The URL can be used to link to this page

Home My WebLink About00-03047 ,',},";1~:l{;:{l;if,,':;'t;t "_"i,n>.,i' '::'-":',';.C ;':"7 :.,;::,~~::' ._~~_"c~:r;_::'?;>""'" ", '~>'"., , -.", ';C"'l""fi ~"A' .,' _ :H '''.~. -,-" ,;nt"';"~":"'I;"':"J'I""" Cb - .301.(1 GU({~~ J\nwnl! the ~erorbs 1100 Jroeeellings enrolled in the Court of Common Pleas in and for the County of Franklin in the Commonwealth of Pennsylvania, to No. ",.,""', 2000,.1.023"" ~ , , , , , , . '. is contained the following: COpy OF ,CONFESSION ,OF, ,JUDGMENT. .AND,.,.", DOCKET ENTRY FIRST UNION NATIONAL BANK, successor by merger to Core States Bank, N.A., Plaintiff SEE ATTACHED DOCUMENTS JAMES R. GLENN H. YOHN, ** with respect to GLENN H. YOHN & YOHN *ONLY** vs DIEM, YOHN, LINDA K. DIEM, and SHARON M. SHARON M. ~ !il~~IIi:~llllilJ!i~_lIl.IIiJ"!. '.' )'li':lfjhr';r~~!Hr.n~llr~nlf" - li'~ i.... !fIID'I~lA~\?f.?gii,.'1)jti'?'?')!'~Jirtl\':1~'i1i~!'~m'~AE?C~'~., ' "'~ ~1IiIP'~~~~~'7' , " -",,~' ; ,. " ~ ,'~ - , ' ":", '~; ~'~ ,: :,':", tf "".~<:<;",: ", :'::"~_/: 11.- ~.,.~.~ IlliI;j SVI:JVA UI'3I.l[ HQ SVI:)V.d 3HI:JS WOH.iI ~S:nl:UNl **X1NO uqoX 'W uo~"qS ~ uqoX 'R uua1B o. o. .oadsa~ q.1~ ** LZ'LZB'BIZ$ 000Z/6Z/( OOOZ ~~J' ~. "'o,'~s1f"'~ (ZOl LZ'LZB'BIZ$ >ju"H 1"uo1."N u01un .s~1i! uqoX 'W uo~"qS uqoX 'R uua1B ma1U ')1 "purr ma1U '1:1 sam"f , .LNfiOWV J.N:!IWOOnr 1 HV'3:.A. WH:!IJ. 'ON N:!II"I.!IO .d.!ll.LNIY"1d J.NVON3:.!I3Q .fO :!I.Lva :;nm.LYN :1 S3]~.LN3: X3:0NI .LN3:WDOnf ... ,," "~,- - -, ,~,<~~, ^ '. ~~~ n I .:-", \'A, :J \ rL./" ,t ') '~ ... BINGAMAN, HESS, COBL~;NTZ & BELL, P. Co By: Kurt Althouse, Esquire Identification No. 35238 601 Penn Street, Suite 660 P.O. Box 61, Reading, FA 19603-0061 (610) 374-8377 , ~'k _~O'~'__ ~ ..w '"' '-",,;';;--,"" ~', '>I '"d;] Attorneys for P1aintlff IN THE COURT OF COMMON PLEAS OF FRANKLIN COUNTY, PENNSYLVANIA CIVIL ACTION - LAW /FIRST UNION NATIONAL BANK, successor by merger to CoreStates Bank, N.A., Plaintiff NO. cJ.. DO 0 - / tJ ~ 3 CIVIL ACTION - LAW vs. ~AMES R. DIEM"~INDA K. DIEM, I /GLENN H. YOHN, and v1SHARON M. YOHN, Defendants ACTION IN CONFESSION OF JUDGMENT CONFESSION OF JUDGMENT I appear for the Defendants, James R. Diem, Linda K. Diem, Glenn H. Yohn, and Sharon M. Yohn, pursuant to the authority contained in the Confession of Judgment Clause in their respective Guaranty agreements executed by the Defendants, James R. Diem, Linda K. Diem, Glenn H. Yohn, and Sharon M. Yohn, in favor of the Plaintiff. A true and correct copy of the Commercial Promissory Note which is guarantied by the Guaranty agreements is attached hereto as Exhibit "A". True and correct copies of the Guaranty agreements are attached hereto as Exhibit" B" to the Complaint filed in this action, and confess judgment in favor of the Plaintiff and against the Defendants, jointly and severally, as follows: Unpaid Principal Balance: Interest at the contract rate of 9.75% per annum ($50.75 per Diem) through March 7, 2000: Attorneys' Fees (15% as provided in the Note) : TOTAL: $187,366.60 r:~ -~ , -"J -""_., s..r $ 3,355.6'8...- , 0 ~ $ 28,104.~:.~. -- -,' -" .. $218,827.23 : '.) Plus interest at the contract rate of 9.75% per annum (currently $50.75 per diem), from March 8, 2000 forward, all 1.58897 . '.. ~ .. .. ._d. "~ ".~.' ~1;i.",,~ ',,;,'-,' ," , ""-lit!! additional attorneys' fees, and costs of suit. By: Date: BINGAMAN, HESS, COBLENTZ & BELL, P.C. 158897 , -OM: . , < " . " BINGAMAN, HESS, COBLENTZ & BELL, P.C; By: Kurt Althouse, Esquire Identification No. 35238 601 Penn Street, Suite 660 P.O. Box 61, Reading, PA 19603-0061 (610) 374-8377 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF FRANKLIN COUNTY, PENNSYLVANIA CIVIL ACTION - LAW FIRST UNION NATIONAL BANK, NO. successor by merger to CoreStates Bank, N.A., Plaintiff CIVIL ACTION - LAW vs. JAMES R. DIEM, LINDA K. DIEM, GLENN H. YOHN, and SHARON M. YOHN, Defendants ACTION IN CONFESSION OF JUDGMENT COMPLAINT IN CONFESSION OF JUDGMENT 1. The' Plaintiff, First Union National Bank, successor by merger to CoreStates Bank, N.A., is a national banking association maintaining an office at 600 Penn Street, P.O. Box 1102, Reading, PA 19601 (the "Bank") . 2. The Defendants, James R. Diem, Linda K. Diem, Glenn H. Yohn, and Sharon M. Yohn, are adult individuals with a last known address of 14441 Mountain Green Road, Willow Hill, Franklin County, Pennsylvania 17271 (individually and collectively, the "Defendants" ) . 3. On July 28, 1998, Diem and Yohn Swine Enterprises exec~ted and delivered to CoreStates Bank, N.A. a Commercial Promissory Note in the original principal amount of $200,000.00, together with an Explanation and Waiver of Rights Regarding Confession of Judgment thereto (the "Note"). A true and correct copy of the Note and Waiver of Rights are attached hereto as Exhibit "A" and is incorporated herein by reference. 4. On July 28, 1998, the Defendants, James R. Diem and Linda. K. Diem, executed and delivered to CoreStates Bank, N.A. their Guaranty agreement which c,ontained a Confession of Judgment clause and by which Defendants James R. Diem and Linda K. Diem guaral)t.eed payment of the obligations of Diem and Yohn Swine Enterprises under the Note (the "Diem Guaranty") . 15289--;' ~ ~ . , . .. ,,' . i. '.' """,, ~-. ~- '" Wi ~ 5. On July 28, 1998, the Defend"nts, Glenn H. Yohn and Sharon M. Yohn, executed and delivered to CoreStates Bank, N.A. their Guaranty agreement which contained a Confession of Judgment clause and by which they guaranteed payment of the obligations of Diem and Yohn Swine Enterprises under the Note (the "Yohn Guaranty"). A true and correct copy of the Diem Guaranty is attached hereto as Exhibit "B" and incorporated herein by reference. A true and correct copy of the Yohn Guaranty is attached hereto as Exhibit "C" and incorporated herein by reference. 6. The Plaintiff has not assigned the Note, the Diem Guaranty or the Yohn Guaranty and is the holder thereof. 7. Judgment has not been entered on the Note, the Diem Guaranty or the Yohn Guaranty in any jurisdiction. 8. The Defendants have defaulted in their obligations under the Note, the Diem Guaranty and the Yohn Guaranty due to, without limitation, failure to make payments when due. The Note, Diem Guaranty and Yohn Guaranty permit entry of judgment by confession against the Defendants at this time. 9. Judgment is not being entered by confession against a natural person in connection with a consumer transaction. 10. The, Defendants are liable to the Plaintiff under the Note, Diem Guaranty and Yohn Guaranty as follows: Unpaid Principal Balance: $187,366.60 Interest at the contract rate of 9.75% per annum ($50.75 per diem) through March 7, 2000: $ 3,355.68 Attorneys' Fees (15% as provided in the Note) : $ 28,104.99 TOTAL: $218,827.27 Plus (currently additional interest at the contract rate of $50.75 per diem), from March 8, 2000 attorneys' fees, and costs of suit. 9.75% per forward, all annum WHEREFORE, the Plaintiff demands judgment against the Defendants, James R. Diem, Linda K. Diem, Glenn H. Yohn and Sharon M. Yohn, in the total amount of $218,827.27, together with interest from March 8, 2000 forward at the rate of 9.75% per annum 158897 , "~ ~ < '","- - , ..~ "^,... "'" .,~ (currently $50.75 per diem), all addl tional attorneys' fees, and costs of this action. BINGAMAN, HESS, COBLENTZ & BELL, P.C. 1/ / '?,ud Kurt lthouse, Es~uire Attorneys for First Union National Bank By: 158897 - ~ , .~ ~~~~ . For Bank Use OnJy 1 I I ,I , i LIS ~O. LOAN NO. BORROWER , ~1it, I APPROVAL SIGN'A n:RE fi S 200,000.00 COMMffiR~PRO~nsSORYNOTE 02\5 ea...s~ ,19_ FOR VALUE RECEIVED. each of the lUldersigned. jointly and severallv ifmore than one hereinafter collectivelv reierred to as "Borrower"). promises to pay to the order of CORESTATES BANK. :-l.A.". a national bankingassociation (the "Bank"): al any oi its banking offices in Pennsylvania. the principal amowll of Two Hundred, Thousand and 00/100----------- DOLLARS. in lawiul money of lhe U oiled Stales. plus inlerest. to be paid as follows: Interest only shall be due monthly starting 8-31-98. Said principal will be payable in 59.monthly principal and interest payments of $ 2,643.00 beginning 2-28-99, and one f~nal balloon payment will be due on 1-31-04. Interest shall accrue for the f:irst year at a rate per annum of 9.00%, thereafter the loan shall accrue interest at a rate p~r annum e~ual to 1.00% in excess of the Bank's Prime Rate, such rate to change ..ach t~me the Pr~~e Rate changes, effective on and as of the date of each change. Paym..nts w~ll beappl~ed on the date received, first to the payment of accrued and unpaid interest a~d then to the payment of outstanding principal and the amount of the final paym,mt w~ll be that amount which is necessary to pay in full all of the outstanding principal plus all accrued and unpaid interest on the date of the final payment. AD,OrnONAL TERl't1S OFTIDS NOTE. Eacb olthe roUo~ prorisiOIlS shad apply to Ibis NOIe, to aov memion or modifiCJtioa bemlr aud 10 me iDdebtedness evidetk'ed he~, eut!pt :IS .olberwi:se upressty 5lIIled. above or iD a separate wridag siped by Balik aad Bonower. INTEREST . Interest sball be c::Uculated on the basis of a 36O-dav Ve:lr and sbaH be charged for tbe actual Dumber ot days dapsed. Accrued inu:rcSt 'shall be payable monthly, Accrued interest shall:liso be payable when the entire principal balance of this Note becomes due ::md payable (whether by demand. stated mannity or aa:elerutionl or. if earlier. when sucb principal balance is aewaUy paid to Bank. If the raIC at which interesf accrues is based. on lhe "'Prime Rate", tbat term is defined as the rate of inlcrest for loans established by Bank from time to time as its prime rate. Said per:1DDunt rate of interest shall change e:lch rime Bank's prime rate shall.change:. effective on and as of the date of We change. Interest sball accrue on e:u:h disbursement hereUl1der from Ihe date such disbursemenl is made by' Bank. provided. however. that to the extent this Note represents a replacement substitution. renewal or refinancing of existing indebtedness. interest sball aa::rue from lhe date hereof. Interest sball accrue: 00 the unpaid balance hereof at tbe rate provided for in this Note until the entire unpaid balance has been paid In full. notwithstanding the entry of any judgment against Borrower. PREP1\. ThIE.I"ft' .If this Note bears interest at a floating or variable rate and no Door or minimum rate is specified.. Borrower may prepay aU or any ponion of the principal balance of this Note ::tt any urne. without premium or penalty. If Dot pennined under the preCeding sentence. any prepayment of principaJ (induding any priDcipal repayment as a result of acceleration by Bank of this Notc) shall require immediate payment to Bank of 3. prepayment fee equal to the amounL if any. by which the aggregate present vatue of scheduled principat and interest payments eUminaccd by the prepayment exceeds the principal amount being prepaid. Said present value shall be C3kuiated by appliCltion of a discount rate determined by Bank in its re:1SOnable judgment to be the yield-to-maturiry at the time of prepayment on U.S. Trensury securities having a maturity which most closely approximates the final malurity date of tbe priocipat balana: then outstanding. Wl.1ether or not a ptcllaymenf fee is required hereunder. ~aymentl shail be applied to scheduled instailmems of principal in tbe inverse order of their malurily, shall be accompanied by payment or ac:crue:d interest on the principal amount being prepaid and. unless this Note has been aa:eler.ned by Bank. shall not be: pennined in an amount less than the scheduled principal installment immediately prior to final maturity of the ouu~dingprincipmbamnce. COLLATERAL - As sec:uriEV for aU indebtedness to Bank now or hereniter incurred bv Borrower. under this Note or otherwise. Borrower grants Bank .1 lien upon :md securitY interest in 3.ny securities. instruments or other personal propeny of Borrower naw or here3fter in Bank's possession and in any deposit balances now or here::tfter held by , Bank for Borrower's account. 