HomeMy WebLinkAbout00-02755
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FEDERMAN AND PHELAN
By: FRANK FEDERMAN, ESQUIRE
IDENTIFICATION NO, 12248
TWO PENN CENTER PLAZA, SUITE 900
PHILADELPHIA, PA 19102
(215) 563-7000
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
PROVIDENT MORTGAGE CORPORATION
725 NORTH REGIONAL ROAD
GREENSBORO, NC 27409
Plaintiff
TERM
NO, OO-.;r,~S (};c.)L{'-r~
v,
CUMBERLAND COUNTY
RICHARD M. ANTEL
BRENDA L. ANTEL
329 JUNIPER STREET
CARLISLE, PAl 70 13
Defendant( s) .
CIVIL ACTION - LAW
MORTGAGE FORECLOSURE
NOTICE
**THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY
INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY
RECEIVED A DISCHARGE IN BANKRUPTCY AND TIDS DEBT WAS NOT REAFFIRMED, THIS
CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT
A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY. **
You have been sued in Court If you wish to defend against the claims set forth in the following
pages, you must take action within twenty (20) days after this Complaint and Notice are served,
by entering a written appearance personally or by attorney and filing in writing with the court
your defenses or objections to the claims set forth against you. You are warned that if you fail to
do so the case may proceed without you and a judgment may be entered against you by the court
without further notice for any money claimed in the Complaint or for any other claim or relief
requested by the Plaintiff. You may lose money or property or other rights important to you.
YOU SHOULD TAKE TillS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, P A 17013
(717) 249-3166
Loan #: 9290099
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L Plaintiff is
PROVIDENT MORTGAGE CORPORATION
725 NORTH REGIONAL ROAD
GREENSBORO, NC 27409
2. The name(s) and last known addressees) of the Defendant(s) are:
RICHARD M. ANTEL
BRENDA L. ANTEL
329 JUNIPER STREET
CARLISLE, PA 17013
who is/are the mortgagor(s) and real owner(s) of the property hereinafter described.
3. On 7/25/94 mortgagor(s) made, executed and delivered a mortgage upon the premises
hereinafter described to PROVIDENT MORTGAGE CORP, T/A CONSOLIDATED
MORTGAGE CORPORATION which mortgage is recorded in the Office of the
Recorder to CUMBERLAND County, in Mortgage Book No. 1225, Page 294. By
Assignment of Mortgage dated 7/25/94 the mortgage was assigned to PROVIDENT
BANK OF MARYLAND which Assignment is recorded in Assignment of Mortgage
Book No. 478, Page 820.PLAINTIFF is now the legal owner of the mortgage and is in the
process of formalizing an assignment of same.
4. The premises subject to said mortgage is described as attached.
5. The mortgage is in default because monthly payments of principal and interest upon said
mortgage due 10/1/99 and each month thereafter are due and unpaid, and by the terms of
said mortgage, upon failure of mortgagor to make such payments after a date specified by
written notice sent to Mortgagor, the entire principal balance and all interest due thereon
are collectible forthwith. A copy of such notice is attached as Exhibit "A"
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6. The following amounts are due on the mortgage:
Principal Balance
Interest
9/1/99 through 3/1100
(Per Diem $26.62)
Attorney's Fees
Cumulative Late Charges
7/25/94 to 3/1/00
Cost of Suit and Title Search
Subtotal
$106,473,11
$4,844.84
4,000.00
214,74
750.00
116,282.69
Escrow
Credit
Deficit
Subtotal
0.00
163.06
163,06
TOTAL
$116,445,75
7. The attorney's fees set forth above are in conformity with the Mortgage documents and
Pennsylvania Law, and will be collected in the event of a third party purchaser at
Sheriffs Sale. If the Mortgage is reinstated prior to the Sale, reasonable attorney's fees
will be charged.
8, The Combined Notice has been sent to the Defendant(s) by regular and certified mail as
required by 35 P.S, S1680A03c on the date(s) set forth in the true and correct copy of
such notice(s) attached hereto as Exhibit "A,"
9. The Temporary Stay as provided by the Homeowner's Emergency Mortgage Assistance
Program, Act 91 of 1983, has terminated because either:
(i.) Defendant(s) have failed to meet with the Plaintiff or an authorized Credit
Counseling Agency in accordance with Plaintiffs written Notice to Defendants,
a true and correct copy of which is attached hereto as Exhibit "A"; or
(ii.) Defendant(s) application for assistance has been rejected by the Pennsylvania
Housing Finance Agency.
WHEREFORE, PLAINTIFF demands an in rem Judgment against the Defendant(s) in the sum of
$116,445.75, together with interest from 3/1100 at the rate of$26,62 per diem to the date of
Judgment, and other costs and charges collectible under the mortgage and for the foreclosure and
sale of the mortgaged property.
/s/&F~lI~
FRANK FEDERMAN, ESQUIRE
Attorney for Plaintiff
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~54.1 9213192900991/2CA12-06-99
. Antel 2712
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.'f~~2yeJ6 1999
hncll1clal ::>en;icet
C 0 [.: ;) l) 1< ;\ T j 0 ;-.j
Ritner Hwy
Carlisle PA 17013
THIS NOTICE IS SENT IN AN ATTEMPT TO
COLLECT A DEBT. INFORMATION OBTAINED
WILL BE USED FOR THAT PURPOSE.
Richard MAntel
Brenda L Antel
329 Juniper st
Carlisle, PA 17013
** ACT 9 1 NOT ICE **
** T A K E ACT ION **
** T 0 S A V E YOU R **
** H 0 M E FRO M **
** FOR E C LOS U R E **
Loan Service Number: 9290099
Borrower(s): Richard MAntel, Brenda L Antel,
Premises: 2712 Ritner Hwy" Carlisle PA 17013
This is an official notice that the mortgage on your home is in default,
and the lender intends to foreclose. Specific information about the
nature of the default is provided in the attached pages.
NATURE OF THE DEFAULT: The mortgage debt we service for your lender for
the property listed above IS SERIOUSLY IN DEFAULT. The total amount due
is as follows:
Monthly payments due from 10-01-99 to the present:
Accumulated late payment charges:
Non-Sufficient funds charges:
Advances for taxes, insurance or legal fees:
Credit for funds in suspense:
TOTAL AMOUNT DUE:
$
3,294.32
71.58
.00
.00
.00
3,365.90
HOW TO CURE THE DEFAULT: You may cure the default before 01-05-00 by
by paying the total amount past due which is currently $ 3,365.90
PLUS any additional mortgage payments, late charges, or other fees which
become due between 12-06-99 and 01-05-00. Although you will continue
to receive monthly billing statements, DO NOT RELY on the amount
stated as due or the due date. This acceleration letter supercedes
any and all other communications. You should call our office at our
1-800-436-1022 prior to sending funds to verify the total amount due.
Payment must be made by cashier's check, certified check, or money
order and should be sent to:
Wendover; P.O. Box 70808; Charlotte, NC 28272-0808
Be sure to write your service/loan number on your check or money order.
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
AVISO IMPORTANTE PARA LAS PERSONAS QUE HABLAN ESPANOL
(Important notice for Spanish speaking persons)
LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU
DERECHO A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO
DE ESTA NOTIFICACION OBTENGA UNA TRADUCCION INMEDITAMENTE LLAMANDO ESTA
AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO
MENCIONADO ARRIBA. PUEDES SER ELEGIBLE PARA UN PRESTAMO POR EL PROGRAMA
LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL
PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA.
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0 . . . . . . . . . . . ~ . . ~ . . . . . . . . . . .
C0092/WF131E){i-:i::;)lY A
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** ACT 91 NOTICE **
TAKE ACTION TO SAVE
YOUR HOME FROM
FORECLOSURE
"fhis i, an official notice that the mom:al!e on your home is la default. and the fender intends to foredost!- Soe-cifie
inform.rion abontthe n.tnre or tbe der.nlt',Js Drovlded In tbe attached D.......
The HOMEOWNER'S MORTGAGi: ASSISTANCE PROGRAM IlttMAP1 maY be able to helD to <ave vaur home.
lhis !'lotic. .SDI.illS how tbe ..r....ram works. .
To ,ee irHEMAP an helD. VOU must MEET WITH A CONSUMER CREDIT COUNSELING AGENCY WITHIN 30
DA YS O. THE DATE OF THtS NOnC!. 'T.ke'thls Notice w1tb vou when vou meet with tbe ConnsellnlZ A..encv.
1'ho name. address and Dbone number of COllSumor Credit Counselin.. Alleneies servin.. your Counl'V are listed It the
end or this Nonce. tf vou have an... ouestlon.. yOU may ""II the Pe"n..,lv"n;. Han.I".. Finance A .-ene... 101\ free It
1-800-342-2397. (Person. with ImD.ired he3riu e:an <3111-717-780.18691
This Nodce cOlltllins b2lportllnt legal iDformadon. U you have allY que:stious. repres.ntatives .t th. COlUU",er Credit
CouDseliDli: Ali:"ncy lIIay be able to help e:plalD it. YDlI may also Mat to c:aDlad 3D attorney io your area. The local
;'~r .....ocialioll "'''y oe abie co help YOlllla.d a lawyer.
NOTE: IF YOU ARE CU1UU:NTLY PROTECTED BY THE ilLlNG OF A PETITION IN BANKRUPTCY. Tm
DELINQU1:NCY INFORMATION AT THE BE~INMNG OF THIS NOnCE IS FOR INFOR."'fATION
ptlRPOSES ONLY .....'1]) SHOULD NOT BE CONSIDERED AS AN ATIEMPT TO COLLECT THE DEBT.
(If you hav. filed baakruptcy you call nW apply for Eltler:.DCY Mortgali:e A$SislallCa.)
