI 01 M~ (e) a talc on this type of Morigagro """'-ble against "'" 18.- or "'" _ 01 1118 Note;
end Cd) a sptICific talc on 811 01 any por1illn 01 the InaabtaclnB5s llI' 011 paymeIl1S 01 principal and inlelllst made by Bcxrower.
SUbsequent T-. W any talc to whioh this SllCtion applias is enacleCI SUIlS8quent 10 lIlO cIale 0I11lis Martgage. IIIis ownt sltIiII haw ilia ll8lll8
efleet .. an EIllIn! 01 DeIlwII (llS definod beIow~ and Lender may _Ilny ... .. 01 its e_ I1IlJ18dies lor an Event 01 DeIauII as proliidad
below ullless Grantor IIifIIer (4) pallS the talc before ij becol\1llS d81inqu8n~ 01 (b) COIlIfIsts tl1a... as provlded.bGve in tl18 Taxa. and Llans
$IlCIion and depOsits with landei' cash ... a suIfiderIt COtpOI'IlI8 5uraty bond Ol other saOunly salisIacIOty to Lender.
SSCURm AGREEMENT; ANANClNG STATl:MeNTS. Tho following provisions _ng 10 Itlls MOllgag8 as a l1eCUriIy agreemenllllll a pari of Ihi$
Mortgage.
S"curltV ~L This in&l1umenl shall canstilul4> e secUrity aQfWm8l1lIo 1118 extant any 01100 PrllpetIy cansti1U18s lbduta$ at other ptII1IonaI
ptoparly, and Lender shall have all 011118 righls 014 secured paI1y under ilia Unilorm Com_ Code as amended from Ume to 1imII.
seeunty Inlerest. Upon requBSl by Lendel'. GIllnlor sI1aII exsc:uta financiflg Slal8mllnls lIlld taJce wha'- oIheo'dOll is I1IllUBStad by Lendorta
petlGcl and conlinue Lender's security i_ in Ihe ~ and PacsonaI ProDerty. In addllion to I1lCOlding this Mortgage in lIle raaI properly
l'8CtIRls, Lender may. al any Hlll& and wiIhouIlurther aulhori2atlon from Glantor, IIle "'(>'(>1!JIld CQUn!lIrllIIJIs. oapios at reprodUctions of this
MOttgeglI as a ijnancing statamenL GIllnlor shaI IBimbur.lB Lander tor .. SlIllllnOOS incumId' in pedec:tJng ot COIlIinuing this SIICUriIy intaresl
Upon cfeIauIl, Grantor ShalllIllS8IIIbIe!he PacsonaI PrllpetIy in a manner and at a P"'''''''-'IlIbIy r:onvonIanlto GIllnlor and Lander and rruduI it
4V4IIabIe to Lander within 1IullO ~) delIS attar """""I at wriItan demand from Lendor.
~ The mailing addrasSeS 01 Grantor (dablor) and Lendar Csac:UI1Id paI1y), from which Inlomlalion coroaning lIle security inlate$l
granted llY this Mortgaga may be oblalned (eacn as required by the Uniform ComIl18ldal Code). are as slated On ilia first page of this Mortgage.
FllRlHER A!lsURANCES; AlTORNI'Y-IN-FACT. 1be fOlloWing praliiSions telating to' fUrther assUGll108$ and altorney-in-lac:llll8 a port a1lhis
Mcr1gage.
Futther Aasurances. AI any time, and from 51f11l1o time. upon l8quesl oI18nCler, Grantor will make, OlC8C!'l8l1lld ~. or wiD cause to be
made. \IilOCUIOd at c!allvered. 10 Lendar ... 10 Lender's deSignae, and when reQU4SIed by L.ender. ClIlISII 10 De 1iIecI. _ded, rolIIad, or
..1IlCOtlltId. as the case may bot. aI such Ijmes and In such a/fices and pIac:es as LentIet mey deem -"ale. any and 811 such mortl)llll8S.
deeds 01 trust, oucuriIy deocls, security agreemen1s. financing slatamenls. .COJltinuatiOll staI8n&1ls, insUuments allurther llSSutant:8. _,
and other dooulflllnts Il$ may, in the SOle opinion 01 LlJIlder. be IlllC8SSarf or __ in order 10 eIIeCIUat8. compifllll, ~ continuo, or
p.-vo Ce) tho obligations 01 Gnmlor and Borrower u_ l/le NoI8. this Mortgage. and tha RllIated DocumenlB, and (b) lho liens and seaJriIy
Interes.. .....ted by this Mortgage lIS firsI and prior !lens on Ille Proporly. whlllhor now OWned 01 heo_ acquinltl by Granlot. UnIGSS ptohllllll1a
by law Of Bgfll8d 10 lna conInuy by Lender In writing. Granlor ihaII roimbur.i8 L8mlur flll' all cas" and expenses Incurrad in connection with thQ
rnaIIBIs I'llIetred to In this paragraph.
AlIomey--ln-FCIl. II Grantor fails 10 do any of the things I8Il1nl1d to in tha prec:edlng paragraph. Lender may do so far and In the name 01
Grantor and al Granlcl's /IIpllnlle. For such purpllSllS. Grantor hereby imrIocably lIIlIlDin1s L.ender as GnutIlx's atIom8y-in-1ac:l1or ItIll purposa
ot malclll\l. _ng, delivering, RUng, lBCllRling, and dOing all oIhar thing$ lIS may bot I18C8SSaIy ... desirabla. in Lender's soI8 opinion. 10
accornpl/$h 1118 maUar$ referred to In Ih8 plBC8ding paragtaph.
FULL PERFOflMANCE. II 8Ortower pallS all tho Indebtedness when due. and o/h8rWIse performs 8111he obligations Impcsad llPon Grantor undar this
MClI1gage. Lender shall _ an~ dBlhier Ie GIllnlor a suilable salislaction 0I11lis Mll/lgagIllllld suiIabIe _15 01 tarmiNllion 0/ any financing
. s1a1lllnant on /lie 8\11dendng I..IIncIeI'S seourlly Inlenlsl in the Rums and IIIe PacsonaI Property. GranIor WlII pay, II parmittad by apprrcable law. any
reasonabla l8rII1iNllinn reo Il$ determined by Lender !rom Hme to lime.
DEFAU. T. ElICh a11118 follOwing. al the OptiOll 01 Lender. shall 0:0_ an ovenl of default C"E- 01 DeIauIr) under Ihis Mortgage:
11 DefIIuIt QIllndl:blecl_ Fallwe 01 BllIT1lWef to IllIll<a any payment when due on the Indebtedness.
l'W 1leI4111t on OIJter paymenta. FoiIu.. of Grantor within the time l8quinld by this Mortgage Ie make any payment lor _ Of Inslll1lncs. or any
~ oIhar paylll8nlll8Cll!lSBrllo prOII8III_ alar to elIoet discharge 01 any lien-
c= Compllallee oer.un. Failure to comply with any olllar l8rm, obligalion. CO\'l!nanI or conditiOn _In this M~, Ihe Nolo or In any 01 thQ
Related Documents.
ii DelBuIt ftI Favor 01 ThIrd P..cta. SIlWd BO/I'OWllI' or any Grantor da_ under /Wi loan, 4l88n5iOn 01 CI8diI, ~ agreemlllll. purchasu or
~ _ 1ll!ftI8ment. 01 Ilny other lIQl88IfI8IIt. In fa_ 01 any oIher c:rediIor or paISOIJ lhal may maIeriaIly aIfec:lllny 01 Bcxroww'. prapIIf!y or
Borrowor'S 01 any Gtanlor'a abJ1i\y to repay 1118 Loans or perfam IlMIr IllSpOIl;tivB Qbligqlions under this Mortgage or any 01 th" RoIaled
Occu.......
FaI.. SlaIements. Any wanllnty, rep_tion Ol slatemenl modo or Iurnish8d to Lender by ot on behaII Of Grantor or BClfOW8f undet this
MmIgaga, tho 1<111I8 or Ihe ReIaIecI DllCllI\\81\Is is """" or misleading In any malarial rospec\. eiIh8r now or at II1a tilll8 moode orl\llll\Shed.
In8OlYellCY. The dIssoIullon or lennination of Grantor or Borrower's 8ldstenca as a going bu$:ineel;, Il1e Insolvency 01 Grantor or Borrower. tho
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241-0060 FINANCIAL TRUST
358 P08
APR 28 '00 07:13
,
.,
MORTGAGE
(Conlinll1ed)
Page 5
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appDintmelll Of. .-...101 any Il8/I 01 GI'IlnIor or Bon-oww's plqllI1y, IlIlY assignmenllcr II1B _ 01_-. IlIlY ~ 01 CI\IdIIor WOlkoIIt,
Of Ine comlllllnOlllllBnf of any pl'Ol:8adlr1g Undor any banIcruptr;y or blSCl""lCl)' laws by or aga/nsl Gnudoror 8orrOWIIr.
Follldo8ure, faIf8ItUre. eR.. CclnJmej'c........t oIlonlc:Ia$tq or IClrIBiIur8 ~ 'IIhlIher by judlcI8I JlRlI:8llding, saII-/leIp, tlPClIlS8Ssion f1(
any other method. by a"f CllldII&lr Of G/anIot or by any gcMlmmenIal aQIlIIIly aga/nsl1lllY 01 Ula~. HoweIr8r. lbi$ s1l'-" .,...... WII nol Iy
In Ihe avanl 01 allCXlCllailh dlspu18 byGmnlor lIS to lhellllfidily f1( ~ "'!he cIeIm_ is the.basiI 0I1IIe ~ or ~
PfOCIlllding. provided thai Grantor glII8:l Lander IOIiItan noIIce 01 SUI;h daIm _ IumIsI1es ........ or a SUI8\y bond IOIIIIe Cl4/m _ll1oIoIy to
lender.
Breach 01 OIhet Agreeme.ll, Any breach by GIllnlar or ~ under lhe terms of any otnar lIUI88ment IlaIween GIll..... or 8_ lIIId
lender Ihat is not remedilld within any \lI1lC8 period provided IIlenin, includInll wiIIIout QmItIIian any agrll8J\lanI conceming any indebl8dllllSS or
Ol~... obfIgaUon of Grantor or IIorrower to Lenclar, whether 1Illisti"ll now or Ie..
Evenla ArIeclInll G_. Any of IhB preceding _ 0CCIltS with Iespec! 10 IlIlY 6uaIanIar 01 any of Itl& Indeblednass or such Guarantor
dies or beeomesJI'ICOInpeIent or any GuluunIor ...... any gll8ninly 01 !he 1_~18$$.
Insecurtty. Landlll' In good faith deems ~ insecuru.
RIGHTS AND REMEDies ON DEFAlLT. Upon !he 0CCllD8nCB 01 any e""", 01 CeIauli Ilnd at IlIlY time IhentaIIllI' le_ "' ib wtion """y...........
any ana or more 0I1llB IoIlowl"ll rights and _.... in aGClIIion to any _l1ghts or remedies provided by law:" .
Allcelerate Indlllllednesa. SubjeclIo applicable law, lender sl1aiI hawllle rtght at ib 0lI11on withoulllQlice 10 80""'- 10 dacIar8 1118 antilll
Indebledllll$lllml!l8dlehlly due and payable. .'
UCC Remedies.. WiIh respecI 10 ell or any part 011118 PersanaI Property. Lendllr shall have all 1118 rights and "'mea... of a _urad party under
Iha Unilann Commercial Code.
COIIec:t Rents. Umder $haJJ have the righ~ wifIlauI notice 10 Goantllr or Borr_. to faJce P ~-1 01 the PropetIy and caIIaI:I tIla Ranls.
including arnaun1$ past due 8nd unpaid, and apply the Il8I PI" "" ower 8nd....... Lender's c:asI!I, against the Indabtad.-. In futtI1atanca 01
ibis rlghl. l..andar may f8qUie IlIlY f8nanI or _ OW oJ IbII PIq&Iy to make P&JmmIs 01 rent or IlS8 .. chclIy 10 L8DdBr. II the Rants ...
colIacIad by Lendllr. IbIIn Gnlotor InevocabIy delignalGs Lander as GnInIoo's a~ 10 andIne ins1tumenb rec:eiVed In paymant.thllllllll
In the nama of Grantor llnd to negollata 1118_ anCl CllIIec:Ithe 01-' Payments by __ or oilier US8/$ 10 lender in /85POnse 10 Lander's
demand snail SIdi$fy lIIe 0IllIgatians f1lr wlllch Ula ~ 8111 made, Wha/her f1( not lUJY pIOp8t grounll5 lcr lIIe demand axisIed. lendllr may
IIll8n:isa Its r1ghls under this $Ul>paragrapI\ ellIler in -. by agent. or ttwough a ............
Appeltnt~. lender shall have ilia I1g/II to _ a .-.... appointeG 10 taka possasslon 01 ell or any Il8/I of the Property. with tha power to
prolucI and preser'I& II1lI Proparty.IO apIlGlIa ilia PrcparIy preceding Ioruclosure or Sll/a, 8nd 10 coIIecIlhe Rants lrom the Pnlpaly and apply tIla
Proceeds. _lUld abovetha CO$! 0/ lIIe I8Cllivar.lhip, against tIla Indebtad_. The recei... may 5eMt withoul bona W pannilled by law.
Lendat's rlghlto lhe appolntmlll1l of a .-.... shall exist Whalller or not lhe apparent value or IIut Praparty -. U1a Ind8bledness by a
$lIbslanliel amount. I;mpjoymant by lendllr Shall not dl$quallly a _ frOm SlIrving u a receiver.
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Judh:IaI Fo_ Lendar may ab_ a jUClicial dacnNt !lQclosIng Gra-. ....in all or any Il8/I or the 1'Rlperty.
"".-nslon oIl111e~. Far Iha p_ of plIlClIliIIg p 'an 01 the 1'rolleIIV. Gtantor heI8by aulb_ and arnpowas any attomey 01
any COUll of I'lICOI'd In IbII Commonwaallh l1f F8nnIIyIVanla or -.whara, as IIIIOrney for Lendat and aD palSGIlS cleimlng under or tIvollgh lender.
to sign an agreement lcr e-..o in allY COmpaIent COUll an amicable action In ajar:lment lot p_n of file Property and 10 appqat lot and
COntass.judgment against GIlUlIoI, and against aD paosons cfaiming unaar ar through GIlInIor. far th8 recovery by Landar 01 po${llSslon oIlha
Properly, without any stay 01 _ulIon. lot whic:b lllIs Mor1gage, or a copy of IhIs MotIgage _ byafllda\lll. SIlaII be a suflfcianlwananl: and
\lJtQupon a writlll PllSS8SSlon may be issUGcllolthwilh, without any priorwril or proceeding whalsoever.
Nonjudicial Sale. II permitted by applicable law, Lander may foraclasa Granlar's in_ in ell or in any part 01 tIla Parsanal Pmparly or lIle Real
Property by nonjudicial sale.
OeIIcIency Ju/tgmenJ. lender may oblIIIn a jlldgmanllor any aalir;iancy rerllillning in the Indeblaclna5:; due 10 Lender aller mppIiCaIion 01 aU
amounts /1IIl8iVed ffQm ilia 8lOlFdsa of the rights providad in Il1ii sar:IioI1.
T-.-y at~" II Grantor remai.lI$ ill ~ 'on or !he PrcparIy altar 1Illi PrcparIy is sold as provided above or Lender oIlBwisa
becomeo anlillad to p_n of the Ptoparly upan daIauIl 01 Gtantor. GnIIIIor shall become a ..nanr at sullerance of lender or the pwchasat 01
the Property and iI18Il, at Landar's opltoI1, _ (al pay a rll8SllII8ble IGftlaIlcr the use 01 the l'roparty,... (bl vacate tha Property immedlalaly
upon th8 damand 01 lender.
Other Remecllea. La_ shall nave aD other righls and ~ providad in this Mortgage or lhe Note ot av_ .t law ot In eqully.
Sale of tile Prope/lY. To the _ permlltallby applicable law. Gtantor ot ~ hareby waive any and aD right 10 haw \he property
marshalled. In ItlOlIICisIng Its rig"'" and _eo. ...,.. sl1aiI be frlIe to SlIlI aI or any pari oIlhe "'-iY together or $apllDlhlly, in one sale or by
_rale SIllas. le/lda, shall ba enlilled to bid at any public sale on all or any perlan 01 1118 PI'operIy.
Nouce 01 Sale. Land.. shall give Gr.lnIor reasonable notice of the time and plaI:a 01 any Public saJe at 1118 PetsonaI Proparty or 01 !he Uma altar
whic:h any priII8Ja $Ale or oIher intended Clispasition of IbII PInonaI PnlperljI is 10 be made. Unless otheowIse Olquired by appllcabkt law.
_nable nelice shall mean notice giwn at taasI tan (101 days before 1118 time 0I1he saJe or disposition.
WaIVer; EIeclIIlIl o. ReIlIad'- A WIIiver by any party 01 a bt8llCtl '" a provision or IhIs Mortgage sl1aiI nol cansti\UIe a waiver 01 or prejudlca tha
party's "ghts otll8nolis8 to demand ~ complianc:e with thai provision or any otner provIsIQlL EIeclfon by Lender 10 putSUaany JeJlIQdy shall not
wude plmluil 01 any othar remedy, and an eIeclIon to make 8IIJllll1d1lw8s or IaIce lICIlon to JWform an ablIgalion atGrantot or llotrower under
this Mortgaga allar tailulll of GranIot ot llotrower 10 perlorm ~haII not afIect Lande... light to d8cIaJV a dalaull and """"lise ib remedl89 under this
Marlll'lge.
