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CUMBERLAND COUNTY
KEYSTONE FINANCIAL MORTGAGE
CORPORATION
No.: 00-2757
vs,
THOMAS E. PATTERSON,II
CORINNA R. BAILEY
SUPPLEMENTAL AFFIDAVIT PURSUANT TO RULE 3129
(Affidavit No.2)
Plaintiff in the above action, bY' its attorney, Frank Federman, Esquire, sets forth
as ofthe date the Praecipe for the Writ of Execution was filed the following information
concerning the real property located at <<jlremises>>, <<jlremisescsz>>:
3. N allle and last known address of every judgment creditor whose judgment is a record lien on
the real property to be sold:
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
Pheasant Run Condo. Assoc.
PO Box 233
Carlisle, PA 17013
American General CDC
6 S. Hanover Street
Carlisle, PA 17013
4. Nallle and address of last recorded holder of every mortgage of record:
N allle
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
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5. Name and address of every other person who has any record lien on the property:
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
None.
6. Name and address of every other person who has any record interest in the property and
whose interest may be affected by the sale.
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
None.
7. Name and address of every other person of whom the plaintiff has knowledge who has any
interest in the property which may be affected by the sale:
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
None.
I verify that the statements made in this affidavit are true and correct to the best of
my personal knowledge or information and belief, I understand that false statements herein are
made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to
authorities,
~~~
FRANK FEDERMAN, ESQUIRE
Attorney for Plaintiff
May 4,2001
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KEYSTONE FINANCIAL MORTGAGE
CORPORHION
CUMBERLAND COUNTY
Plaintiff,
COURT OF COMMON PLEAS
v,
CIVIL DIVISION
THOMAS E, PATTERSON, II
CORINNA R. BAILEY
NO, 00-2757
Defendant(s),
AFFIDA VII PURSUANT TO RULE 3129
(Affidavit No.1)
KEYSTONE FINANCIAL MORTGAGE CORPORATION, Plaintiff in the above action, by its
attorney, FRANK FEDERMAN, ESQUIRE, sets forth as of the date the Praecipe for the Writ of
Execution was filed the following information concerning the real property located.at1402 BRADLEY
DRIVE. AlKJA 1402 BRADLEY DRIVE. UNIT A-314. CARLISLE. PA 17013.
I. Name and address of Owner(s) or reputed Owner(s):
NAME
LAST K1"'iOWN ADDRESS (If address cannot be
reasonably ascertained, please so indicate.)
THOMAS E.
PATTERSON, II
1402 BRADLEY DRIVE, AJKJA 1402
BRADLEY DRIVE, UNIT A-314
CARLISLE, PA 17013
CORINNA R. BAILEY
1402 BRADLEY DRIVE, AlKJA 1402
BRADLEY DRIVE, UNIT A-314
CARLISLE, PA 17013
2. Name and address of Defendant(s) in the judgment:
NAME LAST KNOWN ADDRESS (If address cannot be
reasonably ascertained, please so indicate.)
Same as above
3. Name and address of every judgment creditor whose judgment is a record lien on the real
property to be so ld:
NAME
LAST KNOWN ADDRESS (If address cannot be
reasonably ascertained, please so indicate.)
None
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Namearrd address of the last recorded holder of every mortgage of record:
NAME
LAST KNOWN ADDRESS (If address cannot be
reasonably ascertained, please so indicate.)
Members 1 st Federal
Credit Union
5000 Louise Drive
P.O. Box 40
Mechanicsburg, PA 17055
5. Name and address of every other person who has any record lien on the property:
NAME
LAST KNOWN ADDRESS (If address cannot be
reasonably ascertained, please so indicale.)
None
6. Name and address of every other person who has any record interest in the property and whose
interest may be affected by the sale:
NAME
LAST KNOWN ADDRESS (If address cannot be
reasonably ascertained, please so indicale.)
None
7. Name and address of every other person whom the plaintiff has knowledge who has any interest
in the property, which may be affected by the sale:
NAME LAST KNOWN ADDRESS (If address cannot be
reasonably ascertained, please so indicate.)
Tenant/Occupant
1402 BRADLEY DRIVE, A/K1A 1402
BRADLEY DRIVE, UNIT A-314
CARLISLE, PA 17013
Domestic Relations of Cumberland
County
13 North Hanover Street
Carlisle, PA 17013
Commonwealth of Pennsylvania
Department of Welfare
PO Box 2675
Harrisburg, PA 17105
Pheasant Run Properties
1824 Sterretts Gap Avenue
Carlisle, PA 17013-1249
I verify that the statements made in this affidavit are true and correct to the best of my personal
knowledge or information and belief. I understand that false statements herein are made subject to the
penalties ofl8 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities.
~~%~
FRANK FEDERNIAN, ESQUIRE
Attorney for Plaintiff
Februarv 22. 200 I
DATE
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SALE DATE: JUNE 6. 2001
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
KEYSTONE FINANCIAL MORTGAGE
CORPORATION
No.: 00-2757
vs.
THOMAS E. PATTERSON, II
CORINNA R BAILEY
AFFIDAVIT PURSUANT TO RULE 3129.1
AND RETURN OF SERVICE PURSUANT TO
Pa. RoC.P. 405 OF NOTICE OF SALE
Plaintiff in the above action sets forth as of the date the Praecipe for the Writ of
Execution was filed the following information concerning the real property located at:
1402 BRADLEY DRIVE. AlK/A 1402 BRADLEY DRIVE. UNIT A-314. CARLISLE. PA
17013.
As required by Pa. RC.P. 3129.2(a) Notice of Sale has been given in the marmer
required by Pa. R.C.P. 3129.2(c) on each of the persons or parties nanled, at that address set forth
on the attached Affidavit No.2 (previously filed) and Supplemental Affidavit No.2 on the date
indicated, and a copy ofthe notice is attached as an Exhibit. A copy of the Certificate of Mailing
(Form 3817) and/or Certified Mail Return Receipt stanlped by the U.S. Postal Service is attached
for each notice.
~~~- "-
FRANK FEDERMAN, ESQUIRE
Attorney for Plaintiff
-
May 4, 2001
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DATE: 02/22/01
TO: ALL PARTIES IN INTEREST AND CLAIMANTS
NOTICE OF SHERIFF'S SALE
OF REAL PROPERTY
OWNER(S) THOMAS E. PATTERSON, II
CORINNA R. BAILEY
PROPERTY: 1402 BRADLEY DRIVE, AlKlA 1402 BR...\DLEY DRIVE, UNIT A-314
CARLISLE, P A 17013
Improvements: Residential Property
CUMBERLAND COUNTY
The above-captioned property is scheduled to be sold at the Sheriffs Sale on JUNE 6.
~, at 10:00 a.m. in Cumberland County Courthouse. South Hanover Street. Carlisle. PA. Our
records indicate that you may hold a mortgage or judgment on the property, which may be extinguished
by the sale. You may wish to attend the sale to protect your interests.
A schedule of Distribution will be filed by the Sheriff on a date specified by the Sheriff
not later than 30 days after sale. Distribution will be made in accordance with the schedule unless
exceptions are filed thereto within 10 days after the filing of the schedule.
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PRAECIPE FOR WRIT OF EXECUTION - (MORTGAGE FORECLOSURE)
P.R-C.P.3180-3183
KEYSTONE FINANCIAL MORTGAGE
CORPORATION
CUMBERLAND COUNTY
Pll1intiff,
v.
No, 00-2757
THOMAS E, PATTERSON, II
CORINNA R. BAILEY
Defendant(s).
TO THE DIRECTOR OF THE OFFICE OF THE PROTHONOTARY:
Issue writ of execution in the above matter:
Amount Due
$35.543.19
.'
Interest from 96/20/00-12/06/00
$986.96 and Costs
(per diem - $5184)
$36.530.15 TOTAL
.'
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Note: Please attach description of property, No.
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DESCRIPTION
ALL THAT CERTAIN unit designated as No. C-2, being a unit in Pheasant Run Estates, a
Condominium, located in North Middleton Township, Cumberland County, Pennsylvania, which
unit is located on the Third Floor, Building I, as designated in the Declaration of Condominium
recorded September 24, 1980 in the Office of the Recorder of Deeds for Cumberland County in
Miscellaneous Book 258, Page 6, et seq., and which Declaration was amended by Amendment dated
November 14, 1985, and recorded December 23, 1985, in the hereinafter mentioned Recorder's
Office in Miscellaneous Record 312, Page 776, et seq., and was further amended by Amendment
dated November 14, 1985, and recorded December 23, 1985, in the hereinafter mentioned
Recorder's Office in Miscellaneous Record Book 312, page 783 et seq., togemer with a Code of
Regulations for Pheasant Run Condominium Association dated September 17, 1980, and recorded
September 24, 1980, in me hereinafter named. Recorder's Office in Miscellaneous Record Book 258,
page 25 et seq., and togemer with plan recorded ih the herein muned Recorder"s Office in Plan
Book 38, Page 112. "
TOGETHER with all right, title and interest, being a .0059524% interest in and to the Common
Elements as more fully set forth in the aforesaid Declaration of Condominium and Declaration'
Plans.
...-
UNDER AND SUBJECT to all agreements, conditions, easements and restrictions of record and to
the provisions, easements, covenants and restrictions as contained in me Declaration of
Condominium, Code of Regulations and Declaration Plans.
Tax Parcel #29-17-1583-0 15B
TITLE TO SAID PREMISES IS VESTED IN Thomas E. Patterson II and Corinna R. Bailey by
Deed from Sean M. Dowd and Marjorie W. Dowd, his wife dated 2/14/1995 recorded 2/22/1995 in
Record Book 118 Page 861.
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KEYSTONE FINANCIAL MORTGAGE
CORPORATION
CUMBERLAND COUNTY
Plaintiff,
COURT OF COMMON PLEAS
v,
CIVIL DIVISION
THOMAS E. PATTERSON, II
CORINNA R. BAILEY
NO, 00-2757
Defendant(s),
AFFIDA VIr PURSUANT TO RULE 3129
(Affidavit No. I)
KEYSTONE FINANCIAL MORTGAGE CORPORATION, Plaintiff in the above action, by its
attorney, FRANK FEDERMAN, ESQUIRE, sets forth as of the date the Praecipe for the Writ of
Execution was filed the following information concerning the real property located at 1402 BRADLEY
DRIVE. AIKIA 1402 BRADLEY DRIVE. UNIT A-314. CARLISLE, PA 17013.
I. Name and address ofOwner(s) or reputed Owner(s):
NAME
LAST KNOWN ADDRESS (If address cannot be
reasonably ascertained, please so indicate.)
THOMAS E.
PATTERSON, II
1402 BRADLEY DRIVE, AIKIA 1402
BRADLEY DRIVE, UNIT A-314
CARLISLE, PA 17013
CORINNA R. BAILEY
1402 BRADLEY DRIVE, AIKIA 1402
BRADLEY DRIVE, UNIT A-314
CARLISLE, P A 17013
2. Name and address ofDefendant(s) in the judgment:
NAME LAST KNOWN ADDRESS (If address cannot be
reasonably ascertained, please so indicate.)
Same as above
3. Name and address of every judgment creditor whose judgment is a record lien on the real
property to be sold:
NAME
LAST KNOWN ADDRESS (If address cannot be
reasonably ascertained, please so indicate,)
None
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4. Name and address of the last recorded holder of every mortgage of record:
NAME LAST KNOWN ADDRESS (If address cannot be
reasonably ascertained, please so indicate,)
Members 1st Federal 5000 Louise Drive, P.O. Box 40
Credit Union Mechanicsburg, PA 17055
5, Name and address of every other person who has any record lien on the property:
NAME
LAST KNOWN ADDRESS (If address cannot be
reasonably ascertained, please so indicate.)
None
6, Name and address of every other person who has any record interest in the property and whose
interest may be affected by the sale:
NAME
LAST KNOWN ADDRESS (If address cannot be
reasonably ascertained, please so indicate,)
None
7. Name and address of every other person whom the plaintiff has knowledge who has any interest
in the property, which may be affected by the sale:
NAME LAST KNOWN ADDRESS (If address cannot be
reasonably ascertained, please so indicate.)
Tenant/Occupant
1402 BRADLEY DRIVE, A/KJA 1402
BRADLEY DRIVE, UNIT A-314
CARLISLE,P A 17013
Domestic Relations of
Cumberland County
13 North Hanover Street
Carlisle, PA 17013
Pheasant Run Properties
1824 Sterretts Gap Avenue
Carlisle, PA 17013-1249
I veriry that the statements made in this affidavit are true and correct to the best of my personal
knowledge or information and belief. I understand that false statements herein are made subject to the
penalties ofl8 Pa. C,S, Sec. 4904 relating to unsworn falsification to authorities.
August 23. 2000
DATE
, ESQUIRE
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FEDE~andPHELAN
By: FRANK FEDE~
Identification No. 12248
Suite 900
Two Penn Center Plaza
Philadelphia, PA 19102
(215) 563-7000
ATTORNEY FOR PLAINTIFF
KEYSTONE FINANCIAL MORTGAGE
CORPORATION
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
Plaintiff,
v,
CIVIL DIVISION
THOMAS E, PATTERSON, II
CORINNA R. BAILEY
NO, 00-2757
Defendant(s).
CERTIFICATION
FRANK FEDERMAN, ESQUIRE, hereby verifies that he is attorney for the Plaintiff in
the above-captioned matter, and that the premises are not subject to the provisions of Act 91
because it is:
() an FHA mortgage
() non-owner occupied
() vacant
( X ) Act 91 procedures have been fulfilled
This certification is made subject to the penalties of 18 Pa, C,S. Section 4904 relating to unsworn
falsification to authorities.
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F F DE AN, ESQUIRE )
Attorney for Plaintiff
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KEYSTONE FINANCIAL MORTGAGE
CORPORATION
CUMBERLAND COUNTY
Plaintiff,
No, 00-2757
v,
THOMAS E, PATTERSON, II
CORINNA R. BAILEY
Defendant(s),
August 23, 2000
TO: THOMAS E, PATTERSON, II
CORINNA R. BAILEY
1402 BRADLEY DRIVE, AlK/A 1402 BRADLEY DRIVE, UNIT A-314
CARLISLE, PA 17013
""THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION
OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HA VB PREVIOUSLY RECEIVED A DISCHARGE IN
BANKRUPTCY AND THIS DEBT WAS NOT REAFFIRMED, THIS IS NOT AND SHOULD NOT BE CONSTRUED
TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY.""
Your house (real estate) at 1402 BRADLEY DRIVE. AIKIA 1402 BRADLEY DRIVE. UNIT
A-314. CARLISLE. P A 17013, is scheduled to be sold at the Sheriffs Sale on DECEMBER 6. 2000 at
10:00 a.m. in the Cumberland County Courthouse, South Hanover Street, Carlisle, P A 17013, to enforce
the court judgment obtained by KEYSTONE FINANCIAL MORTGAGE CORPORATION (the
mortgagee) against you. If the Sheriff s sale is postponed, the property will be relisted for the March 7,
2001 Sheriff s Sale.
NOTICE OF OWNER'S RIGHTS
YOU MAYBE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriffs Sale, you must take immediate action:
I. The sale will be cancelled if you pay to the mortgagee the back payments, late charges,
costs and reasonable attorney's fees due, To fmd out how much you must pay, you may
call: (215) 563-7000.
2. You may be able to stop the sale by filing a petition asking the Court to strike or open the
judgment, if the judgment was improperly entered. You may also ask the Court to
postpone the sale for good cause.
3, You may also be able to stop the sale through other legal proceedings,
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You may need an attorney to assert your rights. The sooner you contact one, the more chance
you will have of stopping the sale, (See notice on page two on how to obtain an attorney.)
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER
RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
I. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may
find out the price bid by calling (215) 563-7000.
2, You may be able to petition the Court to set aside the sale if the bid price was grossly
inadequate compared to the value of your property.
3. The sale will go through only ifthe buyer pays the Sheriff the full amount due in the sale. To
find out if this has happened, you may call (717) 240-6390.
4, If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the
property as if the sale never happened.
5. You have the right to remain in the property until the full amount due is paid to the Sheriff
and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict
you.