A VISa L."tPORT ....."TI PARA LAS PERSONAS QUl: HABLAN ESP ANOL
(lllSportaDtllotlce lor Spanish speaking penollS)
LA NOTIFICACION EN ADJUN1"O ES DE SUMA IMPORTA1'lC!A, PtrIS AFECTA sa D:ERECHO A
CONTINUAR VMiNDO :EN sa CASA. SI NO COMPREl'lDE EL CONTINlDO DE ESTA NOTIFICACION
OaTENCA UNA TRADUCCION INMEDIT.~"rtEN1"E LLAMANDO ESTA AGENCl~ (PENNSYLVA.'IL\
HOUSING FIN~'ICE AGENCY) SL.'i CARGOS AI. NUMERO MENCIONADO ARRIBA. pl.rEDES S:ER
Et..€GIBLE PARA UN PRESTA.'\!O POR EL PROGRA."'fA LLA.~O "HOMEOWNER'S EMERGENCY
:>10RTGAGE ASSISTANCE PROGRAM" EL CUAL PUtDE SALVAA SU CASA DE LA PERDIDA DEL
D:ERECHO A REDIMIR SrJ HIPOTECA.
YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUll. HOME FROM
o"OR.€CLOSURE ANI) HELP YOI] MAKE FUTURE MORTGAGE PA YMENTS
.. YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE
,SSISTANCE ACT OF 1983 (THE "ACT"). YOU MAY BE ELICIBLE FOR EMERCENCY MORTGAGE
-SSIST ANeE:
.
IF YOUR DEFAULT HAS BEEN CAUSED BY CIRClIMSTA.'ICES BEYOND YOUR
CONTROL.
IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR
MOR'TCAGE PAYMENTS, AND
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. IF YOU MEET OTHER ELIGIBILITY REQUIREMEJ'lTS ESTABLISHED BY THE
PENNSYL V ""ofIA HOUSING FINA1'1CE AGEJ'lCY (~PHF A W).
T'Ei'flPOR....RY STAY OF FOR.ECLOSURE - Under the Aet, you are entitled to a temporary stay of foreclosure on your
mortgag.. f'or thirty (30) days ftom the cIale of this Nolic.. During !hac time you must arnng. and =d a "fac.oto-fac."
meeting with one of' the COllJiuni... credit counseli!!g agencies Iiste<l at the el1d. of this Norice. lrrtS MEETING MUST
OCCUR WITHIN THE NEXT (30) DAYS. IF YOU DO NOT APPLY FOR EMERGENCY MORTGAGE
ASSISTANCE. YOU MUST BRING YOUR MORTGAGE UP TO OA 'fE. THE PART OF THIS NOnCE CALLEO"HOW
TO CURE YOUR MORTGAGE DEFAUt1"':EXPtAlNSHOWTO BRrNGYdUR.MORTOAOE Ui'TOOATE. .
CONSUMER CREDIT COUNSELING AGENCIES -If you meet with one of'the eonsumer credit cOWlseling agency
\isted at The end of This notic., The lender may NOT take action againSt you for thirty (30) days after the cIale of this meeling.
The names. addresses and lel.."hone numbers of desil!llated consumer credit counseIinl! uendes for elIe county in which the
orooe"" .is located are set forth at the end of this Noliee. It is only ne"cssazy to schedule one face-to-face m"edng. Advis.
your. lendcr immediatelv of your inletlnons.
APPl.ICATI0N FOR' MORTGAGE ASSISTANCE - Your mortgage is in default for the reasollS Set forth later in this
Notice (see following pages for spec::ific infonnauon abOUt the natUre of' your default.) If you have tried and are unable to
resolvc this problem with the lender, you have the right to at'ply for financial =~can"e from the Homeowner's Emergency
Mor:gage Assistance Program. To do so. you must fill out, sign and.me a compleled HOll1eoWllcr's Emergency Assistance
Program Application with one of the designated consumer credit eOun5elizlg agencies listed at the end of this Notice. Only
consum.r crcclit collollSeliag age""i.. hay.. applic:uions for the progr.un and thcy will assist you in submilIiag a complete
application to the Pellllsylyania. Rousing Finance Ag.ncy~ Your application MUST be filed or pa=arlc:ed within tllirty (30)
days of your fal:e-to-fal:a meeting.
NOTE: YOU ~ FILE YOtJR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU
DO NOT FOLLOW 1m OTHER TIMZ PERIODS SET FORTH IN TBlS LETTER. FORECLOSURE
MAY PROCEED AGAINST YOUR HOME IMMEDIATELY Al'f]) YOUR APPLICATION FOR
MORTGAGE ASSISTANCE WILL BE DENIED.
AGENCY ACTION - Available funds for emergency mortgage assistance ar: very limiled. They will be disbursed by tlle
Agency under the eligibility rnreria established by the Act. The PennsylYaIlia Housing Finance Agetlcy bas s~ (60) days to
make.. decision after it rec=ives your appUca.tion. During that time, nO fo=Iosure proceeclinSS will be punued against you if
you have met the lime requinalenrs s.r forth ahOY" You will be l10tified clin=-Jy by the P.=ylvania Housing Finance
Agen.y of it:> decision 011 YOUI' appliC31ion.
Nil.TtJR.E OF THE DEFAULT -Tne MORTGAGE debe we seNice 011 b.half of' your lender IS SERlOUSLY IN
OEFAUL T. The ll:ll3L amounrdue ane! tl1c: property address are listed on the first page o(this l1otice.
HOW TO CURE THE DEFAULT -You may cure the a.fault within THIRTY (30) DAYS of'thc date oftlUs notice BY
PAi'lNC THE TOTAL AMOUNT PAST D.tlE TO THE LENDER, PLUS A.'N MORTGAGE PAYMENTS AND
LA. IE CHARGES WHICH BECOME DUE DURlNO TdE THIRTY (30) DAY PElUOD. The ClUTl':l1t total due is listed On
page ane of this notice. Pavment:> mu.st be made in CERTlFlED F'UNOS (.ither bv cashier's check. certified check or
mone~ order) made oavable a/Id Sent to:
Wendover; P.O. BOlt 70808; Charlotte, NC 28272.0808.
a. sure to wnle your loan service number on yow: check or money' order.
IF YOU DO NOT CURE THE DEFAUL T-Ifyou do not cure the clefault within nnRTY (30) DAYS of the dat. of this
Nolice. the lender intends to exereise its ri!!hts to acceiente the mort!!a!!e debt_ This means that the .ntire outsCll1ding
:,a!""c. of' this debt will be considered due immediately and yOll may lose the chance to pay the mortgage in monthly
:nmllmec",. If full payment of the toral amount past due is noe made within 'tHfRTY (30) OA YS, elIe lender also intends to
insO'Uct its artcmeys to Start legal a.ction co foreclose u"on VOlt'" mQrt2a~ed DrQQertV~
rF THE MOR.TGAGE IS FORECLOSE!) UPON - The mcltgaged property will be sold by the Sheriff 10 payoff the
:t\orrgage debt. If the lender tef'et1i your case ~ tts attOrneys, but you cure t!l.e delinquency before the lender begins legal
;roceedings 3!;SinSt you. :tou will still be required ~ pay the reasonable attomey's fees that were actually inc=d, up to
550.00. However, if legal pro.eedings are sratted againsr you. you will have = pay all reasonable lIttomey's fees actUaLly
ncum:d by the rend.r ev.n if they ."ce.d SSO.QO. /A.ny attorneys fees will be acldecl to the amount you 0..... the iencler. which
'lay al~o include other reasonable oosts.. If vou cure the derault wIthin the THIRTY (30) Oil. Y cenod. vou will not be
~equirtd to OQV 3.ttorney'S' fees.
,EXHIBiT A
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o:n-ri:R LEl'il)ER REMEDI'ES - The lender may also SUe you personally for the unpaid prineipaL balance and all other
sums due under the mortgage. .
i1
RICIIT TO cmu THE DEFAULT PRIOR TO SHERIFF'S SALE - If you haye not cund the default within the
THIRTY (30) DA Y period and forecloSlu'e proc:eedings have beguD, YOU srill have the "..ht '" cure !he defiwlt and areVent
the sale at an" time uo to one hour befo~ !he Sheriff', Sale. You mav do so by oay;,.,,!! the ",tal ....ount then !last due. nIus
anv late or ocher 9harl!CS ,thon due. r9Sonable ar:romev's fees and cOstS connected widl the forec:losW'll sale and anv other
eosts cOMec:tecl.".;th the Sheriff's Sale as mediied in writinl! bv the lender and by oerforminlr any other reauirements und.,.
the mOlUue.. ClI.r1ll: your default In the llIauner set fortll In this 1I011ee will restore your llIorlCage to the S4me
position as iryoubad aever deraulled.
HOW TO CONTACT W'ENDOV"ER
Mail;n.. Address: P.O. Box 269S4; Gr=nsbora. NC 27419-69S4 .
OveMlll!ht Mail Addr""'l: 72S North Regional Road; Green.sbora';NC 27409
Addres. f"r"IIVMftftl 0..1r. P.O. Bolt 70S08; CharlotlC, NC 28272-0808
Phone Number: 1.800-436-1022
Fu Number. 1-336-668-2943
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EARLIESt. POSS11lU: SHERIFFS SALE DATE - It is estimated thaI the earliest date that suc:h a. Sheriffs Sa./e of the
mo...gagod prtlpel'lY could be beld would be approximately six (6) 1Il01ltll. rr.om Ihe dace of this NotiC:L A 1I0ric:e of the
actual date oftbeSheriffs Sale will be senl to you before the sale. Of OOtll':le, the amount aeoded to c:w"C the default will
increase the longer you wait. You may !il:ld OUt at any time exactly wbar the required payment or action wUI be by conracring
the let\der. .
EmCT OF SHERIFF'S SALE - You mould ~ that a Sheriffs Sale will end your ownersbip of the mottgaged
propertY and your right to oceupy it. If you colllinue mlive in lbe propercy Uler the Sheriffs Sale, a lawsuit to remoYe you
and your fumi.shiAgs md other belongiDg$ could be SlaIUd by the ICI1der at any time.
ASSUMPTION OF MORTGAGE - Your IOllD documCl1ts may give you the abiUty '" sell Dr =fer your home to a buye:-
or tnn$f= who will assume the mCTtAe debr, provided that all the ou=ding paymCDts, cbarges and attonley's fees and
COSts arc paie! prior to or at the salc: ane! that the odler ",quinments of the mortgage arc satis:fied. Call our CllStOmer Servic:
Department at 1-800-436-4008 if you haYe someOlle inleRsled in assuming your IOIlD. They will verify if yeu have that
ahility.