AlIomeya' Fees; ElJpeqee8. II Lander InsIiIutes any ~u" or action to enfon:e any oIlhe Iarml; or this Mortgage, l.ancIer shall be entilled to I8CllVIlI"
such SUm as tIla c:oUll may adjudge _Ie as alIcmays' '"" 8Ilrial and an any appeal. Whethar or nol any ca.U11 action is _. iii
rIIIISllnable lIIp8JIS8$ InculJlld by Landar that in Lendet'$ opinion .... --. at any time 101 tIla pralecllo.. of its i_ or tIla enf!ln:8m8nt 0/
lis righls shall b8COlllll a JlllIt 01 the IndabIBdnGss payalllu on demand _ ..... beal' Iftlal8st Iram \he date. 01 __ UnWrepa/Cl at Ilia rata
pro\llded lor in Ihe Nole. ~ _ by this ~ Include, wiIhauI imiIaIIon. '- subjoct to anvlimils undIlr .~law.
Lender's allOl'llllJS' .. and l.llnd8r's legal upaI_ wIIeIher or not IlBe is a lawsuit. inc:luding a1Iamays' fa89 lcr bank/liP1cy prooll4llJllQ$
~ndudlng uIfar1s 10 IIIllCllfy or VIICaIIl any automatit _ or injunction), appeals and any anticipalad posl-judgmant _on sanrices. the cost at
searching RlC01'ds. obtaining tuta rapOIts Qncluding fOteCIOS"'" 1IIpllIIs), UWyors' raparIs, and l!PI)l8isal leas, and title I_nee, IOlhe _
perMllIed by appllcabla law. Barrower also win pay any c:oUII COsls. In addition to ell Olller SUIIlIl prouided by Jaw.
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241-0060 FINANCIAL TRUST
358 P09
APR 28 '00 07:14
I
MORTGAGE
tConUmled)
PageS
Nl)nCES TO GRANT~ AND OTHER PARTIES. U" aUIerwlse PRMded by apl!licabllllll.. any noIIce lIIIder lhis Mllf1Qage shllll be In Wrifing and
WI beillllic\Wll '8ll8nlldUldlYdeIiVefed. or when !lePoSIDcl willi a lIIIIiolIaIIy 1llCllQniZ8d' ~ courier. .... " IIIlIiIod, ~ be deemBd tIffective
w"'n cleposilell in 1hB \JriiIlld'SlaI8S mail tisl ~ r~f' Ild md, postage ~' di'ecIed IOIIl8 Bddraoi3es shown neat lhe beginning 01 this
Moitgage. Any party may c:Ilanll* i!S B<IcInlSS lor nelices under !his Matgao. by llM!IlIfonniIlniIllln noIice to Ihe olI1er par1ies, specifying IIlalthe
purpaoe 0I1lle nolie8 Is' fa, cII!mll8lhe p8Ilfs ilIdcQss. All ccpies m noIices of ~ I'ronIIhe '- 01 any lien wllich has prioriIy aver this
Mortgage. and - plllllUllJil42 I'll. c.sA &Idion 8143. 81 saq, shad be sent fa l.8nder's addnlSs. as s,-" new !he beginning ot Ihis Mor1gage.
For notli:e purpllSll&, Grantor &gr8M,1O k88p LeM8ri~ at alllimeG of GnInlor's _ 8d~
"I"'"'" I ...eous PAOVlSIONlil. The tcIIOWing m~Janeous provisio"" we a part Of this Mortgeoe:
AJ\!lIIIdments. This Modgagll, ;logelh8r wi1h any ReJal1l4 DQcumenls. constllulB8 the entire under.dandlng and IIQl'dlGmenl of the pa,uos "" to the
matlels seI rorth in Ihls Mortgage. No aJlatatIOtI 01 or amendment fa this Mortgage shad b8 allBclive u.. giv8n in WtJUng and signBd by the
party or pQflIes sOUl/hi to be chargBd or bound by IIl9 """"'lion or asnenamant .
Ann.... 'ReflOI'Ia. II the ~. is used lor purpooas other than GranlIlr's I8SideiIce. GI8n1Gr ShalIIurnisI> 10 L.8ndBr, upon naqU8Sl, a cerIifie<I
slalelll8ll1 of neI ~,income _1'ronI, !lie Ploperty during G/aftIo's ptavfous fiscal l'N' In SUCII farm and dlllaiI as Landar shall teqllire.
"Net operaSng incoma" ...... mean aD cash tGC8ilIls from Il1a Pr-'Y less II CIISII _1dV8S __ in l:OI'lI1llCIion Wilh lh8 _lion 01 the
Propurty.
AppI'-lH LM. TIllS Mmfpge .... beeR _1III8d to ~ _ c:epled by L.endI!r III tile eom__ 0' PennsylVania. This
1IfartgBge.no Ile gDl/WJIed by _ __In __ WQIIIhe""a of Ihe.~ 01 PeIlJl:oyhtanlS.
ClIpUon ~ll8o Caplon headings in this MOI1gaga .... for convenience PllfllQ!lllS only end are noIto be used to Inllll'pnll DI cleline the
provisions Qllhis Mortgage.
Merver, T/lere SIlaU be no merger 0/ the inlarlllll or eslale creattld by this Mortgage 'Nilh any other interest or eslaIa in thO Property at any Urne
hold by or lor 11\& b8.- of Lsndar In atrr cap;u;i\y. wiIhClui tile wriIIan consent 01 LeIlcl8r.
Mulllple P.IIIIeS; ~ AullIorIIy. All Obllgallons or GIanlor and lIon'ower undar this MarIgage ShaD be jllinl and sevstIl. end aD lflfarancas
to Gmntor $hall - each and.-.ay Grantor, and aD IllIsrelICllS to lIon'ower shall mean each and ~ Bcrrower. 1bis _Ihal each of lhe
III8lIOlIS Signillg 1leIoW. is l8Sponsible for III obligations in II>s Marlgaga.
Sev_.,. II a CQUlI 01 CIlIJIpBkInI j\lIlsClicIion finI:I$ any prvlIIsion 01 Ihis MClIIgage to De ilMlld ... w"",fOlalable as to Ilny ptIl1IOll DI
Circums1ance. suo/I ftnding5hall noIlQ1lCfet mal pmvision invalid ... u_te lIlI to any _ III8lIOlIS or cin:umslaIlces. It leasibla. any such
aff8nding ptOIIision sI1aII b8 d8emsd to be m_ to be WIIIlln the U_ of anforceabillly...1I8Iidity; /I<lwevw. " Ille .ding provision ClIlInol be
so modified. U slulll ba sfricken'and all olher pmvisions of this MO~Qaga in aD other le5pects sI1aJI",main V8lid and etIfotoaabla.
SUCCll8l!Onl and A8llIgns. Subject to IIla limilalions stalsd In IhlS Mortgage on transfer ot Gtanlol's inlenlsf, this Mottgaga shaD ba binding upon
and InUre to llla benefit oIlhe patllss. It1lIir heirs, plllSllll8f raprasantlllives. 1l'CC8SSOIS lIJ1d IISsigl\ll. II owft8lSllip of IIla l'foparIy.becomei; Il8SlelI
in a palSClll other IhIin Grantol. Lencl8r. wilhoul .noIics to GranI.... may deal with GIanIor'lt s_ 'Nilh -.", 10 this Mortgage and the
Indebladl1ll$S by way 01 lorba8lance or extensiOn withwI reIeeslng Grenlor li'om !lie obtIgaIIons Of this Mortgage or IlabIUly Uncl8r IIla
Indlllllad"""", .
TIme Is 0I111e c_ nee. 1lme is '" Iha """""l:8 in !he Jl(IJfOmwnca of !his Mortgage.
W8IVelS and ~ Lender _ nc>I be deeolled to haw waNed any rlg/lls _ Ihis Morlgage (... under 1hB Relalad D~l un_
Such waiver is In wril!nll and signed by Lender. No doIay or omissiOII on IhfI part of Lendllr in 8lllIIllIsing sn, rigIlI ShalIQIltll8Ie as a waIVer 01
such dgIII of any otIIer right. '" waiwr by any Pl!'IY 01 a proW;ion 01 this Mortgage shall not CllIlSlilUla a waiver of or prejualcs lhe,parly's right
otherwise 10 dBmand'$IriCI compliance 'Nilh IhaI provtsIon or Ilny olhor provi$ion. No prtor Waiwr by Llmdar, nor any COlllSGo/ dUlrng _n
Lander and Granlor or BDlTowGr. $hall consUIu1e a _ 01 any of Lendllt's rtglllS or any of Grantol or llorrower's Obligations "" to any future
transaollons. Whe/1llVllr consent by Lender is ~uired in ll1is Mortgage. lh8 g...mng 01 such consenl by Lanllar in WlY instance 5/lall not
consfilute conUnulng oonsenllo SlJbsoqtI&nl instances 11I_ SUCh consenl is ~ulred.
WLeDGES HAVING READ ALL ntE PROVISIONS OF nlls MORTGAGE, AND ~ AGIEES TO ITS TERMS.
SllJIIBd,lICIcnowflldgea and dl!l1VIIII8d In Ihe presence of:
X
WIIn_
x
Whness
CERTIFICATE OF RESIDENCE
I hereb, ceflIf\I. tMl11ul Pr&eise address at the mortgagee. FfII'll\era Trust Company, /1elein ius fotlOWS:
One West HIgt'l Sltl!et. CarlI&Ie. PA 17013
A1~ c:rAfln'l larMartQlllee
i'OOk f 250 PAr.r 902
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241-006121 FINANCIAL TRUST
358 Pl121
APR 28 '121121 1217:14
'j ..
MORT~GE
(Continued)
Page 7
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INDIVIDUAL ACKNOWLEDGMENT
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re,"1!l..s'l lU(;.lil Co
N!r.:..r:;:! s~?~. ~. 0,: i;::
~....-m~.H0;510.~! ''C'':1la,~.: ";"~_._
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west Penr-~tc:u .;:.i"'......... .~ 13, le9a
My c.mmlS5'on EJ<pues .
~olNolalillG
Merr.lJet,
STATE OF
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COUNTV OF CuMhe ("" IOn d
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On !his day befor8."l"'-J,he!~ned NoIaty PllblIc, IJlII'lO<ldy ~ ~ Eo Gtant, 10 I11lI known to be \he Inai\lldual _Bd in and
who 8lOICuI8d ~h1e~ and llCk~owIsdged thai he or sI1e slgned the Mortgage .. his or her fRle and VOIunl8ry act lInd deed, for the uses and
pllllJ09ll!'1fler,eili I&nlj~ ...., . r
G1V411~n~~~iiliikr....o~_~ ~, *1011 -Sn'~ua.r'1 .19 CJ::, ..
IW .))I\.t;u..1'\... U 4~,"^-- '-...11I I!{I Un 1/"('1'1(,.( UV C9r/IJ/r, fA nOt!,
~~\?~~.~0II Penn~'1 }I)(M,,, My_' 11nupm A,./YlJ. /31'1 ,r
LAsER PAo.,..it. u.!:.'P;;il-'& , " v.. 3.1 D CC) 1 Uti eFt Pra~..Inc;. A1UlghbnlSWWc&.IPA-Ga3 REORANT.LN 01.OVl.l
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241-006~ FINANCIAL TRUST
dyS~
. RECORbATlON' REQUESTED BY:
. ,
FInI1l!fS TIIlSI'Compeny
0_ Wal High Streel
Car1IIIe. PA 111113
358 Pll
APR 28 '00 07:15
Rl:~C:~:\T? ZIEGLER
~.::Caii;}ER Of DEEDS
~'~I.!::::;:.~.~',J CQUNTY-PA
WHEN RECORDED MAlL TO:
FIrmers TrusI CompMy
OneweslHlllhSlreel
Carl..... PA 17013
:95 FE!! 3 AI'IIO Sl
=
SEND TAX NOTICES TO:
-....ry E. G.....
:M2WllIIonstreel
LBmoyne. PA 111143
.
SPACE ABOVE 'l1iIS UNE IS FOR RECORDER'S USE ON!. y
.
OPEN - END MORTGAGE
THIS MORTGAGE SECURES FU'TtJRE ADVANCES
lHlS MORTGAGE IS DATED JANUARY 26, 1995, between Rouelllary E, Grant, owner(s) in fee silllple. whose
addre6& ill 342 Walton Street. Lemoyne,. PA 17043 (referred ,10 below 88 "Grantor"); and Fanners Trullt
Colllpany. whose address Is Olle West High S1reet, Carlisle, PA 17013 (referred to below u "Lender").
GRANT OF MORTGAGE. Far 'IIIIuable -. GllInIllI .,.u, blqIins, AIls, 1lIIIIVers. ~ r....t4Id!I,. IlIlIeases, c:anIInnS and
martlllllJ85lo Lender all 01 GtllnIDI's IighI. IiIIlI, and inInI;I in and 10 Ihe IclIowiI1g db.tJo_ nl8l prnpIIr\y. IIlgoIhorWiUl aillllisling or subsequently
:: aIlIl<ed buiklll\g$. i~ ~~ II 5lreels, Janes. aII\yS, Ii:" and ways; aD _lib. rillhls of way. all Dbedies.
~"-"-' Illn8Jnenm, honIdiIaments, '"'w .........--- _ boIl....'.. ac __ made 8llIl&nlnanl /18l'llIfIer. ana IIIe -= anll
IlImaindlltS Wilh IIISpElCt Ih8nlIo; aD watur, watur rillhls..~ and diIch rillhls O~uling stock in utiIBies willi dilch or inlgaIi~nlighlll); ami aD
0Iher lighlll.loYBIfies. and protils relating rolhe nl8l propeity, in;lucfing _out Dmilalion aD minerals, o~, \llI5. gaolhllll11lll and similar mallets, located
in CUlIlberlilnd County, Collllllonwealth of Pennsylvania (the "Real !property"):
Deed Book 33-0 Page 157
TOwnsh~:~LEIMO (..f:. ....
The Real Property or its addl'Cld is co., 8$ 338 WaItor S1reet, Lell1Oyne, PA 17043.
Grantor presenlly -'!Ins to Lander 8lJ 0/ Grantor'$ right; IiIfe, and interesl ill and to ... IBa$8s of Ihe ~ and aD RenIs from !he Property. In
addition. Gmntor grants 10 Lender a Uniforjn ConlmllIci8I Cede SBc:UriIy __ in fha ~ Ptoperty and Rents.
DEFINITIONS. The following III(ltd$ sItalI 1\8'" the IaIIawing IIIII8ring$ _ used UlIlllS it01gag8. TOIlI15 nololhelwisB cl8linsd in IIlIS Mortgage shall
have lha meanings alll'ibulet:lto such _ in Ihe Unilonn' Comme>Qal Cocle. All ~ ID daIIar amounls shaD mean amounl$ in lawflJI ntOlley 01
lhe Unilad Stales of Am8riOa.
Borrower. The IWrtl 'tl0lT0W8l" meatlS each and every person or Mfity signing thel:lote, including w~hout Hniilation R. e. Grant Company, Inc.
ExilIIIng Inclebledneas. The words "Exi$ting InclebtedllGS$' mean the indeblednass: deseribed below in lhe ElrisUng Indebtedness section of this
MOItgaga.
Grantor. The word "GIantor' means eJIY 8IId all persons ana on_ 8lIIICuling lh~ MorIgage, including without Dmiletion all GlantOlS namea
above. The Grantor is tlIe mlll'lQllOlY under ll'is MqrIgage. Any Grantor wI10 signs tIli$ Mortgege. but dOeS no! sign the NolB, is signing !his
Motlgage only ID gran! ana 0lllMIy u..I GmnIor's ~ in !he Real Property and Iolgralll a S8CUIiIy _ in Granlor's i_ in the Ranis and
I'et$onel Propany to L.enller 8IId is no! ponanelIy iabIe under fha Nora 8lfC8p1 as ~ pmvidIId by c:onIIaf;l 01 law.
GU8I8IlIor. The word "GUlIIallIor" means ana illCluaes without _ BOcI1 and ;\II 01 fha gllal'alllot$, $Utelie$, anll accommodation par1ies in
connectlon with lhe I_led.......
ImprovemenlL The IWrtl '1mprovtomenls" means' ana IncludeS without lirnilatiD~ aD existing and ItduIe Improvements, fixtuIas. buildings,
structum, mob.. homB$ allixecl on the Real Ptoparty, ~Iilies, aadilions, RIPIac8mariIs ana ather construction on lite Real PRlpar1y.
l_ledIleu. The word '1naeblBan_' means all pn. 'ncipal up to. SSO.OOO.oo outsr4ding under lhe I\Io1B aIeJIY Ums ana 1_ payable undor
the Note anll any amounts Bllpended or advanced by Lendet 10 cb:harge ob~~~ al Gran10r or 8llP8I1SlIS il1CWllld by Lender 10 enfon;e
obIigatiana ot Grantor unclellhfs Mor!Il8ge. Iogether with in1ere51 on sUl:h amounls asl provicled in this Mortgage. SlleCIIicaJIY, _llmlllllfon.
lilts Mmlgage _res a revoIvtll8 ~_ 01 credlI, W/lICh oDIg&lIes ~ 10 maI<e __ 10 80mlwer unl_ uomiwer fills to comply
wtlh dIM lenM orllle Nole _ I.e.IdeI gIVeS 1IjJrro..... a nolIc:e 01 delaull.. ~ lIefts _ -.y ~ creaIed pallllWll 10 11II8
Morlllllge covering Ille 1_ WhICIlIII8y be creaIIId In !be 1uIure _.,.... ~ to !he _ of IIda Mortgage.
LenClel'. The wad 't.en_ means F_ TtUSl ComQany,IIs a_..... and lI5liiyrs- The Lend&r is !he motIgagee undet ll'is Mllfl1lage.