6, You may be entitled to a share of the money which was paid for your house, A schedule of
distribution of the money bid for your house will be filed by the Sheriff within 30 days of the sale. This
schedule will state who will be receiving that money. The money will be paid out in accordance with
this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the
Sheriff within ten (10) days after the distribution is filed.
7 . You may also have other rights and defenses, or ways of getting your home back, if you act
immediately after the sale.
YOU SHOULD TAKE TillS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE
A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED
BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY ATTORNEY REFERRAL
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, P A 17013
(717) 249-3166
(800) 990-9108
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DESCRIPTION
ALL THAT CERTAIN unit designated as No. C-2, being a unit in Pheasant Run Estates, a
Condominium, located in North Middleton Township, Cumberland County, Pennsylvania, which
unit is located on the Third Floor, Building I, as designated in the Declaration of Condominium
recorded September 24, 1980 in the Office of the Recorder of Deeds for Cumberland County in
Miscellaneous Book 258, Page 6, et seq., and which Declaration was amended by Amendment dated
November 14, 1985, and recorded December 23, 1985, in the hereinafter mentioned Recorder's
Office in Miscellaneous Record 312, Page 776, et seq., and was further amended by Amendment
dated November 14, 1985, and recorded December 23, 1985, in the hereinafter mentioned
Recorder's Office in Miscellaneous Record Book 312, page 783 et seq., together with a Code of
Regulations for Pheasant Run Condominium Association dated September 17, 1980, and recorded
September 24, 1980, in the hereinafter named Recorder's Office in Miscellaneous Record Book 258,
page 25 et seq., and together with plan recorded in the herein named Recorder's Office in Plan
Book 38, Page 112.
TOGETHER with all right, title and interest, being a .0059524% interest in and to the Common
Elements as more fully set forth in the aforesaid Declaration of Condominium and Declaration
Plans.
TITLE TO SAID PREMISES IS VESTED IN Thomas E. Patterson II and Corinna R. Bailey by
Deed from Sean M. Dowd and Marjorie W. Dowd, his wife dated 2/14/1995 recorded 2/22/1995 in
Record Book 118 Page 861.
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UNDER AND SUBJECT to all agreements, conditions, easements and restrictions of record and to
the provisions, easements, covenants and restrictions as contained in the Declaration of
Condominium, Code of Regulations and Declaration Plans.
Tax Parcel #29-17-1583-015B
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SHERIFF'S RETURN - REGULAR
CASE NO: 2000-02757 P
COMMONWEALTH OF PENNSYLVANIA;
COUNTY OF CUMBERLAND
KEYSTONE FINANCIAL MORT CORP
VS
PATTERSON THOMAS E II ET AL
GERALD WORTHINGTON
, Sheriff or Deputy Sheriff of
Cumberland County, pensylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE
was served upon
PATTERSON THOMAS E II
the
DEFENDANT
, at 0014:15 HOURS, on the 19th day of May
, 2000
at 1402 BRADLEY DRIVE UNIT A-314
CARLISLE, PA 17013 by handing to
CORRINA R. BAILEY
a true and attested copy of COMPLAINT - MORT FORE
together with
NOTI CE
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
18.00
3.10
.00
10.00
.00
31.10
SO;~~A~~~
R. Thomas Kline
OS/23/2000
FEDERMAN & PHELAN
Sworn and Subscribed to before
BY~JA)~
Deputy She f
me this J...- day of
qu<.P-..- d..mrO A.D,
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SHERIFF'S RETURN - REGULAR
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CASE NO: 2000-02757 P
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COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
KEYSTONE FINANCIAL MORT CORP
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PATTERSON THOMAS E II ET AL
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GERALD WORTHINGTON
, Sheriff or Deputy Sheriff of
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was served upon
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the
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, 2000
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at 1402 BRADLEY DRIVE UNIT A-314
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CARLISLE, PA 17013 by handing to
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a true and attested copy of COMPLAINT - MORT FORE
together with
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NOTICE
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing
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Affidavit
Surcharge
6.00
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10.00
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16,00
So Answers: , ~/4
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R. Thomas Kline
OS/23/2000
FEDERMAN & PHELAN
Sworn and Subscribed to before
me this /.-.r
day of
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FEDERMAN AND PHELAN
By: FRANK FEDERMAN
Identification No. 12248
Two Penn Center Plaza - Suite 900
Philadelphia, P A 19102
(215) 563-7000
KEYSTONE FINANCIAL MORTGAGE
CORPORATION
2270 ERIN COURT
LANCASTER, PA 17601
Attorney for Plaintiff
: CUMBERLAND COUNTY
: COURT OF COMMON PLEAS
Plaintiff
: CML DMSION
VS.
: NO. 00-2757
THOMAS E. PATTERSON, II
CORINNA R. BAll.EY
1402 BRADLEY DRIVE
A/KJA 1402 BRADLEY DRIVE,
UNIT A-314, CARLISLE, PA 17013
Defendant(s)
PRAECIPE FOR JUDGMENT FOR FAlLURE TO
ANSWER AND ASSESSMENT OF DAMAGES
TO THE PROTHONOTARY:
Kindly enter judgment, in rem, in favor of the Plaintiff and against THOMAS E.
PATTERSON, II and CORINNA R. BAILEY, Defendant(s), for failure to file an Answer to
Plaintiff's Complaint within 20 days from service thereof and for foreclosure and sale of the
mortgaged premises, and assess Plaintiff's damages as follows:
As set forth in Complaint
Interest 4/11\)0 TO 6/20/00
TOTAL
$34,966.47
$576.72
$35,543.19
I hereby certify that (1) the addresses of the Plaintiff and Defendant(s) are as shown above,
and (2) notice has been given in accordance with Rule 237.1, copy attached.
1~ 7-~
FRANK FEDERMAN, ESQUIRE
Attorney for Plaintiff
DAMAGES ARE HEREBY ASSESSED AS INDICATED.
DATE: (,- rA./- 0--0 (JU/\M~ I? / ~ tu.
PRO PROTU U'~
"TIllS FIRM IS A DEBT COLLECTOR ATrEMPTING TO COLLECf A DEBT AND ANY INFORMATION OBTAINED WILL BE
USED FOR TIiAT PURPOSE, IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY AND THIS DEBT WAS
NOT REAFFIRMED, TIllS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATIEMPT TO COLLECT
A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY. ..
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FEDERMAN AND PHELAN
Frank Federman, Esquire
Identification No. 12248
Two Perlrl Center Plaza
Suite 900
Philadelphia, PA 19102-1799
(215) 563-7000
ATTORNEY FOR PLAINTIFF
KEYSTONE FINANCIAL MORTGAGE
CORPORATION
COURT OF COMMON PLEAS
CIVIL DIVISION
Plaintiff
vs.
CUMBERLAND COUNTY
THOMAS E, PATTERSON, II
CORINNA R. BAILEY
NO. 00-2757-CIVIL TERM
Defendant(s)
TO: THOMAS E. PATTERSON, II
1402 BRADLEY DRIVE,
A/K/A 1402 BRADLEY DRIVE
UNIT A-314
CARLISLE, PA 17013
DATE OF NOTICE: JUNE 9. 2000
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.
THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE
INDEBTEDNESS REFERRED TO HEREIN, AND ANY INFORMATION OBTAINED
FROM YOU WILL BE USED FOR THAT PURPOSE.IF YOU HAVE PREVIOUSLY
RECEIVED A DISCHARGE IN BANKRUPTCY, THIS CORRESPONDENCE IS
NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A
DEBT, BUT ONLY AS ENFORCEMENT OF LIEN AGAINST PROPERTY,
IMPORTANT NOTICE
You are in default because you have failed enter a written
appearance personally or by attorney and file in writing with the
court your defenses or objections to the claims set forth against
you. Unless you act within ten (10) days from the date of this
notice, a Judgment may be entered against youA'lobYa hearing
and you may lose your property or other impo " You
should take this notice to a lawyer at once. If 0 have a
lawyer or cannot afford one, go to or telephone the following
office to find out where you can get legal help,
CUMBERLAND COUNTY
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, P A 17013
(717) 249-3166
Frank Federman, Esquire
Attorney for Plaintiff
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FEDERMAN AND PHELAN
Frank Federman, Esquire
Identification No, 12248
Two Penn Center Plaza
Suite 900
Philadelphia, PA 19102-1799
(215) 563-7000
ATTORNEY FOR PLAINTIFF
KEYSTONE FINANCIAL MORTGAGE
CORPORATION
COURT OF COMMON PLEAS
CIVIL DIVISION
Plaintiff
vs.
CUMBERLAND COUNTY
THOMAS E. PATTERSON, II
CORINNA R. BAILEY
NO, 00-2757-CIVIL TERM
Defendant
TO: CORINNA R. BAILEY
1402 BRADLEY DRIVE,
A/K/A 1402 BRADLEY DRIVE
UNIT A-314
CARLISLE, PA 17013
DATE OF NOTICE: JUNE 9, 2000
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT,
THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE
INDEBTEDNESS REFERRED TO HEREIN, AND ANY INFORMATION OBTAINED
FROM YOU WILL BE USED FOR THAT PURPOSE.IF YOU HAVE PREVIOUSLY
RECEIVED A DISCHARGE IN BANKRUPTCY, THIS CORRESPONDENCE IS
NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A
DEBT, BUT ONLY AS ENFORCEMENT OF LIEN AGAINST PROPERTY,
IMPORTANT NOTICE
You are in default because you have failed enter a written
appearance personally or by attorney and file in writing with the
court your defenses or objections to the claims set forth against
you. Unless you act within ten (10) days from the date of this
notice, a Judgment may be entered against you without a hearing
and you may lose your property or other important rights. You
should take this notice to a lawyer at once. If you do not have a
lawyer or cannot afford one, go to or telep~ne the following
office to find out where you can get legal helPrJLE COpy
CUMBERLAND COUNTY
CUMBERLAND COUN:rY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17013
(717) 249-3166
Frank Federman, Esquire
Attorney for plaintiff
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FEDERMAN and PHELAN
By: FRANK FEDERMAN
Identification No. 12248
Suite 900
Two Peno Center Plaza
Philadelphia, PA 19102
(215) 563-7000
Attorney for Plaintiff
KEYSTONE FINANCIAL MORTGAGE
CORPORATION
: CUMBERLAND COUNTY
: Court of Common Pleas
Plaintiff
: CIVIL DIVISION
vs.
: NO. 00-2757
THOMAS E. PATTERSON, II
CORINNA R. BAILEY
Defendant(s)
VERIFICATION OF NON-MILITARY SERVICE
FRANK FEDERMAN, ESQUIRE, hereby verifies that he is attorney for the
Plaintiff in the above-captioned matter, and that on information and belief, he has knowledge of the
following facts, to wit:
(a) that the defendant(s) is/are not in the Military or Naval Service of the United
States or its Allies, or otherwise within the provisions of the Soldiers' and Sailors' Civil Relief Act
of Congress of 1940, as amended
(b) that defendant THOMAS E. PATTERSON, II is over 18 years of age and
resides at 1402 BRADLEY DRIVE, AlK!A 1402 BRADLEY DRIVE, UNIT A-314,
CARLISLE, P A 17013.
(c) that defendant CORINNA R. BAILEY is over 18 years of age, and resides at
1402 BRADLEY DRIVE, AlK!A 1402 BRADLEY DRIVE, UNIT A-314, CARLISLE, PA
17013.
This statement is made subject to the penalties of 18 Pa. C.S. Section 4904 relating
to unsworn falsification to authorities.
?~?~
FRANK FEDERMAN
Attorney for Plaintiff
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(Rule of Civil Procedure No. 236 - Revised)
KEYSTONE FINANCIAL MORTGAGE
CORPORATION
: CUMBERLAND COUNTY
: Court of Common Pleas
Plaintiff
: CIVIL DIVISION
vs.
: NO. 00-2757
THOMAS E. PATTERSON, II
CORINNA R. BAILEY
Defendant(s)
Notice is given that a Judgment in the above captioned matter has been entered against you on
JUNE /J../ ,2000.
BY~ r1 ~DEPmY
If you have any questions concerning this matter, please contact:
FRANK FEDERMAN. ESQUIRE
Attorney for Filing Party
SUITE 900
TWQ PENN CENTER PLAZA
PHILADELPlllA. PA 19102
(215) 563-7000
**TIllS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY
INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY
RECEIVED A DISCHARGE IN BANKRUPTCY AND THIS DEBT WAS NOT REAFFIRMED, TIllS IS NOT
AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY
ENFORCEMENT OF A LIEN AGAINST PROPERTY, **
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FEDERMAN AND PHELAN
By; FRANK FEDERMAN, ESQUIRE
IDENTIFICATION NO. 12248
TWO PENN CENTER PLAZA, SUITE 900
PHILADELPHIA, PA 19102
(215) 563-7000
KEYSTONE FINANCIAL
MORTGAGE CORPORATION
2270 ERIN COURT
LANCASTER, PA 17601
ATTORNEY FORPLAINTITF
COURT OF COMMON PLEAS
CIVIL DIVISION
TERM
v.
NO. 06 - ,;('7S'(
GU\'L '-r~
Plaintiff
CUMBERLAND COUNTY
THOMAS E. PATTERSON, II
CORINNA R. BAILEY
1402 BRADLEY DRIVE,
A/K/A 1402 BRADLEY DRIVE
UNIT A-314
CARLISLE, P A 17013
Defendant( s)
CIVIL ACTION - LAW
MORTGAGE FORECLOSURE
NOTICE
**THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY
INFORMA nON OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY
RECEIVED A DISCHARGE IN BANKRUPTCY AND THIS DEBT WAS NOT REAFFIRMED, THIS
CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT
A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY. **
You have been sued in Court. If you wish to defend against the claims set forth in the following
pages, you must take action within twenty (20) days after this Complaint and Notice are served,
by entering a written appearance personally or by attorney and filing in writing with the court
your defenses or objections to the claims set forth against you. You are warned that if you fail to
do so the case may proceed without you and a judgment may be entered against you by the court
without further notice for any money claimed in the Complaint or for any other claim or relief
requested by the Plaintiff. You may lose money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IT YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, P A 17013
(717) 249-3166
Loan #: 54411
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1. Plaintiff is
KEYSTONE FINANCIAL
MORTGAGE CORPORATION
2270 ERIN COURT
LANCASTER, PA 17601
2. The name(s) and last known address (es) of the Defendant(s) are;
THOMAS E. PATTERSON, IT
CORINNA R. BAILEY
1402 BRADLEY DRIVE,
A/KJA 1402 BRADLEY DRIVE
UNIT A-314
CARLISLE, PA 17013
who is/are the mortgagor(s) and real owner(s) of the property hereinafter described.
3. On 2/17/95 mortgagor( s) made, executed and delivered a mortgage upon the premises
hereinafter described to PLAINTIFF which mortgage is recorded in the Office of the
Recorder of CUMBERLAND County, in Mortgage Book No. 1252, Page 267.
4. The premises subj ect to said mortgage is described as attached.
5. The mortgage is in default because monthly payments of principal and interest upon said
mortgage due 10/1/99 and each month thereafter are due and unpaid, and by the terms of
said mortgage, upon failure of mortgagor to make such payments after a date specified by
written notice sent to Mortgagor, the entire principal balance and all interest due thereon
are collectible forthwith. A copy of such notice is attached as Exhibit "A."
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6. The following amounts are due on the mortgage:
Principal Balance
Interest
9/1199 through 4/1100
(Per Diem $7.12)
Attomey's Fees
Cumulative Late Charges
2/17/95 to 4/1100
Cost of Suit and Title Search
Subtotal
$31,517.23
1,516.56
1,000.00
74.16
550.00
34,657.95
Escrow
Credit
Deficit
Subtotal
0.00
308.52
308.52
TOTAL
$ 34,966.47
7. The attorney's fees set forth above are in conformity with the Mortgage documents and
Pennsylvania Law, and will be collected in the event of a third party purchaser at
Sheriffs Sale. If the Mortgage is reinstated prior to the Sale, reasonable attorney's fees
will be charged.
8. The Combined Notice has been sent to the Defendant(s) by regular and certified mail as
required by 35 P.S. ~1680.403c on the date(s) set forth in the true and correct copy of
such notice(s) attached hereto as Exhibit "A."