YOU !'ItA Y ALSO HA YE THE RIGHT:
.TO SElL. THE PROPERT'( TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW
MONEY FROM ANOTHER LENDING INSn11JTlON TO PAYOFF THIS DEBT.
TO HAVE nus DEFAULT CURED BY ANY nllJU) PART'( ACTING ON YOUR BEHALF.
TO HAVE THE MORTGAGE RESTORED TO THE SA.\i(E POSInON A5 IF NO DEFAULT HAD
OCCURRED, IF YOU CURE THE DEI' AUL T. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE
YOUR DEI' A.tJL T MORE!HA."1 THREE TIMES IN ANY CAlENDAR YEAR)
TO ASSERT THE NONEXISTIENCE OF A DEFAULT IN ANY FORECLOSTnE PROCEEDING .OR ANY
olHER LAWSUIT lNsrrnrn:D UMJER THE MOR.TGAGE DOCUMENTS.
TO ASSEKT ANY OTHER DEFENSE YOU. BELIEVE YOU MAY HAVE TO SUCH AC-rION BY THE
LE'lDER. .
TO SEEK !'ROTECTION UNDER THE FEDERAL BANK.'tU!'TCY LAW.
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EXHIBiT A
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P,PR 05 2000 16:05 FR
YMCA Suildi"ll
31>1 Nanll ",..hlnll"'n Sl.
SlAder.'A. 1600;.
(412) 2ll:!-1112
CLUIlfU;LD COfJllill T
~n. Eoonclml. Ond"lllllall Calparaliaa
19S4 Muy er.r,. Lone
1a_PAI'901
(aI4) 3),.."6'
FAX (114)53'>-1611
Indillllll Ca. e""""lIIIit)' Aalon Pralll'll'l
&17 W_St..Il<rE 1&7
Indl..... PA l570t
(724) 465.UiS1
cu."'-ro~ C:OIJNTY
Ly...mln,.:t""'in CoWl';..
Commission Fot-;Community Ac:tian (Sr..EP)
113& l.JIIcaln SL
P,O. BaE 1328
WilllanlspatL PA 11703
(570) 32645&7
FAX (570) 321.z197
CQLIJl'lB" CQUNTY
cces .(Nonlleul:m PA
3IW._SL
P.O, Bale 1127
Wi_B..... PA 1&702
(510) 1'21~7 Oil. I~ClO-9224531
FAX(570ISZ1-l115
C~WFORD C;;O(JlqY
Booker T. WaslI....... Cal,.,.
1710 l!Dlland Sl
Eri.. PA 165QJ
(814)43).$744
FAX (814)453-5149
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11.",....9..SL
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3366659563 TO 912155671717-100 P.08/15
FAX (412)"".5118
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217 E. Plllli:ad
AlIDD1Ll PA 16602
(814)944-1100
FAX (114) !l44-5141
cees .(Nanlls=tn PA
1631 S...-Sl..SW..IOO
SOlI: e.u"ll"o PA 1610 I
(814) %:11.3668
FAX (114) %:1103669
cees .(W....... PA
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1.1uJslown PA 15904
(aI4) 539-6335
. CCCSaO/_PA
1631 S ""-as" Suire 100
5.....Col'- PA 16101
(814) %:11.3661
FAX (814) 231.3669
cccs .tNa.......", PA
201 S""n SL
W1llilll1SJlOrt, PA In03
(5'1ll) J23~7
FAX (570) 323~6
1400 All.. ~ Port. Sui.. 1
CI_ SumInit1. PA 11411
(5711) 5i7~I63.r 1QO.m..9537
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(570) au.o510 OR.l..l0G-822-1l359
FAX (510) 829-1665..cAl.L BEI'ORJS FAXIl'IO
(S7Q)4554994 !IAZI:l.TON
FAX (570) 455-$631~ BEI'ORJS FAXIl'IO .
(S70) 1J/l.4Q90 l'tJNIC.HANNOClC:
Eric, PA 16501
(114) 459-4511
FAX (114)4554161
1.1011'. ~c.m.r.ln..
2QZI E0s02lldt 5.
Eri.. PA 16510
(114) U\I44QQ
FAX (114) 198-1243
Sh...... Valley Utll.. L<quc, In..
601 IlIdioaaA...
P..,.J~ PA 16121
(412) 911-mO
. CUM8E~.u CQUNIY
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1000 Linsl_ad
Horri>bUlJ, PA 17102
(117) 541-1751
FA,'\; (117) $41-4670
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(117) 232-9751
FAX (717) 2J4.z2l7
Ilarrisbutg, PA 17101
(717) l34-5925
FAX (717) Z34-9459
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301 GSL
CO<I;"I.. PA 17013
(117)243-3818
fAX ('717) 731-ll539
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139-143 Carlisle S.
o.cy.burg. PA IT.l2S
(717) 334-Ulg
fAX (117) 3:l4-i326
DAl,JrKL"" COUNTY
CC:CS .(W_", PA. m..
2000 ~i...lara,,", Ild
HarrisbUlJ, PA 17102
:717) $4/.\157
FAX (711) $41-'610
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(717) 234-=
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Community Al:tian Commission
.( lIlc CapiOllll<&i.n
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(717) %:11-9757
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JEUWUE~aUNTY
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'hillOlOlg/li.. PA 19130
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(215)3%4-1$00
FAX (215) 324-8153
PII~lII<dphi.. PA 19107
(215) 5sa"'665
FAX (215) 8~2666
CCCS .( Del...... V31ley
IS 15 "In.. S..5<I.1O 1325
!lACE
161W. AlI......y Ave.. 2nd Floor
Phll:odolphia. P... 191<10
J;XHIBiT A
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A!...I., th"tl;.. cG.lrtai.n tract. oj; l.and w.i..th the ill.lpravementa thereOl'l
erected situate in Dickinson Township, C\,utlberland. County,
PennsylvaniB, bounded and described acco~ding to the Final.
Subdivioion Plan No.2 for Mount Rock Estates, as prepared by
Stephen G. Fisher, R.S., dated July 3, 1978 and recorded in
the Office of l:he Recorder of Deeds i.n and for Cu,mberland
County in Plan Book 34, Page 43, as follows~
DEGrNr-IIL.TG at a point on U.S. Route 11, L.R. 890, which point:
ie at tiHlI li.ne of lands o:t: I.ot No. 7 o~ ehe above-referred to
P1S11; tllence along Lot No.7, Souttl 14 degrees 5 minutes 11
seconds East 275 feet to a point; thence along the remaining
lands of Mount Rock Estates, South 7S degrees 53 minutes 19
seconds Wesc 154.47 feee to a poin~; thence along Lot No.9
of the above-re~erred to P1an, North 14 de9rees G minu~es 41
seconde West 275 feet to a point on the 5a~d U.s. Route 11,
L.R. 890; thence along said u.s. Route 11, L.R. 690, North 75
degrees 53 minu~as 19 seconds East 154.47 feet to a point at
~he l~ne of lands of Lot No. 7 o~ the above-referred to Plan,
the poi.lIt and Plaoe of BEG~N1'f~NG. BEING LolO No. a of lOhe
above-rftferred to Plan, containing 42,479.25 square ~eet.
Bg~NG i~proved with a briok and aluminum bi-level dwelling
house with two car garage known as 2712 Ritner Highway,
Car-lisl",
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VERIFICA nON
MICHAEL V, CAPPS hereby states that he is VICE PRESIDENT of WENDOVER
FINANCIAL SERVICES mortgage servicing agent for Plaintiff in this matter, that he is authorized to
take this Verification, and that the statements made in the foregoing Civil Action in Mortgage Foreclosure
are true and correct to the best of his knowledge, information and belief. The undersigned understands that
this statement is made subject to the penalties of 18 Pa. C.S. Sec, 4904 relating to unsworn falsification to
authorities.
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SHERIFF'S RETURN - REGULAR
t
CASE NO: 2000-02755 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
PROVIDENT MORTGAGE CORP
VS
ANTEL RICHARD M ET AL
DAWN KELL
, Sheriff or Deputy Sheriff of
Cumberland County, Pensyl vania , who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE
was served upon
ANTEL RICHARD M
the
DEFENDANT
, at 0017:55 HOURS, on the 25th day of May
2000
at 2712 RITNER HIGHWAY
CARLISLE, PA 17013
by handing to
RICHARD ANTEL
a true and attested copy of COMPLAINT - MORT FORE
together with
NOTI CE
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
So Answers:
18.00
3.72
.00
10.00
.00
31.72
~~.y'{~t
R. Thomas Kline
OS/26/2000
FEDERMAN &
Sworn and Subscribed to before
By:
~:,'" ~ ~i~
Deputy heriff-
me this /"..r- day of
C),,, , c2.OvV A. D .
q'1t~a- fh,it7.,?,up;
rothonotar
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SHERIFF'S RETURN - REGULAR
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CASE NO: 2000-02755 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
PROVIDENT MORTGAGE CORP
VS
ANTEL RICHARD M ET AL
CPL. MICHAEL BARRICK
, Sheriff or Deputy Sheriff of
Cumberland County, Pensylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE
was served upon
ANTEL BRENDA L
the
DEFENDANT
, at 0008:27 HOURS, on the 5th day of May
, 2000
at 329 JUNIPER STREET
CARLISLE, PA 17013
by handing to
BRENDA L. ANTEL
a true and attested copy of COMPLAINT - MORT FORE
together with
NOTICE
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
6.00
3.10
.00
10.00
.00
19.10
So Answers:
~~~"~~e
R. Thomas Kline
Sworn and Subscribed to before
OS/26/2000
FEDE""'" , PHELAN ~
By: ~/~
Deputy eriff
me this /~ day of
~ c2-dr:o A.D.