IIorlgage. The word "MoIlgage" meafl$lhis Mor1ilBlIB IleIween GGlJltor and LGndet;'ana includes wilhou1 timilelion 8lJ asstgnmenls and security
inturest prgvjsions relaUng to tlIe Par.;onaJ PrOll8flY anll Rents.
1l0le. The word "No18" m..... lhe promISsory note or cre<liI agreemenl dalecl Janujl'l' 26. 1995. In the original prinCipal IIII10Unt of
$50,0??.oo from Borrowet to Lender, reg.lher wilh all r8l1BWllls of. _nsions .,. modilicalions 01, rufinancings 01, COnsolidatiDllS of, and
$ub$lilutions tor lite promissory nole or egreemanl. NC!ITICE TO GRANTOR: THE CONTAINS A VARIABLE INTEREST RATE.
....... Property. The WO<<lll "Per.lonlIll'loparty' ."'B ' .. .. ~. ~ 01 petSQR8I P\'operly now or her8allar -
by Grantor, and now 01 '*-tIat at\edlIlCl OI_."",~~~!;I aII--. ~ a~d addlllons to. a8 repIace- "',
anll ~ subsIiIuIions lor, IIIIy of such ~ and I '1 "~'1...~."'i" wilhouI timilalion all .......""" prooeeds and reluncls ot
prum,ums) from IIIIylllll8 01 0Iher ~ of Ihe."., '
Proper\y. The WOId"Preperly" means coHecUvaIy '. took 12!)O p~Gt 890
,,~" ="M ,~"'~ """,~~_......I<ooII,"I!l!LIJc,i_.,~ililUill'iiI.uJlI.utlil~lilil!lllllWlllhll""i..,,,"~.w, 1%_'11;............,.,.... ,
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241-006@ FINANCIAL TRUST
358 P12
APR 28 '00 07:16
; ,
MORTGAGE
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(Continued)
Page 2
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Aeld P~, The wotds "Real Properly" IIl8IIIII1ut ~. inl8l8sls and lights described eb_ in the "Gtant 01 Mortgage' section.
RelIIed Doc:uments. The words "ReIet8d Oacumenlll' IIIIIIIn and indude withcul ll/niIation aI PRlmis$ary nOl85. cradII agreements loan
agreemenls, envi'onll18nllll _tIWlnls. gl\8'1lnlles. security ~ II1IlrIgages. deeds ollrtl$l, and aI oIher instruments. agreementS ana
documents, whether now or _1IIlI' _ng, _ in connec:tion _the rndobhlClnMS.
IlenIs.. The WOlll "Rents" mean& aI pIBSIII1I and IuIunl rents, -. --.... --. royaIIiBo, PRlIil5, and oIher Ilenetils derived Irom tile
Property.
THIS MORTGAGE, UNCUJDlNG TIE ASSIGN~ 01' RENTS AND TIE SEClJlllY IN1&RESI' IN TIlE RENTS AND PERSONAl. PROPERTY,IS
GIVEN:;O SECURE (1) PAYMENT Of TIlE INOEBTEDIIESS AND 121 PERRlRMANCE OF AU. OBLIGATIONS OF GRANTOR UNDER THIS
MORTCACE AND TIHE RELAta) DOCUMENTS. ntls MORTGAGE IS GIVEN AND ACQ:rl.... ON mE FOUOWtNG TERIIS:
GRANTOR'S WAIVERS. GnlnkJJ _ all righls or _nsas arising by _ 01 any :.... action" or "InII-dellclency" law, or any oIher law which
may prevent Lender from bringing any alltion against Glanlor. I1'IcItJdlng a claim lor defil!ienl:y 10 IhII oald8nt Lender Is 01herwis9 8I11i11ed to a ClaIm 101'
deliciency. before... _ Ltlndar's coni_ment at complelion 01 any _0lllI.. Sl:tIen. elII1er jUdicially or by IIX8lcise 01 a power 01 sale.
GRAHTOR'S REPREllEIfTATION$ AND WARRANllES. Gta/IlOl' _ _ Is) !his MClIIgSgB Is _ atllorrnwer's request and nol atlha
Illquast 01 Landor; (b) Gtanlor has IhllIUI power and right 10 enter inlIllhiS MclIgagB and 10 hypoIhsr;aIIJ Ih9 Property; (el GnllllOr has established
adequate means of obtaining !rom B_ on a conDnuing baSis _ _ flono..-s finsn:iaI aHdIion: anll Id) Lander has made no
IGpresenta1lon 10 Glanlor eboul_ [muding wtlIlout IiIrilaIion lhe erdw..8ik_ ai_I.
PAYMENT AND PERFORMANCE Exaopl as __ ~ in !his Mortgage. _ shaIJ pay 10 Lander all Jndeblednoss ,"",wed by this
MOI1gage as K becomes clue, and IlarrowtlI and Granter ShllII SlricIly periotm all -1IlSIlllCtiw obligatio... under tills Mortgage.
POSSESSION ANO MAINTeNANCE OF THE PROPERTY. Granlar and a_v aQJe8 IhaI Grantor'>: pQlJS8SSian and LISe 01 the Property shall be
gavarned by the Jallowlng provisions:
/'C"--'lIlon and use. Until in defaUll. Gtanlor may remain in pDllSllSSion and canlrOl of llIld operate and IIllU1lIll8 IItIt Proplllly and coUec111le
Rents lnlm the Properly.
Duty to Malntaln. Grantor shall maintain lhe Properly in litnanlllblo condi1Ion and IlfO/IlllIIy perIorm aD I8pairS, repJacemenls. and maintanallCll
I18CIlS$lItY to P...... its value.
............ ~--- Thit _ __ 'Iitl!!44.' '!1azItdous ...-.nce.' "di5plGaf,' ~.. and '1hreataned -.' as used In this
Mortgage. shall_lite SII/IlIIIll88Ilings as sellorlll illllle ~ _ Aespotlse, Compensation, and Liability Act of 19S0. as
amended, 42 US.C. Sedion 9601. 81 llIlq. ("CERQ:A1. lhe S\!IlGlIIInd ~ and RBljuI_1ion AcI of 19l!6, PIlb. l. No. !l9-499
("SARA". the Hazardous MaleriaI$ Tnll1$pOllalion AcI. 49 U.S.C. Section 1801. el seq., lhe ResoUll:lt CoII5IIIV8tion ana Recovery AcI, 4ll U.S.C.
SectIon 6901, et aeq., 01' _ applicallle stale or Federal laws. rules. ....nIgUIaIions adaplBd ,purslJanllo any 01 tile foregoing. The tannS
"azatdow. wasle" and "hazardous IlUbsIanc8" shall aIscJ include. ....tholll Umilation, peItoIeum anI! pelralltum by-products or any fraction ther80l
and _.... Grantor repressnlS ancl warrenl$lo Lander IhaI: (a) During Iha pwiad 01 GIantor'>: ownership 01 the Praplllly. 1hant haS been no
u.... ge_n. manulaclute. storage. lrealmen~ dlsposel. I\IIoa5It or __ reIeas;\I 01 any halardous waste or SUb$1a1lCll by any person O/l,
under. or eboul1lllt Property: (bl Gtantor haS no I<nowledge 01, 01' reason ... -.. 8lat 1hant hils IllIen. 8lfC8p11S previoustr d_1D and
acknowlitdged by Lander 111 wntIng, Q) eny use. U81'8'81ion. manUladul1l. ~ -." disposal. release. or IhreDI8noid .- cI any
halardous waste or aub$1Bnce by any prier ow.... cr,occupanIS ot lhe Propedy or (i) lU1Y adUaI 'or __ Uligatlon or cfaims 01 any kind by
any petSOIIlllIating to such matIaIs; and Ie) Exalpl as pnlIIiCUSIy ~il<'''' 10 and;u:lcMWledgad by Lanclar in writing, (I) neither GranIllr lIOI' any
Ienant. I'DnInlcIct. agent or other authoriZed user of Ihe Pr-'Y shaI use. generalll. m&nuIacIunJ. sIonJ. inial, dispClIlIt 01, 01' release any
IIe2ardous waste 01 subsIance on. r,lllder. 01 abauIlhe PrapoIrty and (0) any sucII aclMIy shaIJ be canducllld in COmpliallCll with all appIicablit
hlCIaraJ, sIIIIe, and local laws, IllgUIaIions and ordinances, induding _Ill fi~ those laws. IeQUlations. and ordi,..,.". _ abow.
Grantor authorimJ Lander and lis eoems to enlar upon lhe Properly 10 _ such in:JpacIIDlIS llIld Ie5Is, at Grantor's tlllPense, '" \.itnder may
deem appropriala 10 dslermi... complianc:8 ollhit Propefly with lhls secIIon at the Mortgage. Arrt in:JpacIIons Or Ias1S made'by Lender shaIJ bs lor
LandeJ's PUrpOSllS only and sh:lU nol be eol1$lruad 10 CIIIIII8 any rasponsibilily or liability on the part 01 Lander to Granlor or 10 any othet persolL
The rapresanlations and -.antIes contained heteII1 are based on GtwIIor'$ dUll I!iligenclt in in_gallng lhe Propatly tar hazardo"" waslit.
Grantor IIeruby (a) 1IIl_ and ...-- any lulU... claims agalnsl Lander I!I' indemnify at contribution in Ihe event Grantor becomes liablit lor
cleanup or oIher cosI& undat any weh laws. and (b) _ID indamnily and hOld narmless l.eIlder ageinsl any and all cl8im.. 1_ llabiutlllS.
dllmagas, PIlnalllas. and ~ which l.encIa< maydinletlr or indina:lly __ ... _.-ulllng !rom a brach 01 this section a1lhit Mortgage
or as a __ 01 any use, gJII18flltian. rnanuI8dure. storage, disposal, ,... or 1hreaIened ......... aa:unil1ll prior 10 Glanlor's GlIIIIDIShiP
or interest in lhe Properly, w_ <$ nall1te $IJ"", _ or _ nave beecI "- 10 Grantor. The provisions of this -.. ot the Mortgage.
including the obligation 10 indemnlly. shaI S\INiIIe lhe paymlllll 0I1he 1_ anlllhe sallSfaction and __ of the lien 0I1his
MorIgage and shaD not be atlecllld lll' LendIw's acq"~ 01 any _ in lhe Properly. _tilei' by IOreClosUlG or olherwise.
Nul8ance, Wale. Grantor shaIJ not caIISfJ, conducl or permit any _ nor commit, penniI, 01' sulfur lU1Y .tripping of or waste on or to the
Prope;ly or any parflon ollhe Properly. WdlmuIlimiling Ibe gltnedlily oIlhitloregolng, Grantor will not remoVlt. or gnIn110 any oilier p8l1y lhe
right to remove, any limber. mlnetals Qncluding 011 and gas). sail. gnIve1 or rock products wIlnoulthe prior wriIIen COlISItnl of Lendar.
RemoVal 0I1mpnwementa. Glantor s/IaIl not demolish or remQVit any ImpllMlfl'l8n1S tram the Real Property wilhoulthe prier wlill8n consant 01
Lander. As a condition 10 the remOVlll 01 any lmprovemenls, Lander may rllquire G,.m... 10 maIf8 arrengemenls satisfactory 10 Lander to IGpIace
such ImptOIHlments with ImprOll8lllllfl1s 01811_ 8q\IaJ vel....
i: Larlder'a Righi to EIJlef. Lander and its 8gIlIIIs anll __ may __ upon lite Real Properly at aI reasonabllt times to allend to
Landar's in_ and 10 IfI5PitClthe PraperIy let purposes 01 G<&nIor's compianr:e with lhe ...... and conditio... of !his Mortgega
~~ Complllnce wlllll Gv._,......... ReqU/IeIIIeIIts G<anIor shaD prampIIy Cllmply _ allaws. ordinances. and regulations. mlW IX tlereaftar in
_. 01 aI govemmental authOrititl5 applicable to the ..... or cx:aIp&nCy 01 IIle Properly. Induding without limilalian. the Amartcans WiIh
lllsablrdi8s Act. GlanIOr may contelilln good fallh any such law. crdina..... or lIIllulalion and wilhhOlcl compIianc:e during any proceeding,
including appropriate appaaIs, so long as Grantor hes noIifled Lander in writing prior 10 doing SO and so long 8$, In Lander's sole cplnlon,
;l Lenditr's intItrests In lhe Properly ..... not jeopardimd. Landor may raquinl Grantor to posl adeqUllta SItClJIiIy or 8 surety bond, _y
~ sali9lacfmr to Landlll'. 10 prolecl LandeJ's Interest
~ Duly la 1'rDh:I:I. Grantor _ nailhitr to abandon ncr IDa... unattended thit ProparIy. Glantor SllaII do all oIher aci$, in eddiIion to Ihose aci$
~ sat Iorlh aboVe In IIlls section. Whlcn !rom the eharecler and use oIlhe Praplllly 818 l1IIISQnabIy n" ~to PRltecl and plllSltlV8 lhe Properiy.
.,..uE ON SALE - CONSENT BY t.alDeR. Lander may. at lis option, declare i~ duit and payable all sums secured by this Mgrtgage upo~ IIIe
saJe ...!ransler.. wiIhouIlhIll.8nt:lor'tl prior _ COI15Itnt, of all or any pall oIlhIl Real Properly, or any inlar1lSt In lhIl Real Properly. A "Sa/e Of
IIansIer" _lIS Iha colMlyllllClt 01 FIoaJ ProparIy or any riglll. 1Itie or inIetGst IhereIn; wheIher I8gaL btnIIicIaI or equitable; wIlllIher IlDlIUIlaIy Of
Involuntary; Whelhsr by oubtghl sale, deed. InstalImenI saJe conlnlcl, Iancl ccmIrBcl, con1raCl let deed. leasehold inlanosl with a term greater than IhnlIl
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241-0060 FINRNCIRL TRUST
358 P13
RPR 28 '00 07:17
.'
MORTGA~E
(Continued)
Plge 3
~
~
f:ltl
fS
(3) ye&IS, feas8-CpIIon corm-.cL ot by saIB,llSSiQnment, or lIansfer of any bonellclaf Inler88l in ot to any I8nd lrusI hoId1nlllille 10 the Real Property. or
by any oilier IlltIIhCld of c:onvey8IlO& of Real f/ropelIy intBro/ll. If any Glantar is a caporation. p&l'tnBIship OJIImil8d IiabBily COIl1Jlill1Y. .1r8nslor 8ISO
includllll any change in ownership of _ than ~ peR:enI (25'1(,) of tI18 voting sloclc. partnsnlhip inlllresls or Dmiflld lIIIbiUly company tntaresls,
as the case may be, 01 Gnlntor. ~,1Iis option shell noI be GllllI<ised by LendBr W llUCll-cse i$ pn>lliblted by IedBnd law OJ by Pennsylvania
law.
TAXES AND UENS. Thslollowlng provisions /elating lo I118laJces and Ii&ns on tI18l'roQer1y 8lB a part olllis Mcr1gage.
PllymenL Gtanlor shell pay wilen duB (anelln aD lMIrds prior to ~nqusncy) aD tu8s, payrcll -. $IllIdoI -. _menlS, water charg..
and _ $8l'Iice charges liMed agalnsl or on accounl 01 th8 Property, and 5IlaII pay whBn due aD claims lor work done on ar lor saMCllS
r8IUIared or maIaI1allum_ to lhe Properly. GtanIor sh811 mainlBln tI18 Propar\y Ir88 01 aD liB... hailing priority ow< or equal to lhe Interesl 01
Leiider under \his Mortgage. lIlO:lIPllor th8 lienoollaJces and assassmerds nol due. lIlO:lIPl tor IhB Existing IndebIecI..... I8IemId to billow. and
exceplas olh8rwisB provided in th8lo1lowJng paragraph. .
mllhl TO Conlect. Gnlntor may willlhoId pavm&n1 01 any to. ~ or d8lni In <:onneclion wilh a GClOlIIlIilh dispute 0IItIr the obligation to
pay. $0 long lIS Lender's Intar4lOl in the ~ is noI ~ wallen.......llr is liIad as a I1IIlUII oI_paymen\. Gnlntor shell within IIfIeen
(15) days allBr \he lien"" or. ~ a IIBn i$ filed. within Itleen (15) days aIlBr GIanlor haS notiCe 011hB IiIng; _ IhB cfiscIIaI98 oIl1l8l1an. or II
IlIqU8SIed by LandBr, deposit willi LancIOt cash or a suIlic:iBnl COlPOIaIa llIIl1IIy _ or ollIer SllCUriIy sa~1o I.endBr in an 8IIIOunlsutliCi8r>l
10 discharge IhII I.... plus any c:osIs and ..u..._' _ or '*- dlBIgE II1llI COUld _ as a resuII 01 a _ or ""'" under Iha llBO. In
any canleSt. Glantor _ _ _ and LandIlr and_ saIi5ly any adwna judg_ ~ _-' allaillSl fI>e Properly. GranlOr s/lall
name Laneler as an ar.IditIanBl obligee ~ any suteIy boncIlumIsIled In IhB t:QfIlaS1 ptOCeBCings.
EVidence of P8l'menl.. Glantor.haII UIlon demand Iumi5h 10 Lender $IIisIacIOry 8'Iidane8 01 payment 01 the laJces or 8SS8ll8manlS and shall
8UIIIOl1lI8 lhe appropri8f8 govammanIaI oIIioIaJ to deivBr to Lender at any tifllll a wri\t8n .tatemanl ollila taxes anel _nls agaIn.tth.
PrrJpaIly.