9. The Temporary Stay as provided by the Homeowner's Emergency Mortgage Assistance
Program, Act 91 of 1983, has terminated because either:
(i.) Defendant(s) have failed to meet with the Plaintiff or an authorized Credit
Counseling Agency in accordance with Plaintiffs written Notice to Defendants,
a true and correct copy of which is attached hereto as Exhibit "A"; or
(ii.) Defendant(s) application for assistance has been rejected by the Pennsylvania
Housing Finance Agency.
WHEREFORE, PLAlNTIFF demands an in rem Judgment against the Defendant(s) in the sum of
$ 34,966.47, together with interest from 4/1/00 at the rate of $7.12 per diem to the date of
Judgment, and other costs and charges collectible under the mortgage and for the foreclosure and
sale of the mortgaged property.
/s~ederman
FRAJ{KFEDE~,ESQU]RE
Attorney for Plaintiff
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2270 Erin Court
P. O. Box 7748
Lancaster, PA 17604-7748
K<:y'stone Financial
Mortgage ~
corporatio~
1-800-KEY-8131
(747) 399-6498
FAX (717) 397-2834
December 10,1999
ACT 91 NOTICE
TAKE ACTION TO SAVE
YOUR HOM'E FROM
FORECLOSURE
This is an official notice that the mortaaae on your home is in default. and the lender intends to foreclose,
Saecific infonnation about the nature of the default is provided in the attached paaes,
The HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM (HEMAPI may be able to help save
your home. This notice explains how the prOQram works,
To see if HEMAP can help. you must MEET WITH A CONSUMER CREDIT COUNSELING AGENCY WITHIN 30
DAYS OF THI:DATE OF THIS NOTICE. Take this Notice with you when yOU meet with the CounselinG Aaencv,
The name. address and phone number of Consumer Credit Counselina Aaencies servina your Countv are listed
at the end of this .Notice. If yOU have anv Questions. voumav call the Pennsvlvania Housina Finance AQencv toll
free at 1-800-342-2397, (Persons with impaired hearina can call (7171 780-18691.
This Notice contains important legal infonnation. If you have any questions, representatives at the Consumer
Credit Counseling Agency may be able to help explain it. You may also want to contact an attorney in your
area. The local bar association may be able to help you find a lawyer.
LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU DERECHO A CONTINUAR VIVIENDO EN
SU CASA, SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICACION OBTENGA UNA TRADUCCION INMEDITAMENTE
LLAMANDO ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO
ARRIBA, PUEDES SER ELEGIBLE PARA UN PRESTAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY
MORTGAGE ASSISTANCE" EL CUAL PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA.
HOMEOWNER'S NAME(SI: Thomas E. Patterson, II & Corinna R. Bailey
PROPERTY ADDRESS: 1402 Bradley Drive, Carlisle, PA 17013
LOAN ACCOUNT NUMBER: 54411
ORIGINAL LENDER: Keystone Financial Mortgage Corporation
CURRENT LENDERlSERVICER: Keystone Financial Mortgage Corporation
EXHIBIT A
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HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM
YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE
AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS
.
IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE
ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE:
IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES
BEYOND YOUR CONTROL,
IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO
PAY YOUR MORTGAGE PAYMENTS, AND
IF YOU MEET OTHER ELIGILIBILlTY REQUIREMENTS ESTABLISHED
BY THE PENNSYLVANIA HOUSING FINANCE AGENCY,
TEMPORARY STAY OF FORECLOSURE - Under the Act, you are entitled to a temporary stay of foreclosure on your
mortgage for thirty (30) days from the date of this Notice. During that time you must arrange and attend a "face-to-face"
meeting with one of the consumer credit counseling agencies listed at the end of this notice. THIS MEETING MUST
OCCUR WITHIN THE NEXT 1301 DAYS. IF YOU DO NOT APPLY FOR EMERGENCY MORTGAGE ASSISTANCE.
YOU MUST BRING YOUR MORTGAGE UP TO DATE. THE PART OF THIS NOTICE CALLED "HOW TO CURE
YOUR MORTGAGE DEFAUL TO, EXPLAINS HOW TO BRING YOUR MORTGAGE UP TO DATE.
CONSUMER CREDIT COUSELING AGENCIES - If you meet with one of the consumer credit counseling agencies
listed at the end of this notice, the lender may NOT take action against you for thirty (30) days after the date of this
meeting. The names, addresses and teleohone numbers of desianated consumer credit counselina aaencies for the
countv in which the DroDertv is located are set forth at the end of this Notice. It is only necessary to schedule one face-
to-face meeting. Advise your lender immediatelv of your intentions.
APPLICATION FOR MORTGAGE ASSISTANCE - Your mortgage is in default for the reasons set forth later in this
Notice (see following pages for specific information about the nature of your default.) If you have tried and are unable to
resolve this problem with the lender, you have the right to apply for financial assistance from the Homeowner's
Emergency Mortgage Assistance Program. To do so, you must fill out, sign and file a completed Homeowner's
Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the
end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you
in submitting a complete application to the Pennsylvania Housing Finance Agency. Your application MUST be filed or
postmarked within (30) days of your face-to-face meeting.
yOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO 00 SO OR IF YOU DO NOT FOllOW THE OTHER TIME
PERI0i5SSET FORTH IN THIS lETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR
APPLICATION FOR MORTGAGE ASSISTANCE Will BE DENIED.
AGENCY ACTION - Available funds for emergency mortgage assistance are very limited. They will be disbursed by the
Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty (60)
days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued
against you If you have met the time requirements set forth above. You will be notified directly by the Pennsylvania
Housing Finance Agency of its decision on your application.
NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE FOllOWING PART
OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO
COllECT THE DEBT.
(If you have filed bankruptcy you can stili apply for Emergency Mortgage Assistance.)
EXHIBIT A
2
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HOW TO CURE YOUR MORTGAGE DEFAULT JBrina it UD to date}.
NATURE OF THE DEFAULT - The MORTGAGE debt held by the above lender on your property located a~ 1402
Bradley Drive, Carlisle, PA 17013
IS SERIOUSLY IN DEFAULT because:
YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the following
amounts are now past due: $382.83 for the months of October 1999, November 1999 and $384.68 for the month
of December 1999.
LATE CHARGES AND OTHER CHARGES: $24.72
TOTAL AMOUNT PAST DUE: $1,175.06
HOW TO CURE THE DEFAULT - You may cure the default within THIRTY (30) DAYS of the date of this notice BY
PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $1,175.06, PLUS ANY MORTGAGE
PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments must
be made either by cash. cashier's check, certified check or money order made Dayable and sent to:
Keystone Financial Mortgage Corporation
2270 Erin Court
P. O. Box 7748
Lancaster, PA 17604-7748
IF YOU DO NOT CURE THE DEFAULT - If you do not cure the default within THIRTY (30) DAYS of the date of this
Notice, The lender intends to exercise its riahts to accelerate the mortaaae debt. This means that the entire
outstanding balance ofthis debt will be considered due immediately and you may lose the chance to pay the mortgage in
monthly installments, If full payment of the total amount past due is not made within THIRTY (30) DAYS, the lender also
intends to instruct its attorneys to start legal action to foreclose UDon your mortaaaed DroDertv.
IF THE MORTGAGE IS FORECLOSED UPON - The mortgaged property will be sold by the Sheriff to payoff the
mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender begins legal
proceedings against you, you will still be required to pay the reasonable attomey's fees that were actually incurred, up to
$50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attorney's fees
actually incurred by the lender even if they exceed $50.00. Any attorney's fees will be added to the amount you owe the
lender, which may also include other reasonable costs. If yOU cure the default within the THIRTY /30\ DAY Deriod,
YOU will not be reauired to Dav attorney's fees.
OTHER LENDER REMEDIES - The lender may also sue you personally for the unpaid principal balance and all other
sums due under the mortgage.
RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE - If you have not cured the default within the THIRTY
(30) DAY period and foreclosure proceedings have begun, you still have the richt to cure the default and orevent the sale
at any time uo to one hour before the Sheriff's Sale, You may do so bY oaYina the total amount then oast due, olus any
late or other charaes then due, reasonable attomev's fees and costs connected with the foreclosure sale and any other
costs connected with the Sheriff's Sale as soecified in writina bY the lender and bY oerfonninc any other reauirements
under the mortaaae, Curing your default in the manner set forth in this notice will restore your mortgage to the
same position as if you had never defaulted.
EARLIEST POSSiBLE SHERIFF'S SALE DATE - It is estimated that the earliest date that such a Sheriff's Sales of the
mortgaged property could be held would be approximately six (6) months from the date of this Notice. A notice of
the actual date of the Sheriff's Sale will be sent to you before the sale. Of course, the amount needed to cure the default
will increase the longer you wait. You may find out at any time exactly what the required payment or action will be by
contacting the lender,
EXHIBiT A
3
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, HOW TO CONTACT THE LENDER:
"
Name of Lender: Keystone Financial Mortgage Corporation
Address: 2270 Erin Court, P. 0, Box 7748, Lancaster, PA 17604
Phone Number: (717) 399-7082 or (800) 760-1257
Fax Number: (717) 399-7099
Contact Person: Denise Lowrie
EFFECT OF SHERIFF'S SALE - You should realize that a Sheriffs Sale will end your ownership of the mortgaged
property and your right to occupy it. If you continue to live in the property after the Sheriffs Sale, a lawsuit to remove
you and your furnishings and other belongings could be started by the lender at any time.
ASSUMPTION OF MORTGAGE - You _ mayor ..x.. may not sell or transfer your home to a buyer or transferee who
will assume the mortgage debt, provided that all the outstanding payments, charges and attorney's fees and costs are
paid prior to or at the sale and that the other requirements of the mortgage are satisfied.
YOU MAY ALSO HAVE THE RIGHT:
TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO
BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT.
TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF.
TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD
OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO
CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.)
TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY
OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS.
TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE
LENDER,
TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW.
Sincerely,
fl~~
Rebecca Boston
Default Manager
EXHIBIT A
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STATEMENTS OF POLICY
CCCS of West em PA
219-A College Park Plaza
Johnstown, PA 15904
(814) 539-6335
Lycoming-Clinton Counties .
Commission For Community Action (STEP)
2138 Lincoln Street
P. O. Box 1328
Williamsport, PA 17703
(570) 326-0587
FAX (570) 322-2197
CCCS ofNortheastem PA
201 Basin Street
Williamsport, PA 17703
(570) 323-6627
FAX (570) 323-6626
CLINTON COUNTY
CCCS of Northeastem PA
1631 S Atherton St
Suite 100
State College, PA 16801
(814) 238-3668
FAX (814) 238-3669
!-,
COLUMBIA COUNTY
CCCS of Northeastem Pennsylvania
1400 Abington Executive Park
Suite 1
Clarka Summitt PA 18411
(570) 587.9163 or (800) 922.9537
FAX (570) 587-9134/9135
31 W. Market Street
POB 1127
Wilkes-Barre, PA 18702
(570) 821-0837 or (800) 922-9537
FAX (570) 821-1785
Commission on Economics Opportunity of Luzeme County
163 Amber Lane
Wilkes-Barre, PA 18702
(570) 826-0510 or (800) 822-0359
FAX (570) 829-166s-:.cALL BEFORE FAXING
(570) 455-4994 HAZELTON
FAX (570) 455-5631...:..cA1.L BEFORE FAiaNG
(570) 836-4090 TUNKHANNOCK
Booker T, Washington Center
1720 Holland Street
Erie, PA 16503
(814) 453-5744
FAX (814) 453-5749
John F, Kennedy Center, Inc.
2021 East 20th Street
Erie, PA 16510
(814) 898-0400
FAX (814) 898-1243
CRAWFORD COUNTY
Greater Erie Community Action Committee
18 West 9th Street
Erie, PA 16501
(814) 459-4581
FAX (814) 456-0161
Shenango Valley Urban League, Inc
601 Indiana Avenue
Farrell, PA 16121
(412) 981-5310
CCCS of We stem Pennsylvania, Inc.
2000 Linglestown Road
Harrisburg, PA 17102
(717) 541-1757
Urban League of Metropolitan Harrisburg
N. 6th Street
Harrisburg, PA 17101
(717) 234-5925
FAX (717) 234-9459
Community Action Comm of the Capital Region
1514 Deny Street
Harrisburg, PA 17104
(717) 232.9757
FAX (717) 234-2227
CUMBERLAND COUNTY
Financial Counseling Services of Franklin
31 West 3n! Street
Waynesboro, PA 17268
(717) 762-3285
YWCA of Carlisle
301 G Street
Carlisle, PA 17013
(717) 243-3818
FAX (717) 731-9589
Adams County Housing Authority
139-143 Carlisle St
Gettysburg, PA 17325
(717) 334-1518
FAX (717) 334-8326
EXHIBIT A
PENNSYLVANIA BULLETIN, VOL. 29, NO, 23, JUNE 5, 1999
--
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PENNSYL VANIA HOUSING FINANCE AGENCY
Homeowners' Emergency Mortgage Assistance Loan Program
Payments General Information (717) 780-3940 Correspondence
2101 North Front Street General Information 1-800-342-2397 2101 North Front Street
P.O. Box 15206 TDD # For Hearing Impaired (717) 780-1869 P.O. Box 15530
Harrisburg. PA 17105-5206 FAX # (717) 780-3995 Harrisburg. PA 17105-5530
,
3/20/2000
KEYSTONE FINANCIAL MORTGAGE
2270 ERIN COURT
PO BOX 77 48
LANCASTER, PA. 17604
SUBJECT, S-U.LfI \
THOMAS E PATTERSON II
1402 BRADLEY DR A 314
CARLISLE, PA. 17013
Your application for a HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE LOAN has been DENIED
pU~suant to Act 91 of 1983, 35 P.S. Section 168.401-C et seq. and/or Agency
Guidelines 12 PA Code Section 31.201 et seq. for the following reasons'
DELETED IN LENDER'S COPY
You may be entitled to an appeal hearing if you disagree with our decision. We must
receive a written request for a hearing within 15 days of the postmark date of this
letter. (Appeal requests must be in writing; a verbal request is not acceptable).
The hearing may be conducted by a telephone conference call; therefore, you must
include your telephone number. Requests for hearings must state the reason(s) that a
hearing is requested and must be sent first class, registered or certified mail to:
Chief Counsel - Hearing Request, PHFA/HEMAP, 2101 North Front Street, P.O. Box 15628,
Harrisbu~g, Pennsylvania, 17105-5628. The Agency will attempt to schedule the hearing
within thirty (30) days after the request is received. When sending your appeal,
please be sure to print your name legibly and include your social security number.
You have a right to be represented by an attorney in connection with your appeal. If
you cannot afford an attorney you may be eligible for Legal Services representation,
You can contact a Legal Services representative through the following toll free
number, 1-800-732-3545. Please be aware that scheduling an appeal hearing does not
necessarily stay foreclosure proceedings.
DISCLOSURE OF USE OF INFORMATION OBTAINED FROM OUTSIDE SOURCE,
1. Disclosure inapplicable.
The Federal Equal Credit Opportunity Act prohibits creditors from discriminating
against credit applicants on the basis of race, color, religion, national origin, sex,
marital status, age (provided that the applicant has the capacity to enter into a
binding contract); because all or part of the applicant' s income derives from any
public assistance program; or because the applicant has in good faith exercised any
right under the Consumer Credit Protection Act. The Federal Agency that adminis~ers
compliance with this law concerning this creditor is the Federal Trade Commiss~on,
Equal Credit Opportunity, Washington, D.C.
The Pennsylvania Housing Finance Agency
EXHIBiT A
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ALL that certain unit designated as No. C-2, being a unit in
Pheasant Run Estates, a condominium, located in North Middleton
Township, Cumberland County, Pennsylva~ia, which unit is located
on the Third Floor, Building I, as designated in the Declaration
of Condominium recorded September 24, 1980 in the Office of the
Recorder of Deeds for Cy,mberland County in MiscellaneoLls Book 250,
Page G, et seq. { Clnd which'Declaration waG amended by Ainentlm.ent
dated Novelnber 14, 1985~ and iecorded December 23, 1985, itl the
hereinafter Inentioned Recorder1s Office in Miscellaneous Record
Soak 312, Page 776, et seq., and was further amended by Amendment
dat.ed November 14, 1985{ and recorded December 23, 1985, in the
hereinafter mentioned Recorderrs Office in MiscellaneoLls Record
Book 312, Page 783 et seq., togethe" with a Code of Regulat.ions
for Pheasant Run Condominium Association dated September 17, 1980,
and recorded September 24, 1900, in the hereinafter named
Recorder's Office in Miscellaneous Record Book 258, page 25 et
seq., and together wittl plans recorded in the hereinafter named
Recorderls Office in Plan Book 38, page 112.