~Q~'.~
Prothonotary ,
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FEDERMAN AND PHELAN
By: F~FEDERMAN
Identification No. 12248
Two Penn Center Plaza - Suite 900
Philadelphia, PA 19102
(215) 563-7000
PROVIDENT MORTGAGE
CORPORATION
725 NORTH REGIONAL ROAD
GREENSBORO, NC 27409
Attorney for Plaintiff
: CUMBERLAND COUNTY
: COURT OF COMMON PLEAS
Plaintiff
: CIVIL DIVISION
VS.
: NO. 00-2755-CIVIL
RICHARD M. AN'fEL
2712 RITNER HIGHWAY
CARLISLE, P A 17013
BRENDA L. ANTEL
329 JUNIPER STREET
CARLISLE, P A 17013
Defendant(s)
PRAECIPE FOR JUDGMENT FOR FAILURE TO
ANSWER AND ASSESSMENT OF DAMAGES
TO THE PROTHONOTARY:
Kindly enter judgment, in rem, in favor of the Plaintiff and against RICHARD M. ANTEL
and BRENDA L. ANTEL, Defendant(s), for failure to file an Answer to Plaintiffs Complaint
within 20 days from service thereof and for foreclosure and sale of the mortgaged premises, and
assess Plaintiffs damages as follows:
As set forth in Complaint
Interest 3/1/00 to 6/27/00
$116,445.75
$3.141.16
$119,586.91
TOTAL
I hereby certify that (I) the addresses of the Plaintiff and Defendant(s) are as shown above,
and (2) notice has been given in accordance with Rule 237.1, copy attached.
1- ~ I 1.d.i/1/fJ'l.&N
F~ FEDERMAN, ESQUIRE
Attorney for Plaintiff
IlAMAGES ARE HEREBY ASSESSED AS INDICATED. a j) iiff!r
DATE: )" .,,,- .:u; J..ooo LV UJ---IM) -
I PRO PROTHY
"TIIIS FIRM IS A DEBT COLLECTOR ATIEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE
USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY AND TIIIS DEBT WAS
NOT REAFFIRMED, TIIIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONS1RUED TO BE AN ATIEMPT TO COLLECT
A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY. "
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FEDERMAN AND PHELAN
Frank Federman, Esquire
Identification No. 12248
Two Penn Center Plaza
Suite 900
Philadelphia, PA 19102-l799
(215) 563-7000
ATTORNEY FOR PLAINTIFF
PROVIDENT MORTGAGE CORPORATION
COURT OF COMMON PLEAS
Plaintiff
CIVIL DIVISION
vs.
CUMBERLAND COUNTY
RICHARD M. ANTEL
BRENDA L. ANTEL
NO. 00-2755-CIVIL
Defendant(s)
TO: RICHARD M. ANTEL
2712 RITNER HIGHWAY
CARLISLE, PA 17013
DATE OF NOTICE: JUNE 15. 2000
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.
ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. IF
YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS
CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN
ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN
AGAINST PROPERTY.
IMPORTANT NOTICE
You are in default because you have failed enter a written
appearance personally or by attorney and file in writing with the
court your defenses or objections to the claims set forth against
you. Unless you act within ten (10) days from the date of this
notice, a Judgment may be entered against you without a hearing
and you may lose your property or other important rights. You
should take this notice to a lawyer at once. If you do not have a
lawyer or cannot afford one, go to or telephone the following
office to find out where you can get legal help:
CUMBERLAND COUNTY
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY A VENUE
CARLISLE, PA 17013
(717) 249-3166
Frank Federman, Esquire
Attorney for Plaintiff
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.
FEDERMAN AND PHELAN
Frank Federman, Esquire
Identification No. l2248
Two Penn Center Plaza
Suite 900
Philadelphia, PA 19102-1799
(215) 563-7000
ATTORNEY FOR PLAINTIFF
PROVIDENT MORTGAGE CORPORATION
COURT OF COMMON PLEAS
Plaintiff
CIVIL DIVISION
vs.
CUMBERLAND COUNTY
RICHARD M. ANTEL
BRENDA L. ANTEL
NO. 00-2755-CIVIL
Defendant
TO: BRENDA L. ANTEL
329 JUNIPER STREET
CARLISLE, PA 17013
DATE OF NOTICE: JUNE 15. 2000
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.
THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE
INDEBTEDNESS .REFERRED TO HEREIN, AND ANY INFORMATION OBTAINED
FROM YOU WILL BE USED FOR THAT PURPOSE.IF YOU HAVE PREVIOUSLY
RECEIVED A DISCHARGE IN BANKRUPTCY, THIS CORRESPONDENCE IS
NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A
DEBT, BUT ONLY AS ENFORCEMENT OF LIEN AGAINST PROPERTY.
IMPORTANT NOTICE
You are in default because you have failed enter a written
appearance personally or by attorney and file in writing with the
court your defenses or objections to the claims set forth against
you. Unless you act within ten (10) days from the date of this
notice, a Judgment may be entered against you without a hearing
and you may lose your property or other important rights. You
should take this notice to a lawyer at once. If you do not have a
lawyer or cannot afford one, go to or telephone the following
office to find out where you can get legal help:
CUMBERLAND COUNTY
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE,PA 17013
(717) 249-3166
Frank Federman, Esquire
Attorney for Plaintiff
FEDERMAN and PHELAN
By: FRANK FEDERMAN
Identification No. 12248
Suite 900
Two Penn Center Plaza
Philadelphia, PA 19102
(215) 563-7000
Attorney for Plaintiff
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PROVIDENT MORTGAGE
CORPORATION
: CUMBERLAND COUNTY
: Court of Common Pleas
Plaintiff
: CIVIL DIVISION
vs.
: NO. 00-2755-CIVIL
RICHARD M. ANTEL
BRENDA L. ANTEL
Defendant(s)
VERIFICATION OF NON-MILITARY SERVICE
FRANK FEDERMAN, ESQUIRE, hereby verifies that he is attorney for the
Plaintiff in the above-captioned matter, and that on information and belief, he has lmowledge of the
following facts, to wit:
(a) that the defendant(s) is/are not in the Military or Naval Service of the United
States or its Allies, or otherwise within the provisions of the Soldiers' and Sailors' Civil Relief Act
of Congress of 1940, as amended
(b) that defendant RICHARD M. ANTEL is over 18 years of age and resides at
2712 RITNERIDGHWAY, CARLISLE, PA 17013.
(c) that defendant BRENDA L. ANTEL is over 18 years of age, and resides at 329
JUNIPER STREET, CARLISLE, P A 17013.
This statement is made subject to the penalties of 18 Pa. C.S. Section 4904 relating
to unsworn falsification to authorities.
--::; /I ~/f\ jp) :/ dJ /1411/&"\/
FRANK FEDERMAN
Attorney for Plaintiff
<_'",,'Ifl~~' IWl
12~
.
(Rule of Civil Procedure No. 236 - Revised)
PROVIDENT MORTGAGE
CORPORATION
: CUMBERLAND COUNTY
: Court of Common Pleas
Plaintiff
: CIVIL DIVISION
vs.
: NO. 00-2755-CIVIL
RICHARD M. ANTEL
BRENDA L. ANTEL
Defendant(s)
Notice is given that a Judgment in the above captioned matter has been entered against you on
JUNE .2000.
By
DEPUTY
If you have any questions concerning this matter, please contact:
FRANK FEDERMAN. ESQUIRE
Attorney for Filing Party
SUITE 900
TWO PENN CENTER PLAZA
PHILADELPHIA. PA 19102
(215) 563-7000
**THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY
INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY
RECEIVED A DISCHARGE IN BANKRUPTCY AND TIDS DEBT WAS NOT REAFFIRMED, THIS IS NOT
AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY
ENFORCEMENT OF A LIEN AGAINST PROPERTY. **
~l!IiI!ih. ,'~, .~j~.tilfilflljil!!til!l~~rt!liltwli'~.J!~'-"'1I1~.'''''''''"-'
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PRAECIPE FOR WRIT OF EXECUTION - (MORTGAGE FORECLOSURE)
P.R.C.P.3180-3183
PROVIDENT MORTGAGE CORPORATION
Plaintiff,
CUMBERLAND COUNTY
v.
No. 00-2755-CIVIL
RICHARD M. ANTEL
BRENDA L. ANTEL
Defendant(s).
TO THE DIRECTOR OF THE OFFICE OF THE PROTHONOTARY:
Issue writ of execution in the above matter:
Amount Due
$119.586.91
Interest from 6/27/00 - 12/6/00
$3.184.92 and Costs
(per diem - $19.66)
$122.771.83 TOTAL
.;.,
~~
F F D ,ESQUIRE-
TWO PENN ENTER PLAZA
SUITE 900
PHILADELPHIA, PA 19102
Attorney for Plaintiff
Note: Please attach description of property.No.
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DESCRIPTION
ALL THAT CERTAIN tract of land with the improvements thereon erected situate in Dickinson
Township, Cumberland County, Pennsylvania, bounded and described according to the Final
Subdivision Plan No.2 for Mount Rock Estates, as prepared by Stephen G. Fisher, R.S., dated July 3,
1978 and recorded in the Office of the Recorder of Deeds in and for Cumberland County in Plan Book
34 Page 43, as follows:
BEGINNING at a point on U.S, Route 11, L.R. 890, which point is at the line of lands of Lot No. 7 of
the above-referred to Plan; thence along Lot ~o. 7, South 14 degrees 6 minutes 41 seconds East 275
feet to a point; thence along the remaining lands of Mount Rock Estates, South 75 degrees 53 minutes
19 seconds West 154.47 feet to a point; thence along Lot No.9 of the above-referred to Plan, North.14
degrees 6 minutes 41 seconds West 275 feet to a point on the said U.S. Route 11,L.R. 890; thence. .
along said U.S. Route 11, L.R. 890, North 75 degrees 53 miD.utes 19 seconds East 154.47 feet.to a point
at the line oflands of Lot No.7 of the above-referred to Plan, the point and place'ofBEGINNlNG. .
BEING Lot No.8 of the above-referred to Plan, containing 42,479.25 square feet.