3.nd in all proceeds of any such personal property or deposit balances. Such liens and security interest shall be independent oC Bank.s right of seloff. This Note and the indebtedness evidenced hereby shall be additionally secured by :1nv lien or security interest evidenced by a writing (whether now ~ting or hereaiter <:x~cuted) which contains ::t provision to the effect that such lien or securny interest is intended to'secure (al this Note or tbe indebtedness evidenced hereby or {bl 3.ny ctegory oi liabilities..obJigations or'indebtedness of B<?rrower 10 Bank which includes. this ~ote or the indebtedness evidenced bereby. and all property subject to any such lien or security tnterest Shall be collater.l! for this Note. EVE-NTS OF DEFAULT. E3Ch of the following shall be 3.n Event of Default hereunder. (a) the nonpayment when due of 3.ny 3.mount payable under this :-!'Ole or under any obligation or indebtcdness [0 Bank of BOlTower or :my penon liable. !;lithe:- 3.bsolutely or connngently. ior paymenl of:my indebtedness evidenced h(~reby. includin2. endorsers. guar.mton and suretics leach such penon is referred 10 as an -Obligor"'): Ibl if Borrower or any Obligor has failed to observe or perfonn any other e:'lisring or futur:: agreement with Bank of my nature '.vhatsoever: (c) if any represent:l1Iion. walT3nt\.. cenmc:ne. :inanc::lI $t:uement or other :nionnation made or ziven bv BIJlTtIwer or J.liv Obligor 10 Bank is materially inCOlTect or misleading: (dl jf-Sorro';er 'Jr 3.ny Obligo.r shall become insoivent or make 3.d assignment for lhe benefit of aeclitors or if an... petition sball be filed by or against BOlTOWCr or :my Obligor under any bankruptcy or insoivency law: (e) the entry of any judgment against Borrower or any Obligor which remains unsatisfied for IS davs or the issuance of anv altachm'ent. tax lien. levv or garnishment a~c any propc.rty of malerim value in which Borrower I)f any Obligor I1as an interest: en if any attachment. levy, garnishment or similar legaJ pl'Ocess is served upon Bank J.S a result of any daim 3.gainst Borrower or :my Obligor or against 3.ay property of Borrower or any Obligor. 19) the dissolution. merger. consolidation. or the sale or cbange in control (as control is detined in Rule l:b.l 'under the Securities E:ccbange Act o( 1934) of any Borrower which is a corporation or pannership. or tranSfer of any substantial portion at" any of Borrower's assetS. or if any agreement for such ilissolution. merger. cunsolidation. change in COntrol. sale or transfer is entered into bv Borrower. without the wriuen t:onsent of Bank: (h) Ihe death 01 :my Borrower or Obligor who is a naturn.l person: (i) if Baak: detennines re3S0nably and in good faith that an event bas occurred or 1 condition e:Qsts which has had. or is Iikeiv 10 have. a material adverse dfect on the financial condition or creditwonhiness of Borrower e)r anv ObliliZor. or on the ability oi Borrower or any Obligor to perfonn its obligation evidenced by this Note: (j) if Borrower shall fail to remit promptly when due to Ihe 3.ppropriote government agency or authorized depository. any amount coUected or withheld from any employee of Borrower for payroll taxcs. Soci:LI Security paymentS or similar payroll deductions: (k) if 3.ny Obligor shall attempt to terminate or disclaim ~luch Obligor's liability for lhe indebtedness evidenced by this Note: (I) if Bank shaH reasonably and in good faith delennine and notify Borrower tbat any coUateral for this Note or for the indebtedness evidenced hereby is insufficient as to quality or quanoty: (Inl if Borrower shall fail 10 pay when due any material indebtc:dness for borrowed mone'~ other than to Bank: or IN if Borrower shall be noufied of the failure of Borrower or 3.ny OblilJor to provide such linancial and other inionnation promptly when reasonabl~1 requested by Bank. If Ibis Note is payable OD demand. Sank's risht to demand payme:m hereoi shall not be restricted or impaired by the Jbsence. non-()CCUrrence or waiver of an Evenf of Deiault. and it is understood that if this Note is payable on demand. Bank may demand p:syment:lI any time. BANK'S RE:tIEDlES . Upon the occurrence of one or more E',ents of Oei::l.uh (including. if Ibis ~ote is payable on demand. 3.ny Event of Dei3.ult resulting from Borrowe(s failure to make any payment Itereunder when demandedl. unless BanK elects olherwise. the entire unpatd halance of Ihis :-Iote and .JU .JCCtUed inlerest shall be immediately due 3.nd payable without notice to Borrower or any Obligor. .lDd Bank may, immediately or 3.t any time there.Jiter. exerci!e any or 3.11 01 its righlS and remedies hereunder or under 'any agreement or otherwise under :1pplicble law a!lllnst Borrower. any Obligor and any collater:!I, Bank may exercise itS righls and remedies in any order and may. 3.t its option. del::ty in or retrain from exercising some or 111 (It its rig.hts and remedies without prejudice thereto. Cpon the occurrence of 3.n~' such E'vent 0; Ddau.lt or 3.t any time there::tfter. Bank may. Jt iu option. and upon five Llays. ....Tinen nOlice 10 Borrower. begin ,llxnnng interest..,n this Note. Jot a l'3te not to exceed fi...e percent (5% J per :lnf1.um in exc::ss 01 the ye:uer oi (al,the mte of interest prov:ided for .lbove. or lbl the Prime Rate 10 effect from urne to Ume on lhe unpaid pondpal balOlnce hereol: ~qHo.c 6f9-l << C..,reStat..:s B;lnk.. :-1..-\. also .:onducts bUSiness as Philadelphia National Bank. J.S Core513.tes First Pennsylva0l3 Bank. :1nd a:: CoreStatcs H3.malton Banle lEXHiiJi T A '" - -'-" "~~~ prov1ded. bGWe"lC'. that no interest snal.l a=:uc hereunder in exa:s$ of, the muunwn ,'" rate pmniUed by law. AU such additionaJ iatcrc:sl shaU be payable on demand. e;ONFESSJON OF JlJDGMENT . Borrower irrevtx:ably aulhorizcs and empoweis an~ 31l0mey or any clerk of any coon of rea:Jrd..to apPear lar and cpRiess judgment aplns! Borrower for such sums as;ll1l due aad O'Mng.on this Note. With or wnhoul dedanuon. ... wnh ccsts of SuiL wtthouc sll.y of cucution and with an amount DOC 1,0 exceed the grc:Iter of fifteen pm:enl (1.5%1 of the principal amount of such judpn~nl or 55.00) added (or oollc:a:ion Cees.ll a ccpy Of this Note. verif"Jed by affidavit by or C(P. behalf of Baa.k. shaD have bee:a filed in such aa:ion. it shall nOt be necz:ssasy to 6Ie' we original of this Note. The awboriry granted hereby shallnoc be cxbIusted by tbe initiai exerdse thaeof and may be ezcrtiscd by Bank from time to lime. Den=' shaD be =uded from lba: lien. of any judgment obtaiDed soldy pumwll to this pansl3Pb aU irapruved real eswc in any .... identified as having special Oocxllwards ...dcr rquJa..... prnmulptcd ...... the flood Disaster PmtecQon,Aa 011973. if the amununiry ill whidl sucb an:a is 10CIlCd. is parncipatiDg in the National Rood lnsuraacc Program. Any such excJlUion shaU not affect any Uea upon property not so aduded. NOnCE TO BORROWER. Any notice requimlto be given by Bank UDder the . pnMsions of thi$ Note shaJl be effeaive as to eadJ: .Borrower and each ,Obligor when addressed I,D Borrower and deposited in the mail pc:salJe ~ (or deliomy ~ tim, class mail at Bonower's mug add:r=s as il appears on Bank's reaJrm. > DISBVRSEMENr AND PAYMENTS - The proc:=ds of Uti:. :'lole. or any ponion lhereor.. may be c:redited bv Bank 10 Ihe deposit acc:ount of Borrower. or disbuzsed in any OlDer maDner rcqucsied by Borrower and approved by Sank. IC .Borrower so requestS. Bank may. al ilS option. disburse Ihe proc:eds of Ihls.Nole in m~ tban one disburscmen( on me same or diffemu dales. but C'XCl:p( as olb~rwise :agreed by BanJt in writing. no aaion taJcen by Sank in response to any such rcqucn shail be deemed 10 ae:rn: or shaLl imply the existence of any commianent or obligaticJn 10 payor aaiit the undisbursed portion at tilts NOlL All paynu:ms due: under this Note :m: to be made in immediately available funds. If Bank ac::a:ptS payment in any other {onn. such ~ent sball not be deemed to have been made unril the funds eamprising such paymem have actuafly been reetived by or made available to Bank. If Borrower is not an individual Borrower authoriZeS Bank (but Bank shiilll have no obligation I to thargc any deposil account in Bonmver's flame for any and aD paymcnlS of pnnCpal. inlerest. or any olber amonnlS due under this Note. PA YMENT OF COSTS. In addition to the principal and intere51 payable bemmcler. Borrower agrees to pay Bank.. on demand. aU costs aJld expenses (induding rc:tSOaable attorneys' r~ and disbunements) which may be incurred by Bank Us the collecuon of this Note or Ihe enforcement of Bank's rights aDd remedies hereunder. REPRESENI'AnONS BY BORROWER. If Borrower is a corporarion 01':1 generttl or Umited partnership. Borro.er n:pr=ents aDd wamnts that it is validly existing and in goOd .standing in the jurisdiction under whose laws it was orpnizcd. II BorTOWeT is a corporation. Borrower represents and warrants tbat the execution. delivery and performance oC this NOle are within BOrTOwer's carpor-lIe powers. have been duly authorized by all necessary action by Borrower's Soard of Direaors. and are nol in CC1nttavention of the tentIs 0( BomJWa"s dwter. bv..taws.. or:mv tc$Olution of i1s Board of Direaors. If Borrower is a generai.or limited ~ership. Borrower represenrs and warmDIS that the exeeution. delivery and perfo~anc:e of tbis ;"4ole have beca duly' authorized and arc not in conflict with any provi$ion of Borrower's partnership agreement or cenific:.:uc oC limiled pannership. Borrower iurther represents and warm1ts IhaE this Note has been validlv ~Ied and is cnfol"l%.:Jblc in ao:ordance with its terms. thac the execution. delivcry and perf6nnance by Borrower of this Note are nOl in contravention oC law and do nOI connict with any indenture. agreement or undcrraking to which Borrower is a party or is otberwise bound. and that no CODSCDI. or , " -~", ",' ~ ~iI!I1ltlI!~ approvaJ of any governmental authonlY or aD:Y third pany is reqwr-ed in eonneclIOn WI: . cheeecuuon. delivery and lJCfformance oC (hIS Note. W AlVERs. ETC. . 90rTOWe1' and e:lch Obli~or warvl!: ;,":seRlmeM. dishonor. notice <- dishonor. prolest and nouc:c,o(prolesl. ~eilher the failure nor 3n'll' dela~ on the pan c Bank 10 e:cerase :rny ngilt. mnedy, power or pnvilege hereunder shall opcnlc .1S waiver or modiliclllOn lhen:of. ~o consent, waiver or modifiClliol' of the terms 01 th: Note shall be dfective unless set Conh in a wriEin~ silDed by nank. All ntllts 3n remedies of Bank arc c:wnulative aDd conc:urrenl and no single or p'oUtw ezen:iSe oC an power or priVilege shall' preclude aay other or funher ~ of ilny righL power c priviJqe. MISCElJ...ANEOUS . This NOle is lbc uncondidonal obligation of Borrower. an, BoI"l'O'il'er apces IhaC Bank shall' noC be n:quircd to exercise :any of its rights or mnedie apin$( any c:olJau:ra1 in whic:h it holds a Iitn,or security lnlen:sJ: or:t!3inst which it has. right of setoff or :against any panicular Obligor. All representations., wamul1ies 3n( ~meRu hemn 8ft: madc,jolDIly and seve~y by ~ Borto'NC';!'.lf any prtMSion c this Note shall be held invaiid or uncntora:abte..such invaliditv or unenfore=bililv sh:I.J IJOC a{(cct any other provision hereof. To the c:uenc thac this Noce repres~nu , ~lacemcru. SubsDIUtiOn. rene'Mll orrelimutcing of a pre-existinC nclte or other C'IIidcnCl of indebtedness. the indebtedness represented bY' such pree:cill1in<< ROle or othe insmunent shaJI not be deemed to have been e:cunl!:wstled hereby. I" Ihe everu that 311' due dale spcc:Wcd or othCTWlSC' proVIded tor in dus Note shail {:II' on a day on W;'llC Bank is nOl open {or busincss. such due cfl,te shall be postponed utlltll the next bankln day. and interest and any fees or similar chaJ'!cs shall conunue 10 aa:nJe dunn1 sue; petted 0{ polItponemerit. This Note Ms been de\i'VeTCd in and'ibal\ be JO'Yemed by 3llt consuued in .accordance with the laws of the Commonwealth oi PI:n~lvaRJa withou n:nrd to the law 0{ conilids. This Note shall be binding upo~ each BOlTQWer 3IId C.:JC: Obli1or and upon their prcrsonaJ represencauves. heirs. suc::essors and :lSS1plS. 3Rd sh3.! bendl Bank and ilS suc:cssors and assigns. CONSENT TO JURISDlcrlON AND VENUE - 1f'1 ANY LEGAl PROCEEDING INVOLVING. D1REcrLY OR INDlREcrLV. ANV "ATTE' ARISING our OF OR RELATED TO nos NOTE OR mE RELATIONSHn EVIDENCED HEREBY. EACH UNDERSIGNED PARTY HEREB> IRREVOCABLY SUBMrrs TO mE :-lONEXCLUSIVE JURISDICTION 01 ANY STATE OR fEDERAL COURT LOCATED IN ANY COUNTY IN TIn COMMONWEAl.m OF PENNSYLVANIA WHERE BANK ~AJNTAJNS A~ OFFICE MID AGREES NOT TO RAISE ANY OBJEClrlON TO SUCH ruRlSDlcnON OR TO TIlE L\. Y1NG OR :llAlNTAINlNG Of'TIIE VENl.'E Of ANY SUCH PROCEEDING IN SUCH COUNTY. EACH UNDERSIGNEr: PARTY AGREES mAT SERVICE OF PROCESS IN ANY SUCH PROCEEDING MAYBE DULY EFFECl'ED UPON IT BY :\IAIIJNG A COP, THEREOF. BY REGISTERED "AIL. POSTAGE PREPAID, TO EACH UNDERSIGNED PARlY. WAIVER OF JURY TRIAL - EACH UNDERSIGNED P,\RTY HEREB> . W AlVES. AND BANK BY rrs ACCEPTANCE HEREOF mEREBY W AIYES llUAL BY JURY IN ANY LEGAL PROCEEDING INVOLVING. D1REcn > OR INDIRECTLY. ANY :\fAITER (WHETHER SOUNIlING IN TORT CONTRACT OR OTHERWISE1IN ANY WAY ARISING OUT OF OR RELATED TO TIllS NOTE OR TIlE RELATIONSmp EVIDENCED HEREBY. mls PROVISION IS A "ATERIAL INDUCE"ENT FOR B,\NK TO ENTER INTO. ACCEPT OR RELY UPON TIllS NOTE. IN WITNESS WHEREOF. Borrower intending tbis 10 be 3 se:all~d instrument :UlC lnlendidJ to be legally bound bereby. has executed and deliven:d this Note as of the cW\ and year fuse above written. Name of Corporalion or Partnership Dien And Yohn Swine Enterprise BY:><.' ~~)!! 1O~ (Sign~e ,of Authorized Signer) James R. Diem. Partner (Pnnt or Type Name :and !itle of Signer Above) By: ( Signer) Glenn H. -, ~ V'. ., Bv:'~~K /. -' . /')( /' ~ /.:>?-' (~Ol ..