IIoIIce 01 Conalnlctlon. GtanIor shaIJ notify Landllr at leas! f_n (Hi) dayS before any work is commenceCl. any sorvlCos are rlUlllshed. or any
_ are supptieO to IhB PrapeIty. ~ any machanic's lien, maIarialrnen'sllen. or olhar lien coUld ballSSlll'1eClon accounlollha wotk. SIlfVica:;,
or maleriala and lha cosl ~ S5,OCO.QO. Granlrlr will upclIIlaquest at Lender tumish to Landor advanc8 assUllliu:as salislllCtory 10 Lendar
that Granlor can and will pay IhB COSI 01 such improvemants.
PRO~ OAMAGE INSUlWlCE. TIle foIowing pro'liiiDnS ralating to illlUring ll1e Properly lIJ1I a part Of IhI$ Morlgage.
MalnlemJnQl of 1_ Granlor 9Il8II ptOCUIll and mainlain poticies ollinl _ willi _ _ndad COVllIllIlllll/1dol1semants on a
replaoemenl baaio lor lhe lull insurabIa _ coveMg aJllmpro\IeIlIeR1s on 11I8 RaaI Property in an 8nlOUnl $Ulficianl to al/Old lIPplic:ation 01 any
coinsr,lranoe clause. and willi a sllIndal'd morIll8llll8 dIIusa in favor 01 Lander. G<zntor sI18Il also procllnl and maintain cornprehBnslva ganaral
liIlbifily in:wranca In such ~ amounls as LanCllr rrtrf request wilh Trustee and Lander being namad as additional illOlJl1ldS in such r,","lily
1_008 p_ AddlUonaJIY. Grantor shall maintain.ucn olher insUlllnoa, including bul nol Dmiledto ha2anl. buslnsss Interruption and boiler
Insuraru:a as Lander may reqllira. PolIcIes shaIJ be wriIIan by such insuranca companies and in such tonn as may be rssonably aooopIaIlIa 10
Lender. Grantor.haII dallver 10 Lendar CIIIti1IcaIas 01 CQWnIlletrom """" ins..... conlllir>lng a s1ipulalion thai _ will no! be cancalIa<I or
dIlnlnJshBd wi1hcul a minimum 01 Ian (10) dayS' prior _n notice 10 Lendlw and not C91'taining any disCIllimer of Iha insunll's IIaIbffily for failure 10
give sUCh _. Each Ifl$UI1I""" polley also _ Include an andOr$en1anI providing mat _ in Ia_ 01 Lend... will not be Impaired in any
way by any act. emiSSIon or dalaun 01 GlanlOr or any _ peI$Ol\. SllouId 11I8 AealI'roQerly at any ti.... bIICOrn8 loc:aIed in an area dasignalad
by lIl8 DIteoIor ollhB FedefaJ EmellJlllIC) Management "- .. a specialltood hazard _ Granlor "IlfIl"S to obtain and main\aln F.daraJ
Aood Inswanca. to Ihs 8IIBn1 such insunmca i5 rGquOeCI by LBndar and i$ Or _ available. Itlt IhB !ann of lha toan and lor tho lUll unpaid
principal b;lJanr:B of lhe toan. orlhs maximum IImiI 01 ~ Nils avalallla. __Is -
ApplIcaUan or ProceedS. Gtan\or shall prompay notify LendIIr of any loss or damag& to fila Properly W lhe estimated cosl 01 repair or
replacemanl _ $5Oll.oo. lendar may make prool oIllI5S ij Grantor fails to do $0 within fillean (15) dayS 0I\ha _uaIly. Whslher or not
Lend8t's saculily is impaired. Lender may, al lis eJection, apply the proceads to tha reduction 0I1hB IndBbtadness, payment 01 any lien anacting
lha Proparty. or the raslondion and repair 01 the Property. n Lendar _10 apply IhB proc8lIds to restoration and repair. Grantm sI1aII repair or
replIIca IhB damaged or cllIs1ray<ld ImprOllllmenls in a manner 'lBHlJ'atJnov to Lendet. Lender shall, upon ~ proof 01 such lIllpendllura.
pay or rainlllu"", Grantor from \ha ..ilC88ds lor lhe reasonable CO!Ot 01 repair or rastoralion II Glanlor is nolln delauff hBnwndar. Any procaeds
which ha.... nol bean disbursed wi1hin 11111 dayS after lhair racaipland whicII LenCllr haS nol conunillllcl to tha repair or ....tion 01 th8 Property
thai be usod liIsllo pay any amount owing to Lander under 1hIs Mor1gago. Ihan to prapay lICOrIled 1_ anCI Iha remaindair. n eny. shall be
appJiad 10 Iha principal baIanCO oIlhB In---' II Ulnder I10Icfs any "'_ aftIlr payment in lull 01 thelndebrednass, such proceeds shall
be paid 10 Grantor.
Unuplred Insuranco at SlI\e.. Any UTlfllqlited insIJrance sIlaII inur\lto ilia berRl 01. and IllIS5 to. tho purr::hasar 01 the Property covared by this
Mortgage at any _'s sale or olhar _ hold undllr IhB prOViSions ot \his Mortgage. or at any _......a sale 01 such Property.
CompI_ With Elda\IR8 Iddelllednaa. Ouringlhe period in wi1ic;h any Exis1Ing Indebtadnll5S described b8tow is In efIecl, compliance with lha
Insul8_ prcMslons conIllinad in Iha Inslrumanl ....-..ng such ElcisIing Indebtadnass sIlaII constilula cornplianoe with the imwrllnca provisions
under Ihls M~... to the lllCIenl OQrnplianoe willi th8 farms oItbis Mortgage would consIiIuIe a duplicallon 01 insurallCil raquJramanl. II any
prooaedS from Iha insuranca beCome payable on loss. lha provisions in this Mortgage lor dlvlslon of procoadS shaD apply only 10 lhet portion 01
Iha prooaedS noli peyable 10 Iha holdBr 01 th8 El<isting Indabredness.
Gl'Il1IIOt's Repoul OIl 1_. Upon noql.l1!Sl 01 Lander. however nol mo<8 than once a year. Gfantor sh8Jllurnish to Lander a raport on each
alIiSting pollc:y 01 insurance showing: (a) \IllI11ll/II8 oflhB i_ (bllhB risks insunId; (e) fila amount ollila policy; (dllhB property i_d. the
IhBn cumllll replacemlllll_ 01 such pIqlIIrIy, and tI18 manner 01 deIenllining IhaI value; and (a) IhB expintIIon daIa 01 fI>e policy. Grar>ler
8I1aI~ upon request 01 LendBr. ha.... an Indepandenl app<a.islo' ~ to Lander daiBmine the cash _ repIaOemenIl;asl oIlhe Proparty.
EXPENDITURES BY 1..ENIlBl. II GnmIor _ to comply willi any provision 01 this Mortgage. including any obligation 10 maintain l!ldsling Indabladness
in llOOCl slandlng as roquirad baIow. or W any adfon or praceading is commenced IhaI wOutd rnalerialy aIIacI Landa(s intarasls in lha Proparty, Landor
on Granlol'l banen may, but shaD not be noqulnld ta, IaIc8 any don that Lender deems llPPropriala. Any BJ11Qun11ha1 UIIldar IlXplII1ds In $0 doing will
bear InIanISl 81lhB rata chargad under tI18 Nol8 from the data incum:d or paid by Lend... to lha data ot rapayment by Glantor. All tllCh _, at
Lendar's opllon, will <a) ba payable on CI8m8/1d. (b) be added to thB balanca ollha Nolo _ be apponlonod among and be payab18 wfth any
inslallmllnt payments to become due during eilhar (i) lhe farm 01 any app;;cable i....ul8l1Oll policy or {Ii] lIl8 remaining l8rm 0I1hB Nato. or {el be
lraatad as a baBoon payment which will be due and payabl8 allhe Nola.. maluri1y. 'fhiS Mor1gage also will SIlCU18 payment oflhesa amounts. Tho
rlghls prgvided lOr In IhIs paIIIlJ8PlI shell be In ac:ld"llion 10 any other rights or any remadias to whiCtlLendlw may be anti1lad on aocount ollila dalault.
Any such acGon by \..aIld8r shaIJ not be consInJ8d as curing IIla dalaull so as to bar Ulnder from urf I1lIMCIY IheI ft olI1anoIlse would ha.... had.
WARRAIlTY; lla'EIlISE OF nn.E. TIle IoIowing pnMsIons OllIalIng to owl18lShip oflha Propllrly are a part 0I1his 1oIol1gaga.
TIlle. Grantor _nts thai: (a) Glanlor _ good and medcaIable IiIIe of nlCOl'd 10 lhit Property In ... simple. Irae and c1_ DI BiI tiens and
_.___ _ than .__ .... _ In ttuo R.... .....- _tion or in lha EloislIna Indebtadness section below or In any tiUa Insurance
. .
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241-0060 FINANCIAL TRUST
358 P14
APR 28'00 07:19
~RTG!\GE
(Continued)
Page 4
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pOlicy. UIle rvpcrt, or finsl1llle opiniOlllssued in favor 01, lIICl_ted by. Lender in eonlllll;llon INilh Ihis Mortgage, and (b) 6ranIor has tho full
tight, power. end aulhorily to __ and doUv8r Ihis Mortgage to Londor.
Defonse of TlIIIe. Subject to the .,rcepllon In the paIlIQlIIph abOIl8, GnIntor wananIs and will ~ deIe<1d lhe IIIle to lhe Property IIglIinsllhe
lawful dailllll <If all persons. In the -' any action Clt ~ Is eommenced IIlaI ~ GnlnIco's 1iIle or lh8 inf8nlsl 01 ~ lIIIderl/lis
"'...... GnmIor shall dllIllncIlIle don II GIalllCl's ecper-. Grantor may IlfIIll8 JIOIIIinsl party in such Pl"ClCllllding, but Lender shoJI be
enlllllld to partcIpaIe In the pt'OCIllldIng IIICl to be '8j)o_1Ied in the pra:eeding by COlIIISeI oIl.ende(s _ choice, and GI8lllor will cI8IMo: or
C81lS1l to b8 cl8llIIilmd. to Lendet suc:h InsIrumenls as Lander IlllIY requesllrOllllimll to IIIne to permit SOICIl p&l1Icipation. ,
ComplIence WIIIl....... GnmIor ___ IhaI IIJe Property and Grllntor's U$Il 01 the f'roperty eomplie$ wilh all existing opplIcable laws,
or~nanc:es. and l8lIu1aliOns 01 gO\l8lllmenlal authorities.
EXISTING 11lDEBlmNESS. The toIIowIlIO provIsIonS -ml'll GlGs\IIlg lndellIedness (\lle "l:ld&Iing Indeblaclll8$$") are a part of this MOIlgage.
EldSIIng wen. The Jilm nI this Mor1llag8 SllCUrillO !he _.... IlllIY be S8Cllndary and Inlariot to an 8ldstIng lien. GranlOr exptIlSSIy
CCMlnallls and _ to pllY. or _ to "'" pllymenl 01. "'" Exisling IndBbl8dll8llS#fId 10 P-.I any defaul on such inaebtedness. any deIauIl
under the InsItumenIs IllIldencing st/CIIlndellledI1ess. or any delauIl under any 5eC\lriIY dllcumenls lOr such indebtedness.
Default. 1111I8 payment of any.-.rllllllll nI prinolpal cr any",- an tIl8 ExisIing 11ICIOIl18d1lllSS Is nat made wiltlinlh8 Ume required bylhe nole
IlVidancing sucIl indolbtednass, or _ a - nccur undor tIIa inslrumanl :lIICaIing ouch inll8blecIness IIICl not be cured during any
ap~ \llIlCII pedod thanlln. 1/I8lI. II tIIa cpllon oIlend1w. the Indebfedness !8Cllt8d by ibis McrIgloga shall b8ccme imll1lldialBly dua and
payable. and thl& Morto&cle shall be in dafauIL
No MndIllC8llcln. Grantor _ not enIar inla any ~ _ lha _ nI any IIlClltg8glt Dr 0Iher security agreement whloh has priorily 0V1Ill"
lhio Mortaoge by _ thai __ io _,lIIlIIIndad. -. llI' _ wilhaut Iha priOr wrilten consant nI Lettder. Granlor sllall
neither requellt nor accept any 1uIIl'" ad......... under lIIIY suc:I1 sacurily agIlIIIIIHOIII wiIhouIlha prilli' wriIlan o""",,nl 01 Lender.
CONOEMNATION. The follOWing provisillll$lIliaIillO 10 condemnation oIlhe Properly are Ii plIr! 0I1his Mnrlgage.
AppUcatlon 01 Net Proceed.. II aI or any pall oIlhe l'Rlperty is condemned by eminenl domain proceedings or by any prceaading or pwchaS8
in 6a" oIl;1l1ldarnnalinn, Lender may II iI$ alIIdian raquinllhal aI IX" any pnrlion ollila ""I p_ oIlhe award be applied 10 the IndabtGdne5s
or lhe replllr or res\orQlion oIlhe PrdPIlIlY. The net praeeaas 01 the award _ mean Iha award altar paymant 01 all acluaI COSIS. axpenses. and
attomeys' r-lnctUllld by Lendet In connaclIon wlIlIlhG condemnaIIotl.
ProceedInga. II any proceediIlg In conclemnaJion is Iilecl. Granlllr _ promplly nolily LenClat in 1IOlling, and Gtanlol shall promplly take suell
steps as may be necessary 10 CllII8ncl the actlon and Oblainlhe _ Granter may IMlIha nominal party In such proceeding. but Lender shoJI be
e_ 10 parllcipalB in Iha prnoeodi"ll ana 10 be RIpAISlIl\lad in Iha pracaading by"""""" of its ovm ClIOice. and Granier will del\IIar cr cause to
be deli_ 10 Lender SUCh instrunltllllli as IlllIY be nlq_ by ~ from time 10 time 10 pemliI SUCh participation.
IMPOSITION OF TAlCES, FEES AND CHARGES BY GOVERNMENTAl AUTIlORlTIES. The lolIowtllO prouisions relati"lllo governmenlal ...... _
and charges are a pall 01 this Morlgaga:
CUrrent Tues, Fee8 _ CIIIIrges. Upon nlqlJ80ll by Lender. GlanlOr shall lIlIIlCUlII such clOCumallls In addlUon to tl11s Mnrlgage and take
whal8ver other action is raquasled by Lender to perlacl and continue Lender's lien cxI"lha RaaI Proparty. GranIOr .haIl raimbUZli8 Lender lor all
'-s. as described balow, together with aII__ incurred in recording. ~ III eonlinuing fI1is MDllgaga. incl"ding willlaul Rmifalian all
taxes. fees. dOCUn1eIlleIy stamps, and 0Ulef CIIlllgeS for recording or ,~...lIlis Mortgage.
TIllleS. The following .11aII consIiIukI """"' 10 wl1i:h ibis sadlon appIios: (a) a spacific tax upon !his type <If MDllgaga or _n all or any p&I1 of
lhe lnaebted__ !8Cllt8d by this Mortgage; (bl a $i)ecific lax an Bcn_ w/llCll Bomlwer is autl1Qri2Jlcj or required 10 dllduct Imm payments on
IIla Indeb1edne8s secar8d by tIIis type 01 MOllgage; (c) a tax on ibis type of Mortgage chargeable againslthe Lender er Iha haldar of IIuI Nola:
and (d) a specific tax an all or any pOrtiOn of the 1nd8blad1lll5S cr an paymanls nI principal and in_t made by Borrower.
SUbaequent Taxes. If any tax 10 w/1ich this _n applias is 8I1IIC!ad .ubsaquanllo lhe date 01 this ",ortgi.ga. this .....,;t .haD have Ihe same
effect as an Evenl 01 DafaIJll (as defined balOWl. and Lender may __ any Dr all Of iIS aVllifabIe _ius lOt an Ellent OIlla!auII as provided
below unless Grantor either (a) paysllullax before II becomes delinquent. or (b) conle$ls the tax as pro>rided above in the T_ and LiImlI
SllCtion and deposits INilh Lender ca$I or a sullicient corpClllle surely bond or other SGOlriy satisfadoty to Lender.
SECURITY AGREEMENT: FINANCING STAT1:MENTS.. The 1oU0WiIlg prOIIisians relating 10 Ihis Mortgage as a security llQI'aemenl are a part 01 thiS
Mortgage.
Sccurll\l ~t. 1llis inslrUlnal1l $haI co..- a SlICIMily aor-t 10 the _ any Of ilia Prcpsly _ fixlUIlIS or Glher P8I5OnaJ
proparty. and Lander shall haw all ollhe tlgh1S 01 B !8Cllt8d pony under tIIa Ul1iIDrm .c:orn-aat Code as amended Itom UIllO to Ume.
Sccurll\llnlerllsl.. Upon reqlJ80ll by Lender. Grantor sIlaII-m financing _Ills and lake whate\ler other action is req_ by Lander to
petfect and C<llltinue l.endar's securilY intenlSl in IIuI RanIS and Penional PnlpaI1y. In a<ldilion to _ng this MOJtgage In thO real properlY
tacorclS, Lender may. at any time and wilhautlw1llar lWIIlori2atinn from Granier. IiIa execUl8d counlerpat1S. copies or reproductions oIlhil;
Mortgage lIS B firulncing slalamenL Grantor _ flllmbU1$8 Lender lOr all _ incurted In perfacIing or CGnIinuing tills sar:uriIy In_.
Upon dataull, Gr:anlGr __mble the Panlon8l Proparty in a manner and at a p/aI;tI reasonallly colMlnienl to G"lnlnr and L_ and make It
available to Lend... wiIIlIn Ihrea (3) dllYS after receipt 01 written demand Irom Lander.