TOGET!IER with all right, title and interest, being a .0059524%
interest in and to the Common Elements as more fully set forth in
the aforesaid Declaration of Condominium and Declaration Plans.
UNDER and subject to all agreements, conditions, easements and
restrictio~s of record and to the provisions, easements, covenants
and restrictions as contained in the Declaration of Condominium,
Code of Regulations and Declaration Plans.
BEING known and numbered as Unit A-3l4, 1402 Bradley D"ive,
Carlisle, Pennsylvania 17013.
BEING the same premises which Carlisle Apartments Limited
Partnership I a limited partnership acting herein as Metlanca
Inc., a gene"al pa"tne" by deed dated November 1 1980 and '
recorded in the Office of the Recorde" of Deeds in and fa"
Cumbe"land County in Dee~ Book 29-F~ ~age.74, ~ranted and conveyed
to Sean M. Dowd. Mar]orl.e W. Dowd ]ol.ns ~n th~s conveyance to' ..' -
extinguish any right, title or inte"est she may have to said
property by reason of marriage to Sean M. Dowd.
THE grantee, for and on behalf of the Grantee and their heirs
personal representatives, successors and assigns, by the '
acceptance of this Deed covenants and agrees to pay for such
charges for the maintenance of, repairs to, replacement of and
expenses in connection with the common elements as may be assessed
from time to time by the Council in accordance with the Unit
Property Act of Pennsylvania, as amended, and further covenants
and ag"ees that the Unit conveyed by this Deed shall be subject to
a charge for all amounts so assessed and that, except insofa" as
Sections 705 and 706 of said Unit P"operty Act may relieve a
subsequent unit owner of liability for prior unpaid assessments
this covenants shall run with and bind the land or unit hereby'.'
conveyed and all subsequent owneFs thereof.
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VERIFICATION
ROBIN YOHE hereby states that he/she is VICE PRESIDENT of KEYSTONE FINANCIAL
MORTGAGE CORPORATION mortgage servicing agent for Plaintiff in this matter, that he/she is
authorized to take this Verification, and that the statements made in the foregoing Civil ,Action in Mortgage
Foreclosure are true and correct to the best of his /her knowledge, information and belief. The undersigned
understands that this statement is made subject 10 the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn
falsification to authorities.
<-!?aL fj~
DATE;
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AFFIDAVIT OF SERVICE
PLAINTIFF
KEYSTONE FINANCIAL MORTGAGE
CORPORATION
CUMBERLAND COUNTY
No.00-2757
DEFENDANT(S)
THOMAS E, PATTERSON, II
CORINNA R. BAILEY
Type of Action
- Notice of Sheriff's Sale
SERVE AT
1402 BRADLEY DRIVE,
A/K/A 1402 BRADLEY DRIVE, UNIT A-314
CARLISLE, PA 17013
Sale Date: DECEMBER 6, 2000
SERVED
Servedandmadeknownto 1tOIM~5 If 1 f;).*~SotJ :JI;Defendant, on the
at~o'c1ockf.m.,at J'fo~ 6~h''( YJc..-. UN'~ 1>-.-)14-.
of Pennsylvania, in the manner described below:
\o..~
C:~\., dayof Seftew .200~
G~(l..bk fA
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. Commonwealth
Defendant personally served.
Adult family member with whom Defendant(s) reside(s). Relationship is
Adult in charge of Defendant( s)' s residence who refused to give name orrelationship. ).\ . "\'^. "" c.,,'f.\' <, \ <-
Manager/Clerk of place of lodging in which Defendanl(s) reside( s). \ W\;:': ~ \ "
Agent or person in charge ofDefendant(s)'s office or usual place of business. f.)'~\\ --( w\<\: I'
anofficerofsaidDefendant(s)'scoljlpany. G' . R, <)/1.,. vI->
~ Other: .~...c 5 ...' . 5 5;>.\'<. W3"> :;let..- ~'<.~ \0 '~IIOt:->",,'-\'i \
~\M"'$, f[. a:' (:((50"""_ _" \'l-e..~ ~~ J os I 0;;1.. ft.. fJo c:, t3-SS'e5 -1_
Description: Age..3Q. Heighl 6.5 Weight~ce WI" Sex F Other sit<....'., \..A. 13'o,,~ \,","f-
I, C'\a.({...rJc<<. L. c.'Oolt \7 . 'J/t , a compelent adult, being duly sworn according 10 law, depose and state that I sonallyhanded
a true and correct copy of the Notice of Sheriff's Sale in the manner as set forth rein, issued in the cap' ed case n e date and at
the address indicated above. ;J
Notarial Seal
Stacy l. Heefner, Notary Public
Sworn to and stW~fribed Chambersburg Bora, Franklin (;ounty
be~;'b~; ~ day My Commission Expires Aug. 5. 2002
f 200 A. ember, Pennsylvania Association of Notaries
~o : 8N' (r~ By:
NOT SERVED
On tbe ___ day of
,200_, at
o'clock _.m., Defendant NOT FOUND because:
Moved
Unknown
No Answer
Vacant
Other:
Sworn to and subscribed
belbre me this _ day
of ,200_.
Notary:
By:
Attornev for Plaintiff
Frank Federman, Esquire - I.D, No. 12248
Two Penn Center Plaza, Suite 900
Philadelphia, P A 19102
(215) 563-7000
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AFFIDAVIT OF SERVICE
PLAINTIFF
KEYSTONE FINANCIAL MORTGAGE
CORPORATION
CUMBERLAND COUNTY
No,00-2757
DEFENDANT(S)
THOMAS E, PATTERSON, II
CORINNA R. BAILEY
Type of Action
- Notice of Sheriff's Sale
SERVE AT
1402 BRADLEY DRIVE,
A/KIA 1402 BRADLEY DRIVE, UNIT A-314
CARLISLE, PA 17013
Sale Date: DECEMBER 6, 2000
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SERVED
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CC)~ \ ~ ~ \ ~, fA, Commonweallh
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of Pennsylvania, in the manner described below;
X Defendanl personally served.
Adult family member with whom Defendant(s) reside(s). Relationship is
Adult in charge ofDefendant(s)'s residence who refused to give name or relationship.
Manager/Clerk of place ofIodging in which Defendant(s) reside(s).
Agent or person in charge ofDefendant(s)'s office or usual place of business.
an officer of said Defendant(s)'s company.
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a true and corr~ct copy of the Nolice of Sheriff's Sale in the manner as set forth herein, issued in the C(1faf d case~n dale and at
the address mdlcated above. Nolanal Saal (!bee vf
. Stacy L. Heefner, Notary.publiC
Sworn to and s~Cribed Chambarsburg Bora. Franklin County
b . d My Commission Expires Aug. 5, 2002
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Notary:
By:
Attornev for Plaintiff
Frank Federman, Esquire - I,D. No, 12248
Two Penn Center Plaza, Suite 900
Philadelphia, PA 19102
(215) 563-7000
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Keystone Financial Mortgage Corporation
-vs-
Thomas E. Patterson, II, Corina RBailey
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In the Court of Common Pleas of
Cumberland County, Pennsylvania
No. 2000-2757 Civil
R. Thomas Kline, Sheriff, who being duly sworn according to law says this writ, is returned Stayed,
Sheriffs Costs:
Docketing
Poundage
Posting Bills
Levy
Certified Mail
Mileage
Surcharge
Law Library
County
Postpone Sale
Share of bills
30.00
2.77
15.00
15,00
.64
3.10
30.00
.50
1.00
20.00
23.15
$ 141.16 pd by arty
10/09/00
Sworn and Subscribed To Before Me
This 1/ te:.. Day of m~
/'_.'.'--"\
2000, A.D. ~tLQ. .~ I~'
Pro onotary
S~~
R Thomas Kline, Sheriff
BYV.u ..J.t,14
Real Estate Deputy
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KEYSTONE FINANCIAL MORTGAGE
CORPORATION
CUMBERLAND COUNTY
Plaintiff,
COURT OF COMMON PLEAS
v,
CIVIL DIVISION
THOMAS E, PATTERSON, II
CORINNA R. BAILEY
NO, 00-2757
Defendant(s),
AFFIDA VII PURSUANT TO RULE 3129
(Affidavit No. I)
KEYSTONE FINANCIAL MORTGAGE CORPORATION, Plaintiff in the above action, by its
attorney, FRANK FEDERMAN, ESQUIRE, setsfortli as of the date the Praecipe for the Writ of
Execution was filed the following information concerning the real property located at 1402 BRADLEY
DRIVE, A/KJA 1402 BRADLEY DRIVE, UNIT A..314. CARLISLE, PA 17013.
1. Name and address ofOwner(s) or reputed Owner(s):
NAME LAST KNOWN ADDRESS (If address cannot be
reasonably ascertained, please so indicate.)
THOMAS E.
PATTERSON,n
1402 BRADLEY DRIVE, A/KJA 1402
BRADLEY DRIVE, UNIT A-314
CARLISLE, PA 17013
CORINNA R. BAILEY
1402 BRADLEY DRIVE, A/KJA 1402
BRADLEY DRIVE, UNIT A-314
CARLISLE, PA 17013
2. Name and address ofDefendant(s) in the judgment:
NAME LAST KNOWN ADDRESS (If address cannot be
reasonably ascertained, please so indicate.)
Same as above
3. Name and address of every judgment creditor whose judgment is a record lien on the real
property to be sold:
NAME
LAST KNOWN ADDRESS (If address cannot be
reasonably ascertained, please so indicate,)
None
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4. Name and address of the last recorded holder of every mortgage of record:
NAME LAST KNOWN ADDRESS (If address cannot be
reasonably ascertained, please so indicate.)
Members 1st Federal 5000 Louise Drive, P.O. Box 40
Credit Union Mechanicsburg, P A 17055
5, Name and address of every other person who has any record lien on the property:
NAME
LAST KNOWN ADDRESS (If address cannot be
reasonably ascertained, please so indicate,)
None
6, Name and address of every other person who has any record interest in the property and whose
interest may be affected by the sale:
NAME LAST KNOWN ADDRESS (If address cannot be
reasonably ascertained, please so indicate,)
None
7. Name and address of every other person whom the plaintiff has knowledge who has any interest
in the property, which may be affected by the sale:
NAME LAST KNOWN ADDRESS (If address cannot be
reasonably ascertained, please so indicate,)
Tenant/Occupant
1402 BRADLEY DRIVE, AlKJA 1402
BRADLEY DRIVE, UNIT A-314
CARLISLE, PA 17013
Domestic Relations of
Cumberland County
13 North Hanover Street
Carlisle, P A 17013
Pheasant Run Properties
1824 Sterretts Gap Avenue
Carlisle, PA 17013-1249
I verify that the statements made in this affidavit are true and correct to the best of my personal
knowledge or information and belief. I understand that false statements herein are made subject to the
penalties ofl8 Pa. C,S. Sec. 4904 relating to unsworn falsification to authorities.
August 23. 2000
DATE
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,
,
,-
KEYSTONE FINANCIAL MORTGAGE
CORPORATION
CUMBERLAND COUNTY
Plaintiff,
No, 00-2757
v.
THOMAS E, PATTERSON, II
CORINNA R. BAILEY
Defendant(s).
August 23,2000
TO: THOMAS E. PATTERSON, IT
CORINNA R, BAILEY
1402 BRADLEY DRIVE, AlK/A 1402 BRADLEY DRIVE, UNIT A-314
CARLISLE, PA 17013
""THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION
OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN
BANKRUPTCY AND THIS DEBT WAS NOT REAFFIRMED, THIS IS NOT AND SHOULD NOT BE CONSTRUED
TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY.""
Your house (real estate) at 1402 BRADLEY DRIVE. AlK/A 1402 BRADLEY DRIVE. UNIT
A-314. CARLISLE. PA 17013, is scheduled to be sold at the Sheriff's Sale on DECEMBER 6. 2000 at
10:00 a.m, in the Cumberland County Courthouse, South Hanover Street, Carlisle, P A 17013, to enforce
the court judgment obtained by KEYSTONE FINANCIAL MORTGAGE CORPORATION (the
mortgagee) against you. If the Sheriffs sale is postponed, the property will be relisted for the March 7,
2001 Sheriff s Sale.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriff's Sale, you must take immediate action:
1. The sale will be cancelled if you pay to the mortgagee the back payments, late charges,
costs and reasonable attorney's fees due, To find out how much you must pay, you may
call: (215) 563-7000.
2. You may be able to stop the sale by filing a petition asking the Court to strike or open the
judgment, if the judgment was improperly entered. You may also ask the Court to
postpone the sale for good cause.
3, You may also be able to stop the sale through other legal proceedings.
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You may need an attorney to assert your rights, The sooner you contact one, the more chance
you will have of stopping the sale. (See notice on page two on how to obtain an attomey,)
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER
RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may
fmd out the price bid by calling (215) 563-7000,
2. You may be able to petition the Court to set aside the sale if the bid price was grossly
inadequate compared to the value of your property.
3, The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To
fmd out if this has happened, you may call (717) 240-6390,
4. !fthe amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the
property as if the sale never happened,
5 . You have the right to remain in the property until the full amount due is paid to the Sheriff
and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict
you.
6, You may be entitled to a share of the money which was paid for your house, A schedule of
distribution of the money bid for your house will be filed by the Sheriff within 30 days of the sale. This
schedule will state who will be receiving that money. The money will be paid out in accordance with .
this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the
Sheriff within ten (10) days after the distribution is filed,
7. You may also have other rights and defenses, or ways of getting your home back, if you act
immediately after the sale,
YOU SHOULD TAKE TillS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE
A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED
BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY ATTORNEY REFERRAL
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, P A 17013
(717) 249-3166
(800) 990-9108
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DESCRIPTION
ALL THAT CERTAIN unit designated as No. C-2, being a unit in Pheasant Run Estates, a
Condominium, located in North Middleton Township, Cumberland County, Pennsylvania, which
unit is located on the Third Floor. Building I, as designated in the Declaration of Condominium
recorded September 24, 1980 in the Office of the Recorder of Deeds for Cumberland County in
Miscellaneous Book 258, Page 6, et seq., and which Declaration was amended by Amendment dated
November 1+, 1985, and recorded December 23, 1985, in the hereinafter mentioned Recorder's
Office in Miscellaneous Record 312, Page 776, et seq., and was further amended by Amendment
dated November 14, 1985, and recorded December 23, 1985, in the hereinafter mentioned
Recorder's Office in Miscellaneous Record Book 312, page 783 et seq., together with a Code of
Regulations for Pheasant Run Condominium Association dated September 17, 1980, and recorded
September 24, 1980, in the hereinafter named Recorder's Office in Miscellaneous Record Book 258,
page 25 et seq., and together with plan recorded in the herein named Recorder's Office in Plan
Book 38, Page 112.
TOGETHER with all right, title and interest, being a .0059524% interest in and to the Common
Elements as more fully set forth in the aforesaid Declaration of Condominium and Declaration
Plans.
UNDER AND SUBJECT to all agreements, conditions, easements and restrictions of record and to
the provisions, easements, covenants and restrictions as contained in the Declaration of
Condominium, Code of Regulations and Declaration Plans.
Tax Parcel #29-17-1583-015B
TITLE TO SAID PREMISES IS VESTED IN Thomas E. Patterson II and Corinna R. Bailey by
Deed from Sean M. Dowd and Marjorie W. Dowd, his wife dated 2/1+11995 recorded 2/22/1995 in
Record Book 118 Page 861.