BEING improved with a brick and aluminum bi-Ievel dwelling house with two car garage known as
2712 Ritner Highway, Carlisle, PA
PARCEL NUMBER: 08-09-0521-012
TITLE TO SAID PREMISES IS VESTED IN Richard M. Antel and Brenda L. Ante!, husband and
wife by Deed from David T. Wise and Alyce M. Wise, husband and wife dated 7/20/94 recorded
7/27/94 in Deed Book Volume 109 Page 171.
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PROVIDENT MORTGAGE CORPORATION
CUMBERLAND COUNTY
Plaintiff,
v.
COURT OF COMMON PLEAS
RICHARD M. ANTEL
BRENDA L. ANTEL
CIVIL DIVISION
NO. 00-2755-CIVIL
Defendant(s).
AFFIDAVIT PURSUANT TO RULE 3129
(Affidavit No.1)
PROVIDENT MORTGAGE CORPORATION, Plaintiff in the above action, by its attorney, FRANK
FEDERMAN, ESQUIRE, sets forth as of the date the Praecipe for the Writ of Execution was filed the
following information concerning the real property located at 2712 RITNER IDGHW A Y.
CARLISLE. PA 17013.
1. Name and address ofOwner(s) or reputed Owner(s):
NAME LAST KNOWN ADDRESS (If address cannot be
reasonably ascertained, please so indicate.)
RICHARD M. ANTEL
2712RITNERIDGHWAY
CARLISLE, PA 17013
BRENDA L. ANTEL
329 JUNlPER STREET
CARLISLE, PA 17013
2. Name and address of Defendant(s) in the judgment:
NAME LAST KNOWN ADDRESS (If address cannot be
reasonably ascertained, please so indicate.)
Same as above
3. Name and address of every judgment creditor whose judgment is a record lien on the real
property to be sold:
NAME
LAST KNOWN ADDRESS (If address cannot be
reasonably ascertained, please so indicate.)
None
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4. Name and address of the last recorded holder of every mortgage of record:
NAME
LAST KNOWN ADDRESS (If address cannot be
reasonably ascertained, please so indicate.)
Dauphin Deposit Bank
and Trust Company
P.O. Box 480
Harrisburg, PA 17111
5. Name and address of every other person who has any record lien on the property:
NAME LAST KNOWN ADDRESS (If address cannot be
reasonably ascertained, please so indicate.)
None
6. Name and address of every other person who has any record interest in the property and whose
interest may be affected by the sale:
NAME
LAST KNOWN ADDRESS (If address cannot be
reasonably ascertained, please so indicate.)
None
7. Name and address of every other person whom the plaintiff has knowledge who has any interest
in the property, which may be affected by the sale:
NAME LAST KNOWN ADDRESS (If address cannot be
reasonably ascertained, please so indicate.)
Tenant/Occupant
2712 RITNER HIGHWAY
CARLISLE, P A 17013
Domestic Relations of
Cumberland County
13 North Hanover Street
Carlisle, P A 17013
I verify that the statements made in this affidavit are true and correct to the best of my personal
knowledge or information and belief. I understand that false statements herein are made subject to the
penalties ofI8 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities.
August 28. 2000
DATE
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FEDE~NandPHELAN
By: FRANKFEDE~N
Identification No. 12248
Suite 900
Two Penn Center Plaza
Philadelphia, PA 19102
(215) 563-7000
ATTORNEY FOR PLAINTIFF
PROVIDENT MORTGAGE CORPORATION
Plaintiff,
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
v.
CIVIL DIVISION
RICHARD M. ANTEL
BRENDA L. ANTEL
NO. 00-2755-CIVIL
Defendant(s).
CERTIFICATION
FRANK FEDERMAN, ESQUIRE, hereby verifies that he is attorney for the Plaintiff in
the above-captioned matter, and that the premises are not subject to the provisions of Act 91
because it is:
() an FHA mortgage
() non-owner occupied
() vacant
(X) Act 91 procedures have been fulfilled
This certification is made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn
falsification to authorities.
F FE E , ESQUIRE
Attorney for PI . ntiff
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PROVIDENT MORTGAGE CORPORATION
Plaintiff,
CUMBERLAND COUNTY
v.
No. 00-2755-CIVIL
RICHARD M. ANTEL
BRENDA L. ANTEL
Defendant(s).
August 28, 2000
TO: RICHARD M. ANTEL
2712 RITNER IllGHW A Y
CARLISLE, PA 17013
BRENDA L. ANTEL
329 JUNIPER STREET
CARLISLE, PA 17013
**THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION
OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN
BANKRUPTCY AND THIS DEBT WAS NOT REAFFIRMED, THIS IS NOT AND SHOULD NOT BE CONSTRUED
TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY,"
Your house (real estate) at 2712 RITNER HIGHWAY. CARLISLE. P A 17013, is scheduled to
be sold at the Sheriffs Sale on DECEMBER 6. 2000 at 10:00 a.m. in the Cumberland County
Courthouse, South Hanover Street, Carlisle, PA 17013, to enforce the court judgment obtained by
PROVIDENT MORTGAGE CORPORATION (the mortgagee) against you. lfthe Sheriff's sale is
postponed, the property will be relisted for the MARCH 7, 2001 Sheriffs Sale.
NOTICE OF OWNER'S RIGHTS
yOU MAYBE ABLE TO PREVENT TIllS SHERIFF'S SALE
To prevent this Sheriffs Sale, you must take immediate action:
1. The sale will be cancelled if you pay to the mortgagee the back payments, late charges,
costs and reasonable attorney's fees due. To find out how much you must pay, you may
call: (215) 563-7000.
2. You may be able to stop the sale by filing a petition asking the Court to strike or open the
judgment, if the judgment was improperly entered. You may also ask the Court to
postpone the sale for good cause.
3 . You may also be able to stop the sale through other legal proceedings.
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You may need an attorney to assert your rights. The sooner you contact one, the more chance
you will have of stopping the sale. (See notice on page two on how to obtain an attorney.)
YOU MAY STlLlL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER
RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1. lfthe Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may
find out the price bid by calling (215) 563-7000.
2. You may be able to petition the Court to set aside the sale if the bid price was grossly
inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To
[md out if this has happened, you may call (717) 240-6390.
4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the
property as if the sale never happened.
5. You have the right to remain in the property until the full amount due is paid to the Sheriff
and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict
you.
6. You may be entitled to a share of the money which was paid for your house. A schedule of
distribution of the money bid for your house will be filed by the Sheriff within 30 days of the sale. This
schedule will state who will be receiving that money. The money will be paid out in accordance with
this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the
Sheriff within ten (10) days after the distribution is filed.
7. You may also have other rights and defenses, or ways of getting your home back, if you act
immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE
A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED
BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY ATTORNEY REFERRAL
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, P A 17013
(717) 249-3166
(800) 990-9108
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DESCRIPTION
ALL THAT CERTAIN tract of land with the improvements thereon erected situate in Dickinson
Township, Cumberland County, Pennsylvania, bounded and described according to the Final
Subdivision Plan No.2 for Mount Rock Estates, as prepared by Stephen G. Fisher, RS., dated July 3,
1978 and recorded in the Office of the Recorder of Deeds in and for Cumberland County in Plan Book
34 Page 43, as follows:
BEGINNING at a point on U.S. Route 11, L.R. 890, which point is at the line oflands of Lot No.7 of
the above-referred to Plan; thence along Lot No.7, South 14 degrees 6 minutes 41 seconds East 275
feet to a point; thence along the rerm1ining lands of Mount Rock Estates, South 75 degrees 53 minutes':::
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19 seconds West 154.47 feet to a point; thence along Lot No.9 of the above-referred to Plan, North.J4 ..,
degrees 6 minutes 41 seconds West 275 feet to a point. on the said U.S. Route 11, L.R 890; thence .....hc
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along said U.S. Route 11, L.R 890, North 75 degrees 53 minutes 19 seconds East 154.47 feet toa point,
at the line of lands of Lot No.7 of the above-referred to Plan, the point and place of BEGINNING.
BEING Lot No. 8 of the above-referred to Plan, containing 42,479.25 square feet.
BEING improved with a brick and aluminum bi-Ievel dwelling house with two car garage known as
2712 Ritner Highway, Carlisle, P A.
PARCEL NUMBER: 08-09-0521-012
TITLE TO SAID PREMISES IS VESTED IN Richard M. Antel and Brenda L. Ante!, husband and
wife by Deed from David T. Wise and Alyce M. Wise, husband and wife dated 7/20/94 recorded
7/27/94 in Deed Book Volume 109 Page 171.
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AFFIDAVIT OF SERVICE
PLAINTIFF
PROVIDENT MORTGAGE CORPORATION
CUMBERLAND COUNTY
No.00-2755-CIVIL
DEFENDANT(S)
BRENDA L. ANTEL
SERVE AT
329 JUNIPER STREET
CARLISLE, PA 17013
Type of Action
. Notice of Sheriff's Sale
Sale Date: DECEMBER 6, 2000
Served and made !mown to -131t~,.l ~"
J'-a ~otq
at J " , o'clock f..m., at a J
SERVED
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day of gFbe~200Q,
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of Pennsylvania, in the manner described below:
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Defendant personally served.
Adult faIhily member with whom Defendant(s) reside(s), Relationship is
Adult in charge of Defendant(s)'s residence who refused to give name or relationship.