Addresses. Th8 mailing ~ of Grantor (_lOr) and Lendat (lIlICUIlIlI pony), from whicll inlom1a1ian cOllCllllling the sacuriIy Interest
~lBI1ied by fI1is Mortgage may be oblOinad (tIIIdl as l1lCIuinKI by tha Ul1iIDrm Comman:iaI Code), _as ._ on ilia filsl page alibis Mortgaga.
FlJRT}lER ASS"IlAIlICES: ATTORNEY-IN-FACT. The IoUowing grovislons relaling 10 lutIhei _ and lIIlomey-ln-1ad are a part 01 this
Mortgage.
Furtller AslurMces. AI any Ume. and Item liIII8 10 time. upon toques! at Lender, Grantor will mal<8. _ute and deliva<. or will CIWSII to ba
made. 8lIIICUIad or daIiverad, 10 Lender III to Lender'll desio-. and wI1an raquasfad by Lender. causa 10 be lilad. recotded, refII8d. or
1'8IllCOrdad. as the case may be, at such Umos and In such ollfces and places as Lendor may deem appropriale. any and all sucl1 marlgaglls,
dead. of trust, sscurity claado. securitY agraamanls, financing stalamar1l:l, conlinll8lion _. inslrurnant5 oIlurther S5Suranca, certlIicaIes.
and other documenls as may. in .... sole opinion of Lender, be nscss.sary or dasintble"1n order to effectuate. complete, perfect. continua, ~
presetVll (a) II:le obligations 01 Grantor and BotI'O\II8I' under Ihe No1e. this MotlgaQe. and the _lad Documants. and (b) lhe nons and _unly
In'-ls created by IhI& Mortgage on the Property, whether now owned or llereaftar acquirllll by Grantor. Un18SS prolllbltad by law or agraad to
UI8 co-.y by Lender In wdtIng. Granlar shall ceimb_ LettGar tor all cosls and _ in<:unad in cannectian wilh the mellars IllIanad 10 ,n
thiS plIIlIgtapIl.
AlIomey-ln-F1lCI. II Grantor lails to do any 01 the things _ 10 in tIl8 IJRll*IlI\l paracpph. Lendar may do so for and in the name of
GranIor and at GIlItlIClt'$ axpa.... For !SUCh p~ GtanIor llaIeby ineVOCab!y appcinlS LencIar as Gra_s allorn8y-in-faci for the purpose
aI ......i.... .....utlna. _no. fill""- _ and dolno aB olllllt 1hInos lIS mav be nIC8SSlIIY or _ble. In Lendar's sole ODinian. 10
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241-0060 FINANCIAL TRUST
358 P15
APR 28 '00 07:20
: J
MORTGAGE
(Continued)
Page 5
8llCOIlIp1lsh the mallBr.J nlIiImld 10 In the pnlC8diIIg pa1llgI'Iph.
FU.L PERFORMANCE. If IIGIrowtIr IlIlYll d the IncIIll_ _ due. and otherwi$e pftmIs all 11I8 obfIgallons Inlposed upon GtanIor under this
MIlIIgage, L8nd8r shllII^ -...Ie and dol. '" Gnullor a suilabla salIsfal:llon 0I1his MorI;age and suItabIa stalam8nls oIlatminaliOll at any ftnanclng
stalem8nl on file ewide/lI:Ing Lender's $GCUIfty Inllnsl in !he flenfs and the F8rsonaI Prcperiy. GranIo' wit pay. W ~-_.. by ap~I"""'- law, any
l8ISonab/e termination lee lIS d81ttmined by l..endet /rOIII1ime 10 time. .... ..-- ..-
DEFAlLT. ElICh of the folIowlng, at the option 0/ Lender. shall c:orati1ul8 an event 0/ deIatM ("E:~ 01 De/auIf') under this Mortgage:
DeflluIl on InchIIltednesa. FaiJure at Borrowet Ie maIce any payment wlllll1 duB on lh811ldebt8dness..
II8f.1IuIl on 0lItIIt PIymer\t8. f8i1ure 0/ Granllll' wJlhhl the time lIl<luired by Ibis Mortgage 10 Ill8k8 any payI1IGllIlor ta>res or ill$UlJll1C8, or any
alIfGr payment "-Y 10 prawn! filing of elr 10 eIIect dlschalga 0/ any lien.
CompI_ IleI8uIt. Failure 10 comply wiIIl any aIhorlorm. cbligation. CCIIenant or condition canl4in1ld in this Mattgag8. lhe /\lots or in any oIlhe
_ Documents. .
. .
llefauIt In FlIVOl" or 'IbIrd p""",," Sl10llId _ or any Granlol' defautl u... any Iaan, _ 0/ credII, sscurily agreement. plllllhase or
_ &gnlGllIeIIl.. Cll' any _ agnlIIIIItII1I. in _ 01 any oaw Cidot or peison _ may .-iaIIy alIect any 01 ~ property IX
B~ ... any GnlnIc(s ability to repay the Ulons ... perbm _ I8SpOlCll\Ie obligations under Ibis MCIIlQaQe a any 01 the Related
0_.
....... _ Any ....nty. tIlpI8S8IlIallo ... -.nenl made or _ to l.arlder by a on beI1aJf aI Granlol' Cl< Bcrroww under Ihis
MOItgage. the I\Iote or II1e _ Dcx:umanlS is taIse elr misleading in lIIIY -I8IlP8CI, _ now or at 11I8_ made or furnished.
I_veney. Thia dIssaIu1lan or termination 01 Grantor a Ilamlwa'$ Gldsre._ as a going b~, !he irI$IohIllnCy 01 Grantor a BOJn)W8I'. the
appOintment or a _far any p&/'I of Grantor or ~ property, lIIIY IIllSi;nment for 1fl8ll8naf1l of crediIors, any type of gIIdjlor workout.
or the camme""""""" oIlIIIY pRlCllllding Undar any Il8nl<tUptcy or itlsolwnl;y /aWs by or against Grantor or BortowGr.
Fo.tlltloaure, FOffeIlure, eIc. Commencemen! or fora:kl5ura or fOrfaitum PI~ wheIher by judic:ial prac:eeding. 5IlIf-lleIp.1'Gll0SSGSSi0n ct
any _ methad. by any areclIlor 01 /3Ilu1Ior or by 8/lY oo-n-_ncy agaiIlSl any oIlh8l'rocleJty. However. !his subsecIion shall nol apply
in the """nt of a good faith dispute by Grantor as 10 the ve!idi\y ... ~ 01 the claim which is the _ at the _ure or forefeilll..
~Ing. provided thai Grantor give5 Lendar _ noIic:e oIsuc/l claim and _ _ or a SUl8Iy bond for Ihe claim ...liofaolOly 10
Lender.
llrecIa or other~. Arrt _ by Gnmlor or eo.- WlClGr the terms of any other IIgI88lll8tIt Il8tW8en GI1Intor or BoIRlW4W and
Lender thai Is net remedied wiIIlin any IJ8I;II pariod pmvidIld lherein. including without lmilalion Brrt agreement concerning any indebtedness ct
other obligation cI Grentor or BOI'I'OW<< Ie LeIldet. whether exislin\l now or lafer.
em.tlng IndeblflIInea. A daflwlt Sl1IlII occur U/lCI8I' any ExlsUng Indabfed.... ct undar 8/lY in5lrumenI on the Pro.oertv securing any ExiSdng
Indebtedness. or commencement of any suiI or 0Iher action to torecIose any 8lIi&ling lien on the PropIIrty.
~ _ng Gual8n1or. lotIy 01 the preceding _ necurs wiIIll8llP8Clto any GIl8tlIIllllr or arrt 01 the Indabtednass or sucn Guaranlor
dies ... bacomllS illOOmpatenl or any GIl8tlIIllllr revokes any gu;uanty of thelndab__
l-nty. Landar in good faith __i_.
RIGIfTS AND REMEDIES ON DeFAU.T. Upon the oocurren<:8 cf any Evanl of llIlflIult and at any lime lhenlalIer. lJIndsr. at i\s oplion. may exercise
any .... or mora '" II1e following righls and 18mecl1es. in addition to any _ righ1s a remedies prO'Jldecl bY law:
"
A".'Brate 1__ Subj8Cl1O app_ laW, _ shall hava the right aI i\s o.olion willlOul nolloo to Borrower 10 daclara the en....
Indebted"""" immadialBly dUB 8/ld payable.
llCC R""adles. Wdh I8IlP8CIlo 11II or any pat! 01 the Personal PrCllGfly, Lender shall heva 11II the rightS Bn~ remedies 01 a secured parly under
the Unlfonn Commerdal Code.
CoIled Rena L8/lder shall heWl the right, witIloUl notice 10 GIlIntor or 1lomlwBr, to take p-~.ion of tho Properly 8/ld colleclll18 _.
Including amounts past dUlt and unpaid. and BPPIY the net Plooeeds. aver and above Lender's CllIIIs. agail15lll'la Irtaeblednass. In furIhoJanca 01
llliS Iighl. Lelldar may teq~ any tenant or other _ of the PrDperIy to II1IIku payrnanlS at rent or use fees clirecIlY 10 Lender. . fIID Rents are
COIIaCled by Lander.llwln GranIo' irrevocably designalBs Lender IS GranIIlI's _.le, irt-laoI to Olldorse insIrumenls....,;vad in paymonllhereol
in lhe Il8IR8 of Grantor2Ind 10 _-,he same ancl COIIOOllhe procaeds. Payments bY fllnanls or alher US8I$IO LIl/ldet 111 tll$pOII$G to Lendllr's
damand shall satisfy the obligations lor which the llIlymenlS are made, whether or no/ any p_ grounds far lIat demand Gldstad. Lander may
-=- i\s righl:i ulIdar tnls suIlp2ltllQt8Ph eilhet In pelSOll, by llgeIll. ... through a _.
Appalnt RecoIIvtll'. Lendar shall heva the righlto _ a receiver appointed 10 take pcmf i..., 01 d Cl< any part o/the Properly, vrilh lI1B power to
prolecl8/ld ~ lI'Ia Prop2lrIy, 10 operalo !he Property pnlCBding _ or sale. and 10 COIIOOlllat 118nll frOm II1e PrOJl8l\V and apply Ihe
pnx:IIIIds. ovar mcl above the oosl oIlh8 recaiVmlhiP. against the Indebtedness. The receiver may S8MJ wiIIlout bond W petIlll1lod by law.
UIndar's righlto II1e appOinrment of a receiver shaD Ollis! WhelI1\1r or no/ the apparent IIIlIue o/the Pl'OpaIly exceeds the Inclleb!lldness by a
subslantlal amount. Employment by Lander shall not disqualify a _ from SlIl'Iing B5 B receiver.
.
JUdId8l _reo Lander may oblaIn a jt.Idic:iaI d8aue fOtllCla5ing GI1Intor's i_ in IIlI or any part of the P\'opotlty.
po T .-, or me PrlljIedy. Fa Ih8 PlIIJlose 0/ plOCUring po . -. 01 the Pr-"y, GnIntor Ilaraby alllbotQes and empawars arrJ allomey of
any court or racotd in lIat ComnlO-.tI of Pennsylvania 0/ elsewhere. as alIornBy lor Lander and aU pensons claiming under 0/ through Lendet.
Ie slgn an agre8JIIIIn! lor enlIlring in IIIIY comptIIIInl ""urt an amiOabla action In ejeclmenl for pnnn'" of the PIllPaI1Y and 10 ~ for and
conrass Judgment against Grantor. and auainsl all PIIllOIlli claiming undar or lIltOUgh Grantor. fer the reco""", by l.andlIr of possession 011118
Properly, wiIIlout any stay of _lion. fer which this Motlgage. or a CODY 01 Ibis Mpr1gag8 varified by aIlldalril. shall be . su_' watranl; 8/ld
Ihenlupon a writ of p---"'n may be illsuBd fodhwiIh. without any prlot writ or procaeding whatloovw.
NanjudIcIBI Sale. If permillBd by applicable law. Lander may Ioredose GtanlQl"s inlBnlsl in ad or In any pat! 01 the PenulnIII Property or Ihe RaaJ
Properly by nonjudicial oaIa.
~.JudgmenL Land.- may obtain B judQmertl lor any delIcIency remaining in the Indabtedness due to Lender aIlar appfloallOn of III
amounts rocaIwcI from Ih8 __ or Ih8 righbJ providBd in this section.
T--=r at SUllerance. . GI1Intor remains in P7H~;on allhe I'RIl*lY allor Ih8 "'-Iv is sold as prTIVidacI abova or LBndar otIl8WiIe
becomes enliIIed to I'--'~n olthe Praparly upon dafaull of GI1InIcr, Grantor _baootne a IeftBIII at sulf8r.a.... of Landat or "'" pun:llllS8l' of
the Property and shall, at Le.-'s epaon. a1lhat (a) pay a Ie8SllMbIe ..nI:d lor the usa ot the Properly. or lb) _ .he Proparly iml11llClllltely
upon the damartd of Lendar.
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241-0060 FINANCIAL TRUST
358 P16
APR 28
-""llL._"""",,-,
'00 07:20 I
I
!
Page 6
'J
MORTGAGE
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(Continued)
,
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ou..r Rem.... Lender &hall haw 1III_ rlghls and f1lmedie5 provided in 1his Ma1gage 0/' lha NGIe or a_ allaw or In equity.
$ale of IInl PIapeIty. To IIIe GXI8nIIlII"IIiII&d by apPlIcable ..... GnInlor or _ haf1lby waive any IU1d aU rlghllO have IIIe properly
marshaIIad. bl exercising lis rights IU1d r--.Lender shall be __ fa.... all or oily part of the ~ Iagalhar ct sep81l1te!y, in ona $8!a or by
uparIIIa _. Lender shall be enIIIad III bicl at any pUOllc sale on all or any portion olthe~.
IIolIce of $ale. Lender shall g;". GnInlor lIlIISOIlllbla nob ol.... Hma and pIIII:a 11II any pulIIIc sale of1lle I'eIlIoIl1IlI'rap8rIy or of 1M Ume altar
..hlch any priveIe ". or otIlGt Intended disposIIion oflh8 P8ISOn8I Properiy is 10 be IlIII\IB. UIlI8ss otherwise requir8clby applicable Ia..,
reasonable nolICe GhaII """" notice Q1wn allea$l fan (10) 4II)s baIorlI1ha time oflha sale or cIisporl:iIWn.
WldVer; EIeCIlon of fIemedIe8. A.....,. by any p8IIy of a bl88Cll of a proIIision 0I1his MIlrlgag8 shall not constiIul8 a .....,. 01 or prejudice llla
paJty's rtghls alhelwise 10 demand slrlct camplla_wilIl that pravillian or any _ prWsIon. EIeclicln by Lendar to PUIlIUlI any rellVldy sh811 nol
8Xl:Iuda pursuit at any ather f1lmedy, and an el8ctIon 10 make expelldifuras or lake don 10 per1atm an ab!igallan of Gtanlor 0Il1lQrrow8r undor
this Marlgage alter failUIlJ 01 GnlnIat or a_1o peotarm shall nol_ Ulndor's rtglll to decIarG a dIIIaUI and 8llIIlCis8 il:Iramalll8s uncler this
MarIQaGe.
AIIanlerS' Fees; ExpenAlr. It~ i_anySUil cr _lO enfaa any JIIIa __ lllllIlis MarlgagIl,I..andar shall beenllll8d Ia_
such sum.. .... cauII may adj!ldlle ~ .. ~ ,.. allriaI and ari any ap.-. W_ cr nal any ClllII1 action Is invaIved, aU
~.bl8 __ inoumod by Lendarlhat In l.8ndlw's qlinian llIa I1IlCSSSllJy at any time far .... ~n of i1sin_ or ilia e.llaccemenllll
lis rights shall ~ma a part at IIIe lndsllllld_ payatllll 011 _ and _ DMrlnlenlSlfnlnlllla _ a111llp811di1un1un111 repliId at Iha rate
pravkJed far In IIIe Nate. Expensas cMlmcIby 1hIs paragtapb indude. wiIhaIlI umilalian. _ subjecllo any IimiIs undor IQlIllk:8IIIa Ia...
LencIat's a~ '- and L.sndo!'s ..g.J mq:ransas .._ or not Ihar8 ia a lawsuit. including ~' """ far bankruptcy IIRlClI8CIings
~nduding elfat1s Ia modify or _ any auIIlmIIIic slay ..-tnjuncllanl, sppaals and any enlicipaI&d pOSl-juGQrnenl caIJecltan ~, Iha cost 01
_ng !lICClfds. oblaInInQ tIIIe ........ (including __ lejlorts), surveyoI$' "'Ilorb. IU1d app/SiSSl '-- and tilIa insurance, 10 IIIe _nl
parmill8d by applicable laW. 8ll/1OW8l' alsO will 0lIY lUIY cauII C05I5, in acldI1Ion to all olhar $ums providsd by law.
NOTICES TO GRANTOR AHO 01'HEJl PIlRTIl!S. UnI8s& aIharwise providsd by applicsble laW. any noIic8 under this MarlgaQe shall be in wriling and
. shall be efi'eGtMI whmacluelly daIIvnd. 0/' when depOIiled _ a nalilll1lllly I1ICIlgnizlld OvIttIighI couriIIr, or, if rnaiIad. Shall be deemed affllCli\la
whon dtlpasiled In the UniIad Slates IIIIiIInI class. ....ioto.8d _ peslaga prepaid. ...- III lhaacldlessaS shawn neat the beginning of this
MIlrlgag8. Art! party may change its acIdnlss far noIicIJs undsr Ihis t.IaIIgage by giving fOrmal. -. notice to Iha Glhat pattie$. spllClifying 1hallhe
purpose at IIIe nolieB ia III ChaJlga lhe party'$.addrws. AI coPies 01 noIices of f_ fnlnIllle IIQIder 01 any lien which haS prianly over this
Morlgaae, and nalioas pUIIIllBlll42 Pa. c.s.A.. Sectlan 8143. at seq.. shall be sanl to I..8ndIr.; acldress. as _ near the baginning oIlhis MoI!gaQG.