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WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO. 00-2757 Civil_ Term
CIVIL ACTION - LAW
TO THE SHERIFF OF
Cumberland
COUNTY:
To satisfy the debt, interest and costs due Keystone Financial Mortgage Corporation
PLAINTIFF(S)
from Thomas E. Patterson, II, Corinna R. Bailey, 1402 Bradley Drive, A/K/A 1402
Bradley Drive, Unit A-314, Carlisle, PA 17013
DEFENDANT(S)
(1) You are directed to levy upon the property of the defendant(s) and to sell See Leqal Description
(2) You are alsbjdi~lecfI8)'atl'a'c~'th~"~~~perty of the defendant(s) not levied upon in the possession of
GARNISHEE(S) as follows:
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and to notrry the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is/are enjoined from paying any
debt to or for the account of the defendant(s) and from delivering any property of the defendant(s) or otherwise disposing
thereof;
(3) If property ofthedefendant(s) not levied upon an subjectto attachment is found inthe possession of anyone other
than a named garnishee, you are directed to notrry him/her that he/she has been added as agarnishee and is enjoined as above
stated.
%
L.L.
Due Prothy
Other Costs
$.50
$1.00
Amount Due $35,543.19
from 6/20/00-12/06/00 - $986.96
Interest per dien ($5.84)
My's Comm
My Paid
Plaintfff Paid
$119.10
Date:
August 28, 2000
Curtis R. Long
Prothonotary, Civil Division
4f2-? ,,- 2.. 77;C17~.J
Deputy
,,---by:
REQUESTING PARTY:
Name Frank Federman, Esq.
Address: TWo Penn Center Plaza, Suite 900
Philadelphia, PA 19102
Attorney for:Plaintiff
Telephone: 215-563-7000
Supreme Court 10 No. 12248
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On ~ 3 I, ?-rrrV the sheriff levied upon the defendants
interest in the real property situated in,41/7'>~~//iL~</,
Cumberland County, Pa., knowr ,nrll1umbered as: J<.j/)2, A....JtJ't)tZ_~A-3i'l
a i e4. f. and more [I,{, on Exhibit "A" filed with ~
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FEDERMAN AND PHELAN
By: FRANK FEDERMAN, ESQUIRE
IDENTIFICATION NO. 12248
ONE PENN CENTER AT SUBURBAN STATION,
SUITE 1400
P~ELPfDj\,Pi\ 19103-1814
(71 'i) 'ifi1-7000
ATTORNEY FORPLAlNTWF
COURT OF COMMON PLEAS
CNIL DMSION
KEYSTONE FINANCIAL MORTGAGE
CORPORATION
CUMBERLAND COUNTY
No.: 00-2757
vs.
THOMAS E. PATTERSON, II
CORINNA R. BAILEY
AFFIDAVTT
I hereby certify that a true and correct copy of the Notice of Sheriff Sale in the above
captioned matter was sent by regular mail and certified mail, return receipt requested, to
THOMAS E. PATTERSON, II and CORlNNAR. BAILEY on April 17,2001 at 1402
BRADLEYDRNE, A/K/A 1402 BRADLEYDRNE, UNIT A-314, CARLISLE, PA 17013, in
accordance with the Order of Court dated April 11,2001 .
The undersigned understands that this statement is made subject to the penalties of 18 P A
C.S. s 4904 relating to unswom falsification to authorities.
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~FEDERMAN,ESQUIRE
Date: April 70. 7001
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TO:
7106 4575 1294 1904 2520
THOMAS E. PATT~RSON
1402 BRADLEY ::JRIVE, AlKlA 1402
BRADLEY DRIVE, lJ.NIT A-314
CARLISIE, PA 170:j
TO:
SENDER: LEO
REFERENCE: SALES
PS Form 3800 June 2000
RETURN Postage
RECEIPT Certified Fee
SERVICE Return Receipt Fee
Restricted Delivery
Total Postage & Fees
US Postal Service
Rec"eipt for"
Certified Mail
No Insurance Coverage Provide~
Do Not Use for International Mall
CORINNA R. BAILEY
1402 BRADLEY DRIVE, A/KIA 1402
BRADLEY DRIVE, UNIT A-314
CARLISLE, PA 17013
SENDER: LEO
REFERENCE: SALES
.34
1.50
1.90
0.00
,74
PS Form 3800 June 2000
RETURN Postage
RECEIPT Certified Fee
SERVICE
Return Receipt Fee
Restricted Delivery
Total Postage & Fees
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FEDERMAN AND PHELAN
By: FRAJiKFEDERMAN,ESQlmRE
IDENTIFICATION NO. 12248
ONE PENN CENTER AT SUBURBAN STATION,
SUITE 1400
PHILADELPHIA, PA 19103-1814
(71~) ~h1-7000
ATTORNEY FOR PLAINTIFF
C01JRT OF COMMON PLEAS
CIVIL DIVISION
KEYSTONE FINANCIAL MORTGAGE
CORPORATION
CUMBERLAND COUNTY
No.: 00-2757
!.
ftr!O!RMAN AND .. ...
ATTORNEY flU:~'
PLEASE RETURN
vs.
THOMAS E, PATTERSON, II
CORINNA R. BAILEY
AFFIDAVTT
I hereby certify that a true and correct copy of the Notice of Sheriff Sale in the above
captioned matter was sent by regular mail and certified mail, return receipt requested, to
THOMAS E, PATTERSON, II and CORINNA R. BAILEY on April 17,2001 at 1402
BRADLEY DRIVE, AlK/A 1402 BRADLEY DRIVE, UNlT A-314, CARLISLE, PA 17013, in
accordance with the Order of Court dated A prilll, 2001 .
The undersigned understands that this statement is made subject to the penalties of 18 P A
C,S. s 4904 relating to unsworn falsification to au~~orities.
~lv(\1 ~tLM1'tfLY1
~FEDERMAN,ESQlmRE
Date: April 70. 7001
JlEDERMANAtfl) PHe.,
AmtRNEY F.lE eopy
PLEASE RETURN
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PRAECIPE FOR WRIT OF EXECUTION - (MORTGAGE FORECLOSURE)
P.R.c'P.3180-3183
KEYSTONE FINANCIAL MORTGAGE
CORPORATION
CUMBERLAND COUNTY
Plaintiff,
v,
No, 00-2757
THOMAS E. PATTERSON, II
CORINNA R. BAILEY
I1efendant(s),
TO THE DIRECTOR OF THE OFFICE OF THE PROTHONOTARY:
Issue writ of execution in the above matter:
Amount Due
$35.543.19
Interest from 06/20/00 - 06/06/0 I
$2.049.84 and Costs
(per diem - $5,84)
$37.593.03 TOTAL
~~
FRANK FEDERMAN, ESQUIRE
ONE PENN CENTER at SUBURBAN STATION
SUITE 1400
PHILADELPHIA, PA 19103
Attorney for Plaintiff
Note: Please attach description of property. No.
1402.. i3m.ttI-el.( 1Jy:
{,iflA .4 - 3/4-
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DESCRIPTION
ALL THAT CERTAIN unit designated as No. C-2, being a unit in Pheasant Run Estates, a
Condominium, located in North Middleton Township, Cumberland County, Pennsylvania. which
unit is located on the Third Floor, Building I, as designated in the Declaration of Condominium
recorded September 24, 1980 in the Office of the Recorder of Deeds for Cumberland County in
Miscellaneous Book 258, Page 6, et seq., and which Declaration was amended by Amendment dated
November 14, 1985, and recorded December 23, 1985, in the hereinafter mentioned Recorder's
Office in Miscellaneous Record 312, Page 776, et seq., and was further amended by Amendment
dated November 14, 1985, and recorded December 23, 1985. in the hereinafter mentioned
Recorder's Office in Miscellaneous Record Book 312, page 783 et seq.. together with a Code of
Regulations for Pheasant Run Condominium Association dated September 17, 1980, and fecorded
September 24, 1980, in the hereinafter named Recorder's Office in Miscellaneous Record Book 258,
page 25 et seq., and together with plan recorded in the herein named Recorder's Office in Plan
Book 38, Page 112.
TOGETHER with all right, title and interest, being a .0059524% interest in and to the Common
Elements as more fully set forth in the aforesaid Declaration of Condominium and Declaration
Plans.
UNDER AND SUBJECT to all agreements, conditions, easements and restrictions of record and to
the provisions, easements, covenants and restrictions as contained in the Declaration of
Condominium, Code of Regulations and Declaration Plans.
Tax Parcel #29-17-1583-015B
TITLE TO SAID PREMISES IS VESTED IN Thomas E. Patterson II and Corinna R. Bailey by
Deed from Sean M. Dowd and Marjorie W. Dowd, his wife dated 2/14/1995 recorded 2/22/1995 in
Record Book 118 Page 861.
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KEYSTONE FINANCIAL MORTGAGE
CORPORATION
CUMBERLAND COUNTY
Plaintiff,
COURT OF COMMON PLEAS
v,
CIVIL DIVISION
THOMAS E. PATTERSON, II
CORINNA R. BAILEY
NO, 00-2757
Defendant(s),
AFFIDAVIT PURSUANT TO RULE 3129
(Affidavit No, I)
KEYSTONE FINANCIAL MORTGAGE CORPORATION, Plaintiff in the above action, by its
attorney, FRANK FEDERMAN, ESQUIRE, sets forth as of the date the Praecipe for the Writ of
Execution was filed the following information concerning the real property located at 1402 BRADLEY
DRIVE, AlK/A 1402 BRADLEY DRIVE, UNIT A-314, CARLISLE, FA 17013.
I. Name and address ofOwner(s) or reputed Owner(s):
NAME LAST KNOWN ADDRESS (If address canoot be
reasonably ascertained, please so indicate.)
THOMAS E.
PATTERSON, II
1402 BRADLEY DRIVE, AlK/A 1402
BRADLEY DRIVE, UNIT A-314
CARLISLE, PA 17013
CORINNA R. BAILEY
1402 BRADLEY DRIVE, ArKfA 1402
BRADLEY DRIVE, UNIT A-314
CARLISLE, P A 17013
2. Name and address ofDefendant(s) in the judgment:
NAME LAST KNOWN ADDRESS (If address canoot be
reasonably ascertained, please so indicate.)
Same as above
3. Name and address of every judgment creditor whose judgment is a record lien on the real
property to be sold:
NAME
LAST KNOWN ADDRESS (If address canoot be
reasonably ascertained, please so indicate.)
None
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4. Nanle and address ofthe last recorded holder of every mortgage of record:
NAME
LAST KNOWN ADDRESS (If address cannot be
reasonably ascertained, please so indicate.)
Members 1st Federal
Credit Union
5000 Louise Drive
P.O. Box 40
Mechanicsburg, P A 17055
5. N anle and address of every other person who has any record lien on the property:
NAME
LAST KNOWN ADDRESS (If address cannot be
reasonably ascertained, please so indicate.)
None
6, Name and address of every other person who has any record interest in the property and whose
interest may be affected by the sale:
NAME
LAST KNOWN ADDRESS (If address cannot be
reasonably ascertained, please so indicate.)
None
7. Nanle and address of every other person whom the plaintiff has knowledge who has any interest
in the property, which may be affected by the sale:
NAME
LAST KNOWN ADDRESS (If address cannot be
reasonably ascertained, please so indicate.)
Tenant/Occlllpant
1402 BRADLEY DRIVE, AlKlA 1402
BRADLEY DRIVE, UNIT A-314
CARLISLE, P A 17013
Domestic Relations of Cumberland
County
13 North Hanover Street
Carlisle, PA 17013
Commonwealth of Pennsylvania
Department of Welfare
PO Box 2675
Harrisburg, P A 171 05
Pheasant Run Properties
1824 Sterretts Gap Avenue
Carlisle, PA 17013-1249
I verify that the statements made in this affidavit are true and correct to the best of my personal
knowledge or information and belief. I understand that false statements herein are made subject to the
penalties ofl8 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities.
February 22.2001
DATE
~~~~
FRANK FEDERMAN, ESQUIRE
Attorney for Plaintiff
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'\ \J l:ho~nas Eugene Patterson, II
. ) Comma Renee Patterson
Debtor(s)
UNITED STATES BANKRUPTCY COURT FOR
THE MlDDLE DISTRICT OF PENNSYLVANIA
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Chapter No.7 cf ,~ F f\,' (G) IJ '-j:.,+
Bankruptcy ~O~::354~~:~'~rg;:~I')
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Keystone Financial Mortgage Corporation
Movant
Thomas ~:ugenePatterson, II
Curinna Renee Pattersoll
Respondant (s)
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AND NOW, this
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day of ~
, 2000, upon
consideration of the Motion for Relief and Motion for Default of Movant, Keystone Financial
Mortgage Corporation, it is hereby
ORDERED that the Order for Relief be entered by default with respect to premises at
1402 Bradley Drive, Carlisle, P A 170] 3 a/k/a 1402 Bradley Drive, A-314, Carlisle, PA 17013 to
allow the Movant to foreclose on its mortgage, which mortgage was recorded in Cumberland
County, in Mortgage Book 1252, Page 267, to allow the Movant to foreclose on its mortgage,
and allow the purchase of said premises at Sheriff's sale (or purchaser's assignee) to take any
legal action for enforcement of its right to possession of said premises.
By the Court:
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Robert 1. Woodside, Bankruptcy Judge
ce: Judith T. Romano, Esquire
One Penn Center at Suburban Station
t617 John F. Kennedy Blvd., Suite 1400
Philadelphia, PA 19103-1814
Thomas S. Diehl, Esquire
401 East Louther Street
Carlisle, PA 17013
Leon P. Haller, Esquire (Trustee)
1719 North Front Street
Harrisburg, PA 17102
Thomas Eugene Patterson, II
Corinna Renee Patterson
1402 Bradley Drive A-314
Carlisle, PA 17013
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FEDE~andPHELAN
By: FRANK FEDERMAN
Identification No. 12248
Suite 1400
One Penn Center at Snburban Station
Philadelphia, PA 19103
(215) 563-7000
ATTORNEY FOR PLAINTIFF
KEYSTONE FINANCIAL MORTGAGE
CORPORATION
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
Plaintiff,
v,
CIVIL DIVISION
THOMAS E, PATTERSON, II
CORINNA R. BAILEY
NO, 00-2757
Defendant(s),
CERTIFICATION
FRANK FEDERMAN, ESQUIRE, hereby verifies that he is attorney for the Plaintiff in
the above-captioned matter, and that the premises are not subject to the provisions of Act 91
because it is:
() an FHA mortgage
() non-owner occupied
() vacant
(X) Act 91 procedures have been fulfilled
This certification is made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn
falsification to authorities.
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FRANK FEDERMAN, ESQUIRE
Attorney for Plaintiff
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KEYSTONE FINANCIAL MORTGAGE
CORPORATION
CUMBERLAND COUNTY
Plaintiff,
No, 00-2757
v,
THOMAS E, PATTERSON, II
CORINNA R, BAILEY
Defendant(s),
February 22,2001
TO: THOMAS E. PATTERSON, II
CORINNA R. BAILEY
1402 BRADLEY DRNE, NK/A 1402 BRADLEY DRNE, UNIT A-314
CARLISLE, P A 17013
**THIS FIlUvl IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORi\1ATION
OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN
BANKRUPTCY AND THIS DEBT WAS NOT REAFFIRMED, THIS IS NOT AND SHOULD NOT BE CONSTRUED
TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY. **
Your house (real estate) at 1402 BRADLEY DRIVE, NK/A 1402 BRADLEY DRIVE. UNIT
A-314. CARLISLE. PA 17013, is scheduled to be sold at the Sheriffs Sale on JUNE 6, 2001 at 10:00
a.m. in the Cumberland County Courthouse, South Hanover Street, Carlisle, P A 17013, to enforce the
court judgment obtained by KEYSTONE FINANCIAL MORTGAGE CORPORATION (the
mortgagee) against you. If the Sheriffs sale is postponed, the property will be relisted for the
September 5.2001 Sheriffs Sale.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriffs Sale, you must take immediate action:
1. The sale will be cancelled if you pay to the mortgagee the back payments, late charges,
costs and reasonable attorney's fees due. To find out how much you must pay, you may
call: (215) 563-7000.
2. You may be able to stop the sale by filing a petition asking the Court to strike or open the
judgment, if the judgment was improperly entered. You may also ask the Court to
postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
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, You may need an attorney to assert your rights. The sooner you contact one, the more chance
you will have of stopping the sale. (See notice on page two on how to obtain an attorney.)