\uthorU:ed Signer) Linda K. Diem. Partner f Pnnt or Type Name and Title of Signer Above J By: / j) \. xl/( at, /71 ( Signature of Autho Sharon M. Yohn, Partner '='!;"'1~{}tT :""~ ._~~ .' " , .. ',,',;.,-, . ,-' '", '-~ > ," '" lllf' ~~' , L"G'LANATION AND W AlVER OF RIGHTS REGABDING CONFEsSION OF JUDGEMENT D1emAnd Yohn 1. On the date hereof. Swine Enterprise' . a(an) Partnership (the "Obligor") is signing and delivering to CoreStates Bank. N.A. (the "Bank.) a Two Hundred lO() Promissory note in the principal sum of Thousand and 00/100--------- Dollars (S 200,000.00 ); () Guaranty of Obligations of () Other (as the same may be renewed, modified. amended, extended. restated or replaced, whether one or more. the "Obligation"). The Obligor has been advised by the Bank (and by the Obligor's legal counsel. if applicable) that the Obligation contains a clause chat provides that the Bank may confess judgment against the Obligor. The Obligor has read the Obligation and clearly and specifically understands tliat by signing the Obligation which contains snch confession of judgment clause: (a) The Obligor is authorizing the Bankto enter ajudgment against the Obligor and in favor of the Bank. which will give the Bank a lien upon any real estate which the Obligor may own in any county where the judgment is' entered; . (b) The Obligor is giving up an imPOrtant right to any notice or opportunity for a hearing before the entry of this judgment on the records of the Court; (c) The Obligor is agreeing that the Bank may enter this judgment and understands that the Obligor will be unable to contest the validity of the judgment, should the Bank enter it, unless the Obligor successfully challenges entry of the judgment through a petition to open or sinke the judgment, which will require the Obligor to retain counsel at the Obligor's expense; (d) The Obligor may be giving up an important right to any notice or opportUnity for a hearing before the Bank may request and use the power of the state government to deprive the Obligor of its property pursuant to the judgment by seizing or having the Sheriff or other official seize the Obligor's bank accounts, inventolY, equipment, furnishings, or any other personal property that the Obligor may own, to satisfy the Obligation; (e) The Obligor may be immediately deprived of the use of any property that is seized by the Bank pursuant to the judgment without notice ora hearing, and the procedllrl11 rules of Pennsylvania's court system do not guaranlee that the Obligor will receive a prompt hearing after the Obligor's property is seized: and (I) !fthe Obligation is the Bank's printed fonn of Master Demand Note, Commercial Promissory NOle or Security Agreement, or a Master NOle Agreement prepared by the Bank, the Obligor is agreeing that the Bank may enter judgment whether or not there is a default under the Obligation. 2. The Obligor knows and understands thaI it is the confession of judgment clause in the Obligation which gives the Bank the rights described in subparagraphs (a) through (I) of paragraph I above. 3. Fully and completely understanding the rights which are being given up if the Obligor signs the . Obligation contlining the confession of judgement, the Obligor nevertheless freely, knowingly and voluntarily waives said rights and chooses to sign the Obligation. ~ .;;., ~,..!lllT /I, \agri\fonns\ewr.coj ",,' ~ -.""..' ~. "~-',--"-. ~ "."p.it{;' 4_ purposes. The Obligor :JclaJowledges that the proceeds of the Obligation are to be used for business 5. SI0,000.00. lfthe Obligor is an individual. the Obligor certifies thai: histher 3IIIIIIlll income e.'tceeds Dated this 2'yfj, day of tJtJ('1 1998. THEOBUGOR HAS RE.4D THIS EXPLANATION AND W..uYER PRiOR TO SIGNING THE OBUGATJ'ON AND FULLY UNDERSTANDS ITS CONTENTS. , (Insert name of COll'otatiOD/ Parmership here) By: ~ ~~If.9~ .1' James R. Diem, Partner NamelTide B'y: d~.tf/~J Linda K. Diem, Partner _ NameITi~ ~ /Jt C/~ , f' Sharon M. Yohn, Partner Name / Title By: By: , ,..,;;,"1")." -~,""'...;;~ '\, .......~~ - "~". ._<0_ ,--,- - ,--, ~- Ld .- :s.s COMMONWEALlH OF PENNSYLVANIA COUNTY OF Onth. offic:er, personally 'Ilp....d of day of re me. :l RaCIly pu .. r said Commanwemlh :md County. the undersigned who aelmowledg.d himsdDli....lfto be the she. os such otJ/c:er. being authorized to do so, aecured the fo..gning E..planlllion and IVai.... es therein cmuained by signing the name ofth. corporlllion hy hims.ll1hers.lf os sucll oflie.... And certifY :md 3Cknowledge that heishe received a true. corr-..et and ~omplete <:opy of the fOfe'goinl E:~;iP\anatiDn on of Judgm.nL ...d of Rights Regarding Conli:ssion of Judgn!aIL for th said did :md Waiver of RighI! Regarding Conti IN WITNESS F. 1 have hereunto set my hand and official seal. Nolllry Public My Commission E.'Cpires: Seal COMMOl'lWEALlH OF PENNSYLVANIA COUNTYOF HAliK!, ~ :s.s On the .J.. ~ day of .:r u \ v. 199~fpre" m.. horary public forsaid Commonwealth ",d County, the und.",igned officer. personally 3ppem'edn......~'.1 .\o.&at.,D"ko~~ "" 11.....SIt.t'h "wilo ~owtedged himselflherselUthemseJves to be General Punner(s) of _ I\r... .t.."~w. ~ "':Me~f'r(fv;''L..apannersbip, and who. I amsadsfied is/are the person(s) named in and who e.,,<ccuted the within E."<plamllDon and Wai.... of Rights Regarding Confession ofJudgment ",d he/she/they did _Iy acknowledge that he/she/they sign.d. seal.d ",d d.Ii....d the san,. os the act and deed of the said pllt1Jlersbip for Jhe uses .and purpose;> theroin !"!P~ by si!lDing the name ofth. pllt1Jl.",hip by hims.IDh.",.IUth.ms.l.cs as pllt1Jle:(s). And said. ........-Lqj( ...."A;.tk.",r~r.o.." 111'/1 ~~"did fiuth... emiIY and aclatowledg. that he/she/they ....i..d . true, COIl1'cr and compl... ""pyofth. within Explanation and Waiver of Rights R.ganllDg C_on ofJudgm.nL PARTNFRSHTP ACTCNnWLEOOMENT IN WI1NESS WHEREOF. 1 have herounro set my hand and official seal. - 1;:'H~ 17/, fJ1-1JJU . Nolllry Public. My Co -' :51 Seal NOTARIAL SEAL VIVIAN M. BAKER, Notary Public . W~fow Hill, Metal Twp., Fran"'in Co., , M CommissiQn ires December 11, 1998 CO COUNTY OF , ,On the day of 1999. befu.. me, . tary public for said Commonw.alth ...d County. the und<,,,,ign.d officer. pcrsonaJly appeared who, I the person(s) named in and who executed thc within Explanation and Waiver of Rights RegardiIIg Confession of Judgment ey did severally wledg. that he/she/they sign.d. s.al.d and d.li.e..d the same as histb.r/their act and deed for th. uses and p eroin e:qnossed. And said did fiuthor eertiIY and acknowledge that helshe/they n:ceived a . onect and complete copy o(the within E.,,<planation and Waiver of Rights Regarding Confession of JudgmenL IN WI1NES OF. 1 have h...unto set my hand and official seal. Nolllry Public My Commi.sion E."<pires: Seal lagriltbnnslewr.coj 3. ~.;,;,~T .~ .."," ':';". ~,u"":,;1,:+"t":":",,,;. ,GUARANTY ,'" ,;, ":';::., ::G,: ~r~~s, .>::~ )~~;(.:.:t~1;;;~;;.~;.~f ;,:::"i"',~;::!~f~t:'i.;;~::;~T':::::: ::.{ :;;:~~..' '0'" ~", '. ",.~.:^:::, , ,'" 'This Guaranty is made and entcrCd i~to by the'UnderSigned., and by eaCh of th~ jf more 'th~ '~e (the '''Guarantor'')~ for the benefit of CoreSta't~ B,ank. ~.A...anation31bankingassociati~(~e"'Bank"~ '..:.,:',.....> ~'. :,:,'.~ft~.'(;;.:':,~~:;,::.;~;~:.':";....,;: ,>,' . ..'" ';. .' .....~ ,:'..',' " J~ ~ 1.. Obligor. me ",Obligor" ~~, ~; !.C?U~,~~ ~~!I o~,c~.ti9'~,~.~. ~ ~e '~'Aone~ any Or ~ ~(~e,'following pc:rsons or en~tiCs: Diem And Yohn Swine~'Enterprise i ~ ,:\';,',.;.: '.,," " ;':"",' ",'c,;, '<i' ...,'.", ;i,~',' 2 Obligations.. ~e "Obligations'" means ail existing and hereafter incurred or arising indebtedness. obligations, and liabilities of the Obligor to the Bank. whether absolute or contingent,. direct or indirect and out of whatcver'transactions arising. and includes without 1imitation~ all matured and unmatured . indebtedness. obligations and liabilities pf the Obligor under or in cOnnection with, existing and futUre loans and 'adv'ances 'evidenced by promissory 'riotes or : otherwise~ letters of credit. 8Ccepi.inces.' all other'eXiensionS of crcdiL fepurcl1ise agreements. 'Security 'aireementS:., mortpgei ~ foreign exchange . con~cts and all other contracts for payment or 'perfonnancC~ indemnities,. ,and all indebtedness: obiigations and 'liabilitieS under 'any pranty' or surety .' . agreement. or as co-makcr or co-obligor with any' pCl'son for'any of the foregoing. inclutfing Wi~hout IirDiiatiori aU interest. ~ Costs (indu'ding Couection , ~ costs) and fees, (including reaSonable attom~.s ~ and pre~ymCnt fees) incurred. arising or' acciumg (whether prior or subsequent tO,the filing' of any . bankruptcy petition by or against any Obligor) ~r Or i~' connection with 'ariy of the foregoing. If the term "Obligor" includes more than one peison or entity. the Obligations shall include all Obliga~ons ~ any ~~ or m~ of ~ ~ or entitiei whetha sud1 Obligati~ns are individual. joint. S;cveral Ot:,pnt and _.several. ',' ~ ,. ,', ,[::....~.",.~.-~~~;:i.::~A:~~~-;;P.~;-.;t..:.."'"!:..;~!'...N~)'~'.:.~..:~;.:}.~f; ;~..,~it\;.;::..~,~,w< .t.\.:",:. ,).;,';'., .. -:,.:,,<",-;.,~l;<;,'; . 3. UDCODditioo:al G1IllI'liIDty. In consideration of any existing' Obligations and any' Obliiations~ which may hereafter "arise or be inciJrred" each Guarantor. '., ': ~niending to' ~ legally bound. af?Sc?lu~ly 'anounconditionally (and jojntJy'im~. sevCrauy, if nion: trmn onc) 'guar8nties to Bank the payment, perfofmaric:e and ' -....:.::.:~tisfaction when due (whetber by'stated matuntjr;.demand.' acXe1er.i60n'or Otherwise) at ,all 'Obllgatfons:.! The obligationS of the Guarantor hereunder shall ' , :" continue in fuD f~~ and e<ff~ i~iv~ ~f thC'v'~dity. .legaIit{or enforceab~lity' of any hagreemeilt5. notes 0/ d~~nts purSuant to whi~, any of the '.' . Obligations, ~~. or the existenc:C~' vahie',or cOOditi~n of .any collaternffor any of ,the ObligationS.' or 'of any other guaranty of the Obligations. ~ ~y other .:.- }:in:umstanee which might, othe~'cO~t~le a legal ~ equitab~e ~a~ge.~f a suret);~,&uara,ntor:, :., .~': v ~. .' ,; ::,.: :,V ... ,~ ' .;~':.': "~.-:~ :>' , :,:~,,' '. ~.":':'i~ :!:.' . ,. ,.,i, ,'. 4~ " Cost ~ ED!orcemeDl.. Each Guarantor agrees (joiJ:atly and seyera11y if more than one) to ~y Bank all costs and expenses (including reasona~le attomeys~ ; ", ~',:f~) at anytime inciim:dby Bank~ the'.enforcCinc:iitor~,isG~.i1ty:against anyGuar.m~or. '?~,,::'~:" ~;i,~F>.~' '".::t,":" .~~. .: ....> "':~":':'~ -:..../;' !<l;~l. ~''''''\',~r~~;' .~': .. ", , .~;'J~i:=~o"A~=~~~:~-ITm~~.~.~g~},~~y~,~~~;~~1~gf.~~.~.~,~~~:~~.~~d .~.,f~!:,~~!,~:~~.~~~t.~~,y .~~~~~ :~~~~:~ .~~~~?~~~:~.~{,th~ " ,". " ..i.~,,~":'~~'~'" ..It.:r:..;'. ",1",;~~.\.._', ,~"..~.,.."'," ., ',,'" "~-'.'.f'.,!: ....,'~.. ,',' "'':''''~''''1'-' ., ., " ," 6... <;OD~ Guaraoty. ThIS Guaranty shall CI;l':ltinue ID full fo{CC. and effect with respect,to each Guarantor and may not be rcvok~ unul aU,existing . '~';'O~lig.3.tioits '~nd aU .ObligatiOns h~atielini:Uned ~..iuising have bcieiij,aid: perfonned an.Ci satisfied i'n fun. NotWithstanding the foregoing, 'any Guarantor may. :. . .:,:;.' hy'Wriiten 'notice to Bank.' terminat~'i~ liability iicre,under With reSpeCt to ObligationS which are'it~ Pie.TcniliDation Obligations as hereinafter def1D~ Such ;,,' ':'"",'~notic:e'shall,be indfectiveu~nje'ssSCIit~Via"'"CCrimed'mau'to:~~;'Spec,ial "I.Not.ices, ~Sectiori,. ~~,CoreStates .B.ank, N .A. ';.r'~.,~'!,;;~' ',?... '.' :.: : ~:'..:t~~';'~{;.;~~~~~~~~~:',J..,:.:i\!~.: !:~;~;;.\t~;~ i:-,j,t..~.'~~~~r.}~~(J~~' . ~2~~~S~~::L., ~t~#~=-~~~!~S~~ ,:j:!t~'g, ;;i;~~.9.' Q~.~~~~~~J: ~~,:;,~~~'.~. ~.~),p.i":: ,~'!.f.I'f' :. ..:~. . '.'f;:~~'~ 6~~~~n' ilf ~~Iis~i~i;d)~t~t B~t~~~~i any~~~~~~JtiJ~~&9tnd~(iij~~~~~1~~~~~'i~~;:~ '~~ti~;:J~i';~~~~~ ~~;{O~t~r~~ . : < lri the 'event" that Bank'receiveS an ~effb(:tivcl iGmun:1tlon'notice 'from 'aiWiriror in 'a~rdance" With the provisions' of ibis paragiap~'suc:h tcni.inalion shaD not ""'" , "" . "",~,,,,,,,,~~"-"'-.'I" ,.....~.. ',""".'':'I''''''I'''~''''': '....I'...-~ ~...,..,.., " " '.',;',"~,.~'l""'''' ' . ,'.aO:~.~~tor~~'llabi1ity (a) ~~~~O.~~ti?,~.j~~8f.~"~.g.~~'.9.~~,~c#J~ ~.7.t~.tt!,~y fo~~~g~.!pt bY;B~~Of ~~ t~~~~~ ~g~O!.,brany.~~e~ ' day; on whIch Bank detemllnes In gOod faith that tile appropnatc Bank officers have actual knowledge of Jlank.s recetpt of such notice, (the "'Tenmnanon Effective Daie"). ('b) for 'bbligatioils ~hlCh ';r~ ~riewaik~modific:ati~~fun'endmeniS.'~teDsio:m:SubstitutiotU:)epla~mentS'or roUov~' ot or ~;hlcli C:OOsm of , ., . , ..' ..-" ~ -r".{-.."".......',.. "".f' '~ . . w:. ' , " . ,", '." < . ."10...)"'. ,. .. ,..,,; . '.. . .' . accru~ interes~ ~n. O~ligations ~ncu.rred o~~,~~p~ o~1"~ p~~ ~. t~~t.,Te.f!I.I,i~na~.~on .~e.ct~y~, D~te~~' ~~, (~) .r~~, q~liga~ons. incu~Cd o~,,~g 'p~uant. to a , ..;. comml.tm"en~ ~lStlDgo!.l,t~~.T~~~a...t!~';I;.~~~ ~~!~1ffi~~~,;~rbl~~~~~a!'~~~qbligate.'!.tf'.~~~~~,~~t~,f~ p~~~~-;tlf ~,q~~gO! ~ ~m:9b~g~:s,~unt. ..::::~ all Ol;>ligati(;m~ r,cfc,!ed' ~~.iri, this ~n~e~c;..,~~e.i~.~-,~.~~!.n~f~er ~!!~!~~lr,: c:alle'~. ~ffe;T~nn~~"ati~~9~~~~,t~0~;L\It~is un.