Manager/Clerk of place oflodging in which Defendant(s) reside(s),
Agent or person in charge ofDefendant(s)'s office or usual place of business.
an officer of said Defendant(s)'s company,
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Description: Age...1.2.... HeightE Weight~ Race~Sex~ Other tJo S\aSse5
I, c\ ~~,.lt.~ t... Ca.lf- ~~mpetent adult, being duly sworn according to law, depose and state that I personally handed
~~~:~~:r~~~~ed~b~~~e Noti e ofShenff's Sale in the manner as set forth h~erein' Issued in thv<e caPti?n~ed c. ase. on th9-.e date and at
NotarIal Seal
. Stacy L. Heefner. Notary Public
Sworn to and sl}.q~cnbed Chambe"burg Born, Fra"klin County
be~~~ ~ day My Commlsslo" Expires Aug 5,2002
~ot : ~ ~~~ Member, p;;:'lvanla ASSOCiation ot Notafles
lJ) U a NOT SERVED
. On lhe ___ day of
,200_, at
o'clock _,m., Defendant NOT FOUND because:
1\1oven
Unknm.VIl
No A."tJ.s;ver
Vacant
Od,er:
Sworn to ;md subscribed
bef(J:ic me tllls __ day
of , 200 _'
Notary:
By:
Attornev for Plaintiff
Frank Federmlln. Esquire - I.D. No. 12248
Two Penn Center Plaza. Suite 900
Philadelphia, PA 19102
(215) 563-7000
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PLAINTIFF
AFFIDAVIT OF SERVICE
PROVIDENT MORTGAGE CORPORATION
CUMBERLAND COUNTY
No.00-2755-CIVIL
DEFENDANT(S)
BRENDA L. ANTEL
SERVE AT
329 JUNIPER STREET
CARJLISLE, PA 17013
Type of Action
- Notice of Sheriff's Sale
Sale Date: DECEMBER 6, 2000
Served and made known to -6 rtctJ .\?
J',;-c "'2:;(q
at , , o'clock f.m., at J 1
SERVED
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day of J ,t t, 200Q,
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of Pennsylvania, in the manner described below:
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Defendant personally served,
Adult family member with whom Defendant(s) reside(s). Relationship is
Adult in charge ofDefendant(s)'s residence who refuSe'd to give name or relationship,
Manager/Clerk of place oflodging in which Defendant(s) reside(s).
Agent or person in charge ofDefendant(s)'s office or'usual place of business.
an officer of said Defend.nt(s)'s company.
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Description: Ageh Heightll WeightU Race v~ Sex~ Other /'Jc Sl:>sse5
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I, M(,,1'J<'~ 1-., "'1'- "'L, a ~~mpetent adult, being duly sworn according to law, depose and state that I personally handed
a true and correct copy 6fthe Notibe of Sheriff's Sale in the manner as set forth herein, issued in the captioned case on the date and at
the address indicated above. Notanal Seal fId./,L;' 'U? ,f,<!<<i 6iv) ,9-
Sworn to and subscribed Stacy L. Heefner. Notary,Public ~1. _
Chambersburg Bore, Franklin County
beti re me this ~ day My Commission Expires Aug. 5. 2002
of 'bu 200.Q.r!.. ~"o'n 'l Member, PennsyivanlaAssoclatronof Notanes r>Y' ()~ \ '.
Nota : ~ '--f tet'J,.~ By: ~~~~~()~
U 0 a NOT SERVED ~~~~~~~~~
0'c10~~~Pt NOT FOUND because:
Vacant
Or. the _.__ day of
,200_, at
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Unknown
No A."1swer
OtLer:
Swom to "oct ,ubscribed
bet0i'~ lY.~ this _ day
of , 200 _'
Notary: By:
Attornev for Plaintiff
Frank Federman, Esquire - I.D. No. 12248
Two Penn Center Plaza, Suite 900
Philadelphia, PA 19102
(215) 563-7000
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FEDERMAN AND PHELAN
By: FRANK FEDERMAN, ESQUIRE
IDENTIFICATION NO. l2248
TWO PENN CENTER PLAZA, SUITE 900
PHILADELPHIA, PA 19102
(2l5) 563-7000
PROV!DENT MORTGAGE CORPORATION
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
v.
RICIffiRD M. ANTEL
BRENDA L. ANTEL
NO.00-2755-CIVIL
CUMBERLAND COUNTY
AFFIDAVIT OF SERVICE OF NOTICE OF SHERIFF'S SALE
PURSUANT TO P.R.C.P., 404(2)/403
FRANK FEDERMAN, ESQUIRE, Attorney for Plaintiff, hereby
certifies that service of the Notice of Sheriff's Sale was made by
sending a true and correct copy by certified mail to Defendant,
RICIffiRD M. ANTEL at 2712 RITNER HIGHWAY CARLISLE, PA 17013 which
notice of Sheriff's Sale was received by Defendant,RICHARD M. ANTEL
on SEPTEMBER 2, 2000 as evidenced by the attached return receipt.
The undersigned understands that this statement is made
subject to the penalties of l8 PA C.S. s 4904 relating to unsworn
SEPTEMBER l8, 2000
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~ 271iRlTNER HIGHWAY
~ bAR.L !SLE, PA 17013
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
PROVIDENT MORTGAGE
CORPORATION
Plaintiff
CIVIL DIVISION
vs.
No. 00-2755 CIVIL
RICHARD M. ANTEL
BRENDA L. ANTEL
Defendants
AFFIDAVIT OF SERVICE PURSUANT TO RULE 3129
COMMONWEALTH OF PENNSYLVANIA
SS:
CUMBERLAND COUNTY
I, FRANK FEDERMAN, ESQ., attorney for PROVIDENT MORTGAGE
CORPORATION, hereby verify that on AUGUST 29,2000, true and correct copies of
the Notice of Sheriffs Sale were served by certificate of mailing to the recorded
lienholder(s), and any known interested party, see Exhibit "A" attached hereto, and the
Notice of Sale was sent to defendant(s) on AUGUST 29, 2000 by first class mail and
certified mail return receipt requested, see Exhibit "B" attached hereto.
Date: November 1. 2000
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RICI/ARD MANTEL
2712 RITNER HIGHWAY
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'BRENDAL.ANTEL
329 JUNIPER STREET
CARLISLE, P"A ]7013
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BRENDA L. ANTEL
329 JUNIPER STREET
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REFERENCE:
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SALES
PS FORM 3800 SEPTEMBER 1995
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P %9 1]55434
TO:.
RICHARD M, ANTEL
27\2 RImER HlGHW A Y
CARLISLE, P A \7013
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REFERENCE:
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STATE OF PENNSYLVANIA,
COUNTY OF CUMBERLAND
} ss.
Robert P Ziegler
I, __________________~_____________________ __________________~____~______________ Recorder of
Deeds in and for said County and State do hereby certify that the Sheriff's Deed in which ________~_______
_______________~:_:.'::~~~_~!_~~~=_s__~~:_________ ____________________________________ is the grantee
the same having been sold to said grantee on the _____~:~_______________________________________ day of
Dec 2000..
__________________.--------------------- A. D., ______, under and by vn'tne of a wnL_____________
Execution 30th
______ ________________________ ..__ ___ ___ __ _______ issued on th.e _ _______ _____ _________ __ __ __ ______ ___
August
day of _____________-------_----~ A. D.,
2000 00
.___, out of the Court of Cornman Pleas of said County as of
Civil . 2000
___ __________________ _________._. _______ __________ ____________________ __ __ ________ _ Term,
2755 Provident Mtg Corp
Number ______________, at th~ suit of __________________________________________________.---------___
Richard MAntel Brenda L
___________________________________against____________________________________________________ ~
duly recorded in Sheriff's Deed Book No. ______~_____:;3i>age ____________.
612
IN TESTIMONY WHEREOF, I have hereunto
set my hand and seal of said office this ___(.~ day
of ----b--~--:;.hA. D:, t9-:=?!!L
____________~ <2:_____~------
~~ ~# RecOrder of Deeds
Recorner of Deeds, Cumberland County, Carlisle, PA
My Commission Expires the First Monday of Jan. 2D02
.giJitll.~~Ilii%~'-,
. .
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Provident Mortgage Corporation
-vs-
RichlITd M. Antel and Brenda 1. Antel
In the Court of Common Pleas of
Cumberland County, Pennsylvania
No. 2000-2755 Civil
Doug Donsen, Deputy Sheriff, who being duly sworn according to law, says on October 25, 2000 at
11:15 o'clock A.M. EDST, he served a true copy of Real Estate Writ Notice Poster and Description in
the above entitled action upon one of the within named defendants to wit: Richard M. Antel, by making
known unto Richard Antel at 210 E Street, Carlisle, Cumberland County, Pennsylvania, its contents and
at the s.ame time handing to him personally the said true and attested copies of the same.
Shawn Harrison, Deputy Sheriff, who being duly sworn according to law, says on October 23, 2000
at 8:20 o'clock P.M. EDST, he served a true copy of Real Estate Writ Notice Poster and Description in
the a1>ove entitled action upon one of the within named defendants to wit: Brenda 1. Antel by handing to
Brenda Ante! at 329 Juniper Street, Carlisle, Cumberland County, Pennsylvania, its contents and at the
same time handing to her personally the said true and attested copies of the same.
Richard E. Smith Deputy Sheriff, who being duly sworn according to law, says on October 9, 2000 at
2:02 o'clock P.M. EDST, he posted a copy of Real Estate Writ Notice Poster and Description in the
above entitled action upon the property of Richard A. Antel and Brenda 1. Ante! located at 2712 Ritner
Highway, Carlisle, Cumberland County, Pennsylvania according to law.
R. Thomas Kline, Sheriff, who being duly sworn according to law, says he served the above Real
Estate Writ Notice Poster and Description in the following manner: The Sheriff mailed a notice ofthe
pendency of the action to one of the within named defendants to wit: Richard M. Antel by regular mail
to Ills last known address 210 E Street, Carlisle, Pennsylvania. This letter was mailed under the date of
Octo1>er 27, 2000 and never returned to the Sheriff's Office.
R. Thomas Kline, Sheriff who being duly sworn according to law says he served the above Real
Estate Writ Notice Poster and Description in the following manner: The Sheriff mailed a notice of the
pendency ofthe action to one of the within named defendants to wit: Brenda 1. Antel by regular mail to
her last known address 329 Juniper Street, ClITlisle, Pennsylvania. This letter was mailed under the date
of October 27,2000 and never returned to the Sheriffs Office,
R. Thomas Kline, Sheriff, who being duly sworn according to law, says that after due and legal
notice had been given according to law, ex~osed the above described premises at public venue or out cry
at Court House, Carlisle, Cumberland County, Pennsylvania, on December 6, 2000 at 10:00 o'clock
A.M. EST and sold the same for the sum of$ 1.00 to attorney Dale Shughart for Secretary of Veterans
Affairs, An Officer Of The United States Of America. It being the highest bid and best price quoted for
the same Secretary Of Veterans Affairs, An Officer Of The United States Of America being the buyer in
this execution paid To R. Thomas Kline the sum of$ 817.32 it being costs.