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER
RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
I. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may
find out the price bid by calling (215) 563-7000.
2. You may be able to petition the Court to set aside the sale if the bid price was grossly
inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To
find out ifthis has happened, you may call (717) 240-6390.
4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the
property as if the sale never happened.
5. You have the right to remain in the property until the full amount due is paid to the Sheriff
and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict
you.
6. You may be entitled to a share of the money which was paid for your house. A schedule of
distribution of the money bid for your house will be filed by the Sheriff within 30 days of the sale. This
schedule will state who will be receiving that money. The money will be paid out in accordance with
this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the
Sheriff within ten (10) days after the distribution is filed.
7 . You may also have other rights and defenses, or ways of getting your home back, if you act
immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE
A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED
BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY ATTORNEY REFERRAL
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA 17013
(717) 249-3166
(800) 990-9108
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DESCRIPTION
A.LL TH.-\ T CERTA.I)f unit designated as )fo. C-2. being a unit in Pheasant Run Estates, a
Condominium. located in )forth :Vliddleton Township, Cumberland County, Pennsylvania, which
unit is loc:lted on the Third Floor, Building I, as designated in the Declaration of Condominium
recorded September 2-+, 1980 in the Office of the Recorder of Deeds for Cumberland County in
Miscellaneous Book 258. Page 6. et seq.. and which Declaration was amended by Amendment dateLi
November 1-+, 1985, and recorded December 23, 1985. in the hereinafter mentioned Recorder's
Offic:: in :Vliscelbneous Record 312. Page 776. et seq.. and was further amended by .-\mendment
dated )fovember 1-1-, 1985, and recorded December 23, 1985, in the hereinafter mentioned
Recorder's Office in :-"liscellaneous Record Book 312, page iS3 et seq.. togerher wirh a Code of
Reguiarions for Pheasam Run Condominium ,-\ssociation dated Seprember 17, 1980. and recorded
Seprember 2-+. 1980. in rhe hereinafter named Recorder's Office in :Vliscellaneous Record Book 253.
page 25 et seq., and together with plan recorded in (he herein named Recorder's Office in Plan
Book 38. Page 112.
TOGETHER with all right. title and imeresr. being a .005952-1-~-; imerest in and to the Common
Elements as more fully set forth in [he aforesaid Declaration of Condominium and Declaration
Plans.
CNDER .-\)iD SCBJECT to all agreements. conditions, e:lsements and restrictions of record and [0
[he provisions, easements, covemnts amI resrrictions as contained in the Declar:ltion of
Condominium. Code of Regulations :lnd Declaration Plans.
Tax Parcel 429-17-1583-0 15B
TITLE TO SAID PREMISES IS VESTED IN Thomas E. Patterson II and Corinna R. Bailey by
Deed from Sean M. Dowd and Marjorie W. Dowd, his wife dated 2/141l995 recorded 2/22/1995 in
Record Book 118 Page 861.
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STATE OF PENNSYLVANIA,
COUNTY OF CUMBERLAND
} 55.
Robert P Ziegler
I, _____________________________________________________'________________________Ilecorderof
Deeds in and for said County and State do 'hereby certify that the Sheriff's Deed in which ________________
__~~~_e_~~!_p_~~~~3_~~_~~_~~~~J?_~_~~_~~:~~_~~~~______________________________________ ~ the grantee
the same having been sold to said grantee on the _____________<1.l;,h_______________________________ day of
___..!J;1!l_~________________________________ A, D., ; 200L___, under and by virtue of a wriL_____________
Execution ,
____________________________ -_________ -__ _______ ISSued on the ___ --_C>.th.______ __ ______ ____ __ _______
f March A D 2001 , .
day 0 __________________________ .., _____, out of the Court of Cornman Pleas of saId County as of
Civil
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Number ___~Z~L______, at the suit of ___~:.~~:~':~_!!_':~:~_a_~_~~_':.~~~.?_:_~.?_r:.~______________________
--_____________________________ __ __ against- _.:rJ!Q!!1.!tS__~_fJ!.1;t~.F_f!.Q!LJ)~._~__f.~! !~~~_~_.A l!!}_~:t_ is
duly recorded in Sheriff's Deed Book N!>. ____2.41-____, Page __'n!fL_____.
IN TESTIMONY WHEIlEOF, I have hereunto
set my hand and seal of said office th~ ____i3:.Lf.__ day
of ____________~----------- A. D., ;J.-D_~L
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Ilecordcr of Deeds
Retonler of Deeds, Cumberland County, Cartisle, PA
My Commission Expires the First Monday of Jan. 2002 .
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Keystone Financial Mortgage Corporation
VS
Thomas E. Patterson,II and
Corinna R. Bailey
In the Court of Common Pleas
Cumberland Connty, Pennsylvania
No. 2000-2757 Civil
Shannon Sunday, Deputy Sheriff, who being duly sworn according to law, says
on April 17, 2001 at 6:10 o'clock P.M. EDST, she posted a copy of Real Estate Writ
Notice Poster and Description on the property of Thomas E. Patterson II and Corimla R.
Bailey located at 1402 Bradley Drive Unit A-314 Carlisle, Cumberland County,
Pennsylvania, according to law.
Michael Barrick, Deputy Sheriff, who being duly sworn according to law, says on
April18, 2001 at 3:10 o'clock PM EDST, he served a true copy of Real Estate Writ
Notice Poster and Description in the above entitled action upon one of the within named
defendants to wit: Thomas E, Patterson, II, by making known unto Larry Dale Flora,
adult in charge, at 211 Red Tank Road Boiling Springs, Cumberland County,
Pennsylvania, its contents and at the same time handing to him personally the said true
and attested copies of the same.
Michael Barrick, Deputy Sheriff, who being duly sworn according to law, says on
April 18, 2001 at 3:10 o'clock PM EDST, he served a true copy of Real Estate Writ.
Notice Poster and Description in the above entitled action upon one of the within muned
defendants to wit: Corinna R. Bailey, by making known unto Larry Dale Flora, adult in
charge, at 211 Red Tank Road Boiling Springs, Cumberland County, Pennsylvania, its
contents and at the same time handing to him personally the said true and attested copies
of the same.
R. Thomas Kline, Sheriff, who being duly sworn according to law, says that he
served the above Real Estate Writ Notice Poster and Description in the following
manner: The Sheriff mailed a pendency of the action to one of the within named
defendants to wit: Thomas E. Patterson by regular mail to his last known address, 211
Red Tank Rd. Boiling Springs, P A. This letter was mailed under the date of April 19,
200 I and never returned to the Sheriff's Office.
R. Thomas Kline, Sheriff, who being duly sworn according to law, says that he
served the above Real Estate Writ Notice Poster and Description in the following
manner: The Sheriff mailed a pendency of the action to one of the within named
defendants to wit: Corimla R. Bailey by regular mail to her last known address, 211 Red
Tank Rd, Boiling Springs, PA. This letter was mailed under the date of April 19, 2001
and never returned to the Sheriff's Office.
R, Thomas Kline, Sheriff, who being duly sworn according to law, says that after
due and legal notice had been given according to law, exposed the within described
premises at public venue or outcry at the Court House, Carlisle, Cumberland County,
Pennsylvania, on June 6, 2001 at 10:00 o'clock A.M" EDST. He sold the same for the
sum of $40,000,00 to Attorney Dale Shughart for Federal National Mortgage
Association, it being the highest bid and the best price received for the same, Federal
National Mortgage Association of 1900 Market St., Suite 800, Philadelphia, PA 19103,
being the buyer in this execution, paid SheriffR. Thomas Kline the sum of$I,848.12, it
being sheriff s costs.
Sworn and subscribed to before me
This ~o ..j;-day of G4
2001, A.D. ~ (l '1-VI,pi,^",(~
Pro otary
Sheriff's Costs:
Docketing
Poundage
Posting Bills
Advertising
Acknowledging Deed
Auctioneer
County
Mileage
Certified Mail
Levy
Surcharge
Legal Search
Law Journal
Patriot News
Share of Bills
Distribution of Proceeds
Sheriff s Deed
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30.00
800.00
15.00
15.00
30.00
10.00
1.00
7.44
1.39
15.00
30.00
200.00
353,75
262.95
25,09
25.00
26.50
$1848.12 Paid by Attorney Frank Federman
7-06-01
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SCHEDULE OF DISTRIBUTION
SALE NO. 14
Writ No. 2000-2757 Civil
Keystone Financial Mortgage Corporation
VS
Thomas E. Patterson, II
Corinna R. Bailey
1402 Bradley Drive, a/k/a
1402 Bradley Drive, Unit A-314
Carlisle, PA 17013
Sale Date - June 6, 2001
Buyer - Federal National Mortgage Association
Bid Price - $40,000,00
Real Debt
Interest from 6/20/00 - 6/06/0 I
(per diem - $5.84)
Writ Costs
Total
DISTRIBUTION
Total Collected
Sheriff's Costs
Legal Search
Total
Refund of Advance Costs
Date Filed - July 6, 2001
$35,543.19
2,049.84
272.76
$37,865.79
$ 1,848.12
1,648.12
200.00
$ 0.00
$1000.00
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R. Thomas Kline, Sheriff
BY-flO~ J~'Vu<C~
R al Estate Deputy
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TITLE REPORT
THE PREMISES ENDORSED HEREON ARE SUBJECT TO THE FOLLOWING
ITEMS, WmCH WILL BE EXCEPTED IN THE POLICY UNLESS SATISFACTORY
EVIDENCE PERMITTING THEIR REMOVAL IS PRODUCED.
SHERIFF SALE NO. 14
Held Wednesday, June 6, 2001
Date: June 6, 2001
TAXES: Receipts for all taxes for the years 1998 to 2000 inclusive, Taxes for the current year
2001.
WATER RENT:
SEWER RENT
Company assumes no liability for private supply of water or sewer,
Receipts to be produced if services are lienable.
MECHANICS' AND Possible unfiled Mechanics Liens and Municipal Claims.
MUNICIPAL CLAIMS
MORTGAGES: Listed Under Other Exceptions Below,
JUDGMENTS: Listed Under Other Exceptions Below.
INSTRUMENTS TO BE PRODUCED: Deed from Cumberland County Sheriff to
dated , 2001, and recorded
, 2001, in Cumberland County Deed Book , Page
RECITAL: BEING the same premises which Sean M. Down MaIjorie W. Dowd, his wife by
Deed dated February 14, 1995, recorded February 22,1995 in the Office of the Recorder of Deeds
in and for Cumberland County in Carlisle, Pennsylvania in Deed Book 118, Page 861 granted and
conveyed to Thomas E, Pheterson, II and Corinna R. Bailey,
OTHER EXCEPTIONS:
I. The identity and legal competency of parties at the closing of this title should be
established to the satisfaction of the closing attomey acting for this Company.
2. Rights or claims of parties in possession, if any, other than the owner.
3, Unrecorded easements, discrepancies or conflicts in boundary lines, shortage in area and
encroachments which an accurate and complete survey would disclose,
4. Payment of State and local Real Estate Transfer Taxes, if required.
5, Public and private rights in the roadbed of 74 foot roadway known as Bradley Drive and
adjacent parking area,
6. Conditions, covenants, easements and restrictions shown on or set forth on in the
Declaration of Condominium for Pheasant Run Condominium dated September 17,
1980 and recorded September 24, 1980 in Miscellaneous Record Book 258, Page 6, as
amended by amendment dated November 14, 1985, recorded December 23, 1985 in
Miscellaneous Record Book 312, Page 776 and as further amended by amendment dated
November 14, 1985 recorded December 23, 1985 in Miscellaneous Record Book 312,
Page 783, and as further amended by amendment dated October 20, 1999 and recorded
December 20, 1999 in Miscellaneous Record Book 633, Page 1006 and as shown on the
--.......
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Plans recorded in Plan Book 29, Page 7 and Plan Book 38, Page 112,
7. Building and use conditions, easements and restrictions as set forth in the code of
regulations for Pheasant Run Condominium Association dated September 17, 1980 and
recorded September 24, 1980 in Miscellaneous Record Book 258, Page 25,
8. Mortgage in the amount of $33,000.00 given by Thomas E, Pheterson II and Corinna R.
Bailey to Keystone Financial Mortgage Corporation dated February 17, 2000 and
recorded February 22, 2000 in Mortgage Book 1252, Page 267.
Complaint in Mortgage Foreclosure filed by Keystone Financial Mortgage Corporation
as Plaintiff against Thomas E. Pheterson, II and Corinna R. Bailey in the Office of the
Prothonatary of Cumberland County to file no, 2000-2757. Judgment entered June 21,
2000 in the amount of $35,543.19.
9. Mortgage in the amount of $10,000,00 securing future advances given by Thomas E.
Pheterson, II and Corinna R. Bailey now by marriage, Corinna R. Pheterson to Members
First Federal Credit Union dated March 21, 1998 and recorded March 26, 1998 in
Mortgage Book 1440, Page 681.
10. Mortgage in the amount of $14,000.00 given by Thomas E. Pheterson, II and Corinna R.
Bailey, now by marriage Corinna R. Pheterson to Members First Federal Credit Union
dated March 21, 1998 recorded March 26, 1998 in Mortgage Book 1440, Page 683.
11. Judgment in the amount of $2,06.85 entered by American General Consumer Discount
Company as Plaintiff against Thomas E, Pheterson, II as Defendant on July 6, 2000,
12. Judgment in the amount of $260.57 entered by Pheasant Run Condominium Association
as Plaintiff against Thomas E. Pheterson, II as Defendant on August 23, 2000.
13, Rights granted by Metlanco, Inc. to United Telephone Company of Pennsylvania for
buried facilities by instrument dated April 6, 1973 recorded June 29, 1973 in
Miscellaneous Record Book 204, Page 703.
14, Rights granted by Metlanco, Inc. to United Telephone Company of Pennsylvania for
buried facilities by instrument dated December 13, 1976 and recorded July 18, 1977 in
Miscellaneous Record Book 229, Page 638.
15. Rights granted by Carlisle Apartments, Limited Partnership to United telephone
Company of Pennsylvania by instrument dated December 13, 1976 recorded July 18,
1977 in Miscellaneous Record Book 229, Page 649,
16. Satisfactory evidence to be produced that proper notice was given to the holders of al
liens and encumbrances intended to be divested by subject Sheriff Sale.
17, Real estate taxes accruing on and after July 1,2001, not yet due and payable,
It is to be noted that no search of Domestic Relations Records has been made to
determine support arrearages regarding House Bill 1412, Act 58 of 1997, nor has any
search been made for environmental liens in Federal . 'ct Cou t.'" -L1
Robert G. Frey, Agent
Note: This Title Report shall not be valid or
until countersigned by an authorized signato
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REAL ESTATE SALE NO, 14
Writ No. 2000-2757 Clvtl
Keystone Financial
Mortgage Corporation
vs.
Thomas E. Patterson. II and
. Corinna. R Bailey
Atty.: Frank Federman
DESCRIPTION
ALL TIiAT CERTAIN unit desig-
nated as No. C-2. being a unit in
Pheasant Run Estates, a Condo-
minium. located in North Middleton
Township, Cumberland County,
Pennsylvania, wbtch unit is located
on the Third Floor. Building I, as
designated in the Declaration of
Condominium recorded September
24, 1980 In the Office of the Re-
corder of Deeds for Cumberland
County in Miscellaneous Book 258.
Page 6, et seq.. and which Declara-
tion was amended by Amendment
dated November 14, 1985, and re-
corded December 23. 1985, in the
hereinafter mentioned Recorder's
Office in Miscellaneous Record 312,
Page 776, et seq.. and was further
amended by Amendment dated No-
vember 14, 1985, and recorded De-
cember 23, 1985. In the hereinaf-
ter mentioned Recorder's Office in
Miscellaneous Record Book 312.
page 783 et seq.. together with a Code
ofReguIatlons for Pheasant Run Con-
dom1n1um Association dated Septem-
ber 17, 1980, and recorded Septem-
ber 24, 1980. in the hereinafter
named Recorder's Office in Miscel-
laneous Record Book 258. page 25
et seq., and together with plan re-
corded in the herein named Record-
er's Office In Plan Book 38, Page
112.