~erstOOd .~.b~~ ,fqr purp~ of .this .,' Guaranty and regardless of any conflicting agreement bc7tween Bank and a~y Obligor" all pa~ents on and other rCduc:tI~ns o( the Obligations subsequent to the : .:, Tenninalion Effective baie (oilier' ~h~n i'ayinenls'rnade):'y' GuanurtO;in"'~~'of die 'GUaririiY',itSelf) sh'aD. 'uniess B~k elects' otherwise hi writing.' be applied , : first to Obligations other )hao Pre.J"eriniriation "Obligation~ and 'then"to Pre-Termination: ObligaUo~. 'It is Curther, understoOd that,.'the prOvisions. of the ," . . "~ ' '.".' .' 1",.:-. ',", .. '.~' ,..,~," ,~..-., ,.,". ,,>,.,< ,. ',.., , ., ." '-. ..~'." preceding senlencc shall be applic:abl~ regardless. Qf the ;unount of any'new: Obligations incurred or wing subsequent to the Tcnnination Effective Date. ~ >~ " !. ..', . . '.. , '.''', ' ", ,,, . ,.... .. ' ", ( ''; ~"'.. ',." . .,' .- ..". '". ,'...' , . ~"'. . 7.,' Waivers and C~nseDts By G~tor. ~fh~qu.~ntor. unc;p~~i~f:.I~Ux:~.nts ~~. ~nd :v~ves 1?5'j( pe~J=nse, to liablbty hereunder, ea~ of the follo~n~ (a) any waiver. inaction. delay or I,ack of diligence by, Bank in enforcing itS'rights against any Obligor or in any property. or thc unenforceability of any such ':~ rights: including any failure to PerfecCProtcci"or."jneserve any)ien:,Or'"secutiti'intcr~t, which may',be' tnteo'dea directly or indirectly to Secur,': any of the'. .; ':_ Obligatio~ and the absence of nOtice ~hereot io.any dtiafa'ntor, (b) iJi~ absCnCe 'of any notice of the inctiIT~ce or existence of any Obligation. (c) any action. . , '. 'and the abSence 'of notice thc""of to'anY~C3uar3ntor: 'taken by Bank ()r'aoy Obligor with respect 'to any of the Obligations. inclu'ding any rdcase, subordination or substitution or any coIlater.i1 or reldse: ienDination~OOmpromise: 'modification or amendment of any nlStrument exeCuted by,or applicable' to any Obligor 'or of ~"any' c:laim. right. or remedy'against a~y 'Obligo:r"or 'any property;(d) any impairment of Guarantor'! right to reimburSement by' way of subrogation. indemnification or contribution. (e) any other action .taken or omitted by Bank in good faith wilh respect to the Obligations. (f) the absence or inadequacy of any fonnalities of every kind in cOnnection with enforceme'nt of the Obligations. including presentment, demand. notice and protest. and (g) the waiver of any rights ' ofB~nk undcr.or anya'ction taken or,~~itted.by.Bank ~th respect to any other guaraI}!y of the Obligations., ..';; , ." ,:..,. , . 8. Other AgreemCDt$ By Gwmmtor. Each Guarantor'agrees that there shall be no requirement that Bank document its acceptance of this Guaranty. evidence its reliance thereon. or that B~nk take any action against any person or any property prior to taking action. against any Guarantor. Each Guarantor further agrees that Bank's rights and remedies 'hereunder shall not be impaired or subject to any stay. suspension or other delay as a rcsult of Obligor's insolvency or as a result of any proceeding applicable to Obligor or Obligor's property under any bankruptcy or insolvency law. Each Guarantor also agrces that payments and olher reductions on the Obligations may be applied to'such pf the Obligations and in such order as Bank may elect. , ., . -9.' Subrogation and Similar Righ~ No Guwi.or\vill exercise any rights'with respe~ to Bank or any Obligor related to or acquired ~ connection with or as a result of its making of Ihis Guaranty which it may acquire by way of subrogation. indemnification or contribulion~ by reason of payment made by it hereunder or otherwise, until after. the date on which all of the' Obligations shall havc, becn satisfied in full. Until such time. any such rights against.lhe ...obligor shall be fully subordinate in'lien ~nd. payment ~o any claim in ~nnection with the Obligations which Bank now or hereaf[er has against thc Obligor. If any amount shall be paid to any Guarantor on account of such subrC?ga!i€?~ indemnification or contribution. at any time when all of the Obligations and all other expenses guaranleed pursuant hereto shall not have been paid in full. such amount shaH be held in trust for the benefit of Bank, shall be segregated from the other funds of Guarantor and shall forthwith be paid over 'to Bank to be applied in whoie or in pan by Bank 'against the Obligations. whether matured or unmatured. in such order as the Bank shall delermine in its' sole discretion.1l Guarantor shall ~ake paynlcni to Ihe Bank of all or'any portion of the Obligations and aU of the Obligations shall be paid in full, Guarantor's right of subrogation shall be, without recourse to and without any implied warranties by Bank and shall remain fully subject and subordinale 10 Bank.s right to collect any other amounts which may thereaftcr become due 10 the Bank by the Obligor in connection with the Obligations. ! ~ " (:' . . . . . CorcStates Bank. N.A. also conducts business ~s Philadelphia National Bank. as CoreStates First Pennsylvania Bank and as CoreStates Hamilton Bank EXHIBIT S > . ''-\ ,~.:., ;>'<,-l"' '".."; ~.; ...' a' :::;;,;;.:!if~:1"\ [;<" ~ ' ".." .. ~,," , ".; ~".>;'_;,"')--.:~;:;' 1~~ Reiastatement of lJabiUty. If any, ~ is made upon ~ B~~ "f,?~ ~~p~~e~ 9S:: ~very of any amouni or amounts rec:ivcd by ~ank ~ payrn~~ or on account of ~y O,?ligationS and Bank repays aU or part of S31d amount by, reason of (~) any jui:Jgment. decree or order of any court or administrative body t "ving juris<li~bn ovulh. Bank or any ofits property, Or (b) any settlement or'c:Olnpromise i'{good failb with any such claimant (including ObGgo,)..lben and iz. ~"ch .. _en.'!.. ~ 'G\1anU\'l.or agrees. that auy such-judgment. decree, order. settlement bor compromise shall be bindiag upon the Gu..arnntoT. notwithstandIng my . ~ti~ h~~~e~.tion ,?f any: nole,oroth~instrwn_~~ I~V.!.~g anY.9~ligation. and each Guarantpr sh~,~_~1?!c;,to,.~~~~~h~~~e: '",' forthe amount so tepmd onccovered. tci the same extent as ifsucb amount had neveroriginallybeeri received by Bank." .>:: :"" ..'.r.,..<.... h r'" .,~ . ~..l~. .~, ~," 11. > ~,IIIterest. Eac:b.. q~~ hezeby assigns.to thc.B~ ~,~.~, ~~..~,B,ank a sec,urity interest in ~y ~ce, or ~ts ~ any d~t;.or.otber aCC(JtlI';t o~ such 9uaran1.or In or WIth the Bank whenever and so .Io~g as any ~~ ~r::' Obligations shall be outstanding and unpaid and agrees that ~e security _ int~rest hereby grantedsbaJJ be independent oftbe rightmsetof[. .'~ '::,:,,:~,~~'~<<~'':\i/~~';',' ;:~ ,\:>:.~:'.:':~(<!,~:.:.t::.( .:,,~jr..r~~':;ir~{6:r':;,'~bf:~.lt:"g1'~1,-.~f~;:~: :":':-;: ~:12 ' F......cbJ:W.-...a (;lW2D1.r. Each GtI3I3lItor hc.reby agreeS, ki provide lbe Bank wilb such infolmation:oo lb. biisinesi affairs and liIi8ncial . c:on~tion ~f s~ .Guarnntor ~ .the Bank,rr,om lime to, time may 'reasonably ~uest ,and to notify the Bank of any change in the addrc:!w of such Guanintor.ln . the :~~t ~t'~ 9u8mn~',~, to comply with' a ~uesi for inforDiati.oo" ~ herein a&n:~ withhi'u:n" (10) days after r1xeipi' iJf thc'~~';uCh' ~i:ar ..... .~..~-:-..,n. :4~t~ ~of,!beaU' )~~'OjJgrbli8a~~ ~'~~indudin" .'~, ~~ Blb~,~~olb' ~t~:'da.9B~,~,~P'?~':~ro>,,\~.~~. .",~.,.tl?e. ~~~ar,o~ ~!;f~~,,:~~~~'f!~~~\.li.~d;, t;~: ",t'.~.........amoUDt I:ions. gmterest creooto c tcafDurcha$e..::"">"'':~:~''.'''''';;'~ .,,~'\..il.:t",''!\''',''''':i~i.::''".~.,:-~,:,,'.,.;.:\'~,,:.~~'.,,~~:)......,: .' ;h13~..',' Effed'Q;Ot&er Apc~ The' ' "Ous of thiS Guanm' .'. 4re-camUla~8Dd ~i~thB~'~~I'i' i:;nJ; Jmedi~;g;'f~~G~~er~ ."~' ", ""f","',-,' 'n'" ,.,~.,.. .r'o.ty ...."\"'",.,.\ ." ""'" ,gh ,." , ,.....~..,,,.r-:,...'.o Y. existing or,fuiw.e,a~eai pertainii1g ~r cvideocing any of ~e_9bli~ti~~\,:~llCiJ. ,;d,djti~ agreement shaD be decmct! a m~ti'!" !"" ~!!e=f .'.' , ,unless ~y~3~ bY, !lank, ii1 wrtl\ng.,lf,llank,boIPS.",,~,~~~ ~<.~ti.a~c;n!~tappli~le 10 "'!~ oflbe,~~ligatiollS,,~e,~'.!'J..a <:, ;'. '~~~ttV{:~,:~,~~"~'~':~~,!)~1:~:'~f;$~:.~,,Y~~~~~~~~~.,~~~,~;~~~f.'~'%~l.~~~~~.~~~~i:~~' . .. :t14~';I'Goaf~ ~~~W~.O!Atto~.7V~ g,~t~~~y~~~~ ~d.~mpow~,any a~~~Y~~Y~~~..<;J[~<~,Pf,~f..do.pPon, "u" ~;.,;..Jbc.~c#;~~,.~~~~~~i.~;~~~,~~;~I?~w:~...un~er ~.,iJ!~~~~1b~'.:1f.Y...9!,,~,el9~1i~,~~.or,~ any,,~~ ~~;"t9~~~<l.~"~o$.o~ess;~.' ;;.iud~n~-:,gI'~~,~ 9~.f,,!, ~e", .lI!"~ua~, 9fs'1"i',qU3~!or.~ :.)~tY.~!t~~~h3 hereof. ~lb e~~l!'P~dedaralie,<t,:~~sJ!~.~~,~ : , ': release of,enors,. WIthout stay of execution and with an amount not to exceed the ~r of fiyc percent (5%) of the pnncpal amount of sw:hJ~t or SSJXX} ;.; ~ . '..:--.'addedforCouediciii i=-:Ha" .',.,' tbiS'G~'~' verified, b" 'affidavit bY"oton be1i3Ji'ofB3nk.shan ha~ been filed in sUch actioD;it ~noi~' . ,..~."'~ to'i:,,- '.' liIelbd OiigiD.I ot'tbiSG~iifTh~auti"OrilY'J,.ied hmii;SIian n~ibe'iiXb,lt;s..i1 by i1i. initial exeicise'thereof and may be ~d bY B~;0;;iiZ to'} :" tm':~.~~~_~i~ ~~~.~A~,th. ~5~ 'f,lII1~)~eni ~bi.iD~:s.<;>i.OIi,~~.f~o Ihis,pai;lg,,;ph aU imp"",," ,real ~,ti~im~:~ jdenAAc;!t bjitbe;r: ~ Fedc~ Emergency MaD8~~~A~nc:y'aS naving speciaI.O~ h~ if the; ~~unity in w~~ s~ ~e.a is.l~te~ is"~~!iDg ~~, tJ.~~~~~ ,r~" _ InsUIa.9cefr~AnysuchexclUSlonshallnotaffcctany lien upon~~rtvnotsoexduded.... . ."':-..;"" :, ...... ,~,~'. ',,! '.~hl!'O '.....~~,..;, ':;:;"'~'t\.~\::':k;.....l.;;;;~t,..~::,..t-'>.;>' . ,l'.: 1S;.~f G~r'sAd~'d~tor'wa;r.mts"'attd re'" " v- tS that the:3d~set fui1h beIoW~~'Gmli;;;'tO~'5~'~;':i~g a~~cta~~t.tiatdY t~r"lf ,> . '.' ',-" \<.'-...., ,,",., e,~..,_." .....} ;. ~"'''''l':'~'E:-!!':''~;;',,,:,,,,",,;,,,,,,~~~, ..:.....:;t,.. '1-~1(t': ~1,..J"":' !..,...~..- .... "" .' " '. .' ,',", "';"1' - .," 'J..,~i"~f-~'"1' "~fli.k''';.;:''l'f:il~~.;1!(:,1tj.". ,~h~~~~~~-~~iJ~~rZ~~~~~;fJ~~~ci~;~~~~~i~W~~~ttili~~i~',":;~~'\~'~~~~~jW~t;~~~f~t~5 . "~~wai~dof8n""~':""";' io)~~6ithiS:G~:"\'" Ji:o~8iv~r'm:'cOnsent t~ti.:i"~A~~~Ji.e'b .'the G~~lhc~ni.':ail:: tfi ,..~o."'~.WiI~1t.) iQ:"" ". Polo8nct',:g . ,~;!~ '''ed''.~J'B~~'~-ilie~~Jai~aiV~'r.~~ose~sii~ij"~t;tf~,~~~~'\"-'Y-::U;:'~~. c'l>~a:~~d io~'ih~'" . c" ."...~ i~~;W~..,~~'b.~~~~u'M:~ . . r.:;~~, G~~t. icli.~';':.:o~' hfbit~d~'~DfOiC~abl.e"iil anY.'"l"'uriSdi:ti~~'~~:tosuch 'J':;;riSdicti'ci~~':;::efr~o"theexi~8J1J1'~iikp~~Oi:~. ~.i~, . ; '. .:,:uiuilifJ~l;mtM!b~'{ihv\ja;tm~'ik'~~' .... '~~be~ ~/~;clj;j~~thg:~;:"oT;~orCeabilit .of sUch ." ,. ;oJ;iD'"iut'otii~ "iiriSdidiOD1~~Thi~~. : :~::"oblf . ticinSr~l.,i:~'w"GUaran. ."1"t~"~"~h~I'i&Jt;~~lectt6ini!.C;;~~~~'~'r<-set6ffdrJJJ'.cti1;.17;;def~e'ti~d~.^""ant"~bt~~ ~te(fP\<$iA?:.~~ : ~..;s~~.!<~~~" ~~.~~i'h3.~o' tl..' ,wBUik~~~"C<Ob~~ ,~t~,~rJ~~:.~~t"foftii~'Obii"- .ttioM~'~d'Sbau ~be3ffcdt.'d.Wan'~di3D.~~ffi;ir~' ',.,:,,1JJ< ,...1. ,,," ,,' ".~.".Y "hi...'l!i'iltl"'V"Cii*"J:~".~~~ '''',,,~,,''eY,,,,..',.'I!~~IfW",,,",,,,,~,,..,,,w.ga,.,.'l:'-, '.' .. .,.., '\6' ,v~'l1ii>''6-'.'~ l!?q~~~~ "~~h~cn:~l;~~~~~:'~i~~v;~~~'~~ih;~~~~~~~3!.~~~an~~fi~~:~~~~~~~~.wf~~~~&htS\;Jin~i~'o 't~~i~~J , g.,. .,. """.'.,.~. "f!'!', ''''.', ".. . ~~" ' -""...,.. r.;..."" ~'" ,(), tog . '.' ,..,' ,,' '.' "~'''''. .". i.~~,~e~"~!~~o-~~,.~~~,~R B~~~~~~~~Jf".~~e.~~~g~~.~'?~g?i!J~~(i).~~~~9.f,~!=l~t:o,r;~~." ~.f~~::~ . ;':'t,~~.''''~ t~;-!:~~~~dSf'~:~~~~/. .h~r~''';\l.~~.,.N-,,",!?''')' ....:.m~?~thCP1!m~.~~~~Ii\.e~ ~~~~.~~!lf~J~.l~:.s'li:~.~,~MffiE~~~-"1.'~ .~.;~}~ , ;, ':;.construed.m accordance.Wlthtllc;. 81 Ja,WlL.ana nQt: Ule laW of co~j the Commonweal o(fennc:vlvama.... "..;..;.,;"" ,,',*.;;.~. 'llJlr.'"'-:f1i:':f.'.~ .~~(!'w ~~~~ '. . '.;:::€rli~'7'''CONsENii(r.ruiUSi)J'''''o'"''AND ,..... '...r;IN..'~ ""liGAl:' "0CiEi) "G"~'- 0 OL~G~Diairny'oRiNDiREcn.~~'" .~ ~ .'. . .:',t'UUSING ou:f'd' ORREU.~'O~~AN\';()Jf" ~"'ifri4'iio~Si~'\fuENd.i>HEREBY:EAm VNDEJlSlcNmi''i.Rh'',~ tliEaEBY-IimEV~cAoL' ',svDMITsio:mi NONEXci.iis~riii::iiON'OF~'S'l'ATE OR FEDEili'Ci:iURT.t.OcA'rED.;r,,'ANY~;'i; !>~, ,~'..<, . . ,,:x-:, ,", . ,.' "" ",-.'1' ~"""",~,~;,l~~,,'j''''~'_'''''''''''''~''.~'' ,,<,.,' ,'..."".,,, .....,., '\"" .. " " "v"~'''.~''I'~'~~ ^,COUNYIN~~ CO~0~~1;lI ~FPP!1'1~XL.:Y~.~~,~~N'lPFFlCE..-um.,A,(;~ES l':lltf,W.!WS~.~.~,~\{~. . ",OBJECDO!'i.W SUOl.J~[lI91()N,~R,TO,1.HE;.LA~g..2~.._ .. ,~c?')~f.,-" . ;Y~EOl': ~ ~~pI_P~OCEEI>Il'ilGIN,~~Ol""'f:< '"COU~. EAOl UND~IGNEI>P~.~GREES 11it\.1,' SE.R~~ ()F.:.PROq;:ss IN,ANX.SVc:H PROCEEI>ING.!'1A1(!lE DU~X;~~':;':'i .Y.':J~~~rrB!;~~~~~,r!,~~,?F,~~~~~~~;~<~~~~f:.~~.~~,:!H~CH,~~~I~ED.~~TXr;;,:~~~;~~~1f.~~r i ,,18.. WAIVER OFJURY.TRIAL EACH UNDERSIGNEDPAKI'Y HEREBY WAIVES, AND BANK BY ITS ACCEPTANCE HEREOFlHEREBY, ." . ;.W AiYEs" TRIAL BY~JURY.IN.ANY LEGAL PROCEEDING ~.9i. "I~G;DIRECTL Y OR INDIRECTL Y;AN1( MA,Tn,R (W~ijm:R '.:;, ; SOUNDING IN TORT, CONTRACT OR OTIlERWISE) IN ANY WAY ARISING OUT OF OR RELATED TO TIllS GUARANTY OR TIlE ',. "RERELAL.y.nupOoNSN~~;:GVU!D.:~~m:~r~~";.~O,,,m~?SI{'M,t!1~1: ~D:l{Cf;MEF 'FO~A("K~? ,~':t ~'<':\,W:f;fw?~';{: ,INWITNESS~REO~~'O~~~:~;~~:;:;;;;',;;;;,~~~=~j!t::i',;;!~;~B i3tk'.;.:;'or ',ii,' . Y:#t~' ,'." ',,':,:',:,:',:';~":":98.:'~n;' j':: . '! '," "':;:"f;.."i,~ ~ ~~'}":~lt~:::'tt';~~~'~~~:?T~~'t::;::~\~;;'t~:~t~;:~.:,:'::\7'~"',~},,'::~;::~~,;:~ ~~~~t~~;~titrt~.