For notice pu~GnInlor _ to ~ Lender inlormlld al all urnes of GranIor'$ curnNII aclcInl:is.
MISCEL1.ANEOUS PROVISIONS. TIle fallowing m_us provisions are a part 0I1his MQIIgaQa:
__ This MorIgaQG. together wiIh any ReIaled Oocumunls, constilUleS IIIe enUre undeIstancling and _manl olllle psIlIes as to Iha
mailers $Rl1arIh in this MllflQBge. No llIllIn\lion of ct _menl to Ihts MortgaQe sIIaII be _ _ given in ..riling and siQRlld by Iha
party or.patties sought to be chlllglld or bound by lhesltenllion or amendment.
AlllIIIaIIIepOda. lllha I'lapefly is USlld lOl' pulpCI5llS ...... IlIan Gr.ulIa"S rllllillllnte, Grantor shall turnlsh to ~, upon nIqUIISI. 8 CSI\IlIad
_nlllll1lll oparlltlng income RlCllN8d !rem the Prallerty duling Gran1or's ~)'llat In such farm and detail.. Lender shall require.
'NaI aparaling incoma" snaJl mean all casII rllC8ipI$ from Iha PropetIy Ies$ .u cash ~ mall8 in cannecllan with .... oparaIion ollha
PnIpsrIy.
AppUcabJe Law. TIlls IIaI1gqe _ _ __ to LendeI' and ecceplecI by ~ In IIle Com_ 01 f'enn&ytvenla. Th..
Mortgage II1aU lie governed by end c;oII$lrusrlln -=canfIa1cf: _Ihe laWs a1111e CammaIlwaIlh of hII~
ClIpUon HeIdlnllL Capllan haadinQ$ In Ihis MortgaQG aJB lor convanienca purposas only and ate ~al to be used Ia interpret or delino the
provisions 01 this M~
Merger. ThaIe shaIJ be no m_ ofilia in_ or _ crealeCl by UliS MoIIgSge with any other interest Or _ in thll Froparly al any time
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241-0060 FINANCIAL TRUST
359 P16/26 RPR 28 '00 07:26
I\I!ORTGp.GE
(Continued)
Page 6
.
-
01/1., ~ Lender _ haw 11II_ rtghts and Almedies provided in this McrIgage orlhe Note or a_a a/law Of In &quily.
SIIIe "" Ibe 1'I1llj1e1ty. To !he 8ld8nI pIOlIIilW bV appIIcobl& Jaw, GIunIor ... _ het&bv waive any IUIlI aI righllO have the property
1IIlUShaIIad. In ~ lis righl:lIUlll...,-.l.&nder sIlllII b& _to sol all... any pall oIl11e ~ Iog8tIHIr or sepanltel\I. in ona lIal~ or bV
-..rata _. Lender shall b& IIlIIIIIad to bid at any p1lbIlc sale on all ... any portion or lI18 Propeoty.
Nolk:e "" $ale. Lencl8t shall giva GIunIor I1IIlSOIllIbI8 noIlc:e or Ihe time and plIl:8 01 any public sale 01 the Personal PrOJl&IilI Of of the Rm& aItet
whlchanv private _ ... _ Inlendecl dispOllllion 0I1hB PeIsonaI Properiy is to b& nw.dB. UnleSS olheIwisG requit8c:l bV applicabla law,
_nable nolIce shall maan nob given alleast fan (IO) dlI)s balora the tim& of Ihe sale or ~"'on.
WaIVer; EIedlon 01 Remedlee. A __ bV any pariy of a braach of a provi$ion 01 this Morlgaga shall not constllule a __ 01 or pl1ljudice the
paJly's rights otherwise to clamand slrId compllanca wiIh that prOlrision or any _ P/lMSIon. Election bV Lencler to PUI1l!/II ",y relll8dy shall not
lIlll:Iude pwsull of any olhar rvmady, and an al8cUon to m8k8 expendiluras or taka don to parIctm an obligation 01 Gtantor or ~ undor
this Mortgage allar 1aiIUl1l of GIantor or Borrower to porfonn _ nol_ Lander's right to dec:Iare a delauR and -.:isH lis ...madl8s undor this
MorIgoQa.
AIIOmeys' Fees; ~ If Lender i_any SUi! Dr _10 _ any';ll1B _ a111lis Morlgag8, Lendet shall bee_d to recover
such sum IS Ihe court may adiUdBe __ as ~. .. III triallUIlI on any lI/lPML W_ or C1Q\ any CQUl\ action Is ilwo\vecl, all
_"!lble __ illCUtl'lld bV Lender that in Lender'$ or>inioo _ IllIC8SS8Jy at ony time for lIIe pro_n 01 lis i_ or the ."roocomenl ot
lis rights shall ~1118 a pll/t of Ihe lndllbleclness pa,.,... on _ an<l SIIIllI beIIr InIarasI from lha .... 01 """",,_ lI/lIiI repaid al!he rala
ptOIIIded lot In Ihe Hole. Expansaol _ Dy lhls paragraph indude. WiIIloul DllliI8Iion, __ subjeQI to any IimiIs undor appIIr:abl8 law.
Lendet's allomays' _ and Landor's Iagal 8llp8IlS8S wheUlor or notth... is a _uiI. ir1cIudIng aIloineye' .. tor bankruptcy prllCIllIdings
Qnr:luding eIIorts 10 modify or II8CIII8 any auIomIIIic stay or injunctlon~ appeoIs IIIld any anIicipaIad pOSi-Judl)lll8n! c:oIIaclloil senn-. Ihe cost of
_ng f1lCOfds, obtaining IIIIa rapods fmduding _ "",ans). SUtVByOI$" I8DDf\ll, and appraiSal -. and title in$urance, 10 the _nt
permilled by applicable law. Borrower also will pay any court to5l5. in addlllon 10 all other sums prDlridad by Jaw.
NOTICES TO. GRAHTOR IUlO ontER PIlATIE$. u...... oIhorwisa providacl by applicable law, any notice under this Mcrlgage sIIaII be in writing ~nd
sIIaII be affegtiva _ acIuIIIly ClGIIveRld, or when deposiIad willi a nalionally IBtllgnlmcl overnight eor.uior, or, if mailed, shall be deemed eIIl1C1ive
when clepo$iIed In lIIe Uniled Stales IIllIiI fiIlll class. ,...i:.1l.ed Ill8i. postage prepaid, clirBclacllo Iha iidclresseS shown near the begjnning of this
MOrtgOge. Arry pariy may cIIallQe its acldnlss for nolicas under lhls f.taigage by gMng fOrmal wriII8n notice 10 the other Pertles, ~ng thai the
purpose of Iha notice is to change the pariy's addnlss. All copies of nolicas of 1_ ltomthe hoIcler 01 any IIa!t which IlIIspdotlly over this
Mortgeae, and nolicas pUlllIllU1l42 Pa. c.s.A. SecIIon 8143, at ~ slIaII be....t to l.andoo's address, as S/IOWft ....the beginning of thiS Morlgoge.
For notice pUrposes, Gt8ntor agl'aas to ~ Lander informed at all BINS of GranIor's eumlnl addnIss.
MISCELLANEOUS PROVISIONS. TI1a following m_lanaous provisions are a pari 0I1his Mortgage:
_menta. This Mortgage, logolher with any RataJed Doculll8nls. constitutes the enUte unde<slanding and 8lJl8IIIII8I1! 0I11le patties as 10 !he
maIIelS set f<lrIh in Ihis Mortgage. No aI1uralion of at amendment to !his Mortgage shall be _ _ given in writing ,md signed by the
patty Dr pariies sought to be charged or bound by the alteration or amendmenl.
AnIlUal RepOilII. If the ProparIy is used for purposes _ than GGlnlor"s residence. GnlnIor sllalllUtnish to Lenclar, upon ...quast. a cortIfIad
_nt 01 net 0p&lll1lnQ i_ I1lCGived from the PrllperIy during GIanIot'. ~ year In such form and cl8!aiI ;!Ill Len" shall requlAl.
'IIIaI oporaIing income" snau _ IlII CSSIl receipIs from lha PrllperIy IelIs all cash IIllpIIDdi\unIs made in connecllOn with the opaiation 01 the
Proporty.
Applicable LaW. This UMtgage IIlIS -. cleIIYeRlIlO I..ellder II1d ac:cepted by Lender In IIle CoounclnWeaIlh Of PenllSylvlll1la. This
Motlgage S111111 be __ by and c:ansIruad In __ WiIb !he _ Of me c:ommo-nh Of Pean6ylVania.
CIpUon ~Inga. Capllon headings In !his Mortgage ate for convaniBnca pwp0S8S only an<l ote nOlIo be used to interprol or define the
prDlrisions 01 fhis Mortgage.
Merger. Thera shall be no m....... of Iha in_ or _ created by lhis MotlgOge wllh any olhet inlaresl Or _ in 1118 proparty ot any Dme
held by or fot lhe benalil 01 lsncler in any eapaeiIy, withoulthe written co.......1 of Lender.
MuIllple PartIes; CotpomIe AldllClrfty. All obligalions aI Glantor and Borrower under this Mortgage slIaII be joinllUlll _. and all rein.....
10 Granlor shall mean each and avary Grantor, and aD raI\nncBS 10 _ .1laIl mean eaclI and &VelY 80rr0wsr. This means Ihaleach of the
ponons signing _ is I\lSPOflSibla let all obligations In lIis!.lorigagfl.
s.v.Jabill\y. If a court 01 compa/anl jurIsdictiOn fincls any ptOloision of Ihis Mortgage 10 be ilMllid or unantcrceable as to any p"",on or
circumstance, $UCh finding sI1aII not nllldar lhat provision invalid or unenfotcoabla as 10 any _ plIIllmm Of circumslanc:es.. 111easibIa. ony suell
oflending prDlrislon shall be cleemIId to be modifilld 10 be wilI1in IhB limits of enIOrCeaDiIily or vaDlliIy; __, if lh8 _Ing pnMslon cannot be
50 modified, ~ shall be sIricIcen and all other prDIrisions oIlhls Mortgage in all oII1er respecIs shall remain valid and enIlllC8l1bla.
SWca8So-. and AaalIlJIll. SubjBcllo lh8 DmitaJions _ in lhls Motlgage on transIer 01 Grantor's _~ this MOrlgage shall be binding upan
end InllAl to the benaIiI of lh8 partieS, lheir heirs, par.lllI1III representa1rlas, SllCCSSSOlS and ~ "own"'ip of IhB PrOp~bllColll8S vosIed
in a porson other then Stantor, Lender, without notice to Gtantor. may _ WillI Gtanloo's SI~SOlS with Jllferanc8 to this MDItgage IIIld the
Indebted..... by way Of Iotbearance or extension WiIIloUl JllIaasing Sranlor Imn\ tile oIllIgations of !his Mortgage or llabllily unclar lhe
Indebtedness.
.
TIme Is of Ihe I:'",nes. TIme is 0I1l1B _nee in IhB paricmlance 01 this Morlgage.
Walvere II1d Ccnsents. Lender shall not be deamBd 10 haw waived any rights u_ lhls MOlfgage (or under lha _lad Documents) unless
such wBivllr is in writing ancl signecllly Len". No delay or ClIIIiooian on !he pad 01. Lander in -.:i5iI1gany ngllt sIIaII ~lI8a _ of
such right or any oIhlIr righl. A waiver by any pariy of a prDIrisian of lhls MorIgaga $I1aII not cons~ilule a waiver of or pl8judiclP lha party's right
olhelwisa 10 demand strict compliance with IhaI provioion or any _ P/llIriSion. No prior wBivllr by Lender. nor any co""", oIdeill1ng between
Lenclar and Grantor or Borrower. slIaII constiluIe a _ at any 01 L.andar's rightS or arry of Gtalltor or IlorJllwer'$ obligalions 11810 any lulu,,"
transaetillns. W.......... consent by Lender Is /lIqUlred In this Mortgage. the granting 01 such consanI by l.etlder In any inslilnea shall not
constilule continuing consent to sUbsequenl inslanC8s wh... such consenIls r811uit8c:l.
GES HAVING READ AU. THE PROVISIONS OF TIllS MORTGAGE. AND GRANTOR AGREI!S TO ITS TERMS.
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241-0060 FINRNCIAL TRUST
359 P17/26 APR 28 '00 07:27
';)
MPRT~GE
(COntinued)
Page 7
.
SJgned'~_~lIIejll_""ot:
X --2. _.c::: .
WIln_ ~
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WlbIeSS
CERTIFICATE OF RESIDENCE
I horeby certiIr, thai the ~ address 01 the ~. F_ nust Compeny. '*- ill as 'OIIoWs:
One west HIgh SIr8oI, c.tIoIoo, PA 17013
AUa'INII~ fI Agem 1C1'" MG'lIII;oo
INDIVIDUAL ACKNOWLEDGMENT
STATE OF
PU)f1 ~" J uc,n io.
,
I ' .
'-..0''1' i-)e. ( J G f'I d
--.-----
COUNTY Of
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)58
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M8riJer, Pem3r"r.rilil,.~e;-"'"
On !hIs day before me. the undllt'SiQr1ed Notary Public. pslllOl18iJy appeorad Rosemaly E. Gr..t, 10 me known 10 be the individual dascr1bed In and
who ....._ the MorlgagB, IlnllllCknO\Vledged thai he or. she signad the Mortgage IS his or her _ Illcl voiUnlllly ad Ilnll _. for the uses and
purposes Ihlllllin mentioned. ') _' q ...-
Glven~'!'ll~d_~__ .:I-~ _at .JO"uc.r'j ,19 ~.
By J't.a.L.f>o,., U JJ~.A..L.'- ResIdInfIattq I Uil, ;(I'.,/("e.. uv. (;Jrl/s/-e, HI 00/.
, ~-. ". . .
No~~."'n~~~O! rc.,.,n~'flu[.,JJa lIy__apres lfy, \ I:'> jqq'lr
LASER PFlQ:~ ll..B:.PaI.1. T!lI- on.. \(V, 3.18(1:11_ CPI PtoSorvi:es.1rK. Al1tevnlS t~d. IPA-.Ga:&flEOFlANT.LN C1.DVLI
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INO Oi'lCOIlP,
R=COi,:r;;:O~Of'FIC.: OF THE"
cOf>'r'~E,,~~ ~;'/i bY~~L:.siZ~'fEGAt sumv CORf>.
'!lj ""... 1:1,,, ,,~~ ~i PI"I.<hllp~,.. 1'1. 19107
1.1.... Il!':' ,. !.Il 1! fn
Apri I J9 83 ;
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r~i;:;~Y:"VAi,;A
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ill1liz IDeci:l, ",ad. a" ':;;I~day o[
iUrtUlun
NATHALIE G. SATO, sfngle person
herei'l del1iUfwted a.~ th~ Grnlt!OP'1J,
Anb
ROSEMARY E. GRANT, single person,
fu:re'i1l r/.ellif/11f11(!d"UH Ow GnmteeJ/;
Witntllutl1. lhut the GralltrJrli.Jora~ld i1~ cfJ1tsideratw11 of FORTY-NINE THOUSAND AND NO/l00---_
-------------_~___________________________________~___($49,OOO.OO) DOLLARS
trl/l'.lillIlHlm'/l of the Ultitcd Stcdcm of America, to the Gra71/0f"IJ in hand well aud tndy fJllicj hI/. the Gl'Ill!lel.1f.
1ft or /Jr'.Jim! tile :umlil/{J (J.m[ delivery of theae preljf!7/ta, the receipt whereof ill hereby acl-mowleflfJI..J mut Ihe
Gnl/llrln beilJr1 therewith juECy,lll1tisfied. do by these prwents yra,t!. oorgu(,l. lIell uijd conVC/1 lUltl) lite
Grrlll(('t'.~J;Jf'f!uer,
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sr;.".J~:6d !1{la..Kl...m4-J:"(I!"C'. "'lr'C ',': r II. " ,1
J"i- 0>'. .. _ ." .it1. tl~C;,CJJI/:ll/.U pf
';Ht/,!fl~'";.~.;-n€;.1 'Jilfi!'~!il: IS <) jJallll:)lt.~ Ji:.o.(J, Ib~J ,,~ ~wo.u~,,:
hEEd
I GA~'"
ALL T1IAT CERTAIN piece or parcel of land situated in the Borough of Lemoyne. County
of Cumberland and State of Pennsylvania, .~ore particu~arly bounded a~d described as
follows, to wit:
BECINNING at a point on the southerLy ltne of Walton Street at the intersection of the
line of lands now or formerly of John McFadden; thence in a southerly' directi~n along
land$ now or formerly of John McFadden, 400.0 feet to a point on the line of lands now
or formerly of Hans Hanson; thence in an easterly direction along lands now or
formerly of Hans Hanson.and parallel with Walton Street 200.0 feet to an iron pin;
t}lcncCl in a northerly direction along other lands now or formerly o'f said lians Hanson
and lands now or formerly of Brunner 200.0 feet to a point; thence-In a'westerly
direction along a line parallel with Walton Street and along land~ noW or forme~ly of
Fred Fox and other lands, nor or formerly of Alma E. Strayer, and Guy L. Strayer, and
lands now'or formerly of Marie E. Strayer. 180.0 feet to a point; thence in a
northerly direction along lands now or formerly of Marie E. Strayer 200.0 fe~t to a
point on the southerly line of Walton Stree~; thence along Walton Street in a westerly
direction 20.0 feet to a point, the place of BEGINNING.