Sheriff s Costs
Docketing
Poundage
Posting Bills
Advertising
Acknowledging Deed
Auctioneer
Law Library
County
Mileage
30.00
15.83
15,00
15.00
30:00
10.00
.50
1.00
1054
">~- ~- ~
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Certified Mail
Levy
Surcharge
Law Journal
Patriot News
Share of Bills
Distribution of Proceeds
Sheriffs Deed
.80
15.00
30.00
316.55
252.45
23.15
25.00
26.50
$ 817.32 Pd By Arty
01/08/01
Sworn and Subscribed To Before Me
This Jq-it:- Dayo~"'''l
2001, A.D. (\..n. .11,~,~
~otary
r-~~ft;~
R. Thomas Kline, Sheriff
ByJl;i;;h.'. Jti%
Real Estate Deputy
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REAL ESTATE Sl\LE NO. 14
Writ No. 2000-2755 Clvtl
ProVident Mortgage Corporation
vs.
Richard M. Antel and
Brenda L. Antel
Atty.: Frank Federman
DESCRIPTION
ALL TIiAT CERTAIN tract of land
with the improvements thereon
erected situate in Dickinson Town-
ship. Cumberland County. Pennsyl-
vania, bounded and described ac-
cording to the FInal SubdiVision Plan
No. 2 for Mount Rock Estates, as
prepared by Stephen G. Fisher,
RS.. dated July 3. 1978 and re-
corded in the Office of the Recorder
of Deeds in and for Cumberland
County In Plan Book 34 Page 43. as
follows:
BEGINNING at a point on U.S.
Route 11. L.R 890. which point Is
at the ltne of lands of Lot No. 7 of
the above-referred to Plan; thence
along Lot No.7. South 14 degrees
6 mtnutes 41 seconds East 275 feet
to a point; thence along the remain-
ing lands of Mount Rock Estates.
South 75 degrees 53 minutes 19
seconds West 154.4 7 feet to a
point; thence along Lot No.9 of the
above-referred to Plan. North 14
degrees 6 mtnutes 41 seconds West
275 feet to a pOint on the said U.S.
Route 11. L.R 890; thence along
said U.S. Route 11. L.R 890. North
75 degrees 53 mtnutes 19 seconds
East 154.47 feet to a point at the
line of lands of Lot No. 7 of the
above-referred to Plan, the pomt and
place of BEGINNING.
BEING Lot No. 8 of the above-
referred to Plan. contatntng 42.479-
.25 square feet.
BEING Improved with a brick
and aluminum bi-level dweIling
house with two car garage known
as 2712 Ritner Highway. Carltsle.
PA.
PARCEL NUMBER 08-09-0521-
012.
TITLE TO SAID PREMISES IS
VESTED IN Richard M. Ante! and
Brenda L. Ante!. husband and wife
by Deed from DaVid T. Wise and
Alyce M. Wise. husband and wife
dated 7/20/94 recorded 7/27/94
In Deed Book Volume 109 Page 171.
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PROOF OF PUBLICATION OF NOTICE
IN CUMBERLAND LAW JOURNAL
(Under Act No. 587, approved May 16,1929), P. 1.1784
STATE OF PENNSYLVANIA :
ss.
COUNTY OF CUMBERLAND :
Roger M. Morgenthal, Esquire, Editor of the Cumberland Law Journal, of the County
and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland
Law Journal, a legal periodical published in the Borough of Carlisle in the County and State
aforesaid, was established January 2, 1952, and designated by the local courts as the official legal
periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly
issued weekly in the said County, and that the printed notice or publication attached hereto is
exactly the same as was printed in the regular editions and issues of the said Cumberland Law
Journal on the following dates,
VIZ:
OCTOBER 27, NOVEMBER 3, 10, 2000
Affiant further deposes that he is authorized to verity this statement by the Cumberland
Law Journal, a legal periodical of general circulation, and that he is not interested in the subject
matter of the aforesaid notice or advertisement, and that all allegations in the foregoing
statements as to time, place and character of publication are true,
~Editor -
SWORN TO AND SUBSCRIBED before me this
10 day of NOVEMBER. 2000
NOTAIII",L SfAL
LOIS E. SNYDfR,Nolary Public
Cartitl. Boro, Cumb~nd Caunty, PA
My Commission exPire" March SF 2001
. i~;'lEA.tE SALEl'lO.14
.,.~_-.~-.. 0.2 .'55-~---~~-
. - - -.. ,,, !!i illlil'l"L ..~~--~
----.- ---._ ,="."- VlCrerm ...
~.-,~~~~Mg~t~~R~IQ~___-_~
- .~" Rlcnard-Il:Anferanil ~ ~- -~
-- Brenda L. Antel
_ .lffiY;_-Ffan_k Federman
OE$CRIPTlOl'l --
_ --m;s:rqrrr,~..1N u.ttl oL land_J\ith -the
~- prrirem~ts'.l,~"e'r~l'a 51l.ualc- in-
- Dicldnsvn ......oMmship, Cumberland Codn!); _
~'J;~, bo_undl'd" ..~L dc~rib~d _
<KCQNh",,45 llit_J:mifS'~dl,!1~I9.n ~_l} m. 2
!E":M.uJ.uu..B9.0< ,f:,t~~~L ~ ,_[IT('r!lr~ab\"
~~h~n G. Fisher, KS., daled fury ~; 1m-ana
- r rdttd iIl!he Offic~ of the Rcwrd('f (If
~m~ f~~umb"~I~n.9..C~!l~g~h..
~Y43,asFo1ro\\'5: --
:: 1H.:l..J.Nl\l Gat a-pomr-~h U;S,'Kou"Tc--ltl.R.
~~fcl1 ~Qint J~ ~! the line of land5 of Lol
rJitO::. -T._OJ ~...~-i6\W.".~':-refl'il'e.lrto P15nL!liencc-
~ilg lot 'N'o.,'t"SOuth- irifgre~(b _l!'lIn,UltT(~
" ~.lJ1S.jJ~~ ~'pflm.EI -tJ1t!ncc_ _
c re01almnglanct~lOunl JWc1.:
__ $Q\.ttli 7$ (feirfcs-sr mmUlcs 19 -
\\l'eSt,~.f1"!~l- ffi: J fpomr;ih~ncc
ong bCNo:9 Ofllie aQovc-n: _cm;rro'"PlJ.ii, ~
~NQ!:ili_A_-tqeJ;~Cc 6.minuic5 4(~ec9nds- \Ve"t
~J~e,llO] R()i!if~ori- tfi~ ~~fd 1:.5. Route 11, -
- !%fthcnc~ afong saufUS Route 11, LR.
~J'i:.Qr/.b. Z5:W;re;;~53 r.nlUqt~.19 seconds
~ll~~.41J~~tJo.~_Poinl annclmc\)f1an~~ oJ--
i:(O,lijg.J- Qf~!bi~b.t?~t::reTerfed fo -Plan, the
.Wlnt~ifdpja(JofBEG1'NNING::~__ -, - =
BEING tol'No. 8 of (he aoove:.rcferrcd_tQ Pla.n.
~t~-~ lZJ?9:25_$guarcfce1. .. '.
~bJNL~p~, -,"iffi-a~ricl and aluminum
bi-1C\id dwclJin~ _ho_u5:c with _1\\'0._. car. _garagc
~'=-known.. as 2'Z12.JUt.~"'. Hig.h_w~C;lrlis. lc!.. Po,,". _
i"'KCfJ..N.UMnER;.o.~-Q9,Q.lf) .Dll
-rmRT03NJ? PREMISES IS-VE5TI'U'IN
~d1iird" M. T Anllr and 6re-nJa- 1. -_ !'1nlel,
~h1isbiIDd3!lg_'61f~.QtP~~ (ion)j)~yrd). Wbe
~.Yfc.1'1. ,\r-~e~ nusband ~!la v.1rc, a;Jt~a _
~-l.teror~d J/ llif.i. m ~1;..rB"'oQ1;1'UlumTe
~~12~--- -_"~:;:~":"~:-:-~-:---
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~~
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THE PATRIOT NEWS
THE SUNDAY PATRIOT NEWS
Proof of Publication
Under Act No. 587, Approved May 16, 1929
Commonwealth of Pennsylvania, County of Dauphin} ss
James L. Clark being duiy sworn according to law, deposes and says:
That he is the Acounts Receivable Manager of The Patriot News Co.. a corporation organized and existing
under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818
Market Street, in the Cily of Harrisburg, County of Dauphin, State of Pennsylvania, owner and pubiisher of The
Patriot-News and The Sundav Patriot-News newspapers of general circulation, printed and published at 812 to 818
Market Street, in the City, County and Stale aforesaid; that The Patriot-News and The Sunday Patriot-News were
established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published
ever since;
That the printed notice or publication which is securely attached hereto is exactly as printed and published in
Iheir regular daily and/or Sunday/ Metro editions which appeared on the 31 st day of October and the 7th and 14th
day(s) of November 2000. That neither he nor said Company is interested in the subject matter of said printed
notice or advertising, and that all of the allegations of this statement as to the time, place and character of
publication are true; and
That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this
statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and
adopted severally by the stockhoiders and board of directors of the said Company and subsequently duly recorded in
':;'~~;:,~:~::~:""9" 0.00' '" '"' '''~''C~"'''~~ir''''''",,',,''M'm
COpy Sworn to and subscrioed before m 's 1st day of ec r 2000 A.D.
S ALE #14
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My commission expires June 6, 2002
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Notarial Baal
Terry c. Russall, Notary Public
Harrisburg, Dauphin County
My Commission E_xpires June 6. 2002
Member, Pennsylvan~ Association at Notaries
I
CUMBERLAND COUN1Y SHERIFFS OFFICE
CUMBERLAND COUNTY COURTI-lOUSE
CARLISLE, PA. 17013
Statement of Advertising Costs
To THE PATRIOT-NEWS CO., Dr.