TOGETHER wtth all right, title
and Interest, being a .0059524%
interest in and to the Common Ele-
ments as more fully set forth -in the
aforesaid Declaration of Condo-
minium and Declaration Plans.
UNDER AND SUBJECT to all
agreements. conditions, easements
and restrictions of record and to the
provisions, easements. covenants
and restrictions as contained in the
Declaration of Condominium. Code
of Regulations and Declaration
Plans.
T"'!' Parcel #29-17-1583-015B
TITLE TO SAID PREMISES IS
VESTED IN Thomas E. Patterson II
and Corinna R Bailey by Deed from
Sean M. Dowd and Marjorie W.
Dowd. his wife dated 2/14/1995
recorded 2/22/1995 In Record Book
118 Page 861.
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KEYSTONE FINAi\iCIAL MORTGAGE
CORPORATION
CUMBERLAND COI'NTY
Plaintiff,
COURT OF CO:VIMON PLEAS
v.
CIVIL DlVISIO:\'
THOMAS E. PATTERSON, II
CORINNA R. BAILEY
NO. 00-2757
Defendant(s).
AFFlDA VIT PURSUANT TO RULE 3129
(Affidavit :-Jo. I)
KEYSTONE FINANCIAL MORTGAGE CORPORATION, Plaintiff in the above action, by its
attorney, FRANK FEDERMAN, ESQUIRE, sets forth as of the date the Praecipe for the Writ of
Execution was filed the following information concerning the real property located at 1402 BRADLEY
DRIVE, AlK/A 1402 BRADLEY DRIVE, UNIT A-314 , CARLISLE, PA 17013.
1. Name and address ofOwner(s) or reputed Owner(s):
NAl'vlE
LAST KNOWN ADDRESS (If address cannot be
reasonably ascertained, please so indicate.)
THOMAS E.
PATTERSON, II
1402 BRADLEY DRIVE, AlK/A 1402
BRADLEY DRIVE, UNIT A-314
CARLISLE, P A 17013
CORINNA R. BAILEY
1402 BR.ADLEY DRIVE, AlK/A 1402
BRADLEY DRIVE, UNIT A-314
CARLISLE, P A 17013
2. Name and address of Defendant(s) in the judgment:
NA.JvIE
LAST KJ'iOWN ADDRESS (If address carmot be
reasonably ascertained, please so indicate.)
Same as above
3. Name and address of every judgment creditor whose judgment is a record lien on the real
property to be sold:
NAME LAST KNOWN ADDRESS (If address cannot be
reasonably ascertained, please so indicate.)
None
ltt.
~'~;c;
,
4.
Name and address of the last recorded holder of every mortgage ofrecord:
NAME
LAST KJ'iO\VN ADDRESS (If address cannot be
reasonably ascertained, please so indicate.)
Members 1st Federal
Credit Union
5000 Louise Drive
P.O. Box 40
Mechanicsburg, P A 17055
5. Name and address of every other person who has any record lien on the property:
NAME
LAST KNOWN ADDRESS (If address cannot be
reasonably ascertained, please so indicate.)
None
6. Name and address of every other person who has any record interest in the property and whose
interest may be affected by the sale:
NAME
LAST KNOWN ADDRESS (If address cannot be
reasonably ascertained, please so indicate.)
None
7. Name and address of every other person whom the plaintiff has knowledge who has any interest
in the property, which may be affected by the sale:
NAME
LAST KJ'iOWN ADDRESS (If address cannot be
reasonably ascertained, please so indicate.)
Tenant/Occupant
1402 BRADLEY DRIVE, A/KIA 1402
BRADLEY DRIVE, UNIT A-314
CARLISLE, PA 17013
Domestic Relations of Cumberland
County
13 North Hanover Street
Carlisle, P A 17013
Commonwealth of Pennsylvania
Department of Welfare
PO Box 2675
Harrisburg, PA 17105
Pheasant Run Properties
1824 Sterretts Gap Avenue
Carlisle, PA 17013-1249
I verify that the statements made in this affidavit are true and correct to the best of my personal
knowledae or information and belief. I understand that false statements herein are made subject to the
'"
penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities.
;%~A-fI!(rtVL--
FRANK FEDERMAN, ESQUIRE
Attorney for Plaintiff
Febmarv 22.2001
DATE
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. "KEYSTONE FINANCIAL MORTGAGE
CORPORATION
CUMBERLAND COUNTY
Plaintiff,
No. 00-2757
v.
THOMAS E. PATTERSON, II
CORINNA R. BAILEY
Defendant(s).
Febmary 22,2001
TO: THOMAS E. PATTERSON, II
CORINNA R. BAILEY
1402 BRADLEY DRIVE, AlK/A 1402 BRADLEY DRIVE, UNIT A-314
CARLISLE, P A 17013
**THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION
OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN
BANKRUPTCY AND THIS DEBT WAS NOT REAFFIRMED, THIS IS NOT AND SHOULD NOT BE CONSTRUED
TO BEAN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY."
Your house (real estate) at 1402 BRADLEY DRIVE, AlK/A 1402 BRADLEY DRIVE, UNIT
A-314 , CARLISLE, PA 17013, is scheduled to be sold at the Sheriffs Sale on JUNE 6,2001 at 10:00
a.m. in the Cumberland County Courthouse, South Hanover Street, Carlisle, P A 17013, to enforce the
court judgment obtained by KEYSTONE FINANCIAL MORTGAGE CORPORATION (the
mortgagee) against you. If the Sheriffs sale is postponed, the property will be relisted for the
September 5,2001 Sheriffs Sale.
NOTICE OF OWNER'S RIGHTS
YOU MAYBE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriffs Sale, you must take immediate action:
I. The sale will be cancelled if you pay to the mortgagee the back payments, late charges,
costs and reasonable attorney's fees due. To find out how much you must pay, you may
call: (215) 563-7000.
2. You may be able to stop the sale by filing a petition asking the Court to strike or open the
judgment, if the judgment was improperly entered. You may also ask the Court to
postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
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, . You may need an attorney to assert your rights. Th,e sooner you contact one, the more chance
'ou will have of stopping t11e sale. (See notice on page two on how to obtain an attorney.) .
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER
RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may
find out the price bid by calling (215) 563-7000.
2. You may be able to petition the Court to set aside the sale if the bid price was grossly
inadequate compared to the value of your property.
3. The S,lle will go through only if the buyer pays the Sheriff the full amount due in the sale. To
find out if this has happened, youlllay call (717) 240-6390.
4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the
property as if the sale never happened.
5. You have the right to remain in the property until the filll amount due is paid to the Sheriff
and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict
you.
6. You may be entitled to a share of the money which was paid for your house. A schedule of
distribution of the money bid for your house will be filed by the Sheriff within 30 days of the sale. This
schedule will state who will be receiving that money. The money will be paid out in accordance with
this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the
Sheriff within ten (10) days after the distribution is filed.
7. You may also have other rights and defenses, or ways of getting your home back, if you act
immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE
A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED
BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY ATTORNEY REFERRAL
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA 17013
(717) 249-3166
(800) 990-9108
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DESCRIPTION
ALL TK~ T CERT.~I~ unit designated as ~o. C-2. being 3. unit in Phe3.sant Run Estates, a
Condominium. 10c3.ted in ~onh :VliddleEOn Township, Cumberland County. Pennsylvania. which
unit is \oc:lted on the Third Floor. Building I. as designated in the Declaration of Condominium
recorded September 2-+, \980 in the Office of the Recordet of Deeds for Cumberland County in
:VIisceU::meous Book 258. P3.ge 6. et seq.. and which Declaration was amended by Amendmem dated
~o\ember 1-+. 1985. and recorded December 23. 1985. in the hereinafter mentioned Recorder's
Office in \liscellaneous Record 3[2. P3.ge 776. et seq.. and was funher amended by .\rnendmem
dated ~ovember 1-1.. 1985. and recorded December 23. 1985. in the hereinafter mentiorred
Recorder's Office in ';Iiscellaneous Record Book 3l2, page 783 et seq.. tOgether with 3. Code of
Regulations for Pheasant Run Condominium .\ssociation dated September 17. 1980. and recorded
September 2-+. 1980. in the hereinati:er named Recorder's Office in \liscellaneous Re'~ord Book 258.
page 25 et seq.. and EOgether with plan recorded in rheherein named Recorder's Office in Plan
Book 38. P3.ge 112.
TOGETHER with all right. title 3.nd interes!. being 3. .005952-!:: interesr in 3.nd to the Common
Elements as more fully set fonh in [he aforesaid Declaration of Condominium and Dec!:J.r:ltIon
Plans.
CNDER -\:-JD SCBJECT EO 3.11 3.!!reemenrs. condirions. easements and restrictions of record 3.nd EO
. -
the provisions, easements. covenanrs 3.TILl restrictions as ~onrained in the Declaration of
Condominium, Code of Regulations 3.nd Declar3.tiorr Plans.
Tax P~rce! 429-l7 -1583-0 15B
TITLE TO SAID PREMISES IS VESTED IN Thomas E. Patterson II and Corinna R. Bailey by
Deed from Sean :VL Dowd 3.nd \[arjorie w. Dowd. his wife dated 2/1-!il995 recorded 2/2211995 in
Record Book 118 P~ge 86!.
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. . . '.. ., WFU19~i'rilI.lT~?N and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA). .... ,1. NO. 00-2757 CIVIL fe{ TERM
COUNTY OF CUMBERLAND) CIVIL ACTION - LAW
TO THE SHERIFF OF rllmhPrl F!nil
COUNTY:
To satisfy the debt, interest and costs due Kpy",tnnp Finnn"ial Mnrtgage
PLAINTIFF(S)
from Thanas E. Patterson, II Corinna R. Bailey 1402 Bradley Drive Unit A-314
Carlisle, Pa. 17013
DEFENDANT(S)
(1) You are directed to levy upon the property of the defendant(s) and to sell
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of
GARNISHEE(S) as follows:
I
and to notWy thegarnishee(s) that: (a) an allachment has been issued; (b) the garnishee(s) is/are enjoIned from paying any
debt to or for the account of the defendant(s) and from delivering any property of the defendant(s) or otherwise disposing
thereof:
(3) If property oflhe defendant(s) not levied upon an subjecllo attachment is found in the possession of anyone other
than a named garnishee, you are directed to notny hirn/herthat he/she has been added as agamishee and is enjoined as above
stated.
L.L.
Due Prothy 1 00
Other Costs
Amount Due 515.543.19
From 6j20jOO-6j06j01(per diem-$5,84)
Interest 7. n4Q Rd
AllY's Comm %
Atty Paid
Plaintiff Paid
272.76
Date: March 6, 2001
Curtis R. Long
Prothonotary, Civil Division
by: Y'r 0, ""rru.f.l ,~
Deputy
REQUESTING PARTY:
Name Frank FedeITIlan Esquire
. d One Penn Center at Suburban Station
Ad ress: S'lit€l pnn .
Philadelphia, Pa 1910]
Allorneyfor: Plaintiff
Telephone: 215-563-7000
Supreme Court ID No. 12248
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Interest In the real property situated in-"'?"..,.;/14;~'4,--r"!-'f1
C1Jmbetland County, Pa., !/..
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THE PATRIOT NEWS
THE SUNDAY PATRIOT NEWS
Proof of Publication
Under Act No. 587, Approved May 16, 1929
Commonwealth of Pennsylvania, County of Dauphin} ss
James L. Clark being duly sworn according to law, deposes and says:
That he is the Acounts Receivable Manager of The Patriot News Co., a corporation organized and existing
under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818
Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The
Patriot-News and The Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818
Market Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were
established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published
ever since;
That the printed notice or publication which is securely attached hereto is exactly as printed and published in
their regular daily and/or Sunday/ Metro editions which appeared on the 24th day(s) of April and the 1 st and 8th
day(s) of May 2001. That neither he nor said Company Is interested in the subject matter of said printed notice or
advertising, and that all of the allegations of this statement as to the time, place and character of publication are
true; and
That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this
statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and
adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in
:,:,~:~:~:,"g 01 Do~, '0 OM ''''.'C,":O'~5&O['=O"'',"'.~mm
COpy Sworn to and s' . 21st d of M 2001 A.D.
S ALE #14 Nolana! Seal
Teny L. Russell. Notary Pu .
Hamsburg. Deuphln Coun
My Commlsslon Expires June 6. N TARY PUBLIC
Member, PennsylVenia Association of ~i~~mmission expires June 6, 2002
.
CUMBERLAND COUNTY SHERIFFS OFFICE
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA. 17013
Statement of Advertising Costs
To THE PATRIOT-NEWS CO., Dr.
For publishing the notice or publication attached
hereto on the above stated dates $
Probating same Notary Fee(s) $
Total $
261.45
1.50
262.95
Publisher's Receipt for Advertising Cost
The Patriot News Co., publisher of The Patriot-News and The Sundav Patriot-News, newspapers of general
circulation, hereby acknowledge receipt of the aforesaid notice and publication costs and certifies that the same have
been duly paid.
By....................................................................
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REAL ESTA'llE, SALE N6. 14
Wrtt No. 2000-2757 Civil
Keystone Financial
Mortgage Corporation
'11
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II
II
II
:1
II
II
11
II
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II
,
I
vs.
Thomas E. Patterson. II and
Corinna R. Bailey
Atiy.: Frank Federman
DESCRIPTION
ALL TIiAT CERTAIN unit deSig-
nated as No. C-2, being a unit in
Pheasant Run Estates, a Condo-
minium, located in North Middleton
Township," Cumberland County,
Pennsylvania, which unit is located
on the Third Floor, Building I. as
designated in the Declaration of
Condominium recorded September
24. 1980 In the Office of the Re-
corder of Deeds for Cumberland
County In Miscellaneous Book 258.
Page 6, et seq.. and which Declara-
tion was amended by Am,endment
dated November 14. 1985. and re-
corded December 23, 1985, in the
hereinafter mentioned Recorder's
OffIce in Miscellaneous Record 312,
Page 776, et seq.. and was further
amended by Amendment dated No-
vember 14, 1985, and recorded De-
cember 23, 1985, in the hereinaf-
ter mentioned Recorder's Office in
Miscellaneous Record Book 312,
page 783 et seq., together with a Code i
of Regulations -for Pheasant Run Con-
domlnlumAssoclatian dated Septem-
ber 17, 1980, and recorded Septem-
ber 24, 1980, in the hereinafter
named Recorder's Office in Miscel-
laneous Record Book 258. page 25
et seq.. and together with plan re-
corded in the herein named Record-
er's Office In Plan Book 38. Page
112.
TOGETHER with all right. title
and interest, being a .0059524%
interest in and to the Conunon Ele-
ments as more fully set forth in the
aforesaid Declaration of Condo-
minium and Declaration Plans.
UNDER AND SUBJECT to all
agreements, conditions, easements
and restrictions of record and to the
provisions, easements, covenants
and restrictions as contained in the
Declaration of Condominium, Code
of Regulations and Declaration
Plans.
Tax Parcel #29-17-1583-015B
TITLE TO SAID PREMISES IS
VESTED IN Thomas E. Patterson II
and Cortnna R. Bailey by Deed from
Sean M. Dowd and Marjorie W.
Dowd. his wife dated 2/14/1995
recorded 2/22/1995 In Record Book
118 Page 861.
. .
PROOF OF PUBLICATION OF NOTICE
IN CUMBERLAND LAW JOURNAL
(Under Act No. 587, approved May 16,1929), P. L.1784
STATEOFPENNSYLVANIA :
ss.
COUNTY OF CUMBERLAND :
Roger M. Morgenthal, Esquire, Editor of the Cumberland Law Journal, of the County
and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland
Law Journal, a legal periodical published in the Borough of Carlisle in the County and State
aforesaid, was established January 2, 1952, and designated by the local courts as the official legal
periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly
issued weekly in the said County, and that the printed notice or publication attached hereto is
exactly the same as was printed in the regular editions and issues ofthe said Cumberland Law
Journal on the following dates,
VIZ:
APRIL 27, MAY 4,11, 2001
Affiant further deposes that he is authorized to verify this statement by the Cumberland
Law Journal, a legal periodical of general circulation, and that he is not interested in the subject
matter of the aforesaid notice or advertisement, and that all allegations in the foregoing
statements as to time, place and character of publication are true.