HAVI~G THEREQ~ EREGTEO a single 1~ story (cape cod) dwelling house known and nUmber~d
as 342 Walton Street. Lemoyne. Pennsylvania.
UNDER ^ND.SUBJECT. nevertheless, to easements, restrictions, reservations,
conditions and rights of way of record.
BEING. the same premises which Irvin H'. Porr and Betty J. Porr, his wife, by Deed dated
July 1, 1975 and recorded in the Cumberland County Recorder of Deeds Office in Deed
Book D 26, Page 274, granted and conveyed unto Nathalie G. Sato, the Grantor herein.
..~.~ -.~~...".
,
J, r-:;fCI.STt:rao BY THE -1vA../-~
'\torot::lh.z -"'<~Or.CUGH OF W,!OYNE, PA. ;::"'<<'L.._ '-,-,-.'-'-'~
Cumb. co.. Pa. ! t ~' fI ,.." .. \"~, "." iJ \:' 1";::
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lCate..>.. ..-.. Amt. 0' "L...SLL;I~.r..._ ....a..L._...._.,.._ A:1L --=-
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. 4;....n~ t.;;"I. IoIISL. ~ A&t.. .. .:y;;; . , CumlJ. ,.;". Ulst C~i. . .,,;.1. /1::s
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COMMONW(MW (I!' \ ~'l!:~~:,\V,','<;:.\":::
OfJ'MTMENT O~ i:~\'I'f\,'~I~ ' -
mt!: ==(ii~))r:-, "'1'
:~~,,'f!R ~~1.~'8~ ~~}; t~,!~' C,~Jfj
1!Dgttl!tr witll afJ and Bin(1loCfar the building" impro'l)e'fl/fl1lIN, WIIYR, 1I'UI}lIIl, ll~tlt"". "'''/''n~,JII'~''II, ,'i!lh/II.
libPrti('N, pn'vil8ues. h",.editulIIrmta and appurlelltmCeN /0 thr 11'1111" bcltmyilll/ II,. ill ,w'J,,'illl' "I'lwr'/"i"ij,!/: <11/1/
the 1't'toerililnl "lId reversions, remwndet' and remaillders.re.ldlf.iNIIIl....llIlItproJi/Htllf..~~./.....lufIT....iIIIII../
IJ1ld flflrcd thel'CtJf. Ana ;tll11<<(l tile eslate, righ!, lil/e, i"lt't~Hf, 1'"t', l!<l"H"IIHi"". 11"'lw,'f~). "I,,,'lll ",,,I
demund W/lUtllflevt!f' of/lie Gnmlo1'll liotll in t'llA! fllIIl III equity, 'Jf; iI' I/lul fI, lilt, 1J/'t'lIIil<'~ IWIl'ju rI,.,,,,,.,II<"I/ "",I
el>erq part l1~ul ]XU'eCllhereuf wilh the Uppllrtt1'llllllCl'lI. Eo }rn\lr nnb tn troll! 1111 rllu/ ..;IIt/"lm' II.,. }'Il'",;..",.
herein desen'bed tflget!lerwi'tJI thelienJdilu'Illrmtllulldappurtl.'llUllfl'H 1m'" 1"(' Gntllf("l'x ,,,"/I,,CIY4I1I"',.'P'l'IWI'
WIeand b/!1lefilfurvnoer..
Anll the Grunion cfJl.oenunt that, ~ept 08 1110Y be }'ereh, !ltf /u/'Ih, IJIl'IJ rlu 'I/Irl ".i/1 fl:lrrutr warrant
awl bdl'~ll. tlwkmlk and prem.iBeII,/lereditumenls !lud !lllplll'II,.t1{l"C('~ 1'f!l'<!uy ",,,,,,,'y,',I.":J,,j,,,<j 0,,' (im"J,,,"
ami Ifll Qlhe"IJurJ/flIl.~ lD.lt'./'ull/l claimi'lg tile lIame flr lu claim 111f! ~fI"'l',
Illl,,,,t:;, ~:~~~~~:~;~j~>>3;:r j!:'t;'~~~~::;'''::~;;'''~J~::'~;'; 1)':;,rr:':~":~::::;:~~ ,:~I;I.':,'r.';{r;;7f,.'~~;'i;;i':,I':,:~.1:,;:':;,',:;, ;"',,~:;:;
11.1(1I11'/:.
,;,,11 i~Wf;:;r::'J;J~:~:~II;~I":!J'i:s;~~~KJ":~~:~1P:: ::8~':h~..d ~~~'J!~~,f"".~,~.:;~,:;~ ':;,J::;i',~':;;~,',~!,:',::";:;';,,:;;;::i ';;;,"'I,'.;;::i
N!pfl!~{!II/alive~, ~I)CCeJjlflrll /l.lld IInlUIIH" I.ad lHiim ifUJl:rfl'f/ fljle1' E'UcI. Ulld ('llf''-IJ .ml'j, '/'!'''II,,,,I,,,,,. 1.
frl mltnru mqrrtllf. the GrulltaNl hat'e hert'Ullt/) lIet /Jwir ha",IH utili I<t'l//H. 1)1' (r" ('IJI'/mmli"", il/",.
cflusf'fl tile&' prcJlellllJ to be lIigned. bV its proper corpurate I1JJicerH IIml il. ""'1''''1'/1' H""I I" I... "lP.,.,.1
Iwrett). Ole dallI.1lld lIeurfinlt a.blll-'f1 writ/ell.
""nfll, 'raldlllntl I1tllutrtl)
In tilt prrltntr af
'/ erAtrsttllbld
. Xi~C..t.H~'"''H'''''''''
~.
')a7t/~:/..'S;(,
NATHALIE G. SAtO
Qtommonwraltfp n(,tJrnnJJylbtlnta, <IltIunty (If :.I~IJ.:
IBr It m,mtmb,mll, that. on April ~_{ 19 83 ,b~1;~;.~4\'!i:~~,?;i~J~~!~!;I';
peNlOr/allll appeal'lld Nathalie G. Sato . ~'lY.~~:;.:,:~\ . ;~:,.'~ ~~:.;' .'
/(1mw'l III me (fJr IIldisfut:/ori1v !Jrovrm) to be /lIe pt'rJ/{)fI UiJwHe nl1me is ., .,; 'r::: O."/J~,.,~'I,,.t,~
tfl lIle witliin deed and acknowledged that !VIe e;.reculed theliUmI:' ji.r 1/11' prIf1'~~':" '('~~:i"';.!"J':!~ii'~l. f "
m;t.." "'V '.0.... ".1 th,...... "'",qf',%.~..6,~'..":""
!:'A II. rourr, "1l'~,kY ."I.':ltr~
.~m:1I P'uTllIf TWP ;"!I~.t:': ~~~'lry
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illt it ilitmtmbrnl:l. that on
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II Cm"j/IJl'lIliflll, {mil Oml bein{J nutJlOrized to do 1m (LS H/!ch cO'7Jorate officer I!xecuterl lite lrJ/'/!IJf)jllfJ bllt'r/lmfml
)ilr Iht! jlllI'll/men IIWf'f.'itl t'(mtui'j(!(l (m behalf qf the corporulio'~.
Witnua my Jta7ld altd seal the day ",ul yea,. aloreaaid.
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n:E; SIMPLe _ PENNA.. DUD _ Ig90
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n..~c...wan...pc.:t.r..
Comatr Pawl No.
MADE the
'IDlyis ;Uuileuture,
/'1"'" daYoi~.
In the year n!netec:D hundred and eighty-eight (1988)
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BETWEEN
RUTH H. MCCRACKEN, widow, party o~ the first part
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ROSEMARY E. GRANT, single woman, party of the second II
part . ;{) !I
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of the ",,"Dd pa". WITNESSETH. Tbal ,aid party <>I the lint p.... for and In """'den"1lD D~e I
sum uf 'rHIRTY-SIX THOUSAND ($36,000.00) DOLLARS
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DolllLr~. lawful tIlool:)' of the United States of America, weU and truly paid by the said part Y " of tho
St'COud p.art tu the sa.iu part y of the first part, Ilt .lltld Wore the sealing lUld delivery of these
1""~,",II~, lh~' m:cipt wb..rcoF is hereby acknowledged. has granted, b:.rgained.
SULd, WicllCd, cnfeoffed,. re1cllSed. conveyed and confinned,. IlDd by tbeae ~tJ do es grant, blU'ga!n"
loell. U.JiL'l~ cnh..o[[. re1ellSe, coovey and con.6.rm unto tbe slLid party of tho JeOODd part. her
heirs and assigns.
'l'UAT CERTAIN piece or parcel of land situ-ate in the Borough of
L'l\hk.yne, County of Cumberland and State of Pennsylvania, bounded
and described as follows, to wit: .
BEGINNING at ~ ~oint on the southern side of'Walton Street three
hundred thirty-seven and eight tenths (337.8) feet measured in a
westerly direction from R05smoyne Street (Third Street): thence
~Q~Q33 PAlE 157
,~--""""",...~, ,
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southwardly along a line parallel with Rossmoyne Street two
hundred (200) feet to an 'iron' pin, thence westwardly along land
now or formerly of Guy L. Strayer parallel with Walton Street
sixty (60) feet to an'iron p.in".thence northwardly along said Guy
L. Strayer's land' tWo-' hundr,e,d (200) feet to an iron pin on the
southern side of Walton Street, thence eastwardly along the
southern line of Walto,n Street sixty (60) feet to a point the
Place of Beginning. '
HAVING thereon erected a dwellinq known and numbered as 338 Walton
Street, Lemoyne, Pennsylvania.
BEING the same premises which Esther E. Saylor, widow by Deed
dated March 21, 1979, and recorded. in. Cumberland County Record
Bonk I 28, Page 692, granted and conveyed to Philip F. McCracken
and Ruth H. McCracken, his wife. 'And t.he said PhilJ,:, F. 14cCracken
clied the day of " 19 ' , leaving to survive hiln
his wife ~H. McCracken 10 whom t1tle vested by virtue of her
right of survivorship under operat.ion of law.
~..>r~~
...... IlIot. CuIolt. Co., Po.
...e ... ..... T,"'" ,..
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iji (j{33 Pltt 158
-- COMMONWEALTH 01: PH IN:'''~'1/..,11I/... :::
DEPARTM€"t-1f OF P.Hft'l IE ~:.:.
- ;:~~;;(R oef2S'~ ~i I' 3 6 a. .~-~ ~
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TOGETHER with aU and singular the tcnemellU, hcreditameal:l- aDd appurteaanees to the same be-
longing. or 1.0 anywise appertaining. and tbe reversion and reversiom. remabKler ad remainden" rents,
inuc!l and profits thereof: AND ALSO all the estate, right, title, Interest. Properly" claka IlDd demaud
whlltsOl.~cr. both in law and equity. of the said party of the first part. of. 1D. to or out of the said pro.
lni51~5. and every part and pon:eJ thereof.
TO HAVE AND TO IIOLD tho so.ld premlses, with all and singular the appurtcrumccs, UDto the loid
plUt Y (IE too seccmd pllrt, her heirs 4JJd assigns. to amllrn the oo.Iy proper use and
Iwhuu( tlf said I'llrt Y of tho second part. her hetn and assigns forever.
AND tJIO soid Grantor for herself, her
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by tbew prescott, oovenaut, pDt and agree to sod with
her hen aod aufp. that she tho ."d
hel,,_ 1':'lcclItnrs, and administrators. do es
tllll saki [lw:t y of the second put;
Grantor, her
I~cirs. BlI and singullll' lhe hereditaments aDd premise. herein above described sod granted. 01' meadoaed
Ilnd loft'lUted so to be. with the DPpwteDallcel uuto the laid part Y of the secoud part. her
heIrs amI assigns, against the said part Y of the lint part ami her hebJ, ami aga1w:t a1J aDd
l'VCI}' other persoQ or persons, whoJDsDeYm'. lawfully claimiDg or to claim tho ~ m any part thereof.
>hall aDd will, by tbe.s. pzes..... .hall WARRANT AND FOREVER DEFEND.
IN WITNESS WllIlIIEOF. tho ,Old porty of tho lint pall bos
baGd and sew . the day II1d you' first wrltteD llbove.
bereuato let her
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__..._....u_...m........._...._...m_..u_......u,uu..u..~
_....u____...u_._.._._...._.._m_....u...._uu,u~
SICHBD. SEALED .um DIUVIBI:D
U1TtLIII'IIBSItHCB~
~P~:......".........
CERTIFICATE OF RESIDENCE
I, hereby certify that the precise resideace of the grantee herda is u .follows
1.;~~:1:9"';~":;~Cfj -~....~. .."{d(d~,.,....,.........
~~ ..... bar.-.
llIul1ImlJllfut'aUI, ul iIennulllbunill } .
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0. .hI.. lb. /9-eJ...., day o/~1988 . belDZO'"
tbe umlcnigntod. ofBcer, personoJly appeared R~th H. McCracken
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, I~A~.tfl,~t...<orslltisf.ctoriIyprovea) tobetbepeno.a wbose name is subscribed to the
i . Y"ithl!t....w.h..... ODd adcnawledgod tho. she .....ted tho .....1.. tho I""P"H - -
'[f\..' I' ,".":,'. ,,1-
~ ;,~li",,; <'JtiJ:~~~~~ WHEREOF, I have berew1to set my band and notarial seal.
JJ-.J_ol. -'.\ ';:1' .
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~d6(il33 PACE 159
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. ~MLSf/':' J
PATRICIANIN!i MEeK, NOTARY' PUBLC
MIDDLESEX TWP ~ CUMBERt.N4C CClP.'ITY
Nt'COMMfSSfONf>>I~0CT.2I.l1a1
.....~......lIonol"....
"._---"--_... ------- -- -.-------
241~0060 FINRNCIRL TRUST
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359 P20/26 RPR 28 '00 07:27
~ 3d '1 0 1D.s- "'\ct't-
'CCOflf
,
March 28, 2000
ACT 91 NOTICE
TAKE ACTION TO SA VB YOUR
HOME FROM FORECLOSURE
This is an official notice that the morte:a2e on vour borne is in default. .and the lender intends to foreclose.
Snecific infurmation "boll! the nature o(the default is nrovided in the """..lled """os.
!
The HOMEOWNER'S MORTGAGE ASSISTANCE PROGRAM tHEMAP) may be ahI~ to hell> to sa~e vour
home.. This ~otiee ~""Iains how the 1>Rl\trll1t1 wori<s,
To see ifHEMAP can help von mosr MEW WITH A CONSUMER CREDIT COUNSELlNG AGENCY WITHIN
30 DAYS OF THE DATE OF THIS NOTICE. Take this Notice with ""11 when van meet with the Counselinl'
Ae;encv.
The name. address and nhone number of ConsUIDl!:l" Credit COunselin2 Aeencies servine van Countv are listed at the
end of this Notice. Ifvou have any auesriDn$ \lOU m.av.can the pennsylvania Housint!' Finance Aeencv ton free ar
1.800.34'>.2397. (Persons with imaaired heariM can call (717) 780(1869).
,
This Notice conl3ins imporlllDC l~ infolDllllion.. Ifyooliave my q=riotts. representatives at me Consumer Credit
Coumeling Agency may be able to help elfplain it. Y 011 may also wam to COntaCt an aaomey in your area. Th.
local bar associf"n may be able to help you find a lawyer.
LA NOTIFICACION EN ADJUNTO ES DE $UMA IMPORTANCIA, PUES AFECTA SU DERECHO A
CONTINUAR VlVIENDO EN SU CASA. ~INO COMPRENDE EL CONTENIDO DE ESTA NOTlFICACION
OBTENGA UNA TRADUCCION INMEDITAMENTE LLAMANDO ESTA AGENCIA (PENNSYLVANIA
HOUSING FINANCE AGENCY) SIN CAR,GOS AL NUMERO MENCIONADO ARRIBA. PUEDE$ SEa
ELEGIBLE PARA UN PRESTAMO POll. EL PR.OG~ LLAMADO "HOMEOWNERS"S EMERGENCY
MORTGAGE ASSISTANCE PROGRAM"" EL CUAL PUEDE SALV All. SU CASA DE LA PERDIDA DEL
DERECHO A REDIMIR SlJ HIPOTECA.
HOMEOWNER'S NAME (5):
Rosemary Eo Grant. DBA: REGrant Com""".. IDe:.
PROPERTY ADDRESS:
341 Walln" Street. UmoVJIe. PA 17043
LOAN ACCT. NO.:
198979-30004
ORIGINAL LENDER:
Farmers Trust Commanv
,
CURRENT LENDERlSERVICER: Kev.tone Fln.neisl Bank. NA
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241-0060 FINANCIAL TRUST
359 P21/26 APR 28 '00 07: 28
HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM
YOU MAYBE RUGIBlE FOR FINANCIAL ASSISTANCE WlHCH CAN SAVE YOUR HOME FROM
FORECLOSURE AND HELP YOU ~ FUTURE MORTGAGE PAYMENTS
IF YOU COMPLY WlTII THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE
ASSISTANCE ACI' OF 1983 (THE ~ACT"), YOU MAYBE ELIGmLE FOR EMERGENCY MORTGAGE
ASSISTANCE:
. IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES UEYOND YOUR CONTROl.,
. IF YOU HAVE A REASONABLE PROSPECI' OF BEING ABU TO PA V YOUR MORTGAGE
PAYMENTS, AND
>
. IF YOU MEET OTHER EUGIBILITY REQUIREMENTS EST ABUSHSD BY TIle PENNSYL v ANLA
HOUSING FINANCE AGENCY.