~~~~;~\~;;:~ ,:'::'~~",;,;; ~.. .:';:'\:,: ""'" - ...:: ..... '. "" .:.~..--/. (,~..: I~f~,~:~~~~~~:~,t:t~:{~~!;.~,-,' , " :.i'," ;."l.. . <. ~ ,'.' , '~:f," Jot: "0 . :~'. .,>:1 ~~::, !~.'~' :-:', I'~~:; ....:1' ;."''f';~ "i~~~ OF C9~,RA T1~N,p~ r.~:I:N,E.RS~IP G~~RAr:--'TOR ~~.~;'\~;.'i:~ :ftt~t~3:.:~t~~!t:~~~~;~~~~:;{:~t 7~~:;;::~~:; ,~~.~'-~~)j~~:{~:ft~;r}~1~~;~1't';:~ .~.:;:':;..' ::.i :'~i ',~: l " ;:;~ :,.\ ': ':;;SF:~;~'~;~~y~:;; -, "," ,'" ~ \' ." ~.:... )"." " ,", .~ ' , . ..., ..' ',.:: ~,':,: .',~.,:"',,.,.: ,I,:.,.~\,;" ."','~,...-,.,:~,.,',',~l~'_,:...'.,.,..,'"..'.~c_":.',.,:,,_, ,. '. ;""" ,.::~',':;.;;;~::',." ,:,,:,:'::,;~ ,:..:' , ":r~l~~~:~~;~':~,;~;;",::,;~ .';:.' '.. . :":~ " :\"'~, ~ ~.. ~ ' '" . ". ,- ",' ',.', ,~'.";:\"C.:.;f~~~;'~'~;~'~~:::;'~; :::'+~:;;: /;;.:t.;~~:: '- t~;~{~i:t:~~\m~~~;;y:;,;;.~;:\/~~t. .,:.~.'~.~.: )',:::, ,~:! .:",. ': . . ~;;~.~. \. . . ',":-".;....::~ .' :."';l~'.~:;:', ' ..J','j"""!~,' :~...;{,,;,:;,",:~,'.(t :,..~.< '". ".;. ",..,:~.;(,,''I-:;'!f,,;.~~<~:,:.~,.,'l.,~;'.'''' ~ ' < ~ " .. ,I,:,' '., INDIVIDUALS OR PROPRIETORS SIGN BELOW ~ p C\ , , ,14441 Mountain,!ireen Rqad X r-)Z.J~ Willow Hill,lPAl7271 " ~s. Di~ ..'. ADDRESSOFqUARANTOR NA}VRE R ,.' X "'4<~ - ~ Same As Above 1.n a K. Diem ADDRESS OF G,!~RANTOR SlGNAnrnE OF GUARANTOR ,,' ~. .. By: Jo 901D-C'11)1fU ~:,'.:'''.3\TB ~:' : ~,.~:, . '''8 ,-',''''''. ,,,...',',..~.' ,"~~.'GUARANTY' ~. ,. ",".",'~!; ,;"t~'i5!J '" .'. " ...., '~"/;'"j ;~:',-/~~","."",i , r::' '.i.' '..' -";.. .:~;~,~.~::,,~,.....," '!~:;'{1:\~~~;t#;fff;~:E~~~t;';~~::. '< " . ,."..... ' ..., ,.;~ , .. -'. This Gwiranly is made and entered into by'the undet:signed" ane;:1 by ~ch of then:.: if more than one (the "Gumntor"). fC?r the benefit.of CoreStatcs B~ .'N~...ana~ona1~ankingassoc:iation(the"Bank~^.,:'!o":"':~:'/':""~X:\:,~"i'''''', '... ~, . ", ' , .~. ,.,: ,:.~'.. .,:..:..'.,...... -"'.: ,'.,1.' Ob~:~e,""O!',ligor..m~the.fol!~ngpe~,~.~tity.~d,u:p1~thanonc:anyorallofthe following persons or entities: - >, . ~.' Dt~And'Yon~:"<-'~';ihe.'E';"~pi~s;';' ,. < .....',.',;~ . 2. O~ The "Obligations" means all ~g and hereafter inaured or arising indebtedness, obligations and liabilities of the Obligor to the 'Bank. whether :1Ibsolute: or contingent, direct or indirect and out of whatever transactions arising. and includes without limitation. ail matured and unmatured indebte.dn~ apligations .and liabilities of t~e O~ligor' ~de!, Of. iD'~~~~n..with existing .and future loans and ~~~~ evid~nc:Cd by promissory notes or oth~ letters .of credit. aa::eptances, all other extensIOns of c;n;dit,: repurchase agreements, security agreements, mongagcs. overdrafts. foreign exchange con.tnu:ts ~d all ,othe~ con~c:ts fo~. paYI?ent Of perfonna,I?:~'; in~c#~~~, an~ ,all in~~btedness, obligations and liab~ties ~~~r any guaranty or surety ~emenl. or ~ c::o-maker or c:o-<Jbligor With ~y ~ ~or an~ ~f ~e r~going. including without limitation' all in~ ~ costs (including co~ection .' costs) and fees (i~cIuding reasonable attorney's fees ~~ prepaYin~tfees) .inciirred. arising' or accruing (whether prior'or ~~sequent.to the filing of any bankruptcy ~ti~ by or against any O~ligor} ~d~ror; ~ .c:oa~i'~ ~tJ!!Jny of the foregoing. If the term ,"Obligor: .~udes mor~ .than, o~e. pe~ or entity, the ObIi~~,?~..sftaII in~clude all, Ob~gati~ o! ~y ~~ ~ ~~ ,!'rs~. ~ or entities, whether such Obligations are ~~duaJ. joint. Several Of joU:t~ .and . .. sev~raJ. ,':,};~,,~,,~, "''.f ".>:' ,.. ." .. " . '~J,,; ',.oj,,: ::...~..., ~~~::-.,f~~.;:.~~~'.f~;,~~.;.!f:.V;~N ,.j, .:"~ ': '} ',.. ',':. ,'; .;.. '_'.~' .. .. ~~ ';'::.' ') .: f -+ ,;:' " ' ,"" :'::" ~: ',: " '. ">;. '. ~ . ~~~'3..t~~~' G~~ In considerati~n' o(aiir~iiDg qbIiga~#'a"iid' ~~Y"~bligati~~ 'which' may'hereafter"iuk in- be ~d. ~ch Guarantor. ..'r~~lnt;nding .~".,be le.gaI1y bound. ~bsolutely ~d ,",!co.'!,.ditjo,,\,lIr (~j~'!Y..f'dscVerally if more than one) guaranties 10..B~k the, payment, petfonnance and , '''i';:t'~tisfacti~, ~ben,due, (wh~ther by .s~~d ~!uritY.,,~den:-an~. ~~'~~~,~~ -otherwise) of an Obligations. The obligati~ of ~e q~tor. hereunder shall '~ continue in run forCe and effeq irrespcc,tive ot the yalidity~ legality or.enforceability. 'of any agreements. notes or documents pursuant to which any of the . :, ';,: O~!iiatioris'ame.: or the Cmtence.... v3luc' or' Condition' of .arii COnater.ii 'for any 'of the' Obligations. or of any other 'guaranty 'of the Obligations. or any other '~'.~t8n~\V.hichmighiotherwisecOnstitu~e-~'Iega(Orequi~bl.cdisC:~argeofa surety or guarantor. ." . '. . ~ ,.~: . . .' t" .I', r'. '<<' ,,I' ~ ':.t-:.; 4./,: Cost o~ ~oreemeuL Each Guarantor,agrees (jointly ,and severally il.more, than one) to pay Bank all costs and expenses (including reasonable attorneys' '):'.r~~atanY'~cl~cUrredbyBankinthe'c~t~men~oftf?S,'G~tY_'a~nstanyGuaranwr. " . .!, ". ","1 : ....:.),~~ ':l~:)',,'~ ~.~::" " ,>..., . . . ~~~,"(J~~~:~~~~~:=){1f,~~~~~:',~;~[~~;W~~~~;;~kl~~;~~~~1-'~r :~~~~ F? ~ ~a,Y~~~~ l~ ,~.~e1o~:~I~',0~~:l; ,~~~~. ~ .~~~~C:~ ~~~~e . '. 'c"';, ,6. '.:' .Coa~~ GIlUaDtJ'- This: Guaranty~shaU,Coz:1tinuc,i1J.~run. ~orcC"imd .effect with respect to each Guarantor and may not be revoked until all existing . -:,' t;:::~~"O~~~iiC!,~'~~~ .~1,9bli~,~ iie~~r,'in~ ~?"~~ii~y~';~~...~' p~i~ l>eno~e~,~nd satisfied in f~lI. Nc:'l?'ithstanding the foregoing. any Gu3~lo/ may, .;, : "/':!f.. by :m~ten .no,~.t~, Ba~~.ll:nninate i~.~.~~Iity ~~et=~ 't\th ~J~.Op!ig8;~~~ns. ~~!ch are n~t ,rre:Te~ination Obligati~ as ~~~ina!ter ?~~~~. ~~ . ,~:l~~~O.d~;;,:~~~~~i~~~~~iv~~~~~l~~~~~;rt..n...~~~.~~c:;~jE~L~~~~I.s.f@;~~.~~f~+es ,'>~, ~ ,.$U~11:2~~~:2,. ,'..' .. "",""':''''~''''',\\1''''' ,.,.'. '.<;" ,J . "...~t.,~.<o'd.,I''''.'''5'1.-~:~g.w\'M4i2JL'''CA'l:i.- L~ ~ ~'~ J-:C r:;;-~-.3 - s7B f~o..J I,~C?~ ::.,\j,),,,,,.'p,~';''''~~;j;".''~'1,' ".';;;~J;'::""ll:'i'."{'""'''.,~~."Ij!:'l..'.n''''''D_''''',!~,cU. JGO. ....".A:~. '~""~".";''' , ".A . ".,,,,,,,": ~'~"""'.:'~"'"..''' ,,;,o:H ' ;:.,:'~'~\'l:"~..4,.~<:S:"~;!"'i'':!'.~r.'''~ .. ~:~:",,':'..~>:'h' ','.T~i\r-";,""",i.'\-.'~~H,,~...~~-,~..r:^ ' ; /. ~ ;' ~ .~. ,'~,':', ~:::~' ':";'.;'.;:"1;"'~.;'~;:>(;'f~f',:' ..:~ ......, h:-".;. ..'t. +:. ,:'.; , .~;:,The b~ pC t?5~bbshing (I) that !;Sank ~as recelycd any ,temllnation noUce hercunaer and II the day on which such nol1ce was receiVed shaH be on Guarantor. :' :" ',? ~I.n. 'tf;1e ev'eri~.~ai 'Bank rcCeiveS"ao"effective ie!iUiri~iioo' ~otici:' 'rrOm dtiiUintor iri 'accordance with the provisionS of this pai3.gr.ipb~ Such term~'natiOn' sIUill not ":;.}~ilff~ ~Uar:m{Or~s)iabilit~ (~) fc#.~~~9.~+)~~~ gt~,~g. #~p~.p~#~ the: t~j,~ d~ty ~olI~~g feceiPi ,by Bank P~.s.~~~ te.~ti~ ~~ti~ o~ 'any, Car~e~ ,,' . day. on which Bank delennrnes rn good faith that the appropnate' Bani officers have actual knowledge of Bank's receipt of such notice (the "Temunation :,..;:~.Eo:~v~~P~~~").,.(b) for ?bl~gati~ns, ~~ic;h ~'~~?'#,i}.1.~.~~~~~ ~~,ndJ:n~n~..~xtens~on~ su~itutions. repla~ni~ntS ~ roll~.of.:~:whic~ ,~~t o~. ... :,,' .~ed rnt~~ on. Obligations mcurred o~ ~Ipg: ,o,~~ ~,r ~~9I: to ~e:~!~.in~tion Eff7cU~e .Date. pr < (c:) .~o~ ,()l?~lgat10~ mCUl'fec!,~~ ,ansmg p~u,ant tf? a:: ::'.rj; c;o,Rlmi~~~!.~iJ:igori ~.~~I!D~~p~n~~,fe.~~~g,~~~~r,ft~~,~!!#~~ ~bl.ig~te~d.t4? ext~rd c:r~t.~r,.~~~,p~ym~e#1p ~<? Pl?I!go,r;"~,~o.:; C?l?ligo!,:s ~~~nt.. .; :'~ ~a~t ppli~tlq~)~fc:rrcd, tt? l~ .th~, s:n~~~~, ~~~~~ ,~~~~!~W,\~~. ~!J~~~~,~led rt~e:"-Z;~.~inati~n ~ O~1igatic:r~~~ It .~ u~d~~toOd,~tJ:t~~ ,f~~, ()urpOs~ t?f this ~.. , ' ,G~nty ~d regardless of any conflicting agreemen,. between Ban~ and any Obligor. all payments on and other reductIOns oCthe Obligations suf?si:quent t,o the '~. ;:;Te~~tiqn ~Cflive D~l~ (ott:er ~ "pa~~~ii.m~d~,~i.q~niOi:~~~pect Of~~~;G~~ty itself) sti,~I. ;u.l!i~ Bank el~:othe~ in ~~n~.'be ~pplied '; . ',: ; fi~~, to., Q~I,ig~,tip,~~ oth~r :;t~~, ,Pr~.J:~i~a~?!I., O~Ii~~o~~, ~~.;~~I~~Pr~.le~i""ati~~. qbli&;atio~~ I~ ,~ furt~,e~ .un,der.st~ tha~ the p'rOVJSlo~ ...?rlhe. ,~ ',,~ - preceding Sentence shall be. applicable regardless o(~e 8IDQunt of any new Obligations inCurred or arising subsequent to the Tenmnation EIfec:tiV~ Date. ,rio',::, ~ " '.\,' 7~ . w~ei5 .,nci Co~,By ~~or~ ~J~i~j~1;':;mcondi~~~ly 'Cozi:se!1~ to.'aiu! waiveS as a def~ io:liabi.li~y hereUnder, ~ch of.t~e follo~g: (a) any ~a~ver, ~~ction. c:tclay.or,tack ~~,di.l~ge~~~~Y.~~~k.jn, e,~~o~!I.g..~~ rights'a8ai~s~ any Obligor or in ~ny property, or ~e unenforceability of any such '~ righ;>'1 ~~.cl~d!!lg any fail~..~ 'per;f~"p.!"f'tc:c;t. ~.~\~~,~. ~ny. lie~ ~~~rity~ ~~teTes~ which may be inte~de~ ,directly or IOdirectly to secure ~~~ of the . -': O~hgations.; and the absence of n~tice thereof to any Guarantor." (bribe absence of any' notice of the incurrence or existence of any Obligation~ (c:) any ac:tion, ", and the abSeno:'of notice thereOf to' any'Guarantoi: taken by 'Bank o;a~y Obligor With respect to any of the Obligations: including any'release, subordination or " sUbst!tuti~' of any c:olIatefaJ or release: t~ination~,Q;1inpro~~~.:m~fi~ti~n or a~endment of any instrument execuled by or appl~cab~l? t.o any {)bJigor or .of ,any 11~i~.. righ~ or remedy a~ai~t.a~y qbligor ~r any prope~y<t.c~)<ariy impairment of Guarantor's right to reimbursement by way of subrogation, , indemnifiCation .or contribution. (e) any other action taken or omitted by,B{lnk in good faith with respect to the Obligations, (f) the absence or inadequacy of any formalities of every kind in connec:iion with enforcement of the Obligations. including presentment, demand. notice and protest" and (g) the waiver of any rights ~,...of~ank underor;iny action takenor~iniltcd"by f;3a~.~th rCspect,tql!J1Y.,9!PC!guar:aIlty of the Obligations. . ';, : " ,l .' . '."< ',. ".:':: ,;.... . '. :' 8. . Other Agreements By Guarantor. Eacb Guaran'tcir agreeS that there shall be nc requirement that Bank document its acceptance of this Guaranty, evidence : .~its reliance the~n. or that Bank take, any aCtion against any pe~n <?r: ~ny property prior ~o taking action against any Guarantor. Each Guaranlor further agrees that Bank.s rights and remedies' hereunder shall not be impaired or subject to any stay. suspension or other delay as a result of Obligor's insolvency or as a result of any proceeding,applicable to Obligor or Ob.ligor's property under any'bankruptcy or insolvency law. Each Guarantor ~Iso agrees that payments and other reductions on the Obligations may be applied to such of the Obligations and in such order as Bank may elect.' .'.; 9. Snbrogimoo aact S"DDiIar Rights. No Guarantor will exercise any rights with respect to Bank or any Obligor related to or acquired in connection with or as a , result of its m3king of this Guaranty which it may acqui~ by way of subrogation, indemnification or contribution. by rcason of payment made by it hereunder or otherwise. until after the date on which all of the Obligations shall have been satisfied in full. Until such time. any such rights against the Obligor shall be fully subordinate in Hen and payment to any claim in Connection with the Obligations which Bank now or hereafter has against the Obligor. if any amount shall be paid to any Guarantor on account of such subroga'tion. indemnification or contribution at any time when a11 of the Obligations and all other expenses guaranteed pur.>uant hereto shall not have been paid in full. such amount Shall be held in 'trust for the benefit of Bank. shall be segregated from the other funds of Guarantor and shall forth.with be paid over to Bank to be applied in-whole or in pan 'by Bank'against the Obligations. whether matured orunmaturc:d, in such order as the Bank shall determine in its sole discretion. If Guarantor shall make payment to the Bank of all or any portion of the Obligations and all of the Obligatlons shall be paid in full. Guarantor's right of subrogation shall be' without recourse to and without any implied warranties by Bank and shall remain fully subject and su~dinate to Bank~~.right to collect a,~! ,o~h~.~ounts which may thereafter be:C?~e due ~o the Bank by the Obligor in conne.crion ~th the Obligations. . CoreStates Bank. N.A. also conducts business as Philadelphia National Bank. as CoreStates Fir.>t Pennsylvania Bank and as CoreStates Hamilton Bank Co'" '''''''T I'!'" "-... .-". \L.. .! ~:\:.o' ,:-.: '~::":~:i,;'~'1.\'~"";'.:~':'. ,.'(:t!;;~!r.~'i,:!~~~::'::;~t.~.t;","".':i;~,J"':~\!?:"~_"!:>-: r,".'" ''-r..~~'l, t;>1"-" ~'r;"~~??fJSJ;i~::"--';;,:~~\~.>;;:~'~':~:~:S:\"1":^":, '~":~,, ";' . . .' '~. ',',: ;:;,;.'"I.'~?? - ,~,::n '< lQ. ReiDstuement of~. H ~ claim is ~dc upon the B~ ~.rep8~~~ or ~~ry '~f any amount or amounts rec:h-ed by :':lank in paymeui ~ on . account of any Obligations ,and Bank ~ys aU or part of said amq~t ~)I', reaSon of (~) a."rty judgment.. decree or order of any coun or administrative body having jwisdiOllon ovcrlbe Bank or any of n.l""P"Ity, or (b) any setUement.or cOmpromise in good failb wilb any such claimant (including Obligor), lben and i....::-:lt ~e"t. ~ch G~tor agree$ ,\hat' any '5U.Ch. iU;dgment. decree. order: ~temc:nt. or 'cOmpromise' shall he binding upon the Guarantor. notWithstandiag My ,~.'