For publishing the notice or publication attached
hereto on the above stated dates $
Probating same Notary Fee(s) $
Total $
250.95
1.50
252.45
Publisher's Receipt for Advertising Cost
The Patriot News Co., publisher of The Patriot-News and The Sunday Patriot-News, newspapers of general
circulation, hereby acknowledge receipt of the aforesaid notice and publication costs and certifies that the same have
been duly paid.
By....................................................................
-,'"-:....;:;:---<~"
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I
.
PROVIDENT MORTGAGE CORPORATION
CUMBERLAND COUNTY
Plaintiff,
v.
COURT OF COMMON PLEAS
RICHARD M. ANTEL
BRENDA L. ANTEL
CIVIL DIVISION
NO.OO-2755-CIVIL
Defendant(s).
AFFIDAVIT PURSUANT TO RULE 3129
(Affidavit No. I)
PROVIDENT MORTGAGE CORPORATION, Plaintiff in the above action, by its attorney, FRANK
FEDERMAN, ESQUIRE, sets forth as ofthe date the Praecipe for the Writ of Execution was filed the
following information concerning the real property located at 2712 RITNER IDGHWAY,
CARLISLE. PA 17013.
I. Name and address of Owner(s) or reputed Owner(s):
NAME
LAST KNOWN ADDRESS (If address cannot be
reasonably ascertained, please so indicate.)
RICHARD M. ANTEL
2712 RITNER HIGHWAY
CARLISLE, P A 17013
BRENDA L. ANTEL
329 JUNIPER STREET
CARLISLE, PA 17013
2, Name and address ofDefendant(s) in the judgment:
NAME LAST KNOWN ADDRESS (If address cannot be
reasonably ascertained, please so indicate.)
Same as above
3. Name and address of every judgment creditor whose judgment is a record lien on the real
property to be sold:
NAME
LAST KNOWN ADDRESS (If address cannot be
reasonably ascertained, please so indicate.)
None
""""""'" ..."~,:
.....
/
4. Name and address of the last recorded holder of every mortgage of record:
NAME
LAST KNOWN ADDRESS (If address cannot be
reasonably ascertained, please so indicate.)
Dauphin Deposit Bank
and Trust Company
P.O. Box 480
Harrisburg, P A 17111
5. Name and address of every other person who has any record lien on the property:
NAME
LAST KNOWN ADDRESS (If address cannot be
reasonably ascertained, please so indicate.)
None
6. Name and address of every other person who has any record interest in the property and whose
interest may be affected by the sale:
NAME
LAST KNOWN ADDRESS (If address cannot be
reasonably ascertained, please so indicate.)
None
7. Name and address of every other person whom the plaintiff has knowledge who has any interest
in the property, which may be affected by the sale:
NAME
LAST KNOWN ADDRESS (If address cannot be
reasonably ascertained, please so indicate.)
Tenant/Occupant
2712 RITNER HIGHWAY
CARLISLE, PA 17013
Domestic Relations of
Cumberland County
13 North Hanover Street
Carlisle, PA 17013
I verifY that the statements made in this affidavit are true and correct to the best of my personal
knowledge or information and belief, I understand that false statements herein are made subject to the
penalties ofl8 Pa, C.S. Sec, 4904 relating to unsworn falsification to authorities,
August 28. 2000
DATE
~~
F FEDE N, ESQUIRE
Attorney for P amtlff
PROVIDENT MORTGAGE CORPORATION
Plaintiff,
CUMBERLAND COUNTY
v,
No, 00-2755-CIVIL
RICHARD M, ANTEL
BRENDA L, ANTEL
Defendant(s).
August 28, 2000
TO: RICHARD M. ANTEL
2712RITNERIDGHWAY
CARLISLE,PA 17013
BRENDA 1. ANTEL
329 JUNIPER STREET
CARLISLE, PA 17013
**THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY lNFORMA nON
OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN
BANKRUPTCY AND TIllS DEBT WAS NOT REAFFIRMED, THIS IS NOT AND SHOULD NOT BE CONSTRUED
TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY. **
Your house (real estate) at 2712 RITNER HIGHWAY. CARLISLE. PA 17013, is scheduled to
be sold at the Sheriffs Sale on DECEMBER 6. 2000 at 10:00 am, in the Cumberland County
Courthouse, South Hanover Street, Carlisle, P A 17013, to enforce the court judgment obtained by
PROVIDENT MORTGAGE CORPORATION (the mortgagee) against you. If the Sheriff's sale is
postponed, the property will be relisted for the MARCH 7, 2001 Sheriff's Sale.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT TIDS SHERIFF'S SALE
To prevent this Sheriffs Sale, you must take immediate action:
1. The sale will be cancelled if you pay to the mortgagee the back payments, late charges,
costs and reasonable attorney's fees due, To find out how much you must pay, you may
call: (215) 563-7000.
2, You may be able to stop the sale by filing a petition asking the Court to strike or open the
judgment, if the judgment was improperly entered, You may also ask the Court to
postpone the sale for good cause.
3 . You may also be able to stop the sale through other legal proceedings,
._-
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YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER
RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may
find out the price bid by calling (215) 563-7000,
2. You may be able to petition the Court to set aside the sale if the bid price was grossly
inadequate compared to the value of your property,
3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To
find out if this has happened, you may call (717) 240-6390,
4, If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the
property as if the sale never happened,
5, You have the right to remain in the property until the full amount due is paid to the Sheriff
and the Sheriff gives a deed to the buyer, At that time, the buyer may bring legal proceedings to evict
you.
6. You may be entitled to a share of the money which was paid for your house. A schedule of
distribution of the money bid for your house will be filed by the Sheriff within 30 days of the sale. This
schedule will state who will be receiving that money, The money will be paid out in accordance with '
this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the
Sheriff within ten (10) days after the distribution is filed.
7. You may also have other rights and defenses, or ways of getting your home back, if you act
immediately after the sale.
YOU SHOULD TAKE TIDS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE
A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED
BELOWTO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY ATTORNEY REFERRAL
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, P A 17013
(717) 249-3166
(800) 990-9108
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DESCRIPTION
ALL THAT CERTAIN tract of land with the improvements thereon erected situate in Dickinson
Township, Cumberland County, Pennsylvania, bounded and describedjaccordingto the Final
Subdivision Plan No.2 for Mount Rock Estates, as prepared by Stephen G. Fisher, RS" dated July 3, '"
1978 and recorded in the Office of the Recorder of Deeds in and for Gumberland County in Plan Book";~;
34 Page 43, as follows: " -,:';'
BEGINNING at a point on U.S, Route 11, L.R. 890, which point is at the Iineoflands of Lot No.7 of .,'
the above-referred to Plan; thence along Lot No, 7, South 14 degrees 6 minutes 41 seconds East 275 .' '.'
feet to a point; thence along the remaining lands of Mount Rock Estates, South 75 degrees 53 . .,
- - ., ~'- .."" ,_~:,---,-=-,<,~,~.,;l'''',.'-''''~'''~_~
19 seconds ~est 154.47 feet to a point; thence alon~ Lot No.9 ?fthe above-referred to Pl~:t;!~"*' .....,.
degrees ~ mmutes 41 seconds West 275 feet to apomt on ~e s31d U.S. Route 11, L.R ~9Q;~.~.
along satd U.S. Route 11, L.R. 890, North 75 degrees 53 mmutes 19 seconds East 154.47 feet to apoj!lt~
at the line oflands of Lot No.7 of the above-referred to Plan, the point and place ofBEGlNNING,-'i%!~~
. ' .- ,;:"id':.,;,~:~l.
BEING Lot No. 8 of the above-referred to Plan, containing 42,479,25 square feet.
BEING improved with a brick and aluminum bi-Ievel dwelling house with two car garage known as
2712 Ritner Highway, Carlisle, P A.
PARCEL NUMBER: 08-09-0521-012
TITLE TO SAID PREMISES IS VESTED IN Richard M, Antel and Brenda L. Ante], husband and
wife by Deed from David T. Wise and Alyce M. Wise, husband and wife dated 7/20/94 recorded
7/27/94 in Deed Book Volume 109 Page 171.
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WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO. 00-2755 Civil Term
CIVIL ACTION -LAW
TO THE SHERIFF OF
Cumberland
COUNTY:
To satisfy the debt, interest and costs due Provident MOrtgage Corporation
PLAINTlFF(S)
from Richard M. Antel 2712 Ritner Highway, Carlisle, PA 17013 and Brenda L. Antel,
329 Juniper Street, Carlisle, PA 17013
DEFENDANT(S)
(1) You are directed to levy upon the property of the defendant(s) and to sell See Leqal Description
(2)
You are also directed to attach the property' of the defendant(s) not levied upon in the possession of
~
GARNISHEE(S) as tollows:
and to notny the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is/are enjoined from paying any
debt to or for the account of the defendant(s) and from delivering any property of the defendant(s) or otherwise disposing
thereof;
(3) If property of the defendant(sl.not leviecl_upon an subject to attachment is found in the possession of anyone other
than a named garnishee, you are directed to notify himlherthat he/she has been added as a garnishee and is enjoined as above
stated.
L.L.
Due Prothy
Other Costs
$.50
$1.00
Amount Due $119,586.91
from 6/27/00 - 12/6/00 - $3,184.92
Interest "nil rn";T"; (ppr ili "ill - $19.66)
Atty's Comm %
Atty Paid $122.82
Plaintiff Paid
Date:
August 30, 2000
Curtis R. IDng
Prothonotary, Civil Division
..gy' A'l~d. 2. 7?mAA'~
Deputy
REQUESTING PARTY:
Name
Address:
Frank Fedennan, Esq.
Two Penn Center Plaza, Suite 900
Philadelphia, PA 19102
Attorney for: Plaintiff
Telephone: 215-563-7000
Supreme Court ID No. 12248
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REAL ESTATE SALE No. 'w
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Jll~""3/, ;J..,r1'7J the sheriff levied upon the defendam;:,
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this wrtt and by this reference incorporated herein.
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