TEMroRAllY STAY OF FOUCLOSUn-Under the Act, you aI1l eotiIlcd to a lUmponuy slay of'foreclosure
on yOur mortgage fur thirty (30) days from t4e date oflhis NOliee. During Iballime you must anange and attend a
~filce..lO-llIce" meeIiDg wiIh ODe ofdle COlISlIIneT aedit COUdSeling agencies listed 1Il1he end oflbis No1ice. ~
MEETING MUST OCCUR WlTIIIN TIlE NEXT 130l DAYS. IF YOU DO NOT APPLY FOR EMERGENCY
MORTGAGE ~SISTANCl!. YOU MUST BRING YOUR. MORTGAGE UP TO DATE. THE PART OF nus
NonCE CALLED "HOW TO CURE YOUR MORTGAGE DEFAIll. T" EXPLAINS HOW TO BRING YOUR
MORTGAGE UP TO DATE. .
CONSUMER OEDIT COUNSELING AGENCm8-Ifyou meet wilIJ ODe of the eonsumer mdit co_ling
agencies lisred II die end of this D!>lice, the Iflder IIllY NOT take adiOll: agaiIl$t)'Oll fur thirty (30) days after the
date oflbis meeting. The 1l8me5 . addIesses and telenbODe numbels of d"'1~ consumer credit COWISelin..
."""des fur the counlV in which the ~nemr is l......-f are setfo~ at the end oflbis Notice. It is only lIOClIS$8tY to
schedule Olle f.Ice.to-liIce meeting. Advise your lender immediately of your lnr""tiOPs.
APPLICATION FOR MORTGAGE ASSISTANCE-Your mortgll3e i$ in defilult for the reasons set fanh Iarer
in this Notice (see following pages for specific information about the DlItIIJ'e of yOur defiIuIL) lfyou have tried and
III'll Wllble to resolve Ibis problent with the lender, you have the right lD apply filr tilJllllCial assistance from !he
HomeoWller's Emergency Mortgage Assisllmce Prognnn. To do $0, yon IIIUSl fill aut, sign and tile a completed
Homeo_'s Emergem;y A~si_e Program Applicalioll with one oflbe deol"...."" COII5lIJ1Ie1' credlt connseling
agendes lisled lIllbe end oftbis Notice.. Only CODSWDer c;mIit conaseq agencies have applieatious for !be
pro.....u and they wiD assisI you in submi!ling a complele appliaaiolllD the PennsyIVlUlia Housing Finaoce Agency.
Your application MUST be tiled or posID\llIiIed witbin thirty (30) days of yom iiu:e--to-liIce meeting.
YOU M:UST FILE YOUR APPLlCATlO\ll PROMPTLY, IF YOU FAIL TO DO SO ORIP' YOU DO NOT
roLiOW""THE OTHER TIME PERlO~ SET FORTH IN THIS LE'lTER,BORECLOSURE MAY
PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGE
ASSISTANCE WILL BE DENIED. !
AGENCY ACTION-Available fiIllds for ~ency mortgage assis1llW:e are W1l'j limited. They win be disbursed
by the ApIC)' IUIder the eligibility criteria ~"Il.""" by the Ac;t, The Peml5ylvallia Housing Fu-cc AgerJt;y has
sixty (60) days lD lIlllke a decision after it receives yOlO' applicatiOQ. During dlat time, 110 Ibrec:Iosme proceedillgs
will be pumn:d against you if you have mel die time requiremads set forth above. You wl1l be noti~ <IirectIy by
die Penn Ivania Housln Finance ofils decisi!m OD IiClltiOQ.
NOTE: IF YOU ARE CURRENTLY PR()TEcrm BY 1'HEI1Lr;NG OF A PETITION IN BANKRUPTCY,
THE FOLLOWING PART 0' THE NOTICE IS FOR RWORMATION PURPOSES ONLY AND SHOtILD
NOT BE CONSIDERED AS AN ATrE~TO COLLEcrTIU DEBT.
(It you have filed bankruptC)' . u alII sbll apply for Em cy Mortgage AssIslallCe.)
241-0060 FINANCIAL TRUST
>
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359 P20/26 APR 28 '00 07:27
'Z. .x; "1 0 IDS" '9 CJ 't-
'eO~Y
March 28, 2000
ACT 91 NOTICE
TAKE ACTION TO SAVE YOUR
HOME FROM FORECLOSURE
This is an offioial notice that the mOrtl!a2e on your home ;s in default. and the lender intends to fureclo,e,
Slleeifie infurmation abOtlt the I of the default is Drovided in the """"ned 0lIl!es.
The HOMEOwNER'S MORTGAGE ASSISTANCE PROGRAM ffiEMAp\ may be llhIe to helllto SlWe your
home. This Notice extllains how the IlI<ll!r9Jl1 worlcs.
I
To see ifHEMAP can helo. vall must MEE"J1 WITI-I A CONSUMER CREDIT COUNSELING AGENCY wITHIN
30 DAYS OFTRE DATE OF THIS NOTICE. Take lh;.Norice with vou when You meelwith theCollllSelinl!:
Al!:enav.
i
Th. name address and phone number of COl).SU"'er Credit Counselin2 Allene;"" servilll'! YOU County are listed at the
end arthis Notice_ Ifvou have any auesD011S'. V()U mav can the Pennsvlvania Hausm2" Finance Aeencv ton free at
1..800-342,2397. IPersoos with ;mooitedhearin", oan call 1717\ 780-1869\.
,
This Noliee con13ins imponantlcgal infonma;on. If ytlII have any questions, re~vcs at lbe Consumer Credit
Counseling Agency may be able to help o::fpJain it. You may also wanl to comact an attorney in your area. The
lceal bar assoor II1llY be able to help you fiIle! a lawyer.
LA NOTIFICACION EN ADJUNTO ES D~ SUMA IMPORTANCl.A, PUBS AFECTA SU DERECHO A
CONTINUAR VlVIENDO EN SU CASA. lilNO COMPRENDE EL CONTENIDO DE ESTA NOTlFlCAClON
OBTENGA UNA TRADUCClON INMEIlITAMENTE LLAMANDO ESTA AGENCIA (PENNSYLVANIA
HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENC10NADQ ARRIBA. PUEDES SER
ELEGIB!.E PARA UN PRESTAMO POR a PROGRAMA LLAMAOO "HOMEOWNERS'S EMERGENCY
MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEoE SALV AR SU CASA DE LA PERDillA DEL
DERECHO A REDIMIR SU HIPOTECA. '
HOMEOWNER'S NAME (S):
PROPERTY ADDRESS:
LOAN ACCT. NO.:
Rosemary Eo Grant. DBA: R E Gl1UIt Comoan;l me.
342 Walton Stnet:, Lemovoe. PA 17043
198979-30004
ORIGINAL LENDER: Fanrler$ TI'U$I: ComJlllOV
I
CURRENT LENDERlSERVlCr- Ke;lStooe Flnaneiallbnk. NA
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241-0060 FINANCIAL TRUST
.'"
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359 P25/26 APR 28 '00 07: 30
'Z .30'1 0 (:oS- '19S
to)f'Y(
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Mareh 28, 2000
ACT 91 NOTICE
TAKE ACTION TO SA VB YOUR
HOME FROM FORECLOSURE
This is an official notice that the mOltl!a2e on your home is in dcfilult. and the lender in_tis to foreclose.
Sllecilic inromwion aboul the natme orrhe dctaull is Ill"OVided in the I1lllIclled "alleS.
The HOMEOWNER'S MORTGAGE ASSISTANCE PROGRAM lHEMAPl may he able to helll to save your
home. This Notice lll{Dlains how !he Ill'OI!IlIIIl works.
To see ifHEMAP can helD YOIl mUSl MEET WITH A CONSUMER CREDIT COIJ}lll:!;'[ illiG AGENCY WITHIN
30 DAYS OF THE DATE OF THIS NOTICE. Take this Notice widJ VOIl when yOU _ with the Counselina
Asrencv .
The Dame. address and phone number orConsurner Credit ColUlSe!inll Ar,cncics scrvin2 VOIl Countv are listed at the
end or this Notice. {tYOIl haye any aIle,lions. YOU may call1be Pennsvlvania H"'''in\! F'Ul8Jlce ~nev toll free at
1.100-342.2397. (Persons with imDaired hcarinll can call (71 n 780-1869'-
This Nolice comaiDs impol1llnt JepI information. If)'Oll have ally questions, rC(llQwdl4i1lCS at the Consun1et Cn:dil
Counseling Agency may be able to belp explain it You may also waDI to COJIlaClID aaorney ill your area. The
local bar association may be able to help)'Ou find a lawyer.
LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORTANClA, PUES AFECTA SU DERECHO A
CONTINUAR VIVlENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICACION
OBTENGA UNA TRADUCCION INMEOITAMENTE LLAMANDO ESTA AGENClA (pENNSYL V ANlA
HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDES SER
ELEGIBL.E PARA UN PRESTAMO POR EL PROORAMA LLAMADD GHOMEOWNERS'S EMERGENCY
MORTGAGE ASSISTANCE PROGRAMft EL CUAL PUmE SALVAR SU CASA DE LA PEImIDA DEL
DERECHO A REDIMIR SU HIPOTECA.
HOMEOWNER'S NAME (8):
PROPERTY ADDRESS:
LOAN ACcr, NO.:
ORIGINAL LENDER.:
Rooenlan Eo Grant. DBA: REGrant Comoanv IDe..
338 Walton Street. [.em_e. PA 11043
198979-30004
Farmen Trut Comoanv
ClURRENT LENDERlSEllVICER: Kevstone F......cIal Bank. NA
~~~I:I'B'T
'I;:~<~~f=;;;;" ."~
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241-0060 FINANCIAL TRUST
359 P22/26 APR 28 '00 07: 28
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HOW TO CURE YOUR MORTGAGE DEPAUL T /Bri.." it UD to date\.
NA TVRE OF THE DEFAVLT-1be MORTGAGE debt held by the above Jemie:- on your propet1Y locatc:dat:
342 Walton Street.. Lemovne.. P A 11043..
IS SERIOUSLY IN DEFAULT because:
A. YOU HA VB NOT MADE MONTIIL Y MORTGAGE PAYMENTS for the following months and the
following amoUlllS an: now past due: $1.2]4.46 (5414..34 for 1/27, $4%%.57 for 2Ir1, & $397.55 for
3m/00)
Other cbaIges (explaWill:mize):
TOTALAMOVNT PAST DUE:
5 ,00
51,234.46
B. YOU HA VB FAILED TO TAKE TIlE FOLLOWING ACTION
HOW TO CURE THE DEFAULT-You may cure the de1imil within THIRlY (30) DAYS of the date of this
notice BY PAYING THE TOTAL AMOUNT PAST DUE TO TIlE I;ENDER. WHICH IS 51.234.46. PLUS
ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING 11lE THIRTY (30)
DAY PERIOD. Pavments mesl ~ made either bv cash. casbier"s check. =tified check or monev order made
o8vable and sent to: '
Kc:y.stnlle J;;_n~1 Bank N.A.
1415 Ritner Hwy
Carlisle, PA 11013
Yon can cure any other deliwlt by taking the following action within THIRTY (30) DAYS oflite date oflbis letter:
IF YOU DO NOT CURE THE DEFAULT-If you do not cure the detiwlt wiIlIin THIRTY (30) DAYS of the
date oflhis Notice, lIle leader iDt_ to es&!rdse its """Is to a<:eeIerak Ill.. mort9llge debt.. This means that lite
entire OUlStllIlding balam:e of this debt will he ccmsidcml due immediately and yon may lose the chance to pay the
mortgage in mon1bly a.s...n"",,,,,,. (ffull payment of the total amOWlt past due is not made within TIiIRTY (30)
DA Vs, the lender also intends II) insuuct its lllIomeys to start legal action to fol'1!close nDOlI vou" mol1l!al!ed
,ronem.
IFTHE MORTGAGE IS FORECLOSED UPON'-The mortgaged propertY wiR be sold by lbe Sherifi'to pay off
the mortgage debL lfthe lender refers your case to its attorneys, but YOII cure the delinquency berore the lender
begins legal Jll""""'linG' against you, you will stiR be required to pay lite mlSOIlllble aItoI1Icy's fees that were
ac:tuIIlly iIIcnmcl. up to $50.00. However, if IcglII Jl"""""'rl;,.g; arc started against you, yoll will have to pay all
=SOU<>t>I" attorney's fees aanaIly iDctmed by !be lender even if they exceed SSO.OO. Any attorney's fees wl1l be
added to the amoUlll yon owe the 1c:rnIer, which may also include other ieasonable c:osts. Tho" en.., the default
willlin the THIRTY (30\ DAY neriod.. yon will ..or be reauired to DaY attornev's t.....
OTHER LENDER REMEDIES-The lemle:- may also sue you p=ally filrtlte unpaid principal halance and all
other swns due nuder tile mortgage.
RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE--Ifyou have not <:ured lite cletiwIt within
lIle nnRTY (30) DAY period and tim:c:IosI= ~~ have begIm. W1l still Imve tlJc ril!ht to cure lite defiwlt
and 'Drevent the sale at 2UlV time 1.ID to one hoot' before the ~s Sale. You mav db so bv '08.vId2 the total amOlmt
then D8St dut. nlus any late Dr other t"h::l1'P'1!!!!: then doe.. te8SOnable attnmev1s tees and l'Y\Ctl: C01lneCted with the
wreclasnnl sale and any other costs connected with the Shcrifrs Sale as mecified in writin1!: by the lender and bv
perfumoiu" an.. allier, ,"","""nlems under !be mortl!al!e. CurIttg your defacJlt hi tile mllJlDer set forth hi this
\lotlce will restore yonr mortgage to the s..me position 8$ if yon had nevet'defllolted.
EA T POSSIB
ofllle mortgaged pnl
A notice of the aanaI
TE-It is estimated that the earliest date that such a Sheriff's Sale
roxlmately fOIlI'(4) maotfls frolll the date otthis Notice.
sent to you before lhe sale. Of ""urse. the arnolDlt needed to
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241-0060 FINANCIAL TRUST
359 P23/26 APR 28 '00 07:29
to ~ -t'
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lIII'e llle de&uk will incI'ease die Icmger you wait. You may fiIld ll1It almy IiIne ex8l:tIy wbat !he Rq1Iimd PlYIUlIt
or lIGIkm will ba by eonfllCliQg the leIIder.
HOWTOCONTACT'I1IE LEND~
N_ of Leader:
Mdlal:
PIrone N...ber:
Fax NlUIIbel':
CII.~ Penoa:
K4>\ . - ~..., -kNA.
1415 R1_ Hiohww
t7t'7\ 24M'7"
(7111241.0060
Ki1lI........ D. A....\II~!!!l
DFEC'l' OF SHERD'F'S SALE-You shadd lealla lIIIIta Sherift's SaID will end your CIWII8I$lIip oCtbe
~pmparty lIIId. yourrigbt lD OClllIPY il. If)'llll__ CO live ill die pnlpCZl:y....lIIe Sbcriff's Sele. a
IaWSl1lt lD - )'OIl md your filmiddap IIId adJao ~ c:ouId be: SIIIIlIld by die leader. &II)' IiIIIco.
AS8UMPTION 011' MORTGAGE- YOIlmar (If' mar _ (.... ..pt;m. is <IcpcDdeut upoc aripIallllOtf&llgc
agretmflll')soII ot1l'llllSfilryour home 10 a bl.lyer or Il'aIIsti:Ia who wiIlusuma tile II1O%tp&e debt, provided tbal all
tile ~;"g payIIICIII8, llIuu:p IIId lIlIOmCy's fileslllld COSIs iIIll paid priotto or. tile sale and Ibat!be other
~ oftbe mortpge an: sadsfiecl.
YOU MAY .u'"" HAVP.11IK lUGBTt
· TO SELL THE PROPER.TY TO OBTAIN MONEY 'to PAY Off THE MORTOAQB DEBTOR TO
BOlROW MONEY FRoM AN011IER LENDINO INst1'nmON TO PAY OfFnJIS DEBT.
· TO HAVE THlS DEFAULT Cl1RED BY ANY mnm PARTY ACTING ON YOUR BEHALF.
· TO HA VIi THE MORTGAGE RESTORBD TO THE SAME POSmON AS IF NO DIIFAULT IIfAD
OCCtJRRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVS THIS RlGH1' TO
CURE YOUR DEPAUL T MORE mAN niREB TIMES IN ANY CALSNDAR YEAR.)
· TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FQItECLOSURE PRnr'"'DlNG OR AN'!
OTHER LAWSUIT INS'I'n'lmm UNDER THE MORTGAGE DOCUMENTS..
· TO ASSERT ANY OTHER DEfENSB YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE
LENDER.
· TO SEEK PltOTEcnON UNDER THE FEDERAL BANKRUPTCY LAW.
CONSUMERCREDrrC01JNStW!G AGENCIES SERVING Y01JllCOUNTY
YWCA
301 G Suut
Carlisle, PA 17013
(71'7) 243-3818
c,.....''IlCr Credir o--.JiDg
ScrvlccofWc:slI:m~vania..1Dc:.
2000r~ Raad
Hanisbarg, PA 1'7102
(717) S41-17S7
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KEYSTONE FINANCIAL BANK, N.A.- : IN THE COURT OF COMMON PLEAS OF
PLAINTIFF : CUMBERLAND COUNTY, PENNSYL VANIA
VS. : CIVIL NO. 2000-2680
ROSEMARY E. GRANT IN MORTGAGE FORECLOSURE
DEFENDANT CIVIL ACTION LAW
----------------~------------------------------------ -------------------------------------------------------
PLEASE MARK THE ABOVE CAPTIONED MATTER SETTLED AND DISCONTINUED
To:---CURTIS LONG --Prothonotary
SEPTEMBER /r;&,2000
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