~nninatiOD ~e~~pr ~~ ~,ce~~on ~ any~~~~ther~~t ~~I!cing ~YP~li~~o~~~ ea~9uarantcn: ~ re~ ~b~e ~,~~ }:}~,.~~r : fortheamountso.rep81dorrecovc:re~toth~same~enta" ifsuchamoWlthad n~yerodginany been recetVedbyBank.' .' , ," "-~' ,'", .:;,,;~ ~';,:, 11. Security Interest.. ~,G~t~ bere~y ~~. to me.~~ ~~.. ~ts: t':l,p:;e ~~, ~ ~ty inte~ in any balance or assets in anl' deJK?s;it.or other account of such Guarantor in or with the Bank whenever and so, long. as any of the Obligations, shaD be 'outstanding and unpaid and agrees that the security intercstherebygrantedshaUbe,indepCndeniofthcri~tof~tof!. ,:;.;,;;~,:~,:~.;";;'9>~~!~~~~~Y.::'::I~~~'f~.J';:' .:<::r:',. '~p,. ~.~ '.' : ;" :': ';': .::,,,?..:,:,::,,,~:,-,""';~; M. ,.12 . .F.IUIIdaIWormatioa oa GIIIDDCOI'.. Eafh Guarantor hereoj agreeS to provide ihe. Bank. with sucb information on the business~ affairs and financial con~lion of such ,G~tor ~.the,~~n~, trOm ~,0 ~~ .~r ~lyiequ~ ~~.~g ~~ tb~ Bank of any clJange in th~ address of ~ q~.1D lbe event .that. such Guaranlor.f3iIs I<> COmply '!Ilb a. requcsl. fen: information as berein agi<:cd. within ten (10) days after =ipt of lbe request, such Guarantor ',., uP."n. deaImandby,lbfane ~'Oagrc:b' . os.!" ~udio' ~,1I!e ,BlbllDl\f~ltb9tbUt,,~~n~~0'1:.~~,~fr~,~.lb~,O~ligati~~~dc \" pa~ .t.1'~,~~<n,:,!!'r:'~<"I"'i" .. ,p~?P 8J!Iount 0 , :!'I~ )j~ti~~ _' g...m~~, erep~.",9, '~1,~ ~ P.~~ ,;,J.:~)~~ti",'\~.r!.,', .~,;;~ ~I);..~ '....; . ,- P"'~>I;.;\ ~ ~ ~l~ ~{..;. .f~i...~..;:.it;1~~f;.O:'i ;" ,;-'.,13:.EII'~ ~~Ap.;."",,* ~,~o.ns,o(t.)lis.Gu.ari!nt.y m:cilm~~~,~,.;tb ~8nIr.:s (ighls and remedies against. p~l.pr~any -:' .:)~g ar C~t~,~~e~~ Pc~!I&, ~,~ociag any...~~,~e,qb~~!i~ l'j~ ~,~tiOl~~tl;'~eDt~.be deem~ a modifica~ ~. Vf3ive;c;.~f .'" (l css !:"~2:.,5;",a~,;~J:l~~'f-,~,~",-'f.~l""'lb" "b.oI....'"\y"o!het;~~%~,'#,~.~~!'!~..w.li<:a\>lel.p any of~, Obligatio~, lb-.Jiabi1!ti at:!"'Ch .' t,.. uarantOl' ~~~d'cr, :wa.u .~ j~t auu ~~ WI, ~ p8!ty. obligated ,On ~ oth,cr, ~ty Or. surety agreell]ent, unless othel'WlSC ~ by ,Bank in :, : ::'.wri~g.'~ : 'ii~~~~1!-ff.~~.;~) ~i.~;~~~.ri!~ ~\7.t ~9t~itii~!t~;:;,~.y,},~?i;~~~~~H:l~~~~~~~~J}t~;j~~/~1.~~;iP~;";~: 4 ":';'.; t::':;,.. ,'. ",';.~r:'. r.. ..\i.'.1}~..' .i~,:~~,:~*~~#,~~.. ' " >I~4...i~~~~,~,J~~xv.~"I~.~~~~Y7.r.~9t,g~~I~~b~)!~~~~~~.~,~';"~w.~~y.a~~eYOT~Ycl~~/OfCO~,~(,~ ,upon" : . ,j:~~~'~R!~~.~~~O!;~,~r~J'~I' ,~~~~C5..opq( ~~~~.~~,~~~~':.}Q~,~ga~~$iT;~c;n-~~ ~ .~e ~~er. tr;J;~.{~:~ ,~ess ..,~. '~~~',.Fd~.~.~,~.G~~!,?~,~:", 'Il~~~~,,<<?f~~~~:;~~'~"i~~:~:~~~~~or~out~,y.i~~,~,~and.:. .. ;7: release. ~ ~IS, ~tho~~~y,9f,~~~,~.4 ~,~.amount.~ot.to ex~_t}!.e ~~9Cfive~nr(5"'G) of~e P~CJpa1 amoun~ ofsuChJ~~ ?rSS.t:OO "j' ;~~d~l~;':~~~~~~~~~~~'7~~fn~t~':f~~~aJf<o~~~~:r.:;~::.:ch~:~.:~':.::::;",:~: ,-' '..'. .,...,.,~",_""".."!l':~,.....y,..,.",."".,,.,,~'...,''''"',.''''" ,~ y"" "'. .'.' ,,~.., , :;., time_Jhe~ ~ ~ ~uded .~,~e lien,!of,~.J~gment obt~e4 ~ely pursuant to, ~ paragraph aD improved real estate m any area Identified by the ' > ,:, ;:~~.=merg~~ ~ge,~~/~~s.~~ ~3:~gspecial.ll(~~n~:~;;~~,!~,~~"~.~~~Y.iq~~~~t:\~,~,~,,,~~~~,~ ~P!l~~..~-:~~,~~~~:~ ",' '. <:' llIOIu.L~ ~ Any such exclUSlOD shall Dot affect: any lien ~n prtV1@r1VDotsoexcludeci;.i,,:;:.,:li,' ~~','l<::;;.r', :~'.. ~::<,~ ,; : ',.," i ........:~;,... ";,.. ,,:., '~'t., ,,~;~ \;,:~,,,''l.-~r;';~~ ~;t':' ~ :.: , /:~,:lS;\;~oi'I~Ad~6iWi1itot~~1n'd ',~ "esentS that ihc~~~'~nottb'bero\\fi.;h~tor;~'~~~~g'ad~~'~g~~teij b; :,~. . ;::~D01;ify BaDkiD::tlieevent'ot'any~{<f~~~~;f~1;~..J:e1~~&Jt1f;iA4,~~";~l~j;1~i-k~f,r,,1J:&~S1;~C~,i! j;. ;.(:;~:~' ;~l:P$j:~':~~{:t~'if;;%iE!,r~:~t~".. '.:W'; . .,~" 16. ~ ~~' ~ ., o~m~lamentOl81iV\~~visio~" or this Gua;m'<<'~' b~iiblCffeCii~~~I:f~~bi~~ 'and ~ ' ~ b each GuUaritor8nd Bank;andDO ..... '.' !"i.'''(''''~''~' ()'~'l' ,1....'...'l"r~,1'.~...._..ll '., ,-,. ,,:~,!ii"i .'''l.''''~'''("''''j}..,~... g." gn Y , ',"\' ',';. .'. .):_ ~'f~Y:!:~-<,~Y,~~~9n;o.. ?!;~R~~~~,~w..or..~~~t*~AP.Y~~~~~~X~~t~~~,~~~~~.~~~t~~~~fI!~~.~~j:! _:~,,1S1~~:!,by B~,~d ~~:lJo!~~~~~~~~~~.~J...~~ ~ ~~~e:~Y~~_.~~~~s,~'~;.,~t!~~ol:--~~~P~ f~~v:~chg1v~.(I?)~! ~~.~:i': ,'\~~.!hlS.~~~}~."~~,~gi! ,l:,~~oh~~!~~~~.,~~f~~~2~~:}~.~~YMrt~E;~~~ 1'~fW~,~~~~~u~A~~~9~b!7: I~f!~ctive:t?_th~ extent 01 5?lt? ~fJ:l.bib!tion ~,{i':; ,; unenforr:eabiIil):: WlmoUl IDviilidaung lbelelll3DllDgportions hereof or g the valkiitv,O cnIi ~ ty of such provwons m any olber jwisdic:tioll.. (e) The' ~;;: :. ~~::.Obli&ati~~;;(~' Guar.u1st~Un"'J~h~ri'i6i ~~:'~Ct~~~~' O<"!lo~~ -..~'" ~b~ U ...'\, an '~latCd or lated ~&~'wi1id/'~.~~' .. ~-:~U&.o'..mr.mkir~i';DOW'~'-l~~~"~."P.~"">~"":"'~~'B'~~[,a;f(iY ~-j\~~ ~ ..,,,. ....~rsb3ll:be-Jreaedb ~~ e':fnO .,; Ors.'~~:' . ,It,:ieg~j"staiUS'Q''''~rshig~ " ~~"'''~lb.-..it:.rs ~ ~~ 9. ~,.1I"jk;,bte~u>Obiig;.r:'di~'(lua;;.,;:ij~.'~) b<:";~\. :. ~bindin""\b t~~'~iC>1;~f(l>>~ .",,:-. =' . ~f1t'. ~'l'>r . ~w""'f.F~""'J::~. ~.l" .Il:.."i~~~ ~~ ~'1 :-.z'j;fl""~;!>JT~'.- ..'(~an"'~' ';i. ~~,c d~""'''~''':;;: ...." { __,.~-..: ,:",}-, g on eadl. uarantot:an tabv~~tate.: sucxessorsand n 1D~{o8l;tber Wlw. n6"~ts an rem~es 0 BiSlUo. . " , ,5-bereUndei" toihe~nefit,o(tlie B"" ~~e~a11<r'"a!4f=NOf.:t ",,",~ Oif;g.~d3~"(ij: D'::;D~oiibe rig(Jts.cirobligati~'Otany~~,N ; ~ G~tor.h~unaetm~y tfi,assi ~r"""(e~trWfUiO'tirn."V~~rl.">>:" c tii~B;n[ '{j;5-~~ ciwiml~~sh3n be govemed~ and ~.~i > ~ '., "\ ...: >','1;,\"~,~ . .;.;" }';bl~'P~'" , "-~""'I!I<"f o:T"'i;:o};'..t.,.;r"~~~'!IiliJ':r.;::, .~~ . .E1~"'I#'c-"'''.~'1E-.-:''''~\''!io~'o1.~ ," '1T.~:"<'::"{ij. f"'t.i'~'"t"'.'''t'~'6~~'~' '\.? ~. C construed In accoruan.... Wit me mtP, Dot ihe taw: 0 oo~S!!~o COnUrioo: p~ama._,...: ~,~~"~'l::~~. ~~'~~..~/:'l".....""i't:~~f..'!'()~"t~:~.:~, ",~rii5'CONSENi:rO ri'lliiSDicnc}N~'." . ~'''''~iNANX'tiGAL:PR()'ctEi3'"(t ,"'. >7.iNG';iimEcn:Y.OR.iNriiREcrLy:~m lIiA'iTER.'1!;; ,:~~iUSING):)tri'tOF OR REiAi'ED.'m'iiDs~A~:A,~'~f ORl:'iU!'REU:riO~HiP." ~~O:D HEREBY;EACn: tiND'ERSIGNED PAlmi ;-';i;~ tl!. ,~ " . '''. ......,~ .-,' .,'" ....,.. .,' . It. Mi.....!' . .., .~, .~....~.~,~ ~."" , ' , ., . """ ',.y,HEJ,WIY,!RREVOCABl!X SY!l!!.fi,!S~R~l\!9~9<~~,,, ,.,:J.P~!?I~l;!~,p~~m'fE P.R, FED~ COURT,L~CATED.IN,~ if!,,~ : ~.COUNl'Y~TIlE cO~g~1JIgF;P~sp,X~G'~~ /l~~~~PF'!L\g:,.~,~G~!l5 N~.~O ~E,~,ii, '\ O!lfECDQN,TO StiCH J;mus~,~?~,.w"TIIE:,~, . ... .P.R,,~~q,9."~, ,\lNYE Olf, SUCH PROCEEDING IN SUCH ['-t' . COUNTY,~qI UND~IG~E.R~~ .,~GItEESTIlATSER~g;;pF PRO,CESS,~~St!~ PRO~INGMArBEDUL! ~q:ED _. : "UPONITBYMAlLING A CI?~~!tEO!,BYREG~D ~POsrA~E,p,~r~~!9 ~CH U~ERSIGN.ED PARTY.~, :~:'"' ,;' ,~ ,;,18.,', ,WAIyER OF JURY :ntJAL!~~.U\'I!>EI!S.IGNED PAR~ ~r .~~:~,~;\NK BY.rIS ACC~Y,I~CE ~OF'I1IEJclEBY . .:i,' ~ArVES, ::r.~1-L BY ,JV~Y, I~,,~ L!i=~A,L,PROCEE:IlI.N,q,'l'\I,,9L;VJ~!i: D1R.E:c::;n;v, OR INDIRECTLY, ANY,MA'ITER (WHETHER :.' ;,;SOUNDING IN TORT, CONTRAcr,OR OTIlERWISE} IN ANY WAY ARISING OUT OF OR RELATED TO THIS GUARANTY OR THE ,RELATlONSHlPEVIDENCED HEREBY;,11lIS PROVISION JS,A MATERlAL.INDUCEMENf FOR BANK TO .ENTER INfO, ACCEPT OR '.."i~REl;y, upo~nlIs ~uA~~i,f''W1.(~~{~t~t~i?F~~~~i~~',~~\~!l4'4~~1W~i''/;~1:,~fn',' 8'" N~,~~ftt~:;,:t~:;;)~;,.~\:;tW!!r"" .'1, ,:;;\s.~t''';'''~''''''' i<tf,'~ {:;r;;';"d f3 \;\~<:;'.~"~ ',' I:INWI~ES~~~OF.ea.~.G~n~~.bas,~~te4~Jju~ntyas.?fth~O<"" . ':'~day,t?f" ,,' ,-,19 "J-. ..<.~;" ' ..{i~;i ':,:, <i:{i~V?:~ ~Ftll :~~~11~~~~:~~,~a~\~~:~f~t~:~~;;~~f~~:~~i?tt~;~;~:f~~f,l':'\J:,~~;:~~':'Z.t1:'~r:~~;'~ :~,~:'? :" <~:.;~' , "., '~I ' ; , ,:', < / :'-::~~ "";: :-/!,,:/>~~~{, " .r <;.~' ;t.~.:~~;... , . ~' '. '!. t: ': ~';" ',~.~ '1 f:.';':'! ~J'~_:!l~~~";~~i."',~{~\~":f.~~.1 . r' ...' "'. ~,'.' ~.l: ."..,;;J.!:t.::..cl',tl' ,- ~ ....1. *'~I "'::r~'l.;'~' "~:'1..'I,;;i1~:f,'!:..~~ . ',;':', ", W .!fJ;:' t't~'J;>'" ~~ : ,~,.: ",,;:..1~ .~~ 1"'~".,J~,/~~". ?t'lY'~r ,..~ . ~,~ EOFCO~PORAnONORPARTNERSHIP.GUARM"TOR .' r.: . .,t~l~~~~*ir1~!~!;~;~'~::~:;;:F~;i~;~;~(':~~";~, ";:':~',(:': :.' ,:\:;.': ;"~::.<i;+::;;'~::~'r:: . ;,,~~~:;:::7i?'H:;j::~!,\:&~t~;~t~~~t10~Wf~t~k~~i~~:~~,~;~~3;~:~~1;,:t;,i':" ::'.!;,"'~' '," 'i ';:;tF~,~~:{.?2:J~;~):\::~V~i!~['f)'1. ~'~it)!1~:1li:K:{tt~j;~~~~:i:T~~tr;'$:~ili~j;~~;1f;'!~f:: '"'. ::, ". . ~ Y;':':'.:!";~,;\;i;;",r;';;:~,ll'i.D~DUALS OR PROPRIETORS SIGN BELOW ,;i..'.'.' ;""'.;,ijU:"i:\'",14441 ,Mountain Green Road ',"', . ",<"';.i:~'~,-:.:i;:""'Willow Rill, PA 17271 .' ,.' , , ADDRESS of QUARANTOR :. .,' .,~,~. '!' ' .. .. . :"~";: ,,:,. ': ,~o't: "d,~t.I:~" ~:,t~~:' <..."!.,,.:.,: ". ;:' . :.,;":::',~' ;', ~~;~ :......~';; .;, '" .-'",'" i',..,~l:~r~' ,,', ;;"', .~:~ ': ::..., ",.' ,::-':>, Same As 'Above ADDRESS OF GUARANTOR WITNESS ' _,., ",:- ~; ':.:~ l,1 :=:'::":.!S.fT e:. 9OlD-C JllI93 , ,..- . ~" > ~.- " I . ~ .'< . - ~ . ,~-; " ",,' -.'",""" ':'.^ - ~1 - , BINGAMAN, HESS, COBLEt;TZ & BELL, P.C. By: Kurt Althouse, Esquire Identification No. 35238 601 Penn Street, Suite 660 P.O. Box 61, Reading, PA 19603-0061 (610) 374-8377 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF FRANKLIN COUNTY, PENNSYLVANIA CIVIL ACTION - LAW FIRST UNION NATIONAL BANK, NO. successor by merger to CoreStates Bank, N.A., Plaintiff CIVIL ACTION - LAW VS. JAMES R. DIEM, LINDA K. DIEM, GLENN H. YOHN, and SHARON M. YOHN, Defendants ACTION IN CONFESSION OF JUDGMENT COMMONWEALTH OF PENNSYLVANIA ss. COUNTY OF BERKS Douglas R. Good, being duly sworn according to law, deposes and says that he is a duly authorized officer of First Union National Bank, Plaintiff herein, and that he is authorized to execute Affidavits on Plaintiff's behalf, and that the facts set forth on the foregoing Complaint are true and correct to the best of her knowledge, informotion ond (:;) ~2/; 'J. P- ia . Good Sworn to ~nd subscribed before this cld~CJ day of _{y\0.r(\-'" 1/~ 17 ~~ Notary Public r me 2000. Notarial Seal Malissa N. Young, Notary Public Reading, !'Ierks County My Commission Exoires Aug, 13,2001 158897 ~_._._~ r __ ";~:'.'" ;::,.,.~,:,~,..';VWH:: "1.s:-;r)(X1t.(\!l ,~. y<..,tv:tI~ 'f! ~ - .~ '" ~~. -~ ~ , ;' ',~ '1.;; .' , BINGAMAN, HESS, COBLENTZ & BELL, P.C. By: Kurt Althouse, Esquire Identification No. 35238 601 Penn Street, Suite 660 P.O. Box 61, Reading, PA 19603-0061 (610) 374-8377 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF FRANKLIN COUNTY, PENNSYLVANIA CIVIL ACTION - LAW FIRST UNION NATIONAL BANK, NO. successor by merger to CoreStates Bank, N.A., Plaintiff CIVIL ACTION - LAW vs. JAMES R. DIEM, LINDA K. DIEM, GLENN H. YOHN, and SHARON M. YOHN, Defendants ACTION IN CONFESSION OF JUDGMENT CERTIFICATION OF ADDRESSES COMMONWEALTH OF PENNSYLVANIA ss. COUNTY OF BERKS Kurt Althouse, Esquire, being duly sworn according to law, deposes and says that to the best of his knowledge, information and belief, the addresses of the judgment creditor and the judgment debtor in the above-captioned case .are as follows: Plaintiff: First Union National Bank 600 Penn Street, P.O. Box 61 Reading, PA 19603 Defendants: James R. Diem and Linda K. Diem 14441 Mountain Green Road Willow Hill, PA 17271 Defendants: Glenn H. Yohn and Sharon M. Yohn 14441 Mountain Green Road Willow Hill. PA 17271 / , Esquire Kurt Sworn to tnd subscribed before me this cici'" day of f'i\O-rr~ ,2000. rl ,{ ,L:>-~c i7 ~'-'J ~ ~ Notary 158897 Notarial Seal , Mallssa N. Young, Notary Public Reading, !€irks County My Commissio~ Exp~~~.s_~~?~ 13,2001 ,,~ ,-', - ~ , ,;;".1 BINGAMAN, HESS, COBLENTZ & BELL, P.C. By: Kurt Althouse, Esquire Identification No. 35238 601 P~nn Street, Suite 660 P.O. 80x 61, Reading, PA 19603-0061 (610) 374-8377 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF FRANKLIN COUNTY, PENNSYLVANIA CIVIL ACT!ON - LAW FIRST UNION NATIONAL BANK, NO. successor by merger to CoreStates Bank, N.A., Plaintiff CIVIL ACTION - LAW vs. JAMES R. DIEM, LINDA K. DIEM, GLENN H. YOHN, and SHARON M. YOHN, Defendants ACTION IN CONFESSION OF JUDGMENT AFFIDAVIT OF EARNINGS Douglas R. Good, being duly sworn according to law, deposes and says that he is an authorized officer of First Union National Bank, Plaintiff herein, and that he makes this Affidavit on its behalf, being authorized to do so, and as such states that to the best of his knowledge, information and belief, at the time of the signing of the instrument containing the provision ~or judgment by confession, the Defendants, James R. Diem, Linda K. Diem, Glenn H. Yohn, and Sharon M. Yohn, ned more than $10,000. DC per y~ar. Sworn to a~ subscribed be~ore me this .~';/u"'day of h\CI .r~, ,2000. / Janelle L. g~~~~ Seal My ~ading. B~n(o~'::X PUblic ISOlon Expires Au .ly Member, Pennsylvania AssoC g. 24, 2002 latlonat NOlarles . Co,,::,:! " ",. J',C ''''-''''^'. .....