~"Edil""
SWORN TO AND SUBSCRIBED before me this
11 day of MAY, 2001
. N. .. .
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. CIiIIiiIe,IIonl. . Co\IIi\Y .
MyColilli IIllan ElqliresMarchS; 2005
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FEDERMAN AND PHELAN
By: FRANK FEDERMAN, ESQUIRE
IDENTIFICATION NO. 12248 ATTORNEY FOR PLAINTIFF
ONE PENN CENTER AT SUBURBAN STATION,
SUITE 1400
PHILADELPHIA, PA 19103-1814
(215) 563-7000
COURT OF COMMON PLEAS
CNIL DNISION
KEYSTONE FINANCIAL MORTGAGE
CORPORATION
CUMBERLAND COUNTY
No.: 00-2757
vs.
THOMAS E. PATTERSON, II
CORINNA R. BAILEY
ORDER
AND NOW, this (/" day of
11-.,,,"
,
,2000, upon consideration of Plaintiffs
Motion and the Affidavit of Good Faith Investigation attached thereto, it is hereby ORDERED
that Plaintiff may obtain service of the Notice of Sale on the above captioned Defendant(s),
THOMAS E. PATTERSON, II and CORINNA R. BAILEY, by mailing a true and correct copy
of the Notice of Sale by certified mail and regular mail to Defendant's last known address and the
mortgaged premises.
Service of the aforementioned mailings is effective upon the date of mailing and is to be
done by Plaintiffs attorney, who will file with the Prothonotary's Office an Affidavit of service.
BY THE COURT: (
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FEDERMAN AND PHELAN
By: FRANK FEDERMAN, ESQUIRE
IDENTIFICATION NO. 12248 ATTORNEY FOR PLAINTIFF
ONE PENN CENTER AT SUBURBAN STATION,
SUITE 1400
PHILADELPHIA, PA 19103-1814
(215) 563-7000
COURT OF COMMON PLEAS
CNIL DNISION
KEYSTONE FINANCIAL MORTGAGE
CORPORATION
CUMBERLAND COUNTY
No.: 00-2757
vs.
THOMAS E. PATTERSON, II
CORINNA R. BAILEY
MOTION FOR SERVICE PURSUANT TO
SPECIAL ORDER OF COURT
Plaintiff, by its counsel, Frank Federman, Esquire, moves this Honorable Court for an
Order directing service of the Notice of Sale upon the above captioned Defendant(s) by certified
mail and regular mail to Defendant's last known address.
1. Attempts to serve Defendant with Notice of Sale have been unsuccessful, as indicated
by the Affidavit of Service attached hereto as Exhibit "A."
2. Pursuant to Pennsylvania Rule of Civil Procedure 430, Plaintiff has made a good faith
effort to locate the Defendant. An Affidavit of Good Faith Investigation setting forth the specific
inquiries made and the results therefrom is attached hereto as Exhibit "B."
WHEREFORE, Plaintiff respectfully requests this Honorable Court enter an Order
pursuant to Pennsylvania Rule of Civil Procedure 430 directing service ofthe Notice of Sale by
certified mail and regular mail to Defendant's last known address.
1~1~
FRANK FEDERMAN, ESQUIRE
ATTORNEY FOR PLAINTIFF
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AFFIDAVIT OF SERVICE
PLAINTIFF
KEYSTONE FINANCIAL MORTGAGE
CORPORATION
CUMBERLk'm COUNTY
No.00-2757
DEFENDANT(S}
THOMAS E. PATTERSON, II
CORINNA R. BAILEY
Type of Action
- Notice of Sheriffs Sale
SERVE AT
1402 BRADLEY DRIVE, A/K/A 1402 BRADLEY
DRIVE, UNIT A-314
CARLISLE, PA 17013
Sale Date: JIJ~E 6, 2001
SERVED
Served and made known to
, Defendant, on the
day of
,200_,
at
, o'clock _.m., at
, Commonwealth
of Pennsylvania, in the manner described below:
Defendant personally served.
Adult family member with whom Defendant(s) residers). Relationship is
Adult in charge ofDefendant(s)'s residence who refused to give name or relationship.
Manager/Clerk of place oflodging in which Defendant(s) reside(s).
Agent or person in charge ofDefendant(s)'s office or usual place of business.
an officer of said Defendant(s)'s company.
Other:
Description:
Age_
Height _ Weight_ Race
Sex
Other
!, , a competent adult, being duly sworn according to law, depose and state that 1 personally handed
a true and correct copy ofthe Notice of Sheriffs Sale in the manner as set forth herein, issued in the captioned case on the date and at
the address indicated above.
Sworn to and subscribed
before me this _ day
of , 200_.
Notary:
By:
NOT SERVED
On the \~"''c\ day of XY\lN' J.r, ,200.1., at a,,'.\":,
o'clock\L'm., Defendant NOT FOUND because:
Vacant +0 t?o'o ''w.a s: ,...w.~ ' PFI dIU.....
<tl.......+ 8 ""'_~s ~o
~ Moved Unknown No Answer
Other:
Sworn to and subscribed
before me this .IJ!:!::. day
of /Y),qplA ,200 L
Not3ry~iO~
Attornev for Plaintiff
Frank Federman, Esquire -1.D. No. 12248
One Penn Center Suburban Station, Suite 1400
Philadelphia, PA 19103
(215) 563-7000
BY:~~{),LJ~
Notarial Saal
Samara D. Barnhart, Notary Public
Green Twp., Franklin COunty
My CommissIOn Expires Oct. 9. 2004
Mamber, PennsylvaniaAssociatlcnclNolarles
E){HlB\T A
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AFFIDA VlT OF SERVICE
PLAINTIFF
KEYSTONE FINAi'lCIAL MORTGAGE
CORPORATION
CUMBERLAi'lD COUNTY
No.00-2757
DEFENDANT(S)
THOMAS E. PATTERSON, II
CORINNA R. BAILEY
Type of Action
- i'iotice of Sheriff's Sale
SERVE AT
1402 BRADLEY DRIVE, AlKJA 1402 BRADLEY
DRIVE, UNIT A-314
CARLISLE, PA 17013
Sale Date: JUNE 6, 2001
SERVED
Served and made known to
, Defendant, on the
day of
,200_,
ai
, o'clock _.m., at
, Corrmionwealrh
of Pennsylvania, in the manner described below:
Defendant personally served.
Adult family member with whom Defendant(s) residers). Relationship is
Adult in charge ofDefendant(s)'s residence who refused to give name or relationship.
Manager/Clerk of place oflodging in which Defendant(s) reside(s).
Agent or person in charge of Defendant(s)'s office' or usual place of business.
an officer of said Defendant(s)'s company.
Other:
Description:
Age_
Height_ Weight_ Race
Sex
Other
I, , a competent adult, being duly sworn according to law, depose and state that I personally handed
a true and correct copy of the Notice of Sheriff's Sale in the manner as set forth herein, issued in the captioned case on the date and at
the address indicated above.
S worn to and subscribed
before me this _ day
of . 200_.
Notary:
By:
NOT SERVED
Onthe \(1"'''''' dayof ~c.>v--
, 200..L. at ). '"C; o'clock L.m., Defendant l'I'OT FOUND because:
-K- Moved
Unknown
No Answer
Vacant
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cu...n+ 8 1M ~%S "'-~
Other:
Sworn to and subs,,&bed
bdore me this ~ day
of /}1lJRcH . 200 L
Notary~~
Attornev for ptaintiff
Frank Federman, Esquire - I.D. No. 12248
One Penn Center Snburban Station, Suite 1400
Philadelphia, PA 19103
(215) 563-7000
By:'toJL>0, W~
Notanal Seal
Barbara D. Barnhart, Notary Public
Green lWp., Franklin COunty
My CommissIOn expires Oct. 9, 2004
Member, f'ennsy\vsnlaAssoclstlonofNolaJtes
EXHIBIT A
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EKL DATA, INC.
AFFIDAVIT OF GOOD FAITH INVESTIGATION
Loan Number:
File Number:
Attorney Firm:
Federman & Phelan
Subject:
Thomas E. Patterson, II
Corinna R. Bailey
Property Address:
1402 Bradley Drive a/k1a 1402 Bradley Drive Unit A
Carlisle, P A 17013
Last Known Address:
1402 Bradley Drive
Carlisle, P A 17013.
Current Address: .
1402 Bradley Drive
Carlisle, PA 17013-1261
Last Known Number:
non-published
George H. Lewis, III, being duly sworn according to law, deposes and says:
1. I am employed in the capacity of researcher forEKL DATA, INC.
2. On March 26, 2001, I conducted an investigation into the whereabouts of the above named
defendant(s). The results of my investigation are as follows:
1. Credit Information
A. Social Security Number
1. Thomas E. Patterson, II: 203-58-6639
2. Corinna IL Bailey: 196-62-6194
B. Employment Search:
Could not locate any information for the above Darned subjects at this time.
C. Inquiry of Creditors:
The creditors indicated that Thomas E. Patterson, II and Corinna R. Bailey both reside
at1402 BradleyDrive, Carlisle, PA 17013-1261.
II. Inquiry of Telephone Company
A. Directory Assistance Search:
The Telephone Company has Thomas Patterson listed with an address of 1402 Bradley
Drive, Carliste, PA 17013-1261. The phone number is non-publisbed.
HI. Inquiry of Neighbors
Could not locate any neighbors for the above named subjects at this time.
IV. Inquiry of Past Office
A. National Address Update:
As of March 26, 2001 the National Change of Address has no forwarding record for
Thomas E. Patterson, II and Corinna R. Bailey listed at 1402 Bradley Drive, Carlisle, PA
17013-1261.
EXHiBIT "8"
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EKL DATA, INC.
AFFIDAVIT OF GOOD FAITH INVESTIGATION
V. Inquiry ofDMV
The Pennsylvania Department of Motor Vehicles has Thomas E. Patterson, II and Corinna R.
BaUey listed at 1402 Bradley Drive, Carlisle, PA 17013.1261.
VI. Other Inquiries
A. Death Records:
As of March 26, 2001 the Soeial Secnrity Death Index has no death record on file for
Thomas E. Patterson, II under his social security number Dor is there a record for
Corinna R. Bailey under her social security number.
B. Public Licenses
None found
c. County Voter Registration:
The county does not bave Thomas E. Patterson, II or Corinna R. Bailey listed as
registered voters with an address. of 1402 BradleyDrive, Carlisle, PA 17013-1261.
.D. A.K.A.:
Thomas E. Patterson - Corinna R. Patterson
E. D.G.B.:
Thomas E. Patterson, II: 12-05-74
Corinna R. BaUey: 05-02-74
F. Miscellaneous Information
None
t George H Lewis ill
Subscribed and sworn before me on Ma,ch 26, 200 L
~~~
Notary Public
Notarial Seal
Ellen K.lawls, Notary Public
lower Merlon lWp., Monlg6mery County
My COmmission Expires Feb. 24, 2003
EKL DATA, INC. 13 66 Brookline Boulevard 13 Havertowu, PA 19083
Tel.: 1-888-829-576813 Fax: 610-446-277913 email: ekl-data@home.com
tiXH\B\T "8"
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FEDERMAN AND PHELAN
By: FRANK FEDERMAN, ESQUIRE
IDENTIFICATION NO. 12248 ATTORNEY FOR PLAINTIFF
ONE PENN CENTER AT SUBURBAN STATION,
SUITE 1400
PHILADELPHIA, PA 19103-1814
(215) 563-7000
COURT OF COMMON PLEAS
CNIL DNISION
CUMBERLAND COUNTY
KEYSTONE FINANCIAL MORTGAGE
CORPORATION
No.: 00-2757
vs.
THOMAS E. PATTERSON, II
CORlNNA R. BAILEY
MEMORANDUM OF LAW
Pennsylvania Rule of Civil Procedure 430(a) specifically provides:
(a) If service carmot be made under the applicable rule, the plaintiff may move the Court
for a special order directing the method of service. The Motion shall be accompanied by an
Affidavit stating the nature and extent of the investigation which has been made to determine the
whereabouts of the Defendant and the reasons why service carmot be made.
Note: A Sheriffs return of "Not Found" or the fact that a Defendant has moved without
leaving a new forwarding address is insufficient evidence of concealment. Gonzales vs. Polis,
238 Pa. Super. 362, 357 A.2d 580 (1976). "Notice of intended adoption mailed to last known
address requires a good faith effort to discover the correct address." Adoption of Walker, 468 Pa.
165,360 A.2d 603 (1976).
An illustration of good faith effort to locate the defendant includes (1) inquires of postal
authorities including inquiries pursuant to the Freedom of Inforrnation Act, 39 C.F.R. Part 265,
(2) inquiries of relatives neighbors, friends and employers of the Defendant and (3) examinations
of local telephone directories, voter registration records, local tax records, and motor vehicle
records.
As indicated by the attached Affidavit of Service, marked hereto as Exhibit" A", the
Sheriff has been unable to serve the Notice of Sale. A good faith effort to discover the
"
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whereabouts of the Defendant has been made as evidenced by the attached Affidavit of Good
Faith Investigation, marked Exhibit "B."
WHEREFORE, Plaintiff respectfully requests service ofthe Notice of Sale by certified
mail and regular mail to Defendant's last known address.
Respectfully submitted:
-r ruvJ , jJ J QJ1nYrny
FRANK FEDERMAN, ESQUIRE
ATTORNEY FOR PLAINTIFF
,
-
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VERIFICATION
FRANK FEDERMAN, ESQUIRE, hereby states that he is the Attorney for the Plaintiff
in this action, that he is authorized to take this Affidavit, and that the statements made in the
foregoing MOTION FOR SERVICE OF THE NOTICE OF SALE PURSUANT TO
SPECIAL ORDER OF COURT are true and correct to the best of his knowledge, information
and belief.
The undersigned understands that this statement herein is made subject to the penalties of
18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities.
,YIlm1l1~,
FRANK FEDERMAN, ESQUIRE
ATTORNEY FOR PLAINTIFF
"
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FEDERMAN AND PHELAN
By: FRANK FEDERMAN, ESQUIRE
IDENTIFICATION NO. 12248 ATTORNEY FOR PLAINTIFF
ONE PENN CENTER AT SUBURBAN STATION,
SUITE 1400
PHILADELPHIA, PA 19103-1814 COURT OF COMMON PLEAS
(215) 563-7000 CIVIL DIVISION
KEYSTONE FINANCIAL MORTGAGE
CORPORATION
CUMBERLAND COUNTY
No.: CORINNA R. BAILEY
vs.
THOMAS E. PATTERSON, II
CORINNA R. BAILEY
CERTIFICATION OF SERVICE
I, FRANK FEDERMAN, ESQUIRE, hereby certify that a copy ofthe Motion for Service
Pursuant to Special Order of Court has been sent to the individuals indicated below on
AprilS, 2001.
THOMAS E. PATTERSON, II
CORINNA R. BAILEY
1402 BRADLEY DRIVE,
AlK/A 1402 BRADLEY DRIVE, UNIT A-314
CARLISLE, P A 17013
danJ 1~
FRANK FEDERMAN, ESQUIRE
Attorney for Plaintiff
Date: AprilS, 2001
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FEDERMAN AND PHELAN, L,L.P.
By: DANIEL G. SCHMIEG, ESQUIRE
IDENTIFICATION NO. 62205
ONE PENN CENTER AT SUBURBAN STATION
PHILADELPHIA, PA 19103
(215) 563-7000
KEYSTONE FINANICAL MORTGAGE
CORPORATION
ATTORNEY FOR PLAINTWF
COURT OF COMMON PLEAS
CIVIL DIVISION
v.
THOMAS E. PATTERSON II
CORRINA R. BAILEY
NO. 00-2757-CIV TERM
CUMBERLAND COUNTY
PRAECIPE TO MARK JUDGMENT SATISFIED
AND MARK THE ACTION DISCONTINUED AND ENDED
WITHOUT PREJUDICE
TO THE PROTHONOTARY:
Kindly satisfy the Judgment, which was entered on or about 6/21/00 in the amount of
$35,543.19, relative to the instant matter.
-I) Cl/~ C91 ~
Daniel G. Schmieg, Esquire
October 19, 2004
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