~" ,0 ' , BINGAMAN, HESS, COBLENTZ & BELL, P.C. By: Kurt Althouse, Esquire Identification No. 35238 601 Penn Street, Suite 660 P.O. Box 61, Reading, PA 19603-0061 (610) 374-8377 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF FRANKLIN COUNTY, PENNSYLVANIA CIVIL ACTION - LAW FIRST UNION NATIONAL BANK, NO. successor by merger to CoreStates Bank, N.A., Plaintiff CIVIL ACTION - LAW vs. JAMES R. DIEM, LINDA K. DIEM, GLENN H. YOHN, and SHARON M. YOHN, Defendants ACTION IN CONFESSION OF JUDGMENT AFFIDAVIT OF COMMERCIAL TRANSACTION I hereby certify that I am counsel for First Union National Bank, the Plaintiff herein, and hereby certify that judgment is not being entered against a natural person in a consumer transaction. BINGAMAN, HESS, COB ENTZ & BELL, P.C. /(dr- y~~ Kurt Althouse, Esquire By: 158897 , '. '~ c ,," W' ,_ ~, . BINGAMAN, HESS, COBLENTZ & BELL, P.C. By: Kurt Althouse, Esquire Attorneys for Plaintiff Identification No. 35238 601 Penn Street, Suite 660 P.O. Box 61, Reading, PA 19603-0061 (610) 374-8377 IN THE COURT OF COMMON PLEAS OF FRANKLIN COUNTY, PENNSYLVANIA CIVIL ACTION ~ LAW FIRST UNION NATIONAL BANK, successor by merger to CoreStates Bank, N.A., Plaintiff NO. CIVIL ACTION - LAW ....., C,":,""' f::_:'J ,~, :::::J .'~ vs. JAMES R. DIEM, LINDA K. DIEM, GLENN H. YOHN, and SHARON M. YOHN, Defendants ?; (J- ACTION IN CONFESSIqW OF ~ f AFFIDAVIT OF NON-MILITARY SERVICE 1 ,~ JUDGMENT. . . ,,-'. 1....-) .0) COMMONWEALTH OF PENNSYLVANIA ss. COUNTY OF BERKS Douglas R. Good, being duly sworn according to law, deposes and says that he is a duly authorized officer of the Plaintiff herein, and as such states the following: 1. The Defendants, James R. Diem, Linda K. Diem, Glenn H. Yohn, and Sharon M. Yohn, are not in the military or naval service of the United States or its allies, or otherwise within the provisions of the Soldiers' and Sailors' Civil Relief Act of 1940, as amended. 2. The Defendants, James R. Diem, Linda K. Diem, Glenn H. Yohn; and Sharon M. Yohn, are more than 21 years of age and have a current address of 14441 Mountain Green Road, Willow Hill, Franklin County, Pennsylvania 17271. 3. He has ascertained investigation and makes this ion by personal au,tjlOri ty. , ~ k' fI, ,~ Sworn to qnd sUbSCr~\ed before me this ~"-dI. day of 11 C<\'{"'- ,2000. 1Yl" t"A~ 11 ~~J- ~ Notary Publi 158897 Notarial Seal Malissa N, Young, Notary Public Reading, !lerks County My Commission Expires Aug, 13, 2001 Memhpr O,,-,.,r,~' '.:,. , ;,-, ~~. ,.. (", I~.I...... '"" __ ---y -,--" lL '0 . . IN THE COURT OF COMMON PLEAS OF FRANKLIN COUNTY, PENNSYLVANIA CIVIL DIVISION Da te: "'tJlt4.I'vf!J-., 2 'i u' 00 ) James R. Diem 14441 Mountain Green Road Willow Hill, PA 17271 RE: First Union National Bank, successor by merger to CoreStates Bank, N.A.,Plaintiff v. James R. Diem, Linda K. Diem, Glenn H. Yohn, and Sharon M. Yohn, Defendants Franklin County Court of Common Pleas, Pennsylvania Dear Mr. Diem: First Union National Bank, successor by merger to CoreStates Bank, N.A., has entered judgment by confession against you in the Court of Common Pleas of Franklin County, Pennsylvania, in the total amount of $21&,827.27, plus interest at the contract rate of 9.75% per annum (currently $50.75 per diem) from March 8,2000 forward and costs of this proceeding; This judgment was entered to No. :~OOO-' ItJ2.~ , Franklin County Court of Common Pleas. ~ , , F,,' f;; Enclosed please find true and correct copies of the following documents filed by First Union National Bank in the subject action: 1 t' , . 1. Complaint in Confession of Judgment; 2. Confession of Judgment; 3. Certification of Addresses; 4. Affidavit of Earnings; , 5. Affidavit of Commercial Transaction; and 6. Affidavit of Non-Military Service. [. , I !, I Franklin County Prothonotary By 15889" - - , . . ^ , . , . '_J , .. ,," ~ ~~ t" c=-"~~,: IN THE COURT OF COMMON PLSAS OF FRANKLIN COUNTY, PENNSYLVANIA CIVIL DIVISION Date: 1}l\-dA-<,A OJ-fl) WOO Linda K. Diem 14441 Mountain Green Road Willow Hill, PA 17271 Re: First Union National Bank, successor by merger to CoreStates Bank, N.A., Plaintiff v. James R. Diem, Linda K. Diem, Glenn H. Yohn, and Sharon M. Yohn, Defendants Franklin County Court of Common Pleas, Pennsylvania Dear Mrs. Diem: First Union National Bank, successor by merger to Core States Bank, N.A., has entered judgment by confession against you in the Court of Common Pleas of Franklin County, Pennsylvania, in the total amount of $218,827.27, plus interest at the contract rate of 9.75% per annum (currently $50.75 per diem) from March 8,2000 forward and costs of this proceeding. This judgment was entered to No. d.DOO _ /02--" , Franklin County Court of Common Pleas. 1. Complaint in Confession of Judgment; 2. Confession of Judgment; 3. Certification of Addresses; 4. Affidavit of Earnings; 5. Affidavit of Commercial Transaction; and 6. Affidavit of Non-Military Service. ;' , ~, , ! I f I' f \' j', , 1 l , f j Enclosed please find true and correct ~opies of the following documents filed by First Union National Bank in the subject action: I i !" Franklin County Prothonotary By: 158897 ~ ..~ ~ , ~ ,~>",,- ';',,',< ,-,;;;.- ,"C' " f . -. . IN THE COURT OF COMMON PLEAS OF FRANKLIN COUNTY, PENNSYLVANIA CIVIL DIVISION Da te : 't"V\,Q.M:..,A ,:;.. Cf) 2...000 Glenn H. Yohn 14441 Mountain Green Road Willow Hill, PA 17271 Re: First Union National Bank, successor by merger to CoreStates Bank, N.A., Plaintiff v. James R. Diem, Linda K. Diem, Glenn H. Yohn, and Sharon M. Yohn, Defendants Franklin County Court of Common Pleas, Pennsylvania Dear Mr. Yohn: First Union National Bank, successor by merger to CoreStates Bank, N.A., has entered judgment by confession against you in the Court of Common Pleas of Franklin County, Pennsylvania, in the total amount of $218,827.27, plus interest at the contract rate of 9.75% per annum (currently $50.75 per diem) from March 8,2000 forward and costs of this proceeding. This judgment was entered to No. ,:;wOO- /02~ , Franklin County Court of Common Pleas. 1. Complaint in Confession of Judgment; 2. Confession of Judgment; 3. Certification of Addresses; 4. Affidavit of Earnings; 5. Affidavit of Commercial Transaction; and 6. Affidavit of Non-Military Service. [I II II I. I I Ii I II I, II !I II I Enclosed please find true and correct copies of the following documents filed by First Union National Bank in the subject action: Franklin County Prothonotary By:~j{.,~ X AJvI~ , eputy Prothonotary 158897 ~=~. ~ .._~~~, ~ ~ .,' ',' , . . or, . IN THE COURT Of COMMON PLEAS OF FRANKLIN COUNTY, PENNSYLVANIA CIVIL DIVISION Date: ~ rX.-Cf 2-()oo ) Sharon M. Yohn 14441 Mountain Green Road Willow Hill, PA 17271 Re: First Union National Bank, successor by merger to CoreStates Bank, N.A., Plaintiff v. James R. Diem, Linda K. Diem, Glenn H. Yohn, and Sharon M. Yohn, Defendants Franklin County Court of Common Pleas, Pennsylvania Dear Mrs. Yohn: First Union National Bank, successor by merger to CoreStates Bank, N.A., has entered judgment by confession against you in the Court of Common Pleas of Franklin County, Pennsylvania, in the total amount of $218,827.27, plus interest at the contract rate of 9.75% per annum (currently $50.75 per diem) from March 8,2000 forward and costs of this proceeding. This judgment was entered to No. ()OOn- /D23 , Franklin County Court of Common Pleas. Enclosed please find true and correct copies of the following documents filed by First Union National Bank in the subject action: 1. 2. 3. 4. 5. 6. Complaint in Confession of Judgment; Confession of Judgment; Certification of Addresses; Affidavit of Earnings; Affidavit of Commercial Transaction; and Affidavit of Non-Military Service. Franklin County Prothonotary By :'5kV/~)j ~'---' ,'. e uty Prothonotary 158891 ~.' ;:1 ,I :'1 1 1:1 ;1 ,,",1 i :1 ::',1 1,1 I I ,I , I II II I " J J 'j I I I ,I I I I ~""'""""''''''-' .- . " 0" - ~ t), liYS510 200J'-r1023 ~. Reference No. . : cadse Type.. ...: JUDGMENT (GENERAL) JUdgment. ,...~: .00 J\I ge Asslgnea: Dlsposed Desc. : ------------ Case Comments ------------- Franklin County Prothonotary's Office Civil Case Inquiry Page 1 DIEM ET AL Filed. . . . . . . . : Time......... : Execution Date Jury Trlal. . . . Disposed Date. Higher Crt 1.: Higher Crt 2.: ******************************************************************************** General Index Attorney Info FIRST UNION NATIONAL BANK PLAINTIFF ALTHOUSE KURT 600 PENN ST POBOX 1102 READING PA 19601 CORES TATES BANK NA PLAINTIFF 600 PENN ST POBOX 1102 READING PA 19601 DIEM JAMES R DEFENDANT 14441 MOUNTAIN GREEN RD WILLOW HILL PA 17271 DIEM LINDA K DEFENDANT 14441 MOUNTAIN GREEN RD WILLOW HILL PA 17271 YOHN GLENN H DEFENDANT 14441 MOUNTAIN GREEN RD WILLOW HILL PA 17271 YORN SHARON M DEFENDANT 14441 MOUNTAIN GREEN RD WILLOW HILL PA 17271 FIRST UNION NATIONAL BANK (vs) JAMES R 3/29/2000 1:32 0/00/0000 0/00/0000 Judgment Index DIEM JAMES R DIEM LINDA K YORN GLENN H YORN SHARON M Amount 218,827.27 218,827.27 218,827.27 218,827.27 Date 3/29/2000 3/29/2000 3/,/29/,/2000 3 29 2000 Desc JUDGMENT JUDGMENT JUDGMENT JUDGMENT ******************************************************************************** * Date Entries * ******************************************************************************** 3/29/2000 3/29/2000 3/29/2000 - - - - - - - - - - - - - FIRST ENTRY - - - - - - - - - - - - - - COMPLAINT AND CONFESSION OF JUDGMENT AGAINST THE DEFENDANTS IN THE AMOUNT OF $218,827.27 FILED. --------------------------------------------------------------.----- NOTICE OF ENTRY OF JUDGMENT SENT TO DEFENDANT(S) . -------------------------------------------------------------_.----- AFFIDAVIT OF NON MILITARY SERVICE FILED. - - - - - - - - - - - - - - LAST ENTRY - - - - - - - - - - - - - - ***~*********************************************************************~r****** * Escrow Infor~ation * * Fees & Debits Bea Bal PvmtSjAdl End Bal * ***~****************************~********~*******************************~r****** CONFESSION JUDGMENT DISC JUDGMENT TAX CONFES-AUTO FEE EXEMPLIFICATION 9.00 9.00 5.00 5.00 .50 .50 5.00 5.00 10.00 10.00 ------------------------ 29.50 29.50 .00 .00 .00 .00 .00 ------------ .00 *************************************************************************~~****** * End of Case Information * *************************************************************************.~****** - . i ~:;;/T"n""l- Ti ""IF"' 'T"""""."'f"' Ct(~iil'i . .:.... COMMONWEALTH OF PENNSYLVANIA, COUNTY OF FRANKLIN } SS. 1, Linda L, Beard, Prothonotaryofthe Court of Common Pleas in and for said County, do hereby certify that the foregoing is a full, true and correct copy of the whole record of the case therein stated, wherein. . EirsJ:. .Uuion .l\latioual Bank,. succe.ssor. .by .lD.e.J;gllr. .to. ~.QW~.t.'ltlll'. .1l~l;lJ<.,. .1:1..1\." . . .. . . .. . . Plaintiff, and . .Jam.e.s. R,. .Ile;ilD.,. .L;ip,4'l. K.. .'Q;ii=1ll,. ~.l.<\lfl).. )1;., .Y9P.'1.'i'Jl.d. Sharon ,M.. Xobn. .*.*.":. w.:i.tb. r.e.sPl'l'.t . t:P. .G~lll1A .~,. .'(ql).Jl. .'w<:i. .S.4~r9A ]~. Yohn*** Defendant, so full and entire as the same remains of record before the said Court, as No. 2000,...1023... IN TESTIMONY WHEREOF, I have hereunto set my hand and affixed the seal of said Court, this .;\p.dJ.. .28.. 2QOO........... ~...Q,.\d.~... Prothonotary I, .. .John. .a. . Ra~kl';Z:. . . . . . . . . . . . . . . . . . . . . . . . President Judge of the Court of Common Pleas of the 39th Judicial District, Franklin County Branch, do certify that Linda L. Beard, Prothonotary, by whom the annexed record, certificate and attestation were made and given, and who, in her own proper handwriting, thereunto subscribed her name and affixed the seal of the Court of Common Pleas of said County, was at the time of so doing and now is Prothonotary in and for said County in the Commonwealth of Pennsylvania, duly commissioned and qualified; to all of whose acts, as such, full faith and credit are and ought to be given, as well in Courts of Judicature as elsewhere d th the said record, certificate and attestation are in due form of law and made by the proper 0 Ice. COMMONWEALTH OF PENNSYLVANIA, COUNTY OF FRANKLIN } SS, 1, Linda L. Beard, Prothonotary of the Court of Common Pleas of the 39th Judicial District, Franklin County Branch, do hereby certify that the Honorable ,.lohn. R. . Walker. . , . . . . , . . . . . . . . . . . . . . . . . . . . by whom the foregoing attestation was made, and who has hereunto subscribed his name, was at the time of making thereof and still is President Judge of the Court of Common Pleas, in and for said County, duly commissioned and qualified; to all whose acts, as such, full faith and credit are and ought to be given, as well in Courts of Judicature as elsewhere. IN TESTIMONY WHEREOF, I have hereunto set my hand and affixed the seal of said Court, this. . . . . .<i<. ~ day of . . Yr;'o/ . . . .. A.Drl9-~ ..~.Q.\6.~.. ~~)"".r "~~~_I~uh.r~'I'.j'-Tll"~]t"~jjj~1, 'jjj',~:"cr' I ^ Jlr-";;f~""";\~ill' "P - en ~, ~~, - =~~~,~ i'~~ " ~ , " I!:' ~...:",."k~~ ,,' .~ So t.... ~ r ~ ,-"p. ~ . ' , ' 'r '<l ... ~ o "' o - " .:! ~~ ~~~ 0- N ;J c: ",~, '. ". . " ~~ "~" " l:: 1:1 '" " }-'. '" "d ,.., }-'. o }-'. '" P' '"' '" " f-' , ..... po '" . W '" ;,- , '" 9 p> .... .... ~ nlU = &....~,....... "'", '. ,.., ~..... 0 : Ln ~ ~.O'Q ,.,. W ;-.. '" ..... N g o '" "':I ll> l1> OJ ;-, ...... i.n '" ~ !;;; ..... o :0- . '" ~ w . W \JO P' '" 00 I'"' "':I o ... .... 0 ~S "':I ... " "' ,.. ~ S' n o " a '< .... N ..... fJ 00 N ?" N '" ~ ~ 'U t'" I-< "1 I-< ~ :;0 tJ:j () o ~ .... * .... lIP '" '"' ll> 'en E! :::r ~ ." ." " '0 ):I '1:1 '" : t:;I.:S: {J1 (0.. S ~\.<l >1 1:1:0 o "".,. 1" "'1:1 , "" .... OJ ~ Il> ~ ;p; >< '0 P" l:I ~ "" '-< ~ ll> OJ '" t:;I ..... ~ . r< }-'. l:I ", Jll ~ :c; .... ~ , 1il ;;l " '" "0 M:I ...... " ,.... ):I rt .... t-n .... if ~ l;I Il> ,.., QQ lD >1 ,.., 'P n o 11 'll> :en <'t 'p> 'rt :ll> .OJ .", '" :" ,I'<' . :21 .' 'p> . -~' , . , '. ";j ,.... :>1 ,OJ 'rt z 9 '<:1 :" ,f-'o ,0 :" :21 ," 'rt 'I"' '0 :" ,p> :'"' :'" .p> ." '1'<' :. N o o o 'I ...... o N W :OJ ," '0 :0 .Il> .OJ OJ o " ; ~ ~ - ~' " , ',' ,- "'C ~J'" ^" ,', ~' -- ,-'~''- d~ ^ ,~,~ ',--..., ,,', ,- -'"." "li.'"",'~''----~ . '.1 BINGAMAN, HESS, COBLENTZ & BELL, P.C. By: Kurt Althouse, Esquire Identification No. 35238 601 Penn Street, Suite 660 P.O. Box 61, Reading, PA 19603-0061 (610) 374-8377 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW FIRST UNION NATIONAL BANK, NO. successor by merger to Core States Bank, N.A., Plaintiff CIVIL ACTION - LAW vs. JAMES R. DIEM, LINDA K. DIEM, GLENN H. YOHN, and SHARON M. YOHN, Defendants ACTION IN CONFESSION OF JUDGMENT A F F I D A V I T I, Kurt Althouse, Esquire, counsel for the above-captioned Plaintiff, do hereby verify that the names and last known addresses of the judgment Debtors with regard to the entry of this judgment in Cumberland County and judgment Creditor are as follows: Judgment Creditors Glenn H. Yohn 2655 Ritner Highway Carlisle, PA 17013-9432 Judgment Debtor First Union National Bank 601 Penn Street P.O. Box 1102 Reading, PA 19603 Sharon M. Yohn 2655 Ritner Highway Carlisle, PA 17013-9432 JBl":! '8>1 'lLi .. BINGAMAN, HESS, COBLENTZ & BELL, P.C. By: Kurt Althouse, Esquire Identification No. 35238 601 Penn Street, Suite 660 P.O. Box 61, Reading, PA 19603-0061 (610) 374-8377 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW FIRST UNION NATIONAL BANK, successor by merger to CoreStates Bank, N.A., Plaintiff NO. OC>- c,:"'c'l T~"Jvl CIVIL ACTION - LAW vs. JAMES R. DIEM, LINDA K. DIEM, GLENN H. YOHN, and SHARON M. YOHN, ACTION IN CONFESSION OF JUDGMENT Defendants NOTICE UNDER RULE 2958.1 OF JUDGMENT AND EXECUTION THEREON NOTICE OF DEFENDANT'S RIGHTS To: Sharon M. Yohn 2655 Ritner Highway Carlisle, PA 17013-9432 Defendant A judgment in the amount of $218,827.27 has been entered against you and in favor of the Plaintiff without any prior notice or hearing based on a confession of judgment contained in a written agreement or other paper allegedly signed by you. The sheriff may take your money or other property to pay the judgment at any time after thirty (30) days after the date on which this notice is served on you. You may have legal rights to defeat the judgment or to prevent your money or property from being taken. YOU MUST FILE A PETITION SEEKING RELIEF FROM THE JUDGMENT AND PRESENT IT TO A -': ,. , , ',,.~-,,J"',.,^ ".."",', -'".'n',,""; C --".,- ,',,'"- ;. _'-'::J>, ~'. - ';::.:'1 , ~ ,~ n:, JUDGE WITHIN THIRTY (30) DAYS AFTER THE DATE ON WHICH THIS NOTICE IS SERVED ON YOU OR YOU MAY LOSE YOUR RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP: Court Administrator 4th Floor, Cumberland county Courthouse Carlisle, PA 17013 (717) 240-6200 BINGAMAN, HESS, COBLENTZ & BELL, P.C. By: A Kurt Athouse, Esquire Attorneys for Plaintiff -" , ~, ';",;,.",,', ^ ~^ . ~ ',.'i>he..__ -.~ I ~~'~ful ""' ," , t , , IB~I SUITE 660 . 601 PENN STREET P.O. BOX 61 READING, PENNSYLVANIA 19603-0061 TELEPHONE (610) 374-8377 FAX # (610) 376-3105 www.bhcb.com RAYMOND K. HESS J. WENDELL COBLENTZ OF COUNSEL I I I :1. ~ i ~ ~ II ! 11 I I g I .. DAVID E. TURNER MARK G. YODER CARL D. CRONRATH. JR. KURT ALTHOUSE HARRY D. McMUNIGAL PATRICK T. BARRElT KAREN FERYO LONGENECKER SHAWN J. LAU* LYNNE K. BEUST ELIZABETH D. McMUNIGAL KEVIN W. RETHORE* ERIC J. FABRIZIO ELIZABETH A. MAGOVERN SCOlT G. HOH BINGAMAN, HESS, COBLENTZ & BELL A PROFESSIONAL CORPORATION ATTORNEYS AT LAW RALPH J. ALTHOUSE, JR. I"1ETIRED LLEWELLYN R. BINGAMAN 1907-1996 JAMES F. BELL 1921-1988 May 9, 2000 SHAWN J. LAU, P.c. BUILDING Q, SUITE 148 1930 E. MARL TON PIKE CHERRY HILL, NJ 08003 (856) T51-4158 FAX (856) <:)24.7112 .Also Admitted in New Jersey Cumberland County Courthouse Office of the Prothonotary 1 Courthouse Square Carlisle, PA 17013-3387 RE: First Union National Bank, successor by merger to CoreStates Bank, N.A. vs. Glenn H. Yohn and Sharon M. Yohn, et al (With Regard to Glenn and Sharon Yohn ONLY) Our File No. 1011-730 ,j ::1 I 1 ! Dear Sir or Madam: Enclosed please find the documents necessary to transfer the judgment previously entered in the Franklin County Court of Common Pleas (Franklin County Docket No. 2000-1023) against Glenn H. Yohn and Sharon M. Yohn ONLY to the Cumberland County Court of Common Pleas. Also enclosed please find our firm's check in the amount of $15.00 representing your filing fee. " Kindly file the original, time-stamp the copies, forward one time-stamped copy to each Defendant and forward the remaining time-stamped copy to the undersigned in the envelopes provided. Should you have any questions, please contact the - ,I J" - ";.."__,__ "2'." ~ I; ,. . " ,~V "~" ~" !.:c~, ~,"f,'j - " ~ ,---- "." , ~"",'-'." ;;,,- '~i "'" I .' . May 9, 2000 PAGE TWO undersigned or my Paralegal, Donna L. Witman. Sincerely yours, BINGAMAN, HESS, COBLENTZ & BELL, P.C. /('.) // . ~/' /)~,A/// L (vUA1 ~ -", Kurt Althouse KA:dlw Enclosures cc: Douglas R. Good, First Union National Bank (PA6463) ~ " 0"--;" , "~" ,iC'; .~~~ " '. ~, . BINGAMAN, HESS, COBLENTZ & BELL, P.C. By: Kurt Althouse, Esquire Identification No. 35238 601 Penn Street, Suite 660 P.O. Box 61, Reading, PA 19603-0061 (610) 374-8377 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW FIRST UNION NATIONAL BANK, successor by merger to CoreStates Bank, N.A., Plaintiff NO. DC> - CIU(( ~ 1~'1 CIVIL ACTION - LAW vs. JAMES R. DIEM, LINDA K. DIEM, GLENN H. YOHN, and SHARON M. YOHN, ACTION IN CONFESSION OF JUDGMENT Defendants NOTICE UNDER RULE 2958.1 OF JUDGMENT AND EXECUTION THEREON NOTICE OF DEFENDANT'S RIGHTS To: Glenn H. Yohn 2655 Ritner Highway Carlisle, PA 17013-9432 Defendant A judgment in the amount of $218,827.27 has been entered against you and in favor of the Plaintiff without any prior notice or hearing based on a confession of judgment contained in a written agreement or other paper allegedly signed by you. The sheriff may take your money or other property to pay the judgment at any time after thirty (30) days after the date on which this notice is served on you. You may have legal rights to defeat the judgment or to prevent your money or property from being taken. YOU MUST FILE A PETITION SEEKING RELIEF FROM THE JUDGMENT AND PRESENT IT TO A JUDGE WITHIN THIRTY (30) DAYS AFTER THE DATE ON WHICH THIS NOTICE IS SERVED ON YOU OR YOU MAY LO~E YOUR RIGHTS. '",; ;'~""'O____' .--'''- -"~ , ,~;-~,..i'" " -, ~" . ,', " ,-,'-'-" ~';; ~ . YOU SHOULD TAKE THI S PAPER TO YOUR LAWYER AT ONCE. I F YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP: Court Administrator 4th Floor, Cumberland county Courthouse Carlisle, PA 17013 (717) 240-6200 By: BINGAMAN, HESS, COBLENTZ & BELL, P.C. ~~ Kurtlthouse, Esquire Attorneys for Plaintiff -. "~ ~ ,. ..;') i , I;' i: Ii I, Ii I Ii )1 ;; Ii t; r; Ii Ii I' Ii " it f I:: :1; { r; :;1 r,' - ~~ ~';, ~ ~ ~'~ ,'- ;,'3,; ~, ~' ..;, .'~ ' ~- I further verify that the judgment is valid, enforceable and unsatisfied. BINGAMAN, HESS, COBLENTZ & BELL, P.C. ~.~ ilL Kurt Alt ouse, Esqulre Attorneys for Plaintiff Sworn to and Subscribed this ~~ day of May, 2000. Ouu;JiJ-llhn~, t~ Notary Public Notarial Seal Cruzlta-Maria Pagen. Notary Public Rll8dlng. Berks County My CommIssIOn Explres July 7. 2001 r, na ssoca ~ll""'" I~;, ~--'" 'fl.- _~ '\:-"....:,;,'",~~-^'"'~_ '_" >._ ~" '< 'Co";'__ "~' ,\,";:,:\".-,",:';.:;," ,;{"",;'';''J,'r_,',j..<"u" ' ,- ~. .._. ... 1.11 I. -, ':-">~-,, "","'- "" ~"'~V'~" 4'" ~ / ~.~" ./ , t 1\J ('0 ~ C) 0 ft:- 1fI .q '::.:.) -11 _"C" ---I :~;,.. -r-" 8 ---:.: J~ ~ ~~,q F "G ..a <IJ Cf) >~ ~~ :? i1 ~:)S? j ~ -u -0 L,1 "'D --- (') ;;.'- ~ _.,~ !lr tv -- r;.: C;' ~ () ~ M-- ) ....." ~ J:"' A ~~ ~,,-. ,s' ,~ '''", _ ""_,.~~ "'~" c " ' ,',ry _,~, _ _,_, , , -'-"'" ""-, '","- ,,"":'X: '-:-O'l#:' IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION Date: fi"&J '-' , lie, , 2000 Glenn H. Yohn 2655 Ritner Highway Carlisle, PA 17013-9432 RE: First Union National Bank, successor by merger to CoreStates Bank, N.A. vs. James R. Diem, Linda K. Diem, Glenn H. Yohn and Sharon M. Yohn No. (y') _ , Cumberland County C.C.P. (With Regard to Glenn Yohn and Sharon Yohn ONLY) Ir I' Ii ,. I' I Dear Mr. Yohn: First Union National Bank, successor by merger to CoreStates Bank, N.A., this date has entered judgment by confession against you in the Court of Common Pleas of Cumberland County, Pennsylvania, in the amount of $218,827.27 plus interest at the contract rate of 9.75% per annum (currently 50.75 per diem) from March 8, 2000 forward and costs of suit. This judgment was entered to the above-referenced docket number in the Cumberland County Court of Common Pleas. Enclosed please find following documents filed by subject action: true and correct copies First Union National Bank of in the the 1. Complaint in Confession of Judgment. 2. Confession of Judgment; 3. Affidavit of Earnings 4. Affidavit of Commercial Transaction; 5. Certification of Addresses; and 6. Affidavit of Non-Military Service. PROTHONOTARY OF CUMBERLAND COUNTY, PA B'I-';" A-O/h P - 2. (r?O?/?A~ / Deputy Clerk ">~ -"~ ' ,v' . ---, ~,,',.' "';: _ - ~ ", - '~ ~~ ti II Date: Pl;;<, 1'= f , 2000 ii " " , i I, ~ , Ii " I ~ Ii Ii 'I I] , i I i i ~ !j I. (j , ;1 ;; ii u II Ii j IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION Sharon M. Yohn 2655 Ritner Highway Carlisle, PA 17013-9432 RE: First Union National Bank, successor by merger to CoreStates Bank, N.A. vs. James R. Diem, Linda K. Diem, Glenn H. Yohn and Sharon M. Yohn No. CO , Cumberland County C.C.P. (With Regard to Glenn Yohn and Sharon Yohn ONLY) Dear Ms. Yohn: First Union National Bank, successor by merger to Core States Bank, N.A., this date has entered judgment by confession against you in the Court of Common Pleas of Cumberland County, Pennsylvania, in the amount of $218,827.27 plus interest at the contract rate of 9.75% per annum (currently 50.75 per diem) from March 8, 2000 forward and costs of suit. This judgment was entered to the above-referenced docket number in the Cumberland County Court of Common Pleas. Enclosed please find true and correct copies of the following documents filed by First Union National Bank in the subject action: 1. Complaint in Confession of Judgment. 2. Confession of Judgment; 3. Affidavit of Earnings 4. Affidavit of Commercial Transaction; 5. Certification of Addresses; and 6. Affidavit of Non-Military Service. PROTHONOTARY OF CUMBERLAND COUNTY, PA B~~ 2. ~flA" ) Deputy Cler =.~- ~,,~ ---,- -iIli,~ ... , SHERIFF'S RETURN - REGULAR CASE NO: 2000-03047 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND FIRST UNION NATIONAL BANK VS YOHN GLENN H ET AL GERALD WORTHINGTON , Sheriff or Deputy Sheriff of Cumberland County, Pensyl vania , who being duly sworn according to law, says, the within NOTICE UNDER RULE 2958.1 was served upon YORN GLENN H the DEFENDANT , at 0013:25 HOURS, on the 19th day of May , 2000 at 2655 RITNER HIGHWAY CARLISLE, PA 17013 by handing to SHARON M. YOHN a true and attested copy of NOTICE UNDER RULE 2958.1 together with OF JUDGEMENT & EXECUTION THEREON and at the same time directing Her attention to the contents thereof.. Sheriff's Costs: Docketing Service Affidavit Surcharge 18.00 3.10 .00 10.00 .00 31.10 So Answers: ~~rV~~! R. Thomas Kline OS/23/2000 BINGAMAN, HESS, COBLENTA & BEL Sworn and Subscribed to before BY~W~ Deputy She f me this ~~ day of ~ .;ltJ'VV A.D. Q'(. (J.7h,d,-, ~ rothonotary . il b ...~ . SHERIFF'S RETURN - REGULAR CASE NO: 2000-03047 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND FIRST UNION NATIONAL BANK VS YORN GLENN H ET AL GERALD WORTHINGTON , Sheriff or Deputy Sheriff of Cumberland County, Pensylvania, who being duly sworn according to law, says, the within NOTICE UNDER RULE 2958.1 was served upon YOHN SHARON M the DEFENDANT , at 0013:25 HOURS, on the 19th day of May , 2000 at 2655 RITNER HIGHWAY CARLISLE, PA 17013 by handing to SHARON M. YOHN a true and attested copy of NOTICE UNDER RULE 2958.1 together with JUDGEMENT AND EXECUTION THEREON and at the same time directing Her attention to the contents thereof, Sheriff's Costs: Docketing Service Affidavit Surcharge 6.00 .00 .00 10.00 .00 16.00 So Answers: ~~~~~~ll . Thomas Klin OS/23/2000 BINGAMAN, HESS, COBLENTA, BELL Sworn and Subscribed to before BY'A.I~ IA)~ . ~. Deputy She-;;;:tff me this ,;(,.,..d day of ql'''' dItTO ~ A.D. qt' (J h'1.fPI.~,Jl~- rothonotary ~